Issuu on Google+

INFORMANTé – edition 8

1

• 2014

SPECIAL EDITION

informanté NEWS YOU CAN USE!

0860 88 88 37

WWW.INFORMANTE.CO.ZA

AVAILABLE AT YAMBU BRANCHES COUNTRYWIDE

EDITOR@INFORMANTE.CO.ZA

YOU BUY. WE MULTIPLY. TM

facebook.com/InformanteNewspaper

It is that easy. You buy. We multiply. Your ScorraMORE Life Cover can be used as a funeral benefit when you pass away. Or it can be an inheritance for your children. But the best part is that unlike other Life Insurance policies, you don’t have to pay an expensive premium. Your cover is INCLUDED in your airtime. You get the benefit and still get to use ALL the airtime you buy! We will multiply whatever airtime you USE on your YAMBU SIM Card in one month by 30 to give you your cover for the next month. And if you BUY airtime from YAMBU and use it on your own SIM card you also score 30 times what you spend! So if you use R100 airtime on a YAMBU Sim card in July or buy R100 airtime from YAMBU, you will get R3000 ScorraMORE Life Cover for

YOUR airtime has power. It can give you BONUS – Get R20 000 Life Cover to help you look after your family, When you load the first R30 and you don’t have to airtime into a YAMBU SIM, pay a cent more. Instead you can you will receive R20 000 cover ScorraMORE! as a bonus for the first month. How is this possible? Have you EVER heard With YAMBU ScorraMORE, your of such a good deal? airtime gets multiplied 30 TIMES to give you August. ScorraMORE Life Cover. There are NO extra or hidden costs. Simply get a SIM card from YAMBU, You can’t lose if you choose YAMBU! load it with airtime and use the airtime every month.

UP TO

R100LIFE000 COVER INCLUDED IN YOUR AIRTIME

JUST ASK US HOW.

INFO: 0860 88 88 37

WHAT DO I NEED? VALID ID, PASSPORT OR REFUGEE DOCUMENT. PROOF OF RESIDENCE

Word on the street Susan Baartman “My grandmother passed away last year. Everybody loved her. I never realised how many people I would have to phone. You’d think phone bills would have been the last thing on my mind, but I really struggled! It cost me almost R2000. I wish I could have just stayed with my memories of her at the time, instead of worrying about money. YAMBU SCORRAMORE would have helped.”

SUBSCRIBE: GET INFORMANTé FOR FREE #1. SMS the word PDF followed by a space and your email address to 40009.

OR

#2. Send an email to subscribe@informante.co.za and we will send you the magazine in electronic format with every edition. Once-off SMS costs R1.50 Ts and Cs apply.

EE FR MAIL ON

E


2

INFORMANTé – edition 8

• 2014

YAMBU BRANCHES TM

You buy. We multiply.

UP TO

R100LIFE000 COVER AVAILABLE IN YOUR AIRTIME

JUST ASK US HOW.

30X

YOURMONTHLY

AIRTIMEUSAGE

AS LIFE COVER

YES. YAMBU YES INFO: 0860 88 88 37 • www.scorramore.co.za New Adventure Insurance Brokers (Pty) Ltd (Registration number 2000/023619/07) t/a Yambu (FSP number 34750), is a registered financial services provider and this product is underwritten by Constantia Life and Health Assurance Company Limited.

IT’S YOUR CALL. THE FAMILY’S BENEFIT. OUR PLEASURE.

BRANCH KZN 292 SMITH STREET ESTCOURT FIELD STREET LONGMARKET STREET NEWCASTLE RICHARDS BAY STANGER BRIDGE CITY VRYHEID EASTERN CAPE LUCKYS UMTATA PE GOVAN MBEKI PORT SHEPSTONE GAUTENG NORTH FOX STREET 17 HARRISON STREET RUSTENBURG II MIDRAND RANDBURG CITY GAUTENG SOUTH BENONI BOKSBURG VANDERBIJL VEREENIGING ROODEPOORT SOWETO GERMISTON LIMPOPO BURGERSFORT LEPHALALE MAKHADO NELSPRUIT PHALABORWA POLOKWANE II THOHOYANDOU TZANEEN II BRONKHORSTSPRUIT BEATRIX STREET PRETORIUS STREET NORTEHRN CAPE HARTSWATER KIMBERLEY KURUMAN MAFIKENG POSTMASBURG BLOEMFONTEIN UPINGTON WELKOM II KLERKSDORP WESTERN CAPE 143 VOORTREKKER ADDERLEY STREET PAARL PHILLIPI PAROW STATION WORCESTER

