A Community Magazine for the New Tampa Lifestyle JANUARY 2019
HEALTH | LAWN & GARDEN | FASHION | FINANCE | LIFESTYLE
HOME•AUTO•LIFE Since 1981 Agency Owner Steve Barry has been saving Floridian’s money on their insurance needs. We represent over 30 carriers to provide customers with the lowest rates. We are conveniently located off of Bruce B. Downs Blvd. in Wesley Chapel next to Burger Monger in the same plaza as Bonefish and First Watch and have over 50 years of combined experience. As your independent Agent We Shop and You Save!
SAMPLE RATES FOR YOUR HOME IN
Home Replacement Value
$450,000 $400,000 $350,000 $300,000 $250,000 $200,000
$1,246 $1,115 $987 $849 $745 $602
Rates based on 2012 Construction, Hip Roof, Monitored Burglar & Fire Alarm, Age 55+, Good Credit, $2,500 Deductible, Rates effective 01/29/2016 and are subject to change without notice.
Barry Insurance, Inc. BARRY INSURANCE, INC. IS A GREAT FLORIDA AGENCY. EACH AGENCY IS INDEPENDENTLY OWNED AND OPERATED
1654 BRUCE B DOWNS BLVD STE. B. • WESLEY CHAPEL, FL 33544 Located between Burger Monger and Bonefish across from McDonalds
Steve Barry, Agency Owner Quote@BarryInsuranceInc.com
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© 2019 Palms Magazine/KEM Media Group, LLC. All rights reserved. Palms Magazine is published monthly and direct mailed free to all residents of Tampa Palms and advertisers. Unless otherwise noted, the views expressed in this publication do not necessarily represent those of the Publisher. Tampa Palms Country Club logo used with permission. Lists are for reference only and do not imply official sanction or recommendation by Tampa Palms. Editorial submissions are welcome. Publisher reserves the right to reject or edit all submissions for length and clarity. The Publisher is not responsible for errors or omissions.
Page 2 • JANUARY 2019
In an emergency, seeing the doctor ﬁrst matters.
Emergencies. They’re the last thing you expect. That’s why seeing the doctor is the first thing we
do – to get you one step closer to feeling better,
Located at Fletcher Ave.
faster. When your care can extend to a hospital with
& Bruce B. Downs Blvd.
highly trained specialists treating the most complex conditions 24/7, you know you came to the right place.
JANUARY 2019 • Page 3
\\ HEALTH & WELLNESS //
Steps Up the Fitness Game with New Athletic Club Newest Amenity Offers High-Performance Equipment, Motivating Group Classes, Personal Trainers
ampa Palms Golf & Country Club, a member of the ClubCorp family of clubs and preeminent family friendly club in Tampa, announces the upcoming opening of Tampa Palms Sports & Fitness, the club’s new athletic club. Bringing a highenergy vibe, high-performance equipment and motivating group classes, the new Sports & Fitness is designed to enhance the club experience and transform the way members enjoy their club. “We are committed to becoming more of a lifestyle club, adding value to membership and to helping our members live their fullest, happiest and healthiest lives, and this athletic club – along with our dining, golf, tennis and swimming amenities plus our dynamic events calendar – allows us to do that,” said Kyle Mooney, Regional General Manager for ClubCorp’s Tampa cluster. The new Tampa Palms Sports & Fitness features: • Cybex cardio and strength machines • Indoor cycling with Expresso bikes • Matrix treadmills and ellipticals • New TRX high-intensity training area • Weight room • Refreshed group exercise rooms • New Wexer virtual classes
• Variety of fitness classes, including the classics (strength, cardio, conditioning, yoga, kickboxing) and all the latest (Zumba®, Yogabeat®, Pilates) • Personal trainers • Refreshed locker rooms “The members are very excited about taking advantage of the new athletic club, whether they are using it for wellness, fun or even socially – Tampa Palms Sports & Fitness is going to become a centerpiece of the club.” said Richard Lalli, Chairman of the club’s Board of Governors. Tampa Palms Golf & Country Club offers a relaxing oasis in Tampa, with a championship 18-hole Arthur Hills designed golf course featuring new, white sand bunkers. Amenities also include casual and upscale dining, heated pool, tennis, fitness and social events for the entire family. Members of Tampa Palms Golf & Country Club can enjoy benefits within the Community and Worldwide including complimentary green fees and complimentary dining when traveling throughout the ClubCorp Network, which now offers access to more than 300 private clubs and special offerings at more than 1,000 hotels, resorts and entertainment venues.
About ClubCorp Since its founding in 1957, Dallas-based ClubCorp has operated with the central purpose of Building Relationships and Enriching Lives®. ClubCorp is a leading owner-operator of private golf and country clubs and private business clubs in North America. ClubCorp owns or operates a portfolio of over 200 golf and country clubs, business clubs, sports clubs, and alumni clubs in 27 states, the District of Columbia and two foreign countries that serve over 430,000 members, with approximately 20,000 peak-season employees. ClubCorp properties include: Firestone Country Club (Akron, Ohio); Mission Hills Country Club (Rancho Mirage, California); The Woodlands Country Club (The Woodlands, Texas); Capital Club Beijing; and The Metropolitan in Chicago. You can find ClubCorp on Facebook at facebook. com/clubcorp and on Twitter at @ClubCorp.
Page 4 • JANUARY 2019
Nasty, ghastly Bins? We expunge your grunge!
