VOL. 11 NO. 2
January 11, 2017
Itâ€™s a womanâ€™s world
Do you know your roots? Kizzy said, â€œMy pappy real name Kunta Kinte. He a African.â€? â€œYou donâ€™t say!â€? Miss Malizy appeared taken aback. â€œIâ€™se heared my greatReneĂŠ Kesler granâ€™daddy was one dem Africans, too.â€? This dialogue between a young slave girl and a slave matriarch was taken from an excerpt of the book â€œ Roots, The Saga Of An American Familyâ€? by Pulitzer Prize w inner Alex Haley. Kizzy demonstrates the grit of a young slave girl determined to be defined not by her current enslaved situation, but rather by her strong ancestral heritage. Whatâ€™s more, Kizzyâ€™s staunch affirmation of her heritage aroused and inspired an elder to recall the stories told of that same proud lineage. Do you know your roots? Discovering our roots is about uncovering the stories of hidden treasures buried in our history while also unearthing layers of oneâ€™s self. Zack F. Taylor Jr. has researched and written five volumes of â€œAfrican American Family Genealogy for Jefferson County, Tennessee,â€? and it is an extensive work. His dedication to uncovering the black families of Jefferson County is extraordinary. Additionally, Robert A. McGinnis has researched and compiled many books, including â€œGone and All but Forgotten, The AfricanAmerican Cemeteries of Knox County, Tennessee.â€? Neither my friend Zack nor Robert resembles the people they have researched. Yet, when I asked them why they choose to do this work, both reply among other things, â€œItâ€™s important.â€? To page A-3
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Megan McNeil was home for school break when she stopped in with mother Laura McNeil to visit Betsy Segraves, behind the counter.
By Margie Hagen It never started out to be an all-woman staffed business, but Farragut Pharmacy has the distinction of being that and more. â€œI didnâ€™t purposely mean to have only women working here, it just kind of evolved,â€? says owner Betsy Segraves.
â€œWe hire through word of mouth, mostly from the community and friends,â€? continues Segraves. High school and college students get their first jobs here, and Segraves is proud of the fact that three former employees have gone on to become pharmacists. The pharmacy, located at 11424
Kingston Pike, was originally owned by Jack and Mary Bevins. Segraves purchased it in 1992, and for the past 25 years has had a front-row seat watching the town of Farragut grow up around her store. A lot has changed over the years, but one thing that has remained the
Photos by Margie Hagen
same is the friendly, small-town atmosphere that is evident whenever someone walks through the door. Most are greeted by name; customers run into friends and take time to catch up on family news, church activities, and even how the dog is doing! To page A-3
OsteoStrong opens in Farragut A new business will hold grand opening festivities and a ribbon-cutting at 11 a.m. today, Jan. 11, at 11110 Kingston Pike, Suite 125, Aspen Square near Sam & Andyâ€™s. The Farragut franchise of OsteoStrong is owned by Dee Matchett, who says, â€œOsteoStrong is a safe, natural, proven way to increase bone density without the potentially harmful effects of medication.â€? Writing on Facebook, Matchett says osteo- Dee Matchett porosis runs four generations deep on the pa-
ternal side of her family. And despite her heavy regimen of bone-healthy foods, recommended supplements, weight lifting and high impact exercise, she was diagnosed as high risk for fracture. â€œAlthough my prevention regimen had delayed the onset and slowed progression of the disease, genetics were
getting the upper hand.â€? Matchett has been trained as a peer educator for American Bone Health, the nonprofit educational arm of the Foundation for Osteoporosis Research and Education. She also certified as an osteogenic technician to assist people with the patented Spectrum equipment designed by Dr. John Jaquish. She invites everyone to stop by the grand opening event. Info: osteostrongfarragut. com or 423-839-6600.
Knoxville to state: Get us some money and leave us alone By Betty Bean Mostly, what legislators heard at their annual breakfast with city officials is that Knoxville wants the state to help pay for a new treatment facility and otherwise stay out of city business. Yes, theyâ€™d like the state to help foot the bill for a behavioral health urgent care center (formerly called the safety center). The sheriff and the police chief and the attorney general and the city and county mayors all want this facility, which they say will take the pressure off the Knox County Jail by removing mentally ill inmates and substance abusers from the jail population and placing them in a short-term treatment facility. But Mayor Madeline Rogero politely informed the local lawmakers that what she wants most from Nashville is for the state to
stay out of the cityâ€™s business. She doesnâ€™t want any â€œdeannexationâ€? laws, and said the city of Knoxville has not attempted any involuntary annexations for more than a decade. â€œThe prospect of allowing deannexation for properties that have been part of the city and receiving city services and investment for more than a decade raises complicated legal and financial questions that would likely take years to resolveâ€? is how a handout summarizing the cityâ€™s legislative wish list put it. City officials would also like for the state not to attempt to regulate short-term rentals (like Airbnb), and refrain from interfering with the cityâ€™s ability to jumpstart redevelopment projects by using tax abatement tools like TIFs and PILOTs.
The majority of the lawmakers present pledged their support for the behavioral health urgent care facility, led by Sen. Becky Massey, who outlined a threepronged plan to get it done, with her preferred option being for the governor to include it in his budget from the get-go. Plans B and C would be a â€œbackupâ€? bill she and Rep. Eddie Smith are sponsoring and, as a last resort, a budget amendment. The general sentiment was that chances are good that the state will support the facility, which is also strongly supported by county Mayor Tim Burchett this session. Rep. Bill Dunn said heâ€™d like to hear more specifics. There was little pushback from the lawmakers until Rogero brought up diversity. â€œWe consider diversity a
strength,â€? she said, citing the difficulties North Carolina ran into after its Legislature passed a so-called bathroom bill. She said North Carolinaâ€™s losses were other localitiesâ€™ gains, including Knoxvilleâ€™s. â€œWe got an event because of that â€Ś Please keep Tennessee opening and welcoming,â€? she said. This plea struck a nerve with Dunn, who said the North Carolina legislators were forced to act to counteract an ordinance passed by the city of Charlotte. He said he believes in â€œthe diversity of the individual,â€? and cautioned against telling people how to run their businesses. Rep. Martin Daniel told Rogero that he hears complaints about the city disregarding property rights and being â€œultraregulatory.â€? To page A-3
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A-2 • January 11, 2017 • Farragut Shopper news
Bob Grimac: Called to meet the needs around us By Kelly Norrell Bob Grimac takes human need personally. For nearly 40 years, Grimac has led local efforts to improve conditions – as an environmentalist, social justice advocate, helper to immigrants and refugees. And he teaches people things – folk dancing at Tremont Institute and Camp Wesley Woods, American Sign Language, Spanish, composting, performance and singing, among many others. “I like working for a more just world with equal opportunities for everyone,” said Grimac, recognizable in baseball cap and rolled sleeves. He walks and rides his bike wherever possible. Low-key with a quick sense of humor, Grimac turned a degree in elementary education, awarded by the University of Tennessee in 1976, into a distinctive career with a broad reach. In addition to a central job, he serves in a range of contract and volunteer roles that satisfy his interests (like music) and quietly meet acute needs. For example, he worries about the people of Haiti – “the poorest country in the Western Hemisphere, where over half the people are illiterate and malnourished.” So, among other measures, he sells “Bread for Haiti” – bagels and fruit – at his church, the Tennessee Valley Unitarian Universalist Church, each Sunday morning. He gives the proceeds to a Haitian fund at Sacred Heart Catholic Church. “We need to be aware of the needs all around us. People we see every day may be hungry,” he said. For 11 years, Grimac
adequate food in a jungle on the island of Pohnpei. What he learned was that most of the world lacks the comforts of Americans. “Things like cars and electricity are privileges and luxuries. I don’t like to rely on electricity and appliances because they could go away,” he said. He drives a car but does without central heat and air in his small home. He also is vegetarian. Now president of the Vegetarian Society of East Tennessee, Grimac gently encourages others to live simply. Students at Sequoyah Elementary loved his Tour de Trash, when he taught them to compost and led a field trip to the city dump. Grimac still visits schools with tubs of earthworms, teaching students “The Worm Song” and Snow didn’t stop children of Family Promise from riding bicycles. Bob Grimac helps provide recreation for children of families at planting life-long habits of recycling. the day center during holidays and time away from school. He even visited Mayor Madeline Rogero’s house taught sign language at out for recreation — to we can use. Many times, like in five years he spent in Mi- and took her “101 Worms,” Thackston School. At the Jump Jam, movies and low- during the holidays, there is cronesia. Brought there as a charity auction item, for same time, he taught chil- cost events. nothing for them to do.” an English teacher by the her personal composting. “I dren at local schools like “There’s a big need for Grimac maintains a sim- Peace Corps, he lived for a gave her a few extra worms,” Rocky Hills Elementary, recreation. We need a gym ple lifestyle he says is rooted year without electricity or he said. Greenway and Blue Grass Elementary classes in subjects like Spanish and kaleidoscope making. Today, Grimac works as van driver with Family ley, 70, said, “I haven’t made commissioner from District 7 By Sandra Clark Promise, a nonprofit orgaup my mind, yet everyone make him especially suited to A political conundrum nization that, in partnerhas announced for my seat.” hold an at-large seat. ship with area churches, has surfaced two years He said Ivan Harmon and He announced early so he provides short-term hous- ahead of the 2018 elections. “some woman” have also could start raising money. Knox County Commising for homeless families. mentioned running. A check “In four weeks, I’ve raised Each morning Grimac picks sioner Ed Brantley conat the Election Commission $52,300 with another up participating families firmed Monday that he’s unshows Smith as the only $20,000 pledged,” he said. decided on whether to seek from their host church and candidate to name a trea- His budget is $175,000. takes them to the Family re-election to Seat 11, one surer for Seat 11. Larsen Jay, Smith’s fund-raising has Promise day center on Mid- of two at-large seats on the R. Larry Smith Ed Brantley who founded Random Acts triggered calls to Brantley dlebrook Pike. Additionally, commission. Former comCommissioner Bob of Flowers, is also exploring to see if he’s seeking reusing grant money and do- missioner R. Larry Smith election. nations collected through has already named a trea- Thomas, who holds at-large a race for an at-large seat. Smith said he picked Seat “They’re calling me and his church, he periodically surer and is raising money Seat 10, has announced his candidacy for county may- 11 rather than Seat 10 be- I’m saying I’ve not made up takes children and adults as a candidate for Seat 11. or, leaving his seat open in cause it could become the my mind,” said Brantley. He expects to decide 2018. Both Brantley and tie-breaker on a close rollThomas are eligible to run call vote. He said his eight “this time next year.” Political scuttlebutt had for a second term on the years on the Metropolitan yourholiday holiday dresses dresses and Planning Commission and Brantley helping Thomas, GetGetyour and Christmas Christmassweaters sweaters commission. cleaned in January before the stains set in! When contacted, Brant- another eight years as county with neither seeking recleaned in January before the stains set in! election, and then taking a job in his administration. Brantley said he strongly supports Thomas for mayor but no job has been offered. “Maybe I can help Bob more on the commission.”
