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SUPERBOWL... COMMERCIALS? by Deborah Stumpf

ISSUE 483 • JANUARY 31, 2011

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ome Monday morning after Super Bowl Sunday, the talk around the water cooler won’t be all about quarterback sneaks, touchdowns and referee blunders. Nope. Instead, they’ll be talking about Budweiser, Pepsi and General Motors – and all the rest of the commercials, everyone arguing over which commercial they loved best. Throughout the years, the people behind those Super Bowl commercials have upped the ante on the ingenuity factor involved in creating ads. It’s a competition among the big corporations that rivals the football game. And the advertisers are paying a hefty price to be part of the dog-eat-dog market.

THE HIGH COST OF LAUGHS In 1967, as the Green Bay Packers were beating the Superbowl Commercials... Continued on Page 2

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Nick’s Sports Snippetz... 19

COMMUNITY CALENDAR 7 CLASSIFIED PAGE 9 GREAT BARGAINS Find Your Treasure! Business / Employment Opportunities

HEALTH “Leg Pain Often Due to Clogged Arteries” To Your Good Health... 11

THE DINING GUIDE “Slow Cooking Creates Fast Meals: Slow Cooker Green Chile Chicken” The Kitchen Diva... 13

PUZZLES, TRIVIA, ENTERTAINMENT 14-15 Trivia Test • Sports Quiz • Flash Back Super Crossword • Weekly Sudoku Couch Theater DVD Previews Huey’s Page (Comics) Salome’s Stars (Weekly Horoscope)

BUSINESS, FINANCE & LAW “Business Owners Need Their Own ‘Quarterback’” Financial Focus ... 17 “How Do I Start My Own Business? Step Two, Open Business Banking Accounts” The Law According to Stevens... 18 “Tips to Ease Winter’s Chill” Dollars and Sense... 18

NEXT WEEK IN SNIPPETZ SNIPPETZ ASKS: WHAT’S IN A NAME?

ALL RIGHTS RESERVED © 2011 PUBLISHED BY FUNDER ENLIGHTENING, INC. George Wilkins - Publisher PO Box 789 Monument, CO, 80132

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the voyeurs were all drinking Buds. • A couple of commercials by Go Daddy didn’t cross the finish line. This one ran, but some networks removed it from rotation. In 2005, Go Daddy created an ad that poked fun at Janet Jackson’s 2004 wardrobe malfunction. This ad featured a large-busted woman testifying before officials as a strap on her itty bitty top kept falling down.

Kansas City Chiefs in the first-ever Super Bowl, the cost of a 60-second ad sold for $75,000 to $85,000. When Super Bowl XLV rolls around Feb. 6, corporate giants like Coca-Cola and Doritos will pay about $3 million for a 30-second spot. According to Reuters, CBS has indicated that 90 percent of the ads have been sold.

• This 2007 ad by Snickers ran but was also yanked from rotation after gay and lesbian groups objected to it. In the ad, two men were working on a car engine when one pulls out a Snickers bar and begins to chomp away. His buddy starts chewing the other end of the Snickers and eventually their lips meet – duh? Realizing they just kissed, one of them said, “We have to do something manly.”

Sixty million viewers watched that first Super Bowl on television. In 2010, when the New Orleans Saints beat the Indianapolis Colts in Super Bowl No. 44, 106 million people watched it on T.V. That number surpassed the 1983 finale of “M-A-S-H” and became the most-watched program in U.S. television history, according to Nielsen. Those stats have attracted all sorts of advertisers. Beer, sodas, snacks and cars dominated the advertising scene in the 1990s. In the beginning of the 21st century, the dot.com and high-tech companies took over the ad spots; however, it was short-lived when the dot. com bubble burst in March 2000.

• In 2004, this Super Bowl ad for the natural cold remedy company Airborne was pulled because of Mickey Rooney’s

bun. Envision 84-year-old Rooney in a crowded sauna. When someone sneezes, Rooney freaks out and runs out of the locker room, leaving his towel behind and his bottom bare. • This one ran in 2006 but was eventually pulled. Two friends were hanging outdoors; when one decided he was thirsty, he sent his dog to fetch a Bud Light out of the cooler. The conversation went something like this: “Think your dog could do that?” “Yea, he can do even better.” At that point, his dog attacks the guy holding the Bud, biting him in a sensitive area. During the attack, the Budweiser leaps in the air and lands in the hands of the friend. •Bud Light also ran a few ads featuring “Apology Bot 3000.” When the chef serves a table of people poison food, the robot appears to inform them of Superbowl Commercials... Continued on Page 3

PALMER DIVIDE

SACKED FROM THE SUPER BOWL The networks obviously have the option to turn away ads they feel are tasteless or considered risky business. There are ads that sprouted such a fuss they never made it to the screen. Check out the scripts of a few banned ads.

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• PETA (People for the Ethical Treatment of Animals) created an ad promoting vegetarianism. The ad featured scantily clad women “playing” with all sorts of vegetables in a suggestive way. • Bud Light apparently went a bit too far with this commercial. At a party, a couple had wandered out to the pool, and with no one around they decided to jump in sans clothes. As they’re about to engage in some fooling around, they realize the people gathered in one room of the house are viewing them underwater – the pool had been designed like an aquarium at Sea World. Of course,

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Superbowl Commercials... Continued from Page 2

their impending death – offering icecold buds as a consolation.

TOUCHDOWNS The following ads were listed among ESPN viewers and Women’s Day Magazine favorites. In no particular order: • The now-famous phrase “where’s the beef” was introduced in this Wendy’s 1984 Super Bowl ad by character actress Clara Peller. Later, Wendy’s fired her for saying “I found it” during a Prego ad! • In 1987, Michael J. Fox played an eager-to-please neighbor when a young, gorgeous woman across the hall knocks on his apartment door, asking him if he has a diet Pepsi. After checking the refrigerator and realizing the Pepsi is gone, Fox jumps out his window, runs down the fire escape and across the tops of about five cars to a pop machine. He gets the Pepsi and sprints back. As he’s handing the Pepsi to the woman, her equally good-looking roommate walks in and says, “Got another one of those?” • In 1984, Apple introduced the Macintosh PC in a 60-second spot derived from George Orwell’s book “1984.” At the end of the commercial, a voiceover says, “On Jan. 24, Apple Computer will introduce Macintosh, and you’ll see why 1984 won’t be like “1984.”

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Instead of the usual “fireman” or “astronaut,” the kids say, “When I grow up, I want to be in middle management … I want to be a brown noser – the ad took viewers by surprise, but the ad experts said the ad was well-timed in the atmosphere of the country.

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• Bud also gained fame for the ad about Hank, the horse that didn’t make the cut for the Clydesdale team. A Dalmatian stepped in and “coached” Hank, running him through a series of training maneuvers … to the tune of the music from “Rocky.”

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• Who can forget the monkey in an E*trade T-shirt dancing on top of a garbage can in a garage next to a couple of old men clapping off beat to La Cucaracha. In this 2000 ad, the punch line was as good as a “1st and 10.” “We just wasted $2 million. What are you doing with your money?”

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• Also in 2000, Electronic Data Systems ran an ad featuring cowboys riding herd over the plains. But they’re not herding cattle; their herding cats - hundreds of them. The gist of the ad: Managing data in the world of information technology is like trying to herd cats.

• In 1999, Monster.com threw everyone off with an ad highlighting young kids sharing their dreams for the future as they look directly into the camera.

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Superbowl Commercials... Continued from Page 3

• In 2008, Bridgestone Corp. ran an ad that was pure hysteria – or just plain hysterical. A squirrel is shown dashing into the street to fetch an acorn. As he calmly sits there, a car careens around the corner and the squirrel screams, followed by the screams of at least a half-dozen other wildlife creatures and the female passenger in the car. Everything calms when the car’s tires bring it to a halt and prevent the squirrel’s demise. But the ear-piercing screams had definitely caught the viewers’ attention.

