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Pet Care Care in in your your Home Home Pet

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You make everything better Even ginger

Richmond’s Premiere Yoga Studio in Cary Court, 3122 W. Cary St. (804) 359-9642

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Alternative Ballroom Studio Line Dancing, Swing, Salsa, Chicago Steppin’ $8 Classes alternativeballroomstudio.com

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Joshua Wilson, a thirty-nine year old man with severe cerebral palsy needs your help. www. gofundme.com/IsLifeOutThere

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Over 40 years of Additions, Carpentry, Renovations, Remodeling, Disaster Repair. Bob Windsor Construction 672-1100 - bobwindsor.net

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CARPENTRY Small job specialist. Free estimates, references. Licensed/ Insured. Hobbie Carpentry, 264-4910 Style Classified rates as low as $6 a week with big discounts on frequency! Call today to advertise just about anything! 804-358-2100

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“any preference, limitation or discrimination because of race,

Dear Dream Zone,

I dreamed there was a road block at the end of my driveway. I couldn’t get out to take my grandmother out for a ride in the Jaguar that has been left at our house for over a year (in the dream the Jag had just been fixed to run). The blockage seemed to be manmade. I backed in reverse all the way to where the driveway splits and goes to the neighbors. I was debating which way to go: either back home or to the neighbors where there is no room for the car to be parked there. – Stephanie 38, Chattanooga, TN Lauri: I think your grandmother represents something in your life that is getting old, that you are growing tired of, and that you would like to move on from. Just as you were blocked in the driveway there is some sort of block that is keeping you from moving forward or moving on. You described the block as manmade, which means the block is very likely your own creation. In what way are you holding yourself back? So you backup, which may be about your need to get back to the way things used to be. The split driveway means you are now split on a decision in real life. Which direction should you take as far as this decision goes? Your dream is using the Jag that isn’t working because that represents your “drive”, your motivation to tackle this issue already! Stephanie replies: I think this is about my weight. I really want to look better, lose the belly and extra chin. Guess I gotta get my butt in gear and drive! Thank you.

color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Vir ginia F air Hou sing L aw also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate adver tiser s should make sure their ads describe the property being offered, not the person they

Fascinating Dream Fact: Did you know each dream you have throughout the night progresses in duration? Your first dream will be about 3 minutes long. The last dream you have before awakening can be 45 minutes long!

might want in the property. You may express a preference for a male or female roommates. ~The Publisher

[ classifieds ] February 6, 2013

Principal Business Systems Analyst– Capital One Services, LLC in Glen Allen, VA; Mult pos avail: Resp for the analysis, design, testing, integration, implementation & support of bus systems & apps w/ final responsibility for overall functionality & project delivery. Requires Bachelor’s or higher or foreign equiv in CS/Engineering/ Finance/rel analytic field, 5 yrs prog, post-bac bus systems dvlpmnt exp, OR Master’s or foreign equiv in CS/Engineering/ Finance/ rel analytic field, 2 yrs bus systems dvlpmnt exp; and following skills through formal edu or work exp: Coordinating work of others along multiple workstreams; presentation of complex IT concepts & project metrics to both tech and nontech audiences; systems dvlpmnt through the entire lifecycle from feasibility to post-implementation; business systems dvlpmnt for financial business processes; data warehousing; SQL; Quality Center, Requisite Pro, or sim requirements mgmt tools; ERWIN or sim modeling tools; Content Management tools & processes; Microsoft Office Suite. Required exp may be acquired prior to the completion of the Master’s degree. Must pass company’s analytical assessment. To apply, visit www.capitalone. com/ careers, then search keyword “Business Systems Analyst” or requisition ID 730437

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TRUSTEE SALE 3104 Griffin Ave, Richmond, VA 23222-2617 In execution of a Deed of Trust in the original principal amount of $38,420.00, dated May 10, 1999recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 990013995, at page 0334, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 28, 2013 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 9, Block F, Brightwood, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $2,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-032600-12/ VA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 4431 Village Park Ave, Chester, VA 238311611 Chesterfield County In execution of a Deed of Trust in the original principal amount of $316,750.00, dated November 3, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 7456, at page 0484, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 19, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 31, Section 3, Chester Village Green, with improvements thereon.

In execution of a Deed of Trust in the original principal amount of $136,000.00, dated May 20, 2009recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4645, at page 1496, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 12, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 19, Block N, West End Manor, Section N, with improvements thereon.

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-000233-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-032906-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Classifieds BRAIN CALISTHENICS

by: David Levinson Wilk © 2013 David Levinson Wilk

62

Across 1. 2012 Mark Wahlberg comedy 4. Like sandpaper 10. Sad-sounding car company? 14. 2002 film “____ Mama Tambien” 15. Says grudgingly 16. ____ uncertain terms 17. FedEx rival 18. Be dead serious 19. Frat party wrap 20. Forest ranger on an Indonesian island? 23. “I’ll have another” 24. Most NPR stations 25. Year-end helper 27. Quantum ____ 28. “That feels so g-o-o-o-d!” 29. Nero’s noon 30. Muscle test, for short 33. Muchacha: Abbr. 34. Comfort ____ 35. U.S. neighborhood that largely consists of West Africans? 39. Part of a nuclear reactor 40. Four before GHI 41. Quick inning enders, for short

42. Rm. coolers 43. Security concern 44. “Even ____ speak ...” 48. Three after GHI 49. ____-CIO 50. Like a slingshot 53. Where Colombians who prefer the countryside prefer not to live? 56. Gives in to gravity 57. Sheep 58. 1/15/1929, for MLK, Jr. 59. Farrow and Sara 60. Decorative neckline insert 61. Night school subj. 62. Forearm bone 63. City down the lake from Buffalo, NY 64. GPS recommendation: Abbr. Down 1. Rival of 2000 Flushes 2. Natural gas component 3. Keir of “2001: A Space Odyssey” 4. South American plain 5. “____ account! My life is my foe’s debt”: Romeo and Juliet

6. 2003 NBA Rookie of the Year Stoudemire 7. Winter Olympics venue 8. Running back’s tactic 9. Figured at a body shop 10. In ____ (as found) 11. More than thin 12. Nicolas’ costar in “Gone in 60 Seconds” 13. One often seen in drag 21. Urge 22. Note in an E major scale 26. One of a snorkeler’s pair 28. “____ Place” (1971 Orson Welles movie) 31. Eastern Canadian Indian 32. Cupid, e.g. 35. Virgin Mary, e.g. 36. “So easy, a caveman could do it,” e.g. 37. Toppled 38. Fashion’s Mizrahi 39. Friend of Leonard, Sheldon and Howard on “The Big Bang Theory” 45. James of “sex, lies, and videotape”

46. Lament of the defeated 47. Fit for consumption 50. “Fiddler on the Roof” role 51. Pricey 52. Book between Daniel and Joel 54. Peak in “The Odyssey” 55. “Oui, oui,” across the Pyrenees 56. Laura Bush’s alma mater: Abbr.

