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YEARS OF COMMUNITY LAND TRUSTS IN SOUTH FLORIDA

SOUTH FLORIDA COMMUNITY LAND TRUST NETWORK | APRIL 2016


The South Florida Community Land Trust Network (SFCLTN) is a collaborative comprised of Community Land Trusts and key partner organizations operating in South Florida:

SFCLTN Lead Housing Leadership Council of Palm Beach County

Community Land Trust Members Community Land Trust of Palm Beach County Delray Beach Community Land Trust Heartfelt Florida Housing Community Land Trust South Florida Community Land Trust

Partner Organizations Adopt-A-Family of the Palm Beaches Housing Partnership Neighborhood Renaissance

SPONSORED BY


WHAT’S INSIDE THE COMMUNITY LAND TRUST MODEL

2

THE SOUTH FLORIDA COMMUNITY LAND TRUST NETWORK

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5 REASONS SOUTH FLORIDA NEEDS COMMUNITY LAND TRUSTS

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COMMUNITY LAND TRUST ORGANIZATIONS IN SOUTH FLORIDA

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COMMUNITY LAND TRUST OF PALM BEACH COUNTY

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DELRAY BEACH COMMUNITY LAND TRUST

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HEARTFELT FLORIDA HOUSING COMMUNITY LAND TRUST

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SOUTH FLORIDA COMMUNITY LAND TRUST

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SFCLTN PARTNER ORGANIZATIONS

HOUSING LEADERSHIP COUNCIL OF PALM BEACH COUNTY

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ADOPT-A-FAMILY OF THE PALM BEACHES

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NEIGHBORHOOD RENAISSANCE

21

HOUSING PARTNERSHIP

21

10 Years of Community Land Trusts in South Florida, April 2016 1


THE COMMUNITY LAND TRUST (CLT) MODEL COMMUNITY LAND TRUSTS (CLT) ARE NONPROFIT ORGANIZATIONS THAT PROVIDE PERMANENTLY AFFORDABLE HOUSING.

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The Community Land Trust (CLT) model is based on dual ownership. The land is owned and preserved by the nonprofit, and the homebuyer owns the home, including the building and all of the improvements on the land. This separation reduces the purchase price for buyers, allowing more families to afford a home, while providing the permanence and security of traditional homeownership. A ground lease between the homebuyer and land trust ensures that when the house is sold, it goes to another deserving family, and that the appreciation in property value is shared between the land trust and individual. Through shared-appreciation, CLTs allow residents to build equity while preserving affordability. It also gives residents the ability to pass on the same opportunity they received to the next household and ensure that housing remains affordable for future generations.

SOUTH FLORIDA COMMUNITY LAND TRUST NETWORK


THE CLT MODEL BALANCES AND SUPPORTS THE NEEDS OF PEOPLE, CITIES, & COMMUNITIES.

PEOPLE

CITIES

COMMUNITIES

CLTs provide homeownership

CLT housing remains affordable

CLTs can help stabilize

that is affordable while giving

without additional subsidy

communities, increase

households the opportunity to

for future buyers. In fact, the

homeownership rates, and

build equity and wealth.

subsidy value increases over

protect neighborhoods facing

time.

gentrification.

THE CLT MODEL WORKS IN ANY MARKET AND IN ANY COMMUNITY.

In markets that are slowly appreciating, CLT properties become more affordable over time.

In stabilized communities, CLTs provide access to opportunities, such as jobs, transit, and good schools.

In rapidly appreciating markets, the value of CLT subsidy will substantially increase over time.

In transitional, revitalizing neighborhoods, CLTs can prevent gentrification and allow families to remain in their community. In weaker markets, CLTs can stabilize communities by increasing homeownership and preventing foreclosures. 10 Years of Community Land Trusts in South Florida, April 2016 3


Community Land Trusts* throughout South Florida have helped people own or rent homes in more than 20 cities across Palm Beach and Broward Counties.

