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SPRING 2013

CHALDEAN COMMERCE

Official Newsletter of the Chaldean American Chamber of Commerce

10th Annual Awards Dinner an immense success INSIDE

Marketing Tips Legislative Update Business Entity Formation

www.chaldeanchamber.com


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CHALDEAN COMMERCE Official Newsletter of the Chaldean American Chamber of Commerce SPRING 2013

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Greetings

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From the Chairman and the President Save the Date

Our Chamber

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Chamber Staff and Board of Directors

Briefings

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Quarterly Networking Meeting Iraqi Christian leaders visit the Chamber Chamber hosts State Department Chamber launches ‘Monthly Marketing Tips and Tricks’ Chaldean Community Foundation advocates for the disabled

members in the news

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Happy’s Pizza opens 100th location Dean Foods/Country Fresh participates in ENERGY STAR challenge McLaren Macomb Healthcare Foundation presents special awards at annual ball Dallo Law opens new office Manresa Jesuit Retreat House honors Dave Nona

Marketing

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Expanding your social media horizons Six e-marketing tips that boost online presence and success

Happenings

FEATURE

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Michigan’s new brownfield laws are developer and business friendly

Legislative Update

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U.S. Senate to take action on internet sales sax No-fault auto insurance legislation heating up in Lansing Food assistance fraud bill Tobacco fines to minors legislation Welfare drug test & school attendance bill

Cover Story

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10th Annual Awards Dinner an immense success

advice

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I want to start a business. Now what?

Members

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New & renewed members

SPRING 2013 CHALDEAN COMMERCE

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Greetings

Our Mission The Chaldean-American Chamber of Commerce is a partnership of Chaldean businesses and professionals working together to strengthen members’ business, increase job opportunities, encourage expansion and promote Chaldean business and culture. The Chamber seeks to service and represent Aramaic-speaking people, including Assyrians, Chaldeans and Syriacs.

PAUL ASKER

MARTIN MANNA

PAUL ASKER

from the chairman and president

Special Thanks to our 2013 Corporate Partners

save the date May 15 Fourth Annual Chaldean Day in Lansing June 20 Tenth Annual Golf Outing august (TBD) Cultural Forum July 31 Quarterly Networking Meeting September 12 Industry Outlook October 17 Annual Business Luncheon

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t is often said that a good year is determined by its spring. If that is true, then extraordinary things are on the horizon for the Chamber, its members and the Chaldean Community Foundation as spring 2013 has been one of the busiest and fruitful in the Chamber’s first decade of existence. The 10th Annual Awards Dinner was once again a sellout and the most successful in raising funds in the Chamber’s history. More than 900 members and friends gathered to celebrate the Chamber’s first major milestone and honor Archbishop Bashar Warda of Erbil, Iraq as Humanitarian of the Year and John Loussia of Value Wholesale as Business Person of the Year. The Chamber and Foundation’s leadership teams have been hard at work planting the seeds to what will blossom into new offices and community centers for both the Southfield and Sterling Heights locations. Stay tuned for details and an official announcement coming shortly. This positive momentum is sure to be maintained as the weather warms. This summer, the Chamber will be adding a brand new event to its calendar, a Cultural Forum, which will be a concert in August in conjunction with the Detroit Symphony Orchestra. The date is to be determined. The Cultural Forum replaces the Chaldean Festival that was typically held in June. While the Festival will be missed by many, the Cultural Forum will have many of the Festival’s popular elements including Chaldean music and dancing. Speaking of Chaldean culture, the Chaldean Community Foundation is in the process of hammering out the final details of a partnership with Mango Languages to offer an online tutorial for those of all skill levels to learn the Aramaic/Chaldean language. This is an important endeavor as many of the younger members of the Chaldean community are growing up without speaking their ancestors’ language. Many exciting events are coming up. The Chamber’s staff and golf committee are busy planning the 10th Annual Golf Outing taking place on Thursday, June 20 at Shenandoah Country Club. We will continue to keep you informed of all the latest Chamber and Foundation news and upcoming events. Additionally, the Chamber is working on expanding programming and networking opportunities for its members. As always, thank you for your membership and continued support of the Chaldean community. Best wishes for a prosperous spring and summer.

November 13 Annual Meeting & Board Election December 5 Annual Member Christmas Party 4

CHALDEAN COMMERCE SPRING 2013

Paul Asker Martin Manna Chairman President


Our Chamber

EXECUTIVE BOARD

Partner Members

Chairman Paul Asker Partner, Asker Perlmuter PLC

Karla Atchoo, Karla Atchoo & Associates

Immediate Past-Chairman Saad Hajjar CEO, Absocat Corporation Executive Vice-Chairman Jeffrey Denha President, Brass Aluminum Forging Enterprises Vice-Chairman Kevin Jappaya Senior Associate, Thomas A. Duke Company Secretary Mark Sarafa National Account Manager, Absopure Water Company

Joseph Atto Fox Realty, LLC Rocky H. Husaynu Professional Insurance Planners Johnny Karmo Market Square John Loussia Value Wholesale Steven Tapper Tapper’s Diamonds and Fine Jewelry

Founding & Lifetime Members

CHAMBER AND FOUNDATION STAFF and CONTRACTORS Martin Manna President Lisa Kalou Director, Operations & Human Resources Sharon Hannawa Program Manager, Refugee Acculturation Sustainability and Training Jumhoria Kaskorkis Program Manager, Refugee Mental Health Services Eric Younan Director of Strategic Initiatives Sana Navarrette Membership Manager

Ron Acho Cummings, Mcclorey, Davis & Acho

Alfred Allos Career Services Manager

Carl Dallo 17th Street Bar & Grille

Walid Abro Case Manager

John David Platinum Communications

Kristin Jirjis Bajoka Case Manager

Jamal Kalabat Icon Management

Omar Binno Case Manager

John & Chris Denha Denha Investment Group

Nidhal Hadid Case Manager

Dave Nona Triangle Development

Wisam Jirjis Case Manager

Najib Atisha Lance’s Hometown Market

Bushra Karana Receptionist/Administrative Assistant

Mazen Samona Smokers Outlet

Susan Kattula Case Manager

Ameer & Jason Najor Super Fair Cellular

Randy Samona Immigration Attorney

Sharona Shapiro Jewish Hospice and Chaplaincy Network

Wisam Paulus Trepco

Charlotte Sesi Events Coordinator

Steven Tapper Tapper’s Diamonds & Fine Jewelry

Basim & Mazin Shina Apollo Market

Yusra Shamoun Receptionist/Administrative Assistant

Gerard van Grinsven Henry Ford West Bloomfield Hospital

Jalal Garmo Majestic Wine & Deli

Galia Thomas Tri-Lingual Translator/Case Manager

Stephen Yatooma Wayne County Sheriff’s Office

Frank Jaddou Mazen Foods

Raad Yousif Case Manager

COMMITTEE CHAIRS

Waad & Joey Murad Metro Car Company

Salam Yousif Case Manager

Najib & Arvin Ayar Whitmore Lake Hotels, Inc.

Karla Atchoo, Karla Atchoo & Associates Finance

Terry Farida Value Center Markets

Simon Elia Finance

Jim Hiller Hiller’s Markets

Amanda Alkatib Program Manager, Project Bismutha

Treasurer Sylvester Sandiha Managing Member, Pinnacle Management Group Executive Board Member Saad Abbo President, U.S. Ice Corporation

DIRECTORS Dr. Iyad Alosachie Hazel Park Medical Center Matt Loussia Value Wholesale Tiffany George Synergy Electric Klint Kesto State Representative State of Michigan 39th District

Membership Tiffany George & Sylvester Sandiha PR/Publications Saad Hajjar & Paul Asker Detroit Independent Grocers: Matt Loussia & Stephen Yatooma Annual Awards Dinner Frank Jonna & Gerard van Grinsven Golf Outing Mark Sarafa & Klint Kesto Annual Business Luncheon Kevin Jappaya & Steven Tapper Cultural Night Sly Sandiha Women’s Sharona Shapiro, Rita Somo & Klint Kesto Political Action Committee (PAC) Saad Abbo, Sharona Shapiro & Stephen Yatooma

Jennifer Shamoun Program Manager, Project Bismutha

CONTACT INFORMATION Chaldean American Chamber of Commerce 29850 Northwestern Highway, Suite 250 Southfield, MI 48034 Phone: (248) 996-8340 Fax: (248) 996-8342 www.chaldeanchamber.com

SPRING 2013 CHALDEAN COMMERCE

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Briefings

Quarterly Networking Meeting Bank of Michigan was standing room only as it hosted the Jan. 25 Quarterly Networking Meeting, which drew approximately 110 members. The event was catered by Chamber member Plum Market.

