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SENIOR

FR

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RESOURCE HANDBOOKâ„¢

1:47

Edition www.SeniorResourceHandbook.com


310.866.7598 310.658.1991 sam.xavier@compass.com bindu.xavier@compass.com DRE 01449986 DRE 01818247 www.xavierandxavier.com

Alleviate the anxiety of maintaining the family home by leaving the details to us! As experts in Senior downsizing, lifestyle changes and probate sales, Xavier & Xavier has a team of reliable home professionals on standby who will relieve your anxiety and make your move as smooth as possible!

Looking to downsize your home and need to get ready to sell? With Compass Concierge, an exclusive program available through Xavier and Xavier, we can assist with providing upfront finances to cover the cost of home improvement services with no interest — ever. Compass Concierge is the hassle-free way to sell your home faster and for a higher price with services like staging, flooring, painting, and more.

Compass is a real estate broker licensed by the State of California and abides by Equal Housing Opportunity laws. License Number 01991628. All material presented herein is intended for informational purposes only and is compiled from sources deemed reliable but has not been verifi ed. Changes in price, condition, sale or withdrawal may be made without notice. No statement is made as to accuracy of any description. All measurements and square footages are approximate.

BINDU & SAM XAVIER

2


Welcome to the Senior Resource Handbook! POWERED BY

Mike Acuna Editor & Publisher Justin Acuna Director of Production Stacey Mathews Director of Design Betty McNeil Client Care Manager Maria Cantu-Acuna, R.N. Medical Director

Dear reader, As we continue to navigate through the challenges of COVID-19, we at Second Home are honored to be able to continue assisting the South Bay community with resources to help navigate the ‘senior care maze’.

In order to continue serving our neighbors, we have decided to make the 4th edition Senior Resource Handbook 100% digital for Second Home Referral Service 2021. We will be updating it monthly and you 2100 Redondo Beach Blvd. Ste. C #114 can order a printer friendly version by clicking Torrance, CA 90504 here. @SecondHomeSeniors info@secondhome.care (877) 263-2272 @SecondHome.Care Copyright © 2021 by Second Home Referral Service. All rights reserved. The contents of this Handbook may not be reproduced either in whole or in part without consent of publisher. Advertisements do not constitute endorsement by Second Home Referral Service. Every effort has been made to include accurate data, however the publisher cannot be held liable for material content or errors. As changes in the agencies and services occur frequently, for the most current information, the reader is encouraged to contact, agencies directly, or to contact Second Home Referral Service at 877-263-2272.

Our content will be more educational based and you can still search for local services on our website: www.SeniorResourceHandbook.com. If you or a loved one needs personalized assistance with locating senior living, caregiving agencies, or other care services, we are here to help. You may call us at (877) 263-2272 for a Free Care Consultation. This Handbook would not be possible without the support our advertising partners. They recognize the value of this resource to their business and the South Bay community. We encourage you to call them first should the need arise for their services. We wish you and your family good health and happiness through these challenging times.

Respectfully yours, Mike Acuna President, Second Home 3


SENIOR LIVING & CAREGIVER REFERRALS Your Local Guide to Locating Senior Care Services Since 2013.

Our personalized service takes the

How We Help South Bay Families

work of finding and understanding resources off your plate.

SAVE YOU TIME

Our database consists of contact and pricing information for every option available in the South Bay.

PRESERVE FINANCES

We review current rates with you and show you the similarities and differences . We are your local market experts.

PEACE OF MIND

All companies referred are licensed and have been inspected in person .

EMPOWERMENT

We teach you about regulations, pricing, tours, assessments , paperwork required and what to expect during the entire process. CALL TODAY FOR A FREE CONSULTATION

(310) 361-9611

www.SecondHomeSeniors.com 4


How to use this Handbook...

Table of Contents

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www.WEBSITENAME.com

Click on a website URL and you will be taken to that website.

(310) 555-0123

Click on a phone number to call that business directly.

CLICKEMAIL@gmail.com

Click on an email address to email that company directly. 5


ACTIVITIES

ALTERNATIVE LIVING

CARE AT HOME

CITY RESOURCES

COMMUNITY RESOURCES

END OF LIFE CARE

FINANCIAL RESOURCES

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6


HEALTH & WELLNESS

HEALTH INSURANCE

LEGAL

LOCAL SERVICES

MEDICAL SERVICES

MEMORY IMPAIRMENT

STAYING SAFE

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7


No Appointments Needed. No Long Wait Times. Affordable. Our Services Chiropractic Consulatation and Exam Misalignment Detection and Correction Detailed Principled Report of Findings Full spine Chiropractic adjustments X-ray/MRI analysis Activator adjustment Muscle Work Taping Electrical stimulation Personal Injury Cases

Torrance, CA 90505 Phone: (310) 375-2333 Email: drjwblalock@gmail.com

“We believe everything should be explained before care is started�

Dr. John W. Blalock 8


Visit our online directory to search for local services to help you age well!

Aging Life Care Professional

Fiduciary

Assisted Living

Hearing Center

Board and Care

Home Health Agency

Downsizing and Moving

Meals and Nutrition

Reverse Mortgage Specialist Seniors Real Estate Specialists

9


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W I T H U S I N 202 E S I T R E V 1! AD

Personal & Local OVER

40,000 CO PI ES W IL L BE D IS TR IB U TE D JA N - D EC 2021

THE SOUTH BAY SENIOR RESOURCE HANDBOOK

was created to provide families with a valuable tool that expands their knowledge and eases the challenges they experience in the ‘senior care maze’ OUR AUDIENCE

Older Adults Adult Children Family Caregivers Healthcare Professionals

YOUR ADVERTISING BENEFITS

WHERE WE DISTRIBUTE

Senior Housing Hospitals Medical Offices Libraries Email Newsletters

Skilled Nursing Facilities Senior Centers Human Resources Facebook Advertising and many more!

LEAD GENERATOR - We provide referrals generated from our Handbook to our advertisers. COST-EFFECTIVE - Digital marketing helps you save money and obtain more leads. MEASURE RESULTS - Accurately track the results of your ad using trackable URL links, phone numbers, and/or emails. MAKE CHANGES AS YOU GO - You’ll have the power to make changes to your ad each month. MAKE YOUR BRAND LOCALLY KNOWN - Consumers search and shop locally. GET FOUND 24/7 - Web Business Listings on our website promote your business 24/7.

