n Ip pe t z OF NORTHERN EL PASO COUNTY & LARKSPUR
SNIPPETZ IS HEAD OVER HEALS
ISSUE 455 • JULY 19, 2010
by Deborah Stumpf
“It is a cliché that most clichés are true, but then like most clichés, that cliché is untrue. “ -Stephen Fry
hen it rains, it pours. But if it hasn’t rained for a while in July in Colorado, the sidewalk is hot enough to fry an egg on. The weatherman had egg on his face the other day when he predicted a sunny weekend; instead, it rained cats and dogs. The cliché: We use them incessantly. Clichés are all over the map.
ENOUGH ALREADY In simple terms, the cliché is a trite or obvious remark, a saying, expression – an element of word artistry. The cliché has been overused so much that it has lost its original meaning or effect, according to About Clichés... Continued on Page 2
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SNIPPETZ IS HEAD OVER HEALS ABOUT CLICHÉS
W H E N
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THIS WEEK IN SNIPPETZ
Senior News Line... 13
About Clichés... Continued from Page 1 STYLE 5 Kim’s Korner
HEALTH AND WELLNESS 10-11 Putting One Foot in Front of the Other
many sources of definitions. Creative writers, reporters, business writers – they are all told to avoid them like the plague. The cliché has become a broken record.
Part 1 (of 2)... 11
It’s possible the widespread use of clichés is causing a brain drain in the world.
REAL ESTATE 12
THE LONG AND SHORT OF IT
CLASSIFIED PAGE 13 GREAT BARGAINS - Find Your Treasure!
Business / Employment Opportunities
THE DINING GUIDE PAGES 14-15 The Kitchen Diva... 15
PUZZLES, TRIVIA, ENTERTAINMENT 16-17 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)
BUSINESS AND FINANCE PAGES 18-19 Financial Focus ... 18
Clichés began as playful expressions that evolved from the use and misuse of the English language. Some might be surprised that the tried and true clichés have different twists and turns to their meanings – varying from what you might think. There are thousands of clichés; thus, the following roots and meanings of some are just the tip of the iceberg. Take a back seat: Nope, this isn’t about cars. This cliché means little involvement in something and was originally derived from the low influence of persons who sat on the back benches of the House of Commons. The leaders of government sat on the front benches. The squeaky wheel gets the grease. Bury the hatchet: stop arguing or feuding. This cliché is from the Native American Indian custom where they buried all of their weapons while smoking the peace pipe. It was a requirement from their spirit gods. The saying began in America and was picked up in Britain in the 1700s. Go figure.
It’s a piece of cake; a cakewalk: easy. In 1870, the slaves would walk in a procession in pairs around a cake at the social gatherings. The most graceful pair was awarded the cake. It was thought of as an easy achievement – an ace in the hole win. Let the cat out of the bag: give away a secret. Here’s proof that humans are sometimes a few cans short of a six-pack. In the old days, storekeepers thought it was a fun trick to put a cat, instead of the usual suckling pig, in the shopper’s bag; thus, the phrase. Holy mackerel: element of surprise. Holy mackerel began as a blasphemous reference to the Catholic tradition of eating meat on Fridays. It’s not clear why they coined the “mackerel” fish for the phrase, but it does have a better ring to it than “Holy cod” or “Holy bluegill.” Kick the bucket: to die. Slaughtered pigs or oxen were hung by their feet by a “bucket,” which meant beam or pulley in early English. This one’s about as clear as mud. In a nutshell: summarized. In the early 19th century, there were many debates about long literary works like “Homer’s Iliad” and the “Koran” having been written on such a small piece of parchment paper that each would fit into the shell of a common nut. One man, George Marsh, claimed to have seen the entire Koran written on a parchment roll 4 inches by half an inch. Well, by George!
About Clichés... Continued on Page 3
Dollars and Sense... 19
COMMUNITY CALENDAR 19
NEXT WEEK IN SNIPPETZ SNIPPETZ AND THE LAW: JUST THE FACTS MA’AM
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www.shelterinsurance.com About Clichés... Continued from Page 2 Rule of thumb: a general, well-known rule. The phrase was taken from an English law that made it illegal for a man to beat his wife with anything thicker than the width of his thumb. Ah, the wisdom of the ages. Put a sock in it: be quiet. In the late 1800s, wind-up gramophones for records were introduced. They used a horn to amplify the sound from the needle on the record and controlled the volume by putting a sock in the horn. Now, that’s taking the bull by the horn to create sound for the masses.
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A HORSE OF A DIFFERENT COLOR “That’s cliché” gives a whole other meaning to the word. Cliché also refers to actions – actions that are overused and abused.
Pipe dream: unrealistic hope or plan. In the 18th and 19th centuries, hedonists and many of the rich smoked opium in a pipe. Some of the smokers came up with imaginative writings, songs, whatever. Anyone under the influence of opium was referenced as “on the pipe.”
• Ever notice in a horror ﬁlm that the person running from someone or something always trips and the fall is always complete and dramatic – never a stumble and run type situation. The predator is right behind them and the victim never gets up, just sorts of scoots backward with an expression of the kiss of death.
OK, that chapter’s over. Whew, you say? Are all of these clichés getting your goat? Clichés are more than
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Toe the line: conform to policy/rules. This phrase was derived from the military. During a drill, the soldiers’ foot positions had to align with an imaginary line on the ground. This day and age, it’s often spelled “tow the line,” which is incorrect.
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• In thrillers, the car never starts when the good guy needs a quick get-a-way.
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About Clichés... Continued on Page 4
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Also be sure to take advantage our Summer Specials: About Clichés... Continued from Page 3
• In horror ﬁlms and thrillers, someone always walks into a situation alone – setting the scene for a scary encounter. Then, all of sudden a friend walks up and puts a hand on the person’s shoulder. The person jumps and turns around and says, “Oh, it’s only you.” Never does the friend say “hello” before he or she taps a shoulder. • When someone is trying to secretly talk to someone on the phone while there is someone else in the room, both parties are always in earshot of each other. No one walks into another room – the person on the phone just lowers his or her voice, but anyone can hear the conversation.
• In movies featuring a scene in a bar, one real bartender noticed this cliché. “In the eight years I’ve been a bartender, I have never seen anyone drink a shot by jerking back their head as if they were taking an aspirin.”
• Whenever anyone asks the bartender for a beer in a movie, the bartender pours and gives the beer to the customer – never asking what kind. Of course, the long and short of it is that the movies can’t cater to a specific brewer.