Iraqi Christian leaders visit the Chamber – March 12 Kurdish Regional Government Minister of Transportation Jonson Ayo, a Nineveh Province City Council President and Council Member were the guests of honor at a dinner at Shenandoah Country Club. Among the discussion items were the importance of the establishment of the Nineveh Province as a safe haven for minorities in the Middle East and a place where displaced Iraqi Christian refugees can return to their homeland.

Chamber hosts State Department March 19 The U.S. State Department requested the Chamber host a small group of Iraqi religious and political leaders in an effort to educate them on the role of religion in the U.S. The Chamber provided an overview of this area’s Chaldean community and heard State Department officials opinions on Iraq’s future and the role of minorities. 6

CHALDEAN COMMERCE SPRING 2013

Chaldean Community Foundation advocates for the disabled The Chamber’s charitable arm, the Chaldean Community Foundation, launched a new program named Breaking Barriers. This is the first program within the Chaldean community that reaches out with different services and activities to those who have special needs. Some of the services it offers are: recreational and educational events, assistance with Medicare/ Medicaid applications, medical transportation, respite for care-givers of special needs individuals, and assistance with translation for those who are new to the English language. The program has held several recreational events, including: a Christmas/New Year’s party to end 2012, bingo and board game day, movie night, and an Easter party. Breaking Barriers will host several more events throughout the remainder of the year. The goal of the program is to empower those with special needs to become more independent, and to motivate them through education and recreation to build a bridge of acceptance between themselves and the rest of the community.


members in the news

Chamber launches ‘Monthly Marketing Tips and Tricks’ In the Chamber’s last survey, members told us they wanted more marketing advice and we listened! Starting Tuesday, March 19, the Chamber began hosting Monthly Marketing Tips and Tricks – an informative lunch presentation and discussion designed to give attendees a better understanding of marketing and consumer engagement while learning best practices. Scheduled from noon-1 p.m. on the third Tuesday of each month, these sessions are free, limited to members and include lunch. The first topic was The Basics of a Marketing Toolbox presented by the Chamber’s Eric Younan, who has more than 14 years of marketing and public relations experience. Up next is Best Practices of E-Marketing, which will be presented by Samer White of SolutionsPal on May 21. RSVPs are required and can be made by emailing Charlotte Sesi at csesi@ chaldeanchamber.com or calling 248-996-8340. Space is limited.

Dallo Law Opens New Office Dallo Law celebrated the official opening of its downtown Birmingham office on January 9th at the firm’s new location, 255 S. Old Woodward Ave., Suite 310. Some 30 business, legal, and community leaders attended the ribbon cutting ceremony.

McLaren Macomb Healthcare Foundation presents special awards at annual ball The McLaren Macomb Healthcare Foundation’s 28th annual gala featured awards for two of its professionals. Dr. James E. Johnson was presented with the Physician Recognition Award and Ted B. Wahby received the Community Partner Award. Dr. Johnson, a surgeon, was recognized for his longtime commitment to health care and McLaren Macomb. The American College of Osteopathic Surgeons recently honored him with the Orel F. Martin Medal, the organization’s highest award. He was recognized for his outstanding career as an osteopathic surgeon, educator, mentor and leader. Wahby, chair of the McLaren Macomb Board of Trustees, was honored for his community service and commitment to the hospital. He played a major role in helping raise funds to build a cancer center at McLaren Macomb. He has a distinguished record of service to his community.

Happy’s Pizza opens 100th location

Ted B. Wahby

Dean Foods/Country Fresh participates in ENERGY STAR challenge

Dr. James E. Johnson

Manresa Jesuit Retreat House honors Dave Nona Manresa Jesuit Retreat House honored former Chamber Chairman Dave Nona of Triangle Development with the Leadership Award at it inaugural Awards Banquet in March. Manresa’s Leadership Award was instituted in 2005 to recognize two of Manresa’s friends for their dedication to the house and their generous support of its ministries.

Happy’s Pizza reached a major milestone as it opened its 100th location in Detroit in February. Next up for the pizza chain is opening sports themed pubs and expanding into new markets such as Atlanta, Houston and southern Florida.

Dave Nona

In a positive step toward improving energy efficiency, local Livonia Dean Foods plant Country Fresh has met the requirements for the U.S. Environmental Protection Agency’s (EPA) “ENERGY STAR Challenge for Industry” by reducing its energy intensity by 12.1 percent. The ENERGY STAR Challenge is a national call-to-action to improve energy efficiency of America’s commercial and industrial buildings. The U.S. manufacturing industry is responsible for nearly 30 percent of greenhouse gas emissions in the United States and spends almost $100 billion annually on energy. SPRING 2013 CHALDEAN COMMERCE

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Marketing

Expanding your social media horizons

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fic to our website. hen one uses the term It has also been adopted social media thoughts on the blog rolls of area media immediately spring to tradioutlets including Crain’s Detional and best-known stalwarts troit Business, Oakland Press Facebook, Twitter and LinkedIn. and Macomb Daily, providing And rightly so. As of the first added third-party credibility. quarter of this year, Facebook Moreover, with RSS in place was reporting 1.06 billion on our blog page, readers can monthly active users; Twitter subscribe and, thus, be noti500 million users (200 million fied via email each and every regularly); and LinkedIn 200 time we post a new blog, million users per month. Yet, complete with a link directly believe it or not, those mediums by Don tanner to the new posting. are far from the “end all, be all.” Facebook, in particular, is Video continually changing and evolvJust in case you don’t utilize this medium for ing – and not always in a good way. In the your marketing efforts here’s some food for wake of last year’s IPO, leadership of the thought: YouTube is not just a place to watch Zukerberg-borne giant remains under the crazy homemade videos. When done profesgun to demonstrate value and raise stock sionally and correctly, YouTube can serve as prices for shareholders. As such, one major the ideal repository for videos you produce ramification has been to begin charging us(or others produce about you). ers to reach all of their Facebook “Friends”. Once again, consider your target audience Hadn’t heard that? It’s true. This means that and how they prefer to receive and consume whatever you are posting is not reaching your information. Some might enjoy reading a entire audience – those very people who have blog or other news about your company signed up to hear from you. while others may prefer something of a more audio-visual nature. Brief (1-2 minute) video Spread the Wealth versions of blogs (vlogs), marketing messages It’s just one more reason that our firm is a great proponent of taking a multi-platform approach to communicating. After all, today there is really no such thing as mass media. Just consider the myriad of ways each of us receive our daily news and information, from more traditional TV, radio and newspapers to online and smart phones. The key is to be where the audience you want to reach is, including through the avenues you control. Here are a few other social media tools to consider: Blogs Six years ago, Matt Friedman and I made the decision to devote the time to write one blog a week each for our firm website, allowing us to weigh in on areas germane to our expertise while giving others an opportunity to get a better feel for who we were. 700 blogs later, this avenue is the number one driver of traf8

CHALDEAN COMMERCE SPRING 2013

and radio and TV news coverage about you can all serve as effective avenues for promoting yourself and your services. A word of caution here, however: Make sure whatever videos you produce possess professional production values. In other words, you might want to think twice about cutting corners by shooting yourself with a flip cam. You get what you pay for although hiring professional talent to shoot and produce for you need not cost an arm and a leg. Oh, and YouTube has a billion users per month and countless bandwidth that allows for you to post virtually unlimited content over time (something that would cripple or shutdown your website if you tried to house it there). Instagram As we have stated throughout this column, you want to be everywhere your potential audience is. If you are trying to reach, in particular, the “younger generation” one cannot ignore what is fast becoming a “fan favorite” of this college-age demographic. Instagram is, put simply, a place for individuals to post photographs, including those enhanced with processing filters, via a smart phone app. 100 million users post their imagery to “branded” pages that are “followed” (ala Facebook) each month. Obviously, this is a medium best utilized, from a “b to c” standpoint to promote, for example, consumer products that are visually interesting. Promote, Analyze In the world of social media, everything you do should be promoted, first and foremost via your website (and vice versa) with links to each prominent. Raising awareness of these mediums should also include listing them prominently in all of your marketing and collateral materials: business cards, letterhead, invoices, brochures and print ads. Moving forward, analyze and gauge the success of your social media programs, including via online analytic tools. See what resonates and what does not. Be prepared to continually experiment and evolve. And always be ready for the next big thing. Don Tanner is a founding partner of Tanner Friedman, a strategic communications firm specializing in traditional and emerging media relations, marketing and public relations counsel. Visit: TannerFriedman.com.