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February 6, 2013 [ classifieds ]

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“Cali”

TRUSTEE SALE 3902 West End Drive, Henrico, VA 232945704


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VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HANOVER RE: ESTATE OF BLANCHE MARIE MURPHY, DECEASED CASE NO.: CWF11000188 SHOW CAUSE AGAINST DISTRIBUTION IT APPEARING that a report of the accounts of Jennifer Jean Hall, Executor of the Estate of Blanche Marie Murphy, deceased, has been filed in the Clerk’s Office of this Court, and it appearing further that a report of the debts and demands against the Estate has been filed in the Clerk’s Office of this Court and that six months have elapsed since the qualification of the said Executor, on motion of the Executor; IT IS ORDERED that the creditors of, and all others interested in, the Estate of Blanche Marie Murphy, deceased, do show cause, if any they can, on the 25 day of February, 2013, at 1:00p.m., before this Court at its courtroom in the Hanover County Courts Building, 7507 Library Drive, Hanover, Virginia 23069 against the payment and delivery of the assets of the Estate of Blanche Marie Murphy, deceased, to the residuary beneficiaries of the Estate, without requiring refunding bonds.

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I ask for this: Thomas A. Cooper, VSB #26470 KANE, JEFFERIES, COOPER & CAROLLO, LLP Counsel for the Executor Estate of Blanche Marie Murphy, Deceased 1700 Bayberry Court, Suite 103 Henrico, Virginia 23226 (804) 288-1672

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TRUSTEE’S SALE OF 3919 Pinalto Drive, Richmond, VA 23222. In execution of a certain deed of trust dated July 18, 2007, in the original principal amount of $122,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4381 Page 1580, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 01, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 10, BLOCK C, AS SHOWN ON PLAT OF DELMONT PARK, SECTION 2, HENRICO COUNTY, VIRGINIA, DATED MAY 28, 1953, MADE BE CHAS. H. FLEET AND ASSOC., CIVIL ENGINEERS & SURVEYORS, RICHMOND, VIRGINIA, RECORDED IN PLAT BOOK 23, PAGE 141, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID REAL ESTATE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 115694

TRUSTEE’S SALE OF 414 Hunt Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated June 16, 1993, in the original principal amount of $48,400.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Deed Book 350 Page 1830, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 27, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: THOSE CERTAIN LOTS IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AS 414 HUNT AVENUE, DESIGNATED AS LOTS 21 AND 22, BLOCK 2, PLAN OF PROVIDENCE PARK, SHOWN ON PLAT RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN PLAT BOOK 10 PAGE 5, REFERENCE TO WHICH IS MADE FOR A MORE PARTICULAR DESCRIPTION OF SUCH LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 159022

Entered: 1/22/13 J. Overton Harris, JUDGE

VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO Nelly Erazo Galarza, Plaintiff, v. Reginald Melvin, Defendant, Case No.: CL12-2947 ORDER OF PUBLICATION The object of this suit is to obtain a divorce a vinculo matrimonii from the defendant on the ground of more than one year of continuous separation. It appearing from Affidavit that due diligence has been used by the plaintiff to ascertain in what county or city the defendant is, without effect, it is ORDERED that the defendant appear before this Court on or before March 11, 2013 and do what is necessary to protect his interest herein.

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ENTERED: 1/11/2013 Lee A. Harris, Jr. JUDGE I asked for this: Arturas Overas Counsel for Plaintiff Law Offices of HYDER & OVERAS 5516 Falmouth Street, Suite 100 Richmond, Virginia 23230 Phone: (804) 673-2222 Fax: (804) 282-3231 VSB#: 42372

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TRUSTEE’S SALE OF 13500 Silverdust Lane, Chester, VA 23836. In execution of a certain deed of trust dated January 31, 2007, in the original principal amount of $362,200.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7611 Page 0251, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on February 28, 2013, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 73, SECTION TWO, ON A SUBDIVISION PLAT ENTITLED “CYPRESS WOODS SECTION TWO” BY TOWNES SITE ENGINEERING, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 161 PAGE 48 THROUGH 51, TO WHICH PLAT REFERENCES IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 135983

TRUSTEE’S SALE OF 927 Ward Road, Glen Allen, VA 23059. In execution of a certain deed of trust dated January 04, 2007, in the original principal amount of $219,300.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4269 Page 2329, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 15, 2013, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: LOT 5, BLOCK A, SECTION 5, STONEWALL GLEN, AS SHOWN ON THAT CERTAIN PLAT OF SURVEY DATED OCTOBER 19, 1998, PREPARED BY STEVEN B. KENT & ASSOCIATES, P.C., ENTITLED STONEWALL GLEN, SECTION 5, AND THE RESUBDIVISION OF LOTS 3-7, BLOCK A, STONEWALL GLEN, FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA” RECORDED MARCH 31, 1999 IN THE CIRCUIT COURT HENRICO COUNTY, VIRGINIA IN PLAT BOOK 109 AT PAGES 9 AND 10..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 137504

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[ classifieds ] February 6, 2013

TRUSTEE’S SALE OF 3804 Plymouth Drive, Richmond, VA 23222. In execution of a certain deed of trust dated September 30, 2008, in the original principal amount of $139,244.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4566 Page 0907, and recorded in the Office of the Clerk of the Circuit Court for Richmond City, Virginia in Instrument No. 080026152, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 15, 2013, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, WITH IMPROVEMENTS THEREON, NO. 3804 PLYMOUTH DRIVE (FORMERLY PARK DRIVE), LYING, BEING AND SITUATE PARTLY IN THE CITY OF RICHMOND, VIRGINIA, AND PARTLY IN THE COUNTY OF HENRICO, VIRGINIA, AND BEING KNOWN AND DESIGNATED AS LOT 19, SECTION A, ON THE PLAN OF CHATHAM PLACE, A PLAT OF WHICH, MADE BY CHAS. H. FLEET, C.C.E., DATED OCTOBER 16, 1942, IS RECORDED IN THE CLERK’S OFFICE OF THE CHANCERY COURT OF THE CITY OF RICHMOND, VIRGINIA, IN PLAT BOOK 9, PAGE 264, AND ALSO RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 18, PAGE 79, AND FURTHER SHOWN ON THAT CERTAIN PLAT OF SURVEY ENTITLED “LOT 19, CHATHAM PLACE, SECTION A, A PORTION BEING IN THE CITY OF RICHMOND, VIRGINIA, AND A PORTION BEING IN THE FAIRFIELD DISTRICT OF HENRICO COUNTY, VIRGINIA”, DATED MARCH 11, 2008, PREPARED BY EDWARDS, KRETZ, LOHR & ASSOCIATES, INC., A COPY OF WHICH IS ATTACHED TO THAT CERTAIN DEED RECORDED AS INSTRUMENT NUMBER 08-08630, IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, AND RECORDED IN DEED BOOK 4492, PAGE 822, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 155557

