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Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

www.styleweekly.com

YOGA Pet Care Care in in your your Home Home Pet

• Pets•vacation own home. Pets vacationinintheir their own home. • Bonded & insured adult petTLC sitters • Bonded & insured adult pet sitters providing since 1985. providing TLC since 1985.

320-4395 320-4395 www.pet-pleasers.com www.pet-pleasers.com

email: mypets@comcast.net mypets@comcast.net email:

real estate REAL ESTATE Scott Garnett Residential. Commercial. scott@scottgarnett.com

Richmond’s Premiere Yoga Studio in Cary Court, 3122 W. Cary St. (804) 359-9642

804.938.3418

www.yogarichmond.com

Investment. Relocation.

fyi

home & garden

FOR YOUR INFORMATION

BUILDING/ REMODELING

SMITH | STRONG, PLC Van Smith, Attorney Family Law & Divorce Matters

Over 40 years of Additions, Carpentry, Renovations, Remodeling, Disaster Repair. Bob Windsor Construction 672-1100 - bobwindsor.net

325-1245 - smithstrong.com

pets LOST & FOUND PETS Dog Rescue Volunteers Needed (804) 314-1407

lessons DANCE LESSONS

Alternative Ballroom Studio Line Dancing, Swing, Salsa, Chicago Steppin’ $8 Classes alternativeballroomstudio.com

MUSIC LESSONS Children love music & Musikgarten loves children!

January 30, 2013 [ classifieds ]

style weekly

Music touches all spheres of a child’s development.

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Musikgarten Classes for Newborns–5yrs & their parent/ guardian Downtown in 2nd Presbyterian Church -free attached parking. Beginning Jan 31 for 10 wks. Call (804)339-6267 now for info & to register

employment FULL TIME Xerox Business Services seeks a Syst. Dev. Bus. Analyst: Req. MS in Tech. or IT & 1 yr. exp as a Programmer Analyst. Job HQ in Richmond, VA. Mail resumes to: Recruiting, Attn JL209582, XBS at Mailstop: R382-LV301, 1303 Ridgeview, Lewisville, TX 75057. EOE Advertising Director/Associate Publisher The Hook, the 12-year-old newsweekly in Charlottesville, seeks an Advertising Director/ Assoc. Publisher. The Hook is a scrappy player in the vibrant local media scene and needs a leader to continue building a revenue base to match its award-winning content and devoted readership. Print advertising in the weekly is our  bread and butter but we are expanding into web, special events and niche publications.  Experience in media sales and management required. Please contact Publisher Anna Harrison anna@readthehook.com

mind body spirit WEIGHT LOSS

www.theashgrovemusic studio.com

recycle

this paper

Tighten, Tone & Firm in 45 Minutes with Ultimate Body Wrap www.ultimate-healthy.com 804-517-7603

CARPENTRY Small job specialist. Free estimates, references. Licensed/ Insured. Hobbie Carpentry, 264-4910 Style Classified rates as low as $6 a week with big discounts on frequency! Call today to advertise just about anything! 804-358-2100

TRUSTEE’S SALE OF REAL ESTATE located at 6526 Regal Grove Lane, Chesterfield, Virginia In execution of the Deed of Trust from VONETTA E. HAMPTON dated May 28, 2010, in the Original Principal Amount of $178,101.00, and recorded in Deed Book 9093, Page 954, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on February 14, 2013, at 2:05 p.m., the property described as Lot 27, Section 3, King’s Grove, Section 3, County of Chesterfield, Virginia, known as 6526 Regal Grove Lane, Chesterfield, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 17,000.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: January 21, 2013 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 13‑008BF (77.25) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

Dear Dream Zone,

I had this very weird dream last night. I had a leg transplant, and when they sewed the leg back on it left large gaps in the wound so I could see inside. It didn’t hurt it was just unnerving. And then as the dream went on parts of the leg and my behind were turning black like the tissue was dying. When all the dead skin fell off a perfect leg and behind was there and I was beyond happy. It was so real when I woke up the first thing I did was grab my leg! – Kelly 44, Grandville, MI Lauri: Eew! Dreams can certainly be gross, can’t they? This dream seems to suggest that some old, useless part of you or your life has died off and in its place you have something new and improved. Your leg can represent your ability to stand up for yourself as well as your ability to move on from something and also to move towards your goals. Seeing inside the leg wounds is most likely connected to looking inside yourself. Have you been doing some introspection lately? In doing this you developed a healthier way of standing up for yourself and a healthier way of moving forward... and you may even have a leg up on the competition now! Kelly replies: I have been doing a ton of introspection! I am working on building a business as a health and fitness coach. I have never had the confidence to even think I could ever do anything like this - something in me knew this was meant for me. I have some great and supporting friends and colleagues, but as I’m sure you know building something that is your own and not just working for someone else is scary!

TRUSTEE SALE 8230 Seattle Slew Ter, Midlothian, VA 23112-1539 Chesterfield County In execution of a Deed of Trust in the original principal amount of $239,616.00, dated May 22, 2008recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8333, at page 463 and modified in Deed Book 9363, at Page 717, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,Virginia, on February 14, 2013 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 33, Section 11, Deer Run, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01027697-10/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 38 W 21st Street, Richmond, VA 23225-3916 City of Richmond In execution of a Deed of Trust in the original principal amount of $79,750.00, dated September 14, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, inInstrument 070031377, at page 611, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 12, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Plat of survey prepared by D. & Davis, dated December 15, 1986, entitled “Plat showing Improvements on Lot 66, Atkinson Addition, City of Richmond”, said plat being recorded in Deed Book 109, page 828, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-029217-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Vir ginia F air Hou sing L aw also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate adver tiser s should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher

Trustee’s Sale 2317 Waldo Lane, Richmond a/k/a Henrico, Virginia 23228 (Tax ID No. 779-749-5718) Default having been made in the terms of a certain Deed of Trust dated June 18, 1999, in the original principal amount of $74,050.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 2921, at page 2317, the undersigned Substitute Trustees will sell at public auction on February 14, 2013, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as the eastern 14 feet of lot 4 and the western 41 feet of Lot 5, Block B, Plan of Elmay Crest, as recorded in Plat Book 13, pages 92 and 93, in the aforesaid Clerk’s Office, and more particularly described in the aforesaid Deed of Trust. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $7,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on theForeclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 102466, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.


to advertise call

TRUSTEE SALE 4431 Village Park Ave, Chester, VA 238311611 Chesterfield County In execution of a Deed of Trust in the original principal amount of $316,750.00, dated November 3, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 7456, at page 0484, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 19, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 31, Section 3, Chester Village Green, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-000233-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

(804)358-2100

or email

c l a s s a d @ s t y l e w e e k l y. c o m

TRUSTEE SALE 502 Witchduck Lane, Richmond, VA 23223-6116 Henrico County In execution of a Deed of Trust in the original principal amount of $136,000.00, dated November 20, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4252, at page 2482, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 7, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 2, Block E, Section C, Wynfield, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

TRUSTEE SALE 3901 Windy Creek Drive, Chesterfield, VA 23832-9259

TRUSTEE SALE 3902 West End Drive, Henrico, VA 232945704

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

TRUSTEE SALE 2605 Amherst Ridge Loop, Colonial Heights, VA 23834 Chesterfield County In execution of a Deed of Trust in the original principal amount of $211,323.00, dated December 15, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6837, at page 411, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 7, 2013 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 5, Section 3, Amherst, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

In execution of a Deed of Trust in the original principal amount of $199,225.00, dated April 22, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 6344, at page 982, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 12, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 47, Windy Creek, Section A, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

In execution of a Deed of Trust in the original principal amount of $136,000.00, dated May 20, 2009recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4645, at page 1496, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 12, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 19, Block N, West End Manor, Section N, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-002838-10/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-024822-11/ FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-014400-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-018063-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

TRUSTEE SALE 503 Fourqurean Lane, Richmond, VA 23222-3808 In execution of a Deed of Trust in the original principal amount of $85,000.00, dated December 30, 2005 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 060000291, at page 0225, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, onFebruary 7, 2013 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 2, Section A on the Plan of Pelham Park, with improvements thereon.