Brantley undecided on seeking re-election
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Farragut Shopper news • January 11, 2017 • A-3
New light installed
Workers complete the installation of Farragut’s new traffic signal at Kingston Pike and Virtue Road. Cannon and Cannon Inc. handled the project design, with a total cost of $166,800. The signal went into operation on Jan. 4. Photo by Margie Hagen
300-plus girls to sign up for Farragut softball league this month By Carolyn Evans Hundreds of girls across the Farragut area know it’s almost time. This month they will sign up for girls’ softball, and on April 1, the first pitch will cross the plate at the CBFO fields across from The Cove. About 300 girls, ages 4-19, played in the Cedar Bluff Farragut Optimist Club Youth Sports league last year, but as many as 475 have played in seasons past, says league commissioner Tony Angelelli, a grandfather of six and a coach for an 8-10-year-old team. Softball at the Northshore fields has become a huge family affair for him and his Knoxville brood. His assistant coaches are his son-in-law, Chris Brown, and his granddaughter Caroline. Soon to be 14 years old, Caroline is the youngest assistant coach in the league. “When I call a timeout to talk to the girls,” her grandfather says, “it’s not me – I send Caroline out onto the field to talk to the girls.” Also on the team are three more granddaughters: Maddie, Baylee and Andee. “When we hit the field, half of my Knoxville family will be on field. The other half will be in stands. There are 20 of us either on the field or in the stands. “It’s a fun, family-oriented organization that’s all about the girls,” Angelelli says. “It teaches them something about teamwork. They have to do their job and trust that the other girls are doing their jobs. It teaches them sportsmanship and leadership. When you see a girl get her first hit or catch her first fly ball or score her first run, you see a smile on her face and you know it’s building her confidence.” One of his most outstanding coaching memories is an
Discovering your roots From page A-1 This year marks the 40th anniversary of Alex Haley’s American classic, “Roots,” a story that sparked an extraordinary dialogue about slavery and ignited a new interest in genealogy. As we celebrate this 40-year milestone, perhaps we will also take the opportunity to reignite the search for our roots. Like many others, the untold stories of my ancestors remain hidden and are awaiting discovery. We need to know our roots because as Haley so eloquently surmised, “In all of us there is a hunger, marrow deep, to know our heritage … Without this enriching knowledge, there is a hollow yearning no matter what our attainments in life.” This new year and this new day mark the perfect time to discover your roots. Beck – “The Place Where African American History Is Preserved” – is a great place to start. The Beck Genealogical Society is the genealogical and family history research community of the Beck Cultural Exchange Center. The group meets monthly, providing information and support on family history research. You are invited to come and discover your roots. Renee Kesler is executive director of the Beck Cultural Exchange Center.
Just before 8-year-old Baylee “Sunshine” Johnson pitched her first-ever game in the CBFO 8-10 league in the spring of 2016, she stopped for a family photo. Behind her are her cousin and assistant coach, 13-year-old Caroline “Boogy-Down” Brown, assistant coach Chris Brown (Baylee’s uncle and Caroline’s dad), and head coach Tony Angelelli (Baylee’s grandfather, whom she calls “Poppa”). Nicknames are courtesy of field director and announcer Wellington Harris.
unassisted triple play a couple of years ago by Sydney Scheafnocker. Angelelli was so amazed that he ran out onto the field and tossed the 6-year-old into the air. “You can watch baseball all day long and you’ll never see an unassisted triple play, but a 6-year-old girl did it!” The league ensures that all girls get to play equally. No girl can ever sit on the bench more than one-half inning during the game, Angelelli says. The youngest teams for girls age 4-7 allow players to hit the ball off the tee or choose for a coach to pitch. Teams for girls 8-10 years old use both coach and girl pitch. Teams for 11-13-year-olds follow softball rules, as do teams for
14-19-year-olds. Angelelli started watching the games eight years ago, then started helping. “I figured if I’m going to be here all the time, I should coach,” he says. Now he’s the commissioner, succeeding commissioner Tim Seaton. “He really built this up,” Angelelli says. “It’s like I’m taking over for the Chicago Cubs after he won the World Series. “One more thing,” he says. “Instead of having four granddaughters in CBFO, as commissioner, I will have about 300 granddaughters!” Signups are Saturdays, Jan. 14 to Feb. 4, 9 a.m.-1 p.m., at the CBFO Fieldhouse, 11609 S. Northshore Drive. For more informa-
AGENDA FARRAGUT BOARD OF MAYOR AND ALDERMEN AGENDA January 12, 2017 WORKSHOP KGIS ADVANCED MAPS DISCUSSION 6:15 PM BMA MEETING 7:00 PM I. Silent Prayer, Pledge of Allegiance, Roll Call II. Approval of Agenda III. Mayor’s Report IV. Citizens Forum V. Approval of Minutes A. December 22, 2016 VI. Business Items A. Approval of Amendment to the Personnel Policies and Procedures-Compensation B. Approval of Amendments to the Economic Development Committee Bi-Laws C. Approval of Re-Appointment to the Economic Development Committee VII. Ordinances A. First Reading 1. Ordinance 16-26, an Ordinance to amend the Farragut Zoning Ordinance by rezoning a portion of Parcel 116.01, Tax Map 130, north of Farragut Commons and Chapel Point, from R-2 and FPD to R-4 and FPD, 8.63 Acres (Diversified Holdings, Applicant)
VIII. Town Administrator’s Report IX. Town Attorney’s Report
tion, including fees, go to CBFOclub.org/softball or call or text the organization at 888-6784.
Pharmacist and owner Betsy Segraves with staffers Olivia Martin and Hannah Leavell
Woman’s world Segraves is a lifelong resident, graduating from Farragut High School and UT. She knew she wanted to work in the medical field, and started out as a medical technologist but didn’t enjoy it. “You don’t get to talk to people, and I missed that,” she says. Her mother encouraged her to consider becoming a pharmacist, but Segraves was worried that she might not be able to master the science and math required. Her mother gave her some sound advice; “Betsy, you can do whatever you set your mind to,” recalls Segraves, “and she was right.” Segraves went on to earn her pharmacy degree at Mercer College in Atlanta, and in the process got some advice from her father, too. “My dad was a business owner (Yates Construction) and always said ‘you need to own your own business.’ I wanted to work for an independent pharmacy, not a big chain, so when I was able to
Knoxville to state “If you want us to keep our hands off, only do that which is minimally necessary.” Rogero said her administration has streamlined a lot of processes in order to make the city business-friendly.
From page A-1 buy this place it seemed like a gift from God.” Faith plays an important part of Segraves’ life. When she’s not running the store, she plays the organ for Concord United Methodist Church. At first she wasn’t sure if she could devote the time needed, but with urging from her good friend Gail Friedle, she decided to answer the call. Friedle is also a pharmacist at the store and plays the trumpet for the church choir, so it just seemed like a natural fit. Segraves jokes, “We are pharmacists by day and church musicians on nights and weekends.” So how does the all-women staff get along? “People sometimes ask me if there is any bickering or arguing and I say not really, it just works.” When asked if she would consider hiring a man, her answer was quick; “Absolutely I would consider it. I just haven’t had the right opportunity.” Info:865-966-9728. From page A-1
Police Chief David Rausch, who gave the final presentation, stayed with the “handsoff” theme, asking the legislators not to decriminalize marijuana and not to interfere with civil asset forfeiture laws.
A-4 • January 11, 2017 • Farragut Shopper news
Jeanine Wilkinson, Rachel Loseke, Christy Graffeo and Ruth Bacon Edewards are Inner Voices String Quartet. They’ll be presenting a program of classical pieces in a very nontraditional setting this Friday. Photo by Frank Graffeo
Wilkinson brings strings to Old North By Carol Z. Shane “Fish gotta swim, birds gotta fly” goes the song, and along with that, “musicians gotta make music.” That’s certainly the case for cellist Jeanine Wilkinson and the Inner Voices String Quartet. They will present “Barber at the Hair Salon” at 8 p.m. Friday, Jan. 13, at Geo Hair Lab, 300 W. Fifth Avenue. Small bites, desserts and drinks will be offered afterward. Info: facebook.com/innervoices stringquartet. “This place is so hip for a classical music concert,” she says. “The funny part is that Geo doesn’t have an extra space; we’re just rearranging the salon chairs and bringing in additional seating. Totally nontraditional!”