SHOULD HAVE BEEN BENCHED? Some of these ads fall under the controversial category and maybe should have been taken out of the game altogether. • A year after (1985) Apple introduced Macintosh, they introduced Macintosh Office featuring office workers jumping off a cliff to the tune of “Heigh-Hoâ€? The ad was “morbid, dark and depressingâ€? – and the ad gurus hated it. Apple didn’t advertise during the Super Bowl again until 1999. • Former Vice President Dan Quayle became the butt of many jokes for many reasons, one of them his inability to spell. In 1993, Frito-Lay gave Quayle a cameo role in a Lays potato chip commercial. In it, Quayle joked about incorrectly spelling potato. Many thought it was bad business to associate Quayle with any product.

• A Holiday Inn ad in 1997 featured a woman at a high school revealing she was now a man after a sex change operation. The sex change was likened to the Inn’s recent renovations. All kinds of groups, including media critics, lambasted the ad for stereotyping.

thought it necessary to pass a law forbidding the operation of a vehicle while wearing a blindfold. • TrafďŹ c is so bad in Tokyo that for most trips shorter than 50 minutes, it’s faster to ride a bicycle than it is to drive a car.

• How the commercial execs let this one pass is anyone’s guess. In 1999, the following ad sparked a lawsuit. A Just for Feet ad showed a group of mercenaries in a Humvee chasing down a barefoot Kenyan running in Africa. When they caught him, they drugged him unconscious and forced a pair of running shoes on his feet. The ad was called racist and imperialist, and the company pulled the ads. Just for Feet filed a $10 million lawsuit against their advertising agency. Later that same year, Just for Feet ďŹ led for bankruptcy. Eventually, the lawsuit was dropped and Just for Feet sold its stores. The last store closed in 2004.

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• It was American astronomer, astrophysicist and author Carl Sagan who made the following sage observation: “The fact that some geniuses were laughed at does not imply that all who are laughed at are geniuses. They laughed at Columbus, they laughed at Fulton, they laughed at the Wright brothers. But they also laughed at Bozo the Clown.â€? • A shrimp’s heart is located in its head. • If you’re like the average American woman, you will eat 4 to 6 pounds *** of lipstick during your lifetime.

• Then there was Budweiser with the flatulent horse ad that ran during the 2004 Super Bowl. The romantic horse and buggy ride was ruined for one couple when a horse’s flatulence lit a candle and torched the woman’s hair. Critics called it a “disgusting example of sullying a brand.â€?

THE ANALYSIS

• You probably won’t be surprised to learn that Alaska is the most northern and western state in the Union, but would you believe that it’s also the easternmost state? Yep. Because the state crosses over into the Eastern Hemisphere, it’s technically farther east than Maine.

Perhaps Neal Burns, former advertising executive and now a professor at the University of Texas at Austin, said it best. “There’s always this quasi-philosophical argument about whether advertising creates the culture or reflects the culture, but either way it tells us something about ourselves.�

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ccording to statistics, cancer seems to be increasing in our society. We hear of more women who have/had breast cancer, uterine cancer, and men who have/had testicular cancer, many people who have/had colon cancer, skin cancer, brain cancer, or lung cancer. As many are aware, the current acceptable treatment is radiation, chemotherapy, and sometimes removal of the diseased area, such as the breast or skin. Many organizations, that raise money, do desire a cure, but how many organizations are advocating prevention? First, one needs to look at the fact, that as a society, we are taught to be a victim/ passive and if we become ill, run to the nearest hospital/physician. We are not taught, as a whole, how to prevent DIS-EASE, other than eat plenty of fruits and vegetables; we are taught to treat the symptoms. It is very saddening to hear of people who have found they have cancer. Cancer can be a debilitating, frightening, and an exhausting disease. What is causing such an increase in cancer? Is it due to chemicals, happenstance, are we victims, or is it ‘punishment’? We first have to ask why; then we can search for answers. It is important to ask why for everything, not just this issue.

Whenever there is pain, ask WHY. According to CDC statistics from 2000 (published in 2003, www. wonder.cdc.gov) 28.7 (average) per 100,000 women were diagnosed with breast cancer. In 2006, 119 (average) per 100,000 women (www.cdc.gov) were diagnosed with breast cancer. Even if some locations did not report their statistics in the 2003 report, the numbers are drastically different. Why? It is time to ask why. Tai Yi means supreme balance. When we are in balance, we heal. A person in balance asks questions, is proactive, carries a desire to increase his or her knowledge base, and puts it to use. How many foods are genetically modified of which we are not aware? How many hidden chemicals and hidden sugar are placed in processed foods? How much of our produce is heavily sprayed with toxic chemicals? How many toxins are in vaccinations (flu/ H1N1 and inoculations) that are not discussed? It is not anyone’s place to TELL a person what to do regarding vaccinations and foods, but it is in our right to ask questions and expect answers. How many of the above toxins are linked to cancer, but it would cause a massive dent in profits if it were widely discussed? Is your health being jeopardized for the sake of money? Ask questions, be proactive, allow yourself to learn how to be in balance. Learn to live and love life in a healthy body and mind.

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LIKE LIVING IN DALLAS By Nick Yanez

L

ook around you, take a good look. There’s no one there. The grocery store is empty, and the mall quite vacant. What has happened? Are you alone? Has every living creature, Man, Woman, Dog, Elephant, Worm, and Sea Otter disappeared? Before you begin humming the theme of ‘The Twilight Zone” and running for a place to jump, take notice of your smart-phone; because when you turn the touch screen on, it will show the date is Sunday, February 6th.

at Pinz Bowling Center) watching the Green Bay Packers take on the Pittsburgh Steelers in the spectacle that is Super Bowl XLV. At 4:30pm that day, Rodz will be the premier place to watch the game of the year. They do, after all, have the BIGGEST wide screen in the TriLakes Area. The picture’s so big, your eyes won’t open wide enough. That is until you buy a square, after taking a jello-shot, only to find yourself the winner of one Rodz’ fabulous Super Bowl Sunday Prizes. Then your eyes should have no problem expanding.

Bowl. And since you didn’t book your trip to Dallas last spring, the best place you can be is at Rodz. Yes, it’s the best place in all of America, other than the game itself, to watch the Super Bowl. Aren’t you thrilled that you just happen to live in this area, so close by? Judging by the sensational grin on your face, I’d say that’s a yes. See you Sunday, friend.

For more information on the most spectacular of all Super Bowl extravaganzas, Bowling, or Drink specials call Pinz at (719) 487It’s the shock and awe of the Super 7469

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BUSINESS NETWORK INTERNATIONAL (BNI) Every Wednesday - Inn at Palmer Divide Only one of a “type” of business permitted so you and your business have a monopoly! Call either Present Dr Kathy Yuhasz BA, DC, LAc. 719-5949700 or PR Coordinator Roberta Brunner CCHt., 719-321-9600 to find out if your business qualifies and for an invite to a breakfast meeting on Wednesdays at the Inn at Palmer Divide. FAME! - FIBER ARTS MONDAY EVENINGS Every Monday Evening - 6pm - 9pm Speedtrap Coffee Bar, 84 Hwy. 105, Palmer Lake KNITTING, CROCHETING, WEAVING,QUILTING, RUG HOOKING, ETC. Opportunity to work on projects, learn and share new ideas and techniques. EVERYONE WELCOME! Info: Cindy Allen, 4812020 A HERITAGE LECTURE: THE HISTORY OF COAL Thursday, February 3 from 7 - 8:30 pm join the Western Museum of Mining and Industry as they present a Heritage Lecture: The History of Coal. For more information or to RSVP call 719-4880880. FREE BUSINESS BUILDING WORKSHOP Thursday, February 3 at 1:30 pm join the Tri-Lakes Incubator as they present a FREE Business Building Workshop with Steve Black, Senior Trainer. For more information or to RSVP, contact Gene at genew@Navsys.com or 719-48-14877 ext 100. VALENTINE ART EXHIBIT AND SALE BY PALMER LAKE ART GROUP The West End Center, 755 Hwy 105, Palmer Lake, CO (3/4th mile west of Monument Safeway) Tuesday, Feb 1 through Saturday, Feb 5 10am - 6pm Valentine Art Exhibit and Sale, just in time for Valentine’s Day, by the Palmer Lake Art Group. A variety of artistic items will be available which include original paintings, jewelry, fiber art, pottery, photography, basketry, and more. Meet the participating artists and watch their art demonstrations. Please view www.palmerlakeartgroup.com website for more detailed information. Admission is free. When: 10am to 6pm daily from Tuesday, Feb 1 through Saturday Feb 5. Friday, open until 8pm. Where: The West End Center, 755 Hwy 105, Palmer Lake, CO (3/4th mile west of Monument Safeway) Palmer Lake Art Group is a non-profit organization established over 40 years ago. Proceeds from this event will be used to fund scholarships for TriLake area students. HORSES FOR HEROES Friday, February 18, 2011 - The Pinery The Horses for Heroes Program of the Pikes Peak Therapeutic Riding Center addresses the rehabilitative needs of military personnel recovering from injuries sustained in the line of duty. Executive Director, Jody Enget, will explain the physical and psychological benefits of Horses for Heroes therapy as well as how all the Center’s programs address the riders’ individual needs. RSVP: Charlie Ann Hayes, nonahayes@comcast.net, 481-9693 or Maureen Kral, reenbean@aol.com, 282-0164. Membership is open to all women living in School District 38 and the luncheons are open to all current TLWC members and their guests. Proceeds from these events benefit local nonprofit groups. Visit www.tlwc.net or contact Judy Crusius, crusii@aol.com, 481-1994; or Barb Dienes, bdienes@msn.com, 487-7392. MONUMENT ART HOP The third Thursday of each month, May through September, the galleries, restaurants and boutiques of historic downtown Monument stay open until 8:00pm for a celebration featuring art openings and other special events. Visit www.monumentarthop.org for more information including monthly shows and events.