Is it not cliché for a candidate to pick a cute, little baby out of the crowd and coo and smile and hold the baby in the air? There are a slew of clichés in politics but some can’t be discussed in print.
• Here’s another way overdone cliché. When the bad guy has the good guy against the wall without a defense, the bad guy never shoots him. Instead, he talks to him – for a long time. Of course, the good guy always comes up with a way out: a third party shooting the bad guy, a hidden gun or some wild distraction like a monkey swinging from the ceiling (OK, so not so
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By now, we could be walking on ice to continue this run on clichés. Readers are probably knee high to a grasshopper in clichés. However, let it be said: The King’s English is going to the dogs!
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instead of dragging or pulling them. Use pieces of carpet face down under heavy objects when moving them across your floor. Get a small army of helpers to move that pool table. Spot cleaning and occasional complete cleaning of your laminate floor can be done using the manufacturer’s recommended products. Never use abrasive cleaners, steel wool or scouring powder. Do not use soapbased detergents or “mop-and-shine” products. Never flood your floor with water or cleaner. Do not wax or polish your laminate floor. Never try to refinish or sand your laminate floor. That’s a real nono. Durable but not indestructible, your laminate floor can be damaged by stiletto heels. But the good news is that the finish on your laminate floor can help protect the floor from sunlight and the typical fading you find with aging hardwood floors. Keep in mind that if a repair is necessary in the future, the replacement product may be a slightly different dye lot and/or texture than the initial installation. However, with time and usage, the repair will blend in with your original product. For additional care procedures please refer to the manufacturer’s care and maintenance instructions and recommendations. Care creates confidence. With proper care and regular maintenance, we’re confident that your laminate flooring will provide you and your home with many years of beauty, warmth and durability.
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any people enjoy summer for its vacations, warm sun, pools or lakes, hiking, bike riding or other activities. While it is important to remember to enjoy life all the time, summer can make enjoying life…more enjoyable. In Colorado, in the fall, winter, and spring seasons, we never know if a one, two, or three day snow storm will hit the area and ruin plans, cause travel delays, and make life a bit more hectic and inconvenient.
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refined sugars, genetically modified foods (GMO), or otherwise, it maintains the slow circulation. When this occurs, it stagnates the intuitive, which creates unwise and painful choices.
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When one has difficulty with intuitive, they have difficulty with relationships and have a tendency to store anger which creates depression, anxiety, and jealousy. During spring, one hopefully, began creating something new, such as a project, relationship, or learning something new. In the summer, allow oneself to BE the creation on all levels, not just mentally. Summer more easily allows one to energetically heal relationships. The most important relationship to heal is with oneself.
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Many adults may also remember their childhoods in the summer. School is on break, ice cream trucks, pools and sunburns, late nights, festivals and carnivals with funnel cakes, and maybe family reunions. Summer is also a time to honor the third season by paying attention to the purpose of the season and following certain guidelines of the season. For every season there are guidelines that are beneficial to follow that will add benefit to the currents season. When we follow the guidelines, we can experience a shift in how we are responding to the natural changes of the earth and in essence benefiting from those changes. People can benefit in the summer by following these guidelines: for those who eat meat-eat more white meat, increase exercise, staying well hydrated with clean water, lighter fruits, lighter vegetables, and raw foods. In addition pay attention to toxic thoughts and toxic behavior patterns. Those thoughts and behaviors slow the body’s circulation. Also, when we fill our bodies with toxic foods-whether with pesticides,
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MOMENTS IN TIME THE HISTORY CHANNEL
• On July 22, 1598, William Shakespeare’s play “The Merchant of Venice” is entered on the Stationers’ Register. By decree of Queen Elizabeth, the Stationers’ Register licensed printed works, giving the Crown tight control over all published material. • On July 19, 1799, a black basalt slab inscribed with ancient writing is discovered in Egypt. The artifact, called the Rosetta Stone, held the key to solving the riddle of hieroglyphics, a written language that had been “dead” for nearly 2,000 years. • On July 24, 1911, American archeologist Hiram Bingham gets his first look at Machu Picchu, an ancient Inca settlement in Peru. Machu Picchu is believed to have been a summer retreat for Inca leaders, whose civilization was wiped out by Spanish invaders in the 16th century. • On July 21, 1925, schoolteacher John T. Scopes is convicted of violating Tennessee’s new law against teaching evolution. The case was never really in doubt. On May 4, the American Civil Liberties
Union had offered to help any Tennessee schoolteacher challenge the law. To gain publicity for the town of Dayton, Scopes, a local science teacher, agreed to fill the role since he wasn’t planning to stay in Dayton anyway. No one was really concerned whether he had actually taught evolution to his students. • On July 20, 1963, Jan and Dean’s “Surf City” reaches the top of the charts. “Surf City” might be mistaken for a Beach Boys record, but the Beach Boys had yet to have a No. 1 hit at that time. • On July 23, 1976, members of the American Legion gathered in Philadelphia begin suffering from a mysterious form of pneumonia. By Aug. 2, 22 people were dead and hundreds more were experiencing pneumonia-like symptoms. Their ailment would come to be known as Legionnaires disease. • On July 25, 1985, Rock Hudson, a tall, dark and handsome Hollywood leading man of the 1950s and 1960s, announces through a press release that he is suffering from acquired immune deficiency syndrome (AIDS). Hudson became the first major celebrity to go public with such a diagnosis. (c) 2010 King Features Synd., Inc.
By Nick Yanez
ar too often, the enjoyable parts of life come with fruitless consequences. Buying a brand new stereo could put you behind on your water bill. Riding down a mountain on your bike could put you in the hospital. Even something as simple as going out to a baseball game could get you knocked in the head with a foul ball. Fear not, I have for you, a solution. It’s called the ‘Bikini Bike Wash’ at Rodz Bar & Grill. The brain child of local firefighter “B” Moberg, the ‘Bikini Bike Wash’ will feature a plethora of swim wear models (also known as - local woman we convinced into helping us out), with all proceeds going to Tri-Lakes Cares. The bike wash is open to all motor bikes and will be donation driven. Simply put, the larger the donation, the more likely you are to be named ‘Humanitarian of the Year’ by Peoples Magazine. There’s plenty of fun for the kids as well. Pinz Bowling Center will be giving half of bowling proceeds to the local organization. You can grab 2 games and shoes for $5. The bikini wash runs from 12-3pm, while the bowling fundraiser takes place from 12-6pm. Tri-Lakes Cares is a local organization that for years has offered Emergency assistance, self-sufficiency programs, and other social services to our community. It’s a wonderful opportunity to mix good times with a good cause. On top of that, you may dethrone Shakira (Who may, or may not, be one of our Bikini models) as People Magazine’s favorite humanitarian. It’s a rare chance, so don’t let it pass you buy. Be sure your Sunday is filled with wild and wet times at Rodz Bar & Grill. For more information on the “Bikini Bike Wash” call Pinz Bowling Center at (719) 487-7469. Rodz, and Pinz located at 855 Hwy 105, Palmer Lake, CO 80133.