She and her husband, Matt, also a cellist, met at the University of Oregon. When both were offered assistantships for graduate study at UT, they moved
here in 2005. Wilkinson had been thinking about getting with friends to play music in informal settings. She found like-minded pals – violin-
ists Rachel Loseke and Ruth Bacon Edewards and violist Christy Graffeo. The four presented their first concert at The Hive on Central Avenue in November 2015.
Martin Luther King Jr. events set By Carol Z. Shane The Dr. Martin Luther King Jr. Commemorative Commission offers a series of events honoring the civil rights leader. “Our theme is ‘Honoring the Dream by Standing for Justice and Equality,’ which derives from the famous quote by Dr. King: ‘Injustice anywhere is a threat to justice everywhere,’” says Clarence Vaughn, executive director of the Police Advisory
and Review Committee and event chair. Of special note are an interfaith prayer service; a Leadership Dr. Butts Aw a r d s Luncheon featuring keynote speaker Donald Casimere, founding member of the National Association for Ci-
The Most Important Part of Providing Senior Care is Administering Love.
vilian Oversight of Law Enforcement; the YWCA Race Against Racism; and the Night with the Arts Tribute concert, featuring the Knoxville Symphony Chamber Orchestra and the MLK Holiday Choir. Monday, Jan. 16, the day begins with the annual MLK Parade. Beginning at Tabernacle Baptist Church on Martin Luther King Jr. Avenue, the route terminates at Greater Warner Taber-
These are the beasts which ye shall eat: the ox, the sheep, and the goat, the hart, and the roebuck, and the fallow deer, and the wild goat, and the pygarg, and the wild ox, and the chamois. (Deuteronomy 14:4-5 KJV) When I wander around the more obscure pages of the King James Bible, I Cross run into words I never saw Currents before! Lynn My love of words (and Pitts my fascination with words that are completely new to me) sometimes keep me holding a Bible in might have occurred to one hand and a dictionary me that chamois equals in the other. leather, and leather For example, a pygarg? equals animal, but someA what? how I didn’t think that far. My New Revised StanThis kind of informadard Version of the Bible tion (which is not terribly translates pygarg as ibex. useful, I admit) is just fun And my dictionary (Web- to know. I mean, think of ster’s Seventh New Colle- playing Scrabble and begiate) says that an ibex is ing able to put pygarg on a “wild goat living chiefly the board. You are bound in high mountain areas of to be challenged, but you the Old World and hav- will be right and your oping large recurved horns ponents will be bumfuztransversely ridged in zled. The dictionary will front.” be involved, I feel sure! Clears it right up, This leads me to wondoesn’t it? der how any of our words And besides that, who came into being, but if knew that a chamois was we re-read Genesis, we not just a very soft piece will discover that we can of leather that one uses blame it all on Adam. He to polish a car? I guess if is the guy God deputized I had thought about it, it to name the creatures!
nacle AME Zion Church in Burlington, where a memorial tribute service featuring the Rev. Dr. Calvin O. Butts, pastor of New York City’s Abyssinian Baptist Church, one of the largest churches in Harlem, will take place. Born in Connecticut, Butts earned his bachelor’s at Morehouse College, his master’s of divinity from NYC’s Union Theological Seminary and his doctorate from Drew University in Madison, N.J.
The memorial tribute also honors the life of local civil rights activist Avon W. Rollins Sr. For a full list of MLK memorial activities, visit mlkknoxville.com
FAITH NOTES ■■ Solway UMC, 3300 Guinn Road, hosts a women’s Bible study 10 a.m. each Thursday. The group is led by Cindy Day. Info: 661-1178.
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Farragut Shopper news • January 11, 2017 • A-5
News from Office of Register of Deeds
December caps off strong 2016
Project to aid in job interviews By Tom King
The final month of 2016 brought a nice ending to a very good year for local real estate and lending markets. In December, 1,020 property transfers were recorded in Knox County. Although that was just short of the number of sales registered last December, it was slightly more than the November total. Sherry Witt About $244 million worth of land was transferred last month, compared to just under $287 million in December 2015. The total value of properties sold, however, increased nearly 13 percent between 2015 and 2016. Mortgage lending in December was ahead of the November pace, but below levels of a year ago. Last month, approximately $352 million was loaned against real estate in Knox County, compared to $346 million
in November. Lower rates produced nearly $433 million in mortgages and refinancing in December 2015. The largest real estate transfer in December involved the sale of multiple selfstorage facilities in the area, which were sold to Self-Storage Portfolio II for a total price of just over $17.5 million. A Deed of Trust in the amount of $18,975,000 financing the transfer was also the largest mortgage loan of the month. All in all, 2016 outperformed 2015 in virtually every statistical category. The total value of property sold for the year was just over $3.05 billion. By comparison, 2015 produced about $2.71 billion in real estate sales. Mortgage lending in Knox County saw about a $350 million increase during 2016 as well, to the tune of nearly $4.35 billion. On behalf of all of us at the Register of Deeds office, we hope you have a very happy and prosperous New Year!
“Serving Humanity” is the theme for Rotary International President John F. Germ’s year as the w o r ld w id e leader of Rotar y. Tom King The Mainstream Committee of the Rotary Club of Knoxville has a project this month that speaks to serving humanity here in town. The Mainstream Committee is composed of the club’s newest members, and this year’s committee chair is Amy Sherrill, partner and principal architect at Benefield Richters Architects.
By Sherry Witt
BIZ NOTES ■■ Roger Ball and Dr. Carroll Rose have joined the Lincoln Memorial University (LMU) board of trustees. Lynn Duncan, who served on the board in the early 2000s before joining the division of University Advancement, has rejoined the board following her retirement.
president of the Sertoma Center board and has served since 2009 in various board positions and on the MyLife Foundation board.
■■ Dr. William L. Harvey has joined Tennova’s medical staff and has opened his practice at Tennova Primary Care – Turkey Creek, 10820 Parkside Drive, Suite G100, on the campus of Turkey Creek Medical Center. Harvey specializes in caring for men, women and children ages 6 and older. Info: 1-855-TENNOVA (836-6682).
■■ Amber Price, Rusty Curtis, Jennifer Shepherd and Melanie Smith have received promotions within Y-12 Federal Credit Union. Price has been promoted to Director of Marketing. Curtis was promoted to Regional Branch Manager, overseeing branches in Sevierville, Roane County and Clinton. Shepherd was promoted to Regional Branch Manager, overseeing the Eagleton and Alcoa branches in Blount County and the two branches in Campbell County. Smith was promoted to Branch Manager for the Oak Ridge Branch.
■■ Lisa Hood Skinner has been named Director of Development at Sertoma Center of Knoxville. She was 2014
■■ Candlewood Suites-Knoxville hotel recently received the IHG® (InterContinental Hotels Group) 2016 Quality
Excellence Award, given to hotels achieving distinction in all aspects of their operations. ■■ KUB customers who enroll in paperless billing by Feb. 28 may receive a $5 gift card to one of 25 participating retailers. To enroll, visit kub. org and register or log in to your account. Click on “Billing Options” and follow the instructions. ■■ The Metropolitan Knoxville Airport Authority (MKAA) is adopting a new look and feel to its website, FlyKnoxville. com. The upgraded website highlights the most soughtout airport information, such as flight status, new airport maps, a trip cost calculator and ground transportation, which includes ride sharing opportunities. ■■ KUB’s Project Help campaign, which provides emergency heating assistance to those in need, will run
FARRAGUT MUNICIPAL PLANNING COMMISSION JANUARY 19, 2017 7:00 P.M. FARRAGUT TOWN HALL For questions please either e-mail Mark Shipley at email@example.com or Ashley Miller at firstname.lastname@example.org or call them at 865-966-7057.
Approval of agenda
Approval of minutes – December 15, 2016
Discussion and public hearing on a preliminary plat for Easton Park Subdivision, Phase I, Parcel 59.07, Tax Map 152, located at 11739 Turkey Creek Road, 38 Lots, 15.15 Acres (Site Incorporated, Applicant)
Discussion and public hearing on a preliminary plat for Peterson Road Extension, Parcels 69 and 69.01, Tax Map 142, located off of Kingston Pike, 2.75 Acres (Goodworks Unlimited, LLC, Applicant)
Discussion and public hearing on a site plan for the Villages of Farragut, Phase I, Parcel 69.02, Tax Map 142, located off of Kingston Pike, 23.06 Acres (Goodworks Unlimited, LLC, Applicant)
Discussion and public hearing on a site plan for Dog Days Canine Playschool, located at 10875 Kingston Pike, 23.06 Acres (Dog Days Canine Playschool, Applicant)
Discussion and public hearing on amendments to the Farragut Zoning Ordinance, Chapter 4., Section XX., Parking and Loading., to provide for new requirements associated with off-street parking
Discussion and public hearing on the adoption of a color palette to help strengthen the implementation of the adopted Architectural Design Standards
Discussion on updates to the complete streets cross sections in the Pedestrian and Bicycle Plan
Discussion on an amendment to the Farragut Subdivision Regulations to clarify that collector and arterial street frontages of subdivisions shall be improved in accordance with a complete streets cross section, as provided for in the Pedestrian and Bicycle Plan
through Feb. 3 and offers four ways to donate: purchase a donation coupon when shopping at Food City; make a donation at any Knoxville area Home Federal Bank location; send a check to: Project Help, P.O. Box 59017, Knoxville, TN 37950; or check the donation box on your next KUB bill for a one-time donation or monthly pledge. Project Help of East Tennessee is a 501(c) (3) organization, and all donations are tax-deductible.
