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Va l u e . North Carolina Mutual Life Insurance Company
t all happened so fast. In a split second Matthew Bryant suffered a life-threatening injury. But he had disability insurance coverage through his employer and would not have to worry about the costs associated with his recovery.
ACCIDENTAL DEATH & DISMEMBERMENT SCHEDULE Loss of Life Loss of Both Hands Loss of Entire Sight of Both Eyes
100% 100% 100%
Loss of One Hand and One Foot Loss of One Foot and Entire Sight of One Eye
Loss of One Hand and Entire Sight of One Eye Loss of One Hand or One Foot Loss of Sight of One Eye
100% 50% 50%
GROUP ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D) The AD&D program pays one lump sum for losses resulting from accidental injury, loss of limb, sight or death for the employee. Loss must occur within 90 days of the accident. If more than one loss occurs as the result of the same accident, the total payment for all losses cannot exceed 100% of the applicable benefit amount. “Loss” with reference to hand or foot means the actual and complete severance through or above the wrist or ankle joint. With reference to the eye, it means irrecoverable loss of entire sight.
fter 15 years without missing a day of work, Travis Booker found out that he had a serious illness. Fortunately, he had disability coverage and did not have to worry about how his family would meet their financial obligations while he received treatment.
DISABILITY NCM’s integrated disability programs offer clients aggressive disability management to prevent long-term claims, reduction in duration and employer costs, more frequent and earlier returns to work, early social security disability application and claimant representation. Available to employers with 10 or more employees, NCM's disability program provides a full range of competitive benefit provisions and options that can be tailored to meet the needs of their employees. NCM offers both short and long-term disability programs with the following features: ➢ State-of-the-art diagnostic and duration tools ➢ Social Security Representation ➢ Rehabilitation and Vocational Evaluations ➢ Banking and Tax Services ➢ Integrated Disability Management (STD/LTD/Workers Compensation) ➢ Integration/Coordination of Self-funded programs with Fully-insured Programs ➢ Employer Training Programs ➢ Customized Management Reporting
LIMITATIONS No coverage will be provided for AD&D losses caused by or resulting from: ➢ ➢ ➢ ➢
Declared or undeclared war or act of war Suicide or attempted suicide while sane or insane Use of drugs or substance abuse Commission or attempting to commit a felony or other serious crime or assault ➢ Self-destruction or any attempt if insane, or ➢ Medical or surgical treatment of sickness or disease.
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D i s a b i l i t y P r i c e
SIGRID HALL ALLEN / CORPORATE BROCHURE
C R E AT I N G D U R H A M ,
M E A S U R A B L E O R A N G E
2 T r i a n g l e
U n i t e d
Triangle United Way’s Community Care Areas
0 W a y
A C R O S S
C O U N T I E S
2 A n n u a l
R e p o r t
Nuturing Our Very Young Children
Our Community Challenge: When you compare state rates for childcare versus the average tuition of North Carolina public universities, four-star childcare centers cost three times as much as college tuition. However, nurturing our very young children can positively impact their lives. For every dollar spent on quality early childhood interventions, $7 is saved in remedial services and treatment. For every dollar spent on immunizations, $14 is saved in medical costs.
2002-2003 Community Care Fund Investments (July 1, 2002 - June 30, 2003) Nurturing Our Very Young Children Investing in Our Youth Strengthening Our Families
$ 900,673 $ 2,591,852 $ 1,988,562
Enriching the Lives of Our Seniors Meeting Basic Needs Providing Access to Health Services
$ 538,389 $ 1,650,219 $ 946,413
Total used to help meet the community’s needs through the Community Care Fund in 2002-2003 – $8,616,108
Investing In Our Youth 29%
Desired Results: Make sure young children have high quality early childhood education and more support for behavioral, emotional and social problems. Make sure Spanish-speaking families have more bilingual services.
Strengthening Our Families 24%
Nurturing Our Very Young Children 11%
Measure For Success: More children in highquality, affordable childcare facilities.
I M PA C T
A Result: In collaboration with Wake Area Health Education Center (AHEC), Triangle United Way’s Wake County Children’s Mental Health Initiative helped create a yearlong training curriculum for 44 professionals who work with young children on social, emotional and behavior issues. The curriculum will help these professionals better identify young children’s mental health needs to provide appropriate intervention services.
Investing In Our Youth Our Community Challenge: According to the North Carolina Office of Juvenile Justice, most juvenile crime occurs after school between 3 and 6 p.m. However, for every dollar spent on structured after-school programs, approximately $40 is saved in youth incarceration costs.