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MUTTI’S WAR MoZaic Restaurant (main/upper level) in The Inn at Palmer Divid Mar. 18, 2011 Margaret Brettschneider, local author and speaker. Mutti’s War, based on the true story of Regina Wolff,a young German mother who was forced to smuggle her three small boys out of East Prussia when the Russians surround it in 1944, is in its fifth printing and is winner of the Paul Gillette Award for historical fiction. This book was also chosen for a literature class taught at the United States Air Force Academy. It is used to impress on cadets that there are many different kinds of courage. The author taught literature and journalism for thirty years, twenty-one of them in Germany for the Department of Defense, with seven of those years on the east/west communist border during the Cold War. She retired in Colorado Springs in 1995. Under pressure from her former high school students, she began writing of these experiences, and five books have resulted under her pen name, M.J. Brett. www.mjbrett.com. RSVP: Charlie Ann Hayes, nonahayes@comcast. net, 481-9693 or Maureen Kral, reenbean@aol. com, 282-0164.

719-339-3525

Experience the incredible warmth and feel of ALPACA -

SUMMER SOULSTICE The second annual Summer Soul-stice Event will be on Saturday, June 19 this year! It is a day-long community celebration featuring special merchant events, hayrides, kids art activities, live music, food and a paint-out done by local professional artists painting in the traditional plein air style. A Chalk Walk for kids, teens, amateur and professional artists is a highlight of this event. Participants are encouraged to create everything from temporary chalk “masterpieces” to some colorful games of tic-tac-toe! Chalk is supplied, participation is free. For more information about the chalk walk, please call 719.460.4179. This family-friendly event is designed to provide attendees with a rich cultural experience. Additionally, other special events and merchant offers make the day of the Summer Soul-stice a fun and extraordinary shopping experience. All activities take place in the “downtown” Historic Monument. Some of the other events include face-painting, balloon art, potting plants and other crafts. Bands and musicians are spread throughout the town for attendees’ enjoyment. The “Soul Train” (hayride) provides transportation from the different venues.

 

Outerwear and Apparel Sport/Extreme Socks Alpaca Tours! Peak Ranch Alpacas 19850 Beacon Lite Rd. Monument, CO 80132

Receive 15% off your entire purchase with this coupon. Valid Through February 12, 2011

Online directions: www.peakranchalpacas.com



Reopened under new management Our Tanning Salon is located in Monument Plaza behind Rosie’s Diner.

CONCERTS IN THE PARK Wednesdays in June and July, 7:00–9:00pm; bring your chairs and enjoy music, food and fun for the whole family! The Concerts in the Park Series is held in Limbach Park. Take Monument exit 161 and head west on Highway 105 which becomes Second Street. Continue straight on Second Street past Front Street and Limbach Park will be on your left before you reach the railroad tracks.

Monument Plaza 481 Hwy 105 #210 Monument, CO 80132

(719) 487-2744

Also visit our website at:

www.TriLakesTikiTans.com

TRI-LAKES CRUISERS BENEFIT CAR SHOW Sunday, June 12, 2011 Over 200 cars line the streets for a spectacular event held the second Sunday of June. Over thirty-nine trophies are given away at this show that runs from 10:00am to 3:00pm in historic downtown Monument.

“A little bit of Paradise in your own back yard” Hours VisitUsto… MondaythruFriday 9:30amto7:00pm Saturday 9:30amto1:00pm Sunday Closed

MONUMENT FOURTH OF JULY PARADE & STREET FAIR - PALMER LAKE FIREWORKS DISPLAY This year the annual parade will be held Saturday, July 2. The fireworks over Palmer Lake will take place the evening of Sunday, July 3.

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QUALITY GOODS & SERVICES Double

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BOOK YOUR Hodgen Rd. HOLIDAY VACATIONS Convenient Location EARLY • Reasonable Rates • Catering to Special Diets • Large/Indoor Heated Runs & Other Needs • Elevated Dog Beds • Multi Pet Discounts for • Overnight/Long Term Pet Roommates Judi & Jeff Havens - Owners 6470 Walker Road • Colorado Springs

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THE PLACE FOR GREAT BIRTHDAY GIFTS FREE Gift Wrapping

MONUMENTS ONLY TOY STORE!

Both stores conveniently located at 274 Washington Street, Historic Monument Mon - Sat 11AM - 5PM - 481•1361

Unique Handcrafted Dollhouses & Accessories

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MOMENTS IN TIME THE HISTORY CHANNEL

• On Feb. 6, 1820, the first organized immigration of freed slaves from the United States departs New York harbor on a journey to West Africa. The immigration was largely the work of the American Colonization Society. However, the expedition also was partially funded by the U.S. Congress, which appropriated $100,000 to be used in returning displaced Africans. • On Feb. 5, 1878, Andre Citroen, later referred to as the Henry Ford of France for developing his country’s first mass-produced automobiles, is born in Paris. Citroen allowed potential customers to take his vehicles for a test drive -- then a new concept -- and also let people buy on credit. • On Feb. 4, 1938, Walt Disney releases “Snow White and the Seven Dwarfs,” his first full-length animated color feature. Naysayers warned Disney that audiences wouldn’t sit through a feature-length cartoon fantasy about dwarfs. In June 2008, the American Film Institute chose it as the No. 1 animated film of all time.

• On Feb. 3, 1959, rising American rock stars Buddy Holly, Ritchie Valens and J.P. “The Big Bopper” Richardson are killed when their small plane crashes in an Iowa cornfield. Singer Don McLean memorialized the musicians in the 1972 hit “American Pie,” which refers to “the day the music died.” • On Feb. 1, 1974, Ted Bundy kills his second victim, marking Bundy as a serial killer. That summer Bundy attacked at least seven young women in Washington. He was caught in 1977 in Florida and eventually confessed to 36 murders. He was executed in 1989. • On Feb. 2, 1980, details of ABSCAM, an FBI operation to uncover political corruption in the government, are released to the public. Thirty-one public officials were targeted for investigation. In the operation, FBI agents posed as representatives of Abdul Enterprises, Ltd., a fictional business owned by an Arab sheik. • On Jan. 31, 1990, the Soviet Union’s first McDonald’s fast-food restaurant opens in Moscow. Throngs of people line up to pay the equivalent of several days’ wages for Big Macs, shakes and french fries. (c) 2011 King Features Synd., Inc.

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Snippetz Classified ads will run a minimum of five consecutive weeks unless otherwise arranged. Classified ads must be received no later than Wednesday before 12:00 pm in order to appear in the following week’s issue. We reserve the right to refuse or edit ads for any reason deemed necessary.