And how are they serving humanity? Amy’s club members will be donating professio nal-style clothing during January to the Vo l u n t e e r Ministry Amy Sherrill Center and the YWCA for their respective clients to use when going out on job interviews. “There are people at both the Volunteer Ministry Center and the YWCA – men and women – who are struggling and trying to get their lives back on track and back to normal and they need jobs,” Amy said. “They need clothes to look nice for their interviews.” The committee is collecting business suits, shoes, belts, ties, jackets and sport coats, and skirts, pants and blouses for women. “These men and women are basically starting their lives over,” she added. “They have very little, especially when it comes to dressing appropriately for job
interviews. It’s about helping them feel good about themselves. And they don’t have the resources to go buy these clothes.” She said plans are being made to have a “boutiquestyle” rummage sale day where Rotary volunteers will help women shop for the clothes at the YWCA – except no money will change hands, only clothes. ■■ Farragut Middle
gets new club
A new Interact Club is about to get off the ground, and it will be at Farragut Middle School, sponsored by the Rotary Club of Farragut. Its first meeting will be on Jan. 23. Nancy Welch, co-chair of Youth Service for Farragut Rotary, will work with the club as it begins its work. Interact gives students ages 12-18 the chance to make a real difference while having fun. Every Interact club carries out two service projects a year: one that helps their school or community and one that promotes international understanding.
Watson to lead healthy living workshops Camille Watson, holistic health coach, is offering two workshops in January at Clinton Physical Therapy Center. ■■“Cook’s Workshop: Warming Soups and Stews” class, 10-11:30 a.m. Saturday, Jan. 21. ■■“Counting Sheep: A Primer on Sleep” class, 11:45 a.m. or 6 p.m. Mon-
day, Jan. 23. Class is 90 minutes and participants will learn how putting good habits into practice will help with sleeping. The cost of each workshop is $54, but discounts are available. Preregistration and payment are required: 865-457-8237 or Camille@camillewatson. com
FARRAGUT CHAMBER EVENTS ■■ Wednesday, Jan. 11, 11 a.m.-noon, ribbon cutting: OsteoStrong of Farragut, 11110 Kingston Pike.
■■ Thursday, Jan. 12, 5-6:30 p.m., networking: Hampton Inn & Suites Turkey Creek, 11340 Campbell Lakes Drive.
■■ Thursday, Jan. 19, 5-6:30 p.m., networking: Anytime Fitness-Farragut, 12572 Kingston Pike.
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A-6 • January 11, 2017 • Farragut Shopper news
Senior Shawn Parsons put his anxiety aside to perform for the first time in front of his classmates at Farragut High School’s Holiday Open Mic Night. His rendition of Queen’s “Somebody to Love” was met with thunderous applause and cheers.
Photos by Suzanne Foree Neal
Masters of ceremony Parin Bhaduri and Paul Calkins got the crowd in the Ferguson Theatre at Farragut High School in the mood with an a capella karaoke version via phones of a holiday favorite, “Baby, It’s Cold Outside.” They also entertained with knock-knock jokes and riddles between acts.
Catherine Miller’s vocals and instrumentals were enthusiastically received by the approximately 300 people who filled the Ferguson Theater on the school’s second floor.
Open Mic Night has place for all takers By Suzanne Foree Neal
Hoag says if someone makes a mistake no one cares. “It’s very welcoming, which is nice. No one has to be afraid to get up there. They will be
Open Mic Night at Farragut High School is an example of what happens when someone pays it forward. Started as a student idea to give classmates a chance to perform in a welcoming environment, the program packs the Ferguson Theatre to capacity about twice a semester. The band Ergo We Play, including Farragut High School students, kicked it off in 2009, and after winning an international high school battle of the bands, donated $3,000 in prize money for sound equipment. Teachers Elizabeth Blankenship, Angela Breeding and Shasta Todd are advisers. The Student Government Association runs the show with student volunteers. “I feel this event gives students who would not normally get the chance to shine an opportunity and the kids love to hear each other perform,” Blankenship says.
accepted.” Admission is free, but fire code occupancy has to be observed. Austin says there’s often as many as 30
students waiting outside hoping people will leave so they’ll have a chance to do more than listen at the hallway door.
What’s in a name: West High By Kip Oswald
Even an unhinged guitar strap didn’t throw Alyssa Binder off her game. A quick surprised smile and then she got right back into the groove of her performance. The next Open Mic Night will most likely be scheduled for February. Senior Shawn Parsons decided to finally dive in and perform publicly for the first time at the Holiday Open Mic Night. His rendition of Queen’s “Somebody to Love” was met with thunderous applause and cheers from the packed theater of approximately 300.
“Friends knew I could sing, and said I should do this,” he says. He was anxious about how his performance would be received but ultimately very glad he did it. “The people and environment were so friendly and so nice.” SGA president Austin
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One of the great things about having so much family living in our house is that we have friends from all over the city. When Kinzy and I began researching the history of schools in Knoxville, our friends kept asking us to find the history of their schools, too. Lately Talisha’s friends from West High School have really been bugging us to find out Kip about their schools, so this week’s story will focus on their history, and there was some really interesting information to be found. For instance, West High School was one of four high schools built when Knoxville High School closed in 1951. I have already written about SouthDoyle and Austin-East, which were two more of the four. West High School is in the Bearden area – named for Marcus Bearden, who was a mayor of Knoxville and a Tennessee legislator – and was built where the first McGhee Tyson Airport was located on Sutherland Avenue.
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Bearden Elementary and Bearden Middle are two of the schools whose students go to West High. There are some other elementary schools near West High School who have really odd names with cool stories, too. Pond Gap Elementary is named for the Pond Gap community – after a natural pond that was the only water used for cattle and farmers back in the old days. Sequoyah Elementary is in the middle of Sequoyah Hills, a community named after Cherokee Indian Chief Sequoyah. Lonsdale and Maynard are two other elementary schools whose students end up at West High School. Both have interesting stories tied to them. Lonsdale is named after the neighborhood where the school is. The area was part of a large farm owned by a man named William Ragsdale. Lonsdale is a combination of William’s mother’s name “Lonas” and the last part of his name “dale.” Maynard Elementary School was started in 1897 in an area called Mechanicsville, named because of the number of mechanics who moved into and lived in the area at the time.
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Farragut Shopper news • January 11, 2017 • A-7
Adjustable aspect of recruiting Looking ahead instead of behind … The dead period in college football recruiting is ending. It was in place to protect coaches of bowl teams from being overtaken by coaches with time on their hands. The turn of the calendar means Tennessee can resume pursuit of young talent supposedly better than what it has in the bank. Butch Jones and associates assembled a strange preliminary list of threestar commitments while looking all around for more famous names. This is the controversial shotgun approach to recruiting, based on bountiful travel budgets – go here and there and look at everybody, extend scholarship offers to 300 possibilities and hope to hit a top 25 as permitted by NCAA restrictions. Each time the collection appears complete, a better possibility suddenly develops an interest in Tennessee. To create space, one of the early commitments mysteriously goes away. Hard to tell if 18-year-olds read tea leaves precisely or coaches suggest looking
around for more favorable playing opportunities. Prep players, relatives, girlfriends and high school coaches are often befuddled or offended by the shuffle. They have told all their friends about the scholarship at Tennessee. Even worse than the embarrassment, they are sometimes left to learn of changing plans through osmosis. One father said coaches never said anything. They simply stopped calling his son. He took that as a clue. Recruiting travels a twoway street. Future stars, apparently dedicated and all locked in, may succumb to rival lures and simply walk away, leaving terrible voids and fever blisters. Recruiting is a cruel and often heartless sport. Promises don’t count until signed in blood and legally notarized – or the young man enrolls in school.