THE ROCKY MOUNTAIN CHAUTAUQUA ASSEMBLY RETURNS
BIKINIS, BIKES, AND THE NEXT SHAKIRA
SNIPPETZ : THE LOCAL SCOOP
End of Summer Art Sales
3 Events Featuring Local Artists The Courier Location: 16575 Roller Coaster Rd. Colorado Springs, CO 80921 719-481-6157 www.SouthwindsFineArt.com Corner of Baptist Road & Roller Coaster Road
August 6, 7 & 8 Pig Out With Art BBQ! September 3, 4 &5 Labor Day Weekend End of Summer Bash! Live Music 10 a.m. – 8 p.m. each day Free Food! Door Prizes! FUN!
YOUR GOING TO LOVE IT!
formative years with a BFA degree from the University of Southern Colorado, he selected our scenic area to live in and brought to the area a beautiful gallery right in our own backyard.
here’s something new going on in these parts. If you’ve been by the corner of Baptist Road and Roller Coaster Road (where Baptist changes to Hodgen right near Fox Run Park), you’ve seen a sign for Southwinds Fine Art Gallery. Well worth a visit, you’ll get an education, not only about art, but about life itself. Walk in and you’ll meet the owner, Jim Wider, a friendly man with a ready smile and always a story to tell.
He is also a businessman; however, his business evolves from his art. As a painter and gallery owner he publicizes and markets his won work, and his work is represented in many private collections. Collectors of original paintings and limited edition prints include Kenya’s Ambassador to the United States, show host and actress Oprah Winfrey, actress Esther Rolle, actress Maria Gibbs, General Colin Powell, basketball super start Grant Hill, activist Dick Gregory, football Hall-of-Famer “Mean” Joe Green, actor Hal Williams, and many other art lovers. Jim Wider’s realism in the marketplace complements his own personal view of art. Whether or not you walk out of the gallery with a piece of Mr. Wider’s art, there’s no doubt you’ll walk out with a memory, with your life enriched by the experience. Keep watching future editions of Snippetz for more of this interesting man’s story. In the meantime, there are some other exciting things going on at Southwinds you need to know about.
Most of the activities and events are free. For information and a complete Schedule of Events, visit our website: www. palmerlakechautauqua.org
July 25 Aloha Jam Music @ 1230 PM
SOUTHWINDS ART GALLERY...
f you missed last years’ “Return of the Rocky Mountain Chautauqua Assembly” you have another chance to travel back over 100 years in time and experience the types of activities and events that were part of the Chautauqua movement that spread across the Nation from 1874 to 1930. The Chautauqua was the first mass educational and cultural movement in the Nation’s history. Educators, speakers, artists, and musicians brought educational, cultural, and recreational programs to ordinary people in the rural areas of the country, which were attended by an estimated 45 million Americans. The Town of Palmer Lake was the home of the first Rocky Mountain Chautauqua Assembly in 1887 and continued holding Chautauqua activities until 1910. For three days, August 6-8, 2010, the Palmer Lake Historical Society and volunteers from the Tri-Lakes community will remember the Chautauqua Assemblies of long ago by recreating the types of events and activities that might have been experienced by these early Chautauquagoers. The Return of the Rocky Mountain Chautauqua is truly a community effort and would not have been possible without the generous support of the Towns of Monument and Palmer Lake, Pinecrest Event Center, the Palmer Lake Historical Society, and the exhibitors, demonstrators, participants and volunteers that dedicated their time and energies.
Anker Bergin, Michael Couillard, Kevin Johnson, J Clark Wider, and Mariya Zvonkovich
Mr. Wider has opened up the Southwinds gallery to other local artists. Having been blessed in his work, he now wants to help others get started. His vision is to pass on some of the elements of his success to aspiring artists and to have Southwinds become a local art hangout on the north end of the Springs. The vision is exciting and promises great things for the future, both for these artists, as well as for the Tri Lakes community. Also stay tuned to Snippetz for future articles featuring some of these local artists, including Anker Bergin, Michael Couillard, Kevin Johnson and Mariya Zvonkovich.
Mr. Wider is a seasoned artist who creates from his childhood memories of the south, a genre of art that is unique to the Colorado Springs and Tri Lakes area. His art captures the heart and is both visually and emotionally provocative. Somehow avoiding the enormous pressures of the changing trends and influences all artists face, he follows his own course, pulling images from his memories and from folklore. His interest in art began as a young boy, scratching drawings in the dirt with a stick in Columbia, South Carolina. As he grew, so did his talent and the selection of art as his life’s work. Concluding his
Something else you should know about is the Summer Art Sales that continue
through the end of summer into Labor Day. These events are designed to be family friendly fun events where you can get away, get a bite to eat (free food!!) and take in some great art. You might also take in some fun music. The next event is coming up on the 25th of July beginning with the Aloha Ke Akua Ukulele Jam at 12:30 to 3 PM (musicians please feel free to bring your instrument even if it’s not a ukulele; singers are also welcome to join in this sing-along). When the jam is over, please feel free to hang around—the gallery is open until 8 pm and door prizes will be drawn at all summer events. For more information please contact Mike Couillard at 719 651-7722, or via email couillard1@msn. com or Jim Wider at the gallery 719 4816157. On the first weekend of August (6th, 7th and 8th—Friday through Sunday) is the “Pig Out with Art” BBQ event. The gallery will be open from 10 am to 8 pm each day. Free BBQ hot dogs and brats will be served. You will also be able to meet the artists and discuss their work or just browse the gallery at your leisure. And don’t forget to catch the End of Summer Bash on Labor Day Weekend (September 3, 4 and 5; 10 am to 8 pm daily). Come experience an open gallery, live music, door prizes and free refreshments served throughout the day. So make a point to visit Southwinds Fine Art Gallery--it’s one more treasure right in your own backyard!
