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January 2017

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2 Seniors Gold Coast IN THIS EDITION Feature: The sharing economy ........................pages 4–5 Live and Let’s Save ...................................... pages 12–13 Wellbeing ...................................................... pages 17–21 What’s On........................................................ page 22–23 Travel ..............................................................pages 25–28 Puzzles.....................................................................page 31

Contact us Editor Gail Forrer gail.forrer@seniorsnewspaper.com.au Media Sales Manager Kristie Waite kristie.waite@seniorsnewspaper.com.au Now online Get your news online at www.seniorsnews.com.au Advertising, editorial and distribution enquiries Phone: 1300 880 265 or (07) 5435 3200 Email: advertising@seniorsnewspaper.com.au or editor@seniorsnewspaper.com.au Location: 2 Newspaper Place, Maroochydore 4558 Website: www.seniorsnews.com.au Subscriptions Only $39.90 for one year (12 editions) including GST and postage anywhere in Australia. Please call our circulations services on 1300 361 604 and quote “Gold Coast Seniors Newspaper”. The Seniors Newspaper is published monthly and distributed free in northern New South Wales and south-east Queensland. The Seniors newspaper stable includes Toowoomba, Wide Bay, Sunshine Coast, Brisbane, Gold Coast, Northern NSW, Coffs and Clarence and Central Coast publications. Published by ARM Specialist Media Pty Ltd (ABN 73 064 061 794). Printed by APN Print, Yandina. Opinions expressed by contributors to Seniors Newspapers are not necessarily those of the editor or the owner/publisher and publication of advertisements implies no endorsement by the owner/publisher.

seniorsnews.com.au Monday, January 16, 2017

Music fest links multi-generations

THIRTY years ago the now famous Woodford Folk Festival was birthed in Queensland’s Sunshine Coast hinterland. From small beginnings, the festival audience numbers have grown, this year culminating in a grand total of about 130,000, and of those there were plenty in the post 50, 60, 70-year-old age group. In my youth, music festivals were extremely youth-orientated events (and many still are), but in contemporary Australia there is no use-by age on festival entry

FROM THE EDITOR’S DESK GAIL FORRER

Group editor Seniors Newspapers network

requirements. Many of us can bend into a killer yoga pose, swing an energetic Tai Chi circle, meditate, contemplate and travel among our parents, children, grandchildren and peers with ease. A trip to Woodford shows that one of the great qualities about

contemporary elders is our desire and ability for intergenerational connections. Check out the crowds, the youngest carried in cradles and the eldest pushing walking frames, while the vast majority between early teenage and very late adulthood stride, saunter, and sway to whatever entertainment takes their fancy. It wouldn’t have happened a generation ago, it couldn’t have happened. But then we came along. The crazy kids of the ’60s and ’70s all

grown up, shaped by the Beatles, the Rolling Stones, miniskirts, surfboards, dented by drugs, free love, divorce. Our lives stretched between grandkids and our own parents all at once. But the really beautiful thing, the thing that isn’t practised, constructed, readied or relied on, is the intergenerational gathering. The big circle that is created and linked, that shrinks and expands and every year strengthened by another generation, no matter what the age.

Free session for seniors’ groups THE LAWS around electricity pricing have changed. Energy retailers in south-east Queensland can now decide how much to charge customers for their electricity. To help understand these changes, COTA Queensland Peer

Educators are providing free sessions to seniors’ groups and organisations. During these one hour sessions, participants will be provided with information to: ■ Better understand their bills; ■ Know where to go to compare offers;

■ Find out how to compare deals; and ■ Know where to look for potential savings and how to avoid pitfalls. Sessions will be offered in south-east Queensland until May and sessions are limited so book early. ■ Download the cotaqld.org.au/wp-

content/uploads/2016/ 12/COTA-Qld-PeerEducation-Booking-Form2016-17-003.pdf ■ Email to bookings@cotaqld.org.au or post to COTA Queensland, PO Box 15525, City East, Qld 4002 or fax to 3316 2900.

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Seniors 3

From Yoko to John

Story inspires John Waters as tribute continues, 25 years on

December 8, 1980, he said, “I couldn’t think of anyone else in the rock and roll era who measured up to him. His image is of someone who is always worth listening to and it has endured. “I didn’t want some historical treatise. I wanted something personal, something visual. I show his life in a series of vignettes like a drowning person seeing his life in bits and pieces but not in a chronological way.” Two years ago in December he was in New York with the show and held a press conference about a block away from the Dakota building. “It was kind of creepy walking past the gateway where he was shot dead. It’s a piece of New York history now. “Yoko Ono still lives in the building. She was extremely gracious, approving the show and the way we dealt with the subject matter. She gave us all the copyright we needed. “I’ve always had a lot of regard for Yoko. She was much maligned in a racist kind of way when she first got with Lennon. As if they were the only two people who had ever had an adulterous affair. Shock, horror. “And then there was a condemnation of her as a person who controlled Lennon. She never did as far as I can make out. In fact, Lennon borrowed from her artistic pursuits. He loved what she did as an artist. She became his muse.” When John isn’t touring, he’s at home with wife Zoe (47) and children Archie, who is 14, and 10-year-old twins Gloria and Rusty.

ON STAGE: John Waters will perform Lennon: Looking Through a Glass Onion with collaborator Stewart D’Arrietta.

“I find it very rejuvenating to have small children all over again.” It’s his third marriage and he also has two grandchildren from his first marriage. “My son Archie is about a year younger than granddaughter Lily. When they were very young, we’d go to the shopping centre and onlookers would hear

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STELLAR actor John Waters is 67 and has a complete disregard for his years. “Some people might say, ‘Now I am this age I’m going to do less’ but I see it as an opportunity to say, ‘I’m going to do more’.” And he means what he says. This year he has appeared in ABC-TV’s Rake and Dr Blake and Channel 10’s Offspring. He’s just finished shooting the Ben Elton movie Three Summers with Michael Caton, and next month he is taking his tribute to Beatle John Lennon on a two-month tour. Oh, and in April he stars in Sydney in Talk, the new Johnathon Biggins’ play about a shock jock who locks himself in his broadcast studio and goes feral. John was at his home in the Southern Highlands of New South Wales when Seniors called to talk about his part biography, part music show, Lennon: Looking Through a Glass Onion, which he will perform with collaborator, Stewart D’Arrietta, in Caloundra on January 12 as part of a 13-regional city tour. He’s calling it The 25th Anniversary Tour as it was in in January 1992 that he first presented his tribute to the late Beatle at the Tilbury Hotel in Sydney. Since then he has taken it to all our major cities, London’s West End, New York and the Brian Epstein Theatre in Lennon’s birthplace, Liverpool. Asked why he selected the charismatic Lennon, who was fatally shot outside the Dakota Building in New York on


4 Seniors Gold Coast

seniorsnews.com.au Monday, January 16, 2017

Finding the extra cash

Suni Golightly & Gail Forrer

KEEP AN EYE ON TAX

THERE’S a new economy happening. It has a couple of names, both indicative of its meaning. The names refer to the same thing and have come about due to what’s known as the Digital Disruption, which had come about due to the innovation of Digital Platforms. Before we go too far into this, let’s share some meaningful phrases: Firstly, in this article we are going to be talking about the Gig Economy, in other words, about the small jobs (the gigs) you can take on for some extra cash. Secondly, we are talking about the Sharing Economy, this term refers to job sharing. Beyond our friends and family, we can now “share”, for instance, our cars and our homes or other under-utilised assets and charge for it. Digital Platforms are the websites where the wheeling and dealing is done. Customers use the site to view products placed and services shown by a provider.

❚ As for the dollars you might make out of all this enterprise, CPA Frank Knudson says that if it’s just a hobby, with minimal income earned, you don’t need to declare it but you also can’t claim expenses. ❚ If, however, you are making a reasonable income and it’s not only a hobby, the tax office wants to know, so keep good records of both money in and money out. ❚ For a full Age Pension, a single person can earn up to $4264 a year, while a couple (combined) can earn up to about $7592 a year without it affecting their pension. ❚ Self-funded retirees can earn a “rebate income” of up to $28,974 each ($57,948 combined) or $32,279 if they are single without paying income tax, subject to certain conditions. This “rebate income” is in addition to any super benefits from a taxed source.

DRIVE TIME: Uber has opened up the market for both customers and drivers.

Because it is on the web, it has a huge range of visibility and reaches massive audiences. On this site a host of tasks are available, ranging from household chores and errands to high level professional projects, making freelancing accessible to anyone, regardless of skill level. THE CHANGING WORKFORCE A study by The

Organisation for Economic Cooperation and Development has shown as the population ages, people are also working longer. Forty-five percent of women in Australia aged 60–64 were in the labour force in 2013, up from just 15.2% in 1993. For men 65 and older, it’s 17% – double the number from 20 years ago. But what is well

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known is the older person’s preference for part-time work and flexibility of hours works. THE good news is that Sharing/Gig Economy is based on those preferences. If you are computer literate, and can take quality photos on your digital camera or smart phone, you are on your way to pocketing some

spare cash. Make ceramic pots, children’s toys, or clothing and want to sell some? List them on Etsy, a marketplace started in 2005 in New York that now has millions of potential customers. Got a spare room you’d like to let out sometimes or want to rent your house while you’re on holiday? Welcome to Airbnb, founded in San Francisco in 2008, where hosts and guests get to know each other through detailed profiles and personal

reviews and payments are transferred securely. Fancy picking people up from the airport and taking them to their destination, or simply ferrying locals around? Hello Uber, launched in Australia in 2012. Uber spokesman Mike Abbott says: “For many retirees, driving on Uber is just an hour or two a day, here or there, to top up their pension, meet new people and help pay the bills”. Airtasker, founded in 2012, is another great

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Monday, January 16, 2017 seniorsnews.com.au

to spend ❝ LOGGING IN

❚ Research into users of “platforms” like eBay and Airtasker shows plenty of Australians logging in, although the older age group could do well to start taking advantage of these sharing economies. ❚ Airtasker says it now has 850,000 users and has created more than $8.5 million worth of work a month since its launch, with 8.5% of workers on Airtasker aged 55 and over, and this number is growing. ❚ About eight million Australians are interacting with eBay every single month, with less than 10% of those people 65+. ❚ Recognition rates for Airbnb among the 65-plus demographic are about 14.4%, according to Roy Morgan Research. ❚ As for Uber, about one in six drivers are older than 55 years old. ❚ Etsy’s American CEO Chad Dickerson says the site has more than 15 million members and, from a buyer perspective, Australia is number four out of 150 countries, just behind the US, the UK and Canada. The average age of sellers is 39.

way for retirees to put skills back into use. From tasks like gardening or baking to services like accounting or legal advice, users list a task and a budget and community members bid to complete it. Etsy, Airbnb, Uber and Airtasker are just a few of the web sites open for business, but don’t stop there, spend a little time googling (importantly reading reviews) to find a

digital platform that’s a good fit for your attributes and assets. How Airtasker works: What do you need done? ■ Describe the task you need completed. Post any task from cleaning to web design in just two minutes – for free! There’s no obligation to hire. ■ Select the best worker for you ■ View profiles and

Seniors 5

Airtasker says it now has 850,000 users and has created more than $8.5 million worth of work a month since its launch, with 8.5% of workers on Airtasker aged 55 and over, and this number is growing. reviews to pick the best Airtasker Worker for the task. When you accept an offer, you’ll add funds securely via Airtasker Pay, which are held until completion. Now you can private message and call the Airtasker Worker. ■ Task completed ■ Now your task is completed you can release the task funds held with Airtasker Pay. Once released, you can leave a review for the Airtasker Worker to help improve our Community. ■ www.airtasker.com

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6 Seniors Gold Coast

seniorsnews.com.au Monday, January 16, 2017

Save Our Broadwater Residents mobilise to save The Spit By Yvonne Gardiner

THE community-owned Southport Spit on the Gold Coast is a battleground at the start of 2017. Protest groups, which have already seen off plans for a cruise terminal, are working together to protect The Spit from intensive high-rise development. Save Our Spit, Save Our Broadwater and The Main Beach Association (MBA) are among the groups whose members – many of them retired – have been busy handing out information flyers during the school holiday period. In their sights is the Chinese-owned ASF Consortium proposal to build on a five-hectare site between Seaworld and the Fishermen’s Co-op. The $3 billion proposal includes five high-rise towers – a residential tower between 20 and 45 storeys, a casino, three

COMMUNITY BATTLE: Main Beach Association secretary Sue Donovan campaigns against a proposed high-rise development at The Spit. PHOTO: YVONNE GARDINER

hotels, conference facilities, a waterfront plaza and retail precinct. MBA supports the hotel, tourism and recreational components of the concept. Association secretary Sue Donovan says the Gold Coast City Council

town plan imposes a three-storey limit on The Spit. “From the Reachtel survey commissioned by MBA and Save Our Broadwater, we know that 59% (of respondents) are opposed to high-rise on The Spit,” she said.