283 Washington St. Monument, CO 80132

Ads must be submitted by E-mail or U.S. Mail

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E-mail: snippetz01@gmail.com or

(719) 488-9203

Funder Enlightening, Inc. PO Box 789 Monument, CO 80132 Visa / Mastercard / Check

SERVICES

HELP WANTED

LOOKING FOR A PLACE TO LEARN ABOUT SPIRITUALITY WITHOUT RELIGION?

EXPERIENCED NAIL TECH WANTED Full or part time. Call Maria at Expectations Salon & Day Spa, in Historic Downtown Monument.

Empowerment Through Healing is forming a class, in Monument, to talk about spirituality with people who want to learn more. Sign up with Tami at turbanek1@msn.com

(719) 488-9203

that provide ... well, nearly everything. There’s no co-pay or deductible. Participants get care above and beyond what’s covered by Medicare. (Even with all the care and services, it costs Medicare much less to pay for a person to be in PACE than to receive separate services or go into a nursing home.)

ROOM for RENT

FURNISHED ROOM FOR RENT All utilities and washer & dryer furnished. Month to month lease. Rent $400. No pets or smoking (or smoking pets!) 719-481-1361 or 719-488-0083

STAY AT HOME WITH PACE

HORSE BOARDING

LOVING DAYCARE HOME IN MONUMENT Ages 0-5 yrs. Snacks and lunch provided. 20 years experience. Affordable!

CARE GIVERS NEEDED

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PERSON NEEDED TO CARE FOR, Oversee And Be Active With Young Woman With Down Syndrome. ACCOUNTANTS

YOUR COMMUNITY ACCOUNTANTS

The Walsh Company Inc. 430 Beacon Lite Rd. #155 Monuments - (719) 481-6555 WalshTaxCo@aol.com Individual and Business Tax Returns. Payroll, Bookkeeping & Financial Statement Accounting Services

Female over 21 yrs. old with drivers license and current car insurance. Experience with special needs or children, and arts and crafts background helpful. Must be willing to be interactive and motivating. CPR and ďŹ rst aid not required, but a plus. Patience and kindness required. No allergies or smoking. Must be able to transport to and from activities, assist with laundry and housekeeping. $10.50 per hr / with some beneďŹ ts. 719-310-8926

AFFORDABLE HORSE BOARDING Boarding available on 12 acres west of Monument. Barn, locked tack room, pasture and grass hay. $200 summer, $300 winter. Maximum of 4 horses boarded. Call Rick on 481-6660

M

any of us fear being forced to move to a nursing home or elsewhere when our health starts to deteriorate. With the help of the Program for All Inclusive Care for the Elderly (PACE), many of us will be able to stay home and get the assistance we need. In fact, PACE has only one goal: to allow seniors to get care and still live at home.

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With many seniors having several health issues, dealing with multiple physicians and hospitals can be a burdensome task -- never mind sorting out a pill schedule. PACE coordinates all health needs, including with family and other caregivers, and even has its own doctors.

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Those who are age 55 and over, need nursing-home care and have Medicaid or Medicare are eligible. Here is a short list of the services PACE provides: Breakfast and lunch in the health center, physical therapy, dentures and dentistry, glasses and hearing aids, daily daycare, primary physician and nursing care, X-rays, respite for caregivers, personal care, transportation, rehab, social services and more. PACE has 166 sites in 31 states, with more coming all the time. For more information, go to www. medicare.gov and put PACE in the search box, and see the PACE National Association at www.pace4you.org. Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Write to her in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@gmail. com. (c) 2011 King Features Synd., Inc.

AUTO REPAIR

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WEEKLY MAGAZINE The Denver Zoo Free Admission (for Colorado residents only): Jan. 24, Feb. 6, Feb. 19, Oct. 12, Oct. 20, Nov. 6 and Nov. 12. National Wildlife Refuge (The former Rocky Mountain Arsenal) Denver, CO - Free Admission to the public Tuesday, Wednesday, Saturday and Sunday from 7 a.m. to 5 p.m. There are tram rides and wildlife programs, all for free. "Annual National Pancake Day Free Flapjack Giveaway" Benefit Tuesday, Mar 1 at 7:00am All IHOP Pancake Restaurants, Nationwide! IHOP Sets Goal to Raise $2.3 Million for Children's Miracle Network and Local Charities with its Annual National Pancake Day Free Flapjack!

Article by Robyn Graham Broker / Owner

FREE EVENTS !

Royal Gorge Bridge And Park, Canon City Admission is Free for all Mothers on Mother's Day, Sunday, May 8, opening 8:00am Admission is Free for all Fathers on Father's Day, Sunday, June 19, opening 8:00am

Ok, so this article has nothing to do with Real Estate, but it’s information that I felt would be important to share! In this goofy economic time, it is important for all of us to find a way to have fun even if our pocketbooks are a little less than overflowing! There are many organizations in Colorado who are sympathetic to the times and have created Free Admission Days for us! Check out these wonderful places you can visit for GRATIS and mark your calendars with fun things to do all year 'round!

Denver Modernism Car Show "Stylish at Any Speed!" featuring post-atomic American and European Car Design Sunday, August 28, 10 am - 3 pm at the National Western Complex Hall of Education Enter your car for FREE and receive a Free pass to the show.

COLORADO SPRINGS and DENVER:

Holiday Chocolate Festival Sunday, December 12, 2010 from 11am - 6pm Broadmoor's Colorado Hall - Free Admission 10 Taste tickets for $10

Colorado Springs Fine Arts Center Free General Admission on the third Tuesday of each month. The Denver Children's Museum Free Admission on the first Tuesday of each month from 4-8 p.m. It's called Target Tuesday nights because the event is sponsored by Target.

Territory Days Saturday, May 28 10:00a Old Colorado City, Colorado Springs, CO 3 day family street festival, celebrating the history of the area

The Denver Art Museum Free days on the first Saturday of each month plus two other days: Feb. 5, March 5, April 2, April 24, May 7, June 4, July 2, Aug. 6, Sept. 3, Sept. 10, Oct. 1, Nov. 5, and Dec. 3.

Free Learn To Sew Classes Myers Sewing & Vacuum, Colorado Springs, CO Join us every Wednesday and Saturday at Myers Sewing & Vacuum for free learn to sew classes. Don't own a machine? Feel free to use ours! Stuck on a project? Please Call (719) 596-1165 to reserve your free seat.

The Denver Museum of Nature & Science Free Admission on these days (for Colorado residents only): Jan. 31, Feb. 14, Feb. 27, April 17, Aug. 22, Aug. 28, Sept. 18, Sept. 26, Oct. 31, Nov. 13, and Dec. 5.

Free and Low Cost Waltz Lessons The Broadmoor Waltz Club offers free and low cost lessons of 12 figured (patterned) waltzes. Beginning lessons start on August 10th (Tuesdays) at the Austin Bluffs Community Church (5090 Austin Bluffs Parkway) from 6:30 P.M. to 7:30 P.M. (call 719-598-2885 to sign up) and on August 26th (Thursdays) at the Colorado Springs Senior Center.

The Denver Center for the Performing Arts Each Tuesday at 10am, The Denver Center for the Performing Arts will release a limited number of $10 tickets. Ten seats for every Denver Center Theatre Company performance in the coming week will qualify (up to 25 shows per week). Use code SCFD.

Western Museum of Mining and Industry, Colorado Springs, CO -- Military Appreciation Month Tuesday, Feb 1 9:00a to 4:00p We are showing our thanks to our Military by offering free admission to active duty military that show their Active Duty ID. The rest of the family will receive $1.00 off per person in honor of their family member.

The Botanic Gardens in Denver and at Chatfield Admission to the Denver Botanic Gardens is Free on: Jan. 17, Feb. 21, March 20, April 22, July 19, Aug. 29, Sept. 26 and Oct. 10. Admission to the Chatfield Botanic Gardens is Free on: Feb. 4, March 4, April 22, June 3, July 1, Aug. 5, and Nov. 4.