336 units will be built or occupied by the end of 2016 in Broward and Palm Beach Counties

38 additional units are projected to be developed by 2017

* Unit counts and data includes only units developed by the Community Land Trust of Palm Beach County, Delray Beach Community Land Trust, Heartfelt Florida Housing Community Land Trust and South Florida Community Land Trust.


THE SOUTH FLORIDA COMMUNITY LAND TRUST NETWORK The South Florida Community Land Trust Network (SFCLTN) formed in 2012, about 6 years after the first CLT home was developed in the region. The group came together to address collective challenges, share resources, and to incubate permanently affordable housing options in a time when the region was ravaged and reeling from the Great Recession. By

forming

this

Network,

the

organizations involved have leveraged resources to expand their collective footprints, cultivate increased capacity, and maximize impact. The group is lead by the Housing Leadership Council of Palm Beach County and includes four

CLTs

and

numerous

partner

organizations. 10 Years of Community Land Trusts in South Florida, April 2016 5


SFCLTN ACCOMPLISHMENTS “The SFCLTN got started because we recognized that we could do so much more together. Each organization serves its own geographic area and our program services vary to some degree, but at the beginning and at the end of the day, we all provide very affordable housing to low and moderate income households.” - Evelyn Dobson, Delray Beach Community Land Trust

PARTNERING WITH CORNERSTONE HOMEOWNERSHIP INNOVATION PROGRAM (CHIP)

While newly formed, SFCLTN is already a driving force in the national landscape. SFCLTN was one of only eight groups and the only consortium

-

accepted into the Cornerstone

Homeowner Innovation Program (CHIP), a highly competitive national grant program funded by the Social Innovation Fund and the Ford Foundation. CHIP provided SFCLTN with four years of capacity building support that has had an incalculable impact in advancing the CLT Model and permanently

INCREASING MUNICIPAL SUPPORT

affordable

housing

here

in

South

Florida.

CLTs protect public investments by ensuring the long-term preservation of government subsidies and by maintaining the quality of housing overtime. Therefore, the SFCLTN works to increase municipal support for the CLT Model and subsidy preservation through education and research. A recent report commissioned by SFCLTN found that If subsidies are retained through the CLT Model, the local government investment will increase by 140% overtime.* * Rebecca Walter, PhD, Carla Fink, PhD, and Sarah Jones, Graduate Assistant, The University of Texas at San Antonio, Subsidy Retention versus Subsidy Recapture: Strengthening Partnerships between South Florida Community Land Trusts and Local Governments.

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SOUTH FLORIDA COMMUNITY LAND TRUST NETWORK


EDUCATING PROSPECTIVE BUYERS

It’s important for prospective buyers to be well informed on the CLT model. To that end, SFCLTN members developed a Regional CLT Homebuyer Guide available in English, Spanish and Creole. In addition, the group partnered with MBS Consulting Services to develop a stand-alone training module for all housing counselling agencies. This CLT curriculum is now included in most local first-time homebuyer workshops.

LENDING FOR CLTS

CLT loans are proven to be less risky than traditional financing. However, after the housing bubble burst, many local lenders were lost and others became incredibly risk-averse. One of the biggest achievements of the SFCLTN was bringing lenders back to the table with the assistance of the National CLT Network, Florida Community Land Trust Institute, and MBS Consulting Services. This group hosted a lending forum and by the end of that day, had two committed lenders. Now, we have seven active and ten approved lenders who are committed to the process. Based on this huge success, similar CLT lending forums have been replicated throughout the state and nation.

GETTING THE WORD OUT

CLTs are a proven model for protecting affordability and have been employed over 250 communities across the county. However, the model is still relatively new in South Florida, with the first CLTs forming 10 years ago. To get the word out, SFCLTN organizations delved into a CLT educational series targeting specific groups including real estate agents, homebuyer counsellors, and local government groups. The goal was to educate stakeholders on the model and identify opportunities to partner. Since forming, the coalition has been featured at numerous local, state, and national conferences including at the 2014 FDIC Roundtable and the 27th Annual Statewide Florida Housing Conference. The SFCLTN also produced a high quality video titled “Community Land Trusts: Where Home Is” to highlight how residents have been impacted and share the importance and need for the CLT model in South Florida. 10 Years of Community Land Trusts in South Florida, April 2016 7


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REASONS SOUTH FLORIDA NEEDS COMMUNITY LAND TRUSTS

01 ADDRESSING HIGH HOUSING COST Housing is the single largest expense a household faces. To understand the full picture of housing affordability, measuring the share of a household’s income spent on housing is more telling than simply comparing expenses. Households spending more than 30% of their income on housing costs are considered housing cost-burdened, those spending more that 50% are severely cost-burdened.