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TRUSTEE’S SALE OF 3026 Moss Side Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated May 23, 2011, in the original principal amount of $93,250.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 110008953, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on March 13, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH THE DWELLING THEREON KNOWN AS NO. 3026 (FORMERLY NO. 1522) MOSS SIDE AVENUE, AND ALL OTHER IMPROVEMENTS THEREON AND ALL APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, ON THE WEST LINE OF MOSS SIDE AVENUE BETWEEN BROOKLAND PARK BOULEVARD AND LADIES MILE ROAD, DESIGNATED AS LOT 12, IN BLOCK “E”, ON THE PLAN OF GINTER PARK TERRACE AND BOUNDED AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE SAID WEST LINE OF MOSS SIDE AVENUE DISTANT 540 FEET NORTH OF BROOKLAND PARK BOULEVARD, THENCE RUNNING NORTHWARDLY ALONG THE SAID WEST LINE OF MOSS SIDE AVENUE AND FRONTING THEREON 50 FEET, THENCE EXTENDING BACK IN A WESTERLY DIRECTION AND BETWEEN PARALLEL LINES 135 FEET TO AN ALLEY OF 15 FEET WIDE. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 139806

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February 6, 2013 [ classifieds ]

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TRUSTEE’S SALE OF 2823 Dumbarton Road, Richmond, VA 23228. In execution of a certain deed of trust dated April 30, 1999, in the original principal amount of $106,050.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 2908 Page 0799, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 01, 2013, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN AS PART OF LOT NO. 3 ON THE PLAN OF SUBDIVISION “A”, BATTERY PARK, PREPARED BY W. W. LAPRADE & BROTHER, CIVIL ENGINEERS AND SURVEYORS, DATED MARCH, 1924, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 12, PAGE 122, AND MORE PARTICULARLY SHOWN ON PLAT OF SURVEY BY HOLLY & SPAIN, LTD., PROFESSIONAL LAND SURVEYORS, DATED JUNE 15, 1978, A COPY OF WHICH PLAT IS RECORDED IN THE AFORESAID CLERK’S OFFICE IN DEED BOOK 1750, PAGE 270, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 145010

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Trustee’s Sale 8010 Ainsdale Lane, Chesterfield, Virginia 23832 (Tax ID No. 724668298200000) Default having been made in the terms of a certain Deed of Trust dated June 24, 2005, in the original principal amount of $233,560.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 6468, at page 279, the undersigned Substitute Trustees will sell at public auction on February 21, 2013, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 20, Section 2, of Birkdale (erroneously shown as Lot 30, Section 2 of Birkdale in previous Deed) as shown on subdivision plat dated February 22, 1991, and entitled “Birkdale, Section 2”, a copy of which is recorded in the aforesaid Clerk’s Office in Plat Book 75, pages 59 and 60. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $23,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 101928, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE SALE 1530 Americana Dr, Richmond, VA 23228-3321 Henrico County In execution of a Deed of Trust in the original principal amount of $90,000.00, dated March 20, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3413, at page 0317, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 19, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Unit 1530 Americana Drive, Stonewall Manor Condominium, Phase I; Together with an undivided interest in the common elements. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01023209-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

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TRUSTEE’S SALE OF 1300 Burlington Road, Richmond, VA 23236. In execution of a certain deed of trust dated September 29, 2005, in the original principal amount of $213,750.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6676 Page 963, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on February 15, 2013, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, SHOWN AND DESIGNATED AS LOT 16, BLOCK A, SECTION 2, ON SUBDIVISION PLAT OF WEDGEWOOD, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 20, PAGE 57, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 102998

TRUSTEE’S SALE OF 5501 Randall Avenue, Richmond, VA 23231. In execution of a certain deed of trust dated July 11, 2008, in the original principal amount of $147,175.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4539 Page 2237, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 15, 2013, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA WITH ALL IMPROVEMENTS THEREON, KNOWN AS NO. 5501 RANDALL AVENUE, IN THE PLAN OF“RICHLAND HEIGHTS”, MADE BY W.W. LAPRADE AND BROS, CIVIL ENGINEERS, DATED AUGUST 5, 1946, DULY RECORDED IN THE CLERK’S OFFICE, OF HENRICO COUNTY CIRCUIT COURT, ON WHICH PLAT THE PROPERTY HEREIN CONVEYED IS KNOWN AND DESIGNATED AS LOT 38 AND SAID PLAN IS RECORDED IN PLAT BOOK 18, PAGE 137..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 158722

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TRUSTEE’S SALE OF 1908 Bridgewater Drive, Richmond, VA 23228. In execution of a certain deed of trust dated June 22, 2007, in the original principal amount of $148,190.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4392 Page 1205, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 15, 2013, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN, NUMBERED AND DESIGNATED AS LOT 10, BLOCK C, SECTION 6, NORTH RUN TERRACE, A PLAT OF WHICH IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 54, PAGE 7..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 158933


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TRUSTEE’S SALE OF REAL ESTATE located at 2009 Brandonview Avenue, Richmond, Virginia In execution of the Deed of Trust from JEN‑ NIFER M. BAUGHAN dated September 30, 2005, in the Original Principal Amount of $112,500.00, and recorded in Deed Book 3979, Page 785, in the Clerk’s Office of the Cir‑ cuit Court for the County of Henrico, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustee, will sell at public auction at the Front Entrance of the Circuit Court for the County of Henrico on February 19, 2013, at 11:35 a.m., the property described as Lots 4 and 5, Block G, Plan of National Heights, County of Henrico, Virginia, known as 2009 Brandonview Avenue, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE AN‑ NOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 11,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: January 25, 2013 CECIL G. MOORE, Substitute Trustee(s) 13‑014BF (77.37) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

SOLE ACTING TRUSTEE’S SALE 702 WEST CLAY STREET, RICHMOND In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Sole Acting Trustee will offer for sale at public auction on February 12, 2013 at 11:30 a.m., front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia 23219, the property known as 702 West Clay Street, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR INFORMATION CONTACT: Nancy Ann Rogers, Sole Acting Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804)784-7182.

UNITED STATES CUSTOMS AND BORDER PROTECTIONNotice is hereby given as required by 19 USC 1607, and in accordance with 19 CFR 162.45, of the seizure and intent to forfeit and dispose of according to law, the property listed below, seized in Virginia. Any person desiring to claim the property must appear at the Office of the Fines, Penalties and Forfeiture Officer, U.S. Customs and Border Protection, 101 East Main Street, Norfolk, Virginia, and file within twenty (20) days from the date of the first publication of the notice, a claim to such property, in default of which the property will be disposed of in accordance with the law. CASE #2013140400000901; Seized 11/27/2012: DESCRIPTION: $38,661.00 U.S. Currency: LAWS VIOLATED; title 18, United States Code, §981 and §1956.

