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2 Seniors Northern NSW

Welcome

Cover Story: Warren Mundine.........................Pages 3&4 Feature Story: Dame Quentin Bryce.....................Page 6 Money..........................................................Page 15 Travel ...............................................................Pages 19-24 Puzzles ...................................................................Page 27

Contact us General Manager Geoff Crockett – 0413 988 333 geoff.crockett@news.com.au Editor Gail Forrer – 1300 880 265 gail.forrer@seniorsnewspaper.com.au Media Sales Executive Sue Germany – 0408 286 539 sue.germany@seniorsnewspaper.com.au Now online Get your news online at www.seniorsnews.com.au Advertising, editorial and distribution enquiries Phone: 1300 880 265 or (07) 5435 3200 Email: advertising@seniorsnewspaper.com.au or editor@seniorsnewspaper.com.au Location: 2 Newspaper Place, Maroochydore 4558 Website: www.seniorsnews.com.au Subscriptions Only $39.90 for one year (12 editions) including GST and postage anywhere in Australia. Please call our circulations services on 1300 361 604 and quote “Northern NSW Seniors Newspaper”. The Seniors Newspaper is published monthly and distributed free in northern New South Wales and south-east Queensland. The Seniors newspaper stable includes Toowoomba, Wide Bay, Sunshine Coast, Brisbane, Gold Coast, Northern NSW, Coffs and Clarence and Central Coast publications. Published by News Corp Australia. Printed by News Corp Australia, Yandina. Opinions expressed by contributors to Seniors Newspapers are not necessarily those of the editor or the owner/publisher and publication of advertisements implies no endorsement by the owner/publisher.

What are we doing for next generation

HELLO READERS, This month three high-profile, straight-talking elders (Warren Mundine, Dame Quentin Bryce and author Hugh Mackay) issue some thoughtful insights and challenges to our demographic. While each of these leaders has chosen different life paths, their common ground covers working towards a more fair, just and equitable society. Indigenous leader Warren Mundine talks about his early life as a political activist and his current view that change occurs over a series of battles, not a war. At 61 years old, he has gathered the experience of his past and, despite serious health issues, is using it to fashion fresh initiatives to push for an improved future. Former GovernorGeneral Dame Quentin Bryce pulled no punches when she spoke at a forum at the recent WOW (Women of the World),

FROM THE EDITOR’S DESK GAIL FORRER

Group editor Seniors Newspapers network

Festival in Brisbane. She said it was the duty of our generation to support younger women as they live and engage within the community. She also offers her considered thoughts on care for the grandchildren. In his latest book, 80-year-old Hugh Mackay is calling for nothing less than a social revolution. He believes it’s the only way to reshape our contemporary society which is plagued by social isolation, disillusionment and distrust. Human beings, he said, are herd animals and as such, need to live as social beings. And it’s up to us, the over 55s, the ‘tribal elders’ to once again take the lead in social change by saying “let’s get

engaged, be visible and take connections with each other” in order to shore up our communities. He quotes a survey that that notes just 35 per cent of Australians say they trust their neighbours – which, to him, means we haven’t taken the time to get to know them. “We need to start smiling, say hello or be a listening ear, acknowledge each other and show respect and kindness towards each other,” Hugh said. I believe the voice of

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each of these people is supported by all of the people who feature in this publication, including those who contribute community notices promoting speciality social groups, through to the experts offering tips in health, wealth and happiness. The old saying that ‘charity begins at home’ moves onto sharing and caring in the neighbourhood and in my case, ensuring this publication spreads the news from grassroots stories (community notes and local profiles) to publishing the stories from people speaking out at a national level. You see, I view our readership as a community that joins with others through the sharing of stories. I trust you enjoy the read and don’t forget to check our websites: www.seniorsnews.com.au and www.facebook.com/ seniorsnews.com. — Cheers, Gail

...it’s up to us, the over-55s, the ‘tribal elders’ to once again take lead in social change by saying “let’s get engaged, be visible and make connections with each other”

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In this edition

seniorsnews.com.au Monday, May 21, 2018


Cover Story: Warren Mundine

Monday, May 21, 2018 seniorsnews.com.au

Northern NSW

Seniors 3

Mundine the tireless and fearless disruptor Economic empowerment not political jousting is his answer Tracey Johnstone

DISRUPTIVE. A changemaker. From his early adulthood Nyunggai Warren Mundine AO has been intensively involved in championing changes to the quality of life of his mob, his fellow Aboriginals. Through his recently released candid memoir Warren Mundine: In Black + White I met a man who as a teen knew he wanted to be in public life. He watched Lionel Rose win the 1968 boxing world championship and that win shaped his life pathway. In the 80s he believed activism was the best way to achieve change. Soon after he became an insider, using his astute learning of big business,

politics and the media to be heard across all of Australia and all its generations. Many have not agreed with Warren’s ideas for changing the younger generation’s choices. He firmly believes in moving away from welfare centricity to economic centricity, in creating real economies within Aboriginal communities, in creating jobs and facilitating education, and in better access to health services. The road ahead to achieve these changes he admits remains uphill. The Federal Government’s target of halving the gap in employment outcomes between Indigenous and non-Indigenous Australians by 2018 isn’t

CONTINUED ON PAGE 4

Indigenous business leader Warren Mundine in Sydney.

PHOTO: JOHN FEDER/THE AUSTRALIAN

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4 Seniors Northern NSW

Cover Story: Warren Mundine

seniorsnews.com.au Monday, May 21, 2018

FROM PAGE 3

on track. The Closing the Gap targets, 2017 analysis of progress and key drivers of change report states, “the lack of opportunities is an issue on the demand side of the labour market, the lack of skills is an issue on the supply side, and logistical reasons a market barrier to potentially matching workers with jobs”. How can this be changed? “The only way to change the status quo is to disrupt it,” Warren, 61, said. “Everything that has happened in history that has made a change has been through someone who has been a disruptor.” The proud Australian comes from a working background - first as a Sydney factory worker, then a public servant before pursuing higher education. He became the first Aboriginal to be elected to a NSW local government role and was national president of the Australian Labor Party in 2006/7. He chose not to renew his party membership in 2012 and went on to vote Liberal - and that’s only part of his extraordinary story. Warren has earned the ear of the politicians and of the mainstream media. This allows him to keep pushing out his message of economic participation where outcomes rather than activities are the measure of the success of change within the Aboriginal communities. “Giving a person a job, it deals with a lot of issues like mental health, substance abuse and people’s living style with better housing, and access to better finance to have a better lifestyle,” Warren said. Warren has survived many political upheavals and five prime ministers. In February last year he stepped away from the chair of the Indigenous Advisory Council. “Malcolm Turnbull asked me stay on the Prime Minister’s Indigenous Advisory Council, but I said I was more interested in economic development and doing something at the coal face rather than advising on policy and hoping governments take it up,” he said. Instead, there’s another hill that he is climbing. “I’d been around the political process for long enough to understand that achieving change is not a war but a series of battles,” Warren said. “You have to go out to battle for what you want every single day.”

A group of Aboriginal Australians at a rally lead by Warren Mundine, chairman of the Justice Before Games support group, demonstrating in front of the Queensland Tourist Bureau office in Grenfell St, Adelaide in September 1982. PHOTO: JOHN GUSTER

So, he’s back at the coal face, working 24/7 on two new businesses, continuing his advisory roles for public groups, serving on boards for private businesses and charities, and delivering in a variety of written and broadcast media roles including his own business show on Sky News. The two companies he has bought into have 16 offices across Northern Territory, NSW and West Australia. Their focus is on getting Aborigines into work and creating employment opportunities within community. He also spends about 14 days each month visiting Aboriginal communities – talking to people, and listening to them. Tapping into the power of social media is another of his battles. “I am very vocal on social media which I want to expand, plus looking at more blogs and more media approaches,” Warren said. His lengthy memoir is an easy read. Designed to engage a broad audience, it includes a deeply researched history of his family and of the cultural connections that have help to develop his passion. “I wanted to tell a story of Australia and use my family and myself as a vehicle for that,” Warren said. The book smoothly crosses between family history, personal experiences and Australian political history. “The vast majority that have read it liked it, even though some of the political comments in it they may not agree with them. “I had one bloke who said he totally disagrees with my politics, but he enjoyed it because of the story it told. “He actually said it should be high school and university reading as it

shows a history of Australia which most people wouldn’t know about or don’t remember it,” Warren said. Facing up to reaching his 60s has been tough for Warren. He already has three stents, courtesy of his mother’s genes. “I wish they told me this when I was 18 that what you are doing at 18 does affect you when you are in your 60s and 70s,” he said. While he now has to watch what he eats and drinks, he isn’t physically slowing down nor looking at retiring. “In fact, I probably couldn’t think of anything worse than retiring,” Warren said. “No offence to anyone who is. “I am very focused on doing things which is something I got from my father who worked until he was 72.” Look. There’s another hill. Warren hasn’t climbed that one, yet.

WORKING HARD: Warren Mundine in the Sky Studio at News Corp offices in Sydney before the launch of his Sky News Sunday television program Mundine Means Business. PHOTO: BRITTA CAMPION THE AUSTRALIAN

MOVING AHEAD: Warren Mundine at his family home in Sydney. PHOTO: AAP - DAMIAN SHAW


Northern NSW

Monday, May 21, 2018 seniorsnews.com.au

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6 Seniors Northern NSW

Profile Story: Dame Quentin Bryce

seniorsnews.com.au Monday, May 21, 2018

Ex GG becomes the DD Role model Dame lovingly leads her younger generation Gail Forrer

HER grandchildren call her Dee Dee, a name that evolved from Gee Gee, a reference to her former position as Governor General. In 2008 Dame Quentin Bryce became Australia’s first female to hold this position. Right from the first official photo shoot she signalled a fresh approach to the illustrious office, when she spared us the ubiquitous suit-and-tie affair and presented the picture of a sophisticated woman decked out in a fiery red dress amidst a gaggle of grandchildren in suitably matching red attire. At 75, Dame Quentin has engaged in a life-time of community work together with holding down senior national and international positions which have allowed her to campaign and shape a generation of gender and family politics. While she has officially retired from her public roles, she sees her

position as a role model to future generations as of the utmost importance. “There is responsibility in being an elder,” she said “And it is a serious responsibility.” As patron of the recent WOW (Women of the World) festival in Brisbane, Dame Quentin spoke on a panel which included indigenous leader Lisa Mumbin who was born and raised in Katherine and now leads her community on cultural maintenance, support for women and youth. The panel also included Agnes Titus, a mother of the Bougainville Women’s Movement who has held many roles in local level government and with organisations promoting women leadership and peace building, including as UNWomen co-ordinator for Bougainville. The panel was complemented with the inclusion of philanthropist and pastoralist Gina Fairfax who, along with her husband Tim, has made

FAMILY: Granddaughters Georgette Parkin, Claudia and Alexandra Browning hugging Dame Quentin Bryce after her swearing in as Governor-General at Parliament House in 2008. PHOTO: ENGLAND DARREN

an enormous contribution to the arts and regional communities. As Dame Quentin affirmed her own role as a mentor, she recalled the people who made a

difference in her life including Connie Bush from Groote Eylandt. Dame Quentin said she held treasured memories of “my darling pal” and the invaluable contribution

she made sharing with her the story of the stolen generations along with teachings on language, country and culture. “Now it is up to us to support and pass on the

torch of the wonderful Australian women’s movement,” Dame Quentin said. “We must support our young women to be engaged and involved in the community.” She also recognises her part in the lives of her 11 grandchildren. “Our knowledge of brain development shows how incredibly important the early years are for learning,” she said. Dame Quentin admits she had no idea of what challenges lie ahead, but believes resilience and strength will always help and those qualities can be built through a rich cultural life and accompanying reflection. For the Bryce grandchildren, quality time with the grandparents can include art gallery and museum trips, listening to music and reading poetry. One thing not mentioned in this conversation is retirement. These women, leaders in their communities, have a life-long commitment to their roles as teacher, mentor, mother and grandmother.