Six e-marketing tips that boost online presence and success

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n online study conducted by Intelius showed that 78% of consumers believe it is very important to look up information about people and/ or businesses online before deciding to interact or do business with them. But what kinds of online marketing techniques should you implement to ensure a positive and effective online presence? Here are 6 ideas:

ing to purchase items, they typically go directly to the ads rather than the organic search results. To succeed in SEM, it is essential to choose the right set of keywords for your web pages. Selecting relevant and quality content is also important because these criteria are often included in calculating your rank in the ads display. by SAMER WHITE

SEO A great partner of SEM is E-mail Marketing Search Engine Optimization (SEO). SEO is a Though the effectiveness of e-mail marketing process of enhancing web pages to increase has recently decreased, it doesn’t mean that it its placement in search engines. For example, is no longer effective. Marketers simply need if a user searches for information using a choto add one more element in their campaigns: sen keyword (called a query), engagement. your website should appear Usually, in e-mail marketat the top of the list. A study ing, the communication is one The most by HubSpot show that 75% of way—the marketer delivers the users never scroll past the first mail and the subscriber reads important thing page of search results. it. There is hardly any interacto remember is Online—or even offline— tion between the marketer and dozens of effective SEO stratesubscriber. However, with the to provide high- gies can be found. The most Internet, users have never been important thing to remember more engaged. With the increase quality content is to provide high-quality of popularity of social media, content which will increases e-mails can improve the engageinbound links, reduce lead ment process by adding links to costs, and help generate more than a 35% various social media accounts, websites, the increase in revenue. corporate blog, or running polls. MarketTake note that there are other search ers should personalize the e-mail by using a engines besides Google, such as Bing and name or username within the content of the Yahoo. Focus on obtaining strong page ranks email itself. This improves conversion rates with these search engines as well. and has the added benefit of creating brand loyalty with the user. Social Media Contrary to popular belief, many Internet SEM users still prefer to look for information in Search Engine Marketing (SEM) involves paysearch engines. However, the statistics on ing for promotions like purchasing Google using social media for promotions are also advertisements. One of the most popular very promising. Facebook has a billion users, kinds of SEM is Pay-Per-Click (PPC). PPC Twitter has over 175 million tweets on a daily is where a marketer pays for an advertisebasis, and Pinterest has more than 10 million ment only when a user clicks on it. Overall, users, making it the fastest growing website PPCs account for 65% of clicks on keywords for social media in history. results, compared to 35% for organic results. Aside from ease of use, social media alThis indicates that when consumers are look-

lows for immediate feedback. For example, in Facebook, users simply need to click “Like” if they approve of a comment or information. Twitter allows users to “retweet” information. Pinterest permits users to “pin” their favorite websites to boards. If there is one thing to keep in mind when it comes to social media, it’s that it requires a lot of attention and constant updating. Followers will be looking for something new almost instantly. Be diligent in carefully selecting the most appropriate social media websites that bring you closer to your target market. Into the Future Online advertising is evolving rapidly and new methods may prove to be more effective than the ones above in the very near future. SolutionsPal predicts that within the next two years Mobile Marketing and Dynamic Searches will gain more momentum. Mobile Marketing Mobile devices are now being used to check e-mails, interact with social media, or even purchase products or services. Browsing also accounts for over 10% of mobile phone activity, second only to texting. To better position yourself in mobile marketing, modify your web pages to make them more mobile friendly. Develop apps that will allow your customers to directly purchase their preferred product or subscribe to your social media page without having to open their browsers. Dynamic Searches Dynamic searches will also take the spotlight and be noticed more on center stage. When you use search engines, results are no longer limited to website links. Media files such as videos and images also appear. For a marketer this means that website optimization should cover these types of data as well. Samer White is president of SolutionsPal, a Birmingham-based Internet marketing company that provides web design, SEO, eCommerce, and PPC management and hosting. Visit SolutionsPal.com. SPRING 2013 CHALDEAN COMMERCE

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Feature

Michigan’s new brownfield laws are developer and business friendly

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the local and state authorities. he year-end rush of This will allow developers, while bill signing in the collaborating with the local govgovernor’s office ernments and state departments, will prove to be fruitful to begin eligible activities earlier to Michigan’s business in the process. Historically, the and development comdeveloper or business could not munity while continuing begin any redevelopment activito protect our resources. ties until the plan was approved The legislature ended an by both the local BRA and city 18-month environmental council. This resulted in stagnareform process for the tion of new projects and for many enactment of P.A. 502 and expanding business new jobs. P.A. 446. The new law Michael Kulka, P.E This resulted in many deciding reforms Michigan’s envinot to pursue the incentives which ronmental remediation and resulted in decreased economic brownfield laws recomdevelopment and in some instances decidmended by Governor Snyder’s Environmening to locate outside of Michigan. tal Advisory Rules Committee (EARC) and the Michigan Department of Environmental Revised Allocation of Clean Quality (MDEQ) Collaborative Stakeholders Michigan Grant Funds Initiative. Michigan’s progressive brownfield P.A. 466 amends provisions of the Clean laws have led the nation in creative ecoMichigan Initiative Implementation by allonomic incentives and with these new laws cating and additional $12,500,000 as grants we will continue to serve as a model across instead of loans. This funding goes towards the country. Key highlights of the new laws local units of government and brownfield include: authorities for response activities at environmental impacted properties where signifiRetroactive Reimbursement for cant economic results can be demonstrated. Eligible Activities Costs Reimbursement of eligible activities conAddition of Historic Resources ducted prior to approval of a Brownfield Property Eligibility Plan is now possible via Tax Increment Historic resources are also now eligible for Financing (TIF) mechanisms through both 10

CHALDEAN COMMERCE SPRING 2013

brownfield tax increment financing. Redevelopment efforts on a historic property are very costly and demanding on a developer/ owner. This new eligibility coupled with existing federal incentives should encourage more investment in our historic gems across the state. Change in Definition of Eligible Infrastructure Costs The definition of eligible infrastructure costs to be reimbursed has been changed to include public or privately owned or operated multi-level and underground parking structures and urban stormwater management systems. This is of significant importance with more and more redevelopment in high density urban areas where parking is in growing demand and can be a deal breaker in many projects. Liability Protections for Residential Condominium Owners The existing liability exemption for owners of residential property was expanded to include a person who owns or operates a residential condominium unit so long as hazardous substance use within the condominium unit is consistent with residential use, or if there is contamination of a general or limited common element, or a common area of a condominium property. This will significantly benefit residential develop-


Legislative Update

ment in urban areas where stigma issues would deter developers on mixed use or stand alone residential development. Documentation of Due Care Compliance Reviews in 45 Days The MDEQ review and approval of a Documentation of Due Care Compliance (DDCC) for contaminated properties as “response activity plans,” now have a general 45-day time limit for all properties, not just those seeking financing through the United States Small Business Administration (SBA). This greatly reduces previous 150 day review time applicable to DDCC for properties not associated with SBA-financed transactions. Soil Relocation Subject to limitations, requirements for relocation of soils at contaminated properties were streamlined to provide more opportunities for soils to be reused onsite or relocated to an offsite location, instead of being disposed at an off-site landfill. This is expected to allow greater flexibility and potentially result in lower redevelopment costs at many brownfield properties. No Further Action A No Further Action (NFA) report can be prepared by a person regardless of whether that person is liable for contamination at a property. Additionally, NFA reports may address less than all of the contamination at a property. Part 213 Leaking Underground Storage Tank (LUST) Amendments Several revisions to Part 213 were included to incorporate Part 201 amendments into Michigan’s LUST program, including allowing baseline environmental assessments and due care plans to be prepared for properties subject to Part 213. There are many other changes that are very important in these new laws that get into greater technical detail to allow environmental consultants use riskbased approaches to achieve compliance. These major changes will significantly increase economic development and business growth in urban areas and with properties that are environmentally challenged. This encourages preservation of agricultural, wetlands, forested and recreational land across the state while filling demand in urban areas. In addition, there is minimal fiscal impact to the states now balanced budget. Michael T. Kulka, P.E. is the Founder & CEO of PM Environmental, Inc. Mike has more than 20 years experience in Environmental Due Diligence & Environmental Risk Management.

