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LIST YOUR NON-PROFIT EVENTS With the purchase of each ad in Richmond Giving Space, your non-profit organization receives free listings to announce upcoming events, call for volunteers, or simply share your mission and contact information for charitable giving. Ads for non-profits are up to 61% off our regular rates. Space Issue Dates: 9/18/13 (deadline 9/6/13) and 12/4/13 (deadline 11/22/13)

Contact us at 804.358.0825 + rep’s extension

GIVING VIRGINIA HOME FOR BOYS AND GIRLS SPRING SPREE at the BIZARRE BAZAAR: Virginia Home for Boys and Girls will host a pre-event shopping extravaganza in conjunction with the Spring 2013 Bizarre Bazaar. Help us build a great event by joining our committee, bringing your friends and shopping until you drop. For more information or to join the committee, contact Amanda Bazzi at 804-270-6566 x 145 SPRING SPREE VOLUNTEERS: Virginia Home for Boys and Girls needs volunteers to help with our Spring Spree event at the Bizarre Bazaar on Friday, April 5 from 7:00-10:00am. Volunteers will help with registration, handing out giveaways and beverages, and other event related tasks. Volunteers have access to the Bizarre Bazaar for the remainder of the day. If you are interested in volunteering, please contact David LeFebvre, 804-270-6566 x 146. SKEET SHOOT: Join Virginia Home for Boys and Girls for the 19th Annual Skeet Shoot! The event will be held at Conservation Park of Virginia on Friday, April 19, 2013. Participants will enjoy 50 rounds of skeet and 50 rounds of trap shooting, a catered lunch, raffle prizes, awards ceremony with food and beverages donated by Legends Brewery. Register today at VHBG.org

For over 165 years, Virginia Home for Boys and Girls has been providing strength and hope to Virginia’s most vulnerable children and families. In partnership with organizations, businesses, and people like you, VHBG has become the leader in fostering futures of hope. Learn more about how VHBG can change the lives of children and families 804.270.6566 • www.boysandgirlshome.org

make a gift / get involved

Giving hope, a continuum of care.


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GOODWILL INDUSTRIES Goodwill provides job training and career development services for individuals with obstacles to employment. Your donations fuel our ability to help over 16,000 local individuals through our many job training programs each year. Please continue to donate gently used household items at any of our stores and donation centers. Your donations help us change lives and build stronger communities. Thank you for your continued support.

THE WOMEN’S CLUB TREASURES ANTIQUE SHOW AND SALE FRIDAY, MARCH 22, 2013, 10:00AM – 5:00 PM: Own a piece of history AND raise money for the Bolling Haxall House! Join your friends at our newest fundraiser, Treasures Antique Show and Sale, where you will find a vast collection of donated, carefully curated items. Treasures will offer unique, high-quality furniture, art, and decorative accessories to suit all tastes.

Make room for more. Clean out and donate this spring.

www.goodwillvirginia.org

TREASURES ANTIQUE A benefit for the Bolling Haxall House SHOW & SALE 211 East Franklin Street Richmond, VA 23219 home of The Woman’s Club at the historic Bolling Haxall House

FRIDAY, MARCH 22, 2013

10:00 a.m. – 5:00 p.m. $10 per person

Join us for an incredible offering of antiques, decorative accessories, furniture, art work, and more! Featured antique vendors will also be present at this show.

VISIT WWW.TWCRICHMOND.ORG FOR TICKET INFORMATION

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Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

PUBLIC AUCTION Substitute Trustee’s Sale & Secured Creditor’s Sale Held in Conjunction with U.S. Bankruptcy Case No. 12-37107-DOT

Sale Friday, March 22, 2013

Sale held on the premises – Former (Creative Energy Corporation) 12940 Plaza Drive Richmond, Virginia 23233 Asset Sale @ 9:00 A.M.

Items to be SOLD ABSOLUTE to the Highest Bidder – Includes Vehicles, Equipment, Small/Large Hand Tools, Office Furniture and More

Real Estate @ 10:30 A.M.

9,852 +/- sq. ft. Retail (Showroom), Office & Warehouse with 2 Bay Doors on 1.64 +/- acres, Zoned B-1 Pre-Sale Inspection: 12:00 noon to 5:00 p.m. on 3/15 9:00 a.m. to 4:00 p.m. on 3/21 and 7:30 a.m. to 9:00 a.m. on the day of sale.

For details contact Bill Hudson at (410) 803-4161 or visit www.atlanticauctions.com VA License # 2907003992

employment

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The hR DepaRTmenT

by ed harrington

FULL TIME REFUGEE OUTREACH WORKERFT 30 hrs/wk. Provide outreach services to refugee community, visit families, assess needs; arrange for transportation; assist with medical needs; assess employment needs (including arrange for substance abuse evaluation and referral to employment specialists); assist with cultural orientation classes and teaching sessions; coordinate refugee resettlement resources with other volunteer groups. Bachelors Degree in Social Work, Sociology or related.  Send resume to Rev. Steven Blanchard, First Baptist Church, 2709 Monument Avenue, Richmond, VA 23220  

Pet Care Care in in your your Home Home Pet

• Pets•vacation own home. Pets vacationinintheir their own home. • Bonded & insured adult petTLC sitters • Bonded & insured adult pet sitters providing since 1985. providing TLC since 1985.

320-4395 320-4395

real estate AREA 10

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email: mypets@comcast.net mypets@comcast.net email:

fyi MESSAGES SALVATION PRAYER Dear God I know I’m a sinner, I know I’m not where I want to be, and I want your forgiveness. I believe that Jesus died on the cross to pay the price for my sins. Please wash me clean from all sin, shame and guilt, come into my life Jesus to be my Lord and Savior. I ask this in Jesus’ name. Amen.

Sarah Jarvis 356-4700 Residential. Commercial. Investment. One South Realty Group www.onesouthrealty.com

Pray this out loud, believe it in your heart, then begins your

March 20, 2013 [ classifieds ]

style weekly

path the Lord desires.

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lessons SEMINARS & WORKSHOPS

for rent NORTHSIDE 4 bdrm 1 bath house, gas heat. $800/mo. 804-329-3627 or 804727-7170 Near Bus Line. 2 bdrm 1 bath house, gas heat $700/mo. 804-329-3627 or 804727-7170 Near Bus Line.

Bartending classes available weekdays and weekends. Job placement assistance provided for all graduates. Certified by SCHEV. richmondbartending.com (804) 355.BARS (2277)

recycle

this paper

Senior Investment Analyst  @ Genworth North America Corporation (Richmond, VA) F/T - Rqrs Master’s degree or foreign equiv in Biz Admin or related 3 yrs of expr as an Analyst in the insurance industry. Also rqrs following expr: 3 yrs w/ Project Mngmt & Planning; 3 yrs dvlping forecasts & plans using data warehouse & spreadsheet tools; 3 yrs presenting forecasts & perfrmnce results to senior leaders; 2 yrs working w/ Life Insurance prdcts & mrkts; 2 yrs working w/ investmt assets, prdcts & mrkts; completion of at least 1 CFA exam. Analyze & monitor perfrmnce of investmt portfolios that back insurance liabilities. Dvlp asset projectns for monthly forecasting, multiyear forecasts & operating plan forecast processes. Create projectns for cash flows, book values, book yields, earned investmt income & capital gains & losses. Evaluate & communicate changing expectatns, forecast risks & key implicatns to liquidity, collateral & capital at risk. Analyze projectn changes versus liability pricing assumptns, prior forecasts & operating plans. Perfrm monthly & quarterly close supprt focused on attributn analysis of reported results. Redesign & improve current projectn models & processes. Apply @www. genworth.com Req. # HQ15234 ADMINISTRATIVE ASSISTANT Appointment coordination, Event and meeting planning, Make travel arrangements, Record, monitor expenses,Must possess a valid driver’s license, This position pays $10.50/hour. Send your resume or cover letter to: sonllyn1@gmail.com

Go to styleweekly.com/store to purchase “the hr Department” merchanDise IS Lead Analyst @ Closure Systems International, Inc. (Richmond, VA) F/T - Resp for rqrmts analysis, design, dvlpmt, testing & implmntatn of Oracle EBS & Data Warehouse solutns. Utilize foundtn in Oracle apps & DB tech to dvlp customized solutns. Prfrm techncl analysis of customizatns, remediatn & testing during major Oracle ERP & Global Data Warehouse upgrades & patching. Rqrs Master’s degree or foreign equiv in Info Sys, Comp Sci, Elctrnic Eng or related field & 3 yrs expr in Oracle Dvlpmt field. In lieu of Master’s, CSI will accept Bachelor’s degree in aforementioned fields & 6 yrs progres resp expr in Oracle Dvlpmt field. Also rqrs following expr: 3 yrs w/ SQL Plus Envirnmt & TOAD; 3 yrs w/ Oracle EBS Apps 11i & Oracle 10g DBs; 3 yrs managing complete cycle of SW dvlpmt from specifictn writing thru SW dvlpmt, unit & integratn testing; 3 yrs documenting techncl & functnl processes, incl issue docs, MD60 & RD60 templates; 2 yrs w/ Oracle PL/ SQL programming languages incl Oracle APIs & writing functns, procedures, packages & triggers; working w/ Oracle Apps Dvlpr tools - custom interface & conversion programs to integrate Oracle EBS & legacy data from various sources; working in Unix & Windows envrnmts. Contact: Kathy Laughlin, CSI, 7702 Woodland Dr, Ste 200, Indianapolis, IN 46278

PART TIME Ballet Teacher Wanted for classes on Tuesday evenings. Degree preferred but not required. Please call 747-0533

mind body spirit WEIGHT LOSS

home & garden BUILDING/ REMODELING Over 40 years of Additions, Carpentry, Renovations, Remodeling, Disaster Repair. Bob Windsor Construction 672-1100 - bobwindsor.net

CARPENTRY Small job specialist. Free estimates, references. Licensed/ Insured. Hobbie Carpentry, 264-4910

Tighten, Tone & Firm in 45 Minutes with Ultimate Body Wrap www.ultimate-healthy.com 804-517-7603

YOGA

Richmond’s Premiere Yoga Studio in Cary Court, 3122 W. Cary St. (804) 359-9642 www.yogarichmond.com

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any suc h pr efe r e nc e , limit ation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher


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NOTICE OF TRUSTEE’S SALE 3415 ChALFONT DRIvE CITY OF RIChMOND, vA In execution of a deed of trust dated Nov. 1, 2001, and recorded in the Clerk’s Office, Circuit Ct., City of Richmond, VA, as Inst. No. 01-029704, default having occurred in the payment of the debt secured thereby, and being requested to do so by the holder of the note secured thereby, the undersigned substitute trustee (“Trustee”) will offer for sale at public auction at the Clay St. entrance of the Courthouse of the City of Richmond Circuit Ct., 400 N. 9th St., Richmond, VA, on April 12, 2013, at Noon (local time) the improved real property commonly known as 3415 Chalfont Dr., located in the City of Richmond, VA (Parcel No. C0090326018), as more particularly described in such deed of trust to which reference is hereby made for a more complete description. TERMS OF SALE: CASH. A deposit of $1,500 by certified check will be required prior to bidding. Settlement within 30 days of sale. Procedures and terms of sale shall be subject to Trustee’s discretion, shall be announced prior to sale, and shall control. Sale subject to all matters of title prior or superior to lien of deed of trust and to the rights of residential tenants provided under the Protecting Tenants at Foreclosure Act of 2009, Pub. L. No. 111-022, Section 702 (2009), a copy of which is available from Trustee. Successful bidder to pay all real estate taxes, penalties, and interest due or accrued through date of sale and grantor’s tax on deed. Foreclosure sale agreement form with all terms of sale and title commitment (without representations or warranties) are available from Trustee upon request. FOR INFO CONTACT: Kepley Broscious & Biggs, PLC, Trustee, 2211 Pump Rd., Richmond, VA 23233, 804-7410400 x1, Attn: Jay Kepley

(804)358-2100

or email

c l a s s a d @ s t y l e w e e k l y. c o m

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

TRUSTEE SALE 3910 Genacre Lane, Richmond, VA 23222-1732 Henrico County In execution of a Deed of Trust in the original principal amount of $94,500.00, dated December 5, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3587, at page 0253, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on April 4, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 3, Block B, Genacre, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

TRUSTEE SALE 411 Kramer Drive, Highland Springs, VA 23075-1506 Henrico County In execution of a Deed of Trust in the original principal amount of $143,500.00, dated December 26, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4591, at page 0450, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auctionat the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on April 4, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 6, Block F, Meadowview, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-002585-13/ FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-003453-13/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-003467-13/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 1505 Austin Rd, Chester, VA 23836-6204 Chesterfield County In execution of a Deed of Trust in the original principal amount of $175,061.00, dated September 9, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8469, at page 0350, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on March 28, 2013 at 11:15 o’clock amthe property described in said deed, located at the above address and briefly described as: Lot 17, Block G, Section H, Prestwould Farms, with improvements thereon.

