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Artwork Beth Nadler


You Choose How You Live!

• Senior Housing • Assisted Living • Memory Care • Short-term Rehab • Skilled Nursing Care • Home Care You want the security and peace of mind that comes with being a part of a caring community with many services and amenities. Crest View Senior Communities offers all the services you’re ever likely to need. From senior housing to skilled care services, you’ll find that Crest View offers choices and options to fit your individual needs. Crest View Lutheran Home 4444 Reservoir Blvd NE Columbia Heights

Royce Place 1515 44th Avenue NE Columbia Heights

Columbia Village 1675 44th Avenue NE Columbia Heights

The Boulevard Apartments 4458 Reservoir Blvd NE Columbia Heights

Crest View on 42nd 900 42nd Avenue NE Columbia Heights

Crest View Senior Community at Blaine 12016 Ulysses St NE Blaine (Under Development)

www.crestviewcares.org

763.782.1601


Presbyterian Homes & Services Locations

Living Options

Optage

Senior Apartments, Townhomes, & Row-style Homes

Home & Community Services

ÂŽ

Medicare-certified Home Care

Senior Apartments with Companion Care

Medicare-certified Hospice

Assisted Living

Primary Care Home Visits

Enhanced Assisted Living Assisted Living & Care Center Memory Care

Home Delivered Meals

651.746.8200

Care Centers

Ankeny, IA Clive, IA Williamsburg, IA

Transitional Care

651.631.6100 A faith-based, non profit organization. All faiths welcome. Equal housing opportunity.

Andover Arden Hills Bayport Bloomington Brooklyn Center Burnsville Cambridge Chanhassen Cottage Grove Crosby Eden Prairie Hutchinson Inver Grove Heights Little Canada Mahtomedi Maplewood Minnetonka Monticello North Oaks Oakdale Oak Park Heights Plymouth Prior Lake Roseville St. Paul Shoreview Spring Lake Park Spring Park Wayzata Woodbury

www.preshomes.org

New Richmond, WI Pewaukee, WI Waukesha, WI

Please visit us today! Senior Housing Guide • www.seniorhousingguide.us

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Vicksburg Crossing Conveniently located near shopping, recreational and cultural opportunities, Vicksburg Crossing is the perfect option for those who enjoy a blend of active community living with the joys of quiet natural spaces. Vicksburg Crossing offers large 1 and 2 bedroom apartment styles with: • Lighted closets • In Unit laundry

• Cable/Satellite/Internet capability • Individual climate control

Exercise Room, Computer Center, Community Room and Lobby with fireplaces and activities

FREEDOM WITH CARE

Located South of Highway 55 on Vicksburg Lane

3155 Vicksburg Lane, Plymouth, MN 55447

Call us today at 763-559-1877 www.vicksburgcrossing.com

Live The Retirement That You Deserve With A Reverse Mortgage!

Specializing in Reverse Mortgages

Scott C. Hanson

Reverse Mortgage Consultant NMLS License 402021

shanson@s1L.com

612-247-7386

• For homeowners age 62 and older • You retain the title • No monthly mortgage payments • No income or credit score requirements • No limitations on how you spend the proceeds Home care provided by Augustana

We comply with the Fair Housing Act • EOE

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Security 1 Lending, 3131 Camino Del Rio North, Suite 1400, San Diego, CA 92108. NMLS ID 98161. Homeowner remains responsible for paying property taxes, required insurance and home maintenance.

Senior Housing Guide • www.seniorhousingguide.us


Find Your New Home… Independent Senior Living Community 2555 Hamline Avenue North Roseville, MN 55113

651-639-1000

• Cozy, wooded surroundings • 10 chef-prepared meals per month and weekly housekeeping included in rent • Complimentary van transportation

www. rosepointeseniorliving.com

Specially Priced 1 BR / 1 BA $1200 per month

Moderate cost apartments in a 3-story walk-up building

• Convenience store • A calendar of fitness, social, and educational activities • Underground heated parking • 24-hour concierge and secured entrance

651-789-8123 2545 Hamline Ave. N., Roseville 55113

952-540-6200 12600 & 12800 Marion Lane West Minnetonka, MN 55305 • Independent senior living • Apartments ranging from $810 to $3,190 • Full calendar of recreational, cultural, and educational events • Optional dining choices • Tropical atrium for enjoyment year round • Rent includes an Amenities Package you’ll love!

Call today or visit our website! 952-540-6200 www.funatridge.com See us on page 105.

More than an apartment…it’s a lifestyle!

Senior Housing Guide • www.seniorhousingguide.us

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ontents C

“Everybody Says” By Dorothy Aldis

Everybody says I look just like my mother. Everybody says I’m the image of Aunt Bee. Everybody says My nose is like my father’s But I want to look like ME!

6 Welcome to the Twin Cities Senior Housing Guide 2014-2015 8 Resources To Know About • Helping Organizations • Financial, Legal, Health Care and Insurance Information • Subsidies That Can Help Pay for Services

23 Staying Put

Ever wonder why you look like you do or where your ancestors came from? “Genealogy” also known as “Family History” is the study of families and the tracing of their lineage and history. Learn how to research your family tree, how to set up your search, and useful websites to use in the process.

• Is a Reverse Mortgage Right for You? • Using a Reverse Mortgage to Purchase a Home • Staying in Your Home – Programs and Services that Can Help Keep You There

31-37 Home Care, Adult Day Centers & Hospice

Read about it pages 16-19.

Home Health Care What is it? Who is it for? How is it paid for? Read about it pages 31-34.

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Senior Housing Guide • www.seniorhousingguide.us

­Hudson… Therapy Dog in Training Meet Hudson, a therapy dog in training. He has passed his training classes and is about to take his final test in order to become a certified therapy dog. Read about him and therapy dogs in general, pages 20-21.


38 Where Can I Pick Up a Free Guide? 41 Moving On

• Why Am I Considering A Housing Change? • Back to Basics: Practical and (Mostly) Painless Tips to Downsize your Possessions • 7 Steps to a Saner Move

47 Housing Listings

Most listings are alphabetical by county: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Sherburne, Scott, Washington and Wright

48 Chart of Housing Options 50 Continuing Care Retirement Communities & Life Care Communities 51 Ownership: Condominiums, Townhomes & Cooperatives

61 Market Rate Rentals: Independent Living

Need more care than assisted ­living, but wish to stay in your c ­ urrent housing ­residence? “Care Suites” are now available in some senior housing residences and offer more care than assisted living.While the Senior Housing Guide does not have a separate section for “Care Suites,” you can find residences that have them by looking in the heading and then in the c­ olumn entitled, “Campus/On Site.” This column tells you what other types of housing/care are available on-site or are available as part of the campus for each housing residence.

Housing With 0 to 1-2 Services

98 Market Rate Rentals: Independent Living Housing with 3+ Services

110 Subsidized Rentals

• Housing Choice Vouchers • Privately Subsidized Housing • Minneapolis & St. Paul Public Housing

CS = Care Suites

132 Assisted Living 150 Subsidized Rentals with Services 152 Memory Care: Dementia & Alzheimer’s Residences

161 Residential Care Homes: General Care & Memory Care

75 Index of Advertisers 167 Index Ads run in the 2014-15 Twin Cities Senior Housing Guide do not constitute endorsement by Housing Sense unless otherwise noted. All rights reserved. The contents of this publication may not be reproduced by any method without prior written consent of the publisher. Neither the advertiser nor the publisher is responsible or liable for misinformation, misprints, typographical errors, etc. herein contained. All advertisements relating to the sale or rental of property comply with state and federal fair housing laws.

Read about Care Suites page 14.

Reverse Mortgages Looking for extra cash? Maybe the solution is closer than you think…check out a reverse mortgage.You worked hard for your house… now let it work for you!

Read about it pages 22-27.

Senior Housing Guide • www.seniorhousingguide.us

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Welcome

TO THE TWIN CITIES SENIOR HOUSING GUIDE I don’t have any statistics to show you, but making an educated guess based on the number of Housing Guides left over from last year’s printing (only 3!) I would say my assumption is correct; this winter pushed many people over the edge and they have decided to make the move. Tired of shoveling snow (even more than usual!) they decided this was their last winter to shovel the white stuff. It was time to move and let someone else do it. I usually, have a few boxes left over. That’s good--in case someone calls wanting copies or I give a presentation on housing. But, this year was definitely different. I had more people ordering the Guide (or asking where they could pick one up) than ever before. For you folks wishing to remain in your homes you can let someone else do the shoveling, thankfully, snow removal companies are as close as your telephone. However, if money is a problem, there are community programs that will perform the service on a sliding fee scale. If you need cash for more than just the shoveling, another option you might want to consider is a reverse mortgage. They’re not right for everyone, but in certain cases they can be a tremendous help. On another note: watch for changes in our website this year. We are in the process of making it more interactive. It will still have a comprehensive list of housing options by county, but it will also include more resources and articles. You can find it at: www.seniorhousingguide.us. My sincere thanks to all the advertisers who make this publication possible. I appreciate your business!

SENIOR HOUSING GUIDE Publisher: Housing Sense Bonnie J. Clark, Owner

How to Contact Us

Phone: 651-690-3141 Fax: 651-292-0229 E-mail: housingsense@msn.com Write: Senior Housing Guide 1474 Sargent Avenue St. Paul, MN 55105

Website

www.seniorhousingguide.us Design Zoo 612-789-4321 www.designzoo.com

Sales and Advertising

651-690-3141 E-mail: housingsense@msn.com

Copywriter Bonnie J. Clark, Publisher

About the Cover Artist Beth Nadler Creating artwork for me is a way of life. I’ve been drawing and painting for as long as I can remember. I graduated from Carnegie-Mellon University where I earned a BFA in illustration. Through the past years, my work has appeared on merchandise in hundreds of stores across the country. My designs have been printed on textiles, needlepoint canvases, photo frames and additional home décor. I work from my sunny and colorful studio in Mamaroneck, New York. You can email me at, bethnadlerart@gmail.com and you can see some of my work on Etsy, bethnadler@etsy.com

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Senior Housing Guide • www.seniorhousingguide.us

Ashmore, Inc. Nancy Ashmore

Robyn Palkowitsch

Artwork

Beth Nadler Janet Doto Carrie Hartman Rhoda Gullickson Lisa Ruetten

Graphic Design/Production

By All Means Graphics, Rob Schanilec 17 Bridge Square Northfield, MN 55057 Phone (local to Twin Cities): 507-663-7937 E-mail: rob@byallmeansgraphics.com


Interested in advertising in the next Twin Cities Senior Housing Guide?

RemembeR! The Guide is an annual publication, so you only get one chance a year.

Call 651.690.3141

to reserve your space anytime!

www.seniorhousingguide.us

Senior Housing Guide • www.seniorhousingguide.us

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Resources To Know About Helping Organizations

Often when you are trying to find information it seems that you are either on hold, you are being transferred, or you are trying to figure out which button to push in order to talk to a real, live person who can answer your question. The following agencies provide free information and referrals and you will get assistance from a real person. You may have to leave a message during peak call times, but they usually return calls within 24 hours.

More Resources in the Section “Staying Put”

You may want to review the checklist, “Staying in Your Home.” While many of the services listed are for homeowners, some can be used by those who live elsewhere.

National Eldercare Locator Line: 1-800-677-1116, www.eldercare.gov

This nationwide number is particularly beneficial if you are trying to help someone in another state. When you call the number they will ask for the zip code of the person whom you are trying to assist; they will then direct you to a “help line” that serves the area.

Senior LinkAge Line® (Minnesota only): 1-800-333-2433 & TTY 1-800-627-3529, www.mnaging.org

By calling this toll-free number, you will be connected with a help line that serves the area in which you live. Information is available on all services and programs; Medicare, transportation, legal, financial asssistance, caregiver support, chore and minor home repair, home health care, meal delivery and nutrition. You may have to leave a message, but they will return your call.

United Way 2-1-1: Dial 211, www.unitedwaytwincities.org

You can simply dial 211 to be connected to United Way 2-1-1. They assist people of all ages in finding help and community resources. Information available in other languages

www.MinnesotaHelp.info

Minnesota’s most comprehensive online human services database.

www.benefitscheckup.org

Nationwide website where you can assess what resources you may be eligible for.

County Human Service Agencies

Agencies are helpful in directing people to county programs. Anoka: 763-422-7000 Hennepin: 612-348-4500 Carver: 952-361-1600 Isanti: 763-689-1711 Chisago: 651-213-5600 Ramsey: 651-266-4444 Dakota: 651-554-6000 Scott: 952-445-7751

Sherburne: 763-241-2600 Washington: 651-430-6484 Wright: 763-682-7400

Other Help Lines

Catholic Charities: 651-222-3001, www.ccspm.org Indian Family Services: 651-793-3803 Jewish Family Services: St. Paul 651-698-0767, www.jfssp.org Jewish Family Services: Minneapolis 952-546-0616, www.jfcsmlps.org Lutheran Social Services: 612-879-5200, www.lssmn.org Continued on page 11

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Senior Housing Guide • www.seniorhousingguide.us


Make Optimum a Way of Life When it comes to your well-being, you want to reach for the optimum. That’s where Optage® comes in. Optage home and community services offers innovative programs and products to help you confidently live each day to the fullest. Like a bridge, Optage helps you maximize your potential by connecting you with the services you want and need, and bringing them to you in your own home.

Bridging Options In-home Care & Services Skilled nursing care, personal care and rehabilitation therapies

Senior Dining Choices Home-delivered meals

Hospice End-of-life care

House Calls Physician/nurse practitioner home visits

more! Call to learn

651.746.8200

Services may be paid for by Medicare, Medicaid, private insurance, VA or private pay. As a division of Presbyterian Homes & Services, Optage derives from more than a half-century of housing and health care choices for older adults, provided in a spirit of Christian ministry.

2845 Hamline Avenue North Roseville, MN 55113 www.optage.org Equal housing opportunity. All faiths welcome.

Jeff Flanery, your Reverse Mortgage Consultant. Contact Jeff at 612-240-9517 for a free consultation. 12 years experience Minnesota family-owned business Professional in-home consultation to help you decide if a reverse mortgage is right for you

Jeff.Flanery@CambriaMortgage.com

CambriaMortgage.com NMLS#400261

Bringing the Clinic to YOU. Bluestone Physician Services provides on-site primary care services for residents living in assisted living and memory care communities. The physician-led care teams visit patients on a regular basis and collaborate with the facility/community staff and patient’s families to provide customized medical care.

Call 651.342.1039 or visit BluestoneMD.com to learn more. Senior Housing Guide • www.seniorhousingguide.us

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Metro Transit is a great way to

go!

Metro Transit gives you the freedom to get around the Twin Cities. Learn more at metrotransit.org/seniors.

612-373-3333

Changing our customers’ lives, one ramp at a time.

Elder Law Attorney We built our reputation for excellence one client at a time. Even though our firm has handled thousands of estate plans, we know the plan that matters most to you is your plan.

• Low cost • Free home evaluations • rent or buy • Installed in days, not months

“It’s important that our clients who struggle with stairs are able to maintain their freedom, independence and community ties.”

advice about wealth transfer,

Terry Merritt (952) 953-8824

medical assistance and estate planning, please call today!

Elder Law ● Estate Plans ● Medical Assistance

Call 800-649-5215 or 651-399-3075 for your FREE estimate! Learn more at www.amramp.com

10

For honest

Senior Housing Guide • www.seniorhousingguide.us

(952) 953-8824 www.dmshb.com Suburban Office Free Parking


(more)

Resources To Know About

Call the Senior Linkage Line 1-800-333-2433, for more information on these services.

Minnesota Office of Health Facilities Complaints: 1-800-369-7994 & TTY 651-215-8980

Helps people living in health care facilities enforce their legal rights. Complaints are investigated.

Ombudsman for Older Adults, Statewide Service: 1-800-657-3591 or 651-431-2555

Provides information about assisted living services, home care, and nursing homes. Assistance in choosing a nursing home. Handle complaints about nursing homes and home health service providers. Brochures are available on a variety of topics: assisted living, home care, subsidies to pay for services, and more.

Raising Relative’s Children: 651-917-4640 Resources for grandparents and other relatives raising children.

Financial Assistance Programs General Assistance, GA & Minnesota Supplemental Aid, MSA Contact the Human Service Agency of your county.

Supplemental Security Income: 1-800-772-1213

Additional monthly income to eligible persons over age 65 or physically challenged.

Legal Information – Know Your Rights Adult Protective Services

Contact the Human Services Department in the county where you reside. The phone numbers are listed in this section. This program protects vulnerable adults from neglect, abuse or exploitation. There is a formal investigation and follow-up.

Guardianships and Conservatorships

When a person is no longer able to manage property and financial matters, the court appoints someone to act in the person’s behalf. The person can be a family member, friend, or a professional conservator.

Legal and Paralegal Service: 612-334-5970

Provides legal advice and referrals for people who are income eligible. They also legally represent persons in cases where Medicare has been denied.

Health Care & Insurance Health Care Choices 2014

Health Care Choices 2012, available for Minnesotans on Medicare, see ad on page 11 for more information and how to order or download.

Flu Clinics: 612-617-4784, MN Visiting Nurse Agency, www.mvna.org

Minnesota Visiting Nurse Agency, MVNA, provides flu and pneumonia clinics (vaccinations) in senior housing, churches and worksites and other places conveniently located throughout the metro area October-December. MVNA is a nonprofit Home Health Care Agency providing care for seniors in their homes. All proceeds are reinvested back into the community. Call or visit their website for time and information on the clinics.

Health Insurance Counseling Program: 1-800-333-2433

Counseling to compare Medicare supplemental and long-term care insurance policies. Information on Medicare, Medical Assistance, health insurance, long term care insurance, and more. They also assist people filing appeals and claims. Continued on page 12

Senior Housing Guide • www.seniorhousingguide.us

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(more)

Resources

to

Know About

Call the Senior Linkage LIne 1-800-333-2433, for more information on these services

Health Plan Information Center, HPIC

Information on Medicare, health maintenance organizations, Senior Partners Care, long-term care insurance, living wills, and discount health services.

Medical Assistance (MA)

Pays for medical expenses for those who are income eligible.

Rx Connect: 1-800-333-2433

Drug manufacturers offer free or discounted prescription drugs to those who could not otherwise afford their prescriptions. A specialist will help you if you qualify. Not all drugs are available. Open to people of all ages.

Senior Partners Care: 952-767-0665

Health care program for seniors who are not eligible for Medical Assistance and cannot afford supplemental insurance. Monthly charges, premiums, co-payments, and deductibles are waived.

Hearing & Vision MN Telephone Equipment Distribution, TED, Program: 1-800-657-3663 & TTY 888-206-6555, www.tedprorgram.org

TED Program provides free amplified telephones, telephone ring signalers, speakerphones, deaf blind equipment and other equipment for those who have a hearing loss, speech and/or physical disability. Income guidelines. Free brochure.

State Services for the Blind: 1-800-652-9000

Low vision services for persons 55 and older. Free aids and devices provided, such as magnifiers and talking watches. Training to help people adjust to decreasing vision. Audio reading material available. Seniors are eligible for services if they have difficulty with regular tasks, such as reading, despite corrective lenses.

Vision Loss Resources: 612-871-2222, www.visionlossresources.com Assessments, individual teaching, classes, volunteers and support groups.

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Senior Housing Guide • www.seniorhousingguide.us


Subsidies For Services

Eldery Waiver (EW) and Alternative Care (AC) Programs Do you need services that could help you stay in your home? You should know about Minnesota’s Elderly Waiver and Alternative Care assistance programs. These programs also help pay for services that support family caregiving and spouses who are caring for senior family members. Both programs assist people 65 and older who are at risk of needing some form of care available in a nursing home. The Elderly Waiver program serves people who are already eligible for Medical Assistance programs. To be eligible for the Alternative Care program both income and assets are considered.

Health Care Choices for Minnesotans on Medicare

Determining Eligibility

The first step in qualifying for this kind of assistance is to have a LongTerm Care Consultation. These are available, free of charge, to people of all income levels. They are conducted by lead agency teams made up of at least one case manager and one public health nurse. During each consultation, the team: • provides information about available home and community-based services, • arranges an in-person visit to assess needs and help plan services, and • offers information about public programs that can help pay for services.

Elderly Waiver (EW) and Alternative Care (AC) assistance applies to a wide variety of services. Among these are:

• consumer directed purchasing, • companion services, • help with house cleaning, • meals delivered to your home, • transportation into your neighborhood and community, • some care-related supplies and equipment, • ways to make your home supportive for age-related changes, • help with coordinating services, • adult day care, • nutrition counseling (AC only), • adult foster care serrvices (EW only), • customized living services (EW only), • residential care services (EW only), • personal care assistants, • home health aide services, and • visits by a skilled nurse. Family assistance includes caregiver support, adult day services, and respite care. To arrange for a consultation or to learn more about Elderly Waivers and Alternative Care assistance programs, call your county’s human service or public health agency or call the Senior LinkAge Line 1-800-333-2433.

A comprehensive guide to all of Minnesota’s 2014 Medicare Advantage Plans and Part D Prescription Drug Plans.

Call the Senior LinkAge Line® at 1-800-333-2433 for a free copy or download a copy at www.mnaging.org

Senior Housing Guide • www.seniorhousingguide.us

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Care Suites: A New Model “I promised mom I would never put her in a nursing home,” is a phrase professionals in senior living have heard again and again. For some, the very idea of a “nursing home” is problematic. No matter how many happy residents and dedicated employees they meet, how many beautiful buildings they tour, or how much research they do, some families will never be comfortable moving a loved one into nursing care. However, the fact remains that the level of care available in a skilled nursing facility is exactly what many people need. Fortunately, for these families, there is another way to provide the same level of care outside of a traditional, skilled nursing center. As America ages, the senior housing industry creates more and more options to meet changing needs – to provide the care and the lifestyle choices individuals and families need, when and where they are needed. Assisted living communities are one of those options. Created to provide full apartments with access to services like personal and wellness care, medication administration, meals and housekeeping, assisted living apartments allow residents to maintain as much independence as possible. With a Registered Nurse on site during business hours (on call 24/7), and care attendants on duty 24-hours a day, assisted living communities cater to those who typically don’t need complicated full-time medical attention.

Care Suites: A Higher Level of Care in a Homelike Environment For those who require higher levels of care – whether current assisted living residents, or those looking for an alternative to skilled nursing care – many assisted

How

to

Find Residences

of

Care

living communities now provide Care Suites within their communities. Care Suites are a private pay option for seniors who require levels of service common in skilled nursing homes – such as two-person transfers, mechanical lifts, wound care or gastric tube management – but who have the financial means and the desire to stay in a private apartment with their own furnishings. Care Suites offer very low resident-to-staff ratios while providing unique clinical services that can greatly reduce office visits and hospital stays. Usually a staff LPN is on duty in Care Suites16-24 hours a day. Care Suites offer advanced care in a traditional assisted living apartment. These homelike environments are available furnished or unfurnished, and are grouped into one area within their senior living community. This area usually has its own dining room and lounge, and nursing staff that is readily accessible, allowing for closer observation of Care Suite residents.

What Does a Care Suite Cost and Who Pays?

Cares Suites usually charge by the day. The daily charge typically includes: three meals, housekeeping, and a package of care designed especially for the resident, with options for skilled nursing procedures (if needed). Care Suite stays are paid for privately. Long-term care insurance policies may reimburse you for Care Suite expenses. The limits are described in your individual certificate of coverage, or you may contact your insurance agent for more details. Continued on page 73

that have

Care Suites

Because the Twin Cities Senior Housing Guide does not have a section just for “Care Suites,” how do you find them? You can find residences that have “Care Suites” by looking in the heading and then in the column entitled, “Campus/On Site.” This column tells you what other types of housing are available on-site or are available as part of the campus for each housing residence. The column “Campus/On Site” starts appearing in the section Housing with 3+ Services. “Care Suites” are denoted in the column by the abbreviation “CS.” Other ­abbreviations used in the column are IL – Independent Living, AL – Assisted Living, MC – Memory Care, and NH – Nursing Home.

