Title : Some Important Fact To Know Before Choosing a Two Wheeler Insurance Plan Summary : Your two wheeler is an asset which needs protection from various hazards. In India possessing a valid two wheeler insurance is mandatory for all owners of bikes and scooters. If anyone is caught riding his vehicle without an insurance, he or she will be punished for braking the law. Read on to know more about online two wheeler insurance policies. A two wheeler insurance offers financial protection to the vehicle along with the owner against the damages or loss caused due to sudden unfortunate events such as accidents, third party death or injury, natural calamities, theft or burglary, riots, act of terrorism, etc. Such insurances are necessary since no one can be confident that he or she will never encounter with an accident or other hassle on the road. Suppose a situation arises where your bike hits a Porsche car, and you are the faulty, just imagine the medical bills or compensation of the damages you are liable to pay to the third party. An insurance will certainly help you to meet such financial demands with ease. If you are convinced with the importance of such an insurance, let's move to the next part where we are going to discuss how to purchase a perfect policy. When it comes to motor insurance, anyone is likely to get overwhelmed with so many options available. But you need to do a thorough research before opting for a policy. It is always best to start your research online. 1. Shortlist some of the best providers and go through their policies, consider the coverages along with the premium rates. 2. While buying two wheeler insurance, the factors that matter are - age of vehicle, market price of the vehicle, type of coverage, and so on. 3. Read the policy carefully before purchasing the insurance to ensure that you get the right deal in terms of coverage if any incident happens. 4. Ensure that if you have no claim bonus, it is carried forward and you get justified discounts while renewing the policy. No claims bonus is offered by the insurance company for not filing any claim in the previous policy period.