TRUSTEE SALE 6011 Mill Spring Ct, Midlothian, VA 23112-2348 Chesterfield County In execution of a Deed of Trust in the original principal amount of $229,892.00, dated June 30, 2008recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8425, at page 0019 and modified in Deed Book 9490, at Page 0338, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,Virginia, on April 4, 2013 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 75, Mill Spring., with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-027217-12/FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Classifieds BRAIN CALISTHENICS

by: David Levinson Wilk © 2013 David Levinson Wilk

“Four G”

49. “To Where You Are” singer Josh 50. Edith Piaf’s “La Vie ____” 54. Damage control grp. 55. Joyful 56. When the stars come out, in ads 57. 1996 Gwyneth Paltrow title role 58. Put on a peg, perhaps 59. Work with needles 60. Women’s ____ 61. Suffix with expert 62. Pledge

[ classifieds ] March 20, 2013

Down 1. “This is a priority!” 2. Onetime Dr Pepper alternative 3. Slang term often applied to Demi Moore or Halle Berry 4. Shopping spree setting 5. “____, old chap!” 6. Stash 7. Mozart’s “____ Fan Tutte” 8. Home run, in baseball slang 9. Enthusiastic reply

10. Haywire 11. ____ in “yellow” 12. Opposite of SSW 13. Superman’s monogram 21. 1.0 is not a good one 22. Jazz job 25. [Gasp!] 26. One way to attend a party 27. Annapolis inits. 29. Prince in Ezekiel 30. 4, on a phone 31. “There’s no ____ ‘team’” 32. It’s the equivalent of “sold out” at a filling station 33. Word on all U.S. coins 36. It may be spun 37. Land measurement 38. [That’s awful!] 39. Capt. Picard’s series, to fans 40. Garden tool 41. Prefix with biology 42. Letters on some NYC baggage tags 45. One unlikely to win a Tony 46. Body of work 47. Former Mideast org. 48. Button with two triangles: Abbr.

Last week’s answers

52. ____ culpa 53. Directional suffix 54. Come-on from a telecommunications company ... or something that includes 20-, 28-, 36- and 44-Across 60. Many New Year’s Eve broadcasts 63. Vitamin C source 64. Voyage starter? 65. Beta carotene, for one 66. “Look ____ when I’m talking to you” 67. “____ always say ...” 68. “Watch out!” 69. Breathless? 70. What flounder flounder in

style weekly

Across 1. “Breaking Bad” network 4. This and that: Abbr. 8. Actor Johnson known in his wrestling days as “The Rock” 14. Low-cost accommodations: Abbr. 15. Regarding 16. Ashton Kutcher and Johnny Carson, by birth 17. “The Simpsons” character with an 18-letter last name 18. Cambodia neighbor 19. Doesn’t guzzle 20. Supermarket chain featured in “Driving Miss Daisy” 23. “Southern” relig. 24. Roadside bomb: Abbr. 25. Buckeyes’ sch. 28. Winner’s privilege 34. The “O” in 25-Across 35. ____ empty stomach 36. Modern diversionary political tactic 42. Crazy, in a Ricky Martin hit 43. Strong as ____ 44. 1950s wrestler with golden locks 51. Tavern order

57


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March 20, 2013 [ classifieds ]

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TRUSTEE’S SALE OF 5425 Wainwright Drive, Richmond, VA 23225. In execution of a certain deed of trust dated October In execution of a Deed of Trust recorded in 13, 2005, in the original principal amount Clerk’s Office there having been a default under of $102,400.00 recorded in the Clerk’s the Deed of Trust, Substitute Trustee will offer Office, Circuit Court for Richmond City, for sale at public auction on March 26, 2013 CBP/ICE atSeized Property Postings Go Online Virginia, in Instrument No. 050036562, 11:40 a.m., front entrance of Circuit Court, CBP/ICE Seized Property Postings default having occurred in the payment City of Richmond, John Marshall Courts Go Online th the Note Building, 400 North Street, Public notice of seized property forfeiture will 9no longerRichmond, be published ofin the legalthereby secured and at the Public notice of seized property pending pending request of the holder, the undersigned Virginia 1, 23219, the U.S. property known as& 2416 forfeiture no publication. longer be published section will of this Effective March 2013, Customs Border Protection (CBP) Substitute Trustee will offer for sale at Warwick Road, Richmond, Virginia. For full in the legal section of this publication. and Immigration & Customs Enforcement (ICE) will advertise notices of seizure and intent to public auction in the front of the Circuit description of property, see Deed of Trust. Effective March 1, 2013, U.S. Customs on the Department Justice website, which will become the primary Court building for the City of Richmond, &forfeit Border Protection (CBP)of and Sale madewww.forfeiture.gov subject to all existing easements, Immigration Customs Enforcement JohnTheMarshall Courts Building, 400 restrictive covenants, liens and/or deeds of method to &notify the public that property was seized and is subject to forfeiture. (ICE) will advertise notices of seizure and North 9th Street, Virginia, on trust. TERMS: Cash at settlement within 10 Department Security authorized this action in accordance with 19 CFR Part 162,Richmond, as intent to forfeit of on Homeland the Department of April 03, 2013, at 9:01 AM, the property days of sale. Bidder’s deposit 10% cash or published the January 29, 2013, Federal property listings will be posted Justice website,inwww.forfeiture.gov which described in said on deed of trust, located at certifiedRegister. check. THIS Seized IS A COMMUNICATION will the primary method notify thebecome website running in 30toconsecutive day ad cycles. FROM A DEBT COLLECTOR. the above address, and more particularly the public that property was seized and is FOR INFORMATION to CONTACT: Nancy described as follows: ALL THAT CERTAIN Visit www.forfeiture.gov Learn More. subject to forfeiture. The Department Ann Rogers, Substitute Trustee, Post Office LOT, PIECE OR PARCEL OF LAND of Homeland Security authorized this Box 167, Manakin Sabot, Virginia 23103 WITH IMPROVEMENTS THEREON action in accordance with 19 CFR Part (804)784-7182. AND APPURTENANCES THERETO 162, as published in the January 29, 2013, BELONGING, LYING AND BEING IN Federal Register. Seized property listings THE CITY OF RICHMOND, VIRGINIA will be posted on the website running in 30 (FORMERLY CHESTERFIELD consecutive day ad cycles. COUNTY, VIRGINIA), KNOWN AS Visit www.forfeiture.gov to Learn More. NO. 5425 WAINWRIGHT DRIVE, DESIGNATED AS LOT 8, BLOCK G, WESTOVER MANOR, ALL AS SHOWN ON PLAT OF SURVEY OF GEORGE M. STEPHENS, JR., C.L.S., ENTITLED ‘PLAT OF LOT 8, BLOCK NOTICE OF TRUSTEES’SALE G, WESTOVER MANOR, RICHMOND, VA.’, DATED AUGUST 24, 1983, WHICH 1756 Alaska Drive, Richmond VA 23224 PLAT IS ATTACHED HERETO AND MADE A PART HEREOF, TO WHICH In execution of a Deed of Trust dated REFERENCE IS HEREBY MADE FOR 5/27/99, in the original principal amount of A MORE PARTICULAR METES AND $83,000.00, recorded as instrument number BOUNDS DESCRIPTION OF THE SAID 99-15151 in the Circuit Court Clerk’s Office PROPERTY..TERMS OF SALE: ALL of Richmond, Virginia, and modified by a Modification Agreement dated 10/31/00, CASH. A bidder’s deposit of ten percent increasing the original principal amount to (10%) of the sale price or ten percent (10%) $86,000.00, recorded as instrument number of the original principal balance of the TRUSTEE’S SALE OF 1212 North 23rd 00-26206 in the aforesaid Clerk’s Office, the subject deed of trust, whichever is lower, in undersigned Substitute Trustees, either of Street, Richmond, VA 23223. In execution the form of cash or certified funds payable to whom may act, will on April 10, 2013, at 11:00 of a certain deed of trust dated February the Substitute Trustee must be present at the a.m., at the front doors of the courthouse of 11, 2004, in the original principal amount time of the sale. The balance of the purchase the City of Richmond, John Marshall Courts of $122,825.00 recorded in the Clerk’s price will be due within fifteen (15) days of Building, 400 North Ninth St., Richmond, Office, Circuit Court for Richmond City, sale, otherwise Purchaser’s deposit may be VA 23219, offer for sale at public auction to Virginia, in Instrument No. 040004676, forfeited to Trustee. Time is of the essence. the highest bidder the following property with default having occurred in the payment of Sale is subject to post sale confirmation that improvements thereon: the borrower did not file for protection the Note thereby secured and at the request under the U.S. Bankruptcy Code prior to of the holder, the undersigned Substitute All that certain lot, piece or parcel of land the sale, as well as to post-sale confirmation Trustee will offer for sale at public auction with improvements thereon and appurtenances and audit of the status of the loan with the in the front of the Circuit Court building thereto belonging, lying and being in the City loan servicer including, but not limited to, for the City of Richmond, John Marshall of Richmond (formerly Chesterfield County), determination of whether the borrower Courts Building, 400 North 9th Street, Virginia, fronting 90 feet on Alaska Drive entered into any repayment agreement, Richmond, Virginia, on April 03, 2013, and designated as Lot 3, Block F, Section D, reinstated or paid off the loan prior to the at 9:00 AM, the property described in said Woodstock, as shown on plat recorded in the sale. In any such event, the sale shall be null deed of trust, located at the above address, Clerk’s Office, Circuit Court, Chesterfield and void, and the Purchaser’s sole remedy, and more particularly described as follows: County, Virginia, in Plat Book 12, pages 76 in law or equity, shall be the return of his ALL THAT CERTAIN LOT, PIECE OR and 77, to which plat reference is hereby made deposit without interest . Additional terms PARCEL OF LAND, WITH THE FRAME for a more particular description. to be announced at the sale. A form copy of DWELLING THEREON KNOWN AS Tax Map #C0060571042. Street address: the Trustee’s memorandum of foreclosure NO. 1212 NORTH 23RD STREET, AND 1756 Alaska Drive, Richmond VA 23224 sale and contract to purchase real property ALL APPURTENANCES THERETO is available for viewing at www.bwwsales. BELONGING, LYING AND BEING IN This sale is further subject the right of com. This is a communication from a debt THE CITY OF RICHMOND, VIRGINIA, redemption granted to the Secretary of collector and any information obtained ON THE WEST LINE OF 23RD STREET Treasury under 26 U.S.C. Section 7425(d) and will be used for that purpose. The sale is AND BOUNDED AND DESCRIBED AS to all restrictions, rights-of-way, conditions, subject to seller confirmation. Substitute FOLLOWS, TO-WIT: BEGINNING AT A easements, and mechanics’ and materialmen’s Trustee: Equity Trustees, LLC, 8100 Three POINT ON THE SAID WEST LINE OF liens, if any, whether of record or not of Chopt Rd., Suite 240, Richmond, VA record, to the extent any of the foregoing apply 23RD STREET, DISTANT 170’ NORTH 23229, (703)548-4600. For information and take priority over the lien of the Deed of OF ITS INTERSECTION WITH THE contact: BWW Law Group, LLC, attorneys Trust or Modification Agreement. NORTH LINE OF R STREET, THENCE for Equity Trustees, LLC, 4520 East West RUNNING NORTHWARDLY ALONG Highway, Suite 200, Bethesda, MD 20814, Deposit of $10,000.00 cash or certified check AND FRONTING ON SAID WEST (301) 961-6555, website: www.bwwsales. shall be required to qualify as a bidder before LINE OF 23RD STREET 40’, THENCE com. BWW# 118538 the sale, except from the Noteholder. Deposit, EXTENDING BACK WESTWARDLY without interest, is applied to the purchase FROM SAID FRONT BETWEEN price at settlement. Settlement will be held on PARALLEL LINES 132’..TERMS OF or before 15 days after sale. Upon purchaser’s SALE: ALL CASH. A bidder’s deposit of default, the deposit shall be forfeited and the ten percent (10%) of the sale price or ten property shall be resold at the risk and costs percent (10%) of the original principal of the defaulting purchaser. In the event balance of the subject deed of trust, the Substitute Trustees cannot convey to the whichever is lower, in the form of cash or purchaser marketable title, in the Substitute certified funds payable to the Substitute Trustees’ sole discretion, the sale may be Trustee must be present at the time of the rescinded and the purchaser’s sole remedy shall sale. The balance of the purchase price be the refund of the deposit. will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be The balance of the purchase price shall be in forfeited to Trustee. Time is of the essence. cash or its equivalent. Settlement shall be at Sale is subject to post sale confirmation that the offices of the Substitute Trustees or other the borrower did not file for protection mutually agreed location. The property and under the U.S. Bankruptcy Code prior to any improvements thereon shall be sold in the sale, as well as to post-sale confirmation “as is” condition without any warranties. and audit of the status of the loan with the The successful bidder shall assume all loss or loan servicer including, but not limited to, damage to the property from and after the time determination of whether the borrower of the sale. Purchaser shall be responsible for entered into any repayment agreement, all costs of the conveyance, which shall be by Full name of owner: special warranty, including but not limited to reinstated or paid off the loan prior to the ITALYDIRECT.COM LLC the preparation of the deed and the grantor’s sale. In any such event, the sale shall be null Trading as: ITALY-DIRECT.COM tax. Real estate taxes shall be adjusted as and void, and the Purchaser’s sole remedy, 1400 CHAMBERLAYNE AVENUE of the sale date. The sale is subject to such in law or equity, shall be the return of his additional terms as the Substitute Trustees may SUITES 465 & 504 deposit without interest . Additional terms announce at the time of sale. The purchaser to be announced at the sale. A form copy of RICHMOND, Virginia 23222 will be required to sign a Memorandum of Sale the Trustee’s memorandum of foreclosure incorporating all the terms of the sale. The above establishment is applying to sale and contract to purchase real property is available for viewing at www.bwwsales. the VIRGINIA DEPARTMENT OF Written notice of this Trustees’ Sale has been com. This is a communication from a debt ALCOHOLIC BEVERAGE CONTROL sent to the owners by certified mail in strict collector and any information obtained (ABC) for a INTERNET RETAIL license to compliance with section 55-59.1 of the will be used for that purpose. The sale is Virginia Code. sell or manufacture beverages. subject to seller confirmation. Substitute VICTORIA T. MAINWARING, owner Trustee: Equity Trustees, LLC, 8100 Three William D. Hamner, Esq., Chopt Rd., Suite 240, Richmond, VA NOTE: Objections to the issuance of this Joshua F. Snider, Esq., 23229, (703)548-4600. For information license must be submitted to ABC no later Substitute Trustees contact: BWW Law Group, LLC, attorneys For information contact: than 30 days from the publishing date of the for Equity Trustees, LLC, 4520 East West Joshua F. Snider first of two required newspaper legal notices. Highway, Suite 200, Bethesda, MD 20814, 3520-A Courthouse Road Objections should be registered at www.abc. (301) 961-6555, website: www.bwwsales. North Chesterfield, VA 23236 com. BWW# 90979 virginia.gov or 800-552-3200. 804-745-2144

