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November 23, 2012

IT’S ON!

San Clemente Holiday Shopping Season Begins


The Only Weekly Newspaper Exclusively for the San Clemente Area

November 23, 2012

The San Clemente News

Hands-On Architecture Toys to Make Learning Fun By Miss Fortune Whether you are a homeschooler or the parent of a mainstream educated child, you can use architecture themed building kits and toys to help with history, motor skills, building principals and geography. Lego is one of the leaders in large scale architecture building systems; one of the biggest perks to investing in them is that they can use incorporated with other Lego sets and bulk packs to create new or modified scenes. There are a lot of companies that make specialty building systems and kits, some of them are better than others in regards to price and replay value. Age recommendations are just that, a suggestion. If your child has building experience they might be able to tackle some of the more advanced systems.

design and enlarged it using graph paper to expand the size of the statues. Other impressive Nanoblock sets that are excellent for architectural or historical lessons include Himeji Castle, Kinkakuji Temple and Neuschwanstein

gested price. It remains to be seen if they are going to add more sets to the theme in 2012 and 2013 although there have been additions to the website about new models being added in September.

with an architectural or historic slant to them are based off of real world structures. Some of the most popular 3-D puzzles include Big Ben, Eiffel Tower, Notre Dame, Taj Mahal and Empire State Building. These types of puzzles help kids think in a different way when working on the piece; it can help with broadening their thinking skills as well as thinking in a 3-D format.

How can these types of toys and building systems benefit children? You can use them to teach history, geography, building concepts, architectural history and art appreciation. For the basic building sets like GeoMag you can work in science with hands

ArchiQuest Building System: Priced at about seventy dollars, this kits are made up of wood blocks that have printed images on them. There are endless ways to arrange them to make different types of structures in different sizes. The beauty of the system is that you can keep adding to it to make larger scenes and structures. This system was something that my boys loved and spend hours using. From it their love of Lego blossomed but the ArchiQuest system is not interlocking so it requires more planning when doing something with five or six levels. This is something that kids of all ages can use and it is something that can grow with them. In addition to the medieval theme there are also Egyptian and fantasy themed sets that you can get. While they are expensive they are something that will last a long time.

Nanoblock Building Systems: Nanoblock uses the same type of building system as Lego; pegged or studded pieces that interlock to form a shape or design. The prices on most of the specialty Nanoblock sets are about half the price of what you would pay for Lego but there is a noticeable difference in the type of plastic used as well as the overall feel of them. From an educational standpoint the structured sets are amazing; The Easter Island set was one of the first sets I purchased and it was something that the boys loved building. Ultimately they took the

3-D Puzzles: If you have an older child that loves a challenge then 3-D puzzles are worth looking in to. They can be a little hard to get used to since you are not building a traditional flat puzzle but rather something that has sides to it. We have had 3-D puzzles from a couple of different companies like Ravensburger and Puzzle Plex over the years. The ones Page 2

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GeoMag: Imagine if you could expand basic building and structure concepts to incorporate symmetry, the use of magnets and the ability to build 3-D shapes. If that sounds interesting then the GeoMag system will make your jaw drop. One of the most amazing things that they boys built with the larger and supplement sets was a DNA double helix. While not on a grand scale of those you would see in college labs, it had over 1,800 pieces. GeoMag is made in Switzerand and is an imported item, the systems and sets are not expensive but they can be hard to find in retail stores. There are magnets in the set so they are not recommended for younger children or use on visual learning. Reading about a near computer equipment. famous building can be educational but if you give a child the opportunity Lego Architecture: One of the most to build it on a smaller scale they will popular Lego Architec- retain more of what they are learning ture sets is Fallingwa- about and that could lead to them ter but I wasn’t all that branching out in to other areas. My impressed with the boys had a deep love of all things build, especially con- Egyptian and were fascinated with sidering the hundred how the pyramids were constructed. dollar price tag. The This lead them to making their own small and mid sized from origami cubes to see which sets include The White design was the strongest. House, Sydney Opera House, Seattle’s If you are considering investing in Space Needle and building sets you are going to want the Guggenheim Mu- to look for something that can be seum. Even though expanded; this increases the replay I am a huge fan of value and the things that can be done Lego there are some with it. Some of the systems are not architecture sets that cheap but can you put a price on are not worth the sug- education?


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The Only Weekly Newspaper Exclusively for the San Clemente Area

November 23, 2012

Professional Student/Gallery Mentoring Program The 11th annual collaboration between Laguna College of Art & Design and First Thursday’s Art Walk member galleries culminates on December 6 from 6-9 pm when 17 Laguna Beach galleries, volunteering as mentors, will feature original works by Fine Arts seniors of Laguna College of Art & Design during the Art Walk. The students will be present at each gallery exhibiting their work, which is available for sale. Sale proceeds will benefit student artists and the First Thursdays Art Walk LCAD Scholarship Fund. The Student/Gallery Mentoring Program was launched by First Thursday’s member and current LCAD Professor Robin Fuld. The program pairs senior students in the Fine Arts Professional Studies class with First Thursday’s professional art galleries and is designed to demonstrate the intricacies involved in the business of operating a gallery and professionally exhibiting artwork. Most of the students have never exhibited their work professionally, with the exception of juried student exhibitions at the college. The Professional Studies class is designed to teach students the fun-

damentals of work in the professional arena. The program includes handson work with representatives from the galleries whose expertise helps guide the students and to broaden the scope of their art world experience. An integral part of LCAD’s mission is to provide students with the skills and education necessary to prepare them for today’s complex and changing job market. The success of the college as well as the success of alumni resides in their ability to engage in fulfilling careers. “Every year, I hope to instill in my students the importance of the business side of art, and not to fear it. There is so much help available to the emerging artist, and now they have a chance to work with industry professionals through the mentoring program who will answer their every question and show them the ropes. Besides having the passion and discipline for their art, it is essential to have knowledge of the business side,” said Robin Fuld Professor of Professional Studies and Director of Career Services. Robin points out that not all fine artists who graduate have set their sights on gallery representation. “The field of art has many diverse

components. Career opportunities encompass teachers, commission portrait painters, art advisors, muralists, scene painters for animation studios, police sketch artist, and the list goes on and on. Most students graduating with a Bachelor’s degree have yet to acquire the amount of consistent work necessary for gallery representation. Many will continue on to a graduate program to hone their skills and create that work. Many will need to work at least part-time to support their education if they’re not

receiving some other form of financial assistance. It’s a balancing act, and these students are fueled by their passion and need to create.” “I assign students to galleries for a variety of reasons and it’s just not because they are visually a perfect match. How could most be? They are still students exploring the direction of their work. It’s serendipitous that this year’s students have quite specific interests that they share in common with their gallery and have a unique opportunity to cultivate it.”

ATHLETE of the month Athlete’s Choice is pleased to announce our Athlete of the Month, Matt Costanzo Matt Costanzo is a dynamic young Varsity Lacrosse player for the Tesoro Titans. This energetic and highly enthusiastic Tesoro high school student is also a dedicated member of Athletes Choice in Rancho Santa Margarita. In addition to his academic and scholastic routine, Matt takes time for the intense strength and technique workouts with coach Nick Tintle of Athlete’s Choice. “I would have to say that Athletes Choice is a perfect name for this organization since the players themselves choose to train here, “says Costanzo. “I particularly enjoy training here because of its fun environment and because coach Tintle has really helped me improve my Lacrosse skills, and increase my fitness and strength levels immensely and all of that contributes to improving my game. Nick’s special knowledge and skills were apparent right away when he suggested special Lacrosse workouts to increase my strength, speed, and agility. I have only been working on these drills for the past few months but I can already feel the improvement. I’m excited to work even harder this upcoming spring season as I hope to play with Lacrosse in college and Athletes Choice has been the perfect counterpart to my training.” Athletes Choice is proud to honor Matt Costanzo as our Athlete of the Month .

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949-888-2717 23252 Arroyo Vista Rancho Santa Margarita 92688 email info@athleteschoicersm.com

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The Only Weekly Newspaper Exclusively for the San Clemente Area

November 23, 2012

The San Clemente News

SANTA IS COMING TO TOWN ABOARD THE HOLIDAY TOY EXPRESS TRAIN Members of Newly Formed North Beach Community Association to Participate in Pre-event Activities at North Beach Train Station November 15, 2012…San Clemente, California…Metrolink’s Holiday Toy Express Train is coming to town on Saturday, December 8, 2012 at 7:45 p.m. at San Clemente’s North Beach Metrolink station located at 1850 Avenida Estacion. The City of San Clemente is a proud sponsor of the holiday train event. Members of the public are invited to participate in preevent activities beginning at 6:00 p.m. Member businesses and residents of the newly formed North Beach Community Association will provide hot cocoa and other holiday festivities prior to the arrival of the train. Those already committed include Knuckleheads, Bull Taco, Brick Pizzeria, Harcourts Distinctive Coast Properties, and Café Rae. Other participants will be announced as they become known. In tradition with years past, the train will be fully decorated with 50,000 festive twinkling lights, tinsel and animated decorations. Metrolink has created a brand new musical show this year for people of all ages to enjoy. Members of the San Clemente City

Council will join in the holiday spirit and provide their personal greeting to residents at the train stop. Orange County Fire Authority firefighters stationed in San Clemente will also participate in support of the Firefighters Spark of Love Toy Drive, collecting new, unwrapped toys for

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children in need. Those unable to attend can still donate sporting goods, gift cards, or new unwrapped toys now through December 24th by delivering items to any of the three fire stations in San Clemente: Fire Station 50, 670 Camino Las Mares

Fire Station 59, 48 Avenida La Pata Fire Station 60, 121 Avenida Victoria For more information, including a complete schedule of the 42 holiday train stops planned throughout the southland, log onto www.san-clemente.org or www.metrolinktrains.com.