Securing that December commitment from Trey Smith, best offensive lineman in the state and maybe America, did not eliminate all alarm among experienced recruiting followers. It appears there are holes in the fence that Butch built around his turf. Clemson is causing consternation. Texas A&M has invaded. Alabama is a constant threat. LSU and Oklahoma think they have one each of ours. Others are circling like hawks, looking for a free lunch. In times past, Tennessee recruiters went elsewhere due to the perceived shortage of talent in our state. Now the shoe is on the other foot. In some cases, there are disagreements about how good is a certain prep player and how much does it matter which college he chooses. There is no disagreement about wide receiver Tee Higgins of Oak Ridge. The Vols know he is good. Clemson has him. There are whispers about academic shortages. The Tigers haven’t noticed. Amari Rodgers of Knoxville Catholic, son of exVol Tee Martin, never has shown deep interest in Ten-
nessee. Clemson wins again. Clemson success is relevant. Are there secret recruiting weapons? Dan Brooks is no secret. He is associate head coach. He was a key man with Phillip Fulmer for 15 years. Marion Hobby is a sharp Tiger who played at Tennessee. Both know which interstate exits to take and a lot of people who live nearby. John Chavis, once a gritty Volunteer, longtime defensive coach for Fulmer, crosses state lines while wearing a Texas A&M shirt. He signed two from Tennessee last winter that UT didn’t make much fuss about. He is back, trying to take someone Tennessee wants. Maybe you’ve read and fretted about de-commitments. They make headlines but should be evaluated carefully. Ten who said they would be Volunteers have since said so long and are going elsewhere. Sometimes that means better prospects have appeared. If more emerge, others will clear out. It is the law of the recruiting jungle. Marvin West invites reader reactions. His address is firstname.lastname@example.org
Ex-GOP chair joins private sector Former GOP state chair Ryan Haynes will become head of the Wine and Spirits Wholesalers and will not be a candidate for local office in Knox County anytime soon or ever if this becomes his career path. As such he will replace the fabled Col. Tom Hensley of Jackson, known for years among legislators as “the Golden Goose.” Hensley also worked closely with the Miss Tennessee pageant in Jackson. Hensley had been a fixture in the Legislature for over 50 years. Whether this turns out to be a 30-year job for Haynes or not remains to be seen, but compensation (while not public) is very comfortable and is in the six-digit range. Haynes served as state representative from Farragut for five years and will maintain a residence in both Knoxville and Nashville. He has a law degree. ■■ The big news in Knoxville’s legal community is that prominent, highly regarded attorney L. Caesar Stair III, 72, father of City Council member Marshall Stair, has retired as a partner of Bernstein Stair and McAdams law firm and is now of counsel. This means his law practice has been sharply curtailed and he no longer is a partner in the firm. Stair’s retirement follows well-respected atto-
ney Bernard Bernstein, who retired several years ago from the same firm, located in West Knoxville’s Bearden on Agnes Street. Stair will maintain an office there. His specialty has been divorces, and virtually every affluent individual (and some not so affluent) in Knoxville who had marital issues sought him out to be their attorney or, in the alternative, hoped the other spouse did not retain his services. He was that good. His older son, Caesar Stair IV, continues working at the firm. He was superb in maintaining confidentiality with well-known clients who were often a who’s who in Knoxville and often getting positive results for his clients. His civic leadership over the years in the arts has been outstanding and tireless, heading up both the Knoxville Museum of Art and Knoxville Opera at different times. He has been an advocate along with his wife, Dorothy, of historic preservation. Their home, Hilltop Farm, on Lyons View
Pike celebrated its 100th birthday and has one of the most spectacular views in Knoxville of both the Tennessee River and the mountains. The home was originally acquired by his parents. It has been the site of major fundraising events for charities in Knoxville. Govs. Ned McWherter, Lamar Alexander and Bill Haslam have all been guests there, as well as George W. Bush before he became president. Stair was a strong advocate and proponent in the early 1990s of the creation of Lakeshore Park. He was a major player, along with Tom McAdams, in placing it on the city agenda. He even went to Nashville to lobby then-Gov. McWherter on the project. He is a 1962 graduate of the Hotchkiss School, Lakeville, Conn., and a 1966 graduate of Yale University. He served in the U.S. Marine Corps in Vietnam as an officer. ■■ Beth Harwell was re-elected House speaker last week after a closer than anticipated vote among Republicans of 40 to 30 over Loudon County’s popular state Rep. Jimmy Matlock. It will be interesting to see how she appoints members to committees and whether she attempts to punish those who opposed her. With a secret ballot, it is not possible for her to know the
identity of all who opposed her or pledged their support to both candidates. However, the smartest move she might make is to announce all 74 GOP members are on the same team and she would not sideline any member who opposed her in committee appointments. That would shock her rivals who expect retribution and go a long way toward healing the divisions which exist. It would help her if she seeks another term as speaker in 2018 or runs for governor that year. ■■ Mayor Madeline Rogero a week ago on Jan. 4 opened her annual legislative breakfast to the public. Last year she tried to close it, got criticized and learned from the criticism by not repeating it this year. She deserves a compliment for transparency on this, in contrast to UT President Joe DiPietro, who misled the media as to the purpose of his legislative breakfast as he closed the meeting to the public. Rogero included the whole city council and several city directors, such as David Brace. Rogero often learns from her errors and does not repeat them. ■■ U.S. Rep. Jimmy Duncan made the front page of the Jan. 4 issue of USA Today when he was sworn into office for his 15th term.
How to achieve ‘red to the roots’ Like a football team that goes for a touchdown in the waning minutes of a 50-12 game, rumbles have begun that the state’s legislative GOP supermajority is looking to take over the last frontiers left for them to conquer – city governments and school boards. How? By making those elections partisan. And that would be a mistake. (Let’s save the school boards discussion for another day.) The state’s four largest cities (Nashville, Memphis, Knoxville and Chattanooga) all have Democratic mayors and generally vote that way in national elections. Naturally, this cannot be tolerated by a GOP establishment that controls the governor’s office, walkout majorities in both houses of the General Assembly, both U.S. Senate seats, seven of nine Congressional districts and county commissions from Pickett to Polk counties. But pulling off such a coup could be harder to do than to talk about if Knoxville – probably the most Republican of Big Four cities – is any example. Knoxville Mayor Madeline Rogero is a lifelong Democrat who enjoys strong support from her nine-member city council, whose members are elected on a non-partisan basis. In her first run for office, she handily beat all comers in the primary, including a well-known Republican former officeholder and a Democrat who was supported by Republicans in the runoff. This year’s Knoxville city council elections may prove to be a better testing ground for GOP ambitions. But it’s probably not going to be easy, and even if some Republicans get elected, they are unlikely to be the red meat, Trump-supporting kind. Take the sitting council, for example: Republicans Nick Pavlis, Nick Della Volpe and George Wallace are not ideologues. While they would probably be comfortable wearing the label of fiscal conservative, none of them is cut from the same
Betty Bean cloth as the county’s most outspoken right-wingers. Pavlis, who has served four four-year stints on the council, refused to knuckle under to NRA activists who flooded the audience to protest the city’s opposition to “guns in parks” legislation. Della Volpe is a strong neighborhood advocate. Wallace, who has inherited wealth and runs a prosperous real estate business, has surprised his skeptics with his moderate views and willingness to listen. Brenda Palmer, Daniel Brown, Duane Grieve and Finbarr Saunders are all Democrats, although (and I’m going out on a limb here) they probably weren’t among the crowd that was feeling the Bern last fall. They’re business-friendly, mindful of neighborhood interests and moderate in approach. Marshall Stair, the son of a prominent West Knoxville family, fits the profile of a Republican. He hasn’t said much about party affiliation, but did confirm (to this reporter) that he is a Democrat. Stair is also a fiscal conservative who looks out for neighborhoods. Mark Campen likes being independent. “We’re just trying to make Knoxville better. To make it more partisan like the county is, it will just create factions.” Wallace, who was present at the city’s breakfast meeting for the Knox County legislative delegation, noted some tension among conservative legislators when Rogero asked them to stay out of Knoxville diversity issues. He said he wishes that were not the case. “There’s trepidation on a lot of these issues, but we’re in the trenches here, and our issues are not partisan.” If the Legislature tries to make city elections partisan, expect vigorous local opposition.
Halls GOP sets program on elder abuse Andrea Kline, an Elder Abuse Unit prosecutor with the Knox County District Attorney’s Office, will speak to the Halls Republican Club at 7 p.m. Monday, Jan. 16, at the Boys & Girls Club of Halls/Powell, 1819 Dry Gap Pike. Come early for refreshments. Since its inception in October 2014, the DA’s Elder Abuse Unit has reviewed over 1,600 cases with nearly 900 referrals made during last year alone. It is the first unit of its kind in the state of Tennessee. The club will elect 2017 officers.
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A-8 • January 11, 2017 • Farragut Shopper news
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12 Pk., 12 Oz. Can
When you buy 4 in the same transaction. Lesser quantities are 2.99 each. Limit 1 transaction. Customer pays sales tax.
Knoxville, TN - N. Broadway, Maynardville Hwy., Hardin Valley Rd., Kingston Pike, Middlebrook Pike, Morrell Rd. • Powell, TN - 3501 Emory Rd.
SALE DATES: Wed., Jan. 11 Tues., Jan. 17, 2017
HealtH & lifestyles
January 11, 2017
News From Parkwest, west kNoxville’s HealtHcare leader • treatedwell.com • 374-Park
When should I go to the emergency department? According to the latest government statistics, approximately 136 million people are treated in U.S. emergency departments (EDs) every year. These patients are treated for a wide variety of medical conditions. How do you decide when a medical condition rises to the level of an emergency? The American College of Emergency Physicians (ACEP) offers the following list of warning signs that indicate when something may be a medical emergency: ■ Difficulty breathing, shortness of breath ■ Chest or upper abdominal pain or pressure ■ Fainting, sudden dizziness, weakness ■ Changes in vision ■ Confusion or changes in mental status ■ Any sudden or severe pain ■ Uncontrolled bleeding ■ Severe or persistent vomiting or diarrhea ■ Coughing or vomiting blood ■ Suicidal feelings ■ Difficulty speaking ■ Shortness of breath ■ Unusual abdominal pain
If you think you or a loved one might be experiencing a medical emergency, come to the ED to have a doctor examine you. If you think the condition is life-threatening or the person’s condition will worsen on the way to the hospital, you need to call 911 so the local Emergency Medical Services (EMS) provider can come to you. The goal of the Parkwest ED is to ensure that every patient is seen by a provider within 30 minutes of arrival. The Parkwest Emergency Department sees patients based on the severity of their illnesses or injuries, not first-come, first-served. To get the best care as quickly as possible, note the following advice: ■ Bring a list of medications and allergies. What’s the name of the medication you are taking? How often do you take it and for how long? A list of allergies is important, especially if you have many. Be sure to include medications, foods, insects or any other product that may cause an allergic reaction. Parkwest can provide wallet-sized medication info cards free of charge if you’d like one. To get a medication info card, ask anyone in the ED or contact Parkwest Marketing at 373-1000.
Cold or When you wake up sneezing, coughing, and have that achy, feverish, can’t-move-a-muscle feeling, how do you know whether you have a cold or the flu? While it can be hard to tell, it’s important to know the difference between the symptoms. A cold is a milder respiratory illness that can make you feel badly for a few days, while the flu can make you feel very sick for a few days to weeks. The flu can also result in serious health problems such as pneumonia which may require hospitalization.
■ Know your immunizations. These immunizations mainly include Tetanus, Flu and Hepatitis B for adults. ■ Remain calm. It is difficult to remain composed if you’ve been badly injured, but a calm attitude can help improve communication with the doctors and nurses who are caring for you. ■ If you think you or a loved one is experiencing a cardiac emergency, call 911. EMS personnel and ambulances are prepared to handle these types of emergencies and can start some treatment modalities while en route to Parkwest. Plus, we’ll know you’re coming and can triage you faster than if you come on your own. “At the Parkwest Emergency Department, we want every patient to have excellent care,” says Medical Director Jeff Zurosky, MD. “Our compassionate team delivers quality medical treatment using an efficient, effective and Jeff Zurosky, patient-centered ap- MD proach to care.”