TELEPHONE (031) 301 8348 (036) 352 3782 (031) 304 9068 (033) 394 3384 (034) 312 7425 / 4258 (035) 789 2410 (032) 552 2385/8120 0315303482 / 0315303488 (034) 980 7853 (043) 743 2301 (047) 531 2591/ (047) 531 4004 (041) 484 2712 / (041) 484 5351 (039) 682 0252 (011) 331 9991 (011) 838 0723 (014) 592 1605 (011) 315 5510 (011) 326 0722 (011) 420 2596 (011) 917 7155 (016) 981 8991 (016) 421 4798 / 421 3734 (011) 763 6655 011 9803 896 / 011 9802 886 (011) 825 0011 / 825 0015 (013) 231 7519 (014) 763 6597 (015) 516 6360 (013) 752 4176 (015) 781 3901 (015) 295 4830 (015) 962 5058 (015) 307 3453 (013) 932 0222 (012) 323 0950/1/3 (012) 323 0983 / (012) 323 0953 (053) 474 0033 (053) 832 7296 / 831 2180 (053) 712 1133 (018) 381 4313/018 381 4962 (‘053) 313 3909 (051) 430 0020 (054) 332 2561 (057) 353 3814 (018) 462 4729 / 462 4730 (021) 948 8060 (021) 425 4417 (021) 871 1338/1869 021 371 6468/8779/9904 (021) 930 5265 (023) 347 5004


INFORMANTé – edition 8

3

• 2014

WANT TO BE A YAMBU AGENT

?

SMS the word ‘AGENT’ to 44044 and our call centre will contact you. Start your journey as an Airtime Angel at one of our 50 branches today. STANDARD SMS RATES APPLY

WHAT YAMBUPEOPLE ARE SAYING

ABOUT SCORRAMORE “NOW THAT’S A GOOD IDEA!”

JULIA

FREEDOM

ZANDILE

SIYABONGA

I’m a wife and mommy and taking care of my family is a priority. But I also know it’s important to have something of my own that I enjoy. When I was younger I loved playing netball, but now my passion is Gospel music. I’ve been in the church choir for years, since I was at school. I sing there every Sunday and often we get together with other churches for a night vigil or a funeral. Then you want to show the others that you are up to scratch or even better! So we practice hard. That’s one of the things I like about YAMBU ScorraMORE. It’s up to date. It’s something new. And I get to take care of my family with it too.

One day I’m going to be a chef. I love to make lasagna best of all. At the moment I’m staying with my mother, and sometimes she asks me to please just take over the cooking. Over weekends I love to play soccer with my friends and when I am not working I plan for my future. I want to have a family one day. I’m only 20 years old now, but it’s good to think ahead. YAMBU ScorraMORE makes it easy to do this. You don’t have to think about all those complex insurance forms and requirements other companies give you. This is straight-forward and it costs nothing. Who wouldn’t want that?

I’m 25 years old. I grew up in East London and then moved to Thembisa. I am busy studying marketing and IT. Ideally in five years time I want to be an IT specialist. I’d also like to get married and have two children. But I never want to be a housewife. I like to keep busy. I’m really proud to be involved with YAMBU ScorraMORE because it is something new and something many people actually need. You don’t pay a premium and STILL get Life Cover. Just for buying airtime. Most people don’t have any life cover, so I feel like I’m really helping people.

I’ve been lifting weights for a year now. It’s my new favourite thing. I’m getting ready to compete next year and have set up a home gym. The way you build strength is through consistent practice. The more practice you put in, the more strength you get out. It’s the same with YAMBU ScorraMORE. The more airtime you buy the more life cover you get. And that’s how you can strengthen your family’s future. I’m glad I can get this Life Cover without paying extra. Because one day I want to own my own house, and you need to save up for that.