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November 23, 2012

THANKSGIVING AID TO MARINE FAMILIES WARMS HEARTS AND SPARES POCKET BOOKS

Subscription Rates $26.00/year Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com

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San Clemente News is an independent weekly newspaper published every Friday. We are not owned or operated by any of the big daily newspapers. The views and opinions expressed are those of the publisher and not any organization. No reproduction, in whole or in part is permitted without the express written permission of San Clemente News. Legal Advertising: The San Clemente News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #06CC00655 on March 21, 2006 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District and the Cities of Dana Point and San Clemente.

by Bob Crittendon Ear-to-ear smiles were the order of the day as hundreds of Marine family members lined up early and made their way through the “turkey line” Monday in north Camp Pendleton. The occasion was the annual thanksgiving dinner giveaway sponsored by San Clemente Military Family Outreach (SCMFO), and 725 plump frozen turkeys and pumpkin pies were only a part of the distribution. At other food stations were sacks containing roasting pans, stuffing mix, gravy, packaged potatoes, canned corn, cranberry sauce, green beans, and yams-- all being handed out to low income families by Outreach volunteers supported by area churches, scout troops and even off-duty Marines. This is the tenth annual turkey giveaway and targets those base housing units in north Camp Pendleton that include families of Marines in the USMC School of Infantry, San Mateo, Las Pulgas, Talega and Camp Horno. These are typically young military families with a member currently in training or already deployed, and often facing severe financial stress at home. Non-profit SCMFO assists struggling families with emergency needs all year around, but the thanksgiving event seems to gain a higher public profile, says outreach chairperson Kathy Morea, “The season is a special time for all of us,” says Morea, “but it is also one with a lot pressure for those in need. We can’t overlook those families, and we know that they really appreciate a helping hand.”

That is dramatically evident in the feedback from those accepting the turkeys. Anna Strickland, Marine wife and mother of four, says “This is a great thing, and releases a financial burden for my family.” Anna and her husband, Sgt. Leslie Strickland, have children Javon 8, Syriah Marine wife Rosalynn Jackson and her 3 children are 7, Desean 5, and greeted in the “turkey Line” by a bigger-than-life turkey, SCMFO mascot Tom Turkey.photo by Bob Meese Robbie 2. Like many other families in north Camp to military families is funded by Pendleton, they look forward to any donations, by a late summer mail assistance from the local commucampaign, and an October musicnity at this time of year. and-comedy variety show at the SCMFO has been providing help San Clemente Community Center. at Thanksgiving for ten years. This Next up for the organization is a year’s event was smaller than previChristmas “Thank a Family” proous years, but no less appreciated gram that pairs local donors with and strongly supported by south military families in need. The goal Orange County. Workers included is for donors to personally interface dozens of friends from churches with a military family to identify their who pitched in to man the food starequirements and then meet those tions, girl scouts from on-base troop needs with items such as Christmas 2507, and boy scouts from Laguna trees, food, clothing, toys or a gift Niguel troop 772 who helped to card. SCMFO will put interested move food and carry sacks so parties in touch with a military fampregnant wives wouldn’t have to ily so they can connect and decide wait in line. Off-duty Marines did the how best to make Christmas wishes heavy lifting, and several California come true. Further information Highway Patrol officers from San is available by calling 949-388Juan Capistrano also donated and 2812 or e-mail Theresa Lowe at showed their support. The SCMFO <Lowetd@aol.com. seasonal events and year-around emergency financial assistance

The difference between stupidity and genius is that genius has its limits. -Albert Einstein The San Clemente News

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The Only Weekly Newspaper Exclusively for the San Clemente Area

November 23, 2012

The San Clemente News

GOT MILK? & GIRL SCOUTS IN ORANGE COUNTY PARTNER TO RECAPTURE AN ICONIC AD In 1997, an adorable 10-year-old Girl Scout named Megan Weber made an impression on Californians with her iconic uniform and an arm full of cookie boxes on a memorable print campaign, provoking the question, “GOT MILK?” To commemorate this moment in time and the partnership established 15 years ago between the California Milk Processor Board (CMPB), the creator of GOT MILK?, and the Girl Scouts in California, the organizations are searching for three lucky Girl Scouts among more than 200,000 in the Golden State to be the stars of a new print campaign. Locally, registered members from Ladera Ranch are encouraged to submit a photo showing how Girl Scouts and milk are helping them become strong, healthy and confident young women. “Girl Scouts has been developing strong, confident women for 100 years and we are pleased to offer our local Girl Scouts the opportunity to share the impact that Girl Scouting has had on them,” said Nancy Nygren, CEO of Girl Scouts of Orange County. Megan Weber, the original red

head, freckle-faced Girl Scout featured in the 1997 campaign, will be traveling to Orange County to encourage local Girl Scouts to take part in the contest. Weber, now 25 and living in Sweden, didn’t hesitate to lend her support. “I remember missing my school Halloween party to participate in the photo shoot,” says Weber. “I just couldn’t pass up a once in a lifetime opportunity to star in a GOT MILK? billboard and to represent the Girl Scouts in California. Girl Scouting taught me how to become independent and hard working. I’m excited to represent both GOT MILK? and the Girl Scouts in California as they search for a new generation of strong, healthy and confident young women.” The 2012 GOT MILK? - Girl Scouts Photo Contest is an opportunity for three Girl Scouts in California to each receive a $500 U.S. Savings Bond and to be featured together on a billboard (or comparable advertising media) in their hometowns. The contest is open to all currently registered Girl Scouts, kindergarten through Grade 12 (except Girl Scout

adults) belonging to one of the eight councils in California including Girl Scouts of Orange County. From Nov. 5 to Dec. 17, 2012, Girl Scouts may submit a photo with a caption of no more than eight words showcasing the contest prompt: How have Girl Scouts and milk helped them become strong, healthy and confident young women? The Girl Scout submitting the photo and dairy milk must be featured on the photo. Aside from the three grand prizes, camp scholarships worth $350 each will also be given to 24 finalists throughout the Girl Scout Photo Contest state. For complete conc/o RL Public Relations test rules and to download an entry/ 11835 W. Olympic Blvd., Suite release form, visit www.gotmilk.com/ news. Entries can be submitted via 1155E Los Angeles, CA 90064 the following: he three grand prize winners will be Email: contest@gotmilk. notified by Jan. 31, 2013. com (limit 8 MB) Mail: GOT MILK? 2012

Cut your holiday expenses

By Jason Alderman The closer the holidays loom, the less time harried families have to buy gifts, plan seasonal events and make travel arrangements. Unfortunately, when time is at a premium and you’re forced to make last-minute decisions, it’s usually your budget that suffers. As an occasional procrastinator myself, let me share a few tips I’ve picked up over the years that can help take the expense – and stress – out of holiday planning: Before you start shopping, calculate how much you can afford to spend on the holidays as a portion of Page 6

your overall budget. If your finances are in good shape, spend no more than 1.5 percent of your annual income. But if you’re deeply in debt, can’t meet your regular monthly expenses or don’t have an emergency fund, this isn’t the time to rack up additional debt. Once you determine an overall amount, tally up expected holidayrelated expenses including gifts, decorations, new clothes and accessories, giftwrap, cards, postage, special meals and year-end gratuities. Don’t forget travel-related expenses if you plan to leave town, and try to recall unanticipated expenses from last year. If you’re looking for ways to cut back, consider: Arrange gift lotteries with family members and friends so everyone concentrates their time, effort and money on buying fewer, nicer gifts. Speak candidly with friends, coworkers and extended family about placing a moratorium on exchanging gifts. They’re probably feeling the pinch too. If the gift-giving gesture is important to you, suggest pooling resources with others to make a sizeable contribution to a charity you

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all believe in. Once you’ve determined your overall holiday spending budget – and before you start shopping – make a detailed list that includes: Everyone on your shopping list. Spending limits and several gift alternatives for each person. How much you actually spend on each gift. If you overspend on one present you’ll need to make up for it elsewhere. What you gave each person – to avoid giving them the same thing next year. What each person gave you to avoid “re-gifting” disasters later on. Other expenses (decorations, etc.) Some people relish hunting for bargains; others loathe it. Either way, here are a few money-saving tips: Clip newspaper and online coupons. Stores often match competitors’ prices even if their own items aren’t on sale. Plus, many consolidation websites post downloadable coupons and sale codes for online retailers. Mobile shopping apps let instore smartphone and tablet users scan product barcodes and make on-the-spot price comparisons, read

reviews, download coupons, buy products and more. If you’re traveling for the holidays, note that many airlines charge $25 or more for each checked bag. Many stores and websites ship gifts for free, saving you hassle at the airport. Carefully read purchase-return policies for deadlines, exclusions (e.g., for sale or clearance items) and restocking charges. Keep receipts. Many retailers will refund the price difference if an item goes on sale within a few weeks after purchase. Check whether your credit card agreement provides free product warranty extensions and/or price protection. And finally, consider the gift of time. Older relatives don’t need more chocolates, but they probably could use help with chores, running errands or rides to doctor’s appointments. Plus, they would probably appreciate your company. Offer to babysit for harried parents so they can run a few errands or simply recharge their batteries.