Click Here to Learn More! 11


Advertiser Directory This Handbook would not be possible without the support our advertising partners. They recognize the value of this resource to their business and the South Bay community. We encourage you to call them first should the need arise for their services. 24 Hour Home Care Buddies (310) 594-5963 Abby Waddell (310) 753-0770 Bedrock Fiduciaries (310) 933-4723 Bindu & Sam Xavier (310) 866-7598 CFS Medical Supplies & Eqp. (310) 817-5373 Dr. John Blalock - CIHFC (310) 375-2333 Family Connect Care (310) 383-1877 Home Care Assistance (310) 492-3060 Los Robles Healthcare (714) 902-3718 Med-Legal Healthcare Consultants, Inc. (310) 335-2005 Next Phase Realty Solutions (310) 579-9559

Peters & Love (310) 405-0885 Pryority Lending Group (833) 779-6748 South Bay Village (424) 271-2304 TEMS Hearing, Inc. (747) 334-2411 The RealEstate Group (310) 864-9738 Silverado Hospice (310) 634-4311 Skypark Preferred Family Care (310) 378-6208 Vista Sotheby’s Realty Susan Boettner (310) 977-2313 West Shores Realty (310) 890-6407

Let our advertisers know you found them in the:

South Bay Senior Resource Handbook

12


Activities Click on an Image to View Resource

Hiking Trails: South Bay

Romantic Stay At Home Date Night Ideas

Video Chat Activities with the Grandkids

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Hiking Vista Del Norte Reserve

Crenshaw Blvd &, Indian Peak Rd, Rolling Hills Estates, CA 90275 (310) 544-5353

Portuguese Bend Reserve Burma Rd, Rancho Palos Verdes, CA 90275 -- (310) 544-5353

Abalone Cove Trail

Abalone Cove Trail, Rancho Palos Verdes, CA 90275

Ocean Trails Reserve

1 Trump Drive, Rancho Palos Verdes, CA 90275 -- (310) 377-1222 Printer Friendly Click Here to Print

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PATTY HEDRICK            

HOW I CAN

HELP YOU

WHAT IS AN

Aging Life Care Professional? An expert who works closely with families, providers, and home healthcare agencies to provide in-home assessments, resources, support, life care planning, and advocacy.

Your Eyes and Ears

Your loved one has fallen and is in the hospital and you need boots on the ground since you live out of state.

Your Mediator

Your family is in disagreement about healthcare decisions and can't decide what to do.

Your Advocate

You aren't happy about your loved one's treatment plan and you can't reach the doctor.

 ����� ­€‚�ƒƒƒ‚‚ Click to Call

Mention Senior Resource Handbook for a FREE confidential consultation!

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Alternative Living Click on an Image to View Resource

Senior Living: Starting the Conversation with Your Loved One When to Consider Assisted Living vs Living at Home Senior Living Map: South Bay The Signs at Home: When to Consider a Memory Care Facility

9 Tips to Downsize Your Move

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19


Senior Living: Starting the Conversation with Your Loved One Are you part of one of those families in which all of the siblings had to draw straws to determine who gets to take away the car keys from Mom or Dad when the time came?  

lthough this method and storyline A often lightens the mood, there is no hiding how scary of an endeavor it is to be solely responsible for taking things away from your aging parents.

Children, grandchildren, and other family members/caregivers of the elderly are frequently, at some point, placed in a position in which they need to bring up that life-changing conversation with their loved ones: discussing the possibility of relocating to an alternative place of residence. Depending on the person and their history, this conversation could be a long time coming and not at all

surprising. For others, terrifying circumstances at home may spark an immediate discussion: an increase in falls or injuries at home, rapid health deterioration, or an unexpected change in caregiver roles (death, illness, etc.). To merely suggest a transition to residential care outside of the home for some elderly adults is to rip away all feelings and modes for independence. Therefore, this conversation should be taken with great care if family members/ caregivers expect to come out with positive results.

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Consider the following tips that could be used in initiating the discussion and to keep the dialogue from shutting down: Prepare For a Role Switch Children of aging parents have a built-up expectation about interacting with each other, with typically children taking the submissive role even as adults. Now, it’s time for children to take a leadership (but not dominating) role. Be proactive and confident when discussing alternative living options. Formalize The Conversation Physically sit down with your loved one, even if this means scheduling a time to meet in advance. Select a quiet, comfortable room where there are limited distractions. Have Your Resources at The Ready Have prospective care options in front of you, whether in print or on your laptop. Have complete evidence of your research, but avoid making this an overwhelming part of the discussion because aging adults who are talking about senior living for the first time will need time to process. Back Up Your Stance With Recorded Incidences If the conversation is going a certain direction, appropriately bring up recent and past safety concerns without sugar-coating the facts. Examples include falls at home, getting stuck in the bathroom, or hospital stays that resulted from problems at home. Re-Emphasize Your Love Make sure your tone in the conversation does not come across as demeaning or cold. Admitting that you need help is very defeating for some aging adults. Consistently reassure them, verbalizing how much you care for them. These tips are not fool-proof and will not work for every unique situation. For some aging adults, coming to terms with a residential change will take several scares and hospital stays. We can only make our best efforts, which includes having the courage to bring up the conversation not once, but numerous times.

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21


W H E N TO CO N S I D E R :

Assisted Living VS

Living at Home Family members who are new to assisted living options for their loved ones may be unfamiliar with knowing when the appropriate time has come. Let’s break down and assess some of the red flags that family members should be monitoring: POOR BALANCE - Severe loss of balance should be a red

flag if certain compensation measures have been taken and aren’t working such as use of a walker, a cane, or a wheelchair.

INCONTINENCE - This could include medical problems

concerning the bowel and bladder or the physical inability to get to a toilet independently. Incontinence without assistance leads to filthy living environments, infection, and skin breakdown.

MEMORY CHANGES - Increased forgetfulness becomes

a concern when the home becomes a hazard or when tasks become dangerous: forgetting to turn off the oven, forgetting to take medication, or wandering off.

VITAL PROBLEMS - Persons with respiratory, diabetic,

or cardiac-related illnesses may have trouble maintaining healthy vitals. This may include difficulty in independently managing blood pressure medication, glucometer readings and insulin, prescribed diets, and supplemental oxygen.

Assisted living allows seniors to enjoy social contact, security and support while still maintaining their independence. If you see any of the four red flags above with your loved one then it is time to consider assisted living today. A number of factors go into selecting a senior (877) 263-2272 living community for your aging loved one. www.SecondHomeSeniors.com Call us today for personalized assistance!