“We’re not against development. “We’d love to see another fabulous hotel like the Sheraton or Palazzo Versace. They are labour-intensive and provide jobs. “ASF is claiming to create 10,000 new jobs –

these claims are totally far-fetched. “The sad part is, people read that figure and believe it.” Sue says the protest groups are preparing for “a big fight”. For full story go to: seniorsnews.com.au.

Wine and dine in great style at expo THE Gold Coast Food & Wine Expo is an annual, three-day event dedicated to celebrity chefs, food and wine, cheese, cocktails and everything gourmet. Featuring celebrity chef cooking demonstrations, culinary presentations and more than 80 exhibitors showcasing their products and offering free samples of gourmet food and wine, this is an event designed to suit every taste. The expo runs from January 20 to 22 at the Gold Coast Convention and Exhibition Centre. Some of Australia’s renowned wineries will have stands together with free cooking demonstrations from Masterchef and My Kitchen Rules celebrities. Gold Coast Food & Wine Expo ■ Friday, January 20, 11am-8pm ■ Saturday, January 21, 10am-6pm ■ Sunday, January 22, 10am-5pm


Gold Coast

Monday, January 16, 2017 seniorsnews.com.au

Seniors 7

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8 Seniors Gold Coast

seniorsnews.com.au Monday, January 16, 2017

Talk ‘n’

Counting the numbers AFFORDABLE HOUSING AND THE OLDER PERSON IN 2011, according to ABS Census data, there were 135,494 women aged 55 and older in the private rental market, up from 91,549 who were counted in the 2006 Census. These figures are likely to underestimate the real number of older women who are renters, especially those with an informal or sublet rental agreement. Officially, older women now make up four per cent of private rental tenants (as opposed to those living in community or public housing), and, as

Australia’s population ages, this percentage is set to increase. - In 2011-12, only 11 per cent of the 1,789 older women who needed help with long-term housing received this assistance. The data alone does not

Homelessness experienced later in life is not often the result of past periods of homelessness. It is often triggered by particular events. CONTINUED ON PAGE 9

A DAY ONE HUNDRED AUSTRALIANS ARE REPORTED MISSING EVERY DAY. MISSING PERSONS ADVOCACY NET WORK (MPAN) OFFERS A FREE, INTERAC TIVE WEBSITE TO HELP THOSE LEFT BEHIND. W W W.MISSINGPERSONSGUIDE.COM

Hurdles, highjumps and solutions

How do we access TIMELINE FROM THE EDITOR’S DESK GAIL FORRER

Group editor Seniors Newspapers network

MONEY - MONEY MONEY. AFFORDABLE HOUSING is not going to happen without funding. To this end the Federal Government is investigating a new model of financial funding, it’s called BOND AGGREGATOR. Below is an explanation of the process that has revealed the model, a basic description and the next step. - Gail Forrer, Editor.

2015: October : A request from Treasurers at the Council on Federal Financial Relations for further work on housing affordability. 2016: January 7: the Australian Government announces the establishment of an Affordable Housing Working Group (the “Working Group”) 2016: February 2 - March 11: The Working Group undertake a public consultation process which includes a call for submissions from interested parties on innovative ways to improve the availability of affordable housing 2016: December: The Council on Federal Financial Relations meeting Treasurers considered the Working Group’s report. Treasurers agreed to the recommendations of the report, in particular the establishment of a bond aggregator taskforce, and agreed to make the report publically available. 2017: Mid year: The taskforce will design a bond aggregator model and report back to Heads of Treasuries. IN response to a variety of voices urging government to intervene

to combat surging property prices, which has had an increasing number

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of Australians with a limited income unable to buy or rent a home, the Federal Government set up a task force. In January 2016, the Australian Government announced the establishment of an Affordable Housing Working Group. The Working Group focussed primarily on investigating ways to boost the supply of affordable rental housing through innovative financing models. These models are aimed at the social housing sector and the private rental market for low-income and disadvantaged households. In December 2016, the


Gold Coast

Monday, January 16, 2017 seniorsnews.com.au

thoughts

Seniors 9

Share your thoughts

Email: your ideas to editor@ seniorsnewspaper. com.au

Hurdles, highjumps and solutions

affordable funds?

The AHURI research outlined the creation of Affordable Housing Finance Corporation to source funding from the bond market so as to provide lower interest, long-term loans to not-for-profit organisations developing housing for lower income households. Council on Federal Financial Relations agreed to the recommendations of the report, in particular the establishment of a bond aggregator taskforce, and agreed to make the report publicly available. The taskforce will design a bond aggregator model and report back to Heads of Treasuries by mid-2017. AFFORDABLE HOUSING FUNDS TO COME FROM A BOND

AGGREGATOR MODEL. Federal, State and Territory Treasurers have endorsed a recommendation to establish an expert taskforce to design a bond aggregator model. *AHURI research on a bond aggregator model was central to the Affordable Housing Working Group report’s bond aggregator model adopted for the

Treasurers’ affordable housing plan (www.ahuri.edu.au) The AHURI research outlined the creation of an Affordable Housing Finance Corporation to source funding from the bond market so as to provide lower interest, long-term loans to not-for-profit organisations developing housing for lower income households. As the AHFC would source large amounts of

capital, it means money would be raised efficiently with reduced financing costs rather than in expensive one-off transactions such as when borrowing from a bank. *The AHFC model has been adapted to Australian financial market conditions from established Swiss and UK schemes. Its benefits are that it is relatively simple and transparent; minimises the impact of debt on government budgets; draws on the successful experience and expertise of other countries; and provides lower cost finance to community housing providers.

HAVE YOUR SAY: Email editor@seniorsnewspaper.com.au or go online to www.seniorsnews.com.au.

Cause and effects FROM PAGE 8

provide an explanation for why so few women in search of long-term housing were helped, but the lack of available options – from the expense of private rentals to the paucity of social housing – surely has something to do with it. (Older Women’s Pathways out of Homelessness in Australia, University of Qld for the Mercy Foundation, February 2014). - Homelessness experienced later in life is not often the result of past periods of homelessness. It is often triggered by particular events. While the literature and policy-makers have long understood the risk factors of

homelessness for older people (such as divorce, separation, loss of partner, ill health, disability), new risk factors are emerging. For the younger old, employment insecurity becomes a risk factor, as households are less able to afford housing. For the older old, low-income housing options are in short supply and trigger events can accelerate and intensify the risk of homelessness. The lower superannuation contribution for women is also a risk factor to them being at risk of homelessness in older age. For older people who fall out of home ownership, they are more likely to require housing assistance.

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10 Seniors Gold Coast

seniorsnews.com.au Monday, January 16, 2017

Beach rescues make headlines OF THE 45 rescues performed by Queensland lifesavers during the Christmas holiday period, 33 were on bustling Gold Coast beaches. Lifesavers watched over an estimated 104,000 beachgoers across Queensland, while also performing 11,274 preventative actions to protect swimmers. For Currumbin Beach Vikings Surf Life Saving Club active reserve patrol member Don Power, those preventative safety measures are just as important as the rescues. “They don’t make the headlines though,” he said.

Don joined the “red and yellow army” in 1983, and he’s taken part in a few rescues. Making beachgoers safer is what he calls his “community contribution”. Like any lifesaver, he loves the water and the beach – the whole lifestyle. “Lifesaving, it’s part of Australia. From a safety point of view, it’s important.” Simple safety tips: ■ If in trouble, stick up your hand for help; ■ Don’t swim at unpatrolled beaches; and ■ Don’t swim at night or after consuming alcohol.

HELPING HAND: Molendinar resident Grant Keith benefits from the Safe and Confident Living Program administered by Churches of Christ Care. PHOTO: YVONNE GARDINER

A caring program Yvonne Gardiner

Jim Burdett, John Towner and Don Power team up for patrol at Currumbin Beach Vikings Surf Life Saving Club.

GRANT Keith was a highly qualified teacher and active in his community before his life was changed irrevocably by two road accidents. The first in 1990, on his motorbike, left him with three broken vertebrae. He was recovering well

from those injuries when, in 2001, a tow truck did a u-turn in front of his car. “I banged my head on the dashboard,” Grant said. “I’ve had other injuries since then.” Grant, 61, now suffers with constant headaches and neck pain, and rarely ventures out. Churches of Christ Care

on the Gold Coast, through its Safe and Confident Living Program, provides domestic assistance each fortnight, and social outings. “The program takes you, from being a prisoner in your own home, back into society,” Grant said. Churches of Christ Care community care area

manager Elizabeth Hutchinson said the program promoted active ageing, designed to support older people aged 60 and over. For inquiries email GoldCoastTweedCC @cofcqld.com.au. For full story go to: seniorsnews.com.au

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Gold Coast

Monday, January 16, 2017 seniorsnews.com.au

Seniors 11

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12 Seniors Gold Coast

seniorsnews.com.au Monday, January 16, 2017

Live and

Saturday 18th March 2017 BRISBANE TO YANDINA Steam train from Roma Street to Yandina return. Coach from Yandina to Noosa or Mapleton Falls. Thursday 2nd to Sunday 5th March 2017 URANGAN JETTY CENTENARY Travel to Maryborough West on diesel and cars train. Help celebrate 100yrs since the jetty at Urangan was commissioned. Some meals included. Accommodation at motels.

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WELL YOU are over Christmas Day and now you have a few leftovers. What are you going to do with all this food? Here are a few ways to utilise and save. Freezing is always good, as long as the food hasn’t been frozen before and hasn’t been left out of the fridge. You will need to freeze leftovers as soon as possible and do not refreeze already cooked prawns unless fresh. Ham bags are a must for leftover ham or you can use a cotton pillowcase. Ham can be a great time saver for you over the holidays. You won’t need to think too hard if you have any left. Just think of the ham as being thicker bacon! Ham and eggs, ham sandwiches, ham steaks (beautiful on the barbie), caesar salad, spaghetti carbonara, ham and potato fritters – the list is endless. Prawns – if you have any left, of course, and you have poached them yourself – you can freeze as long as they haven’t been out of the fridge too long. You can use the green prawns in spring rolls, Thai green prawn curry or rice paper rolls for cooked prawns. Bubble and squeak is a


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Seniors 13

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Monday, January 16, 2017 seniorsnews.com.au

Are you raising Grandchildren?

traditional English meal made from leftover roast vegies, mashed potato or mashed roast potato and any vegies you have left – peas, pumpkin, parsnip, even cabbage, or you can even add ham to the mix. Great for breakfast or easy dinner. If you still have any Christmas plum pudding or Christmas cake, a great

way to keep the leftovers is to cut the pudding or cake into individual portions and put in a ziplock bag and freeze as individual serves. This way there is no waste and you always have a dessert on hand because the pudding will last in the freezer for months. So don’t throw it out!

■ 1 tablespoon olive oil ■ 150g thickly sliced ham, cut into thin matchsticks ■ 500g tagliatelle or spaghetti ■ 6 free-range egg yolks ■ 100ml thickened cream ■ 30g butter ■ 1/4 cup flat-leaf parsley, finely chopped, plus extra to serve ■ 2/3 cup (50g) grated pecorino ■ 2/3 cup (50g) grated parmesan, plus extra to serve Heat oil in a large non-stick frypan over medium heat, add the ham and cook for 10

minutes until it starts to crisp and is light brown in colour. Cook the pasta in a large saucepan of boiling salted water according to packet instructions. Drain. Lightly whisk eggs and cream in a bowl. Add the butter and parsley to ham, then add pasta and cheeses and toss well to combine. Remove the pan from the heat and quickly add the cream mixture. Toss gently to combine – the pasta's heat will cook the egg slightly and form a creamy sauce. Season to taste, then serve with extra parmesan and parsley.