The San Clemente News

The Only Weekly Newspaper Exclusively for the San Clemente Area

November 23, 2012

Great Gadget Gifts for Life on the Go Technology is always high on holiday gift lists, and this year is no different. Recent trends in mobile phones, an ever-growing range of tablet and e-reader price points and styles, and fashionable accessories mean you have more great options than ever. Thanks to some of the hottest handsets coming to no-contract plans, smartphones are truly giftable for the first time. Get the ultimate in flexibility with no long-term commitment from providers like RadioShack No-Contract Wireless, Boost Mobile and Virgin Mobile. Time to upgrade or on an existing contract? Consider a gift card, or look for the best deals at a retailer that offers top contract carriers. For the video or book lover on your list, tablets and e-readers come in many brands, sizes and price points to meet their needs and manage your holiday budget. They are very portable and are a great way to make waiting in line or at the doctor fly by much faster. Consider buying a device on the same operating system as the recipient’s smartphone so app purchases will go twice as far. Plus, some people are loyal to one camp or another and will value your gift more if you show you know that. Accessorize your gadget purchases. The right phone, tablet or e-reader case shows recipients you know their style and protects their present. Speaking of extending the life of these devices, consider a warranty plan – especially for kids or adults whose work or leisure activities might put that gifted gadget at risk. For the music lover, headphones are a great choice. Wireless headphones use Bluetooth tech-

nology and operate on batteries for a hands-free experience. If choosing wired headphones, look for a pair with a strong cord or one that can be replaced if damaged. For a combination of high-fashion and high-function, look for hot headphones like Beats by Dr. Dre. For entertaining a crowd, check out compact options such as the AUVIO Bluetooth Portable Speaker. The speaker has great sound, and a compact size make it easy to enjoy music with friends no matter where you are. Don’t forget the power. For battery-operated

gifts, make sure to pick up the right batteries. For rechargeable tech gifts, power them up with Enercell Portable Power Banks, car chargers, or even a phone-charging case. If you’re a little unsure about choosing the right tech for everyone on your list, nothing beats turning to experts like the folks at RadioShack for help. Relying on gadget gurus and even getting a hands-on demo help ensure your present is just the right fit – unlike that sweater Aunt Margaret gave you last year. Photo courtesy of Getty Images

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The San Clemente News

The Only Weekly Newspaper Exclusively for the San Clemente Area

November 23, 2012

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November 23, 2012

Hottest Christmas Toys for 2012 Are Already Selling Out Especially Furby By Angel Vee Hottest Christmas toys 2012 are on the rise. That’s right parents, it’s that time to start thinking and purchasing so your child can get at least one of the most popular toys this year without fighting lines or waiting on preorders. Will Furby be your choice or maybe the new Wii U? So many toys to choose from this year. Let’s check out your top choices this year, and hopefully this list will help you decide.

go crazy. Last year it was all about Bieber. This year it’s the popular English boy band called One Direction, who are famous for the hit song called “What Makes You Beautiful.” Choose from Zayn, Louis, Liam, Harry, or Niall. $19.99 each. Good for boy or girl. Furby Is Back! Trust me some boys The silly and boring interactive talk- like this band just as ing Furby from the 90’s is back to an- much as the girls. noy the parents even more. This time around the toy is louder, creepier, and Y Volution Fliker F1 much more expensive. However, kids Flow Series Scooter all over the world are falling in love The Fliker Scooter is sure to be with the new Furby regardless of a huge hit this year. Kids can now what others are saying. Choose from use their body and strength to move Purple, teal, orange, black, white, yel- instead of kicking the street. Can low etc. Beware, some retailers are choose from pink, green, black or selling this toy as high as $200, just red.$99.99 at Toys R Us. Get one now because of it’s popularity. Find it at before they are all gone. Walmart or Amazon for under $60.00. Lego And Mega Bloks Are In DeOne Direction Collector Dolls mand Each year you have that one Kids love to build stuff, it keeps celebrity doll which makes the kids them occupied for hours. Almost

everything/character is made into Lego’s or Blok’s these days. You have Ninjago Snake, Lego City, Friends, Monster Fighters, Star Wars etc. Best deals can be found at your nearest Walmart or Toys R Us. Wii U There will be 2 versions. One will be the basic white which will cost you around $299. The other model will be your premium model which will run

you $349, but will include Nintendo Land. Wii U will launch on November 18. However, you can pre-order this item now. Other toys that made the list this year 2012 are the following: Doc McStuffins Doll, Jake and The Never Land Pirates, Terrain Twister Vehicle, Lalaloopsy Silly Hair Doll, LeapPad2 Explorer Tablet, Micro Chargers Time Track Race Track, and the Gelarti Designer Studio.

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Thanksgiving Dinner =TO GO=

Don’t Slave Over a Hot Stove Enjoy A take-out meal in the comfort of your home from the pros at the Back Bay Bistro.

Chef Kurt’s Custom-Rubbed Whole Turkey Includes a mouth-watering selection of sides includes country greens, mac and cheese, sweet mash potato and apple pie with the best gravy in Newport Beach.

Complete Dinner Serves 4-6 - Only $125 Special requests taken with notice. Call Ericka at (949) 729-3800 by November 16th to reserve your family meal.

MON-FRI Holiday Office Catering – Delivered to you – Catering for All Items from Our Lunch Menu We can accommodate special requests Call Ericka at 949.729.3800

Happy Holidays!

1131 Back Bay Drive, Newport Beach, CA 92660 BackBayBistroNewportBeach.com

Courtside Restaurant

GOT CATERING?

Courtside Restaurant is a beautiful location specializing in exquisite and memorable events. We offer casual elegance for any type of event.

Planning A Wedding or Other Special Event? Everything All In One Beautiful Loaction! Our friendly staff will assist you with anything may need for your event. DINING

EVENTS

C AT E R I N G

Weddings Receptions Rehearsal Dinners Parties Bar Mitzvahs Graduations Holidays Corporate Meetings Bridge Clubs Networking Events

Call us for your next special event! 949-361-2211 111 Ave Vista Montana San Clemente 949.361.2211 949.492.1516 Located in the Rancho San Clemente Tennis Club

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Ito t'sstart that time of year again – time planning your holiday dinner parties and office events!

URBAN will customize a menu to your specifications and arrange for your every need including wait staff, rentals, flowers, and valet parking, etc. Call us now to make plans for all of your holiday events! Phone: (949) 340-2055 • Fax: (949) 340-0095 27412 Portola Pkwy, Suite D • Foothill Ranch, CA 92610

www.UrbanGrillandWineBar.com


The San Clemente News

The Only Weekly Newspaper Exclusively for the San Clemente Area

November 23, 2012

SAN CLEMENTE NEWS R e staurant ADELE’S AT THE SAN CLEMENTE INN 2600 Avenida del Presidente 481-1222 AGOSTINO’S ITALIAN RESTAURANT Agostino Difante, 34700 Pacific Coast Hwy., Ste. 100, Dana Point, CA 92629 661-8266 ANTOINE’S CAFÉ 218 S. El Camino Real Antoine Price, 492-1763 AVILIA EL RANCHITO MEXICAN RESTAURANT Victor Avilia, 204 Avenida Del Mar 498-5000 BAJA FRESH MEXICAN GRILL 979 Ave. Pico, Suite A Ron Mehrens, 361-4667 BEACH FIRE 204 Avenida Del Mar Dave Donaldson, 366-3232 BEACH GARDEN CAFÉ 618½ Avenida Victoria Susan McGeary, 498-8145 THE BEACH HUT 1527 N. El Camino Real Tom Porier, 940-0048 BLUE DANUBE Old World Continental Cuisine. 111 W. Ave. Palizada, Suite E Khosro Toufanpour, 218-5186 CAFÉ CALYPSO 114 Ave. Del Mar, #4, Chen Yen, 366-9386 CAFÉ EXPRESSO Steaming coffee and other treats.

647 Camino del los Mares, #122 Sandy Byhower, 240-3467 CAPTAIN MAURIS 149 Avenida Del Mar Morris Gutierrez, 498-8098

G ui de

CASSANO’S PIZZA 626 Avenida Victoria Dave Cassano, 361-0522

IVA LEE’S 555 N. El Camino Real, Suite E Eric Wagoner, 361-2855

CHARO CHICKEN 1021 Ave. Pico,#A Reza Abolhosseini, 366-2650

JUICE STOP 641 Camino de los Mares, #D-100 Anne Park, 487-0045

COFFEE BEAN & TEA LEAF 305 S. El Camino Real, #B Wes Loeber, 498-1220

LA GALETTE CREPERIE 612 Avenida Victoria Owner/Chef Joan Samson, 498-5335

CUCINA PIZZERIA 641 Camino del los Mares, D-110 Roberta Lisciandro, 481-4777

LA SIESTA RESTAURANT 920 N. El Camino Real Albert Hernandez, 498-3094

DEL TACO, #61

LOS PATIOS MEXICAN COCINA 111 W. Ave. Palizada #17 Sergio Hernandez, 369-1399

In a hurry? Get happy!