By these measures, 47% of households in the tri-county region are housing cost-burdened and over half of those households are severely costburdened – the highest percentage in the country.* This gap between income and the cost of housing continues to widen in South Florida. The result is a region where nearly half of all households struggle to maintain stable housing, often foregoing other essentials including healthy food, education, or healthcare. Community Land Trusts provide a long-term solution to bridge the gap between what households can afford and what the market provides. *

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2015 State of the Nation’s Housing by the Joint Center for Housing Studies of Harvard University.

SOUTH FLORIDA COMMUNITY LAND TRUST NETWORK


02 INCREASING HOMEOWNERSHIP OPPORTUNITIES A telling indicator of the state of our region’s housing is the steep drop in homeownership. While all but one metropolitan market experienced declines in homeownership between 2006 and 2013, South Florida had the sixth highest decline in the nation, by 6.5%.* Some of this is undoubtedly related to the housing boom and bust, stricter lending standards, and generational choices. It’s also attributable to the fact that many are struggling to save for a down payment due to overwhelming rental costs and debt. Decreased opportunities for homeownership has negative impacts on economic outcomes, particularly wealth accumulation. Community Land Trusts can provide a stepping stool to get people out of renting and into homeownership. Through a shared-equity model, CLT homeowners are building wealth.

*

6.5%

decline in homeownership since 2006

2015 State of the Nation’s Housing by the Joint Center for Housing Studies of Harvard University.

03 LINKING HOUSING AND TRANSIT South Florida is quickly expanding its transportation infrastructure to improve mobility and connectivity in South Florida. There is an opportunity to link those positive changes to increased access to housing that is affordable. The time to make that link is now. Beyond housing, the second highest cost a family faces is transportation. In South Florida, the combined burden of housing and transportation costs for moderate-income renters and homeowners is the highest in the country, eating up an average of 72 cents of each dollar earned.* CLTs can, and should, play a critical role in ensuring that housing near transportation options in South Florida remains accessible to mixed-income households now and into the future. * “Losing Ground: The Struggle of Moderate-Income Households to Afford the Rising Costs of Housing and Transportation.” Center for Housing Policy & Center for Neighborhood Technology.

10 Years of Community Land Trusts in South Florida, April 2016 9


04 PRESERVING PUBLIC INVESTMENTS In most affordable homeownership programs, public investments or subsidies are given in the form of down-payment assistance that is eventually forgiven or “recaptured,” when the benefiting homeowner sells the home. However, in a housing market like South Florida’s, where housing appreciates more quickly than incomes rise, the amount of subsidy needed for subsequent homeowners will be greater than the amount recaptured. Thus, the value of recaptured subsidies diminishes over time, fewer homeowners can be assisted, and the affordability of homes is lost. CLTs, on the other hand, function to protect both affordability and public investments by recycling the subsidy from one buyer to the next, generation after generation, forever. Particularly in a time when funding for housing is diminishing and demand is growing, ensuring public investments have a sustained impact like this is critical.

$$$ Subsidy retained with the property

CLTs function to protect both affordability & public investments by recycling the subsidy from one buyer to the next, generation after generation, forever.