? How can you tell? When do I call the doctor?
tibiotic. Asthma is another cause of persistent coughing. ■ Persistent congestion If you already have f lu or cold and headaches: When colds and pneumonia is fever that comes back symptoms, call your doctor if you allergies cause congestion and blockage of sinus passages, they after having been gone for a day or also have any of the following: ■ Persistent fever: A fever can lead to a sinus infection. If two. lasting more than three days can you have pain around the eyes and Cold symptoms usually last for be a sign of a bacterial infection face with thick nasal discharge afabout a week. During the first three ter a week, you may have a sinus that should be treated. days that you have cold symptoms, infection and possibly need an ■ Painful swallowing: Alyou are contagious and can pass the antibiotic. Most sinus infections, though a sore throat from a cold cold to others, so stay home and get “Congestion, a sore throat and/ however, do not need an antibior f lu can cause mild discomfort, some rest. If your symptoms do not or sneezing are common with colds. otic. improve after a week, you may have Both colds and flu bring coughing, severe pain could mean strep In some cases, you may need a bacterial infection and could need headaches and chest discomfort,” throat, which requires treatment emergency medical attention by a doctor. antibiotics. says Zurosky. “However, with the ■ Persistent coughing: right away. In adults, signs of a flu, a high fever for several days with When a cough doesn’t go away af- crisis include: ■ Severe chest pain body aches, fatigue and profound ter two or three weeks, it could be ■ Severe headache bronchitis, which may need an anweariness is typically present.” ■ Shortness of Flu symptoms are breath usually more severe ■ Dizziness than cold symptoms Symptoms Cold Flu ■ Confusion and come on more ■ Persistent vomitquickly. Symptoms of Fever Sometimes, usually mild Usual; higher (100-102 F; occasioning flu include sore throat, ally higher); lasts three to four days fever, headache, musHeadache Occasionally Common cle aches and soreness, congestion and General Aches Slight Usual; often severe cough. Some types of Pains flu are also associated Fatigue, Weakness Sometimes Usual; can last two to three weeks with vomiting and diJust like cold viarrhea. ruses, f lu viruses Extreme Exhaustion Never Usual; at the beginning of the illness enter your body Stuffy Nose Common Sometimes through the mucous membranes of the Sneezing Usual Sometimes nose, eyes or mouth. Sore Throat Common Sometimes Every time you touch Most flu symptoms your hand to one Chest Discomfort, Mild to moderate; hacking Common; can become severe gradually improve in of these areas, you Cough cough two to five days, but could be infecting it’s not uncommon to yourself with a virus. Complications Sinus congestion; middle Sinusitis, bronchitis, ear infection, feel run down for a It is essential to keep ear infection pneumonia; can be life-threatening week or more. A comhands germ-free with mon complication of frequent washing to Prevention Wash hands often; avoid Wash hands often; avoid close conthe flu is pneumonia, prevent both f lu and close contact with anyone tact with anyone who has flu sympparticularly in the cold symptoms. Flu with a cold toms; get the annual flu vaccine young, elderly or peovaccinations can be ple with lung or heart obtained through Treatment Decongestants; pain reliev- Decongestants, pain relievers or fever problems. If you notice your family doctor or er/fever reducer medicines reducers are available over the counshortness of breath, let at several area walkter; prescription antiviral drugs for flu your doctor know. Anin clinics. may be given in some cases. other common sign of * content provided by Web MD.com
How long do cold symptoms last?
Is it flu or cold symptoms?
What are common flu symptoms?
Can I prevent flu or cold symptoms?
How long do flu symptoms last?
What are common cold symptoms? Cold symptoms usually begin with a sore throat, which usually goes away after a day or two. Nasal symptoms, like a runny nose or congestion, follow with a cough by the fourth and fifth days. Fever is not typical in adults. Cold symptoms may cause watery nasal secretions for the first few days. Later, these secretions may become thicker and darker. Dark mucus is natural and does not always mean you have developed a bacterial infection.
B-2 • January 11, 2017 • Shopper news
Campers & RV’s Transportation Automobiles for Sale Buick Regal 2003, dark gray, 180K mi, 6 cyl, 4 dr, runs good, just serviced, $1500. (865) 304-1923. DODGE STRATUS - 2005. One owner, excellent cond. 84,000 mi., $4,800. (865)566-7089.
Sport Utility Vehicles GMC ACADIA - 2014. SLT loaded. Very nice car! 55,000 mi., $25,500. (865)671-3487. HONDA PILOT 2014. Touring, fully loaded, 49K mi., $23,500. Call (423)295-5393. NISSAN ROGUE 2015, very very nice, 17K mi, all opts, $23,500. (865)933-6802 Nissan Rogue SL 2011, AWD, low mi, 59K mi, loaded, sunroof, heated seats, exc cnd, $12,900. 865-591-0249
Classic Cars CHEVY 1952 BELAIR, rare, 2 dr hrdtop, restored all orig., 6 cyl SS. Valued at $19,600. Asking $17,500. See at cabin Fever Car Show or call Bill (865) 809-0021. MERCEDES BENZ 380SL 1984. conv. with both tops, 99K miles, silver w/ blue int., $4,000 obo. (865)681-6174 or (865)806-2756. MERCEDES-BENZ 560-CLASS - 1987. 560 SL. Repainted in Sept. in orig. signal red w/ clear coat. Invested $9000 in upgrades to running components and int. since August 2016. All mech. work done by Bearden Benz. Engine and trans. in superb cond. Elect. winch to remove hard top comes w/car. $8000 OBO. Email at email@example.com or call (865)525-4266.
BLOW OUT PRICING ON ALL 2016 MODELS SHOW PRICES AVAIL. ON 2017 MODELS UNBELIEVABLE PRICES ON ALL NEW & PREOWNED UNITS Visit Us Online at Northgaterv.com or call 865-681-3030
Real Estate Wanted
Prime property, must sell. Older section in Lynhurst Cemetery. 4 spaces, $8,000. (865)525-3253
WANTED TO BUY FIRE DAMAGED PROPERTIES, residential or commercial. Gatlinburg area. Will pay cash quickly or finders fee. (803) 413-2585
HUGE MOVING SALE - Thurs., Jan. 12th, 9am-5pm, and Sat., Jan. 14th, 9am-1pm. 4224 Felty Dr., in Murphy Hills Subdivision, Halls.
AUSSIEDOODLES - DOUBLEDOODLES LABRADOODLES. Litterbox Trained. Call or text 865-591-7220
Farmer’s Mkt/ Trading Post Farm Products
AT YOUR SITE LOGS TO LUMBER
USING A WOOD MIZER PORTABLE SAW MILL
DRIVERS - Regional & OTR. Excellent Pay + Rider Program. Family Medical/Dental Benefits. Great Hometime + Weekends. CDL-A, 1 yr. EXP. 877-758-3905 DRIVERS -CO & O\Op’s. Earn Great Money Running Dedicated! Great Benefits. Home Weekly. Monthly Bonuses. Drive Newer Equipment! 855-582-2265.
HORSE TRAINER -
Thunderchase Farms (Karns) needs an individual to work and train horses. Send experience or resume to Tgraham7000@gmail.com or call 865-599-4800 NOW HIRING - Experienced Machine Operators. $12.50 - $15.00/HR. 865312-8904. NOW HIRING MANUFACTURING ASSOCIATES- No experience needed. Up to $10.85/HR. 865.558.6224. www.resourcemfg.com
FANNON FENCING We build all types of Farm Fencing and Pole Barn. *WOOD & VINYL PLANK *BARBED WIRE *HI-TENSILE ELECTRIC *WOVEN WIRE, *PRIVACY FENCING, ETC.
(423)200-6600 Livestock & Supplies *************************
East Tennessee Livestock Center Hwy 11 North Sweetwater TN
Commercial Vehicles 1990 FREIGHTLINER, single axle, $4500. 865-992-7700; 865-279-5373
Trailers Like new 16’ utility trailer, wooden floor, drop down ramp, dual axles, $1950. (865)228-4909
FAST $$ CASH $$ 4 JUNK AUTOS 865-216-5052 865-856-8106
Auction sale each Wed. 12 noon. Receiving cattle Tues. until 9 pm & Wed. beginning 7 am.
Services Offered General Services
REMODELING & HANDYMAN SERVICE JIMMY THE PROFESSIONAL HANDYMAN!!
Can fix, repair or install anything around the house! Appliances, ceramic tile, decks, drywall, fencing, electrical, garage doors, hardwoods, irrigation, crawlspace moisture, mold & odor control, landscape, masonry, painting, plumbing. Any Remodeling Needs you wish to have done or completed! Retired Vet. looking to keep busy.
FEEDER CALF SALE
Campers & RV’s 2004 Jayco Designer RLS31 5th whl, 2 slide outs w/covers, rear LR, lrg awning, gen. ready, fiberglass alum frame, never had a leak. $14,500. (865)247-1848.
HAROLD’S GUTTER SERVICE Will clean front & back, $20 & up. Quality work, guaranteed.
Buy & Sell fast!
LAB PUPPIES. AKC reg., proven bldlns, 1st shots & wormed, black M&F $600 & choc female $650. 423-465-0594 PEMBROKE CORGI pups, AKC reg, vet ckd, 1st shots, ready to go 1/12 aft 2nd shots, 3M, 3F, tri color, $800. 865-457-4415; 865-806-7968 POODLE, CKC male, red, very playful & friendly, 12 wks old, shots & wormed, $400. (423) 271-5129
Many different breeds Maltese, Yorkies, Malti-Poos, Poodles, Yorki-Poos, Shih-Poos, Shih Tzu. Shots & wormed. We do layaways. Health guar. Go to Facebook, Judys Puppy Nursery Updates. 423-566-3647 SHIH TZU puppies, AKC, Females $700; Males $500. Shots UTD. Warranty. 423-618-8038; 423-775-4016
Cats CATS & KITTENS! - Fully vetted & tested. Come see us at PetSmart Turkey Creek on Saturday & Sunday www.happypawskittenrescue.org Visit us on Facebook. 865-765-3400
Merchandise Antiques CAST IRON dinner bells & tobacco baskets for sale. 865-256-8064; 865688-0055
Wanted to Buy WANT TO BUY STANDING TIMBER, Hardwood & Pine 865-982-2606 & 865-382-7529.