U.S. Senate passes internet sales tax Many consumers have been able to skirt taxes when shopping online. However, U.S. Senator Mike Enzi, a Republican from Wyoming has introduced a bill entitled the Marketplace Fairness Act, which would give all the states the authority to collect taxes if they so choose. If states decide to take action based on the passage of Sen. Enzi’s bill, a person in Michigan would be taxed on a purchase they made online from a business in California, despite the fact that such a business did not have a brick and mortar presence in Michigan. Due to revenue shortfalls that many states are experiencing, they are hoping that Congress takes action and passes such a measure. The bill would not add an additional tax liability on consumers because such revenues are supposed to be subject to taxation, yet are not enforced. Moreover, companies that generate revenues of less than $1 million would be exempt.

by Johnny Oram

No-fault auto insurance legislation heating up in Lansing Governor Rick Snyder is pushing for legislation that would cap unlimited personal injury protection to $1 million. Snyder believes that Michigan consumers will realize a savings in their auto insurance rates if such a measure passes. In addition to the cap, the legislation would create an authority to investigate insurance fraud and limit the amount of that medical providers charge insurance carriers for auto injuries. Despite the savings arguments that Governor Snyder is claiming, critics do not place any savings value to a lifetime of medical benefits.

Food assistance fraud bill State Representative Gail Haines introduced legislation (HB 4360) that would allow the Liquor Control Commission and the Lottery Commission to revoke any retailer’s license who has engaged in food assistance fraud by allowing consumers to purchase lottery tickets and liquor under their food assistance program. State Representative Roger Victory introduced HB 4361, which adds the lottery sanction provision to the legislation.

Tobacco fines to minors legislation State Senator Steve Bieda introduced legislation in Lansing that would increase the fines of retailers who sell tobacco products to minors. The fine would go from the current $50 to $100 for first offense and $500 for second and subsequent offenses.

Welfare drug test & school attendance bill The Michigan Legislature is taking up legislation that would require low-income families to be subjected to drug screenings as well as making sure that their children do not miss too much school in order to qualify for welfare benefits. Supporters of the legislation argue that this will crack down on misuse of taxpayer’s dollars. However, critics argue that this is an attack on low-income populations. State Representative Jeff Farrington is the sponsor of the legislation.

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Feature

10th Annual Awards Dinner an immense success T he 10th Annual Awards dinner was the most successful in the Chamber’s history! More than 900 people gathered to celebrate the Chamber’s 10th anniversary and honor the 2013 award winners: Archbishop Bashar Warda as Humanitarian of the Year and John Loussia of Value Wholesale as Business Person of the Year. Michigan Governor Rick Snyder gave opening remarks and Spike from Channel 955’s “Mojo in the Morning” pinch hit for his colleague Mojo as Master of Ceremonies. Mojo was barred from attending the dinner as penance for his sins by Father Anthony of Mother of God Church.


Advice

I Want To Start A Business. Now What?

A

required. The advice of a business attorney, die? What if you decide to sell sk the Right Questions. tax expert such as a CPA, is absolutely esor the partnership splits? Of all the choices you sential before settling on a business format. Business Capital. How do make when startyou intend on raising the capiing a business, one the most Adel Fakhouri is one of the managing parttal for the business? How do important is the type of legal ners at Latinis Fakhouri, PLC; a business the partners/owners/members structure you select for your and real estate law firm centrally located in intend on contributing? This company. When making this Southfield, Michigan. Its team of business, is an especially important issue decision, you need to evaluate real estate and tax experts have proved themwhen the banks are tight with several criteria: selves instrumental, time and time again, their lending. Legal Liability. To what in advising its clientele with business, real Keep in mind that the busiextent does the owner need estate and tax planning needs. If you are ness structure you start out to be insulated from legal thinking about opening, buying, selling or with may not meet your needs liability? Protection of your Adel Fakhouri expanding your business seek a free consulin the years to come. Many personal assets should be one tation with one of Metro Detroit’s 2012 Top business entities evolve into of the primary reasons a busiLaw Firms as voted by DBusiness Magazine. some other form as the needs of the owners ness owner should decide to incorporate. In (248) 945-3400 or visit them on the web at change. Careful consideration of the unique case of a lawsuit or judgment against your www.lfattorneys.com. needs of the business and its owners is business, no one can seize your personal assets. It’s the only rock-solid protection for personal assets that you can get in business. Tax Implications. Based on the indiKeep in mind that the business structure you start out with vidual situation and goals of the business owner, what are the opportunities to minimay not meet your needs in the years to come. Many mize taxation? Cost of Formation and Ongoing business entities evolve into some other form as the Administration. Tax advantages may not needs of the owners change. offer enough benefits to offset other costs of conducting business as a corporation. Record-keeping requirements and the costs associated with them may be both cumbersome and expensive. This is one of the reasons many people are recommended to be a sole proprietorship. But, in doing this, you may not be benefiting from the tax implications or protection from liability. Flexibility. Your goal is to maximize the flexibility of the ownership structure by considering the unique needs of the business as well as the personal needs of the owner or owners. Individual needs are a critical consideration. No two business situations will be the same, particularly, when multiple owners are involved. Future Needs. When you first start the business, often times business owners become consumed with getting the business off the ground. Usually the new business owner is not thinking of what the business might look like five or ten years down the road. What will happen to the business after you 14

CHALDEAN COMMERCE SPRING 2013


Members

new & renewed members New Corporate Members

Firekeepers Casino Hotel Mark White - Player Development Manager 11177 Michigan Avenue Battle Creek, MI 49014 T (269) 660-5752 F (269) 660-5613 A casino and hotel offering 2,900 slot machines and table games as well as a 12-table poker room. It also features six restaurants, a 242-room hotel, 2,000-seat event center plus meeting and banquet facilities.

Level One Bank Birmingham 1732 West Maple Road Birmingham, MI 48009 T (248) 723-4800 F (248) 723-4848 A full-service, 5-Star BauerFinancial rated commercial and consumer bank committed to connecting with unparalleled service and delivering outstanding financial solutions. Owned and managed locally, Level One Bank is headquartered in Farmington Hills, Michigan with assets of approximately $500 million. It currently operates seven fullservice banking centers, located throughout Oakland County and the surrounding communities Level One Bank Bloomfield Township 37100 Woodward Avenue Bloomfield Township, MI 48304 T (248) 530-7401 F (248) 530-7406 Level One Bank Clinton Township 39600 Garfield Clinton Township, MI 48038 T (586) 412-1800 F (586) 412-3955

PCS Mobile Solutions, LLC Nemir Nadhir - Co- Manager 32000 Northwestern Highway, Suite 279 Farmington Hills, MI 48334 T (248) 539-2221 F (248) 539-3325 A Sprint PCS retailer that owns or operates 32 Preferred Retail stores in seven states.

GFS Marketplace

member spotlight

GFS Marketplace carries thousands of top quality foodservice products, fresh meat and supplies. They offer Kosher products, express order service and fundraising programs for nonprofits. A discount loyalty program for businesses and organizations, and a menu lanner are available GFS Marketplace is open to the public and does not charge a membership fee. Terry Beach 29555 Orchard Lake Rd. Farmington Hills, MI 48334 248-855-1328 Terry.Beach@gfs.com

Level One Bank Ferndale 22635 Woodward Avenue Ferndale, MI 48220 T (248) 414-6500 F (248) 414-6580 Level One Bank Northville 20550 Haggerty Road Northville, MI 48167 T (248) 380-6590 F (734) 464-0725

AAA of MichiganFrank Bellestri Frank Bellestri - Sales & Service Insurance 34802 Woodward Avenue Birmingham, MI 48009 T (248) 433-8205 F (248) 644-0103 An agent of insurance for auto, home and life as well as emergency road service. ADP Michael Kosch - District Manager 5850 Mercury Drive, Suite 280 Dearborn, MI 48126 T (248) 724-8925 One of the world’s largest providers of business outsourcing solutions including payroll, benefits and human resources.

Level One Bank Farmington Hills 31000 Northwestern Highway Farmington Hills, MI 48334 T (248) 538-7600 F (248) 538-7580 Level One Bank Farmington Hills (Main Branch) 30201 Orchard Lake Road, Suite 165 Farmington Hills, MI 48334 T (248) 737-1110 F (248) 737-1119

New Business Members

Mango Languages Hamsa Daher - HR Director 30445 Northwestern Highway, Suite 300 Farmington Hills, MI 48334 T (248) 254-7450 “A leading provider of library language learning solutions. Mango is privately owned and headquartered in Farmington Hills, MI.  Guided by its core purpose to enrich lives with language and culture, Mango Languages offers digital language learning systems to public and academic libraries, government agencies, corporations and the general public.