TRUSTEE’S SALE OF REAL ESTATE located at 5306 Coxson Road, Richmond, Virginia In execution of the Deed of Trust from FED‑ ERICO E. DELGADO and KRYSTLE D. DELGADO, in the Original Principal Amount of $119,050.00, and recorded in Deed Book 3979, Page 878, modified in Deed Book 4825, Page 2545, in the Clerk’s Office of the Circuit Court for the County of Henrico, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Hen‑ rico on February 19, 2013, at 11:30 a.m., the property described as Lot 11, Block B, Section B, Map of Section B, Robinwood, County of Henrico, Virginia, known as 5306 Coxson Road, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE AN‑ NOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 11,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: January 25, 2013 CECIL G. MOORE, and JO ANN HUTCHIN‑ SON, Substitute Trustee(s) 10‑264BF (93.24) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE’S SALE OF 5461 Claridge Road, Chesterfield, VA 23832. In execution of a certain deed of trust dated September 07, 2001, in the original principal amount of $139,600.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 4221 Page 41, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on February 28, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE CLOVER HILL MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA AND KNOWN AS LOT 1, BLOCK E, SECTION A, ESTRIDGE, A PLAT OF WHICH MADE BY KENNETH L. BARTON, C.L.S., DATED JULY 21, 1967, WAS RECORDED DECEMBER 1, 1967 IN PLAT BOOK 16, PAGES 18 AND 19, IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 56206

VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO JAMES E. KELLOGG, Plaintiff, v. EUNICE R. KELLOGG, Defendant. CASE No.: CL12003425-00 ORDER OF PUBLICATION The Object of this suit is to obtain a divorce from the bond of matrimony from the Defendant on the ground of having lived separate and apart for a period exceeding one year. It appearing by affidavit that the Defendant’s last known address was 2301 Hickory Creek Place, Henrico, VA 23294, the Defendant’s present whereabouts are unknown, and diligence has been used by or on behalf of the Plaintiff to ascertain in what country or city the Defendant is without effect, it is ORDERED that the Defendant appear before the Court on or before March 25, 2013 and protect her interests herein. I ASKED FOR THIS: A COPY TESTE: Douglas E. Weatherley, Esq. Yvonne G Smith, CLERK VSB 51144 8052 Elm Drive, Suite E Mechanicsville, VA 23111 Telephone: 804-569-3888 Fax: 804-569-0393 Counsel for Plaintiff

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TRUSTEE’S SALE OF 10705 Oakway Court, Richmond, VA 23238. In execution of a certain deed of trust dated August 26, 2008, in the original principal amount of $280,647.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4556 Page 2358, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 15, 2013, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: LOT 11, BLOCK B, SECTION 1, WELLINGTON, ON THE SUBDIVISION PLAT LEWIS & OWENS, INC., ENTITLED “WELLINGTON, SECTION 1, TUCKAHOE DISTRICT, HENRICO COUNTY, VIRGINIA”, DATED APRIL 25, 1978, RECORDED JANUARY 5, 1979 IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 68, PAGE 78, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 159503

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VIRGINIA: IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELD ELIZABETH C. MCGOWAN, Plaintiff v. RONALD H. MCGOWAN, Defendant. Case No. CL12-1123 ORDER OF PUBLICATION 1-23-13 The object of this suit is to grant Elizabeth McGowan, the Plaintiff, a divorce from Ronald H. McGowan, the Defendant, on the ground that the parties have intentionally lived separate and apart continuously, without interruption and without cohabitation, for a period in excess of one year. Furthermore, the Plaintiff is moving the Court to award her award her attorneys’fees and costs. WHEREFORE, An affidavit having been filed that due diligence has been used without effect to ascertain the location of Ronald H. McGowan, it is ORDERED that Ronald H. McGowan, appear before this Court on the 25th day of March, 2013, at 8:30 a.m. to protect his interests herein. Rick A. Friedman, II, Esquire (VSB# 46870) AN EXTRACT TESTE: Ashley E. White, Esquire (VSB# 79198) JUDY L. WORTHINGTON,CLERK Friedman Law Firm, P.C. 9620 Iron Bridge Road Suite 101 Chesterfield, VA 23832 (804) 717-1969 (telephone) (804)748-4161 (telecopier) Counsel for the Plaintiff

TRUSTEE’S SALE OF 2906 BRIAR LANE, HENRICO, VIRGINIA 23228 TAX MAP NO. 776-746-8378 Pursuant to the terms of a deed of trust (the “Deed of Trust”) dated June 16, 2010 and recorded on June 23, 2010 in the Clerk’s Office, Circuit Court, Henrico County, Virginia, in Deed Book 4775, page 803, the real estate described in the Deed of Trust, and to which reference is hereby made, commonly known as 2906 Briar Lane, Henrico, Virginia 23228 (the “Property”), and more specifically described below, will be offered for sale at public auction: All that certain lot or parcel of land with all improvements thereon, known and numbered as 2906 Briar Lane (formerly known as 2906 Byrd Avenue), lying and being in Henrico County and designated as Lot 9 in Block G on the“Plan of West Hermitage Park”, which plan is recorded in the Clerk’s Office, Circuit Court, County of Henrico, Virginia in Plat Book 13, page 122, and to which plan reference is made for a more particular description. The sale will take place on February 12, 2013 at 11:00 a.m. at the entrance to the Circuit Court of Henrico County, Virginia, 4301 East Parham Road, Henrico, Virginia 23228. Terms: The purchase price in the form of immediately available funds shall be due and payable on the closing date. A deposit in the form of immediately available funds in the amount of 10% of the high bid may be required of any bidder at the time of sale. The Substitute Trustee reserves the right to waive or modify the requirement with respect to the bidder’s deposit. The successful high bidder will be required to close within 30 days from the date of sale. Time will be of the essence as to the closing date and the payment of the purchase price. The Property will be sold “AS IS”. The real estate will be conveyed by Special Warranty deed, subject to all rights, reservations, leases, liens, filed and unfiled mechanic’s liens, materialmens’ liens, covenants, conditions, easements and restrictions and all other matters of record superior to the deed of trust as they may lawfully affect the Property. Neither the Substitute Trustee nor the holder of the note secured by the Deed of Trust will deliver possession of the Property to the successful high bidder. The successful high bidder at the sale will be required to pay all closing costs including the grantor’s recording tax. The successful high bidder will be responsible for all real estate taxes, including but not limited to delinquent real estate taxes, and any penalties and interest thereon through and including the date of the Foreclosure Sale, which shall be collected at settlement and paid by the Substitute Trustee. Additional terms may be announced at the sale. William K. Lewis, Substitute Trustee For information contact: William K. Lewis telephone: (804) 788-1500

TRUSTEE’S SALE OF 3211 Roland View Court, Chester, VA 23831. In execution of a certain deed of trust dated July 02, 1998, in the original principal amount of $74,358.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 3318 Page 531, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on February 15, 2013, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, SHOWN AND DESIGNATED AS LOT 27, BLOCK B, SECTION 4, ON SUBDIVISION PLAT OF MILLCREEK, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 63, PAGE 52, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 119357

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Vir ginia F air Hou sing L aw also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate adver tiser s should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

[ classifieds ] February 6, 2013

The Virginia Fair Housing Office offers free informative and interactive seminars to consumers and housing providers. Know more about your rights and responsibilities by learning about The Virginia Fair Housing Laws. If you would like to take part in a seminar, or if you would like to organize a seminar for your group or organization, call us at 804-367-8530.