SING U O ATE H R T E K MAR F O COST USING O H T L C COST OF INCOME

TIME 10

SOUTH FLORIDA COMMUNITY LAND TRUST NETWORK


“The fact that the land is not counted in the price of the home, in and of itself, immediately establishes CLT homes as attainable. In addition, the fact that CLTs continues to support homeowners after homes are purchased is, to me, one of the strongest yet least visible pillars of the model.” - Marcia Barry-Smith, MBS Consulting Services & H2H Founder

05 ADDING ECONOMIC VALUE Developing affordable housing builds more than just homes – it’s a proven economic driver that increases spending and employment in the surrounding economy. Moreover, without an adequate supply of affordable housing, employers – and entire regional job markets – are disadvantaged due to their inability to attract and retain workers. Affordable housing also improves educational outcomes by allowing families access to high performing schools and reducing unwanted moves. Affordable housing not only builds the economy, but is also a stabilizing force. A national survey finds that CLT homeowners are eight times less likely to be in the process of foreclosure than owners of market-rate homes*. The lower incidence of foreclosure among CLT homes, in turn, represents significant direct and indirect cost savings for municipalities in avoiding potential foreclosures.

*

Thaden, Emily. 2010, June 7. Outperforming the Market: Making Sense of the Low Rates of Delinquencies and Foreclosures in Community Land Trusts. Nashville, TN: Peabody College, Vanderbilt University

10 Years of Community Land Trusts in South Florida, April 2016 11


CLT OF PALM BEACH COUNTY

INCREASING THE PERMANENT SUPPLY OF AFFORDABLE HOUSING IN PALM BEACH COUNTY THROUGH: • Land acquisition housing development preservation • Create a permanent supply of both rental and homeownership opportunities. • Develop the community land trust model as an effective tool in meeting the long term affordable housing needs of Palm Beach County residents. • Create vibrant mixed-income communities. • Undertake a client focused approach to community development. • Create sustainable communities. • Collaborate.

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SOUTH FLORIDA COMMUNITY LAND TRUST NETWORK


One defining feature in the idea of community is that its members affect each other’s quality of life. Nowhere is this demonstrated better and in a more positive manner than by the Community Land Trust of Palm Beach County (CLT of PBC). This countywide nonprofit organization’s aim is to provide permanently affordable housing opportunities for its residents. “In general, the understanding that humans need homes to both survive and thrive motivates me to work in affordable housing,” Cindee LaCourse-Blum, Executive Director explained. Clearly there is a desperate need. High housing costs and slow wage growth have made the area unaffordable for many. The CLT of PBC was initiated in 2006 by Palm Beach County, but rapidly became a community project with a wide range of founding members including: Gold Coast Builders Association, Palm Beach County League of Cities, Business Development Board, Business Forum of Palm Beach County, Florida Rural Legal Services, Community Financing Consortium, Adopt-A-Family of the Palm Beaches, Inc., South Florida LISC, We Help Community Development, Inc., Fair Housing Center of the Greater Palm Beaches, Urban League of Palm Beach County, Housing Partnership, North Palm Beach Chamber of Commerce, and the School District of Palm Beach County. These groups pulled together with the goal of creating vibrant, mixed-income, sustainable communities with a permanent supply of both rental and homeownership opportunities. Now, with 108 total units throughout central Palm Beach County the dream is coming to fruition. It’s easy to see that the CLT of PBC serves as a successful model for demonstrating the power of a community and its ability do great things.

BOARD OF DIRECTORS HAZEL LUCAS, ESQ. PRESIDENT TIMOTHY WHEAT VICE PRESIDENT ANDREW ZEEMAN TREASURER ANGELA USHER SECRETARY DOROTHY ELLINGTON TANGENICA HENRY VICE MAYOR SCOTT MAXWELL TAMMY MCDONALD ANDERSON SEMENTHA SANTANGELO MAYOR SHANIQUE SCOTT SHEMERRIA BURGESS RANDY WERTEPNY

STAFF CINDEE LACOURSE-BLUM EXECUTIVE DIRECTOR TANYA WARD BENGAMIN HOUSING MANAGER

80 Rental Units

28

+33

CLT Owner Units

Units by 2017

4938 Davis Road, Lake Worth 561-318-8442 www.cltofpbc.org

10 Years of Community Land Trusts in South Florida, April 2016 13


DELRAY BEACH CLT FOSTERING HEALTHY COMMUNITIES THROUGH THE CREATION, STABILIZATION AND PRESERVATION OF QUALITY LONG-TERM AFFORDABLE HOUSING.