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all time by the American Film Institute) was originally titled “Not Tonight Josephine!” • The next time you have jury duty and want to get out of it, you might want to keep this in mind: A judge in Liverpool, England, dismissed a man from the jury when fellow jurors complained about the fleas in his beard.
PREMISES LIABILITY Slip and Fall Construction Defect Negligent Care
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PERSONAL INJURY Bike Accident Dog Bites Pedestrian Accidents Wrongful Death
Misdiagnosis Birth Trauma Inappropriate Treatment Negligent Procedure
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• You might be surprised to learn that it was theoretical physicist Albert Einstein, one of the best-known scientists of all time, who made the following sage observation: “If you want your children to be intelligent, read them fairy tales. If you want them to be more intelligent, read them more fairy tales.” • On average, a man’s beard grows about a half-inch every month. • Do you suffer from coprolalia? I would hope not! If you’re a word deconstructionist and up on your Greek, you might be able to figure out that coprolalia means an uncontrollable use of obscene language, since “copro” means “dung” and “lalia” means “chatter” or “babble.”
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• If you’re ever visiting Egypt and asking for directions, remember that in that country, “upstream” means south. • It’s probably fair to say that people have been enjoying mixed alcoholic beverages for hundreds of years, but the word “cocktail” wasn’t in general use until 1888, when it was printed for the first time, in a bartender’s manual. • In Connecticut in the 17th century, it was illegal to smoke more than one cigarette a day, and that one had to be smoked at home. *** Thought for the Day: “A society that gets rid of all its troublemakers goes downhill.” -- Robert A. Heinlein (c) 2010 King Features Synd., Inc.
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(Hope for Caregivers) By Cathy R. Deschaine M.A.LC
veryone knows someone who’s had a stroke. It takes a special kind of person to care for those who survive. From the survivors point of view, this is what I NEEDED MOST during my recovery. First and foremost, I needed sleep. Honoring the healing power of sleep as a time for assimilating, “filing” if you will is absolutely necessary for the survivor. Initially, I slept most of the time with intermittent times of cognitive retraining, and other therapies. Next, I needed quiet. ( not a likely scenario with a two year old and an infant). My children however were the motivation for me to reframe the question of “why do I have to go back to the chaos of recovery?” to “ who will raise my children if I’m not there?” The left brain’s ability to multi-task was damaged. My toddler and infant were instrumental in getting those dendrites to
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grow. I learned the powerful management technique of holding one finger up and saying, ”one at a time.” I still to this day believe no one multi-tasks well, and try to focus on being present and doing one thing at a time. I needed my caregivers and therapists to be patient with me as relearned how to talk and walk. I couldn’t even mix baby formula when they sent me home from rehab with a walker. Repetition and taking things in small chunks were the keys to successful relearning. If my caregivers assumed I hadn’t retained anything from the day before, and celebrated my gains today, I was motivated to keep going. If someone raised their voice at me, I would shut down. I became like a scolded puppy afraid of that person, cowering from their energy, and didn’t want to be around them. I needed people who believed in my recovery. My greatest advocate was my neuro-surgeon who had just returned from volunteering in Dessert Storm. He knew what is was like to have your ‘computer’ jostled. Speaking slowly and softly he reminded me of the insult to the brain I had just endured. He encouraged bonding with my infant immediately through nursing three times a day. When I went through a dark period caused by the lack of spiritual aliveness I experienced as I would read my Bible, he took my hands into his and spoke these words: “Cathy, it is not uncommon for this type of experience to occur. It will come back, and sometimes when it does , it comes back even
in making that happen.
This Brain Surgeon also told me I would be back to my old self in eighteen months. Well, when 18 month came and went, I knew I was NOT my old self. I grieved who I used to be. Although I looked the same and walked the same, I was and am forever changed. I needed people to accept and support the “New ME” I’d become. Embracing the new me meant accepting several losses in my lifestyle. I needed support
Choosing to take that which was intended for Evil and using it for good, is the best way to conquer and become who you are intended to be anyway!!
For additional information call Cathy R Deschaine MA, LC Stroke of Grace (719) 243-2860
SNIPPETZ : REAL ESTATE ®
To see MLS Info and Virtual Tours for the Listings below, go to:
Article by Robyn Graham Keller Williams Real Estate, LLC
RENTERS! Are you still sitting around, all bummed because you missed your opportunity to buy a home back in April when the government was giving an $8000 Tax Credit? Well, stop crying and think about this… Back in April your interest rate was around 5.125%. With rates today in the mid 4's, you can buy approximately $30,000 MORE home for the exact same payment you would have qualified for a few months ago! I happen to be a very conservative Real Estate Agent so I wouldn't recommend that you go out and buy a home that costs $30,000 more than you need. I would recommend buying the size home you need and getting your payment as low as possible in a fixed rate mortgage. Remember when buying a home, buy the size you feel you will need within a five to eight year period. If you are planning on having children, don’t buy a two or three bedroom house and plan on having an office and workout room when the children start arriving. The children will win, and your office and workout room will be in the garage....unless you plan for these things ahead of time.
If you are currently renting, talk to a lender and just see what it would take for you to become a home owner. Homeprices are at an all time low and for some reason (thank God) interest rates are way down in the mid 4's. If there was ever a time to buy your own home, it's now. I am not saying that "everyone" should own a home. BUT, if you have a good job, make good money, your credit score is 700 or above, don't have any plans to move away in the next 5 years, and you're still renting…..you need to get some good investment advice from a Lender you trust, and then talk to a Realtor you trust. Because this is an incredible time in history to be investing in Real Estate. You actually may be able to own a home for not much more than you are paying in rent. For many buyers, the after-tax cost of a home loan could be less than the cost of rent. That's because the interest portion of each mortgage payment may be tax-deductible. In most cases, property taxes are also deductible. Maybe it's time for you to invest your money in something that lasts ...... A Home of Your Own!
Check the chart below to see how quickly rent payments can add up. Monthly Rent $800 $900 $1000 $1250 $1500
$28,800 $32,400 $36,000 $45,000 $54,000
$96,000 $108,000 $120,000 $150,000 $180,000
$144,000 $162,000 $180,000 $225,000 $270,000
$288,000 $324,000 $360,000 $450,000 $540,000
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ROOM for RENT
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ROOM FOR RENT Available Immediately Utilities and washer & dryer included. Month to month lease. No pets or smoking. $375/mo - 719-481- 5636 APT. for RENT
Ads must be submitted by E-mail or U.S. Mail E-mail: email@example.com or Funder Enlightening, Inc. PO Box 789 Monument, CO 80132 Visa / Mastercard / Check
Coming Saturday, July 17th
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HELP WANTED PINZ is looking for new front desk and cafĂŠ staff. Applicants must be high school graduates and able to work nights. Prior short order cooking experience is recommended for the cafĂŠ position; prior customer service and/or retail experience is recommended for the front desk position. Please stop by to fill out an application. PINZ 855 Highway 105 Palmer Lake.