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14 Seniors Gold Coast

seniorsnews.com.au Monday, January 16, 2017


tech savvy

Monday, January 16, 2017 seniorsnews.com.au

ARE YOU AN EXECUTOR IN SOMEONE’S WILL? YOU MAY WISH TO RECONSIDER YOUR APPOINTMENT...

www.seniorsnews.com.au

Join the sharing economy TECH TALK GEMMA WESTACOTT broaden your reach and increase your odds of finding the right job at the right time. You can also look for a carer. Care connects families and individuals with great carers to help them with their loved ones. Website: care.com EBAY is an online auction and shopping website where people and businesses buy and sell a broad variety of goods and services to more than 30 countries worldwide. In addition to its auction-style sales, the website has a “Buy It Now” option also. The website is free to use for buyers, but sellers are charged fees for listing items and again when those items are sold. Website: ebay.com.au FINDER is a website offering Australians advice from money experts while learning more about your finances and empowering a change for the better. You can compare services from many companies in a variety of industries,

Seniors 15

All Things Legal

Online ETSY is a unique online marketplace where you can sell your items and craft supplies directly to buyers around the world. Everything listed for sale on Etsy must be handmade, vintage or a craft supply. There’s the opportunity to launch your own business or range of products to market with minimal start-up costs. Joining enables you to potentially connect with millions of buyers around the world. Website: www.etsy.com AIRBNB is a peer-topeer online marketplace and homestay network that enables people to list or rent short-term lodging in residential properties, with the cost of such accommodation set by the property owner. The company receives percentage service fees from both guests and hosts in conjunction with every booking. It has more than two million listings in 34,000 cities and 191 countries. Website: airbnb.com CARE is the perfect website to help you make money if you’re experienced in aged care, special needs, nannying or babysitting, or even pet care. By joining, you’ll

Gold Coast

Many people are unaware of their obligations as an executor of an estate and do not even know they have been appointed! Senior Associate Lucy McPherson provides an overview of what is required of you as an executor and your duties. When we provide advice to our clients in relation to the preparation of a Will, one of the most important decisions a person must make is who to appoint as executor of their estate. As professionals within our own families we are often asked to be executor of an estate within the family. Many people will be asked to be an executor of an estate at some stage. But what exactly does the role entail?

including utilities, technology, shopping, travel, money (including loans, trading and funds) and all types of insurance needs. Website: finder.com.au UBER gives you the freedom to get behind the wheel when it makes sense for you as your own business. Whether you’re supporting your family or saving for something big, it gives you the freedom to make some extra $. You choose when you drive, where you go and who you pick up. It is also affordable transportation instead of catching a bus, train or taxi if you can share the cost. Website: uber.com ARTPAL helps you to buy or sell your perfect art. You can create your free gallery and sell your art instantly, with 73,000 artists selling original art, prints and custom framing. It’s free and easy and has no membership fees. You receive 95–100% when ArtPal sells your art and get paid instantly. A free print-on-demand service is available and sell and ship your own art, or have ArtPal handle all your printing and shipping at no cost to you. Website: www.artpal.com

An executor’s duties are far reaching. An executor essentially stands in the shoes of the testator after death. The overall duties of an executor include: 1. arranging disposal of the body and the funeral; obtaining a grant of Probate; 2. collecting the assets; selling assets (where appropriate); 3. insuring and securing assets; 4. attending to the payment of debts (including finalisation of taxation matters affecting the estate); 5. administering trusts; 6 investing assets; 7. keeping accounts; 8. responding to litigation in the estate; 9. settling any claims on the estate; and 10. distributing the estate pursuant to the terms of the Will or any applicable Court order. So you have been appointed as executor of an estate. What do you do? The first thing you should be aware of when appointed as an executor of an estate is that you are not compelled to accept the appointment. Acting as an executor of an estate can be an onerous job and it’s not for everyone. The role can take up a lot of time and energy. Before you accept the appointment you should be aware of exactly what the role entails. If you accept the role you will be responsible to third parties for your actions (or inactions). If you don’t act appropriately as executor you may be the subject of claims by beneficiaries or creditors. The liability in those circumstances may be personal – that is, your personal assets may, in some circumstances, be placed at risk by accepting the role. An executor is not only required to collect the assets, pay debts and distribute an estate, but an executor is also the party to be named in any Court action affecting the estate. Unfortunately a number of estates end up before a Court. It is the executor’s role to respond to any Court action taken against the estate and litigation can be emotionally and intellectually exhausting for anyone. An executor may also be required to respond to claims by creditors (including the Australian Taxation Office), or seek the Court’s assistance in the interpretation of a Will (in circumstances where there is an ambiguity in the Will). As you can see the possibilities are almost endless. An executor cannot simply walk away from these obligations once the role has been accepted. Due consideration should be given to accepting the appointment. It may be more appropriate, for example, for a professional to act in the role as executor where the estate administration is complex in nature. Many people do not realise how serious the role can be with possible personal liability for claims by beneficiaries, legal costs, tax and creditors.

RENOUNCING YOUR ROLE AS EXECUTOR If a person is appointed as an executor under a Will but does not wish to take on the role, he or she can renounce Probate by filing the appropriate documents with the Supreme Court, providing they have not “intermeddled” in the estate. Intermeddling in the estate simply means any action taken by an executor which may be construed to indicate their acceptance of the office of executor. For example, an executor who has called in assets, or settled a claim on an estate, would be taken to have intermeddled in an estate. DUTIES OF AN EXECUTOR AND REMOVAL Ultimately the executor has a fiduciary obligation to the beneficiaries of the estate. Fiduciary simply means a relationship of trust. An executor must act in the best interests of the beneficiaries of an estate in discharging their duties. Unfortunately sometimes executors don’t act appropriately and beneficiaries are required to seek their removal from office. Examples include where a beneficiary may consider that the executor is not administering the estate properly or expeditiously, or where a beneficiary may consider that the executor is acting in his or her own interests and placing those interests before those of the beneficiaries. Proceedings for removal of an executor can be taken by any party who has a sufficient interest in the estate. The deliberation and intention of the testator (the Willmaker) in appointing a person as executor of their estate is an important consideration for the Court in considering any application to remove an executor from office. A Court will not lightly interfere with the decision of a testator to appoint a particular person as his or her executor. The Court must be satisfied that the actions (or inactions) of the executor are sufficiently grave to warrant their removal. Examples of where an executor has been removed from office include where an executor has done nothing in the performance of their duties and misappropriated estate funds, or where an executor was of bad character, where the executor was suffering ill health, where an executor was of unsound mind, and where an executor was not competent to take probate. The Court has the authority to revoke the grant to an executor on the basis that he or she is not fit and proper to perform his or her executorial duties. In those circumstances sometimes the Court will appoint a professional (such as a lawyer or accountant) to act as the administrator of the estate to complete the estate administration. CONCLUSION Many of our clients are asked to act as executors. Sometimes significant emotional pressures can be applied by family members to act in this role. The acceptance of the role of an executor comes with significant burden and there is value in appointing a professional to act as executor in some circumstances. If you have been appointed as executor of an estate you should be aware of the role and what is expected of you. If you have been appointed as executor it is important you receive legal advice in relation to your rights and duties as soon as possible. Our Wills & Estates department has experienced lawyers who practice exclusively in this area. Please contact department manager Donna Tolley on (insert usual sign off contact spiel). We offer a free initial appointment at any of our offices or by phone. Lucy McPherson

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16 Seniors Gold Coast

seniorsnews.com.au Monday, January 16, 2017


Gold Coast

Monday, January 16, 2017 seniorsnews.com.au

Wellbeing

Seniors 17

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How to live and thrive over 65

This expert says it’s simple, just walk, talk and eat fresh food Jim Fagan

IT IS a sobering fact that slightly more than one in five Queenslanders (17.8pc) over 65 have a mental health or behavioural problem. And the statistic, provided to Seniors by the Australian Bureau of Statistics, comes as no surprise to Professor John Lowe, head of school and sports sciences at Sunshine Coast University. “We have to look at what’s happening as we age, how previously healthy life styles have changed and how social,

working and living environments have also changed,” he told Seniors. “The three main components of mental wellbeing and healthy living are physical activity, cognitive ability, nutrition and they are all related. “When someone says to me, ‘What’s the one thing I can do to maintain my cognitive and physical functions?’ I say get out and walk with somebody. Walk and talk, it’s really that simple go for a walk and talk about whatever you want. “You don’t have to jog or go to the gym to get fit.”

Professor Lowe said a diet to include fruit and vegetables made a lot of sense. “When you are young and your metabolism is high, you can get away with not eating the perfect diet because you are more physically active. “Unfortunately, as our taste begins to change and our desire for comfort food increases there is a spiral down to less activity, more energy dense food and less socialisation. “Nowadays it’s being made easier for individuals who don’t have a spouse, or a spouse

that doesn’t want to cook, to go to Coles or Woollies, get a steam pack of vegies and throw it in the microwave. “It’s maybe not as good as a fresh lot but it’s better than saying ‘I’m just going to have a snag night’.” Professor Lowe also believes in older people sharing skills and expertise, like helping a neighbour, volunteering with community groups or mentoring a younger person. “That’s why grandparents are great with grandkids, helping them with school work.”

SIMPLE PHILOSOPHY: Professor John Lowe, head of school and sports sciences at Sunshine Coast University.

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18 Seniors Gold Coast

Wellbeing

seniorsnews.com.au Monday, January 16, 2017

In praise of wrinkles Try not to fear your wrinkles, learn to embrace them

TUNED UP FOR THE THIRD AGE PAUL McKEON IN OUR youth obsessed world, wrinkles are regarded as an unfortunate affliction normally found in people over 50. They are to be feared, hidden if possible and are often the butt of “oldies” jokes. How could we get it so wrong? Surely one of the main reasons for being on this earth is to experience the highs and lows of life. These experiences leave their marks on our minds and on our bodies. They help form our character and attitudes and they leave lines on our faces. A mature, lined face shows that we have accepted challenges, enjoyed victories and good times, found the strength

A mature, lined face shows that we have accepted challenges, enjoyed victories and good times.

to survive defeats and try again. They are the outward signs of having lived our lives. Young faces and bodies are often beautiful. They are unlined, untested and can be like a blank canvas before life starts to paint on their surfaces. Youthful, unlined faces are to be enjoyed, but not worshipped as something we should all strive for when clearly the human face changes with age. To focus on youth and beauty and denigrate older faces is to make the mistake of only considering the outer, physical appearance. The cliché “beauty is only skin deep” is still relevant.

NATURAL HIGHLIGHTS: English Actress Helen Mirren lives well with her lines and is embracing ageing gracefully.

It is the journey from unblemished and untested youth to wrinkled maturity that defines who we really are. People who have handled the journey well

may have lost much of their youthful beauty but they still can be very beautiful people in their 60s and 70s. The current crop of people over 60 has

probably seen more change during their lives than any other generation that has ever walked this earth. Surely this experience is worth a few wrinkles.

:

Go online to see what is on offer, including a number of books that can help you to enjoy your retirement years. Visit: www.mylifechange .com.au.

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Pick up your free copy of the February edition at your local stockist or read online at seniorsnews.com.au News + LifestyLe + HeaLtH + traveL + fiNaNce + eNtertaiNmeNt

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Gold Coast

Monday, January 16, 2017 seniorsnews.com.au

Seniors 19

HyperBArIC OxyGeN

THerApy

WHAT CONDITIONS DOES HYPERBARIC OXYGEN THERAPY TREAT? Anything that can benefit from increased oxygen availability either as a primary treatment or in conjunction with other therapies and medication such as:

LITTLE TO NO OUT OF POCKET EXPENSE.

 Non-healing and infected wounds – ulcers  Diabetic ulcers (prevention of amputation)  Bone infections such as osteomyelitis

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HYPERBARIC OXYGEN TREATMENT – FAQS We are fortunate to live in a time where the wonders of modern medicine are too tangible to ignore. Not a day goes by without an important discovery made, a life-saving procedure performed or vital medications produced as we constantly strive to live longer, disease-free lives.

pressure has been used to assist the healing of wounds for more than four decades. It enhances the body’s natural healing process by allowing the patient to breathe in 100% oxygen in a specially designed compression chamber.

One innovative treatment making a very real impact is Hyperbaric Oxygen Therapy (HBOT) which is giving real hope and improved quality of life to millions of diabetes and cancer suffers in Australia and around the world. The top-class multi-place chamber at the Wesley Centre for Hyperbaric Medicine is much in demand. So much so, in fact, that Australia’s largest, private and fully comprehensive hyperbaric facility performs more than 4500 treatments in each year for patients all over Queensland and Northern NSW.