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SENIOR LIVING REFERRALS Your Local Guide to Locating Assisted Living, Board & Care, and Memory Care Since 2013.

Our personalized service takes the

How We Help South Bay Families

work of finding and understanding resources off your plate.

SAVE YOU TIME

Our database consists of contact and pricing information for every home available in the South Bay.

PRESERVE FINANCES

We review current rates with you and show you the similarities and differences. We are your local market experts.

PEACE OF MIND

All homes referred are licensed and have been inspected in person.

EMPOWERMENT

We teach you about regulations, pricing, tours, assessments , paperwork required and what to expect during the entire process. CALL TODAY FOR A FREE CONSULTATION

(310) 361-9611

www.SecondHomeSeniors.com 23


at Altern

ive Living Options Ma p

175

Board & Care Homes

Private Rooms from: $3,000 - $11,000/Month Shared Rooms from: $2,400 - $10,000/Month Assisted Living

18

Assisted Living Facilities

Studios from: $2,300 - $8,000/Month Shared Rooms from: $1,800 - $5,200/Month

10

Memory Care Facilities

Studios from: $4,500 - $17,200/Month Shared Rooms from: $3,500 - $8,900/Month

36

Skilled Nursing Facilities 20 days covered by Medicare 80 days covered with co-payment

What other fees are involved?

- Level of Care - charged a la carte, on a point system or multiple levels of care. - Community Fee - covers the cost to prepare the room and complete all nessecary paperwork. - A la Carte Services - such as: salon services, physical therapy, room service, family meals etc. - Transportation - anything outside of what is already provided. Be sure to have everything written down on paper upon moving in to avoid unseen charges.

A number of factors go into selecting a senior living community for your aging loved one. Call us today for personalized assistance!

(877) 263-2272 www.SecondHomeSeniors.com

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4

1

2

INGLEWOOD

3

EL SEGUNDO

1

HAWTHORNE

2

3

2

MANHATTAN BEACH

1

GARDENA

LAWNDALE

1

1

HERMOSA BEACH 5

2

1

REDONDO BEACH

79

3

17

6

1

1

CARSON

torrance 7

2

LOMITA

PALOS VERDES ESTATE 30

2

3

RANCHO PALOS VERDES

1

2

WILMINGTON

1

ROLLING HILLS 7

2

SAN PEDRO x

Assisted Living Facilities

x

Board & care Homes

x

Memory Care Communities   

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The Signs at Home: When It’s Time to Consider a Memory Care Facility

Symptoms of dementia are not usually the result of an immediate onset; rather, symptoms progressively worsen over any given length of time. This progression can sometimes make it difficult to gauge if more help is needed. Seniors with mild dementia can typically function well at home with assistance from caregivers for more complex tasks including (but not limited to): Grocery shopping Medication management

Cooking Transportation

Finances

Moderate to severe cases dramatically change how a person conducts the basics at home, and safety becomes the main issue. Example situations may include the following: Forgetting to use an ambulation device (walker, cane, etc.).

Wandering out of the house and not knowing how to get back.

Turning on kitchen appliances and not turning them off when finished.

Inability to do dressing, showering, toileting without assistance.

Falling out of bed by simply trying to get up.

Consider These Three Questions

Lashing out or turning aggressive towards caregivers.

1. Is the person safe in their own home or can be left alone at any time? 2. Are there family supports in place that are successfully working to keep the person safe at home? 3. Are home health options in place AND working?

If the answer is NO to all of these questions, then it is time to consider a memory care facility. A number of factors go into selecting a senior (877) 263-2272 living community for your aging loved one. Call us today for personalized assistance! www.SecondHomeSeniors.com

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Care at Home Click on an Image to View Resource

Questions to Ask: Geriatric Care Manager

7 Signs It’s Time to Hire a Caregiver

Questions to Ask: Home Health Agency

How to Talk to Your Parents about Hiring a Caregiver

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Feeling Overwhelmed? We Help You Navigate Senior Care - HOW WE HELP YOU Assess care needs, explore realistic options, and develop plans. Serve as a liaison to service providers and a connection to resources. Manage health crises, big transitions, and changing expectations. Facilitate family discussions and tackle the tough conversations. Utilize insurance, government programs, and other resources.

Jill Love is a senior care consultant and geriatric care manager. She has a master’s degree in Gerontology from USC as well as an MBA from the UCLA Anderson School of Management. Jill earned her BA from Pepperdine University and has maintained her RCFE certificate in California since 2010.

Whether through short-term consulting or ongoing care management, Peters & Love can give you peace of mind so your family can make educated decisions regarding your loved one’s care.

Click Our Logo to Sign Up for Your FREE Consultation!

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IN-HOME CARE REFERRALS Your Local Guide to Locating Senior Caregivers and Memory Care Agencies Since 2013.

Our personalized service takes the

How We Help South Bay Families

work of finding and understanding resources off your plate.

SAVE YOU TIME

Our database consists of contact and pricing information for every agency available in the South Bay.

PRESERVE FINANCES

We review current rates with you and show you the similarities and differences . We are your local market experts.

PEACE OF MIND

All agencies referred are licensed and have been inspected in person .

EMPOWERMENT

We teach you about regulations, pricing, assessments , paperwork required and what to expect during the entire process . CALL TODAY FOR A FREE CONSULTATION

(310) 361-9611

www.SecondHomeSeniors.com 32


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Owned, managed, and supervised by a Registered Nurse.

Dear Brenda, I just wanted to say “thank you� for the care you are giving to my mother. Your nursing experience and caring caregivers are so helpful throughout this period. It is really a blessing. We can rest much easier knowing that our mom is in good responsible hands.

South Bay Licensed Caregivers

Guy M., San Pedro, CA

Since 2006, we have provided personalized in-home care for our South Bay older adults. We understand that deciding to use outside help requires a lot of trust and humility, so we are committed to not just capable care, but compassionate care!

Personal Care Help

Household Help

Types of Care

Bathing, Toileting, Dressing, Grooming, Feeding, Transferring

Medication Reminders, Meal Preparation, Laundry, Light Housekeeping, Transportation

Alzheimer's, Dementia, Parkinson's, Skin Care, Hospice, Companionship

21151 S Western Ave, #260 Torrance, CA 90501

Click to Call

(310) 594-5963

Mention Senior Resource Handbook for a FREE confidential consultation!

HCO #194700148

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Each city offers different resources for their senior residents. Click the city you live in below to learn more, or swipe left to view more cities!