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-032906-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Classifieds BRAIN CALISTHENICS

by: David Levinson Wilk © 2013 David Levinson Wilk

“Divest”

50. Lettering style 51. “We want ____!” (ballpark chant) 52. Home to Machu Picchu 53. Time in office 54. Last year’s sophs. 55. Vote in Parlement 56. Allen wrench shape

[ classifieds ] January 30, 2013

Down 1. Authors Simpson and Van Duyn 2. Tending to bungle things 3. Hobbyist’s knife brand 4. Actress Sommer 5. Is a good dog, maybe 6. Platoon, for one 7. Dammed river in North Carolina 8. Burner locale 9. Seize 10. Phone no. go-withs 11. “Cat on ____ Tin Roof” 12. 1997 Smith/Jones film, briefly

13. ____ out a living 14. “Dawson’s Creek” actor James Van ____ Beek 20. The “I” in MIT: Abbr. 23. Greyhound stop 24. Ship that brought the Statue of Liberty to the U.S. 25. Europe’s highest active volcano 26. “Divine Comedy” poet 27. Checkout counter count 28. Country club employee 29. Rub off 30. Most Monopoly income 31. Silently agree with 32. Towel off again 33. TV journalists Burnett and Andrews 35. Boat’s backbone 36. Whiny person 39. Les Etats-____ 42. Islamic decrees 45. Pass again, in a race 46. “Cold ____” (Foreigner hit) 47. Knight mare 48. Slush Puppie maker 49. Midday

Last week’s answers

43. Fleur-de-____ 44. By way of 45. Univ. dorm VIPs 48. Overrun a high school excellence exam with locusts? 54. Snoopy’s hip alter ego 57. Bike maneuver 58. First in a set of guidelines 59. High-speed contest 60. Dossier ending? 61. Left without an answer

style weekly

Across 1. Confuses 8. In a huff 15. Waiting one’s turn 16. Federal revenue increaser 17. Upscale restaurant requirement, perhaps 18. When many German steins are lifted 19. Most appropriate sleeveless garment belonging to the late Princess of Wales? 21. Pou ____ (vantage point) 22. 180 degrees from WSW 23. What immortals never do 26. Get rid of a home created by birds in a hospital facility? 32. Gaucho’s rope 34. Unwrapped excitedly 35. Popcorn bowl remains 37. Internet radio service named after a figure from Greek myth 38. Paste container? 40. Washington, but not Jefferson 41. Hemingway is partying down?

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to advertise call

January 30, 2013 [ classifieds ]

style weekly

Disclaimer: Style Weekly accepts various forms of adult advertising. We make every effort to ensure all advertisers are legitimate businesses and are not engaging in illegal activities. We follow strict standards of acceptability and we reserve the right to refuse any ad. Questions or comments can be directed to (804) 358-0825 ext 326 or e-mail classad@ styleweekly.com

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SUBSTITUTE TRUSTEE’S SALE 1300 CHIPPER COURT, HIGHLAND SPRINGS, VA 23075 COUNTY OF HENRICO TAX MAP NO.: 829-724-0241 In execution of a certain Deed of Trust from Felicia A. Pollard f/k/a Felicia A. McCray to Linda J. Woods, Trustee, dated August 6, 2008, recorded August 11, 2008, in the Clerk’s Office, County of Henrico, Virginia, as Instrument Number 08-33926, in Deed Book 4549, page 1672, (Edward S. Whitlock, III, having been appointed as Substitute Trustee by instrument duly recorded in the aforesaid Clerk’s Office), default having been made in the payment of the indebtedness secured thereby, and being required so to do by the Noteholder, the undersigned, in accordance with the provisions of the aforesaid Deed of Trust, and after having given at least fourteen (14) days prior written notice to the owner of the real estate of the date, time, place and terms of the sale, will offer for sale to the highest bidder at public auction on: February 1, 2013 at 8:40 a.m. at the front steps of the building housing the Circuit Court of the County of Henrico, 4301 East Parham Road, Henrico, Virginia 23273, all of the property with any improvements thereon located in County of Henrico, known as 1300 Chipper Court, Highland Springs, VA 23075, having a Tax Map Designation of 829-724-0241, together with any interest the Substitute Trustee may have in the Personal Property located on or used in the operation of the Real Property. The Real Property and the Personal Property being hereinafter referred to as the Property. TERMS OF SALE: All cash at settlement. A deposit of Three Thousand and 00/100 Dollars ($3,000.00) in cash or certified check shall be required at time of sale from all bidders except the holder of the Note secured by the Deed of Trust. The balance shall be paid at settlement, to be held within thirty (30) days from the date of sale in the offices of the Substitute Trustee. The Substitute Trustee reserves the right to: (i) waive the deposit requirement; (ii) approve the creditworthiness of any bidder and final purchaser; (iii) withdraw the Property from sale at any time prior to the termination of the bidding; (iv) keep the bidding open for any length of time; and (v) reject any and all bids. In the event that the purchaser fails to go to settlement as required, the aforementioned deposit shall be forfeited and the Property shall be resold at the purchaser’s risk and expense. All closing costs, other than the preparation of the deed and the grantor’s tax, shall be borne by the successful bidder. Real estate taxes shall be prorated to the date of sale. Rents and other expenses of the Property shall not be prorated. The Real Property shall be conveyed by special warranty deed and the Personal Property, if any, shall be conveyed by Bill of Sale. All of the Property shall be sold “AS IS” without representation or warranty of any kind, and SUBJECT TO conditions, restrictions, rightsof-way, easements, and reservations, if any, contained in the deeds forming chain of title thereto, and all other matters of record taking priority over the Deed of Trust, if any. Delivery of possession of the Property will not be performed by the Substitute Trustee but will be the responsibility of the Purchaser. The Purchaser will be required to execute a Memorandum of Sale concerning the purchase of the Property, a copy of which will be available immediately before announcing the sale. This is a communication from a debt collector and any information obtained will be used for that purpose. EDWARD S. WHITLOCK, III, SUBSTITUTE TRUSTEE Lafayette, Ayers & Whitlock, PLC 10160 Staples Mill Road, Suite 105 Glen Allen, Virginia 23060 (804) 545-6250 FOR INFORMATION CONTACT: EDWARD S. WHITLOCK, III, ESQ. Lafayette, Ayers & Whitlock, PLC (804) 545-6250

