From Castle to Cottage
The Ups & Downs of Selling a House
Read & Share
DURBAN | HIGHWAY | PIETERMARITZBURG | MIDLANDS
NO BASIC EXCESS payable EXTRA DISCOUNT for living in a secure retirement village PERSONAL SERVICE for your insurance
NO OBLIGATION and FREE ADVICE Yvette Rautenbach
Short Term Insurance Adviser
083 362 6333 031 - 762 2211
Bwise Financial Solutions (Pty) Ltd An Authorised Financial Service Provider FSP 43665
Editor’s Note Welcome to the December edition! Our team would like to wish all our readers, sponsors and advertisers a relaxing festive season. We are grateful for your support through what has been a very challenging year for many businesses. You’ll notice that all of our adverts have an area tab above them. This is to indicate where that product or service is available. You’ll find more service providers on our website under the Directory (www.seniorlivingmag.co.za). Our mag is packed with giveaways, so be sure to use the competition link for entries (see page 46). A few retirement villages/centres no longer have waiting lists, so if you’re looking to downsize and move, look no
Discounts and Special Offers....... pg 4 A Kind Word................................... pg 7 Origins of Sayings.......................... pg 10 Collector’s Corner......................... pg 12 Going on Holiday?........................ pg 14 The Bells of St Mary’s..................... pg 16 Garden Corner.............................. pg 18 The Most Wine-derful Time!........... pg 20 Less House, More Home............... pg 22 Clarendon House Care Group is Expanding............. pg 24 What an Executor
further for tips, advice and many options to consider. Our mag is available electronically and in print, so sign up for our newsletter for a sneak peek before the copies hit the streets, and for extra reads, advice, recipes and competitions. Printed copies can be found at most libraries, bowling clubs and Blackwood Nursery branches (excluding Richards Bay), as well as most retirement centres, or call us on 033 - 815 1031 or email email@example.com to find your closest distributor. Administration, Advertising and Submissions: Charmain Jansen van Rensburg firstname.lastname@example.org 033 - 815 1031
Needs for your Estate.................... pg 26 Eden Gardens Retirement Complex..................... pg 28 Craft Corner................................... pg 30 Comic Corner................................ pg 33 Puzzle Corner................................. pg 34 From Castle to Cottage................ pg 40 Jokes Corner.................................. pg 42 A Christmas Promise..................... pg 44 WIN! WIN!........................................ pg 46
The views expressed in SENIOR LIVING are not necessarily those of the Editor, Senior Living, or its advertisers. Publication of advertising material does not imply any endorsement in respect of goods or services described therein. While reasonable precautions have been taken to ensure the accuracy of the contents of this magazine, SENIOR LIVING cannot accept responsibility for any bona fide errors therein. Copyright of material (including photographs) published in this magazine is vested with SENIOR LIVING and the authors/originators of the material, and may not be reproduced without permission.
Discounts and Special Offers We have been hard at work compiling our online directory where you can find discounts and special offers. Head to www.seniorlivingmag.co.za and click on the Directory tab to check these out.
Please confirm all discounts beforehand, as they are subject to change, and notify us of any discounts that you encounter for the benefit of the readership. *PC = Pensioner’s card required *LC = Monday/Tuesday/Wednesday • Avondale Spar: 5% discount (not on promotions), every Mon/Tue/Wed, loyalty card required (bring ID and ID photo)
Monday • Village Yard, 41 Howick: 20% discount Tuesday • Makro: 5% discount on food products, up to 10% discount on general products, pensioner’s card required • SuperSpar Richden’s Village: 5% discount • Knowles SuperSpar: 5% discount, pensioner’s card required • Caversham Glen Pick n Pay: 5% discount, double points on promotional items, pensioner’s card required
Merrivale SuperSpar: 5% discount on tea and cake, Spar card required Parklane SuperSpar: 5% discount on all purchases Greendale SuperSpar: 5% discount, loyalty card holders Quarry Centre Spar Hilton: 5% discount, free delivery in Hilton Waste Centre Fabrics, 670 Umgeni Road, Durban: 10% discount
Wednesday • Musgrave Pick n Pay: double Smart Shopper points • Game: 10% discount on the first R1500, excluding cell phones • Clicks: Double e-bucks and double Club Card points for over 60s • Builders Express Pinetown: 10% discount, loyalty card required Thursday • Merrivale SuperSpar: 5% discount on tea and sandwiches, Spar card required • Greendale SuperSpar: 5% discount, loyalty card holders • Hilton Quarry Centre Spar: 5% discount, free delivery in Hilton Every Day • Bargain Books Hillcrest: 10% discount • Ground Cover: 5% discount
A Kind Word My Grandmother always cooked tasty food. But one day, she put a burnt pie in front of my Grandpa - not just a little burnt, but black as coal.