El Segundo Carson

Hawthorne Gardena

37


Each city offers different resources for their senior residents. Click the city you live in below to learn more, or swipe left to view more cities!

Hermosa Beach

Inglewood

Lomita Lawndale

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Each city offers different resources for their senior residents. Click the city you live in below to learn more, or swipe left to view more cities!

Los Angeles

Harbor City, Harbor Gateway, San Pedro, Wilmington

Palos Verdes Estates

Manhattan Beach

Rancho Palos Verdes

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Each city offers different resources for their senior residents. Click the city you live in below to learn more!

Redondo Beach

Rolling Hills Estates

Rolling Hills

Torrance

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Community Resources Directory .. .. .. .. .. .. .. .. .. .. .. .. .

Click on an Image to View Resource

Cancer

Legal

LGBTQ

Meals and Nutrition

Senior Village

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41


Cancer Cancer Support Community (310) 376-3550

109 W. Torrance Blvd, Ste 100 Redondo Beach 90277

info@cscrb.org

Pancreatic Cancer Action Network 1500 Rosecrans Ave., Ste 200 Manhattan Beach, 90266

(877) 573-9971 info@pancan.org

Legal Healthcare & Elder Law Programs 1404 Cravens Ave., Torrance, 90501

(310) 533-1996

LGBTQ PFLAG Manhattan Bch/South Bay 2501 N. Sepulveda Blvd, Ste 200, Manhattan Beach, Ca 90266

Info@pflagmanhattanbeach.org

South Bay LGBTQ Center 16610 Crenshaw Blvd. Torrance, 90504

(310) 328-6550 southbaylgbtcenter@gmail.com

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Meals and Nutrition Japanese Cultural Institute 1964 W. 162nd St., Gardena, 90247

(310) 324-6611 info@ jci-gardena.org

Meals on Wheels - City of Gardena 1670 W 162nd St., Gardena, 90247

(310) 217-9552

Salvation Army Sage House 138 S Bandini St San Pedro, 90731

(310) 832-6031 Sherrie.Similton@ usw.salvationarmy. org

Senior Village South Bay Village South Bay Village helps seniors stay in their own home and active in their communities with the help of Volunteers.

22939 Hawthorne Blvd. Suite 106, Torrance CA 90501 (424) 271-2304

Tax ID 47-2264646 Info@SBVill.org

SouthBayVillage.org

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Senior Village Palos Verdes Peninsula Village 916 Silver Spur Rd, Ste. 302 Rolling Hills Estates, 90274

(310) 991-3324 peninsulavillagepvp@gmail.com

Westside Pacific Villages 8939 S. Sepulveda Blvd, (310) 977-2313 Ste 326, Los Angeles, Ca info@thewpv.org 90045 “Neighbors Helping Neighbors�

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End of Life Care Click on an Image to View Resource

How to Talk to Your Parents About Their Final Wishes

Making Final Arrangements Checklist

Questions to Ask: Hospice Agency

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Living Life on Hospice

Maximizing qualify of life through execptional care and unmatched service.

World Class Care

Fast Response

Personalized Care

Doctor’s visit within 7 days of admission. Low hospital readmission rates and expert care for all terminal diagnoses.

24 Hour Support. One-Hour response time from referral to patient. Fast discharge time and same-day admissions.

Case Managers have low caseloads of 13-15 patients. Customized Care Plans for each Patient.

CALL US:

(310) 634-4311 Mention the Senior Resource Handbook!

SERVING:

SOUTH BAY & LA COUNTY

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Financial Resources Click on an Image to View Resource

Questions to Ask: Professional Fiduciary

Questions to Ask: Seniors Real Estate Specialist

Telemarketing Fraud: How to Identify & Prevent

COVID-19 and Current Financial Scams

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Your home is your castle and your biggest asset and everyone would love to stay at home forever… but not everyone can. How do you navigate the waters of knowing what is best for you and your family? As a Senior Real Estate Specialist and Certified Relocation and Transition Specialist with 36 years of experience, Abby can help answer your questions and guide you through the process of looking at all aspects of whether to stay or move even during tough times like the Pandemic. Most of her clients have lived in their homes for many years so there are typically downsizing and home improvement issues that pop up. Through the exclusive Compass Concierge Program, Abby can help with services to get your home ready for sale in short order and maximize the sales price.

Compass is a real estate broker licensed by the State of California and abides by Equal Housing Opportunity laws. License Number 01991628. All material presented herein is intended for informational purposes only and is compiled from sources deemed reliable but has not been verifi ed. Changes in price, condition, sale or withdrawal may be made without notice. No statement is made as to accuracy of any description. All measurements and square footages are approximate.

Are you tackling one of life’s biggest transitions?

ABBY WADDELL MBA, Realtor® abby.waddell@compass.com 310.753.0770 DRE 00892590 https://www.agingparentshomes.com/

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TELEMARKETING F R AU D: H O W TO I D E N T I F Y & P R E V E N T

Here are some warning signs of telemarketing fraud—what a caller may tell you:

You must act ‘now’ or the offer won’t be good. You’ve won a ‘free’ gift, vacation, or prize. But you have to pay for “postage and handling” or other charges. You must send money, give a credit card or bank account number, or have a check picked up by courier. You can’t afford to miss this ‘high-profit, no-risk’ offer.

If you hear these or similar “lines” from a telephone sales person, just say “no thank you” and hang up the telephone. TIPS FOR AVOIDING TELEMARKETING FRAUD:

Don’t pay in advance for services; pay only after they are delivered.

Never respond to an offer you don’t understand thoroughly.

Be wary of companies that want to send a messenger to your home to pick up money, claiming it is part of their service to you.

Never send money or give out personal information such as credit card, bank account, or social security numbers to unfamiliar companies/persons.