Generally, oxygen is transported around the body only by your red blood cells but HBOT allows the oxygen to be dissolved into the plasma, central nervous system fluids, the lymph glands, even the bone, and can therefore be carried to areas where circulation has been reduced so oxygen can reach the damaged tissues and support and enhance the body’s healing process. The increased oxygen also improves the ability of the white blood cells to fight bacteria, reduces swelling and allows new blood vessels to grow more rapidly in the infected area.

How does Hyperbaric Oxygen Therapy work? The therapeutic use of oxygen under

Where is the most impressive work done? Most of the scientific studies surrounding the advantages of Hyperbaric Oxygen

 Radiation injury (such as bleeding & urgency from the bladder or bowel, dry mouth, radiation burns)  Anaerobic Bacterial infections  Osteoradionecrosis (ORN)

Therapy look at the benefits to diabetes sufferers who battle with wound healing and cancer survivors who are experiencing the chronic effects of radiation treatment. And for good reason, as these are the cases that present most often in practice. each year more than 4400 diabetics in this country have a limb amputated but HBOT can help treat wounds that refuse to heal by ensuring oxygen, blood and nutrition can access the site that needs it. During radiation, many of the smallest of blood vessels may be damaged or destroyed, which then limits the access of ingredients necessary for healing such as oxygen, antibiotics, nutrition, vitamins and growth factors. HBOT can help supply more oxygen to damaged tissue, reducing CALL 3371 scarring and 6033 FOR increasing stem YOUR cell activity.

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The Wesley is a fully registered and accredited private day hospital and has contracts with most of the major health funds. As we are a day hospital, patients are admitted and discharged daily and all our doctors participate in the no-gap scheme. Most patients have very little to no out-of-pocket expenses for their treatment with us, making this a very cost effective treatment - especially if they have wounds/woundcare, as this is all covered during treatment. We will also look after uninsured patients as long as their condition attracts a Medicare MBS number.


20 Seniors Gold Coast

wellbeing

seniorsnews.com.au Monday, January 16, 2017

The tip is to be familiar

Detection early has high cure rate

conditions are risk factors its development. Undescended testes, which is found in 3-5 per one hundred boys, is a major risk factor increasing the risk by a factor of 10 times in men with undescended testes. This risk is decreased if surgery to lower the testis is performed before the age of one year. This is why all new baby boys have their testicles checked as part of the baby examination. Men with previous fertility problems and men with Down Syndrome are also at an increased risk of this cancer. Men aged between 20-40 are at most risk of developing

testicular cancer however it is also seen in older men. Testicular self-examination is an easy process and is used to detect any lumps. The scrotum is supported in the palm of the hand and each testes is gently rolled between the thumb and fingers feeling for any areas of hardness, lumps or swellings. Each testes should feel firm and the surface should be smooth. Any change to how the testes feel normally is a trigger to see your GP straight away. Testicular cancer is diagnosed with the use of ultrasound scans and certain blood tests and if found, other scans of the body are performed to look for any cancer spread. Treatment involves surgery and possibly radiotherapy and chemotherapy depending on the type and spread of the cancer. So, the message is that all men should become familiar with how their testicles feel and should regularly examine them for any changes. Testicular cancer has a very high cure rate if detected early and the best way to detect it early is to be aware of the development of any new changes. ■ drmichaelgillman.com

STAY HEALTHY: Council Of The Ageing (COTA) will offer free wellbeing sessions.

Free interactive sessions available MOST OF us wish to age well. A core part of this is considering your wellbeing. Research informs us even the smallest change to daily activities can have a large impact on your wellbeing. Wellbeing, active ageing, enablement, wellness, person-centred care and so forth are terms we are hearing more often when talking about ageing and aged care services in Australia. COTA is offering free information sessions to break down this terminology and provide tools for you to identify what is important to you as you age and develop goals that focus on what you would like to improve and how to start making those changes. COTA’s trained peer educators will come to your group and in interactive sessions will discuss; ■ The possibilities/

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advantages of staying well as you age ■ Your options for increasing wellbeing ■ Getting community and aged care services on board to assist you ■ How this can improve local and community services for everyone. Invite one of COTA’s Peer Educators to your group for a free one-hour information session to make the most of these terms and approaches. Sessions are available

from August 2016 to June 2017 and are offered in Brisbane, Logan, Ipswich, Sunshine Coast, Gold Coast, Bundaberg, Toowoomba, Redlands, Moreton Bay and South Burnett How to book a session: ■ Download the booking form: http://cotaqld.org.au/ wp-content/uploads/ 2016/12/COTA-QldPeer-EducationBooking-Form-2016-17 -003.pdf. ■ Complete and email to bookings@cotaqld.org .au or post to COTA Queensland, PO Box 15525, City East QLD 4002. ■ A COTA Queensland team member will be in contact to arrange a speaker and confirm the booking. Contact COTA Queensland on bookings@cotaqld.org.au or call 1300 738 348.

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TESTICULAR cancer is not a particularly common cancer with about 700 men being diagnosed in Australia each year. It is however the second most common form of cancer in men aged between 18 – 39 years. The cancer starts as an abnormal growth in the testicle and often presents as a painless lump. This type of cancer can spread throughout the body however if diagnosed early it often is still localised within the testes and has a very high cure rate. The causes of testicular cancer are mostly unknown however we know that certain

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GOOD MEDICINE Dr MICHAEL GILLMAN

Testicular cancer is diagnosed with the use of ultrasound scans and certain blood tests and if found, other scans of the body are performed to look for any cancer spread.


Gold Coast

Monday, January 16, 2017 seniorsnews.com.au

Seniors 21

Why air could be keeping you from quality sleep Q&A with Debbie Black, Director of Elanra Medical SLEEP quality can be directly linked to the type of air we breathe, according to Director of Elanra Medical Debbie Black. She says too many seniors put up with poor sleep and rest without knowing the cause, or fixing it. We caught up with her to find out just what the link was between air and sleep and how to improve it. Q. What links does air quality have to sleep quality? A. Air quality affects your breathing. Problems with your breathing affects your sleep. A study conducted at Harvard School of Public Health found air pollution significantly increases the risk of a group of disorders known as Sleep-Disordered Breathing. The worst being sleep apnea, but ranging from asthma to allergies and more. The ‘Sleep Heart Health Study’ in the U.S. studied 6,000 people between 1995 – 1998; 3,000 of those people were studied for air pollution across 7 cities in the U.S. They found that an increase in air pollution within the bedroom increased the risk of sleep-disordered breathing, low blood oxygen levels and reduced quality of sleep. They also found that the risk of stopping breathing for at least 10 seconds increased by 13% in summer when pollution

levels increased. Q. Is there a link between air quality and the development of breathing disorders like sleep apnea, asthma etc? A. There is an undeniable link between air quality and breathing disorders, not 100% as some people may have physical obstructions to better breathing, but it certainly would be close. Scientists have already proven Cardiovascular disease is influenced by lack of sleep from increased pollutants. Q. What is actually causing the harm to us within the air? A. It's a combination of the pollutants in our homes and the electrical charges of those pollutants. The changing weather patterns play havoc with human beings as they alter the electricity in the air. Our body is made up of water and electrical frequencies. Dehydrate yourself and you will notice many bodily functions cease to function correctly. Put yourself in a positively ionised space and the air you breathe is bad if there are too much positive ions, you will then suffer, your body cannot function correctly in that atmosphere. On the other hand, put your body into a negatively ionised atmosphere and then your body can restore. Not just you but animals and plants too. Dr Rohan of the

LINK: The quality of the air you breathe could be contributing to poor sleep.

International Laboratory for Air Quality and Health in Queensland further explained in an interview: 'Particles like pollen get trapped into the upper respiratory tract. Smaller particles like small negative ions of oxygen (Elanra call special oxygen) penetrate deeper into the alveoli region of the lungs. 50% are retained there to assist breathing. Because they hold an electrical charge the deposition rate is enhanced by a further 10-20%! Studies continue to show this special oxygen also gets into the bloodstream.’ This

Breathe Better. Sleep Better.

live better.

creates improved health and well-being. Q. How can you tell if the air in your bedroom is safe or not? A. You can use a metre to test the rooms content of positive or negative ions. These metres cost in the vicinity of $600-700. But the best way to tell is to notice how you feel. Do you feel better or worse after a nights sleep in your bedroom? Are you sleeping well? Are you breathing freely? Have you seen your doctor to rule out any physical ailment that many be causing these

PHOTO: GPOINTSTUDIO

difficulties? Q. What should people do if they think they could improve the quality of the air in their home/bedroom? A. Use an air cleaner for large rooms and use an Elanra device next to you as you sleep within 1-2 meters. The air cleaner will do its job in the room. The Elanra will do its job on your body as you sleep. Increased concentration of positive ions in the air increases blood serotonin levels, whereas negative air ionisation neutralises the effect of positive air ionisation and reduces blood serotonin levels to

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22 Seniors Gold Coast

seniorsnews.com.au Monday, January 16, 2017

What’s on YVONNE’S TOP GOOD TIME TIPS JANUARY 20–22

★HEALTH Harmony Soul Gold Coast is held in the arena at the Gold Coast Convention and Exhibition Centre. This health, well-being and spirituality

festival features more than 100 exhibitors plus a popular psychic reader’s room. Leaders and specialists in these fields come together at Health Harmony Soul to share their knowledge, products

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and services. Book a psychic reading, browse and enjoy free seminars, performances, workshops and yoga/meditation classes throughout the three days. Details at healthharmonysoul. com.au.

JANUARY 21

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Autum Tour - (Easter Long Weekender) 4 Days Friday 14th - Monday 17th April 2017 $999 includes: Motels, Breakfasts & Dinners, (3) Morning Teas and Lunches.

Check out free street art exhibition

★WHETHER you are Romanian or not, come along and experience the amazing traditional foods, Romanian music and traditional costumes on display at the Romanian Unification Day. Bring a hat, a smile and spend a family day outdoors at the beautiful Broadwater, as well as have a taste of our lovely

URBAN ART: The Gold Coast City Art Gallery will be holding an exhibit starting in February by Urban artists Banksy and Bambi. ‘Signs of the Time’ street art collection is a must for all to see.

culture. From 10am to 4pm at Broadwater Parklands, Marine Pde, Southport. Cost is free. Details at www.unirea.org.au.

JANUARY 26

★WHAT else should a

country music club located on the beautiful Gold Coast do on this national day of celebration but have a party? Come along dressed as someone who enjoys our Aussie lifestyle and is ready to celebrate our

wonderful lifestyle and our Australia. Everyone is welcome to attend from 11am to 4pm at Heritage Park, 193 Rifle Range Rd, Pimpama. Cost $5. Details Guanaba Country Music Club phone 0427 253 547.

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What’s on

Monday, January 16, 2017 seniorsnews.com.au

JANUARY 28

★CHINESE New Year street festival from 5pm to 8pm at Links Hope Island Golf Club, Springfield Dr, Hope Island. Celebrate the Year of the Rooster in vibrant colour at Hope Island’s inaugural Community Street Festival. Authentic Chinese entertainers including string quartet, singers, flautist, tai chi sword dance, Chinese massage, cultural activities and Chinese street food. There will be plenty for the kids to do at the Little Wonderland, with a chopstick competition, calligraphy and dumpling-making classes. Cost free. Details 07 5530 9048.

JANUARY 30

★LINE dancing for beginners will be commencing on January 30. Free lessons for novice beginners. Learn to line dance for fun, relaxation and

exercise. All ages and you don’t need a partner. Monday and Wednesdays: 9.30am Beginners, 10.30am Early Intermediate and 11.15am Intermediate at Parkwood/Arundel Community Centre, Napper Rd, Arundel/Parkwood. Available for functions, corporate/private, parties and demos. Dallas Line Dancers, phone 0403 225 313.

FEBRUARY 4 AND 8

★FOLLOWING their hit run on Broadway, Ian McKellen and Patrick Stewart return to the West End stage in Harold Pinter’s No Man’s Land, broadcast live to cinemas from Wyndham’s Theatre, London. One summer’s evening, two aging writers, Hirst and Spooner, meet in a Hampstead pub and continue their drinking into the night at Hirst’s stately house nearby. The broadcast will be followed by an exclusive Q&A with the cast and director Sean Mathias. Two shows at the Gold Coast Arts Centre – Saturday, February 4, at 3pm, and Wednesday, February 8, at 10am. Details at theartscentre gc.com.au.

