An official publication of the Kerrville Area Chamber of Commerce
Business Issue 17 | february 2011
Background checkS Whatâ€™s the point? page 14
many happy returns
finding a qualified tax preparer page 42
give & Tax
A significant Estate Planning Opportunity page 18
BRIAN BONDY A fond farewell page 10
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ESTHER KIM - FEB. 11 • ANGELA BROWN - MAY 6 CHRISTOPHER BOLDUC - SEPT. 29 For ticket information or to make a donation, visit our website: www.playhousekerrville.com
Playhouse 2000: 2011 Contributions
Playhouse 2000: 2011 Season Tickets Each ticket includes 1 ticket to each of the 7 shows
Level recognition in all programs A bimonthly Playhouse 2000 email newsletter • Voting rights for the Earnie Awards • Voting rights for next season’s “Member Choice” production
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Enclosed is my check payable to Playhouse 2000 for $_____________ Name(s)____________________________________ Address
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mykerrville.org | 3
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Business FEBRUARY 9
Member To Member Discounts
Editor’s Note & Chairman’s Corner
New Members, Renewals, Anniversaries
What’s the Point? Background Checks by Dr. Brad Zirkel OTD
Director’s Profile: Ellen Williams Senior Directors of Advanced Academics, KISD
Give & Tax A Significant Estate Planning Opportunity by Gary Davidson
Connections at the Chamber Mixer
Eye on the Sky with Joe Kennedy of Kerrville Aviation by Mary Lee Gowland
Member Spotlight: Debbie Minns, KACC
Many Happy Returns Finding a Qualified Tax Preparer by Angela W. Bailey, CPA
Kerrville Area Business CommunityNews
In Memoriam - Silas B. Ragdale Jr.
C.O.R.E - America’s Next Top Role Model by Kay Tally-Foos
An official publication of the Kerrville Area Chamber of Commerce PUBLISHER Morgan Schooley firstname.lastname@example.org
Kerrville Area Chamber of Commerce Dora Gonzalez Susan Rogers Kristan Craddock Barbara Allerkamp O: 830-896-1155 Advertising Morgan Schooley O: 830-285-4373 email@example.com Creative Director Drew Hand firstname.lastname@example.org Contact Kerrville Area Business 2733 Indian Wells Drive email@example.com 830-285-4373 Kerrville Area Business Magazine is published monthly by Uncle Frog’s Island, LLC. No reproduction in any form is authorized without the consent of Uncle Frog’s Island, LLC. Printed in the USA. All rights reserved. No responsibility is assumed for unsolicited submissions. Manuscripts, photographs, and other submitted material can be acknowledged or returned if accompanied by a self-addressed, stamped envelope. The content contained does not necessarily reflect the opinions and views of Uncle Frog’s Island, LLC or the Kerrville Area Chamber of Commerce. Uncle Frog’s Island, LLC, and the Kerrville Area Chamber of Commerce assumes no liability for misinformation, omissions, or errors.
Directors: Kerrville Area Chamber of Commerce
Bob Waller, Chairman of the Board, Broadway National Bank Mark Tuschak, Chair-Elect, Schreiner University Sue Steele, First Vice Chairman, Bank of the Hills Kyle Bond, Vice Chairman, Terminix Pest Control Brenda Beaty, CPA, Treasurer, Pressler, Thompson, PC Joe Herring Jr., Immediate Past Chair, Herring Printing Co.
6 | FEBRUARY 2011
Issue 17 | february 2011
Stephen Anfinson, Kerrville State Hospital William “Bill” Beltrone, CPA Kim Clarkson, Kerr County Abstract Frank Dunlap, The Ray & Joan Kroc Community Center James Eastland, Camp Mystic Judy Eychner, Century 21 Malson Realty Denny Foster, Lemon Tree Cleaners Mike Graxiola, Kerrville Daily Times Trevor Hyde, Comanche Trace Tracy McCuan, Kerrville Public Utility Board Kent Mckinney, Guadalupe National Bank Scott Peschel, Fidelity Abstract & Title Co. Joe Piszczor, Peterson Regional Medical Center Linda Somerville, Security State Bank & Trust Ellen Williams, Kerrville Independent School District Delbert Wilson, Hill Country Telephone Cooperative
2011 MARDI GRAS ON MAIN An event celebrating fine food, art and wine! fat tuesday March 8, 2011 6:00 - 9:00 pm inn of the hills 1001 junction hwy. kerrville
- food from 10 local restaurants - live and silent auction - 3rd annual mardi gras on main royal court - signature wine - signature event print
tickets now available! - call 830.792.8395 with music by:
join us for the unveiling of the:
PUBLIC ART PROJECT
WWW.KERRVILLETX.GOV/MGOM - 715 WATER STREET general admission beginning at 6:00 pm - tickets $40 vip admission beginning at 5:00 pm - tickets $75
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Dr. Odemaris Young, MD and Kathy Dietert, RN, BSN and their staff are highly trained in the laser aesthetic techniques that will make you feel great about the way you look. With hundreds of hours of training in laser skin treatment procedures, Dr. Young and Kathy are passionate about treating women like themselves who want their appearance to be the best it can be. “We know how women feel about looking their best. We want to share these wonderful treatments, technologies and products with everyone because we have experienced for ourselves the amazing, revitalizing results. We understand that these results can only be achieved by employing a rigorously trained staff working with the very latest in trademarked technologies. ”
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mykerrville.org | 7
Guy Overby to our
team of professional Realtors!
Quality Service when YOU need it! Commercial & Residential service and repair Pipe locating & video inspection equipment Sewer and Drain cleaning Install and repair all types of plumbing fixtures • Toilets • Disposers • Faucets • Water heaters ( In Photograph from Left to Right )
Lynn Niles, Guy Overby & Sue Tiemann
Sue Tiemann, CPM
324 Clay Street Kerrville, TX 78028
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member to member
Take advantage of the great savings offered to Chamber members only. LeMeilleur’s RV, Truck & Equipment Repair Co., The Diesel Doctor
214 Peterson Drive, Kerrville, TX 78028 830-895-2888, email@example.com 10% off any preventative maintenance service performed. Appointment required. Tim Jones Signature Homes
154 G Street, Kerrville, TX 78028 830-896-8087 firstname.lastname@example.org Free plan, designs drafting on home remodeling & custom building. Hill Country ChapterAmerican Red Cross
333 Earl Garrett St., Kerrville, TX 78028 830-257-4677 email@example.com 10% discount on any adult CPR and First Aid classes. Davis Chiropractic - Dr. John W. Davis
208 Wesley Dr., Kerrville, TX 78028 830-257-3284 Dr_johndavis@yahoo.com Waive co-pay or 20% discount on initial visit.
130-C West Main St., Kerrville, TX 78028 895-7587, firstname.lastname@example.org 15% off any order $25 or more. Texas Etc. - Wayne J. Este
1001 Junction Hwy @ Inn of the Hills Kerrville, TX 78028, 830-257-4300 10% discount on Jewelry, Art, and Gift Items. 10% discount on consigned items. Hill Country Wine Tours
830-329-WINE www.hcwinetours.com Rates for Chamber Members are $50 per person, 3 person minimum (tasting fee not included). Hill Country Limousine Service, Inc
P.O. Box 291152, Kerrville, TX 78028 896-1429, email@example.com or firstname.lastname@example.org $10 off per limo rental – 3 hour minimum, $10 off airport fare one-way.
The Elks Lodge Hall is available to rent for meetings, parties and special occasions. Published rental rate is $75 per hour, with a minimum of 3 hours. Chamber members pay only $50, a 33 1/3% discount off regular price. Hall will accommodate 210 people. Tables and chairs available at no extra charge. Stage with ample power sources for band or DJ. Kitchen and full service bar are available. For details call: Jim Keefe at 830-792-4377. “All proceeds help support the Elks Local Charitable Programs.” Hill Country On Call
317 Sidney Baker South, Ste 400-265 Kerrville, TX 78028 830-866-3000 www.HillCountryOnCall.com or email@example.com One FREE Hour of Concierge/Personal Assistant Services with each Booking! Please Call for Details. On call 365 days/year for your specific needs. No job is too big or too small. Licensed, Bonded and Insured. YO Ranch Resort & Branding Iron Restaurant
2033 Sidney Baker St. Kerrville, TX 78028 257-4440, www.yoresort.com or firstname.lastname@example.org Offering a 20% discount to Chamber Members on sleeping rooms or meals in the restaurant. Not valid with other discounts. Please tell us you are using your member to member discount at the beginning of your reservation or meals. Texas Homeplans, LLC
dba Archetype Designs Mickey Thompson 815 Jefferson St. Kerrville, TX 78028 830 257-2311 email@example.com 5% off any Stock Plan by Texas Home Plans Partnership, LTD. We appreciate referrals. As a token of our appreciation, when the referred job is completed, we will award a restaurant gift certificate to the Chamber Member who has referred a client.