Ballina bowlers behind Australia’s ‘biggest’ tea LADIES in the Ballina Women’s Bowling Club are gearing up for their biggest fundraiser of the year. And that event, Australia’s Biggest Morning Tea staged by the Cancer Council, involves them in the largest and most successful event of its kind in Australia. Club president Evelyn Fox and her lady bowlers have organised the Biggest Morning Tea at the Cherry Street Sports and Recreation Club for the past two years. “We raised $6500 last year and $6000 the year before,” she said. “All the lady bowlers put in 100 per cent effort. They cook, set it all up and decorate. “Last year, we had a garden party theme. “The club contributes – they’re awesome. The local radio station promotes it.” While the official date this year is Thursday, May 24, hosts can pick any date in May and June to hold their morning tea. Ballina bowlers, because of the clubs’ full calendar of events and other commitments, will hold theirs on Tuesday,

TEA TIME: Ballina Women's Bowling Club president Evelyn Fox prepares for a major fundraiser, Australia's Biggest Morning Tea. PHOTO: YVONNE GARDINER

June 26. Tickets are already being sold for their major raffle with its 12 prizes, and a second raffle will be held on the day. “The Ramada Hotel

has been one of our biggest sponsors, and all the major shopping centres give prizes,” Evelyn said. “We have a little band which comes in and gives

its time at the morning tea. “We ask people to dress up and make it colourful. “We invited anybody, as many of the clubs as

we can. “The money raised is spent in this area.” Evelyn says one reason for the fantastic support is that everyone knows someone who’s suffered

from cancer. “My mother died of cancer. She was only 57,” she said. “I’ve had a lot of friends who died too young.” By hosting or attending an Australia’s Biggest Morning Tea, participants will help Cancer Council NSW continue its life-saving cancer research, prevention, advocacy and support programs. Events co-ordinator Christina Mastoris says taking part is easy – simply register online as a host, set a date in May or June and start sending out invitations. “An event can be anything from a small gathering at home or in your workplace to a community bake-off competition in your local area,” she said. This year Cancer Council NSW hopes to raise more than $4.9 million across the state. Those who want to host can register at biggestmorningtea. com.au or phone 1300 656 585 to receive a free morning tea host kit.


Monday, May 21, 2018 seniorsnews.com.au

Profile Story: Hugh Mackay

Northern NSW

Seniors 7

Taking steps for change Call for over-55s to reconnect with Australia in crisis Alison Houston

AUSTRALIA has become a more socially fragmented, anxious, depressed, stressed, overweight, medicated, debt-ridden and addicted society than ever before. It’s not a pretty picture the country’s most respected social researcher, Hugh Mackay. paints. And it’s up to each of us to take steps to change it. Twenty-five years on from his groundbreaking book, Reinventing Australia, Hugh has penned Australia Reimagined: Towards a More Compassionate, Less Anxious Society. At 80 he says it is the last book he will write which paints the big picture of the state of the nation. But the man who wrote his first book at 55 and has been involved in social research for more than 50 years, sounds every bit as engaged and eloquent as ever. He believes there are two major facts about

contemporary Australia which we all understand exist but which we have failed to make a valuable connection between. Firstly, we are more socially fragmented than ever. More people are feeling isolated and loneliness is a major problem. This is the result of a number of factors including divorce, shrinking households, how busy we are, mobility (moving house on average every six years) and our reliance on information technology, all of which have cut us off from our neighbourhoods and communities. Secondly, we have a mental health crisis with an epidemic of anxiety (two million Australians diagnosed last year) and depression. While job losses, relationships, budgeting or even the state of the planet can affect our outlook, Hugh said when anxiety is affecting so many people, there is an undeniable underlying social factor. He believes our poor

REIMAGINING: Hugh Mackay paints a picture of an anxious and unhappy Australian society, but says the remedy is not difficult. PHOTO: ALAN BENSON

mental health has been brought about by social fragmentation and the accompanying lack of a sense of belonging. “We are herd animals; we need to live as social beings,” he said. “When we shut ourselves off, we’re

denying our humanity.” While 68% of Australians still believe in God or some higher power, a paltry 8% are regular churchgoers, shutting the door on another traditional sense of connection, meaning and belonging.

“When we become more individualistic and live more within our own bubble, we become less trustful of people in general, as well as of our institutions like the church, our politicians, business and banks,” Hugh said. “We have become a more disillusioned, less trusting society.” Hugh described over-55s as today’s “tribal elders”. He said it was up to these social pioneering Baby Boomers, once so impatient to shake off the values and attitudes of their parents, to once again take the lead in social change by saying “let’s get engaged, be visible and make connections with each other” in order to shore up our communities. Presently, he said, just 35% of Australians said they trusted their neighbours – which, to him, means we haven’t taken the time to get to know them. “We need to start smiling, say hello or be a listening ear, acknowledge each other and show respect and kindness towards each other,” Hugh

said. “It doesn’t sound revolutionary, but it goes against the current trend … it’s the revolution we need.” Hugh said reconnecting did not need government or community group leadership, it’s something every individual can do by simply reaching out across the generations, being engaged in clubs or other groups, holding a street party or just saying hello to neighbours or people down the street. And if we don’t? “The future is quite bleak,” Hugh said. The problems of loneliness and social isolation will get worse, levels of trust will fall and levels of anxiety will rise still further. He hopes his book acts as a wake-up call that our mental health and social crisis is no accident, but something we have brought on ourselves by our failure to connect. However, he also sees the book as optimistic. “I think we are going to do this. There is so much disenchantment now that it’s beginning to dawn on us that we have to do something … this is my contribution,” he said.

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8 Seniors Northern NSW

Neighbourhood News

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ALL THINGS LEGAL ARE YOU AN EXECUTOR IN A CONTESTED ESTATE? Duties of an executor when a claim is made against the estate

Legal Practice Director Jeff Garrett discusses this issue and provides some guidance to executors in this position. If you are an executor or a co-executor in the Will of a family member or friend, you could be thrown into the hot seat if a claim is made against the estate or there is a dispute concerning the validity of the Will itself. Many executors are also residuary beneficiaries in the Will and sometimes their entitlements as a beneficiary can conflict with their duties as the personal representative or executor in the estate. Although the primary duty of an executor is to uphold the terms and conditions of the Will of the deceased, it is not a commonly known fact that an executor must also act reasonably whenever a claim is made against the estate or they are involved in some form of litigation concerning the validity of the Will. It is also possible you could face a personal award of costs against you if you have conducted yourself unreasonably! The Courts have consistently made adverse findings against executors who have not acted reasonably and conducted themselves in a manner which is inconsistent with the duties owed by executors to the beneficiaries of the estate to preserve the estate assets. This is particularly relevant where the executor or executors are also residuary beneficiaries in the estate. By opposing any claim made by a beneficiary, they are also benefiting themselves by defending any claims made against the estate, at all cost. Sometimes they have the available resources and assets of the estate to fight any claim whereas the person bringing the claim is usually financially strapped and unable to afford the cost of going to Court. Executors are usually indemnified by the assets of the estate in any litigation they are involved in, but this is not always the case.

TO ALLOW for readers’ requests for the publication of more neighbourhood news, please keep notices short and to the point. The deadline for our next issue is June 6. Email editor@seniors newspaper.com.au

●BANORA POINT

WE MEET on the fourth Monday of each month at the South Tweed Sports Club at 10am. We are a mixed club, and have interesting speakers, as well as an outing each month. The speaker for May 27 is retired Supreme and High Court Judge David Ashton Lewis. Phone Annette or Ron on (07) 5523 4016.

WE WILL hold our next meeting on Tuesday, June 19 at the Tricare Retirement Community, 87 Tweed Coast Rd, Hastings Point. Our speaker will be Kim Elderton, a clinical nurse specialist who worked on a hospital ship off the coast of Madagascar, after 25 years of working in operating theatres. Next meeting at same venue on Tuesday, July 17 with chef Nathan Quinell.

Quite often in cases involving claims against the estate by family members who have not been adequately provided for in the Will, the executors fight the claims brought against the estate ‘tooth and nail’. There are usually many unpleasant facts and history brought up in the evidence of the case which can often further inflame the issues between the parties and make settlement of the matter impossible. It is a salient reminder to all executors that they have a duty to:(a)preserve the assets of the estate on behalf of the beneficiaries; (b)act reasonably in relation to any claims against the estate, including obtaining any reasonable legal advice or other professional advice from accountants or financial planners so that their decisions are informed and take into account all relevant issues; (c) when a claim or application is made or notified, the executor’s obligation is to objectively assess the evidence, impartially assess the merits of that application and if necessary, compromise that suit.

Accordingly, it is well settled that executors must deal with claims brought against the estate reasonably and they cannot just decide to defend claims without taking all circumstances into consideration (including the size of the estate and its ability to withstand several sets of legal costs). Executors should be very careful to protect their position and obtain the right advice from professionals who are skilled in this complicated area of law. Executors should ensure that they obtain proper advice from lawyers who regularly act in this area of law. Most executors feel obliged to utilise the firm of solicitors who prepared the Will for the deceased. Whilst this is a normal reaction, sometimes the firm who prepared the Will is a smaller firm or a sole practitioner who may not necessarily be experienced in conducting estate litigation matters. Executors should ensure that in any matter where a claim is likely to be brought against the estate, they “do their homework” with respect to the appropriate lawyers that they engage in the matter. You are welcome to contact our office with any enquiries concerning estate litigation claims. Please contact our Wills and Estates Department Manager, Donna Tolley on direct line 07 5506 8241, email dtolley@attwoodmarshall.com.au or free call 1800 621 071 to book your free 30 minutes appointment with one of our dedicated Estate Litigation lawyers.

Freecall 1800 621 071

Visit our website attwoodmarshall.com.au Coolangatta | Kingscliff | Robina Town Centre

VIEW CLUBS

TINTENBAR COMMUNITY AID NETWORK

JOIN us for an excursion to Byron for the community on June 1. The trip will include a ride on the “world’s first solar train”, followed by lunch at the Beach Hotel and a scenic bus tour via Byron Lighthouse. Thanks go to the Boral/Teven Quarry which is sponsoring the trip. The bus departs from Tintenbar Hall at 11am on June 1 to Byron and returns at 3pm. Cost is $3 plus cost of your lunch. RSVP Marg on 6687 8033 or email 31lynne@gmail.com.

LINE-UP: Dallas Linedancers have classes on Fridays at 9.30am at the Community Hall in Pottsville. Phone 0403 225 313 or go to: dallaslinedancers.com.

U3A ●TWEED COAST

WE HAVE another great speaker for our Friday Forum in June. Michel is recently retired from nursing and a long career in Health, specialising as a diabetes educator. Michel will talk about living with, managing and hopefully preventing diabetes. She also has a huge store of anecdotes and stories to tell. The Uniting Church hall, 24A Kingscliff St at 2pm Friday, June 1. Phone Di on (02) 6674 4046 or go to tweedcoast.u3anet. org.au/wp.

●TWIN TOWNS

WE HAVE an offer from May 1 – pay only $75 to become a member. More than 50 classes to choose from include languages, art, technology, exercise, dancing, gentle martial arts, yoga, guest speakers, literature, current affairs and book discussions, mah-jong, card and board games. Come and join us – we’d love to meet you. Email: u3a1office@gmail.com or phone (07) 5534 7333.

NSAA

THE Gold Coast South-Twin Towns branch of the National Servicemen’s Association of Australia (served in any Forces of the Commonwealth “between” 1951 -1972) next meet on Friday, May

HELP AT THE PRESS OF A BUTTON Take comfort knowing help is available at the press of a button with the Care@Home personal alarm. From as little as $8.95* per week, it’s the smart way to live!

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* Plus a one-off delivery, programming and activation fee.

●COOLANGATTA/ TWEED

OUR next luncheon is on June 21. We meet on the third Thursday of the month at the South Tweed Sports Club at 11am for a 11.30am start. Our Social Outing this month will be at the House of Gabriel, ’ Tumbulgum, on May 24. All ladies welcome. Phone Elaine on (07) 524 4461 for availability.

●TWIN TOWNS DAY

LADIES who are interested in fun and friendship and in finding out more about how our club supports The Smith Family are invited to join us for lunch on the first Thursday of each month at South Tweed Sports 11am for a two course lunch including tea or coffee. Cost is $25. Phone Freda on (07) 5524 1357 by Monday prior.