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TRUSTEE’S SALE OF 3804 Plymouth Drive, Richmond, VA 23222. In execution of a certain deed of trust dated September 30, 2008, in the original principal amount of $139,244.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4566 Page 0907, and recorded in the Office of the Clerk of the Circuit Court for Richmond City, Virginia in Instrument No. 080026152, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 15, 2013, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND, WITH IMPROVEMENTS THEREON, NO. 3804 PLYMOUTH DRIVE (FORMERLY PARK DRIVE), LYING, BEING AND SITUATE PARTLY IN THE CITY OF RICHMOND, VIRGINIA, AND PARTLY IN THE COUNTY OF HENRICO, VIRGINIA, AND BEING KNOWN AND DESIGNATED AS LOT 19, SECTION A, ON THE PLAN OF CHATHAM PLACE, A PLAT OF WHICH, MADE BY CHAS. H. FLEET, C.C.E., DATED OCTOBER 16, 1942, IS RECORDED IN THE CLERK’S OFFICE OF THE CHANCERY COURT OF THE CITY OF RICHMOND, VIRGINIA, IN PLAT BOOK 9, PAGE 264, AND ALSO RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 18, PAGE 79, AND FURTHER SHOWN ON THAT CERTAIN PLAT OF SURVEY ENTITLED “LOT 19, CHATHAM PLACE, SECTION A, A PORTION BEING IN THE CITY OF RICHMOND, VIRGINIA, AND A PORTION BEING IN THE FAIRFIELD DISTRICT OF HENRICO COUNTY, VIRGINIA”, DATED MARCH 11, 2008, PREPARED BY EDWARDS, KRETZ, LOHR & ASSOCIATES, INC., A COPY OF WHICH IS ATTACHED TO THAT CERTAIN DEED RECORDED AS INSTRUMENT NUMBER 08-08630, IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, AND RECORDED IN DEED BOOK 4492, PAGE 822, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 155557

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VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HANOVER RE: ESTATE OF BLANCHE MARIE MURPHY, DECEASED CASE NO.: CWF11000188 SHOW CAUSE AGAINST DISTRIBUTION IT APPEARING that a report of the accounts of Jennifer Jean Hall, Executor of the Estate of Blanche Marie Murphy, deceased, has been filed in the Clerk’s Office of this Court, and it appearing further that a report of the debts and demands against the Estate has been filed in the Clerk’s Office of this Court and that six months have elapsed since the qualification of the said Executor, on motion of the Executor; IT IS ORDERED that the creditors of, and all others interested in, the Estate of Blanche Marie Murphy, deceased, do show cause, if any they can, on the 25 day of February, 2013, at 1:00p.m., before this Court at its courtroom in the Hanover County Courts Building, 7507 Library Drive, Hanover, Virginia 23069 against the payment and delivery of the assets of the Estate of Blanche Marie Murphy, deceased, to the residuary beneficiaries of the Estate, without requiring refunding bonds.

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I ask for this: Thomas A. Cooper, VSB #26470 KANE, JEFFERIES, COOPER & CAROLLO, LLP Counsel for the Executor Estate of Blanche Marie Murphy, Deceased 1700 Bayberry Court, Suite 103 Henrico, Virginia 23226 (804) 288-1672

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TRUSTEE’S SALE OF 3919 Pinalto Drive, Richmond, VA 23222. In execution of a certain deed of trust dated July 18, 2007, in the original principal amount of $122,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4381 Page 1580, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 01, 2013, at 9:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 10, BLOCK C, AS SHOWN ON PLAT OF DELMONT PARK, SECTION 2, HENRICO COUNTY, VIRGINIA, DATED MAY 28, 1953, MADE BE CHAS. H. FLEET AND ASSOC., CIVIL ENGINEERS & SURVEYORS, RICHMOND, VIRGINIA, RECORDED IN PLAT BOOK 23, PAGE 141, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID REAL ESTATE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 115694

TRUSTEE’S SALE OF 5401 Pleasant Grove Lane, Midlothian, VA 23112. In execution of a certain deed of trust dated January 24, 2007, in the original principal amount of $232,500.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7596 Page 0938, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on February 28, 2013, at 8:31 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 16, PLEASANT GROVE, AS SHOWN ON A PLAT OF SUBDIVISION ENTITLED “PLEASANT GROVE”, MADE BY J.K. TIMMONS & ASSOCIATES, P.C., ENGINEERS & SURVEYORS, DATED MARCH 26, 1987, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 57, PAGES 14 AND 15, AND REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 124262

Entered: 1/22/13 J. Overton Harris, JUDGE

VIRGINIA: IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO Nelly Erazo Galarza, Plaintiff, v. Reginald Melvin, Defendant, Case No.: CL12-2947 ORDER OF PUBLICATION The object of this suit is to obtain a divorce a vinculo matrimonii from the defendant on the ground of more than one year of continuous separation. It appearing from Affidavit that due diligence has been used by the plaintiff to ascertain in what county or city the defendant is, without effect, it is ORDERED that the defendant appear before this Court on or before March 11, 2013 and do what is necessary to protect his interest herein.

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ENTERED: 1/11/2013 Lee A. Harris, Jr. JUDGE I asked for this: Arturas Overas Counsel for Plaintiff Law Offices of HYDER & OVERAS 5516 Falmouth Street, Suite 100 Richmond, Virginia 23230 Phone: (804) 673-2222 Fax: (804) 282-3231 VSB#: 42372

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TRUSTEE’S SALE OF 13500 Silverdust Lane, Chester, VA 23836. In execution of a certain deed of trust dated January 31, 2007, in the original principal amount of $362,200.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7611 Page 0251, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on February 28, 2013, at 8:32 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 73, SECTION TWO, ON A SUBDIVISION PLAT ENTITLED “CYPRESS WOODS SECTION TWO” BY TOWNES SITE ENGINEERING, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 161 PAGE 48 THROUGH 51, TO WHICH PLAT REFERENCES IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 135983

TRUSTEE’S SALE OF 927 Ward Road, Glen Allen, VA 23059. In execution of a certain deed of trust dated January 04, 2007, in the original principal amount of $219,300.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4269 Page 2329, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 15, 2013, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: LOT 5, BLOCK A, SECTION 5, STONEWALL GLEN, AS SHOWN ON THAT CERTAIN PLAT OF SURVEY DATED OCTOBER 19, 1998, PREPARED BY STEVEN B. KENT & ASSOCIATES, P.C., ENTITLED STONEWALL GLEN, SECTION 5, AND THE RESUBDIVISION OF LOTS 3-7, BLOCK A, STONEWALL GLEN, FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA” RECORDED MARCH 31, 1999 IN THE CIRCUIT COURT HENRICO COUNTY, VIRGINIA IN PLAT BOOK 109 AT PAGES 9 AND 10..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 137504

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TRUSTEE’S SALE OF 2823 Dumbarton Road, Richmond, VA 23228. In execution of a certain deed of trust dated April 30, 1999, in the original principal amount of $106,050.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 2908 Page 0799, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 01, 2013, at 9:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN AS PART OF LOT NO. 3 ON THE PLAN OF SUBDIVISION “A”, BATTERY PARK, PREPARED BY W. W. LAPRADE & BROTHER, CIVIL ENGINEERS AND SURVEYORS, DATED MARCH, 1924, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 12, PAGE 122, AND MORE PARTICULARLY SHOWN ON PLAT OF SURVEY BY HOLLY & SPAIN, LTD., PROFESSIONAL LAND SURVEYORS, DATED JUNE 15, 1978, A COPY OF WHICH PLAT IS RECORDED IN THE AFORESAID CLERK’S OFFICE IN DEED BOOK 1750, PAGE 270, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 145010