“My dear, I like your pie.” Later, I asked him if he had told the truth. He put his arm on my shoulder and said, “Your Grandma had a tough day at work.
I waited to see what he would say, but he just ate the pie and asked how my day was.
She was tired. The burnt pie didn’t harm me, but a sharp word could have hurt her.”
Then I heard my Grandmother apologise.
We all make mistakes. We shouldn’t focus on mistakes, but support those we love. That’s the secret of long and happy relationships. Source: Unknown.
Then I heard my Grandmother apologise. I’ll never forget his response.
Summer Pavlova: Ingredients: 6 egg whites 1 & half cups castor sugar 15ml cornflour 1 & half teaspoons white vinegar 1 teaspoon Vanilla essence Method: - Beat the egg whites until stiff peaks form. Beat in the sugar, a tablespoon at a time. The mixture should be stiff and shiny. - Then beat in the cornflour followed by the vinegar and vanilla. - Line a baking tray with baking parchment. Pile the meringue mixture onto the tray. Shape into a circle or oval with a sunken centre and higher sides. - Place into a preheated oven (150 degrees C) & bake for one hour. - Switch off the oven, open the door slightly and allow the pavlova to cool completely in the oven.
Our favourite family dessert - Perfect for Christmas day! Passion Fruit Curd: Ingredients: 4 egg yolks 1 whole egg 1 cup castor sugar 125g butter 300ml granadilla pulp (sieve it to remove the pips, leaving about 2/3 cup juice, then add back 2T of the seeds) Method: - Beat together yolks, egg and sugar. - In a heavy based saucepan, melt the butter and add the granadilla juice. Remove from heat. - Add a tablespoon of this to the egg mixture, taking care that it’s not too hot, as this will cause the eggs to scramble. Mix in gradually, then return to the pot. Cook over a low heat, whisking continually until the mixture has thickened into a glossy custard. This should take about 10 minutes. - Once cooled decant into a jar and store in the fridge.
Topping: Once cool, top with fresh whipped cream, your homemade passionfruit curd, mint leaves & any juicy seasonal summer fruit such as strawberries, mango & litchis. Finally sprinkle with toasted coconut flakes or toasted shaved almonds.
1 Montgomery Drive, Pietermaritzburg
Special Pensioners' delivery fee of R35 for Hilton & PMB Let us deliver groceries to your door!
Order via Phone, WhatsApp or Email OPEN: 7am - 7pm | 365 days a year
033 342 6196 and 067 644 9921 | email@example.com for home shopping
HOME DELIVERIES | LARGE SELECTION OF UK IMPORTS | GIFTING UNIQUE, HEALTHY & HEARTY CONVENIENCE MEALS BEAUTIFUL FLOWERS | HIGH QUALITY FRESH PRODUCE WIDE LIQUOR SELECTION
Origins of Sayings Turn a blind eye “Turn a blind eye” is used to imply that something bad is happening, but the observer pretends not to notice. It is said that it originated when Admiral Horatio Nelson wilfully disobeyed a signal to withdraw during a naval engagement. In the naval battle of Copenhagen in 1801, Nelson lead the attack of the British fleet against a joint Danish/Norwegian enemy. When signalled to withdraw, he held his telescope up to his blind eye which had been lost in a previous battle and feigned that he had not seen the directive.