109 Via Pico Plaza James Hewitt, 492-5311 DELI 204’S 1421 N. El Camino Real Deborah Thornton, 492-8480 DENNY’S RESTAURANT Even people who have never stopped in San Clemente know where this is. Meet your internet date here!

529 E. Ave. Pico Jackie Specter, 492-238 DUKE’S Historic location boasts Hormone- free beef, Kalua Pork Sandwiches, Draft Beers, Specialty Cocktails. Serving breakfast, lunch & dinner, kid’s menu, too.

204 S. El Camino Real 481-2040 EL JEFE CAFÉ 106 E. Escalones Jose Gomez, 492-4010

“It’s not a table without bread and wine”. Delightful service, memorable wines and excellent Italian dishes from the North and South of Italy. Open for lunch weekdays and dinner 7 days from 4 to 10pm.

GORDON JAMES GRILL 110 N. El Camino Real Gordon & Penny Rose, 498-9100 ITALIAN CRAVINGS 105 S. Ola Vista Jose Valle, 492-2777

SALT CREEK GRILLE Mesquite grilled steaks, chops, seafood and Sunday brunch too! Dinner nightly, Live Jazz, Full bar, Distinctive Wines. In Dana Point.

32802 Pacific Coast Highway at Crown Valley. 661-7799

SAN CLEMENTE YOGURT, TEA, COFFEE, JUICE & BAKERY

OLAMENDI’S MEXICAN RESTAURANT President Richard Nixon would eat no other Mexican food than Olamendi’s. Ask Jorge to share the stories of the enchiladas he prepared to go on Air Force One.

100’s of beverages, fresh fruit smoothies, gourmet teas, self-serve yogurt, coffees, tarts, baguette sandwiches, creme brulee, tiramisu and much, much more.

165A Ave Del Mar 949-369-9968

34660 Pac. Coast Hwy. Dana Point Jorge Olamendi, 661-1005 O’NEILL’S BAR & GRILL

26772 Avery Pkwy, Mission Viejo. 949-305-5100

CARBONARA TRATTORIA ITALIANA

RUBIO’S FRESH MEXICAN GRILL 638 Camino del los Mares Jack Curry, 661-6683

NEW MANDARIN GARDEN 111 W. Ave. Palizada, A Jack Cheng, 492-7432

FISHERMAN’S RESTAURANT & BAR

611 Ave. Victoria Bob Novello, 498-6390

220 Avenida Del Mar. 949-498-7813 www.poshtearoomandcafe.com

PIER SHACK & GRILL 615 Ave. Victoria. Randy Raneses, 498-2247

EL MARIACHI RESTAURANT 1925 S. El Camino Real Rafael Jimenez, 369-5111

Everyone knows it is on the pier, but not everyone knows it has some of the city’s freshest seafood.

POSH TEA ROOM & CAFÉ Serving Delicious Lunch and High Tea Daily 11am-4pm Sunday Breakfast & Brunch 9am-4pm Sweet Temptations Baked Every Morning. Lunch To Go Menu. The Perfect Spot for Bridal Showers, Baby Showers, Birthday Parties & Celebrations.

MR. SUSHI 102 Ave. Victoria, #E John Chon, 366-3669

At the Arroyo Trabuco Golf Club. Sunday Brunch at O’Neill’s is a delicious and leisurely experience. Zagat calls it the “best value in Orange County.” Daily specials include fresh fish, steaks, pizza and hearty sandwiches.

FRATELLO’S 638 Camino De Los Mares Bobby & Joey Madison, 661-5200

111 Avenida Del Mar, B Anthony Carbonara 366-1040

MOLLY BLOOM’S IRISH BAR & RESTAURANT 2391 S. El Camino Real Diarmuid Noone, 218-0120

PIZZA PORT 301 N. El Camino Real Chris Coltington, 940-0005

P.F. CHANGS CHINA BISTRO Superb Shanghai Street Noodles, available in few places on the globe, make the trip to Mission Viejo Mall a veritable necessity.

800 The Shops at Mission Viejo Ruby Rosensteel, 364-6661 PACIFIC TASTE 223-A Avenida Del Mar. Wendy Yu, 366-0809 PIPES CAFÉ 2017 S. El Camino Real Patrick Carpenter, 498-5002

The San Clemente News

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November 23, 2012

The Only Weekly Newspaper Exclusively for the San Clemente Area

Miracles “Le Cirque” Raises nearly $750k Kids With Life-Threatening Illnesses Miracles for Kids, a non-profit organization based in Tustin, CA, raised nearly $750,000 at their 8th annual gala; its most successful gala to date. Proceeds from the event fund the organization’s programs that provide aid to hundreds of low-income families with critically ill children throughout Southern California. Miracles for Kids currently operates at CHOC Children’s and Children’s Hospital of Los Angeles, as well as supports cutting-edge research through the Pediatric Cancer Research Foundation. Almost 600 of Southern California’s most notable people attended the popular annual Night of Miracles, emceed by ESPN SportsCenter Anchor Neil Everett. Themed this year as “Miracles Le Cirque”, the gala celebrated the imaginary world of Le Cirque – bubbling with its key elements of art, dance, dexterity, daring and grace. Incredible performances by Il Circo, the critically acclaimed troupe of gravity defying acrobats, entertained guests in addition to a lively silent and live auction. Guests also enjoyed an exclusive taste of various specially prepared Nolet’s Silver Dry Gin cocktails, donated by Miracles for Kids event sponsor and longtime supporter Carl Nolet and Nolet Spirits USA. “Miracles Le Cirque has been another great success for Miracles for Kids, which has been a critically needed support system for more than 600 families over the past eight years,” said Miracles for Kids board chairman, Kenneth Gerdau. “It’s truly overwhelming to see such an outpouring of generosity from the community for so many families in crisis who have children with lifethreatening illnesses.” The most impactful moment of the evening came when the room stood in ovation following a profile video on 4-year-old cancer patient and Miracles for Kids’ grant recipient, Anaya, and her mother, Amanda, who were in the room. The Fund-a-Family fundraiser directly followed, led by auctioneer Jim Nye and assisted by Miracles for Kids children and families, where more than $270,000 was raised from 176 bidders. One hundred percent of the funds were donated to the organization’s Grant Program, which funds basic living expenses for families in need. Always an enthusiastic auctioneer, Jim Nye led a live auction that showcased luxury getaway offerings, unforgettable experience packages and stunning couture fashions, such as a six-night stay for two at the Four Seasons Resort Maldives, a VIP French Open experience, a day with boxing legend Sugar Ray Leonard, a custom clothing package with diamond cufflinks, and a pure bred, Yellow Labrador Retriever puppy with lifetime obedience classes. This year, Miracles for Kids offered electronic bidding technology through Bid Pal for the silent auction making the event almost entirely electronic. Guests bid on items ranging from luxury hotel packages to unique cases of wine. There was also an Opportunity Drawing for the “Circles” Bracelet donated by famed jewelry designer Martin Katz valued at $27,500. Miracles for Kids supporter Sugar Ray Leonard attended and took the stage during the Live Auction, auctioning a full day at his private home, raising the charity $14,000. During the Fund-a-Family portion earlier in the evening, his wife Bernadette gave an impromptu speech celebrating the charity’s cause and its impact on her personally, and donated an additional $10,000 to Fund-a-Family. Another memorable moment of the evening was when Javier Sosa Jr., the son of Javier Sosa, Sr. and founder of Javier’s Cantina & Grill, accepted the Miracle Maker award for his family’s decade long personal and professional support of the organization and the families it serves. “We can’t thank our generous sponsors enough for making this event such a remarkable success,” said Miracles for Kids president and event chair, Autumn Strier. “With more than 50 event sponsors donating over $250,000, it shows how much and how many individuals and businesses in Southern Page 12

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The San Clemente News

Sugar Ray Leonard poses with Anthony and Jennifer Trimino

Janet Nolet with Bernadette Leonard and Julie Stradlbauer

Jim Nye with Autumn Strier and Neil Everett

Miracles for Kids Founder Curtis Green with Javier Sosa Jr.