Love what you do and you will never work a day in your life. It’s a common quote not often practiced by many. However, Evelyn Dobson, Executive Director of Delray Beach Community Land Trust (DBCLT) and Gary Eliopoulos, Chairman of the Board seem to live by this motto. “I feel like I finally found my niche in what I do, because I know what it feels like to dream of becoming a homeowner and at times feeling that it may never happen,” said Evelyn Dobson when describing her job. “To see the smile on the homeowners face when they get the keys to their home is the most rewarding feeling.” Gary shares the same sentiment, describing that the DBCLT was the perfect fit for him. It’s a feeling that kept their door open, despite difficult times. The organization was formed in 2006. During the Great Recession DBCLT operated with a limited staff, worked tirelessly with lending institutes and refused to give up. “To be able to say that we are still operating after the Great Recession is our organizations greatest accomplishment,” said Gary Eliopoulos.

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SOUTH FLORIDA COMMUNITY LAND TRUST NETWORK

“We sustained the housing program services provided by the organization and that is of most importance.” Fast-forward ten years and the team has served more than 500 households and currently stewards and manages 107 units, including single-family homes, townhomes and rentals. However, Evelyn and Gary refuse to stop there.


BOARD OF DIRECTORS GARY P. ELIOPOULOS PRESIDENT KIMBERLY CAMEJO VICE PRESIDENT DYSONYA MITCHELL TREASURER MORRIE WEINMAN SECRETARY ARTHUR BROWN POLK COTTON CHERYL HAYWOOD

The DBCLT Atlantic Park Square Project along SW 14th Avenue will consist of 22 single family homes upon completion with three to four bedrooms, rear-and-side loaded garages and large elevated porches. Of the 22 planned, 21 have been completed and sold with one lot remaining. It is a true example of how the DBCLT, City of Delray Beach and Delray Beach CRA can partner to create something spectacular. “We continue to work together. The organization is accountable, the dedication is there, and we have made affordable housing a reality for very-low- to moderateincome households,” said Dobson. As housing prices increase, Evelyn and Gary look forward to a very bright future. The CLT model is working, thanks to the hard work and dedication of the team and partners.

VICKI HILL ANTHONY HOLLIDAY, JR ELTON MCGOWAN, JR KIMBERLY MORRIS PATRICIA WRIGHT

STAFF EVELYN DOBSON EXECUTIVE DIRECTOR GERECIA JACKSON EDMOND HOUSING MANAGER AHMED BURTON HOUSING COORDINATOR

43 Rental Units

64

+12

CLT Owner Units

Units by 2017

145 SW 12th Avenue, Delray Beach 561-243-7500 www.delraylandtrust.org

10 Years of Community Land Trusts in South Florida, April 2016 15


HEARTFELT FLORIDA HOUSING CLT DEVELOPING THRIVING, STABLE COMMUNITIES THROUGH THE ACQUISITION OF LAND & THE CREATION & STEWARDSHIP OF PERMANENTLY AFFORDABLE HOUSING FOR LOW- TO MODERATE-INCOME INDIVIDUALS.

Ocean Breeze West sounds like a tropical paradise and for the residents there, it is. The development is constructed on a 4.5 acre site which was destroyed by the hurricanes of 2004, and now has 21 new single-family homes, located in the heart of Boynton. It is the first Heartfelt Florida Housing Community Land Trust (HFHCLT) mixed-income development aimed at an innovative, socially responsible, and sustainable solutions to the lack of affordable housing opportunities in South Palm Beach.