CS = Care Suites

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Senior Housing Guide • www.seniorhousingguide.us


EVERY DAY. EVERY WAY. We’ve Got You Covered.

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KEEPING LIFE VIBRANT AT AUTUMN GLEN… Offering a variety of amenities that enable you to create your own Lifestyle Experience. Apartment Living • Assisted Living • Memory Care

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3715 Coon Rapids Blvd NW, Coon Rapids, MN • 763.772.4492 autumnglenseniorliving.com

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Assisted Living • Memory Care • Enhanced Assisted Living Independent Living • Skilled Nursing • Adult Day Center Transitional Care • erapy Services

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ENGEL HAUS… CATERED LIVING IN A SUPPORTIVE COMMUNITY Discover a setting where quality of life and quality of care are one and the same.

Catered Living • Assisted Living • Memory Care 5101 Kassel Ave NE, Albertville, MN • 763.498.4594 guardianangelsmn.org

Senior Housing Guide • www.seniorhousingguide.us

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The wide, wide world of Genealogy has gotten

wider!

Once upon a time, practicing genealogy meant searching though dusty boxes in someone’s attic or digging through old records in a courthouse basement. Then in the 1990s, the Internet opened the world to genealogists. Today there are more websites – both free and subscription-based – than any one person could possibly investigate in a lifetime! As great as that sounds, having so much available information can lead to problems. This stems from the sheer quantity of resources…how they are organized and tracked… and how people go about evaluating this material for their own research.

Not all Genealogy Websites are created equal

When it comes right down to it, ANYONE can post ANYTHING on the Internet, even though it may not be accurate. It’s important to remember that family trees – regardless of how good they LOOK (even on paid websites) – should not be added to YOUR tree before you do your own research, first. It is also important to remember that just because someone includes a bibliography, sourcing information for their tree, it’s not proof that their information is reliable. The best way to use data from someone else’s tree is to treat it as a CLUE, not solid evidence. Doing your own online research will ultimately save you time and frustration—but only if: • You use accurate data • Keep track of your research • Note what you find and where you found it

Keep a Research Log

OK, so you have enough clues to begin your search…WAIT before posting this information to your family tree program. If you record data in your tree and later discover it is inaccurate, you will regret it. Removing people from your database is time-consuming and frustrating. Instead, use your tree database only for PROVEN family members, and set up a Research Log with files like “Genealogy Thompson” to record draft information including family connections that are not yet verified. To set up a Research Log, you first need to create a file in your documents program labeled: Genealogy Research Log. I suggest you also create a sub-file for each surname you are planning to research. These sub-files will automatically organize themselves in alphabetical order, so when you find information or images, you can file them under the proper surname. This way they’ll be easy to locate later. Once you’ve created your Research Log file and sub-files, create a new document in “Landscape Orientation” using the table function in your word processing program, or a data program like Microsoft Excel. Column headings should include information like: Date 4/5/2014

Name Researched Thompson

Info Source http://freepages.genealogy.rootsweb.ancestry.com/~nivek/

Page/Topic

Record every website you research. When you’re done for the day, be sure to save your document one final time. If the site has led you to useful information, you might consider saving it in a separate document to place in the appropriate surname sub-file.

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Senior Housing Guide • www.seniorhousingguide.us


So, am I a Lord or a Lady?

The most critical (and difficult) part of creating a genealogy is successfully evaluating what constitutes “useful information.” Whenever possible, it’s important to find original documents to ensure you are using correct, unaltered data. Beware of information shared on message boards, personal websites and posted trees – especially those that go back a thousand years and include royal lineage. It’s wise to be wary. Those people do exist, but they are rare since many royal houses had issues with genetic diseases (like hemophilia) that reduced the number of offspring who reached adulthood. One notable exception was a woman I know who was researching which tartan she should wear to a Scottish event. It never occurred to her that she might have royal blood. She was very surprised to discover that she did!

Original records are important

Whether or not you come from royal lineage, it’s invaluable to get good, photographic images of original records. This may sound like a monumental task, but it’s not as difficult as it sounds. Many websites offer “useful” information. But those that are really useful are those that include photographed images of original documents. Most of these sites are fee-based. But there are some very helpful free databases, like FAMILY SEARCH. You find it at https://familysearch.org/search. Scroll to the bottom of the page where it lists records by continents, sub-continental regions, and by certain countries. The link to U.S. data will take you to records for every state. Minnesota is well represented. The collections of Minnesota records contain both transcribed records and photographed versions of original documents. Transcribed records provide good back-up to copies of original records. But, since transcribers are only human, therein lies the potential for error. Photographed original records can be identified by the small camera icon to the left of the name of these collections

Here are some other helpful genealogy websites…

These sites contain valuable records available at no charge: • National Archives of Norway – http://www.arkivverket.no/eng/The-National-Archives • Find-a-Grave.com – http://www.findagrave.com One fee-based site th at offers old newspapers and photographed original documents is: • Ancestry.com – http://www.ancestry.com The largest, most complete and reliable list of websites for genealogists is: • Cyndi’s List – http://www.cyndislist.com/us/ Just remember to stay organized, keep good records and trust only what you can thoroughly verify.

Elizabeth Birk Marcheschi is a professional genealogist and researcher for Birk & Bond Research. For information, please see http://www.birkandbond.com/

Senior Housing Guide • www.seniorhousingguide.us

17


Getting to Know Your Family History Bonnie Clark

I was fortunate. I grew up around a large number of older relatives; three grandparents and three great-grandparents! While I spent a great deal of time with my paternal grandmother and got to know her quite well, I regret not getting to know the others better than I did. When you’re young I think it’s easy to believe the world as we see it is the way things have always been and always will be. It’s not until we’re older that we begin to realize how quickly the world can change, and start to wonder what life was like for earlier generations. Just who were they? What was life like for them? Now that people are living longer than ever before, we can have the opportunity to really get to know our older relatives and pass on family stories. When visiting with them, showing interest in their “story” gives us something to talk about and lets us learn about the world they knew. Recording their stories and other family history not only preserves

it, it also gives a nod of importance to older generations. So next time you are having a family gathering, get out the old photo albums and write down who’s who…what they did, and how they are related to each other and... to you! Ask your older relatives if you can work with them to record their stories. What life was like for them during their childhood and youth? Find out how they met their spouse…what major historical events they lived through… and any other information they would like to pass on to younger generations. While most of us live rather mundane lives, you might just be surprised. And even if there are no shocking revelations, learning about life through the eyes of someone who has lived a long time can give you insights into your own life and an understanding of the people who have come before.

On the opposite page is my dad’s side of the family—the Clarks. From my research I have I have determined we are Irish, English, and German and we settled in central Illinois around the early 1800s. Most of my family was farmers. While we are not a particularly large family, we seem to have longevity on our side.

18

Senior Housing Guide • www.seniorhousingguide.us


Vitula Myers (paternal greatgrandmother).

The Clark Family Shirley (Riggins) Clark (mother), Bonnie Clark (me, publisher of Senior Housing Guide), John Clark (father).

Vitula (Myers) Clark (paternal greatgrandmother), Joseph Clifford Clark (paternal grandfather), John Henry Clark (paternal greatgrandfather) and Gladys Clark (great aunt).

John Clark (father) and Shirley (Riggins) Clark (mother). Picture taken in California before my father was shipped to Korea with the National Guard in 1951.

Joseph Clifford Clark (paternal grandfather) feeding horses.

Vitula Myers (paternal great-grandmother). Paternal great-great grandfather with some of his grandchildren and the family dog.

Senior Housing Guide • www.seniorhousingguide.us

19


n o s d u H t e Me Meet Hudson… therapy dog in training. He’s getting ready to take his final test and will soon be ready to visit housing residences, hospitals, hospices and….. wherever he is invited. He is pictured here with Deb Nygard, (lower left), marketing director for Arthur’s Residential Care Home in Shoreview. Deb invited Hudson out for a trial visit. We think

the folks liked him, but are pretty sure the bird was glad to see him leave. If you would like him to visit your housing residence you can email him at hudsontherapydog@gmail.com or you can just call his human, 651-690-3141.

HUDSON ydog@gmail.com Email: hudsontherap cebook Visit Hudson on Fa all iness to people of bring joy and happ g. Hudson’s goal is to do y therap ages and become a

aining Education and Tr y, class of 2014.

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other dogs. parks and play with Likes to visit dog gazine “Bark”. ma d walk Dog” an ide “S ite bs we s Enjoy not like. dog or person he did Never met another

20

Senior Housing Guide • www.seniorhousingguide.us


The Touch

of

Therapy Dogs Can Bring Healing

It’s a natural thing… Humans and dogs are two of the most social species on earth. No wonder we find so much comfort in each other’s company! Those who live with dogs can attest to their profound effect on us humans. But have you ever wondered why this is true? Research has shown that human contact with canines can trigger various neurotranmitters in the brain. Simple interactions with dogs can raise levels of oxytocin (a hormone linked to bonding), as well as dopamine (a “feel good” hormone). By contrast, scientists have observed decreased production of cortisol (a glucocorticoid released in response to stress), it is responsible for raising blood sugar levels and suppressing the immune system. So, just what IS a Therapy Dog? Therapy dogs are canine professionals trained to provide comfort and affection to people going through challenging transitions and difficult times. Accompanied by their handlers, therapy dogs visit hospitals, nursing care facilities, retirement homes, hospices, disaster areas, schools, and the homes of individuals with learning disabilities. “Patient” testimonials from children, adults and the elderly alike, tell of ways therapy dogs have helped them through trying circumstances. Some therapy dogs have even helped children learn to read because, when reading to a dog, a child can and focus on the dog without fear of criticism. This builds their self-confidence! Putting humans and dogs together can heal the hearts of hurting people in their times of need. Handlers and “dog parents” also express how fun and rewarding therapy visits can be—allowing them to form special bonds that create happiness all around.

How can you and your dog to become a successful therapy team? Determining whether your pet can turn professional is really quite simple. Therapy dogs: • Love people of all ages and descriptions • Enjoy their new role as a “working dog” • Can be trained certain basic skills, including: walking nicely on a leash, coming when called, sitting calmly on command, and displaying a willingness to “hang out” with their new client/ friend, even when you walk away • Once you and your BCF (best canine friend) have mastered some basic skills, you will want to take the Canine Good Citizen Test. A passing score will determine when you’re ready to begin formal classes to become a Therapy Dog Team. At that point, you can start using your new skills and sharing your dog’s talents to bring joy into the lives of others. You might be someone’s super hero! Therapy dogs and their handlers make for a dynamic duo! You’ll bring smiles to the faces of people of all ages and situations. They’ll be forever grateful, while your life— and that of your BCF—will be enriched too! Jody Karow, CTC, is a graduate of The Academy for Dog Trainers, and Owner of DogSense Unleashed in Saint Paul, Minnesota. Jody provides training and counseling to dog parents, leading to joyful lives together.

Senior Housing Guide • www.seniorhousingguide.us

21


Using

a

Reverse Mortgage

to

Purchase

a

Home

Newly constructed properties must have a certificate of occupancy, the borrower must occupy the property within 60 days of closing, and it must be the principal residence.

What is the Investment?

Your investment in the new home is the difference between the net principal limit and the sales price for the property. The net principal limit is determined by the youngest borrower’s age, the interest rate and the appraised value of the property OR lending limit, less the loan and closing fees. If the borrower can bring a larger investment to closing, this permits a credit line to be established which can be used for future draws. Starting in 2009 persons aged 62 and older could use a Home Equity Conversion Mortgage (HECM) to purchase a home. The HECM is FHA’s reverse mortgage product and is insured by the federal government. The purchase-to-own HECM can benefit the potential owner because there is only one set of closing costs to pay. Previously, a homeowner would purchase the house, pay the closing costs, and then get a reverse mortgage, which triggered a second closing and additional closing costs. The rules for using a HECM to purchase a residence are pretty much the same as using a HECM in an already owned property.

What types of residences are eligible through the purchaseto-own HECM?

Types of residences that qualify are single family homes, one-to-four unit residential buildings, and most condominiums and townhomes. Cooperatives are not yet eligible in Minnesota, but may be in the near future. Some manufactured homes qualify if they were built after 1976 and have a permanent foundation.

What are Allowable Funding Sources?

The borrower may only use their own money or money obtained from the sale of their personal assets, such as a home. Proceeds from the borrower’s savings or retirement account are also acceptable, but no additional loans may be used for the owner’s investment portion.

Confused?

If you are confused, read the article “Is a Reverse Mortgage Right for You?” then call Reverse Mortgage Counselors, Incorporated (RMCI) at 651-368-8516 or 1-888-690-7829 to set up a counseling, educational session. Counseling is required by law for anyone getting a reverse mortgage. RMCI will go over all the details and numbers with you in a one-on-one counseling session to make sure you understand this loan product and address any questions or concerns you have. Like anything, a reverse mortgage can be a great financial tool for some people and the wrong tool for others. RMCI counselors can help you see the pros and cons. RMCI is a HUD approved counseling agency.

Reverse with Care

Steve Garver, CSA

Home Equity Retirement Specialist Specializing in HECM Purchase and Refinance

sgarver@S1L.com www.stevegarverreversemortgages.com www.S1L.com

MN License MLO-335667 Security One Lending: NMLS ID 107636 MN Residential Originator License: MN-MO-107636

Steve Garver, your reverse mortgage specialist Call Steve today for your free consultation – 612-636-9578 22

Senior Housing Guide • www.seniorhousingguide.us


Staying Put • Community Based Resources •Reverse Mortgages • Home Health Care • Adult Day Services •Hospice Almost 80% of people 65 or older state that their preference is to remain in their single family homes. If this is your decision, be realistic and acknowledge that in order to remain in your home you may need to do things differently than the way you have done them in the past. Consider having other people do chores that may have become difficult and are somewhat dangerous, such as cleaning gutters. The article “Staying in Your Home – Programs and Services to Help You Remain in Your Home” lists ideas and resources that can help with chores and make it easier for you to remain in your home. Think of it this way, did you ever enjoy cleaning gutters?

Look at your residence with a critical eye. It may need some modifications for age-related changes. Consider having an accessible bathroom put on the first floor, bring up the washer and dryer from the basement, eliminate throw rugs and improve the lighting. For more information, read the online article “Staying in Your Home–Making Your Home Supportive for Aging.” Need more money to accomplish these tasks? Consider a Home Equity Conversion Mortgage (or “Reverse Mortgage”). Read more about Reverse Mortgages in this section or call Reverse Mortgage Counselors, Inc. at 651-368-8516 or toll free 1-888-690-7829 (STAY).

Exceptional 24 Hour Personal At-home Adult Assistance & Care

NURSING

HHA’S

COMPANIONS

612-708-1079 www.adulthelpcare.com Assisting throughout the Twin Cities.

Insured • Licensed • Dependable

Senior Housing Guide • www.seniorhousingguide.us

23


For information About Reverse Mortgages and Counseling Call 651-368-8516 or 1-888-690-7829 (STAY) • All counselors are part of the HUD* National Home Equity Conversion Mortgage Counseling Network. • Counseled over 3,000 households since 2005; 293 households in 2013. • Counseling is confidential. • Age requirements apply. • Counselors return calls within 24 hours.

• Appointments routinely completed within 3 to 5 days or less of request. • For situations that require quick turnaround, counseling completed in a very short time. • Evening and week-end appointments available. • Asesoría disponible en español. Counseling available in Spanish – 651-917-0224. *Department of Housing and Urban Development.

Reverse Mortgage Counselors, Inc. is a nonprofit organization supported in part through grants and private donations.

We greatly appreciate their support!

• Department of Housing and Urban Development, HUD • State of Minnesota • Private Donations

You worked hard for your house... now let your house work for you.

Reverse mortgage info sites: www.hud.gov, www.aarp.org or www.ncoa.org Put “reverse mortgage” into the search engine and the information you are looking for should appear. At www.ncoa.org you can download a copy of “Use Your Home to Stay at Home” or send $2 to cover postage and handling to: RMCI, 1216 Selby Ave., St. Paul, MN 55104

24

Senior Housing Guide • www.seniorhousingguide.us


Is

a

Reverse Mortgage Right For You??

Article and counselor fluent in Spanish available – 651-917-0224. Artículo disponible en español. Consejera disponible en español – 651-917-0224.

• Are you 62 or older? • Do you own your home (or are you close)? • Do you live there the majority of the year? • Do you plan to live there for many more years? • Do you need money to modify your home to make it more supportive for age-related changes or to meet rising medical costs or other needs? If so, you might want to learn more about “reverse mortgages.” This form of financing enables many seniors to remain in their homes. Reading this article will help you determine if a reverse mortgage might be an option for you. If it is, you may want to do more research and/or you may want to see someone who can explain a reverse mortgage in detail. Reverse Mortgage Counselors, Inc. is a neutral, non-profit HUD-approved organization that educates people about reverse mortgages; you can reach them at 651-368-8516 or toll free 1-888-690-7829 (STAY).

If you’re like many Americans, your home is probably your biggest financial asset. In the past, the only way you could “cash in” on that investment was to sell your home or borrow against it. With a reverse mortgage, however, you can take advantage of the equity you have in your home without having to move and without making monthly loan repayments. As a matter of fact, you don’t have to pay back a reverse mortgage for as long as you live in your home. Continued on page 26

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(more)

Is A Reverse Mortgage Right For You??

What is a “Reverse Mortgage?”

A reverse mortgage is a loan against your home’s equity. The loan provides cash advances to the borrower and requires no repayment until the last borrower sells or moves out permanently. There are several types of reverse mortgages, but the one that is the most widely used is the federally insured Home Equity Conversion Mortgage, HECM.

Who can qualify?

Homeowners who are 62 or older; even those with a poor credit rating can qualify.

What are the costs?

Most costs can be rolled into the loan. • Normal closing costs. • Adjustable interest rate. • FHA mortgage insurance premium. • Small monthly servicing fee.

What if my house needs repair?

Funds from the reverse mortgage can be withheld to make the repairs.

What if I decide to sell my house?

You can sell your home at any time. The loan is then repaid and you keep the remainder of the equity.

Does the lender get the house?

No, you (and your heirs) remain the owner of the house. When you are done with the house, you or your heirs can sell the house. The loan is repaid and the remainder of the money is yours or your heirs. If your heirs want to keep the house, they would need to get a regular mortgage and pay off the loan.

How can I withdraw my money?

Your age, your spouse’s age, (in couples it is based on the youngest person’s age) your home’s equity and the expected interest rate determine how much you can receive. The older you are the more money you can access.

You can select from several withdrawal plans and you can change the plan during the course of the loan. • A line of credit to use as you wish. • Monthly payment until you leave the home or for a specified amount of time. • A combination of a line of credit and monthly payout. • A lump sum.

Who determines the value of my house?

Who pays the taxes and insurance?

How is a “Reverse Mortgage” different from a “Home Equity Loan?”

Will this affect my taxes?

How much can I get?

An FHA appraiser determines the value of your house.

With a home equity loan the borrower must start to repay the loan immediately. With a reverse mortgage no payment is due until the owner leaves the home, sells the home, or transfers the title.

What types of property qualify? • Single family homes, PUDs (Planned Unit Developments). • Duplexes, triplexes, fourplexes. • Farm houses. • Most condominiums. • Some manufactured homes.

What if I still owe on my house? You can still get a reverse mortgage if there is enough equity to pay off the existing mortgage. 26

Senior Housing Guide • www.seniorhousingguide.us

In most cases you pay taxes and insurance. No, it is a loan and the money is not taxed.

Are there any restrictions on how I spend my money?

There are no restrictions on how you spend your money. Some uses are: prescription drugs, pay back taxes, home improvement, pay off the house, making ends meet, take a vacation, purchase a car, or buy a vacation home.

Would I ever owe more than the house is worth? The loan is a non-recourse loan and you are only responsible for what the house sells for. Any loan amount greater than the sales price of the home does not have to be paid by your or your heirs.


A Minnesota, locally owned bank serving residents since 1915. Whether it’s a first mortgage, second, vacation, or retirement home – we can help! You may need extra cash or want to pay off your home. Let’s discuss how a reverse mortgage might meet your needs. James C. Peterson 612-581-3178 NMLS# 695811

(more)

LAKE AREA MORTGAGE 1030 W. Co. Rd. E., Ste 150 Shoreview, Mn 55126

NMLS# 645618 Member FDIC

We can assist YOU in achieving your housing goals!

Is A Reverse Mortgage Right For You??

When is the loan repaid?

The loan is repaid when the last homeowner leaves the house, sells the house or transfers the title of the house.

What if I am currently receiving public benefits? If you are receiving public benefits that are income based, such as energy assistance, you may still be eligible for a reverse mortgage.

Why do I need to see a RM counselor?

For consumer protection it is required that anyone getting a Reverse Mortgage see an approved counselor. In Minnesota it is a law that you have this counseling prior to receiving any reverse mortgage. If your house is in Minnesota, the counselor must be from a HUD approved

counseling agency located in Minnesota. During the session the counselor will go over the reverse mortgage step by step, suggest other programs that can help you stay in your home, and explain the process in general. You will learn about reverse mortgages, so you can make the best decision for yourself. The length of the session depends on your knowledge of the product. Attending the counseling session does not mean that you are getting a reverse mortgage; it simply means you are interested in learning more about the product.

Sound too good to be true? Call Reverse Mortgage Counselors, Inc., 651-368-8516, for more information.

Senior Housing Guide • www.seniorhousingguide.us

27


M. R. Services, LLC Mike Randall 612-599-3929

Preventive improvements, prevent falls & injury

Free

consultation Licensed Insured License # BC-20265156

Home Renovation Solution For Seniors! Mike is a licensed and insured environmentally-conscious craftsman with 20+ years experience in construction along with years of experience repairing, remodeling, and restoring homes. • Bathrooms, Basements, Kitchens • Flooring Work (hardwood & tile) • Windows & Doors • Molding & Trim • Drywall (hang new or repair) • Painting & Staining • Replace Bath & Lighting Fixtures • Custom Closets • Deck Work • Fencing, Sidewalks & Patios • Siding, Roofing & Gutters

We provide improvements and modifications so you can live in your home: • Independently • Bathroom • Kitchen • Safely • Bedroom • Stairs, hallways • Comfortably • Living rooms • Securely • Outdoor areas

612 597-3370

M.R. Services Can “Nail” Your Project In No Time!!!

Odd Jobs/To-Do Lists! No Job Too Small To Call! Every Job Site Is Left Clean! 28

Senior Housing Guide • www.seniorhousingguide.us

Keep your quality of life and independence by staying in your own home! Aging in Place Solutions

www.seniorhomerenovations.com


Staying

in

Your Home

PROGRAMS & SERVICES TO HELP YOU REMAIN IN YOUR HOME Listed below are programs that can assist you; some can even help you remain independent in your home. For more resources be sure to read the section “Resources to Know About.” Some programs listed below have income eligibility restrictions or you may have to pay on a sliding fee scale. No phone # listed? Contact the Senior Linkage Line, 1-800-333-2433 or United Way 2-1-1, dial 211 and they can assist you. Sherburne & Wright counties Adult Day Services Faith & Action Program, 763-263-4277 q Adult Day Services – provide recreational and www.fia-sc.org – similar to block nurse program social activities, and meals and snacks during the plus cleaning projects, chore maintenance and day. Some adult day services offer specialized resources for caregivers. care for memory loss, health monitoring, and q Home Health Aides – provide help with personal medication administration. 763-464-2698 care including bathing and dressing. Delivery Services q Home Nursing Care – can include administraq Delivery Services – deliver a variety of items tion of medication, wound care, health education, including groceries and prescriptions. and monitor health situations.