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COVID-19 & Current Financial Scams:

WHAT TO WATCH OUT FOR

Every time there is a big change that impacts millions of people, you can bet that financial scams will surface to take advantage of the situation. With the current lifestyle alterations impacting everyone across the globe due to COVID-19, con artists are pouring out of the woodwork to make a buck. Here are scams that you should watch out for in regards to your incoming stimulus checks and financial support from the government: ABOUT COVID-19 Fake checks: A very legit-looking stimulus check shows up in your mailbox, claiming to be from the IRS. The scary ones are the checks that come with an online contact to verify the arrival of your check, which makes you give out private banking information in order to steal your money or identity. Email and social media messages regarding your check: The IRS is a bit old-fashioned and DOES NOT go out of its way to email or message people through texts or social media, so do not give out your banking information in response to these messages. Phone calls asking for your social security number: Never, under any circumstances, give out your social security number over the phone to persons claiming to be from the IRS. Fake calls from the “Treasury Department”: The IRS is, in fact, a bureau of the Treasury Department, and scammers will use this jargon to make you think that you’re talking to a legit representative. 58


Communications asking to collect processing fees: So-called IRS agencies call, text, or email you about getting your stimulus check early if you are willing to provide banking information for them to collect a processing fee. IRS “agents” targeting retirees specifically: Since many retirees do not need to file tax returns, the real IRS asks them to do nothing but wait for the check. Instead, scammers make retirees believe that their supposed to submit paperwork with private information before getting their checks. IRS claiming to verify your tax return: A fake representative calls you to verify your latest tax return in order for you to get your stimulus check. Instead, they gain your private tax information in order to access your finances. IRS “agents” targeting retirees specifically: Since many retirees do not need to file tax returns, the real IRS asks them to do nothing but wait for the check. Instead, scammers make retirees believe that their supposed to submit paperwork with private information before getting their checks. The IRS recommends keeping all sorts of warning signs in mind in order to avoid falling victim to these scams. Some include: Any communications asking for your personal information including names, addresses, phone numbers, bank account & tax return information, and social security numbers. Agencies asking you to sign over your check to them in order to supposedly speed up the deposit. Agencies asking for extra money to process your check sooner. Emails and social media messages asking you to click on supposed IRS links to access your check. If you would like to verify contact or report a scam, please go the official IRS website for contact information for your state (IRS.gov).

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Managing Stress as a Family Caregiver

Food Recipe: Homemade Pizza Dough

Recipe: Pesto Pizza With Roasted Garlic & Potato

Drink Recipes: Margaritas

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Homemade Pizza Dough

. . . . . . Total: 1 hr 30 min Prep: 20 min Inactive: 1 hr 10 min Yield: 2 (14-inch) pizza crusts

. . . . . .

Ingredients - 3 1/2 to 4 cups bread flour, plus more for rolling - 1 teaspoon sugar - 1 envelope instant dry yeast

- 2 teaspoons kosher salt - 1 1/2 cups water, 110 degrees F - 2 tablespoons olive oil, plus 2 teaspoons

Dough Directions Combine the bread flour, sugar, yeast and kosher salt in the bowl of a stand mixer and combine. // While the mixer is running, add the water and 2 tablespoons of the oil and beat until the dough forms into a ball. // If the dough is sticky, add additional flour, 1 tablespoon at a time, until the dough comes together in a solid ball. If the dough is too dry, add additional water, 1 tablespoon at a time. // Scrape the dough onto a lightly floured surface and gently knead into a smooth, firm ball. // Grease a large bowl with the remaining 2 teaspoons olive oil, add the dough, cover the bowl with plastic wrap and put it in a warm area to let it double in size, about 1 hour. // Turn the dough out onto a lightly floured surface and divide it into 2 equal pieces. Cover each with a clean kitchen towel or plastic wrap and let them rest for 10 minutes.

Cooking Directions

Place the oven rack in the lower third of the oven and preheat the oven to 450 degrees F. Generously dust a baking sheet with flour. With lightly-floured hands, press the dough with your fingertips to form a flattened disk. Lift the dough up and use the back of your knuckles to stretch and thin-out the dough into a circle with a diameter of 12-inches. Pre-bake the dough on a baking sheet for 6 minutes. Remove from oven and add pizza sauce and toppings. Return to oven and bake for 8-15 more minutes or until the crust is golden and the cheese Printer Friendly is bubbly. Click Here to Print --- Let cool, cut and serve.

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. . . . .

Pesto Pizza w/ Roasted Garlic & Potato

. . . . .

Ingredients - About 1 cup pesto - 2-3 cups grated mozzarella - 1 cup roasted garlic cloves - Olive oil

- 1/2 teaspoon Italian seasoning - 4 red skinned potatoes, thinly sliced - Kosher salt & ground black pepper - Crushed red pepper flakes

Directions Blanch the potato slices in boiling water until just cooked through, anywhere between 1 – 2 minutes. Drain and allow to cool slightly before drying the slices with paper towels and coating them with a touch of olive oil, a pinch of Italian seasoning and kosher salt. Using a large spoon, spread an even layer of the pesto onto the dough and carefully spread it to within 1/2-inch of the edge, being careful to leave a sauce free edge. Top with an even layer of the grated mozzarella cheese followed by slices of parboiled potatoes and roasted garlic cloves. How to Roast Garlic Preheat oven to 375°. Remove white papery skin from garlic head (do not peel or separate the cloves). Wrap head in foil. Bake at 375° for 45 minutes; cool 10 minutes. Separate cloves; squeeze to extract garlic pulp. Discard skins. Top with a light sprinkling of a bit more mozzarella, season with salt to taste and a pinch of red pepper flakes. Lightly brush the exposed crust with a bit of olive oil (or leftover garlic) oil to promote browning.

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Jalapeño Margarita Yield: 1 drink Ingredients 3 tablespoons (1 ½ ounces) tequila blanco or reposado 2 tablespoons (1 ounce) Cointreau 1 1/2 tablespoons (3/4 ounce) fresh lime juice 3 to 4 jalapeño pepper slices Kosher salt or flaky sea salt, for the rim For the garnish: Lime wedge, more jalapeño slices Directions Slice the jalapeño pepper into 3 to 4 thin slices. If you prefer a more subtle heat, remove the seeds.* (Pro Tip: Avoid the burn. Use gloves!) Cut a notch in a lime wedge, then run the lime around the rim of a glass. Dip the edge of the rim into a plate of flaky sea salt or kosher salt. Add ice to glass. Place all ingredients in a cocktail shaker with 4 ice cubes and shake until cold. Take a taste and add more jalapeños for desired spiciness. Strain the margarita into the glass with the salted rim.

. . . . . . . . . . . . . . .

Strawberry Margarita Yield: 2 drinks Ingredients 6 tablespoons (3 ounces) tequila* 6 tablespoons (3 ounces) Cointreau 4 tablespoons (2 ounces) fresh lime juice 1 1/2 cups frozen or fresh whole strawberries 1 tablespoon simple syrup, agave syrup, or maple syrup 1 cup ice Directions Cut a notch in a lime wedge, then run the lime around the rim of two glasses. Dip the edge of each rim into a plate of sea salt. Place all ingredients in a blender. Blend until fully combined: you can blend until it’s an icy texture, or keep blending for a minute or so until it’s more liquid. Taste and add additional sweetener if desired. Printer Friendly Click Here to Print Pour into the glasses and serve. 66


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Visit our online directory to search for local services to help you age well!