TREVOR I’m a camping and road trips kind of guy. I love the great outdoors. I head up to Mpumalanga whenever I get a chance. Nature is the best medicine for a stressful life. You have to take breaks in between all the hard work. My plan is to own my own business as a financier one day. It’s a big dream and I am working towards it step by step. YAMBU is teaching me a lot. I can see how you can build your clientele by giving them a really good deal, like YAMBU ScorraMORE. A win-win situation is always the best solution. Give people something of real value and they will be customers for life. It’s clever and it feels good to be part of it.


4

INFORMANTé – edition 8

YAMBU TAKES THE EDGE OFF FUNERAL EXPENSES

L

et’s face it, South Africans spend a lot of money on funerals. When it comes to paying our respects, we don’t like to cut corners. Nomsi Tshwana, a kitchen assistant at a local franchise recently lost her mom. She says, “It was a real shock. But we are coping ok. We gave her a decent send-off. It’s important to celebrate a person’s life and say good-bye properly. It’s important to do things right; not to neglect people.” The funeral costs came to R45 000, a whopping sum of money for a low-income family. “It’s a fact of life. You have to have a funeral for people. And you need money. So you’ve got to prepare,” says Nomsi. She and her brothers have been planning ahead, making sure everyone in their family has some funeral cover, from their elderly uncle to their 3-year old niece. Yet despite having all this

cover Nomsi still had to borrow money to pay for additional expenses for her mom’s funeral. “There is always more to pay. You think you are covered but then there are extra costs. People come from very far away and you have to make sure they have food. You also have to pay for all the phone calls to let people know. The burial societies helped us with the hearse and the funeral and the casket, but only the cheapest one. We wanted something nicer for Mama, so we had to pay extra.” According to a 2012 FinScope study, this is not unusual. It found that 24% of respondents borrowed money for funeral expenses. It also showed that even though more than half already paid money to a burial society, many still had to contribute towards family funeral costs. It seems that most people can’t afford higher monthly premiums, and this forces them to look elsewhere for that “extra” cash.

• 2014

SO WHAT COULD A FUNERAL COST?

COFFIN R700 – R50 000 SERVICE (EXCLUDING CATERING) R7500 BURIAL R6000 CREMATION R5000 COW R6000 But now there is a way to get that extra payout without paying more – through YAMBU ScorraMORE. When Nomsi heard about YAMBU’s ScorraMORE offer she jumped at the deal. “It just makes sense. You buy airtime and get cover with it… included. The more airtime you buy the more you are covered. And you use the airtime as you normally would. So you get as much airtime as you buy, plus this benefit. “I’m happy because I know that when I pass away my beneficiary will have this extra cash to use if they need it for the funeral. And if they don’t need it they can spend it any way they want.”

BE A LIFEHACKER: GET THINGS DONE – DOUBLE TIME! L ifehackers are smart. They know how to get the most out of the things they do. Lifehacking is all about efficiency and maximum output. You do a little bit and you get a lot for it. Life hackers know the ins and outs of the system. They’ve figured out the loopholes and because of this they waste very little time, money or effort. Loyiso Dube has been learning the art of life hacking since he was very little. “My mother taught me some simple tricks of how to get things done with minimum effort. She called it ‘doubling-up’. Carpooling Someone is already going in your direction. Why not double-up and get a lift to save petrol? Cleaning your house Whenever you move from one room to the next, pick something up and carry it to where it should be, rather than using

additional time and energy to do a cleaning run. Cooking Use the energy from your

stove to greatest effect by cooking extra food and storing it in your freezer. The electricity for the stove and the freezer is running anyway. So you might as well use it for maximum volume. Traveling If you have to commute and spend long

hours in a car or public transport, use the time to best effect. Read a book on the train, or plan your day in your notebook. If your car has a sound system listen to an educational audio book. ScorraMORE Later in life Loyiso learned to use this skill in bigger areas. I learned about using leverage. How to work smarter instead of harder to get things done. “When I heard about YAMBU ScorraMORE I jumped on board. It just made sense. It’s the best way to ‘double-up’ that I’ve ever heard of. You pay the same amount of money you usually pay for airtime, and with it comes this huge benefit. Thirty times what I spend on airtime! No extra change! “My mother will be so proud!”