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February 6, 2013 [ classifieds ]

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TRUSTEE’S SALE OF 5110 Coxson Road, Henrico, VA 23231. In execution of a certain deed of trust dated June 03, 2009, in the original principal amount of $147,233.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4650 Page 2545, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 15, 2013, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, COMMONLY KNOWN AS 5110 COXSON ROAD, AND SHOWN AS LOT 13, BLOCK B, SECTION A, ROBINWOOD, ON SUBDIVISION PLAT BY WILLIAM M. LEWIS, CERTIFIED SURVEYOR, DATED OCTOBER 21, 1940, RECORDED NOVEMBER 1, 1940, IN THE CELRK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 18, PAGE 43, AND BEING MORE PARTICULARLY DESCRIBED THEREON AS FOLLOWS, TO WIT: BEGINNING ON THE WESTERN LINE OF COXSON ROAD AT A POINT DISTANT THEREON, ONE HUNDRED (100) FEET NORTHWARDLY FROM THE POINT OF INTERSECTION THEREOF WITH THE NORTHERN LINE OF CASWELL STREET AND FROM SAID POINT OF BEGINNING RUNNING NORTHWARDLY ALONG AND FRONTING ON THE WESTERN LINE OF COXSON ROAD, ONE HUNDRED (100) FEET; THENCE FROM SAID FRONT EXTENDING BACK WESTWARDLY BETWEEN LINES PARALLEL WITH THE NORTHERN LINE OF CASWELL STREET TWO HUNDRED AND TEN (210) FEET..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 160150

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TRUSTEE SALE 158 Green Acres Ave, Richmond, VA 23224-1110 In execution of a Deed of Trust in the original principal amount of $72,000.00, dated May 17, 2002recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 020015422, at page 0499, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 19, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: ALL that certain lot, piece or parcel of land, with the improvements thereon and the appurtenances thereto belonging, lying and being in the City of Richmond, Virginia, known, numbered and designated as 158 Green Acres Avenue, as more particularly described on plat of survey by Charles H. Fleet & Assocs., P. C., dated April 7 , 1993, entitled “plat of Property Situated on the West Line of Green Acres Avenue and North of Rice Road, Richmond, Virginia,” a copy of which is attached to and part of a deed recorded in the aforesaid Clerk’s office. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-030536-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 3512 Waverly Boulevard, Richmond, VA 23222. In execution of a certain deed of trust dated July 19, 2006, in the original principal amount of $46,950.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4166 Page 1986, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 15, 2013, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON SITUATED IN HENRICO COUNTY, VIRGINIA, KNOWN AS NO. 3512 WAVERLY BOULEVARD, DESIGNATED AS LOTS 2 AND 3, BLOCK 17, ON THE REVISED PLAN OF EAST HIGHLAND PARK, RECORDED IN PLAT BOOK 11, PAGE 76, CLERK’S OFFICE, CIRCUIT COURT, OF HENRICO COUNTY, AND FURTHER DESCRIBED AS FOLLOWS: COMMENCING AT A POINT ON THE WEST LINE OF WAVERLY BOULEVARD 45 FEET SOUTH OB BYRON STREET; THENCE EXTENDING SOUTHWARDLY ALONG AND FRONTING ON THE WEST LINE OF WAVERLY BOULEVARD 70 FEET; AND FROM SAID FRONT EXTENDING BACK WESTWARDLY BETWEEN LINES PARALLEL WITH BYRON STREET 126 FEET TO AN ALLEY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 160566

Disclaimer: Style Weekly accepts various forms of adult advertising. We make every effort to ensure all advertisers are legitimate businesses and are not engaging in illegal activities. We follow strict standards of acceptability and we reserve the right to refuse any ad. Questions or comments can be directed to (804) 358-0825 ext 326 or e-mail classad@styleweekly.com

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Virginia Fair Housing Law also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate advertisers should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

c l a s s a d @ s t y l e w e e k l y. c o m

TRUSTEE SALE 225 Goodward Road, Richmond, VA 23236-3513 Chesterfield County In execution of a Deed of Trust in the original principal amount of $136,000.00, dated February 27, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 5624, at page 696, the undersigned Substitute Trustee will offer for sale at public auctionat the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 14, 2013 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 42, Block D, Section C, Shenandoah, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (42134-08/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE 1100 Evergreen Avenue, Richmond, VA 23224 Parcel ID C0060297001 Pursuant to the terms of a deed of trust dated December 9, 2009, in the original principal amount of $94,261.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 090027107, the property briefly described below will be offered for sale at public auction: Lot 1, Block 10, Woodstock, Sec. B, as shown on a plat recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Vir‑ ginia, in Deed Book 312, Page 120, and as more particularly described in the referenced deed of trust. The sale will take place on FEBRUARY 19, 2013, at 11:00 a.m., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA. The property and the improvements thereon will be sold“AS IS”and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, ease‑ ments and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $9,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all clos‑ ing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebt‑ edness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1‑757‑437‑9500 (1228787).

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TRUSTEE SALE 10103 Holly Trace Court, Chesterfield, VA 23832-8806 Chesterfield County In execution of a Deed of Trust in the original principal amount of $112,000.00, dated December 21, 2010 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 9295, at page 0916, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 19, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 14, Section B, Holly Trace, as shown on plat of subdivision entitled Holly Trace, Section“B”, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-032454-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE OF 1.54 ACRES MORE OR LESS LOCATED ON STATE ROUTE 737 MECHANICSVILLE, VIRGINIA In execution of a Deed of Trust in the original principal amount of $52,000.00 from Gordon Scott Keso, dated July 5, 2006, recorded July 7, 2006 in Deed Book 2734, page 201 among the land records for Hanover County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Deed Book 3032, page 2617 among the land records of Hanover County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on February 19, 2013, at 11:00 A.M., local time, at the main entrance of the Circuit Court for Hanover County, 7507 Library Drive, Hanover, Virginia 23069-0039, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 1.54 acres more or less located on State Route 737, Mechanicsville, Virginia; Real Property Tax Map Reference No. 8725-527727. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.


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TRUSTEE’S SALE OF 229 Gawain Drive, Richmond, VA 23223. In execution of a certain deed of trust dated February 10, 2005, in the original principal amount of $116,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3827 Page 0964, and modified on May 01, 2007, to increase the principal balance to $122,779.42. This modification agreement was recorded in Deed Book 4357, Page 1673, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 01, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING LYING AND BEING IN VARINA DISTRICT, HENRICO COUNTY, VIRGINIA KNOWN AND NUMBERED AND DESIGNATED AS LOT NO. 38, IN BLOCK “X” OF SECTION 12, ALL AS, SHOWN ON THE PLAT ENTITLED “HECHLER VILLAGE, SECTION 12, VARINA DISTRICT, HENRICO COUNTY, VIRGINIA” MADE BY , LAPRADE BROS. CIVIL ENGINEERS AND SURVEYORS, DATED JANUARY 15, 1970 AND RECORDED JULY 15, 1970, IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF HENRICO, VIRGINIA IN PLAT BOOK 42, PAGES 24, 25, 26 AND 27 AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREINABOVE REFERENCED.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 39041

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-025582-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE’S SALE 802 Louisiana Street, Richmond, VA 23231 Parcel ID E0001570027 Pursuant to the terms of a deed of trust dated December 19, 2006, in the original principal amount of $161,487.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 060043886, the property briefly described below will be offered for sale at public auction: Lot 14, Fulton Addition, Sec. 1, Phase 2, as shown on a plat recorded in the aforesaid Clerk’s Office as Plat 06-11 and Plat 06-12 (erroneously recited in the deed of trust as Plat Book 06, Page 5725), and as more particularly described in the referenced deed of trust. The sale will take place on FEBRUARY 19, 2013, at 11:00 a.m., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA. The property and the improvements thereon will be sold“AS IS”and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $14,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228101).