●TWIN TOWNS EVENING

OUR next dinner meeting will be held on Wed, June 13 at Tweed Heads Bowls Club from 6.30pm. Ladies of all ages are most welcome. Phone Trudy on (07) 5524 1770 by 1pm on the Monday prior for numbers and apologies.

LISMORE OVER 50S LEARNING CENTRE

WE OFFER a range of art and exercise classes for mature age people. Most classes are held at the Lismore Heights Bowling Club, High St, Lismore Heights. New members welcome. Phone Barbara on (02) 6624 2237 or 0401 503 732 or Over 50s Learning Centre Lismore on Facebook. FER0643 04/18

It is also noted that the various Practice Directions applicable in this area of law in both Queensland and New South Wales encourage the early resolution of claims by way of alternative dispute resolution (i.e. holding a settlement conference or mediation).

25 at 10am in the “RSL Sub Branch Anzac Room” of the Twin Towns Resort. Join us and rekindle the camaraderie you experienced during your service. Phone Tom Hughes on (07) 5513 0665.

PROBUS CLUBS

●HASTINGS POINT/TWEED COAST

The case of Collett v Knox [2010] QSC 132 involved a claim by a de facto spouse of the deceased who had lived with her for many years and had been granted a life tenancy in relation to the family home. The executors (being the children of the deceased) fought the claim all the way to a trial and ran up legal costs in the estate with the intention that the family home would have to be sold and the de facto partner would not be able to live out his life tenancy in the property. The Trial Judge found that the actions of the executors were unreasonable and had been designed to have the effect of effectively throwing the de facto partner out of the home, arguing it would have to be sold to pay for the legal costs. The legal costs of the parties were in excess of a hundred thousand dollars and the main asset was the family home. The case sets out the duties of executors and the ability of the Courts to intervene and make costs capping orders in order to give effect to the wishes of the deceased.

seniorsnews.com.au Monday, May 21, 2018


Northern NSW

Monday, May 21, 2018 seniorsnews.com.au

Seniors 9

Have you been exposed to asbestos from James Hardie Building products? Sean Ryan

Director

mobile. 0457 222 709 toll free. 1800 316 716 email. sean@vbrlaw.com.au

Do you suffer from breathing problems?

Leading Lawyer Asbestos and Dust Disease Compensation 2016, 2017

Call us today as you may have a valuable claim for lump sum compensation

We handle all types of claims for:

Who are we? Sean Ryan has dedicated his entire legal career to acting on behalf of persons who have contracted asbestos disease.

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Strict time limits apply to making some claims so call 0457 222 709 today for an obligation free discussion on whether you have a claim against James Hardie.

He has successfully handled hundreds of asbestos disease claims and has won many victories including successfully running the first ever jury trial for lung cancer in Australia. Sean Ryan has been voted as a Leading Lawyer in Australia in the prestigious Doyle’s Guide to the Australian Legal Profession (2017) in the area of Asbestos and Dust Diseases Compensation.

Serving all claims in Northern NSW toll free. 1800 316 716

email. claims@vbrlaw.com.au

www.vbrlaw.com.au

facebook. @vbrLawyers


10 Seniors Northern NSW

seniorsnews.com.au Monday, May 21, 2018

Talk’n’thoughts Hurdles, highjumps and solutions

Assoc calls for a ‘rightsizing’ JULY 1 is the start date for the Federal Government’s new downsizing policy that was introduced in last year’s budget. However, a survey undertaken by National Seniors Association reported that 82 per cent of older retirees preferred an alternative policy proposed by National Seniors organisation. The government’s policy allows Australians aged 65 and over to sell their home and divert up to $300,000 a person into superannuation. This means a couple’s contribution can amount

to $600,000. However, National Seniors Chief Advocate Ian Henschke said the policy has not been well received by most older Australians. He said the organisation’s Rightsizing proposal would exempt up to $250,000 of home sale proceeds from the Age Pension means test. “The government’s initiative is too narrow,” Mr Henschke said. “We’re not saying it should be abandoned. But our Rightsizing proposal would benefit more seniors and for this reason, we’ve included it

again in this year’s budget submission. “It would enable up to $250,000 of the proceeds from a home sale to be quarantined from the Age Pension means test,” he said. “Older Australians could move to more age-appropriate and suitable housing without losing their pension, and have funds to cover health and other costs in their old age. “Many live in housing that is inappropriate for their needs, for example with stairs and unsuitable bathrooms. This

increases the risk of injury and hospitalisation. It can also bring on early entry into residential aged care.” Many older people cited maintenance issues as a key motivation for downsizing, while others were keen to stay in the home where they raised their families or an area that was familiar. “But if they could sell without losing their pension, there’s no doubt many would,” Mr Henschke said that at the same time the governments’s initative should be maintained.

LETTERS TO THE EDITOR

I WAS non compos when they took me to hospital the first time. I was diagnosed with an inoperable brain tumour in 2000, and refused chemo and radiation, believing what my body has created it can uncreate. The senior doctor informed my two daughters he did not expect me to be alive by the end of the week. Well, I didn’t die. They had me in palliative care for a month, then moved me to the local nursing home into the palliative care. From there I was moved into a locked ward, where they had 24-hour nursing care. Being a determined and stubborn witch, I was soon walking with a walker and I was moved into a free ward Twelve months later I WAS HOME!!! I am curious about death, as long as it is painless and peaceful, to this end I have registered my support with the local MP for the euthanasia pill. I encourage everyone to do the same. Name withheld

MR RIDDLE an entrepreneur is obviously a healthy senior. A good deal of us mere mortals unfortunately don’t have that good fortune. I congratulate those capable and willing to work on. But to encourage bureaucrats, politicians to understand we need change is a dangerous thing. These people (B&Ps) are hardly likely to have experienced chronic pain due to broken bodies through a lifetime of hard manual labour. So they, the lawmakers, do not understand there are a great many people unable to continue working in latter life. We are not all capable of embarking on a new business venture. It is hardly fair to expect people to risk their meagre nest eggs on a business set-up, which according to statistics is possibly doomed to fail. W. Plummer The views expressed are those of the author and do not reflect the views of this paper. – Editor


Northern NSW

Monday, May 21, 2018 seniorsnews.com.au

Seniors 11

Wellbeing

Healthy and active life after cancer Yvonne Gardiner

DOCTORS have described Denise Sweeney as one of the success stories. She is now fit and well, nine years after undergoing major surgery, chemo and radiation for gynaecological cancer. Denise is sharing her story of success on a road trip to the Northern Rivers and beyond. Through her lived experience, as well as her psychology studies, she describes the strategies she used to give her the best chance of surviving clear cell endometrial cancer. This is a rare and aggressive type of cancer that has a poor prognosis. Denise was given hope when she was offered treatment for ovarian clear cell cancer after she was told there was no treatment for her type of cancer.

“I was 50 when it first came. Four months later, it came back and it was the aggressive cancer,” she said.

The fact I’ve survived the five years and am going well, I don’t need check-ups. “My prognosis wasn’t good. I was 51 at the time and was offered major surgery. “My recovery is a combination of things. I was healthy to start with. I’ve always looked after myself. “Modern medicine laid the foundations for me to fight back. “The fact I’ve survived the five years and am going well, I don’t need

check-ups.” Denise was studying health psychology for a masters degree when she became ill but decided to give it up to concentrate on recovery. She focuses on prevention and early intervention in her talks. Her advice is to look out for any abdominal changes and pain, changes in bowel habit and diet, back pain and any unusual bleeding. “I must admit, if I hadn’t said that I had changes in my bowel and it was unusual, the doctor wouldn’t have thought to do further investigation,” she said of her second cancer diagnosis. “During chemo, that was really not pleasant. There were a couple of days I woke up and said ‘I can’t do this any more’. Naturally you just have down days. “You have a reality check. At the same time, my daughter was pregnant with our first granddaughter. I thought,

PREVENTION FOCUS: Cancer survivor Denise Sweeney talks about the risk factors and symptoms associated with gynaecological cancers. PHOTO: CONTRIBUTED

‘I’m not going anywhere’.” The 60-year-old is on her first road trip as a speaker after giving talks for nearly two years. She also wants to lead by example by showing that it is possible to live a healthy and active life after cancer treatment. “I’m doing this as an individual – it’s me volunteering my time,” she said. In May 2016, Denise’s book, Steps to Survival:

Gynaecological Cancers: Raising Awareness and My Own Private Battle, was published. Further information about Denise can be found at stepstosurvival.com.au. According to the Australian Institute of Health and Welfare, just over 6000 women in Australia were newly diagnosed with gynaecological cancer in 2017.

Hear Denise speak at: Lismore Library, 110 Magellan St, on Monday, May 28, 1.30–2.30pm. Bookings: Lismore library on (02) 6621 2464. St Cuthbert’s Anglican Church Hall, cnr Florence and Powell sts, Tweed Hds (opposite hospital) on Wednesday, May 30, 2–3pm. Bookings at: stickytickets. com.au/67422.

It’s Good to Share

Submit your photos, stories, events and notices online. Look for the ‘share your event or story’ box on our home page. Visit us at seniorsnews.com.au

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Denise talks about her healing combinations for recovery


12 Seniors Northern NSW

Advertising Feature

seniorsnews.com.au Monday, May 21, 2018

PALLIATIVE CARE WEEK

What matters most when the horizon is getting closer? Talking about your end-of-life care is important Tracey Johnstone

HAVE you thought about what are the most important things in your life that you want protected if you are faced with a life-limiting illness or something untoward happened to you? These are tough questions for many of us to answer. It’s a confronting concept to be planning for the end of our life but by having the conversations now, we can trust in our wishes being implemented at a critical time when it may not possible for us to voice what we want and how we want it done. What matters most to you? Writing down or recording your thoughts will help you to start the process. Consider travel, food, laughter, pets and music, mementos, family trinkets, experiences, your funeral, medical support, Power of Attorney, finances, substitute decision makers, friends,

family and anything else you want to add to your list. Getting your thoughts recorded and then verbally sharing them with others could turn into an interesting journey as you reveal to yourself new elements of your character, perhaps challenge yourself to re-prioritise your choices and goals, and even revive long-repressed wishes. Palliative Care Australia’s chief executive officer Liz Callaghan said where a person talks openly to their family and doctors they are more likely to get the care they want. “If you don’t have these conversations, we believe you can end up receiving care you don’t necessarily want because you haven’t been asked or you haven’t volunteered that information for yourself, or not receiving the care you do want,” Ms Callaghan said. Don’t wait until it’s too late It’s not about waiting

until the end of your life that Ms Callaghan is advocating; she wants you to start planning the details now so you can use those plans to start a conversation with your significant others and then get on with living life to the full. You can then return to those conversations over time as circumstances change. “There is a very strong consensus among Australians that talking about their end of life care is important, should something happen, but most haven’t had the conversation,” Ms Callaghan said. Anything can happen to anyone at end time, she reminds us. “You might see something on the television and say ‘I would love to experience that one day’ or ‘I would never want to live like that if that happened to me’,” Ms Callaghan said. “Continually exploring those ideas with your family is the first step.

“It’s really about understanding and thinking about what you want.” To find ideas on how to start the conversation, go to www.dyingtotalk.org.au where there is a range of tools to help you put together your ‘what matters most’ list. What is palliative care? “It is about helping people live their life as

fully and as comfortably as possible when living with a life-limiting or terminal illness,” Ms Callaghan said. “Part of that is caring for them at the very end when they do die. “The majority of care is provided for those who can still achieve many things.” The care, which is available to anyone of any

age, is often also provided to family members and carers. “The aim of palliative care is to help people live as long as they can in a quality way,” Ms Callaghan said. Palliative Care Australia’s website has fact sheets and videos on www.palliativecare.org.au to help you start the conversations.


Wellbeing

Monday, May 21, 2018 seniorsnews.com.au

Northern NSW

Men’s Health: Is the chassis getting rusty?