PRICES ARE FOR AN ENTIRE YEAR! Annual Service Options 1 Bin
$55 $75 $120
$90 $120 $210
Quarterly Bi-Monthly Monthly
What an amazing service! My bin is finally allowed back in the garage (Lol) Thanks Jennifer @scrubadubbins you did a phenomenal job. — Stacey T. Wonderful job on my gross, disgusting trash can! It actually doesn’t smell anymore. I highly recommend Jennifer and her new business. Very reasonable prices! Excellent service! — Clyde T. HOW IT WORKS - Scrub-A-Dub’s Eco-Friendly Process!
ONE TIME CLEANING 1 Bin 2 Bins _________________________________ $30
Our specialized truck comes to your curb on trash day
Your trash bin is lifted into our BIG BLUE TRUCK
The bin gets power washed with 190o water
Your sanitized and deodorized bin is returned to your curb
SATISFACTION GUARANTEED! Order service at www.ScrubADubbins.com 844.727.8229
TRANSFORMATION IS COMING
The New Tampa Palms Sports & Fitness We’re stepping up our fitness game with an energizing new look and heart-pounding experience.
Power Up Cybex Cardio and Strength Machines Indoor Cycle with Expresso Bikes Matrix Treadmills and Ellipticals New TRX High Intensity Training Area Refreshed Group Exercise Rooms New Wexer Virtual Classes
Gear Up Fitness and Tennis Store
Freshen Up Refreshed Locker Rooms
Join today with no Initiation Fee and $125 monthly dues for 14 months.*
Get ready to sweat with us! tampa-palmscc.com
*Offer valid for up to 14 months from enrollment and may not be combined with any other discounts or promotions. Loyalty agreement required. Preferred dues offer is contingent on Member maintaining his or her membership in good standing. Capital improvement plans subject to change. Other restrictions or exclusions may apply. See Club for details. ClubCorp USA, Inc. All rights reserved. 0718 MR
JANUARY 2019 • Page 5
January Plantings & Lawn Maintenance
Plan to beautify your landscape with these tips for what to plant in JANUARY and lawn maintenance measures! Excerpts are taken from http://edis.ifas.ufl. edu courtesy of University of Florida IFAS Extension.
What to Plant Annuals/Bedding plants: Plants that can be added to the garden during the coolest months include dianthus, pansy, petunia, viola, and snapdragon. Bulbs: Crinum, agapanthus, and gloriosa lily bulbs can be planted now. Provide a layer of mulch to protect from cold temperatures. Camellias: Select and plant camellias this month. Visit local nurseries now for the best selection of colors and forms.
What to Do
Cold protection: Be ready to cover tender plants to minimize damage and be sure covers extend all the way to the ground. Frost or freezes are likely this month and next. Irrigation: Irrigate lawns and landscape plants minimally. This is their dormant season. Shrubs and trees: Prune non-spring flowering shrubs and trees this month to improve form. Arbor Day: Celebrate Florida Arbor Day (the third Friday of January) by planting a tree in your yard or community. Crapemyrtle: Remove seed pods, crossing branches, and small twiggy growth to improve the appearance and form of the plant, if desired. Hard pruning is not required. Pests: Apply horticultural oil to citrus, shrubs, camellias, and deciduous fruit trees while plants are dormant to control scale.
What to Do Every Month • Adjust irrigation based on rainfall. • Prune off dead blooms and seeds to encourage new flowers. • Monitor for insects and disease.
Page 6 • JANUARY 2019
\\ FINANCE //
Confused about Tax Return Changes?
• The IRS has tweaked income tax brackets for the new year, adjusting them for inflation. • The 2019 standard deduction will be $12,200 for singles and $24,400 for married couples who file jointly. Personal exemptions will remain at zero. • There will be no penalty for failure to maintain minimum essential health coverage in 2019. In 2018, the penalty was $695.
his year marks the first year under the new law, passed in 2017 as an overhaul of the tax code. The legislation resulted in lower individual income tax rates, a doubled standard deduction and the elimination of personal exemptions. For the new year, the IRS has bumped up the individual income tax brackets, adjusting them for inflation. The standard deduction has also increased for 2019, rising to $12,200 for single filers (up from $12,000 in 2018). Married joint filers will be eligible for a $24,400 standard deduction, an increase from $24,000 in 2018. Meanwhile, heads of household — that is, filers who are single parents — are getting a $350 boost to their standard deduction. It will be $18,350 in 2019. Personal exemptions, which were eliminated from 2018 through 2025 as part of the Tax Cuts and Jobs Act, will remain at zero.
If you’re putting money away in a retirement plan, you can save a little bit more in 2019. The IRS boosted the employee contribution limit for 401(k), 403(b) and most 457 plans to $19,000, reflecting an increase from $18,500. Savers age 50 and older can put away an additional $6,000. PALMS MAGAZINE
If you have an IRA, you can put away $6,000 in annual contributions in 2019. That’s up from $5,500. Catch-up contributions for savers age 50 and older remain at $1,000.
Filers should take note that in 2019, the IRS will do away with the individual mandate — the fine that people pay for failing to maintain qualifying health insurance coverage. On a per-person basis, this penalty added up to $695 per adult and $347 per child under age 18. Be aware that if you went without coverage in 2018, you’ll likely be subject to
the fine when you file your taxes in April 2019. There are a series of information forms you’ll need to complete your 2018 return and report your coverage status to the IRS: They are Form 1095-A (for coverage purchased in the marketplace), Form 1095-B (sent from insurers to covered individuals) and Form 1095-C (for health insurance offered at work).
The deduction for interest is capped at $750,000 for mortgage loan balances taken out after Dec. 15 of last year. The limit is still $1 million for mortgages that were established prior to Dec. 15, 2017.
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Vibha Shevade Licensed Sales Associate
Get your home value now: http://bit.ly/CallVibha vibha@DiscoverYourPlace.com
JANUARY 2019 • Page 7
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