Aging Life Care Professional

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Audiologist TEMS Hearing, Inc PO Box 1677 El Segundo, CA 90245

(747) 334-2411 support@ temshearing.com “Quality mobile hearing aid services�

Caregiving Agency 24 Hr Home Care Buddies

Click Here for Your FREE Consultation

Since 2006, we have provided personalized in-home care for our South Bay older adults. We understand that deciding to use outside help requires a lot of trust and humility, so we are committed to not just capable care, but compassionate care!

21151 S. Western Ave., #260 Torrance CA 90501 (310) 594-5963 #194700148

Chiropractor Charge Into Health Family Chiropractic I am a Wellness based Chiropractic clinic based out of Torrance, CA. I specialize in gentile spinal adjustments, muscle therapy, and analysis of X-rays. I accept both appointments and walk-ins.

3855 PCH, #5A, Torrance CA 90505 (310) 375-2333 #33163 drjwblalock@ gmail.com

www.cihfc.com

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Concierge Doctor Skypark Preferred Family Care If you are looking for a beacon of light in today’s disjointed healthcare system, you have come to the right place. At Skypark Preferred Family Care, we believe that the best way to care for you is to care about you. Our mission is www.SkyparkPFC.com to help you experience life to its fullest potential.

223451 Madison St., Suite 140, Torrance CA 90505 (310) 378-6208 office@ skyparkpfc.com

Geriatric Care Manager Peters & Love - Senior Care Consultants Whether through short-term consulting or ongoing care management, Peters & Love can give you peace of mind so your family can make educated decisions regarding your loved one’s www.PetersAndLove.com care.

2110 Artesia Blvd. #474, Redondo Beach CA 90278 (310) 405-0885 info@ petersandlove.com

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Home Health Sean Waller - Los Robles Healthcare

LosRoblesHealth.com

We at Los Robles Healthcare have been providing Home Health (therapy) and Hospice (end-of-life) services in Southern CA for over 20 years. We focus on improving the lives of those with late-stage illness, injury, or disease. If you have any questions and/or having problems starting the conversation? We can help.

1025 W. 190th St, Suite 450 Gardena, CA 90248 (714) 902-3718 swaller@ losrobleshc.org

Hospice Leslie Becker - Silverado Hospice Silverado Hospice was founded out of a hope and belief that through effective, compassionate care, patients can approach the end of their life in a manner of their choosing, supported in a caring environment that SilveradoHospice.com is sensitive to their needs.

Serving the South Bay and LA County (310) 634-4311 leslie.becker@ silverado.com

Medical Products CFS Medical Supplies and Equipment, Inc. 2114 Redondo Beach (310) 817-5373 Blvd., Torrance, Ca cfsmedicalsupplies90504 contact@gmail.com “Great Customer Service, Helpful, Integrity�

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Professional Fiduciary Bedrock Fiduciaries 24050 Madison St., Suite 108, Torrance, CA 90505

(310) 933-4723 1157

“Trusted management of personal matters�

Reverse Mortgage Specialist Pryority Lending Group, Inc. A reverse mortgage is a financial tool that can provide a hedge against market risk, cash flow liquidity, and a means to age in place.

PryorityLending.com

Contact Karen Pryor today to find out if one is right for YOU!

1635 Crenshaw Blvd., Torrance CA 90501 (833) 779-6748 NMLS: #1683030 CA DRE: #02051453 karen@ pryoritylending. com

Seniors Real Estate Specialist Xavier & Xavier Team - Compass

Sam & Bindu Xavier eXperience You Can Trust!

Sam & Bindu Xavier are Seniors Real Estate Specialists - SRES serving the South Bay Area & Palos Verdes Peninsula. We specialize in Probate, Estate & Trust Sales. Visit our website today! www.xavierandxavier.com

23805 Hawthorne Blvd, Torrance CA 90505 (310) 866-7598 #01449986 #01818247 sam.xavier@ compass.com

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Seniors Real Estate Specialist Susan Boettner - Vista Sotheby’s Realty

SusanBoettner.com

30 years in real estate dedicated to helping South Bay’s “Greatest Generation” handle real estate through retirement and beyond. From appraisal through sale I handle families with integrity, grace and care. South Bay’s Senior Real Estate Specialist Since 1989.

2501 N. Sepulveda Blvd, Ste 200, Manhattan Beach, Ca 90266 (310) 977-2313

CalDRE# 00800398 info@ susanboettner.com

Abby Waddell - Aging Parents’ Homes Abby Waddell MBA, Realtor®, CPS, CRTS, SRES My passion is helping older adults who are no longer able to stay in their homes. I am here to help lease or sell their homes and refer them AgingParentsHomes.com to trusted resources to help in their transition.

2141 Rosecrans Ave, #1120 El Segundo, 90245 (310) 753-0770 CalDRE# 00892590 agentabbyw @gmail.com

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Seniors Real Estate Specialist The RealEstate Group Since 1979, I have been educating both sellers & buyers thru the residential real estate maze of marketing, pricing, choosing neighborhoods and dream homes, financing, appraisal, and escrow. Helping South Bay Area Seniors transition is BeachCitiesOnline.com one of my specialties.

23805 Hawthorne Blvd, Torrance CA 90505 (310) 864-9738 #00803846 carol@ carolgilles.com

West Shores Realty 1010 Torrance Blvd, (310) 890-6407 Redondo Beach, CA kay@ 90277 homesbykay.com “A Senior’s Real Estate Specialist”

Next Phase Realty Solutions 3848 Carson St., Ste. 303, Torrance, CA 90503

(310) 579-9559 Info.NextPhaseRS@ gmail.com “We Take the Stress out of Downsizing!”

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Skilled Nursing Facility Lomita Post Acute Care Center

LomitaCare.com

At Lomita Post-Acute Care Center, caring is our main concern. We believe the most effective way to provide compassionate care is to maintain high medical integrity, build a team spirit among staff, and provide friendly, beautiful surroundings for our patients and their visitors.

1955 W. Lomita Blvd., Lomita CA 90717 (310) 325-1970 wfortin@ lomitacare.com

Del Amo Gardens Care Center 22419 Kent Ave, Torrance, CA 90505

(310) 378-4233 Marketing@ delamogardens.com “A Warm and Home-Like Setting!”

