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SNIPPETZ GRABS A DIGITAL BROOM:

CLEANING YOUR COMPUTER

ISSUE 485 • FEBRUARY 14, 2011

by Deborah Stumpf

“Want to make your computer go really fast? Throw it out a window!” -Author unknown

I

f you think that Feb. 14 is just Valentine’s Day, think again. For computer geeks, it’s a very special occasion – National Clean Out Your Computer Day – and is celebrated, so to speak, on the second Monday in February. The “holiday” was originally sponsored by the Institute for Business Technology.

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We at Snippetz don’t profess to be gurus of the computer – that’s why we have Bill Gates. There are also vast resources to be found on the Internet, if your computer is running fast enough to get there. And the local computer repair shop is full of folks who care very little about a heart shaped box of chocolates, Cleaning Your Computer... Continued on Page 2

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Inside 1. Pick out dust bunnies carefully with a cotton swab or use tweezers if you have a steady hand. 2. Keeping it about 4 inches away from the machine parts, blow compressed air around the components and in the corners, making sure you aim the air so that it blows the dust away from components and crevices. This might be the time to put some safety glasses on to protect your eyes.

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Don’t touch anything inside the computer, but follow these steps:

We offer you some tips stolen from the likes of Microsoft and others in the know about how to clean up your computer, inside and out.

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3. Blow air into the fans, being careful not to apply too much pressure as they are delicate and will crack easily. Use quick bursts of air and possibly hold onto the blades with your fingertips using a lint free towel or cotton swab.

sure to let it dry before replacing the cover. Outside Dip a cotton swab into some rubbing alcohol and run it around all the openings on the outside of the computer case.

Keyboard Turn the keyboard upside down and give it a gentle shake. Then use the can of compressed air to blow out the remaining crumbs and dust particles. The experts say never to do what I do, and that is take your vacuum cleaner attachment to the keyboard. This can cause a static electrical charge and computers like static about as much as they like moisture – not! Next, take cotton swabs dipped in alcohol to clean on and around the keyboard keys. Be extra careful when using this procedure when cleaning the keyboard of your laptop.

4. Again, gently blow air into the disc drives and ports.

• As a whole, Americans search for misplaced items nine million hours per day.

5. Use a slightly moist cloth to wipe the inside of the cover before replacing it. Be

• In 2007, we threw away 40 million computers. • Overheating is the biggest cause of computer failure.

Cleaning Your Computer... Continued on Page 3

PALMER DIVIDE

HEY, CHECK OUT THOSE DUST BUNNIES! If you turned your keyboard upside down and the makings of a meal fell out or the vents on your computer’s CPU are covered in dust, it might be time to clean the computer and its components. All those dust bunnies can cause overheating and computer malfunction. The logical place to start is with your manufacturer’s instructions because some will void warranty coverage if you open up the back panel of your computer.

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Next, gather together a dust free cloth, screwdriver, rubbing alcohol, compressed air (cans available for purchase at office supply stores), cotton swabs and water. Turn the computer off, unplug it and get ready to make it shine. For a desktop system, look at the back panel to find either knobs to turn or buttons to press to release the side panel. In some cases, you may need a screwdriver.

 

For a notebook or laptop, turn the computer upside down on a towel and remove the battery. There is usually a small panel fastened with Phillips screws that can be

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www.shelterinsurance.com Cleaning Your Computer... Continued from Page 2 Mouse First, disconnect the mouse from the computer and then use a towel moistened with rubbing alcohol to wipe the exterior surface. If you have a mechanical mouse, remove the cover. Remove the track ball and wash with water and air dry before replacing. Use the same cotton swab procedure to wipe down the inside components of the mouse before drying and replacing the cover. Monitor For one of those dinosaur CRT monitors that look like a TV, use regular glass cleaning solution, but nothing that includes alcohol or ammonia which can damage the screen. There is nothing to open here and any attempt at opening up a monitor may cause severe damage. For LCD’s and flat-panel monitors, use a water moistened lint-free cloth to wipe the screen gently. Never spray anything directly onto one of these screens. Check the manufacturer’s suggestions if this doesn’t get it clean enough.

FEELING A LITTLE SLUGGISH? If your computer is dragging, then it’s time for an internal cleanup. This is the easy stuff to do. If you have Windows XP or a newer operating system, there are several utilities available to do the job. Microsoft recommends performing these cleanup utilities about once every month.

SEARCH AND DESTROY First, run a Disc Check to locate and repair hard drive errors.

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Over time, everything you add to your computer is put into files that are added to and changed. The files then tend to break into “chunks” of data; hence, the term fragmentation. The computer runs slower because it has to search harder to find information. Using the Disc Defragmenter can take over an hour or so to run, but may well be worth the increased speed of the machine. Set this up when you know you won’t need to use the computer for awhile.

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Cleaning Your Computer... Continued from Page 3

TAKE OUT THE TRASH When you put files into the Recycle Bin, they stay there until you empty it out just in case you change your mind. These files take up a lot of space and should be emptied periodically.

• Select “Explorerâ€?

• From the desktop, right click on “Recycle Binâ€? and select “Empty Recycle Bin.â€?

DECISIONS, DECISIONS

To make folders, while in “My Documents� or “Shared Documents�

Now it’s time to clean up all the old documents and files on the hard drive. If you can’t stand the thought of deleting old files, them move them to CD’s or purchase a portable hard drive. Then it’s a snap to select files to move. This frees up more disc space and eliminates the clutter that you wade through every time you try to find a file.

BACK UP, BACK UP, BACK UP If you’ve ever had a computer hard drive crash and lost all of your files, you understand the importance of backing up. There are inexpensive software programs that can do this for you as frequently as you wish – daily, weekly or monthly depending on how many files you generate. If or when the dreaded crash happens, you are up and running once again with a minimal amount of pain and anguish.

WHAT’S LEFT? Now for that dreaded organization part. Think of your computer like a file cabinet. In a file cabinet important documents likely get put into a folder and appropriately labeled. Same thing here, but it’s even quicker. Depending upon how many files you might have waiting for a real home, this might take a couple of 30-minute sessions to complete. First, look at the files: • Right click on the “Startâ€? button

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• In the African nation of Somalia, a man is permitted to have as many as four wives -- but only if he can support them all. • Between 70 percent and 80 percent of the world’s fresh water is stored in glaciers, and all but 1 percent of the world’s glaciers are found in the Arctic or Antarctic.

• Click on “Fileâ€? • Select “Newâ€? • Select “Folderâ€? • Name the folder Once you name that folder, you can then click and drag any document into it easily. Right clicking on any file name also allows you to rename the file. This would be a good time to give a name to all those photos that are now named with an odd assortment of meaningless numbers. If you have hundreds or thousands of photos and the task seems too daunting, try sorting them into folders that identify them, such as Susie’s 10th birthday, 2010 Christmas or Johnnie’s baby pics.

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• It was legendary American crime novelist Rex Stout who made the following sage observation: “Nothing is more admirable than the fortitude with which millionaires tolerate the disadvantages of their wealth.â€?