Cost an arm and a leg “Cost an arm and a leg” is normally attributed to medieval painters who charged more for portraits displaying both arms and legs, rather than a side portrait with only the left or right side. A more recent suggestion is the high price paid by war veterans having lost a limb in battle or to amputation. Whatever the origin, the meaning remains the same, indicating a very high price that had to be paid. Source: Bruce Jackson
Collector’s Corner With Daryl Kriel, from Kensington Bond
Can you tell me about this plate and what it is worth? Glenda
The original pieces were the domain of The Hapsburg Royal Family, who mentored the Imperial & Royal Porcelain Manufactory in Vienna (1718 to 1864). They produced exceptional porcelain, that was second to none in quality and artistic craftsmanship. Most of these pieces are in museums and very fine private collections where the values are astronomical. Plates like yours were termed “cabinet plates” because they were intended for display and not for general use.
Your plate is what is generally termed as Royal Vienna. This is a generic name for ceramic items in the renaissance style, generally produced in the early 20th century. Earlier pieces in the 18th century were hand painted and signed by the artists and generally these older pieces can fetch high prices depending on the maker and artist. There were a number of manufacturers that adopted this style of porcelain.
Most of these pieces are in museums. Your plate is a pleasant example, however it would be a later 20th century copy and its value would be in the region of R500 to R1000.
Contact Daryl at Kensington Bond for a free valuation or to sell your precious items on 082 297 1117.
Going on Holiday? Tyre Tips Ahead of Hitting the Road These Holidays DO • Check your tyre pressure when the tyres are cold. • Use an accurate tyre pressure gauge. • Have tyres inspected if you notice regular pressure loss. • Use the vehicle manufacturer’s recommended tyre pressures - refer to the owner’s manual/door panel. • Check tyre pressure before going on a long trip, and reset to the recommended pressures for the full load. • After the trip, reduce the pressure recommended for normal driving conditions, and do so when tyres are cold. • Use valve caps to protect the valve core - steel valve caps with a rubber seal are most effective. • Have wheel alignment checked in line with the manufacturer’s specifications and not just the front wheels - regular car tyres every 10,000km; 4x4 all terrain/multi-terrain tyres every 8,000km. • Have the alignment checked if you know that you have hit a pothole or pavement.
DON’T • Bleed the tyres (let the pressure out) when they are hot • Rely on the gauge at the service station as many are inaccurate. • Re-inflate a tyre that goes flat often and hope that it will be fine. • Use 200 kPa unless it is the manufacturer’s recommended tyre pressure. Signs your car needs wheel alignment • Uneven wear (this may occur on the outside of your tyres more often). • In some cases, your wheel alignment may be to spec, yet the vehicle still pulls to one side due to “tyre conicity” or “radial pull”. • Car drifting to one side. • Steering wheel vibrating. • Car is driving straight, but the steering wheel is not. Top tips • Balance tyres every time you get a new set. • Re-balance, rotate and align tyres every 8,000 - 10,000 km to ensure a smooth ride and get maximum tyre life. • Balancing should be done for any new wheels or rims. Source: Millennial Tyres, 082 568 0139, www.millennialtyres.co.za
SPECIAL! NO RENTAL INCREASE UNTIL JULY 2022
What do you call a Snowman with a six pack? An abdominal Snowman. 15
The Bells of St Mary’s The bell tower at St Mary’s Church in Greyville houses a peal of ten bells. They were donated by Sir Charles Smith, one of the founders of Illovo sugar. The bells are named after First World War events and leaders: Old Contemptible, Smuts, Botha, Edith Cavell, Jellico, Kitchener, Delville Wood, Allenby, Haig and Froch.
They were cast in England and installed in 1921. The bells are attached to wheels and turn full circle.
There are only nine churches in South Africa to have bells, like these. The bell ringers at St Mary’s practice every Wednesday night from 5.30pm to 6.30pm if you want to catch them in action. They are needing to recruit new bell ringers to keep this 400 year old tradition alive.