California really care and want to make a difference in the lives of families devastated by their child’s critical illness.” Special thanks to the lead sponsors of the evening which included: Exclusive wine sponsor Hundred Acre, who donated wine for the evening; the exclusive spirit sponsor of Board Member Tom Swanecamp the evening, Nolet Spirits U.S.A.; and with CHOC patients Sophia Colby exclusive jewelry sponsor, Martin Katz, and Bailey Spoonhower who donated the $27,500 “Circles” bracelet and $5,000 cuff links to the David August Wardrobe live auction item. Founded in 2002, Tustin-based Miracles for Kids’ mission is to improve the lives of children with cancer and other life-threatening illnesses. The organization accomplishes this mission by providing families with ongoing financial and other support necessary to survive financially during their child’s illness, by funding research focused on eradicating life-threatening childhood diseases and by serving as an advocate for children and families who are fighting life-threatening illnesses. For more information please visit www.miraclesforkids.org. Photos by: Lisa Renee Photography, Michelle Schumacher and Michael Haight


The San Clemente News

The Only Weekly Newspaper Exclusively for the San Clemente Area

November 23, 2012

Editor’s Choice Unique Gifts They’ll Wonder How You Thought of It! ship and from there you can send a variety of items, something from a different category each month if you like. It never gets old and you know they have to find something they like in the variety that arrives in the mail. They offer everything from bacon to wine, from peanut butter to lobster, neckties to teddy bears. Wow!

Looking for a unique stocking stuffer? Bedol International Group, Inc. brings you the water alarm clock that works without batteries or electricity. The clock will keep time, has an alarm and works using the ions found in tap water. The water does not need to be replaced for 6 months or longer. It’s cute and certainly makes for a great desk conversation piece. Available from gifts.com

by Ruth White Have you gifted one of those “gift of the month” memberships only to find that it sort of wore out its welcome after the first couple of months. Here’s a unique twist... “Variety of the Month” available from amazingclubs.com. Just choose the length of member-

We’ve all run out of ink and it’s always at the worst possible time, like when you’re trying to jot down the most important phone number of your life. eWell, how about a forever inkless pen? Available from vat19.com, the Inkless Metal Beta Pen features a special metal alloy tip. As you write, tiny amounts of this metal are deposited onto the page. The silvery markings may resemble pencil, but they are permanent and smudge-proof. It’s under $30 and certain to be a conversation piece.

If you have someone on your list that likes to play in the kitchen, this is their Christmas toy! It turn your kitchen into a food laboratory with this how-to kit that teaches you how to transform liquids, like honey, into jelly-like cubes, spherify chopped produce into flavor-packed beads, or even morph melted chocolate into a delicate powder or spaghetti-like strands. You’re only limited by your imagination! It’s the Molecular Gastronomy Kit available from modernistpantry.com. Very Cool!!!!

Oh, I’ve got one last thing from my overloaded geek brain. It may not be available before Christmas but, it’s worth watching for it’s release. It is a one of a kind camera/printer that you hold in your hand. Yes, it’s that small. You take a picture and then print it in full color by brushing this thing over any surface! Check out their site at printdreams.com. I’m checking on availability constantly cause I’ve got to have one of these. Should be available any time now at under $200.

A beautiful little zen gift. The teacup has an unusual angled bottom that allows it to rest in two different positions. On one side is a screened compartment in which you place your favorite loose tea leaves. Pour hot water through the screen and allow it to steep. Once it’s done, simply tip the cup in the other direction, lifting the leaves up out of the water. The cup’s large size is perfect for cradling between your hands as you enjoy the warmth of your drink. This is just a wonderful, thoughtful gift. Available at uncommongoods.com The San Clemente News

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November 23, 2012

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Christmas Gift Ideas for a Grandmother that Has Everything By Crystal Ray Older people usually have just about everything that they could possibly want. If they need or want something in particular, they simply go out and buy it. A grandmother typically collects dozens of knickknacks and decorative presents over the years. Instead of adding to a massive collection, consider Christmas gift options that she can actually use. When a grandmother does not really need anything in particular, give her a Christmas present that will not sit around collecting dust. My grandmother had everything that she could possibly want, and I came up with options that I knew she would use.

Create a Pretty Basket of Edibles A grandmother that has everything would probably love a Christmas gift basket filled with her favorite fresh, canned and home baked foods. Unlike cologne that she might not like or unnecessary trinkets or candles, food is a necessity that will be enjoyed. Buy a pretty basket to hold the gift items, and after it is empty it can be used to stylishly store magazines, craft supplies or anything else that needs a home. Just about anyone could Give a Grandmother Postage use a lovely basket, espeStamps, Boxed Greeting Cards and cially a grandmother that Stationery has everything and needs When looking for gift ideas for a more options for storage. grandmother that has everything, consider giving her a book of postage Buy a Christmas Gift that stamps along with high quality boxed Will Preserve Her Memogreeting cards and stationery. If she ries, Recipes and More sends cards and/or letters, she will My grandmother passed love the Christmas gift. It is something away a few years ago, and that will take up very little space, and something that I wish I had given her unlike many other gifts, it will be used for Christmas gift would have helped instead of stored on a shelf. her memories live on. Although it is too late, I recently found a memory/

Pacific Symphony YOUTH Wind Ensemble OPENS ITS SIXTH SEASON

Pacific Symphony Youth Wind Ensemble (PSYWE), led by Music Director Joshua Roach (under the direction of Pacific Symphony Music Director Carl St.Clair) presents a vibrant collection of American music performed by the amazing talent of PSYWE. The concert begins with a new piece by Maestro Roach, titled “Overture Dodeca,” which was commissioned by and dedicated to USC’s Larry Livingston in 2011. Next, PSYWE showcases John Mackey’s “Hymn to a Blue Hour,” which poetically captures the fleeting moment when sunset meets twilight. For the finale, PSYWE gives a rousing rendition of Gershwin’s classic “An American in Paris” for concert band. Tickets are $12 general admission. For more information or to purchase tickets, call (714) 755-5799 or visit www.PacificSymphony.org/PSYE. Sunday, Dec. 9, at 3 p.m. at San Juan Hills High School, 29211 Vista Montana, San Juan Capistrano, Calif. 92675 PSYWE has quickly gained recognition for being at the forefront of wind ensemble development in the country. Representing 22 schools in and beyond Orange County, PSYWE offers performance opportunities to instrumentalists in grades 9-12, providing members with a high quality and innovative artistic experience. The ensemble strives to encourage musical and personal growth through the art of performance. Students receive guidance from Pacific Symphony musicians and Maestro St.Clair. Page 14

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recipe book. It is blank inside, and it provides spaces to record special notes, recipes and more. If you are Christmas shopping for your grandmother, it is not too late. Give her a

San Clemente Legal Notices

gift that will keep on giving for generations to come. She will feel greatly loved, blessed and truly honored with the gift.

NOTICE OF TRUSTEE’S SALE TS No. 12-0070903 Title Order No. 12-0125391 APN No. 933-64-055 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/20/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by BRADLEY DREW, A SINGLE MAN, dated 02/20/2009 and recorded 2/27/2009, as Instrument No. 2009000091266, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/10/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 24116 PASEO CORONA, DANA POINT, CA, 92629. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $372,784.23. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0070903. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.170787 11/16, 11/23, 11/30/2012


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The Only Weekly Newspaper Exclusively for the San Clemente Area

San Clemente Legal Notices NOTICE OF TRUSTEE’S SALE T.S. No. 09-1538 Loan No. Brisa YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/27/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: Brisa de San Clemente, LLC a California Limited Liability Company Duly Appointed Trustee: Peppertree Financial, Inc., a California corporation Recorded 7/1/2005 as Instrument No. 2005000513522 of Official Records in the office of the Recorder of Orange County, California, Date of Sale:11/29/2012 at 12:00 PM Place of Sale: In the Public Parking Lot at the Front Entrance of Executive Escrow Company, 115 South El Camino Real, San Clemente, CA 92672 Amount of unpaid balance and other charges: $2,222,974.49 Street Address or other common designation of real property: 711 S. El Camino Real, San Clemente, CA 92672 A.P.N.: 692-411-05, 692-411-06 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. PEPPERTREE FINANCIAL, INC, AS TRUSTEE, AGENT OF TRUSTEE OR AGENT OF BENEFICIARY IS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION RECEIVED WILL BE USED FOR THAT PURPOSE. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holder’s rights against the real property only. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 730-2727 for information regarding the trustee’s sale or visit this Internet Web www. lpsasap.com, using the file number assigned to this case 09-1538. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 11/5/2012 Peppertree Financial, Inc., a California corporation 28081 Marguerite Pkwy, #2021, Mission Viejo, CA 92690 (949) 276-8260 AUTOMATED SALES INFORMATION (714) 730-2727 Dan Kirkham, Trustee’s Sale Officer A-4324991 11/09/2012, 11/16/2012, 11/23/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-10-375615-RM Order No.: 100448864-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/19/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ROBERT BRUCE GAMMILL, AN UNMARRIED MAN AND CATHERINE M. MCGEE, AN UNMARRIED WOMAN Recorded: 8/26/2005 as Instrument No. 2005000677478 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 11/30/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $1,062,840.15 The purported property address is: 34277 AMBER LANTERN, DANA POINT, CA 92629 Assessor’s Parcel No. 936-07-039 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-10-375615-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-10-375615-RM IDSPub #0040612 11/9/2012 11/16/2012 11/23/2012