Kerrville Folk Festival
3876 Medina Hwy., Kerrville, TX 78028 830-257-3600, firstname.lastname@example.org $200 off Small Business Package includes tickets, parking, & advertising. Details at: www.kerrvillefolkfestival.com TERMINIX
3100 Memorial Blvd Kerrville, TX 78028 257-8233 10% off pest control and/or Termite Services. New customers only. Annual contract required. 830-257-8233 (Kerrville) 830-997-1930 (Fredericksburg) 830-796-3507 (Bandera) 888-522-9574 (Toll Free) KERRBAY.NET
100 Guadalupe Plaza C3 Kerrville, TX 78028 email@example.com 25 Free eBay Listings for Business overstock or Merchandise Liquidation. Clean & Shine
Sherri Baker 411 Harper Road Kerrville, Texas 78028 830-370-7223 25% off top to bottom clean, carpet shampoo or floor buffing or polishing and window cleaning. Hill Country Chiropractic & Wellness Center
311 West Main Street Kerrville, TX 78028 830-896-4108 www.hillcountrychiropractic.com Free complete nutrition consultation with initialvisitand 75% off your first supplement order. Established patients receive 50% off an adjustment with referral of friends or family. First American Storage
2390 Memorial Blvd, Kerrville, TX 78028 895-2454, firstname.lastname@example.org 1 month free on all new storage rentals.
mykerrville.org | 9
By the time you read this, I will have started my new position with the San Marcos Area Chamber of Commerce. The time we spent together from when I started with the Kerrville Area Chamber of Commerce to leaving…it went by so fast. My first thought is to thank all of the chairs of the Board of Directors during my tenure with the chamber. Harold Wilson, Greg Shrader, Beverly Buffington, B.K. Cody, Steve Chapman, Trevor Hyde, Joe Herring, Jr. and current chair, Bob Waller…thank you for your leadership, direction and passion for the community. To all of the women and men who have served on the Board of Directors…and there have been a tremendous number who have given of their time so selflessly over the past seven years, thank you. To all of the wonderful people who have served on our committees…Bethlehem in the Hills, Springtime Splendor, Sandbagger’s Open, Sesquicentennial Celebration, James Avery Hill Country Golf Classic, Dancing With The Kerrville Stars…and so many others, thank you. Roger Tedford and Rhonda McGinnis…two KISD educators who never wavered in their passion for bringing students and businesses together. Rhonda…you are a treasure to the Chamber and to your profession. Thank you for leading our Education committee; you’ve had a hand in growing the annual Job Shadowing program to the point where this year, 164 students will be participating. Under your guidance, we’ve added a 7th, 8th & 9th Grade Career Expo as well as a 6th Grade Speaker’s Event…and the annual New Teacher Welcome Bags continue to amaze those educators new to the community. One of my passions over the past seven years has been
“Until we meet again, my friend”…much more appropriate than ‘goodbye’. I am sad to see Brian Bondy leaving the Kerrville Area Chamber of Commerce and heading up I-35 to San Marcos. There is no question that their gain is our loss. A little over seven years ago I was on the search committee for a new Chamber Executive after Sherry Cunningham resigned. We looked at a lot of qualified individuals and we made our offer to Brian to take us into the future. What a great job he has done in that regard. Brian used the foundation that Sherry had put in place so well, built on it, and took us to the next level. He also brought some great assets with him in addition to his experience and his driving desire to be a true professional…his wife Jean and their two daughters. Jean Bondy heads up the Development Office at Our Lady of the Hills Catholic High School where their two daughters were and are model students. The whole family became a part of our community and worked with Brian to move our community ahead. Brian will be leaving a long list of accomplishments behind
10 | FEBRUARY 2011
the growth and improvement of Leadership Kerr County. From Brenda Thompson, Robin Gutierrez, Darlene Bannister, Diane Stern, Theresa Sherman and others to Linda Somerville, Scott Rain, Kurt Schlunegger, Liz Murray, Kyle Bond, Tim Lidiak, Cheri Lucas and so many more, 26 years of Leadership Kerr County have come and gone. And key to the whole program is an incredible partnership with Dr. Tim Summerlin and Schreiner University. It’s a relationship that I’ll treasure for many years to come and a program I hope to duplicate in my new home. To all of the wonderful Chamber volunteers who were here when I started; to Guy Overby, JoAnn Kampf, Laura Forsyth, Debbie Caulkins, Katchen Benak, Leah Clayton and Sandy Humphrey…all people who have been a part of the past seven years…thank you for your time, talents and energy while being a part of the chamber. And finally, to the real heroes…the ones who do the work behind the scenes and stand back so I can take the stage…Dora Gonzalez who has made sure that the books of the organization are in tip-top shape for over 16 years; Kristan Craddock who has mastered the art of event planning and implementation and has broadened the events to reach out to even more people; Susan Rogers who has grown and improved the education committee, the mixers and luncheons and so much more…always with a smile; and Barbara Allerkamp—although relatively new to the staff starting this past April—a constant voice and willing hand and a smile to visitors stopping by the offices…to you, I raise my glass and Thank You! God Bless Kerrville…It’s All Right Here.
Brian Bondy President Kerrville Area Chamber of Commerce kerrvilletx.com
as he makes this career move. The Chamber’s Annual Banquet has continued to be the ‘cornerstone’ event each year and has grown to over 600 guests. The Education Committee has done a stellar job in coordinating the annual Career Fair, the B.T. Wilson Career Day which exposes 6th graders to career options, and the Job Shadowing project that gives sophomores, juniors, and seniors from area high schools the opportunity to spend time in a business they think they would like to pursue. Brian helped put together what is now one of the state’s largest amateur golf tournaments...The James Avery Hill Country Classic, which brings a lot of people to our community. We have begun our search for Brian’s replacement, and there will be some big shoes left to fill. The entire Board of Directors, the staff and I wish only the best for Brian, Jean and the girls. Maybe he will agree to come back at some point as Sonny Bono and do an encore of ‘You’ve Got Me Babe’ with Cher, who we lovingly know as Carrie Overby. Thanks again Brian for all you brought to our community from Aransas Pass seven years ago...and thanks for the memories we will cherish. God bless. Bob Waller Chairman of the Board Kerrville Area Chamber of Commerce
mykerrville.org | 11
New members, anniversaries & renewals
new members -
Welcome to the Chamber!
Braun, Peggy, CPA, PC 950 Jefferson St. Kerrville TX, 78028 830 257-2151 email@example.com Accountants, Certified Public
Jazzy To Feet Terri Ellis P.O. Box 291855 Kerrville TX, 78028 830 285-2260 terriatjazzytofeet.com www.jazzytofeet.com Shoes, Jewelery, Childrens Apparel
Fine Art Life Gallery Don & Teresa Baker 211E Old Ingram Loop Ingram TX, 78025 830 285-3467 firstname.lastname@example.org www.fineartlife.com Galleries, Artist
Lone Star Containers Jessie Reeh 305 Spring Mill Dr. Kerrville TX, 78028 830 257-0062 email@example.com Garbage Collection Rolloff Containers
Hill Country Scents Debra Lenard 560 Overhill Dr. Kerrville TX, 78028 830 370-4579 firstname.lastname@example.org Home Accents, Gifts
Snippers Hair Salon Tracie Fox 835 Junction Hwy. Kerrville TX, 78028 830 895-3288 email@example.com www.snippershairsalon.com Beauty Salons
member renewals Audio Video Solutions Audio Video Technologies Baublitâ€™s Jewelers Benefit Solutions Better Consumer Choices Broadway National Bank Browning Warehouse Self Storage Jannell Bullock Camp Sequoia City Storage Cleaning Ideas, Inc. Clima Storage at The West Kerr Center Coldwell Banker - Linda Stilwell Coldwell Banker - Tammy Mann Coldwell Banker - TLC Real Estate Team Crenwelge Motors Custom Glass & Mirror
Rio Bonito Ranch Gwen Hughes HC 10, Box 177 Junction TX, 76849 325 446-4348 firstname.lastname@example.org www.riobonito.com Conference, Retreat, Banquet Facility Hunting Service, Outfitters Texas Animal Imprints Magazine Joni Daniel 2305 S. Day #234 Brenham TX, 77833 979 421-9734 or 979-303-3017 email@example.com www.txanimalimprints.com Publishers - Magazine
Thank you for your continued support!