Providing Access To Health Services 11%
Six community care areas comprise Triangle United Way’s Community Care Fund: Nurturing Our
Measure For Success: Increased school
Very Young Children, Investing In Our Youth, Strengthening Our Families, Enriching The Lives Of Our Seniors, Meeting Basic Needs, and Providing Access To Health Services. In 2002, Triangle United Way charted a new path in the way it measures success by focusing on clearly defined desired results for each community care area that would directly improve the lives of people across our community. Volunteers, community leaders, member agencies and Triangle United Way professionals finalized this new strategic direction in 2001. Triangle United Way’s Community Care Fund is the vehicle for creating impact with measurable results. In 2002, the challenges were many, yet through Community Care Fund investments, Triangle United Way produced measurable results.
R E S U L T S
Desired Results: Make sure youth have increased opportunities for success in school and increased educational enrichment and support services such as tutoring. Make sure Spanish-speaking youth have accessible bilingual services.
M E A S U R A B L E
Enriching The Lives Of Our Seniors 6% Meeting Basic Needs 19%
W I T H
I M PA C T WA K E
C R E AT I N G
MAKING A DIFFERENCE IN THE LIVES OF PEOPLE WHO NEED HELP MOST
Your support of the Community Care Fund was invested into the following community care areas:
A N D
A Result: In Durham, structured after-school educational enrichment programs served more than 860 low income, at risk youth through three United Way-funded programs. Participating youth achieved academic improvements (up to 97 percent in one program) and enhanced social and job readiness skills.
T O G E T H E R ,
C A N
T H E
M O S T
G O O D .
SIGRID HALL ALLEN / ANNUAL REPORT
Volume 3, Issue 2
Building Community in Durham, Orange and Wake Counties
FOCUS is a quarterly newsletter of the Triangle United Way dedicated to bringing issues impacting our community into Focus for you.
Strengthening our families Did you know that an estimated one in three children is at risk of having a developmental disability?
provide $23,916 to meet the needs of people like Kate and her family. With a large population of children with disabilities in our community, the needs keep growing and resources like United Way’s Community Care Fund help us make the difference as other resources dwindle.” The Community Care Fund is much more than just a funding channel. Community Care Teams made up of community experts, citizens, donors, agencies and Triangle United Way staff members volunteer their time to assess the most critical needs under the issue area for their county––just one way your gift to Triangle United Way works to develop solutions in your community. The Orange County Families Community Care Team makes sure programs, like The Arc of Orange County, produce measurable results. “We ensure that the programs Triangle United Way funds meet the most critical needs within the family issues area,” said Shuly Cawood, Families Team volunteer member and associate director for career and financial programs with the Women’s Center in Chapel Hill. “We examine these programs to make sure they are efficient and collaborate with other programs so people are offered holistic answers to meet their human service needs.”
hanks to your support of the Triangle United Way Community Care Fund, families across the Triangle were able to use an estimated 20,000 hours of respite care to help them better care for and nurture their families. That’s just one way your support is making a difference in the lives of nearly 300,000 people across the region. Kate and her family are a testament to how the Community Care Fund has helped families in need. Kate receives help from the everyday demands of caring for Liam, her 6-year-old son who has autism. Through The Arc of Orange County’s Respite Care Program, Kate can take some time out for herself. Liam’s family also received funding from The Arc of Orange County to help build a fence in their backyard to protect Liam, who regularly managed to escape from the safety of his home. So his family sought the lowest-price fence through Medicaid. Medicaid wouldn’t cover the full cost of the fence, but thanks to Triangle United Way-funded Project FAST, a program of The Arc of Orange County, paid the amount not covered. Now Liam is free to play in his backyard like other little boys his age. “Last year families requested $51,888 in help from project FAST, said Mary Justice, executive director of The Arc of Orange County. “We were able to
M A R K
“The agency helps by helping me take care of myself so that I can take care of my son,” Kate said. “The United Way and The Arc of Orange County step in so that we can do our job —- to parent, and they did it in a very sensitive, parentfriendly, family-friendly way.”
When programs work together—like the Arc of Orange County’s programs that helped Kate with the cost of respite care and a fence—they create more impact and better results for the people they serve. Last month, The Herald-Sun and The Chapel Hill News sponsored the printing and distribution of the Community Care Report. Thanks to these newspapers’ efforts, the eight-page report on the Triangle United Way’s innovative approach to serving people through the Community Care Fund was distributed to more than 70,000 households in Durham and Orange counties. A copy of the Community Care Report is available online, at www.unitedwaytriangle.org or you can call 463-5020 for a free copy of the report.