U.S. Customs and Border Protection

58

SUBSTITUTE TRUSTEE’S SALE 2416 WARWICK ROAD, RICHMOND

(804)358-2100

c l a s s a d @ s t y l e w e e k l y. c o m

TRUSTEE’S SALE OF 1708 Almond Creek Place, Richmond, VA 23231. In execution of a certain deed of trust dated July 19, 2004, in the original principal amount of $147,750.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3703 Page 2385, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 29, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT 3, BLOCK A, SECTION 1, ALMOND CREEK, ON SUBDIVISION PLAT BY HULCHER & ASSOCIATES, INC., DATED JANUARY 30, 1990, RECORDED MARCH 5, 1990, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 91, PAGE 13, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. BEING THE SAME REAL ESTATE CONVEYED CONTEMPORANEOUSLY HERETO.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 121074

TRUSTEE’S SALE OF 3809 Foxfield Court, Richmond, VA 23233. In execution of a certain deed of trust dated July 07, 2006, in the original principal amount of $210,663.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4160 Page 0859, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LOCATED AND BEING IN THE COUNTY OF HENRICO, COMMONWEALTH OF VIRGINIA, AND BEING KNOWN AND DESIGNATED AS LOT 41, BLOCK K, FOXFIELD AT WELLESLEY, AS MORE FULLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY PREPARED BY DRAPER ADEN ASSOCIATES, CONSULTING ENGINEERS, SURVEYORS, DATED JANUARY 21, 1988, AND MODIFIED DECEMBER 27, 1988, ENTITLED “FOXFIELD AT WELLESLEY”, WHICH PLAT IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 89, PAGE 1, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 121211

TRUSTEE’S SALE OF 3736 Walmsley Boulevard, Richmond, VA 23234. In execution of a certain deed of trust dated November 02, 2005, in the original principal amount of $80,750.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050038647, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on April 10, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON SITUATED IN THE CITY OF RICHMOND, VIRGINIA, FORMERLY CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS A PART OF LOT 1 ON A MAP OF SECTION 1, VIAL HEIGHTS, RECORDED IN PLAT BOOK 7, PAGE 109, CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA. LESS AND EXCEPT THAT PORTION OF PROPERTY CONVEYED TO THE CITY OF RICHMOND, AS RECORDED NOVEMBER 26, 1995 AS INSTRUMENT NUMBER 9624698. FURTHER LESS AND EXCEPT THAT PORTION OF PROPERTY CONVEYED TO PRISCILLA M. HENDERSON IS THAT CERTAIN CORRECTIVE DEED RECORDED FEBRUARY 10, 1997 AS INSTRUMENT NUMBER 97-3049.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 124040

V I R G I N I A: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO AKUA AFRIYIE, Plaintiff v. JERMAINE ANDRE KINARD, Defendant Case No. CL13-397

SUBSTITUTE TRUSTEE’S SALE 2117-2119 INGRAM AVENUE, RICHMOND

SUBSTITUTE TRUSTEE’S SALE 1110 E. 15TH STREET, RICHMOND

In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Substitute Trustee will offer for sale at public auction on March 26, 2013 at 11:30 a.m., front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia 23219, the property known as 21172119 Ingram Avenue, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR INFORMATION CONTACT: Nancy Ann Rogers, Substitute Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804)784-7182.

In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Substitute Trustee will offer for sale at public auction on March 26, 2013 at 11:45 a.m., front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia 23219, the property known as 1110 E. 15th Street, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR INFORMATION CONTACT: Nancy Ann Rogers, Substitute Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804)784-7182.

ORDER OF PUBLICATION The object of this suit is to obtain a divorce from the bond of matrimony from the defendant on the ground that the parties have lived separate and apart without cohabitation and without interruption for more than one year. It appearing from the affidavit that defendant, Jermaine Andre Kinard is not a resident of this Commonwealth and that diligence has been used by and on behalf of the plaintiff to ascertain in which county or city the defendant is, without effect, it is ORDERED that the defendant appear before this Court by April 24, 2013, and do what is necessary to protect his interest herein. Enter: 02/22/13 Richard Wallerstein, JUDGE A COPY TESTE: YVONNE G. SMITH, CLERK I ask for this: Suzette L. Hutchens, VSB#22589 Hutchens & Hutchens, P.C. 2201 Libbie Avenue Richmond, VA 23230 (804) 282-1212 Fax: 282-6222


to advertise call

TRUSTEE’S SALE OF 111 West Norwood Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated September 22, 2003, in the original principal amount of $87,291.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 030037701, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on April 17, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND IN THE CITY OF RICHMOND, VIRGINIA, ON THE SOUTHERN LINE OF NORWOOD (FORMERLY ROGERS) STREET BETWEEN MILLER AND FENDALL AVENUE, WITH THE IMPROVEMENTS THEREON KNOWN AS NO. 111 NORTH STREET (ALSO KNOWN AS 111 WEST NORWOOD AVENUE), AND DESCRIBED AS FOLLOWS: BEGINNING ON THE SOUTHERN LINE OF NORWOOD STREET AT A POINT DISTANCE THEREON ONE HUNDRED AND SEVENTY-FOUR (174) FEET, NINE AND ONE-HALF (91/2) INCHES WEST OF THE WESTERN LINE OF MILLER AVENUE; THENCE EXTENDING WESTWARDLY ALONG AND FRONTING ON THE SOUTH LINE OF NORWOOD STREET, A DISTANCE OF THIRTY-FIVE (35) FEET TWO AND ONE-HALF (2-1/2) INCHES AND FROM SAID FRONTAGE EXTENDING BACK SOUTHWARDLY BETWEEN PARALLEL LINES ONE HUNDRED AND FIFTY-THREE (153) FEET, THREE (3) INCHES ON THE EAST LINE AND ONE HUNDRED AND FIFTY-SEVEN (157) FEET ONE (1) INCH ON THE WEST LINE, TO AN ALLEY FIFTEEN (15) FEET WIDE, WHEREON IT FRONTS THIRTY-FIVE (35) FEET, BEING LOT 5 IN BLOCK F IN THE PLAN OF BATTERY COURT RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 9, PAGE 55..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 125451

or email

TRUSTEE’S SALE OF 5605 Lake Crest Way, Richmond, VA 23227. In execution of a certain deed of trust dated November 04, 2008, in the original principal amount of $183,658.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4577 Page 1695, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA, AND SHOWN, AND DESIGNATED AS LOT 18, BLOCK A, SECTION 1, LAKE RIDGE SUBDIVISION, ON A PLAT OF SUBDIVISION PREPARED BY QMT CIVIL/STRUCTURAL/ ENVIRONMENTAL ENGINEERS & LAND SURVEYORS, DATE FEBRUARY 12, 2000, ENTITLED “LAKE RIDGE, SECTIONS 1 & 2”, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF HENRICO, VIRGINIA, IN PLAT BOOK 113, PAGES 62-63, REFERENCE TO WHICH IS MADE FOR A MORE PARTICULAR DESCRIPTION THEREOF..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 124077

c l a s s a d @ s t y l e w e e k l y. c o m

TRUSTEE’S SALE OF 2802 London Court, Glen Allen, VA 23060. In execution of a certain deed of trust dated October 24, 2008, in the original principal amount of $190,667.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4575 Page 1348, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE BROOKLAND DISTRICT, HENRICO COUNTY, VIRGINIA, AND SHOWN AS LOT 25, BLOCK B, ON PLAT OF LAUREL WEST SECTION A, MADE BY FOSTER AND MILLER CERTIFIED SURVEYORS, DATED JULY 2, 1968 AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA IN MAP BOOK 39, AT PAGE 63, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 131418

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TRUSTEE’S SALE OF 2718 Clearfield Street, Richmond, VA 23224. In execution of a certain deed of trust dated July 25, 2008, in the original principal amount of $110,635.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 080022724, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on April 17, 2013, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY CHESTERFIELD COUNTY, VIRGINIA) ON THE WEST LINE OF CLEARFIELD STREET (FORMERLY KNOWN AS CHERRY LANE), BEING DESIGNATED AS PARCEL B, CONTAINING 0.253 ACRE, ON A CERTAIN PLAT OF SURVEY MADE BY J.K. TIMMONS & ASSOCIATES, INC. ENGINEERS, SURVEYORS, PLANNERS, DATED JULY 19, 1977, WHICH PLAT IS ATTACHED TO DEED RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND (FORMERLY DIVISION II), VIRGINIA IN MAP BOOK 19, AT PAGE 720 AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 131674

TRUSTEE’S SALE OF 7403 Wyandotte Drive, Richmond, VA 23225. In execution of a certain deed of trust dated August 23, 2004, in the original principal amount of $184,092.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 040032245, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on April 17, 2013, at 9:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY CHESTERFIELD COUNTY), VIRGINIA, SHOWN AND DESIGNATED AS LOT 4, BLOCK B, SECTION A, OF SUBDIVISION PLAT OF CHEROKEE ESTATES, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 10, PAGE 17, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 133364

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TRUSTEE’S SALE OF 5401 Kendall Road, Richmond, VA 23224. In execution of a certain deed of trust dated October 27, 2005, in the original principal amount of $100,207.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050037986, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on April 17, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, FORMERLY COUNTY OF CHESTERFIELD, VIRGINIA, SITUATED ON THE SOUTHEAST INTERSECTION OF KENDALL ROAD AND SNEAD ROAD, AND ACCORDING TO PLAT BY F.T. SEARGENT, C.L.S., DATED JANUARY 2, 1969, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN DEED BOOK 944, PAGE 344, MORE FULLY DESCRIBED AS FOLLOWS: COMMENCING AT A POINT MARKED BY A ROD AT THE INTERSECTION OF THE EASTERN LINE OF KENDALL ROAD WITH THE SOUTHERN LINE OF SNEAD ROAD SOUTH 60 DEGREES 04’10” EAST 100 FEET TO A POINT MARKED BY A ROD; THENCE SOUTH 22 DEGREES 13’ WEST 85.82 FEET TO A POINT MARKED BY A ROD; THENCE NORTH 71 DEGREES 15’53” WEST 106.75 FEET TO A POINT MARKED BY A ROD ON THE EASTERN LINE OF KENDALL ROAD; THENCE IN A NORTHERLY DIRECTION ALONG THE EASTERN LINE OF KENDALL ROAD ALONG A CURVE TO THE RIGHT THE ARE A CIRCLE HAVING A RADIUS OF 196.39 FEET, A DISTANCE OF 30 FEET TO A POINT MARKED BY A ROD; THENCE CONTINUING ALONG THE EASTERN LINE OF KENDALL ROAD NORTH 27 DEGREES 29’15” EAST 76.08 FEET TO THE POINT AND PLACE OF COMMENCEMENT.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 121682