NOTICE OF TRUSTEE’S SALE Trustee Sale No. 12-00661-5 Loan No: 0053443958 APN 701-362-04 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED July 15, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On November 29, 2012, at 12:00 PM, at the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA, FIDELITY NATIONAL TITLE INSURANCE COMPANY, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on July 29, 2005, as Instrument No. 2005000587641 of Official Records in the office of the Recorder of Orange County, CA, executed by: OMID KANANI AND MEHRAK KANANI, HUSBAND AND WIFE, as Trustor, in favor of Wells Fargo Bank, NA, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: PARCEL NO. 1 LOT 25 OF TRACT NO. 16252, IN THE CITY OF SAN CLEMENTE, AS SHOWN ON A SUBDIVISION MAP (“MAP”) RECORDED IN BOOK 845, AT PAGE 1 TO 11, INCLUSIVE, OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE ORANGE COUNTY RECORDER. EXCEPTING THEREFROM ANY AND ALL UNPROCESSED OIL, OIL RIGHTS, MINERALS, MINERAL RIGHTS, NATURAL GAS RIGHTS AND OTHER HYDROCARBONS BY WHATSOEVER NAME KNOWN, GEOTHERMAL STEAM, AND ALL PRODUCTS DERIVED FROM ANY OF THE FOREGOING, THAT MAY BE WITHIN OR UNDER THE PROPERTY, TOGETHER WITH PERPETUAL RIGHT OF DRILLING, MINING, EXPLORING AND OPERATING THEREFOR, AND STORING IN AND REMOVING THE SAME FROM THE PROPERTY OR ANY OTHER LAND, INCLUDING THE RIGHT TO WHIPSTOCK OR DIRECTIONALLY DRILL AND MINE FROM LANDS OTHER THAN THE PROPERTY, OIL OR GAS WELLS, TUNNELS AND SHAFTS INTO, THROUGH OR ACROSS THE SUBSURFACE OF THE PROPERTY, AND TO BOTTOM SUCH WHIPSTOCKED OR DIRECTIONALLY DRILLED WELLS, TUNNELS AND SHAFTS UNDER AND BENEATH OR BEYOND THE EXTERIOR LIMITS THEREOF, AND TO REDRILL, RETUNNEL, EQUIP, MAINTAIN, REPAIR, DEEPEN AND OPERATE ANY SUCH WELLS OR MINES; BUT WITHOUT THE RIGHT TO ENTER UPON OR USE THE SURFACE OF THE PROPERTY TO DRILL, MINE, STORE, EXPLORE, OR OPERATE THROUGH THE SURFACE OF THE UPPER 500 FEET OF THE SUBSURFACE OF THE PROPERTY, AS RESERVED IN THE DEED FROM TALEGA ASSOCIATES, LLC, A DELAWARE LIMITED LIABILITY COMPANY, RECORDED DECEMBER 6, 2002, AS INSTRUMENT NO. 2002001104687 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA (“OFFICIAL RECORDS”). ALSO EXCEPTING THEREFROM, ANY AND ALL WATER, SOLAR-HEATED WATER, RECLAIM WATER, WATER RIGHTS OR INTEREST IN SUCH WATER OR RIGHTS, WHETHER SURFACE OF SUBSURFACE, APPURTENANT OR RELATING TO THE PROPERTY, OR OWNED OR USED BY GRANTOR IN CONNECTION WITH THE PROPERTY, TOGETHER WITH THE RIGHT TO EXPLORE, DRILL, REDRILL AND REMOVE SUCH WATER FROM THE PROPERTY, TO STORE SUCH WATER IN THE GROUND-WATER BASIN UNDERLYING THE PROPERTY BY PERCOLATING, SPREADING, OR INJECTING WATER INTO SUCH BASING FROM LOCATIONS ON LANDS LYING OUTSIDE OF THE PROPERTY, AND TO DIVERT OR OTHERWISE UTILIZE SUCH WATER, RIGHTS OR INTEREST ON ANY OTHER PROPERTY OWNED OR LEASED BY GRANTOR; PROVIDED, HOWEVER, THAT GRANTOR SHALL NOT, WITHOUT PRIOR WRITTEN APPROVAL OF GRANTEE OR GRANTEE’S SUCCESSOR IN IN INTEREST, HAVE ANY RIGHT TO ENTER UPON OR USE THE SURFACE OF THE PROPERTY IN THE EXERCISE OF THESE RIGHTS, AS RESERVED IN THE DEED FROM TALEGA ASSOCIATES, LLC, A DELAWARE LIMITED LIABILITY COMPANY, RECORDED DECEMBER 6, 2002, AS INSTRUMENT NO. 2002001104687 OF OFFICIAL RECORDS. PARCEL NO. 2 NONEXCLUSIVE EASEMENTS, REVOCABLE LICENSES AND OTHER RIGHTS FOR ACCESS, INGRESS, EGRESS, USE AND ENJOYMENT, DRAINAGE, ENCROACHMENT, SUPPORT, MAINTENANCE, REPAIRS, AND FOR OTHER PURPOSES, ALL AS DESCRIBED IN THE MASTER DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR TALEGA AS AMENDED OR RESTATED (“ORIGINAL DECLARATION”), RECORDED ON SEPTEMBER 24, 1999, AS INSTRUMENT NO. 19990686286; THE FIRST AMENDMENT TO MASTER DECLARATION* OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR TALEGA (TOGETHER WITH THE ORIGINAL DECLARATION AND ANY OTHER AMENDMENTS THERETO, COLLECTIVELY, THE “MASTER DECLARATION”), RECORDED ON MAY 1, 2000, AS INSTRUMENT NO. 20000224902; AND IN THE SUPPLEMENTS MASTER DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR PHASE 3 OF MIRADOR AT TALEGA (LOTS 18 TO 30, INCLUSIVE, AND LOTS K, L, R, AND X OF TRACT NO. 16252) (TOGETHER WITH ANY AMENDMENTS THERETO, COLLECTIVELY, THE “SUPPLEMENTAL DECLARATION”), RECORDED ON AUGUST 25, 2004, AS INSTRUMENT NO. 2004000769927; ALL OF OFFICIAL RECORDS. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714.730.2727 or visit this Internet Web site www.lpsasap.com. using the file number assigned to this case 12-00661-5. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 17 CALLE CANELA, SAN CLEMENTE, CA The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $1,099,863.35 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: November 9, 2012 FIDELITY NATIONAL TITLE INSURANCE COMPANY, TRUSTEE 12-00661-5 11000 Olson Drive Ste 101 Rancho Cordova, CA 95670 916-636-0114 Tracye Prescott, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com AUTOMATED SALES INFORMATION PLEASE CALL 714.730.2727 A-4325901 11/09/2012, 11/16/2012, 11/23/2012

November 23, 2012 NOTICE OF TRUSTEE’S SALE T.S. No: B538128 CA Unit Code: B Loan No: 88784053/ORTIZ Min No: 100045700887840536 AP #1: 680-671-11 PROVIDENT FINANCIAL CORPORATION, as duly appointed Trustee under the following described Deed of Trust WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (in the forms which are lawful tender in the United States) and/or the cashier’s, certified or other checks specified in Civil Code Section 2924h (payable in full at the time of sale to T.D. Service Company) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property hereinafter described: Trustor: ERIC ORTIZ, ANDREA WORKMAN Recorded August 19, 2005 as Instr. No. 2005000652534 in Book --- Page --- of Official Records in the office of the Recorder of ORANGE County; CALIFORNIA , pursuant to the Notice of Default and Election to Sell thereunder recorded August 9, 2012 as Instr. No. 2012-455562 in Book --- Page --- of Official Records in the office of the Recorder of ORANGE County CALIFORNIA. Said Deed of Trust describes the following property: EXHIBIT “A” Parcel 1: Lot(s) 2 of Tract No. 15706, in the City of San Clemente, County of Orange, State of California, as per map recorded in Book 792 Page(s) 45 to 48 inclusive of Miscellaneous Maps, in the office of the County Recorder of said County. Except therefrom any and all water rights or interests therein, no matters how acquired by grantors and owned or used by grantor in connection with or with respect to the real property described herein, together with the right and power to explore, drill, redrill, remove and store the same or to divert or otherwise utilize such water, rights or interests, whether such rights shall be riparian, overlying, appropriative, percolating, prescriptive, adjudicated, statutory or contractual, but without, however, any right to enter upon and/or use the surface of the property in the exercise of such rights described herein. As quitclaimed to the City of San Clemente, in deed recorded December 22, 1999 as Instrument No. 19990865076 of Official Records. EXCEPT therefrom all oil, oil rights, minerals, mineral rights, natural gas, natural gas rights, and other hydrocarbons by whatsoever name known that may be within or under said land, together with the perpetual right of drilling, mining, exploring and operating therefore and removing the same from said land or any other land, including the right to whipstock or directionally drill and mine from lands other that said land, oil or gas wells, tunnels and shafts into, through or across the subsurface of said land, and to bottom such whipstocked or directionally drilled wells, tunnels and shaft under and beneath or beyond the exterior limits thereof, and to redrill, retunnel, equip, maintain, repair, deepen and operate any such wells or mines, without however, the right to drill, mine, explore and operate through the surface or the upper 500 feet of the subsurface of said land or otherwise in such manner as to endanger the safety of any highway that may be constructed on said lands, as reserved by deed recorded October 31, 2000 as Instrument No 20000588296, Official Records. Parcel 2: Non-exclusive easements for access, ingress, egress, maintenance, drainage and encroachment, all as described in The Declaration of Covenants, Conditions and Restrictions for Tract No. 15706, recorded December 3, 1999 as Instrument No. 19990827864 and the Supplementary Declaration of Covenants, Conditions and Restrictions and Notice of Annexation, recorded April 11, 2000 as Instrument No. 20000185468, both of Official Records of Orange County, California, (collectively the “Declaration”). This easement is appurtenant to Parcel 1 above. Parcel 3: Non-exclusive easements for access, ingress, egress, maintenance, repair, replacement and drainage as described in the Declaration of Covenants, Conditions and Restrictions for Forster Ranch I (“Master Declaration”) recorded August 31, 1984 as Instrument No. 84-366940 of Official Records of Orange County, California. This is appurtenant to Parcel 1 above. Parcel 4: An easement for sideyard and sideyard purposes over that portion of Lot 1 of Tract No. 15706, as shown on a map recorded in Book 792 pages 45 to 48 inclusive of Miscellaneous Maps, records of Orange County, California, included within the area shown and delineated as sideyard on Exhibit “B” attached to the Grant Deed recorded October31, 2000 as Instrument No. 20000588296 of Official Records of said Orange County. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED AUGUST 1, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. 31 CALLE CARMELITA, SAN CLEMENTE, CA 92673 “(If a street address or common designation of property is shown above, no warranty is given as to its completeness or correctness).” Said Sale of property will be made in “as is” condition without covenant or warranty, express or implied, regarding title possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest as in said note provided, advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. Said sale will be held on: DECEMBER 13, 2012, AT 3:00 P.M. *ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866 At the time of the initial publication of this notice, the total amount of the unpaid balance of the obligation secured by the above described Deed of Trust and estimated costs, expenses, and advances is $579,683.69. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 480-5690 or (800) 843-0260 ext 5690 or visit this Internet Web site: http://www.tacforeclosures.com/sales, using the file number assigned to this case B538128 B. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the monies paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: November 12, 2012 PROVIDENT FINANCIAL CORPORATION as said Trustee, as Authorized Agent for the Beneficiary KIMBERLY COONRADT- D’AMBROSIO, ASST SECRETARY T.D. SERVICE COMPANY 4000 W. Metropolitan Drive, Suite 400 Orange, CA 92868-0000 The Beneficiary may be attempting to collect a debt and any information obtained may be used for that purpose. If available , the expected opening bid and/or postponement information may be obtained by calling the following telephone number(s) on the day before the sale: (714) 480-5690 or (800) 843-0260 ext 5690 or you may access sales information at http://www.tacforeclosures. com/sales . TAC# 960841 PUB: 11/23/12, 11/30/12, 12/07/12