FEBRUARY 8

★SPOTLIGHT THEATRE presents Saturday Night Fever the Musical on Wednesday, February 8, at 7.30pm at Ashmore Rd, Benowa. Cost $25 including supper. Based on the 1970s cult film that launched John Travolta’s career, Saturday Night Fever will transport you back to the time of flared pants, platform shoes and discos. Featuring the Bee Gees’ classics hits Night Fever, Stayin’ Alive, How Deep is Your Love, More Than a Woman and many more hits. The story is of 19-year-old Tony Manero who lives a dull life until he hits the dance floor. A tale of love and passion

that will leave you disco dancing all night. The charity is Townsville’s Reef Aquarium Turtle Hospital.

FEBRUARY 10–26

★THE 2017 Sand Safari Arts Festival will take centre stage on the sands of Surfers Paradise. The popular free event features the Australian Sand Sculpting Championships, drawing thousands of spectators to admire the country’s most talented sculptors as they intricately carve life-sized masterpieces inspired by the theme Mermaids and Mythical Creatures across three days from February 10–12. Cost free. Details Surfers Paradise Alliance 07 5577 6500.

commissioned work. This is a free exhibition at Gold Coast City Gallery, The Arts Centre, Gold Coast. Details 5588 4000.

MARCH 19

★19TH ANNUAL Gold Coast Super Swap Meet Show N Shine is on March 19. At the Country Paradise Parklands, Nerang Beaudesert Rd, just 2km west of Nerang. Set-up is from 12pm Saturday with entry at the back gate on Billabirra Cres. Look for signs on the Nerang Beaudesert Rd. Entry is from 6am on

Sunday. The public and Show N Shine entry is at the front gate on Nerang Beaudesert Rd, from 6am Sunday. Cost for adults is $5 each and kids under-12 are free when accompanied by adult. Swap sites, which are $10 each including driver are open to all vintage and classic cars and parts, antiques, collectables, model cars, motoring books, etc. Trade sites cost $25. Pre-booked undercover sites are available for $30 to $35. No booking is required for outside sites. Show N Shine is open to

Seniors 23

all makes and models of cars and commercials. Over 20 trophies are up for grabs for restored and modified vehicles. Entry for the Best Club Attendance Trophy as well as the Show N Shine entry is $5 for display only and $5 extra for judging. All cars must be on-site by 9am for judging. Caterers will be on site. Details call 0449 997 149. Email: aussieacer@hotmail.com or check out our website www.autorestorers .com.au or find us on Facebook.

FEBRUARY 16

★HUMAN Nature, Australia’s top-selling pop vocal group and Las Vegas headliners, effortlessly blend retro cool with contemporary sounds. The Ultimate Jukebox Tour takes audiences on an unforgettable journey through the musical genres and the guys’ 26-year career. Starting with the classics of the doo-wop era, Human Nature and their seven-piece band pay tribute to the legends of pop, motown and soul. At Jupiters Gold Coast, doors open 7pm, showtime 8pm. Details www.jupitersgoldcoast .com.au.

FEBRUARY 18 TO APRIL 9

★WORKS by world-renowned urban artists Banksy and Bambi will feature in the upcoming Signs of the Time street art exhibition developed by Gold Coast City Gallery. Signs of the Time brings a major collection of street art exclusively to the Gold Coast, including international, national and local urban artists from the collection of Ken McGregor and

Bringing Back Memories Easy Listening From the ‘50s to Today

Tune in to the station that rates number one with Gold Coast homeowners over 45*. Enjoy the hits of ‘50s, ‘60s, ‘70s and today – plus community updates, comprehensive news and talkback programs you won’t want to miss. Tune in or listen online now! 4CRB | 89.3FM | 4crb.com *Roy Morgan Research, March 2016

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★JOIN the celebration that unites our nation at the Gold Coast Australia Day event at Broadwater Parklands, featuring a spectacular fireworks display. Pack your picnic rug, gather your friends and family and head down to Broadwater Parklands in the cool of the afternoon for an evening celebration that includes the food truck feast, Aussie Sporting Zone and local musicians. The celebration runs from 4pm to 8pm at The Great Lawn, Broadwater Parklands, Southport. This is an alcohol-free event. Details 07 5581 5286. ★COME and spend your Aussie Day arvo at Australia’s best bowlo! There’s free barefoot bowls between noon and 5pm and live music from 2pm, plus an annual thong-throwing competition. There will also be monster raffles from 7pm. Cost is free. At Club Helensvale, 20–28 Discovery Dr, Helensvale. Details 07 5573 1491.

Gold Coast


24 Seniors Gold Coast

seniorsnews.com.au Monday, January 16, 2017

Finance What can we look forward to? MANY things of economic concern in 2016 did not happen: the global economy did not see plunging growth and deflation; the US Fed did not blindly raise interest rates; commodity prices did not continue to crash; the Brexit vote did not plunge the world into a growth slump; the election of Donald Trump did not cause a share market crash; China did not hard land (again); Europe did not break apart; tensions in the South China Sea did not bubble over into war; and the Australian property market did not collapse. On the note of what actually happened: The global economy continued to muddle along, at around 3% growth. Concerns over deflation faded as commodity prices bottomed, spare

capacity was gradually being used up and the policy focus shifted from monetary to fiscal stimulus. An upswing in industrial commodity prices surprised many and was driven by a combination of better than feared demand as well as supply cuts. The Brexit vote, the US election, the Australian election, and some say the Italian referendum, highlighted to varying degrees the rising support of populist decisions. While growth fears and politics saw the US Fed scale back its planned interest rate hikes, central banks in Europe and Japan remained in easing mode as did the People’s Bank of China during much of the year. Low inflation saw more rate cuts in Australia and growth weakened in the

second half of the year. Meanwhile the Sydney and Melbourne housing markets are at risk of oversupply. 2017 is likely to see another year of okay and maybe even slightly higher global growth, higher inflation, higher bond yields after a pause, and divergent monetary conditions as the US Fed tightens but other countries stay in easy monetary policy.

For information contact Maher Digby Securities Pty Ltd Financial Advisers AFSL No. Ph: 07 5441 1266 This document was prepared without taking into account any person’s particular objectives, financial situation or needs. It is not guaranteed as accurate or complete and should not be relied upon as such. Maher Digby Securities does not accept any responsibility for the opinions, comments, forward looking statements, and analysis contained in this document, all of which are intended to be of a general nature.

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Planning and preparation This year may be a volatile year for investors

THINK MONEY PAUL CLITHEROE YACHTSMEN, like investors, love smooth sailing. But just as periods of rough seas are a sure thing out on the water, there are times when investors face inevitable periods of market volatility. Having recently completed another Rolex Sydney-Hobart yacht race with the crew on my yacht Balance, I can honestly say the comforts of home never feel quite as good as when I returned from Hobart. The open ocean can be a hostile place, and Bass Strait is notorious for dishing up volatile conditions. When the seas are rough, the boat bangs around, there’s very little sleep to be had, and at some stage everyone cops a soaking. These downsides have to be managed carefully, and the key to charting a course for what can be a very risky journey is thorough preparation. It’s the same for investors. It’s impossible to predict what 2017 has in store for asset markets

though it’s a fair bet at some point we’ll experience bouts of volatility. Good preparation can make a valuable difference here too. One of the most effective defences against uncertain investment markets is a diverse portfolio – in other words, spreading your wealth across a variety of asset classes. The availability of

One of the most effective defences against uncertain investment markets is a diverse portfolio managed funds, and low cost exchange traded funds listed on the Securities Exchange, makes it a lot easier to build a diverse portfolio even if you don’t have a lot to invest. Another important strategy is developing and sticking with a long-term investment plan. Having a plan in place provides a roadmap to follow, and that in itself can be very reassuring when asset markets are jittery. Your long-term plan will

also shape the overall look of your portfolio – in other words, how your wealth is diversified. As we age for instance, it can make sense to shift part of your portfolio into more conservative assets. But with an average life expectancy of 80-plus, it still makes sense for many retirees to have some exposure to growth assets like shares. Partnering with experts can also help when it comes to navigating uncertain markets. Let me say that you can build and protect your wealth by yourself, but most of us find it more efficient to do what we do best and consult with others for assistance if we need it, and that’s where a good financial adviser can help. A sensible way to use an adviser is not to be totally dependent on their skills but to develop a relationship where you both have an understanding of your plan. That way your adviser can be of great assistance in selecting, monitoring and fine-tuning your investments as the year unfolds.

Paul Clitheroe is a founding director of financial planning firm ipac, Chairman of the Australian Government Financial Literacy Board and chief commentator for Money Magazine.

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Gold Coast

Monday, January 16, 2017 seniorsnews.com.au

Travel

Seniors 25

SNAPSHOTS OF LIFE ANN RICKARD ann.rickard@apn.com.au

New year, new plans WHERE to go? Where is hot, where is not? Where is safe? Perhaps only you can judge, but here are my top tips. . Switzerland. Perfect for senior travellers because everything works efficiently and almost everyone speaks English. Now there is even more reason to go with the launch of The Grand Tour of Switzerland, the world’s first

electric road tour for electric cars and bikes. Norway. Many of us haven’t been and we need to go, not just for the northern lights and winter holidays but because as seniors we should enjoy new experiences. Mountains and fjords are easily traversed with small group tour operators for the nervous, or self-drive options for the

Ann Rickard gives her top ten destinations choices for 2017 adventurous. Montenegro Close to Dubrovnik, very small, much to offer from spectacular scenery along an enchanting coastline with gin-clear waters and sandy beaches. Kotor’s ancient city walls hide winding alleyways and untouched charm. quickly. No yacht? Rent a small boat and sail to dozens of tiny inlets and beaches along the coast. Las Vegas, USA. Even if you eschew the glitz and glamour you still need to see it once in your life. Where else can you go to the top of the Eiffel Tower for

dinner, be serenaded by a gondolier as you glide along a “Venice” canal and be frightened out of your wits on a helter-skelter ride on top of the New York building all in one afternoon? Milford Sound, New Zealand It’s close, it’s beautiful and it has been judged the world’s top international travel destination. On the west coast of the South Island with dramatic cliffs rising from mysterious dark waters, it is best enjoyed from the sea. If you aren’t up to kayaking plenty of operators will take you on a comfortable cruise, or for a luxe experience take a flightseeing ride in a plane.

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Lorne, Victoria A must-do simply because you drive along the Great Ocean Rd to get there. This is one of the world’s most scenic drives as the road winds,

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curves, dips and rises alongside the breath-taking ocean. Go through Torquay, Anglesea, Aireys Inlet, all beautiful places to stop for coffee and end up in Lorne in time for a pub lunch at the Lorne Hotel. Port Douglas, Far North Queensland SE Queensland is pleasant in winter, but Port Douglas is gorgeous. Sunny days to stroll Four Mile Beach, cool nights to enjoy the restaurants (Salsa Bar is a favourite, you must try the pulled pork filled piquillo poppers) and accommodation options range from budget caravan parks to sumptuous high-end resorts. Yarra Valley, Victoria Because as seniors we have an appreciation of good food and wine and it comes in barrel-loads in this picturesque wine region. Plenty of accommodation options to choose from and a

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wine trail (with designated driver) and stop at the family estate De Bortoli for an Italian lunch in their restaurant. Nambucca Heads, NSW Our friends at website booking.com tell us this is one of the hottest domestic 2017 destinations. The coastal town on the mid north coast of NSW has a beautiful meandering river and white sandy beaches with plenty of riverside cafes and restaurants. It’s also a camper’s paradise and let’s face it, us seniors do love a good camping holiday. Coles Bay, Tasmania A small, casual relaxed holiday town and the entry to the spectacular Freycinet National Park. Tasmania offers a kind of natural beauty we’d normally have travel overseas for. The Freycinet National Park on the east coast about 100km from Hobart should be on everyone’s bucket list.