They were cast in England and installed in 1921. The bells are attached to wheels and turn full circle. There are only nine churches in South Africa to have bells hung for change ringing in the English manner. Durban has two of these churches - St Paul’s and St Mary’s. There are over 7,000 rings. The average weight of each bell at St Mary’s is 350kgs, with the heaviest almost one ton! Each person rings one bell.
If you are interested to learn more or become a bell ringer, please contact Alison Chadwick on firstname.lastname@example.org or 082 777 7073.
The Most Wine-derful Time! Firing up the Boney M tunes last year, “I’m dreaming of a white Christmas, just like the ones I used to know,” and singing my off-key rendition, I audibly heard the inward groan from my wife. Forgive my indignation, but show me a South African family that doesn’t have a Boney M Christmas compilation that gets resurrected every year - it’s a Christmas tradition - in the same way, every neighbourhood has to have that one individual pushing us closer to total darkness and loadshedding with his 9 reindeer in lights and his yard lit up like an military installation (not that I am jealous, I mean our Christmas tree lights on their own take over 45 minutes to pack away, can you imagine how long it takes pack away portable Las Vegas). Anyway, like any other South African, I enjoy celebrating Christmas with gusto,
maybe not as much as the chain stores that like to start it up mid-year though. And then came that Elf that moves around more than Fred Astaire in his dancing days, eliciting the question which sick individual came up with that punishment on already pressed parents to find a new hidey hole for a stuffed toy, each and every day? A vengeful idea from the local Supermarket Santa, most likely! And of course Christmas cake would not be Christmas cake if it didn’t come with a warning, NOT FOR SALE to under 18s, reminiscent of the prohibition days and having to hide one’s tipple. I have many fond memories of Christmas as a child and my children will inherit memories from me, so let’s pull out those lights and pour a little Christmas Cake. Source: Bruce Jackson
Get a fresh per[spec]tive this season with John Meyer Optometry
Dedicated to your overall eye-health, we offer you a wide range of services which include:
• Full optometric eye examinations • Contact lens examinations and trials • Sunglasses and safety eye-wear • Modern prescription frames
FEEL FREE TO CALL US ON 033 343 0881 OR FIND US AT SUITE 2, GROUND FLOOR, HEALTH AND WELLNESS CENTRE, HILTON.
Sister Kerry Deare
Peace Cottage Nursing Manager
DBN/Highway Mobile: 082 594 8900 Tel: 087 153 5095 Email: Kerry@peacecottage.co.za Peace Cottage Home Nursing Services
Home-based care for the elderly
Less House, More Home You’ve made the big decision to downsize into a retirement facility, but are feeling overwhelmed by all that needs to be done. These tips will help you to plan and execute your move with ease. •
• • •
Measure up your new home - room size, cupboard space and windows - to make sure everything will fit. You may need to replace some furniture, or to buy new curtains. Take photographs to refer to as you make decisions. Create a master list, room by room, of what you are taking with you and what you are selling. Give yourself enough time to sort through every room, cupboard, the garage, and storage space. It takes longer than you think, especially if you have lived in your home for a long time and don’t declutter regularly. Diarise sorting time to get it done. Use these categories to sort your stuff - keep, throw, sell, donate and recycle. Charities are happy to collect donations. Be realistic when pricing the items you are selling. The simplest route is to sell everything to an auctioneer. Other options are Facebook
Marketplace, www.movingon. co.za, or your local secondhand dealer. Sentimental items can be hard to let go. Make the process easier by giving them to the special people in your life. Take photographs of the ones you want to remember.
Be realistic when pricing the items you are selling. •
Be positive. Remind yourself often of the advantages of moving to a home that suits your retirement lifestyle. Source: Vicky Sim, Simplicity Services, 083 661 0386, vicky@ sim-plicity.co.za, www.sim-plicity. co.za.