TRUSTEE SALE 1300 N 33rd St, Richmond, VA 23223-6829 In execution of a Deed of Trust in the original principal amount of $72,000.00, dated April 17, 2006recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 060012775, at page 0420, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 12, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: No. 1300 North 33rd Street on a plat of survey made by Steven Kent & Associates, P.C., Land Surveyors, dated March 24, 1997 and entitled “Plat of Property Situated on the Northwest Corner of S. Street and 33rd Street”., with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-020847-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 713 Chimborazo Boulevard, Richmond, Virginia 23223 (Tax ID No. E0000968019) Default having been made in the terms of a certain Deed of Trust dated June 4, 2007, in the original principal amount of $301,500.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 070018984, the undersigned Substitute Trustees will sell at public auction on February 14, 2013, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as the property designated as No. 713 Chimborazo Boulevard (formerly 713 North 34th Street) and described as follows: BEGINNING on the east line of Chimborazo Boulevard 128 feet 9 inches, south of N Street, and running thence southwardly along and fronting on the east line of Chimborazo Boulevard 34 feet 1 1/2 inches and thence running back eastwardly between parallel lines 89 feet 3 1/2 inches to a 10 foot alley in the rear. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $30,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’sSale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector.Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 69969, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE 8602 Middle Road, Richmond, VA 23235 Parcel ID 757699300600000 Pursuant to the terms of a deed of trust dated December 1, 2006, in the original principal amount of $127,591.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 7505, Page 944, and corrected and re-recorded in Deed Book 7677, Page 696, the property briefly described below will be offered for sale at public auction: The eastern 19.5’ of Lot 5 and the western 0.5’ of Lot 6, Block D, Sec. A, Pocoshock Townhouses, as shown on a plat recorded in the aforesaid Clerk’s Office in Deed Book 1554, Page 316, and as more particularly described in the referenced deed of trust. The sale will take place on FEBRUARY 19, 2013, at 5:15 P.m., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA. The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $11,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228784).

TRUSTEE’S SALE 2801 Barton Avenue, Unit 3, Richmond, VA 23222 Parcel ID N0000786033 Pursuant to the terms of a deed of trust dated July 31, 2009, in the original princi‑ pal amount of $132,251.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 090017613, the property briefly described be‑ low will be offered for sale at public auction: Unit 3, in that certain condominium known as 2801 Barton Avenue Condominium, as established by Declaration recorded in the aforesaid Clerk’s Office as Instrument No. 080014097, and as more particularly de‑ scribed in the referenced deed of trust. The sale will take place on FEBRUARY 19, 2013, at 11:00 a.m., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA. The property and the improvements thereon will be sold “AS IS” and without representa‑ tion or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully af‑ fecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all clos‑ ing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collec‑ tion Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1‑757‑437‑9500 (1228640).

TRUSTEE SALE 1720 Mary Street, Sandston, VA 231504019 Henrico County In execution of a Deed of Trust in the original principal amount of $151,500.00, dated July 15, 2010recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4782, at page 2356, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 14, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: The western one-half of Lot 16 on Map of Fair Oaks, recorded in Deed Book 225-B, Page 191, with improvements thereon. LESS AND EXCEPT that certain 1,500 square foot portion conveyed to the County of Henrico by Instrument recorded in Deed Book 1658, page 846. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-032808-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2800 Darton Dr, Richmond, VA 23223-1158 Henrico County In execution of a Deed of Trust in the original principal amount of $142,800.00, dated July 2, 2007recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4373, at page 1694, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 14, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 1, Block D, Section 2, Maplewood Farms, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-004760-11/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3200 Walmsley Boulevard, Richmond, VA 23234-2542 City of Richmond In execution of a Deed of Trust in the original principal amount of $117,000.00, dated July 10, 2008recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 080018939, at page 0021, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 12, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 3, the eastern one-half of Lot No. 2, and the eastern one-half of Lot No. 4, in Section 1, on the Plan of Ampthill Heights, plat of which is recorded in Plat Book 7, pages 68 and 69, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-003759-11/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

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TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01032124-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 15508 Mount Air Ct, Montpelier, VA 23192-1501 Hanover County In execution of a Deed of Trust in the original principal amount of $355,500.00, dated January 18, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2838, at page 0843, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, onFebruary 8, 2013 at 12:00 o’clock NOON the property described in said deed, located at the above address and briefly described as: Lot 1, Section P, Goshen Woods, with improvements thereon.

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TRUSTEE SALE 1501 Wood Grove Cir, Richmond, VA 23238-3952 Henrico County In execution of a Deed of Trust in the original principal amount of $228,000.00, dated January 25, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4280, at page 1016, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 7, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 23, Block A, Section C, Chatsworth, with improvements thereon.

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February 6, 2013 [ classifieds ]

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NOTICE OF TRUSTEE’S SALE 9441 Deer Stream Drive, Mechanicsville, VA 23116 In execution of a Deed of Trust in the original principal amount of $300,000, dated June 13, 2008, recorded at Deed Book 2919, Page 479, in the Clerk’s Office of the Circuit Court of Hanover County, Virginia, default having occurred in the payment of the Note thereby secured and at the request of the holder of the Note, the undersigned Substitute Trustee will on February 27, 2013, at 2:00 p.m., at the front steps of the Circuit Court of Hanover County, Virginia, 7507 Library Drive, Hanover, VA 23069, offer for sale at public auction to the highest bidder the property described in said deed as Parcel 2, with improvements thereon, and briefly described as: ALL that certain lot, piece or parcel of land, with improvements thereon, lying and being in Chickahominy District, Hanover County, Virginia, designated as Lot 13, Block B, Section A, Deer Valley, all as more particularly shown on plat of survey dated August 11, 1997, recorded June 22, 1998, in the Clerk’s Office, Circuit Court, Hanover County, Virginia, in Subdivision Plat Book 8, page 295, and known as 9441 Deer Stream Drive, Mechanicsville, VA 23116 (Tax Map Ref. No. 7796-49-4379). This is a real property foreclosure sale under a subordinate deed of trust and the sale is subject to a senior deed of trust. Deposit of $10,000 or 10% of purchase price, whichever is lower, by cash or certified check shall be required to qualify as a bidder prior to the sale, except from the Noteholder. Settlement will be held on or before fifteen days after the sale. Deposits, without interest, will be applied to the purchase price at settlement or returned to the unsuccessful bidder, as applicable. The balance of the purchase price will be due by certified check or by immediately available funds at settlement. Upon purchaser’s default, the deposit shall be forfeited and the property shall be resold at the risk and costs of the defaulting purchaser. The property shall be sold “as is” and shall be conveyed by Special Warranty Deed subject to all liens, deeds of trust, encumbrances, mechanic’s liens filed and unfiled, conditions, restrictions, easements and reservations, if any, superior to the deed of trust foreclosed upon and lawfully affecting the property. All taxes to be prorated as of the date of foreclosure. Additional terms may be announced at the sale. The purchaser shall be required to sign a Memorandum of Sale incorporating all the terms of the sale. PURSUANT TO THE FEDERAL FAIR DEBT COLLECTION PRACTICES ACT, I HEREBY ADVISE YOU THAT I AM A DEBT COLLECTOR AND ANY INFORMATION I OBTAIN WILL BE USED FOR THAT PURPOSE. ROBERT F. MOORMAN SUBSTITUTE TRUSTEE FOR MORE INFORMATION CONTACT: ROBERT F. MOORMAN 1427-A West MAIN STREET RICHMOND, VA 23220 (804) 938-5144