Financial Services

Homemaking

Health Care

Home Improvement & Maintenance

q Bill Paying Services – some banks, social service agencies, money management services, and accounting firms will contract to help with (or do) bill paying. q Living at Home Block Nurse Programs nurses coordinate volunteer assistance, health services, and community resources to help people remain in their home. Outside the metro area, 800-320-1707, www.elderberry.org Ramsey County Como Park, 651-642-1127 Conway-Battle Creek, 651-793-8190 Hamline-Midway, 651-209-6542 Highland, 651-696-8425 Macalester-Groveland-Summit Hill, 651-789-3864 Merriam Park, 651-646-2301 North East, 651-808-1901 North End-South Como, 651-487-5135 Payne-Phalen, 651-774-7078 Roseville Seniors at Home, 651-604-3720 St. Anthony Park, 651-642-9052 West 7th, 651-298-5493 Hennepin County Longfellow-Seward, 612-729-5799 Nokomis, 612-729-5499 Southeast Seniors, 612-331-2302

q Homemaker Services – offer light housekeeping, laundry, meal preparation, and shopping. q Cleaning Companies – light to heavy housecleaning.

q Accessibility Loans – help remodel a home and make it accessible. 651-296-8215, 1-800-710-8871 (see also home assessment.) q Chore Services – help with lawn mowing, snow removal, minor home repairs, and routine chores. q Commercial Lawn Care/Snow Removal – range of services for lawn care and snow removal. q Community Fix Up Fund – rehabilitation loans to those who cannot qualify for other types of assistance. 651-296-8215, 1-800-710-8871 q Heat Share – help with heating and other energy costs. 1-800-842-7279 q Home Assessments – home safety assessments to reduce risk of falling. Property assessments to insure or ensure home security. q Home Improvement – programs to help rehab houses, low-interest loans. 651-296-8215, 1-800710-8871 q Home Modification, Ramps – ramps can be purchased or rented in any configuration; no minimum size or rental period. q Paint-a-Thon – volunteers paint exterior of homes.

Senior Housing Guide • www.seniorhousingguide.us

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(more)

Staying

in

Housing Alternatives

q Accessory Apartments – an apartment that an older person may reside in that is part of a larger home or vice versa. q Adult Foster Care – for those who need assistance with activities of daily living and enjoy living with a family. q Granny Flat or Echo Housing – a smaller house (sometimes a mobile home if zoning allows) that is situated beside a larger home. Usually the older adult would live in the smaller unit, thus the name “Granny Flat,” but the older person could remain in the larger house. q Golden Girl Homes – creative housing options for women who wish to live together. 612-3327200 q Nursing Homes – for those who need skilled nursing care.

Meals & Nutrition

q Fare For All – 40% off grocery store prices, for distribution sites, 1-800-582-4291. q Food Share – assures that people have food; food banks. 612-276-1530. q Food Stamps – supplement grocery costs. q Meals on Wheels – meals delivered to home-bound people, 612-623-3363. q Senior Dining Programs – low-cost meals in a group setting, 5 days/week. q SNAP – means-tested program helps seniors 60+ purchase food, 1-888-711-1151. q Store to Door Groceries – groceries delivered to your door, 7-county metro area. 651-642-1892. q Grocery Delivery Service – groceries delivered.

Respite Care

q In-Home Respite Care – temporary care so caregivers can have time off. q Out of Home Respite Care – provided outside the home (see Assisted Living, Memory Care and Residential Care for places that offer respite care).

30

Senior Housing Guide • www.seniorhousingguide.us

Your Home

Safety

q Accessibility Loans – help remodel a home and make it accessible. 651-296-8215, 1-800-710-8871 q File of Life – medical information form completed and placed in refrigerator; stickers are placed on front door of house and on refrigerator door to alert medical personnel that medical information is available. q Telephone Reassurance – daily home check by phone. q Home Security Systems – alert people when someone is attempting a break-in; some systems will call police or fire department. q Personal Response System – allows person to call for help in an emergency using device worn on wrist or around neck.

Taxes

q Property tax refund – you may be eligible for a property tax refund; 651-296-4444, for a booklet, ask for M1-PR or download forms at www.taxes.state.mn.us q Property tax – reduction for blind and disabled people on their homestead taxes. 651-556-6087 q Retirees to the Rescue – Hennepin County property owners work off the county portion of their property tax. 612-348-6273

Telephone

q Telephone – discount on phone bill. Income restrictions. Call your local carrier for information.

Transportation

q Escort Services – accompany older adults and help with transportation, shopping, etc. q Metro Mobility – door-to-door public transportation system for people who cannot use regular bus service. q Hospital & Clinic Transportation – may offer rides to and from a person’s home. q Private Transportation – taxi, vans, etc. q Senior Center & Social Service Transportation transportation to the senior center and from there to other locations for shopping and events; Social Service Transportation - transportation to medical appointments, personal visits, and senior centers. q Meals on Wheels – 612-623-3363.


Home Health Care… What is it?... Who is it for?...How is it paid for? These days, many seniors want to stay in their homes for as long as possible. Often the decision to remain at home is as much an emotional decision as financial one. Here are some important questions to ask if you’re evaluating whether or not it’s better to live out your days in your own home, or to relocate to a more traditional senior care setting: • What types of services are available to help me stay in my home? • Just what is “home care?” • What types of services are available to help me stay in my home? • What does home care cost, and who pays? • Why shouldn’t I hire my neighbor to take care of me/my loved one? • How do I find honest, reliable help and services that will help me to stay in my home?

than in a skilled nursing facility after a hospital stay.

What Types Of Services Are Available To Help Me Stay In My Home?

Unskilled Services

From house cleaning and lawn care to transportation, bill paying and errands, there are a variety of services available to help seniors who wish to maintain their homes and their lifestyles. However, helping seniors to maintain their health – from personal hygiene to medication, meals, and socialization – introduces in-home services at a far more personal level.

What Is Home Care?

Home health care or “home care” refers to any health care service, skilled or unskilled that is provided in one’s home. “Home care” can also mean that you are receiving rehabilitation and recovery services in your home rather

• Medicare Certified / VA, MA (skilled care), and private pay • We offer Lymphedema Care and Wound Care

Skilled Services

Skilled services are provided by registered nurses, licensed practical nurses, occupational therapists, speech therapists and physical therapists. These can include: • Complex nursing care from Registered or Licensed Practical Nurses • Cardiac and pulmonary care, infusion therapy, dialysis, and chemotherapy • Physical therapy • Speech therapy • Occupational therapy • Wound care • Pain management • Blood draws for labs • Prescription management Unskilled services are provided by home health aides, who are sometimes referred to as certified nursing aides (CNAs). These aides can live-in or work just a few hours a day. When contracted through an agency their services are provided under the supervision of a registered nurse and may include: • Help getting up in the morning or going to bed at night • Personal care: bathing, toileting, hygiene, dressing, grooming • Help moving around and getting in and out of bed or the shower • Meal preparation Continued on page 34

• 24 hour intake available • Serving the greater metropolitan area • Family owned; committed to serving the seniors in our community

1885 University Ave. W., Suite 350, St. Paul, MN 55104

Community Liaison Christine Maxwell 651-334-4346 651-288-0222 Call for your no-obligation consultation www.firstat.com

Senior Housing Guide • www.seniorhousingguide.us

31


Place your trust in our care. Our personalized approach to Home Care ensures your loved ones can live independent and dignified lives. Call 612-977-3102 to speak with a Care Consultant or visit us at pinnaclehomecare.org

home care Home Care services for every stage of life.

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Senior Housing Guide • www.seniorhousingguide.us

Interested in advertising in the Twin Cities Housing Guide? Remember the Guide is an annual publication, so you only get one chance a year. Reserve your space anytime! Preview next year’s cover on page 7. Call (651) 690-3141


Senior Housing Guide • www.seniorhousingguide.us

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(more)

Home Health Care

Continued from page 31 • Housekeeping • Companionship • Help with errands and transportation • Medication reminders • Helping persons with Alzheimer’s or other dementia with activities of daily life

What Does Home Care Cost?

Home care rates can vary significantly between providers. Usually hourly rates fall somewhere between $25 per hour for unskilled services, up to $95 per hour for skilled care. Agencies don’t all charge the same rates for the same services. So it is a good idea to get several quotes and compare. However, hourly rates don’t tell the whole story. While some hourly rates may appear lower, the agency may have a minimum hourly requirement per day – so be sure to consider minimum hours when looking at rates.

Who Pays?

There are several ways to pay for home care. The one that offers you the most options is called Private Pay (this means you use your own money). When you are paying for services yourself, you get to choose exactly what you want to pay for, which agency you want to work with, and how many hours each week you want service. Private insurance. Some long-term care insurance policies cover home care. Your policy may or may not cover home health care; and there may be an eligibility requirement. Contact your insurance company’s benefits department to find out if you qualify, and just what your insurance will cover. Many policies pay for a care manager to coordinate your care. Medicare. If you are 65 or older, or if you have been determined by Medicare to be disabled, you are covered by Medicare and may be eligible for some home health care services to be paid by Medicare. You can find more information about your options at www.medicare.gov . Medicaid. You may be eligible for Medicaid, which covers a wider range of health care services than Medicare does. However, there are financial limitations to receiving Medicaid. You can apply online at www.dhs. state.mn.us. Or visit www.minnesotahelp.info. For more information about Medicaid call your local county human services office, call the State Department of Human Services at (651) 431-2000, or visit www.dhs.state.mn.us. Veteran’s assistance. Your local veterans center can 34

Senior Housing Guide • www.seniorhousingguide.us

help you determine whether you are eligible to receive home health care as a benefit to veterans. To find the closest VA center, or for other information, visit www. va.gov/healthbenefits or call (877) 222-VETS (8387).

Why Shouldn’t I Hire My Neighbor to Take Care Of Me?

Neighbors helping neighbors….hmmm… While there is certainly may be a trust factor to hiring someone you know to assist in your home, there are also potential problems worth your consideration. You are now their employer and will be responsible for filing the taxes and filling out the paperwork that goes along with being their employer. You will also be responsible if your friend/ neighbor injures him/ herself while taking care of you or your loved one. You might even find yourself in a lawsuit. And, what happens when your neighbor leaves town for a few days, or calls in sick? With a professional agency, there are policies, procedures and personnel in place to handle problems like these.

How Do I Find Honest, Reliable Help and Services That Will Help Me Stay in My Home?

There are many resources available to help you find the right home care – from websites like www.mnhomecare.org and www.minnesotahelp.info (for lists of available agencies offering home care services), to www.medicare.gov/homehealthcompare (where you can read up on the quality of care these agencies provide). Your doctor might also have a recommendation for you. Once you’ve found an agency you want to work with, ask questions. Find out about the experience level of the people you will be working with – after all, you are inviting these folks into your home. Any reputable firm will expect you to be curious about the people who will be caring for you, and will be happy to answer your questions. Most importantly, make sure that you/your loved one feel(s) comfortable and safe with the person who will be providing care. Ask for references and check them! Make sure any prospective caregiver is thoroughly screened--- including a criminal background check. If you don’t have the time to do all the research yourself, one of the best and most convenient ways to find a reliable home health care agency, as well as other service providers, is through a care management coordinator. A service like Fairview Care Management helps when you’re facing a difficult decision about caring for yourself or someone Continued on page 73


Adult Day Centers Adult day centers provide care and services to people during the day. The care provided at the center is not on a 24-hour basis. Centers provide a variety of services such as health monitoring, rehabilitation, assistance

and

Services

with medications, etc. An excellent source of information is the Minnesota Adult Day Services Association, 763-464-2698 or www.madsa.org.

Senior Housing Guide • www.seniorhousingguide.us

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Senior Housing Guide • www.seniorhousingguide.us


Hospice Care Hospice care is a package of services and programs provided to terminally ill persons and their caregivers. Hospices offer palliative care (services that do not cure illnesses, but produce the greatest degree of relief from the symptoms of a terminal illness) and supportive care. Services included are physical, psychological, spiritual and sociological care, and also bereavement— assistance to the family and caregivers after the death of the hospice patient. An interdisciplinary team of end-of-life specialists consisting of nurses, physicians, clergy/counselors, family caregivers and volunteers help provide care.

The left column gives the name of the Hospice provider and the right column lists payment options. Some Hospice providers care for people where they live while others require a move to the residence that provides the care, (Hospice Residences). Hospice providers who care for people where they reside will provide care wherever the person resides, which may be a single family detached home, a nursing home, an apartment, an assisted living residence and so on. For more information call Hospice Minnesota, 651-6590423.

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Senior Centers, Community Centers, and Other Locations Where Can I Pick Up a Free Guide? The following locations have the “Twin Cities Senior Housing Guide” available free of charge. Keep in mind Senior Centers located in smaller towns may have limited hours. *Not a Senior or Community Center. These locations also have the Guide available free of charge:

Walgreens (some locations) • AARP Office, Mall of America • Libraries • Some Lunds & Byerlys (pharmacy area) If you would like to have one sent directly to you send $6: Housing Guide 1474 Sargent Ave. St. Paul MN 55015 ANOKA COUNTY Andover..................... 763-767-5163 1685 Crosstown Blvd., NW (in City Hall) Anoka........................ 763-576-4661 1500 – 6th St. S. Blaine........................ 763-786-9375 9150 Central Ave. NE Blaine........................ 763-783-4707 Anoka Co. Comm. Action Prog. 1201 – 89th Ave., FL 1 Columbia Heights...... 763-706-3730 530 Mill St. NE Coon Rapids.............. 763-767-6473 11155 Robinson Dr. Fridley........................ 763-502-5150 6085 – 7th St. Fridley Ham Lake................... 763-434-0455 15544 Central Ave. NE Oak Grove (limited hours) 19900 Nightengale St. NW (if not open stop at City Hall, 763-753-1920) Stacy.......................... 651-462-5565 22817 Typo Creek Dr. NE CARVER COUNTY *Chanhassen............. 952-227-1124 City Hall, 7700 Market Blvd. Chaska....................... 952-448-2023 1661 Park Ridge Dr. *Chaska..................... 952-448-9303 Talheim Apts., 407 N. Oak St.

38

CHISAGO COUNTY North Branch............. 651-674-8658 38790 – 6th Ave. (near uptown Maple Commons Senior Bldg.) Wyoming................... 651-464-6711 182 Forest Rd. (Coon Lk. Beach area, limited hrs.) DAKOTA COUNTY Apple Valley.............. 952-953-2345 14601 Hayes Rd. Burnsville................... 952-707-4120 296 W. Burnsville Pkwy. Eagan......................... 651-675-5550 1501 Central Pkwy. *Eagan....................... 651-675-4400 Dakota Co. Comm. Dev. Agency 1228 Town Center Dr. Farmington................ 651-463-4828 431 – 3rd St. Farmington Forest Lake................ 651-464-5833 767 SW 4th St. *Hastings................... 651-437-6775 Hastings Chamber of Commerce 111 E 3rd St. Inver Grove Heights......651-450-2469 8055 Barbara Ave. Lakeville.................... 952-985-4622 20732 Holt Ave. Rosemount................ 651-322-6000 13885 S. Robert Trail South St. Paul............ 651-457-9477 100 – 7th Ave. N. West St. Paul............. 651-450-8291 1200 Stassen Lane

Senior Housing Guide • www.seniorhousingguide.us

HENNEPIN COUNTY Bloomington, Creekside Center....... 952-563-4944 9801 Penn Ave. S. *Bloomington.............952-563-8937 Housing Rev. Authority 1800 W. Old Shakopee Rd. *Bloomington Walgreens 7845 Portland Ave. 7940 Penn Ave. S. 9800 Lyndale Ave. *Brooklyn Park, CEAP.....763-566-9600 6840 – 78th Ave. N. Brooklyn Park............ 763-493-8333 5600 – 85th Ave. N. Crystal....................... 763-531-0052 4800 Douglas Dr. Dayton...................... 763- 428-4692 18461 Dayton St. Eden Prairie............... 952-279-8050 8950 Eden Prairie Rd. *Eden Prairie Walgreens 8240 Flying Cloud Dr. Edina.......................... 952-833-9570 5280 Grand View Square #101 *Edina Walgreens 5033 Vernon Ave. 6975 York Ave. S. 4916 France Ave. S. Excelsior, (S. Shore)......952-474-7635 5735 Country Club Rd. Golden Valley............ 763-512-2339 200 Brookview Pkwy. Golden Valley............ 763-504-6980 Sandburg Learning Center 2400 Sandburg Lane *Hopkins City Hall..... 952-935-8474 1010 – 1st St. S.


HENNEPIN CO. cont. *Hopkins Walgreens 1511 Highway 7 540 Blake Rd. Maple Grove.............. 763-494-6514 12951 Weaver Lake Rd. *Maple Grove Walgreens 13611 Grove Dr. Minnetonka............... 952-939-8393 14600 Minnetonka Blvd. Mound....................... 952-472-6501 2590 Commerce Blvd. New Hope, Wynnetka Learning Center......... 763-504-6980 7940 – 55th Ave. N. Osseo......................... 763-424-7882 415 Central Ave. Plymouth................... 763-509-5280 14800 – 34th Ave. N. *Plymouth................. 763-509-5410 City Hall, Lower Level 3400 Plymouth Blvd. Richfield.................... 612-861-9385 7000 Nicollet Ave. S. *Richfield.................. 612-866-5100 Chamber of Commerce 6601 Lyndale Ave. #106 *Richfield Walgreens 12 W. 66th St. Robbinsdale............... 763-531-1274 4100 Lakeview Ave. N. *St. Louis Park........... 952-924-2500 City Hall, FL 1 5005 Minnetonka Blvd. St. Louis Park............. 952-928-6444 6715 Minnetonka Blvd. *St. Louis Park Walgreens 7200 Cedar Lake Rd. ISANTI COUNTY Cambridge................. 763-689-6555 333 – 3rd Ave. NW

MINNEAPOLIS Am. Indian Center.......612-879-1700 1530 E. Franklin Ave. Centro Cultural Chicano Center...... 612-874-1412 1915 Chicago Ave., Hablo Español East Side.................... 612-782-6011 1700 – 2nd St. NE Heritage Park............ 612-244-2221 1015 – 4th Ave. N. Metro......................... 612-374-3383 1209 Glenwood Ave. North Side................. 612-287-3502 2912 Fremont Ave. N. Park Ave.................... 612-339-7581 1505 Park Ave. S. Pillsbury House.......... 612-824-0708 3501 Chicago Ave. S. Sabathani.................. 612-821-2306 310 E. 38th St. #106 Seniors Place............. 612-788-9186 1801 Central Ave. NE Skyway...................... 612-370-3869 950 Nicollet Mall, #290 Downtown Mpls, Skyway Level Southwest................. 612-822-3194 3612 Bryant Ave. S. *Walgreens 5415 Lyndale Ave. S. RAMSEY COUNTY *Arden Hills Walgreens 3585 Lexington Ave. N. Maplewood............... 651-748-7250 1945 Manton St. New Brighton............ 651-638-2130 400 – 10th St. NW Roseville.................... 651-604-3520 1910 W. Co. Rd. B *Roseville Walgreens 1110 Larpenteur Ave. Shoreview.................. 651-490-4770 4600 N. Victoria White Bear Lake........ 651-653-3121 2484 E. Co. Rd. F

SAINT PAUL *Burnet Realty........... 651-698-2481 1991 Ford Pkwy City Passport............. 651-232-1301 55 – 5th St. E., #203 Downtown, Alliance Bank Cntr. *CLUES...................... 651-379-4200 797 E. 7th St., Hablo Español Jewish Comm. Cntr.... 651-698-0751 1375 St. Paul Ave. *Keller Williams Realty, Odd Couple Team 1460 Grand Ave., Opens Aug. 1 Keystone.................... 651-603-6640 2000 St. Anthony Ave. Lyngblomsten............ 651-632-5330 1415 Almond Ave. *MacGrove Area....... 651-291-4190 BMO Bank, 522 Snelling Ave. S. Merrick...................... 651-771-3204 1526 E. 6th St. *Metropolitan Council................... 651-602-1428 Downtown, 390 Robert St., FL 1 Housing Dept./Resource Rm. Neighborhood House..................... 651-789-2505 179 Robie St. West Seventh............ 651-298-5493 265 Oneida St. SCOTT COUNTY *Belle Plaine.............. 952-873-6215 Cardinal Ridge Apts. 22 W. State St. *Jordan...................... 952-492-2208 Schule Haus, 100 – 4th St. W. *New Prague............. 952-758-4401 City Hall, 118 Central Ave. N. *Prior Lake................ 952-447-9800 City Hall, 4646 Dakota St. SE *Savage....................... 952-894-4719 Lynn Court Apts., 4350 W. 12th St. Shakopee................... 952-233-9507 1255 Fuller St. *Shakopee................. 952-402-9022 Scott Co. Housing Authority 323 S. Naunkeag St.

Sherburne, Washington and Wright Counties on next page. Senior Housing Guide • www.seniorhousingguide.us

39


CommonBond

COMMUNITIES

Over 40 Years of Affordable Senior Housing For over 40 years, CommonBond Communities has provided quality housing for seniors, with support services designed to help residents live independently in a caring community. Dedicated community members and service organizations come together at CommonBond’s Advantage Centers, an award-winning model, providing innovative resident services.

Call us at (651) 291-1750 visit us at: www.commonbond.org

*Wait list open/accepting applications **Immediate openings ARBOR LAKES COMMONS Maple Grove, MN (763) 416-0369

BOULEVARD GARDENS* Minnetonka, MN (952) 542-9338

BASSETT CREEK COMMONS* Plymouth, MN (763) 543-2457 BII DI GAIN DASH ANWEBI Minneapolis, MN (651) 290-6228

COOPERAGE – NEW Minneapolis, MN (651) 291-1750

NORTH GABLES* Blaine, MN (763) 786-0232

DELANO COMMONS* Delano, MN (763) 972-2930

NORWOOD SQUARE* Fridley, MN (763) 574-2187

EAST SHORE PLACE* Mahtomedi, MN (651) 770-7964

ASSISTED LIVING OAK RIDGE** Hastings, MN (651) 438-0418

FAIRFIELD TERRACE* Lakeville, MN (952) 469-1414 GARDEN TERRACE* Little Canada, MN (651) 481-9028 GARDEN TERRACE* COMMONS Little Canada, MN (651) 481-9028 GOLDENDALE APARTMENTS* Annandale, MN (320) 274-5871

OAK RIDGE MANOR* Hastings, MN (651) 437-1367 OAK TERRACE Oakdale, MN (651) 730-6440 PLEASANT PLACE* Rogers, MN (763) 428-4494 RED ROCK MANOR* Newport, MN (651) 459-2786

MAPLE TERRACE* Maple Plain, MN (763) 479-1131

RIVERVIEW APARTMENTS Minneapolis, MN (651) 290-6228

CENTURY TRAILS Maplewood, MN (651) 288-9162

MILL POND GABLES** Champlin, MN (763) 576-8696

ROBBINS WAY Robbinsdale, MN (651) 291-1750

CONCORDIA ARMS* Maplewood, MN (651) 770-0402

MOUNT CARMEL* West St. Paul, MN (651) 451-0300

ST. ANNE’S SENIOR HOSUING* Minneapolis, MN (612) 588-4463

ST. MICHAEL’S HOUSING* New Ulm, MN (507) 359-8227 SHINGLE CREEK COMMONS* Minneapolis, MN (612) 588-2303 SILVER LAKE POINTE* Mounds View, MN (763) 785-4771 SOUTH HAVEN Edina, MN (952) 831-3372 SOUTH SHORE PARK* Excelsior, MN (952) 474-9036 SPRUCE PLACE* Farmington, MN (651) 463-2511 SUMMIT POINT* Edina, MN (952) 920-6113 TOWN CLUB – NEW* Rochester, MN (651) 291-1750 WELLSTONE COMMONS** Northfield, MN (507) 645-4146 WESTONKA ESTATES** Mound, MN (952) 472-4952

Continued from page 39 SHERBURNE COUNTY Elk River.................... 763-635-4500 413 Proctor Ave. *Big Lake.................... 763-263-4277 Faith & Action Program 20160 Co. Rd. 14 *Zimmerman............. 763-856-4082 12612 – 3rd Ave. S., Dining Site (in Pine Tree Manor Estates Senior Bldg.)