Davidson Freedle Espenhover & Overby, P.C. Davis Bonding Company, LP DLWC, Corp. Evans & Assoc. Real Estate Fortune Financial Services, LLC Frizzell & Company Garrett Services & Powerwashing Scott & Melanie Gross H & F Trophies HCSB Herring Printing Hilco Federal Credit Union Hill Country Community Journal Hill Country Dist. Jr. Livestock Show Hill Country Stone, Inc. Hill Country Youth Orchestras, Inc. Hillcrest Inn
Holiday Inn Express Hotel & Suites Huser Construction Company, Inc. Ingram Oaks Retirement Park James Avery Craftsman, Inc. JCGraphix Jesko & Steadman Kairos/The Celebration Barn Inc. Kerr Arts & Cultural Center, Inc. Kerrville Auto Body, Inc. Kerrville Public Utililty Board LeMeilleurâ€™s RV, Truck & Equipment Repair Corp. MG Building Materials, Inc. MagEyes, Inc Main Street Dry Cleaning & Laundry Co. Matheson Tri-Gas, Inc. Medical Arts Imaging, Inc. National Car Rental
Painted Horse Bed & Breakfast, The Harford & Harriet Powel Rio Bonito Ranch River Hills Mall Walter & Barbara Schellhase Schilling Overhead Door Co. Sentimental Journey Orchestra, The Special Opportunity Center Steele Ranch T & N Insulation Tenery Equipment Co. Texas Hunt Lodge Texas Tree Service Three Hills Mobile Home Park Ultrafit Resort Waltonia Lodges on the River Y.O. Ranch Resort Hotel and Conference Center
member anniversaries - Thank you for 5+ years! Member 25+ Years Cecil Atkission Motors - Kerrville Dairy Queen - River Oaks Dub & Raye Haney H & F Trophies Hill Country Dist. Jr. Livestock Show Hilltop Village Nursing & Rehabilitation Center Kerrville Aviation Kerrville Board of Realtors, Inc. McBryde Oil Company Tenery Equipment Co.
Member 20+ Years Books To Share Davidson Freedle Espenhover & Overby, P.C. Kerrville Public Utility Board Kerrville State Hospital Y.M.C.A. - Kerr County 12 | FEBRUARY 2011
Member 15+ Years Albertsons, Inc. Davis Bonding Company, LP First Baptist Church First Presbyterian Church Hill Country Cafe, a Texas Legend Huser Construction Company, Inc. Time Warner Cable
Member 10+ Years A3 Studio Aqua Beverage Co./ Ozarka Water Community Education of KISD Days Inn of Kerrville Hill Country Lighting Center, Inc. Hurlbert, Sidney C. JCGraphix Jewish Community of the Hill Country
Kairos/The Celebration Barn Inc. Midway Wrecker Service Terminix Pest Control Ultrafit Resort
Member 5+ Years B. C. Collision Brenner Printing & Mailing Classic Car Care Center Dyal, Mike Custom Homes Hill Country Community Journal Walter & Barbara Schellhase
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What’s The Point?
By Dr. Brad Zirkel, OTD In my prior article I discussed the various types of background checks and what to look for when defining a quality background check. Beyond understanding the elements of a background check, what is the point in performing them in the first place? Is this simply incurring what is often seen as an extra expense? In any economy it is important to allocate funds to areas of the budget that will bring the greatest return. So then, where do background checks fit into the equation? Background checks have been shown to affect employee turnover, risk management, and consumer peace of mind. Human resource researchers have determined that the cost to replace an employee is on average 30% to 150% of that employee’s annual salary1. Clearly, this is a substantial percentage of loss for any size company. Beyond the internal costs of employee turnover, the risk of external financial loss can be overwhelming. According to the Journal of Risk Management, “a negligent hiring case decided in a New Jersey court ruling in 2003 resulted in a jury award of $40 million to the family of a 74-year-old woman who was [attacked] by a home health care worker. 14 | FEBRUARY 2011
The agency that employed the worker was found liable for 40% of damages because it reportedly failed to conduct a background check despite the worker’s disclosure of a prior burglary conviction. A background check would have also revealed the worker was previously fired from another agency.”2 Furthermore, it should be noted that, “employers have lost more than 79% of negligent hiring cases and settlements average $1.6 million.”2 Finally, consumers have become more diligent in identifying quality companies with reputable employment practices, thus more reputable employees and services. Regardless of business size or industry, we have found that consumers are becoming more reliant on clear evidence of performance and professionalism. For a relatively small investment in a company, through quality background checks, the overall benefits can be exponential. 1 Carmichael, E. (2010). The True Cost of Employee Turnover. 2 Keller, S. (2004). Employee Screening: A Real-World Cost/Benefit Analysis. Journal of Risk Management.
mykerrville.org | 15
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ellen Kerrville Independent School District Senior Director, Advanced Academics Family: Married, with two children: Trey and his wife, Sandy, who live in Wylie, TX and a daughter, Sarah, in Houston, TX Education: B.S. from Texas A&M University, Masters of Education from the University of St. Thomas
On growing up, name one lesson you were taught as a child that sticks with you today: I was raised in a ranching family in San Angelo, Texas. My father, a retired colonel in the US Army, has been a lifelong rancher in West Texas. We raised both cattle and sheep on ranches in Schleicher and in Upton County. When I was little, I loved going to the ranch and helping when they sheared sheep. The shearers would throw the wool into a burlap bag and my job was to stomp it down tight until the bag was full. It was smelly, dirty work and I loved every minute of it. My father taught me the value of being an honorable person and the value of perseverance. He never gave up on anything he wanted to accomplish.
Name one mentor and one way he/she has affected you? Dr. Terry Bradshaw was a brilliant professor at the University of St. Thomas. He inspired me to get my masterâ€™s in gifted education and to become an advocate for gifted and talented education programs. I believe that everyone should be challenged every day to learn something new and reach his or her own potential.
On your job, What are your responsibilities and how are you taking the district in new directions? In a 4A district
like Kerrville, all administrators wear many hats. My job includes coordinating the gifted and talented program K-12. I provide training and resources for teachers and students, as well as conduct the testing for student placement in the program. In addition, I provide training and resources for the dual credit and Advanced Placement teachers at the high school. I am proud of the outstanding job our teachers do at Tivy High School. More students passed the AP exams this spring than have ever passed before. I also am director for the Career and Technical Education courses at the high school. The teachers and I work together to provide industry standard job training in several fields. Our newest initiative
will begin this summer when the first cohort of students will be enrolled in the Alamo Colleges Greater Kerrville Center Nursing Academy. This special project will allow up to 15 of our sophomore students to take classes that will prepare them to pass the Licensed Vocational Nursing exam in the fall of 2013. We are very excited to team with Peterson Regional Medical Center and Alamo Colleges to fill this community need for health care professionals.
What words best describe you? Thorough
and no-nonsense. I am very goal oriented.
What hobbies do you have? Reading, cultivating a butterfly garden, and going to the shooting range (handgun).
What is the most influential book you have read? The Year of Magical Thinking by Joan Didion. I love the beautiful structure of her sentences as well as the message of appreciating the importance of love and marriage. Professionally, I like books by Dr. Carol Tomlinson, who is the leading guru on differentiation in education.
What was your first job out of college? Teaching 2nd grade in Spring Branch ISD in west Houston. I taught 2nd, 3rd, 5th, 6th, 7th and 8th grades in three different school districts. I also was the Gifted and Talented Coordinator in the Cypress Fairbanks ISD before coming to Kerrville 7 years ago.
What do you ENJOY most about your job? I love helping children discover their passions. I think
that KISD is an exceptional Texas school district because it is academically strong, financially sound, and a collaborative atmosphere for all the educators in the district. We are a great team.
What do you like most about working with the Kerrville business community? I appreciate the business community
supporting Kerrville ISD in so many ways. Local businesses set an example for students by participating in career fairs, job shadowing events, by providing internships and jobs for our Career Preparation students, and by their support of the career and technical education advisory board. Without the input of local businesses, KISD could not evaluate the relevance and quality of our different programs. The students we teach today are the employees who local businesses will be hiring tomorrow. We care about what knowledge and skills local businesses want our students to have coming out of high school or college and into the work force.
mykerrville.org | 17
by gary davidson
Individuals with significant estates have a substantial challenge in planning how to transfer those assets to their children or other heirs without letting Uncle Sam take a big bite out of them in the form of estate or gift taxes. One of the reasons that this task has been so challenging lately is that is that for the last ten years planners were dealing with a temporary law that was scheduled to expire at the end of 2010 under which the amounts exempt from tax changed almost every year. On top of that, no one knew what the law might be after 2010. Short of making sure that you died in 2010 (when there was no estate tax), the 18 | FEBRUARY 2011
best that one could do was to plan based on the existing laws and guess at what those laws might be after 2010. The recently passed Tax Relief/Job Creation Act of 2010 has created some unique opportunities which may call for action now. To fully understand why the opportunities might only be temporary, letâ€™s look at where we were before the changes and contrast that with the new law. First, 2010 was a unique year. For that year alone there were no estate taxes. Forget 2010, the chances of us ever getting rid of the estate taxes during our lifetimes are now close to zero.