Clarendon House Care Group is Expanding Proudly introducing a new development, Wicken Way, with a double unit bedroom area, built in cupboard and office area for the young at heart! Perfect if you are downsizing as a couple or single person - do it right, do it once, and you’ll never have to move again when life becomes more challenging. The basic living cost covers rates, electricity, water, security, insurance, management fee, laundry service, cleaning and gardening services for the communal area. Once assistance is required, an additional cost will be charged and is based on a per person
price, and this is one of the few homes that will facilitate care in your unit.
There are only 8 single units and 11 double units available. Wicken Way is located just 3.5 km from the Quarry Centre for all your shopping needs and is just 6.4km from Life Hilton
Hospital. It is a short trip down the hill to Athlone Circle Centre and the rest of Pietermaritzburg. It is located in a peaceful cul de sac in Hilton. Invest in your future retirement options, hassle-free! • Shareholders’ agreement • Buy off plan at discounted rates • No legal fees • No transfer costs
• • • • •
Eco-friendly development Solar power backup system Water collection systems Retain the right to go double storey Meal options available
Book a no obligation meeting to discuss this investment opportunity with Vicki Bannister on 072 199 1463 or email@example.com or visit www.wickenway.co.za.
What an Executor Needs for your Estate It makes an Executor’s job easier if they have these important details and documents (if applicable) on hand once you pass away. • • • • • •
• • • • • • • • •
The original Will - without this, you will be deemed to have died intestate. Original identity document. Original death certificate - this is done by the funeral home. Original marriage certificate and ANC, or divorce order. Details of a predeceased spouse. All bank accounts, insurance policies, timeshare or shares, with details of where your accounts are held, as well as your account numbers. Investments and details of the financial consultant. Title deeds for property/certificate of registered sectional title. An estimated valuation of property. Details of any bond - which bank and bond account number. Medical aid information. Salary advice. Pension and retirement annuity details. Tax certificates and details of tax consultant. Any liabilities, including rates
• • • • • • • • •
(with contact details for a body corporate). Electricity deposit or electrical account. Details of your beneficiaries, with copies of their identity documents, full names, addresses and bank statements. Motor vehicle details and certificate of registration. Hire purchase details. Details of any debit orders. Telephone/cell phone account numbers, and contract details. SABC TV licence details. Firearm licences. Funeral director details. Church contacts. Passwords to any online accounts e.g. social media accounts, blogs and so on.
Create a folder with all of the relevant documents and information, let your Executor know where to find this folder. Source: J. Leslie Smith and Co.
WIN WIN! J. Leslie Smith & Company Inc is giving away 2 x R250 Lunique vouchers to two lucky readers in the Howick/Hilton/PMB area. To enter, simply send a WhatsApp with the word HELLO to 072 632 6023 and we’ll reply with a list of links. Click on the competition link and, using the KEYWORD JLESLIESMITH, name three types of documents that are necessary and useful for your Executor to have access to when wrapping up your estate.
Eden Gardens Retirement Complex Eden Gardens is a retirement centre on the Berea, providing cost-effective living for seniors in a comfortable, secure environment. It is managed by a general manager, with a board of four directors, elected by the residents. Levies are kept to a minimum and there has never been a special levy, even for major expenses like the installation of a generator which supplies the entire block, including lifts, during load shedding.
The dining room serves three full meals every day. The dining room serves three full meals every day, and being on the third floor, it has breath-taking views of the sea and the city. The lounge, next to the dining room, seats all residents in comfort and is a popular meeting place. Many residents have their own cars which are kept under cover and
protected by a secure perimeter, with a security guard patrolling at night. The Eden Gardens air-conditioned vehicle is available for free weekly visits to two nearby shopping malls and trips to doctors etc. In the interests of health and comfort for all residents, no smoking is allowed in the building and there are smoke detectors in all rooms. The fourteen-bed clinic has excellent nursing staff and cares for both acute and long-term patients. There are three 40-share units available (sold with life rights) and you are invited to view them at your convenience.
Please call Sonja Jansen on 031 - 940 3824 to arrange an appointment or email firstname.lastname@example.org or visit www.edengardens.co.za.
