Third Party Liabilities: When your car is involoved in an accident, you might have been bounded legally to pay for the damages of third party involved. According to the Motor Vehicles Act (MVA), bodily injuries or death of the passengers in accident involving your car will hold you liable for a penalty. Also, you will be held liable to pay for the damages occurred to the third party’s property. These liabilities are taken care of by your car insurance company.
T&C role play: • •
If not the owner, the driver must be permitted by the insured to drive The company can undertake the defence of the proceedings in the event of the death of the insured
Source: HDFC ERGO General Insurce Company