Prior to 2010, there were three primary ways that assets could be passed to your heirs without tax. First, there was an annual gift exclusion. The new law also includes an annual gift exclusion. You may make an unlimited number of gifts to an unlimited number of people each year without creating any gift taxes as long as the value of the gifts to any one person does not exceed the current annual exclusion of $13,000. If the value of annual gifts to any person exceeds $13,000, there is a second exclusion referred to as the lifetime exclusion that may be used to avoid
A SIGNIFICANT ESTATE PLANNING
OPPORTUNITY THAT MAY NOT LAST! gift taxes. Prior to 2011, the lifetime gift exclusion was $1 million. To illustrate how these exclusions worked together, assume that mom gave gifts valued at $800,000 each to a child in two consecutive years. In the first year $13,000 of the gift was covered by the annual exclusion and the remaining $787,000 was covered by the lifetime exclusion and no taxable gift results. In year two, the first $13,000 was covered by the annual exclusion, $213,000 was covered by the remaining lifetime exclusion ($1 million less the $787,000 used in the first year), but the remaining $574,000 was subject to gift taxes. In our opinion, the most significant aspect of the new law relating to gift and estate taxes is the fact that the lifetime gift exclusion has been increased to $5 million. More on that later. The last of the primary ways to pass assets to your heirs is to wait until your death and utilize the estate tax exemption which is also currently $5 million. It is important to note that if you make gifts during your lifetime that utilize part of your $5 million lifetime gift exclusion, the gifts also reduce your $5 million estate tax exemption. For example, a person who made $3 million in gifts during their lifetime that were not covered by the annual gift tax exclusion would have only $2 million in estate tax exemption at their death. Another significant factor in estate planning today is a valuation principle which can often be used to reduce the value of assets subject to gift or estate taxes. If fractional interests in certain assets are transferred by gift or bequest, under current law the fractional interest may be valued at substantially less than its proportionate share of the value of the whole. For instance, let’s say the value of a family owned business is $10 million. If that asset is held until death, its full value will be included in the estate and taxed to the extent it is not covered by the remaining estate tax exemption.
However, assume that one-third of the business is gifted in one year, one-third in another year, and the final third remains in the person’s estate at death. In this case, each one-third would likely be valued at a steep discount in relationship to its share of the total value of the business. If each one-third was valued at $2 million, the value of the assets subject to estate or gift taxes would have been reduced to $6 million. The reason for the reduction in value related to the fractional interest is that most fractional interests have no control over the operations or affairs of
why is there A NEED FOR
the business and most lack any significant marketability. The IRS has long fought against such fractional interest discounts, mostly unsuccessfully. If you have a significant estate you should consider using part, or all, of your $5 million gift exemption by making gifts now. So why is there a need for action now? The bottom line is that we don’t know how long some of the current favorable conditions will be around. First, we know for sure that the gift and estate lifetime exclusion during 2011
and 2012 will be $5 million. However, without further legislation both revert back to $1 million in 2013. The vice president is already on record (in a comment meant to calm those in his party who were unhappy with the new law) as saying that the $5 million exemption was something that had to be done as a temporary compromise with the Republicans in order to get the extension of unemployment benefits the Democrats wanted. He made it clear that it is the Democrats’ intention to return the exemption to a much lower level in 2013. Maybe they will have the political clout to get that done in 2013 and maybe they won’t. But are you willing to bet on it? Second, because of the Nation’s recent economic woes, let’s hope that the valuations for many of the assets in a typical estate are as low now as they are going to get. If we are entering a period of economic recovery, hopefully most investment portfolios, real estate and closely-held businesses will be increasing in value in the future. Gifts of assets today not only remove the value of those assets from your estate, but they also remove all future appreciation on those assets as well. Finally, although many feared that the new legislation might eliminate the discounts on fractional interests in family partnerships, small businesses and certain other assets, it did not. Such discounts are still applicable but those in Congress who wish to see them eliminated have not given up the fight. We are under significant risk that they could be eliminated in future legislation. If you have an estate that exceeds $1 million, or could in the future, find a competent estate planner and consider taking advantage of the current opportunity. The new lifetime gift exemption, along with the application of fractional interest discounts to certain assets, provides a major planning opportunity that might be very temporary. mykerrville.org | 19
16th Annual Sandbagger’s MONDAY, APRIL 4TH, Open 2011 THE CLUB AT COMANCHE Monday, April 4, 2011 TRACE CHECK IN: 10-11:30am The Club at Comanche Trace PUTTING CONTEST: 10:30am
ENTRY FORM 1st Place low net 2nd Place low net 3rd Place low net
1st Place low gross 2nd Place low gross high gross
LUNCH PROVIDED: 11:00am Check In 10-11:30 a.m SHOTGUN START: 12 Noon Putting Contest 10:30 a.m. Lunch Provided 11:00 a.m. SOCIAL & AWARDS CEREMONY Shotgun PLAY Start 12 Noon IMMEDIATELY FOLLOWING
Social and Awards Ceremony immediately following play
Low Net Prize for Ladies’ Flight*
*based on a minimum of 4 Ladies’ Teams
***Peoria scoring system will be used*** Entry Fee includes: One Mulligan, Practice Balls, Monster Drive, Dream Shot, Longest & Straightest Drive, & Closest to the Pin contests Players are accepted first come, first serve.
Company/Team Name: ________________________________________________________________________________ Golfer’s Name
_____________________________________________________________________________________ _____________________________________________________________________________________ _____________________________________________________________________________________ _____________________________________________________________________________________ EVENT SPONSOR $5,000
Event Sponsorship-team of 4 players, your company logo embroidered on a golf polo to be given to each player, your banner displayed on the course, full
BEVERAGE CART SPONSOR $1,000 ______
Beverage Cart Sponsorship- team of 4 players, your company logo on the cart,
LUNCH SPONSOR $1,000
Lunch Sponsorship- team of 4 players, your company logo (in sticker form) on
GOLD SPONSOR $725
TEAM SPONSOR $500
HOLE SPONSOR $125 ea. or 2 for $200
page ad in tournament guide, and staffing the cart with one employee to network.
INDIVIDUAL PLAYERS $135
your banner displayed in the Pro Shop area, full page ad in tournament guide and staffing the cart with one employee to network.
the box, your banner displayed in the Pro Shop area, full page ad in tournament guide and staffing with one employee to network.
Gold Sponsorship- team of 4 players, your banner displayed in the Pro Shop area, sponsor signage + hole signage and 1/2 page ad in tournament guide.
Team Sponsorship includes one foursome, all four golfers must be listed with this form to qualify.
Make checks payable to: Kerrville Area Chamber of Commerce
Card Number _________________________________________ Expiration Date _______________________________________ Name on Card ________________________________________ Signature ____________________________________________ last 3 digits on back of card _______
Registration form and payment due to the Chamber no later than March 28, 2011 1700 Sidney Baker, Kerrville, TX 78028, phone 830-896-1155, fax 830-896-1175, email email@example.com
20 | FEBRUARY 2011
21,454 5,088 9,601
21,365 5,069 9,588
Utility Connections Electric Meters Active Gas Meters Active Water/Sewer
Tourist Inquiries at CVB Month Cumulative (Oct-Sept)
Financial Institute Deposits Bank of the Hills Guadalupe National Bank Hill Country State Bank Security State Bank & Trust Union State Bank Wells Fargo Bank BBVA Compass
341,793,324 308,665,987 75,592,575 52,153,608 102,684,313 96,370,000 108,970,753 101,716,350 32,577,825 31,620,636 250,982,000 244,566,000 89,000,000 N/A
City Sales Tax City Sales Tax - Month City Sales Tax - Cumulative 4B Sales Tax - Month 4B Sales Tax - Cumulative
415,401 784,653 207,677 392,279
376,372 4,152,462 118,186 2,005,569
County Sales Tax Payment Month Cumulative (Oct-Sept)
Real Estate Statistics Residential Active Residential Sold Residential Sales-Month Residential Sales-Cumulative
601 38 7,745,200 79,499,010
582 48 9,094,200 133,418,377
mykerrville.org | 21
THE ROAST OF
MISS THE NEXT MIXER!
SEE YOU THERE! 22 | FEBRUARY 2011
Save $33 by Ordering the Yearly Badge
Order your 2011 Mixer Badge for all the Business Luncheons, After Hour Mixers and the Breakfast OR for all the After Hour Mixers only. The 89th Annual Membership Meeting and Awards banquet in 2011 is not included in the Mixer Badge. At the door Mixer, Breakfast and Luncheon prices wiill increase in 2011 so order now to save!
Number of 2011 Mixer Badges desired: All Events:
After Hours Only:
Includes all 9 After Hours Mixers Two Luncheons & One Breakfast
Contact Name & Phone: Name of Business / Organization to appear on badge(s):
Name(s) to appear on badge(s):
No Mixer Badges will be printed after March 31, 2011
You may pay by cash, check, MasterCard or Visa. If paying by credit card, please complete the following: MasterCard
Credit Card Number Name on Card Signature
mykerrville.org | 23
FEBRUARY FEbruary 3-5
Theater at Schreiner
“Sleuth” by Anthony Shaffer presented by Schreiner Theatre Department. Hanszen Fine Arts Theatre, Schreiner University campus, 2100 Memorial Boulevard. 830-792-7401.