AFFORDABLE HORSE BOARDING Boarding available on 12 acres west of Monument. Barn, locked tack room, pasture and grass hay. $200 summer, $300 winter. Maximum of 4 horses boarded. Call Rick on 481-6660
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EXPERIENCED COOKS NEEDED Please apply in person @ Coffee Cup CafĂŠ 251 Front St. Monument
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The latest research indicates that coffee reduces the risk of diabetes. Granted, this study was done with mice, but many mice studies end up with human correlations. The way it apparently works is that coffee suppresses insulin sensitivity and affects glucose metabolism. Additionally, coffee improves fatty liver. The two seem to go hand in hand, as fatty liver â€œcauses insulin resistance in the liver.â€? Researchers initially believed caffeine was the reason, but now they wonder if the anti-diabetic compounds come from something other than the caffeine.
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or those of us who canâ€™t get started in the morning without And thatâ€™s not all. It seems that cofour coffee (and maybe another cup at mid-afternoon for a little fee helps to fight off advanced pros-
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tate cancer. According to the study, those men who drank the most coffee had a much lower risk of prostate cancer, especially the aggressive kind of the cancer. Thereâ€™s more. The caffeine in coffee melted away the plaque in the brain caused by Alzheimerâ€™s disease. Again, this was with mice, but it worked well enough that they tried it on humans. The dose, equivalent to five cups of coffee per day, is a bit much, but the results were promising enough that researchers are looking into using caffeine as a treatment for Alzheimerâ€™s. If you have gout, youâ€™ll appreciate this: Coffee helps fight the disease by reducing the uric-acid levels in the blood. Tea, however, doesnâ€™t
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For those of us who canâ€™t handle caffeine, we need to beware. Even decaffeinated coffee contains some caffeine. It depends on how the beans were processed and how the coffee is made. Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail. com. (c) 2010 King Features Synd., Inc.
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work. Therefore, scientists believe itâ€™s not the caffeine that does the trick, but some other component in the coffee itself.
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not too discolored or dried. Select ears that are well-covered with plump, not-too-mature kernels. Avoid ears with undeveloped kernels, ears with very large kernels and dark-yellow kernels, because they can be tough and not very sweet. • Husk one side of the corn. Press a ﬁngernail into one of the kernels to test the liquid. Ripe corn should have a milkylooking liquid; overripe corn will have either a clear liquid or none at all.
by Angela Shelf Medearis
CORN ADDS POP TO SALADS
here’s an old saying that the best way to prepare freshly picked corn is to have a pot of water boiling in the corn patch so that you can cook it instantly. It’s best to cook fresh corn as soon after it’s been picked as possible. If fresh corn isn’t stored or prepared properly, its natural sugars start to diminish quickly, resulting in a loss of sweetness within a couple of days. If you can’t purchase fresh corn, frozen corn is an acceptable and delicious substitute for most recipes. Corn on the cob is an essential part of a summer meal and provides many health benefits year-round. The average serving of corn on the cob has about a quarter of your daily requirement for thiamin, which helps maintain memory, as well as beta-cryptoxanthin, which aids in lung health. Corn also is high in folic acid, which is needed for women who are taking oral contraceptives. It also is a good source of fiber and contains fair amounts of vitamin C, magnesium, niacin and potassium. One serving size (one ear of corn) has about 83 calories. A corn kernel is made up of four major components: starch, fiber, protein and oil. Corn can be processed in different ways to tap into these components, and it’s used in all kinds of products. A typical grocery store will contain 4,000 products that list corn ingredients on the label, but many other products also depend on corn -- from paper goods and cardboard packaging to meat, milk, eggs, poultry and other protein products that come from corn-fed animals. Here’s some tips from the Utah State Extension Service for selecting and storing fresh corn: • Look for corn with good green husk color, silk ends that are free from decay or worm injury and stem ends that are
• It is important to pick corn and process it within two to three hours. The sugar in corn is quickly lost, so for optimum quality process it as soon after picking as possible. If you can’t cook fresh corn immediately, store it in the refrigerator. This recipe for Corn and Cabbage Slaw showcases the flavor of freshly picked corn to perfection.
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CORN AND CABBAGE SLAW 5 cups shredded cabbage 1 1/2 cups fresh, whole kernel corn (or frozen and thawed) 2 tablespoons finely chopped onion 1/2 cup light sour cream 1/2 cup light mayonnaise 2 tablespoons honey 2 tablespoons lemon juice 1 teaspoon prepared Dijon mustard 1 teaspoon salt 1 teaspoon pepper 1/8 teaspoon cayenne pepper 1/2 cup chopped, roasted, salted peanuts, optional In a bowl, combine the cabbage, corn and onion. In a small bowl, combine the sour cream, mayonnaise, honey, lemon juice, mustard, salt, pepper and cayenne pepper. Spoon the sour cream mixture over the cabbage mixture and toss to coat. Cover and refrigerate for 1 hour. Stir in the peanuts just before serving, if desired. *** Angela Shelf Medearis is an award-winning children’s author, culinary historian and the author of six cookbooks. Her new cookbook is “The New African-American Kitchen.” She is known as The Kitchen Diva and is the executive producer and host of “The Kitchen Diva!” cooking show on Hulu.com. Visit her Web site at www.divapro.com. (c) 2010 King Features Synd., Inc.
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SNIPPETZ PUZZLES AND TRIVIA ®
By Marge Svenson
1. THEATER: Who won the 1961 Oscar for Best Supporting Actress in “West Side Story”? 2. ANATOMY: How long does it take blood to circulate throughout your body? 3. MUSIC: Who is honored in the song “Candle in the Wind” by Elton John? 4. HISTORY: Where was the first theater built in the American colonies? 5. SCIENCE: What area of study is a lepidopterist concerned with? 6. LANGUAGE: What is the meaning of the name Addis Ababa (capital of Ethiopia)? 7. MATH: In geometry, what is a perfectly round ball called? 8. GENERAL KNOWLEDGE: In “The Twelve Days of Christmas” carol, what was sent on the 11th day? 9. MOVIES: What was the name of the submarine in the film “Operation Petticoat”? 10. GEOGRAPHY: What is the capital city of Australia?