Aspire Lending Alex Dohaini 31000 Northwestern Highway, Suite 210 Farmington Hills, MI 48334 T (313) 247-4844 F (877) 577-2256 A full-service mortgage lending company, including residential loans, FHA, conventional, jumbo, HomePath, USDA and refinance. Balian & Busse, PLC Charles Busse - Attorney 811 South Boulevard, Suite 200 Rochester Hills, MI 48307 T (248) 402-0000 F (248) 402-0011 A full-service law firm.

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Members

new & renewed members Basha Diagnostics, P.C. Dr. Yahya Basha - President 30701 Woodward Avenue Royal Oak, MI 48073 T (248) 288-1600 F (248) 288-2171 A medical diagnostics imaging provider. Casa De Decor Linda Jeberaeel - Owner 7305 Orchard Lake Road West Bloomfield, MI 48322 T (248) 757-2498 A home decor and design shop. Their selection features wall hangings, tapestries, sofas, shelving, chairs, lighting fixtures, art work and more. Home and in-store design consultations are also available. Clark Hill PLC Sathab Abbo-Ousachi - Attorney 500 Woodward Avenue, Suite 3500 Detroit, MI 48226 T (313) 965-8300 F (313) 965-8252 A full-service law firm. Coffee Express Co. Tom Isaia - President 47722 Clipper Street Plymouth, MI 48170 T (734) 459-4900 F (734) 459-5511 A wholesale roaster of fine specialty coffees for grocery, coffee houses and other discriminating shops. Desert In Alaska Group Mark Nemer - Owner 11402 Schaefer Highway Detroit, MI 48227 T (313) 931-3070 F (313) 931-3075 A provider of reliable heating and cooling services since 1997. They also specialize in manufacturing pita-brick bread ovens. Employees Only Joe Fortuna - Sales Manager 805 Oakwood, Suite 100 Rochester, MI 48307 T (248) 276-0950 F (248) 276-0955 A human resources administration and management provider.

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CHALDEAN COMMERCE SPRING 2013

EnerCom Inc. Jeannie Moss - Senior Energy Sales Manager 30600 Telegraph Road Bingham Farms, MI 48025 T (248) 921-4426 F (248) 769-6006 Originally founded in 1998, EnerCom, Inc. has rapidly grown to become the leading commercial / industrial alternative energy savings agency in the nation. They are staffed by a team of professional and highly trained alternative energy savings specialists dedicated to reducing your business’s payments on electricity and natural gas. Freedman & Goldberg CPAs, PC Michael Goldberg - Partner 31150 Northwestern Highway Farmington Hills, MI 48334 T (248) 626-2400 F (248) 626-4298 A CPA firm that provides a full range of high quality services related to accounting, auditing and tax to individual as well as professional corporations, public companies, professional companies, professional athletes, real estate developers and managers. Goriel Media Lawrence Goriel - Owner 23450 Seneca Street Oak Park, MI 48237 T (248) 808-1051 A provider of full video services, editing, photography and graphic design. Hilton Garden Inn DetroitSouthfield Chris Abbo - Executive Controller 26000 American Drive Southfield, MI 48034 T (248) 357-1100 F (248) 357-2323 A full-service hotel. Interlake Medical Products Brenda Conway - Owner 9126 Softwater Woods Drive Clarkston, MI 48348 T (248) 990-6567 F (248) 241-6765 A manufacturers representative of various medical products to

the health care, mortuary and other industries. Lance’s Hometown Market Najib Atisha 8656 Wyoming Detroit, MI 48204 T (313) 931-2000 F (313) 931-8608 A full-service supermarket. Latinis Fakhouri, PLC Adel Fakhouri - Partner 26300 Telegraph Road, Suite 102 Southfield, MI 48033 T (248) 945-3400 F (248) 233-7866 A full-service law firm. Lelli’s Inn On The Green Mark Lelli - Owner 27925 Golf Pointe Boulevard Farmington Hills, MI 48331 T (248) 994-1111 An upscale restaurant. Level One HVAC Services Scott Stanley - President 54000 Grand River Avenue New Hudson, MI 48165 T (248) 486-6500 F (248) 486-6988 A commercial/industrial mechanical contractor, specializing in the installation, maintenance and repair of all types of HVAC/R equipment. Liberty Title Agency Amanda Shamoun Escrow Officer 363 West Big Beaver Road, Suite 100 Troy, MI 48084 T (248) 434-5048 F (248) 740-9960 A family-owned Michigan title company that has been helping people with their real estate transactions for 38 years. MANAGED REHABiltation Consultants, Inc. Erin Brody - Account Executive 39350 Country Club Drive, Suite A-50 Farmington Hills, MI 48331 T (248) 848-9120 F (248) 848-9019 A provider of medical case management for individuals who are suffering from severe illness, catastrophic injury, or

long term disability. MANAGED REHABilitation Consultants, Inc.’s staff of registered nurse case managers serve as liaisons between the individual and health care providers, coordinate care, and guide the individual and their family through the complexities of the modern health care system. Metro Detroit Medical Waste Randy Yatooma - Owner 8059 Grand River Avenue Detroit, MI 48204 T (855) 636-9669 F (313) 898-7687 A provider of services related to the pick-up, transportation and disposal of regulated medical waste, as well as sharp and hazardous waste. Moonlight Mediterranean Cuisine Waly Said - Owner 1123 East West Maple Road Walled Lake, MI 48390 T (248) 859-5352 F (248) 859-5233 A Mediterranean cuisine restaurant. Morels Restaurant Jimmy Asmar - Owner 32729 Northwestern Highway Farmington Hills, MI 48334 T (248) 254-3840 An upscale restaurant featuring a variety of Michigan products. Olga’s Kitchen Kelly Wasmund Director of Catering 1940 Northwood Drive Troy, MI 48084 T (248) 362-9369 A restaurant and caterer that features freshly grilled sandwiches on its exclusive Olga Bread. Omran, Fatema M.D. P.C. Fatema Omran - Owner 31471 Northwestern Highway, Suite 3 Farmington Hills, MI 48334 T (248) 737-4800 F (248) 737-4801 A health care specialist board certified in internal medicine, anti-aging medicine, Botox, filler and laser services.


January 1 to March 31

Paul Associates Real Estate Services Paul Ghraib - President 17197 North Laurel Park Drive, Suite 139 Livonia, MI 48152 T (734) 779-9800 F (734) 779-9802 A provider of residential and commercial appraisals, Specializing in gas stations, industrial buildings, medical/ dental buildings, apartments, hotels/motels, day care centers, schools, car washes, vacant land, residential properties as well consulting services and court testimony. Qwik Park Mike Koza - Owner 7782 Merriman Road Romulus, MI 48174 T (734) 595-1900 A provider of offsite airport parking. Their vans run 24 hours – 7 days a week, every day of the year. They feature extra-large luggage racks and door-to-door service from car to airport terminal. Sheena Management LLC Mark Sheena - Owner 631 East Big Beaver Road, Suite 107 Troy, MI 48083 T (248) 740-1100 F (248) 740-2284 A franchisor of Pizza Papalis, Rio Wraps and Neo Papalis. Shield’s Pizza Peter Andoni - Owner 25101 Telegraph Road Southfield, MI 48076 T (248) 356-2720 F (248) 356-4419 A full-service restaurant specializing in award-winning deep dish pizza. Skinthetics Farrah Barbat - Owner 6241 Orchard Lake Road West Bloomfield, MI 48322 T (248) 855-6668 A provider of state-of-the-art laser aesthetic services, as well as many different types of beauty treatments ncluding facials, dermosonic cellulite reduction, laser hair removal, electrolysis, waxing, Botox, permanent

Sprint PCS, LLC Nemir Nadhir - Co-Manager 32000 Northwestern Highway, Suite 279 Farmington Hills, MI 48334 T (248) 539-2221 A retailer of Sprint PCS.

member spotlight

Law Offices of Joumana Kayrouz PLLC

Joumana Kayrouz is recognized as one of the most successful accident attorneys in the state of Michigan because she puts the interests and needs of her clients first. Ms. Kayrouz believes that everyone has rights that must be fully and professionally represented. With a staff of more than 60, the Law Offices of Joumana Kayrouz PLLC, Joumana Kayrouz will fight for your rights. Named a “Top Lawyers of 2012” by DBusiness Magazine, Kayrouz also received the prestigious 2012 American Arab Chamber of Commerce (AACC) “Economic Bridge Builder of the Year Award,” and recipient of the “Trailblazer Award” from the Lebanese American Club of Michigan (LACOM). Laila Alhusinni 1000 Town Center, Suite 780 Southfield MI 48075 248-557-3645 or 1-866-YOUR-RIGHTS lealhusinni@yahoo.com www.joumanakayrouz.com makeup, teeth whitening, spray tans, chemical peels and microdermabrasion.. There is also an eclectic gift shop on-site with items, such as Bluefish active wear, Ed Hardy lingerie, Gianna Rose soaps, fragrances, costume jewelry, travel essentials and candles. Smokers Outlet Headquarters Mazen Samona 1238 Anderson Road Clawson, MI 48017 T (248) 647-9999 F (248) 647-9987 a full-service tobacco shop.