WASHINGTON COUNTY Bayport...................... 651-275-8907 263 – 3rd St. S. Columbus................... 651-464-8463 16319 Kettle River Blvd. (Tues. & Th. Only, 8-2) Cottage Grove........... 651-458-6650 8400 E. Point Douglas Rd. S. Forest Lake................ 651-464-5833 767 SW 4th St. Lino Lakes.................. 651-248-7023 1189 Main St. Mahtomedi................ 651-407-2034 1520 Mahtomedi Ave. # 3 *St. Paul Park.... 651-458-0936 ext. 0 Washington Co. HRA 321 Broadway Stillwater................... 651-439-9159 2300 Orleans St. W.

WRIGHT COUNTY Annandale................. 320-274-3891 30 Cedar Ct. Buffalo....................... 763-682-6036 206 Central Ave. Delano....................... 763-972-0574 234 – 2nd St. N. Monticello................. 763-295-2000 505 Walnut St. St. Michael................. 763-493-2711 405 E. Central Ave., #102

The Guide is online at www.seniorhousingguide.us

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Senior Housing Guide • www.seniorhousingguide.us


Moving On

Why Am I Considering A Housing Change? As you age your needs change. The starter house that you bought when you were first married may have been traded in a few years later for a larger one as children arrived. And now the house that you raised your children in may seem too large. The family room that you added seems empty and there is no longer a need for four bedrooms. The upkeep is time-consuming, it is expensive to run, the basement location of the washer and dryer is difficult and you worry about the house when you travel. It may just no longer be the house for you.

Deciding

to

Is it time for you or one of your loved ones to move, in order to have a more rewarding or less worrisome life? This quick quiz can help you decide.

If

you answer “Yes” to five or more statements, you should:

– consider looking for housing that better fits your needs, or

– start exploring ways to modify your house or your activities and responsibilities to make your daily life more satisfying and secure.* * See “Is a Reverse Mortgage Right for You?” for tips on a source of financial assistance.

For all of these reasons – and more – we face decisions about our housing needs. These decisions are never easy and require consideration. Read this section on moving and assess your housing needs and wants. Ask yourself, “Why am I considering a housing change?” Even if you are not ready to make a move – know your housing options so later on if you do need to make a change, you can make an informed decision that is best for you.

Move...15 Factors 1. Stairs and other structural features make it difficult for me or my spouse to move around in the house, and I worry about falls. 2. My neighborhood doesn’t feel as safe as it used to feel. 3. The property values in my neighborhood have gone up so much that I worry about being able to pay my taxes. 4. I can’t maintain my house and my yard the way I would like to. 5. I have a hard time remembering to take all my medications. 6. If I couldn’t drive, I would not be able to get to the grocery store, to doctor’s appointments, to religious services, and important social events. 7. I sometimes forget to tend to daily tasks.

to

Consider

8. I’d like to travel, but I don’t, because I worry about my home. 9. My family and friends aren’t able to visit me or help me as much as they would like because we live too far apart. 10. I am not eating the way I should. 11. I worry a lot about the future. 12. I would like someone else to tend to housekeeping, cooking meals, and untangling things like monthly bills, health insurance, and other paperwork. 13. It is becoming a struggle to care for myself or my spouse in our current home. 14. Now that being near work and schools aren’t major considerations, I’d like to be closer to the people and places that play significant roles in my current life. 15. I would like to meet people I have things in common with.

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Back To Basics:

Practical and (Mostly) Painless Tips on Ways to Pare Down Your Possessions You don’t have to know where you are moving or when in order to tackle one of the toughest parts of changing homes…eliminating the excess in your life. You can save pain and strain by downsizing. You’ll have fewer things to pack and move and an uncluttered home that is more attractive to buyers.

‘Tis A Gift to be Simple, ‘Tis a Gift to be Free

Most of us have too much stuff: everything from clothes to collectibles, hobby materials, things we’re storing for our children, and things we’ve been meaning to fix. If a move is in your future, start dealing with these surpluses now. Here’s how. Start simply. Tackle some of those dusty boxes in the basement or attic or the closet in the guest bedroom. Give yourself 15 minutes per box (take a timer, so you don’t get lost on memory lane), and create four piles: • things to keep and use, • things to give to family members or others, • things to sell, and • things to throw away. Assign colors to the various categories (e.g., red = stays, green = goes, gold = sell, black = toss) and stick on matching labels. • Get rid of things that you haven’t used in more than a year: clothes that don’t fit or are out of style, camping equipment, excess kitchen gear, spare parts and gadgets from the garage and shop, baby stuff. • Toss things that are broken or unsafe: old holiday lights, that waffle maker with the frayed cord, the wobbly playpen. • Distribute keepsakes. Give your children things you’ve been saving for them. See if those to whom you intend to leave artwork and furniture can accommodate it in their homes now.

Is this Great Aunt Mona?

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Senior Housing Guide • www.seniorhousingguide.us

Memories and Keepsakes, Yours and Theirs

Does that mean that you should chuck everything that isn’t purely practical? Not at all. But keep only things that are truly essential. If the hippo paperweight your daughter made in third grade makes a place feel like home to you, then hold on to it. One man’s treasure is another man’s trash, as they say, and vice versa. This also applies to things you want to pass on to others. While you may expect that family members will admire your china or clock collection, what they may truly treasure is that battered red sled, piles of old comic books, or the family cookie jar. So check before you toss out things that may have sentimental value. Set a deadline by which things have to be taken away, though, or they may never leave. By the way, if you haven’t done so already, this is a good time to record who will receive which heirlooms. (If you don’t have preferences, do what some have done. At the next family gathering have people draw straws and take turns choosing items that are important to them.) Label objects with the names of who will inherit them, make a comprehensive written list of these bequests, and include it in your will or living trust. This is also a good time to capture the history connected with keepsakes. On separate sheets of paper, identify who is pictured in family photos and what the occasions are. Carefully tape the identifications to the backs of the images. Tie tags on objects (“Lena Olson Swenson’s washboard,” “the cradle my grandfather made”). Having a hard time letting go of something? Consider taking a photo of it to preserve the memory. When time allows, write down its story.


A Place for Everything

There are lots of options for things that you decide not to keep. You can give them away, you can sell them yourself, or you can contract with others to sell them for you. Charitable organizations are excellent destinations for goods that have service left in them. Call ahead of time to find out which items they accept and whether they have pick-up services. Get a receipt for tax purposes. Donate photos and other memorabilia to city and state historical societies and college and corporate archives. Take books and board games to hospitals, youth centers, and family shelters. Recycle magazines and newspapers. Take old motor oil, paint, and other

hazardous materials to the local waste disposal center. Sell items yourself via garage sales, classified ads, flea markets, swap meets, or online auctions such as eBay if you have the time, energy, and know-how. Or turn to others for those services. There are a wide variety of estate sale experts to consignment shops that sell items in their stores or on the Internet. Look in your local phone directory under ESTATES, CONSIGNMENT SERVICES, and THRIFT SHOPS. Remember: You’re not just moving to a new location, you’re moving to a new stage of life. The less you take with you, the less you’ll have to worry about and take care of. And the more time and energy you’ll have for other interests and activities.

Moving tips starting on page 44.

October 7, 2014 • 9 am to 4 pm.* *Subject to change. Tour a variety of ­housing options for those 55+. Transportation/lunch included • Minimal fee $33 • Limited to 22 ­participants. Participants must be able to board and deboard bus.

Call St. Paul Community Education 651-744-3072 to learn more about the tour! Registration starting August 1st. Senior Housing Guide • www.seniorhousingguide.us

43


1.

Seven Steps

Well Begun Is Half Done Seven to nine

weeks before you plan to move: • Using a measured floor plan, determine which furniture you’ll take to your new home and where it will be placed. If you are downsizing think about using furniture that has a dual purpose, for example a coffee table that has storage capacity. • Ask movers for estimates (in writing). Ask about insurance and delivery time, as well as what items they can’t transport. • Moving yourself can be cheaper, but hiring a packing, moving company lightens the burdens considerably. Senior move firms like Rose’s Daughters, Senior Moves, or Twin Cities Senior Relocation Specialists can orchestrate the entire move or do part of it. They will even unpack and arrange your belongings the way you want, making sure lamps are plugged in, computers are hooked up and remote controls are programmed before they leave. Ask for a free consultation. • Identify items that can be sold, given away, or thrown out. • Open a bank account in your new locale. • Request copies of your medical records, one for you and one each to be sent to your new physician, eye doctor, and dentist. • Start using up things that can’t be moved; frozen foods and housekeeping supplies. 44

2.

to a

Saner Move

On Your Mark

Four to seven weeks before your move: • Notify the post office and friends, relatives, and businesses about your change of address. Notify magazines that you subscribe to of your change of address. • Contact phone, gas, electric, cable, internet providers, and newspapers and arrange for services to be terminated. • Arrange for similar services at your new place. • Pick up dry cleaning, items being repaired or stored, things lent to others, your locker at the gym or golf club. • Sell unneeded items at a garage sale or donate them to charities. Arrange for friends and family to pick up things that you will be giving them. Remember if you are moving into a place that has dining, you will want to downsize your kitchen. You may want to eliminate large baking dishes and extra sets of dishes and utensils, but keep your favorite cookbook.

Senior Housing Guide • www.seniorhousingguide.us

3.

Getting Set

Four to three weeks before you leave: • Have your car serviced for the upcoming trip. • Take pets to the vet for needed shots; get inoculation records. • Get refills for your medications – and arrange for prescriptions to be transferred to your new pharmacy. • Return library books and other things that you have borrowed. • Host a party that allows you to visit with people you won’t be seeing for a while. If you feel that the party would create more work for you, you may want to host the party at a restaurant.

4.

The Countdown

Two weeks before the movers arrive: • Use quality supplies and get them in advance; packing tape, boxes, bubble wrap, etc. • Label your belongings with colored stickers indicating which room they will be moved into. • Start assembling your Survival Kit (see #6). • Consider which items should be loaded last and unloaded first (kitchen and dining items, sheets and towels that will be needed immediately). • Complete mail forwarding packet from post office prior to move.


5.

P & D Day

That’s Packing and Departure Day • Secure pets so they don’t get loose, get injured, or nip or scratch movers. • Mark boxes clearly, noting the rooms they should be moved into and their contents. • When furniture is disassembled, collect the hardware in plastic bags, label them, and make sure they are packed with the furniture or put into your Survival Kit. Write down or photograph how things should be reassembled and what tools are needed. • Check behind doors and in drawers, cabinets, and the rafters for overlooked items. • Your movers will probably inventory the boxes; if not, before they are loaded number them and label each one with your name and destination address.

6.

Surviving Until Your Things Arrive

If you are moving a distance and having your things moved by van, it can take days or weeks for a moving van to arrive. If you bring these items with you, you’ll have what you need until the rest of your belongings are delivered: • Essential items – Checkbook, credit/ATM cards, travelers checks, keys for luggage and vehicles, new housing, important papers (will, power of attorney, vehicle titles, proofs of insurance, prescriptions, AND mortgage or lease for new housing, moving agreement, inventory, contact information for building management and moving company), driving directions, area map, toiletries, prescription medications, vitamins, painkillers, old phone directories, alarm clock, flashlight, nightlight, extension cord, sleepwear, changes of clothing, coffee, coffee pot, tea bags, creamer, sweetener; pet food, bedding, cat litter, cell phone. • Really useful items – mediumsized pot, toaster, one place setting per person, can opener, cutting knife, salt, pepper, sugar, other seasonings; storage bags, dish soap, towels, toilet paper, facial tissue; hammer, nails, picture hangers, pliers, screwdrivers, measuring tape, duct tape; pens, paper, envelopes. • Wise to transport yourself – family pets, keepsake jewelry, address book, family medical and dental records, tax records (pack or mail copies); laptop Continued on page 46

Moving? Let Rose’s Daughters Help. We do everything that daughters do for their parents: • packing • unpacking • planning • scheduling • measuring • sorting • downsizing • arranging • accessorizing

Free Estimates

Owner, Eddie McGill

Eddie’s involved with each and every move making sure it goes smoothly and in a timely manner!

Senior Housing Guide • www.seniorhousingguide.us

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Palmer Drive aPartments The Best In Affordable Senior Living For Persons 62 And Better

2287 Palmer Drive, new Brighton, mn 55112

nbr064@metroplexinc.com • www.crossroadsnewbrighton.com

• Beautiful 3-Story Elevator Building • Rent Is 30% Of Monthly Income/ Income Limits Apply • 24-Hour Medical Emergency Monitoring System

• Beauty Salon • Lovely Spacious Apartments • Small Pets Accepted With Deposit • Caring And Friendly Residents And Staff

• Resident Activities • Community Room With Library • On #25 Bus Line To Downtown Minneapolis And Northtown • Fairview NE Clinic And Small Mall Nearby

Equal OppOrtunity HOusing MEtrOplEx ManagEMEnt COrp

Call Now For Application And Appointment, 651-631-2035

Allegiance Transportation

On time to your appointment, every time.

4 7 Day/Week Service 7 am - 7 pm 4 Wheelchair Transportation Specialists 4 Priority Service to East Metro Area 4 Private Pay 4 Veteran Owned

651-207-5211 46

Continued from page 45 computer (make back up disks and pack or mail separately) • Buy when you arrive – Broom, dustpan, mop, toilet brush, cleanser, garbage bags, light bulbs, breakfast food, sandwich fixings, soups, stews, and other easy to cook food; milk, juices, and other perishables

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Lighten Your Load

• At your new place, make sure your utilities are connected and functioning, appliances are plugged in and turned on, and the thermostat is set at a comfortable level. Is your cable service hooked up? • Be present when your belongings are unloaded or have a representative there to accept delivery, check that all your boxes have been delivered and in good condition. • Make sure boxes are placed in the correct rooms and that their labels are all facing the same direction and can be clearly seen. • Set up the essential areas, the kitchen, the bathroom, the bedroom. Take the rest of your unpacking one box at a time, especially if you are physically or emotionally stressed. You don’t have to be organized in a day. Save some time and energy for exploring your new location and meeting your neighbors.

Senior Housing Guide • www.seniorhousingguide.us


Housing

About the Listings and Services

About the Housing Listings

• Ownership and Rentals • Market Rate and Subsidized Housing Options • • Independent and Assisted Living/Housing with Services •

When you read the housing listings, keep in mind properties change their rates at different times of the year. So the information that was current at printing may not be current a month later.

Keep in mind too, that this is meant only to be a GUIDE. We cannot include every detail, but have tried to give you enough information so you can narrow your search and start the elimination process.

About the Services

• Dining • Housekeeping • Laundry/Linen • • Personal Care • Van Transportation •

In independent living, you typically rent the apartment; your monthly rent is for the space you will occupy. In housing that contains services, the services are sometimes included in the rent or there is a “service package” that you can purchase. Sometimes there may be several “service packages” and you can find one that is most appropriate for you.

Remember to Ask Questions, Such as...

• How many meals per day are included? Are meals served 5 or 7 days a week? • How much housekeeping is included? And what does housekeeping include; dusting, floor mopping, cleaning the bathroom, etc. Does housekeeping mean once a month or once a week? • How much personal care is included? Can I purchase additional care if I need it and what will it cost?

Feel like you are moving the world? Lighten your load...

• Does laundry/linen mean all my laundry or 2 loads per week? Will they only do linens? • “Van transportation” in the listing means transportation to scheduled events. What if I need transportation to a doctor’s appointment? Will they help me arrange the transportation?

If you are thinking about making a housing change, do your homework and be an informed consumer. Ask questions, visit residences more than once, attend open houses, ask for literature and go online to view residences’ websites. If you are helping a loved one, try to involve them as much as possible. The more they are involved in the search, the happier they will be with their new home. Remember, the more questions you ask, the better informed you will be and the better housing choice you can make!!!

... more tips on downsizing on our website.

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Chart

of

Housing Options Typical Amenities & **Services

The services, amenities and types of care listed are representative of what can be offered; not all places offer all these and some offer more than what is listed.

Category

Who’s it For?

Type of Ownership

Ownership Condominiums, Townhomes, Cooperatives

Active Adults: may still be working, looking for amenities and to downsize. May or may not be age restricted. If no age restriction, typical age to enter 4548+ years old. If age restricted, age to enter is usually 55+.

Purchase: mortgage financing or private financing. Owners pay a fee for upkeep of common areas and fees can increase. In some cases a Reverse Mortgage can be used on a condominium or townhome.

Continuing Care Retirement Communities (CCRC) and Life Care Communities Studios, Apartments, Townhouses

Persons aged 55+ looking for an option that offers a “continuum of care” allowing residents to “age in place.”

Rent: residents of both communities pay rent on units and pay endowment fees.

Services: CCRC residents pay for services as needed and Life Care Community residents pay a flat fee for services. Both types of housing offer a continuum of care and full services.

Monthly rent can increase.

Amenities: convenience store, pool, bistro, walking/biking trails, virtual golf, fitness center/ program, sauna, business center, workshop, carwash, shuffleboard/basketball courts, billiards, craft, guest and community rooms.

Market Rate Rentals: 0-1-2 Services

Independent Adults: may or may not be age restricted, but mainly older adults, 45+.

Studios, Apartments, Townhomes

If age restricted, age is usually 55+.

Rent: tenants sign a lease that states amount of monthly rent, which can increase at the end of lease. The market determines the price.

0 Services to 1-2 Services: response system, scheduled transportation. Some may offer dining/meals. If more services are needed, you can usually bring in your own, via a home health care agency.

Rent: tenants sign a lease that states monthly rent, which can increase at the end of the lease. The market determines the price. Adding services can increase costs.

2+ Services: response system, help with laundry, personal care, housekeeping and meals/ dining program. You may be able to purchase services “unbundled” or “a la carte.” Some residences require residents purchase a service plan or “bundled” services. They may offer several plans and you can find one that suits your needs.

Market Rate Persons wanting 2 Rentals or more services: this section can vary Housing with greatly in the amount 2+ Services of services provided. Studios, May be part of a Apartments, “campus” and offer a Townhomes “continuum of care.”

Cooperatives may be either “market rate” or “limited equity.” Be sure to understand what each of these terms mean.

Usually 55+ to enter.

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Services: may offer a few services: dining, housekeeping, response system. If you need more services, you may be able to bring in your own via a home health care agency. Amenities: convenience store, pool, bistro, walking/biking trails, virtual golf, fitness center/ program, sauna, business center, workshop, carwash, shuffleboard/basketball courts, billiards, craft, guest and community rooms.

Amenities: convenience store, pool, fitness center/program, sauna, workshop, bistro, craft, carwash, billiards, guest and community rooms.

Amenities: convenience store, pool, bistro, walking/biking trails, virtual golf, sauna, fitness center/program, business center, carwash, workshop, shuffleboard courts, billiards, craft, guest and community rooms.


(more) Category Subsidized Rentals Subsidized Rentals with Services and/or Assisted Living (AL) Assisted Living Rentals

Chart

Who’s it For? Persons needing an affordable housing option. Subsidized Rentals with Services and/or Assisted Living: affordable housing plus services. Persons wanting supportive services.

Studios, Apartments, Care Suites

Memory Care Persons needing care Care Suites who have memory loss Rentals and/or persons who have Alzheimer’s. Studios, Private and Shared Suites, Apartments Residential Persons needing Care Homes general and/or memory care and Rooms, enjoy living in a Suites home-like setting. (Private & Shared) Skilled Nursing Care, Nursing Homes Rooms, Suites (Private & Shared)

Persons needing skilled nursing care.

of

Housing Options

Type of Ownership Rent: tenants pay 30% of their income for rent or within a price range based on income. Not all subsidized listings in this book are senior only (for those 55 and older).

Typical Amenities & **Services Services: residents pay for services on a sliding fee scale, according to their income. Amenities: community, craft, TV and billiards, rooms; library, patio.

Rent: residents sign a lease stating monthly rent, which can increase at the end of the lease. Usually monthto-month lease, but some require 1-year or a 6-month lease. Rent covers housing and may include some *basic services. Adding services can increase cost.

Services/Care: personal care, meals, help with housekeeping, laundry, activities of daily living. Assisted Living has certain requirements, including staff availability to respond 24/7 to requests for assistance with health/safety needs. Read more about Assisted Living in that section.

Housing and Services/Care: rent covers housing and a *basic level of care. Usually month-to-month lease. Additional services can increase cost.

Services/Care: most services available. Level of care affects cost.

Housing and Services/Care: usually covers housing and a *basic level of services. Residents pay on a monthto-month or day-to-day basis.

Services/Care: most services available. Some Residential Care Homes are exclusively for certain groups such as only women, or persons with Parkinson’s, etc. Most residential care homes are for 10 or less residents.

Additional services can increase cost.

Amenities: dining, TV, community rooms; patio, sunroom, gardens.

Amenities: community, dining, craft, guest, TV rooms; patio, sunroom, garden areas, bistro, convenience store, pool, carwash.

Amenities: community, dining, craft, TV rooms; patio, sunroom, garden areas.

Housing and Services/Care: Services/Care: usually all services available. usually covers housing and Amenities: community, dining, craft, TV a *basic level of services. rooms; patio, sunroom, gardens. Additional services can increase cost.

*Basic Level of Services: Some basic services may be included in the rent such as: 1 meal a day, weekly housekeeping, response system, etc. with more available at additional cost. Make sure you understand what is included in the rent and what is an additional cost. **Services: resident may be eligible for waivered services; read “Subsidies for Services.”

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Continuing Care Retirement Communities Life Care Communities Continuing Care Retirement Communities CCRCs, and Life Care Communities both offer a continuum of care that allows residents to “age in place.� Campuses for these types of communities include separate housing for those who live independently, assisted living for those who need more support, and nursing home care for those who need skilled nursing care. Residents of CCRCs pay an endowment fee upon entering as do residents of a Life Care Community, but residents of CCRCs pay for services as they need them and Life Care residents pay a flat fee that remains the same as long as they live there. For both types of communities there is a second person fee for services.

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Ownership CONDOMINIUMS • TOWNHOMES • COOPERATIVES

Condominium and Townhome Ownership

In condominium and townhome ownership residents hold the title to the unit in which they live, but common property such as halls, club house, parking garage, etc., is held jointly by all residents. A major difference between townhome and condominium ownership is that townhome residents own the land their unit occupies and condominium owners do not. Condominium residents own the land jointly. For both condominium and townhome owners, mortgages and taxes are the same as for any owned home, and fees are collected to cover the costs associated with the common areas. A reverse mortgage can be obtained on most condominiums and townhomes which can be useful if there is a substantial assessment. There is generally an elected Board of Directors that makes decisions for the group of owners.