Kei-Ai South Bay Healthcare Center 15115 S. Vermont Ave. Gardena, CA 90247

(310) 532-0700 Juliem@ aspenhealth.com “Fostering Independence, Improving Lives!”

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Evaluation of a Skilled Nursing Facility: A TOOL FOR PATIENTS AND FAMILIES

Although patients and families are welcome to go online and look up reviews, there are other ways to accurately research skilled nursing facilities. Before diving in, think about the questions that you want answered: How close is the facility to my home? Some families and patients prefer to be close to home for convenience purposes. This means that families can drop off items, visit more frequently, and have close access in the event of medical changes, team meetings, or emergencies. What are visiting hours like? Call or check each website for the facilities in which you are interested in. Make sure you know for certain what visiting hours look like, and how many people are allowed to visit at a time. Will the facility provide me my own room? This really depends on facility policies and patient caseload. It never hurts to call the facility and ask about whether or not the patient can have their own room. Which facilities will take my insurance? Contact your insurance company about coverage for the facilities in which you are interested in. Ask what services they will cover and for how many days. Once you have created a list of questions that you would like answered, research each facility website or personally call each facility in regards to your inquiries.

A number of factors go into selecting a senior (877) 263-2272 living community for your aging loved one. Call us today for personalized assistance! www.SeniorResourceHandbook.com

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Memory Impairment Click on an Image to View Resource

The Signs at Home: When to Consider a Memory Care Facility Prevent Wandering: 5 Tips for Persons with Severe Dementia How to Take the Keys Away From a Loved One With Dementia Dementia Memory Box Activity

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The Signs at Home: When It’s Time to Consider a Memory Care Facility

Symptoms of dementia are not usually the result of an immediate onset; rather, symptoms progressively worsen over any given length of time. This progression can sometimes make it difficult to gauge if more help is needed. Seniors with mild dementia can typically function well at home with assistance from caregivers for more complex tasks including (but not limited to): Grocery shopping Medication management

Cooking Transportation

Finances

Moderate to severe cases dramatically change how a person conducts the basics at home, and safety becomes the main issue. Example situations may include the following: Forgetting to use an ambulation device (walker, cane, etc.).

Wandering out of the house and not knowing how to get back.

Turning on kitchen appliances and not turning them off when finished.

Inability to do dressing, showering, toileting without assistance.

Falling out of bed by simply trying to get up.

Consider These Three Questions

Lashing out or turning aggressive towards caregivers.

1. Is the person safe in their own home or can be left alone at any time? 2. Are there family supports in place that are successfully working to keep the person safe at home? 3. Are home health options in place AND working?

If the answer is NO to all of these questions, then it is time to consider a memory care facility. A number of factors go into selecting a senior living community for your aging loved one. Call us today for personalized assistance!

(877) 263-2272 www.SecondHomeSeniors.com

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Prevent Wandering:

5 Tips for Persons with Severe Dementia To the exhausted family members and caregivers for individuals suffering from severe dementia, your efforts to keep your loved ones at home as long as possible should be heavily applauded.

No one, but other caregivers in your circumstances, understands the physical, social, and emotional hardship that comes with looking after someone who requires complete and total assistance.   With that being said, experienced caregivers who have seen the progression of dementia are fully aware that there is no way to completely prevent unsafe choices. A common example in cases of dementia includes “wandering”.   

Individuals with moderate to severe dementia have a tendency of demonstrating hazardous activity because they don’t realize what they are doing. Examples include: Leaving the house unsupervised  Walking on rough terrain without a walker or a cane Getting out of bed by themselves when they require physical help Scaling stairways without help

Transferring in and out of their wheelchair without putting the brakes on Overdosing on or forgetting medication Fiddling with electrical appliances and sharp kitchen objects   

It is impossible for caregivers to keep them from doing everything or wandering off.   

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Here are some tips to prevent wandering in order to keep the individual safe while anticipating regular movement:

LAY OUT FALL MATS Fall mats are designed to cushion a fall in the event that someone is unsafely attempting to get out of bed by themselves. Note: Improper placement of the mat could be just an additional fall hazard for the individual to trip over. Consult with a specialist about when and where to place a fall mat if you think one is necessary. INSTALL FALL ALARMS There are multiple types of fall alarms that can be placed where the person is most likely to transfer on their own: wheelchair, couch, bed, etc. The pad, which detects movement, is placed under the individual so that when they stand up the alarm alerts caregivers that they are on the move. KEEP ASSISTIVE DEVICES WITHIN REACH Some caregivers assume that if they remove wheelchairs, canes, and walkers from reaching distance, this will prevent their loved one from moving around the house on their own. This is actually not the case, and the individual’s chances of falling increase in attempt to retrieve the items independently or to walk without assistive devices. INSTALL NIGHT LIGHTS There is no way around it: persons with dementia who are capable of walking will make nightly visits to the bathroom and often forget to turn on the lights. Consider placing night-lights, motion-detector lights, and canes with LED lights to make their path more visible. PERFORM ROUTINE LOCK-UP Before bedtime, conduct a daily lock-up. Check all doors leading outside and to stairways, locks on medicine cabinets, etc. If the individual has a habit of exploring the kitchen, unplug all electrical and gas appliances and place all sharp objects out of reach. Consider placing locks on cabinets, the oven, and the microwave if necessary.  

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Dementia Memory Box Activity Creating a dementia memory box is a simple activity where you can use reminiscence therapy to help your loved one at home. By just sitting down together and exploring a collection of items or images from your loved one’s past you can help encourage short-term memories by stimulating long-term ones. It can also open-up the lines of communication, as well as making your loved one feel more at ease and providing an activity that interests them.

Step 1: Choose your box Examples include: • a large jewelry box • a plastic food container or bin • a shoebox covered with wrapping paper

Step 2: What to include

The memory box can include anything that means something to your loved one. Items can be of personal interest or favorite memories in history that have significant meaning. Try to include items with different textures, scents or sounds. Each item should relate to a memory that can be revisited time and time again. Be aware that some items may open the door to unhappy memories, and you may want to be sensitive to avoid or carefully address discussing these items. 99


Step 3: What to consider Safety–Avoid items that are potentially dangerous, precious, heavy, or sharp. Uniqueness–If an item is rare or irreplaceable, leave it out. Dexterity–Items should be easy to handle & not too heavy. Significance–Focus on items linked to positive memories. Texture–Texture can trigger sensory memories. Fragrance- Include items that can be touched and smelled. * Keep in mind that your loved one may not recognize items right away or understand why they were included, so consider labeling the items.

