NWH-6-17-2013 by Shaw Media

CLASSIFIED

Northwest Herald / NWHerald.com than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff's attorney: HEAVNER, SCOTT, BEYERS & MIHLAR, LLC, 111 East Main Street, DECATUR, IL 62523, (217) 422-1719. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 606064650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. HEAVNER, SCOTT, BEYERS & MIHLAR, LLC 111 East Main Street DECATUR, IL 62523 (217) 422-1719 Case Number: 12 CH 1424 TJSC#: 33-12294 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. I535615 (Published in the Northwest Herald, June 17, 24, July 1, 2013.)

PUBLIC NOTICE IN THE CIRCUIT COURT FOR THE TWENTY- SECOND JUDICIAL CIRCUIT MC HENRY COUNTY, ILLINOIS JPMORGAN CHASE BANK, NATIONAL ASSOCIATION Plaintiff, -v.TZVETELINA TZONEV AKA TZVETELINA S. TZONEV, TZVETOMIR TZONEV AKA TZVETOMIR D. TZONEV, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, MANCHESTER LAKES PHASE 5 HOMEOWNERS ASSOCIATION Defendant 12 CH 2754 NOTICE OF SALE PUBLIC NOTICE IS HEREBY GIVEN that pursuant to a Judgment of Foreclosure and Sale entered in the above cause on April 30, 2013, an agent of The Judicial Sales Corporation, will at 1:00 PM on August 1, 2013, at the NLT Title L.L.C, 390 Congress Parkway, Suite D, Crystal Lake, IL, 60014, sell at public auction to the highest bidder, as set forth below, the following described real estate: Lot 109 in Manchester Lakes Subdivision Phase 5, being a Subdivision of part of the Southeast 1/4 of Section 26, and part of the Northeast 1/4 of Section 35, all in Township 43 North, Range 7, East of the Third Principal Meridian according to the Plat thereof recorded February 17, 2004 as Document Number 2004R0012215, in McHenry County, Illinois. Commonly known as 3 STEINER CT., Algonquin, IL 60102 Property Index No. 18-26-401043. The real estate is improved with a single family residence. The judgment amount was $339,985.93. Sale terms: The bid amount, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated on residential real estate at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, shall be paid in certified funds immediately by the highest and best bidder at the conclusion of the sale. No fee shall be paid by the mortgagee acquiring the residential real estate pursuant to its credit bid at the sale or by any mortgagee, judgment creditor, or other lienor acquiring the residential real estate whose rights in and to the residential real estate arose prior to the sale. The subject property is subject to general real estate taxes, special assessments, or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "AS IS"

condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale that will entitle the purchaser to a deed to the real estate after confirmation of the sale. The property will NOT be open for inspection and plaintiff makes no representation as to the condition of the property. Prospective bidders are admonished to check the court file to verify all information. If this property is a condominium unit, the purchaser of the unit at the foreclosure sale, other than a mortgagee, shall pay the assessments and the legal fees required by The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If this property is a condominium unit which is part of a common interest community, the purchaser of the unit at the foreclosure sale other than a mortgagee shall pay the assessments required by The Condominium Property Act, 765 ILCS 605/18.5(g-1). IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 151701(C) OF THE ILLINOIS MORTGAGE FORECLOSURE LAW. For information, contact Plaintiff's attorney: HEAVNER, SCOTT, BEYERS & MIHLAR, LLC, 111 East Main Street, DECATUR, IL 62523, (217) 422-1719. THE JUDICIAL SALES CORPORATION One South Wacker Drive, 24th Floor, Chicago, IL 606064650 (312) 236-SALE You can also visit The Judicial Sales Corporation at www.tjsc.com for a 7 day status report of pending sales. HEAVNER, SCOTT, BEYERS & MIHLAR, LLC 111 East Main Street DECATUR, IL 62523 (217) 422-1719 Case Number: 12 CH 2754 TJSC#: 33-12282 NOTE: Pursuant to the Fair Debt Collection Practices Act, you are advised that Plaintiff's attorney is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. I535616 (Published in the Northwest Herald, June 17, 24, July 1, 2013.)

