ing remittances spend more on consumption goods? Do they make investments at all? How can the Philippines harness these inflows for development? This Policy Notes, as based from this author’s longer study, looks into these concerns, especially on some of the trends and patterns of the Filipino families’ use of remittance income. Growth of remittance receipts Remittance receipts have been rising at phenomenal rates since 2002. In fact, Figure 1 shows that from 2001 to 2006, remittances