INFORMANTé – edition 8

• 2014

5

TM

The average amount of money South Africans spend on airtime is R55 per month. This is not a lot of money and there is only so much airtime you can get for it. But with YAMBU ScorraMORE, R55 airtime becomes R1650 Life Cover. Imagine that every time you buy airtime you can look after your family without paying a cent more!

DIDYOU ABOU

T R80

HOW M ON AIR UCH MONE Y TIME EVERY DO YOU SP END MONT H?

PER M

ONTH

.

HOW M GET F UCH AIRTIM O SPEN R THE MON E DO YOU D? EY YO U

R80 NO. W

HAT D

O YOU

DID Y OU KN OW YO CARE O U BY BU F YOUR FA CAN TAKE M YING AIRTIM ILY JUST E?

MEAN

?

I CAN ’T LIFE IN AFFORD T O SURA NCE. PAY FOR

INCLU

USING R SIM C 80 AIRTIM A E ON A YAM INSUR RD, YOU G ET ANCE B COVE R2400 LIF U R INC LUDED E . NO. Y OU IS INC DON’T PA Y FOR LUDED IT. IT .

DED?

?

THAT’S WHER A GOOD D EA E’S TH E CAT L! CH

YES. R 8 YOU S 0 X 30 IS R2 T AIRTIM ILL GET TO 400. AND SPEN E. D THE NO CA T REGIS CH. JUST G TE ET FROM RED SIM C A ARD YAMB U!

UP TO

R100 000 LIFE COVER

JUST ASK US HOW.

INCLUDED IN YOUR AIRTIME

Y

OUR airtime has power. It can give you Life Cover to help you look after your family, and you don’t have to pay a cent more. Instead you can ScorraMORE!

How is this possible?

With YAMBU ScorraMORE, your airtime gets multiplied 30 TIMES to give you ScorraMORE Life Cover. There are NO extra or hidden costs. Simply get a SIM card from YAMBU, load it with airtime and use the airtime every month. It is that easy. You buy. We multiply. Your ScorraMORE Life Cover can be used as a funeral benefit when you pass away. Or it can be an inheritance for your children. But the best part is that unlike other Life Insurance policies, you don’t have to pay an expensive premium. Your cover is INCLUDED in your airtime. You get the benefit and still get to use ALL the airtime you buy! We will multiply whatever airtime you USE on your YAMBU SIM Card in one month by 30 to give you your cover for the next month. So if you use R100 airtime in July you will get R3000 ScorraMORE Life Cover for August. If you want more cover you just have to make sure you use more airtime on your YAMBU SIM Card every month. You can’t lose if you choose to use YAMBU!

KNOW

EXAMPLES OF HOW LIFE COVER IS CALCULATED EXAMPLE 1

REMEMBER: YOU RECEIVE 30X FOR THE TOTAL OF ANY AIRTIME USED ON YOUR YAMBU SIM

MONTH

TOTAL AIRTIME SIM CARD MONTHLY USAGE

SCORRA MULTIPLIER

MONTHLY QUALIFYING COVER

MONTH 1 (R20,000 INCLUDED)

R70

30

R22,100 R3,683.33

MONTH 2

R60

30

R1,800

R3,983.33

MONTH 3

R80

30

R2,400

R4,383.33

MONTH 4

R100

30

R3,000

R4,883.33

MONTH 5

R50

30

R1,500

R5,133.33

AVERAGE COVER AMOUNT

POLICY-HOLDER DIED IN MONTH 6. THE BENEFICIARY RECEIVES A R5,133.33 PAYOUT.

= R5,133.33 BENEFIT

Subject to calculation of the average spend as per the terms and conditions.

EXAMPLE 2

REMEMBER: YOU RECEIVE 30X FOR THE TOTAL OF ANY AIRTIME USED ON YOUR YAMBU SIM MONTH

TOTAL AIRTIME SIM CARD MONTHLY USAGE

SCORRA MULTIPLIER

MONTHLY QUALIFYING COVER

AVERAGE COVER AMOUNT

MONTH 10

R70

30

R2,100

R4,130.00

MONTH 11

R60

30

R1,800

R3,918.18

MONTH 12

R80

30

R2,400

R3,791.66

MONTH 13

R100

30

R3,000

R3,730.76

MONTH 14

R50

30

R1,500

R3,571.42

MONTH 15

R60

30

R1,800

R3,453.33

POLICY-HOLDER SPENT THE SAME AVERAGE AS EXAMPLE 1 AND USED AN AVERAGE OF R70 FROM MONTHS 6 TO 9. POLICY HOLDER DIED IN MONTH 16. THE BENEFICIARY RECEIVES A R3,453.33 PAYOUT.