Cooperative Housing

A corporation, composed of residents, owns and operates the property and residents purchase shares in the corporation in order to live there. Members sign an occupancy agreement in which they agree to pay a one-time membership fee as well as their portion of the mortgage and maintenance costs. “Limited equity” coops are those that allow the seller to realize only a certain amount of gain or profit when the unit is resold. Because the living space is not owned outright, there may be certain conditions in selling one’s membership and equity; these are explained at the time of purchase.

If you are thinking about a cooperative make sure you ask: • What is the share price? • Where can I obtain loan financing? • What does “limited equity” mean? • How much are the monthly carrying charges? • What is the underlying mortgage? • Are there resale restrictions?

Architectural Styles, Services and Amenities

Typically condominiums and cooperatives are much like an apartment, but they can vary in their architectural form. Townhomes or row houses usually have their own entrance and may be one or more stories tall with or without a basement. All three types may offer a few services, such as dining, but are usually designed for independent living. However, someone could arrange for services to be brought in. Because this type of housing appeals to active adults, many properties of this type have included amenities such as a clubhouse, pool and business center.

Questions for potential owners: • What is the subletting policy? • What is the pet policy? • Can I obtain a reverse mortgage on my property? • Can I make alterations to my unit? • Is the building managed by a professional management company or do residents take care of the building themselves? • What about long-range planning? • How much money do they have in reserves? • What kind of assessments have they had or are they planning? • How much have the maintenance dues gone up in the past few years? • Check out the dues: Do they seem low & what do they cover? • Can I have a copy of the bylaws?

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Ownership CONDOMINIUMS • TOWNHOMES • COOPERATIVES

The Listings for Condominiums, Townhomes and Cooperatives:

site. Most websites offer photos and/or a virtual tour of the residence and the units. Sometimes all the units have been sold and there is no longer a need for an on-site marketing person. If this is the case you need to find a Realtor that specializes in this type of real estate.

When read from left to right, the listings cover:

6. Pets and pet deposit. If weight is given, pets must be approximately that weight or less. Fish and small birds or companion animals, with a doctor’s note, are usually not restricted. 7. The cost of a garage space: underground parking, UG, detached, Det, or attached, Att. If no fee is listed, it is likley 1 garage space is included with the unit. 8. Common areas: community room, CO, craft room, CR, exercise program, EP, exercise room, ER, guest room, GR, woodshop, WS, carwash, CW, business center, BC, computer room, CP, theater, TH, art studio, AT, chapel, CH. 9. Building amenities and services. Building amenities include Common Areas listed in column 8, but may also include a pool, spa, jogging/bicycle path, tennis/basketball court, movie theater, deli, store, coffee shop, fitness center, virtual golf and other amenities. Services can include: emergency response system, dining, housekeeping and scheduled van transportation. Use of these services may be included in fees or available at an extra charge.

The listings on the following pages give the residence or property name, phone number, and address. Enhanced listings also include (if available) the web-

1. Featured on page; learn more about the residence. IFC = Inside Front Cover, BC = Back Cover. 2. Number of floors, FL, and total number of units, U. 3. Types of units: studios and 1, 2, 3 bedroom units, and units with dens. Some complexes offer dens, which are windowless rooms, but are usually fairly good sized and can be used for a variety of purposes. Most condominium and cooperative buildings have 1 entry into the entire complex, while townhomes usually have 1 entrance that leads directly into the individual unit. Townhouse complexes are listed as townhomes. 4. Price range: the lowest and highest prices a unit sold for; sometimes cooperatives report their prices as a “Share Value” and you may need to purchase multiple shares. The term “Prices Vary” means the units sell for various prices based on amenities, square footage, view, etc. Some properties simply prefer you call for prices. Some cooperatives are “Limited Equity” coops which means at the time of sale, the seller receives a limited amount of equity. 5. Monthly dues: condominium and townhome owners pay a monthly fee for upkeep of common areas: halls, pool, parking lot, etc. For cooperative owners the monthly dues pay for upkeep of common areas and their share of the mortgage and carrying charges. Monthly dues are usually based on the size of the unit; the larger the size the higher the dues. 52

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Property Taxes – Typically condominium and townhome owners are responsible for their own property taxes while cooperative owners pay their taxes as part of their monthly dues. Be sure to inquire about taxes. Age to Reside – The usual age to live in this type of housing is typically 55 and older. If a couple is married, usually only 1 person has to be the required age.


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Trailer Bungalow Cooperative Townhome Cabin Ranch Loft Homestead Casa Flat Abode Condominium Cottage Bungalow Domicile Villa Mansion Rowhouse Castle Apartment Shelter Dwelling

Whatever Word You Use, it Still Means HOME. St. Paul Housing Tour October 7, 2014 • 9 am to 4 pm.* *Subject to change. Tour a variety of housing options for those 55+. Transportation/lunch included • Minimal fee $33 • Limited to 22 participants. Participants must be able to board and deboard bus.

Call St. Paul Community Education 651-744-3072 to learn more about the tour! Registration starting August 1st.

This fellow is a senior.

Senior dogs are often ignored when people adopt, but they make great experienced companions for people of any age. Rescue a senior dog and let ’em teach you a few new tricks.

Top Dog Foundation

www.topdogfoundation.org • (952) 353-2122

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Market Rate Rentals: Independent Living With 0 to 1-2 Services APARTMENTS • TOWNHOMES RENTALS WITH INCOME GUIDELINES • RENTALS WITH ENTRANCE FEES “Market rate” means a housing unit is paid for by rent, in the same way as any apartment. A lease is signed that states the monthly rent for a period of time and at the end of the lease the landlord can increase the rent. Apartment sizes can vary greatly. Studio and efficiencies are available to 1, 2, and 3+ bedroom apartments with one or more bathrooms. Complexes may offer several different versions of an apartment and costs can vary by adding a bathroom, sunroom, square footage, view, and etc. Costs can also be affected by the addition of services, such as housekeeping and meals. Typically, apartment complexes are low-rise or high-rise apartment buildings, but some units are available that are townhouses, where each unit has its own entrance.

Options

Rentals with Income Guidelines

Some developments may have all or a percentage of the units set aside for moderate-income residents as part of government financial help for the original development. These apartments are below market rate and renters pay a set amount for their monthly rent.

Rentals with Entrance Fees

In some types of residences, there may be an entrance fee. This fee helps bring down the monthly rental fee and is sometimes refundable or partially refundable.

for you & your family supporting the journey of life

Home- & Community-Based Services Social, educational, and wellness programs to help you maintain your independence.

EQUAL HOUSING OPPORTUNITY

Senior Housing with Assisted Living Services

Focus on Living! Services available – whenever and however you may need them.

Rehabilitation & Transitional Care

A restful place to recuperate between hospital and home–with all the on-campus amenities at your reach.

Long-term Nursing Care

Cozy “neighborhoods” will welcome you–reminding you of the sights, sounds, and smells of home.

Alzheimer’s & Parkinson’s Care

A safe and stimulating environment to help your loved one live with dignity and help them thrive.

Join us at the 5-5-1 Club community center; everyone’s welcome! www.551club.com

Caregivers Support

You’re not in this alone. We’re here to be a companion on your journey–let us know how we can help.

www.lyngblomsten.org (651) 646-2941 OUR MISSION

Influenced by Christ, Lyngblomsten provides a ministry of compassionate care and innovative services to older adults in order to preserve and enhance their quality of life.

1415 Almond Ave. St. Paul, MN 55108

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Market Rate Rentals: Independent Living With 0 to 1-2 Services APARTMENTS • TOWNHOMES RENTALS WITH INCOME GUIDELINES • RENTALS WITH ENTRANCE FEES

The Listings for Market Rate Rentals, 0 to 1-2 Services:

The listings on the following pages give the name of the residence, phone number and address. Enhanced listings also include (if available) the website. Most websites offer photos and/or a virtual tour of the residence and the units.

When read from left to right, the listings cover:

1. Featured on page; learn more about the residence. IFC = Inside Front Cover, BC = Back Cover. 2. Number of floors, FL, and total number of units, U. 3. Cost of a studio apartment (small apartment with kitchenette) and 1, 2, 3 bedroom apartments and apartments with dens. Some residences offer dens, which are windowless rooms, but are usually fairly good sized and can be used for a variety of purposes. Apartment buildings and townhomes differ; apartments usually have 1 entrance that leads to many apartments and townhomes usually have 1 entrance into the unit. Townhouse complexes are listed as townhomes. 4. Amount of the security deposit and lease length, (year, YR, month-to-month, M-M). 5. Pets and pet policy. If weight is given, pets must be approximately that weight or less. Usually fish or small birds do not require a deposit. Companion animals, with a doctor’s note, are usually not restricted.

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6. Cost of a garage space: underground parking, UG, detached, Det, or attached, Att. If no fee is listed, it is likely 1 space is included in the rent. 7. Common areas, building amenities, and services (may be abbreviated): community, craft, computer, exercise and guest rooms, woodshop, carwash, business center, exercise program, beauty/barber shop, and library. Other amenities often available: pool, spa, garden, solarium, greenhouse, billiards room. Most places have more amenities than are listed. Income guidelines – apartments that have limits on how much money you can make. Income guidelines on some apartments – not all apartments in the complex have income guidelines; some are market rate.


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(more)

Care Suites: A New Model

of

Care

Continued from page 14

How Long Can You Stay in a Care Suite?

Care Suites are ideal for short or for long stays. Care Suites have no maximum time limit. However, some Care Suites may have a minimum time you are required to stay – usually one week. Each program is unique.

Who Should Stay in a Care Suite?

Care Suites are an excellent choice for people who have higher or more complex levels of care needs, but want to remain in a more homelike setting. Care Suites are also great for those recovering from surgery or illness. They are an excellent choice for people who no longer qualify for a Medicare paid stay in a hospital or nursing facility, but who still need assistance. Ebenezer has introduced Care Suites into many of their senior living communities with great success. In Burnsville, Arbors Assisted Living on the Ebenezer Ridges Campus has six care suites. “Families really appreciate the level of services we can provide in our comfortable care suites,” said Brittany Peterson, Arbors Housing Manager. “We’ve had people stay in our Care Suites to recover post surgery after their Medicare paid stay in the hospital and nursing was over. Others have stayed here in our Care Suites after they’ve had surgery when there was no one at home to take care of them. We work very closely with our residents and their families to make sure that we are providing the level of care that is

(more) Continued from page 34

appropriate for our Care Suite residents.” In Edina, York Gardens Care Suites are helping families in a similar way. With Fairview Southdale Hospital nearby, the Care Suites at York Gardens have served as a short-term post surgical option for many seniors. As a long-term solution, York Gardens Care Suites have allowed spouses to stay together when they have differing levels of care. “If one spouse needs a very high level of care, and the other is pretty independent, there are many reasons that they may not have been able to stay in the same apartment (elsewhere),” says Shannon Krogh, Outreach and Sales Director at York Gardens, “Our Care Suites let them remain together in their own apartment home.”

How Do Care Suites Work?

Care Suites are assisted living communities that share the same admissions policies (and much of the same paper work). The nursing staff evaluates each potential Care Suite client to make sure that the Care Suite can adequately provide for their medical needs. The community’s Registered Nurse creates an individualized package to meet a schedule of needs based on the physician’s orders, therapies and medications. Finally, the resident can move in for days, weeks, months or even years. This personalized care is designed to help residents expand their choices while getting the care they want and need – wherever that may be!

Home Health Care

you love. A care manager is a licensed social worker who will evaluate your needs and will create a plan A care manager helps you understand all the options, resources and services that are available, from community programs – such meals delivered at home or transportation for people with special needs--to recommending specific services and facilities like home care agencies, adult day facilities, financial and legal resources, counseling and family support as well as assistance for long-distance caregivers. Care managers can provide names of contacts at these facilities.

Your care manager will assess the quality of the agencies and facilities before making a recommendation. In addition, they will help you with paperwork (medical, financial and insurance forms and applications), set up appointments, and follow-up with you to make sure things are going well. Note: Care managers are usually paid by the hour. Sometimes your insurance company will pay this cost. For additional information on Fairview Care Management and Coordination Services, e-mail caremanagement@fairview.org or call 612-728-4338.

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Notes Notes Notes Notes Notes Notes ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ��������������������������������������������������������������������������������������������������������� ���������������������������������������������������������������������������������������������������������

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Index Accessibility, Home Maintenance M.R. Services������������������������������������������� 28 Senior Home Renovations, Aging in Place� 28 Attorneys Decoro Law Office����������������������������������� 93 Terry Merritt, Attorney����������������������������� 10 Builders Weiss Builders����������������������������������������� 84 Care Manager Optage����������������������������������������������������� 9 Cleaning MB’S Cleaning Service����������������������������� 25 Ethical Wills & Legacy Letters Cathy Manning��������������������������������������� 90 Health Plans U Care���������������������������������������������������� 10 Home Delivered Meals Optage����������������������������������������������������� 9

Index Accessible Space, Inc.������������������������������ 97 Agustana Apple Valley Villa���������������������� 82 Agustana Regent������������������������������������ 82 Applewood Pointe of Woodbury�������������� 95 Aquilla Commons������������������������������������ 95 Arbor Pointe Apts.����������������������������������� 81 Arthurs Residential Care�������������������������� 91 Auburn Homes & Services������������������������ 85 Autumn Glenn���������������������������������������� 15 Avinity (formerly Twin City Christian Homes)87 Benedictine Health Care Center��������������� 92 Boisclair Corporation����������������������������� 172 Brooks Landing������������������������������������� 172 Calvary Center Cooperative��������������������� 88 Cardenas Friendship Homes��������������������� 85 Catholic Eldercare����������������������������������� 83 Cecilia’s Place����������������������������������������� 81 Cerenity Senior Care�������������������������������� 15 Cherrywood Pointe���������������������������������� 81 CommonBond Communities�������������� 40, 77 Como By the Lake Apts.��������������������������� 61 Cottages of Vadnais Heights�������������������� 96 Crest View Sr. Communities��Inside Front Cover Dakota County Comm. Dev. Agency��������� 86 Ebenezer Housing & Services������������� 78, 79 Edgewood Sr. Living�������������������������������� 88 Engel Haus���������������������������������������������� 15 Epiphany Senior Housing������������������������� 90

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Advertisers: Services

Home Health Care & Hospice Adult Help & Companion Care����������������� 23 Firstat Home Health Care������������������������ 31 MN Visiting Nurses Association���������������� 32 Optage: Home Health Care & Hospice�������� 9 Pinnacle Home Health Care Svcs.������������� 32 Information Health Care Choices�������������������������������� 13 St. Paul Housing Tour������������������������������� 60 A Second Pair of Shoes���������������������������� 97 Reverse Mortgage Counselors, Inc.���������� 24 Senior Linkage Line��������������������������������� 91 Move Managers Rose’s Daughters������������������������������������ 45 Senior Moves������������������������������������������ 43 Pets Sidewalk Dog���������������������������������������� 171 Top Dog�������������������������������������������������� 60 Physician Services Bluestone Physician Services���������������������� 9

to

Realtors Stradcutter Team, Joe & Emily Stradcutter�������������� Inside Back Cover 173 Reverse Mortgage Counselors Reverse Mortgage Counselors, Inc.���������� 24 Reverse Mortgage Lenders Jeff Flannery, Cambria Mortgage��������� 9, 82 Scott Hanson, Security 1 Lending��������������� 2 Jim Peterson, Lake Area Mortgage����������� 27 Chuck Johnson, Lake Area Mortgage������� 27 Steve Garver, Security 1 Lending�������������� 22 MarketPlace Home Mortgage,������������������ 25 Gail Wempner, MarketPlace Home Mortgage����������������������������������� 25 Alina Passarelli, MarketPlace Home Mortgage����������������������������������� 25 Leo Kahnke, MarketPlace Home Mortgage���25 Transportation Allegiance Transportation������������������������ 46 Metro Transit������������������������������������������� 10

Advertisers: Housing

Episcopal Homes������������������������������������� 87 Gardens�������������������������������������������������� 87 The Glenn����������������������������������������������� 93 Gramercy Coop Lake Shore Drive������������� 80 Gramercy Park Coop Inver Grove Heights� 84 Gramercy Park Coop NW Plymouth���������� 95 Guardian Angels������������������������������������� 15 Hart Lake������������������������������������������������ 81 Jones-Harrison���������������������������������������� 84 Knox Landing���������������������������������������� 172 Lake Street Station���������������������������������� 81 Lee Square Coop������������������������������������� 96 Legacy of St. Anthony������������������������������ 81 Lino Lakes����������������������������������������������� 82 Lodge at White Bear�������������������������������� 91 Lyngblomstem����������������������������������������� 61 Mary T. Inc.���������������������������������������������� 88 Metro Plains Mgmt.��������������������������������� 89 Millpond Apts.����������������������������������������� 76 Midway Pointe���������������������������������������� 87 Nath Companies Sr. Apts.������������������������� 80 Nokomis Square�������������������������������������� 83 Oak Ridge Place�������������������������������������� 85 Osceola Place Apts.��������������������������������� 81 Palmer Drive Apts.����������������������������������� 46 Parkway Coop of Burnsville��������������������� 95 Pine Manor Apts.������������������������������������� 81 Presbyterian Homes & Services������������������ 1

Realife Coop of Bloomington on Nicollet�� 95 Realife Coop of Brooklyn Park����������������� 95 Realife Coop of Coon Rapids������������������� 95 Realife Coop of Mounds View������������������ 77 Realife Coop of Phalen Village ���������������� 95 Realife Management������������������������������� 95 RidgePointe of Minnetonka����������������������� 3 Riverview Highlands�������������������������������� 81 RosePointe & RosePointe II Sr. Apts.����������� 3 Shepherd of Grace Sr. Comm.������������������ 97 Sholom East & West Sr. Housing�������������� 89 SilverCrest Properties������������������������������� 80 SouthView Sr. Communities�������� Back Cover St. Benedicts Sr. Comm.��������������������������� 15 St. Paul Public Housing Agency���������������� 76 St. Therese Southwest������������������������������ 93 Steven Scott Sr. Communities������������������� 81 Stoney River of Ramsey��������������������������� 96 SummerCrest Condominiums������������������� 93 Summerhill���������������������������������������������� 95 Terrace at Iris Park����������������������������������� 87 Valley View Cooperative�������������������������� 90 Vernon Terrace of Edina��������������������������� 92 Vicksburg Crossing������������������������������������ 2 Village Apts. of Shakopee������������������������ 76 Wealshire of Bloomington����������������������� 94 Willows of Ramsey Hill� 173, Inside Back Cover

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MILLPOND APARTMENTS A residence for those over 62 years old.

• Community Room • On-site Management • Elevator • Rent Based on Income • Equal Opportunity Housing

Village Apts. of Shakopee

Please call Barbara for an appointment

952.758.4333 210 1st St. N.W. New Prague, MN

Affordable housing near downtown Shakopee. Independent living apartments located on 4th Avenue East

W H E RE Y O U F IT I N

1440 4th East Avenue All Non-Smoking

Independent Living Within the Communities of the St. Paul Public Housing Agency

for adults who are at least 62 years of age or older.

1450 4th East Avenue Smoking Permitted 1428 4th East Avenue Becoming Non-Smoking Residents pay only 30% of their income for rent. Pet Friendly.

555 Wabasha St N St. Paul, MN 55102 w w w. s t p h a . o r g

● ● ● ● ● ●

Rental CHSP Office: Manager: 651-298-4444 651-292-6035

Affordable Rents - Based on Income Private One Bedroom Apartments Secure Buildings Experienced Management and Maintenance Teams Social Activities 16 Locations

Maintain Your Independence With Affordable and Individualized Services From St. Paul Public Housing Agency’s Congregate Housing Services Program (CHSP)

Live close to grocery stores, shopping, post office, bank, dining, churches and the scenic Minnesota River.

Home-Based Services Include: ● Daily Meal Service ● Housekeeping and Laundry Service ● Individualized Service Coordination

Enjoy small town living near a metropolitan area, call us today if you are 62 years plus!

Need more information? Call us at (651) 690-3141

952-403-1086

Voted Best Source of Information for Older Adults

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Over 40 Years of Affordable Housing

Quality, Affordable Housing Many Convenient Locations

CommonBond is the largest nonprofit provider of affordable housing in the Upper Midwest. See page 40 for our properties that serve older adults.

Service Coordinators Help Residents

Every CommonBond property has an ‘Advantage Center’ which means a All CommonBond properties have a computer area where residents use the Service Coordinator helps residents link to community services such as computer to stay in touch with loved ones. Meals on Wheels, assistance with housekeeping, personal care and transportation. Services help residents maintain their independence, health and positive well-being.

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Senior Apartments We are now accepting applications for subsidized one and two bedroom apartments.

• Grocery Bus • • Social Events • • Near Bus Lines • • Emergency Pull Cords • • Great Neighbors and More • • On-Site Laundry • • Community Rooms • We like to make our tenants happy! Our priority is to attract and retain residents!

PRICED RIGHT! BUYERS DELIGHT!

“Life Doesn’t Wait. Why Should You?” SENIOR HOUSING FOR ADULTS 55 AND BETTER • 8 beautiful, spacious 1-2-3 BR floor plans

• Adjacent to 150-acre • Breathtaking sunsets Wood Lake Nature Center and nature views

• All the advantages of home ownership and tax deductions

• Close to shopping, restaurants, churches and medical centers

Call for a tour today – don’t delay! 612-861-1378

Labor Plaza, St. Paul

(651) 776-3896

Glen Lake Landing, Minnetonka (952) 935-7710

Labor Retreat, Minneapolis (612) 378-2946

The Crystal, Crystal

(763) 537-8363

Regency Apartments, Mason City, IA (641) 424-0437

pstork@nathcompanies.com www.nathcompanies.com Equal Opportunity Housing

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• A full size washer and dryer in every home • Gramercy Park… where neighbors become friends

Visit us at www.gramercylakeshore.com


g

ExcEptional living. affordablE pricing.

Steven Scott Senior Communities

Active Senior Living Three Convenient Locations

Pine Manor Osceola Place* Arbor Pointe* Senior 1 and 2Paul bedrooms from $720 • planned Circle Pines 55+ Living: St. Paul St. 763-784-2404 651-228-1042 651-793-5177 social activities • wonderful community amenities • elevators • heated 1 and 2 Bedrooms from $850, planned social activities, wonderful Steven Scott * community amenities, elevators, heated underground parking, • washers/dryers • spacious floor plans underground parking washers/dryers in some homes, spacious floor plans. Senior Communities

Active Senior Living Three Convenient Locations

ott mmunities

rivervieW HigHLAnDS st. paul 651-696-8420

Pine MAnor circle pines 1 and 2 Bedrooms from $850, planned social activities, wonderful community amenities, elevators, heated underground parking, 763-784-2404 Senior Living washers/dryers in some homes, spacious floor plans. enient Locations Pine Manor Circle Pines 763-784-2404

ceola Place* St. Paul 1-228-1042

Osceola Place* St. Paul 651-228-1042

www.steven-scott.com

Arbor Pointe* St. Paul 651-793-5177

50, planned social activities, wonderful vators, heated underground parking, me homes, spacious floor plans.

www.steven-scott.com

cott.com

Arbor Pointe* St. Paul 651-793-5177

*Income restrictions apply

oSCeoLA PLACe** st. paul 651-228-1042 *Income restrictions apply

ArBor PoinTe** st. paul 651-793-5177 * in some homes ** income restrictions apply *Income restrictions apply

HArT LAKe APArTMenTS columbia Heights 763-788-8686

Assisted and Enhanced Care Living • • • • •

Chapel Theatre Fitness Center Salon/Spa Library

• • • • •

Bistro Ida Marie Restaurant Grand Parlor Transportation Services Award winning staff

Our mission is to go above and beyond our residents expectations by providing quality living environments that enhance our residents lives physically, socially, and spiritually.