TRUSTEE’S SALE OF 15031 Fox Branch Lane, Midlothian, VA 23112 . In execution of a certain deed of trust dated July 27, 2007, in the original principal amount of $361,250.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7950 Page 0733, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on February 28, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 15 SECTION IX ON PLAT OF “FOXCROFT SECTION IX”, PREPARED BY BIOHABITATS OF VIRGINIA, INC., CIVIL ENGINEERING LAND SURVEYING, DATED JUNE 6, 1996, AND RECORDED MARCH 3, 1997, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 93, PAGES 38 AND 39, PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 149861

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TRUSTEE’S SALE OF 1300 Burlington Road, Richmond, VA 23236. In execution of a certain deed of trust dated September 29, 2005, in the original principal amount of $213,750.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6676 Page 963, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on February 15, 2013, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, SHOWN AND DESIGNATED AS LOT 16, BLOCK A, SECTION 2, ON SUBDIVISION PLAT OF WEDGEWOOD, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 20, PAGE 57, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 102998

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TRUSTEE’S SALE OF 10019 Wenatchee Terrace, Richmond, VA 23236. In execution of a certain deed of trust dated May 06, 2008, in the original principal amount of $183,207.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8329 Page 0594, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on February 15, 2013, at 12:05 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, AND SHOWN AND DESIGNATED AS LOT 34, BLOCK A, SECTION C, ON SUBDIVISION PLAT OF REAMS RUN, SECTION C, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 28, PAGE 73, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 158719

TRUSTEE’S SALE OF 5501 Randall Avenue, Richmond, VA 23231. In execution of a certain deed of trust dated July 11, 2008, in the original principal amount of $147,175.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4539 Page 2237, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 15, 2013, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OF LAND LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA WITH ALL IMPROVEMENTS THEREON, KNOWN AS NO. 5501 RANDALL AVENUE, IN THE PLAN OF“RICHLAND HEIGHTS”, MADE BY W.W. LAPRADE AND BROS, CIVIL ENGINEERS, DATED AUGUST 5, 1946, DULY RECORDED IN THE CLERK’S OFFICE, OF HENRICO COUNTY CIRCUIT COURT, ON WHICH PLAT THE PROPERTY HEREIN CONVEYED IS KNOWN AND DESIGNATED AS LOT 38 AND SAID PLAN IS RECORDED IN PLAT BOOK 18, PAGE 137..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 158722

[ classifieds ] January 30, 2013

PUZZLE CAN BE FOUND ON PAGE 39

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THIS WEEK’S CROSSWORD

TRUSTEE’S SALE OF 1908 Bridgewater Drive, Richmond, VA 23228. In execution of a certain deed of trust dated June 22, 2007, in the original principal amount of $148,190.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4392 Page 1205, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 15, 2013, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN, NUMBERED AND DESIGNATED AS LOT 10, BLOCK C, SECTION 6, NORTH RUN TERRACE, A PLAT OF WHICH IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 54, PAGE 7..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 158933

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TRUSTEE SALE 4100 Denbigh Drive, Richmond, VA 23235-1013 In execution of a Deed of Trust in the original principal amount of $250,000.00, dated December 3, 2003 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 030046559, at page 0925, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 7, 2013 at10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 10, Block K, Section C, Traylor Estates, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-029759-10/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

TRUSTEE SALE 10207 Wolfe Manor Ct Unit 903, Glen Allen, VA 23060-7334 Henrico County In execution of a Deed of Trust in the original principal amount of $108,760.00, dated May 25, 2006recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4131, at page 2316, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 7, 2013 at 9:00 o’clock amthe property described in said deed, located at the above address and briefly described as: Unit 903-LL, The Landings of Laurel Lakes Condominiums, Phase 9; Together with an undivided interest in the common areas.

TRUSTEE’S SALE OF 4702 Croft Circle, Glen Allen, VA 23060. In execution of a certain deed of trust dated April 30, 2010, in the original principal amount of $193,431.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4760 Page 1930, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 15, 2013, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN BROOKLAND DISTRICT, HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 93, BLOCK H, SECTION K, AS SHOWN ON PLAT OF SUBDIVISION OF DUNNCROFT, SECTION K, MADE BY FOSTER & MILLER, P.C., CERTIFIED SURVEYORS, DATED SEPTEMBER 9, 1983, RECORDED OCTOBER 21, 1983, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 75, PAGE 98, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www. bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)5484600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 158983

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TRUSTEE’S SALE OF 5461 Claridge Road, Chesterfield, VA 23832. In execution of a certain deed of trust dated September 07, 2001, in the original principal amount of $139,600.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 4221 Page 41, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on February 28, 2013, at 8:30 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN THE CLOVER HILL MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA AND KNOWN AS LOT 1, BLOCK E, SECTION A, ESTRIDGE, A PLAT OF WHICH MADE BY KENNETH L. BARTON, C.L.S., DATED JULY 21, 1967, WAS RECORDED DECEMBER 1, 1967 IN PLAT BOOK 16, PAGES 18 AND 19, IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 56206

January 30, 2013 [ classifieds ]

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Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

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TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (6747-07/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

THE

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TRUSTEE’S SALE OF 10705 Oakway Court, Richmond, VA 23238. In execution of a certain deed of trust dated August 26, 2008, in the original principal amount of $280,647.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4556 Page 2358, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 15, 2013, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: LOT 11, BLOCK B, SECTION 1, WELLINGTON, ON THE SUBDIVISION PLAT LEWIS & OWENS, INC., ENTITLED “WELLINGTON, SECTION 1, TUCKAHOE DISTRICT, HENRICO COUNTY, VIRGINIA”, DATED APRIL 25, 1978, RECORDED JANUARY 5, 1979 IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 68, PAGE 78, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 159503

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SOLE ACTING TRUSTEE’S SALE 702 WEST CLAY STREET, RICHMOND In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Sole Acting Trustee will offer for sale at public auction on February 12, 2013 at 11:30 a.m., front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia 23219, the property known as 702 West Clay Street, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FOR INFORMATION CONTACT: Nancy Ann Rogers, Sole Acting Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804)784-7182.