PUBLIC NOTICE IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MC HENRY COUNTY, WOODSTOCK, ILLINOIS FEDERAL NATIONAL MORTGAGE ASSOCIATION; Plaintiff, vs. KEVIN HENIGE A/K/A KEVIN F. HENIGE; ANTOINETTE LEONE A/KA ANTOINETTE N. LEONE; BMO HARRIS BANK, N.A., F/K/A HARRIS N.A.; ORCHARD HEIGHTS PROPERTY OWNER'S ASSOCIATION; UNKNOWN OWNERS AND NON RECORD CLAIMANTS; Defendants, 12 CH 2974 PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause on April 18, 2013, Intercounty Judicial Sales Corporation will on Thursday, July 25, 2013, at the hour of 10:30 a.m. in the offices of Botto Gilbert Gehris Lancaster, 970 McHenry Avenue, Crystal Lake, Illinois 60014, sell to the highest bidder for cash, the following described property: LOT 5 IN BLOCK 4 IN ORCHARD HEIGHTS ON THE FOX, A SUBDIVISION OF PART OF THE SOUTH HALF OF SECTION 12, TOWNSHIP 44 NORTH, RANGE 8 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED SEPTEMBER 14, 1954 AS DOCUMENT NO. 283178 IN BOOK 12 OF PLATS, PAGE 4, IN MCHENRY COUNTY, ILLINOIS. P.I.N. 14-12-302-010. Commonly known as 1707 BRENTWOOD LANE, MCHENRY, IL 60050. The improvement on the property consists of a single family residence. If the subject mortgaged real estate is a unit of a common interest community, the purchaser of the unit other than a mortgagee shall

gag pay the assessments required by subsection (g-1) of Section 18.5 of the Condominium Property Act. Sale terms: 25% down by certified funds, balance within 24 hours, by certified funds. No refunds. The property will NOT be open for inspection. Upon payment in full of the amount bid, the purchaser will receive a Certificate of Sale which will entitle the purchaser to a Deed to the premises after confirmation of the sale. For Information: Visit our website at http://service.atty-pierce.com. Between 3 p.m. and 5 p.m. only. Pierce & Associates, Plaintiff's Attorneys, 1 North Dearborn Street, Chicago, Illinois 60602. Tel.No. (312) 476-5500. Refer to File Number 1224329. INTERCOUNTY JUDICIAL SALES CORPORATION Selling Officer, (312) 444-1122 I541610 (Published in the Northwest Herald June 17, 24, July 1, 2013)

y. prop ty minium, the purchasers other than mortgagees will be required to pay any assessments and legal fees due under The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If the property is located in a common interest community, purchasers other than mortgagees will be required to pay any assessment and legal fees due under the Condominium Property Act, 765 ILCS 605/18.5(g-1). No refunds. The property will NOT be open for inspection. For information: Sales Clerk, Codilis and Associates, P.C., Plaintiff' Attorney, 15 W. 030 North Frontage Road, Suite 100, Burr Ridge, Illinois 60527. Attorney Number 0468002, (630) 794 5300, File No: 14-12-35316 I542347 (Published in the Northwest Herald June 17, 24, July 1, 2013)