Seniors 13

Now is a good time for a wear and tear check-up Tracey Johnstone

WHETHER you are in your 60s, 70s or older, it’s a good time to check out the chassis for wear and tear, and maybe be some rust. You can use the following check list from Foundation 49 for some of the items you should consider talking to your GP about and to find out more information. ■ Arthritis (ball joint lubrication)

– www.arthritisaustralia.com.au ■ Falls Prevention (stability control) – www.myagedcare. gov.au/getting-started/healthyand-active-ageing/preventingfalls-in-elderly ■ Osteoporosis (chassis rust) – www.osteoporosis.org.au/men The good advice from men’s health group Foundation 49 is: ■ Find a GP you are happy with. ■ Have an annual check up with your GP. ■ Know your body and what is

normal for you. ■ Promptly check out any concerns or health issues with your GP. ■ Know the health risks for your age group and what to do to reduce them. For more men’s health information, go to www.malehealth.org.au.

CHECK-UP: That chassis of yours might need an overhaul.

Recognising the cues for good hydration and what your body needs THE old adage of drinking at least eight glasses of water a day is out the door. Instead, an expert advises we should consume as much as our body needs. Nephrologist and Transplant Physician at St Vincent’s Hospital Melbourne and Deakin University School of Medicine deputy head, Professor Karen Dwyer, said there are many variables to consider when determining just how much water we need each day to quell our thirst and keep us healthy. “Your body is finely tuned to regulate your fluid and you need to respond to the cues that your body initiates,” Professor Dwyer said. Some of those variables are age, weight, gender, amount of activity, the climate where you live in and the presence of one or more diseases or disorders. People with health problems such as chronic liver disease, cardiac disease or diarrheal issues - all need to have their fluid intake considered on an individual basis. The cues for needing to drink more can be you feel thirsty or a bit dizzy, or have a headache, you are hardly going to the toilet during the day or your urine is dark yellow. The cues for drinking less may be that you are running to the toilet many times during the day or your urine is clear or light colour. “It’s responding to your cues and looking at what your body is trying to tell

MORE OR LESS: The body gives cues on whether we should change the amount of water we are drinking each day. PHOTO: KHUNI

you,” Professor Dwyer said. Water only? When working out how much water your body needs, don’t forget to consider all the different forms water comes in – tea, coffee, and through rice and pasta, fruit and vegetables, for example. While the base amount of water you need each day is probably around two

litres, while consuming these drinks and foods you are taking in a lot of that recommended fluid amount. Water will always be the first and prime recommendation. However, “A cup of coffee or tea is still a significant amount of fluid that is being replaced,” Professor Dwyer said. “And yes, you will wee some of that out due to

the mild diuretic effect. You are unlikely to become dehydrated just by drinking coffee, for example.” Why drink water? Since 60 per cent of our lean body mass is made up of water, it’s a very important to our body’s functions. When you become dehydrated you will lose fluid initially from outside the cells,

but eventually the cells will also lose fluid and that’s when your body stops working properly. Our kidneys keep busy The kidneys regulate the salt content in our blood. “If you reduce your fluid intake, the kidneys will concentrate and not wee out so much fluid so that you maintain this concentration in the blood,” Professor Dwyers

said. “If you take a heap of fluid in, it’s going to wee it out.” Can you drink too much? For the average person it’s reasonably safe to drink as much water as you like during the day. “The kidney is quite a sophisticated organ and has a high regulatory capacity so that it varies your output according to your intake,” Professor Dwyer said. “We lose fluid through sweat, our lungs and bowel, but that is probably a minimal amount unless we are in a really hot climate and we are doing a lot of exercise. On a day-to-day basis, our fluid balance is regulated by our kidneys. If you drink a heap, you are going to week a heap out.” Knowing when to drink? It’s particularly important to remain aware of the hydration needs of people with dementia whose perception of what they need and what is affected by their cognitive decline. “For people with comorbidities there may need to be some encouragement to ensure that they are drinking, and thinking about things like constipation which may be a symptom that they are not drinking enough fluids,” Professor Dwyer said. “The body’s cues will change with time and they become subtler as someone ages which is consistent of the ageing body.”


14 Seniors Northern NSW

Wellbeing

seniorsnews.com.au Monday, May 21, 2018

Slow down ageing skin

Dermatologist offers tips on delaying the ageing process Tracey Johnstone

TAKE the advice of an expert and use these tips for women and men for slowing down your skin’s ageing process. Melbourne dermatologist Dr Michelle Rodrigues reminds us to have on hand sunscreen, cleanser and moisturiser, but we don’t need to spend a lot on them to get a result. She recommends talking to your healthcare professional for help on navigating your way through the mire of cosmetic treatment choices for your face, because everyone’s skin is different. “Creating a regime is not a one size fits all,” Dr Rodrigues added. The best approach is always individualised.” Sunscreen ●There’s no surprises when you hear the sage advice; “it’s never too late to start with a good sunscreen”. ●Aim for sunscreen with

a SPF factor of 50 or more, and a label saying high UVA protection. ●The key here is UVA which does a lot more damage to the second layer of the skin. “With regular sunscreen, we can to a degree, decrease the amount of sun spots and decrease the amount of pigmentation on the face,” Dr Rodrigues said. “It is over time going to actively improve the skin.” Add an active ingredient ●For your morning skin moisturising regime, and under your sunscreen, add niacinamide which comes in pharmacy over-the-counter products such as serum, gel and in creams. ●It should be in a concentration of five per cent or more. “It can actively provide antioxidants to the skin and actively try to prevent further UV damage, and help with pigmentation and small blemishes,” Dr Rodrigues said.

Include Vitamin A It’s only available by prescription from your GP or dermatologist, but a Vitamin A derived tretinoin-based cream is another item to add to your skin repair shopping list. “There are a lot of over-the-counter products that claim they contain retinol and vitamin A for anti-ageing, but the only one that has been proven scientifically to reverse the signs of ageing over about a six-month period is the tretinoin,” Dr Rodrigues said. “It decreases fine lines and wrinkles, helps with pigmentation and increases luminosity of the skin. It is a proven anti-ageing method that’s simple and effective, and inexpensive.” Skin care advances The newest laser technology can help rejuvenate men and women’s skin, decrease redness, decrease subtle pigmentation and fine lines. “There is some breakthrough, powerful technology that can help

and in addition the creams, can yield quite nice results,” Dr Rodrigues said. But, a word of warning – because operating and licensing rules are different across Australia, be careful who you use for laser treatments. So, it’s best to start with your GP for a referral to a dermatologist who can determine if these laser treatments are suitable to your skin condition.

BETTER FACES: Looking at how you can slow down the effects on ageing skin. PHOTO: CECILIE_ARCURS

You are not alone – incontinence CONTINENCE FAST FACTS: ■ About five million Australians, that’s one in four people aged 15 years or over, are incontinent. The majority of people affected by incontinence can be better treated, managed or cured. ■ 70 per cent of incontinent people do not seek help. ■ 80 per cent of people who report they are living with incontinence are women. Half of those women are aged under

We Specialise in the following eye conditions

Glaucoma

Corneal Transplant Is an operation to replace a damaged or diseased cornea with donated corneal tissue to improve the clarity or focusing of a patient’s cornea.

Keratoconus & Crosslinking

Glaucoma is a condition characterised by high pressure inside your eye which damages the optic nerve and can cause blindness. This can be managed with eye drops, laser or surgery.

Keratoconus is a condition affecting the cornea in young patients which is commonly associated with hay fever, allergic conjunctivitis and eye rubbing. This causes weakness and distortion of the cornea. Cross linking is a treatment to stabilise the cornea and stop it getting worse which is successful in more than 90% of patients.

Pterygium

Eyelid surgery and Blepharoplasty

A pterygium is a fibrous growth on the front of your eye which grows in response to UV sunlight, dust and exposure. This can be safely surgically removed with very low rates of recurrence.

provide information, education and advice to callers with incontinence or who are caring for someone with incontinence. The Helpline also provides information and advice to health professionals and is funded by the Australian Government Department of Health and available to anyone living in Australia. It operates 8am–8pm, Monday to Friday. Phone the Continence Helpline on 1800 330 066.

No Gap Eye Surgery

Surgeons at Tweed Eye Doctors use techniques to expertly remove tumours and growths from eyelids. They can also remove excess eyelid tissue to reduce the hooding and improve the appearance of your eyelids

At The Eye Care Clinic, our eye surgeons and specialists care enough to see you as people, not just as someone with a problem. Dr. Svoboda and Dr. Lamont personally see you all the way through your procedure - right from the first visit till they are totally satisfied all is well. Nor does this high level of care mean that you are charged an arm and a leg. We actively work to keep the costs as low as possible, and provide services including age related macular degeneration, cataract surgery, glaucoma, lid tumours, diabetic eye disease, iritis, laser surgery, dry eyes and lid malpositions. Those who are insured also enjoy the cost saving benefit of our No Gap Policy. What’s more, there’s no need to travel out of the local area for the actual surgery as our surgeons operate in Tweed Heads. When you want someone that takes a sight better care of both you and your health, ask for The Eye Care Clinic. You’ll see we really do care.

56 Wharf Street, Tweed Heads NSW 2485

5612 5222 | www.tweedeye.com.au

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Eye Doctors & Surgeons Cataract, Refractive, Corneal & Glaucoma Surgery Gold Coast & Tweed Heads

Dr Emanuel Svoboda

Servicing the Gold Coast and Northern Rivers 6 Scott Street, Coolangatta Qld 4225

(07) 5506 6777

6544375aa

Cataract A cataract is a clouding of the lens inside the eye, which leads to a blurring of vision. Using the latest technology, we can delicately remove the cataract and replace it with a customised artificial lens to improve the quality of your vision.

50 years. ■ One in three women who have ever had a baby wet themselves. One in five leak when they laugh. ■ 25 per cent of men say they are, or were, incontinent. ■ Incontinence impacts self-esteem, motivation, dignity and independence. The National Continence Helpline is a free telephone advisory service staffed by a team of continence nurse advisors who

Dr Meon Lamont


Northern NSW

Monday, May 21, 2018 seniorsnews.com.au

Seniors 15

Money

Financial advice in the spotlight FINANCE TONY KAYE THE harrowing tales of gross financial misconduct emanating from the Royal Commission into the Banking, Superannuation and Financial Services Industry have once again raised huge concerns about Australia’s financial advice industry. They’ve included sensational revelations of big banks and financial institutions such as AMP providing questionable if not fraudulent advice, charging for advice not given, and even charging fees to the accounts of deceased customers.