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TRUSTEE’S SALE OF 2906 BRIAR LANE, HENRICO, VIRGINIA 23228 TAX MAP NO. 776-746-8378 Pursuant to the terms of a deed of trust (the “Deed of Trust”) dated June 16, 2010 and recorded on June 23, 2010 in the Clerk’s Office, Circuit Court, Henrico County, Virginia, in Deed Book 4775, page 803, the real estate described in the Deed of Trust, and to which reference is hereby made, commonly known as 2906 Briar Lane, Henrico, Virginia 23228 (the “Property”), and more specifically described below, will be offered for sale at public auction: All that certain lot or parcel of land with all improvements thereon, known and numbered as 2906 Briar Lane (formerly known as 2906 Byrd Avenue), lying and being in Henrico County and designated as Lot 9 in Block G on the“Plan of West Hermitage Park”, which plan is recorded in the Clerk’s Office, Circuit Court, County of Henrico, Virginia in Plat Book 13, page 122, and to which plan reference is made for a more particular description. The sale will take place on February 12, 2013 at 11:00 a.m. at the entrance to the Circuit Court of Henrico County, Virginia, 4301 East Parham Road, Henrico, Virginia 23228. Terms: The purchase price in the form of immediately available funds shall be due and payable on the closing date. A deposit in the form of immediately available funds in the amount of 10% of the high bid may be required of any bidder at the time of sale. The Substitute Trustee reserves the right to waive or modify the requirement with respect to the bidder’s deposit. The successful high bidder will be required to close within 30 days from the date of sale. Time will be of the essence as to the closing date and the payment of the purchase price. The Property will be sold “AS IS”. The real estate will be conveyed by Special Warranty deed, subject to all rights, reservations, leases, liens, filed and unfiled mechanic’s liens, materialmens’ liens, covenants, conditions, easements and restrictions and all other matters of record superior to the deed of trust as they may lawfully affect the Property. Neither the Substitute Trustee nor the holder of the note secured by the Deed of Trust will deliver possession of the Property to the successful high bidder. The successful high bidder at the sale will be required to pay all closing costs including the grantor’s recording tax. The successful high bidder will be responsible for all real estate taxes, including but not limited to delinquent real estate taxes, and any penalties and interest thereon through and including the date of the Foreclosure Sale, which shall be collected at settlement and paid by the Substitute Trustee. Additional terms may be announced at the sale. William K. Lewis, Substitute Trustee For information contact: William K. Lewis telephone: (804) 788-1500

TRUSTEE’S SALE OF 3211 Roland View Court, Chester, VA 23831. In execution of a certain deed of trust dated July 02, 1998, in the original principal amount of $74,358.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 3318 Page 531, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on February 15, 2013, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, SHOWN AND DESIGNATED AS LOT 27, BLOCK B, SECTION 4, ON SUBDIVISION PLAT OF MILLCREEK, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 63, PAGE 52, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 119357

All real estate advertising in this magazine is subject to the Federal Fair Housing Act of 1968 and the Virginia Fair Housing Law, which makes it illegal to advertise “any preference, limitation or discrimination because of race, color, religion, sex, handicap, elderliness, familial status, or national origin, or intention to make any such preference, limitation or discrimination.” Vir ginia F air Hou sing L aw also prohibits discrimination advertising based on elderliness. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Real estate sales, rentals and roommate adver tiser s should make sure their ads describe the property being offered, not the person they might want in the property. You may express a preference for a male or female roommates. ~The Publisher


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TRUSTEE’S SALE OF 5110 Coxson Road, Henrico, VA 23231. In execution of a certain deed of trust dated June 03, 2009, in the original principal amount of $147,233.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4650 Page 2545, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 15, 2013, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, COMMONLY KNOWN AS 5110 COXSON ROAD, AND SHOWN AS LOT 13, BLOCK B, SECTION A, ROBINWOOD, ON SUBDIVISION PLAT BY WILLIAM M. LEWIS, CERTIFIED SURVEYOR, DATED OCTOBER 21, 1940, RECORDED NOVEMBER 1, 1940, IN THE CELRK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 18, PAGE 43, AND BEING MORE PARTICULARLY DESCRIBED THEREON AS FOLLOWS, TO WIT: BEGINNING ON THE WESTERN LINE OF COXSON ROAD AT A POINT DISTANT THEREON, ONE HUNDRED (100) FEET NORTHWARDLY FROM THE POINT OF INTERSECTION THEREOF WITH THE NORTHERN LINE OF CASWELL STREET AND FROM SAID POINT OF BEGINNING RUNNING NORTHWARDLY ALONG AND FRONTING ON THE WESTERN LINE OF COXSON ROAD, ONE HUNDRED (100) FEET; THENCE FROM SAID FRONT EXTENDING BACK WESTWARDLY BETWEEN LINES PARALLEL WITH THE NORTHERN LINE OF CASWELL STREET TWO HUNDRED AND TEN (210) FEET..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 160150

TRUSTEE’S SALE OF 4848 Alberta Road, Chesterfield, VA 23832 . In execution of a certain deed of trust dated April 28, 2006, in the original principal amount of $136,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7090 Page 0786, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on February 28, 2013, at 8:33 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 48, BLOCK S, SECTION 7, SUNNYBROOK, AS SHOWN ON SUBDIVISION PLAT OF SUNNYBROOK SECTION 7, PREPARED BY J.K. TIMMONS & ASSOCIATES, DATED OCTOBER 31, 1985, AND RECORDED JANUARY 15, 1986, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 52, PAGE 4, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 160465

(804)358-2100

TRUSTEE’S SALE OF 3512 Waverly Boulevard, Richmond, VA 23222. In execution of a certain deed of trust dated July 19, 2006, in the original principal amount of $46,950.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4166 Page 1986, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on February 15, 2013, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PARCEL OF LAND WITH ALL IMPROVEMENTS THEREON SITUATED IN HENRICO COUNTY, VIRGINIA, KNOWN AS NO. 3512 WAVERLY BOULEVARD, DESIGNATED AS LOTS 2 AND 3, BLOCK 17, ON THE REVISED PLAN OF EAST HIGHLAND PARK, RECORDED IN PLAT BOOK 11, PAGE 76, CLERK’S OFFICE, CIRCUIT COURT, OF HENRICO COUNTY, AND FURTHER DESCRIBED AS FOLLOWS: COMMENCING AT A POINT ON THE WEST LINE OF WAVERLY BOULEVARD 45 FEET SOUTH OB BYRON STREET; THENCE EXTENDING SOUTHWARDLY ALONG AND FRONTING ON THE WEST LINE OF WAVERLY BOULEVARD 70 FEET; AND FROM SAID FRONT EXTENDING BACK WESTWARDLY BETWEEN LINES PARALLEL WITH BYRON STREET 126 FEET TO AN ALLEY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 160566

In execution of a Deed of Trust in the original principal amount of $190,207.00, datedOctober 26, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6042, at page 799, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­ signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 19, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: containing 4.55 acres, more or less, situated east of the eastern line of State Route No. 655, all as shown on plat dated May 3, 1976, and recorded July 27, 1976, in Deed Book 1209, page 488, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­ sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01­ 024992­12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3403 Silliman Court, Chesterfield, VA 23832-8366 Chesterfield County In execution of a Deed of Trust in the original principal amount of $126,400.00, dated June 1, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7163, at page 0385, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 7, 2013 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 52, Block C, Section E, Belmont Hills West, with improvements thereon.