= R3,453.33

Subject to calculation of the average spend as per the terms and conditions.

BENEFIT


6

INFORMANTé – edition 8

WHAT IS YAMBU ScorraMORE? PEOPLE say you get what you give. But YAMBU believes you should get a whole lot MORE than you give. You should always ScorraMORE! YAMBU is like a magic wand that multiplies your airtime and gives you Life Insurance Cover, just for doing what you usually do. Buy airtime, use it up and WHAM! – you have ScorraMORE Life Cover without paying a cent more. HOW DOES IT WORK? Get ScorraMORE Life Cover when you register, RICA and use a YAMBU SIM Card. Your ScorraMORE Life Cover is calculated every month. The amount of airtime you use in one month will be multiplied by 30 to give you cover for the next month. DO WE NEED YOUR BANKING DETAILS? NO. The only time we ever need any banking details, is in the event of your beneficiary lodging a claim. WHAT IS MY POLICY NUMBER? Your cellphone number will always be your policy number. WHEN DOES THE LIFE COVER PAY OUT?

BY HOW MUCH WILL MY AIRTIME BE MULTIPLIED? We mulitply any airtime you use on a registered YAMBU SIM Card by 30. We also multiply airtime you buy from YAMBU and use on your own SIM card by 30. EXAMPLE: Nosi uses R100 airtime on her YAMBU SIM in one month. She will have R3000 qualifying cover in the next month. R100 x 30 = R3000. DO I GET COVER WHEN I BUY, LOAD OR USE AIRTIME? Your cover is only calculated on the amount of airtime you USE on your YAMBU SIM Card. This means the airtime has to be used either on SMS/ MMS, Data or Voice Calls. If you LOAD R150 airtime but you don’t USE it, then you will NOT be covered for the full amount. If you LOAD R150 but only USE R100 this month, then you will be covered for R3000 next month. If you USE all R150 this month then you will be covered for R4500 next month. So make sure you USE as much airtime as possible to get the highest cover in the next month. R20,000 COVER INCLUDED FOR FIRST MONTH!

A claim has to be lodged by your nominated beneficiary in the event of your death. The cover amount will be paid to your beneficiary within 48 hours of receipt of all required documents and finalisation of claim process.

After you register and activate your membership with R30 we will GIVE you R20,000 ScorraMORE Life Cover for the first month. REMEMBER to top up every month.

HOW TO REGISTER

HOW IS THE FINAL CLAIM CALCULATED?

Get a free YAMBU SIM Card from a YAMBU branch or an accredited YAMBU vendor. 2. RICA and register your SIM card with YAMBU. (You need to show your ID and proof of address.) 3. Choose a beneficiary. 4. Activate your policy by using R30 airtime on your YAMBU SIM Card. 5. Use airtime on your YAMBU SIM Card every month. Your cover begins the next month after the we confirm via SMS that you are registered with YAMBU.

In some months you will use a lot of airtime. In other months you will use less. This is why we use a lifetime average to calculate your ScorraMORE Life Cover pay-out. We will add up all the Airtime you used on your YAMBU SIM Card, multiplied by 30. We will then divide this amount by the cumulative number of months you have enjoyed cover without interruption, to determine the ScorraMORE average cover amount. You will receive a monthly SMS stating your projected cover amount.

1.

HOW MUCH COVER WILL I GET? Your ScorraMORE pay-out can be up to R100 000. The size of the pay-out depends on how much airtime you use on your YAMBU SIM Card during each calendar month.

MAKE SURE YOU LOAD AIRTIME EVERY MONTH!

d. If you skip a month your average cover will reset to ZERO. So keep using airtime on your YAMBU SIM Card every month .

e.

WHICH NETWORKS CAN I USE?

2.