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TRUSTEE’S SALE OF 125 South Kalmia Avenue, Highland Springs, VA 23075. In execution of a certain deed of trust dated September 18, 2008, in the original principal amount of $137,497.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4562 Page 1772, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PARCEL OF LAND, IN THE COUNTY OF HENRICO, VIRGINIA, SITUATED IN THE SOUTHWEST CORNER OF KALMIA AVENUE AND BEAL STREET, TOGETHER WITH ALL IMPROVEMENTS ON SAID PARCEL AND APPURTENANCES THERETO BELONGING AND FURTHER DESCRIBED AS FOLLOWS, TO WIT. BEGINNING AT THE POINT OF INTERSECTION OF THE SOUTHERN LINE OF KALMIA AVENUE WITH THE EASTERN LINE OF BEAL STREET AND FROM SAID POINT OF BEGINNING EXTENDING ALONG THE SAID LINE OF BEAL STREET IN A SOUTHWARDLY DIRECTION ALONG THE COURSE SOUTH 32 DEGREES, 50 MINUTES EAST ONE HUNDRED SIXTY AND FORTY-ONE ONE HUNDREDTHS (160.41) FEET TO A POINT THENCE LEAVING THE SAID LINE OF BEAL STREET IN THE DIRECTION NORTH 57 DEGREES, 14 MINUTES, 20 SECONDS EAST EIGHTYFOUR (84) FEET TO A POINT; THENCE NORTH 32 DEGREES, 50 MINUTES WEST I HUNDRED SIXTY AND FORTYONE ONE HUDREDTHS (160.41) FEET TO A POINT IN THE SOUTHERN LINE OF KALMIA AVENUE; THENCE WITH THE SAID LINE KALMIA AVENUE IN A WESTWARDLY DRECTION ALONG THE COURSE 57 DEGREES, 14 MINUTES, 20 SECONDS WEST AND FRONTING DULY RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF THE SAID COUNTY OF HENRICO, IN PLAT BOOK 8, PAGE 93; REFERENCE BEING ALSO MADE TO A CERTAIN PLAT ENTITLED “PLAT OF LOT 5, BLOCK F, SECTION 8, HIGHLAND SPRINGS SUBDIVISION WITH THE IMPROVEMENTS THEREON SITUATED IN FAIRFIELD DISTRICT OF HENRICO COUNTY, VIRGINIA”, RECORDED IN DEED BOOK 1018, PAGE 173..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 144642

TRUSTEE’S SALE OF 9703 Ransom Hills Terrace, Richmond, VA 23237. In execution of a certain deed of trust dated April 18, 2008, in the original principal amount of $181,279.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8309 Page 0228, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 11, 2013, at 8:34 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, AND SHOWN AND DESIGNATED AS LOT 47, SECTION A, ON A SUBDIVISION PLAT OF PROCTORS POINT, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 80, PAGES 1 THROUGH 4, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 137561

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TRUSTEE’S SALE OF 3165 Chartwood Drive, Sandston, VA 23150. In execution of a certain deed of trust dated February 07, 2005, in the original principal amount of $173,676.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3875 Page 1657, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:04 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN VARINA DISTRICT, HENRICO COUNTY, VIRGINIA, AND DESIGNATED AS LOT 55, BLOCK A, SECTION B, CHARTWOOD, AS SHOWN ON PLAT OF SURVERY ENTITLED, “CHARTWOOD SECTION B”, MADE BY FOSTER & MILLER, P.C., DATED JULY 3, 2001, RECORDED AUGUST 12, 2002, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 115, PAGES 116 AND 117, TO WHICH PLAT REFERENCE IS HERE BY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE REAL PROPERTY HEREBY CONVEYED.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 136375

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TRUSTEE’S SALE OF 5125 Carters Pond Court, Richmond, VA 23231. In execution of a certain deed of trust dated August 10, 2009, in the original principal amount of $149,715.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4686 Page 0666, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:04 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH IMPORVEMENTS THEREON BELONGING, LYING AND BEING IN THE VARINA DISTRICT OF HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 6, SECTION A, MYERS ESTATES, ALL AS MORE PARTICULARLY SHOWN ON A PLAT MADE BY ENGINEERING DESIGN ASSOCIATES, CONSULTING ENGINEERS AND SURVEYORS, DATED MAY 26, 1998, RECORDED AUGUST 31, 1999 IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN PLAT BOOK 109, PAGE 77, AND TO WHICH PLATE REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY. BEING THE SAME PROPERTY CONVEYED TO TANIKA C. SELLARS, BY DEED DATED JULY 13, 2005 OF RECORD IN DEED BOOK 3921, PAGE 2460, IN THE HENRICO COUNTY CLERK’S OFFICE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 136161

TRUSTEE’S SALE OF 8387 Hawk Nest Drive, Richmond, VA 23227. In execution of a certain deed of trust dated July 31, 2008, in the original principal amount of $507,449.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4547 Page 0712, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:05 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA KNOWN AND DESIGNATED AS LOT 59, BLOCK A, SECTION 2, ASHBURY AT STONELEIGH, ALL AS SHOWN ON RECORDED SUBDIVISION PLAT BY QMT CIVIL ENGINEERS & CONSTRUCTION MANGERS DATED JANUARY 13, 2005 RECORDED MAY 10, 2006 IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN PLAT BOOK 122 PAGES 79-82..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 138130

TRUSTEE’S SALE OF 2710 Cushing Drive, Richmond, VA 23223. In execution of a certain deed of trust dated May 15, 2009, in the original principal amount of $110,058.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4643 Page 1842, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON LYING AND BEING IN FAIRFIELD MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, BEING MORE PARTICULARLY DESCRIBED AND DESIGNATED AS LOT 11, BLOCK U, SECTION B OF CENTRAL GARDENS, A PLAT OF WHICH IS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 26, AT PAGES 141, 142, AND 143, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR REFERENCE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 116625

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TRUSTEE’S SALE OF 2227 Grainmill Court, Richmond, VA 23233. In execution of a certain deed of trust dated October 16, 2002, in the original principal amount of $108,950.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3535 Page 0121, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:04 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE TUCKAHOE DISTRICT, HENRICO COUNTY, VIRGINIA, AND BEING KNOWN AS LOT 14, BLOCK E, SECTION 4 OF STONEGATE SUBDIVISION ON A CERTAIN PLAT OF SUBDIVISION RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA IN PLAT BOOK 78, PAGE 72, REFERENCE BEING MADE TO SAID PLAT FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 145610

TRUSTEE’S SALE OF 429 Hollybrook Ridge Lane, Richmond, VA 23223. In execution of a certain deed of trust dated June 23, 2003, in the original principal amount of $130,954.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3509 Page 2381, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND ALL APPURTENANCES THERETO BELONGING, LYING AND BEING IN FAIRFIELD MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA SHOWN AND DESIGNATED AS LOT 3, BLOCK D, ON SUBDIVISION PLAT OF “HOLLYBROOK TOWNHOUSES SECTION A” MADE BY BALZER AND ASSOCIATES, INC. DATED MAY 1, 2002, RECORDED MAY 2, 2002 IN PLAT BOOK 115, PAGES 66-68, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 142365

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TRUSTEE’S SALE OF 1813 Carlisle Avenue, Richmond, VA 23231. In execution of a certain deed of trust dated September 30, 2005, in the original principal amount of $116,954.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050034029, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on April 17, 2013, at 9:04 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON LOCATED IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS 1813 CARLISLE AVENUE (FORMERLY MONTROSE STREET), AND DESIGNATED AS LOT 8, BLOCK 18, AND PART OF LOT 5, BLOCK 17, ON THE PLAN OF MONTROSE, BY T.H. FARRAND, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, AND MORE FULLY DESCRIBED ON A PLAT BY BROOKS AND BARTON, C.L.S. DATED JUNE 27, 1958, AS FOLLOWS: BEGINNING AT A POINT ON THE SOUTH LINE OF CARLISLE AVENUE 231 FEET SOUTH OF ITS INTERSECTION WITH THE EAST LINE OF CREEDMORE STREET (FORMERLY CHURCH STREET), THENCE EASTWARDLY ALONG AND FRONTING ON THE SOUTH LINE OF CARLISLE AVENUE 49.5 FEET, THENCE BACK FROM SAID FRONT BETWEEN PARALLEL LINES 153.68 FEET TO AN ALLEY IN THE REAR.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 143805

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TRUSTEE’S SALE OF 911 Stonemeadow Drive, Glen Allen, VA 23060. In execution of a certain deed of trust dated June 11, 2009, in the original principal amount of $234,575.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4656 Page 0669, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, SITUATE, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 5, BLOCK B, STONEFIELD, ALL AS MORE PARTICULARLY SHOWN ON THAT CERTAIN PLAT DATED SEPTEMBER 10, 1996, MADE BY E.D. LEWIS & ASSOCIATES, P.C., CONSULTING ENGINEERS, LAND SURVEYORS AND PLANNERS, RECORDED DECEMBER 6, 1996, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 103, PAGE 121, REFERENCE TO WHICH IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN. IT BEING THE SAME PROPERTY CONVEYED TO ESTON TURNER BY DEED OF ALEXANDER B. HOOKER, II AND KIMBERLY C. HOOKER, HUSBAND AND WIFE DATED JUNE 6, 2007 AND RECORDED IN THE AFORESAID CLERK’S OFFICE IN DEED BOOK 4357 AT PAGE 2044.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 144583

TRUSTEE’S SALE OF 601 York Avenue, Highland Springs, VA 23075. In execution of a certain deed of trust dated September 25, 2008, in the original principal amount of $155,404.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4565 Page 2604, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN AS 601 YORK AVENUE, AS SHOWN ON A PLAT OF SURVEY ENTITLED “LOT 12, BLOCK B, YORK MANOR, HENRICO COUNTY, VIRGINIA,” DATED JUNE 1, 1976, MADE BY WILLIAM G. HOLLY, CERTIFIED LAND SURVEYOR, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN DEED BOOK 1681, PAGE 407, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY. BEING THE SAME REAL ESTATE CONVEYED TO CHRISTOPHER G. HOFSTEDE AND DANA R. BUMPAS, AS TENANTS BY THE ENTIRETY WITH THE RIGHT OF SURVIVORSHIP AS AT COMMON LAW, BY DEED FROM SEAFORD ASSOCISTES, L. C., DATED OCTOBER 16, 2003, RECORDED OCTOBER 21, 2008, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN DEED BOOK 3561, PAGE 885..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 143517

TRUSTEE’S SALE OF 6703 W Davista Avenue, Richmond, VA 23228. In execution of a certain deed of trust dated December 21, 2007, in the original principal amount of $216,956.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4454 Page 0716, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE BROOKLAND MAGISTERIAL DISTRICT, HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 49 ON THE PLAT OF SUBDIVISION OF DAVISTA PARK, SAID PLAT BEARING DATE OF JUNE 12, 1937, MADE BY J. TEMPLE WADDILL, CERTIFIED CIVIL ENGINEER, AND RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 16, PAGE 105, SAID LOT BEING FURTHER DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EASTERLY LINE OF WEST DAVISTA AVENUE DISTANT IN A NORTHERLY DIRECTION 100 FEET FROM THE CORNER FORMED BY THE INTERSECTION OF THE EASTERLY LINE OF WEST DAVISTA AVENUE, WITH THE NORTHERLY LINE OF ADAIR AVENUE, THENCE EXTENDING NORTHWARDLY ALONG AND FRONTING ON THE EASTERLY LINE OF WEST DAVISTA AVENUE, 50 FEET; THENCE EXTENDING BACK EASTWARDLY BETWEEN PARALLEL LINES PERPENDICULAR TO WEST DAVISTA AVENUE A DISTANCE OF 142 FEET TO A 16 FOOT ALLEY IN THE REAR; NORTHERLY BOUNDARY LINE OF SAID LOT BEING THE SOUTHERLY LINE OF A 16 FOOT ALLEY EXTENDING EASTWARDLY FROM WEST DAVISTA AVENUE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 135460 style weekly

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TRUSTEE’S SALE OF 5121 Randall Avenue, Richmond, VA 23231. In execution of a certain deed of trust dated November 23, 2005, in the original principal amount of $122,003.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4019 Page 1853, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:05 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND LYING AND BEING IN VARINA MAGISTERIAL DISTRICT, COUNTY OF HENRICO, VIRGINIA, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING CONTAINING 0.64 ACRES MORE OR LESS. BEGINNING AT A POINT ON THE EASTERN LINE OF RANDALL AVENUE, 530.8 FEET SOUTH OF THE ORIGINAL LINE OF WILLIAMSBURG ROAD; THENCE RUNNING SOUTHWARDLY ALONG AND FRONTING ON THE EASTERN LINE OF RANDALL AVENUE 95 FEET 2 INCHES, MORE OR LESS; THENCE RUNNING BACK FROM SAID FRONT EASTWARDLY AND BETWEEN PARALLEL LINES 300 FEET MORE OR LESS AS SHOWN ON A PLAT ENTITLED “SURVEY & MAP OF 0.64 ACRE OF LAND OF RANDALL AVENUE, IN HENRICO COUNTY, VIRGINIA”, MADE BY RALEIGH E. PHELPS AND ASSOCIATES, CERTIFIED LAND SURVEYORS, DATED JUNE 1, 1984, A COPY OF WHICH IS ATTACHED TO AND MADE A PART OF THE DEED RECORDED IN DEED BOOK 1916, PAGE 569..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 146017

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TRUSTEE’S SALE OF 7901 Ft Gilmer Drive, Richmond, VA 23231. In execution of a certain deed of trust dated May 30, 2008, in the original principal amount of $353,067.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4521 Page 0158, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND ALL APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE VARINA DISTRICT OF HENRICO COUNTY, VIRGINIA, AND KNOWN, NUMBERED AND DESIGNATED AS LOT 14, BLOCK A, SECTION A, THE WOODS AT GILMER SUBDIVISION ALL AS MORE PARTICULARLY SHOWN ON A CERTAIN PLAT ENTITLED “THE WOODS AT GILMER, VARINA DISTRICT, HENRICO COUNTY, VA”, DATED NOVEMBER 18, 2004, PREPARED BY ENGINEERING DESIGN ASSOCIATES, ARCHITECTS, ENGINEERS, SURVEYORS, RECORDED MAY 31, 2005, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 121, PAGES 85, 86 AND 87, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY CONVEYED HEREIN.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 147363