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TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-013779-10/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc. net

TRUSTEE SALE 17464 Rocky Ford Rd, Beaverdam, VA 23015-1543 Hanover County In execution of a Deed of Trust in the original principal amount of $191,250.00, dated November 17, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2900, at page 954, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on February 1, 2013 at 12:00 o’clock Noon the property described in said deed, located at the above address and briefly described as: Containing 1.07 acres, more or less, Beaverdam District, as shown on Plat of Survey dated January 26, 1988 and recorded in Deed Book 708, Page 453, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-007700-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE OF 1.54 ACRES MORE OR LESS LOCATED ON STATE ROUTE 737 MECHANICSVILLE, VIRGINIA In execution of a Deed of Trust in the original principal amount of $52,000.00 from Gordon Scott Keso, dated July 5, 2006, recorded July 7, 2006 in Deed Book 2734, page 201 among the land records for Hanover County, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded in Deed Book 3032, page 2617 among the land records of Hanover County, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on February 19, 2013, at 11:00 A.M., local time, at the main entrance of the Circuit Court for Hanover County, 7507 Library Drive, Hanover, Virginia 23069-0039, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 1.54 acres more or less located on State Route 737, Mechanicsville, Virginia; Real Property Tax Map Reference No. 8725-527727. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Attorney At Law, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE SALE 10367 Shellie Lee Drive, Ashland, VA 23005-8033 Hanover County In execution of a Deed of Trust in the original principal amount of $112,800.00, dated December 12, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2901, at page 84, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on February 1, 2013 at 12:00 o’clock noon the property described in said deed, located at the above address and briefly described as: Lot 10, Carter Heights, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-023519-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 7260 Creekridge Rd, Richmond, VA 23231-6325 Henrico County In execution of a Deed of Trust in the original principal amount of $106,000.00, dated April 11, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3430, at page 2367, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 7, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 5, Block C, Section B, Turner Woods, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-031747-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

[ classifieds ] January 30, 2013

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TRUSTEE SALE 7239 Beach Rd, Chesterfield, VA 23838

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January 30, 2013 [ classifieds ]

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TRUSTEE’S SALE OF 229 Gawain Drive, Richmond, VA 23223. In execution of a certain deed of trust dated February 10, 2005, in the original principal amount of $116,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3827 Page 0964, and modified on May 01, 2007, to increase the principal balance to $122,779.42. This modification agreement was recorded in Deed Book 4357, Page 1673, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on March 01, 2013, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING LYING AND BEING IN VARINA DISTRICT, HENRICO COUNTY, VIRGINIA KNOWN AND NUMBERED AND DESIGNATED AS LOT NO. 38, IN BLOCK “X” OF SECTION 12, ALL AS, SHOWN ON THE PLAT ENTITLED “HECHLER VILLAGE, SECTION 12, VARINA DISTRICT, HENRICO COUNTY, VIRGINIA” MADE BY , LAPRADE BROS. CIVIL ENGINEERS AND SURVEYORS, DATED JANUARY 15, 1970 AND RECORDED JULY 15, 1970, IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF HENRICO, VIRGINIA IN PLAT BOOK 42, PAGES 24, 25, 26 AND 27 AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREINABOVE REFERENCED.. TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales. com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales. com. BWW# 39041

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TRUSTEE SALE 1501 Wood Grove Cir, Richmond, VA 23238-3952 Henrico County In execution of a Deed of Trust in the original principal amount of $228,000.00, dated January 25, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4280, at page 1016, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 7, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 23, Block A, Section C, Chatsworth, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-025582-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 4233 Hollywood Dr, Richmond, VA 23234-5430 Chesterfield County In execution of a Deed of Trust in the original principal amount of $66,150.00, dated June 21, 2005recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6556, at page 953, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 19, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 20, Chesterwood, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-001570-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

TRUSTEE SALE 1300 N 33rd St, Richmond, VA 23223-6829 In execution of a Deed of Trust in the original principal amount of $72,000.00, dated April 17, 2006recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 060012775, at page 0420, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 12, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: No. 1300 North 33rd Street on a plat of survey made by Steven Kent & Associates, P.C., Land Surveyors, dated March 24, 1997 and entitled “Plat of Property Situated on the Northwest Corner of S. Street and 33rd Street”., with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01032124-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 15508 Mount Air Ct, Montpelier, VA 23192-1501 Hanover County In execution of a Deed of Trust in the original principal amount of $355,500.00, dated January 18, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2838, at page 0843, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, onFebruary 8, 2013 at 12:00 o’clock NOON the property described in said deed, located at the above address and briefly described as: Lot 1, Section P, Goshen Woods, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-020847-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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Trustee’s Sale 713 Chimborazo Boulevard, Richmond, Virginia 23223 (Tax ID No. E0000968019) Default having been made in the terms of a certain Deed of Trust dated June 4, 2007, in the original principal amount of $301,500.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 070018984, the undersigned Substitute Trustees will sell at public auction on February 14, 2013, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as the property designated as No. 713 Chimborazo Boulevard (formerly 713 North 34th Street) and described as follows: BEGINNING on the east line of Chimborazo Boulevard 128 feet 9 inches, south of N Street, and running thence southwardly along and fronting on the east line of Chimborazo Boulevard 34 feet 1 1/2 inches and thence running back eastwardly between parallel lines 89 feet 3 1/2 inches to a 10 foot alley in the rear. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $30,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’sSale, available for review on the Foreclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector.Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 69969, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Notice of Substitute Trustees’ Sale Lots 10, 13, 23, 25,& 26, Section A Glendale Estates Subdivision Varina District Henrico County Pursuant to terms of Deed of Trust (the “Deed of Trust”), dated November 1, 2007, recorded in Clerk’s Office, Circuit Court, Henrico County, VA (the “Clerk’s Office”), in Deed Book 4431, Page 2414, default having occurred in the payment of the indebtedness secured and at the request of the holder of the note evidencing such indebtedness, the undersigned Substitute Trustees, either of whom may act, duly substituted by appointment made November 30, 2012 and recorded in the Clerk’s Office as Instrument #341, will offer for sale at public auction at the front entrance of the building which houses the Circuit Court, Henrico County, VA, 4301 East Parham Road, Henrico, Virginia, on January 31, 2013, at 3:00 p.m. local time the real property described in the Deed of Trust and briefly described as Lots 10, 13, 23, 25, & 26, Section A, Glendale Estates subdivision, Varina District, Henrico County, as shown on plat of subdivision recorded in said Clerk’s Office in Plat Book 122, page 20; GPIN’s: 850-690-7236, 851-690-0021, 851-689-2072, 851-6895860, 851-689-5542. TERMS OF SALE: Cash. Bidders deposit of $5,000.00 shall be required in CASH, CASHIER’S OR CERTIFIED CHECK at the time and place of sale; settlement in full within 30 days of sale date. Property is being sold “AS IS”, subject to all restrictions, easements and conditions or matters of record which lawfully affect the title and the rights of parties in possession. Additional terms may be announced at time of sale. William L. Jeffries, Jr., Substitute Trustee Robert E. Kane, Jr., Substitute Trustee FOR INFORMATION CONTACT: William L. Jeffries, Jr., and Robert E. Kane, Jr., Substitute Trustees Kane & Jeffries, P.C. 1700 Bayberry Court, Henrico, VA 23226 (804) 288-1672

TRUSTEE’S SALE 2801 Barton Avenue, Unit 3, Richmond, VA 23222 Parcel ID N0000786033 Pursuant to the terms of a deed of trust dated July 31, 2009, in the original princi‑ pal amount of $132,251.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 090017613, the property briefly described be‑ low will be offered for sale at public auction: Unit 3, in that certain condominium known as 2801 Barton Avenue Condominium, as established by Declaration recorded in the aforesaid Clerk’s Office as Instrument No. 080014097, and as more particularly de‑ scribed in the referenced deed of trust. The sale will take place on FEBRUARY 19, 2013, at 11:00 a.m., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA. The property and the improvements thereon will be sold “AS IS” and without representa‑ tion or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully af‑ fecting the property. Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all clos‑ ing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collec‑ tion Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose. Evans & Bryant, PLC, Substitute Trustee FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1‑757‑437‑9500 (1228640).