Now that you’ve done some basic cleanup work on the computer and it’s running faster and smoother, be sure to do an Internet search to find more helpful computer cleanup and organization tips such as deleting software programs no longer used and facing the e-mail pileup. A periodic purging and filing of those emails will save hours in the long run and free up computer space and energy.

• If you have an aversion to bugs, you might not want to take a vacation in Borneo anytime soon. The world’s third largest island is home to a particular stick insect that, measuring in at 14 inches, is the longest insect in the world.

There, now doesn’t that feel better?

• You might be surprised to learn that the earliest recorded reference to a vending machine dates back to the first century. It seems that a mathematician and engineer named Hero of Alexandria invented a mechanism that dispensed a fixed amount of holy water when a patron deposited a coin.

This information was intended solely as a guide. If you are unsure or uncomfortable with any of the procedures listed in this article, do not attempt to implement them, instead, please seek help from a computer specialist.

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TAI YILUPUS part 1 of 2

L

upus is a disorder in which the immune system attacks itself-an autoimmune disorder. It effects the kidneys, joints, blood, and skin, among other areas. Many times, Lupus is not diagnosed correctly at first, which leaves the person in significant pain without a solid reason as to why. The immune system attacks what it sees as a threat. This is what keeps a person alive when he or she comes into contact with a virus or bacterial strain that is harmful. So, why would the body’s immune system attack itself? According to www. lupus.org, no one knows the reason behind Lupus nor is there a cure. The site claims that Lupus can be controlled through medications, but the ‘victim’ should know that Lupus is not cured, but can move into remission. This is where I disagree. The body has the ability to heal itself when the correct tools are utilized, the correct questions are asked, and correct conclusions are drawn and put into action. We, as a society, are taught to treat symptoms rather than search for a cause which would lead to a cure. How long have different people searched for cancer cures, AIDS cures, Diabetes cures, Autism cures, and other ailments that are increasing? How many cures have been found vs. how many diseases

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Why would a person’s immune system attack itself? It must sense a foreign substance in the body. The person, who carries Lupus symptoms, can look at what is and has been consumed that is toxic/foreign to the body.

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The first area a person needs to look is genetically modified foods/organisms or (GMO) foods. “Collectively called recombinant DNA technology, this practice changes the core genetic make-up of organisms. This genetic manipulation gives scientists the ability to create any trait that they wish, or suppress natural traits they don’t want.” (globalhealingcenter.org). This process is not natural to the body, and if a person eats an abundance of GMO foods or processed foods with GMO ingredients, the body will react to it. GMO foods are not labeled and never have been.

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GMO foods have been increasing since 1994 and has significantly increased in the last ten years. At the same time, Lupus has increased in the last four years from 239,000 to 1.4 million (mediabistro.com). Coincidence or common thread? Read Part 2 next week for more conclusions and solutions.

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FAME! - FIBER ARTS MONDAY EVENINGS Every Monday Evening - 6pm - 9pm Speedtrap Coffee Bar, 84 Hwy. 105, Palmer Lake KNITTING, CROCHETING, WEAVING,QUILTING, RUG HOOKING, ETC. Opportunity to work on projects, learn and share new ideas and techniques. EVERYONE WELCOME! Info: Cindy Allen, 4812020 HORSES FOR HEROES Friday, February 18, 2011 - The Pinery The Horses for Heroes Program of the Pikes Peak Therapeutic Riding Center addresses the rehabilitative needs of military personnel recovering from injuries sustained in the line of duty. Executive Director, Jody Enget, will explain the physical and psychological benefits of Horses for Heroes therapy as well as how all the Center’s programs address the riders’ individual needs. RSVP: Charlie Ann Hayes, nonahayes@comcast.net, 481-9693 or Maureen Kral, reenbean@aol.com, 282-0164. Membership is open to all women living in School District 38 and the luncheons are open to all current TLWC members and their guests. Proceeds from these events benefit local nonprofit groups. Visit www.tlwc.net or contact Judy Crusius, crusii@aol.com, 481-1994; or Barb Dienes, bdienes@msn.com, 487-7392.

INTRO TO WIRE WRAPPING Sundance Mountain Athletic Center, 1808 Woodmoor Dr, Monument Beginning Saturday, March 12 9am - noon In just three hours, make a beautiful sterling silver and Swarovski cube bangle bracelet from awardwinning designer, Jennifer Cunningham. Learn the basics of wire-wrapping and tool use, giving you the skills to create your own wonderful pieces of jewelry. Classes begin 12 March and will be held at the Sundance Mountain Athletic Center, 1808 Woodmoor Dr, Monument. Visit www.thegivingbead.com/classes.htm to register or contact Jennifer at 244-8761 or classes@thegivingbead.com for more information. Space is limited. MUTTI’S WAR MoZaic Restaurant (main/upper level) in The Inn at Palmer Divid Mar. 18, 2011 Margaret Brettschneider, local author and speaker. Mutti’s War, based on the true story of Regina Wolff,a young German mother who was forced to smuggle her three small boys out of East Prussia when the Russians surround it in 1944, is in its fifth printing and is winner of the Paul Gillette Award for historical fiction. This book was also chosen for a literature class taught at the United States Air Force Academy. It is used to impress on cadets that there are many different kinds of courage. The author taught literature and journalism for thirty years, twenty-one of them in Germany for the Department of Defense, with seven of those years on the east/west com-

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LEWIS-PALMER LEADS REGION FOR COLLEGE PREPAREDNESS Monument, CO – In a new report released this week, Lewis-Palmer High School ranked highest among traditional high schools in Colorado for preparing students for higher education. The report cites the number of students who needed “remediation” in college, because they graduated from high school but did not have the basic skills they needed for college-level work in at least one subject.

MONUMENT ART HOP The third Thursday of each month, May through September, the galleries, restaurants and boutiques of historic downtown Monument stay open until 8:00pm for a celebration featuring art openings and other special events. Visit www.monumentarthop. org for more information including monthly shows and events. SUMMER SOULSTICE The second annual Summer Soul-stice Event will be on Saturday, June 19 this year! It is a day-long community celebration featuring special merchant events, hayrides, kids art activities, live music, food and a paint-out done by local professional artists painting in the traditional plein air style. A Chalk Walk for kids, teens, amateur and professional artists is a highlight of this event. Participants are encouraged to create everything from temporary chalk “masterpieces” to some colorful games of tic-tac-toe! Chalk is supplied, participation is free. For more information about the chalk walk, please call 719.460.4179. This family-friendly event is designed to provide attendees with a rich cultural experience. Additionally, other special events and merchant offers make the day of the Summer Soul-stice a fun and extraordinary shopping experience. All activities take place in the “downtown” Historic Monument. Some of the other events include face-painting, balloon art, potting plants and other crafts. Bands and musicians are spread throughout the town for attendees’ enjoyment. The “Soul Train” (hayride) provides transportation from the different venues.

Lewis-Palmer High School’s 2010 gradu-

ates were tied for first place with the lowest remediation rate among traditional high schools, and tied for 3rd place when all charter and alternative schools were included. LPHS Principal John Borman told his teaching staff, “This success is because our staff keeps the focus on our kids. We don’t let them coast their senior year and we take them to levels that challenge their comfort zone. We model a culture of excellence.”