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SOUTH FLORIDA COMMUNITY LAND TRUST NETWORK

After 25 years of serving South Palm Beach, the local affiliate of Habitat for Humanity decided to utilize the community land trust model, and the nonprofit Heartfelt Florida Housing Community Land Trust (HFHCLT) was founded in 2010. Mike Williams, Associate Executive Director at Habitat for Humanity of South Palm Beach County, shared his vision when he stated, “The impact of having a decent place to live, especially for kids, who do so much better


when they have a place to study and thrive, and the parents themselves, who don’t have to worry about a landlord or where they will live next month and being able to address that, is the greatest motivation.” The focus of the land trust is to make these homes permanently affordable. The homeowners are granted a long-term ground lease with their home purchase and can stay there for its duration. If they choose to sell, a formula is used to allow a limited but fair return to the seller while keeping the structure affordable for the next buyer, ensuring perpetual affordability. In addition to the goal of perpetual affordability, Heartfelt works with its present and future residents to safeguard the homes and maintain the security of its occupants. Ocean Breeze West brings new hope to the entire community. It provides an opportunity for working families to return to a neighborhood that lost residents when the former buildings were rendered uninhabitable. Yet HFHCLT isn’t satisfied that enough has been done. They are committed to the expansion of their acquisition and development program. According to Mike, HFHCLT is working with the City of Delray in looking at a couple of areas to do bigger developments. HFHCLT is paving the way to preserving the quality, affordability, and economic diversity of housing for residents of South Palm Beach County, Florida.

27 CLT Owner Units

+18 Units by 2017

BOARD OF DIRECTORS JEREMY AHWEE PRESIDENT MIKE CAMPBELL SECRETARY PAMELA OWENS TREASURER WANESTA BUSH MEMBER DIANA HILLMAN MEMBER ROJUANA MOSS MEMBER MIKE OWEN MEMBER

STAFF DONNA WALDRON EXECUTIVE DIRECTOR

181 SE 5th Avenue, Delray Beach 561-819-6070 www.heartfeltclt.org 10 Years of Community Land Trusts in South Florida, April 2016 17


SOUTH FLORIDA CLT PROVIDING AND PRESERVING QUALITY, SUSTAINABLE, AFFORDABLE HOUSING FOR UNDERSERVED POPULATIONS IN SOUTH FLORIDA. When driving through the quiet neighborhoods of South Florida, you notice houses transformed into homes, with families making memories inside. But what you don’t notice is the history as to how these families got there. Behind that brick and concrete, is something even stronger. Perseverance. It is this adjective that weaves throughout the South Florida Community Land Trust (SFCLT) foundation. SFCLT has assisted over 100 individuals to find a home. But achieving this goal wasn’t always easy. “Our first project was the most challenging,” said Mandy Bartle, SFCLT Executive Director. “We bought an apartment building in a nice, wealthy community. There was a lot of resistance from the neighbors and commissioners for developing affordable housing in the neighborhood. After we

remodeled the apartments, we them showed how beautiful it was, and started getting calls from the community about moving in. We were able to change perceptions about what affordable housing does.” Through hard work and perseverance, Mandy and her team grew the South Florida Community Land Trust into what it is today. South Florida Community Land Trust is a nonprofit corporation that develops and preserves affordable housing in South Florida. It is one of the few organizations in South Florida that is focused on creating a permanent source of affordable housing to help both current and future homeowners. They work to help South Florida residents afford a home without compromising on safety or quality.


46 Rental Units

8

+15

CLT Owner Units

Units by 2017

BOARD OF DIRECTORS GIOVANNI MOSS PRESIDENT MARCIE OPPENHEIMER NOLAN VICE PRESIDENT JERRY HENISER TREASURER SANDRA EINHORN SECRETARY MARCIA BARRY-SMITH MONICA NAVARRO STEVE WERTHMAN

STAFF SFCLT was formed in 2006, a time plagued with high unemployment rates and banks hesitant to loan. Yet, the team persevered. They were able to advocate to the banks to offer loans to their homeowners. The future is very bright for SFCLT. They have plans to expand to Miami, Florida within two years. Despite the various challenges, SFCLT knows they need to be there.

