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This meltdown and the subsequent house loan crisis remaining two factors in California a big mortgage loan mess that necessary to be cleaned up, and a enormous pool of labor that designed it. It was fairly normal that "loan modification" became the catchphrase of the day and that home loan brokers and underwriters ended up drawn to the organization. After all, it was a all-natural match for their talent sets, and the brokers even experienced books of possible clients to contact.