PUBLIC NOTICE

IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MCHENRY COUNTY WOODSTOCK, ILLINOIS Wells Fargo Bank, NA Plaintiff, Vs. Matthew A. Kowalski; et. al. Defendants, 12 CH 363 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause on SEPTEMBER 10, 2012 LENDER SALES OF ILLINOIS LLC will on JULY 22, 2013, at the hour of 10:30 A.M., or soon thereafter, at the front doors of the McHenry County Courthouse located at 2200 N. Seminary, Woodstock, IL 60098, sell to the highest bidder for cash, the following described property: LOT 455 IN CONCORD HILLS AT MEADOWBROOK UNIT 8, BEING A SUBDIVISION OF PART OF THE NORTHWEST 1/4 OF SECTION 23, TOWNSHIP 43 NORTH, RANGE 7, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED SEPTEMBER 22, 1995 AS DOCUMENT 95R40376, AND CERTIFICATE OF CORRECTION RECORDED APRIL 1, 1996 AS DOCUMENT 96R015397, IN MCHENRY COUNTY, ILLINOIS. The common address of said real estate is: 2821 Hillsboro Lane, Lake In The Hills, IL 60156 PIN:18-23-126-008 Description of premises: RESIDENTIAL Sale Terms: 25% down by certified funds at the close of the auction: The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "as is" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after confirmation of the sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney." If the property is a condominium, the purchasers other than mortgagees will be required to pay any assessments and legal fees due under The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If the property is located in a common interest community, purchasers other than mortgagees will be required to pay any assessment and legal fees due under the Condominium Property Act, 765 ILCS 605/18.5(g-1). No refunds. The property will NOT be open for inspection.

IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MCHENRY COUNTY WOODSTOCK, ILLINOIS CitiMortgage, Inc. Plaintiff, Vs. Angela C. DeFilippo a/k/a Angela DeFilippo; et. al. Defendants, 12 CH 2992 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause on MARCH 5, 2013 LENDER SALES OF ILLINOIS LLC will on JULY 29, 2013, at the hour of 10:30 A.M., or soon thereafter, at the front doors of the McHenry County Courthouse located at 2200 N. Seminary, Woodstock, IL 60098, sell to the highest bidder for cash, the following described property: UNIT 963-4 IN COLONY SQUARE CONDOMINIUM NO. 1, AS DELINEATED ON SURVEY OF THE FOLLOWING DESCRIBED REAL ESTATE: PART OF LOT 1 OF COLONY SQUARE, BEING A SUBDIVISION IN SECTION 7, TOWNSHIP 43 NORTH, RANGE 8 EAST OF THE THIRD PRINCIPAL MERIDIAN, IN MCHENRY COUNTY, ILLINOIS, ACCORDING TO THE PLAT THEREOF RECORDED OCTOBER 18, 1979, AS DOCUMENT NO. 782109, WHICH SURVEY IS ATTACHED AS EXHIBIT "A" TO THE DECLARATION OF CONDOMINIUM RECORDED NOVEMBER 9, 1979 AS DOCUMENT NO. 783992, AS AMENDED FROM TIME TO TIME, TOGETHER WITH ITS UNDIVIDED PERCENTAGE INTEREST IN THE COMMON ELEMENTS, SITUATED IN MCHENRY COUNTY, ILLINOIS. The common address of said real estate is: 963 Golf Course Road Unit #4, Crystal Lake, IL 60014 PIN:19-07-380-012 Description of premises: RESIDENTIAL Sale Terms: 25% down by certified funds at the close of the auction: The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "as is" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after confirmation of the sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney." If the property is a condo-

Monday, June 17, 2013 • Page C3

sp For information: Sales Clerk, Codilis and Associates, P.C., Plaintiff' Attorney, 15 W. 030 North Frontage Road, Suite 100, Burr Ridge, Illinois 60527 I542318 (Published in the Northwest Herald June 17, 24, July 1, 2013)