We can offer you ScorraMORE Life Cover on Cell C, Vodacom or MTN.

a. b.

CAN I GET COVER IF I USE MY CURRENT SIM CARD? Yes., if you register with YAMBU ScorraMORE and purchase airtime at a YAMBU branch.

c.

CAN I KEEP MY OLD NUMBER ON A YAMBU SIM CARD? You can keep your old number, but only if you port to a new network. YAMBU can offer you ScorraMORE Life Cover on the Cell C, Vodacom or MTN Networks.

CAN I TRANSFER MY SCORRAMORE LIFE COVER TO SOMEONE ELSE? No. Once you are registered you are the person who is covered. However, you must choose a beneficiary and you are free to change your beneficiary at any time. HOW SHOULD MY BENEFICIARY CLAIM? There are three ways to claim: 1. SMS “CLAIM” to 44044 and a YAMBU representative will call you. (Standard SMS rates apply.) 2. Visit your nearest YAMBU branch. 3. Call our helpline on 0860888837. Beneficiaries need to present the following documents to make a claim: 1. Death Certificate of the life that was insured 2. Police Report (if death was due to any unnatural cause) 3. Other related documents on request. HOW DO I RECEIVE INFORMATION ABOUT MY SCORRAMORE LIFE COVER? 1. a. b.

To check the current value of your ScorraMORE Life Cover: We will send you an SMS update every month. Visit your self-service portal at www.scorramore.co.za

To view or change your beneficiary: Visit your self-service portal at www.scorramore.co.za SMS BEN, Beneficiary Name, Contact Number and ID Number of your beneficiary to 44044. (E.g. BEN John Doe, 0882345678, 5501011234123) Contact our call centre on 0860888837.

Anyone over 18 years of age who is legally residing in South Africa with a valid ID, passport or refugee document. You must be able to complete the RICA process. TERMS AND CONDITIONS** •

Your beneficiary is the person who will receive the ScorraMORE Life Cover pay-out when you pass away. You can choose anyone to be your beneficiary, as long as you provide their details when you register.

See the information printed on the bottom of your till slip. SMS COVER to 44044.(Standard SMS rates apply.) Call our helpline on 0860888837.

WHO QUALIFIES?

WHAT IS A BENEFICIARY?

CAN I BUY AIRTIME FROM ANYONE AND STILL GET COVER? Yes. You can buy airtime from anywhere you want. However, you have to use the airtime on a YAMBU SIM Card. You will get 30 times the airtime you use in one month as cover for the next month.

c.

• 2014

• • •

Maximum ScorraMORE pay-out is R100 000. Minimum age to qualify is 18 years. The reward will not be paid in the event of suicide, terrorism or war. You only qualify if you are legally residing in South Africa.

**This product is subject to exclusions, terms and conditions and the provisions of an insurance policy contract. For detailed information on this see the YAMBU Life Cover policy document at: www.scorramore.co.za

Airtime saves the day again

L

indiwe owns a Spaza shop in Mthata. Last year Lindiwe’s mother passed away and she was very sad. On top of that she and her husband had to pay for the funeral which was very stressful. It made her realise she needed good funeral cover in case something happened to her. But insurance is expensive. Then Lindiwe heard about YAMBU ScorraMORE and decided to register. She usually spends R350 per month on airtime but with YAMBU ScorraMORE this airtime gets mulitplied to R10 500 ScorraMORE Life Cover. And she doesn’t have to pay a cent more! If anything happens to her, she now knows there will be extra money for her family. Lindiwe sent her husband, mother, father and sister to the nearest YAMBU branch to get their free SIM cards so that they could be covered too. She also told her friends and her community about it. “You can’t keep something this good a secret!” she says. “Everyone uses airtime, so why not get covered at the same time and save on funeral costs?” Spread the word. Register with YAMBU ScorraMORE today!


INFORMANTé – edition 8

7

• 2014

IT’S BETTER

THAN EVER!

SUPACHARGE IS AVAILABLE ON ALL CELL C RECHARGE VOUCHERS.

