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Just the information you need


About Just Mortgages

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One of the UK’s largest mortgage advisory companys 400+ Mortgage and Protection Advisers nationwide During 2018 we helped 10,563 people move home and a further 5,753 secure a better rate on their existing mortgage. We also arranged 18,057 protection policies to ensure our clients lives, families, income and homes are protected. Largest Appointed Representative of Openwork Part of the Spicerhaart family

All of your mortgage needs under one roof...


We aim to deliver a 5 star service every time

96% of customers would recommend Just Mortgages to their friends and family.* Read our reviews and recommendations on Google, Facebook and Trustpilot.

Admin Support Team Our dedicated admin team in Sheffield work with your Mortgage Adviser to liaise with solicitors, lenders and insurance providers to ensure a smooth and stress-free Just Mortgages experience.

Client Services Team Once your mortgage has completed our Client Services Team will stay in contact to provide continuous support for as long as you need us.


Why choose just mortgages?

We are mortgage professionals and protection specialists.

We will tell you everything you need to know and keep you informed every step of the way.

We provide a level of service that cannot be obtained directly from the lender or comparison site.

We liaise with the lender, valuer, estate agent and solicitor to ensure deadlines are met - this is our commitment to you.

We offer advice from a comprehensive panel of lenders and have access to exclusive and semi exclusive mortgage deals.

We help you to buy your home... and keep it.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


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Our protection providers

Committed to providing; quality service, competitive premiums and products to suit your needs and requirements. Life cover

Accident protection

Critical illness cover

Family protection

Buildings and Contents insurance

Income protection

Accident, sickness and unemployment cover


Your key decisions

How much can you afford to borrow and how much will it cost?

Which mortgage scheme meets your needs?

Which conveyancer will you instruct?

How will you protect your income, your mortgage and your property?

How will you repay your mortgage?

Which mortgage term is right for you?


New build - Standard purchase Week 1

Week 2 & 3

Until build complete

Week 4

Instruct solicitors and searches

Exchange of contracts

Get qualified

Mortgage offer issued Make reservation on site Meet with JMNB arrange all mortgage & protection needs

Completion Sign contracts & mortgage deeds

10% deposit payable

Valuation conducted & underwriting complete

Mortgage application submitted & survey instructed

Pay remaining deposit if applicable

Review mortgage & protection

Buildings & contents on risk Pick up keys

Life insurance on risk

Please note: It may take more or less time to complete your property purchase due to factors outside our control.


New build - Help to Buy purchase Week 1

Week 2 & 3

Instruct solicitors and searches Meet with JMNB Get qualified arrange all mortgage & protection needs

Make reservation on site

Supply your reservation and personal information to your broker so they can apply for your Authority to Proceed from Help to Buy (4 days)

Until build complete

Week 4

Exchange of contracts

Mortgage application submitted & survey instructed

Mortgage offer issued

Solicitors apply for Authority to Exchange from HTB (3 days)

Pay remaining deposit if applicable

Sign contracts & mortgage deeds

5% deposit payable

Valuation conducted & underwriting complete Authority to proceed issued from HTB Solicitors can now start work on your purchase

Completion

Review mortgage & protection

Buildings & contents on risk Pick up keys

Life insurance on risk

Please note: It may take more or less time to complete your property purchase due to factors outside our control.


Just refer a friend 96% of our clients would recommend us to their friends and family. Refer a friend and receive a £50 Amazon eGift card. Visit forms.justmortgages.co.uk/refer-a-friend to submit your referral. Terms and conditions apply, please ask your adviser for details. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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