PUBLIC NOTICE IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT MCHENRY COUNTY WOODSTOCK, ILLINOIS Nationwide Advantage Mortgage Company Plaintiff, Vs. Ronald C. Vykruta; et. al. Defendants, 12 CH 664 NOTICE OF SALE PUBLIC NOTICE is hereby given that pursuant to a Judgment of Foreclosure entered in the above entitled cause on APRIL 25, 2013 LENDER SALES OF ILLINOIS LLC will on JULY 29, 2013, at the hour of 10:30 A.M., or soon thereafter, at the front doors of the McHenry County Courthouse located at 2200 N. Seminary, Woodstock, IL 60098, sell to the highest bidder for cash, the following described property: LOT 4 IN BLOCK 3 IN NORTH CRYSTAL LAKE PARK BEACH SUBDIVISION, A SUBDIVISION OF PART OF THE NORTHEAST QUARTER OF SECTION 1, TOWNSHIP 43 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED MAY 26, 1925 AS DOCUMENT NO. 68367, IN BOOK 5 OF PLATS, PAGE 32, IN MCHENRY COUNTY, ILLINOIS. The common address of said real estate is: 114 Sunnyside Avenue, Crystal Lake, IL 60014 PIN:18-01-202-025 Description of premises: RESIDENTIAL Sale Terms: 25% down by certified funds at the close of the auction: The balance, including the Judicial sale fee for Abandoned Residential Property Municipality Relief Fund, which is calculated at the rate of $1 for each $1,000 or fraction thereof of the amount paid by the purchaser not to exceed $300, in certified funds, is due within twenty-four (24) hours. The subject property is subject to general real estate taxes, special assessments or special taxes levied against said real estate and is offered for sale without any representation as to quality or quantity of title and without recourse to Plaintiff and in "as is" condition. The sale is further subject to confirmation by the court. Upon payment in full of the amount bid, the purchaser shall receive a Certificate of Sale, which will entitle the purchaser to a Deed to the real estate after confirmation of the sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney." If the property is a condominium, the purchasers other than mortgagees will be required to pay any assessments and legal fees due under The Condominium Property Act, 765 ILCS 605/9(g)(1) and (g)(4). If the property is located in a common interest community, purchasers other than mortgagees will be required to pay any assessment and legal fees due under the Condominium Property Act, 765 ILCS 605/18.5(g-1). No refunds. The property will NOT be open for inspection. For information: Sales Clerk, Codilis and Associates, P.C., Plaintiff' Attorney, 15 W. 030 North Frontage Road, Suite 100, Burr Ridge, Illinois 60527. Attorney Number 0468002, (630) 794 5300, File No: 14-12-06685 I542320 (Published in the Northwest Herald June 17, 24, July 1, 2013)