TRUSTEE SALE 1720 Mary Street, Sandston, VA 231504019 Henrico County In execution of a Deed of Trust in the original principal amount of $151,500.00, dated July 15, 2010recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4782, at page 2356, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 14, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: The western one-half of Lot 16 on Map of Fair Oaks, recorded in Deed Book 225-B, Page 191, with improvements thereon. LESS AND EXCEPT that certain 1,500 square foot portion conveyed to the County of Henrico by Instrument recorded in Deed Book 1658, page 846. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-032808-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2800 Darton Dr, Richmond, VA 23223-1158 Henrico County In execution of a Deed of Trust in the original principal amount of $142,800.00, dated July 2, 2007recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4373, at page 1694, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 14, 2013 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 1, Block D, Section 2, Maplewood Farms, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-004760-11/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3200 Walmsley Boulevard, Richmond, VA 23234-2542 City of Richmond In execution of a Deed of Trust in the original principal amount of $117,000.00, dated July 10, 2008recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 080018939, at page 0021, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 12, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 3, the eastern one-half of Lot No. 2, and the eastern one-half of Lot No. 4, in Section 1, on the Plan of Ampthill Heights, plat of which is recorded in Plat Book 7, pages 68 and 69, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-003759-11/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net


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NOTICE OF TRUSTEE’S SALE 9441 Deer Stream Drive, Mechanicsville, VA 23116 In execution of a Deed of Trust in the original principal amount of $300,000, dated June 13, 2008, recorded at Deed Book 2919, Page 479, in the Clerk’s Office of the Circuit Court of Hanover County, Virginia, default having occurred in the payment of the Note thereby secured and at the request of the holder of the Note, the undersigned Substitute Trustee will on February 27, 2013, at 2:00 p.m., at the front steps of the Circuit Court of Hanover County, Virginia, 7507 Library Drive, Hanover, VA 23069, offer for sale at public auction to the highest bidder the property described in said deed as Parcel 2, with improvements thereon, and briefly described as: ALL that certain lot, piece or parcel of land, with improvements thereon, lying and being in Chickahominy District, Hanover County, Virginia, designated as Lot 13, Block B, Section A, Deer Valley, all as more particularly shown on plat of survey dated August 11, 1997, recorded June 22, 1998, in the Clerk’s Office, Circuit Court, Hanover County, Virginia, in Subdivision Plat Book 8, page 295, and known as 9441 Deer Stream Drive, Mechanicsville, VA 23116 (Tax Map Ref. No. 7796-49-4379). This is a real property foreclosure sale under a subordinate deed of trust and the sale is subject to a senior deed of trust. Deposit of $10,000 or 10% of purchase price, whichever is lower, by cash or certified check shall be required to qualify as a bidder prior to the sale, except from the Noteholder. Settlement will be held on or before fifteen days after the sale. Deposits, without interest, will be applied to the purchase price at settlement or returned to the unsuccessful bidder, as applicable. The balance of the purchase price will be due by certified check or by immediately available funds at settlement. Upon purchaser’s default, the deposit shall be forfeited and the property shall be resold at the risk and costs of the defaulting purchaser. The property shall be sold “as is” and shall be conveyed by Special Warranty Deed subject to all liens, deeds of trust, encumbrances, mechanic’s liens filed and unfiled, conditions, restrictions, easements and reservations, if any, superior to the deed of trust foreclosed upon and lawfully affecting the property. All taxes to be prorated as of the date of foreclosure. Additional terms may be announced at the sale. The purchaser shall be required to sign a Memorandum of Sale incorporating all the terms of the sale. PURSUANT TO THE FEDERAL FAIR DEBT COLLECTION PRACTICES ACT, I HEREBY ADVISE YOU THAT I AM A DEBT COLLECTOR AND ANY INFORMATION I OBTAIN WILL BE USED FOR THAT PURPOSE. ROBERT F. MOORMAN SUBSTITUTE TRUSTEE FOR MORE INFORMATION CONTACT: ROBERT F. MOORMAN 1427-A West MAIN STREET RICHMOND, VA 23220 (804) 938-5144

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ENTERED: 1/8/2013 An Extract Teste: Yvonne G. Smith, Clerk

Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-032744-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Public Notice – Environmental Permit PURPOSE OF NOTICE: To seek public comment on a draft permit from the Department of Environmental Quality to limit air pollution emitted by a facility in Richmond City, Virginia. PUblIC COmmENT PERIOD: January 30, 2013 to march 1, 2013 PERmIT NamE: State Operating Permit (SOP) issued by DEQ, under the authority of the air Pollution Control board aPPlICaNT NamE, aDDRESS aND REgISTRaTION NUmbER: Kinder morgan Southeast Terminals, llC; 4110 Deepwater Terminal Rd, Richmond, Va 23234; 50533 PROJECT DESCRIPTION: Kinder morgan Southeast Terminals, llC has applied for an amendment to its SOP for the petroleum product storage and distribution terminal facility. The amendment to the permit is for a change of product stored in a tank and for the removal of a tank. HOW TO COmmENT aND/OR REQUEST a PUblIC HEaRINg: DEQ accepts comments and requests for public hearing by hand-delivery, e-mail, fax or postal mail. all comments and requests must be in writing and be received by DEQ during the comment period. Submittals must include the names, mailing addresses and telephone numbers of the commenter/requester and of all persons represented by the commenter/requester. a request for public hearing must also include: 1) The reason why a public hearing is requested. 2) a brief, informal statement regarding the nature and extent of the interest of the requester or of those represented by the requestor, including how and to what extent such interest would be directly and adversely affected by the permit. 3) Specific references, where possible, to terms and conditions of the permit with suggested revisions. a public hearing may be held, including another comment period, if public response is significant, based on individual requests for public hearing, and there are substantial, disputed issues relevant to the permit. Contact for public comments, document requests and additional information: Jennifer Hoeffner; Piedmont Regional Office, 4949-a Cox Rd., glen allen, Va 23060; Phone: (804) 527-5123; E-mail: Jennifer.Hoeffner@deq.virginia.gov; Fax: (804) 527-5106. The public may review the draft permit and application at the DEQ office named above by appointment. The draft permit is also available on the DEQ website at www.deq.virginia.gov/ programs/air/publicnotices/airpermits.aspx.

Trustee’s Sale 2329 Fernbrook Drive, Richmond, Virginia 23224 (Tax ID No. C0080379030) Default having been made in the terms of a certain Deed of Trust dated January 31, 1995, in the original principal amount of $54,857.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia in Deed Book 0428, at page 1080, the undersigned Substitute Trustees will sell at public auction on February 28, 2013, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 3, Block F, on plat of Hollandale, Section E, recorded July 22, 1955 in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Plat Book 9, page 60. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $5,400.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 57017, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 11001 Long Branch Drive, Chesterfield, VA 23832-3169 In execution of a Deed of Trust in the original principal amount of $213,750.00, dated March 25, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8249, at page 0558, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 12, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 33, Section 1, Crooked Creek, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-032564-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