Then there’s the case of a high-profile financial planning firm that provided misleading advice to a member of the Fair Work Commission (after impersonating her to gain personal details from her superannuation fund) that, if acted upon, would have resulted in a $500,000 loss. The motive was pure and simple – the ability to earn large fees and commissions. Don’t be unduly surprised. It’s clear that the efforts aimed at cleaning up the advice industry, including the government ban on product commissions and volume-based payments introduced in 2015, have only scraped off the tip of the iceberg. There are still major flaws in the advice

system, especially in the quality of advice being delivered. But, let’s face it, it would be wrong to tar all financial advisers with the same brush. There are many very good advisers out there that do act responsibly and in the best interests of their clients. What can you do? If you use the services of a financial adviser, or are planning to, the cornerstones of your relationship should always be based around transparency and trust. Transparency is all about the adviser explaining how they operate, and exactly why they are recommending a specific investment strategy or financial products. There has to be very clear reasons, and there should

never be unanswered questions around fees and commissions. ■ If your adviser will not charge a flat fee for their service, walk away. And don’t be afraid to ask them about their own financial plan, including the level and types of insurance held. ■ A good strategy should be very detailed and take all your financial goals and needs into account. ■ If the adviser is recommending you buy direct shares, you need to be sure you are comfortable with the degree of risk involved, and how this might impact you over the long term. If they are recommending a more passive investing approach through exchange-traded funds, ask for an explanation of the risks and benefits

over the medium to long term. ■ Don’t establish a self-managed super fund just because your adviser recommends you do. The fact is that not everyone needs their own fund, and most people can get the investment control they need without having one. Financial adviser Theo Marinis said one strategy is to appoint an adviser who is around five years younger than you, which makes sense if you are close to retirement. “Remember, super is tax-free from 60; so if your potential adviser is aged 59, they may harbour a plan to retire very soon,” Mr Marinis said. “You may wish to know who will be left behind to help you if you intend to stay on until age 67. Are there competent younger

people working with your adviser?” Your first step should be to call and book an initial appointment, and tell the financial adviser you have prepared a list of questions you would like to send them via email. Do this at least a couple of weeks before your meeting. You should be able to get a sense of how appropriate your potential, or existing, adviser is for you, based on their response. If they don’t respond at all, that’s obviously a bad sign. If they don’t answer all your questions, ask for more clarification. And if you’re still not satisfied, it’s probably time to seek another adviser. Tony Kaye is the Editor of InvestSMART. www. investsmart.com.au

Credit record report change THINK MONEY PAUL CLITHEROE PAYING bills on time always makes good financial sense, but with comprehensive credit reporting due to kick off from July 1, it just became a lot more important. Whenever you apply for credit – and this can include opening a new mobile phone or gas/electricity account – the service provider is likely to take a look at your credit history. At present, this shows any applications you’ve made for credit as well as negative information like unpaid bills, overdue accounts and loan defaults. These details can stay on your credit history for years, potentially making it difficult to secure a competitively priced loan. Yet people often don’t know they have a tarnished credit record until they’re knocked

back for a loan. This system is set to change from July 1 when “comprehensive” credit reporting is due to kick in. The proposed legislation calls for our big financial institutions to provide details of positive as well as negative events, and up to 24 months of debt repayment history can be recorded on your personal credit file. It may all sound a bit “big brother”, however the new credit reporting changes will give lenders a more rounded picture of your credit history. Paying bills and loan repayments on time will reflect favourably on your credit report and hopefully make it easier to secure credit. On the flipside, consistently dragging the chain with bills can make it harder to get a loan. Positive credit reporting has been in place overseas for some time, and anecdotally, borrowers often use a strong credit rating to negotiate a lower interest rate.

CREDIT REPORTING: The proposed legislation calls for financial institutions to provide details of positive and negative events, and up to 24 months of debt repayment history can be recorded on your personal credit file. PHOTO: ZORAN ZEREMSKI

While July 1 is still a few months away, the big banks have already begun compiling details of your repayment history in readiness for the new system to come into effect on July 1. That makes it more important than ever to pay bills on time. In our busy lives it can be easy to overlook bill

payment dates. Setting up an automatic direct debit can help, or if you have a credit card debt, it can be worth asking your bank whether an automatic payment system is available. These autopay systems usually let you choose between paying the closing balance of your card, the minimum

payment or a set sum each month. If you regularly struggle to meet bills for utilities like power and gas, ask your energy provider about “bill smoothing”. This is where you work out your total power bill for the last year, divide it by 12 and then pay a monthly sum into your energy account. A lot of

people say it is far more manageable than paying a large quarterly bill. Paul Clitheroe is a founding director of financial planning firm ipac, Chairman of the Australian Government Financial Literacy Board and chief commentator for Money Magazine.


16 Seniors Northern NSW

seniorsnews.com.au Monday, May 21, 2018

Living

The squire says Fiddle Stix to folk dancing

Let out your inner Morris and dance to a very happy tune Yvonne Gardiner

IT’S like a touch of the English countryside in an Australian setting. Morris folk dancing has an ancient history that may predate Christianity and is connected with fertility rituals. It includes dances using sticks, handkerchiefs, or swords, and encompasses other styles of ceremonial dance. The dance group Fiddle Stix, based in the Grafton region of NSW, has been performing the playful public entertainment for nearly 20 years. Former “squire” Geoff Welham says Morris dancing is great fun. The squire performs many of the actions that keep his “side” happy, dancing and learning. “I personally have been dancing since the early 1970s, but not always with the same group, in Brisbane, Melbourne and Grafton,” he said.

It helps to be a bit eccentric, extrovert, like good exercise, and be able to get and keep fit. “I dance because it is, in some obscure way, in my blood, and because it’s fun and a bit eccentric. It helps to be a bit eccentric, extrovert, like good exercise, and be able to get and keep fit.” Fiddle Stix invites new members to join the current merry band of nine dancers and two musicians – a piano accordion player and a banjo/bodhran player. “We teach the dances we are doing currently, as well as the general ideas underpinning Morris dancing,” Geoff said. “Fitness and a ‘bit of crazy’ are more important than age, but you need to

COLOUR AND ACTIVITY: Fiddle Stix Morris dancers colour up any event with dance and music.

be able to do some very vigorous dance steps and jumps. “We are good friends and, when we’re in the spirit, we all go up together.

“We are a generally merry bunch with a love for tradition, music, dancing and an occasional cider or two.” Fiddle Stix practises weekly on Friday

afternoons at the church hall across from the fire station in Wharf St, South Grafton. Dances include Adderbury, Bampton, Border and other

PHOTO: YVONNE GARDINER

traditions, with both sticks and hankies. Check out their Facebook page for details: www.facebook.com/ fiddlestixmorris/.

Dozens of artists follow Tweed trail of talent Yvonne Gardiner

THE Tweed Shire has a great history of world-class artists making waves in international spheres, and many local artists produce works of stunning quality. That’s the opinion of art gallery owner Bob Stainlay, who will enthusiastically promote Northern Rivers’ artistic output during the Murwillumbah Art Trail (MAT18) from May 18–27. “The Tweed/Byron area has the largest per capita number of artists in rural Australia,” Bob said. “As owner of the Escape Fine Art Gallery in Murwillumbah, I have been privileged to know many of them, and I see the tremendous

A TOWNFUL OF ART: Photographer Carol Eason (left), gallery owner Bob Stainlay and glass artist Gail Spendelove celebrate the feast of artistic talent to be shown during the Murwillumbah Art Trail. PHOTO: YVONNE GARDINER

contribution they have made to our culture as a nation. “This applies right through the arts,

including all forms of visual and performing artists. “They are caring, culturally aware and savvy

but most of all passionate about what they do – often with little reward.” This year MAT18 runs

across 34 locations and has attracted 100 sponsors, ample proof of its popularity. Murwillumbah becomes a vast showroom for art, sculpture, film, projection art, dance and workshops. There’ll be pop-up galleries, street events, a sculpture park, interactive events, and performances. “Events such as the Murwillumbah Art Trail and permanent fixtures such as the local galleries provide exposure for the artists and venues for buyers,” Bob said. “Importantly, they also lift the souls of the elderly and those unable to afford to purchase art for display.

“I have been incredibly fortunate in my life so far to have had the opportunity to enjoy and promote art at every level, right up to the pinnacle of international exposure, and assure you I have received benefits far outweighing effort. “I would urge everyone to do whatever they can to assist those in the arts, whether it be through attendance at performances or simply buying a piece of sculpture or a wall hanging. “Without artists, our world would be a very dull existence. They brighten our lives and lift us up to a higher plane. For information, go to themurwillumbaharttrail.com.


Monday, May 21, 2018 seniorsnews.com.au

Northern NSW

Seniors 17

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18 Seniors Northern NSW

seniorsnews.com.au Monday, May 21, 2018

What’s on JOURNALIST YVONNE GARDINER

yvonne.gardiner@apn.com.au

MAN IN BLACK

AFTER a sell-out stint with The Man In Black in Melbourne’s Athenaeum Theatre at the end of 2017, Tex Perkins is once again reprising his Helpmann Award-winning role – this time for a massive Australian tour. Tex, along with the Tennessee Four and Rachael Tidd, will hit the road throughout May and June, taking The Man In Black – The Johnny Cash Story far and wide. Tex Perkins’ reverence for Johnny Cash’s career is evident in the way he approaches every song. At Twin Towns Showroom, Tweed Heads, on May 26, starting 8.30pm. Tickets $79. Book at: twintowns.com.au.

CHARITY WALK

THE Ballina to Byron Bay Charity Walk on Sunday, May 27, a fundraising event for the Westpac Life Saver Rescue Helicopter, starts at Missingham Park in Ballina, follows the coastline north to Lennox Head, Broken Head, Tallows Beach to Cape Byron Lighthouse and finishes at Denning Park in Byron Bay, next to the surf club. Participants can choose to finish at Lennox Head (13km), Broken Head (25km) or Byron Bay (37km). The walks are an all-terrain challenge across sand, bush track and roads. The scenery

BALLINA HOSPITAL AUX CRAFT SHOW

creates an awe-inspiring backdrop. It is a non-competitive social event. Participants can enter individually or in teams of two to 20 people. Go to: coastalcharity walk.com.au/.

BEEF WEEK

CLAIMING the title of the Beef Capital of Australia, Casino becomes a buzz from May 19 to 29 as NCMC Casino Beef Week begins with the annual celebration of our leading agricultural industry… beef. With more than 100 activities on offer from industry events, educational talks, fashion parades, horse racing, rodeo, art, music and dance, Beef Week is the electricity which powers the town into a vibrant centre of hustle and bustle. So get your family and friends together and savour the taste of the country and join the fun things to do that will provide you with memories to last a lifetime. Make sure you visit Facebook and go to: casinobeefweek.com.au to plan your trip.

LOVE LENNOX

LENNOX Head is having a party in the main street on Saturday, June 2, and everyone’s invited. The Love Lennox Festival is a celebration of everything you love about Lennox Head as a quality cultural destination – beautiful beaches, family ambience, superb quality food and drinks, chic boutiques, great music and entertainment. The event starts at 9am and is a family fun atmosphere

FUN AND FITNESS: Walkers set off in a previous Ballina to Byron Bay Coastal Charity Walk.

with a variety of performances by buskers and entertainers, local business specials and giveaways. Go to: lovelennox.com.au/.

IN THE SWIM

THE latest exhibition at Crawford House Museum is In the Swim. It features stories, photographs and memorabilia about water sports such as swimming, water polo and surfing associated with the people of Ballina Shire. The museum is at 10 Wardell Rd, Alstonville, and is open Fridays 10am-4pm and Sundays 1-4pm. Inquiries (02) 6628 1829, info@aphsmuseum.org.au or go to: aphsmuseum.org.au.

ILUKA MARKETS

RUN on the first Sunday of the month and set amid the trees on the Iluka Sports Ground, the Iluka Markets have become

widely recognised as having a friendly and relaxing atmosphere. Wander through this market and you will find varied and quality stalls. There is locally inspired art, original craft and woodwork, handmade jewellery, locally produced soaps, cakes and preservatives. Off the Pacific Highway at the corner of Owen and Spenser Sts. Phone (02) 6646 6177.

OLLEY’S OBJECTS

THE latest exhibition at the Margaret Olley Art Centre will feature works by contemporary artists inspired by the objects which surrounded her and became integral to her life’s work. The amazing collection of things that filled Margaret Olley’s home studio at Duxford St, Paddington, was the subject matter for her paintings for nearly 50 years.

For the exhibition A Painter’s House four contemporary painters were invited to respond to objects in Olley’s home studio. The exhibition runs until October 7 at the Tweed Regional Gallery and Margaret Olley Art Centre, 2 Mistral Rd, Sth Murwillumbah. Go to: artgallery.tweed. nsw.gov.au/.

KINGSCLIFF MARKETS

KINGSCLIFF Markets are held in Jack Bayliss Park in Marine Pde on the second and fourth Saturday of every month from 7am to 1pm, with the picturesque backdrop of Kingscliff Beach. Spend a relaxing Saturday strolling through the vast array of gourmet food, produce, craft, artwork, fashion, jewellery, flowers, gifts and food stalls. Phone 0406 724 363 or go to: kingscliffmarkets.com.

BALLINA Hospital Auxiliary is holding their Annual Craft Show on Saturday June 16 & Sunday June 17 at the Ballina Jockey Club, Racecourse Rd, Ballina, 9am to 3pm each day. Cost: $5 per person with children under 12 free. The Auxiliary will have their own stalls selling beautiful knitted garments and rugs, children's clothes and toys, baby goods as well as stalls with jams and preserves and fresh produce to gether with more than 50 art and craft exhibitors. All proceeds go to the Ballina Hospital Auxiliary which purchases necessary equipment for the Hospital.