By Chris Richcreek
1. When Chicago White Sox pitcher Mark Buehrle set a record in 2009 for retiring 45 consecutive batters, whose mark did he break? 2. Twice Bob Lemon took over as manager of the New York Yankees during a season and led the club to a World Series. Whom did he replace? 3. How many consecutive bowl games has the University of Utah won entering the 2010 college football season? 4. When was the last time the same two teams met in the NBA Finals two consecutive years? 5. How many times have the Atlanta Thrashers made the NHL playoffs in their 10-year existence? 6. Who was the last NASCAR driver before Denny Hamlin in 2010 to sweep the weekend races at Darlington Raceway? 7. Before the 2010 Serbia Open, when was the last time two American male tennis players met in an ATP claycourt final in Europe?
(c) 2010 King Features Synd., Inc.
(c) 2010 King Features Synd., Inc.
1. What was The Stroll? 2. Which Rolling Stones band member was in a film with Johnny Depp? 3. Which ‘60s singer had hits with “Don’t Sleep in the Subway,” “Downtown” and “Colour My World”? 4. Name the original lead singer for Harold Melvin & The Blue Notes. 5. Name the writer and singer of “Endless Sleep.” 6. Which rock band had a hit with “Love In an Elevator”? (c) 2010 King Features Synd., Inc.
In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (17). television shows from the 1970s and ‘80s. The episodes (or “modules” as they’re called) are meticulously shot to look like worn, scratched, dated ﬁlm from the era, with washed-out colors and fake scientiﬁc apparatus bedecked with DYMO labels, vintage LED readouts and fauxwood trim.
New DVD Releases for Week of July 19, 2010 PICKS OF THE WEEK
What makes the show so surreal is that even though it’s made to look like it was shot in the 1970s, the era in question must exist in another universe, as things such as ghosts are scientiﬁcally proven to be real (and in one module it is explained why they can’t sneeze), and ants apparently have An Agenda.
“Look Around You” Season One” (Unrated) -- Co-written and starring comedian Peter Seraﬁnowicz, “Look Around You” is one of the funniest and most surreal television programs I’ve seen since “Wonder Showzen.” Originally broadcast on the BBC in 2002, this cult classic ﬁnally made its American run last year on Adult Swim.
The DVD not only contains the entire ﬁrst season, but also features several commentary tracks by Seraﬁnowicz, co-writer Robert Popper, Simon Pegg, Nick Frost, Edgar Wright, Trey Parker and Matt Stone, Michael Cera, Jonah Hill and Tim & Eric, along with a slew of cool special features.
“Look Around You” is a spoof of educational
“Black Narcissus” [Criterion Collection] (Un-
rated) -- Deborah Kerr, Jean Simmons and David Farrar star in this lushly photographed, Academy Award-winning melodrama of a group of nuns’ attempt to start a convent in the Himalayas. Battling the unforgiving elements and the temptations of the ﬂesh, characters are driven to the brink of madness and murder most foul. “Black Narcissus” is a tour-de-force featuring some of the most breathtaking Technicolor cinematography of the age and riveting performances from its stars. Well worth a look.
FROM THE DISCOUNT BIN
“The Runaways” (R) -- Dakota Fanning and Kristen Stewart star as Cherie Currie and Joan Jett in this uneven biopic about The Runaways, the all-girl prefab rock band from the ‘70s that was marketed more for its Lolita sex appeal than its music. The ﬁlm is based on the memoirs of Cherie Currie, so naturally the ﬁlm focuses mostly on her and her relationship with Joan Jett. Unfortunately, this leaves the rest of the band members (especially Lita Ford) relegated to virtually non-existent roles.
I thought Fanning -- although an interesting choice -- was sorely miscast in the role. On the other hand, Kristen Stewart did a pretty good job as Joan Jett -- and considering how much I hate “Twilight,” that’s quite a compliment. If you’re looking to see a good movie about The Runaways, I recommend picking up a copy of “Edgeplay,” the gritty and brutally honest documentary about the band, and leave the Fanning/ Stewart ﬂick in the cutout bin where it belongs.
“Jersey Shore Uncensored” Season One “Super Friends!” Season One, Vol. Two “Courage the Cowardly Dog” Season One “Being Human” Season 1 “Degrassi: The Next Generation” Season 9 “Tin Man” “Matlock” Season Five “My Boys” The Complete Second and Third Seasons (c) 2010 King Features Synd., Inc.
SNIPPETZ COMICS AND ENTERTAINMENT ®
Answers & Solutions
LIBRA (September 23 to October 22) Money matters should be worked out, even if it takes time away from a more romantic situation. Better to settle things before feelings turn hard and angry on all sides.
TRIVIA TEST ANSWERS 1. Rita Moreno 2. About a minute 3. Marilyn Monroe 4. Williamsburg, 1716 5. Butterflies and moths 6. New Flower 7. A sphere 8. 11 pipers piping 9. U.S.S. Sea Tiger 10. Canberra
JULY 19, 2010 ARIES (March 21 to April 19) Starting something new is always exciting for the adventurous Aries. And here’s the good news: This time you might be able to get some assistance in helping you finish what you’ve started.
SPORTS QUIZ ANSWERS 1. San Francisco’s Jim Barr (1972) and the Chicago White Sox’s Bobby Jenks (2007) each retired 41 consecutive batters. 2. Billy Martin in 1978 and Gene Michael in 1981. 3. Nine consecutive bowls. 4. Chicago faced Utah two consecutive years (1997 and ‘98). 5. Once -- the 2006-07 season. 6. Mark Martin, in 1993. 7. It was the 1991 French Open (Jim Courier vs. Andre Agassi).
FLASH BACK ANSWERS 1. The Stroll was both a song and a line dance in the ‘50s. The Diamonds cut the bluesy song, which hit No. 1 on the Cashbox chart. 2. Keith Richards played Jack Sparrow’s father in “Pirates of the Caribbean: At World’s End” in 2007. He may repeat the role in the fourth “Pirates.” 3. England’s Petula Clark. Her music was just as popular in French, Italian, German and Spanish. 4. Teddy Pendergrass, from 1970 to 1977. The soul and doo-wop group had a No. 1 R&B hit with “If You Don’t Know Me by Now.” 5. Jody Reynolds. The song reached No. 5 on the charts in 1958 and was said to have inspired a long string of teen “death” songs. Some radio stations wouldn’t play it. 6. Aerosmith, in 1989. It hit No. 1 on the Mainstream Rock chart.