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Timed perfectly for the Melbourne Flower Show, this tour reveals the best of Melbourne and surrounds. • Melbourne Interna!onal • Flower Show • Sky High - Mt Dandenong • Puffing Billy journey Lakeside to Belgrave • Old Melbourne Gaol • Eureka Tower Skydeck • Melbourne Highlights Cruise • Colonial Tramcar Restaurant

The demand for our 2017 4x4 outback trek by outback tracks to Lake Eyre, has been so high that the tour has already booked out twice, so we’ve managed to put together a third run to the corner in 2017. Journey into the heart of Australia to Charleville, Quilpie, Ray Sta!on, Cooper Creek, Birdsville, Oodnadata, Lake Eyre, Innamincka, The Dig Tree and Cameron Corner.

Take a 4x4 coach through some of the most rough and remarkable terrain to uncover Queensland’s best kept secrets. • Cania Gorge Na!onal Park • Kroombit Tops Na!onal Park • Blackdown Tablelands • Mount Bri#on • Eungella Na!onal Park • Reef HQ, Townsville • Magne!c Island • Atherton Tablelands

A must-do adventure through one of the world’s last unspoiled wildernesses to the !p of Australia. • Rainforest Lodge Stay • Cape Tribula!on Beach • Cooktown Sightseeing • Visit Old Laura Homestead • Moreton Telegraph Sta!on • Giant Termite Mounds • Kuranda Scenic Rail Journey • Thursday and Horn Islands • Stand at the Tip of Australia

27 March 2017

18 May 2017

15 July 2017

6 August 2017

Explore the breathtaking storybook ci!es and unbelievable countryside of Eastern Europe. Visit Romania and discover where the legend of Dracula began, in the real Transylvania. Wander through stunningly preserved 13th - 16th century towns and villages and explore magnificent ci!es including Prague, Krakow, Budapest, Bucharest and Sofia. Travel confidently with an Australian tour escort and English speaking local guides to reveal the very best of Eastern Europe.

it’s taery!

• Private Marquee at • Emmaville Sheep Races • Dogs of Law show • Ballandean Estate Wines • G Gllen Innes Local Tour • Na!o !onal TransportThals • Flight included

Mys

10 March 2017

8 October 2017


26 Seniors Gold Coast

travel

seniorsnews.com.au Monday, January 16, 2017

Indian Pacific a dream ❝ Phil Hawkes

FOR YEARS I’ve been a devotee of train travel. It started in the days of steam locomotives when, at the age of 10, I went on a school trip from Sydney to Cairns which took us three days and two nights of sitting up, not much sleep and blackened faces from the soot. How things have changed in the diesel electric era. I’ve tried the Orient Express from London to Venice, tuxedo and all. I’ve ridden the rails across China, Mongolia and Russia on the Trans Siberian. And of course the Shinkansen, the Japanese bullet trains. But in many ways the most enjoyable of all was a recent trip on the Indian Pacific from Sydney to Adelaide and Perth. Like its sister service The Ghan from Darwin to Adelaide, the Indian Pacific brings the vastness of Australia to your consciousness in a way that simply can’t be matched by air travel. For four days and three nights the seemingly

endless vistas unfold before your eyes and if you thought this would get terribly boring, you’d be wrong. I took a book and managed to get through one chapter as well as the occasional nap…but there was always the thought that I’d miss something if I slept during daytime. The sight of prancing emus was enough to capture the attention and wish for more. There’s the constant temptation to leave your cosy Gold Class cabin (yes, they’re small but they do have ensuite bathrooms) and hit the lounge/bar for a complimentary cappuccino, drink or snack and a bit of socialising. We met people from Israel, Malta, UK, Ireland, the USA, China and Japan plus, naturally, many retirees dipping into their super or spending the kids’ inheritance. A motley crew, you might say, but the air of conviviality was assisted greatly by the all-inclusive open bar policy. Meal times on a train journey are a big event.

In Adelaide there are dinner options in the city, the Barossa Valley or the pretty village of Hahndorf in the Adelaide Hills…we chose the latter and were treated to an evening of German culture ...

Travelling on The Indian Pacific the views are breathtaking.

This is certainly the case on the Indian Pacific where a team of chefs create extraordinary cuisine in the smallest of kitchens…for example a

top-class Beef Wellington; poached barramundi; a quinoa and roasted veg salad; a tasty frittata or poached egg on rosti for breakfast; desserts like

quandong pie, strawberry trifle or even bread & butter pudding. And an excellent wine selection. The off-train inclusions are equally impressive, with options such as tours of Broken Hill including the Living Desert Sculpture Park or the Pro Hart Gallery. In Adelaide there are dinner options in the city, the Barossa Valley or the pretty village of Hahndorf in the Adelaide Hills…we chose the latter and were treated to an evening of

escorted ESCAPES

German culture with an Oktoberfest-like, thighslapping performance by the local people in their lederhosen. And a beer or two. The Nullarbor Plain occupies a whole day and night of travel and is almost mesmerising because of its scale. On the final evening we hit a remote place called Rawlinna (population four) for a dinner under the stars, at long tables set up on the deserted platform with a roast lamb w/veg feast magically appearing from the train’s kitchens. The train itself is not exactly bullet-like. In fact the average speed over 4352 km is just 85 km/h with a top speed of just 115 km/h. This is not a means to get from A to B (or S to P), but an Aussie experience that brings the word “iconic” to mind… clichéd as it is, there’s no other way to describe the Indian Pacific or for that matter, The Ghan. They bring the Wide Brown Land to your window while you sit back and enjoy the wonder of it all. greatsouthernrail. com

Enjoy your holiday knowing you have an expert with you every step of the way.

INCLUDES RETURN AIRFARES PLUS DOOR TO DOOR BRISBANE AIRPORT TRANSFERS*

BEST OF MYANMAR (BURMA) PANAMA EXPLORER 17 DAYS

23 DAYS

Highlights Enjoy a small group private tour to this ancient magical land. Explore temples and pagodas in Yangon and Bagan and enjoy the unspoilt scenery of this wonderful country. Relax on a 2 night upstream cruise on the Irrawaddy River from Bagan to Mandalay and explore the tranquil Inle Lake region. Plus breakfast daily, 4 lunches and 5 dinners.

Highlights Cruise through the Panama Canal in style on the luxurious Celebrity Infinity. Visit ports of call in Colombia, Costa Rica, Guatemala and Mexico. Includes 3 nights in Miami and 2 nights in San Diego with included sightseeing and touring. Plus breakfast daily, 14 lunches and 17 dinners.

Departs Brisbane: 4 Nov 2017

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from solo traveller from

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BEST OF MEXICO & CUBA

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Departs Brisbane: 7 Mar 2017

Departs Brisbane: 30 Jun 2017

25 DAYS

Highlights See Teotihuacan, shop for traditional Mexican handicrafts at the markets in Oaxaca and visit the Sumidero Canyon. View the incredible Mayan ruins at Palenque dating back to AD600, explore Chichen Itza, the most famous Mayan site in Mexico and enjoy Old Havana. Stay in premium traditional guesthouses in Vinales and Trinidad. Plus breakfast daily, 2 lunches and 5 dinners from solo traveller from

$9995*

$11,745*

30 DAYS

Highlights From stunning Cape Town, we head north to Fish River Canyon and the amazing sand dunes of Sossusvlei in Namibia. Enjoy game viewing in Etosha and Chobe National Parks and explore the Okavango Delta in traditional mokoro. Finish in Victoria Falls with the ‘Flight of the Angels’ helicopter ride. Plus breakfast daily, 2 lunches and 18 dinners.

$12,950* * solo traveller from $14,550 from

1300 722 079

escortedescapes.com.au *Travel restrictions & conditions apply. Please ask us for further details. Prices are correct as at 16 November 16 & are subject to change. Quoted prices on sale until 8 weeks prior to each departure date or until sold out prior. Prices are per person twin share and subject to availability. Prices shown are for payments made by cash in store and are fully inclusive of taxes, levies, government charges and other applicable fees. Payments made by credit card incur a surcharge. Visa information based on Australian Passport holders. Where a visa is required the cost included in the trip price (Australian passport holders only). Arrival and departure transfers included up to the return value of $100 pp. If costs between your home and Brisbane airport exceed this you can either choose to pay the difference or have the $100 pp refunded and make your own arrangements to and from Brisbane airport. Participants must be a minimum of 18 years of age. Escorted Escapes product is exclusive to Qld and Nth NSW Escape Travel stores. All cruises are based on lead-in inside cabin twin share. All Escorted Escapes are subject to minimum passengers booking, paying and travelling together. Escape Travel reserves the right to cancel the tour should the numbers travelling not meet the required minimum. Should this occur a full refund will be provided. Please ask your Escape Travel consultant for further details. ^ Interest Free: Approved applicants only on a Lombard 180 Visa card. Terms, conditions, fees and charges apply including a $99 Annual Fee charged on the account open date and annually on the anniversary of the account open date. Minimum finance amount applies and is valid on holidays over $999. Interest, currently 22.99% p.a., is payable on any balance outstanding after the 12 month Interest Free period. Ask in store for details. Offer ends 31 Dec 16. Credit provided by Lombard Finance Pty Limited ABN 31 099 651 877, Australian Credit Licence number 247415. Lombard® is brought to you by FlexiGroup ®. FROM BRISBANE. Flight Centre Travel Group Limited (ABN 25 003 377 188) trading as Escape Travel. ATAS Accreditation No. A10412. ATAS Accreditation No. A10412. ETEEM74885


Gold Coast

Monday, January 16, 2017 seniorsnews.com.au

Seniors 27

Cruises, Cruises, Cruises FJORDS & BALTIC CAPITALS

P&O $1 $ DEPOSIT SALE

CRUISE TO NZ Z - XMAS 2017

Fly 15 June‘17

When to cruise, that is the question! Whether you want to escape winter or embrace summer there is a cruise to suit. Book now until unttil 14th Feb 2017 with the $1 Deposit Sale e - PLUS get a FREE Premium Beverage Package on cruises 7 nights or more OR a FREE Soft Drinks Package on cruises 6 nights or le lless. ess. Long, short, close to home or abroad d – there there’s s a P&O cruise to suit all Cruiselings. Discover new cultures on a cruise to the Pacific Islands, or keep it local and get away from it all with a short break att s sea. Arriving in 2017, Pacific Explorerr add adds ds ev even ven more excitement to cruise holiday ys— —including lawn bowls at sea

Cruising g Northern Europe e is the best way to o discover & appreciate a corner of the planet with incredible remote & uncontaminated spots; from spectacular specta acular fjords to acu o fa fascinating ascinating Baltic cities. Fly to o Copenhagen n & spend 1 night nig ght ex exploring xploring, before cruisin xplo cruising isin ng through awe -inspiring inspiring g Norwegian fjords s.. The next 7 night s cruise ta takes akes you through gh tthe he Baltic region to seaside e Warnemu Warnemuend uend uen de d e, Neoclassical Neoclass sica sical Helsink kii, me k medieva dieva al Tallinn n & legendaryy St Petersburrg. This 16 day escorted Petersburg. package includes rreturn ret tu urn flights to Copenhagen, Copenha a en age n, 1 night pr pre re e-cruise, e cruise, all transfers & two 7 7-night night cruises with all meals & entertainment in an inside twin share cabin. 16 days from

$5545*

per person twin share

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3 for FREE with PRINCESS

In 2017 7-18, 18, you can cruise cru e Australia, New Zealand, South So outh Pa Pacifi aciffiiic c, or on Repo Repositioning positioning voyagess to Asia orr Transpacific c cruising. Ovation n will arr arrive ive from Asia Assia and cruise NZ and Australia a;; Explorerr heads across the a Pacific Pa cific to cruis cruise ruisse Australia, South Pacific & Fiji F ijiii;; Voyager err ssails from Asia to do the same & Radiance e will cruise the Pacific & then Australia, NZ & South Pacific Pacific...we we’re re spoilt spo o for choice e! Save NOW on WAVE DEAL LS!

