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Official Organ Of the Slavonic Benevolent Order Of The. State Of Texas, Founded 1897. BENEVOLENCE
VOLUME 56 — NO. 37
BROTHERHOOD
HUMANITY Postmaster: Please Send Form 3579 with Undeliverable Copies to: SUPREME LODGE SENT, FOB 100, TEMPLE, TEX 76501
SEPTEMBER 11, 1968
FROM THE EDITOR'S DESK Front Page Corrections. In this column last week, we listed those lodges not represented in the 20th Convention, dividing them into two groups, Since then, information has been received that would place 10 lodges in the second group into the first group. These are as follows: Lodge 8, Weimar; Lodge 31, Yoakum; Lodge 42, Moravia; Lodge 50, El 'Campo, Lodge 57, Gonzales; Lodge 74, Lovelady; Lodge 89, Rosebud; Lodge 90, Stamford; Lodge 122, Wallis, and Lodge 147, JOurdanton. These lodges were entitled to a delegate but for some reason did not send one. This then leaves us with 14 lodges with not enough membership to warrant a delegate, and 21 lodges that were entitled to send a delegate but, for one reason or another, did not send one — a total of 35 lodges not represented in the 20th Convention. Also, Lodge 83, Columbus disbanded shortly before the convention and its members assigned to other neighboring lodges. Just for the record . Speaking Frankly About Insurance. To skimp on a husband's life insurance in order to insure his wife and children could be a serious mistake. But, 'after he is adequately covered, there are good reasons for
consider-
THOUGHTS :.. We are not weak if we make the proper use of those means which the God of Nature has placed in our power . . The battle, sir, is not to the strong alone; it is to the vigilant, the active, the brave. • • —Patrick Henry "My bo y ," a father advised his son, "treat everybody with politeness, even those who are rude to you. For remember that you show courtesy to others not because they are gentlemen, but because YOU are one." Anger is momentary madness, so control your passions of they will —Horace control you. ing some protection on other members of the family. The primary purpose of life insurance is to protect family income in case of death. And families usually depend on the husband for their main income. So, as a rule, their insurance should emphasize his coverage. Of course, there are exceptions to the rule. Sonic career women earn larger incomes than their husbands and need more life insurance.
Or if a wife has inherited a large estate, she may need considerable life insurance to cover taxes on it at her death. (In states with community property laws, a husband may have to pay taxes on their property if his wife dies). But "wife insurance" can be important to any family. Final expenses involved in any death are often a heavy financial burden. And the cost of replacing a wife's and mother's services to her family may be a continuing burden. She plays an important economic role merely by runing the home and rearing the children. Also, she may augment the family's cash income by helping to run a family business or holding a separate job. And a wife's death may reduce disposable income through loss of the marital deduction for tax purposes. Because of their lower mortality and longer life expectancy, women pay less for life insurance than men. Many life companies will insure a woman at, the same premium rate as a man a:ho is three years younger. Families rarely depend on young children for support. And today the chances of a child dying are small. But, after parents are sufficiently in-