February 11-26 One Act Comedies
Friday-Saturday 7:30pm Sunday 2:00pm Two one act comedies, Almost Maine and the other will be decided. The Point Outdoor Theatre, Hill Country Arts Foundation, Two One-Act Hwy 39,Comedies Ingram, 830-367-5121.
Get to The Point! Almost, Maine by John Cariani
American Watercolor Society Traveling Exhibit
Tuesday-Saturday 10:00am-4:00pm Sunday 1:00pm-4:00pm See watercolor paintings by some of the best American Artists. Kerr Arts & Cultural Center, 228 Earl Garrett St, 830-895-2911.
& CUT by Ed Monk
Fri.-Sat. at 7:30 p.m. Sun. at 2 p.m.
February 17By Ed Monk
In the Gallery
After Hours Mixer hosted by Camp C.A.M.P. 5:15 – 6:30 pm
Jan. 21-Feb. 26 Reception - Feb. 11, 6-7:30 p.m. Gallery Hours: Tues.-Sat. 10-4 p.m.
Hill Country Arts february 26Foundation
Friday at 7:30pm Esther Kim is one of the top young classical artists in the world in violin. She attended the Juilliard School of Music at the age of 10. Her performance will include a major repertoire for solo violin and virtuoso favorites. Playhouse 2000, Kathleen C. Cailloux Theater, 910 Main St., 830-896-9393.
Saturday 6:30pm A festive evening that brings together the community and KISD employees. The event includes a dinner, dance, silent Auction and live musicfrom Jay Eric & Blieders Creek. Schreiner University Cailloux Center Ballroom, 2100 Memorial Boulevard 830-257-9282.
Rohe Classical Music Series: Esther Kim
24 | FEBRUARY 2011
120 Point Theatre Rd. S., Ingram Reach for the Stars Gala 830-367-5121 hcaf.com
Hibachi is Hot... Wasabi is Green...
is Kerrville’s Valentine’s Day Scene!
RSVP Today! Call: 830-315-6888 218 S. Sidney Baker | Kerrville TX | 78028 facebook.com/bonzaikerr
Diamonds and Colored Gems
C HO C O LATE
Designs in Platinum, Gold and Silver Appraisals S Estate Jewelry S Buyers and Sellers
211 Earl Garrett, Kerrville S 830-257-3373
Kerr Arts & Cultural Center
12 & 13
Wine Seminars & Cooking Demonstrations Delectable Desires Food & Wine Tasting Event Chocolate Fantasy All You Can Eat Buffet Member American Gemological Society
Merchants in America since 1733
“Gabriel” Designs in Sterling with 18k Gold from $150
Silent & Live Auctions
Call for details 830.895.2911 228 Earl Garrett | Downtown Kerrville
mykerrville.org | 25
Spies, Kneese, Bailey & Vanacker, LLC Certified Public Accountants We welcome you to call or stop by and consult with Angela Bailey, CPA or Lee Vanacker, CPA regarding your tax needs.
Locally owned and managed, we are a Hill Country grown CPA firm expanding its roots to Kerrville.
WE HAVE A COMMITMENT TO: CLIENTS: striving to maintain
close personal relationships
CPA ETHICAL STANDARDS:
current on any new tax laws and legislation
confidentiality and integrity
COMMUNITY: commitment to
COMMUNICATION: expertise with
actively participating in local organizations
small town attention
9 4 1 Barnett B a r n e t t Street S t r e e t | | Kerrville, K e r r v i l l e TX , T X78028 7 8 0 2 8| | 830.895.1367 830-895-1367 941
River Hills Health & Rehab
close t o home
Our spacious Private Medicare Suites are as as you can get!
River Hills Health & Rehab
2090 Bandera Highway Kerrville, TX 78028 830-257-9900
26 | FEBRUARY 2011
Short Stay Rehab and Long Term Care Available
UPPER GUADALUPE RIVER AUTHORITY UGRA
is the steward of the Guadalupe River in Kerr County
Protecting water quality through: Goal based monitoring
(830) 896-5445 www.ugra.org
Complaint investigation Education
Located Just off Sidney Baker South, at 125 Lehmann Drive, Suite 100, Kerrville, TX 78028
840 Earl Garrett, Kerrville, TX 78028 rignally built in the early 1900's, this property was renovated in 2006 with respect & attention to the original character of this building. 7 ofﬁce spaces with center common areas including A.D.A. facilities on large oversized lot with room for growth. A small sampling of the history of this home, residents have included: Texas State Representative, Austin Milton Kennedy, Sid & Myrta Peterson and property is eligible for the National Registry of Historical Places. 720 sf of porches, ample private & street parking, wonderfully landscaped grounds, 200 sf cottage with half bath. Grand entry with high ceilings, wood ﬂoors and ﬁne touches. Ofﬁce Spaces for Lease. In the past, sellers have received $2,800/month with approximately $950/ month in expenses. Can be converted to residential. MLS #73032. Offered for $399,000.
Carey Bond e-PRO REALTOR® Cell: 830-377-8268 E-mail: firstname.lastname@example.org My Website: www.careybond.com
YOUR PROFESSIONAL KERRVILLE AREA REALTOR Office: 830-895-7771 Toll Free: 888-651-7771
1835 Sidney Baker Kerrville Tx 78028 mykerrville.org | 27
Texas Railing Systems
The Kerrville Area Chamber of Commerce Ambassadors joined Wayne Uecker and family to celebrate a ribbon cutting for his business, Texas Railing Systems.
830.928.1327 | www.texasrailingsystems.com
GUADALUPE NATIONAL BANK LOBBY HOURS: Mon-Thurs: 9am-5:30pm Fri: 9am - 6pm Sat: 9am - 12pm DRIVE-THRU HOURS Mon-Thurs: 8am-5:30pm Fri: 8am-6pm Sat: 9am-12pm
1916 Junction Hawy, Kerrville TX 78028 | 830.792.1990 | www.guadalupenational.com
28 28 || FEBRUARY FEBRUARY 2011 2011
SEALCOAT ASPHALT PAVING
POWERWASH & STRIPING, INC.
COMPLETE PARKING LOT MAINTENANCE
Servicing the Hill Country Since 1984
As a full-service parking lot maintenance company, we offer low-cost maintenance contracts on you existing properties and look forward to the opportunity to bid on your new projects.
ASPHALT REPAIR NEW LAYOUT
High Definition Videography Sound Reinforcement Photography
Event Videography & Photo
Weddings Sports Musical Performance Theater Worship Services Corporate Events
Convert Media to DVD: VHS, Camcorder Tapes, 8mm lm Make ready for Web, YouTube, Facebook Video Hosting, Streaming Web Video Special EďŹ€ects DVD Production and Printing
830-214-7635 | TXPSV.com | Facebook.com/TXPSV mykerrville.org | 29
30 | FEBRUARY 2011
Story by Mary Lee Gowland Photos by Aaron Yates
I n t h e e a r l y p a r t o f t h e 2 0 th c e n t u r y, t h e r e w e r e n o r u r a l a i r p o r t s i n A m e r i c a . R a t h e r, p l a n e s w o u l d t a k e o f f a n d l a n d i n g r a s s y fields, hence they were considered â€œmobile operationsâ€?.
military term, Fixed Based Operation (FBO) came into use when actual airports were established.
mykerrville.org | 31
01 02 03 04 05 06 07 08 09 10 11 12 13
Highway i-10 La Quinta Hotel yo Resort hotel & conference kerrville fire department chamber of commerce Hal peterson middle school h.e.b. municipal tennis center Scott Schreiner Golf Course country club plaza Antler Stadium a-1 City Climate Sotrage Salvation army KROC Center Sidney baker street
1 4 3 2
KROC Center 32 | FEBRUARY 2011
What is now Kerrville/Kerrville County Airport came into existence in 1939, when Louis A. Schreiner donated 111 acres to the City of Kerrville. The City named it Louis Schreiner Field. In 1942, the original airport property was traded for approximately 145 acres and the Airport was moved to its present site â€“ six miles east of downtown Kerrville on Texas State Highway 27. Louis A. Schreiner, Hal Peterson, and Charlie Peterson donated money for improvements to the new airport. Throughout WWII, the Airport remained in civilian control, but served as a base for military flight training. From 1945 to 1949 the FBO maintained a Civil Aeronautics Administration-approved flight training school and provided a full range of services including repair, maintenance, and charter flights. In 1948, the City of Kerrville acquired a surplus hangar from Laughlin Air Force Base when the base was temporarily closed. In 1953, Mooney Airplane Company moved from Wichita Kansas into this surplus hangar. In 1957, Mooney Airplane Company expanded to include the Kerrville Flying Service tract. Kerrville Aviation and Dugosh were established across the field in the current ramp area. Kerr County matched funding for improvements at the Airport from the beginning, and in 1952 the City of Kerrville deeded one-half interest in the Airport to Kerr County. In 1978, the City of Kerrville annexed 64 acres along Hwy 27 and 459 acres of Airport property into the city limits. Over the next ten years extensive development of the east side of the Airport took place. The FBO and other tenant activities developed around the ramp area as it exists today, and the Airport west of the secondary runway became completely occupied by Mooney Airplane Company. In 1989 Joe Kennedy, second oldest of twelve children, graduated from Tivy High School with the intention of majoring in psychology. Two years later he decided to take flying lessons from his brotherin-law, who was a flight instructor. He enjoyed it so much, he took a summer job as the line-service tech and worked in various aspects of airport operations. Joe had married his high-school sweetheart, Scarlet Schmidt, who grew up in Fredericksburg. She became a network engineer, helping to establishing DSL for Kerrville Telephone Company.