LISMORE THEATRE COMPANY

CAGEBIRDS - Like live birds in a cage, six women flutter through their mundane existence without a care or a thought for the outside world. The action takes off when a new member is introduced to the flock, a Wild One who quickly shatters the others’ quiet cage-dwelling existence. This production features the mother/daughter combination and skill of Elyse(the Wild One) and Katie Knowles(the Twitting). The show opens at the Rochdale Theatre, 603 Ballina Rd, Lismore on Friday, June 1, for six shows only. Opening night is a black tie gala affair, tickets $25/20 including a complimentary drink. To book, go to: trybooking.com/377796.

Old and Gold Fest puts Brunswick on the map Yvonne Gardiner

THE OLD and Gold Festival started out as an all-town garage sale at Brunswick Heads which helped the growth of the local second-hand retail industry. Valerie Hardy has been involved with the festival for 13 years as a member of the organising committee. “I generally contribute to the content of the event. I also handle the second-hand stall booking for the local CWA,” Valerie said. “They have about 10 stalls all offering an

FINDERS KEEPERS: Check out the second-hand bargains at Old and Gold Festival. PHOTO: YVONNE GARDINER

eclectic mix of second-hand goods. “The CWA considers this local event a must. “ The ladies run a highly successful scones and tea morning. Not only is it fun, it is a great

opportunity for some CWA awareness.” For seven years Valerie has owned and operated Secondhand Rose Emporium at Clem’s Cargo collective on Tweed St.

“The O&G Festival is a fabulous day and second-hand retail definitely benefited from the event,” she said. “Visitors start their early morning trawling through the 100-plus garage sales, making their way towards the CBD memorial hall which houses many collectible stalls and a retail area which includes second-hand, and individually owned and operated shops having coffee and breakfast along the way. “The Our Lady of Lourdes Catholic Church has earned a good

reputation for its return stallholders. The school has recently started having stalls in its hall and grounds.” In the lead-up to the O&G Festival, locals register their garage sales which are then listed on a map in the Byron Shire News. “Upon registration, each home is supplied with bunting made by the CWA Crafty Ladies. This all adds colour and a sense of festivity,” Valerie said. “Cafes provide music and there is a great array of activities such as a

retro caravan display and children’s drop-off centre at the Brunswick Picture House, including a program of cartoons.” Brunswick Heads will once again host the Old and Gold Festival on Saturday, June 9. Celebrating all things collectable, antique or second-hand, the festival also features a marbles championship, face painting, music and entertainment, barbecues, cake stalls and book sales. For more, go to: oldngold.com.au or phone (02) 6685 1003.


Northern NSW

Monday, May 21, 2018 seniorsnews.com.au

Seniors 19

T ravel

10

WINTER is nigh, and while temperatures in Queensland and Northern NSW are friendlier than those down south, it still gets cold enough to chill the bones of seniors and retirees who can indulge in a long escape to climates more agreeable. Ann Rickard tells of some of her favourite escapes and gives tips on how to enjoy winter sunshine on a budget. 1. COOK ISLANDS COASTAL lagoons and reefs, lush hinterland and volcanic mountains mean paradise around every corner. That’s not counting the warm welcome from locals. Accommodation options run from the high-end to hostels. Street food and public buses will keep you on-budget for a long stay. A must-do; attend church. Yes! The melodic and harmonious singing of the parishioners will give you goose bumps. (You’ll want to attend every Sunday.) 2. ELLIS BEACH, QUEENSLAND JUST north of Cairns, this beach is home to a friendly caravan park/camping ground

perfect places to escape the winter right on the water. You could stay here for the entire winter in a caravan (we have friends in their 90s who do) or rent one of the self-contained beach-front bungalows. It’s a laid-back, dreamy place, and there is the iconic pub across the road serving hearty food at cheap prices. 3. PORT DOUGLAS GUARANTEED warmth through June, July and August without the humidity, this luxury escape can be done on a budget if you do your research. A self-contained apartment for a long-term stay is good for those who like space and home cooking, but there are a number of camp-sites that will welcome you and your tent/campervan at senior-friendly prices. Dining options…oh my…from five-star eateries to clubs and pubs. 4. DARWIN NO-ONE wants to be in Darwin in the summer, but the winter months? A different story all together. Dry and warm to hot through June, July and August, this is the perfect place to put down roots and forget the

temperatures down south. A self-contained apartment we think, is best. You have space and comfort and can shop at the Mindil Beach Night Markets for produce to cook or better still eat at the food stalls. It’s another world at the top end. 5. GREEK ISLANDS A LONG way to go but if you want day after day of sunshine, blue skies and warm sea-water, this is your stuff. Some of the lesser known islands (Karpathos, Samos, Skiathos) are budget-friendly, especially if you seek modest family run establishments willing to give discounts for long-term stays. Then there’s the bonus of saying to your mates, ‘we are wintering in the Greek Islands.’ 6. TOWNSVILLE DRIER than its northern counterpart Cairns, it still has a magical tropical ambience. It’s a perfect town/city place to base yourself throughout the winter. The Reef HQ Aquarium is one of the best in the country, if not the world, where you can explore all the wonder of the reef without getting wet

(seniors…good for us!) There’s the Esplanade to browse and wander and all the sandy beaches of Magnetic Island just a ferry-ride away. Winter will slip by quickly. 7. VIETNAM YOU get so much bang for your buck in Vietnam it’s almost embarrassing. Luxury hotels are a fraction of the cost in other Asian countries and the choices are many. Food, if you eat at the myriad street stalls, costs next to nothing. With three different weather systems you are best to plan carefully. The north can get quite cool, the south is generally warmer. But that all pales when you consider how much there is to enjoy in this vibrant country. 8. BROOME CONFESSION…we haven’t been. But it’s on our bucket list because everyone should experience Cable Beach before they die, even if they don’t get on a camel. It’s way north over there in WA which means warm winter temperatures and sunshine are assured.

Long and short term self-contained apartments are aplenty. 9. PHILIPPINES UNLESS there is a typhoon lurking, this is a glorious sunny escape with more than 700 islands to choose from. Filipinos are warm and friendly, and we haven’t met one yet who can’t sing like an angel. Who couldn’t be happy when one of the graffiti-splattered jeepneys trundles past? 10. WHITSUNDAYS, AIRLIE BEACH WHY should backpackers have such a fun and sunny place to themselves? Airlie Beach is a good base for the winter months to set sail (if that’s your thing) to some of the glorious islands of the Whitsundays. With average temperatures of 22–23 during winter, it’s the perfect escape. Accommodation options run from apartments, hotels, motels and resorts. Culinary choices can be anything from fish and chips on the beach to a five-star, slap-up seafood feast at one of the high-end resorts.


20 Seniors Northern NSW

Travel

seniorsnews.com.au Monday, May 21, 2018

SPECIAL FEATURE: SPOTLIGHT ON ASIA

Asia in relaxed luxury Enjoy a personal adventure with small group tours

SMALL group touring is exploding in popularity. The ideal compromise between having everything organised for you and still remaining an intimate, personal adventure, it makes perfect sense particularly if you are going to a place for the first time and expect to make the most of it. One of the world’s leading small group tour specialists, Back-Roads Touring takes it a step further by deliberately venturing off the main roads and freeways and taking you into the heart of the destinations it visits. You really do get to experience a place like a local when you get away from the massive tour coaches that generally can’t access where Back-Roads will take you. And now, you can add the highlights of Asia to the company’s adventure list with a recently announced

suite of tailored tours lead by experienced drivers and tour leaders. One of the new feature itineraries is the 12-day Vietnam and Cambodia Discovery. Limited to a maximum of just 14 guests a departure, this spectacular journey begins in French-influenced Hanoi where dinner on the first evening is at KOTO (Know One, Teach One) – a social enterprise restaurant founded by Vietnamese-Australian Jimmy Pham. After a day spent touring this amazing city with entrance included to Ho Chi Minh Mausoleum and the Imperial Citadel of Thang Long, it’s time to prepare for the majesty of Halong Bay where’ll you’ll enjoy an unforgettable overnight cruise (included). The journey continues to Da Nang and Hoi An and onward to Ho

MAJESTIC: Halong Bay, where’ll you’ll enjoy an unforgettable overnight cruise.

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Chi Minh City. Internal flights are included in the fare. In vibrant Ho Chi Minh City, you’ll visit stunning pagodas and markets, enjoy skyline cocktails and even take in a performance at the Opera House. Heading toward Siem Reap in Cambodia and the jaw-dropping Angkor Wat, you’ll first enjoy a discovery tour of Vietnam’s Mekong Delta canals. Enjoy more sightseeing cruises at Siem Reap including a trip through the mangroves to an isolated Khmer community where the houses are all built on stilts. This amazing trip also takes in the fascinating Cambodian capital, Phnom Penh. With so many inclusions and unique experiences, it would take you months to organise a trip like this on your own. Why not join a small group tour and have it all done for you? For more information: https://backroadstouring. com/asia-destination.


Travel

Monday, May 21, 2018 seniorsnews.com.au

Northern NSW

Seniors 21

Rarotonga tells its story

Passionate, colourful and energetic Shirley Sinclair

shirley.sinclair@scnews.com.au

HE ARRIVES looking menacing in traditional tribal cloak and headdress fashioned from jungle materials. A proud warrior. Larger than life. But we soon discover he is simply a fierce protector of history, family and the community he holds dear. He puts us all at ease with his funny anecdotes and friendly demeanour, telling us that despite his long-winded tribal name “you can call me Danny”. Animated in his storytelling, he takes the United Nations-like audience on an enlightening cultural journey. His family. His heritage. His story. Rarotonga’s Highland Paradise Cultural Centre Sunset Cultural Night is much more than a glimpse into a 600-year-old Cook Islands village. The dancers, musicians, chefs, barmen and guides are all

CULTURAL EXPERIENCE: The Drums of Our Forefathers show.

descendants of Ariki (High Chief) Tinomana – the last highland king – and his four wives. Together, they ensure his spirit, his descendants and this special mountain paradise remain at the forefront of island storytelling through Drums of Our Forefathers. The great warrior and cannibal was much-feared until one of the first Tahitian missionaries to the country converted the king to Christianity. Tinomana’s epiphany and complete

transformation saw him put down his weapons and seal them in a cave, choose only one true wife and command his tribe to come down from the mountain and live in harmony by the majestic turquoise lagoon. The passionate, colourful and energetic production tells the story of the ancient hill-top tribal settlement, sometimes known as “the lost village”, abandoned in the early 1800s. The sanctuary lay forgotten for 150 years until one man

decided to reclaim his rights as a descendant of the hill tribe, and subsequently work began to restore maraes and rebuild this sacred place nearly 40 years ago. As well as on the on-stage presentation in music, song, dancing and narration, the night includes a warrior welcome, Maungaroa village cultural tour, sacred marae visit, umu (underground oven) feast and audience participation, including

The majestic Cook Islands.

the presentation of each table’s visiting “chiefs”. The award-winning Highland Paradise Sunset Cultural Nights are held on Mondays, Wednesdays and Fridays. In Rarotonga, phone

21924, see local travel desks or go to the website highlandparadise.co.ck for bookings. Transfers are available from your accommodation, find out more when you book.

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22 Seniors Northern NSW

Travel

seniorsnews.com.au Monday, May 21, 2018

#19 Take a hot air balloon ride over Cappadocia, Turkey.

The World’s ultimate Discover the best destinations set to inspire and captivate WELCOME to the world’s best bucket list ever assembled – a diverse collection of hidden gem locations and exhilarating activities from every stunning corner of our planet. To create the World’s Ultimate Bucket List for 2018, Flight Network has consulted 800+ of the world’s leading travel journalists, agencies, bloggers and editors – the people who do this for a living – to gain insight from their opinions and expertise. By consulting the world’s top travel professionals, Flight Network has produced the most reliable and precise bucket list for the modern era – meant to captivate and inspire travellers all

over the world. But don’t just take our word for it – dive into this list yourself. Pack your bags and book a flight to the wonders of an African safari, the gorgeous purple night skies of the Sahara, ancient ruins infused with power, and crystallised waters begging you to dive in. This comprehensive list will transport you from the otherworldly landscapes of Iceland to the sensational views of French Polynesia, Bali, Melbourne, New Zealand, Fiji, Greek Islands, Singapore, South African capes, Oceania, Europe, Asia, Africa, USA, Australia, Caribbean, and everywhere in between.

