SOOKE NEWS MIRROR - WEDNESDAY, JUNE 15, 2011
HST voters guide on its way to voters
inance Minister Kevin Falcon is reminding British Columbians to keep a close eye on the mail over the coming days and weeks for the HST Voters Guide, which is being mailed to every home in British Columbia.
The guide contains important information on the referendum, including statements provided directly by the official ‘Yes’ and ‘No’ groups, a summary of the report of the Independent Panel on the HST, a position statement from govern-
ment, and important voting information from Elections BC. British Columbians are encouraged to review the information thoroughly so that they can make the most informed decision possible.
Quick Facts: • Details of the recently announced HST policy change are not contained in the Voters Guide. Voters are encouraged to visit www.HSTinBC.ca forfurther information on the government’s com-
mitments to improve the HST if the referendum vote is a ‘No’ result, which would see the HST retained. Vote “Yes” is you wish to see the HST struck down. Follow the instructions carefully. • Official referendum ballots will begin arriv-
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ing to B.C. voters from Elections BC the week of June 13. Elections BC will also make any decisions with respect to implications of possible job action at Canada Post. • The Voter’s Guide is available online at: www.HSTinBC.ca
Questions and Answers from Sooke
PROFESSIONALS Q. What are the dangers water fracking? A. Not conclusive yet but, we are concerned with this issue? In general we certainly are not bothered about natural gas, but we are very troubled about potable drinking water. It’s our job as plumbers to ‘protect the health of the nation’. Maybe you’ve seen the special on fracking or you caught the Oscar nominated documentary GASLAND by Josh Fox. In one part a home owner turns on their kitchen sink faucet then proceeds to take a match and light it on fire. If you can light your drinking water on fire you have a problem! It’s not likely to affect surface water sources like lakes or rivers, however dug and/or drilled wells can be suspicious in urban areas close to where fracking has occurred.
Lost? Look for the Northern Star for direction…… We sell ‘Peace of Mind’
Q. Do you offer a walk in service? A. Yes we do! Walk in services are services that can be done in a 1/2 hour or less. An appointment is preferred but not required, but please be prepared to wait a few extra minutes if you don’t have an appointment.Walk in Services available: Nail Clipping, Nail Grinding, Teeth brushing, Anal gland expression, Ear cleaning, Ear cleaning with plucking, Face trim, Bum trim, and Foot trim. With our Posh Paws Touch Up special you can get a combination of any three services for 24.99.
Q. What does the Sooke Literacy Project do, exactly? A. The purpose of the Sooke Region Literacy Project is to build community and help people in the Sooke Region achieve the sense of empowerment that goes along with literacy. So what do we actually do? Sometimes our literacy work provides financial assistance to an existing community program to reduce barriers to participating. Our work may involve supporting literacy programs by helping them buy books and materials. Other times, we talk to people offering community programs to help them add a literacy component to what they already do. We also do research in our community to determine what programs we need to create or bring in in order to make sure the needs of all our citizens are met.
Q: Can I use rental income to help qualify for a mortgage? A: The rules recently changed regarding how lenders are allowed to use rental income to help applicants qualify for a mortgage. For high ratio mortgages (typically less than 20% down payment), CMHC will only allow 50% of the income from a legal suite to be added to the applicant’s income. Genworth Financial will allow 100% of the income from a suite to be added to the applicant’s income in select markets. For conventional mortgages, some lenders will still allow an offset of the rents by as much as 90%. For example, if you had a suite that rented for $1,000 per month, the lender would subtract $900 from the mortgage payment and you would have to qualify for the rest with your income. This offset makes a big difference in helping applicants qualify for a mortgage. For more information call:
CAR CARE “MUSTS” YOU DON’T WANT TO SKIP ENGINE AIR FILTER
Why: Your vehicle’s air filter prevents dust and dirt from entering the engine. A dirty or clogged air filter restricts airflow and will reduce engine performance and fuel economy while increasing exhaust emission levels. When: Check the air filter every six months or 7,500 miles. Typically, your repair shop will inspect the filter at each oil change. You can check itby holding it up to a 60-watt light bulb. If you can see light through much of the filter, it is still clean enoughto work effectively. However, if the light is blocked by most of the filter, replace it. Bottom Line: Dirty air filters not only affect your fuel economy, but other vehicle systems such as the emissions control system and spark plugs. It might result with problems keeping your car running
Jodie McDonald 250-580-2252 Literacy Outreach Coordinator Sooke Region, Vancouver Island firstname.lastname@example.org