DIY Christmas Cake Stand
With Christmas just around the corner and the expenses that come with it, here’s a DIY cake stand or centerpiece for your festive table that is incredibly easy to make, with no skill required. If you’re like most people, then you’ll have excess items in your kitchen or home that have not been used for years. Re-purpose them!
You will need: • A plate or plates (depending on whether you want a two or threetier cake stand). • Sturdy glass/vase/candle holder this will act as the base of the stand. • Tube of silicone sealant or Bostik clear glue. • Earbuds to clean off excess glue. Method: • Decide which way you want the glass/vase/candleholder to stand.
On the upper edge of the item, apply your glue and place your plate on top. The glue will spread out a little as you press your plate down. Wipe excess glue off with your earbud. If you would like to add another tier to the stand, place your next glass in the centre of the plate you have just done and apply the same method. Leave overnight to set.
This is a super easy DIY project to make a stunning centerpiece to display your Christmas Cake!
Source: Wildflower Vintage, Shop 2, Fainting Goat Centre, 38 Old Main Road, Botha’s Hill, www. wildflowervintage.net or 072 088 4349 or 083 656 4123.
Contact us: 033 342 6093 PMB/Midlands Call us for more information: 033 342 6093
Our Health Shop is located In Basement 1 At Athlone Circle Mall Pietermaritzburg
Respect your body Love your life
GET YOUR: Supplements Vitamins Probiotics Collagen Healthy snacks
Salt of the Earth
HEALTH & WATER 31
Comic Corner Juliet is this month’s winner of R500 sponsored by Oakleigh Life, for her funny, true-life story! Submit your giggle-worthy story of up to 130 words and you could win! Send to email@example.com, using ‘COMIC RELIEF’ as your subject line. Yesterday I went shopping with my Mum. In one of the supermarket aisles we bumped into a friend she hadn’t seen for many years. Catching up after so long involved lots of intense conversation, during which time, I noticed an abandoned trolley nearby loaded with groceries and a vast quantity of toilet rolls. As we parted, I pointed to it and
commented, “Gosh! Someone’s been eating too many apricots!” Mom’s friend bashfully confessed it was her trolley, and with that we cackled with embarrassed laughter, and the dear lady’s dentures flew out and landed in our trolley, which she scrambled to reclaim. True story! By Juliet Grey
Puzzle Corner Riddle Me This 1. Your last good ping-pong ball fell down into a narrow metal pipe, embedded in concrete one foot deep. How can you get it out undamaged, if all the tools you have are your tennis paddle, your shoelaces, and your plastic water bottle, which does not fit into the pipe? 2. How can you throw a ball as hard as you can and have it come back to you, even if it doesn’t bounce off anything? There is nothing attached to it, and no one else catches or throws it back to you. We provide crossword puzzle and sudoku solutions via our newsletter, so sign up to receive it on our website (www.seniorlivingmag.co.za) or send the word “Subscribe” via a WhatsApp message to 072 632 6023 and the link to the online subscription form will be sent to you. Past puzzle solutions can be found on our website at www. seniorlivingmag.co.za/solutions. Riddle solution is on page 42.
CROSSWORD PUZZLE Across 1. Mil. truant 5. 2:1, e.g. 10. Great serves 14. Comedian Carvey 15. Chilean pianist Claudio 16. Out of sight 17. Flabbergasts 18. Hilton competitor 19. Cross inscription 20. Eyelash cosmetic 22. Version 24. Hotpoint rival 26. Prophet 27. Dough
30. German sub 32. China’s Zhou ___ 33. Skin marking, often due to injury 34. Deutschmark replacement 38. This is what eyes do 39. Most orderly 42. One of a D.C. hundred 43. Swift steed 45. Use a swizzle stick 46. Reply to “Who’s there?” 48. Bony prefix 50. Spain and Portugal 51. Gossip
54. Polite turndown 56. Make good as new 58. Lucidity 62. Shrinking sea of Asia 63. Steaming 65. Hawkeye State 66. Male parent 67. Rest on the surface of a liquid 68. Steven Chu’s cabinet dept 69. Pianist Myra 70. Shouts 71. Hollow grass
26 31 34
Down 1. Brother of Hoss 2. Toddler’s glassful 3. Wallet fillers 4. Milan opera house 5. Enthusiastic 6. Indo-European 7. Song syllable 8. Must’ve been something ___ 9. Open air 10. Shake 11. Funnel-shaped 12. Register 13. Paris divider 21. Lower a sail
23. George Gershwin’s brother 25. Public sale 27. Tableland 28. Doozy 29. Olive genus 31. Boxer Max 33. Fill to the gills 35. The Beatles’ “Back in the ___” 36. Do followers 37. Draft classification 40. Convert into an aromatic chemical 41. Leg bone 44. Glass containers
47. Small dog 49. Road-sign word 50. Keys 51. Rubbish 52. Lofty nest 53. Autocratic Russian rulers 55. The number system with base 8 57. First name in mysteries 59. Actress Skye 60. Affectedly dainty 61. American football measure 64. “You’ve got mail” co.