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CONCERTS IN THE PARK Wednesdays in June and July, 7:00–9:00pm; bring your chairs and enjoy music, food and fun for the whole family! The Concerts in the Park Series is held in Limbach Park. Take Monument exit 161 and head west on Highway 105 which becomes Second Street. Continue straight on Second Street past Front Street and Limbach Park will be on your left before you reach the railroad tracks. TRI-LAKES CRUISERS BENEFIT CAR SHOW Sunday, June 12, 2011 Over 200 cars line the streets for a spectacular event held the second Sunday of June. Over thirty-nine trophies are given away at this show that runs from 10:00am to 3:00pm in historic downtown Monument. MONUMENT FOURTH OF JULY PARADE & STREET FAIR - PALMER LAKE FIREWORKS DISPLAY This year the annual parade will be held Saturday, July 2. The fireworks over Palmer Lake will take place the evening of Sunday, July 3.

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MASONIC RUST NAIL Centurion Daylight Masonic Lodge Furrow Rd Monument March 8, 2011 Call for information regarding time SOJOURNING MASONS. Have you not attended your lodge in years??? Have you felt unable to attend lodge; but would like to??? Are you afraid you can’t gain admittance because your work is too rusty??? Then Tuesday, March 8th, is your night!!! Centurion Daylight Lodge #195 will put on a special “Rusty Nail” degree that evening. Call the Worshipful Master, Gene Dobrzelecki at 719 592-9561 for details.

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munist border during the Cold War. She retired in Colorado Springs in 1995. Under pressure from her former high school students, she began writing of these experiences, and five books have resulted under her pen name, M.J. Brett. www.mjbrett.com. RSVP: Charlie Ann Hayes, nonahayes@comcast. net, 481-9693 or Maureen Kral, reenbean@aol. com, 282-0164.

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BUSINESS NETWORK INTERNATIONAL (BNI) Every Wednesday - Inn at Palmer Divide Only one of a “type” of business permitted so you and your business have a monopoly! Call either Present Dr Kathy Yuhasz BA, DC, LAc. 719-5949700 or PR Coordinator Roberta Brunner CCHt., 719-321-9600 to find out if your business qualifies and for an invite to a breakfast meeting on Wednesdays at the Inn at Palmer Divide.


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MOMENTS IN TIME THE HISTORY CHANNEL

• On Feb. 16, 1878, the Bland-Allison Act -- which provided for a return to the minting of silver coins -- becomes the law of the land. During the 19th century, money was backed by actual deposits of silver and gold, unlike today when the value of American money is essentially secured by faith in the stability of the government. • On Feb. 15, 1903, candy-store owner Morris Michtom places two stuffed bears in his shop window in Brooklyn, N.Y., advertising them as Teddy bears, after President Theodore “Teddy” Roosevelt. Other toy manufacturers soon began turning out copies of Michtom’s stuffed bears, which would become a national childhood institution. • On Feb. 14, 1929, in Chicago, gunmen in the suspected employment of organized crime boss Al Capone murder seven members of George “Bugs” Moran’s North Siders gang. The so-called St. Valentine’s Day Massacre motivated federal authorities to redouble their efforts to find evidence incriminating enough to take Capone off the streets.

• On Feb. 19, 1942, President Franklin D. Roosevelt signs Executive Order 9066, authorizing the removal of all people from military areas. The military in turn defined the entire West Coast as a military area, and more than 110,000 Japanese Americans were relocated to remote internment camps around the country. • On Feb. 18, 1959, Ray Charles records “What’d I Say,” which went on to become one of the greatest rhythm-and-blues records ever made. The call-and-response song was created to fill time at the end of a concert, and the crowd loved it. • On Feb. 20, 1974, Reg Murphy, an editor of The Atlanta Constitution, is kidnapped after being lured from his home by William Williams. Murphy was released after a $700,000 ransom was paid. Within hours, Williams and his wife, Betty, were captured. • On Feb. 17, 1986, Anne Tyler wins the National Book Critics Circle Award for her novel “The Accidental Tourist” (1985). The book, about the life of a travel-book writer after the death of his son and his subsequent divorce, became a bestseller and was later made into a movie starring William Hurt. (c) 2011 King Features Synd., Inc.

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Additionally, researchers realized that the information was valuable enough to be used as a standard assessment, such as blood pressure, heart rate, weight, and general mobility tests.

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s we age, many of us find that our walking speed gets slower. Most of us assume that it’s a function of age and that it’s inevitable. It’s not. Researchers compared natural walking speed and life expectancy and came to some startling conclusions.

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They combined the results of nine different studies and followed 34,000 participants for up to 21 years. Each participant was age 65 or older with an average age of 73 years. Their natural walking speed, from a standing start, was measured and timed for short distances.

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The result of the studies: Those who naturally have an above-average walking speed will generally also have a longerthan-average life expectancy. Researchers were able to correlate current age with walking speed and predict the likely survival ages. For those participants age

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That’s not to say you should intentionally start walking faster. Your body picks its own natural speed. However, it wouldn’t hurt to have your doctor do a test so see how fast you normally walk. It can be done easily in a hallway of the doctor’s office by a nurse or practitioner. If you walk slower than average, your doctor could look for the reasons why, as walking speed is an indication of the overall state of your health. If a problem is identified and then remedied, your normal walking speed may increase -- which will put you in a category of those who have a longer life expectancy and better body functioning. Wear your sneakers to the doctor’s office!

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail. com. (c) 2011 King Features Synd., Inc.

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they can before the bigger kids join in. Since the Easter Bunny's helpers hide them the morning of the hunt the town asks parents not to bring their kids to the event until the start time of 10 a.m. so as not to spoil the surprise of the location of the approximate 1,000 eggs. After the eggs are found, the games, including a gunny-sack race, begin and will be held outside if weather permits or inside the town hall. Students from Lewis-Palmer Middle School's National Junior Honors Society will help run the games. A bunny known to make appearances at Easter and hide eggs will appear in Palmer Lake during the festivities and just might hop on over to Monument afterward. Palmer Lake's festivities conclude around 11 a.m., just in time for Monument's to begin. Egg seekers will have a chance to bounce from shop to shop in downtown Monument to collect one egg at each location from 11:30 a.m. until 2 p.m. There will be coloring pages to be picked up in advance and dropped off the day of the hunt for a chance to win a prize.

Article by Robyn Graham Broker / Owner

An Entire Year of Events in the Tri-Lakes Area! Part 1 of 2

Palmer Lake Volunteer Fire Dept. Pancake Breakfast Easter Sunday, April 24, 2011 Come join us for our Annual Pancake Breakfast! The Palmer Lake Volunteer Fire Department will celebrate its 73rd anniversary this year. The department got its start in the mid-1930's. Back then, the department's equipment consisted of a handdrawn hose cart stored at an automotive garage in the center of town. When a fire started, volunteers passing by the garage would pick up the cart on the way to the fire.