Volunteer at an Elephant Sanctuary in Hohenwald, Tennessee; Chiang Mai, Thailand; or Kenya, Africa.

50

of the best 1. Take a wildlife safari in Africa. Gambia, Kenya, Tanzania, Africa. 2. Embark on an expedition to Antarctica. 3. See The Northern Lights, Iceland, Sweden, Canada, Norway, Africa. 4. Trek to Machu Picchu, Peru. 5. Sail the Galapagos Islands, Galapagos Islands, Ecuador. 6. Lose yourself in the streets of Paris, France. 7. Stay in an over-water bungalow, Maldives, French Polynesia, Fiji. 8. Gorilla trekking in Central Africa, Virunga National Park, Rwanda, DR Congo. 9. Explore otherworldly Iceland. 10. Go island hopping in Greece, Europe. 11. Visit the Grand Canyon, Arizona, United States. 12. Explore Western Cape, South Africa.


Monday, May 21, 2018 seniorsnews.com.au

Travel

Northern NSW

Seniors 23

CLOCKWISE FROM TOP LEFT: The Great Wall of China, Huairou, China; walk around Historic Havana, Cuba; trek to Machu Picchu, Peru; take in the sights in Rome, Italy; and stay in an over-water bungalow in the Maldives, French Polynesia or Fiji.

bucket list for 2018 13. Dive and snorkel the Great Barrier Reef, Cairns, Australia. 14. Walk around the ruins of Angkor Wat, Siem Reap, Cambodia. 15. See the Taj Mahal, Agra, India. 16. Tour vineyards in Bordeaux, France. 17. Sleep under the stars in the Sahara Desert, Morocco. 18. Experience amazing Bali, Indonesia. 19. Take a hot air balloon ride over Cappadocia, Turkey. 20. Take an Alaskan Cruise, Alaska, United States. 21. Visit the Pyramids in Giza, Egypt. 22. Swim with whale sharks, Mexico, Rangiroa, Bora Bora, Isla de Mujeres, Donsol, Tahiti, Fakarava, Philippines. 23. Soak up city life in the Big Apple, New York City, United States. 24. Visit Petra, Jordan. 25. The Great Wall of China, Huairou, China. 26. Volunteer at an elephant sanctuary, Hohenwald – Tennessee, Chiang Mai – Thailand, Kenya –Africa.

27. Trek to Mount Everest Base Camp, Kathmandu, Himalayas, Nepal. 28. Ignite your senses in Tokyo, Japan. 29. Visit New Zealand’s South Island, New Zealand. 30. Drive the Great Ocean Road, Victoria, Australia. 31. Visit the Amazon Rainforest, Brazil, Peru, Bolivia, Colombia. 32. The Canadian Rocky Mountains, British Columbia, Banff Alberta, Canada. 33. Hike Through Volcanoes in Hawaii, Honolulu, Hawaii. 34. Explore the Australian Outback, Flinders Ranges, South Australia, Alice Springs, Australia. 35. Swim in the Dead Sea, Israel. 36. Soak in the Salt Flats in Bolivia, Salar de Uyuni, Bolivia. 37. Visit Tiger’s Nest, Paro Taktsang, Bhutan. 38. Watching Polar Bears roam, Canada, Norway, Greenland, Russia. 39. Visit The Mayan Ruins, Mexico, Guatelama, Belize.

40. Take in the astonishing Victoria Falls, Zimbabwe. 41. Walk around historic Havana, Cuba. 42. Take a slum tour in India, Delhi, India. 43. Soak up the sun in Sydney Harbour, Sydney, Australia. 44. Marvel at nature on the Na Pali Coast, Kauai, Hawaii, United States. 45. Ride The Glacier Express, Switzerland, Europe. 46. Take in the sights in Rome, Italy. 47. Watch a centre court match at Wimbledon, United Kingdom. 48. Drink a beer at Oktoberfest in Munich, Germany. 49. Stay in an Ice Hotel, Sweden, Canada, Finland. 50. Experience Rio de Janeiro’s Carnival, Rio De Janeiro, Brazil.

CLOCKWISE FROM TOP LEFT: Visit the Grand Canyon, Arizona, United States; visit the pyramids in Giza, Egypt; take in the astonishing Victoria Falls, Zimbabwe; and soak up city life in the Big Apple, New York City, United States.

FOR MORE GO TO: flightnetwork.com.au/ blog/the-worlds-ultimate- bucket-list/


24 Seniors Northern NSW

Travel

seniorsnews.com.au Monday, May 21, 2018

NATURAL BEAUTY: Town Beach is a popular place for a stroll but there are 17 unspoilt beaches to choose from, as well as outstanding rainforest and bushwalks.

PHOTO: DESTINATION NSW

Say hello to the koalas at beautiful Port Macquarie Annual festival centres around Hello Koalas Sculpture Trail Alison Houston

THE second annual Hello Koalas Festival offers something special for Seniors of all interests, from fun activities to expert, up-to-date Koala conservation information from June 7–11. The festival, encompassing the June long weekend, is held in beautiful Port Macquarie on the NSW Mid-North Coast, boasting 17 uncrowded beaches, rainforest hinterland, the largest koala population on Australia’s east coast, remarkable bird life, and a host of activities and attractions in an unspoilt setting. The festival will include everything from the inaugural Caring for our Koalas and our Environment Conference (June 7–8) at Sails Hotel, Port Macquarie, to an Abba tribute concert, ballet and classic cars to high teas, markets, artist-guided tours and more. It is built around the success of the gold medal-winning Hello Koalas Sculpture Trail, open year-round and combining art and environmental awareness in the form of 62 individually hand-painted one-metre high fibreglass koala sculptures. Each has its own theme and

character and takes you to places and towns across the region which you may never have otherwise discovered. The trail scores top-billing on TripAdvisor, where grandparents are full of its praises, including, “The koala sculpture trail is entertaining, educating and fun! My grandchildren are enthralled and all I know have the same feeling!” “My grandchildren love searching for the Hello Koalas sculptures too and each time it seems like a brand new

adventure. “Lovely way too for families to be out and about together having fun and enjoying the talent of our local artists.” And, of course, the Hello Koalas Festival and Trail are a reminder of just how important the iconic koala is, and how much both koalas and the environment need our care and protection – the serious focus of the conference. It will feature expert speakers from the Koala Hospital, Taronga Zoo, Planet Ark, Forestry NSW, the Koala Health Hub at Sydney

University and NSW and National Parks. But you don’t have to attend the conference to be part of the festival fun, which is led this year by Lady Lola the Dancing Koala – the newest addition to the Hello Koalas sculpture population. And what would a dancing queen be without an Abba tribute band? Australia’s premier tribute band MamaMia will perform all your favourites at Panthers on Friday, June 8, from 6.30pm. Then on Saturday, June

9, from 8am–1pm, join the fun, Hello Koalas sculptures and artists and Port Macquarie’s Conservatorium Big Band at Port Macquarie’s popular Foreshore Markets at Westport Park on the banks of the Hastings River. You can even watch local artist Yvonne Kiely work on her new Hello Koalas sculpture, sponsored by Catholic Care of the Aged. Why not spoil yourself with a Hello Koalas High Tea at Rydges Port Macquarie any time from 9am–4pm on June 9–11, or take the kids and

grandkids to enjoy the Hello Koalas Festival Family Picnic on Sunday, June 10, from 8.3am–2.30pm at Douglas Vale Historic Homestead and Vineyard, with Devonshire teas, barbecue, all-day musical program and NSW National Parks games and activities, koala face-painting and arts and crafts exhibits. Car enthusiasts will love the Hello Koalas Festival Cars and Coffee Meet at the same venue. Port Macquarie is less than two hours drive south of Coffs Harbour, 3.5 hours north of Gosford, making it the perfect distance for a long weekend getaway, or to stay for the week, enjoy the festivities and all this spectacular region offers. To discover the full program, go to www.hellokoalas.com and to find out more about Port Macquarie, go to: portmacquarie info.com.au. For special Hello Koalas Festival accommodation rates at Sails Hotel, phone (02) 6589 5100 or Rydges Port Macquarie on (02) 6589 2888.

GETTING TO KNOW YOU: The second annual Hello Koalas Festival and inaugural Caring for our Koalas and our Environment Conference mix expert information with fun in the spectacular Port Macquarie region during June. PHOTO: HELLO KOALAS


Northern NSW

Monday, May 21, 2018 seniorsnews.com.au

Reviews

Love and loss in Eleanor’s Secret THE story of Eleanor’s Secret is at once a surprising tale tangled with compelling love, an engrossing wartime mystery of past deceptions, family secrets and long-lasting love. It’s London in 1942. Art school graduate Eleanor Roy is recruited by the War Artists Advisory Committee and she comes one step closer to realising her dream of becoming one of the few female war artists. But breaking into the art establishment proves difficult until Eleanor meets painter, Jack Valante, only to be separated by his sudden posting overseas. Go forward to Melbourne in 2010. Although reluctant to leave her family at home, Kathryn can’t refuse her grandmother Eleanor’s request to travel to London to help her return a precious painting to its artist. When the search uncovers a long-held family secret, Kathryn has to make a choice to return home or risk her family’s future. Eleanor shows her that safe-guarding the future is sometimes worth more than protecting the past. Written by Australian author Caroline Beecham. Published by Allen & Unwin. RRP $29.99.

Seniors 25

Freedom, love, rage and regret

FROM the best-selling author of Still Alice comes a powerful and heartbreakingly moving exploration of regret, forgiveness, freedom – and what it means to be alive. An accomplished concert pianist, Richard’s inspired performances received standing ovations from audiences all over the world. Every one of his fingers was a finely calibrated instrument, dancing across the keys and striking each note with exacting precision. That was eight months ago. Richard now has ALS, and his entire right arm is paralysed. The loss of his hand feels like a death, a loss of true love, a divorce – his divorce. As poignant and powerful as Jojo Moyes’s Me Before You, Every Note Played is a masterful exploration of redemption and what it means to find peace inside of forgiveness. Published by Simon & Schuster. Paperback RRP $32.99 and ebook RRP $12.99.

Panic room secrets?

PANIC Room is Robert Goddard at his nerve-shredding best. A sliver of a mystery kicks off a juggernaut of a thriller. Layers of secrets, half-truths and lies must be peeled back to reveal what really lies within. Sometimes the danger is on the inside. High on a Cornish cliff sits a vast uninhabited mansion. Uninhabited except for Blake, a young woman of dubious background, secretive and alone, currently acting as house sitter. The house has a panic room. Cunningly concealed, steel lined, impregnable – and apparently closed from within. Even Blake doesn’t know it’s there. She’s too busy being on the run from life, from a story she thinks she’s escaped. Her remote existence is going to be invaded when people come looking for the house’s owner, missing rogue pharma entrepreneur, Jack Harkness Published by Bantam Press. RRP is $32.99.

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26 Seniors Northern NSW

seniorsnews.com.au Monday, May 21, 2018

Live and let’s save

Coriander…love it or hate it?

