d)
Date of subsequent modification of charge: N.A.
e)
Date of vetting of documents by legal officer /Panel Advocate: 29.07.2009
f) Name of Guarantors & their Net Worth (Rs. in lacs) Name Relationship Mahesh Chand Gupta Father of Prop. Smt. Shashi Mother of Prop. Khandelwal Vikas Gupta
Net Worth 867.00 lacs 4.50 lacs
Brother of Prop. 8.04 lacs
As of 30.09.09 30.09.09
Basis Annexure CC Annexure CC
30.09.09
Annexure CC
* Net Worth of the guarantors includes their investment in the subject Company and Group Companies. *CA Certificate confirming Net Worth of the Guarantors to be obtained by the Branch before release of enhanced limit and Branch to ensure the same is in accordance with Net Worth as mentioned in the Process Note.
III. CREDIT RATING & Pricing: Pricing Credit Rating Score Based on ABS [ March ’08 / Mar ‘08] Applicable interest rate as per Credit Rating
Existing BBB BPLR+0.75%
Proposed BB BPLR+1.00% at
Interest rate presently Charged and Proposed
present As per HO/RBI guideline issued
from time to time. Concession if any Nil Interest Rate charged by Lead Bank N.A. Commission on NFB Limits N.A. Processing Charges 0.25% of the Sanctioned Limit - Credit Rating Work Sheet furnished as Annexure 1 a) Factors contributing to the up gradation / slippage in credit rating: Change in the parameters of Risk Rating and lower profitability of the Firm.