Here it is! The Official List of TRI-LAKES AREA EVENTS! Mark these Events on your Calendars! More Detailed Information for each Month’s Events will be printed in the appropriate Snippetz issue. Palmer Lake Historical Society Thursday, January 20, 2011 - 6:30 pm Join us for our annual membership night and potluck supper at the Palmer Lake Town Hall. Attendance is FREE! Please bring a side dish or dessert to share. Main dish and beverages will be provided.

Monument Art Hop 3rd Thursdays of each month - May through September The galleries, restaurants and boutiques of historic downtown Monument stay open until 8:00pm for a celebration featuring art openings great food, live music and other special events.

Palmer Lake Art Group - Valentine Art Exhibit and Sale Tuesday, February 1 through Saturday, February 5. Open 10 a.m. to 6 p.m. daily except Friday, when we'll be open until 8 p.m. Just in time for Valentine's Day, the Palmer Lake Art Group is holding a fine art exhibit and sale. A variety of artistic items will be available which include original paintings, jewelry, fiber art, pottery, photography, basketry, and more. Meet the participating artists and watch their art demonstrations. Admission is free. The show is being held at the West End Center, 755 Hwy 105, Palmer Lake, CO (3/4 mile west of the Monument Safeway.)

10th Annual Palmer LakeBlue Columbine Festival Saturday, June 11, 2011 Those attending the event chose from among a total of 500 columbines and pansies, Live Entertainment, sample free popcorn and sodas, and could select from a variety of free information, from bear awareness to bicycling in Colorado. Tri-Lakes Cruisers Benefit Car Show Sunday, June 12, 2011 - 10:00 am - 3:00 pm In Historic Downtown Monument Over 200 cars line the streets for a spectacular event. Over thirty-nine trophies are given away at this show.

Stroke and Heart Attack Class February 9, 2011 Paramedics from Black Forest Fire and Rescue and Black Forest AARP Chapter 1100 host their annual Stroke and Heart Attack Class from 9-11 a.m. Feb. 9 at Black Forest Lutheran Church Fellowship Hall, 12455 Black Forest Road. The meeting is free and open to the public. All attending the Stroke and Heart Attack Recognition Class are invited to stay for the noon lunch with the Black Forest AARP chapter membership. Call Gwen at 719-495-2176.

Summer Soul-stice Saturday, June 19, 2011 The Second Annual Summer Soul-stice Event! It is a day-long community celebration featuring special merchant events, hayrides, kids art activities, live music, food and a paint-out done by local professional artists painting in the traditional plein air style. Some of the other events include face-painting, balloon art, potting plants and other crafts. Bands and musicians are spread throughout the town for attendees' enjoyment. The "Soul Train" (hayride) provides transportation from the different venues. also enjoy the Chalk Walk. Participants are encouraged to create everything from temporary chalk "masterpieces" to some colorful games of tic-tac-toe! Chalk is supplied, participation is free.

Palmer Lake Winterfest Festival Saturday, February 12, 2011 Have a great time at our Monument and Palmer Lake Library's Annual Winter Festival. Activities include face painting, crafts, museum tours, gold panning, and refreshments. For more information, call the Monument Branch at 719-488-2370.

Concerts in the Park Every Wednesday Evening in June and July - 7:00pm9:00pm Bring your chairs and enjoy music, food and fun for the whole family! The Concerts in the Park Series is held in Limbach Park.

Monument and Palmer Lake Easter Egg Hunt Saturday, April 23, 2011 For the event, eggs are hidden in the Village Green and the little tykes get the first five minutes to find as many eggs as

10


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PSORIASIS SOMETIMES MORE THAN SKIN DEEP DEAR DR. DONOHUE: Your article on arthritis was very interesting, but you did not explain about the arthritis that comes with psoriasis. I have it, and I know of two other people who have it. We don’t understand it at all. Please explain. -- B.E. ANSWER: Autoimmunity is the explanation for many illnesses, including both skin and joint psoriasis. “Autoimmunity” indicates that the immune system -- our protection against germ invasion and other harmful attacks -for reasons not yet understood, turns against our own bodies; in this case, it’s the skin and joints. The immune system targets joints in as many as 7 percent of those who suffer from skin psoriasis. That’s a considerable number of people when you consider that as many as 3 percent of the entire population suffers from skin psoriasis. Skin psoriasis precedes joint psoriasis most of the time, but there are instances when both occur simultaneously or when joint involvement appears before any skin manifestations. The fact that skin and joint psoriasis run in some families also points to a gene influence on these conditions. Any joint can be affected. The topmost finger joint, the one below the fingernail, is frequently targeted. Back, neck, knees, you name it -- psoriasis can strike it. Like all arthritic joints, psoriatic arthritic joints are swollen, red, tender and stiff. The severity of joint involvement doesn’t always mirror skin involvement, but it does correspond to nail changes. Nails have small pits, become loosened from their attachment to underlying skin, often turn yellow

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Treatment of psoriatic arthritis depends on how bad the arthritis is. For mild to moderate cases, NSAIDS do a good job. They include the familiar Aleve, Advil, Motrin and many others. For more severe involvement, doctors prescribe drugs like methotrexate. And for severe arthritis, a breakthrough has come with the introduction of drugs like Enbrel, Remicade and Humira.

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The arthritis booklet deals with some of the more common forms of arthritis. Readers can obtain a copy by writing: Dr. Donohue -- No. 301W, Box 536475, Orlando, FL 32853-6475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada. with the recipient’s printed name and address. Please allow four weeks for delivery.

My sister has a similar problem. Her doctor gave her a medicine that makes her actually relish getting up and addressing a crowd. Do you know the name of the drug? -- S.S. ANSWER: I’m pretty sure it’s Inder-

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al (propranolol). It has many medical uses, like regulating the heartbeat, controlling blood pressure and abolishing certain tremors. It also controls the signs of stage fright. Many professional musicians have to use it before their performances. It’s a prescription drug, so your doctor has to agree to its use. Limit taking it to those occasions when you have to speak in public. It’s not habit-forming. It’s not a

narcotic. It’s not a tranquilizer. ***

Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475. (c) 2011 North America Synd., Inc. All Rights Reserved