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TRUSTEE SALE 5018 Grassmere Rd, North Chersterfield, VA 23234-3730 Chesterfield County In execution of a Deed of Trust in the original principal amount of $99,000.00, dated April 12, 2001recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 4055, at page 966, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 12, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 10, Block D, Section A, Meadowbrook, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-020065-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 906 Kevin Drive, Richmond, VA 232296336 Henrico County In execution of a Deed of Trust in the original principal amount of $150,750.00, dated August 10, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4180, at page 1590, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 12, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 15, BLock A, Hill and Dale, Section D, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01029053-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 3223 Hanover Avenue, Richmond, Virginia 23221 (Tax ID No. W0001460007) Default having been made in the terms of a certain Deed of Trust dated October 29, 2004, in the original principal amount of $220,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 040036599, the undersigned Substitute Trustees will sell at public auction on February 14, 2013, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as beginning at a point on the southern line of Hanover Avenue 124.82 feet east of the southeast intersection of Hanover Avenue and Tilden Street, thence running eastwardly along and fronting on the said south line of Hanover Avenue 15.40 feet, and running back southwardly at right angles and between parallel lines 125 feet to an alley 17 feet wide, both the eastern and western lines running through the center of party walls. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $22,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 102345, Tel: (757) 321-6465,Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF REAL ESTATE located at 5312 Winterleaf Drive, Richmond, Virginia In execution of the Deed of Trust from ZENOBIA G. JACKSON dated January 24, 1996, in the Original Principal Amount of $83,947.00, and recorded in Deed Book 2810, Page 404, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on February 14, 2013, at 2:00 p.m., the property described as Lot 2, Block D, Section 4, Orchardhill Subdivision, County of Chesterfield, Virginia, known as 5312 Winterleaf Drive, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 5,900.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: January 21, 2013 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s) 13‑009BF (77.26) For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608 (757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE SALE 9211 Holbrook Drive, Richmond, VA 23229-5419 Henrico County In execution of a Deed of Trust in the original principal amount of $206,196.00, dated April 30, 2010 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4761, at page 0932, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 12, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 24, Block Q, Farmington Section D, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-024179-12/FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 1717 4th Avenue, Richmond, Virginia 23222 (Tax ID No. N0000420017) Default having been made in the terms of a certain Deed of Trust dated September 22, 2003, in the original principal amount of $112,660.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 030037762, the undersigned Substitute Trustees will sell at public auction on February 14, 2013, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as being Lot 10 in Block 26 in the Plan of Chestnut Hill, plat of which is recorded in the Clerk’s Office of Henrico Circuit Court in Plat Book 6, Page 83. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of$11,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on theForeclosure Sales page of www. glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 99023, Tel: (757) 3216465, Between 10:00 a.m. & 12:00 noon only.

[ classifieds ] January 30, 2013

SHOW CAUSE AGAINST DISTRIBUTION It is ORDERED that the creditors of, and all others interested in the above Estate, show cause, if any they can, at 9 o’clock a.m., on the 11th day of February, 2013, before this Court at its courtroom, against the payment and delivery of the Estate to the legatees without requiring a refunding bond.

In execution of a Deed of Trust in the original principal amount of $203,750.00, dated June 23, 2011recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 110011714, at page 0187, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auctionat the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on February 14, 2013 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Commencing at the intersection of the North line of Marshall Street with the West line of 22nd Street; thence extending Westwardly along and fronting on the North line of Marshall Street 21 feet; thence extending back Northwardly from said front between the West line 22nd Street and a line parallel therewith 115 feet to an alley 9 feet wide, with improvements thereon.

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V I R G I N IA : IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO Re: Estate of Ethel Gephart Johnson, deceased Case No.: CM13-0152

TRUSTEE SALE 2124 E Marshall St, Richmond, VA 23223-7057

(804)358-2100

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TRUSTEE SALE 7563 Sambar Rd, Chesterfield, VA 238326628 Chesterfield County In execution of a Deed of Trust in the original principal amount of $162,750.00, dated December 8, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 6116, at page 346, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 26, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 15, Block H, Section B, Deerfield Estates, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-019722-10/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2311 Gordon Avenue, Richmond, VA 23224-6732 In execution of a Deed of Trust in the original principal amount of $48,960.00, dated January 24, 2008 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 080002274, at page 0565, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, onFebruary 5, 2013 at 3:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 12, Square 13, on the Plan of Mason Park, with improvements thereon.

January 30, 2013 [ classifieds ]

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Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property.

46

TERMS OF SALE: CASH: A deposit of $2,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012042-12/ CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www. siwpc.net

TRUSTEE SALE 10300 Oakside Drive, Richmond, VA 23237-3953 Chesterfield County In execution of a Deed of Trust in the original principal amount of $211,500.00, dated August 8, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 7946, at page 0435, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 12, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 32, Section A, North Oaks, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40022072-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2600 Sailboat Court, Midlothian, VA 23112-4377 Chesterfield County In execution of a Deed of Trust in the original principal amount of $259,071.00, dated February 13, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 6949, at page 496, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 19, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 66, Edgewater, Section 4, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-033001-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 5612 Powell Grove Dr, Midlothian, VA 23112 Chesterfield County In execution of a Deed of Trust in the original principal amount of $286,274.00, dated December 20, 2011 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 9609, at page 0289, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 5, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 26, Powell Grove, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-019425-12/ VA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3200 Sailview Drive, Midlothian, VA 23112-5008 Chesterfield County In execution of a Deed of Trust in the original principal amount of $367,000.00, dated December 8, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, inDeed Book 8945, at page 0377, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on February 19, 2013 at 2:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 31, plat of “Waterviews at the Reservoir”, recorded in Plat Book 95, at pages 99-100, with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-032572-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 4940 Old Main Street, Richmond, VA 23231 Henrico County In execution of a Deed of Trust in the original principal amount of $340,000.00, dated December 21, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4724, at page 0883, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on February 12, 2013 at 4:30 o’clock pm the property described in said deed, located at the above address and briefly described as: Condominium Unit No. 401, Fall Line Condominiums, including limited common element parking space(s) No. 4 and C and limited common element storage Unit No. 415: together with an undivided interest in the common elements., with improvements thereon. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-025389-12/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE 19121 Lavaga Dr, Rockville, VA 231461557 Hanover County In execution of a Deed of Trust in the original principal amount of $191,000.00, dated December 19, 2001 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 1772, at page 370, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on February 15, 2013 at 12:00 o’clock Noon the property described in said deed, located at the above address and briefly described as: Lot containing 2.01 acres, more or less, as shown on plat of survey recorded with Deed in Deed Book 1087, at Page 515, with improvements thereon. Together with a non-exclusive 50 foot wide easement for ingress and egress running from the eastern line of State Route 617 as shown on the aforesaid plat. Subject to any and all covenants, conditions, restrictions and easements, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (41347-07/ CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale 1024 Tall Grass Court, Richmond a/k/a Henrico, Virginia 23223 (Tax ID No. 815-724-3299) Default having been made in the terms of a certain Deed of Trust dated August 15, 2006, in the original principal amount of $198,500.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4181, at page 1613, the undersigned Substitute Trustees will sell at public auction on February 14, 2013, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 5, Block A, Oakley Meadows, as shown on plat dated March 15,1999, entitled “Oakley Meadows and a Resubdivision of Wynfield Section E, Block B, Lots 1 thru 9, and Block D, Lots 5 thru 14, Fairfield District, Henrico County, Virginia”, recorded June 23, 1999, in Plat Book 109, pages 54 and 55. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $19,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The Successful bidder will be responsible for obtaining possession of the property, and for all costs and fees related to recording the Trustee’s Deed, including the grantors tax. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on theForeclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense.This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 102092, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.


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