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TRUSTEE’S SALE OF 2622 Byron Street, Richmond, VA 23223. In execution of a certain deed of trust dated February 09, 2007, in the original principal amount of $92,450.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4287 Page 1121, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 12, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE CERTAIN LOTS, PIECES OR PARCELS OF LAND WITH THE IMPROVEMENTS THEREON, LYING, BEING AND SITUATE IN HENRICO COUNTY, VIRGINIA, KNOWN AS NO. 2622 BYRON STREET, AND FURTHER KNOWN, NUMBERED AND DESIGNATED AS ALL OF LOT 3, AND THE EASTERN 4 FEET OF LOT 2, BLOCK 10, SECTION 2, PEMBERTON PLACE, AS SHOWN ON A PLAT THEREOF MADE BY WILLIAM J. SCHMIDT & ASSOCIATES, DATED AUGUST 2, 1973, A COPY OF WHICH IS RECORDED WITH DEED RECORDED IN DEED BOOK 1575, PAGE 188, REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION. TOGETHER WITH THAT CERTAIN PORTION OF AN ALLEY VACATED BY ORDINANCE OF HENRICO COUNTY, VIRGINIA, BY DEED DATED APRIL 13, 1988, RECORDED MAY 16, 1988, IN THE AFORESAID CLERK’S OFFICE, IN DEED BOOK 2132, PAGE 312..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 151821

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TRUSTEE’S SALE OF 5804 Kristenleaf Court, Richmond, VA 23225. In execution of a certain deed of trust dated March 27, 2007, in the original principal amount of $175,950.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070013236, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on April 03, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO, BELONGING LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY MANCHESTER DISTRICT, CHESTERFIELD COUNTY) AND KNOWN AS LOT 28, SWANSON WOODS SUBDIVISION, ALL AS SHOWN ON PLAT PREPARED BY EDWARDS, KRETZ, LOHR & ASSOCIATES, INC. DATED APRIL 1,1999 ENTITLED, “SWANSON WOODS, CITY OF RICHMOND, VIRGINIA”, A COPY OF WHICH PLAT IS RECORDED IN THE CLERKS OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA IN PLAT BOOK 99, PAGES 77 AND 78.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 152573

TRUSTEE’S SALE OF 1906 Cedarhurst Drive, IRTA 1906 Cedarhurst Road, Richmond, VA 23225. In execution of a certain deed of trust dated December 03, 2008, in the original principal amount of $186,488.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 080030483, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on April 17, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY MANCHESTER MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY), VIRGINIA, KNOWN AND DESIGNATED AS THE WESTERN 75 FEET OF LOT 10 AND THE EASTERN 15 FEET OF LOT 11, BLOCK A, SECTION A, FOREST HILL FARMS, PLAT OF WHICH IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 9, PAGE 92, AS SHOWN ON PLAT DATED APRIL 9, 1992, BY FRED A. GIBSON & ASSOCIATES, A COPY OF WHICH IS RECORDED WITH THAT CERTAIN DEED IN DEED BOOK 300, PAGE 1310, AND REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 156213

TRUSTEE’S SALE OF 2315 Whitcomb Street, Richmond, VA 23223. In execution of a certain deed of trust dated February 28, 2007, in the original principal amount of $79,012.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070007254, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on April 17, 2013, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE, OR PARCEL OF LAND LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, AND BEING DESIGNATED AS LOT 4, BLOCK A, ON THE PLAN OF EASTVIEW, SECTION B, RICHMOND, VIRGINIA, DATED JULY 19, 1954, MADE BY WILLIAM M. LEWIS, CERTIFIED SURVEYOR, PLAN OF WHICH IS RECORDED IN THE CLERK’S OFFICE OF THE CHANCERY COURT OF THE CITY OF RICHMOND, VIRGINIA, IN PLAT BOOK 14, PAGE 45..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 156267

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TRUSTEE’S SALE OF 1970 Repp Circle, Highland Springs, VA 23075. In execution of a certain deed of trust dated September 10, 2007, in the original principal amount of $86,711.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4407 Page 1041, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, WITH IMPROVEMENTS THEREON LYING AND BEING AND SITUATED IN HENRICO COUNTRY, VIRGINIA, AND BEING KNOWN AND DESIGNATED AS LOT 4, BLOCK 25, ON THE PLAT OF FAIRLAWN TOWNHOUSES, SECTION “E”, A PLAT OF WHICH, MADE BY J.K. TIMMONS AND ASSOCIATES, INC., DATED FEBRUARY 22, 1973, IS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA IN PLAT BOOK 54, PAGES 47 AND 48, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID REAL ESTATE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 156264

TRUSTEE’S SALE OF 3809 Korth Lane, Richmond, VA 23223. In execution of a certain deed of trust dated September 22, 2009, in the original principal amount of $164,772.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4700 Page 0876, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 115, BLOCK F. SECTION B, MITCHELTREE, ON SUBDIVISION PLAT OF MITCHELTREE, SECTION B, PREPARED BY BODIE TAYLOR AND PURYEAR, INC., ENGINEERS AND SURVEYORS, DATED MAY 15, 1987, AND RECORDED APRIL 22, 1988, IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 87, PAGES 32-34, TO WHICH PLAT REFERENCE IS HERE MADE FOR A MORE PARTICULAR DESCRIPTION.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 156396

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TRUSTEE’S SALE OF 5324 Linwood Avenue, Richmond, VA 23224. In execution of a certain deed of trust dated March 12, 2003, in the original principal amount of $52,908.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 030008981, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on April 17, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, COMMONLY KNOWN AS 5324 LINWOOD AVENUE, CONTAINING 0.305 ACRES, MORE OR LESS, AS SHOWN ON PLAT OF SURVEY BY A.G. HAROCOPOS & ASSOCIATES, P.C., DATED SEPTEMBER 15, 1989, ENTITLED “SURVEY OF 0.305 ACRES WITH IMPROVEMENTS THEREON LOCATED ON THE NORTHERN LINE OF LINWOOD AVENUE, RICHMOND, VIRGINIA”, WHICH IS ATTACHED TO AND RECORDED WITH A DEED, RECORDED OCTOBER 4, 1989 IN DEED BOOK 215, PAGE 1781, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 156187

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TRUSTEE’S SALE OF REAL ESTATE located at 3119 Hartwell Drive, Richmond, Virginia In execution of the Deed of Trust from ELMER SAUL ALARCON dated June 29, 2010, in the Original Principal Amount of $122,352.00, and recorded in Deed Book 9121, Page 183, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustee, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on March 28, 2013, at 10:05 a.m., the property described as Lot 16, Block E, Section C, Falling Creek Court, County of Chesterfield, Virginia, known as 3119 Hartwell Drive, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 11,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: March 1, 2013 CECIL G. MOORE, Substitute Trustee(s) 13‑045BF (77.65) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE’S SALE OF 1320 Walton Bluff Terrace, Midlothian, VA 23114. In execution of a certain deed of trust dated November 23, 2005, in the original principal amount of $261,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Instrument No. 87068, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 11, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, AND KNOWN AND DESIGNATED AS LOT 2, WALTON BLUFF, AS SHOWN ON A PLAT MADE BY J.K. TIMMONS & ASSOCIATES, P.C., DATED AUGUST 5, 1986, AND RECORDED OCTOBER 2, 1986, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 54, PAGE 74, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 151471

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TRUSTEE’S SALE OF 6300 Walnut Forest Court, Richmond, VA 23231. In execution of a certain deed of trust dated April 23, 2003, in the original principal amount of $150,859.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3451 Page 0596, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:05 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF HENRICO COUNTY, VIRGINIA, KNOWN AS LOT 89, BLOCK B, SECTION D, DARBYTOWN MEADOWS, ALL AS SHOWN ON SUBDIVISION PLAT ENTITLED, “DARBYTOWN MEADOWS, SECTION D, VARINA DISTRICT, HENRICO COUNTY, VIRGINIA”, PREPARED BY EDWARDS SURVEYING INC., DATED SEPTEMBER 7, 1995, A COPY OF WHICH PLAT IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 103, PAGE 111, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 156966

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Vir ginia F air Hou sing L aw also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate adver tiser s should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

[ classifieds ] March 20, 2013

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TRUSTEE’S SALE OF 1817 Rockwood Road, Richmond, VA 23226. In execution of a certain deed of trust dated June 14, 2003, in the original principal amount of $97,257.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3486 Page 1777, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT PARCEL OF LAND IN HENRICO COUNTY, COMMONWEALTH OF VIRGINIA, AS MORE FULLY DESCRIBED IN DEED BOOK 3180, PAGE 825, ID# 762-746-2294, BEING KNOWN AND DESIGNATED AS LOT 9, BLOCK C, SECTION A, BERKELEY, FILED IN PLAT BOOK 23, PAGE 64 RECORDED 03/20/1952..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 156730

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TRUSTEE’S SALE OF 1204 Camden Drive, Richmond, VA 23229. In execution of a certain deed of trust dated August 31, 2007, in the original principal amount of $203,309.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4403 Page 1673, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, COMMONLY KNOWN AS 1204 CAMDEN DRIVE AND DESIGNATED AS LOT 17, BLOCK F, SECTION C, BEVERLY HILLS, ON SUBDIVISION PLAT BY W.W. LAPRADE AND BROTHERS, CIVIL ENGINEERS AND SURVEYORS, DATED SEPTEMBER 15, 1952 AND RECORDED OCTOBER 17, 1952, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 23, PAGE 94, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 157614

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TRUSTEE’S SALE OF 3325 NORTH AVENUE, RICHMOND, VIRGINIA 23224 TAX ID NUMBER N000-1356/029 Pursuant to the terms of a deed of trust (the “Deed of Trust”) dated July 24, 2008 and recorded on July 25, 2008 in the Clerk’s Office, Circuit Court, City of Richmond, Virginia, as Instrument Number 080020248, the real estate described in the Deed of Trust, and to which reference is made, known as 3325 North Avenue, Richmond, Virginia 23224 (the “Property”), and more specifically described below, will be offered for sale at public auction: An improved parcel of land, known as 3325 North Avenue, in the City of Richmond, Virginia, described as follows: Beginning at a point on the east line of North Avenue, which point is distant in northerly direction 610 feet from the point of intersection of such line of North Avenue with the north line of Meredith Street; then in a northerly direction along such line of North Avenue 5.40 feet, more or less, to a stone marking the intersection of such line of North Avenue with the southeast line of Ladies Mile Road; then in a northeasterly direction along such line of Ladies Mile Road, the arc of circle having a radius of 117.83 feet a distance of 90.25 feet to a stone marking the intersection of Ladies Mile Road with the southwest line of a 15 foot alley; then in a southeasterly direction along such alley line 110.80 feet to a point of curve; then continuing along such alley line the arc of circle having a radius of 47.67 feet a distance of 15.38 feet to a point; then in a westwardly direction 123.89 feet to the beginning point. The sale will take place on Tuesday, April 9, 2013 at 10:00 a.m. at the entrance to the Circuit Court of the City of Richmond, Virginia, 400 North 9th Street, Richmond, Virginia 23219. Terms: The purchase price in the form of immediately available funds will be due and payable on the closing date. A deposit in the form of immediately available funds in the amount of $5,000.00 may be required of any bidder at the time of sale. The Substitute Trustee reserves the right to waive or modify the requirement with respect to the bidder’s deposit. The successful bidder will be required to close within 15 days from the date of sale. Time will be of the essence as to the closing date and the payment of the purchase price. The real estate will be conveyed by Special Warranty deed, subject to all rights, reservations, leases, liens, filed and unfiled mechanic’s liens, materialmens’ liens, covenants, conditions, easements and restrictions and all other matters of record superior to the deed of trust as they may lawfully affect the Property. The successful bidder at the sale will be required to pay all closing costs including the grantor’s recording tax. Real estate taxes will be prorated as of the settlement date. Additional terms may be announced at the sale. Sam Beale, Substitute Trustee For information contact: Sam Beale Telephone: (804) 545-0360 Email: sbeale@bealelaw.com

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TRUSTEE’S SALE OF 9924 Reams Road, North Chesterfield AKA Richmond, VA 23236. In execution of a certain deed of trust dated November 10, 2010, in the original principal amount of $157,874.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9251 Page 0916, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 18, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA AND SHOWN AND DESIGNATED AS LOT 1, BLOCK B, SECTION A, ON SUBDIVISION PLAT OF REAMS RUN, SECTION A, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT OF REAMS RUN SITUATED IN ALBEMARLE COUNTY, VIRGINIA, IN PLAT BOOK 26, PAGE 20, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 155367

TRUSTEE’S SALE OF 1201 Goddin Street, Richmond, VA 23231 . In execution of a certain deed of trust dated August 12, 2005, in the original principal amount of $67,920.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 050027512, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on April 03, 2013, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, DESIGNATED AS LOT 9, BLOCK C, PLAN OF EAST LAWN, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, IN PLAT BOOK 9, PAGE 197, AND DESCRIBED AS FOLLOWS: BEGINNING AT THE POINT OF INTERSECTION OF THE SOUTH LINE OF GODDIN STREET WITH THE EAST LINE OF TOMPKINS STREET, THENCE FROM SAID POINT OF BEGINNING EXTENDING EASTWARDLY ALONG THE SOUTH LINE OF GODDIN STREET AND FRONTING THEREON 50.80 FEET, AND FROM SAID FRONT EXTENDING BACK SOUTHWARDLY BETWEEN SLIGHTLY DIVERGING LINES, THE WESTERN OF WHICH IS THE EASTERN LINE OF TOMPKINS STREET AND IS 110.19 FEET, AND THE EASTERN OF WHICH IS 110.7 FEET, TO NORTH LINE OF A 10 FOOT ALLEY, UPON WHICH SAID PROPERTY ABUTS 50.89 FEET, ALL AS MORE PARTICULARLY SHOWN ON A PLAT BY WILLIAM M. LEWIS, CERTIFIED SURVEYOR, DATED MAY 31, 1946..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 161150