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SNIPPETZ DINING GUIDE ®

I

A HEART-HEALTHY VALENTINE’S DAY

s chocolate a guilty treat or a great-tasting, heart-healthy indulgence? Do you use chocolate to boost your mood, or reserve it for special celebrations? Whatever your reason for choosing chocolate, emerging research is showing there may be some health benefits. Dark chocolate is a heart-healthy choice for Valentine’s Day. Blood pressure, cardiovascular health and insulin sensitivity have all been shown to profit from the flavonoids in the cocoa bean. Chocolate-milk drinkers in one study showed marked improvement in heart health, including a boost to the “good” HDL cholesterol. It’s notable that the chocolate milk consumed in this study was made with unsweetened cocoa powder (containing 82 percent cocoa) stirred into skim milk, as opposed to the highly processed and sweetened version typically found on supermarket shelves. Unsweetened cocoa and dark chocolate appear to be healthier choices than other kinds of chocolate. Other research suggests that eating chocolate makes us feel good -- something self-professed chocoholics already know. Chocolate may reduce stress and have other positive psychological effects. Chocolate also may be connected to neurotransmitters boosting mood and lowering anxiety. This research is still preliminary, so nutrition experts still don’t recommend eating chocolate for those health benefits, but the research is something chocolate lovers will watch. Not all chocolate is created equal: The higher the cocoa content, the greater the health benefits from flavonoids, which help protect against aging and some chronic diseases. Following unsweetened cocoa powder on the list for highest percentage of cocoa is unsweetened baking chocolate and dark chocolate. Studies suggest that eating dark chocolate with 70 percent cocoa improves cardiovascular health. Semisweet chocolate and milk chocolate drop down further on the list for cocoa content. How much dark chocolate or unsweetened cocoa powder is the potential ticket to good health? None of the studies to date have determined the optimal daily serving. Many health experts are comfortable recommending daily dark chocolate in small amounts -- an ounce or two daily -- if it’s a food you already enjoy and can afford it in your calorie budget. As a final word of caution, check the ingredients on the label to see where sugar is listed. The further down the list the better, because that indicates a smaller amount of sugar in the product. Weigh the extra calories in chocolate before you spend them --

and then enjoy every morsel! My recipe for Dark Chocolate Delights are bonbons that are simple to make and the perfect Valentine’s Day gift for the health and happiness of the ones you love. Dates are a sweet and “delightful” ingredient in these dark chocolate bon bons. Dates are rich in calcium, sulfur, iron, potassium, phosphorous, manganese, copper and magnesium, which are all advantageous for health. Have a happy (and heart-healthy) Valentines Day! (Information provided by Shirley Perryman, an Extension specialist in the Department of Food Science and Human Nutrition, College of Applied Human Sciences at Colorado State University.)

Pizza • Pasta • Lasagna Salads • Sandwiches Beer • Wine GLUTEN FREE - Pizza, Pasta, Sauces

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Tuesday through Thursday!

DARK CHOCOLATE DELIGHTS 1 cup peanut butter, smooth or chunky 1 cup chopped pecans, toasted 1 cup powdered sugar 1 cup dates, chopped (not the prepackaged, chopped type) 1 1/2 tablespoons butter, softened, divided 1 1/2 cups semisweet chocolate chips 1 1/2 cup dark chocolate chips 1/2 cup sweetened, shredded coconut, optional

Tuesday - Friday 5 - 9 pm Saturday 11:30 am - 9 pm 4 Hwy. 105 • Palmer Lake

719-481-3244

website: http://www.bellapanini.com

1. Using a large bowl, combine peanut butter, pecans, powdered sugar, dates and 1 tablespoon butter and mix well. Form mixture into 1-inch balls. Set aside in refrigerator to harden, about 30 minutes. 2. Meanwhile, melt semisweet chips in a large glass measuring cup or medium bowl in the microwave on medium power (or on the defrost setting) about 2 minutes, stirring once, until melted and smooth. Stir in remaining dark chocolate chips and stir constantly until smooth (this tempers the chocolate, setting up crystals so it will harden). Stir in the remaining 1/2 tablespoon butter to bring chocolate to a glossy finish. 3. Dip each ball into melted chocolate mixture and set on wax paper or parchment paper. Sprinkle with coconut, if desired. Let stand until chocolate is firm, about 15 minutes. Store tightly covered at room temperature. Makes approximately 32 Bonbons.

Serving Anne & Mann’s Gourmet Ice Cream

***

24 Hwy. 105 in Palmer Lake

Angela Shelf Medearis is known as The Kitchen Diva! She’s the executive producer and host of “The Kitchen Diva!” cooking show on Hulu.com. Medearis is an award-winning children’s author, culinary historian and the author of seven cookbooks, including “The New African-American Kitchen” and her new cookbook, “The Kitchen Diva Cooks!” Visit her website at www. divapro.com. (c) 2011 King Features Synd., Inc.

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SNIPPETZ PUZZLES AND TRIVIA ®

Trivia Test

Sports Quiz

By Marge Svenson

1. MUSIC: How many strings does a ukulele have? 2. MATH: What is the equivalent of the Roman numeral D? 3. RELIGION: Who is the patron saint of physicians? 4. LITERATURE: Who wrote the play “Timon of Athens”? 5. GENERAL KNOWLEDGE: What does the Geneva cross symbolize? 6. HISTORY: When did the Erie Canal open? 7. MEASUREMENTS: What does a lux measure? 8. LANGUAGE: What is the meaning of the Latin word “veto”? 9. MYTHOLOGY: Who is the Greek goddess of love? 10. U.S. STATES: What state’s nickname is the Pelican State?

By Chris Richcreek

1. Who was the last player before Florida’s Emilio Bonifacio in 2009 to hit an inside-the-park home run on Opening Day? 2. The Chicago White Sox had four different managers during the 1990s. Name two of them. 3. How many Heisman Trophy winners have come from the University of Texas? 4. Name the NBA teams Chuck Daly coached between 1981 and 1999. 5. When was the last time the Florida Panthers made the NHL playoffs, and who did they face? 6. NASCAR driver Brad Keselowski set a record in 2010 for most topfive finishes in the Nationwide Series. How many did he have? 7. Which tennis player has won the most Grand Slam men’s singles titles in the Open Era at the French Open?

(c) 2011 King Features Synd., Inc.

(c) 2011 King Features Synd., Inc.

1. What was the name of Bon Jovi’s first No. 1 hit single? 2. Who wrote and released “Doctor My Eyes,” and when? 3. Which band released “Come Sail Away”? Bonus for knowing the album title. 4. Name the only Kool & the Gang song to reach No. 1 on both the Hot 100 and the R&B charts. 5. Name the song that became Motown’s first millionseller, as well as the group. 6. Who were Wolfman Jack and Cousin Brucie? (c) 2011 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (15). Chris Pine are the only two people who can save Scranton from going up in flames and being awash in steaming toxic death -- and never have I wanted two people to fail more.

New DVD Releases for Week of February 14, 2011 PICKS OF THE WEEK

“Unstoppable” (PG-13) -- If you like movies about runaway trains and the buff, determined Choo-Choo Boys charged with stopping them, then Boy Howdy, have I got the perfect film for you. In “Unstoppable,” an unmanned train carrying tons of deadly chemicals is barreling across the Pennsylvania countryside -- 1 million tons of ironclad mayhem on a collision course with Scranton. Engineer Denzel Washington and conductor

“Waiting for Superman” (PG) -- In “Waiting for Superman,” Davis Guggenheim, director of “An Inconvenient Truth,” the Academy Award-winning documentary on climate change, turns his sights on America’s ailing education system. In this controversial documentary, Guggenheim suggests that one of the major problems with education today is teachers unions, which protect bad teachers all for the sake of perpetuating tenure agreements. He also is a proponent of the charter school system, which hasn’t been proven to be substantially better than public schools. The lottery system used to pick the students is absolutely soul-crushing to watch. While it’s clear that Guggenheim has an agenda, “Superman” isn’t one of those Michael Moore-style films that are long on propagan-

da and short on facts. No matter where you stand on the issue, this film is sure to provoke thoughtful and passionate discussion. “Dr. Who: A Christmas Carol” (Unrated) -- This innovative take on the Charles Dickens’ holiday classic makes for one of the most enjoyable Doctor Who Christmas specials in recent memory. It’s Christmas Eve, and honeymooners Amy Pond and Rory Williams are aboard a luxury cruise ship that becomes disabled by a mysterious cloud formation above the surface of an alien planet. They and the ship’s 4,000 passengers have less than an hour before they crash. In order to save them, the Doctor (Matt Smith) must warm the frozen heart of the planet’s most powerful man, the miserly Kazran Sardick (Michael “Dumbledore” Gambon). Filled with whimsy, pathos and humor, this Christmas special is a delight for adults and children alike.