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TRUSTEE SALE 2124 E Marshall St, Richmond, VA 23223-7057 In execution of a Deed of Trust in the original principal amount of $203,750.00, dated June 23, 2011recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 110011714, at page 0187, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auctionat the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 14, 2013 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Commencing at the intersection of the North line of Marshall Street with the West line of 22nd Street; thence extending Westwardly along and fronting on the North line of Marshall Street 21 feet; thence extending back Northwardly from said front between the West line 22nd Street and a line parallel therewith 115 feet to an alley 9 feet wide, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-032744-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Public Service Announcement The Virginia Fair Housing Office offers free informative and interactive seminars to consumers and housing providers. Know more about your rights and responsibilities by learning about The Virginia Fair Housing Laws. If you would like to take part in a seminar, or if you would like to organize a seminar for your group or organization, call us at 804-367-8530.

(804)358-2100

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Trustee’s Sale 2329 Fernbrook Drive, Richmond, Virginia 23224 (Tax ID No. C0080379030) Default having been made in the terms of a certain Deed of Trust dated January 31, 1995, in the original principal amount of $54,857.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia in Deed Book 0428, at page 1080, the undersigned Substitute Trustees will sell at public auction on February 28, 2013, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 3, Block F, on plat of Hollandale, Section E, recorded July 22, 1955 in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Plat Book 9, page 60. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $5,400.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 57017, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 11001 Long Branch Drive, Chesterfield, VA 23832-3169 In execution of a Deed of Trust in the original principal amount of $213,750.00, dated March 25, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8249, at page 0558, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 12, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 33, Section 1, Crooked Creek, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-032564-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

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TRUSTEE SALE 5018 Grassmere Rd, North Chersterfield, VA 23234-3730 Chesterfield County In execution of a Deed of Trust in the original principal amount of $99,000.00, dated April 12, 2001recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 4055, at page 966, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 12, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 10, Block D, Section A, Meadowbrook, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-020065-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 906 Kevin Drive, Richmond, VA 232296336 Henrico County In execution of a Deed of Trust in the original principal amount of $150,750.00, dated August 10, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4180, at page 1590, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 12, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 15, BLock A, Hill and Dale, Section D, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01029053-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 3223 Hanover Avenue, Richmond, Virginia 23221 (Tax ID No. W0001460007) Default having been made in the terms of a certain Deed of Trust dated October 29, 2004, in the original principal amount of $220,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 040036599, the undersigned Substitute Trustees will sell at public auction on February 14, 2013, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as beginning at a point on the southern line of Hanover Avenue 124.82 feet east of the southeast intersection of Hanover Avenue and Tilden Street, thence running eastwardly along and fronting on the said south line of Hanover Avenue 15.40 feet, and running back southwardly at right angles and between parallel lines 125 feet to an alley 17 feet wide, both the eastern and western lines running through the center of party walls. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $22,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 102345, Tel: (757) 321-6465,Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF REAL ESTATE located at 5312 Winterleaf Drive, Richmond, Virginia In execution of the Deed of Trust from ZENOBIA G. JACKSON dated January 24, 1996, in the Original Principal Amount of $83,947.00, and recorded in Deed Book 2810, Page 404, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on February 14, 2013, at 2:00 p.m., the property described as Lot 2, Block D, Section 4, Orchardhill Subdivision, County of Chesterfield, Virginia, known as 5312 Winterleaf Drive, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 5,900.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: January 21, 2013 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 13‑009BF (77.26) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE SALE 9211 Holbrook Drive, Richmond, VA 23229-5419 Henrico County In execution of a Deed of Trust in the original principal amount of $206,196.00, dated April 30, 2010 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4761, at page 0932, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 12, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 24, Block Q, Farmington Section D, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-024179-12/FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 1717 4th Avenue, Richmond, Virginia 23222 (Tax ID No. N0000420017) Default having been made in the terms of a certain Deed of Trust dated September 22, 2003, in the original principal amount of $112,660.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 030037762, the undersigned Substitute Trustees will sell at public auction on February 14, 2013, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as being Lot 10 in Block 26 in the Plan of Chestnut Hill, plat of which is recorded in the Clerk’s Office of Henrico Circuit Court in Plat Book 6, Page 83. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of$11,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on theForeclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 99023, Tel: (757) 3216465, Between 10:00 a.m. & 12:00 noon only.


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TRUSTEE SALE 2922 Mary Beth Lane, Glen Allen, VA 23060-7337 Henrico County In execution of a Deed of Trust in the original principal amount of $161,721.00, dated January 30, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4057, at page 0038 and modified in Deed Book 4579, at Page 0967, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 19, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 6, Block UU, Section E, Laurel Lakes Townhouses, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01015118-11/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2600 Sailboat Court, Midlothian, VA 23112-4377 Chesterfield County In execution of a Deed of Trust in the original principal amount of $259,071.00, dated February 13, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 6949, at page 496, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 19, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 66, Edgewater, Section 4, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-011979-11/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

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TRUSTEE SALE 9902 Nott Ln, Chesterfield, VA 23832-6570 In execution of a Deed of Trust in the original principal amount of $132,460.00, dated September 20, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 6665, at page 869, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 19, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 22, Block C, Section 2, Courthouse Woods, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-005771-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE 5218 Oakforest Drive, Chesterfield, VA 23832 Parcel ID 746678413900000 Pursuant to the terms of a deed of trust dated March 27, 2006, in the original princi‑ pal amount of $140,887.00, recorded in the Clerk’s Office of the Circuit Court of Ches‑ terfield County, Virginia, in Deed Book 7025, Page 418, the property briefly described be‑ low will be offered for sale at public auction: Lot 14, Block M, Sunnybrook, Sec. 5, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 38, Page 26, and as more particularly described in the refer‑ enced deed of trust. The sale will take place on FEBRUARY 19, 2013, at 5:15 P.m., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Court‑ house Road, Chesterfield, VA. The property and the improvements thereon will be sold “AS IS” and without representa‑ tion or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully af‑ fecting the property. Terms: A deposit in the form of CERTI‑ FIED FUNDS in the amount of $13,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1‑757‑437‑9500 (1127350).