Southfield Area Chamber of Commerce Tanya Markos-Vanno Executive Director 24300 Southfield Road, Suite 101 Southfield, MI 48075 T (248) 557-6661 An alliance of businesses, organizations and individuals looking to do business in the Southfield area. They create connections that strengthen and drive business.

Sustapure, LLC Nemir Nadhir - Co-Manager 32000 Northwestern Highway, Suite 279 Farmington Hills, MI 48334 T (760) 230-1981 A provider of solar powered water systems throughout the globe. SustaPure mobile systems provide a rapidly deployed, fully independent solution to support the basic needs of rural villages, developing communities and disaster relief operations throughout the globe. The Elia Group Zaid Elia - Owner 124 South Old Woodward Avenue Birmingham, MI 48009 T (248) 645-7777 F (248) 645-7771 A manager and developer and acquires commercial property. The company has excelled as a buyer, seller, developer and manager of commercial real estate. The Fleury Law Firm Jeffrey Fleury - Attorney 1821 West Maple Road Second Floor Birmingham, MI 48009 T (248) 593-9300 F (248) 593-0301 A law firm that specializes in collections and business litigation. The Law Offices of Joumana B. Kayrouz PLLC Joumana Kayrouz - Attorney & Counselor at Law 1000 Town Center, Suite 780 Southfield, MI 48075 T (248) 557-3645 F (248) 200-0645 Michigan Auto Accident Attorney Joumana Kayrouz has been trusted by thousands of people involved in Michigan Auto Accidents. Our experienced Michigan Auto Accident SPRING 2013 CHALDEAN COMMERCE

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Members

new & renewed members Attorneys have successfully resolved thousands of Michigan Auto Accident cases, many of them including claims for Michigan No-Fault Benefits.

Lirato, Lameese

Trepco Imports & Distribution Wisam Paulus 1201 East Lincoln Avenue Madison Heights, MI 48071 T (248) 546-3661 F (248) 546-8386 A wholesale distribution company servicing retail convenience & liquor stores, gas stations, independent markets and smoke shops. Its product selection includes all national brand cigarettes, tobacco, candy, snacks, health and beauty care, store supplies, grocery and beverages.

Zoma, Silvia

Urban Pi, LLC Nemir Nadhir - Co-Manager 32000 Northwestern Highway, Suite 279 Farmington Hills, MI 48334 T (858) 792-8000 A specialty pizza restaurant. Urban Plates, LLC Nemir Nadhir - Co-Manager 32000 Northwestern Highway, Suite 279 Farmington Hills, MI 48334 T (858) 509-1800 A fresh new concept in dining out. w3r Consulting Patrick Tomina - CFO 1000 Town Center, Suite 1150 Southfield, MI 48075 T (248) 358-1002 F (248) 358-1005 A 18-year-old privately held IT consulting servicing Fortune 1000 companies and the Federal Government. w3r Consulting focuses on the following industries; financial Insurance, health care and government.

New Individual Members Shahmurad, Zaid Anton, Andre Gabriel, Gabe Harrison, Cindy Jackson, Dianna 18

CHALDEAN COMMERCE SPRING 2013

Najor, Stephanie

Renewed Corporate Members

Oram, Justin Peterman, Amy

Renewed Partner Members Karla Atchoo & Associates, Inc. Karla Atchoo - Owner 6775 Daly Road West Bloomfield, MI 48322 T (248) 851-1662 F (248) 538-1662 An accounting and consulting firm. Market Square Johnny Karmo 1964 Southfield Road Birmingham, MI 48009 T (248) 644-4641 F (248) 644-1849 A specialty and gourmet supermarket with a superior wine selection. Market Square Johnny Karmo 2045 Walnut Lake Road West Bloomfield, MI 48323-3733 T (248) 626-2662 F (248) 626-7129 A specialty and gourmet supermarket with a superior wine selection. Value Wholesale Distributors John Loussia - Owner 15188 W. 8 Mile Road Oak Park, MI 48237 T (248) 967-2900 F (248) 967-0870 A family owned and operated distribution company with over 3,000 items and 200,000 square feet of dry and frozen warehousing space, supplying national brand products to supermarkets all over the country.

Comerica Bank Maher Shounia - Vice President & Banking Center Manager Telegraph & Long Lake Office 3910 Telegraph Road, Suite 100 Bloomfield Hills, MI 48302 T (248) 642-4710 F (248) 642-1601 A full-service bank that has had a continuous presence in Detroit since 1849 – longer than any other bank. It features more than 230 Michigan locations.

Fifth Third Bank Byna Elliott 1000 Town Center #1300 Southfield, MI 48075 T (248) 603-0415 F (248) 603-0615 A diversified financial services company headquartered in Cincinnati, Ohio. As of September 30, 2012, the Company had $117 billion in assets and operated 15 affiliates with 1,320 full-service Banking Centers, including 104 Bank Mart® locations open seven days a week inside select grocery stores and 2,404 ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Pennsylvania, Missouri, Georgia and North Carolina.

Keystone Capital Management Nick Sandiha Managing Member 31000 Northwestern Highway, Suite 120 Farmington Hills, MI 48334 T (248) 406-7100 F (248) 539-9711

A manager of commercial real estate, retail establishments and various business ventures. LaFontaine Automotive Group Carol Peters - Business to Business 4000 West Highland Road Highland, MI 48357 T (248) 887-4747 F (248) 887-0592 A full-service automobile dealership offering all major brands of cars and trucks.

U.S. Ice Corp Saad Abbo - President 10625 West Eight Mile Road Detroit, MI 48221 T (313) 862-3344 F (313) 862-5892 The tri-county area’s largest family-owned independent ice manufacturer and supplier with the newest fleet of truck in the industry and capacity to make 800,000 pounds of ice per day. The company also provides coolers and helps with event planning.

Renewed Business Members A.F. Jonna Development, L.L.C. 4036 Telegraph Road, Suite 201 Bloomfield Hills, MI 48302 T (248) 593-6200 F (248) 593-6203 A.F. Jonna is a commercial real estate and property management firm. Amerilodge Group Asad Malik - President 1040 West Hamlin Road Rochester Hills, MI 48309 T (248) 325-0863 F (248) 325-0483 Amerilodge Group is a privately owned company which manages, operates, and owns hotels in the Midwest primarily in Michigan, Indiana and Ohio. The majority of their hotels are located in Michigan, with particular focus and concentration of properties


January 1 to March 31

Monthly newsmagazine of the Chaldean community.

in the Southeastern Michigan area, a market where it has substantial expertise.

City of Southfield Rochelle Freeman - Business Development Manager 26000 Evergreen Road, PO Box 2055 Southfield, MI 48034 T (248) 796-4161 F (248) 796-4105 Major Detroit suburb located in Oakland County.

Artistic Outdoor Services Tony Konja - President 31800 Northwestern Highway, Suite 140 Farmington Hills, MI 48334 T (248) 855-8575 F (248) 855-6985 Artistic Outdoor Services has been creating and maintaining beautiful grounds since 1988. From shopping centers, office buildings, hospitals, to homes, they have the equipment, expertise and experience to handle all of their clients’ needs. ASTI Environmental Doug Brown P.O. Box 2160 Brighton, MI 48116 T (810) 599-8131 F (810) 225-3800 “ASTI Environmental has completed 7,500 environmental investigations, remediation, compliance, and restoration projects throughout the Great Lakes Region since 1985.” ATM of America, Inc. Sabah Ammouri - President 24911 John R Road Hazel Park, MI 48030 T (248) 932-5400 F (248) 932-5404 Offers ATM processing, sales, vaulting, supplies and portfolio management. BMG Media Company Blake George 30777 Northwestern Highway, Suite 300 Farmington Hills, MI 48334 T (248) 406-2050 BMG Media Group provides web development, digital marketing, social media, e-Newsletter, print, graphic design, rebranding and IT services. C & J Parking Lot Sweeping Ray Confer - President 2200 East Ten Mile Road Warren, MI 48091 T (586) 759-3668 F (586) 759-0858 A professional source for pavement cleaning, power

Marian High School

member spotlight

Marian High School, located in Bloomfield Hills, is a Catholic college preparatory school for young women, sponsored by the Sisters, Servants of the Immaculate Heart of Mary. Marian empowers its 520 students from 54 communities through exposure to leadership experiences, academic challenges, community service and compassion for others, Christian values, and a sense of sisterhood. Students at Marian are encouraged to explore performing and fine arts such as drama, choir, and pottery; to participate in 16 team sports which challenge them physically and mentally; to become involved in over 30 co-curricular clubs and activities; to discover the impact of their contributions in their communities – all with the purpose of creating self-awareness and self-esteem, essential in the development of young women. One hundred percent of the Class of 2012 was accepted into the colleges of their choice; those students were offered over $12 million in scholarships; they also contributed more than 10,500 hours in community service.