14

TV SERIES

“The Twilight Zone” Season 3 “Around the World in 80 Days” The Complete Epic Mini-Series “Top Gear” Complete Seasons 14 and 15 “Spin City” Season Four “The Fugitive” The Fourth and Final Season, Volume Two “Murphy’s Law” Series Three “Paddington Bear” Complete Classic Series “He-Man and The Masters of the Universe” Season One “Johnny Test” Complete First and Second Seasons “Sabrina the Animated Series” A Touch of Magic “Taggart” Complete Original Series Starring Mark McManus (c) 2011 King Features Synd., Inc.


SNIPPETZ COMICS AND ENTERTAINMENT ®

HUEY’S PAGE

KARAOKE Fridays 8 PM PLAYING FEBRUARY 26TH MIKE LOUIS 9pm-1am Check us out on Facebook - PINZ Bowling Center Or on the Web - www.pinzbowling.com

RODZ is located inside PINZ The Premier Family Entertainment Center in the Tri-Lakes Area 855 Hwy 105, Palmer Lake 80133

Answers & Solutions

TRIVIA TEST ANSWERS 1. Four 2. 500 3. St. Luke 4. Shakespeare 5. Neutrality 6. 1825 7. Light intensity 8. “I forbid” 9. Aphrodite 10. Louisiana

FEBRUARY 14, 2011

ARIES (March 21 to April 19) St. Valentine’s Day magic rules the entire week for romantic Rams and Ewes. Music, which is the food of love, is also strong. The weekend offers news both unexpected and anticipated.

SPORTS QUIZ ANSWERS 1. Boston’s Carl Yastrzemski did it in 1968. 2. Jeff Torborg (1990-’91), Gene Lamont (‘92-’95), Terry Bevington (‘95-’97) and Jerry Manuel (‘98-’99). 3. Running backs Earl Campbell (1977) and Ricky Williams (1998). 4. Cleveland (1981-’82), Detroit (‘83-’92), New Jersey (‘92’94) and Orlando (‘97-’99). 5. It was 2000, when they lost to New Jersey in the conference quarterfinal round. 6. He had 26 top-five finishes in 35 races. 7. Bjorn Borg, with six.

FLASH BACK ANSWERS 1. “You Give Love a Bad Name” in 1986. That same year he scored another No. 1 with “Livin’ on a Prayer,” both from his “Slippery When Wet” album. 2. Jackson Browne on his 1972 debut album. 3. Styx, 1977, from their “The Grand Illusion” album. The song hit No. 8 on the charts. 4. “Celebration” in 1980. The group had many hits on the R&B charts, but only one on the Billboard Hot 100. 5. “Shop Around” by The Miracles (with Smokey Robinson) was Motown’s first million-selling single in 1961. 6. Robert Weston Smith and Bruce Morrow were competing DJs until Smith (Wolfman Jack) died in 1995. Morrow will host Cousin Brucie’s Rock ‘n’ Roll Weekend this March in upstate New York.

(719)487-PINZ (7469)

LIBRA (September 23 to October 22) Accept the fact that you are worthy of being loved, and you’ll find proof in what is revealed to you over the course of the week. Also accept a compliment offered with great sincerity. SCORPIO (October 23 to November 21) Planning to take a new direction in life is exciting. And so is a new awareness of someone’s special affection. Expect a slow and mostly steady development of the situation.

TAURUS (April 20 to May 20) Your aspects favor the arts -- which the Divine Bovine loves, loves, loves. Also, for those looking for romantic love, Cupid is available for requests. After all, his mother, Venus, rules your sign.

SAGITTARIUS (November 22 to December 21) Although you might still feel you weren’t treated quite right in a recent matter, all that will work out in time. Meanwhile, enjoy the week’s special qualities and potentials.

GEMINI (May 21 to June 20) Loving commitments continue to grow stronger. Ditto budding relationships. A recent move to help start up a new career-linked direction could soon begin to show signs of progress.

CAPRICORN (December 22 to January 19) Deciding not to give up on a troubling romantic situation helps start the healing process. Expect to find some valuable insight into yourself as things move along.

CANCER (June 21 to July 22) Single Moon Children might be eager to take that proverbial chance on love. But your more serious side will feel better if you take things slowly and give your moonstruck self more time.

AQUARIUS (January 20 to February 18) The week is filled with positive potentials, but it’s up to you to make the right choices. The advice of someone who truly cares for you and your well-being can be priceless.

LEO (July 23 to August 22) It’s a love fest for Leos and Leonas this week. Paired Cats might expect to be purr-fectly in sync. And with matchmaking friends, single Simbas searching for romance shouldn’t have too far to look.

PISCES (February 19 to March 20) It’s a good time to make yourself available to possibilities of the romantic kind. Already paired? Good. In that case, be sure to reassure that special person of your feelings.

VIRGO (August 23 to September 22) More understanding on both sides can work miracles in restoring ailing relationships to health. Make the first move, and you’ll be closer to your much-wanted reunion.

15

BORN THIS WEEK: Your generosity gladdens the hearts of others, and you bask in their joy. (c) 2011 King Features Synd., Inc.


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SNIPPETZÂŽ BUSINESS, FINANCE & LAW

LEARN ABOUT THE MARKET WITH

A FREE CUP OF COFFEE.

FINANCIAL FOCUS TO RETIRE COMFORTABLY, KNOW WHICH MOVES TO MAKE -AND WHEN TO MAKE THEM Provided by Adam Grayson of EdwardJones Investments

W

You’re invited ... to join us at our next coffee club meeting. Discussing current updates on the market and the economy in a relaxed, informal setting is a great way to get to know one another. Plus, the coffee’s on us. Please join us at the next meeting of our coffee club and bring a friend.

Thursday, February December24, 16, 2011 2010 Date: Thursday, Time: 9:00 a.m. Place: Serrano's Coffee Shop - Monument, CO Adam R Grayson, AAMSÂŽ Financial Advisor .