Old Colorado City History Center Free-admission museum dedicated to the unique frontier and gold rush history of the original Colorado City. It is at 1 South 24th Street,Open 11AM to 4PM, Tuesdays through Saturday.

First Friday Art Walks First Friday of the Month, 5:30pm-9:30pm Known for the rich, shared experience of performance art, music, painting exhibitions and lots more. It's an event that feeds both your need for art and culture and your desire to have fun! Art District on Santa Fe 828 Santa Fe Drive Denver, CO 80204 Main:(303) 534-9740

Garden of the Gods Driving, hiking or biking through the Garden of the Gods is always FREE.

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SNIPPETZ® HEALTH AND WELLNESS

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a deflated balloon at its tip is inched through the artery to the point of obstruction. When that’s reached, the doctor inflates the balloon to squash the obstruction. The population of your city is 50,000. I am sure many competent doctors there are versed in this procedure and can treat PAD as well as it can be treated anywhere. Ask your family doctor for a name.

LEG PAIN OFTEN DUE TO CLOGGED ARTERIES DEAR DR. DONOHUE: What can you tell me about peripheral artery disease in my legs? How about the ballooning of those clogged arteries? Where is a good place to go for that procedure? -- E.K. ANSWER: Activity causes chest pain in people with clogged heart arteries. It causes leg pain for people with clogged leg arteries -- peripheral artery disease. Angina is the chest pain of heart artery clogging; intermittent claudication is the leg pain that comes from clogged leg arteries. The obstructed arteries can’t deliver enough blood to leg muscles when a person walks. The leg muscles signal they’re being shortchanged in their blood supply by rebelling with pain. The pain can occur anywhere in the legs. If the blockage is high up, then thigh pain is the result. If a bit lower down, it’s calf pain. Lower down even more produces foot pain. “Intermittent” indicates that the pain leaves when the person rests. Diabetes, cigarette smoking, high blood pressure and high blood cholesterol are some of the things that lead to artery clogging. Aging is, perhaps, the biggest contributor to it. About 17 percent of men and women older than 65 have this problem. A doctor confirms the diagnosis by measuring blood pressure at the ankle and comparing it with blood pressure in the arm. The two readings should be about equal. If the ankle blood pressure is much lower, it indicates that there’s an obstruction in the leg arteries. Treatment involves a diet that reduces the amount of fat and cholesterol; it’s essentially a diet of fruits, vegetables and whole grains, with less red meat and more fish. Although walking brings on pain, walking is a treatment, too. The person walks to the point of pain, rests and then resumes walking. Medicines like aspirin, Plavix and Pletal can be beneficial. You ask about the balloon treatment. It’s the same kind of procedure used to open clogged heart arteries. A slender tube with

Allergy and Asthma Care Now in Monument Enjoy the Beauty of Colorado Without the Sneeze or the Wheeze.

The booklet on PAD explains the ins and outs of this common problem in detail. To obtain a copy, write: Dr. Donohue -- No. 109W, Box 536475, Orlando, FL 328536475. Enclose a check or money order (no cash) for $4.75 U.S./$6 Canada with the recipient’s printed name and address. Please allow four weeks for delivery.

Individualized treatment for: Nasal Allergies Chronic Sinusitis Food Allergy Hives Eczema Asthma

*** DEAR DR. DONOHUE: I expect sore muscles the day after I exercise hard. They tell me I had a real workout. When my muscles are sore, I take the day off. I’ve been told to exercise regardless of sore muscles. Do you agree? -- M.O.

719-592-1365 www.csallergy.com

Including Allergy Injections

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At the Medical Center next to Safeway

ANSWER: A low level of exercise circulates blood to aching muscles and quickens healing. All-out exercise doesn’t give the muscles a chance to fully recover. You shouldn’t do resistance exercises (weightlifting) with the same muscles on consecutive days.

Mile High Holistics Ozs. from $180! 1/8ths start at $25!

***

Dr. Donohue regrets that he is unable to answer individual letters, but he will incorporate them in his column whenever possible. Readers may write him or request an order form of available health newsletters at P.O. Box 536475, Orlando, FL 32853-6475.

TRI-LAKES TOP-RATED MEDICAL MARIJUANA CENTER!

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Salmon Gabriella Served with butter lemon wine sauce, capers and artichoke hearts served over linguini Eggplant Parmigiana Breaded, fried then baked with marinara and mozzarella served over penne Gnocchi Bolognese Potato pasta dumplings tossed in a hearty beef bolognese Chicken Maria Sautéed chicken topped with prosciutto and mozzarella cheese in a lemon butter wine sauce over capellini Veal Parmigiana Veal breaded and fried, then baked with marinara and mozzarella served over penne Eggplant Caprese PICK TWO MAIN COURSES Breaded eggplant topped with roasted peppers, basil, Roma Tilapia Florentine tomatoes and fresh mozzarella served over capellini Served with butter lemon wine sauce, capers, and spinach over linguini Offer good for Dine-In Only on Monday, Wednesday & Chicken Salvador Thursday. Can not be used in combination Chicken simmered in a roasted garlic cream sauce with any other coupon or discounts with broccoli and mushrooms served over capellini Bruschetta Pomodoro Toasted Italian bread topped with mozzarella, red onion, Roma tomatoes and basil Mozzarella Caprese Roma tomatoes, roasted red peppers, Fresh mozzarella, Basil and red onion Caesar Salad for Two Crisp romaine, traditional dressing, garlic croutons and Romano cheese House Salad for Two Fresh spinach and romaine tossed in balsamic vinaigrette With Roma tomatoes, red onion and garlic croutons

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SNIPPETZ DINING GUIDE ®

as it will save you time later. Check your refrigerator, freezer and cupboards for supplies you have on hand before going to the grocery store. Clip and save coupons for items you use. Then, make a grocery list of supplies you’ll need. Once you are at the grocery store, stick to your list. Impulse buying is expensive! 3. Planning ahead can include using your crockpot. Many tasty dishes can be prepared ahead of time and ready for you to eat later in the day -- if you do a little planning. This convenient cooking method eases the frustration level of many a cook who is trying to feed a hungry family that has just walked through the door. Be sure to follow the proper cooking methods when using your crockpot to ensure food safety.

SLOW COOKING CREATES FAST MEALS

O

ver the holidays, I replaced my beloved but broken slow cooker with a newer model. A slow cooker is a great tool for planning meals. The word “planning” becomes extremely important in tough economic times. Planning can help us save time, money and frustration. This is especially true as it relates to your food dollars. Here are some tips to help you plan your food budget, along with a great slow-cooker recipe to help you stretch your food dollars and save time. 1. Figure out how many dollars you have to spend on food each week. Once you know what your food budget is, be determined NOT to spend more than that amount. If you cannot feed yourself/family on this amount, find out what outside resources are available that can help you stretch your food dollars. 2. Make a menu plan for the week. This is time well-spent,

Recipes like my Slow Cooker Green Chile Chicken are designed to make enough leftovers to eat for lunch as a topping for salad greens, rolled in a tortilla or as filling for a sandwich roll. The dish also freezes beautifully and can be re-heated in the microwave. You can prepare the chicken needed for this dish while you’re preparing dinner for the evening by making a double batch. For example, some of the chicken can be used as part of a stir-fry or as a topping for a salad that day. Season and cook the remaining batch of chicken using the spices recommended in the recipe. Cover and refrigerate the pre-cooked chicken and use it for the Slow Cooker Green Chile Chicken. You also can substitute cubes of pork for this dish with great results.