mykerrville.org | 33
Then, in 2001 Joe and Scarlet purchased Kerrville Aviation. Joe says, “Scarlet is involved in all major decisions.” The Airport consists of approximately 528 acres, surrounded by 6 ½ miles of fence. It has between 120 – 130 based aircraft, including 20 jet turbines, and averages 60,000 takeoffs and landings per year. There are two runways: runway 03/21 is 3,600 feet in length and runway 12/30 is 6,000 feet. Being a “full service” airport means a wide range of services including parking, refueling, maintenance, flight training, plane rentals and a complete concierge
34 | FEBRUARY 2011
service that often means four-star catering for flights, car rentals, and even grocery shopping so that when customers fly in from somewhere else, they don’t have to go to the market. The ground power unit and aircraft precooling services provide electricity when planes are on the ground, and there is a pilot lounge with satellite TV and planning room with satellite weather updates. In order to obtain a pilot’s license, 40 hours of training are required - 20 with an instructor, 20 “solo” – after which a written test is taken, as well as an oral test with an FAA examiner. John Travolta and Oprah
Winfrey have flown into Kerrville to attend a wedding, and NASCAR driver Jeff Gordon often comes to hunt. Former NASA astronaut Gene Cernan is another frequent visitor. But the airport is not only used for recreation. It is a base for air evacuation helicopters (air ambulances) and is often used by law enforcement or fire service planes when wild fires break out. Not long ago a fifteen-year-old boy from Louisiana, who suffered from cerebral palsy, was granted his wish to hunt here. He and his dad and enjoyed several days in the woods. Then, his health took a sudden turn for the worse and
doctors determined he only had hours to live. Joe made a few phone calls, and within minutes volunteers mobilized. The boy was flown home. The plane, the fuel and pilot’s time were provided at no cost. Sad though it was, the boy was reunited with his family for his last hours on Earth. “I like to give back to the community,” says Joe, “and many of the people who call this airport home, do as well.” Flights are often donated to charities as raffle gifts. Boy Scouts, earning their aviation merit badges, come to the airport to see first-hand how everything works. They love to sit at the controls and learn how they
planes operate. The airport is currently in the midst of a $12 million improvement which is funded 90% by the Federal Aviation Administration, and 10% by local government. Texas Department of Transportation manages the federal funds. Local county and city governments receive income from the Airport in the form of gasoline tax and rent of the land. While the Transportation Safety Administration (TSA) does not oversee private airports, they do offer training in how to keep the airport secure and safe. “This is a major airport for a community of its size,” states
Joe. He is proud to be the owner of such a well-run facility, which employees a staff of between 15-18 people. The Kerrville/Kerr county Joint Advisory Board, consisting of five members, oversees management. Joe and Scarlet live on a ranch in Fredericksburg with their two children, an eleven-year-old son and a nine-year-old daughter, who both love to fly. In fact, for her birthday her their daughter asked for a “plane party”, and, as loving parents, they granted her wish.
mykerrville.org | 35
Deep Texas Roots. Deep Expertise.
NEXT TIME MOM GOES TO THE STORE WILL SHE KNOW HOW TO COME BACK HOME?
We know how overwhelming this can be, so we Texas Roots. Deep Expertise. have designed a Deep revolutionary program that can help. Bridge to Rediscovery is an innovative, Montessori-based approach to Memory Care that can help your loved-one rediscover the joys in everyday life. Through personalized activities that encourage creativity and self-expression, residents have the freedom to discover things for themselves and re-discover things they have always enjoyed. Residents enjoy the comforts of home, combined with the support and security they need. Now is the perfect time to see why Bridge to Rediscovery has been rated “Best of the Best” by the Assisted Living Federation of America. Please contact us today and let us help you regain the sense of security you and your family deserve.
When someone you love has Alzheimer’s disease or another form of memory impairment it changes their world and yours forever.
36 | FEBRUARY 2011
747 Alpine Drive • Kerrville, Texas 78028 www.haventexashillcountry.com The Haven Facility #100504
return to Kerrville Inn of the hills
conference center Enjoy dinner, wine, & a starstudded dance competition!
Sponsorships & tickets on sale now! The Kerrville Area Chamber of Commerce is Proud to Present the 11th Annual
“Dancing with the kerrville stars” AnEncore Event
For more information call the Chamber
The Ladies’ Night of the Year is Back! mykerrville.org | 37
The 7th Annual Hill Country Cowboy Breakfast drew several hundred folks to the Kerr County Courthouse on Friday, January 14, 2011, to kick off the 5th largest stock show in the state of Texas, the Hill Country District Junior Livestock Show (HCDJLS). Thanks to two outstanding community donors, Randolph Brooks Federal Credit Union and Hill Country Telephone Cooperative, the Kerrville Area Chamber of Commerce, Kerrville Downtown Business Association, and 4-H kids served a free breakfast to the community. Hastings Hardback Café donated 20 gallons of steaming hot coffee, while Super S provided orange juice and foil wraps for the tacos. A huge thank you goes to Opa’s Meats and Mamacitas. Over 1000 sausage wraps were served on Friday morning to the crowd! Congratulations to our new goat milkin’ champs: Roy Thompson of Union State Bank and Tammy Prout of Hill Country Community Journal. Thank you to Nuluv Nubians of Center Point for bringing their milk goats again this year. And, congratulations to County Commissioner Buster Baldwin for ‘throwing the bull’ better than any of his colleagues in the Cow Chip Toss. Bill Messer won the Hill Country Radio Turkey Bowling event, representing The Ranch 92.3. Event organizers say they are most definitely bringing back the kids’ turkey bowling contest next year. With good ole’ stock show weather, the Cowboy Breakfast enjoyed a nice crowd and a fun time was had by all.
A Special Thanks To Our Sponsors 38 FEBRUARY 2011 38 || FEBRUARY 2011
mykerrville.org mykerrville.org | | 39 39
KACC Kerr Arts & Cultural Center
DEBBIE MINNS Year Organized: 1995 What does your business do for the community? We offer a vast range of
art experiences for the individuals of our community. Art entertains, records history, tells the human story, and makes us think and feel. Whether creating art or simply viewing it, we become better people through our connection to art. Economically speaking, KACC plays a major role in making Kerrville a city rich in the arts where people want to live and visit.
How did you get into this business?
My love for art and creating art goes back as far as I can remember. As a young adult, I volunteered to work at my community art center. Soon, I was offered a parttime position which led to a full time position. After nearly twenty years, my love for the business of art has never waned.
What is your favorite aspect of doing business in Kerrville? The Kerrville area is aesthetically beautiful and full of talented artists! My theory is that the more beautiful the natural surroundings of a place, the more artists will be drawn to it. Kerrville is proof of that. We are so fortunate to have the natural beauty of a rural area combined with the cultural opportunities of a big city.
In what ways has the Chamber been a resource to you? Getting people to
take time from their busy lives for art continues to be a challenge for arts organizations. Through a variety of innovative networking tools, the Chamber has given KACC a way to keep the business community informed about our exciting exhibitions and educational events.
What changes would you like to see for your business? Annually, one third
of our 20,000 visitors are from out of town. I would love to see every Kerrville resident taking time to enjoy an art show, take a class or attend one of our social events.
Favorite Quote? "Art washes away from the soul the dust of everyday life." -Pablo Picasso
40 | FEBRUARY 2011
Wine Seminars Cooking Demonstrations Delectable Desires Food & Wine Tasting and more!
12 & 13
228 Earl Garrett Downtown Kerrville
iGROW Media We help businesses grow through relationship-based, demand driven integrated media programs
Social Media Email Marketing
e Best 45 Minutes of Your Day...
Traditional Media Website Event Marketing
Contact us today and watch your business GROW!
good COMMUNITY FOR THE OF THE
At Broadway Bank we have a vested interest in seeing the Kerrville community grow and prosper. We live and work here, too. So, if you’re looking for a bank that is devoted to providing sound financial guidance today ... and in the future, look to Broadway Bank. Because we’re here for good.
Kerrville Banking Center | 500 Main Street | 830.896.2950 38 Neighborhood Banking Centers | broadwaybank.com | Member FDIC mykerrville.org | 41
“An investment in knowledge pays the best interest.”