755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964

www.edwardjones.com

Member SIPC

2011 MVEA Board Nominations Now Open Two Directors will be elected to Mountain View Electric Association’s (MVEA) Board of Directors this year from the following districts: District 2: Simla, Matheson and a portion of the surrounding areas. (incumbent Rick Gordon) District 7: Monument, Woodmoor and a portion of the surrounding areas. (incumbent Donna Andersen-Van Ness) The procedures for Director Elections & Member Voting is available on MVEA’s website at www.mvea.coop. If you are interested in being a candidate, please contact a member of the nominating committee. A candidate must be an MVEA member and reside in the district where there is a vacancy. Before applying, SOHDVHFRQWDFWHLWKHU09($RIĂ€FHDWRUWR verify your district. A member may also petition for nomination. Petitions and proceedures DUHDYDLODEOHDWWK6W/LPRQ(:RRGPHQ5G)DOFRQRU online at www.mvea.coop. Petitions must be signed by 15 members of 09($DQGUHWXUQHGWRHLWKHU09($RIĂ€FHE\SP0RQGD\$SULO 2011, A Candidate Questionnaire must be completed for either the verbal nomination or the petition. This application can be found on MVEA’s ZHEVLWHRU\RXPD\SLFNRQHXSDWHLWKHURIĂ€FH,I\RXKDYHTXHVWLRQV please contact a member of the nominating committee. Candidate 4XHVWLRQQDLUHPXVWEHUHFHLYHGDWHLWKHURIĂ€FHRUE\WKHQRPLQDWLQJ committee by 5:30 p.m., Thursday, April 21, 2011 for the committee’s consideration. If you are petitioning for nomination, the Candidate Questionnaire must be submitted with your petition no later than 5:30 p.m., Monday, April 25, 2011.

Nominating Committee: District 2 Allan Moore 13217 County Road 141 Simla, CO 80835 719-541-2180

e all want to enjoy a comfortable retirement. But to do so, we need to make different moves, and consider different issues, at different times of our lives. To help illustrate this point, let’s look at three individuals: Alice, who is just starting her career; Bob, who is nearing retirement; and Charlie, who has recently retired. Let’s start with Alice. As a young worker, Alice most likely has four decades ahead of her until she retires. Yet she realizes that it’s never too soon to start saving for retirement, so she has already begun contributing to her 401(k) and to an IRA. And since she has so much time ahead of her, she has decided to invest aggressively, putting much of her contributions in growth-oriented vehicles. The market will certainly have its “dips� in the future, and Alice’s account values could rise and fall from year to year, but the longer she holds her investments, the less of an impact that market extremes should have on her 401(k), IRA and other accounts. Now let’s turn our attention to Bob. Since he is within a few years of retirement, he has some key decisions to make. For one thing, he must decide if it’s time to change the investment mix in his IRA, 401(k) and other accounts. Because Bob doesn’t have much time to overcome market volatility, and since

he’d like to maintain the gains he has already achieved, he may decide to become more conservative with his investments. Consequently, he may choose to move some of his investment dollars from stocks to bonds and other fixed-income securities. Realizing, however, that he may spend two or three decades in retirement, and knowing that he will need to stay ahead of inflation, he doesn’t abandon all his growthoriented investments. Furthermore, Bob decides that he may need to bolster his retirement income, so he considers whether an annuity, which is designed to provide him with an income stream he can’t outlive, is appropriate for his situation. Our ďŹ nal “life stagesâ€? investor is Charlie. He has recently retired, so his biggest concern is making sure he doesn’t outlive his financial resources. Therefore, he may need to consider a variety of moves. For starters, he should determine when to start taking Social Security and when to begin taking withdrawals from his IRA and 401(k) plans. [For a traditional IRA and a 401(k) or other employer-sponsored plan, Charlie, like all investors, must start taking withdrawals no later than age 70½.] After deciding when to start taking withdrawals from his retirement plans, he’ll also need to calculate how much he can afford to take each year without emptying the accounts. Finally, he might need to rebalance his overall investment portfolio to provide himself with more income. For help in making the types of choices described above, you may want to work with a financial professional, but in any case, you need to be prepared to take the right steps, at the right times, to enjoy the retirement lifestyle you’ve envisioned. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. For additional information, contact:

Adam Grayson 755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

9OU7!.4TOJOINTHE#HAMBERBECAUSE TOJOINTHE#HAMBERBECAUSE OFALLTHEBENElTSANDOFFERINGS-!+%YOU YOU MONEYAND3!6%YOUMONEY "RINGTHISCOUPONINWITHYOURCOMPLETEDNEWMEMBERAPPLICATION DURINGANDWEWILLWAIVEYOURNEWMEMBERPROCESSINGFEE AVALUE

District 7 Edward McGuire 4810 Abo Lane Monument, CO 80132 719-481-9377

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17


®

SNIPPETZ BUSINESS, FINANCE & LAW

Lisa Welch Stevens

THE LAW ACCORDING TO STEVENS by Lisa Welch Stevens, Attorney at Law P.C.

HOW DO I START MY OWN BUSINESS? - STEP FOUR,

TAX LICENSES

© January 25, 2011, Lisa Welch Stevens, Esq.

O

Attorney at Law, P.C.

Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖

Business Formation

Business Planning

Intellectual Property

Employment Law

Mergers and Acquisitions

Wills, Estate, Probate

Transactional (Contract) Services

Member: Colorado & El Paso County Bar Association

719.488.9395

lisa@lwslawfirm.com • www.lwslawfirm.com nce you have brought your business into being, from a legal point of view, opened business bank accounts, and registered any names your business will be “doing business as” (i.e., d/b/a), you may, depending upon the nature of your business, need to obPAYER OR EMPLOYER IDENTIFICATION NUMtain a sales tax license from the State of Colorado DeBER TO APPLY FOR A SALES TAX ACCOUNT AND partment of Revenue. LICENSE.

Basically, if your business has a permanent location – like a store, an office, a warehouse, or even your home – and conducts retail sales of goods (as opposed to services) from that location, you will need to apply to open a sales tax account with the State of Colorado Department of Revenue. If you conduct retail sales, but do not have a permanent location – for example, you sell goods at a fair or farmer’s market - you will also need to apply to open a sales tax account, collect sales tax, and report and forward the sales taxes to the government. You can open a sales tax account for your business either by mail, or in person, at any office of the Colorado Department of Revenue that handles that service. To open a sales tax account, go to the Colorado Department of Revenue website, www.colorado.gov/revenue. Click on the big “Taxes” icon, then click on the “Tax Forms” icon, then under “Forms”, click on “Sales”. Under “Tax Forms”, click on “Form” for “Business Application for Sales Tax/Wage Withholding Tax Account”. There is also an “FYI” you can click on for the Business Application as well. In addition, just below the “Business Application” form you can click on the Instructions for the application as well. Complete the form, and either mail it, or hand deliver it, to the Department of Revenue (if you hand deliver it, you will need to bring a copy as well as the original). Make sure you make and keep a copy for your records.

If you hand deliver the application, you will be able to be assigned your sales tax account number , although your license will be mailed to you (within 2 weeks); if you mail the application you will have to wait, for as long as 4-6 weeks, to receive both the account number and the license itself. There is an office in El Paso County, on North Union Boulevard in Colorado Springs. You will also need to pay a fee (refundable after – but only after – a certain amount of sales tax is collected). If your business conducts retail sales from a fixed, or permanent, location only, you will apply for a “standard” sales tax license; if some or all of your business’ sales are at “events”, such as farmer’s markets, etc., you will apply for a “Special Events” sales tax license, which may be a single event or multiple event license.