Campaign volunteers raise awareness for community needs This year, Triangle United Way is focused on tackling critical, local needs. By promoting the Triangle United Way Community Care Fund, volunteers are spreading the word that we are focusing expertise and resources on the Triangle’s most important needs. We thank our corps of campaign volunteers who have been working hard since January to raise awareness on the community’s human services needs, by calling on local businesses and networking with professionals to build support. Dennis and Joan Gillings of Quintiles Transnational Corp. are leading these efforts as 2002 Triangle United Way Campaign Co-Chairpersons. Jerry O’Keeffe leads the Durham County Campaign Cabinet; Zina Almers leads the Orange County Campaign Cabinet, and Sandy Costa leads Wake County Campaign Cabinet. We appreciate the hundreds of volunteers who support the fundraising drive in organizations across the region. Thanks for working to help restore our community Jerry O’Keeffe Zina Almers Sandy Costa safety net! Durham County Orange County Wake County
Y O U R
C A L E N D A R
IBM's La Familia Technology Week Teaming for Technology and Triangle United Way offer technology workshop for Hispanic high school students 9 a.m. to 3 p.m. at the Triangle United Way Office Call 460-8687 ext. 345 for more information.
Orange County Key Volunteer Awards
Workplace Campaign Results Due
Chapel Hill Senior Center 5:00-7:30 p.m. For more information contact Volunteer Orange, 919.929.9837
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“Strides to Excellence: Why Not Success?” 807 West Chapel Hill Street Durham, NC 27701 (919) 956-5599 ph / (919) 688-9027 fax www.healthystartacademy.com
Healthy Start Academy In 1997, Healthy Start Academy became the first charter school established in North Carolina. Our tuition-free, public school has chartered new territory for advancements in public education and serves as a nationwide model of success. Our curriculum is second to none, and we are proud to continue the tradition of promoting academic and artistic excellence for our students.
Mission Statement: The Healthy Start Academy’s mission is to provide all students with unlimited opportunities for development of their full potential; to stimulate and promote achievement and success through effective teaching and student learning; and to empower parents and teachers to share schoolgovernance, curriculum, and academic excellence.
“Stride’s to Excellence: Why Not Success”
Here’s What Makes Us Different Our “Strides to Excellence: Why Not Success?” theme resonates throughout our curriculum guidelines, teaching techniques and extracurricular programs. At Healthy Start Academy, our priority is oneon-one focused learning and interactive group study. Our faculty and staff are licensed and certified by the State of North Carolina Department of Public Instruction in their respective disciplines and continuously undergo training and developmental courses to better serve our students. We believe in helping each student reach his or her full potential and maximize their core strengths. Upon enrollment, each student is introduced to our signature Star Diagnostic Testing and given a series of evaluations to determine reading, mathematics and writing levels. Students are then assigned into age-appropriate classes and begin a rewarding and challenging curriculum designed to strengthen their skills and prepare them for academic success throughout their tenure at the Academy. Our academic curriculum exceeds the North Carolina Standard Course of Study guidelines and is based upon E.R. Hirsch’s Core Knowledge Program, which integrates History, Literature, Math, Science and Fine Arts. The average teacherstudent ratio is 16 to 1, and average class sizes range from 12 to 16 students.
Give Your Children the Education They Need to Succeed! Healthy Start Academy Provides: ✔ Certified Faculty and Staff Instructors ✔ Core Knowledge (Back-to-Basics Curriculum) ✔ State-of-the-Art Computer Lab ✔ Accelerated Reading and Learning Programs ✔ Scouts, Chorus & Step Team Extracurricular Activities ✔ PianoLab: Music and Voice Instruction ✔ StarLab: Onsite Planetarium ✔ “Helping Hands” After-School Tutorial Program ✔ Multicultural Learning Environment ✔ School Lunch Program ✔ Uniform Dress Code ✔ Student Transportation Services ✔ Parent Advisory Council (PAC) ✔ After School Day Program
Strides to Excellence: Why Not Success?
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Off! All Kinds of Minds Board of Trustees Kathleen Alioto Robert Eubanks, President Mark Grayson, Executive Director Patrick Gross Dr. William Jordan Robert LeBuhn Dr. Mel Levine, Co-Founder Walter Levy Walker Lewis Robert MacDonnell JB McIntosh Mary Dell Pritzlaff Senator Tony Rand Emmet (Kip) Richards Frank E. Richardson Sidna Rizzo Charles R. Schwab, Co-Founder Burton G. Tremaine ,III
All Kinds of Minds provides programs, tools, and a common language for parents, educators and clinicians to help children with differences in learning achieve success in the classroom and in life. Founded in 1995, All Kinds of Minds is a non-profit Institute, affiliated with the University of North Carolina in Chapel Hill, that offers a powerful system of programs to help children succeed.
The Board of Trustees of
invites you to help us launch the opening of the new
North Carolina Student Success Center 3:30 - 5:00pm reception and tours A special thank you to our event sponsor Franklin Street Trust Company
4:15 ribbon cutting and champagne toast
Sunday afternoon, September 24th in our new home at The Europa Center 100 Europa Drive Chapel Hill, North Carolina
Please accept our invitation by calling 919.933.8082 Maura Conyngham x41
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S Y N E R G Y inc. the New
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3 5 3 We s t M a i n S t r e e t Durham, NC 27701
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