Step 4: Choose specific items • Copies of family photos • Favorite book(s) • Dried flowers, flower petals, leaves • Favorite perfume, soap or lotion • Children or grandchildren’s artwork • Vacation souvenirs • A trophy or medal • Letter from a loved one • Favorite CD • Baby toy or stuffed animal • Newspaper clippings • Favorite jewelry (without pins) • wedding trinket • hairbrush • a favorite article of clothing or shoes

Step 5: Enjoy When the memory box is completed, have your loved one handle each item and encourage them to share the special memories associated with them. When you open the memory box with them, ask them to share their memories. You may find that an item that was meant to stir a certain memory brings on another. Or, it could inspire a waterfall of thoughts and conversation, leaving you with new and lasting memories.

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IS HOSPICE THE ANSWER? A serious illness can be overwhelming for the entire family – but that's where hospice can help. Hospice is 100% covered by Medicare for all eligible patients and is covered by most commercial insurance plans. Anyone can refer a patient to hospice, and the evaluation is free. If you’re not sure whether hospice care could be the answer, this brief questionnaire might help.

HAVE YOU OR YOUR LOVED ONE…. ✓ Been hospitalized or gone to the ER in the past 6 months? ✓ Been making more frequent phone calls to your physicians? ✓ Started taking medication to lessen physical pain? ✓ Started needing help with one or more of the following? (bathing, dressing, eating, getting out of bed, walking) ✓ Started feeling weaker or more tired? ✓ Been told by a doctor that life expectancy is limited? If any of these questions apply to you or your loved one, Hospice may be the answer. To learn more and complete the quiz online, visit www.quiz.impacthc.org.

Phone: (310) 782–1177 Fax: (310) 782-1171 www.losrobleshealth.com

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Home Safety

checklist Make sure all hallways, stairs, and paths are well lit. Have medication dispensed in a bubble pack or convenient Place a non-slip mat in bathtub/shower and install grab bars. Set your hot water heater to no more than 120° F to help prevent burns. Install smoke and carbon monoxide alarms throughout the home.

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Remove all scatter rugs and tape down loose carpet edges. Keep a fire extinguisher handy in the kitchen in case of fire. Have an emergency escape plan and pre-arrange for a family member or caregiver to help you escape, if needed. Use a step stool or reacher to reach high shelves – do not stand on chairs or stools. Keep walking aids within reach and keep a night light on or flashlight within reach of your bed.

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4Rs for Fighting Medicare Fraud https://www.medicare.gov/Pubs/pdf/11610-4R-for-Fighting-Fraud.pdf

Sources

9 Tips to Downsize Your Move https://www.nasmm.org/education/Guide_To_Rightsizing_and_Relocating.pdf Checklist: Emergency Preparation https://www.redcross.org/content/dam/redcross/atg/PDF_s/Preparedness___Disaster_Recovery/Disaster_Preparedness/Disaster_Preparedness_for_Srs-English.revised_7-09.pdf Checklist Important Legal Documents https://www.nia.nih.gov/health/getting-your-affairs-order COVID-19 and Current Financial Scams What to Watch Out for Report Phishing and Online Scams (2020). Internal Revenue Service. https://www.irs.gov/privacy-disclosure/report-phishing. Viewed on April 13, 2020. Drink Recipes - Margaritas https://www.acouplecooks.com/jalapeno-margarita/ https://www.acouplecooks.com/strawberry-margarita/ Food Recipe - Homemade Pizza Dough Steps https://www.foodnetwork.com/recipes/bobby-flay/pizza-dough-recipe-1921714 Food Recipe - Pesto Pizza With Roasted Garlic & Potato https://www.myrecipes.com/recipe/roasted-garlic-pizza http://www.scrumdiddlyumptiousrecipes.com/recipe/pesto-pizza-with-roasted-garlic-potato/ How to Talk to Your Parents About Hiring a Caregiver Elflein, J. (2020). Home care in the U.S. : Statistics & facts. Statista. https://www.statista.com/topics/4049/ home-care-in-the-us How to Talk to Your Parents About Hoarding Hoarding: The Basics. (2020). Anxiety and Depression Association of America. https://adaa.org/understanding-anxiety/obsessive-compulsive-disorder-ocd/hoarding-basics How to Talk to Your Parents About Their Final Wishes How to Begin the Final Wishes Conversation. (2018). Caregiverstress.com. https://www.caregiverstress. com/end-of-life-planning/compose-life-song/begin-final-wishes-conversation/. Viewed on November 24, 2020. Making Final Arrangements Checklist https://www.funeralbasics.org/funeral-planning-checklist/ https://www.everplans.com/articles/checklist-pre-planning-your-funeral-or-memorial-service Questions to Ask Discharge Planner https://health.usnews.com/health-news/patient-advice/slideshows/12-questions-to-ask-before-discharge?slide=14 https://www.walkermethodist.org/blog/questions-to-ask-your-discharge-planner-or-social-worker Questions to Ask: Estate Planning Attorney www.investopedia.com/articles/personal-finance/070815/10-questions-ask-your-estate-planning-attorney. asp Questions to Ask: Geriatric Care Manager www.aginglifecare.org/ALCA/About_Aging_Life_Care/Selecting_an_Aging_Life_Care_Professional/ALCA/ About_Aging_Life_Care/Selecting_an_Aging_Life_Care_Professional. Questions to Ask Home Health Agency https://www.medicare.gov/care-compare/en/assets/resources/home health/Home_Health_Agency_ Checklist_2.pdf Questions to Ask: Hospice Agency https://www.medicare.gov/care-compare/en/assets/resources/hospice/HospiceChecklist-Final-Clean.pdf Questions to Ask Insurance Agent http://www.insurance.ca.gov/01-consumers/105-type/95-guides/05-health/health-ins-guide.cfm Questions to Ask: Professional Fiduciary https://pfac-pro.org/wp-content/uploads/2018/05/Questions-to-Ask-When-Hiring-a-Fiduciary.pdf Questions to Ask Seniors Real Estate Specialist https://realestate.usnews.com/real-estate/articles/10-essential-questions-for-choosing-a-real-estate-agent

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2021 South Bay Senior Resource Handbook  

2021 South Bay Senior Resource Handbook  

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