TRUSTEE’S SALE OF 903 Bonita Road, Richmond, VA 23227. In execution of a certain deed of trust dated May 13, 2008, in the original principal amount of $188,510.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4513 Page 2163, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: PARCEL I: ALL THAT CERTAIN LOT OR LAND, WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN AS 903 BONITA ROAD AND DESIGNATED AS LOT NO.4, BLOCK D, SECTION 6, PLAN OF CHAMBERLAYNE FARMS, ON THE PLAT OF SAID SUBDIVISION, DATED MAY 29, 1956, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 26, PAGE 172, 173 AND 174. PARCEL II: ALL THAT CERTAIN PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON, IF ANY, AS SHOWN CROSSHATCHED ON A PLAT ENTITLED, “PLAT SHOWING DIVISION OF WELL LOT, SECTION 6, BLOCK D, CHAMBERLAYNE FARMS, FAIRFIELD DISTRICT, HENRICO COUNTY VIRGINIA,” DATED APRIL 3, 1972, A COPY OF WHICH IS ATTACHED HERETO AND MADE A PART HEREOF, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY THEREBY CONVEYED. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 161737

March 20, 2013 [ classifieds ]

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TRUSTEE’S SALE OF 100 East Blake Lane, Richmond, VA 23224. In execution of a certain deed of trust dated March 10, 2008, in the original principal amount of $126,889.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 080007328, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on April 17, 2013, at 9:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, COMMONLY KNOWN AS 100 EAST BLAKE LANE, FORMERLY 100 E. 37TH STREET, AND FURTHER DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE WEST LINE OF BLAKE LANE , (FORMERLY 37TH STREET), WITH THE SOUTH LINE OF MCRAND STREET (FORMERLY MCRAE STREET), THENCE RUNNING SOUTHWARDLY ALONG THE WEST LINE OF BLAKE LANE, (FORMERLY 37TH STREET), AND FRONTING THEREON 55 FEET, AND THENCE RUNNING BACK BETWEEN COVERING LINES, THE NORTHERN LINE EXTENDING ALONG THE SOUTHERN LINE OF MCRAND STREET (FORMERLY MCRAE STREET), FOR A DISTANCE OF 140.30 FEET TO AN ALLEY 20 FEET WIDE ON WHICH IT FRONTS 38 FEET AND BEING DESIGNATED AS LOT 5, ON A REVISION PLAT MADE BY W.W. LAPRADE & BROS., OF LOTS 21 TO 28, IN BLOCK 7 OF THE PLAT OF BATTERY HEIGHTS, SOMETIMES CALLED BATTERY PARK, OF RECORD IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 3, PAGE 36..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 156969

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TRUSTEE’S SALE OF 8028 Arbor Glen Place, Richmond, VA 23227. In execution of a certain deed of trust dated July 31, 2008, in the original principal amount of $327,363.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4546 Page 0841, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 29, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO, BELONGING, LYING AND BEING IN BROOKLAND DISTRICT, HENRICO COUNTY, VIRGINIA, KNOWN, NUMBERED AND DESIGNATED AS LOT 7, BLOCK B, AS SHOWN ON SUBDIVISION PLAT ENTITLED “STERLING FOREST, SECTION 1”, PREPARED BY BAY DESIGN GROUP, ENGINEERING, SURVEYING & LAND PLANNING, DATED OCTOBER 30, 2000 AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 113, PAGES 6, 7 AND 8, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 161812

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TRUSTEE’S SALE OF 5628 Lake Crest Way, Richmond, VA 23227. In execution of a certain deed of trust dated October 15, 2009, in the original principal amount of $188,522.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4702 Page 1988, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 12, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA, AND SHOWN AND DESIGNATED AS LOT 1, BLOCK A, SECTION 2, LAKE RIDGE SUBDIVISION, ON A PLAT OF SUBDIVISION PREPARED BY QMT CIVIL/STRUCTURAL/ ENVIRONMENTAL ENGINEERS & LAND SURVEYORS, DATED FEBRUARY 12, 2000, ENTITLED “LAKE RIDGE, SECTIONS 1 & 2”, AND RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 113, PAGES 62-63, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION THEREOF..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 162501

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TRUSTEE’S SALE OF 904 Norton Street, IRTA C04 Norton Street, Richmond, VA 23220. In execution of a certain deed of trust dated November 18, 2009, in the original principal amount of $173,794.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 090025563, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on April 10, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, WITH THE DWELLING THEREON DESIGNATED AS NO. 904 NORTON STREET, (FORMERLY N. 514 NORTON STREET) AND ALL OTHER IMPROVEMENTS THEREON, IN THE CITY OF RICHMOND, VIRGINIA, BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE WESTERN LINE OF NORTON STREET, DISTANT 163 FEET 10 INCHES SOUTH OF THE SOUTHERN LINE OF LEIGH STREET; THENCE RUNNING SOUTHWARDLY ALONG AND FRONTING ON THE WESTERN LINE OF NORTON STREET 19 FEET 4 INCHES, AND THENCE EXTENDING BACK WESTWARDLY AND WITHIN PARALLEL LINES 73 FEET TO AN ALLEY 8 FEET WIDE, AND MORE PARTICULARLY SHOWN ON PLAT OF SURVEY MADE BY BALZER AND ASSOCIATES, INC., DATED AUGUST 15, 2005, ATTACHED TO AND MADE A PART OF DEED RECORDED AS INSTRUMENT NO. 05-0030199. Parcel ID: N0000573019.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 162524

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law.

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All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

TRUSTEE’S SALE 802 Louisiana Street, Richmond, VA 23231 Parcel ID E0001570027 Pursuant to the terms of a deed of trust dated December 19, 2006, in the original principal amount of $161,487.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 060043886, the property briefly described below will be offered for sale at public auction: Lot 14, Fulton Addition, Sec. 1, Phase 2, as shown on a plat recorded in the aforesaid Clerk’s Office as Plat 06-11 and Plat 06-12 (erroneously recited in the deed of trust as Plat Book 06, Page 5725), and as more particularly described in the referenced deed of trust. The sale will take place on APRIL 1, 2013, AT 10:00 A.m., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $14,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORmATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228101).

NOTICE OF TRUSTEE’S SALE OF PROPERTY LOCATED AT 2913 2nd AVENUE RICHMOND, VIRGINIA 23222 In execution of a Deed of Trust in the original principal amount of $102,500.00 from Joseph David Ter Louw, dated February 6, 2009, recorded February 6, 2009 as Instrument #09-2361 among the land records for the City of Richmond, Virginia, as modified by a Modification of Deed of Trust dated February 12, 2010, recorded February 16, 2010 as Instrument #10-2683 among the aforesaid land records, as further modified by a Modification of Deed of Trust dated July 6, 2010, recorded July 14, 2010 as Instrument #10-12782 among the aforesaid land records, as further modified by a Modification of Deed of Trust dated March 15, 2012, recorded March 19, 2012 as Instrument #12-5130 among the aforesaid land records, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #132697 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on April 2, 2013 at 10:00 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 2913 2nd Avenue, Richmond, Virginia 23222; Real Property Tax Parcel ID No. N0000919022. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-ofway, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO ATLANTIC TRUSTEE SERVICES, L.L.C., Substitute Trustee, Plaintiff v. SHIRLEY ANNE ROANE, Administrator of the Estate of Horace Calvin Roane, and HORACE SHANNON Defendants. Case No. CL13-394 ORDER OF PUBLICATION The object of this suit is to interplead funds from a prior foreclosure of a Deed of Trust lien on the property commonly known as 5500 Brooks Circle, Richmond a/k/a Henrico, Virginia 23223 and further described as: All that certain lot, piece or parcel of land with improvements thereon and appurtenances thereunto belonging, lying and being in Varina District, Henrico County, Virginia, designated as Lot 15, Block E, Section D, Beth Dale, on plat of survey by Holly, Spain, Sutton & Marsh, P.C., Engineers, dated April 3, 1984, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Plat Book 78, page 47, and to which reference is hereby made for a more particular description of the lot hereby conveyed. An affidavit having been filed that due diligence has been used to ascertain the location of Defendant Horace Shannon; SEEN this 28th day of February, 2013. A COPY TESTE: YVONNE G. SMITH, CLERK I asked for this Richard Knee V.S.B. No. 46039 Glasser and Glasser, P.L.C. Crown Center Building, 580 Main Street Norfolk, Virginia 23510 757-625-6787

[ classifieds ] March 20, 2013

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TRUSTEE’S SALE OF 2916 Pinehurst Road, Richmond, VA 23228. In execution of a certain deed of trust dated June 02, 2007, in the original principal amount of $157,500.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4374 Page 0145, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 29, 2013, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL OF THAT CERTAIN LOT OR PARCEL OF LAND IN HENRICO COUNTY, COMMONWEALTH OF VIRGINIA, AS MORE FULLY DESCRIBED IN DEED BOOK 2744, PAGE 1106, BEING KNOWN AND DESIGNATED AS LOT 6, BLOCK F, PINEHURST GARDENS, RECORDED IN PLAT BOOK 18, AT PAGE 69.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 162231

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TRUSTEE’S SALE OF 3309 Woodrow Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated April 26, 2004, in the original principal amount of $77,190.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 040013932, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on April 17, 2013, at 9:05 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, LYING AND BEING IN THE CITY OF RICHMOND, BEING A PORTION OF LOT 10, IN BLOCK 13, ON THE PLAN OF NORTH RICHMOND TERRACE, WHICH PLAN IS RECORDED IN PLAN BOOK 4 AT PAGE 52 IN THE CLERK’S OFFICE OF THE CHANCERY COURT OF THE CITY OF RICHMOND, VIRGINIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EASTERN LINE OF WOODROW AVENUE, WHICH POINT IS DISTANT IN A SOUTHERLY DIRECTION 450 FEET FROM THE POINT OF INTERSECTION OF SAID LINE OF WOODROW AVENUE WITH THE SOUTHERN LINE OF LADIES MILE ROAD; THENCE ALONG SAID LINE OF WOODROW AVENUE IN A SOUTHERLY DIRECTION AND FRONTING THEREON, 40 FEET; THENCE EASTWARDLY AND BETWEEN PARALLEL LINES WITH LADIES MILE ROAD, 130 FEET TO AN ALLEY 17 FEET WIDE, ALL AS SHOWN ON A PLAT OF SURVEY MADE BY FOSTER & MILLER, CERTIFIED SURVEYORS, DATED JULY 1, 1971 AND AS SHOWN ON A SURVEY MADE BY KENNETH L. BARTON, LAND SURVEYOR, DATED OCTOBER 2, 1984 ENTITLED “MAP SHOWING PROPERTY WITH IMPROVEMENTS THEREON NO. 3309, SITUATED ON THE EASTERN SIDE OF WOODROW AVENUE, SOUTH OF LADIES MILE ROAD, BEING THE NORTHERN 40 FEET OF LOT 10 BLOCK 13 PLAN OF NORTH RICHMOND TERRACE SECTION “A” IN THE CITY OF RICHMOND, VA”, A COPY OF WHICH IS RECORDED WITH THE DEED IN DEED BOOK 20, PAGE 1059..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 163085

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March 20, 2013 [ classifieds ]

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TRUSTEE’S SALE OF 9761 Bending Oak Drive, Midlothian, VA 23112. In execution of a certain deed of trust dated October 07, 2005, in the original principal amount of $160,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6698 Page 0675, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 11, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, AND KNOWN AND DESIGNATED AS LOT 3, BLOCK F, SECTION C ON THE PLAN OF CLOVER HILL FARMS, MADE BY FOSTER & MILLER, CERTIFIED LAND SURVEYORS, RICHMOND, VIRGINIA, DATED APRIL 8, 1970, RECORDED APRIL 20, 1970 IN PLAT BOOK 17, PAGES 64 AND REFERENCE IS HEREBY MADE TO SAID PLAT FOR A MORE PARTICULAR DESCRIPTION.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 155823

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TRUSTEE’S SALE OF 3909 Bronholly Road, Chesterfield, VA 23832. In execution of a certain deed of trust dated December 21, 2006, in the original principal amount of $132,285.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7544 Page 0714, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 18, 2013, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA AND DESIGNATED AS LOT 17, BLOCK B, ON A PLAT ENTITLED “BELMONT HILLS SECTION B”, PREPARED BY J.K. TIMMONS & ASSOCIATES, INC., CERTIFIED LAND SURVEYORS, DATED AUGUST 4, 1976, IN PLAT BOOK 27, PAGES 40 AND 41, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 156145