The San Clemente News

Page 15


San Clemente Legal Notices NOTICE OF TRUSTEE’S SALE TS No. 12-0070609 Doc ID #0001536914012005N Title Order No. 12-0124916 Investor/Insurer No. 153691401 APN No. 939-86-093 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/06/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by DAVID W ARSENAULT, AND SANDRA L ARSENAULT, HUSBAND AND WIFE AS JOINT TENANTS, dated 12/06/2006 and recorded 12/15/2006, as Instrument No. 2006000842087, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/10/2012 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 34300 LANTERN BAY DRIVE #55, DANA POINT, CA, 92629. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $647,415.88. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust

with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 12-0070609. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-4324775 11/16/2012, 11/23/2012, 11/30/2012

NOTICE OF TRUSTEE’S SALE Trustee Sale No. 449057CA Loan No. 3014614188 Title Order No. 759118 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 09-20-2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12-17-2012 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 09-28-2007, Book , Page , Instrument 2007000589211, of official records in the Office of the Recorder of ORANGE County, California, executed by: ROBERT A BRADLEY AND, PARVATI BRADLEY, HUSBAND AND WIFE, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 Legal Description: ALL THAT CERTAIN REAL PROPERTY SITUATED IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, DESCRIBED AS FOLLOWS: LOT 85 OF TRACT NO. 12853, IN THE CITY OF DANA POINT, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON A MAP RECORDED IN BOOK 582, PAGES 25 THROUGH 32 INCLUSIVE, OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA Amount of unpaid balance and other charges: $792,780.50 (estimated) Street address and other common designation of the real property: 24841 SEAGATE DRIVE DANA POINT, CA 92629 APN Number: 682-351-48 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 11-16-2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee MARIA MAYORGA, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-8926902 For Sales Information: www.lpsasap.com or 1-714-730-2727 www.priorityposting.com or 1-714-573-1965 www.auction.com or 1-800-280-2832 CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales and Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting and Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. A-4329606 11/23/2012, 11/30/2012, 12/07/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-466584-RM Order No.: 110417511-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/19/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RICHARD W WALTER, A SINGLE MAN Recorded: 3/1/2004 as Instrument No. 2004000157474 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/14/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $414,166.04 The purported property address is: 104 AVENIDA MATEO, SAN CLEMENTE, CA 92672 Assessor’s Parcel No. 058-092-06 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-466584-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-466584-RM IDSPub #0040452 11/23/2012 11/30/2012 12/7/2012

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NOTICE OF TRUSTEE’S SALE Trustee Sale No. : 20120015002400 Title Order No.: 120217774 FHA/VA/PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/31/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 04/11/2005 as Instrument No. 2005000271380 , Re-Recorded on 07-29-05 as Instrument NO. 2005000589035 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: JENNY K. GARCIA, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/13/2012 TIME OF SALE: 12:00 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 1336 PAVOREAL, SAN CLEMENTE, CALIFORNIA 92673 APN#: 933-26-048 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $432,893.62. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder ‘s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site www.lpsasap.com for information regarding the sale of this property, using the file number assigned to this case 20120015002400. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AGENCY SALES and POSTING 3210 EL CAMINO REAL, SUITE 200 IRVINE, CA 92602 714-730-2727 www.lpsasap.com NDEx West, L.L.C. as Trustee Dated: 11/15/2012 NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. 15000 Surveyor Boulevard, Suite 500 Addison, Texas 75001-9013 Telephone: (866) 795-1852 Telecopier: (972) 6617800 A-4329132 11/23/2012, 11/30/2012, 12/07/2012

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NOTICE OF TRUSTEE’S SALE Trustee’s Sale No. 05-FWA-118077 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/8/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On December 14, 2012, at 12:00 PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, in the City of SANTA ANA, County of ORANGE, State of CALIFORNIA, REGIONAL SERVICE CORPORATION, a California corporation, as duly appointed Trustee under that certain Deed of Trust executed by MICHAEL M DALY AND KRISTEN A DALY, HUSBAND AND WIFE AS JOINT TENANTS, as Trustors, recorded on 6/15/2007, as Instrument No. 2007000385606, of Official Records in the office of the Recorder of ORANGE County, State of CALIFORNIA, under the power of sale therein contained, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, for cash, or cashier’s check (payable at the time of sale in lawful money of the United States) without warranty express or implied as to title, use, possession or encumbrances, all right, title and interest conveyed to and now held by it as such Trustee, in and to the following described property situated in the aforesaid County and State, to-wit: TAX PARCEL NO. 680-181-18 From information which the Trustee deems reliable, but for which Trustee makes no representation or warranty, the street address or other common designation of the above described property is purported to be 2906 VIA HIDALGO, SAN CLEMENTE, CA 92673. Said property is being sold for the purpose of paying the obligations secured by said Deed of Trust, including fees and expenses of sale. The total amount of the unpaid principal balance, interest thereon, together with reasonably estimated costs, expenses and advances at the time of the initial publication of the Notice of Trustee’s Sale is $993,900.89. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-542-2550 for information regarding the trustee’s sale or visit this Internet Web site www.rtrustee.com, using the file number assigned to this case. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. In compliance with California Civil Code 2923.5(c), the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one or more of the following methods: by telephone, by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting or the borrower has surrendered the property to the mortgagee, trustee, beneficiary, or authorized agent and that the compliance with Civil Code Section 2923.5 was made at least thirty (30) days prior to the date of this Notice of Sale. Dated: 11/8/2012 REGIONAL SERVICE CORPORATION, Trustee By: MARILEE HAKKINEN, AUTHORIZED AGENT Agent for Trustee: AGENCY SALES AND POSTING 3210 EL CAMINO REAL, SUITE 200 IRVINE, CA 92602 Telephone Number: (800) 542-2550 Sale Information: (714) 730-2727 or http://www.rtrustee.com A-4331562 11/23/2012, 11/30/2012, 12/07/2012