TAURUS (April 20 to May 20) Put your daydreaming penchant on hold for now, and face the facts as they are, not as you’d like them to be. Your customary hardheaded approach to “deals,” etc., would be called for. GEMINI (May 21 to June 20) Problems beyond your control might delay some of your plans. But things should start to get back to normal by midweek. The weekend could bring an unexpected (but welcome) visitor. CANCER (June 21 to July 22) It’s a good time to buckle down and tackle those unfinished tasks so you’ll be ready to take on other projects. The week’s end could bring an invitation from a most surprising source. LEO (July 23 to August 22) Mixed signals could create a few stressful moments for the Lion. But by midweek, explanations should help ease the tension. The weekend is party time! Share it with someone special. VIRGO (August 23 to September 22) This is a good “catching up” week for finishing tasks, calling old friends and maybe reading that book you haven’t opened yet or renting that movie you wanted to see again.
SCORPIO (October 23 to November 21) A job-related problem could turn out to be less troublesome than it seemed at first. Just a few moments of talk ‘twixt the parties resolves everything to everyone’s satisfaction. SAGITTARIUS (November 22 to December 21) The Sagittarian Archer takes aim at health and fitness issues this week. Watch your diet, and try to put more exercise time into your typically busy schedule. CAPRICORN (December 22 to January 19) As you continue to focus on a career or job change, it’s a good time to look over some of your rarely used skills and see where they can fit into your future workplace plans. AQUARIUS (January 20 to February 18) A loved one’s health might be worrisome, but there’s good news by midweek. Expect people who share your ideas and your goals to try to contact you by the week’s end. PISCES (February 19 to March 20) A colleague’s request that makes the typically perceptive Pisces feel uncomfortable is a request you probably will want to turn down. The weekend favors family get-togethers. BORN THIS WEEK: You have a gift for making others feel warm and wanted. Even newcomers feel like old friends.
(c) 2010 King Features Synd., Inc.
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Y Youâ€™re invited ... to join us at our next coffee club meeting. Discussing current updates on the market and the economy in a relaxed, informal setting is a great way to get to know one another. Plus, the coffeeâ€™s on us. Please join us at the next meeting of our coffee club and bring a friend.
Date: August 19, 2010 Time: 9:00 a.m. Place: Serranos Coffee Shop, 582 Highway 105, Monument, Colorado Adam R Grayson, AAMSÂŽ Financial Advisor .
755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964
ou may not realize it, but July 24 is Amelia Earhart Day. July 24 was chosen because itâ€™s the birthday of perhaps the most famous female aviator in history. Earhartâ€™s story ended tragically when she became lost in the Pacific Ocean in 1937 on her voyage around the world, but she is still celebrated for her bravery and pioneer spirit. As an investor, you can learn a lot from Earhartâ€™s career. Here are a few lessons to consider: Plan ahead. After a lengthy analysis of Earhartâ€™s final flight, decades after it occurred, a noted aviation expert came to one succinct conclusion: â€œpoor planning, worse execution.â€? Yet on her successful flights, Earhart was known to have produced, and followed, detailed flight plans. As an investor, you, too, must plan your journey toward your financial goals. First, you need to identify your destination, such as a comfortable retirement. Next, you must create a â€œmapâ€? to reach your goal, in the form of a detailed financial strategy based on an investment portfolio tailored to your risk tolerance and time horizon. And along the way, you must chart your progress via regular reviews of your investmentsâ€™ performance. Use the right â€œtools.â€? Some sources have noted that, on the fateful flight, Earhart did not appear to fully understand how to use her planeâ€™s direction-finding loop antenna, which at the time was a new technology. If you donâ€™t fully understand the
Follow your vision. On the day they disappeared, Earhart and her navigator, Fred Noonan, were scheduled to land on Howland Island. Unfortunately, it was a cloudy day; some researchers speculate that the cloudsâ€™ dark shadows on the ocean surface may have camouflaged Howland and confused the aviators. As an investor, you need a clear view of what you want to accomplish in the long term â€” and you need to avoid having your vision â€œclouded overâ€? by short-term events such as price drops and recessions. Put sufficient â€œpowerâ€? in your portfolio. Many aviation scholars and researchers believe Earhartâ€™s plane simply ran out of gas before she could land on Howland Island. Does you portfolio have sufficient â€œfuelâ€? to help you go the distance? Specifically, do you have the right mix of growth- and income-oriented vehicles to power you toward college for your kids, a comfortable retirement and your other goals? If youâ€™re not sure, you may want to work with a professional financial advisor to get the assistance you need. You probably will never try to circumnavigate the globe in a small plane. But if you can emulate the best features of Amelia Earhart â€” such as her courage, perseverance and faith in the future â€” while taking steps to help focus on what you can control, your investment journey may be rewarding. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. For additional information, contact:
Adam Grayson 755 Hwy.105, Ste M-4 â€˘ Palmer Lake, CO
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â€œtoolsâ€? â€” that is, the investments â€” you need to help achieve your goals, you may run into difficulties. Always know exactly what youâ€™re investing in and why youâ€™ve chosen those specific investments. Without this information, you could end up with investments that are either too risky for your comfort or too conservative for your goals.
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CONSUMERS BAILING ON BAILOUT PROGRAM
he government’s Making Home Affordable mortgage bailout programs haven’t been as successful as was expected. The programs were designed to lower mortgage payments, allowing homeowners to keep their homes and avoid foreclosure. As it’s turning out, the vast majority of homeowners who get a lowered mortgage end up defaulting on their mortgages anyway. There are quite a few reasons for the failure of the programs. --Banks weren’t initially asking for proof of income, automatically putting homeowners into a trial program. Once paperwork was completed during the trial period, it was discovered that many homeowners had too much income to qualify and were taken out of the program. (This happened with nearly half a million homeowners.) --Paperwork was lost or homeowners failed to send in required documents. --Homeowners are giving up and selling their homes.
pers or socks. More information on the Estemere can be found here: http://www.estemere.net.