RECHARGE WITH

EXTRA FREE VALUE

TOTAL VALUE

R20

R40

R60

R30

R60

R90

R60

R120

R180

R120

R360

R480

VALID FOR 1 DAY

VALID FOR 3 DAYS

VALID FOR 5 DAYS

VALID FOR 7 DAYS

TO USE AS YOU CHOOSE FOR TALK-TIME*, SMS* OR DATA

GET EXTRA VALUE EVERY TIME YOU SUPACHARGE. NO OPT-IN REQUIRED ANY NETWORK

ANY TIME PER MIN

10002103

ENTS PER SECOND BILLING

All standard Terms and Conditions of Cell C Service Provider apply. Standard RICA rules and processes apply. All prices and usage rates advertised include VAT, unless otherwise stated. *Cell C to Cell C.


8

INFORMANTé – edition 8

• 2014

HELP YOUR STAFF with YAMBU ScorraMORE!

M

ScorraMORE Life Cover. Use airtime and get Life Cover included! No extra charge! He knew he had found an amazing solution.  Mr Naidoo signed up all his staff with YAMBU ScorraMORE. He organised YAMBU SIM Cards Every few months someone for everyone and made sure they were RICA’d and properly would ask him for a salary advance to pay for a relative’s registered. Since he was already paying for funeral. Mr Naidoo usually agreed to this, but he was getting very his drivers’ airtime, he decided concerned about how much it was to buy R20 airtime every month for all his staff to keep their policy costing them. They would come active. The average driver spends to work depressed and broke, All the airtime they use in one worried about their children’s school fees and struggling to make month gets multiplied by 30 to ends meet. He just didn’t feel it give them their life cover for the next month. In this way all of was right. Then he heard about the them are now insured. But Mr Naidoo knew their incredible deal  of YAMBU r Naidoo is the owner of a small removals company. He has a team of 40 staff members. They work hard and he has always believed in treating people fairly. But Mr Naidoo noticed something that really concerned him.

problems wouldn’t end unless their families were also covered. So he encouraged his staff to spread the word and make sure their community was covered too. Now when someone passes away there is extra money for their beneficiaries to pay for the funeral or to support their families. And they get this WITHOUT PAYING A CENT MORE, Just RICA, register and use a YAMBU Sim card for all phone calls, SMSs and data. Or register and buy airtime at a YAMBU branch. It’s that simple. Mr Naidoo was thrilled to be EMPLOYER: YAMBU AIRTIME

R50

MONTHLY QUALIFYING COVER

R1,500

able to make a difference in the lives of his staff and their families. AFTER YOU REGISTER AND ACTIVATE YOUR MEMBERSHIP WITH R30 WE WILL GIVE YOU R20,000 SCORRAMORE LIFE COVER FOR THE FIRST MONTH. Remember to top up every month. To enquire about YAMBU ScorraMORE for your staff please call the ScorraMORE Helpline on 0860888837, or SMS “Staff” to 44044 and one of our consultants will get back to you.

ADDITIONAL EMPLOYEE SIM CARD MONTHLY USAGE

R100

MONTHLY QUALIFYING COVER

R3,000

AVERAGE COVER AMOUNT

R4,500

UP TO

R100LIFE000 COVER INCLUDED IN YOUR AIRTIME

JUST ASK US HOW.

TM

DO YOU RUN A BUSINESS? Do you care about your staff? Are they depressed, broke and worried about their families? Help them get Life Cover without paying a cent extra! All you need is a YAMBU Sim card. Register and RICA with a YAMBU agent and you will get ScorraMORE Life Cover included when you use airtime on it. NO EXTRA CHARGE!

New Adventure Insurance Brokers (Pty) Ltd (Registration number 2000/023619/07) t/a Yambu (FSP number 34750), is a registered financial services provider and this product is underwritten by Constantia Life and Health Assurance Company Limited.

We will multiply all the airtime you use by 30 to give you your cover amount. Sign up all your staff and give them this incredible opportunity to look after their families at no extra cost.  Use all the airtime you buy on phone calls, SMSs or data and get ScorraMORE Life Cover included! That’s a GREAT deal! Call the ScorraMORE Helpline on 0860888837, or SMS “Staff” to 44044 and one of our consultants will get back to you.

IT’S YOUR CALL. THE FAMILY’S BENEFIT. OUR PLEASURE.


Informante Edition 8, June 2014