9 3 1 8 5 5 6
5 6 4 7 3 8 4 1 1 7 6 9 7 2 3 4
Puzzle by websudoku.com
PENSIONER WEDNESDAYS 20% OFF ALL MEALS & CAKES
ESTATE PLANNING | ADMINISTRATION OF ESTATES | DRAFTING OF WILLS | LIVING WILLS | FORMATION OF TRUSTS | ALL GENERAL LEGAL WORK
031 - 765 1777 | firstname.lastname@example.org 12 Old Main Road, Gillitts
To enter, simply send a WhatsApp with the word HELLO to 072 632 6023 and we’ll reply with a list of links. Select the competition link, use the KEYWORD MADELEINES, and competition answer, WHO SPONSORS THE VIRTUAL SAFARIS offered to retirement homes?
From Castle to Cottage Things to consider • Market value of your current home: You may need to consider minor renovations to enable you to get a better purchase price for your property. • Mental preparation: You will need to prepare yourself mentally for the change. Moving out of your home you have lived in for so many years is not easy. • Prospective residential area: Can you afford the new area and possible property? In later years, you do not want to place financial pressure on yourself. • Your needs: Does the prospective home satisfy your needs or preferences? Are there care facilities available nearby? Another important consideration is the close proximity to amenities. • Conveyancing costs: The cost implications of buying and selling a home are of critical importance. Cost implications of buying and selling a home Purchasing and selling a property requires a process called conveyancing. It is part of property law. Conveyancing entails a process whereby the seller transfers his/her property to the purchaser in exchange for a purchase price. The process involves a collation and signature of documents and
administrative functions. As much as it can be overwhelming, it is also exciting at the same time as it denotes a positive change for both parties. Costs to consider as the seller of a home • Bond cancellation costs. • Estates agent’s commission. • Rates due to the local municipality. • Levy clearances due to the body corporate if the property is a sectional title. • Entomologist certificate. • Electrical wiring certificate. • Electric fence certificate. • Gas certificate (if applicable). Costs to consider as the buyer/purchaser • Conveyancing costs - includes Deeds Offices and SARS costs, fees for drafting of all necessary documentation such as the title deed, power of attorney, affidavits, FICA, administrative costs and agent’s fees, etc. • Transfer duty payable to SARS is zero, in circumstances when the purchase price is R1 million or less. Source: Wafeeqa Mahadew, Candidate Attorney, KB & Associates Incorporated. This article is merely a guideline and in the event of advice being sought on any specific matter, kindly call 031 - 941 4043 or email email@example.com.
Jokes Corner In Demand Jacob walks into his boss’s office. “Sir, I’ll be straight with you, I know the economy isn’t great, but I have over three companies after me, and I would like to respectfully ask for a raise.” After a few minutes of negotiating the boss finally agrees to a 5% raise, and Jacob happily gets up to leave. “By the way,” asks the boss as Jacob is getting up, “which three companies are after you?” “The electric company, water company, and phone company,” Jacob replied.