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TRUSTEE’S SALE OF 3311 Lifsey Lane, Chesterfield, VA 23832. In execution of a certain deed of trust dated January 08, 2010, in the original principal amount of $161,273.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8984 Page 0137, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 11, 2013, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: THE FOLLOWING DESCRIBED PROPERTY, TO-WIT: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 4, BLOCK B, AS SHOWN ON THE PLAN OF NORTHLAKE HILLS, PLAT OF WHICH IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 9, PAGE 84, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY BEING HEREIN CONVEYED. BEING THE SAME PROPERTY CONVEYED TO CYNTHIA SHANKLE, TENANCY NOT STATED BY DEED FROM MARCEL E. CHARLES, TENANCY NOT STATED, DATED 12/02/2003, FILED 12/08/2003 AND RECORDED IN DEED IN BOOK 5513, PAGE 121 IN CHESTERFIELD COUNTY RECORDS..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 156146

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TRUSTEE’S SALE OF 7124 Elkhardt Road, Richmond, VA 23225. In execution of a certain deed of trust dated March 13, 2007, in the original principal amount of $236,292.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7676 Page 0145, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 18, 2013, at 8:34 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, CONTAINING 1.000 ACRE, MORE OR LESS, SHOWN AS PARCEL A ON THE FOLLOWING PLAT RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 152, PAGE 60, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION: SURVEY MADE BY: BALZER AND ASSOCIATES, INC. DATED: FEBRUARY 4, 2005, LAST REVISED FEBRUARY 23, 2005. ENTITLED: “PLAT SHOWING 4 PARCELS OF LAND LYING NORTH OF ELKHARDT ROAD, CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 156734

TRUSTEE’S SALE OF 4707 Conestoga Place, Chesterfield, VA 23832. In execution of a certain deed of trust dated May 24, 2007, in the original principal amount of $164,886.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7813 Page 0963, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 11, 2013, at 8:33 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, DESIGNATED AS LOT 53, BLOCK A, SECTION C-1, CABIN CREEK, ON PLAT BY J.K. TIMMONS & ASSOCIATES, INC., ENGINEERS & SURVEYORS, DATED AUGUST 19, 1983, RECORDED SEPTEMBER 7, 1983, IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF CHESTERFIELD, VIRGINIA, IN PLAT BOOK 43, PAGE 90, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 157023

TRUSTEE’S SALE OF 11310 Celtic Road, Chesterfield, VA 23838. In execution of a certain deed of trust dated December 15, 2004, in the original principal amount of $165,650.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6153 Page 805, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 11, 2013, at 8:34 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTRNANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, SHOWN AND DESIGNATED AS LOT 9, BLOCK E, SECTION D, ON SUBDIVISION PLAT OF PHYSIC HILL, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 18, PAGE 100, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY. BEING THE SAME PROPERTY CONVEYED TO PAUL R. PHILLIPS, SR. AND GRACE E. PHILLIPS, HUSBAND AND WIFE, AS TENANTS BY THE ENTIRETY WITH THE RIGHT OF SURVIVORSHIP AS AT COMMON LAW BY DEED FROM CLIFFORD C. DYE AND KAREN L. DYE, HUSBAND AND WIFE RECORDED 06/03/2002 IN DEED BOOK 4551 PAGE 259, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 157045

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TRUSTEE’S SALE OF REAL ESTATE

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Trustee’s Sale 2707 Catchpenny Road, Richmond, Virginia 23223 (Tax ID No. 802-726-6132)

Trustee’s Sale 8603 Bellmeadows Terrace, Richmond, Virginia 23237 (Tax ID No. 777670923800000) Default having been made in the terms of a certain Deed of Trust dated March 9, 2000, in the original principal amount of $69,546.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 3777, at page 1, the undersigned Substitute Trustees will sell at public auction on March 28, 2013, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 2, Section F, of Huntingcreek Hills, on a subdivision plat dated September 6, 1988, recorded January 25, 1989, in the aforesaid Clerk’s Office in Plat Book 65, page 11. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $6,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 103349, Tel: (757) 3216465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 3007 Greenway Ave, Richmond, VA 23228-5817 Henrico County In execution of a Deed of Trust in the original principal amount of $184,000.00, dated April 27, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4337, at page 1989, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on April 4, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 12, Block C, Bryan Park Gardens, Section A, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-025008-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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Trustee’s Sale 7507 Flannigan Mill Road, Mechanicsville, Virginia 23111 (Tax ID No. 8764-49-2860) Default having been made in the terms of a certain Deed of Trust dated October 2, 2008, in the original principal amount of $225,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia in Deed Book 2927, at page 2920, the undersigned Substitute Trustees will sell at public auction on March 28, 2013, at 8:45 a.m., in front of the building housing the Hanover County Circuit Court, Hanover Courthouse, 7507 Library Drive, Hanover, VA, the property designated as Lot 25, Section 3, on Subdivision Plat of Hidden Lake Estates, recorded in the aforesaid Clerk’s Office in Subdivision Plat Book 2, Page 51. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $22,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 102039, Tel: (757) 321-6465,Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 5130 Eanes Lane, Richmond, VA 23231-3913 Henrico County In execution of a Deed of Trust in the original principal amount of $120,531.00, dated July 22, 2008recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4543, at page 1930, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on March 21, 2013 at 9:00 o’clock amthe property described in said deed, located at the above address and briefly described as: Lot 19, Colonial Court, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-011390-12/ FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 4235 Grantlake Road, Richmond, Virginia 23234 (Tax ID No. C0081073020) Default having been made in the terms of a certain Deed of Trust dated October 2, 2003, in the original principal amount of $55,245.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 030039832, the undersigned Substitute Trustees will sell at public auction on March 28, 2013, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property shown on plat of survey entitled,“Plat of Lot with Improvements Thereon Being Lot 4, Section B, Grantlake Hills, City of Richmond, Virginia”, dated January 16, 1976. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $5,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 103626, Tel: (757) 3216465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 12288 Wise Ln, Rockville, VA 23146 Hanover County In execution of a Deed of Trust in the original principal amount of $219,169.00, dated May 30, 2012recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 3029, at page 3208, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on April 5, 2013 at 12:00 o’clock noon the property described in said deed, located at the above address and briefly described as: Lot containing 5.00 acres, more or less, as shown on plat recorded in Deed Book 565, page 242, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40000380-13/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 631 Greyshire Drive, Chester, VA 23836 Chesterfield County In execution of a Deed of Trust in the original principal amount of $320,150.00, dated June 8, 2006recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7226, at page 99 and modified in Deed Book 8762, at Page 370, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,Virginia, on March 26, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 32, Section 1 Montclair at Southbend, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-014436-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

TRUSTEE SALE 7128 Creighton Rd, Mechanicsville, VA 23111-4204 Hanover County In execution of a Deed of Trust in the original principal amount of $163,000.00, dated March 20, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover,Virginia, in Deed Book 2910, at page 2038, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on March 29, 2013 at 12:00 o’clock noon the property described in said deed, located at the above address and briefly described as: Lot A, Section A, Cold Harbor Farms, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-032670-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

[ classifieds ] March 20, 2013

Default having been made in the terms of a certain Deed of Trust dated August 14, 2006, in the original principal amount of $112,400.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4180, page 1758, the undersigned Substitute Trustees will sell at public auction on March 28, 2013, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as Lot 5, Block U, Section B, Central Gardens, Plan of which is recorded in the aforesaid Clerk’s Office in Plat Book 26, page 141, 142 and 143 to which plat referenced is hereby made for the metes and bounds description of said lot and as shown on a plat dated July 2, 1965, attached to a deed recorded in Deed Book 1225, page 508, in the aforesaid Clerk’s Office . Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $11,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on theForeclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., and/or Lisa Brook Law, PLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 89418, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE’S SALE OF 6214 Aldersbrook Court, Richmond, VA 23224. In execution of a certain deed of trust dated October 26, 2006, in the original principal amount of $122,400.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7450 Page 0724, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 11, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, SITUATE AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, DESIGNATED AS LOT 2, BLOCK A, SECTION A, NEWSBERRY TOWNE, AS SHOWN ON PLAT MADE BY J.K. TIMMONS & ASSOCIATES, ENGINEERS, DATED NOVEMBER 10, 1970, RECORDED JANUARY 11, 1971, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 18, PAGES 4 AND 5, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 77608

located at 3024 Waddington Drive, Richmond, Virginia In execution of the Deed of Trust from KIA BYNUM dated July 27, 2006, in the Original Principal Amount of $136,620.00, and recorded in Deed Book 7264, Page 111, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on March 28, 2013, at 10:00 a.m., the property described as Lot 5, Block G, Section A, Newberry Towne, County of Chesterfield, Virginia, known as 3024 Waddington Drive, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 12,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: March 1, 2013 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 13‑043BF (77.67) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

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TRUSTEE’S SALE OF 1515 Trailing Ridge Road, Richmond, VA 23231. In execution of a certain deed of trust dated June 25, 2009, in the original principal amount of $190,832.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4660 Page 1947, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PARCEL OR PIECE OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREON BELONGING, LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA, AND SHOWN AND DESIGNATED AS LOT 7, BLOCK F, SECTION 5, ON SUBDIVISION PLAT OF VARINA STATION, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 105, PAGES 96 AND 97, TO WHICH PLAT REFERENCES IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 115745

TRUSTEE’S SALE OF 9837 Lockberry Ridge Loop, Richmond, VA 23237. In execution of a certain deed of trust dated April 26, 2010, in the original principal amount of $167,938.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 9062 Page 0739, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 18, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 33, HOLLYMEADE, SECTION A, AS SHOWN ON SUBDIVISION PLAT PREPARED BY BALZER & ASSOCIATES, INC., PLANNERS, ARCHITECTS, ENGINEERS, SURVEYOR, DATED JUNE 2, 1999, ENTITLED “HOLLYMEADE SECTION A”, RECORDED JULY 16, 1999 IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 105, PAGE 92, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 157387

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SUBSTITUTE TRUSTEE’S SALE 3021 KRAUSE STREET, RICHMOND In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Substitute Trustee will offer for sale at public auction on March 26, 2013 at 11:35 a.m., front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia 23219, the property known as 3021 Krause Street, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR INFORMATION CONTACT: Nancy Ann Rogers, Substitute Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804)784-7182.

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TRUSTEE’S SALE OF 100 North Battery Street, Highland Springs, VA 23075. In execution of a certain deed of trust dated March 30, 2009, in the original principal amount of $163,542.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4624 Page 1349, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on April 19, 2013, at 9:04 AM, the property described in said deed of trust, located at the above address. Parcel ID: 821-7268369. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 156907

Trustee’s Sale 1325 Devers Road, Richmond a/k/a Henrico, Virginia 23226 (Tax ID No. 768-739-4385) Default having been made in the terms of a certain Deed of Trust dated June 6, 1997, in the original principal amount of $79,018.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 2725, at page 132, the undersigned Substitute Trustees will sell at public auction on April 4, 2013, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, E. Parham and Hungary Spring Road, Richmond, VA, the property designated as Lot 36, on revised map of a portion of Block E, Section 4, in the plan of Westwood Terrace, dated April 17, 1951, and duly recorded April 24, 1951, in the aforesaid Clerk’s Office in Plat Book 23, Page 19. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $7,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 103389, Tel: (757) 321-6465,Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE’S SALE OF 5719 Huntingcreek Drive, Chesterfield, VA 23237. In execution of a certain deed of trust dated August 28, 2008, in the original principal amount of $158,437.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8447 Page 0325, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 18, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, AND SHOWN AND DESIGNATED AS LOT 24, BLOCK A, SECTION C, ON SUBDIVISION PLAT OF HUNTINGCREEK HILLS, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD, VIRGINIA IN PLAT BOOK 32, PAGE 55 AND 56, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 157526

TRUSTEE’S SALE OF 10316 Huntersdell Lane, Richmond, VA 23235. In execution of a certain deed of trust dated February 24, 2003, in the original principal amount of $121,043.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 4926 Page 972, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 18, 2013, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN MIDLOTHIAN DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, COMMONLY KNOWN BY HOUSE NUMBER 10316 HUNTERSDELL LANE AND BEING SHOWN AND DESCRIBED AS LOT 6, BLOCK F, BON AIR TERRACE, PREVIOUSLY KNOWN AS REPINE, AS SHOWN ON THE PLAN OF REPINE, PLAT OF WHICH DATED JULY 29, 1955 WAS MADE BY LAPRADE BROS., CIVIL ENGINEERS, IS RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 9, AT PAGE 75, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 159965

TRUSTEE’S SALE OF 10401 Tamworth Road, Chesterfield, VA 23832. In execution of a certain deed of trust dated December 01, 2006, in the original principal amount of $172,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7509 Page 0978, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 11, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE BUILDINGS AND IMPROVEMENTS THEREON, LYING, SITUATE AND BEING IN THE MATOACA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 24, BLOCK F, SECTION 3, GREAT OAKS, ALL AS MORE PARTICULARLY SHOWN ON SUBDIVISION PLAT OF GREAT OAKS, SECTION 3, BY LEWIS & OWENS, INC. CERTIFIED LAND SURVEYORS, DATED MAY 7, 1984 AND RECORDED JULY 26, 1984, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN MAP BOOK 46, AT PAGE 87, REFERENCE BEING MADE TO SAID PLAT FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 49013

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher


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TRUSTEE SALE 11320 Edenberry Drive, Richmond, VA 23236-4034 Chesterfield County In execution of a Deed of Trust in the original principal amount of $362,000.00, dated August 13, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 7946, at page 0797, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on April 4, 2013 at 11:15 o’clock amthe property described in said deed, located at the above address and briefly described as: Lot 6, Block A, Stonehenge, Section F, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-009657-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-000926-11/ FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-032079-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

V I R G I N IA: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO

TRUSTEE’S SALE 1902 Brandonview Avenue, Richmond, VA 23231 Parcel ID 805-712-2220 Pursuant to the terms of a deed of trust dated June 24, 2005, in the original principal amount of $85,405.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia in Deed Book 3907, Page 496, the property briefly described below will be offered for sale at public auction: Lot 7, Block A, Overhill Park Addition, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 23, Page 54, and as more particularly described in the referenced deed of trust. The sale will take place on MARCH 26, 2013, AT 10:00 A.M., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $7,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228555).