Monument Art Hop Third Thursdays of each month May through September 5:00 - 8:00 pm The galleries, restaurants and boutiques of historic downtown Monument stay open until 8:00pm for a celebration featuring art openings and other special events. Visit www.monumentarthop.org for more information including monthly shows and events. Concerts in the Park Every Wednesday in June and July, 7:00 - 9:00 pm Bring your lawnchairs and enjoy music, food and fun for the whole family! The Concerts in the Park Series is held in Limbach Park. (Take Monument exit 161 and head west on Highway 105 which becomes Second Street. Continue straight on Second Street past Front Street and Limbach Park will be on your left before you reach the railroad tracks.) The 2010 Concert Series schedule is as follows: (see www.snippetzonline.com for details) Wednesday, July 21 - Zen Cowboy Chuck Pyle with Gordon Burt Wednesday, July 28 - TBA The Original Monument Farmer’s Market Saturday - Monument Plaza - 6/26 thru 10/2 Sunday - Palmer Lake - 7/4 thru 10/3 Special Events At Peak Ranch Alpacas (719) 232-8509 - 19850 Beacon Lite Rd/Monument Events For The Whole Family *Alpaca Tours*Fiber Demos*Alpaca Boutique*10-4pm* July 24th - Ice Cream Social August 21st-South American Wine Tasting September 25th- National Alpaca Farm Day With Contemporary Jazz Artists DOTSERO! Retiree Appreciation Day 24 July 2010 - 0830-1400 hrs At Arnold Hall Ball Room, on the beautiful USAF Academy. Come out and enjoy continental style breakfast, lunch/appetizers spread, music, information fair, guest speakers and great company.” Estemere Victorian Mansion Tour 2010 380 Glenway Street, Palmer Lake July 24 - 10am to 4pm Tour the Estemere Mansion, an elegant 19th century Victorian Mansion. Guides dressed in period costumes will tell you about the history of the mansion and its owners through time. There will also be music, food, drinks, art and historical books. Dr. Dan Edwards will present information on local history. The Palmer Lake Historical Society organizes the event as a fund raiser, while the owners Roger and Kim Ward will be your hosts. Tickets sold only at the door, July 24, $5 for members of the Palmer Lake Historical Society, $8 for non-members, children up to 12 are free, 13-17 half price. Membership forms will be available. It is regretted that wheelchair access is not possible. No shoes in the house, bring slip-
J A D E
Aloha Jam and Art Sale Sunday July 25, 2010 - 12:30 to 8 PM Southwinds Fine Art Gallery 16575 Roller Coaster Road (corner of Baptist and Roller Coaster) This is a combined event! Come on out to the Southwinds Fine Art Gallery at 12:30 PM to join in an old fashioned Ukulele Jam and sing along. Musicians, please feel free to bring whatever instrument you play even if it’s not a uke. Singers, we need you to come and sing along! This will be fun for all, families and kids welcome. We’ll have a grille goin! g so come and also enjoy a dog or a brat on us! The gallery is open until 8 so even if you can’t make the jam, come on by for a bite to eat and take in some great art as well. Be sure to register at the door since we’ll be giving out door prizes to at least three lucky winners. Call Mike Couillard at Southwinds for more details. 719 651-7722 (cell) 1st Annual Ride the Divide Motorcycle Poker Run Saturday, July 31st at Rosie’s Diner - 411 Hwy. 105, Monument Rosie’s 10 Year Anniversary Car Show Sunday, August 22nd at Rosie’s Diner - 411 Hwy. 105, Monument Annual Palmer Lake and Monument Ice Cream Social Sat., August 7 at 1:30 p.m. – Palmer Lake Library (Palmer Lake Village Green) Stroll on the Palmer Lake Village Green, savor the ice cream, and hear music provided by the Daytime Singers of the America the Beautiful Barbershop Chorus. Families are encouraged to bring their elders as we honor our senior patrons. Presented in partnership with the Rocky Mountain Chautauqua Assembly, with thanks to the Tri-Lakes Friends of the Library and the Town of Palmer Lake. 2010-2011 Pikes Peak Youth Ringers auditions August 24 and August 26 - 4 p.m. to 8 p.m. Gateway Presbyterian Church 731 Castle Road, Colorado Springs, CO 80904 CALLING YOUTH HANDBELL RINGERS! Children in grades 5-12 who have experience ringing in a handbell choir and love to perform are invited to audition for the 2010-2011 Pikes Peak Youth Ringers advanced and intermediate groups. The 15-minute open audition includes sight reading music and a short interview. Auditions are done as solos, but are open for anyone to observe. Reservations are required. Location: Gateway Presbyterian Church Time: 4:00-8:00 p.m. Date: August 24 and August 26 Information: Susan Hedgpeth, (719) 233-2668; youth@ pikespeakringers.com Wonderland Ranch Music Series August 28th - 11am to 7pm Wonderland Ranch - Black Forest - Hodgen/Volmer Celtic/Scottish Music Festival. Wonderland Ranch is an old time private 30 acre park. Wonderlandranch.com Children’s Music/Family Day September 11th - 10am to 4pm Wonderland Ranch - Black Forest - Hodgen/Volmer Live children’s musical entertainment/workshops/games and story teller. wonderlandranch.com
(Those who agree to a short sale or just give the house back to the bank qualify for $3,000 in moving expenses.) --Homeowners haven’t been able to get through the trial program successfully (payments have to be made on time) before the new modification deal is final.
• Birthdays • Graduations • Weddings • Anniversaries • Retirement
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Whole Party Planning or Just a Little Help Resources Reasonable Rates References
237-0796 • 440-9489 • The payment is more than 31 percent of the homeowner’s income. • The homeowner can prove unemployment by receiving unemployment benefits.
-- Even with mortgage modification, homeowners still have other debts to juggle. Not only did they have late mortgage payments, but other bills had stacked up as well before they applied for help. Those bills must still be paid.
At this point there are a number of programs available: Home Affordable Refinance Program (HARP), Home Affordable Modification Program (HAMP), Second Lien Modification Program (2MP), Home Affordable Unemployment Program (UP) and Home Affordable Foreclosure Alternatives Program (HAFA).
The number of people applying to the programs has plunged, but a new one, starting in August, could encourage thousands to seek help: the Unemployment Program.
For more information, go to www.makinghomeaffordable. gov, click on Resources, then click Frequently Asked Questions by Borrowers, or call 1-888-995-HOPE (4673).
Some of the eligibility requirements include: • Mortgage must have originated prior to Jan. 1, 2009. • Home must be the principal residence. • The mortgage wasn’t already modiﬁed by one of the programs. • Mortgage payments are late, but not more than three months.
David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 328536475, or send e-mail to email@example.com.
(c) 2010 King Features Synd., Inc.
SNIPPETZ OF NORTHERN EL PASO COUNTY & LARKSPUR
Published on Jul 17, 2010