The San Clemente News

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lush landscaping, heated pool and spa, on-site laundry, well-equipped fitness center, patios, balconies, and courtyards. Easy freeway access means we’re only minutes away from the John Wayne Airport, the shopping centers of South Coast Plaza and Fashion Island, and the sparkling sands of the beach. 714-546-9860 $1189 / 1br - One Bedroom (Mission Viejo) Starting rates are for selected units on a 12 month lease term only with approved credit. Terms and rates are subject to change without notice. $450 Security Deposit is on Approved Credit. 888-485-7125 $4100 / 4br - 3500 SF HOME. Mission Viejo. Upgraded to the max and absolutely wonderful - island kitchen with walk-in pantry, granite counters, travertine floors & imported antique hardwood floors throughout (no carpet anywhere), 3 fireplaces including one in the master bedroom and a fabulous master bathroom. 949-683-0498 San Clemente Great 2 bedroom 1 bath with fireplace, one car garage, carport, big kitchen with pool and coin washer and dryer. Right near Starbucks and in the middle of downtown, Great location three blocks to ocean and pier. $1500 949-212-3246 Close to lake and shopping. 1 bedroom with loft. Great views. Fireplace. Highly upgraded. Light and bright with high ceilings. Private and gated. Pets considered. agent 949-858-8185 3 bedrooms, 2 baths, 2 car attached garage, membership to Mission Viejo lake and amenities. Single story home in Mission with yard. Upgraded in beautiful neighborhood. agent 949-697-3342 Executive home in the guard gated community of Dove Canyon with view. Upgraded with granite counters, french doors, decorator paints & treatments. 4 bedrooms up & 1 bedroom/bathroom suite down. Built in spa. Close to community pool, lighted tennis courts, hiking trails & championship golf course. agent 949-355-9520

Legal Notices NOTICE OF TRUSTEE’S SALE TS No. 12-0058947 Title Order No. 12-0106023 APN No. 939-41-048 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/14/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by DAVID SCHWARTZENBERGER, AN UNMARRIED MAN, dated 10/14/2006 and recorded 10/19/2006, as Instrument No. 2006000708600, in Book N/A, Page N/A, of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/03/2012 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive Orange, CA 92868 Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 34012 SELVA RD, UNIT 15, DANA POINT, CA, 92629. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $919,862.24. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0058947. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.167650 11/09, 11/16, 11/23/2012

November 23, 2012

Legal Notices NOTICE OF TRUSTEE’S SALE T.S. No.: 9980-9735 TSG Order No.: 90397 A.P.N.: 939-60-047 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07/18/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 07/24/2007 as Document No.: 2007000462799, of Official Records in the office of the Recorder of Orange County, California, executed by: TARIK NAHEIRI AND LORI ANN KOLOWITZ, HUSBAND AND WIFE AS COMMUNITY PROPERTY, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date and Time: 12/10/2012 at 12:00 PM Sale Location: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 The street address and other common designation, if any, of the real property described above is purported to be: 33656 BAYPORT WAY #47, DANA POINT, CA 92629 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $609,776.41 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved

in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, (714)730-2727 for information regarding the trustee`s sale or visit this Internet Web site, https://www.lpsasap.com/, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9980-9735. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 08/06/2012 NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: https://www.lpsasap.com/ or Call: (714)730-2727. NBS Default Services, LLC, Gaby Ospino “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” A-4325904 11/16/2012, 11/23/2012, 11/30/2012

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NOTICE OF TRUSTEE’S SALE TS No. 12-0029649 Doc ID #0001607873032005N Title Order No. 12-0050027 Investor/Insurer No. 160787303 APN No. 708-063-11 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/09/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JOSEPH R MANNING AND KRISTEN MANNING, HUSBAND AND WIFE, dated 04/09/2007 and recorded 4/20/2007, as Instrument No. 2007000256818, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/03/2012 at 12:00PM, At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 14 VIA BUEN CORAZON, SAN CLEMENTE, CA, 92673. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,039,443.11. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 12-0029649. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-4322329 11/09/2012, 11/16/2012, 11/23/2012

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Christmas 2012 Shopping GuideBaby Dolls and Accessories By Beth Callahan On the lookout for what is going to be hot in the world of Baby Dolls and accessories this Christmas 2012? If you are, than you have come to the right place! The dolls in this Baby Dolls holiday shopping guide vary from the amazing electronic versions to the basic baby doll and everything in-between. There are also a couple of baby doll accessories included as well. If you have anything baby related on your Christmas shopping list in 2012, make sure you get these hot baby doll items before they become scarce.

Baby Alive Baby All Gone by Hasbro- $25.00 3 years & up I have one daughter who is not really a fan of electronic baby dolls and one that loves them. The Baby Alive Baby All Gone doll has a few electronic actions that satisfies both my kids and I like it as well. My biggest complaint about the Baby Alive brand of dolls was that so many of them had to have food mix, drink mix, or diapers. The Baby Alive Baby All Gone allows kids to have the fun of “feeding” their baby and giving them something to drink without parents having to constantly purchase the mixes and diapers. When you push the spoon in the bowl, it activates a lever that slides a “spoonful” of bananas into view. Touching it to the lip of the baby doll makes it slide back into the spoon as if she took the bite. I do wish this action was a little quieter and smoother so it was not quite as noticeable. It also comes with a disappearing liquid sippy cup that refills when turned right side up. You can push her bracelet to have her say phrases that ask for food or drink and when something touches her tongue she makes eating or drinking sounds. Overall, this is a wonderfully priced Page 18

doll and something my daughters made or flimsy. The Nenuco Sleep love. I highly recommend this for you with Me Doll comes with a baby doll Christmas shopping list this year. that is dressed in pajamas, a pacifier, and a crib. The crib is well made and Mattel Doctor Mommy Doll- around even comes with a nightlight that $ 45.00 5 years & up plays music and changes color. My The Doctor Mommy Dolls from favorite thing about the crib is that it Mattel is a great Christmas gift for actually attaches easily to the side of the little girl who wants to grow up a toddler or twin bed like a co-sleeper and be a doctor. The Doctor Mommy cot would for real babies. The crib Doll comes with 8 accessories to go can also be used independently and with the doctor theme of play. The stands on its own as well. The crib stethoscope lights up and plays a soft itself is built well and can withstand heartbeat when the button is pushed. the rough play of younger kids. The The thermometer flips between a doll itself is not electronic so that can happy and sad face to indicated a be a negative or a positive depending on the child. This is a great addition for the doll lover on your Christmas list for 2012.

temperature or no temperature. The actual doll forehead lights up with a red light to further show a temperature. There is also a shot that allows you to give her medicine to make her feel better. These 3 accessories are pretty much the only ones that my daughters really cared about. The doll also includes a medicine dropper, bandaid, reflex hammer, tongue depressor, and name tag for mom. My kids favorite aspect of this doll is that when you tap her knee with the reflex hammer, it will kick. Overall, the doll has a limited scope of play when it comes to playing and I think it would appeal to the younger children. This doll is a great way to help your child feel more comfortable about going to the doctor or nurturing her interest in being a doctor. Famosa Nenuco Sleep with Me Doll $30.00 3 years & up The Nenuco Sleep with Me Doll from Nenuco is one of the best values in regards to dolls that I have seen in a long time. It seems when I am shopping for dolls that you have to pay a lot for any dolls that come with accessories outside of a baby bottle or small toy. If they do come with any accessories, they seem to be poorly

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Hasbro Baby Alive Wanna Walk $ 55.00 3 years & up The Baby Alive Wanna Walk is a perfect Christmas gift for those kids that love electronic dolls. The Wanna Walk doll is ready to learn to walk and the child on your list has to help her learn. The doll says over 30 phrases that vary from asking for help up, telling you she wants to walk, or just laughing. The child can hold onto both hands and the doll will start to sway back and forth and actually walk forward. The doll can tell the difference between when your child is helping and when she is walking on her own. The doll will occasionally fall down and then ask for you to help her up. The only negative that I could say about this doll is that her design does limit the play to walking. She can not bend her legs to sit down very well and the phrases she says also limit game play. Again, that is something that could be a negative or a positive depending on the child.

hand and it makes the water bubble out of the nose. Kids can use of the included tissues out of the box to wipe their nose. You do have to press very gently or the water will shoot out of the nose instead of trickle. The doll is dressed in a cute winter outfit so it is perfect for a Christmas gift under the tree. My kids like the fact that you can add the sick baby aspect to their play or leave it out. That versatility is nice and keeps the dolls from becoming boring quickly. The Runny Nose doll is decently priced and a unique from most dolls that I have seen on shelves thus far. Baby Alive Princess Sips N’ Tinkles Doll $25.00 3 years & up This Baby Alive doll is the perfect gift for you little princess this Christmas. The doll comes with a sippy cup, one diaper, a little book, a tiara, and two outfits. This doll does wet in her diaper from the water that you give her through the sippy cup. The book is princess themed, the dresses are princess-type dresses, and the tiara finishes off the princess theme for the doll. The Baby Alive doll does require diapers to play and you will most likely have to purchase the additional pack of diapers sold separately. I recommend letting the diapers air dry so you can re-use them to cut down on the cost of the diapers. You can get quite a few uses out of them before the tape does not work anymore. I like the fact that the doll has the princess items that will appeal even more to those that love princesses. This doll can be a great addition to those girls that are playing queen and they can have their princess baby girl.

These are the baby doll’s that caught my eye from the Baby Doll Nenuco Runny Nose Doll $22.00 aisle for Christmas 2012. I think that 4 years & up any girl would be ecstatic to receive This baby doll is one that uses any of these dolls under their Christwater to spice up the game play. mas tree. Instead of having to deal with wet diapers like most water play baby dolls, this doll has water that lightly runs out of the nose to imitate a runny nose. The doll comes with a sippy cup and kids give the baby a drink. Then you lightly press on their


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