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Serving Anne & Mann’s Gourmet Ice Cream

SLOW COOKER GREEN CHILE CHICKEN 2 pounds skinless, boneless chicken breast halves and/or thighs, cut into 1-inch pieces 1 tablespoon chili powder, divided 2 teaspoons ground cumin, divided 2 teaspoons poultry seasoning, divided 1 teaspoon ground black pepper 1/2 teaspoon salt 3 tablespoons olive oil or cooking oil 1 (16-ounce) jar green salsa or salsa verde

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Rock House Ice Cream 1 (10-ounce) package, chopped, frozen spinach or zucchini, thawed and drained 1 (15-ounce) can black beans, pinto beans or kidney beans, rinsed and drained 1 (14.5-ounce) can diced tomatoes with onion and garlic 1/4 cup low-fat sour cream (optional) 1/4 cup low-fat shredded Cheddar cheese (optional)

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1. In a large bowl, toss chicken with 1/2 tablespoon of chili powder, 1 teaspoon cumin, 1 teaspoon poultry seasoning, pepper, salt and 1 tablespoon of the oil to coat. 2. In a large skillet, add remaining 2 tablespoons of the oil to pan and heat over medium high heat. Cook chicken, half at a time, in hot oil over medium heat until no longer pink. Drain off fat. Place chicken in a 4- or 5-quart slow cooker. Stir in the remaining 1/2 tablespoon chili powder, the teaspoon of cumin and poultry seasoning, the salsa, spinach or zucchini, beans and undrained tomatoes.

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3. Cover and cook on low-heat setting for 4 to 5 hours or on high-heat setting for 2 to 2-1/2 hours. If desired, top with sour cream and cheese. Makes 6 servings. To store reserves: Place chili in an airtight container. Seal and chill for up to 3 days or place in freezer bag or airtight container for up to 6 months. (Tips courtesy of DeeAnn Leines, a health and nutrition educator with University of Minnesota Extension.) *** Angela Shelf Medearis is known as The Kitchen Diva! She’s the executive producer and host of “The Kitchen Diva!” cooking show on Hulu. com. Medearis is an award-winning children’s author, culinary historian and the author of seven cookbooks, including “The New AfricanAmerican Kitchen” and her new cookbook, “The Kitchen Diva Cooks!” Visit her website at www.divapro.com. (c) 2011 King Features Synd., Inc.


SNIPPETZ PUZZLES AND TRIVIA ®

Trivia Test

Sports Quiz

By Marge Svenson

1. GEOGRAPHY: In what body of water are the Seychelles Islands located? 2. MOVIES: Who directed the movies “Stagecoach” and “The Grapes of Wrath”? 3. CHEMISTRY: What element’s symbol is C? 4. MUSIC: What rock ‘n’ roll band included members Marty Balin and Paul Kantner?

By Chris Richcreek

1. Who gave up the last of Hank Aaron’s 755 home runs? 2. Of George Brett and Pete Rose, who hit the most triples during his career? 3. N.C. State’s QB Russell Wilson set an NCAA record in 2009 for most passes without an interception (379). Which ACC team finally picked him off?

5. HISTORY: What Union general captured Vicksburg, Miss., after a 40-day siege?

4. How many NBA Finals did Magic

6. SCIENCE FICTION: What fictional character had a flying lab called Sky Queen?

teams win?

7. LITERATURE: Who wrote “Riders of the Purple Sage”?

5. How many consecutive Stanley Cup Fi-

8. MYTHOLOGY: Hera was the sister and the wife of which Greek god?

6. When was the last time there was an

9. U.S. PRESIDENTS: What U.S. president was born in West Branch, Iowa?

World Cup?

10. INVENTIONS: When was the ballpoint pen invented?

heavyweight boxing title fight?

Johnson play in, and how many did his

nals have the Philadelphia Flyers lost?

all-South American men’s soccer final in

7. Against whom was Lennox Lewis’ last

(c) 2011 King Features Synd., Inc.

(c) 2011 King Features Synd., Inc.

1. Who sang “Seasons in the Sun” in 1974? Bonus for knowing what the song is about. 2. In the 1964 bossa nova hit “The Girl from Ipanema,” what is she doing that attracts so much attention? Bonus for knowing where Ipanema is. 3. Name the artist who first sang “Red Red Wine.” 4. Name the 1972 hit by Climax. 5. Name the Tommy Edwards hit that had a melody written by a U.S. vice president. 6. Who had hits 20 years apart with “I Think We’re Alone Now,” in 1967 and 1987? (c) 2011 King Features Synd., Inc.

In order to keep everyone honest (you know who you are,) we have moved the answers and solutions to the trivia and puzzles to the next page (15).

New DVD Releases for Week of January 31, 2011 PICKS OF THE WEEK

“Alice in Wonderland (60th Anniversary Edition)” (G) -- Disney’s 1951 take on Lewis Carroll’s trippy classic wasn’t one of Walt’s favorite productions, but it’s still a pretty fun little film and worth having in your Disney collection. This 60th anniversary release is a bit of a mixed bag. It’s a Blu-Ray/DVD combo, so on the upside, you get an awesome high-def picture/sound mix, and loads of new spe-

cial features featuring Kathryn Beaumont, the voice of Alice -- if you have a Blu-Ray player. For DVD owners, there’s nothing new here if you already own Disney’s previous DVD release of the film. So, take that into consideration before buying. “Let Me In” (R) -- Chloe Moretz (Hit Girl from “Kick-Ass”) stars as a preteen vampire in this American remake of the cult Swedish original “Let the Right One In.” The story revolves around a boy named Owen (Kodi Smit-McPhee), whose parents are divorcing and who constantly gets picked on at school. He befriends a girl named Abby, who just moved in next door. Little does Owen suspect that Abby is a vampire, and the man claiming to be her father goes out every night killing people to bring back their blood to feed the girl. “Never Let Me Go” (R) -- Keira Knightley, Carey Mulligan and Andrew Garfield star in this poignant and chilling love story set

in a dystopian world where people live into their 100s thanks to the organ farming of their clones. It’s kind of like the premise of “The Island” -- only without the explosions and Scarlett Johansson prancing around in a skin-tight cat suit. The film, based on the novel by Kazuo Ishiguro (“The Remains of the Day”), follows the lives of three clones from their sheltered childhood at an English boarding school, up until young adulthood, where they learn they are meant to be harvested for their organs. When they learn of their fate, the three use what little time left to them to embrace life and love. “Time Bandits” (PG) -- Most fairy tales end with the hero living happily ever after, not watching his parents explode into a bajillion chunks because they touched Pure Evil; but when the fairy tale comes from the twisted mind of writer/director Terry Gilliam (“Brazil,” “12 Monkeys”) that’s pretty

14

much par for the course. This 1981 classic children’s movie features a star-studded cast, including John Cleese, Sean Connery, Ian Holm and David Warner (to name but a few). The story is about a little boy named Kevin who is whisked away on a whimsical adventure by a band of Little People on a mission to steal artifacts from various historical figures. Along the way they must avoid not only Evil Himself, but also The Supreme Being. The result is a hilarious (and surprisingly educational) romp through time and space.

TV SERIES

“I Spy” Complete Series “Airwolf” Season Four “The Abbott and Costello Show: Who’s On First?” “Best of Soul Train 2” “Garrow’s Law” Series One (c) 2011 King Features Synd., Inc.


SNIPPETZ COMICS AND ENTERTAINMENT ®

PARTY AT

HUEY’S PAGE

FOR K N RAFFLES I LS R A D CI E P

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D PR OO IZ R ES

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RODZ is located inside PINZ The Premier Family Entertainment Center in the Tri-Lakes Area 855 Hwy 105, Palmer Lake 80133

Answers & Solutions

TRIVIA TEST ANSWERS 1. Indian Ocean 2. John Ford 3. Carbon 4. Jefferson Airplane 5. Ulysses S. Grant 6. Tom Swift 7. Zane Grey 8. Zeus 9. Herbert Hoover 10. 1938

JANUARY 31, 2011

ARIES (March 21 to April 19) The week continues to encourage the forming of new personal relationships and the shoring up of those that might be weakening. New contacts also dominate the workaday world.

SPORTS QUIZ ANSWERS 1. California’s Dick Drago, on July 20, 1976. 2. Brett hit 137 triples; Rose, 135. 3. Wake Forest. 4. He was in nine NBA Finals, winning five. 5. Six consecutive series. 6. It was 1950, when Uruguay defeated Brazil. 7. Current WBC heavyweight boxing champion Vitali Klitschko, in 2003.