PUBLIC NOTICE

PUBLIC NOTICE IN THE CIRCUIT COURT OF THE 22ND JUDICIAL CIRCUIT McHENRY COUNTY -

WOODSTOCK, ILLINOIS GENWORTH FINANCIAL HOME EQUITY ACCESS, INC., FORMERLY KNOWN AS LIBERTY REVERSE MORTGAGE, INC. PLAINTIFF VS MANCHESTER LAKES PHASE 5 HOMEOWNERS ASSOCIATION; UNKNOWN SUCCESSOR TRUSTEE OF THE CARL R. DENCKER AND ELYNOR J. DENCKER DECLARATION OF TRUST UTA DATED 6/3/03; UNKNOWN BENEFICIARIES OF THE CARL R. DENCKER AND ELYNOR J. DENCKER DECLARATION OF TRUST UTA DATED 6/3/03; UNKNOWN OWNERS AND NON RECORD CLAIMANTS; WILLIAM BUTCHER, SPECIAL REPRESENTATIVE OF THE ESTATE OF ELYNOR J DENCKER, DECEASED; SUSAN LINTNER; DEFENDANTS 4101 WHITEHALL LANE ALGONQUIN, IL 60102 13 CH 199 NOTICE BY PUBLICATION NOTICE IS GIVEN YOU, UNKNOWN SUCCESSOR TRUSTEE OF THE CARL R. DENCKER AND ELYNOR J. DENCKER DECLARATION OF TRUST UTA DATED 6/3/03; UNKNOWN BENEFICIARIES OF THE CARL R. DENCKER AND ELYNOR J. DENCKER DECLARATION OF TRUST UTA DATED 6/3/03; UNKNOWN OWNERS AND NON RECORD CLAIMANTS ; defendants, that this case has been commenced in this Court against you and other defendants, asking for the foreclosure of a certain Mortgage conveying the premises described as follows, to wit: THAT PART OF LOT 106 IN MANCHESTER LAKES PHASE 2, BEING A SUBDIVISION OF PART OF THE WEST HALF OF THE SOUTHWEST QUARTER OF SECTION 25 AND PART OF THE EAST 60 ACRES OF THE EAST HALF OF THE SOUTHEAST QUARTER OF SECTION 26, ALL IN TOWNSHIP 43 NORTH, RANGE 7, EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED NOVEMBER 10, 1999 AS DOCUMENT NO. 1999R0078018, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHWEST CORNER OF SAID LOT 106; THENCE NORTH 89 DEGREES 54 MINUTES 51 SECONDS EAST ALONG THE NORTH LINE OF SAID LOT 106 A DISTANCE OF 130.15 FEET OF THE NORTHEAST CORNER OF SAID LOT 106; THENCE SOUTH 05 DEGREES 38 MINUTES 20 SECONDS WEST ALONG THE EASTERLY LINE OF SAID LOT 106 A DISTANCE OF 50.89 FEET; THENCE SOUTH 89 DEGREES 54 MINUTES 51 SECONDS WEST 149.90 FEET TO THE WESTERLY LINE OF SAID LOT 106; THENCE NORTH 44 DEGREES 54 MINUTES 51 SECONDS EAST ALONG SAID WESTERLY LINE OF 106 A DISTANCE OF 10.26 FEET TO A POINT OF CURVATURE; THENCE NORTHEASTERLY ALONG SAID WESTERLY LINE OF LOT 106, BEING ALONG THE ARC OF A CURVE CONCAVE TO THE NORTHWEST, HAVING A RADIUS OF 60.00 FEET, HAVING A CHORD BEARING OF NORTH 21 DEGREES 57 MINUTES 23 SECONDS EAST, A DISTANCE OF 48.08 FEET TO THE PLACE OF BEGINNING, IN MCHENRY COUNTY, ILLINOIS. Commonly known as: 4101 WHITEHALL LANE ALGONQUIN, IL 60102 and which said Mortgage was made by, ELYNOR J. DENCKER A/K/A ELYNOR DENCKER DECEASED; ELYNOR J. DENCKER, AS TRUSTEE OF THE CARL R. DENCKER AND ELYNOR J. DENCKER DECLARATION OF TRUST UTA DATED 6/3/03; Mortgagor (s), to GENWORTH FINANCIAL HOME EQUITY ACCESS, INC. FORMLY KNOWN AS LIBERTY REVERSE MORTGAGE, INC. Mortgagee, and recorded in the Office of the Recorder of Deeds of McHENRY County, Illinois, as Document No. 09R0040128; and for other relief. UNLESS YOU file your answer or otherwise file your appearance in this case in the Office of the Clerk of this County, Katherine M. Keefe Clerk of the Court 2200 North Seminary Woodstock, Illinois 60098

on or before July 17, 2013, A JUDGMENT OR DECREE BY DEFAULT MAY BE TAKEN AGAINST YOU FOR THE RELIEF ASKED IN THE COMPLAINT. PIERCE & ASSOCIATES Attorneys for Plaintiff Thirteenth Floor 1 North Dearborn Chicago, Illinois 60602 Tel. (312) 346-9088 Fax (312) 346-1557 PA 1300630 I538006 (Published in the Northwest Herald June 17, 24, July 1, 2013)