All good thing things gs happen in 3s when you take advantage off Princess Cruises Cruises’ 3 for free. Cruise on selected voyages and you can enjoy a FREE stateroom location upgrade# , plus FREE onboard spending money money^,, plus a FREE Wine and Dine package‡. That That’s s ‘3 3 for Free’ Free onboard the world’s world s best ocean cruise line. Relax into a world of comfort and c ffulfilment onboard your Princess® ship as you journey to destinations that inspire and y enrich. From the moment you step onboard, e you won y won’tt have to worry about a thing. Everything is taken care of seamlessly and E effortlessly so you have more time to enjoy e llilife’s fe s little pleasures. You You’llll discover the jjo ourney is just as good as the destination when you travel with Princes w Princess® Discover more with Princess Cruises® m

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Fly 13 Sep‘17

Cruising the e Med d brings you the best in the culture, traditio tradition on & monu monuments onu uments enriching its shores. Fly to Ven Venice n e for 2 days exploring nice before your first 7 7-night night cruise n se on MSC S Sinfonia Sinf visiting the e Greek reek k Isles s of o Mykonos & Santori Santorini, toriini, Croa Croatian tian n ports ts off Dubrovnik & Splitt pl plus Italy’s Ital y s Ancon na. n a. After a scenic drive to o Geno oa, o a, board your next 7 nigh n nights of cruising ng g o on MSC Armonia a to the French Rivierra, Spanish Minor Riviera, Minorca ca a & the amazing Mediterranean Mediterra terranean islandss off Sardin Sardinia, din nia, Malta & Sicily y be before efore for a call to o Naples s with options to visit the e Isle of Capri, Sorrento & Pompeii. This escorted fly/cruise package includes return flights to Ita Italy, aly, a all transfers, 2 nights in Venice, & two 7 7-night night cruises with all entertainment & main meals in an inside twin share cabin. 18 days from

$5689*

per person twin share

Tripaway Cruise & Travel

1300 737 544 tripaway.com.au p y

deals@tripaway.com.au

*Terms & Conditions: Prices are correct as at 6 December 2016 and are subject j to availability. y Offerss may be withdrawn or amended at any time and are subject to change until paid in full. Escorted groups are subject to minimum qualifying numbers and vary between packages.. For full terms & conditio ns and detailed individual flyers and package inclusions see your Tripaway Cruise & Travel consultant. Travel Schmoo Pty Ltd trading as Tripaway Cruise & Travel is independently owned & operated under license from American Express & helloworld.

Murwillumbah Tweed City Tweed Heads Coolangatta Elanora Palm Beach

Main St, Murwillumbah Tweed City Shopping Centre Tweed Mall Shopping Centre The Strand at Coolangatta The Pines Shopping Centre GC H’way & Palm Beach Ave


28 Seniors Gold Coast

travel

seniorsnews.com.au Monday, January 16, 2017

Fun and frolic on ship Ann Rickard tries and fails to take a leap of faith in middle of ocean

THERE is the expression “the mouth went dry with fear.” We all know it, but how many have actually experienced it? I certainly never had, although I’d read it in many books. However, my turn came when I was halfway up the tunnel on P&O’s ship Pacific Eden in the middle of the Coral Sea. I was strapped into a flying fox and ready to take a leap of faith off the ship’s funnel (actually a deck near the tunnel) and my mouth actually went dry with fear. I’d already climbed up many steep steps to the tunnel from the ship’s top deck where The Edge, P&O’s Adventure Park at sea, featured more than 20 different adrenaline-inducing activities. All my cruise mates had had a turn on the flying fox and had all come off exhilarated, eyes and expressions alight like

children’s on Christmas morning. I was the last one the group to take my turn. But once up there, strapped in and ready (complete with hard hat), with two kindly crew members coaxing me just to step off into the air and let the flying fox whizz me across the long (so very long) deck to the other side, I turned into a quivery mass of jelly. Never before had I experienced the dry-mouthed fear. It was the wind you see. You are so very high up there with the ship’s enormous funnel and the wind is ferocious. Then there is the blue ocean 360 degrees around you, all the way to the horizon. Nothing but ocean and sky and you up there ready to jump into oblivion. You need to have faith. I didn’t. I just couldn’t do it. And I cursed myself because I knew it would have been exhilarating, and seniors need all the thrills they can get.

TOP OF THE WORLD: There is blue ocean 360-degree views all the way to the horizon.

Climbing back down from the funnel with the wind pounding me was probably harder than whizzing along the flying fox. Maybe another time.

1/2 PRICE

JANUARY & FEBRUARY

OVER 50’S GETAWAY JAN/FEB SPECIAL $820pp/ts

1st person pays full price, 2nd person half price during January & February on the over 50’s getaway tour

2017

7 DAY HIGHLANDS TOUR $950pp/ts $100 single supplement Overnight stay Armidale

2017

SLIM DUSTY TOUR $830pp/ts No extra charge single supplement (4 singles only per group)

• ALL meals including morning teas and lunches whilst on tour (except arrival & departure days) • Meals served in our licensed restaurant • Choice of dinners & choice of Hot Breakfasts

UP HIGH: Let the grandchildren enjoy the flying fox. PHOTO: CONTRIBUTED

yourself when on holiday. You just have to have the confidence to go through with it. If not, go with the grandchildren, they’ll love it. Pacific Eden is based in Sydney until February before she starts to make

her way around the country again: Melbourne, Adelaide, Freemantle, Asia and back to Cairns. ■ Full itineraries for Pacific Eden and her sister Pacific Aria at pocruises.com.au

DAY TOURS

• A Prawn & Chicken Night with complimentary drinks

EUMUNDI MARKETS & GINGER FACTORY.............................................................................................................................30 Nov XMAS LUNCH @ HARRIGANS ................................................................................................................................................... 6 Dec CASINO MINI RAIL..................................................................................................................................................................... 18 Dec CITY CAT & EASTS LEAGUES...................................................................................................................................................11 Jan MADURA TEA............................................................................................................................................................................... 8 Feb PRAWN TOUR............................................................................................................................................................................. 22 Feb ROMA ST GARDENS ................................................................................................................................................................... 8 Mar WOODFORD TRAIN & MARKET ............................................................................................................................................... 19 Mar

• A Beef & Burgundy Night with complimentary drinks • All units are air-conditioned ground floor units

EXTENDED TOURS

• Quality tours every day • Steam Room, Spa & Salt Water Pool • 3 Entertainment Nights

FREE

And it must be said, everyone in our group was younger than this senior writer by a good ten years. Don’t let me put you off. It’s very safe. P&O’s Adventure Park caters for adults and children, those who like to climb and swing and race and jump and frolic on parts of the ship normally not seen by cruisers. Ropes, swings, laser tag, slack lines, segways, flying fox lines, funnel climbs are all there…and to think, cruising used to be all about the bingo and the buffet. Now it is about being in the middle of a large floating adventure playground. Of course there still is the bingo, the theatre, the classes, the restaurants, the entertainment – all genteel activities we associate with cruising. It’s just that sometimes you like to challenge

PHOTO: CONTRIBUTED

XMAS NELSONS BAY......................................................................................................................................................22-28 Dec 16 EASTER @ KINGAROY.....................................................................................................................................................14-18 Apr 17 ROCKHAMPTON & CAPRICORN COAST................................................................................................................................. Jun 17 FLORIADE & OUTBACK NSW.................................................................................................................................................... Sep17 MELB CUP @ PT MACQUARIE...........................................................................................................................................6-9 Nov 17

Xmas in Nelsons Bay 22 – 28 December 2016

Celebrate the festive season visiting Nelson Bay on Port Stephens in NSW. We are staying at Marina Resort in the heart of Nelsons Bay for 4 nights.This tour has some great inclusions including Hunter Valley Gardens Christmas Lights Spectacular, dolphin watch cruise on Port Stephens Harbour, visit to Fighterworld at Williamstown and visiting the Standing Stones in Glen Innes. Come and join in the festivities with us, celebrating Christmas at Nelson Bay in Port Stephens NSW.

All tours include FREE Pick-ups from Sydney & Brisbane

*All prices current until June

1800 025 532

Pacific Hwy Macksville 2447 • 02 6568 3544 Please email for brochures or further information www.midcoastmotorinn.com.au info@midcoastmotorinn.com.au

6504943aa

Twin share $1980 Single Sup $480 extra

FREE OFFER for Community groups. Our experienced tour planner is happy to work with your tour organiser or committee. Take advantage of our years of experience to make your group travel hassle free and more enjoyable.

We offer 33, 53 or 63 coaches to cater for all size groups

Sunrise Tours

Gold Coast Pty Ltd • ABN: 34 162 097 118

Ph: 07 55 716 719 | Mob: 0448 084 505 | Fax: 07 56 096 019 PO Box 620, Biggera Waters, Qld • Email: info@sunrisetoursgc.com.au

6448950aa

Ann Rickard


Gold Coast

Monday, January 16, 2017 seniorsnews.com.au

Seniors 29

To advertise, call 1300 136 181 or visit finda.com.au Trades & Services

Public Notices

Antenna Services

DONATE NOW 1300 AUSHELP Backpack Bed for Homeless BackpackBed.org

TONY’S PAINTING

• Antenna Installation • Home Theatre Extra TV • TV Tuning • Boosters outlets Friendly, reliable, professional service Free Quotes, Same Day Service Full Warranty Lic 7440

Seniors Discounts

Coastal Antennas

0435 273 900 or 5573 3500

Caravans & Motor Homes

CARAVANS WANTED All caravans wanted We come to you All areas, Cash today!

Phone 3812 3553

CALL US ON

13 11 98

Or 5502 2297 Honest, reliable service at very competitive rates FOR ANY RESIDENTIAL OR COMMERCIAL SERVICE • Carpenters

Motoring

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$95 = Emergency Bed

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Digital TV signal problems?

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Home Services

• Tilers - Pavers

• Rubbish Removal • Gutter Cleaning • Pest Control • Electricians • Concretors • Cabinet Makers • Plumbers • Handymen • Tree Lopping • Carpet Cleaners

• Pergolas • Painters

antonios4163@gmail.com ABN 29399158969

Only work valued at $3300

Pergolas Decks & Patios

• Appliance Repair • Bricklayers • Plasterers

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• Window Cleaners • Water Blasting

All these services plus more from our experienced over 45 service providers

Design and Quote On all Glass & Screen Enclosures

We would love to provide a worker for you. Cannot perform building work valued at more than $3300.

LAWN & GARDEN CARE

We don’t just mow, we care!

finda Bargain in Paper or Visit www.finda.com.au

Discover More Bargains thanYou Ever Bargained for! If you’re after a pre-loved bargain and you don’t see what you’re looking for in these pages, there are plenty of great deals available from sellers who live further afield available for sale right now on our website! So don’t panic – just get clicking! To find it, visit www.finda.com.au

Reliable, Efficient, Quality service. Wall repairs are no problem. Call Tony 0438 776 004 6480499ab

Notices

Enjoy outdoor comfort all year round with a Spanline glass or screen enclosure.

5596 5316

spanline.com.au Exspan P/L BLN QBCC 1131531


30 Seniors Gold Coast

seniorsnews.com.au Monday, January 16, 2017

Community HOW TO SUBMIT NOTICES

HELLO readers, would you like to promote your club or group and let your community know what’s going on with your members for free? Up to 100 words and you can also submit a photo but please ensure the quality is at least 180dpi and of people’s faces, and nice and bright. Club Notices deadline for the next issue is February 1. Send your notices and enquiries to Nicky or Chris via email communitynotes @seniorsnewspaper. com.au. We look forward to hearing from you. Nicky and Chris.

MARINE RESCUE

VOLUNTEERS required for Marine Rescue Point Danger with opportunities for positions in marine operations, communications and fundraising. Contact Glenda on 5536 9333.

VIEW CLUB SURFERS PARADISE

MEETINGS and lunch are held on the second Tuesday of each month at the Southport Golf Club. Meeting at 11.30am for lunch at noon and always with an interesting guest speaker. New members and visitors are most welcome. Contact Felicity on 5679 0226.

GOLD COAST BRIDGE

CLUB

COME along and brush up on your skills or we can teach you new ones with our experienced teachers. We provide beginners classes and coaching at all levels and conduct bridge sessions six days a week and two nights in Surfers Paradise. Join the club and meet interesting people.Contact: Cecily or Lynley on 5538 3112 or 0418 984 856.

Members celebrate a very merry time

SOLACE

■ BURLEIGH HEADS LADIES

■ BURLEIGH WATERS

GENERAL meetings are held on the third Monday of each month at 10am. Retired or semi-retired men are invited to join us at club meetings, 10am on the third Monday of each month at Burleigh Waters Community Centre, 131 Christine Ave, Burleigh Waters. Contact Brian on 5520 6332 or Colin 0427 272 29.

JOLLY CHRISTMAS FUN: Some of the Burleigh Waters Probus club members acting out Snow White and the Seven Dwarfs at their Christmas dinner held at the Robina Bowls Club.