IS IT tasty or terrible... and before you answer, remember looks can be deceiving. Coriander is a green leafy herb also known as cilantro or chinese parsley. It’s used in a variety of meals and adored by some and despised by others. I’m definitely in the latter on this one! All parts of the plant are edible but the fresh leaves and the dried seeds are the parts most traditionally used in cooking. The leaves have a different taste from the seeds. Some people find the leaves to have a pleasant citrus taste, while a small percentage experience a soapy taste. This has been linked to a gene which detects

BE THRIFTY AND THRIVE NICKY NORMAN aldehyde chemicals, which is also present in soap. Others experience an unpleasant aroma, like sweaty socks. The health benefits of coriander can include: the treatment of skin inflammation, high cholesterol levels, diarrhoea, mouth ulcers, anaemia, indigestion, menstrual disorders, smallpox, conjunctivitis, skin disorders, and blood sugar disorders, while also benefiting eye care. Unfortunately, some people (like me) have a severe reaction to

coriander. In fact, it has spoilt many an evening out, not knowing what was causing the pain. Sometimes unbearable …. not dissimilar to childbirth. How is it so, that a small healthy looking herb could be a villain in disguise? I believe it is the seed more so than the foliage that is the real issue for me, but none-the-less it’s horrible either way. A coriander allergy is an immune system reaction to parts of the coriander plant, including the leaves and the whole or ground seeds. It may be caused by oral allergy syndrome. Many spice allergies are a result of oral allergy syndrome, or a pollen-food allergy. Coriander is related to the birch tree,

so people allergic to birch pollen may experience a mild and brief allergic reaction, such as itchy or tingling lips, severe stomach cramps, nausea, vomiting, diarrhoea, abdominal pain and constipation. It may also affect the respiratory system, causing wheezing and trouble breathing. Like most allergies, it may take some time to discover the cause and then realise that avoidance is key. For me, that means being vigilant and on coriander alert! Facebook has a page dedicated to the passionate people who can’t stand the humble herb. Love it or hate it, the “I hate coriander page” is a good laugh. Check it out, go to: facebook. com/ihatecoriander/.

NOT SO HAPPY HERB: Coriander is used in food as a condiment, flavour enhancer and even as a garnish. PHOTO: KITZCORNER

Great beauty on show at orchid extravaganza GARY McAteer knows a thing or two about growing champion orchids. He joined the Casino and District Orchid Society as a foundation member in 1965, and has been showing his prized plants for 51 years. This coming Autumn Orchid Show in Casino will be about the 40th he’s been involved in. Mostly, Gary grows cattleyas. The cattleya group is known for large, showy and sometimes fragrant flowers.

Casino orchid grower Gary McAteer joined his local society as a foundation member in 1965. PHOTO: YVONNE GARDINER

Some of the most stunning orchids in cultivation are cattleyas, with huge flowers that can measure eight inches

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across and come in a wide variety of colours and patterns “I like a pretty flower, that’s why I grow them,”

Gary said. “I show only at Lismore and Casino. “I used to go all over the place showing orchids, but now I judge. “They’ve got to be clean, free of disease, have colour, and it’s the way it’s presented to show the flower in the best possible way. “They’ve all got to have flowers on.” Showing that he practises what he preaches, Gary grew the champion cattleya which impressed the judges at Lismore in April. “There’s so many

growers around, to get a championship, you’ve got to be lucky,” he said. While growing orchids is a popular hobby in the Northern Rivers, clubs struggle to attract younger members. Gary became interested as a young man when his football career ground to a halt through injury. Gary says growers are like “a family within a family”. With an estimated 32,000 different species of orchid, there’s much to learn about growing and looking after them.

Gary and other Richmond Valley growers will have a magnificent array of orchids on display at the annual Autumn Orchid Show in Casino, held every year throughout Beef Week. View competition orchids and buy pot plants and other items over the three days from May 24–26. Open from 9am–4pm Thursday and Friday, and 9am–1pm on Saturday at the Anglican Church Hall, Barker St, Casino. For more details go to: casinoorchids.com/.

Try growing your own pretty sweet peas for spring YATES SWEET PEA ‘BIJOU’ SOW gorgeous sweet peas during May for a beautiful spring display. BIJOU can mean something delicate and elegant, which certainly describes the beautiful flowers on Yates’ Sweet Pea Bijou, which has masses of brilliantly coloured white, pink and mauve fragrant blooms. It’s a low-growing semi dwarf variety, about 60cm tall, that can be grown in either a garden bed or in pots. It can create a lovely

border planting or spill wonderfully out of a window box or hanging basket. Sow Yates Sweet Pea ‘Bijou’ seeds 25mm deep, 5–7cm apart, in a sunny spot with well-drained soil or in a pot with good drainage holes filled with a good quality potting mix like Yates premium potting mix. Moisten the soil or potting mix before sowing and don’t water again for a few days. Too wet soil can lead to the seeds rotting. A tip is to sow seeds of all sizes as seeds of darker

coloured flowers are often small and shrivelled. Seedlings will emerge in 10–14 days and flowers will appear in 12–14 weeks. Bijou has long, flowering stems, making it ideal for cutting for a vase. Picking flowers regularly to will also encourage further flowering. Feed seedlings each week with Yates Thrive® Roses & Flowers Liquid Plant Food, which is a complete plant fertiliser that’s boosted with additional flowering-promoting potassium.

SEED OF THE MONTH: Yates Sweet Pea Bijou. Sow gorgeous sweet peas during May for a beautiful spring display.


Puzzles

Monday, May 21, 2018 seniorsnews.com.au 3

4

5

Across 7 Which novel by Robert Louis Stevenson is set in late 15th Century England during the War of the Roses? (3,5,5) 8 In botany, what is the name for the woody layer around a peach or cherry stone? (8) 9 What liquid is stored in the gall bladder? (4) 10 What is an extreme irrational fear of something? (6) 12 Who might carry a quiver? (6) 14 Radio pioneer Marconi and others formed which company in 1922? (1,1,1) 15 What is a catchy musical advertising slogan? (6) 17 What do many think dying Nelson said to Hardy instead of “kiss me”? (6) 19 What is a playing card or dice with three spots? (4) 21 Which anxiety-relieving drug is best known under the trademark Valium? (8) 23 Children’s character who first appeared in 1926 and was worth $50m a year by 1931 (6,3,4)

6

7

8

9

10

11

12

13

14 15

19

16

20

17

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Down 1 Which is China’s most populous city? (8) 2 What word derives from the Latin for “from” and “suck in”? (6) 3 What Pacific Islands cloth is made from the bark of the paper mulberry tree? (4) 4 What variety of tuna with dark horizontal stripes is found in the Pacific? (8) 5 The word assassin originates from which language where it means “hashish-eater”? (6) 6 What light, flexible, blunt-edged sword is used in fencing? (4) 11 Which city is the UK centre for the North Sea oil industry? (8) 13 Elisha Otis invented the first safe what in 1852? (8) 16 Georgetown is the capital of which South American country? (6) 18 What is a large flat unforested grassland in Siberia? (6) 20 What word can precede forest, dance and check? (4) 22 Who (Arthur __) won Wimbledon in 1975? (4)

23

SUDOKU

Fill the grid so every column, every row and 3x3 box contains the digits 1 to 9.

QUICK CROSSWORD 1

2

3

4

6

5

7 8

9

ALPHAGRAMS

Insert the missing letters to make ten words — five reading across the grid and five reading down.

Solve the anagrams. Each solution is a one-word anagram of the letters beside it, and the five solutions are sequential. For example, if the fiveletter solution starts with J, the six-letter solution starts with K, and so on.

A

10

13

Across 6. Thoughtful (7) 7. Music group (5) 9. Wipe (3) 10. Watered (9) 12. Early (5,2,4) 15. Upsetting (11) 17. Permits (9) 19. Poorly (3) 21. Vicious (5) 22. Worry excessively (7)

ALPHAGRAMS: PACED, QUINCE, REBATES, SALINATE, TRANSPIRE.

R E

How many words of four letters or more can you make? Each letter must be used only once and all words must contain the centre letter. There is at least one nine-letter word. No words starting with a capital are allowed, no plurals ending in s unless the word is also a verb. TODAY: Good 21 Very Good 29 Excellent 37

QUICK CROSSWORD

541

WORD GO ROUND

H C

SUDOKU

5x5

Across: 6. Pensive 7. Choir 9. Dab 10. Irrigated 12. Ahead of time 15. Distressing 17. Tolerates 19. Ill 21. Cruel 22. Agonise. Down: 1. Began 2. Ask 3. Over 4. Thwarting 5. Dilemma 8. Minors 11. Shattered 13. Arenas 14. Rigours 16. Bliss 18. Edgy 20. Ant.

V

Down 1. Commenced (5) 2. Inquire (3) 3. Finished (4) 4. Frustrating (9) 5. Quandary (7) 8. Children (6) 11. Smashed (9) 13. Sporting venues (6) 14. Hardships (7) 16. Ecstasy (5) 18. Nervous (4) 20. Colony insect (3)

SOLUTIONS

S T E W S

22

E R R E D

21

GK CROSSWORD

20

Note: more than one solution may be possible.

Across: 7 The Black Arrow. 8 Endocarp. 9 Bile. 10 Phobia. 12 Archer. 14 BBC. 15 Jingle. 17 Kismet. 19 Trey. 21 Diazepam. 23 Winnie The Pooh. Down: 1 Shanghai. 2 Absorb. 3 Tapa. 4 Skipjack. 5 Arabic. 6 Foil. 11 Aberdeen. 13 Elevator. 16 Guyana. 18 Steppe. 20 Rain. 22 Ashe.

19

D

CAPED CINQUE BEATERS NIL AT SEA TERRAPINS

WORD GO ROUND

18

W

alive archive aver calve carve cave caver cavil chervil clave clavier crave curve evil halve have haver hive lave laver live liver rave ravel rival rive uvea uveal vail vale value valuer veal VEHICULAR veil vela velar vial vicar vice vile viral

17

R A

16

T R

T

15

U A

E P

14

L I

E

A

11 12

5/5

5x5

L E A R N

2

A L P H A

1

Seniors 27

M A S T S

G E N E R A L K N O W L E D G E

Northern NSW

Market gives unique artist an audience

Artist Vivian Martin puts up his colourful art for sale at the Lismore Vintage and Handmade Market. PHOTO: YVONNE GARDINER

ARTIST Vivian Martin is a regular at the monthly Lismore Vintage and Handmade Market. He describes his contemporary art as “a form of portraiture with breakaways to abstraction and anomalies”. “My subjects are humans and their interaction with the world and a form of reality, plus subjects that create an opportunity to create your own narrative.” Vivian, a South

Lismore-based artist, is a photographer and former filmmaker and animator. He says the Lismore market is relaxed and stallholders can bargain and talk directly with anyone interested in buying. He also exhibits in smaller galleries like Fox Photo Den, Lismore art space, shops and pop-ups like the old post office fringe show. Tweed Regional Gallery has shown his work in the Border Art Prize, an exhibition held every

second year in Murwillumbah – and coming up this year from May 25–15. Vivian says the Northern Rivers arts scene has “massive potential”. “We have more artists per acre than anywhere else in most of the artistic fields, and unique quality,” he says. “My aims as an artist are to make a living from my art, plus enjoy the process and give entertainment to the

viewer and purchaser.” The Lismore Vintage and Handmade Market is held on the first Saturday of the month, from 10am–2pm, in the grounds of the city’s original high school – now The Conservatorium of Music, 152 Keen St. It showcases an eclectic and diverse range of evolving stalls, from upcycled clothing, jewellery, homewares plus more items handmade by crafters and makers.


28 Seniors Northern NSW

seniorsnews.com.au Monday, May 21, 2018

Have you planned ahead?

By planning ahead you remain in control of critical life decisions Book an appointment make sure or update As your life changes,tomake your your Planning Ahead documents important documents do as well. Specialist staff from our Newcastle branch

Situations where you may want to update your Will regularly hold Planning Ahead Days where you include: •can travelling makeoverseas or update your Will, Power of Attorney •and buying or selling a house Enduring Guardianship documents in the •following marriage Central Coast areas: • separation/divorce • Erina • welcoming children or grandchildren into your family Gosford •• retirement Tuggerah •• changes to who is named beneficiary or executor. With over 100 years of experience, NSW Trustee & Visit www.tag.nsw.gov.au/planahead Guardian can be appointed as your independent executor andcall attorney. or 1300 721 827 to book an appointment.

Situations where you may want to update your Make or update your Will & Power of Attorney Planning documents include: in-branch Get startedAhead online or book an appointment to make or update your Will and Power of Attorney

•documents marriagewith NSW Trustee & Guardian specialist staff. sessions •Information separation or divorce Get advice for future legal, financial and health decisions booking a free talk for your workplace, clients or •byretirement community group. •Lismore buyingbranch or selling a house Street,children Lismore or grandchildren into •6 Zadoc welcoming your family • has died

For further information contact NSW Trustee & Guardian Newcastle today on 1300 721 872 or email tagnewcastle@tag.nsw.gov.au

Northern NSW, May 2018  
Northern NSW, May 2018  
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