PUBLIC NOTICE IN THE CIRCUIT COURT OF THE TWENTY-SECOND JUDICIAL CIRCUIT COUNTY OF MCHENRY, STATE OF ILLINOIS BAYVIEW LOAN SERVICING, LLC, A DELAWARE LIMITED LIABILITY COMPANY, Plaintiff(s), vs. JOSE GARCIA A/K/A JOSE G. GARCIA, LYNNE ZAPATA-GARCIA, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., UNKNOWN TENANTS, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, Defendant(s). 13 CH 779 PUBLICATION NOTICE The requisite Affidavit for Publication having been filed, notice is hereby given to you: JOSE GARCIA A/K/A JOSE G. GARCIA, NONRECORD CLAIMANTS, UNKNOWN TENANTS and UNKNOWN OWNERS, Defendants in the above entitled suit, that said suit has been commenced in the Circuit Court of McHenry County, Chancery Division, by the said Plaintiff, against you and other Defendants, praying for foreclosure of a certain Real Estate Mortgage conveying the premises described as follows, to wit: LOT 5 IN BLOCK 5 IN HIGHLAND SHORES, WONDER LAKE, UNIT NO. 2, BEING A SUBDIVISION OF PART OF THE SOUTH HALF OF SECTION 13, TOWNSHIP 45 NORTH, RANGE 7 EAST OF THE THIRD PRINCIPAL MERIDIAN, ACCORDING TO THE PLAT THEREOF RECORDED NOVEMBER 22, 1950 AS DOCUMENT NO. 237907 IN BOOK 11 OF PLATS, PAGE 17 IN MCHENRY COUNTY, ILLINOIS. Tax Number: 08-13-332-016 commonly known as 8802 MEMORY TRAIL, WONDER LAKE, IL 60097; and which said Real Estate Mortgage was made by JOSE GARCIA A/K/A JOSE G. GARCIA AND LYNNE ZAPATA-GARCIA, and recorded in the Office of the McHenry County Recorder as Document Number 2006R0044121 AND RERECORDED AS DOCUMENT NUMBER 2007R0035691; that Summons was duly issued out of the said Court against you as provided by law, and that the said suit is now pending. Now, therefore, unless you, the said named Defendant, file your answer to the Complaint in the said suit or otherwise make your appearance therein, in the office of the Circuit Court of McHenry County, located at 2200 NORTH SEMINARY, WOODSTOCK, IL 60098, on or before the July 10, 2013, default may be entered against you at any time after that day and a judgment entered in accordance with the prayer of said Complaint. LAW OFFICES OF IRA T. NEVEL, LLC Ira T. Nevel - ARDC #06185808 175 North Franklin St. Suite 201 Chicago, Illinois 60606 (312) 357-1125 Pleadings@nevellaw.com AA # 13-01742 I537707 (Published in the Northwest Herald June 10, 17, 24, 2013)

PUBLIC NOTICE IN THE CIRCUIT COURT OF THE TWENTY-SECOND JUDICIAL CIRCUIT MCHENRY COUNTY ILLINOIS Secretary of Veterans Affairs of Washington, D.C.