MANDY SPANGLER BARTLE EXECUTIVE DIRECTOR MATT WEISS PROPERTY MANAGER ANNA MCMASTER PROGRAM MANAGER

“Numerous reports have cited the need, as it is one of few major metropolitan areas in the country without a CLT. We are one of a number of groups trying to change that,” said Bartle. “There are CLT’s in Monroe, Palm Beach and Broward Counties, and Miami is one of the most expensive markets- that’s why the need is so great.” South Florida Community Land Trust will continue to make a difference in the lives of South Florida residents and hopefully one day the residents of Miami-Dade County.

1007 N Federal HWY #299 954.769.1731 www.southfloridaclt.org 10 Years of Community Land Trusts in South Florida, April 2016 19


SFCLTN PARTNER ORGANIZATIONS HOUSING LEADERSHIP COUNCIL OF PALM BEACH COUNTY www.hlcpbc.org

It can be easy to take advantage of a warm bed, shelter during a storm, a place to call home. These are things we have been given since we could remember. However, it is the team at the Housing Leadership Council of Palm Beach County (HLCPBC) that remind us that life’s “simplicities” are actually quite difficult to obtain. In July 2006, the Workforce Housing Needs Assessment released a shocking report on the depth and severity of the housing market in Palm Beach County. They found approximately 60 percent of Palm Beach County residents earn less than 50 percent of the area median income. With such high numbers, many low to mid-size earners were struggling financially to obtain or keep their homes. 20

The report called for each county and municipality to develop a comprehensive housing policy that addresses the urgent need of expanding and preserving the inventory of affordable housing. Immediately, the Housing Leadership of Palm Beach County was born, with a mission that housing is attainable for the workforce at all income levels through education, advocacy and facilitating collaboration. Ten years later, the organization continues thrive off that mission. Since 2007, the Housing Leadership Council has been working on important collaborative efforts that ensure we address the current issues of stabilizing neighborhoods and making sure we have an adequate supply of workforce housing in our community. They remind us each day that we all need a place to call home.

SOUTH FLORIDA COMMUNITY LAND TRUST NETWORK


ADOPT-A-FAMILY OF THE PALM BEACHES www.adoptafamilypbc.org Adopt-A-Family is a 501c3 nonprofit, charitable organization dedicated to strengthening families with children in their efforts to achieve stability and self-sufficiency by providing access to all-encompassing services.

1 CLT HOMEOWNERSHIP UNIT 9 PERMANENTLY AFFORDABLE RENTAL UNITS

NEIGHBORHOOD RENAISSANCE www.neighborhoodrenaissance.org Neighborhood Renaissance, Inc. is a nonprofit community based organization dedicated to building and supporting strong economies and diverse communities in Palm Beach County. They do so by creating workforce housing opportunities, jobs, and small business prospects for low and moderate income persons. 9 CLT HOMEOWNERSHIP UNITS Research45 | Design | Programming PERMANENTLY AFFORDABLE RENTAL UNITS

HOUSING PARTNERSHIP www.cp-cto.org/housing-partnership Housing Partnership, Inc., a member of Community Partners, began in 1986 and has come to believe that finding impactful solutions to complex community issues requires an approach that is both holistic and focused. In all that they do, they strive to work with the person in the context of their family, and with the family in the context of their community.

10 Years of Community Land Trusts in South Florida, April 2016 21


THE SOUTH FLORIDA COMMUNITY LAND TRUST NETWORK The South Florida Community Land Trust Network (SFCLTN) is a collaborative comprised of Community Land Trusts and key partner organizations operating in South Florida:

SFCLTN Lead Housing Leadership Council of Palm Beach County | www.hlcpbc.org

Community Land Trust Members Community Land Trust of Palm Beach County |www.cltofpbc.org Delray Beach Community Land Trust | www.delraylandtrust.org Heartfelt Florida Housing Community Land Trust | www.heartfeltclt.org South Florida Community Land Trust | www.southfloridaclt.org

Partner Organizations Adopt-A-Family of the Palm Beaches | www.adoptafamilypbc.org Housing Partnership | www.cp-cto.org/housing-partnership Neighborhood Renaissance | www.neighborhoodrenaissance.org

10 Years of Community Land Trusts in South Florida  

Community Land Trusts have been operating in South Florida for 10 Years. Take a look at what we've done.