Several Thomas Kinkade paintings. Orig. owner. Christmas, Countryside, Sports & Mountains. Prices vary. Have certificates & some are signed. Call/text (865) 742-7208 WANTED: CASH FOR RECORDS - Will buy your large collections of LPs, 45s, 78s. 1940s-80s rock, r&b, soul, classical, vocals, pop, old country. Please call (818)530-3541
Heavy Equipment 1990 FREIGHTLINER, single axle, $4500. 865-992-7700; 865-279-5373
Merchandise - Misc. GENERATOR BIG 8500 watt, 2016, Honda elec. start. Batt. & whl kit incl. Never used. New retail $4995. Wholesale $3750. 1st $1850 cash, 864-275-6478.
Sporting Goods GUNS FOR SALE- All shotguns. Bolt action pumps and single shot. Winchester, Mossberg, Remington. Call or text. (865)712-9221
90 Day Warranty
LG 27” SIDE BY SIDE FRIDGE - Stainless steel ext. 4” color LCD display screen. Space saving ice system. $500. (865)769-0086 Upgrading appliances. Good cond. Gas dryer, refrig, stove & abv stove microwave. Make offer. 865-483-5825
Building Materials HAND HEWN YELLOW POPLAR LOGS - 1830 Log Cabin removed by buyer. 1&2 story. $10,000 (434)237-1812
Cemetery Lots DOUBLE-DEPTH VETERAN PLOT, HIGHLAND CEMETERY - $3975 - -(865)567-8920
Real Estate Rentals Apartments - Furnished WALBROOK STUDIOS 865-251-3607 $145 weekly. Discount avail. Util, TV, Ph, Refrig, Basic Cable. No Lease.
Apartments - Unfurn.
$355 - $460/mo. GREAT VALUE RIVERSIDE MANOR ALCOA HWY
*Pools, Laundries, Appl. *5 min. to UT & airport www.riversidemanorapts.com
2 BR TOWNHOUSES
Cherokee West $615 South - Taliwa Gardens $585 - $625 1 1/2 bth, W/D conn. (865) 577-1687 BROADWAY TOWERS 62 AND OLDER Or Physically Mobility Impaired 1 & 2 BR, util. incl. Laundry on site. Immediate housing if qualified. Section 8-202. 865-524-4092 for appt. TDD 1-800-927-9275
NORTH, LRG 1 BR APT. Very clean & quiet, Central H/A, water incl. $500 + sec. dep. No pets. 865-531-7895
MR. BASEBALL buying Sports Cards, I come to you, 203-557-0856, cell 203-767-2407. WANT TO BUY SERMON BOOKS Pastor Library, Commentary. Don (865)776-1050
PINNACLE PARK APTS.
Downtown Knoxville is now running a MOVE-IN SPECIAL for the month of Jan. With any qualifying move-in by 1/31/17, you will receive $100 gift card to Walmart. Please call 865-523-9303 for more info.
2001 E. Magnolia Ave.
Fri. Jan. 20th, 8PM Fri. Feb. 17th, 8PM
LIONEL TRAINS Over 60 banana boxes of trains from the 30’s to 70’s. Lots of rolling stock, accessories, parts. No track. Includes 6 ZW’S and other power supplies. $4500 Call for inspection 865-458-6554
HOLSTEIN STEER SALE
GOLDENDOODLE PUPS, F1B, parents & grandparent on prem. M&F avail. Taking dep. Ready 2/14. (423) 733-9252.
GOOD AS NEW APPLIANCES
Home Maint./Repair Boats/Motors/Marine
Golden Retriever puppies, AKC, family/farm raised, parents on prem. $1100 ea. (423) 618-6311
Fri. Jan. 13th, 8pm
EXCELLENT 2009 Tahoe Deck Boat 21’6” family/fishing boat, inboard V8, $26,500 incl tandem trailer. 865599-3899
GERMAN SHEPHERD PUPS - AKC reg., Vet ck’d. 1st shots, 6 weeks $450 each. Call (865)216-9395.
EMERGENCY SERVICE 24/7
Family owned & operated since 1962
Dachshund mini puppies, choc & tan, 1st shots & dewormed, 2 F - 1 long hair - 1 smooth; 3 M - 1 smooth - 2 long hair. $500. 865-223-7162; 865680-4244
BUYING OLD US COINS
90% silver, halves, quarters & dimes, old silver dollars, proof sets, silver & gold eagles, krands & maple leafs, class rings, wedding bands, anything 10, 14, & 18k gold old currency before 1928 WEST SIDE COINS & COLLECTIBLES 7004 KINGSTON PK CALL 584-8070
FIRST SUN FINANCE
We make loans up to $1000. We do credit starter & rebuilder loans. Call today, 30 minute approvals. See manager for details. 865-687-3228
Washington Pike area. 2 BR, C H/A, appls furn, util furn, $625 mo., $250 dep. (423) 504-2679
Homes Unfurnished Powell Claxton. 3 BR, 2 BA no pets, private, convenient, $700 mo + 1st, last, DD. 865-748-3644
WEST off Northshore. 3 BR, 2 BA, W/D, new carpet, very CLEAN! Quiet, scenic area near Concord Park & YMCA. $800/mo. 865-599-4617
Real Estate Sales Manufactured Homes 1993 Oakland 14x70, furn., good cond., loc in Willa View Mobile Park in Pigeon Forge. $32,500. 606-796-2488
I BUY OLDER MOBILE HOMES 1990 up, any size OK 865-384-5643
Land/Home Package in Sweetwater, 32x60 3 BR, 2 BA, on 3/4 acre lot, only $65,000 cash. Chris 865-207-8825
Duplx/Multplx UnFurn 2 BR DUPLEX
South (off Chapman Hwy) Convenient to Downtown & UT No Pets $565 - $575 (865) 577-1687
Rooms Furn/Unfurn FREE RENT in exchange for housecleaning & dog sitting. Loudon area. (865) 851-5765
Coming Next Week
Call 922-4136 for advertising info
Spaces are selling fast!
Shopper news • January 11, 2017 • B-3
Chuck James swaps stories with past KOC board president Dr. Michelle Lanter Brewer at the opera dinner.
Co-director of the opera competition Phyllis Driver welcomes opera supporter Doug McKamey to dinner. Photos by Sherri Gardner Howell
Welcoming the judges By Sherri Gardner Howell Knoxville Opera Company has had no shortage of stars to come from these humble Tennessee hills – from the iconic Mary Costa and Delores Ziegler, to such talents as Cheryl Studer, Roy Smith and Kristen Lewis – just to name a few. And since everybody has to have that “start,” there are competitions every year to pick the best of the area, who then go on to compete regionally and, possibly, nationally. Phyllis Driver, a longtime KOC and KOC Guild member and supporter, is co-director of these annual auditions. “We alternate between Nashville and Knoxville,” explains Driver, “bringing in renowned judges to listen to young singers under the age of 30. The winners go on to the district level, then the Southeast regionals, with those final-
ists going to New York City when five overall winners are chosen.” Three judges came to Knoxville – braving the snow and enduring the cold – to conduct the competition last weekend. The Knoxville Opera Guild hosted a potluck dinner for guild and board members to meet the judges and show their appreciation. Maestro Brian Salesky was present, with guild president Eden McNabb Bishop conducting the evening’s festivities. Judges, all three first-timers in Knoxville although not new to judging the competition, were Keith Wolfe of Opera Birmingham; Melissa Wegner with the Metropolitan Opera in New York; and Mark Gibson with the College of Conservatory Music at the University of Cincinnati.
Mark Gibson, one of the judges for the competition, gets some refreshments from guild member Robin Gold.
The green beans were a hit at the potluck dinner. Filling plates are Paula McMorran and Dr. David Snow.
Knoxville Opera Guild president Eden McNabb Bishop introduces Phyllis Driver at a dinner to welcome audition judges to Knoxville. Driver is the co-director of the auditions.
Former guild president and current KOC board member Chuck James enjoys the dinner conversation.
A smorgasbord of good food awaited the diners. Going through the line are judges Keith Wolfe and Melissa Wegner with guild member Evelyn Hopp.
Sprecher on exhibit The Knoxville Museum of Art is honoring a local artist with a growing national reputation with an exhibit running Jan. 27 through April 16 at the museum. The new contemporary exhibition, Outside In, features work by Jered Sprecher, a professor at the University of Tennessee School of Art. Sprecher is gaining fame as one of the leading representatives of a generation of contemporary painters dedicated to the exploration and revitalization of abstraction. He describes himself as a
“hunter and gatherer,” pulling his imagery from such disparate sources as wallpaper, graffiti, architecture, cut gemstones and X-rays. The exhibit reflects the range of Sprecher’s recent works in terms of format, scale, imagery and process. It also includes several new works designed to reference a space familiar to most: the living room. Sponsors for the exhibition include the National Endowment for the Arts and Emerson Process Management.
“Trees Walking” by Jered Sprecher is an oil on linen.
Sprecher’s “The Study” is oil on canvas.