FLASH BACK ANSWERS 1. Terry Jacks. The singer is dying and is saying goodbye to friends and family. The song also was covered by the Kingston Trio with different lyrics in 1963. 2. She’s walking. That’s it, just walking. Ipanema is a neighborhood in Rio de Janeiro, Brazil. 3. Neil Diamond, in 1968. He also wrote the song. The more well-known version was done reggae-style by UB40 in 1983. 4. “Precious and Few.” The song hit No. 3 on the charts. 5. “It’s All In the Game” in 1958. The 1911 melody was composed by Charles Dawes, who would be the 30th vice president. The song was used in the movie “October Sky.” 6. Tommy James and the Shondells, and then Tiffany.

TAURUS (April 20 to May 20) While the bold Bovine might want to move quickly to deal with sudden plan changes, it might be best to wait until you can come up with some solid facts behind the unexpected turn of events. GEMINI (May 21 to June 20) It’s a good week to consider how you’ll move on matters both personal and professional. In either case, the more you know about them, the more likely it is that you’ll make the right decisions. CANCER (June 21 to July 22) Although you might find more colleagues ready to support your plans, some of them could ask for changes you don’t approve of. Be ready to defend your position if necessary. LEO (July 23 to August 22) This is a good time for Leos and Leonas to think about opportunities that might be outside your usual interests. You could be surprised to find something well worth your consideration. VIRGO (August 23 to September 22) You can turn a troublesome workplace issue to your advantage by prompting that Virgo penchant for preciseness to take over where all else has failed. An old friend makes contact.

15

(719)487-PINZ (7469)

LIBRA (September 23 to October 22) A friend’s unexpected work-related news could be a wake-up call to get you to reassess your position. See if you need to make changes to strengthen your position at this time. SCORPIO (October 23 to November 21) You might want to review a decision to work alone on a project. You might see it as efficient and prudent, but some might see it as unnecessary secretiveness, even for a Scorpio. SAGITTARIUS (November 22 to December 21) Don’t be put off by a lukewarm response to a recent effort. Perhaps you didn’t present a strong enough argument. Rebuild your case with more facts, and try again. Good luck. CAPRICORN (December 22 to January 19) A surprise development in the early part of the week could be linked to an ongoing situation. Before you decide to take further action, consider calling for a group discussion. AQUARIUS (January 20 to February 18) Your sensitive side helps you work through an emotionally difficult situation with a minimum of bruised feelings all around. A welcome change bows in by the week’s end. PISCES (February 19 to March 20) While the week still favors new pursuits, some things from the past also make a claim for your attention. The weekend is open for good times with some of the people closest to you. BORN THIS WEEK: You have a wonderful gift for seeing the best in people. (c) 2011 King Features Synd., Inc.


SNIPPETZ

WEEKLY MAGAZINE

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SNIPPETZÂŽ BUSINESS, FINANCE & LAW

LEARN ABOUT THE MARKET WITH

FINANCIAL FOCUS

A FREE CUP OF COFFEE.

BUSINESS OWNERS NEED THEIR OWN “QUARTERBACK� Provided by Adam Grayson of EdwardJones Investments

U

You’re invited ... to join us at our next coffee club meeting. Discussing current updates on the market and the economy in a relaxed, informal setting is a great way to get to know one another. Plus, the coffee’s on us. Please join us at the next meeting of our coffee club and bring a friend.

Thursday, February December24, 16, 2011 2010 Date: Thursday, Time: 9:00 a.m. Place: Serrano's Coffee Shop - Monument, CO Adam R Grayson, AAMSÂŽ

One thing that virtually all Super Bowl teams share is a stellar quarterback — someone who drives his team with skill, agility and vision. These same qualities can be found in a qualified, experienced financial professional — someone who can act as your “quarterback� and help you reach your goals. What sorts of guidance might you get from your “quarterback�? Here are some possibilities:

Financial Advisor .

755 Hwy 105 Suite M-4 Palmer Lake, CO 80133 719-481-4964

nless you’ve been cut off from every source of media, not to mention all human contact, you’re aware that the Super Bowl is fast approaching. If you’re a football fan, you’re probably eager to watch the game featuring this year’s best teams. And if you’re a business owner, you can learn a lot from how Super Bowl teams are put together.

www.edwardjones.com

Member SIPC

Coordinating your “team� — A Super Bowl-caliber quarterback obviously is adept at getting everyone on the offense to play well together. And as a business owner, you, too, may need to get your own “team� up and running. Specifically, you may well need to use both an attorney and a tax professional to help you take care of various aspects of your business. Your financial advisor can help coordinate their services.. For example, if your business is involved with your estate plans, you will have legal, tax and investment considerations to deal with — so you’ll want all your legal, tax and financial advisors working together toward your ultimate objectives.

Adjusting your “plays�— When a quarterback sees something he doesn’t like, such as a last-minute change in the opposing team’s defense, he may call an “audible� to adjust his team’s designed play. Similarly, your financial advisor, upon identifying obstacles to your success, may recommend changes to your “plays� — the individual actions that make up your overall financial strategy. To illustrate: After reviewing the progress you’re making toward the retirement lifestyle you seek , your financial advisor determines that your retirement plan — e.g., your owner-only 401(k), SEP-IRA, SIMPLE IRA or whatever plan you’ve chosen — is underfunded, contains a high percentage of conservative investments, and may need potential growth opportunities.. Consequently, your financial advisor may help you decide it’s time for an “audible� – in other words, it’s time to re-evaluate so you may consider adjusting your contribution level and investment mix. A Super Bowl team needs a good quarterback — and so does your business. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. For additional information, contact:

Adam Grayson 755 Hwy.105, Ste M-4 • Palmer Lake, CO

719-481-4964

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TURNS OUT, MONEY BURNS WHEN MY WATER HEATER IS SET ABOVE 120 DEGREES. I didn’t even know there was a dial. Now, I’m saving $73 a year by turning my water heater down to 120°. What can you do? Find out how liƊle changes add up at TogetherWeSave.com.

Executing your strategy — Whether a quarterback hands off the football or throws a pass, he is attempting to follow his team’s game plan, or strategy. And your financial advisor, as your quarterback, will help you execute the right game strategy to attain your own objectives. For starters, your financial advisor will ask questions such as these: Do you have a retirement plan in place? If so, is it appropriate for your needs? Do you have the right types and amounts of business insurance? Have you considered business succession strategies? Once your financial advisor knows the answer to these questions, he or she can then help you implement your overall strategy through the use of suitable products and services.

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®

SNIPPETZ BUSINESS, FINANCE & LAW

Lisa Welch Stevens

THE LAW ACCORDING TO STEVENS by Lisa Welch Stevens, Attorney at Law P.C.

HOW DO I START MY OWN BUSINESS? - STEP TWO, OPEN BUSINESS BANKING ACCOUNTS © January 25, 2011, Lisa Welch Stevens, Esq.

L

ast week we discussed the first step in starting your own business – “creating” the business. The next step is to further ensure that the business you created is its own separate being – opening various types of banking, financial, or tax accounts for your business. The first type of account every business will need is a banking account in the name of the business itself, identified with the business’ federal taxpayer/employer identification number. Even if you are a sole proprietor, you should still maintain a separate account for the business, and SHOULD NOT USE YOUR PERSONAL ACCOUNT. There are several reasons for keeping your business’ account separate from your personal account. The first, and most important, applies to businesses that are limited liability entities. If the business entity does not have its own separate banking account, you will most certainly lose the protection against personal liability for the debts of liabilities of the business, and place your personal assets, and those of your spouse, at risk. What protects limited liability entity business owners against personal liability for the acts, omissions, debts, etc. of their business is the legal fiction that the entity is a separate legal person, liable for itself. If you do not treat the entity as a separate legal person, neither will a court: the court will “pierce the corporate veil”, treat the entity as your alter ego, and impose full personal liability for that entity upon you. The number one factor courts look to, in order to determine whether the entity is merely your alter ego, is whether you maintained separate banking accounts for the entity; the second factor is whether you then commingled personal and business funds and expenses in either or all of your business and personal accounts. If you are a sole proprietor, many if not all banks will permit you to use your personal account for business, so long as you attach the trade name of your business to the account. DON’T BE TEMPTED TO DO SO. Yes, it is cheaper to maintain one account. But it is not worth the

Attorney at Law, P.C.