■ BROADBEACH LADIES

WE MEET every second Tuesday at Kurrawa Surf Club, Broadbeach, at 9.30 am. Visitors and new members are welcome. For details call Patricia on 5575 5284 or Christa on 5575 5045.

■ NORTH GOLD COAST

OUR members’ first meeting for 2017 is on Monday, February 6. It will be held at the Sanctuary Cove Country Club,

A GREAT SENIOR’S SPECIAL

Holiday in the Hinterland

■ SORRENTO

PROBUS’S mantra of fun, friendship and fellowship ensures they are a lively, mixed group. The group conduct many interesting outings in the community including lunches, coffee mornings and bus trips, plus providing excellent guest speakers at their monthly meetings. They meet on the second Thursday of the month at 10am at the Southport Bowls Club. Contact Doreen on 5526 6126. OUR year came to a close on a high note, with the Christmas function at the Nerang RSL Club, where one, and all enjoyed a wonderful meal, and environment, capped off by president Brian giving his interpretation of the “The Man from Snowy River “. The first meeting of the Helensvale Probus

Monday to Thursday

3 nights accommodation for 2 in a self-contained, ground floor studio apartment including fabulous cooked breakfasts served to you each morning...

TOTAL PRICE $355 per couple or

Upgrade to a 1st floor 1 bedroom apartment for an additional $20 per night. King bed, balcony and our iconic views to the coast.

TOTAL PRICE $415 per couple

5 night packages also available beginning Sundays.

year resumes on February 10 at 10am at the Senior Citizens Hall, Discovery Drive, Helensvale. Visitors most welcome.

PALM BEACH LIONESS CLUB

THE Palm Beach Lioness Club meet the first Wednesday of the month at 1pm at the Lions Den which is the old boat shed on the lake located on Murtha Drive, Elanora. The group welcomes anyone wanting to make new friends and help the needy in the community. Details call Joy 5575 9893.

TOASTMASTERS

TOASTMASTERS will help you conquer your fear of public speaking by showing you how to say what you mean, clearly and confidently. Toastmasters meet Tuesdays morning at Elanora Uniting Church complex at Robinson Hall, near the gift shop, at 9.15am for a 9.30am start. Details call Glenda

SOLACE is a group set up to help people who are grieving the loss of a partner. They meet every second and fourth Wednesday of the month, at 10.30am at the Broadbeach Senior Citizens Centre, TE Peters Drive, Broadbeach. Details call Betty 5580 7034.

BLUECARE GRIEF AND LOSS PROGRAM

BLUECARE has extended their Grief and Loss program to include Coomera, Arundel and Elanora. The program is a free service. It is an eight-week, small group, confidential program. The next groups will commence in February. Contact Roz McLean on 5558 6300.

SOUTHPORT SENIOR CITIZENS ASSOCIATION INC.

WE WELCOME all over 50s to our activities. Membership is $8 per year with each activity costing $3. We celebrate Christmas twice a year and organise a bus trip or two during the year. Our club motto is “finding Friends Fun & Fitness” at 2 Whitby Street, Southport. www.southportsenior citizens.com or phone Annette on 5537 1377.

A variety of free 4 sale items to buy

FABULOUS BONUS

Morning or Afternoon Tea at the beautiful Secrets By The Lake overlooking Baroon Pocket Dam. So bring your Bowls, bring your Golf Clubs, there’s lots of fun to be had at Clouds. A big fabulous cooked breakfast will set you up for a big day, every day!

07 5442 9174

166 Balmoral Road, Montville 4560 www.cloudsofmontville.com.au Not available with any other offer Subject to normal availability

starting at 9.30am for morning tea followed by the meeting at 10am. For details call David Moyes 0414 878 062.

■ HELENSVALE

at Clouds of Montville

Call us Now

PALS

GOLD Coast residents old and new, aged over 50 and looking for social activities are welcome to join PALS (People Alone Lending Support) for their weekly BBQs, picnics, theatre, parties and outings. They meet twice a month. Details call Vicky 5570 1557 or 0412 783 907.

PROBUS CLUBS

OUR CLUB’S monthly meetings have resumed with the next one on March at Burleigh Heads Surf Life Saving Club. Morning tea is at 10am for a 10.30am meeting. Visitors are welcome. Contact Peg Whittaker on 5576 3715 or Glenda on 5576 0303.

Smart 5534 6873 or Norma 5534 3270.

624726 6247269ab

Free 4 Sale Classifieds – you can submit (one) item each month and write up to 20 words. Items for sale must not exceed $500. Post to Gold Coast Seniors Free 4 Sale, PO Box 56, Maroochydore, QLD, 4558 or email free4sale@seniors newspaper.com.au

BED MATTRESS & BASE Single 94 x 2040. Sleepmaker sports support. Excellent condition. $100 ono. PH 5577 1815. Coombabah. BEDSPREAD Queen size, abstract print in blue tones, excellent condition. As new. $50. PH 5576 3174. Palm Beach.

COMMODE in polished timber with cream seat in excellent condition, only $150 ono. PH 5534 3896. Currumbin. DINING CHAIRS x 4. Good condition, cushions still have plastic covers on, rosewood colour. $160 neg. PH 0412 216 739. Oxenford.


puzzles

Monday, January 16, 2017 seniorsnews.com.au

G E N E R A L K N O W L E D G E

1

2

3

7

4

5

Across 1 In what small glass vessel is liquid for an injection hermetically sealed? (7) 4 What is a loop or pattern of small loops on lace? (5) 7 Colloquially, what might a knowledgeable and obsessive enthusiast be called? (4) 8 What strong coffee is made by forcing steam or boiling water through ground coffee beans? (8) 10/12 After 14 years of solo recording, what was Glen Campbell’s first US number one? (10,6) 13 What is the state capital of New York? (6) 15 During World War II, what was a V-1? (6,4) 18 What is the pseudonym of 18th Century writer François-Marie Arouet? (8) 19 Which South American capital has a zoo called Parque Las Leyendas? (4) 20 What are the horizontal supports of a ladder? (5) 21 What would you find in a binnacle? (7)

6

8 9

10 11 12

13 14 15

16

17 18

Gold Coast

Down 1 What hand tool shaped like a corkscrew is used for boring holes? (5) 2 What are screenings for select audiences in advance of public release? (8) 3 What German word for “replacement” has entered English meaning “an inferior substitute for”? (6) 4 A practitioner of what old science might feel the bumps on your skull? (10) 5 What small blunt weapon is carried in a pocket? (4) 6 Which Russian revolutionary was murdered in Mexico in 1940? (7) 9 Gospel singer Mahalia Jackson was born in which US city? (3,7) 11 Which English colony founded in America in 1663 was divided into North and South in 1729? (8) 12 Medically speaking, what is a corpse? (7) 14 What acid is in lemon juice? (6) 16 The reintroduction of which animals to the Pyrenees has angered French sheep farmers? (5) 17 An open pastry filled with fruit or savoury mixture (4)

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20

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SUDOKU

Fill the grid so every column, every row and 3x3 box contains the digits 1 to 9.

QUICK CROSSWORD 1

2

3

4

5

6

7

8

9

10

11

13

14

15

16

ALPHAGRAMS

Insert the missing letters to make ten words — five reading across the grid and five reading down.

Solve the anagrams. Each solution is a one-word anagram of the letters beside it, and the five solutions are sequential. For example, if the fiveletter solution starts with J, the six-letter solution starts with K, and so on.

T

N

18

19

R A

L E

S 20

S R

P

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31/12

5x5

D 12

Seniors 31

E

S

Note: more than one solution may be possible.

LEASE HOT FUR NOUGHTS TEACHERS SUNLIT SEA

SOLUTIONS

S E L L S

Across: 1. Seek 8. Near misses 9. Contract 10. Owns 12. Advice 14. Sadden 15. Knolls 17. Result 18. Odes 19. Rashness 21. Deposition 22. Says. Down: 2. Emboldened 3. Knit 4. Parade 5. Smites 6. As good as 7. Uses 11. Needlessly 13. Illusion 16. Sortie 17. Rustic 18. Olds 20. Nuns.

QUICK CROSSWORD

ALPHAGRAMS: EASEL, FOURTH, GUNSHOT, HECTARES, INSULATES.

MANY TUTORS WILL BE AVAILABLE TO ASSIST/EXPLAIN PROGRAMMES.

T R I E D

How many words of four letters or more can you make? Each letter must be used only once and all words must contain the centre letter. There is at least one nine-letter word. No words starting with a capital are allowed, no plurals ending in s unless the word is also a verb. TODAY: Good 13 Very Good 17 Excellent 20

U3A Twin Towns -- Special Enrolment Days 17 and 18 January, 2017 at 4 Boyd St. Tugun - 10.00am to 12.30pm (QLD).

N O R S E

All Seniors Welcome

FUNERAL SERVICE E Why pay too mucch?

Friendship and Learning.

RETIRE FROM WORK, NOT LIFE

JOIN U3A!

Price from $5,100 includes:

6491142aa

Programmes are designed to keep seniors physically and mentally fit. We offer several forms of dance, a variety of exercise classes, languages including French, Italian Spanish, and German, arts and crafts, literature, computing and technology, ukulele, gentle martial arts, yoga, book clubs, gardening, discussion groups and board games. A variety of short courses will be available during the year. We also offer a social programme for members.

Early Bird Payment of membership fee (paid prior to 12.30PM on 18TH January) earns entry into a draw for a refund. Classes are held in Tugun, Tweed Heads, Coolangatta and Palm Beach. New and current members may now pay membership fees by paying online. Banking information can be found on https://sites.google.com/site/u3atwintowns/home Email: u3atwintowns@gmail.com Or telephone U3A TWIN TOWNS INC. (07) 55 347 333

4 Boyd Street TUGUN QLD 4224

(07) 5534 7333

u3atwintowns@gmail.com

U3a Twin Towns Inc

• Transfer of deceased • Celebrant / Minister • Memorial book • Quality coffin • Cremation • Floral Tribute • Chapel service • Doctors certificate • Death Certificatee

For a loving farewell .... not an expensive one

Phone 1300 311 747

All areas Brisbane & GC | www.cremationsonly.com.au

6310132ab

V E

I D E A L

401

E N

SUDOKU

5x5

T A P E S

W

WORD GO ROUND

GK CROSSWORD

R I

T I

Down 2. Encouraged (10) 3. Tie or link together (4) 4. Procession (6) 5. Hits (6) 6. Almost the same (2,4,2) 7. Puts into service (4) 11. Unnecessarily (10) 13. False perception (8) 16. Military attack (6) 17. Rural (6) 18. Parents (colloq) (4) 20. Sisters (4)

Across: 1 Ampoule, 4 Picot, 7 Greek, 8 Espresso, 10/12 “Rhinestone Cowboy”, 13 Albany, 15 Flying bomb, 18 Voltaire, 19 Lima, 20 Rungs, 21 Compass. Down: 1 Auger, 2 Previews, 3 Ersatz, 4 Phrenology, 5 Cosh, 6 Trotsky, 9 New Orleans, 11 Carolina, 12 Cadaver, 14 Citric, 16 Bears, 17 Flan.

Across 1. Search (4) 8. Close shaves (4,6) 9. Shorten (8) 10. Possesses (4) 12. Recommendations (6) 14. Dishearten (6) 15. Hillocks (6) 17. Outcome (6) 18. Poems (4) 19. Foolhardiness (8) 21. Courtroom statement (10) 22. Pronounces (4)

WORD GO ROUND

22

ewer INTERVIEW newer newt renew review twee tweer twin twine twiner view viewer ween weir went were wine winier winter wire wive wivern wren writ write

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32 Seniors Gold Coast

seniorsnews.com.au Monday, January 16, 2017

International Award Winner

Living Gems Residential Resorts has won two more international awards. The Queensland owned and operated company took out the Most Outstanding Lifestyle Resorts in the World Award for the second consecutive year. This year, the international judging panel added the Most Outstanding Resort Housing Developer in the World Award to Living Gems’ impressive collection. We are honoured and delighted to be recognised by international housing experts. We strive to create master-planned communities based on fun and friendship.

PACIFIC PARADISE 1800 279 782 | CABOOLTURE 1800 288 918 | GLENVALE 1800 348 977 | LOGAN VILLAGE 1800 051 481

www.livinggems.com.au


Gold Coast, January 2017