It’s that time of year again when the majority of us go through all of our receipts and bank statements and head to our trusted CPA, enrolled agent or other tax preparer. For most of us, this is just a necessary evil that we must go through every year. We often don’t think past just meeting that April 15 deadline and hopefully getting a decent refund. However, there is more to think about when choosing someone to prepare your tax return. The Internal Revenue Service estimates that there are between 900,000 and 1.2 million individuals preparing tax returns for a fee. Surprisingly, until very recently, virtually anyone could prepare a tax return for another individual for a fee whether or not they had any type of licensing or registration. But as of January 1, 2011, that is going to change. As the tax law has become increasingly more complex, more individuals than ever turn to tax preparers at tax time. This volume had steadily increased over the recent years, and the IRS has become increasingly concerned with protecting 42 | FEBRUARY 2011
consumers and insuring tax return accuracy. In an effort to address the growing number of preparers and competitive nature of the tax preparer industry and to protect the taxpayer, the IRS has implemented a new PTIN or Preparer Tax Identification Number system. Beginning January 1, 2011, all paid tax preparers must have a Preparer Tax Identification Number before preparing returns. In addition and probably more importantly is another requirement being presented by the IRS. In mid-2011, all paid tax preparers signing tax returns who are not CPA’s, attorneys or enrolled agents must pass a competency exam and will be required to take some level of continuing education. These competency test and continuing education requirements have been in place for certified public accountants, attorneys and enrolled agents for many years. Certified public accountants must pass a rigorous four-part exam before receiving their certification and must obtain 120 hours every 3 years in continuing education. A large share of
tax return preparers have not passed any government or professionally mandated competency requirements before they prepare a federal tax return. This new law will help to ensure that those other lessregulated tax preparers will have to adhere to comparable oversight. The tax preparer industry will be addressing these new IRS regulations in the coming months, but what does this mean for you - the taxpayer? The IRS estimates that 60% of American households use a tax preparer therefore millions of Americans could be affected by this change. It is probable that some tax preparers will opt to stop providing tax preparation services due to the stricter requirements. It is also likely that some tax preparers will not be able to qualify once the testing and continuing education components are implemented. All this could force many consumers to find a new tax preparer. Keep in mind the true value of these new regulations to the taxpayer is that in the long run, YOU will be provided better and more accurate tax preparation services.
Finding a Qualified Tax Preparer By Angela W. Bailey, CPA
How can you be sure your tax preparer is qualified? The IRS is set to publish a searchable online database of all registered preparers. Until that time, here are some suggestions for what to consider when choosing your tax preparer: Level of competency: Are they certified or licensed? This is a question you always want to ask! Adherence to the new IRS registration guidelines: These rules are there to protect you. Knowledgeable about new tax law changes: this should also include a willingness to thoroughly inform and educate you on these issues. Personal service touch: Does your tax preparer know about changes in your life that could affect your returns? This is your financial well being weâ€™re talking about here! Strictest confidentiality guidelines: you need to know that your information will be protected. Reputation and recommendations from others: High ethics and experience
are important! Check with your friends and neighbors â€“ who do they use? Adding value through tax planning strategies: This should be just as much of a part of your tax preparation services as preparing the actual tax return and can help you spend your money smarter for years to come. Availability: This should be a very important point on your list. You want to be able to get in touch with your tax preparer when you need them. Time is often of the essence! Affiliations with professional organizations, these organizations such as the American Institute of Certified Public Accountants provide professionals with ethical and technical support. Compare service fees! It is a common misconception that a CPA can be more expensive. This is not always the case. Avoid preparers who base their fee on a percentage of your refund or those who claim they can obtain larger refunds than other preparers.
Angela Bailey, CPA is a managing partner for Spies, Kneese, Bailey & Vanacker, L.L.C with offices in Fredericksburg and Kerrville, TX. She graduated with a Master of Science in Finance and a Bachelor of Business Administration in Accounting from Texas A&M University and has been a CPA since 2004. Angela and Lee Vanacker, CPA office primarily in Kerrville and are accepting new clients at 941 Barnett Street. They can be reached at 830.895.1367. mykerrville.org | 43
EXTRA! EXTRA! DON’T MISS!
GRAS ON MAIN It's almost that time of year again! Time for Mardi Gras on Main. The Kerrville Main Street Program would like to invite everyone to join the party on March 8, 2011 from 6 pm - 9 pm at the Inn of the Hills Grand Ballroom. As most of you know, the 2011 Mardi Gras on Main will feature a promenade with the crowning of the third annual Mardi Gras on Main King and Queen. Over the past few weeks, a group of four men and four women have been tapped to be the members of the 2011 Mardi Gras on Main Royal Court. The court members include Jose Flores, Owner of True Fit Training; Matt Sletten of Kerr County Abstract and Title; Stockton Williams, Priest at St. Peter's Episcopal Church; Dr. Tim Summerlin, President of Schreiner University; Dr. Kathrine Seale, Co-Founder of Adventure Boot Camp Boerne/Kerrville; Laura Fore, Co-Owner of Fore
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Premier Properties; Mollie Maresh, The Sweet Potato Queens of Hunt; and Rhonda Taylor, Owner of Rhonda Taylor Insurance. Mardi Gras on Main 2011 will also serve up an exciting combination of fine wine, music, cuisine live and silent auction, signature event poster, signature wine and the unveiling of the Public Art Project. . The 2011 Signature Wine, “Misterioso Rosso” will be featured and was created by Triple "R" Ranch and Winery in Whitesboro, TX. Texas accordion king Ponty Bone and his band The Squeezetones will be providing the music. For two decades Ponty Bone has led his band to popularity throughout the Southwest, the rest of America and across Europe. To date, ten area restaurants will be serving tastings of their specialties to the event attendees, including Conchita’s on Main, Dinner is Served,
Francisco’s, Inn of the Hills – Alpine Lodge, Pampell's, Rails – A Café at the Depot, Rio Ranch Cafe, Riverhill Country Club, Salada's and Water Street Cafe. The 2011 Signature Event Poster is a painting titled “Nola Lisa Smiles” and was painted by Terry McCulla-McTaggart Tickets for Mardi Gras on Main are available at the Kerrville Main Street office, 715 Water Street; and all Bank of the Hills Locations – Kerrville, Ingram and Hunt. General admission is $40 and VIP admission is $75. VIP admission includes early admission at 5:00 p.m., preview party with food and wine, and a special unveiling of the Public Art Project. For further information, contact the Main Street Office at 830.792.8395; visit them at 715 Water Street; or go to www.kerrvilletx.gov/MGOM.
BOARD OF DIRECTORS ELECTS NEW OFFICERS
Kerrville, TX, December 15, 2010 – The Board of Directors of the Upper Guadalupe River Authority (UGRA) elected new officers for calendar year 2011 during the regularly scheduled Board meeting. Scott S. Parker was elected President and Stan Kubenka was elected Vice-President. Mike Allen and Les Ferguson were respectively elected Secretary-Treasurer and Assistant Secretary-Treasurer. Scott S. Parker and Stan Kubenka had previously served on officer’s row. Mike Allen has been active in UGRA’s Outreach and Education Committee and Water Enhancement Program Committee. Les Ferguson has been active in UGRA’s Human Resources Committee, Outreach and Education Committee and Water Task Force. President-elect Parker thanked the Board. He said, "The new officers are committed to continuing the able leadership provided to the UGRA by Lana Edwards and Karol Schreiner and their predecessors. We, and all of the Board of Directors, look forward to meeting the challenges ahead in safeguarding the Guadalupe River as a recreational, scenic and economic resource for the people of Kerr County." Mr. Parker is a retired attorney and currently manages family business interests. He is a member of the Hal and Charlie Peterson Fund Board of Trustees.
Mr. Parker served in the U.S. Air Force. He received a Bachelor’s degree and a Law degree from the University of Texas at Austin. Mr. Parker was appointed to the UGRA Board in 2008. Vice-President-elect Kubenka is a Branch Manager for INSCO Distributing. He is a member of the Refrigeration Service Engineering Society and a Board member of the First United Methodist Church Children’s Ark Program. Mr. Kubenka received a Bachelor’s degree from Texas State University. He was appointed to the UGRA Board in 2004 and reappointed by the Governor to serve an additional six-year term in 2009. Secretary-Treasurer-elect Allen is Chairman of the Board of Union State Bank. He is a member of the Conference of State Bank Supervisor’s Board of Directors and past Director
and Treasurer of the Headwaters Groundwater Conservation District in Kerr County. Mr. Allen received a Bachelor’s degree from Texas State University. Mr. Allen was appointed to the UGRA Board in 2008. Assistant Secretary-Treasurerelect Ferguson is a retired U.S. Air Force Colonel. He received a Bachelor’s degree from North Texas State University, a Master’s degree in Public Administration from Troy State University, and attended various military institutions throughout his career. Mr. Ferguson was appointed to the UGRA Board in 2009. The newly elected officers will begin their term January 1, 2011. The Upper Guadalupe River Authority is the respected, efficient, responsive, and forthright steward of the Upper Guadalupe River and its tributaries.