Party Canvass of the Chesterfield County Republican Committee As Chairman of the Chesterfield County Republican Committee, and pursuant to the Plan of Organization and as recommended and directed by the Committee, I, Donald C. Williams, do hereby issue this call for a Party Canvass to be held at Manchester Middle School; 7401 Hull Street, Richmond, VA 23235 from 5:00 – 8:00 PM local time on March 18, 2013 for the following purpose: To elect Delegates and Alternate Delegates to the Republican Party of Virginia State Convention, to be held on May 17 and 18, 2013 at Richmond Coliseum; Richmond, Virginia, beginning a 2:00 PM on Friday, May 17 for the purposes of nominating a candidate for Governor, Lt. Governor and Attorney General. Filing Requirements Candidates for election as a Delegate or Alternate Delegate at said canvass must file a written statement of candidacy, on an official pre-filing form, with Donald C. Williams; 12107 Gordon School Road, North Chesterfield, Virginia 23236. Pre-filing forms may be obtained at www.chesterfieldgop.com or www.rpv.org. Completed forms must be received, by mail or in person, at the above address not later than 6:00 PM on March 4, 2013. Alternately, pre-filing forms may be mailed to CCRC; P.O. Box 4718; Midlothian, Virginia 23112. Postmarks shall not govern. If not more than the number of persons to be elected shall file as a candidate for Delegate or Alternate Delegate, then such properly filed persons shall be deemed elected, and no canvass will be held. For further information contact CCRC Chairman, Donald C. Williams at 804-897-7854. There will be no registration fee to participate in this canvass. There is a $35.00 voluntary registration fee for Delegates and Alternate Delegates to the State Convention. The Full Call, with additional details, can be found at www.chesterfieldgop.com or at www.rpv.org. Paid for and authorized by the Chesterfield County Republican Committee.

TRUSTEE’S SALE OF REAL ESTATE

TRUSTEE SALE 3200 Sailview Drive, Midlothian, VA 23112-5008 Chesterfield County In execution of a Deed of Trust in the original principal amount of $367,000.00, dated December 8, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8945, at page 0377, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 19, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 31, plat of “Waterviews at the Reservoir”, recorded in Plat Book 95, at pages 99-100, with improvements thereon.

TRUSTEE SALE 8230 Seattle Slew Ter, Midlothian, VA 23112-1539 Chesterfield County In execution of a Deed of Trust in the original principal amount of $239,616.00, dated May 22, 2008recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8333, at page 463 and modified in Deed Book 9363, at Page 717, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,Virginia, on February 14, 2013 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 33, Section 11, Deer Run, with improvements thereon.

TRUSTEE SALE 209 Robin Ave, Richmond, VA 23223-3546 Henrico County In execution of a Deed of Trust in the original principal amount of $84,407.00, dated October 1, 1998 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 2848, at page 2408 and modified in Deed Book 4082, at Page 2450, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 26, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 72, Robin Park, with improvements thereon.

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

TRUSTEE SALE 38 W 21st Street, Richmond, VA 23225-3916 City of Richmond In execution of a Deed of Trust in the original principal amount of $79,750.00, dated September 14, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 070031377, at page 611, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 12, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Plat of survey prepared by D. & Davis, dated December 15, 1986, entitled “Plat showing Improvements on Lot 66, Atkinson Addition, City of Richmond”, said plat being recorded in Deed Book 109, page 828, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-032572-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01027697-10/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-029217-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

located at 6526 Regal Grove Lane, Chesterfield, Virginia In execution of the Deed of Trust from VONETTA E. HAMPTON dated May 28, 2010, in the Original Principal Amount of $178,101.00, and recorded in Deed Book 9093, Page 954, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on February 14, 2013, at 2:05 p.m., the property described as Lot 27, Section 3, King’s Grove, Section 3, County of Chesterfield, Virginia, known as 6526 Regal Grove Lane, Chesterfield, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 17,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: January 21, 2013 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 13‑008BF (77.25) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (3601-01/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

[ classifieds ] February 6, 2013

Trustee’s Sale 9708 Royerton Drive, Richmond, Virginia 23228 (Tax ID No. 772-759-1287) Default having been made in the terms of a certain Deed of Trust dated May 27, 2010, in the original principal amount of $157,874.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4768, page 1175, the undersigned Substitute Trustees will sell at public auction on February 21, 2013, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as Lot No. 20, Block A, Section C, Laurel Park, all as more particularly shown on the plan of Laurel Park, Section C, dated April 1, 1955 and recorded in the aforesaid Clerk’s Office in Plat Book 26, pages 63 and 64. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $15,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.LC., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 102186, Tel: (757) 3216465, Between 10:00 a.m. & 12:00 noon only.

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TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-033001-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 6227 Thierry Ct, Richmond, VA 23234-5899 Chesterfield County In execution of a Deed of Trust in the original principal amount of $118,000.00, dated September 5, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 7987, at page 0447, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 21, 2013 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 36, Block C, Section 10, Kings Forest, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

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TRUSTEE SALE 7563 Sambar Rd, Chesterfield, VA 238326628 Chesterfield County In execution of a Deed of Trust in the original principal amount of $162,750.00, dated December 8, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 6116, at page 346, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 26, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 15, Block H, Section B, Deerfield Estates, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-019722-10/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 10300 Oakside Drive, Richmond, VA 23237-3953 Chesterfield County In execution of a Deed of Trust in the original principal amount of $211,500.00, dated August 8, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 7946, at page 0435, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 12, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 32, Section A, North Oaks, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40022072-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

(804)358-2100

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TRUSTEE SALE 9400 Waterfall Cove Dr, Chesterfield, VA 23832-9306 Chesterfield County In execution of a Deed of Trust in the original principal amount of $248,497.00, dated June 9, 2009recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8749, at page 0933, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 19, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 28, Section C, Reedy Mill, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-015380-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 4940 Old Main Street, Richmond, VA 23231 Henrico County In execution of a Deed of Trust in the original principal amount of $340,000.00, dated December 21, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4724, at page 0883, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 12, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Condominium Unit No. 401, Fall Line Condominiums, including limited common element parking space(s) No. 4 and C and limited common element storage Unit No. 415: together with an undivided interest in the common elements., with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

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TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-025389-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 1024 Tall Grass Court, Richmond a/k/a Henrico, Virginia 23223 (Tax ID No. 815-724-3299) Default having been made in the terms of a certain Deed of Trust dated August 15, 2006, in the original principal amount of $198,500.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4181, at page 1613, the undersigned Substitute Trustees will sell at public auction on February 14, 2013, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 5, Block A, Oakley Meadows, as shown on plat dated March 15,1999, entitled “Oakley Meadows and a Resubdivision of Wynfield Section E, Block B, Lots 1 thru 9, and Block D, Lots 5 thru 14, Fairfield District, Henrico County, Virginia”, recorded June 23, 1999, in Plat Book 109, pages 54 and 55. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $19,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on theForeclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense.This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 102092, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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V I R G I N I A: IN THE CIRCUIT COURT OF THE COUNTY OF HANOVER Zerlina Campbell, Plaintiff v. David Miguel Murray, Defendant CASE NO: CL13000169-00 ORDER OF PUBLICATION The object of this suit is to obtain a divorce a vinculo matrimonii from the defendant on the ground of more that one year continuous separation. It appearing from Affidavit that due diligence has been used by the plaintiff to ascertain in what county or city the defendant is, without effect, it is ORDERED that the defendant appear before this Court on or before March 7, 2013 at 9:00a.m. and do what is necessary to protect his interest herein. Entered: 1/16/13 J. Overton Harris, JUDGE I ask for this: Arturas Overas Counsel for Plaintiff Law Offices of Hyder & Overas 5712 Cleveland Street, Suite 100 Virginia Beach, Virginia 23462 Phone: (757) 855-7107 Fax: (757) 855-7109 VSB#: 42372

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