Have you ever noticed... anybody going slower than you is an idiot. And anyone going faster is a maniac. Early Bird It is late December and the correctional court judge is in a good mood. He asks the defendant: “What are you accused of?” The defendant replies “I am accused of having done my Christmas shopping too early!” The judge says, “But that’s not a crime.” “Well, it was before the store opened...”
The Will Reading A lawyer was reading out the will of a wealthy man to his family and everyone mentioned in the document. “To my loving wife Mary, my rock and without whom my life would have been very different, I leave the mansion in BelAir and $20 million,” the lawyer read out loud. He paused momentarily for his audience to digest this information and then he continued reading. “To my darling daughter Louisa who supported me so much when my health began to fail and never once complained, I leave my business, my yacht and $1 million,” said the lawyer. Again he paused momentarily to allow this information to sink in. The lawyer then continued reading the final section of the will, “And to my brother Neville who argued with me constantly, hated my guts and thought I would never mention him in my will. Well, you were wrong. Hi Neville!”
Source:http://www.jokes4us.com, Julian Carter and Bruce Jackson
Answers Riddle One: Pour some water into the pipe so that the ball swims up on the surface. Riddle Two: Throw the ball straight up in the air.
A Christmas Promise It was the day after Christmas at St Catherine’s. Father Mark, the priest, was looking at the nativity scene outside when he noticed that baby Jesus was missing from the figurines. Immediately, Father Mark’s thoughts turned to calling the local police station; however before he could do so, he saw little Henry with a red wagon, and seated in the wagon was the baby Jesus figurine.
Father Mark approached Henry and asked Henry where he got the little baby from. Henry looked up, smiled and replied, ‘I took him from the church.’ Father Mark asked why he’d taken him. With a sheepish grin, Henry replied, ‘Well, Father Mark, about a week before Christmas I prayed to Lord Jesus. I told him if he would bring me a red wagon for Christmas, I would give him a ride around the block in it.’
WIN! WIN! To enter all of the Senior Living competitions, simply send a WhatsApp with the word HELLO to 072 632 6023 and we’ll reply with a list of links. Select the competitions link given, and enter each competition as per the individual competition instructions. Where applicable, winners will be drawn on the 16th of January 2022 and winners will be notified via email/phone.
1. Win a R500 gift voucher, courtesy of Oakleigh Funeral Home, by finding the ‘Senior Living Snowflake’ hiding in the magazine. To enter, go to the link provided via WhatsApp, then fill in your name and contact details, use the word SNOWFLAKE as the COMPETITION KEYWORD, and the page number and location of the Snowflake for the COMPETITION ANSWER.
2. Win a R300 gift voucher, courtesy of PMB Security, by finding the advert that this excerpt (puzzle piece) has been taken from. To enter, go to the link provided via WhatsApp, then fill in your name and contact details, use the word PUZZLE as the COMPETITION KEYWORD and the page number and location of the advert as the COMPETITION ANSWER.
See pages 27, 38 and 47 for more great competitions! We are always looking for funny, true-life snippets to share with our readers. Share yours, and if we print it, you will be rewarded with R500 cash (courtesy of Oakleigh Life). Submit your original story to firstname.lastname@example.org (use COMIC RELIEF as your subject line). See page 33 for the 11th issue winner’s funny, true-life story!
Win With Blackwoods!
Win a R300 voucher courtesy of BLACKWOODS. To enter, go to the link provided via WhatsApp, then fill in your name and contact details, use the word BLACKWOODS as the COMPETITION KEYWORD and COMPLETE THE TITLE of their advert as the COMPETITION ANSWER - “Top Bedding Seedlings for a_____________”
A BIG THANK YOU to Hilton Bush Lodge who has generously given ANOTHER night away. This gem hidden close to Hilton College is a definite must to visit. To enter, go to the link provided via WhatsApp, then fill in your name and contact details, use the words LODGE LUXURY as the COMPETITION KEYWORD and then complete the sentence found on their website (see advert below), “The Hilton Bush Lodge is conveniently located…..” as the COMPETITION ANSWER. Hint: the answer is on the Home > Find Us tab.