Creative Real Estate Atheer Poota - Broker 29870 Middlebelt Road Farmington Hills, MI 48334 T (248) 667-2020 F (248) 254-4539 Residential real estate sales. Denha Properties Kevin Denha - President 40700 Woodward Avenue, Suite 250 Bloomfield Hills, MI 48304 T (248) 865-1515 F (248) 865-0901 Denha Properties is a property manager of non-residential buildings. Etchen Gumma Limited John Gumma 31000 Northwestern Highway, Suite L-100 Farmington Hills, MI 48334 T (248) 865-5555 F (248) 865-5015 An architectural, engineering and building company. Family Fair Food Center Eli Thomas 700 Chene Street Detroit, MI 48207 T (313) 259-5242 F (313) 259-0416 A full-service supermarket.

Lorry Ashe Kempf 7225 Lahser Road Bloomfield Hills, MI 48301 248-644-1946 www.marian-hs.org lakempf@marian-hs.org washing, and related services throughout the state of Michigan.

Full-service Middle Eastern restaurant with dine-in, carry out and catering options.

C K Mediterranean Grille & Catering Ouse Gulli - Executive Chef & VP 25148 Evergreen Road Southfield, MI 48075 T (248) 355-2222 F (248) 545-4103

Chaldean News Vanessa Denha-Garmo - Editor 29850 Northwestern Highway, Suite 250 Southfield, MI 48034 T (248) 996-8360 F (248) 996-8342

Frankenmuth Brewery Anmar Sarafa 425 South Main Street Frankenmuth, MI 48734 T (989) 262-8300 F (989) 262-8302 Michigan’s original craft beer celebrating 150 years of brewing tradition.

SPRING 2013 CHALDEAN COMMERCE

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Members

new & renewed members Futurewave Images Ivan George - Owner 39378 Kennedy Drive Farmington Hills, MI 48331 T (248) 932-8900 Videography and photography for personal and corporate events. Gigante Prince Valley Joe Gappy - General Manager 5931 Michigan Avenue Detroit, MI 48210 T (313) 898-9717 F (313) 898-9778 A full-service supermarket. Grand Price Food Center Ronny Ayar 12955 Grand River Avenue Detroit, MI 48227 T (313) 934-1000 F (313) 934-3680 Grand Price is a full-service supermarket. Great Lakes Hy-Save Roy Rabban 3525 O’Neil Drive Jackson, MI 49202 T (248) 931-4999 F (517) 990-0669 A provider of energy savings technology and equipment including LED lighting, anti-condensate controls, destratification fans and ECM motors. Hazel Park Medical Center Iyad Alosachie, MD & Musib Gappy, MD - Partners 23411 John R Road Hazel Park, MI 48030 T (248) 399-8331 F (248) 399-3912 Hazel Park Medical Center offers a wide variety of services to people of all ages. Appointments are available and walk-ins are welcome for physical exams, treatment of injuries, health check-ups, x-rays & ultra sounds, echo cardiograms, employment physicals, internal medicine, EKGs and minor burns. Holiday Inn Southgate Tom Gasso 17201 Northline Road Southgate, MI 48195 T (734) 283-4400 F (734) 283-6855 20

CHALDEAN COMMERCE SPRING 2013

A full-service hotel, banquet and conference center. International Wholesale Shoki Konja - Vice President 21170 West Eight Mile Road Southfield, MI 48075 T (248) 353-8800 F (248) 353-8801 A distributor of food and nonfood products. Interstate Auto Body Robert Barash - Owner 21815 Republic Avenue Oak Park, MI 48237 T (248) 837-5927 F (248) 928-0374 A one-stop collision shop for all makes and models. ISC Services Sandra Borg - VP of Marketing 1271 West Maple Road Clawson, MI 48017 T (248) 786-0127 F (248) 786-0426 Full-service restoration company that performs 24-hour emergency mitigation for fire, water or wind damage, content restoration and reconstruction as a general contractor for commercial or residential properties. Jackson’s Collision Ray Shamoun 48733 West Road Wixom, MI 48393 T (248) 924-2044 F (248) 924-2046 A one-stop collision shop for all makes and models. Kennedy Liquor Martin Kajy 13344 West 7 Mile Road Detroit, MI 48221 T (313) 342-6696 F (313) 342-9478 Full-service liquor store. Kensington Inn George Jappaya - President 124 Holiday Lane Howell, MI 48843 T (517) 548-3510 F (517) 548-1022 Kensington Inn is a hotel that features a free continental breakfast and Wi-Fi.

Keystone Commercial Real Estate Matt Burke 29201 Telegraph Road., Suite 450 Southfield, MI 48034 T (248) 356-8000 F (248) 535-7911 A commercial real estate broker and property manager.

Palace Supermarket Amer Sandiha - Owner 1942 South Venoy Road Westland, MI 48186 T (248) 406-7100 F (734) 721-7830 A full-service grocery store.

Medtech Medical Products Christine Melkonian - President 3101 Bermuda Street, Unit A30 Ferndale, MI 48220 T (248) 259-6739 F (248) 542-7566 A full-service first aid medical products supplier.

Palazzo Grande Domenic Belcastro 54660 Van Dyke Shelby Township, MI 48315 T (586) 731-2100 F (586) 731-7155 The Palazzo Grande is northern Macomb County’s newest, largest and most luxurious banquet and event center.

Midwest Commercial Realty, LLC John J. Konja 25451 Witherspoon Farmington Hills, MI 48335 T (248) 478-4991 F (248) 478-4992 A full-service commercial real estate firm.

Parkwood Properties Commercial Real Estate John Khami - President 5364 Cheltenham Drive Troy, MI 48098 T (248) 408-1044 F (248) 928-5255 A full-service commercial real estate firm.

New Century Creative Jonn Shamoun 6689 Orchard Lake Road, Suite 345 West Bloomfield, MI 48322 T (248) 737-2088 A provider of graphic design, branding, packaging, interactive and advertising services to small and large companies.

Pentacle Technologies, Inc. Ed Babbie - President 280 West Maple Road, Suite 212 Birmingham, MI 48009 T (248) 542-2076 F (248) 565-4445 A provider of IT services small and mid-sized companies.

Nick’s Chips Nick Sulaka - President 2396 East 10 Mile Road Warren, MI 48091 T (586) 619-7023 F (586) 619-9731 A Detroit based brand. They offer customers great service and flavorsome snacks that keep them coming back for more. With Nicks Hot Corn Chips leading the way, they have expanded to more than 20 great tasting snacks. From their potato chips to their corn product, they guarantee you will be satisfied. Their products are made with the finest ingredients and continues to be perfected with the help of their customers.

Plum Market Dawn Stowe 30777 Northwestern Highway, Suite 301 Farmington Hills, MI 48334 T (248) 706-1600 ext. 156 A specialty supermarket offering the best selections of natural, organic, specialty and a ton of local products in a full-service shopping experience. RE/MAX Classic - Brian Yaldoo Brian Yaldoo - Associate Broker 29630 Orchard Lake Road Farmington Hills, MI 48334 T (248) 737-6800 F (248) 539-0904 A provider of residential real estate sales.


January 1 to March 31

Save-A-Lot - Detroit Randy Rabban - Owner 15001 Houston-Whittier Detroit, MI 48205 T (313) 839-0600 F (313) 839-0620 A full-service supermarket.

Michigan. They provide stone restoration services, stone care products, and consultation to their customers as well as the education needed to properly maintain and preserve your investment in natural stone.