HAPPENINGS ■■ KSO Merchant & Gould Concertmaster Series: Gabriel Lefkowitz & Friends, 7 p.m. Wednesday-Thursday, Jan. 11-12, Knoxville Museum of Art, 1015 World’s Fair Park Drive. Tickets: $20. Info/tickets: 291-3310 or knoxvillesymphony.com. Tickets also available at the door. ■■ The Ragbirds, The Valley Opera performing, 8 p.m. Thursday, Jan 12, Open Chord Music, 8502 Kingston Pike. Tickets: $8 advance, $10 day of show. Info/tickets: openchordmusic.com; on Facebook. ■■ Public reception for three new exhibits, 5-9 p.m. Friday, Jan. 13, Emporium Center, 100 S. Gay St. Exhibits include: The O’Connor Senior Center Painters: “Breaking Ground – What You Want to See”; Appalachian Area Chapter of Blacksmiths: “Beautiful Iron”; and Dr. Martin Luther King Jr.
Commemorative Commission Gallery of Arts Tribute. On display through Jan. 27. Info: 523-7543 or knoxalliance.com. ■■ Opening reception for exhibit by Glass Guys, 5:30-8:30 p.m. Friday, Jan. 13, Dogwood Arts, 123 W. Jackson Ave. Info/RSVP: facebook. com/events/1622896261347485. ■■ Josiah & The Greater Good, Dylan McDonald & the Avians, The Sedonas performing, 8 p.m. Friday, Jan. 13, Open Chord Music, 8502 Kingston Pike. Tickets: $7 advance; $10 day of show. Info/tickets: openchordmusic.com; on Facebook. ■■ Ijams Birding Series: Birding Brunch-Birds of Prey, 10:30 a.m.12:30 p.m. Saturday, Jan. 14, Ijams Nature Center, 2915 Island Home Ave. For all ages. Light brunch provided. Fee: $5 members, $8 nonmembers. Info/registration: 5774717, ext. 110. ■■ Introductory Internet Genealogy class, 1-3 p.m. Saturday, Jan. 14, East
Tennessee History Center, 601 S. Gay St. Info/registration: 215-8809. ■■ Dichoric Pendant workshop, 1-4 p.m. Saturday, Jan. 14, Appalachian Arts Craft Center, 2716 Andersonville Highway 61, Norris. Instructor: Donna Gryder. Info/registration: 494-9854 or applachianarts.net. ■■ Roane State’s Wilderness First Responder course, SundaySunday, Jan. 15-22, Great Smoky Mountains Institute at Tremont. Meets Tennessee EMS standards and national standards for first responder training. Must have completed professional-level CPR training. Info/registration: gsmit. org/wfr.html or 448-6709. ■■ A Night with the Arts: A Celebration Concert in honor of Dr. Martin Luther King Jr., 6 p.m. Monday, Jan. 16, Tennessee Theatre, 604 S. Gay St. Free and open to the public. No tickets required. Features performances by the KSO Chamber Orchestra, Carpetbag Theater,
Celebration Choir and more. ■■ Finding Flannery: The Life and Work of Flannery O’Connor: “A Displaced Person,” 6:30 p.m. Tuesday, Jan. 17, Lawson McGhee Library, 500 W. Church Ave. Info: 215-8750. ■■ Cedar Bluff AARP Chapter luncheon, 11:30 a.m. Thursday, Jan. 19, Good Samaritan Episcopal Church, 425 N. Cedar Bluff Road. Speaker: Knox County Trustee Ed Shouse will address property tax questions.
■■ Production of “The Surprising Story of the Three Little Pigs” by Knoxville Children’s Theatre, Thursdays-Sundays, Jan. 20Feb. 5, 109 E. Churchwell Ave. Performances: 7 p.m. Thursdays and Fridays, 1 and 5 p.m. Saturdays and 3 p.m. Sundays. Info/tickets: childrenstheatreknoxville.com. ■■ Wallace Coleman performs, 8 p.m. Saturday, Jan. 21, Laurel Theater, 1538 Laurel Ave. Tickets: $15, some discounts available. Info/tickets: jubileearts.org.
■■ KSO’s Moxley Carmichael Masterworks Series: “Sibelius Violin Concerto,” 7:30 p.m. ThursdayFriday, Jan. 19-20, Tennessee Theatre, 604 S. Gay St. Featuring violinist Bella Hristova. Info/tickets: knoxvillesymphony.com.
■■ The Great Smoky Mountains Outdoor Expo, Saturday-Sunday, Jan. 21-22, Knoxville Civic Coliseum, 500 Howard Baker Jr. Ave. Hours: 10 a.m.-6 p.m. Saturday; 10 a.m.-4 p.m. Sunday. Tickets: $10 at the door; kids 12 and under are free. Info: 414-6801.
■■ RB Morris with Greg Horne and Daniel Kimbro, 8 p.m. Friday, Jan. 20, Laurel Theater, 1538 Laurel Ave. Tickets: $15, some discounts available. Info/tickets: www.jubileearts.org.
■■ Finding Flannery: The Life and Work of Flannery O’Connor: screening of “Wise Blood,” 2 p.m. Sunday, Jan. 22, Lawson McGhee Library, 500 W. Church Ave. Info: 215-8750.
B-4 • January 11, 2017 • Shopper news
News from Paradigm Wealth Partners
How can you make your retirement money last? These spending and investing precepts may encourage its longevity
Provided by Paradigm Wealth Partners All retirees want their money to last a lifetime. There is no guarantee it will, but, in pursuit of that goal, households may want to adopt a couple of spending and investing precepts. One precept: observing the 4 percent rule. This classic retirement planning principle works as follows: a retiree household withdraws 4 percent of its amassed retirement savings in year one of retirement, and withdraws 4 percent plus a little more every year thereafter – that is, the annual withdrawals are gradually adjusted upward from the base 4 percent amount in response to inflation. The 4 percent rule was first formulated back in the 1990s by an influential financial planner named William Bengen. He was trying to figure out the “safest” withdrawal rate for a retiree; one that could theoretically allow his or her savings to hold up for 30 years given certain conditions (more about those conditions in a moment). Bengen ran various 30-year scenarios using different withdrawal rates in relation to historical market returns, and concluded that a 4 percent withdrawal rate (adjusted incrementally for inflation) made the most sense.1 For the 4 percent rule to “work,” two fundamental conditions must be met. One, the retiree has to invest in a way that will allow his or her retirement savings to grow along with inflation. Two, there must not be a sideways or bear market occurring.1 As sideways and bear markets have not been the historical norm, following the 4 percent rule could be wise indeed in a favorable market climate. Michael Kitces, another influential financial planner, has noted that, historically, a retiree strictly observing the 4 percent rule would have doubled his or her starting principal at the end of 30 years more than two-thirds of the time.1 In today’s low-yield environment, the 4 percent rule has its critics. They argue that a 3 percent withdrawal rate gives a retiree a better prospect for sustaining invested assets over 30 years. In addition, retiree households are not always able
to strictly follow a 3 percent or 4 percent withdrawal rate. Dividends and Required Minimum Distributions may effectively increase the yearly withdrawal. Retirees should review their income sources and income prospects with the help of a financial professional to determine what withdrawal percentage is appropriate given their particular income needs and their need for long-term financial stability. Another precept: adopting a “bucketing” approach. In this strategy, a retiree household assigns one-third of its savings to equities, one-third of its savings to fixed-income investments, and another third of its savings to cash. Each of these “buckets” has a different function. The cash bucket is simply an emergency fund stocked with money that represents the equivalent of 2-3 years of income the household does not receive as a result of pensions or similarly scheduled payouts. In other words, if a couple gets $35,000 a year from Social Security and needs $55,000 a year to live comfortably, the cash bucket should hold $40,000-60,000. The household replenishes the cash bucket over time with investment returns from the equities and fixed-income buckets. Overall, the household should invest with the priority of growing its money, though the investment approach could tilt conservative if the individual or couple has little tolerance for risk. Since growth investing is an objective of the bucket approach, equity investments are bought and held. Examining history, that is not a bad idea: the S&P 500 has never returned negative over a 15-year period. In fact, it would have returned 6.5 percent for a hypothetical buyand-hold investor across its worst 15-year
stretch in recent memory – the 15 years ending in March 2009, when it bottomed out in the last bear market.2 Assets in the fixed-income bucket may be invested as conservatively as the household wishes. Some fixed-income investments are more conservative than others – which is to say, some are less affected by fluctuations in interest rates and Wall Street turbulence than others. While the most conservative, fixed-income investments are currently yielding very little, they may yield more in the future as interest rates presumably continue to rise. There has been great concern over what rising interest rates will do to this investment class, but, if history is any guide, short-term pain may be alleviated by ultimately greater yields. Last December, Vanguard Group projected that, if the Federal Reserve gradually raised the benchmark interest rate to 2.0 percent across the 3½ years ending in July 2019, a typical investment fund containing intermediate-term fixed-income securities would suffer a -0.15 percent total return for 2016, but return positively in the following years.3 Avoid overspending and invest with growth in mind. That is the basic
message from all this, and, while following that simple instruction is not guaranteed to make your retirement savings last a lifetime, it may help you to sustain those savings for the long run. Jonathan P. Bednar II may be reached at 865-251-0808 or JonathanBednar@ ParadigmWealthPartners.com www.ParadigmWealthPartners.com This material was prepared by MarketingPro Inc., and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate. Please note - investing involves risk, and past performance is no guarantee of future results. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product or service, and should not be relied upon as such. All indices are unmanaged and are not illustrative of any particular investment. Securities offered through LPL Financial, Member FINRA / SIPC. Investment Advice offered through Paradigm Wealth Partners, a Registered Investment Advisor and separate entity from LPL Financial. Citations. 1 - money.cnn.com/2016/04/20/retirement/retirement4rule/ [4/20/16] 2 - time.com/money/4161045/retirement-income/ [5/22/16] 3 - tinyurl.com/hjfggnp [12/2/15]
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