ngton Plaintiff, VS. Daniel Dekoster; Lake-in-the-Hills Property Owners Association; Household Finance Corporation III; Daniel T. Dekoster; Unknown Spouse of Daniel T. Dekoster, UNKNOWN OWNERS, NON-RECORD CLAIMANTS, and UNKNOWN TENANTS AND OCCUPANTS Defendants 10 Clark Avenue Lake In The Hills, IL 60102 13 CH 894 NOTICE OF FORECLOSURE BY PUBLICATION The requisite Affidavit for Publication having been filed, notice is hereby given you, UNKNOWN OWNERS, NON-RECORD CLAIMANTS, and UNKNOWN TENANTS AND OCCUPANTS, Defendants in the above-entitled cause, that the above-entitled Mortgage Foreclosure action was filed on May 7, 2013 and is now pending. The Names of all title holders of record are as follows: Daniel Dekoster; Lake-in-the-Hills Property Owners Association; Household Finance Corporation III; Daniel T. Dekoster; Unknown Spouse of Daniel T. Dekoster, UNKNOWN OWNERS, NON-RECORD CLAIMANTS, and UNKNOWN TENANTS AND OCCUPANTS The legal description of the mortgaged real estate sufficient to identify it with reasonable certainty: Lot 26 in Block 4 in Lake In The Hills Estates Unit No. 5, a Subdivision of part of Section 20, Township 43 North, Range 8 East of the Third Principal Meridian, according to the plat thereof recorded July 16, 1949 as Document No. 222260, in Book 10 of Plats, Page 117, in McHenry County, Illinois. A common address or description of the location of the real estate: 10 Clark Avenue, Lake In The Hills, IL 60102 Identification of the Mortgage to be foreclosed: Name of Mortgagor: Daniel T. Dekoster Name of Mortgagee: Universal Mortgage Corporation, as assignee of Harbor Financial Mortgage Corporation, as assignee of Matrix Capital Bank, as assignee of Secretary of Veteran's Affairs Date of Mortgage: 08/25/1995 Date and Place of Recording: Mortgage recorded August 29, 1995, in the Office of the McHenry County Recorder First Assignment Recorded on July 27,1998, in the Office of the McHenry County Recorder Second Assignment Recorded on November 1, 2000, in the Office of the McHenry County Recorder Third Assignment Recorded on September 14, 2001, in the Office of the McHenry County Recorder Identification of Recording: Mortgage Document No. 95R035906 First Assignment Document No. 98R000048069 Second Assignment Document No. 200R0059877 Third Assignment Document No. 2001R0068084 NOW, THEREFORE, unless you, UNKNOWN OWNERS, NONRECORD CLAIMANTS, and UNKNOWN TENANTS AND OCCUPANTS, Defendants, file your answer to the Complaint for Foreclosure in this cause or otherwise make your appearance therein, in the Circuit Court of The Twenty-second Judicial Circuit, McHenry County Illinois, held in the McHenry County Courthouse, 2200 North Seminary Avenue, Woodstock, IL 60098, on or before the July 3, 2013, default may be entered against you and each of you at any time after that day and a Judgment for Foreclosure may be entered in accordance with the prayer of the Complaint for Foreclosure. Katherine M. Keefe Clerk of the Court 2200 North Seminary Woodstock, Illinois 60098 Ifeanyichukwu Charles Aguanunu ARDC 6298955 Blommer Peterman, S.C. 165 Bishops Way, Suite 100 Brookfield, WI 53005 T.847.464.8089 I536085 (Published in the Northwest Herald, June 3, 10, 17, 2013)

BRIDGE

Crossword Across

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69 70 71

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No. 0513

PUZZLE BY ALLAN E. PARRISH

41 44

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51 52 53 57 58 59

Small Indian drum Nabisco cookies Fruit with a pit Italian wine area Conductance units Where a baby develops

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Something you might get your hand slapped for doing

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For answers, call 1-900-285-5656, $1.49 a minute; or, with a credit card, 1-800-814-5554. Annual subscriptions are available for the best of Sunday crosswords from the last 50 years: 1-888-7-ACROSS. AT&T users: Text NYTX to 386 to download puzzles, or visit nytimes.com/mobilexword for more information. Online subscriptions: Today’s puzzle and more than 2,000 past puzzles, nytimes.com/crosswords ($39.95 a year). Share tips: nytimes.com/wordplay. Crosswords for young solvers: nytimes.com/learning/xwords.

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By PHILLIP ALDER Newspaper Enterprise Association

When you are in a trump contract, perhaps your irst question is: “How quickly should I draw trumps?” There is no simple answer, but the basic guideline is that the more trumps you have, the quicker you should remove the opponents’, especially when you can do it without losing the lead. When you have only eight or nine trumps, you might delay drawing them; in fact, you might never touch them at all. In particular, if you do not have the trump ace, think twice before leading a trump. In today’s deal, how should South plan the play in four spades after West leads the club king? Declarer looks at his 13 cards, takes dummy’s high cards into account, and counts his losers. Here, he has ive: two hearts, two diamonds and one club. The minor-suit losers are unavoidable, so South must ruff his two heart losers on the board. However, suppose declarer wins with his club ace, cashes the spade ace and top hearts, then ruffs a heart on the board. What happens next? South cannot get back

to his hand. And when he plays, say, a club, West will win and surely return a trump, killing the second ruff. Instead, declarer should immediately take his top hearts, ruff a heart with dummy’s spade eight (so the mean and nasty East cannot overruff), play a spade to his hand, and ruff his last heart with the spade king. Then 10 tricks roll in. Yes, South could also duck the irst trick, allowing him to ruff a club in his hand. This week we will look at various trump-suit techniques.

Contact Phillip Alder at pdabridge@prodigy.net.