Save-A-Lot - Inkster John Sandiha - President 30215 Cherry Hill Inkster, MI 48141 T (248) 406-7100 F (248) 539-9711 A full-service supermarket.

Stuart M. Faye, PLLC. Stuart Faye 31800 Northwestern Highway., Suite 110 Farmington Hills, MI 48334 T (248) 626-1925 F (248) 855-4405 A full-service accounting firm.

Save-A-Lot - Westland John Sandiha - President 8244 North Merriman Road Westland, MI 48185 T (248) 406-7100 F (248) 539-9711 A full-service supermarket. Save-A-Lot - Walled Lake Maze Sandiha - President 1192 West Maple Road Walled Lake, MI 48390 T (248) 406-7100 F (248) 539-9711 A full-service supermarket. Securatech Rudy Patros - President 30777 Northwestern Highway, Suite 103 Farmington Hills, MI 48334 T (877) 929-2288 F (248) 694-0933 A provider of a multitude of cutting edge security services and products from the leaders in business and home security. Serta Mattress Gary Gabrielse Contract Sales Manager 38025 Jay Kay Drive Romulus, MI 48174 T (734) 727-9000 F (734) 727-0005 A top mattress manufacturer in the United States. The company’s product portfolio includes the only official mattress of the National Sleep Foundation, The Serta Perfect Sleeper® and the revolutionary iComfort® gel memory foam sleep system, both named Consumers Digest Best Buys. Serta also manufactures the upscale Trump Home™ and Perfect Day® iSeries™ collections,

Synergy Electric

member spotlight

Synergy Electric is a commercial, residential and industrial electrical contracting company that services the greater Metro Detroit area. They are available 24 hours a day 7 days a week. Synergy Electric has the experience needed to handle all of your electrical needs. From new builds, to service calls, to renovations, parking lot lighting, machine wiring, service changes, generators, hot tub hook-ups and more, they offer competitive pricing and superior quality service. Synergy Electric is your reliable source for lighting up your life! Tiffany George 3818 Hillcrest Highland, MI 48356 248-636-8538 tifsynergy@yahoo.com featuring a combination of Serta’s exclusive gel memory foam and an advanced innerspring system. Sitto Sign Company Haitham Sitto - President 101 West Big Beaver Road, 14th Floor Troy, MI 48084 T (248) 399-0111 F (248) 232-2540 A provider of comprehensive signage systems to both private and corporate institutions. Sky Creative, Inc. Alex Lumelsky - President 2865 Lahser Road Bloomfield Hills, MI 48304 T (248) 595-0703 An independently-owned design studio specializing in publication

design, as well as a wide variety of custom publishing projects. SolutionsPal Samer White - President P.O. Box 252623 West Bloomfield, MI 48325 T (248) 232-3378 A provider of web solutions. They specialize in Website development, eCommerce, online marketing and website hosting. Stone Restoration Services David Glaser 1700 West Maple Road Troy, MI 48084 T (248) 220-1672 F (248) 220-1742 A restoration and maintenance company for all natural stone surfaces serving Southeast

Summa Engineering Sabah Hermiz 32000 Northwestern Highway, Suite 220 Farmington Hills, MI 48334 T (248) 932-4860 F (248) 932-4863 A civil and structural engineering and surveying firm. Trevco Sportswear James George - CEO 1900 Stephenson Highway Troy, MI 48083 T (248) 526-1400 F (248) 526-1435 A leader in wholesale to retail digital on demand production of licensed apparel that was founded in 1989. Tucker, Young, Jackson, Tull, Inc. George Karmo - President 565 East Larned Street, Suite 300 Detroit, MI 48226 T (313) 963-0612 F (313) 963-2156 “A full-service consulting firm, established in 1984 to provide comprehensive environmental and civil engineering services. The firm is managed and operated by eight licensed professional engineers with more than 200 years of combined experience in various phases of civil, environmental, process, mechanical, electrical and transportation engineering. TYJT serves public and private clients including municipalities, governmental agencies, private businesses, institutional markets, commercial establishments, and industrial concerns. SPRING 2013 CHALDEAN COMMERCE

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Members

new & renewed members University Foods Ed Yaldoo 1131 West Warren Detroit, MI 48201 T (313) 833-0815 F (313) 833-1290 A full-service supermarket.

Meet the CEO Seeks Guests of Honor

Victor Saroki & Associates Architects PC Victor Saroki - Owner 430 North Old Woodward Birmingham, MI 48009 T (248) 258-5707 F (248) 258-5515 A full-service commercial and residential architectural firm. Whitehall Real Estate Interests Gary Jonna - President 39525 13 Mile Road, Suite 250 Novi, MI 48377 T (248) 324-0400 F (248) 324-0401 A real estate development property management condominium management company. Windsor Beauty Fadi Hakim - President 24280 Middlebelt Road Farmington Hills, MI 48336 T (248) 474-2600 F (248) 474-2702 A supplier, manufacturer, and distributor of a complete line of hair color, hair care, skin, and nail products. In addition to our diverse line of beauty products, we offer salon furniture, equipment and salon décor.

Renewed Non-Profit Members Eight Mile Boulevard Association Tami Salisbury - Executive Director P.O. Box 20939 Ferndale, MI 48220 T (313) 366-3388 F (313) 366-5588 A non-profit organization formed in 1993 by 13 communities and 3 counties, which share a common border in Eight Mile Road between I-94 (east) and I-275 (west), to serve as a communicational link to create solutions among this famous street. 22

CHALDEAN COMMERCE SPRING 2013

member spotlight

Dallo Law

Dallow Law is a boutique law firm serving all of metro Detroit and the greater southeastern Michigan community, focusing on two practice areas – criminal law and immigration. The “Dallo Difference” is a personal pledge to every client that they will walk away from a first meeting with their attorney’s cell phone number and that their attorney is available to them nights, weekends and holidays. Dallo Law makes the commitment to their clients that they won’t ignore their e-mails and phone call or ever let them down. Jalal Dallo 255 South Woodward Avenue, Suite 310 Birmingham, MI 48009 248-763-4040 jjdallo@dallolaw.com

? The Chaldean American Chamber of Commerce frequently meets

Woodward Avenue Action Association Debbie Schutt – Interim Director 30947 Woodward Avenue, Suite 200 Royal Oak, MI 48073 T (248) 288-2004 F (248) 288-2067 An economic and community development organization working to enhance and improve the visual, economic, functional and historic character of Woodward Avenue through a local and regional effort. Woodward Avenue’s 27 miles traverse eleven communities and two counties in metro-Detroit, and include some of Michigan’s best assets – from thriving business districts to some of the world’s most historic sites.

Renewed Individual Members Abrahim, Doral Asker, George Barash, Layth Denha, Claudine Essak, Natalie Fuad Habboo, Walid Kalou, Kaeis Kattula, Insam Susan Khemmoro, Sarmad Manna, Jim F. Qonja, Jamal Shaughnessy, Catherine Sitto, Brent

with leaders of major corporations, civic entities and other organizations to foster mutually beneficial relationships. If you would like to suggest a guest of honor, please call 248-996-8340 or email info@chaldeanchamber.com.


It’s not the Motor City for refugees Vehicle ownership is crucial for the acculturation of newly-arrived refugees who need reliable transportation to find jobs, traverse the sprawling metropolis and become familiar with their new surroundings. The Chaldean Community Foundation provides low-interest loans to refugees for the purpose of purchasing used vehicles and establishing a credit history.

You can help! The Chaldean Loan Fund is solely financed by individual donors and is running low.

Donate today! Your tax-deductible contribution will go a long way in improving the lives of your fellow Chaldeans. 100% of your donation goes toward guaranteeing loans for refugees! Make your donation in person or via mail at:

Chaldean Community Foundation Southfield Office

Chaldean Community Foundation Sterling Heights Office

29850 Northwestern Highway, Suite 250 Southfield, MI 48034 248-996-8340

4171 15 Mile Road Sterling Heights, MI 48310 586-722-7253

www.chaldeanfoundation.org

CHALDEAN COMMUNITY

FOUNDATION

WAAD

MURAD ADVOCACY

FUND


PRSRT STD US POSTAGE PAID LANSING MI PERMIT NO. 75

Chaldean American Chamber of Commerce 29850 Northwestern Highway, Suite 250 Southfield, MI 48034

Celebrating Our ten-year Anniversary

presents

10th Annual

Golf Outing Thursday, June 20, 2013 Shenandoah Country Club

corporate sponsors

PEPSI_S1_No_Bkgd_4C

Spring 2013 newsletter  

Spring 2013 Newsletter

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