The amount of sales tax you will be required to collect depends upon the geographic location where the goods you are selling are delivered to the customer (usually at your permanent location). The state sales tax rate is currently 2.9%; the El Paso County sales tax rate is currently 1%. The City of Colorado Springs has its own sales tax, which it collects itself and is not collected through the state department of revenue (although the Town of Monument’s sales tax is). There are also sales taxes for various regional transportation authorities, special districts, etc. After you have your sales tax account number, you can use an online system to look up the tax rate your parIMPORTANT: YOU WILL NEED A FEDERAL TAXticular business needs to charge, at www.taxview.state.

Stamps: Most people collect stamps for their beauty, for the educational factor of learning about other countries and to have an activity to share with their children. But behind those reasons also is the flickering hope that a very valuable stamp will be found, perhaps attached to an envelope in an attic or on a postcard in a flea market.

LOW-COST HOBBIES

I

f you’re looking for a new hobby that doesn’t cost a lot, yet also might become a bit lucrative, consider these:

There are numerous ways to start, the easiest being with mail you receive. However, gone are the days of receiving many handwritten letters with interesting stamps on them. Instead, join companies that send you samples -- you pay for only the ones you keep. Join an international postcard or pen pal club. Go to stamp shows or join a local club. Decide if there’s an area you’d like to concentrate on, perhaps U.S. Airmail, or commemorative stamps from the 1940s, or Pacific Island stamps. Thumb through stamp catalogs to see what catches your eye -- and let the hunt begin. Coins: Try not to spend more than the face value of the coin, especially while you’re beginning your collection. That way, if necessary, your coins can be spent. As with stamps, look through catalogs and see what types of coins most appeal to you.

18

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co.us/. Alternatively, you can call the Department of Revenue to determine the rate you must charge. How frequently you must file sales tax returns depends upon the dollar volume of the sales of your business. If your business’ sales volume is less than $10,000 per month, you may file quarterly; greater than that amount, you must file monthly returns. If, after a year, your sales volume is less than $15 per month, you can request permission to file only annually. After you have opened your sales tax account, the Department of Revenue will mail you a coupon book to use to report and pay sales tax. This all may seem very complicated, but if you use a point of sale software program, the program can calculate and generate the reports you need very easily. There are very substantial penalties and interest for failure to collect, report, or pay sales taxes. I have seen many businesses go out of business because they failed to do so, and the “Taxman” caught up with them. Don’t risk it – it’s not worth it! If your business has an accountant or bookkeeper, they can help you with this process. Please consult your legal, tax, or other financial advisor regarding your particular situation; this article is for general informational purposes only and does not constitute the proffer of legal advice. For additional information contact, Lisa Welch Stevens, Attorney at Law P.C. Representing Colorado Businesses and Business Owners 719.488.9395

Books: Begin with your favorite author and aim to collect all of them. Explore reissues of authors who have passed away. Obviously they won’t be writing more books. Sometimes there are no reissues, and the only available copies are what’s already out there. Hunt at flea markets, yard sales and on the Internet for copies to fill in your collection. Books, especially if you’re going to end up trading or selling them, can be tricky. Study book grading so you don’t overspend. The key when starting a new hobby or collection is to not break the budget. Put a monthly limit on just how much you’re willing to spend to add to your collection, and don’t go over that amount. Assume that you won’t make huge profits from your collection if you sell. The best benefit might be in the enjoyment of the hunt. David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@ gmail.com. (c) 2011 King Features Synd., Inc.


®

SNIPPETZ BUSINESS, FINANCE & LAW

THE CREATION OF MATTHEW By Nick Yanez

S

ome odd years ago, a 14 year old girl was won over on joining a youth bowling league. She swung the doors to the alley open, flourishing her blonde hair in the warm summer breeze, and there, on lackluster lane 4, was a boy. He was also in the bowling league, go figure, and had wonderful taste in sports teams. Then the windows shattered and the alley air tinted red. The sound of heartbeats and heaven consumed the ears of the youth. Love blossomed that day and never looked back. This is a true, perhaps slightly exaggerated, story. In fact, it’s the story of Pinz co-owner Gloria McCartan, who met her husband at a Bowling Alley. Pinz Bowling Center is now giving you a similar, albeit very different, opportunity. The time to celebrate your love has come. Valentines Day is upon us; and the mushy, sometimes pushy, holiday must be noteworthy. So for young lovers, and mature marriages, new found friends, and ready relationships, there is one very fun, cheap way to please your companion; bowling. Bowling is a way to be active and spontaneous, laugh and live. It’s an affordable outing, so you can buy flowers and chocolate as well. It’s also a proven love potion. “I would probably be single with no children if I didn’t join that Youth Bowling League” says McCartan (or, at least, I think that’s what she said). It’s also a great stimulus for those celebrating S.A.D. (Singles Awareness Day) on the 14th; you never know who you’ll meet. Either way, don’t miss out on your chance to develop your love at Pinz… And if you do, there’s always Dollar Daze, every Tuesday and Thursday starting at 4pm, where you can spend little money and have fun for the rest of your lonely days.

HEALTH AND WELLNESS PROGRAMS GET BOOST FROM WELLS FARGO

Monument, CO, January 18, 2011: “Supporting organizations that have a big impact on their local community is very important to Wells Fargo. This is why we selected TriLakes Health Advocacy Partnership to receive this grant.”

That is how Angie Hermanstorfer, Community Banking District Manager for the Southern Colorado Division of Wells Fargo Bank, summed up the decision to provide a $2000 grant to HAP. As she handed the check to HAP president, Mark Ennis during the HAP January 18 board meeting, she added, For more information on bowling “Wells Fargo is committed to doing specials, love advice, or dollar daze, its part to keep Colorado and our please call Pinz at (719) 487-7469 local communities strong, vibrant

cially, Wells Fargo helps to ensure a prosperous future for all by contributing to nonprofit organizations Upon receiving the check, Ennis in the communities in which they noted that HAP is an all volunteer do business. Last year in Colorado, organization which has relatively Wells Fargo grants to nonprofits tolow expenses, “...so this very gener- taled approximately $4 million. ous donation from Wells Fargo will have a very direct and significant Tri-Lakes Health Advocacy Partimpact on the health and wellness nership was established in 1996 as programs HAP provides to the Tri- a non-profit organization serving Lakes community.” He explained Monument, Palmer Lake, Woodthat HAP supports essential preven- moor, Gleneagle, and unincorporattative medical care to many local ed areas of north El Paso County. residents who would not otherwise be able to obtain these services. The mission of HAP is to improve the health and well-being of the TriIn addition to serving the financial Lakes community through communeeds of individuals and businesses nity based services and support. and helping them succeed finanplaces to live, work, play and do business.”

19


SNIPPETZ WEEKLY MAGAZINE ®

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