Admitted to Colorado State Bar and U.S. Federal Bar for the District of Colorado ❖

Business Formation

Business Planning

Intellectual Property

Employment Law

Mergers and Acquisitions

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Transactional (Contract) Services

Member: Colorado & El Paso County Bar Association

719.488.9395

lisa@lwslawfirm.com • www.lwslawfirm.com

legal exposure. It is important to remember that bankers know banking; they usually do not know the intricacies of corporate law. The second reason for establishing and maintaining separate banking accounts for your business is tax-related. If your business is a limited liability entity, the IRS’ current “check the box” regulations permit you to choose to have your business’ income taxed as a “small business corporation” (of “S” corporation), regardless of whether your entity is a corporation, or is a limited liability company, for example. By choosing to be taxed as a small business corporation, you can limit the amount of your income upon which FICA taxes are levied, for example, by designating only some of what you are paid from the business as salary (and the remainder as shareholder distributions). If all of the business’ income is dumping into your personal bank account, however, it may all be deemed to be income for FICA purposes. The third reason for establishing and maintaining separate banking accounts for your business is a practical one – it greatly simplifies your bookkeeping and accounting procedures. You will know that all transactions within that business banking account are business related, and will not have to break out business from personal. This may not seem like a big deal when you first start out, and there is little business activity, but if your business beats the odds and survives, it will quickly become a very big deal. A fourth reason for establishing and maintaining separate banking accounts for your business may seem like a superficial one, but it is one which carries great weight with potential clients/customers of your business. When clients or customers wish to pay you by check, it does not appear very professional to request that the check be made

Use a stick of lighted incense to check for leaks around windows and doors. Although you can’t caulk outside while the temperatures are so low, windows can be caulked on the inside. Then install clear plastic insulating film. If your sill is deep enough, two layers 2 inches apart will give even better coverage against drafts. Invest in thick thermal drapes. Open them on the sunny side of the house during the day and close them once the sun goes down. They’ll help keep out heat in the summer, too.

TIPS TO EASE WINTER’S CHILL

N

ow that we’re halfway through winter, how are the drafts in your house? For all the winterizing we do in the fall, it sometimes can take a good blast of frigid air to see where the leaks really are.

Uncarpeted floors can be chilly, especially if you have small children who run around in bare feet or who play on the floor. If you have wood, laminate or ceramic floors, consider getting a few inexpensive 5-by-8-foot carpets from a big-box store. A dark carpet that collects heat from the sun all day will add warmth to the house and also provide insulation. They can be rolled up and put under a bed during warm weather. If you have an attic with insulation, measure how much is there. Get a free energy audit or take a sample to the hardware store and get advice on how much of what kind to put down. (If you get the roll type, remember

18

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payable to you personally, rather than to the name of the business. When you are paying bills from your vendors or suppliers, a check drawn on a personal account does not appear very professional. This can give the appearance that you may be a “fly-by-night” operation. Opening a business banking account is fairly simple. If your business is a limited liability entity, most banks require that you provide a copy of the e-file stamped articles that created the entity with the Secretary of State’s office, and a copy of the IRS confirmation letter of issuance of the business’ taxpayer/employer identification number. You will also need to provide your photo identification and social security number. The bank itself usually provides form corporate resolutions for you to sign, authorizing your entity to open the account on the business’ behalf. If your business is a sole proprietorship, which does business under a name other than your personal name (i.e., “Brown’s Painting” rather than “Bill Brown”), you will need to give the bank a copy of the e-file stamped Registration of Trade Name filed with the Secretary of State’s Office (more on this registration next week), as well as the personal documents described above. This article is intended for general informational purposes only, and is not intended to constitute the proffer of legal advice. Consult your legal, accounting, financial and tax advisors regarding your circumstances. For additional information contact, Lisa Welch Stevens, Attorney at Law P.C. Representing Colorado Businesses and Business Owners 719.488.9395

to ask about whether the foil side goes up or down, depending on what you already have in place.) If you need the blown-in kind of insulation, you’re better off not doing it yourself. Get references from whomever you decide to hire to do the job. Is cold air coming through your bedroom walls? It’s possible, especially on the north side of your house that never gets the sun. One way to block the cold is to hang a tapestry on the wall behind the head of your bed. Check unused electrical plugs on exterior walls: Do you feel a cold draft on windy days? Invest in those plastic plug covers. A final note: Change your air filter, even if you did that in the fall.

David Uffington regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Write to him in care of King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to columnreply@ gmail.com. (c) 2011 King Features Synd., Inc.


®

SNIPPETZ BUSINESS, FINANCE & SPORTS

s

Nick

Sports Snippetz by Nick Yanez

T

hroughout the week, you’ll hear a lot of talk about the “big game”. Super Bowl Sunday has become something of a holiday in America, and it’s one of my favorites. But while we hear about Big Ben’s redemption, an emerging elite quarterback in Green Bay, and two very popular, much storied franchises going head to head in the biggest game of the year, let’s take a moment to remember where they all came from. Yes, once upon a time, the athletes set to take the stage on televisions highest rated program this Sunday, started out as young athletes, just keeping a hobby, by playing a little High School ball.

ONE WIN AT A TIME (AND VERY FEW LOSSES) -One must wonder how these SouthernColorado-bred teens got so good at swimming. While Lewis-Palmer’s boys have won the State Swimming title two consecutive years, the Girls have been completely ignored; but they ‘aint to bad themselves. In 8 meets, the Girls have taken 1st place six times, and the other two, finished a close 2nd. -Lewis-Palmer had a good basketball team in 2010. This year, they potentially have a great one. Standing at 12-2, and rated as the #1 4A team in Massey’s State Rankings, Lewis-Palmer has legitimate hopes to beat last seasons 21-6 record, and is a shoe-in for the playoffs (knock on wood) -Over in ‘Bear World’, Palmer Ridge has itself a couple of good basketball programs as well. The Boys hold an 8-4 record, and like to keep it exciting, as seven of its twelve games have been decided by four-points or less. On the other side of the chromosomeladder, and not to be outdone, the Girls are 9-4. Makes you wonder if these two should duke it out in an impromptu school assembly. Of course the Boys would have the odds in Vegas, for height purposes, but the Girls do come in with more wins, and the strategic advantage of refusing prom dates for every boy that makes a basket… -In recent weeks, we’ve all been victimized by icy roads. If only our motor vehicles could glide like Rangers; without the bashing each other into walls, of course. Lewis-Palmer (in a dubious alliance with Palmer Ridge athletes) is taking the 5A Hockey division by storm… again. Last years State Champions are 8-1, and obliterating inferior teams at their will. Quite dramatically, however, their only shortcoming comes in an early season December loss to Ralston Valley; the same Ralston Valley that fell to the Rangers in a one-point loss in the State Finals last year. Looks like someone’s come for revenge. We’ll expect to see these two meet again in

the post-season, in a grudge match for the ages; or at least for 2011.

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And now, in wake of the “Big Game” I talked of earlier, we examine a couple of local athletes who we may just see enter the future of televised sports… -Josh Scott plays for The Rangers. But he plays like he’s priming for March Madness. He currently leads the Lewis-Palmer basketball team in points (312), steals (33), and blocks (56). The latter category he led in last year as well, the difference being that in half of a season, he has already eclipsed 2010’s season total (41 blocks).

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-Karin Roh likes to swim. So much that she decided to do it on a regular basis for her school, Lewis-Palmer. She now leads the team in four races, the 500, 200, 100, and 50-yard freestyle. -Ali Meyer is young, a freshman indeed. Yet, she waltzed on to the Palmer Ridge Varsity Girls Basketball team. Yes, that is impressive. So what happened next is shocking and extraordinary; she now leads the 9-4 team in assists (13), steals (20), and blocks (5). Having teammate Jordan Bryant, the teams point’s leader (113), doesn’t hurt either. Together, they will wander into the wild of the Girls Basketball jungle, and hope to come out the most accomplished of all hunters; those who seek to find and conquer a State Title. If you have any questions, comments, or ideas for Sports Snippetz, contact Nick anytime at sportssnippetz@gmail.com

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