The Legacy of St. Anthony 2540 Kenzie Terrace St. Anthony, MN 55418

612-843-3700

www.thelegacyofstanthony.com

LAKe STreeT STATion minneapolis 612-728-3000

www.stEvEn-scott.com

Call today for your VIP experience!

A part of Lang Nelson winner of over 119 MADACS awards.

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Assisted Living and Memory Care…All For Your Comfort Our campus is designed for the comfort of our residents. Our staff members appreciate and are trained in the caring, professional values that create a culture of serving. It’s our pleasure to provide a comfortable atmosphere for you and those you love.

We are located at 725 Town Center Parkway, Lino Lakes, MN 55014 Call us today, (763) 267-6183, for a tour and/or visit online at linolakesal.com

Jeff Flanery, your Reverse Mortgage Consultant. Contact Jeff at 612-240-9517 for a free consultation. 12 years experience Minnesota family-owned business Professional in-home consultation to help you decide if a reverse mortgage is right for you

Jeff.Flanery@CambriaMortgage.com

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CambriaMortgage.com NMLS#400261


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Discover the BUZZ........

“Sometimes I say my hip still hurts just so they’ll keep me here.”

Gramercy Park is... A Smart Investment A Smart Lifestyle! Discover Cooperative Living for Adults 55+at

From assisted living to long-term care, memory loss neighborhoods and rehab (including our warm water therapy pool), our facilities are among the finest in the Twin Cities. And since Jones-Harrison works with all payer sources, anyone can receive the highest level of care. Come by for a personal tour and discover why there are so many reasons for you to choose Jones-Harrison!

YOU HAVE A CHOICE. 612-920-2030 www.jones-harrison.org

Gramercy Park

5688 Brent Avenue Inver Grove Heights Call us today! 651-450-9851

Going strong after 15 years! Find prices, floor plans, and availability at www.gramercyinvergrove.org

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Jones-Harrison Established 1888


Senior Living in Stillwater Committed to providing a quality home and environment for seniors. Oak Ridge Place makes service its first priority. In providing a team-oriented, caring and knowledgeable staff, Oak Ridge Place has built a solid foundation for its ongoing success, positive reputation and your satisfaction.

6060 Oxboro Avenue Stillwater • Minnesota • 55082 (651) 439-8034 www.oakridgeplace.net

We treat your loved ones not as a patient, but as the unique individual you’ve always known. Our Residential Care Homes Offer: • Private Rooms • General Care and Memory Care • Assistance with the Activities of Daily Living • Home Cooked Meals and Snacks • Staff Ratio of 1:5 • Activities • RN onsite weekdays and on call 24/7 • Dakota County and Hennepin County Locations

Call us Today, 651-257-8146 or 612-670-1380 Visit online at www.cardenasfriendshiphomes.com

Independent Living

Assisted Living

Memory Care

Skilled Nursing Care

Rehabilitation Services

CALL TODAY 952-227-0494 www.auburnhomes.org Locations in Chaska and Waconia Senior Housing Guide • www.seniorhousingguide.us

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Affordable, Independent Living Rental housing for seniors age 55+ in Dakota County • Apple Valley • Burnsville • Eagan • Farmington • Hastings • Inver Grove Heights • Lakeville • Mendota Heights • Rosemount • South St. Paul • West St. Paul

Dakota County CDA’s Senior Housing Program helps people 55+ find comfortable, elegant and affordable housing where they can live well into their golden years. We offer 26 senior housing communities located throughout Dakota County with over 1,500 apartment homes. Our residences feature community rooms with kitchens, underground heated parking, laundry facilities and one and two-bedroom apartments. For more information on our affordable senior housing, income limits or how to apply:

Call us today at 651-675-4400! Visit us online at www.dakotacda.org Income Limits

• 1 person household – $45,500 • 2 person household – $52,000

Rents

One-Bedroom Apartment • Based on 30% of household’s annual income. • Minimum rent = $373 • Maximum rent = $686 Two-Bedroom Apartment • Based on 32% of household’s annual income. • Minimum rent = $549 • Maximum rent = $869

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TM

EQUAL HOUSING OPPORTUNITY

Don’t Miss Out! Advertise in the next Housing Guide. Need more information? Call us at (651) 690-3141

Voted Best Source of I­ nformation for Older Adults visit

www.seniorhousingguide.us

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Sholom

A tradition of love, honor and respect

Whether you are looking for someone to help your aging parent, or need more comprehensive assistance, Sholom can provide the help you need. m Sholom EaSt

740 Kay Avenue, St. Paul, MN 55102 (651) 328-2000 Skilled nursing, assisted living, memory care, home care & hospice, adult day care, HUD senior housing, short-term rehabilitation, and vitality & aquatics center

m Sholom WESt

3620 Phillips Parkway, St. Louis Park, MN 55426 (952) 935-6311 Skilled nursing, assisted living, memory care, market-rate senior housing, home care & hospice, HUD senior housing, short-term rehabilitation, and adult day care

m Sholom homE CARE & hoSPICE • (651) 328-2091 Available throughout the Twin Cities Metro area

www.sholom.com

Quality Living

Exceptional Service Explore your options

senior housing

Big Lake, Chisago City, Elk River, Farmington, Harris, Little Falls, Milaca, Monticello, Onamia & Waconia

Visit us online at

Metroplainsmanagement.com

Or call (763) 633-1955

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Need more information? Call us at (651) 690-3141 or visit

www.seniorhousingguide.us

Frame your thoughts and values to create an Ethical Will. You’ll learn how to preserve and share the voice of your heart with your loved ones and future generations. Workshops and Individual Coaching Sessions Available www.LegacyOnWords.com cathy@LegacyOnWords.com

Cathy Manning

952-649-8537

Hate SHOVELING SNOW? And not crazy about MOWING? Love the SNOWBIRD LIFESTYLE? Or just looking for a SAFE, SECURE place for Mom and Dad? Valley View Cooperative of Eden Prairie is the place for you.

• nestled in a valley overlooking Lake Smetana with walking trails • yet close to amenities – mall, restaurants, golf courses • spacious 1 & 2 bedroom units with decks; 12 unique floor plans • comfortable, carefree lifestyle, maintenance free, on-site manager, activities, homey feeling, friendly people and amenities galore • share prices start at only $37,531 w/same tax benefits as home ownership • high resident satisfaction – our members really like it here!

Enjoy life to the fullest! Valley View Cooperative where you can Have It All... Call today for your personal tour: 952-943-9463. Don’t wait – make the transition now! 10785 Valley View Road • Eden Prairie, MN • 55344 www.ValleyViewCoopofEdenPrairie.com • ValleyViewCoop@gmail.com

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• OUTPATIENT AND SHORT-TERM REHABILITATION is provided by our highly trained in-house therapy team. • NEW – MOBILITY COURTYARD can speed up the healing process by offering various modalities in a beautiful outdoor setting.

• THE VILLA AT INNSBRUCK, a secure memory care unit with specially trained staff dedicated to caring for people with Alzheimer’s disease and other dementias. • HOLY SPIRIT CHAPEL offers quiet space for scheduled services and individual meditation.

• POST-ACUTE CARE including 28 private rooms with private bath, satellite TV and phone included.

BENEDICTINE HEALTH CENTER AT INNSBRUCK 1101 Black Oak Drive New Brighton, MN 55112

(651) 633-1686 www.bhcinnsbruck.org

CONVENIENTLY LOCATED off of Silver Lake Road & Hwy 694 on New Brighton

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Decoro Law Office, PLLC Helping you decide what matters most…at every life stage. • Estate Planning • Family Caregiver Agreements

• Elder Law • Probate

• Health Care Directives

Call today, 651-321-3058, for a free consultation. Bridget-Michaele Reischl info@decorolaw.com

For more information, visit www.decorolaw.com Located at: 6 West 5th St., Suite 800-D, Saint Paul, MN 55102

If the KIds Call…We’re Not home! New Friends......New Adventures..... So Many Choices! Independent · Assisted Living Memory Care · Care Suites Adult Day Program · Short Term Stay

901 & 1011 Feltl Court Hopkins, MN 55343 952.933.3333 www.StThereseSouthwest.com

5300 Woodhill Road Minnetonka, MN 55345 952.352.1000 www.TheGlennSeniorHousing.com

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Realife of Brooklyn Park • 763-315-3993 www.seniorsonedinburgh.com

Realife Cooperative of Coon Rapids • 763-427-2739 www.seniorsonmain.com

Realife Cooperative of Bloomington on Nicollet • 952-881-1215 www.realifebloomington.com

Parkway Cooperative of Burnsville • 952-895-8526 www.parkwaycoopburnsville.com

Realife Cooperative of Phalen Village (St. Paul) • 651-779-6639 www.realifecoopphalen.com

Aquila Commons of St. Louis Park • 952-746-5547 www.aquilacommons.com

Gramercy Park Cooperative Northwest Plymouth • 763-551-8832 www.gramercyparknw.com

Summerhill Cooperative of Bloomington • 952-835-6931 www.summerhillbloomington.com

Applewood Pointe of Woodbury • 651-578-0850 www.applewood-woodbury.com

Realife Management

• 952-953-5020

www.realifemanagement.com

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Carefree lifestyle. Convenient location.

Apartment style homes for persons 55+ Lee Square Cooperative 4400 36th Avenue North Robbinsdale, MN 55422 763-522-5095 or 1-855-422-0022 Choices for vibrant senior living

SHOES

BANK

dollar store WORK-OUT

EATS

GROCERY

SHOPPING PHARMACY

vino

HAIR SALON COFFEE SHOP

• Opening Fall 2014 in the City of Ramsey • Assisted Living and Memory Care • Well-Appointed Private Suites, Movie Theater, Tavern, Fitness Center, Beauty Parlor, and more! • Daily Activities and Off-Site Adventures • Delicious Meals Prepared by our In-House Chef

BIKES

CITY HALL COTTAGES OF VADNAIS HEIGHTS

Now Accepting Reservations FOR MORE INFORMATION CALL:

Everything within walking distance from your single-level home. CALL FOR A TOUR • 651.484.9133 cottagesofvadnaisheights.com

Income guidelines apply.

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L i v e . L a u g h . P l a y. ASSISTED LIVING • MEMORY CARE

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612.615.9936 OR VISIT: www.stoneyriverramsey.com 14401 Nowthen Blvd N.W. Ramsey, Minnesota 55303


Great Amenities Great Value Senior Living at its Best! Centrally located in Becker, the Shepherd of Grace Senior Community offers companionship, life enrichment programming and the convenience of maintenance-free living. Choose from independent living apartments, assisted living apartments and memory care cottages and make Shepherd of Grace your new home! For more information, please call

(763) 262-8000

ext 3000

11175 27th Ave SE Becker, MN 55308

A Second Pair of Shoes • senior living apartments • assisted living • memory care cottages www.GoodShepherdCampus. org

Need more information? Call us at (651) 690-3141

Ray Gullickson, a resident of Maplewood, authors his first book, “A Second Pair of Shoes: A Collection of True Stories from the Heartland.” The book is based on Ray’s life experiences and the interesting and eccentric people he has known.

or visit www.seniorhousingguide.us

To order, call 651-690-3141 Senior Housing Guide • www.seniorhousingguide.us

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Market Rate Rentals: Independent Living Housing With 3+ Services APARTMENTS • TOWNHOMES • CAMPUS STYLE COMMUNITIES This section explains market rate rental housing that offers supportive services. Rental housing that offers services is similar to other market rate rentals where you pay a monthly fee to occupy a space and there is usually a lease and deposit required. Read more about market rate rentals in the previous section. Rentals that offer services may include the cost for services in the rent or they may be purchased a-la-carte. So, if you are a person that likes to winter in Arizona, you may want to consider how the services are paid for; in the rent or separately. You may also be able to purchase a package of services and they may have different packages available, so you

can choose the one that best suits your needs. In terms of services, apartment complexes can vary greatly; they can offer a couple of services or all of them. Some residences offer a full array of services which includes a “continuum of care.” This type of housing may be a “campus style” setting with assisted living and memory care nearby, but in separate buildings. It may also be a mix of independent and assisted living apartments in the same building or in separate wings of the building. More detailed information about “Assisted Living” is included in the Guide in a separate section.

Trailer Bungalow Cooperative Townhome Cabin Ranch Loft Homestead Casa Flat Abode Condominium Cottage Bungalow Domicile Villa Mansion Rowhouse Castle Apartment Shelter Dwelling

Whatever Word You Use, it Still Means HOME. St. Paul Housing Tour October 7, 2014 • 9 am to 4 pm.* *Subject to change. Tour a variety of housing options for those 55+. Transportation/lunch included • Minimal fee $33 • Limited to 22 participants. Participants must be able to board and deboard bus.

Call St. Paul Community Education 651-744-3072 to learn more about the tour! Registration starting August 1st.

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Market Rate Rentals: Independent Living Housing With 3+ Services APARTMENTS • TOWNHOMES • CAMPUS STYLE COMMUNITIES

The Listings for Market Rate Rental Housing, 3+ Services:

The listings on the following pages give the name of the residence, phone number and address. Enhanced listings also include (if available) the website. Most websites offer photos and/or a virtual tour of the residence and the units.

When read from left to right, the listings cover:

1. Featured on page; learn more about the residence. IFC = Inside Front Cover, BC = Back Cover. 2. Age restrictions: minimum age to reside. If blank there is no age restriction. 3. Number of floors, FL, and total number of units, U. 4. Cost of a studio apartment (small apt. with kitchenette) and 1, 2, 3, bedroom apartments and apartments with dens. Some residences offer dens, which are windowless rooms, but are usually fairly good sized and can be used for a variety of purposes. Apartment buildings and townhomes differ; apartments usually have 1 entrance that leads to many apartments and townhomes usually have 1 entrance into the unit. Townhouse complexes are listed as townhomes. 5. Amount of the security deposit and lease length (year, YR, month to month, M-M). 6. Pets and pet deposit. If weight is given, pets must be approximately that weight or less. Usually fish and small birds do not require a deposit. Companion animals, with a doctor’s note, are usually not restricted.

7. Cost of a garage space: underground parking, UG, detached, Det or attached, Att. If no fee is listed, it is likely 1 space is included in the rent. 8. Common areas and building amenities: community room, CO, craft room, CR, exercise program, EP, exercise room, ER, guest room, GR, Woodshop, WS, Carwash, CW, business center, BC, beauty/barber shop, BS, library, Lib, computer room, CP, theater, TH, art studio, AS, chapel, CH, pool, golf course, tennis court and others. 9. Types of housing as part of a Campus or On-Site (within the building): independent living, IL, assisted living, AL, memory care, MC, care suites, CS, nursing home, NH. 10. If there is an emergency response system. 11. If dining/meals are available. 12. If housekeeping help is available. 13. If personal care is available. 14. If scheduled van transportation to shops, grocery stores, etc. is available. Any of the services 10-14 above may be included Incl in the rent or provided at an extra charge EC. If blank, it means the service is not available at the residence or No.

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Subsidized Rentals APARTMENTS • TOWNHOMES It can take time to qualify for and find housing that is affordable. But the result can be worth the effort. The options range from private and public housing that is designated for seniors to vouchers that you can use in a variety of locations. Rents in these facilites vary according to ability to pay, based on gross income, (before taxes or Medicare deductions), and assets. Assets include income from Social Security, wages, pensions, welfare, etc., and interest or dividends from IRAs, Certificates of Deposit, stocks, and bonds. With assets such as stocks and bonds, only the interest from the asset is counted as income. Assets such as cars and clothing are not counted.

Types of Subsidies

Subsidies for apartments vary, but the most common subsidy requires the renter pay 30% of their gross income for rent. Another subsidy has a rent range, meaning there are lower and upper limits to how much rent you are required to pay based on your income.

Privately Owned Subsidized Housing Privately owned subsidized housing has many different managers and landlords. Typically, buildings are three stories or less and located in the suburbs. You apply to the building of your choice and you can be on several waiting lists at once. Income eligibility varies from county to county. Contact your local Housing Redevelopment Authority (HRA) for income eligibility; phone numbers are listed in this section.

Public Housing

These apartments are publicly owned and operated by the Minneapolis Public Housing Authority and the St. Paul Public Housing Agency. Some buildings are

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a mix of people, while others are designated for older adults. Usually the buildings are highrises located in the city near bus lines, clinics, and shops. Income guidelines are given at the end of this section.

Supportive Services

Services can be provided on-site and include help with housekeeping, laundry, and meals. Personal assistance with grooming, dressing, and bathing is also available. Payment for services is on a sliding-fee scale.

Amenities and Services

Amenities differ from building to building, but most buidings have community and laundry rooms and elevators. Some subsidized buildings also have services available. Wheelchair-accessible apartments are available.

Housing Choice Vouchers

Housing choice vouchers help low-income people pay for housing in the private market. Tenants must find their own apartments. They pay a portion of the rent and the government pays the remainder. Subsidies that are tenant-based stay with the person. Even if you move you can usually keep your subsidy. The process of getting a voucher can be lengthy; waiting time can be one to two years and once you obtain a voucher you still have to apply to a property in order to live there. Visit the Housing Link website, www.housinglink.org, to find landlords who wish to participate in this program. To apply for a voucher, call the Housing Redevelopment Authorities, phone numbers on the next page.


Subsidized Rentals APARTMENTS • TOWNHOMES

The Listings for Subsidized Rentals:

The listings on the following pages give the name of the residence, phone number and address. Enhanced listings also include (if available) the website. Most websites offer photos and/or a virtual tour of the residence and the units.

When read from left to right, the listings cover:

1. Featured on page; learn more about the residence. 2. Number of floors, FL, and total number of units, U. 3. Number of studios (small apartments with kitchenettes) and 1 and 2 bedroom apartments. 4. Income eligibility limits: Low Income, LI, and Very Low Income, VLI. 5. If rent is based on a schedule, the least a renter would pay to the highest amount a renter would pay, based on income. 6. Pets and pet policy. If weight is given, pets must be approximately that weight or less. Usually fish and small birds do not require a deposit. Companion animals, with a doctor’s note, are usually not restricted. 7. If a service coordinator is available to help arrange services: meals, help with housekeeping, laundry and personal assistance. 8. If someone is available that speaks a language other than English: Arabic, A, Hmong, HM, French, FR, Sign Language, SL, Spanish, SP, Somali, SO, Russian, R.

9. Building amenities: post office, PO, library, Lib, community room, Comm Rm, response system, Res Sys, grocery delivery, Groc Del, underground parking, UG. 10. Area features: a downtown location usually means the residence is close to shopping, grocery store, bank, post office, pharmacy, Rx, and near or on a bus line.

How much Rent Would I Pay in Subsidized Housing?

Rent is usually based on 30% of yearly gross adjusted income. Income is figured on social security, pensions, earnings from employment and welfare, interest earned from checking/savings accounts, and etc., and income or interest earned from Certificates of Deposits, IRAs, bonds, stocks, and etc.

Income Guidelines for Minneapolis and St. Paul

Low Income: 1 person: $45,500/2 people; $52,000* Very Low Income: 1 person: $29,400/2 people: $33,600* *subject to change

Housing Redevelopment Authorities Counties – Housing Redevelopment Authorities • Anoka, Carver, suburban Hennepin & suburban Ramsey: 651-602-1428 • Chisago & Isanti: 763-689-3883 • Dakota: 651-675-4400 • Scott: 952-402-9022 • Washington: 651-458-0936

Cities • Bloomington: 952-563-8937 • Plymouth: 763-509-5400 • Richfield: 612-861-9770 • St. Paul: 651-298-5158 • South St. Paul: 651-554-3270 Senior Housing Guide • www.seniorhousingguide.us

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Assisted Living MARKET RATE RENTAL APARTMENTS WITH SUPPORTIVE SERVICES There are many terms that describe the combination of housing and services which can vary from state to state. In Minnesota, “Housing with Services” typically means that some or all of the following services are available to some extent: dining, housekeeping, laundry and personal care. “Assisted Living” residences have the same services, but in order to be considered “Assisted Living” the services have minimum requirements: 2 meals daily, daily check system, weekly housekeeping and laundry service, assistance with 3 or more of the activities of daily living (dressing, grooming, bathing, eating, transferring, continence care and toileting), and assistance in arranging transportation, and accessing community and social resources. Additionally health related services must include assistance with self-administration of medication or administration of medication, supervised by a Registered Nurse. Assisted Living residences must also have staff available who can respond 24/7 to requests for assistance with health or safety needs.* These types of residences range from cozy single family homes with a few, 5 to 10 residents; (see also the section on Residential Care Homes) to larger complexes that have 100 plus residents. They may be stand alone or part of a campus offering a continuum of care. Some costs are basic, but they also depend on the level of care and as a person’s needs change, so can the level of care. Services are paid by the resident, either separately or as a part of the rent. In some circumstances Alternative Care (AC) or Elderly Waivers (EW) may cover some or all of the costs. An excellent consumer checklist for assisted living can be found on the Assisted Living Federation of America’s website www.alfa.org. * Some settings that have 12 or fewer residents may qualify for an exemption permitting them to use staff who are allowed to sleep, but can be awakened in order to respond to health or safety needs.

Long Term Care Options Counseling: Know all of your options Submitted

by the

Minnesota Board

Are you thinking about moving to an Assisted Living or another type of housing with services setting? Studies show people who do not plan ahead, often spend more of their hard earned money and are less informed to deal with a long term health crisis. Don’t wait, plan now. Get information and assistance to understand the risks you might have that could lead to the need for an expensive move. Understand how to manage those risks. Consumers who are looking to move from their home due to their age or health should call the Senior LinkAge Line® One Stop Shop for Minnesota Seniors at 1-800-333-2433. When you call, you will be able to: Compare your housing choices. Review ways to bring services into the home to avoid a move. Long Term Care Options Counselors who answer the Senior LinkAge Line® One Stop Shop for Minnesota Seniors can connect calls to: • home care options • chore services (shoveling, lawn maintenance, and 132

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on

Aging

other handy person home maintenance) • home modifications • medication education • technology options including sensing technology and personal response systems The best time to call and get help is now; don’t wait until the crisis when you are forced into emergency quick decisions. When you call we will help you look at your risks, find services that may be helpful to you to manage the risks, and help you learn about ways to pay for services and use your benefits, such as health and long term care insurance, Medicare and other resources. There is a new requirement in Minnesota for those who are thinking of making a move. As of October 1st, 2011 any individual who is thinking about moving into a registered housing with services setting (including those with the additional designation of assisted living) will need to call for Long Term Care Options Counseling. Contact the Senior LinkAge Line® One Continued on page 149


Assisted Living MARKET RATE RENTAL APARTMENTS WITH SUPPORTIVE SERVICES

The Listings for Assisted Living:

The listings on the following pages give the name of the residence, phone number and address. Enhanced listings also include (if available) the website. Most websites offer photos and/or a virtual tour of the residence and the units.