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The Diesel Dr
LeMeilleur's RV Truck & Equipment repair co, home of The Diesel Dr is pleased to announce the expansion of their business with the addition of two new employees, Arnoldo Lindo & Ian Harris. Arnoldo Lindo is an ASE Certified Master Auto Technician who graduated from Texas State Technical College in Waco Texas with an Associate's degree in Automotive Technology. In addition, he has also successfully completed training in CFC-12 refrigerant recycling and service procedures thru the Mobile Air Conditioning Society (MACS). Arnoldo is a resident of Fredericksburg and has several years of experience in the automotive repair industry.
Ian Harris is an ASE Certified Master Auto Technician who has attended Tarrant County College and Texas A&I, University of North Texas and is working on completing his degree in Automotive Technology. Ian is a drivability expert in the automotive repair industry with over 15 years of experience in service and Repairs. Ian and his wife make their home in Kerrville. David LeMeilleur has recently recertified his ASE certification as a Master Truck Technician with Advanced Level Specialist Certification in Diesel Engines. He has also received Certification in the course of instruction in the service and repair of Ricon & Braun Wheel Chair Lifts & Accessories. David
has over 30 years experience in the Automotive Repair Industry. With the addition of these two employees, LeMeilleur's has made application to be recognized by ASE as a Certified Blue Seal of Excellence repair facility. ASE is well known as the industry-leading certification program for automotive professionals. ASE certification means that an individual has passed tough industry-developed exams and meets experience requirements. In addition, they are now recognized as Wheelchair Lift Certified by the aftermarket industry. LeMeilleur's RV Truck & Equipment Repair Facility is owned by David & Denise LeMeilleur and is located at 214 Peterson Dr., Kerrville.
We Sell Dreams! As premier agents serving the Texas Hill Country from San Antonio to Junction, First Realty strives to be the leader in providing service and extraordinary commitment to those we serve.
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Almost, Maine by John Cariani
& CUT by Ed Monk
Fri.-Sat. at 7:30 p.m. Sun. at 2 p.m.
CUT By Ed Monk
In the Gallery
Jan. 21-Feb. 26 Reception - Feb. 11, 6-7:30 p.m. Gallery Hours: Tues.-Sat. 10-4 p.m.
Hill Country Arts Foundation
WE ALSO WORK ON CARS!
120 Point Theatre Rd. S., Ingram 830-367-5121 hcaf.com
What Will you find at the Center?
What’s at the Center for you? you
• fitness Center • aquatiC Center • Crushed granite Walking trail • Wi-fi Café • adult eduCation Center • health & Wellness programs
folloW us online:
Visit kerrvillekroc.org or Call 830-315-kroC today! mykerrville.org | 47
In memoriam IN MEMORY OF
Our Guy, Si S i l a s B . R a g d a l e , J r. Always a Camper at Heart
ilas B. Ragsdale, Jr., a true friend of the Kerrville Area Chamber of Commerce, died peacefully at his home at Camp Stewart for Boys in Hunt, Texas, on January 5th. He was 86. Si was born in Galveston, and as a boy he attended Camp Rio Vista in 1935 and Camp Stewart in 1937. The leadership skills he learned at camp as a boy he carried with him his entire life. He attended Castle Heights Military Academy in Franklin, Tennessee, graduating as a First Lieutenant and going straight into the army. He served as a Captain in World War II and earned a Bronze Star for his service at Normandy. He served in five major battles during the war. Si was no stranger to chamber work – he served for twelve years as the executive of the chambers in Denton and Trinity, Texas. But the focus of his life’s work was the summer camping industry. Si and his wife, Kathy, purchased Camp Stewart for Boys in Hunt, Texas in 1966, and later Heart o’ The Hills Camp for Girls. The Ragsdales have been tireless supporters of the Kerrville Area Chamber since their first day in Kerr County. He was on a first-name basis with every executive of the Kerrville chamber since his arrival, and also with most of the volunteer board members as well.
One of his greatest contributions to the Kerrville Area Chamber of Commerce was his help in establishing Leadership Kerr County. In association with Schreiner University, this program identifies Kerr County citizens with leadership potential and carefully trains them in vital areas of need in our community. For over twentyfive years local individuals have participated in the program and many of our community’s most effective leaders are graduates of the classes. It would be impossible to know exactly how many lives Si Ragsdale touched in his time with us here in Kerr County. Thousands of young men, campers at Stewart, were directly influenced by this man. And many adult leaders in Kerrville have also been effected by his leadership: many directly, but many more indirectly through his foresight in helping create programs like Leadership Kerr County. For his service to our community, in 2008 Si Ragsdale was honored with the first (and thusfar only) Kerrville Area Chamber of Commerce Legacy award. Si Ragsdale is survived by his wife, Kathy; sons Jon and Si III (Jeeper); daughters Jane and Juli; and three grandchildren. With his passing, we’ve lost a great supporter and friend of the Kerrville Area Chamber of Commerce.
E u l o g y W R I T T E N b y J oe H errin g
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S i R a g s d a l e , J r. & his dog, Rebel
Call us today and learn more about the Power of Gold!
Agents in order from left to right:
The Gold Standard
Carolyn Northcutt, Kathy Nichols, Linda Malson, Kathryn McHone, Christine Klima, Michelle Fierst and Judy Eychner
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mykerrville.org | 49
John Surovik Financial Advisor 222 Sidney Baker South 78028 Kerrville, TX 78006 830.257.1212 Direct 888.257.1211 Toll Free
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5882 WF San Antonio .indd 1
2/16/10 8:38 AM
Winter Energy Tips from the Kerrville Public Utility Board 1. ) Keep thermostat at 68o F or lower. 2. ) Wear layers of warm clothes like sweaters and socks. 3. ) Reduce water heater set-point to 120oF. Switch off the recirculation pump if your water heater has one. 4. ) Let the sun shine in during the day and close drapes at night. 5. ) Re-arrange furniture so you are closer to interior walls and away from doors and windows. 6. ) Use appliances efficiently. Wash and dry only full loads. Clean out lint filters in dryer and use the “Auto Dry” Setting. 7. ) Take shorter showers. 8. ) Clean coils on refrigerators and freezers. 9. ) Turn off any un-used lights or appliances. 10. ) Put computers and monitors in energy-saving mode or use a plug strip to turn them off when not in use. 11. ) Close off un-used rooms and close the air register. 12. ) Never use a traditional fireplace for supplemental heat. Kerrville Public Utility Board 2250 Memorial Boulevard 830-257-3050 | kpub.com
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Quietly Lighting the Way Home
LITERALLY. Have your next office meeting catered by Water Street Cafe! Can’t get out of the office? Try our box lunch! We will bring it to you, FREE! (minimum 5 orders)
Offering fresh salads hot & cold sandwiches assorted desserts
Enjoy our Free Wi-Fi! (830) 257-5464 804 Water Street Kerrville, TX 78028
America’s Next Top
How to be a Great Role Model for Your Teen By Kay Tally-Foos “Our youth now love luxury. They have bad manners, contempt for authority; they show disrespect for their elders…they tyrannize their teachers.” Socrates, fifth century B.C. When you read this, you either thought, “Right on, what is this world coming to?” or, (in defense mode), “That’s not how my kids are, let’s look at the good things they do.” For centuries young people have been cussed and discussed for being exactly what they are: a work in progress Personal Values must be instilled in young people; they don’t just happen. Compassion, Social Justice, Integrity, Honesty, Responsibility, and Restraint are crucial to thriving as a young person. But, there will be mistakes in the process. What should adults do to help? Be a positive model. Do they hear you belittling others? Cheating the system in little ways like speeding, rolling through the stop sign, or just keeping the extra $10 bill you just got in change? Have high expectations. As a culture, we seem to think earlier exposure to once-taboo things is acceptable, but at what cost? Set boundaries for what young people see, read, and talk about. Talk to young people about important things. It doesn’t take long to have an important conversation. Take time to talk to a young person, whether it is the teen in your office, at your dining table, or at the grocery store, even if it only a brief conversation. Support young people who are taking a stand. When young people stand up for equality and honesty, and doing the right thing, they often take criticism from their peers. Support them. Contact Kay Tally-Foos at email@example.com to find out how to put the Assets to work in your place of business. Healthy young people will make Kerr County a better place to do business.
mykerrville.org | 51
Kerrville Area Business Magazine 2733 Indian Wells Drive Kerrville, TX 78028
The Hill Country Center for Cancer Care
52 | FEBRUARY 2011
Kerrville Area Business Magazine | The Official Publication of the Kerrville Area Chamber of Commerce
Published on Feb 2, 2011
Kerrville Area Business Magazine | The Official Publication of the Kerrville Area Chamber of Commerce