TRUSTEE SALE 5801 Chrisfield Drive, Chester, VA 238311595 Chesterfield County In execution of a Deed of Trust in the original principal amount of $160,000.00, dated July 18, 2008recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8408, at page 426, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on April 2, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 6, Block H, Field View, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40025573-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

COMMONWEALTH OF VIRGINIA v. $10,606.00 U.S. CURRENCY AND KENNETH MACNICHOL Case No.: CL12-2797 ORDER OF PUBLICATION The object of this suit is to forfeit the Commonwealth of Virginia the United States Currency in the amount of ten thousand six hundred six dollars ($10,606.00), because said property was used in substantial connection with, or was proceeds derived from, or was purchased with the proceeds derived from, the illegal manufacture, sale or distribution of controlled substances or the possession with intent to distribute controlled substances in violation of Section 18.2-248 et seq., of the Code of Virginia, 1950, as amended. This is a civil action for the forfeiture pursuant to Sections 19.2-386.1 and 19.2-386.22, Code of Virginia, 1950, as amended. IN THE ALTERNATIVE, this seizure took place due to the fact that said property was used in substantial connection with, or were traceable proceeds of some form derived from, the illegal laundering of proceeds of some activity punishable as a felony under the laws of this Commonwealth in violation of Section 18.2-246.3 and 19.2-386.19 of the Code of Virginia, 1950, as amended. That the above styled property was seized on or about July 11, 2012, at Turner Road at Three Foxes Drive in Henrico County, Virginia subsequent to stop by Virginia State Police in Henrico County. Any party claiming interest in the United States Currency in the amount of ten thousand six hundred six dollars ($10,606.00) is hereby notified to appear in the Circuit Court for the County of Henrico, Virginia, on or before May 23, 2013 at 2p.m., to protect their interest is said property. ENTER: 3/4/13 A COPY TESTE: YVONNE G. SMITH, CLERK

TRUSTEE SALE 12088 Pinhook Rd, Rockville, VA 231461510 Hanover County In execution of a Deed of Trust in the original principal amount of $184,000.00, dated June 22, 2006recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2726, at page 197, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on April 5, 2013 at12:00 o’clock Noon the property described in said deed, located at the above address and briefly described as: Containing 1.88 acres, as shown on a certain plat of survey dated May 12, 1994, recorded in Deed Book 2352, Page 604, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-030971-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE OFFICE/WAREHOUSE 6501-6505 OLd WARWICk Rd. CITY OF RICHMONd, VA In execution of a deed of trust dated June 15, 2001, and recorded in the Clerk’s Office, Circuit Ct., City of Richmond, VA, as Inst. No. 01-015564, as amended by Inst. No. 11-21260, default having occurred in the payment of the debt secured thereby, and being requested to do so by the holder of the note secured thereby, the undersigned trustee (“Trustee”) will offer for sale at public auction at the Clay St. entrance of the Courthouse of the City of Richmond Circuit Ct., 400 N. 9th St., Richmond, VA, on April 12, 2013, at 11:30 a.m. (local time) the improved real property commonly known as 6501-6505 Old Warwick Rd., located in the City of Richmond, VA (Parcel No. C0051057032), as more particularly described in such deed of trust to which reference is hereby made for a more complete description. The parcel is .64± acres, improved by building with 10,550± sq. feet with 3 rental units (and each with a loading dock). TERMS OF SALE: CASH. A deposit of $25,000 by certified check will be required prior to bidding. Settlement within 30 days of sale. Procedures and terms of sale shall be subject to Trustee’s discretion, shall be announced prior to sale, and shall control. Sale subject to all matters of title prior or superior to lien of deed of trust. Successful bidder to pay all real estate taxes, penalties, and interest due or accrued through date of sale and grantor’s tax on deed. Foreclosure sale agreement form with all terms of sale and title commitment (without representations or warranties) are available from Trustee upon request. FOR INFO CONTACT: kepley Broscious & Biggs, PLC, Trustee, 2211 Pump Rd., Richmond, VA 23233, 804-741-0400 x1, Attn: Jay kepley

Trustee’s Sale 8288 Carrolton Ridge Place, Mechanicsville, Virginia 23111 (Tax ID No. 8725-37-3041) Default having been made in the terms of a certain Deed of Trust dated February 20, 2004, in the original principal amount of $199,700.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia in Deed Book 2266, and Page 180, the undersigned Substitute Trustees will sell at public auction on March 28, 2013, at 8:45 a.m., in front of the building housing the Hanover County Circuit Court, Hanover Courthouse, 7507 Library Drive, Hanover, VA, the property designated as Lot 29, Block D, Section IV, as shown on plat entitled “Sherrington, Section IV”, dated February 7, 2002, recorded February 10, 2003, in the aforesaid Clerk’s Office in Plat Book 36, page 554. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $19,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 100991, Tel: (757) 3216465, Between 10:00 a.m. & 12:00 noon only.

VIRGINIA: IN THE CIRCUIT COURT FOR THE CITY OF RICHMOND SAMUEL I. WHITE, P.C., Plaintiff v. ESTATE OF WILLIE JOHNSON, et al Defendants. Case No. CL13-822-7 ORDER OF PUBLICATION The reason for this cause is to obtain the whereabouts of any persons including but not limited to: Estate of Willie Johnson and the Estate of Alease V. Johnson and any other heirs or interested parties having an interest in a Deed of Trust dated March 17, 2003 executed by Willie Johnson and Alease Johnson, to Samuel I. White, P.C., Trustee(s), for the benefit of Willie Johnson and Alease Johnson secured by the property located at 3132 Blithewood Dr, Richmond, VA 23225-1806. This Deed of Trust was recorded on June 9, 2003 in the Clerk’s Office of this Court in Instrument 030020968, at page 0944. Upon consideration whereof, this Order of Publication is granted, and is ORDERED that any interested persons do appear here on or before May 2, 2013, which date is no sooner than fifty (50) days after entry of this Order of Publication. Entered, this 20th day of February, 2013 Judge Taylor I ASKED FOR THIS: An Extract, Karen E. Daily, Attorney Testee: Bevill M. Dean, Clerk, Va. State Bar No. 48210 Samuel I. White, P.C. 5040 Corporate Woods Drive Suite 120 Virginia Beach, Virginia 23462 Phone: 757-490-9284 Fax: 757-497-2802

TRUSTEE SALE 7904 Arbor Glen Court, Richmond, VA 23227-1658 Henrico County In execution of a Deed of Trust in the original principal amount of $318,150.00, dated October 14, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4703, at page 1186, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on March 26, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 11, Block A, Sterling Forest, Section 1, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-002342-13/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE 5536 KOUFAx DR. CHESTERFIELD CO., VA In execution of a deed of trust dated April 8, 2002, and recorded in the Clerk’s Office, Circuit Ct., Chesterfield Co., VA, in Deed Book 4483, page 285, default having occurred in the payment of the debt secured thereby, and being requested to do so by the holder of the note secured thereby, the undersigned substitute trustee (“Trustee”) will offer for sale at public auction at the front entrance of the Courthouse of the Chesterfield Co. Circuit Ct., 9500 Courthouse Rd., Chesterfield, VA, on April 12, 2013, at 10:00 a.m. (local time) the improved real property commonly known as 5536 Koufax Dr., located in Chesterfield Co., VA (Parcel No. 776678027100000), as more particularly described in such deed of trust to which reference is hereby made for a more complete description. TERMS OF SALE: CASH. A deposit of $5,000 by certified check will be required prior to bidding. Settlement within 30 days of sale. Procedures and terms of sale shall be subject to Trustee’s discretion, shall be announced prior to sale, and shall control. Sale subject to all matters of title prior or superior to lien of deed of trust and to the rights of residential tenants provided under the Protecting Tenants at Foreclosure Act of 2009, Pub. L. No. 111-022, Section 702 (2009), a copy of which is available from Trustee. Successful bidder to pay all real estate taxes, penalties, and interest due or accrued through date of sale and grantor’s tax on deed. Foreclosure sale agreement form with all terms of sale and title commitment (without representations or warranties) are available from Trustee upon request. FOR INFO CONTACT: Kepley Broscious & Biggs, PLC, Trustee, 2211 Pump Rd., Richmond, VA 23233, 804-741-0400 x1, Attn: Jay Kepley

[ classifieds ] March 20, 2013

TRUSTEE SALE 13927 Sagegrove Cir, Midlothian, VA 23112-4227 Chesterfield County In execution of a Deed of Trust in the original principal amount of $201,832.00, dated May 22, 2008recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8333, at page 0648, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on March 26, 2013 at 2:30 o’clock pmthe property described in said deed, located at the above address and briefly described as: Lot 14, Block A, Sagewood, Phase I, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

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TRUSTEE SALE 4017 Bayapple Dr, Richmond, VA 232945938 Henrico County In execution of a Deed of Trust in the original principal amount of $141,450.00, dated July 17, 2003recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3499, at page 2034, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on March 28, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 86, Block C, Park West, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

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TRUSTEE SALE 610 N 25th Street, Richmond, VA 23223 In execution of a Deed of Trust in the original principal amount of $163,922.00, dated December 17, 2003 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 030048644, at page 0473, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on April 9, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Beginning at a point on the western line of 25th Street distant northwardly 101.50 feet north of the northern line of Leigh Street and from said point running northwardly along and fronting on the western line of 25th Street 21.50 feet; thence back from said front between parallel lines 122.69 feet on its northern line and 122.68 feet on its southern line to an alley in the rear 20 feet wide, all of which will more fully appear from a plat thereon, made by W. M. Lewis, dated July 30, 1948, with improvements thereon.

March 20, 2013 [ classifieds ]

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TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01004719-09/FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 2501 Tanglebrook Road, Midlothian, VA 23112. In execution of a certain deed of trust dated April 18, 2008, in the original principal amount of $250,705.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8289 Page 0326, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 11, 2013, at 8:33 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, AND SHOWN AND DESIGNATED AS LOT 5, ON SUBDIVISION PLAT OF TANGLEBROOK, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 41, PAGES 20 AND 21, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 134533

In execution of a Deed of Trust in the original principal amount of $252,750.00, dated June 27, 2007recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7964, at page 0558, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on April 9, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 19, Block C, Stevens Hollow, Section 3, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-032310-12/ FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

Trustee’s Sale 5101 Tiffany Woods Lane, Richmond a/ka Henrico, Virginia 23223 (Tax ID No. 813-729-4951) Default having been made in the terms of a certain Deed of Trust dated May 31, 2005, in the original principal amount of $148,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3890, Page 1179, the undersigned Substitute Trustees will sell at public auction on March 21, 2013, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 35, Block A, in Section H of Tiffany Meadows Subdivision, shown on a plat of survey dated September 10, 1985, recorded December 13, 1985, in the aforesaid Clerk’s Office in Plat Book 81, Page 106. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 94078, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE SALE 12010 Lucks Ln, Midlothian, VA 231141230 Chesterfield County In execution of a Deed of Trust in the original principal amount of $124,450.00, datedOctober 30, 2002 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 4754, at page 11, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on April 2, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Containing 1 acre, more or less, plat dated August 26, 1974, attached to deed recorded in Deed Book 1129, page 304, with improvements thereon. LESS AND EXCEPT all that certain piece or parcel of land as was taken by the Commonwealth of Virginia in that Certificate of Take recorded in the aforesaid Clerk’s Office in Deed Book 2158, Page 850 and the Order entered therein in Deed Book 3969, Page 300, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-032406-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 12000 Duckbill Drive, Midlothian, VA 23113. In execution of a certain deed of trust dated October 20, 2009, in the original principal amount of $193,587.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8911 Page 0240, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 11, 2013, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, SHOWN AND DESIGNATED AS LOT 17, BLOCK B, SECTION C-1, ON SUBDIVISION PLAT OF OLDE COACH VILLAGE, RECORDED IN THE CLERK’S OFFICE, CIRUCIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 21, PAGE 11, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 131665

TRUSTEE’S SALE OF 4240 Farmhill Lane, Chesterfield, VA 23832. In execution of a certain deed of trust dated July 25, 2003, in the original principal amount of $114,402.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5266 Page 640, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on April 18, 2013, at 8:33 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 67, BLOCK B, SECTION D, CREEKWOOD, ON SUBDIVISION PLAT OF CREEKWOOD, PREPARED BY J. K. TIMMONS & ASSOCIATES, DATED APRIL 20, 1978 AND RECORDED MAY 3, 1978 IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 31, PAGES 30 AND 31, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 156147


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