When read from left to right, the listings cover:

1. Featured on page; learn more about the residence. IFC = Inside Front Cover, BC = Back Cover. 2. Age restrictions; minimum age to reside. 3. Number of floors, FL, and total number of units, U. 4. Cost of shared or companion suites and cost of private suites (usually no kitchen). Cost of studio apartments and 1 and 2 bedroom apartments (usually with full or partial kitchen). 5. Fee to enter, Security Deposit and lease length, (year, YR, month to month, M-M). When a Fee is required it may or may not be refundable. 6. Common areas: community room CO, craft room CR, exercise program, EP, exercise room, ER, guest room, GR, beauty/barber shop, BS, library, Lib, computer room, CP, theater, TH, art studio, AT, chapel, CH. Most places have a community room, so the more interesting amenities were listed. Other amenities often available: pool, spa, garden, solarium, greenhouse, billiards room, and etc. 7. Pets and pet deposit. If weight is given, pets must be approximately that weight or less. Usually fish and small birds do not require a deposit. Companion animals with a doctor’s note are usually not restricted. 8. Types of housing as part of a Campus or On-Site: independent living, IL, memory care, MC, care suites, CS, nursing home, NH. 9. Types of payments for services: private, P, Elderly

8

9 10 11 12 13

Scheduled Van Transportation

Personal Care

Housekeeping

7

Laundry / Linen

6

Dining

5

Payment for Services

4

Campus or On-Site:

3

(usually full or partial kitchen)

Basic Services Independent Living, Care Suites, Memory Care, Nursing Home

2

& Studios & 1, 2 Bedroom, BR, Apartments

Common Areas

1

(usually no kitchen)

Pets & Pet Deposit

Shared & Private Suites, Ste,

Fee / Security Deposit / Lease

# Floors, FL / # Units U

Residence, Phone # Address, City, Zip Code Website

Age Restriction

Assisted Living

Featured on Page

Building Description & Features

14

Waiver, EW, Alternative Care, AC. 10. Dining or other food service/meals program. 11. Housekeeping help, assistance with cleaning. 12. Laundry and linen service. Laundry is personal clothing and linen is towels and sheets. If Incl and EC are both listed it usually means that linens are included, Incl, in the fee, and personal laundry is an extra charge, EC. 13. Personal care can be purchased in many ways; a certain amount of care can be included in the rent, with more care available at an extra charge or it can be priced separately from the rent. If two residents live together, they usually pay for care individually. 14. If scheduled van transportation to shops, grocery stores, etc. is available. Response System – almost all assisted living residences have an emergency response system. Memory Care – in assisted living staff can usually care for residents that have a mild memory loss as long as they do not wander. Short Term/Respite Care – many residences offer short term stays or respite care; a minimum stay or payment may be required. Any of the services 10-14 above may be included, Incl, in the rent or provided at extra charge, EC. If blank, it means the service is not available at the residence or No.

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Long Term Care Options Counseling: Know all of your options (Continued) Continued from page 132

Stop Shop for Minnesota Seniors at 1-800-333-2433 to get started. Find out the right questions to ask when touring a housing setting, such as cost and service options. Individuals that go through this process will then be provided a letter in the mail that includes a code that verifies that they have received this support. The code should be saved in a safe place and will need to be shared with the housing setting you select, prior to signing a lease or contract with the setting. Only one code is needed per individual and never expires.

To receive these types of support contact the Senior LinkAge Line® Monday through Friday from 8am to 4:30 pm at 1-800-333-2433. This steps you need to take to get this support are: • What you should do? Make just one call for help with looking at all of your options by calling the Senior LinkAge Line®- 1-800-333-2433 • What you will get? Comprehensive, objective information to make choices. • What you will receive? Support to consider all of your options.

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Subsidized Rentals

with

APARTMENTS

Services

People who need an affordable apartment can also have services based on their income or a sliding fee scale. Services are provided on-site and can include assistance with housekeeping, laundry, meals, and on-call nursing. Personal assistance with grooming, dressing and bathing may also be available. All subsidized buildings have community and laundry rooms and recreation and social activities. Some community rooms are equipped with televisions, pool tables, libraries and card and game tables. A weekly, mobile postal office, bookmobile, milkman, and grocery bus or shopping bus help residents take care of their shopping needs. Some buildings have an ‘OK’ Care Program, where residents must hang an ‘I’m OK’ card on their door by a certain time or someone checks on them. Most are located for easy access to bus lines and shopping. All buildings have wheelchair accessible apartments. Read more about the different types of subsidized housing in the section “Subsidized Rentals.”

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Heritage Park Senior Services Center

Heritage Park Senior Services Center is now open at 1015 - 4th Ave. N. in Minneapolis. Situated by two senior housing communities, Heritage Commons at Pond’s Edge and the Thomas T. Feeney Manor, the trio comprise what is known as the Heritage Park Seniors Campus. The Heritage Park Senior Services Center offers health and wellness services to older adults whether or not they live in Minneapolis Public Housing. The center also houses the Open Circle Adult Day Center. Other partners include the YMCA, Courage Center, Heritage Seniors Clinic, and the Minneapolis Highrise Representative Council. For more information about the Heritage Park Senior Services Center call 612-344-2221.

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Memory Care DEMENTIA & ALZHEIMER’S RESIDENCES A growing number of residences specialize in care for people with Alzheimer’s and related symptoms of dementia. Some are stand alone facilities that are “Dementia Only,” while others are a specialized unit in a nursing home or an assisted living facility. Another type of residence for people with memory care needs is Residential Care Homes. Read about them in the section, “Residential Care Homes.” Twenty-four hour supervision is required along with security systems to safeguard residents. Residents may have shared or private rooms or small apartments. Some costs are basic, but they also depend on the level of care a person needs. Residences may have specialized building features that help minimize confusion and agitation; secured wandering paths, color-coded hallways, visual cues. Professionally run communities provide ways to help build self-esteem, preserve dignity, nurture independence, and remind residents of a happy time and place. Often, repeated basic skills and familiar tasks or routines help stimulate the mind and keep residents from feeling isolated or confused. Of course nothing can compare to the attention of family and friends and many communities are extending visiting times and are providing private gathering places for people within the residence.

The Listings for Memory Care:

The listings on the following pages give the name of the residence, phone number and address. Enhanced listings also include the website (if available). Most websites offer photos and/or a virtual tour of the residence and the units.

When read from left to right, the listings cover:

1. Featured on page; learn more about the residence. IFC = Inside Front Cover, BC = Back Cover. 2. Highest level of memory care that can be provided to residents, Mild, moderate, Mod, and Late. 3. Number of residents. 4. Cost of shared or companion suites and cost of private suites, (usually no kitchen). Cost of studio apartments and 1 and 2 bedroom apartments (usually with full or partial kitchen). 5. Fee and security deposit. When a fee is required, it may or may not be refundable.

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6. Types of housing as part of a Campus or On-site (within the building): independent living, IL, assisted living, AL, care suites, CS, nursing home, NH. 7. Types of payments for services: private, P, Elderly Waiver, EW and Alternative Care, AC. Lease and Services – Most residences offer a monthto-month lease with a basic level of services that include meals, housekeeping, laundry and some personal care. If more personal care/services are needed most places have other packages that can be purchased.


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Residential Care Homes GENERAL CARE & MEMORY CARE Residential Care Homes offer the opportunity to receive the assistance you need in an intimate home setting – in a real house located in a residential neighborhood. They offer professional services with a high ratio of staff available to assist as needed. These services range from very basic assistance or reminders, to memory care and complex service needs. The small setting offers the opportunity for individualized care which caters to unique needs and preferences. Most operate with a philosophy of care that allows “aging in place,” with more intensive services available as care needs progress. These homes offer a “hands-on management” approach. Most have owners available on site. They are licensed in a variety of ways, all of which involve regulation and inspection by state, county and/or local agencies. The intimate, family feel of these homes make them an excellent choice for memory care, with natural comfort stemming from the home environment. You can visit many residential care homes at www.residentialcare-mn.org.

The Listings for Residential Care Homes:

The listings on the following pages give the name of the residence, phone number, contact person, city and zip code. Enhanced listings also include (if available) the website. Most websites offer photos and/or a virtual tour of the residence and the units.

When read from left to right, the listings cover:

1. Type of Care: General Care, GC and/or Memory Care, MC. General care includes asssisted living. 2. Cost of shared, S, or private, P, room as a daily or monthly rate. 3. Payment types for services: private, P, Alternative Care, AC, Elderly Waiver, EW, Community Alternatives for Disabled Individuals, Cadi, (for people less than 65 years old), Traumatic Brain Injury, TBI. 4. If you can have pets with approval. 5. The number of hours a week a nurse is on call and number of hours a week a nurse is on site. 6. If there is 24-hour awake staff, AS, and/or night monitor, NM. 7. If there is a 1 or 2 person, 1 P / 2 P, or a mechanical lift, ML, transfer assistance available. 8. If staff provides assistance with medication management: reminders, set-up, administration.

9. If staff will assist residents with the activities of daily living: bathing, dressing, grooming, etc. 10. If staff provides assistance with the management of incontinence. 11. Highest level of memory care: Mild, moderate, Mod, and Late. 12. If the building is a secured building, SB, or if there is a wander alarm system, AS, in place. 13. If activities, Act, are available. If music therapy, MT, is available. 14. If short term or respite care is available. Y means Yes, services are available and included in rent. EC stands for Extra Charge, services are available at an extra cost. If blank, it means the service is not available at the residence or No.

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Index Home Health Care Agencies

Adult Help & Companion Care������������������������ 33 Best Care Home Health���������������������������������� 33 Crest View Home Care������������������������������������ 33 Fairview HC & Hospice����������������������������������� 33 Firstat������������������������������������������������������������ 33 Intrepid USA Healthcare��������������������������������� 33 Mary T. Home Services������������������������������������ 33 MN Visiting Nurse Agency������������������������������ 33 Optage���������������������������������������������������������� 33 Parkingsons Speialty Care HC������������������������� 33 Pinnacle Home Care��������������������������������������� 33 Sholom Home Care���������������������������������������� 33

Housing Options

1101 on Main������������������������������������������������ 67 1275 Kruse St. Building���������������������������������� 65 1440 Randolph���������������������������������������������� 69 1666 Coffman������������������������������������������������ 53 1900 Third St. NE����������������������������������������� 129 200 Levee Drive������������������������������������������� 125 37th St. Manor��������������������������������������������� 129 4 Seasons at Rush Creek�������������������������������� 54 508 Humboldt���������������������������������������������� 107 516 Humboldt���������������������������������������������� 123 7500 York Cooperative����������������������������������� 57

–A–

Afton Care��������������������������������������������������� 166 Afton View��������������������������������������������������� 123 Aging Joyfully����������������������������������������������� 163 Alton����������������������������������������������������������� 158 America’s Choice������������������������������������������ 162 Angel Ridge������������������������������������������������� 126 Ann Bodlovick������������������������������������������������ 71 Annandale-Knollwood Square���������������������� 127 Anthony James����������������������������������������������� 65 Apple Valley Villa������������������� 101, 114, 136,154 Applewood Pointe������������������������������ 55, 56, 67 Applewood Pointe Langton Lake Roseville������ 55 Applewood Pointe New Brighton�������������������� 55 Applewood Pointe Roseville���������������������������� 55 Applewood Pointe Woodbury������������������������� 55 Aquila Commons�������������������������������������������� 58 Arbor at Ridges���������������������������� 101, 136, 154 Arbor Lakes���������������������������������� 102, 139, 155 Arbor Lakes Commons��������������������������������� 117 Arbor Oaks������������������������������������������ 134, 153 Arbor Pointe��������������������������������������������������� 69 Arbor, The���������������������������������������������������� 156 Arbors White Bear Lake���������������������������������� 68 Ark on the River������������������������������������������� 162 Arlington Gardens���������������������������������������� 123 Arthur’s Residential Care������������������������������ 165 Ashland Place���������������������������������������������� 122 Assured Care����������������������������������������������� 166 Atrium��������������������������������������������������������� 129 Auburn Courts������������������������������������� 135, 153 Auburn Meadows & Reflections������������ 136, 153 Augustana Apple Valley Villa��101, 114, 136, 154

Augustana Apts.����������������������������������� 105, 143 Augustana Chapel View����������������������� 104, 142 Augustana Emerald Crest������153, 154, 156, 159 Augustana Regent����������������������� 101, 137, 154 Autumn Glen������������������������������� 100, 134, 153 Autumn Trails����������������������������������������������� 117 Autumn Woods���������������������������������������������� 67

–B–

Banfill Crossing���������������������������������������������� 63 Bards Crossing����������������������������������������������� 53 Barrington���������������������������������������������������� 127 Bassett Creek Commons������������������������������� 117 Bayview Sr. Apts.�������������������������������������������� 64 Beacon Hill��������������������������������������������� 67, 142 Beck Homes������������������������������������������������� 162 Becketwood��������������������������������������������������� 58 Becky’s Place������������������������������������������������ 163 Beehive Homes�������������������������������������������� 156 Belle Haven�������������������������������������������������� 125 Belvedere at Chapelwood������������������������������� 54 Benedictine Health Center at Innsbruck�������� 157 Benedictine SteeplePointe�������������������� 139, 155 Best Care Group������������������������������������������� 162 Bii Di Gain Dash Anwebi������������������������������� 120 Birchwood Arbors����������������������������������������� 147 Blackhawk Trail���������������������������������������������� 53 Blaine Ass. Lvg. & Mem. Care��������������� 134, 153 Blaine Courts������������������������������������������������� 63 Blaine Town Square���������������������������������������� 63 Boardwalk��������������������������������������������������� 117 Boessling Village������������������������������������������ 125 Booth Manor������������������������������������������������ 120 Boulders�������������������������������������������������������� 68 Boulevard Gardens��������������������������������������� 117 Boulevard, Crest View����������������������������������� 100 Boutwells Landing�������������������71, 108, 147, 159 Brask Haven������������������������������������������������� 165 Breck Homes������������������������������������������������ 163 Bremer Way��������������������������������������������������� 54 Brentwood Court������������������������������������������� 70 Briarcliff Manor���������������������������������������������� 71 Bridge Park�������������������������������������������������� 122 Bridge Square���������������������������������������������� 112 Brightondale���������������������������������������� 144, 158 Broadway Court��������������������������������������������� 65 Broadway Square����������������������������������������� 127 Broadway Village�������������������������������������������� 65 Brookdale Clare Bridge����������������� 154, 156, 158 Brookdale Edina Park Plaza������������������ 103, 140 Brookdale Freedom Pointe���������������������������� 142 Brookdale Sterling House��������������������� 134, 137 Brookridge��������������������������������������������������� 148 Brooks Landing�������������������������������������������� 118 Bryant House����������������������������������������������� 142

–C–

Cahill Commons������������������������������������������� 114 Calibre Chase������������������������������������������������� 65 Calvary Center��������������������������������������������� 118

Calvary Center Coop�������������������������������������� 58 Cameo Place������������������������������������������������ 114 Cameron Trail������������������������������������������������� 53 Canterbury Point�������������������������������������������� 54 Cardenas Friendship Homes������������������ 162, 163 Cardinal Pointe���������������������������������������������� 56 Cardinal Ridge��������������������������������������������� 125 Carefree Cottages Chateau & Tnhms�������������� 68 Carefree Lvg.������������������������������������������������ 154 Carefree Lvg. Cottages & Chateau���������������� 137 Caring Sisters����������������������������������������������� 164 Carmen Court���������������������������������������������� 115 Carondelet Village������������������������ 107, 146, 158 Carty Heights����������������������������������������������� 123 Castle Ridge Commons�������������������������������� 140 Cavanagh Apts.���������������������������������������������� 66 Cecilia’s House��������������������������������������������� 163 Cedar Crest�������������������������������������������������� 127 Cedar Hi Apts.���������������������������������������������� 129 Cedars��������������������������������������������������������� 129 Celtic Crossing����������������������������������������������� 65 Centennial Hill����������������������������������������������� 64 Centennial House��������������������������������� 137, 154 Centennial Villa����������������������������� 109,148, 160 Central Hi-Rise��������������������������������������������� 131 Central Towers����������������������������� 123, 131, 151 Century North���������������������������������������������� 126 Century Trails����������������������������������������������� 122 Cerenity Res. Humboldt������������������������ 146, 158 Cerenity Res. Marion�������������������� 107, 146, 158 Cerenity Res. White Bear Lake����������������������� 144 Champlin Shores�������������������������� 102, 139, 155 Chandler Place��������������������������������������������� 144 Chardon Court��������������������������������������������� 102 Charles Horn Tower�������������������������������������� 129 Chauncy Barrett Gardens�������������������������������� 63 Cherrywood Pointe����������������������� 106, 145, 158 Clare Bridge����������������������������������see Brookdale Cleveland Hi-Rise����������������������������������������� 131 Cloverleaf Courts������������������������������������������� 63 Cobble Hill����������������������������������������������������� 71 Cobblestone Square������������������������������������� 115 Cokato Apts.������������������������������������������������ 127 Cokato Parkview������������������������������������������ 127 Colleen Loney���������������������������������������������� 115 Colonial Acres���������������������������������������������� 156 Colony������������������������������������������ 103 140, 156 Columbia Village���������������������������������� 112, 150 Commons���������������������������������������������������� 140 Commons on Marice���������������������������� 137, 154 Community Ast. Lvg.����������������������������� 162, 166 Como by the Lake������������������������������������������ 69 Concordia Arms�������������������������������������������� 122 Condominiums of Oak Hill������������������������������ 53 Cooperage��������������������������������������������������� 120 Copperfield Hill���������������������������� 102, 139, 155 Cornelia House���������������������������������������������� 70 Cornerstone Commons����������������� 104, 142, 156 Cornerstone Coop������������������������������������������ 58 Cortland Square������������������������������������������� 115

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Index Cottage Villas Arden Hills������������������������������������68 Cottages of Annandale�������������������������������������127 Cottages of Aspen����������������������������������������������71 Cottages of Coon Creek�������������������������������������63 Cottages of Cottage Grove���������������������������������71 Cottages of Spring Lake Park������������������������������63 Cottages of Vadnais Hghts����������������������������������68 Cottages of White Bear Township�����������������������68 Cottages of Willow Pond������������������������������������63 Cottagewood�������������������������������������������148, 160 Country Club Manor�������������������������������������������65 Countryside��������������������������������������������������������64 Countryside Cottages�����������������������������������������72 Covenant Village������������������������������������������������50 Coventry����������������������������������������������������������122 Coventry of Mahtomedi����������������������������147, 159 Creekside Commons�������������������������������������������70 Creekside Cottage by Mary T.��������������������134, 153 Crest View on 42nd����������������������������������134, 153 Crest View Sr. Comm. at Blaine���������100, 134, 153 Croixdale�����������������������������������������108, 147, 159 CrossCroft����������������������������������������������������������53 Crossings at Brookwood�������������������������������������66 Crossings at Town Centre�����������������������������������64 Crossroads Commons���������������������������������������115 Crow River Villa������������������������������������������������127 Crystal, The��������������������������������������������������������66 Cypress��������������������������������������������������������������71

–D–

Dakota Heights������������������������������������������������115 Dakotah�����������������������������������������������������������115 Delano Commons���������������������������������������������127 Dellwood Estates�����������������������������������������������63 Demar Catered Lvg. by Mary T.������������������134, 153 Diamondcrest�������������������������������������������102, 139 Dickman Park���������������������������������������������������129 Dover Hill���������������������������������������������������������118 Dow Towers�����������������������������������������������������118 Dublin Park������������������������������������������������������112 Dunedin Hi-Rise�����������������������������������������������131

–E–

Eagan Pointe Sr. Lvg. �����������������������101, 137, 154 Eagle Pointe�������������������������������������������������������54 Eagle Ridge Place���������������������������������������������115 Eagle St. Catered Lvg. by Mary T.���������������134, 153 EagleCrest���������������������������������������106, 145, 158 Earle Brown Terrace����������������������������66, 102, 139 East Shore Place�����������������������������������������������126 East Terrace Coop�����������������������������������������������58 Eastwood Village Tnhmes�����������������������������������71 Ebenezer Park��������������������������������������������������121 Ebenezer Ridge Point����������������������������������������115 Ebenezer Tower������������������������������������������67, 121 Echo Ridge���������������������������������������������������������72 Ecumen Centennial House������������������������137, 154 Ecumen Lakeview Commons���������������������145, 158 Ecumen North Branch�������������������������������136, 154 Ecumen Point Pleasant Heights�������������������������100

168

Ecumen Prairie Lodge�������������������������������139, 155 Ecumen Seasons������� 101, 106, 137, 145, 154 158 Edendale Residence�����������������������������������������118 Edgerton Hi-Rise��������������������������������������131, 151 Edgewood Gables��������������������������������������������109 Edgewood Sr. Lvg.������������������������������������134, 153 Edina & Bloomington Res.��������������������������������163 Edina Park Plaza������������������������������� see Brookdale Egan Pointe��������������������������������������101, 137, 154 Elder Haven Homes������������������������������������������166 Elder Homestead��������������������������������������142, 157 Elim Meadows�������������������������������������������������100 Elim Shores����������������������������������������������103, 140 Elk Terrace��������������������������������������������������������126 Elliot Twins�������������������������������������������������������130 Elmhurst Commons����������������������������������105, 144 Emerald Crest���������������������������������� see Augustana Engle Haus���������������������������������������109, 149, 160 English Rose Suites����������������������������������163, 164 Epiphany������������������������������������������100, 134, 153 Evans Park�������������������������������������������������������108 Evensong Manor����������������������������������������������162 Evergreen Apts.������������������������������������������������113 Exchange Hi-Rise���������������������������������������������131

–F–

Fairfield Terrace������������������������������������������������115 Falcon Heights Town Squ������������������������������������68 Farmstead at Andover����������������������100, 134, 153 Folkstone�����������������������������������������104, 142, 157 Founders Ridge��������������������������������103, 140, 156 Fountains at Hosanna�����������������������101, 137, 154 Franklin Lane����������������������������������������������������112 Franklin Towers������������������������������������������������130 Franklyn Park���������������������������������������������������122 Freedom Pointe�������������������������������� see Brookdale Friendly Manor�������������������������������������������������130 Friendship Home����������������������������������������������165 Friendship Village�����������������������������������������������50 Front Highrise���������������������������������������������������131

–G–

Garden Terrace & Cmns������������������������������������123 Gardens, The����������������������������������������������������158 Gianna Home���������������������������������������������������164 Gideon Pond����������������������������������������������������103 Glen Lake Landing��������������������������������������������118 Glendale Place���������������������������������������������������70 Glenn, The����������������������������������������104, 142, 157 Golden Lvg. Center�����������������������������������142, 157 Golden Nest�����������������������������������������������������163 Golden Pond������������������������������������������������������68 Golden Valley & Minnetonka Res.���������������������164 Goldendale Apts.����������������������������������������������128 Golfview����������������������������������������������������������128 Good Samaritan Heritage Place������������������������106 Grace Homes���������������������������������������������������164 Grace Place������������������������������������������������������150 GracePointe Crossing������������������68, 105,144, 157 Gracewood�������136, 139, 145, 147, 154, 155, 159

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Graham Place�����������������������������������������������������70 Gramercy Club Burnsville������������������������������������56 Gramercy Park Coop St. Paul������������������������������56 Gramercy Park Eagan�����������������������������������������56 Gramercy Park Plymouth�������������������������������������58 Gramercy Park Richfield��������������������������������������58 Grand Pre��������������������������������������������������������124 Grasslands�������������������������������������������������������112 Greenhouse Village��������������������������������������������56 Guardian Angels��������������������������������������147, 159 Guardian Oaks�������������������������������������������������126

–H–

Hall-Young Plaza����������������������������������������������124 Hamilton������������������������������������������������������������70 Hamilton House�����������������������������������������������118 Hamilton Manor�����������������������������������������������129 Hamline Hi-Rise���������������������������������������131, 151 Hart Lake�����������������������������������������������������������63 Haskell Court���������������������������������������������������115 Hawthorne House��������������������������������������������164 Heart to Home�������������������������������������������������162 Heathers Estates & Manor������������������66, 102, 139 Heights Manor�������������������������������������������������112 Heritage Apts.��������������������������������������������������137 Heritage at Lyngblomsten�������������������������107, 146 Heritage Commons����������������������������������129, 150 Heritage House��������������������������������124, 142, 157 Heritage of Edina�����������������������������103, 140, 156 Heritage Place��������������������������������������������������106 Heritage Place Cokato��������������������������������������160 Heritage Place Rogers����������������������������������������66 Heritage Place, Roseville�����������������������������������106 Hiawatha Towers����������������������������������������������130 Hidden Creek���������������������������������������������������162 Hidden Pathways������������������������������������������������53 Highlands on Graham���������������������������������������107 Highview Hills����������������������������������101, 137, 154 Hillcrest������������������������������������������������������������118 Hillside Terrace�������������������������������������������������118 Hilltop��������������������������������������������������������������113 Holland Highrise�����������������������������������������������129 Holmes Park�����������������������������������������������������121 Homestead��������������������������������������������������������56 Homestead Coon Rapids��������������������������135, 153 Homestead Maplewood���������������������������145, 158 HomeTown Sr. Lvg.�������������������������������������������166 Hope’s Residence���������������������������������������������163 Hopkins Village������������������������������������������������118 Horn Towers�����������������������������������������������������130 Howard Lake����������������������������������������������������128

–I–

Indian Knoll Manor������������������������������������������118 Innsbruck���������������������������������������������������������157 Inver Glen Sr. Lvg.�����������������������������101, 137, 154 Inverness Village������������������������������������������������53 Iowa Hi-Rise���������������������������������������������131, 151 Iris Park Commons�������������������������������������������146 Isabelle’s & Margaret’s House���������������������������154


–J–

Luther Place��������������������������������������������������� 53 Lutheran Home���������������������������������������������� 55 Lyndale Manor����������������������������� 129, 130, 150 Lyngblomsten������������������������������� 124, 151, 159 Lynn Court����������������������������������������������������� 70 Lynway Manor���������������������������������������������� 130 Lyons Court���������������������������������������������������� 70

–K–

Main St. Manor�������������������������������������������� 116 Mainstreet Lodge����������������������������������������� 144 Mainstreet Village�������������������������� 66, 103, 141 Majestic Greens��������������������������������������������� 63 Mala Strana����������������������������������������� 147, 159 Maple Manor����������������������������������������������� 128 Maple Terrace����������������������������������������������� 119 Maplecrest Commons����������������������������������� 113 Maplewood Care Res.���������������������������������� 165 Maranatha��������������������������������������������������� 139 Margaret Place by Mary T����������������������� 63, 100 Margaret’s House����������������������������������������� 154 Market Village������������������������������������������������ 70 Maryland Apts.��������������������������������������������� 121 Masonic Home��������������������������������������� 66, 140 Masonic Home��������������������������������������� 66, 140 Matrix Care Home���������������������������������������� 162 Mayer Elderly����������������������������������������������� 113 Mayfield��������������������������������������������������������� 68 McKenna Crossing����������������������� 107, 147, 159 Meadow View���������������������������������������������� 114 Meadow Woods����������������������������������� 140, 156 Meadowood Shores������������������������������������� 106 Meadow’s Edge�������������������������������������������� 122 Meadows of Oxboro������������������������������������� 119 Meadows on Fairview��������������������������� 136, 154 Mears Park Place������������������������������������������ 124 Medina Ridge������������������������������������������������� 55 Menorah Plaza��������������������������������������������� 120 Menorah West���������������������������������������������� 120 Meridian Manor������������������������������������������� 142 Midway Pointe��������������������������������������������� 124 Mill Pond Gables�������������������������������������������� 63 Millpond Apts.���������������������������������������������� 125 Minnehaha Sr. Lvg.����������������������� 105, 144, 157 Minnetonka Ast. Lvg.���������������������������� 142, 164 Minnetonka Heights������������������������������������� 121 Mississippi Shores������������������������������������������ 72 Mississippi Terrace���������������������������������������� 116 Mn Masonic Home��������������������������������� 66, 140 Monroe Village................................................67 Montreal Hi-Rise���������������������������������� 131, 151 Mount Ary Hi-Rise���������������������������������������� 131 Mount Carmel Manor��������������������������� 116, 151 Muller Manor������������������������������������������������� 72 My Retirement House����������������������������������� 164

James Heltzer Manor������������������������������������ 130 James, The���������������������������������������������������� 163 Jeanne Jugan����������������������������������������������� 124 Johanna Shores�����������������������68, 106, 145, 158 John Carroll������������������������������������������������� 115 John Jergens Estates�������������������������������������� 72 Jones-Harrison��������������������������������������������� 143 Keller Lake Commons������������������������������������� 71 Kenwood��������������������������������������������� 105, 143 Kenwood Isles������������������������������������������������ 54 Kenzington����������������������������������������������������� 54 Keystone Eagan���������������������������� 101, 137, 154 Keystone Prior Lake���������������������� 107, 146, 159 Keystone Roseville���������������������������������������� 145 Keystone St. Paul���������������������������������� 146, 159 Kilkenny Court���������������������������������������������� 126 Kings Crossing��������������������������������������������� 124 Kings Pointe....................................................54 Kingsley Shores���������������������������� 101, 138, 154 Kingsway������������������������������������� 107, 147, 159 Knollwood Place������������������������������������������ 105 Knox Landing����������������������������������������������� 118

–L–

La Bonne Vie������������������������������������������������ 164 Labor Plaza�������������������������������������������������� 124 Labor Retreat����������������������������������������������� 121 Lake Minnetonka Shores�������������� 104, 142, 157 Lake Shore Drive Condominiums��������������������� 54 Lake Square��������������������������������������������������� 68 Lake Street Station����������������������������������������� 67 Lakefront Plaza���������������������������������������������� 54 Lakeside Pointe�������������������������������������������� 115 Lakeside Rest����������������������������������������������� 166 Lakeside Villa����������������������������������������������� 113 Lakeview Commons����������������������������� 145, 158 Landing, The������������������������������������������������� 113 Landmark��������������������������������������������� 135, 153 Lee Square����������������������������������������������������� 58 Legacy Care Home��������������������������������������� 164 Legacy of St. Anthony����������������������������������� 144 Liberty Park�������������������������������������������������� 125 Lighthouse��������������������135, 136, 153, 154, 159 Lilac Parkway����������������������������������������������� 118 Lilydale Sr. Lvg.����������������������������� 101, 138, 155 Lino Lakes Ast. Lvg. & Mem. Care��������� 135, 153 Little Earth Housing�������������������������������������� 121 Living Choice������������������������������������������������� 53 Lodge at Little Canada����������������������������������� 68 Lodge at White Bear������������������������������� 72, 108 Lodge on Natchez���������������������������������������� 166 Lodge on Summit Oaks�������������������������������� 162 Log Home Sr. Care���������������������������������������� 162 Long Lake Ast. Lvg.��������������������������������������� 164 Loren on Park����������������������������������������������� 144 Loring 100��������������������������������������������������� 121 Loving Care Cottage������������������������������������� 166 Lowry Towers����������������������������������������������� 130 LuAnn’s Place����������������������������������������������� 164

–M–

–N–

Nan McKay�������������������������������������������������� 116 Neil Hi-Rise�������������������������������������������������� 131 Nervana’s Caring Hands������������������������������� 163 New Beginnings������������������������������������������� 166 Newton Manor������������������������������������� 119, 150 Nicollet Towers��������������������������������������������� 121

Nine Mile Creek............................ 103, 140, 156 Nokomis Square��������������������������������������������� 58 Norgard Court������������������������������������������������ 69 Norris Square������������������������������� 108, 148, 160 North Branch����������������������������������������������� 136 North Country���������������������������������������������� 114 North Gables.................................................112 North Oaks on Emerson������������������������������� 144 North Park Plaza...........................................119 North Ridge..........................................102, 139 Northern Oaks��������������������������������������������� 114 Northgate Woods����������������������������������������� 112 Northridge Court.............................................71 Norwood Square...........................................112 Nuturing Care���������������������������������������������� 165

–O–

Oak Crest����������������������������������������������� 64, 135 Oak Grove����������������������������������������������������� 64 Oakhill Cottages�������������������������������������������� 72 Oak Hills Manor��������������������������������������������� 63 Oak Meadows............................... 108, 148, 160 Oak Park Sr. Lvg. & the Villas�������� 108, 148, 160 Oak Ridge�������������������������������������������� 138, 155 Oak Ridge Manor����������������������������������������� 116 Oak Ridge Place���������������������������� 109, 148 155 Oak Terrace���������������������������������� 107, 147, 159 Oak Terrace�������������������������������������������������� 126 Oakhurst������������������������������������������������������ 114 Oaks of Lake George�������������������������������������� 64 Oakwoods��������������������������������������������������� 116 Oakwoods East�������������������������������������������� 116 O’Leary Manor��������������������������������������������� 116 Oliver Manor������������������������������������������������ 130 Orchard Square�������������������������������������������� 116 Orono Woods������������������������������������������������� 67 Osborne Apts.���������������������������������������������� 112 Osceola Place������������������������������������������������� 70 Osseo Commons & Gardens������������������� 66, 139 Oxbowl Bend����������������������������������������������� 112

–P–

Palmer Drive������������������������������������������������� 123 Park Center�������������������������������������������������� 130 Park Haven�������������������������������������������������� 119 Park Manor�������������������������������������������������� 122 Park Ridge Augustana�������������������������� 101, 138 Park Ridge Place������������������������������������������ 116 Parker Skyview������������������������������������� 129, 150 Parkshore Sr. Campus������������������� 104, 142, 157 Parkview Plaza��������������������������������������� 65, 116 Parkview Villa����������������������������������������������� 112 Parkway Cooperative of Burnsville������������������ 56 Parkway Gardens������������������������������������������� 70 Parmly Lakeview������������������������������������������� 114 Pathways on the Park������������������������������������� 70 Pauline Mem. Care��������������������������������������� 155 Peace Village���������������������������������������� 113, 136 Peaceful Mind Homes����������������������������������� 162 Pearl Garden������������������������������������������������ 158 Penelope 35 Apts.���������������������������������������� 119 Pentagon Apts.��������������������������������������������� 130 Peter Nasseff�������������������������������������������������� 67

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Index Phalen Res.�������������������������������������������������� 165 Phalen Sr. Lofts����������������������������������������������� 69 Philipp Square.................................................71 Phillips Towers��������������������������������������������� 121 Pine Cone Manor����������������������������������������� 126 Pine Manor Estates���������������������������������������� 64 Pine Tree Manor������������������������������������������� 126 Pines, The��������������������������������������������� 141, 156 Pioneer Apts.�������������������������������������������������� 72 Pioneer Estates�������������������������������������������� 163 Pioneer Manor................................................69 Pleasant Place���������������������������������������������� 119 Plymouth Ave. Tnhms & Apts.������������������������ 121 Plymouth Towne Square������������������������������� 119 Prairie View Heights������������������������������������� 116 Prelude Homes��������������������������������������������� 160 Prior Manor�������������������������������������������������� 125 Priscilla’s Place��������������������������������������������� 163 Pullman Place������������������������������������������������ 58

–Q–

Queens Court������������������������������������������������� 71

–R–

Rainbow Highrise����������������������������������������� 129 Rakhma Homes�������������������������������������������� 165 Ravoux Hi-Rise������������������������������������� 131, 151 Raymie Johnson������������������������������������������� 126 Realife����������������������������������������������������������� 59 Realife Coop Bloomington������������������������������ 59 Realife Coop Brooklyn Park���������������������������� 59 Realife Coop Burnsville����������������������������������� 57 Realife Coop Coon Rapids������������������������������ 59 Realife Coop Osseo���������������������������������������� 59 Realife Coop Phalen Village���������������������������� 57 Realife of Mounds View���������������������������������� 56 Realife West St. Paul��������������������������������������� 57 Red Oak Manor�������������������������������������������� 116 Red Rock Manor������������������������������������������ 126 Redwood Terrace�������������������������������������������� 64 Regency Home��������������������������������������������� 165 Regent����������������������������������������� see Augustana Regina Ast. Lvg.�������������������������������������������� 137 Richfield Sr. Suites���������������������������������������� 164 Richfield Towers������������������������������������������� 119 Ridge Drive�������������������������������������������������� 128 Ridge Manor������������������������������������������������ 128 RidgePointe�������������������������������������������������� 105 Ridgeview Terrace���������������������������������������� 119 River City������������������������������������������������������� 71 River Gables��������������������������������������������������� 64 River Heights������������������������������������������������ 138 River Heights Terrace������������������������������ 65, 116 River Oaks������������������������������������������� 100, 135 River Park View.............................................128 River Place����������������������������������������������������� 55 River Ridge���������������������������������������������������� 53 River’s Edge��������������������������������������������������� 55 Rivers Estates & Manor������������������������ 101, 138 Riverside������������������������������������������������������ 113

170

Riverside Seniors������������������������������������������ 129 Rivertown Commons������������������������������������ 127 Rivertown Court������������������������������������������� 117 Riverview Apts.��������������������������������������������� 121 Riverview Apts.����������������������������������������������� 71 Riverview Highlands........................................70 RiverVillage East���������������������������������� 144, 157 RiverVillage North�������������������������������� 121, 150 Riverwood Village����������������������������������������� 106 Robbins Landing������������������������������������������ 119 Robbins Way������������������������������������������������ 119 Rockford Manor............................................128 Rockwood Place��������������������������������������������� 70 Rose Arbor������������������������������������������� 103, 139 Rosehaven....................................................128 Rosemount Plaza����������������������������������������� 117 RosePointe I������������������������������������������������� 106 RosePointe II�������������������������������������������������� 69 Roseville Commons���������������������������������������� 53 Roseville Sr. House��������������������������������������� 123 Rosoto Villa���������������������������������������������������� 69 Royce Place Crest View������������������������� 135, 153 Rum River District������������������������������������������� 55 Rum River Square����������������������������������������� 112 Rush Estates������������������������������������������������ 114 Ruth Homes������������������������������������������������� 162

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Sanannah Oaks���������������������������������������������� 64 Sandy’s Place����������������������������������������������� 163 Scandia Shores����������������������������������������������� 69 Scenic Hills��������������������������������������������������� 166 Schule Haus������������������������������������������������� 125 Seabury�������������������������������������������������������� 124 Seal Hi-Rise�������������������������������������������������� 131 Seasons��������������������������������������� 101, 137, 154 Seasons������������������������������������������� see Ecumen Select Sr. Lvg.��������������������������������������� 135, 153 Senior Suites������������������������������������������������ 145 Seward Towers��������������������������������������������� 122 Shepherd of Grace������������������������ 108, 147, 159 Sherman-Forbes������������������������������������������� 124 Shields Plaza������������������������������������������������ 114 Shingle Creek Commons��������������������������������� 67 Sholom E. Bentson Family Ast. Lvg.��������������� 146 Sholom E. Jay & Rose Phillips Cntr.���������������� 159 Sholom E. Weinberg Apts.����������������������������� 124 Sholom W. Knollwood Place�������������������������� 105 Sholom W. Menorah������������������������������������� 150 Sholom W. Menorah Plaza���������������������������� 120 Sholom W. Menorah W.��������������������������������� 120 Sholom W. Roitenberg Mem. Care����������������� 157 Sholom W. Roitenberg Res.��������������������������� 143 Shores����������������������������������������������������������� 69 Shores of Lake Phalen������������������ 106, 145, 158 Shoreview Sr. Lvg.������������������������� 106, 145, 158 Sibley Triangle���������������������������������������������� 130 Signe Burckhardt Manor��������������� 122, 129, 150 Silver Lake Pointe������������������������������������������� 69 Silver Lining������������������������������������������������� 164

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SkylineTower������������������������������������������������ 124 Snelling Manor��������������������������������������������� 130 Sojourn Suites���������������������������������������������� 165 Solbakken�������������������������������������������� 164, 165 South Haven������������������������������������������������ 120 South Shore Park������������������������������������������ 120 Southfield Tnhms�������������������������������������������� 64 Southview Sr. Lvg.������������������������ 102, 138, 155 Spring Manor��������������������������������������� 129, 130 Spruce Apts.������������������������������������������������� 113 Spruce Place������������������������������������������������ 117 St. Andrew’s Village���������������������� 109, 148, 160 St. Annes�������������������������������������������������������� 67 St. Anthony�������������������������������������������������� 130 St. Benedicts�������������������������������� 109, 149, 160 St. Gertrudes������������������������������������������������ 146 St. Paul Public Housing..................................131 St. Paul’s Home�������������������������������������������� 122 St. Phillip’s Gardens.......................................124 St. Therese at St. Odilia��������������������������������� 166 St. Therese New Hope������������������� 103, 140, 155 St. Therese Oxbow Lake���������������� 103, 140, 155 St. Therese SW����������������������������� 105, 143, 157 St. Therese Woodbury������������������� 109, 148, 160 Standish Green����������������������������������������������� 55 SteeplePointe������������������������������see Benedictine Sterling House���������������������������������������������� 134 Sterling House�������������������������������see Brookdale Sterling Ponds������������������������������������������������ 66 Steven’s Res.������������������������������������������������ 165 Stonecrest������������������������������������ 109, 148, 160 Stoney River of Ramsey������������������������ 135, 153 SummerCrest Condominiums�������������������������� 55 Summerhill Coop Apple Valley������������������������ 57 Summerhill Coop Bloomington����������������������� 59 Summerhill Coop Eden Prairie������������������������� 59 Summerhill Coop Maplewood..........................57 SummerHouse������������������������������������������ 66, 69 SummerWood Chanhassen����������� 100, 136, 154 SummerWood Plymouth��������������� 105, 143, 157 Summit Hill������������������������������������������� 146,159 Summit Place��������������������������66, 104, 140, 156 Summit Point����������������������������������������������� 120 SunLight�������������������������������������� 146, 159, 166 Sunrise���������� 140, 143, 145, 155, 156, 157, 158 Superior St. Cottages�������������������������������������� 70

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Tabitha & Pauline Mem. Care������������������������ 155 Talheim�������������������������������������������������������� 113 Terrace at Iris Park���������������������������������������� 107 Theater Heights.............................................113 Third Ave. Towers��������������������������������� 130, 150 Thomas T. Feeney Manor������������������������������� 150 Thompson Heights��������������������������������� 65, 117 Timber Hills���������������������������������� 102, 138, 155 Timbers���������������������������������������������������������� 65 Timberwood Village.........................................53 Towerlight������������������������������������ 105, 143, 157 Tradition���������������������������������������������� 103, 140


Trailside����������������������������������������������������������72 Trails of Orono��������������������������������������143, 157 Trillium Woods������������������������������������������������50 Trinity��������������������������������������������102, 138, 155 Triple Angels�������������������������������������������������166

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Uptown Maple Commons������������������������������114

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Valkommen���������������������������������������������������114 Valley Hi-Rise����������������������������������������131, 151 Valley Ridge���������������������������� 65, 117, 138, 155 Valley View Cooperative����������������������������������59 Valleyview of Jordan������������������������������147, 159 Vermillion River Crossing�������������������������65, 117 Vernon Terrace��������������������������������������104, 140 Vicksburg Crossing������������������������������������������67 Villa Park��������������������������������������������������������53 Village Apts. of Shakopee������������������������������125 Village at Walker�������������������������������������������157 Village Commons��������������������������������������������65 Village Green������������������������������������������������113 Village in the Park�������������������������������������������55 Village Shores���������������������������������������104, 140 Villas by Mary T.�����������������������������������������������64 Villas of Lilydale����������������������������������������������65 Vindauga View����������������������������������������������136 Vintage Moments������������������������������������������166 VistaPrairie River Heights�����������������������138, 155

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Wabasha Hi-Rise�������������������������������������������131 Walker Care Suites��������������������������������140, 157 Walker Hazel Ridge�������������������������������106, 158 Walker Methodist Kenzie�������������������������������120 Walker on the River���������������������������������������113 Walker Place ����������������������������������50, 105, 144 Walker Plaza�����������������������������������������100, 135 Walker Westwood Ridge����������������102, 138, 155 Washington Square���������������������������������������123 Watcher Lake��������������������������������������������������54 Waterford Estates & Manor����� 66, 103, 140, 155 Waters Edge����������������������������������������������������54 Waters of Edina�������������������������������������140, 155 Waters of Plymouth�������������������������������143, 157 Waters on 50th��������������������������������������140,156 Waverly���������������������������������������������������������128 Waverly Gardens���������������������������107, 145, 158 Waybury�������������������������������������������������������113 Wealshire of Bloomington�����������������������������156 Weinberg Apts.����������������������������������������������124 Wellington��������������������������������������������107, 146 Wellstead of Rogers��������������������������������������155 West Pointe�����������������������������������������������������54 Westminster Place�����������������������������������������125 Westonka Estates������������������������������������������120 WestRidge����������������������������������������������67, 105 Westview������������������������������������������������������127 Westview Acres�������������������������������������100, 136

Westwood Place�������������������������������������������136 Whispering Pines����������������������������������127, 162 White Pine� 135, 138,145, 148, 153, 155, 158, 160 Wilder Park�����������������������������������������������������54 Wilder Square�����������������������������������������������125 Wildflower Lodge������������������������������������������155 Wildwood Manor������������������������������������������123 Willow Wood������������������������������������������������123 Willows of Ham Lake���������������������������������������64 Willows of Ramsey Hill����������������������������������159 Willows of Vernon Terrace������������������������������156 Wilson Hi-Rise�����������������������������������������������131 Windy Acres��������������������������������������������������166 Winslow Commons���������������������������������������125 Winsor Plaza�������������������������������������������������117 Woodbriar�����������������������������������������������������126 Woodbridge����������������������������������������������������59 Woodbury Estates, Villa, Health Care��109, 148, 160 Woodlake Point�����������������������������������������������55 Woodland Hills����������������������������������������������165 Woodland Mounds������������������������������������������66 Woodlyn Village����������������������������������������������69 Woodmere����������������������������������������������������128 Woodside Terrace������������������������������������������143

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York Gardens����������������������������������������140, 156 Yorktown������������������������������������������������������120

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The Willows of Ramsey Hill…

A new memory care residence in the historic district of St. Paul coming in 2015. The Willows of Ramsey Hill is located at 80 Mackubin Street, St. Paul, MN 55102. For more information call 651-262-8531.

www.southviewcommunities.com Senior Housing Guide • www.seniorhousingguide.us

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Embrace the Future Owned and Operated by Southview Senior Communities: Arbor Lakes Senior Living 12001-80th Ave. N. Maple Grove, MN 55369 763.478.2141

Lilydale Senior Living 949 Sibley Memorial Hwy. Lilydale, MN 55118 651.454.6853

Shoreview Senior Living 4710 Cumberland St. Shoreview, MN 55126 651.484.9822

The Villas of Lilydale 945 Sibley Memorial Hwy. Lilydale, MN 55118 651.451.3535

Inver Glen Senior Living 7260 S. Robert Tr. Inver Grove Heights, MN 55077 651.450.0707

Oak Park Senior Living 13936 Lower 59th St. N. Oak Park Heights, MN 55082 651.439.9995

Southview Senior Living 1984 Oakdale Ave. West St. Paul, MN 55118 651.554.4838

The Villas of Oak Park 13945 Upper 58th St. N. Oak Park Heights, MN 55082 651.439.9995

A New Memory Care Unit Opening in 2015 in Historic Ramsey Hill

A New Community Opening in 2015

The Willows of Ramsey Hill 80 MacKubin St. St. Paul, MN 55102 651.262.8531

Eagan Pointe Senior Living 4232 Blackhawk Rd. Eagan, MN 55122 651.724.2312

Professionally Managed by Southview Senior Communities: Summit Hill Senior Living 1824 Old Hudson Rd. St. Paul, MN 55119 651.767.9572

Select Senior Living of Coon Rapids 11350 Martin St. Coon Rapids, MN 55433 763.767.1127

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2014 Senior Housing Guide & Resources  
2014 Senior Housing Guide & Resources  
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