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October 18, 2013

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October 18, 2013

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Any fall bride will need some important beauty tips to make her big day extra special. The fall is a season that is unparalleled by any other, and this is why a fall themed wedding is always so beautiful. This article will discuss several fall bride beauty tips to ensure the bride is more beautiful than the wedding season. Before the Wedding Pamper yourself and treat your body well. This means facials, bubble baths, and manicures. Also make sure to eat healthy foods that will help you avoid bloating and gas during your big day. Drinking water regularly is another important tip for bride beauty during fall. Moisturize on a regular basis. Also remember to give your makeup and hairstyle a test run a week or so in advance. Also have sample size versions of all the products you will be using ready in your purse for quick touch ups during the wedding. Hair If you are getting a trim before your wedding, make sure to do it at least 1 week in advance to allow your hair to settle. Use deep conditioning methods for your hair starting a week or 2 before your big day. This will protect hair and prevent frizz during your fall wedding. Another beauty tip

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Fall Bride Beauty Tips

for brides is to be careful to avoid the wind. Too much wind can wreck a lovely hairstyle. Always bring any accessories you will be wearing with you when you do your trial run hairstyle. This will provide brides with the full beauty look so that they can tweak it if they need to. Adding highlights around the bride’s face is also a nice way to add warmth to fall bride beauty. Makeup Makeup is an important part of your fall bride beauty. Choosing makeup colors can be hard for brides, but fall calls for deep hues, natural tones, and jewel colors. Eye shadow can be reminiscent of jeweled tones such as emerald or amethyst. It can also be a natural tone such as cream, ivory, or vanilla. A fall bride beauty tip for lips is the use of berry colors. Pink and purple undertones in lipstick are perfect for fall brides, and lip gloss in similar shades will work well for those who do not prefer dark lip color. Fall bride makeup should also withstand the weather. Fall can be cold and rainy, but it should not affect your

bridal makeup. First, it is important to moisturize your skin during the fall. Using light colored powder foundation will give you a natural look. Bronzer can be applied to the cheeks like blush for a warm glow in fall. Lip pencils should be used to help make lip color last throughout the day. Water proof mascara is a bride

October 18, 2013

beauty must have, and it should be used in a natural color to match your eyelashes. Fall is a tricky season for brides, and these beauty tips are an excellent way to make sure the fall bride is looking her best. If you are planning on being a fall bride keep these tips in mind.

your costume dreams come true - the costume connection is For sale

After 24 years of business in the City Costa Mesa, Ca. Bob & Julie Fitzgerald owners, of The Costume Connection located at 711 W.17th St. Unit A-1 are going to retire, this is our last Halloween. Everything in this store is FOR SALE or Rent or buy the Business. Why go to a pop up store and buy the cheap package costume when you can come and get a beautiful costume. We carry over 3000 Vintage, Theatrical and Halloween costumes. Our package costumes by STARLINE are also high end and beautiful. Our hours are. Monday thru. Friday 11am to 7pm Saturday 11am to 5pm.

The Costume Connection 949-650-7279 The Newport News

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October 18, 2013

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The Newport News

Secrets for a streamlined routine: How to look flawless in seconds Award winning actress shares her must-have multi-tasking beauty solution

Every year, women spend billions of dollars on cosmetics and beauty products because they think that a complex routine is the key to unlocking their beautiful best. Women are busier than ever and need simple solutions to streamline their everyday. Emmy and Golden Globe Award nominated star of the TV series “Nashville,” Connie Britton was one of these women whose routine involved multiple steps. Back on set and busier than ever, Britton offers up her favorite tips for simplifying her routine. * Connie’s beauty secret: “I have tried many products over the years and have a cabinet full of the latest moisturizers, sunscreens and foundations to prove it,” says Britton. “I was so excited to finally discover POND’S Luminous Finish BB+ that has short and long term benefits - it gives me flawless coverage instantly and evens out my skin tone while brightening and moisturizing my skin. It really does it all and keeps its promise.” Britton has teamed up with POND’S to help women get flawless skin. The multi-tasking beauty benefit cream is formulated with Tone Perfecting Complex and visibly fades dark spots. * Snacks to swear by: Busy routines allow for little time to sit down and enjoy a meal. “I make sure to carry high protein, healthy snacks like almonds that are great for my skin and help keep it radiant,” explains Britton. As a bonus, being prepared with healthy snacks make it is easier to resist the urge to give into the temptation of sugary treats. * Get glowing: Britton’s other secret for beautiful

skin? “I love doing exercise that feels like it strengthens and nourishes inside and out, so lately I have been doing a lot of yoga, which incorporates body, mind, and spirit,” she says. “I always feel great after!” * Make-up for lost time: “As a mom, it’s tough to fit in a full eight hours of beauty sleep,” says Britton. “But I’m always really amazed at what a difference

a couple of coats of volumizing mascara make in the morning. It actually helps me look bright-eyed and well-rested.” After curling lashes apply two coats of mascara for eyes that looking instantly brighter and awake. For more tips from Britton, visit the POND’S Facebook page at facebook.com/Ponds.

PAGEANT OF THE MONSTERS HAUNTED HOUSE RETURNS TO LAGUNA BEACH OCTOBER 25, 26, 27, AND 31 Phantasmically Fun and Frightfully Affordable! Just when you thought it was safe to go backstage…The Festival of Arts and Pageant of the Masters brings a “monster” of a good time to Laguna Beach! Reviving an event from years past, Pageant of the Masters Director Diane Challis Davy presents the Pageant of the Monsters, transforming the Pageant’s backstage into a Haunted House with an artistic twist. The event will take place on October 25, 26, 27 and 31 at the Festival of Arts, from 6 -

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9:30pm. This is the 4th presentation of Pageant of the Monsters. Davy originated the haunted house idea in 1996, it was repeated in 1997 and then again in 2007. This year, the Pageant of the Masters’ creative team of artists and technicians has reunited to resurrect the acclaimed Halloween Haunted House as part of the Pageant of the Masters 80th Anniversary celebration. Davy reveals, “Over 100 bewitched Pageant of the Masters volunteers will transform into the ghostly passengers of a doomed luxury liner plus other creepy creatures.” She continued, “It’s not your usual haunted house. Guests will be directed through the amphitheater, Pageant workshops and stage, which have been transformed into a series of eerie artistically presented vignettes. It will be a little scary and spooky, but lots of fun for the whole family.” In addition to the haunted house, the Festival of Arts grounds will be filled with ghoulish tricks and treats including: Fortune Tellers Alien Autopsy Pumpkin Printmaking

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Mask Making Demented Chef Side Show Wandering Zombies Live Music Local art organizations will host additional activities including spooky face painting with Sawdust Art Festival, ghoulish crafty fun with Art-A-Fair, plus other “spook-tacular” surprises with the Laguna Playhouse. So for those looking for something a little different besides the typical costume party or amusement park haunt, the Pageant of the Monsters

is frightfully affordable and offers festivities for everyone to enjoy. ADMISSION & LOCATION Tickets are $15 for adults and $10 for children 12 and under (not recommended for children under 5). Tickets are available online at www.PageantTickets.com or by phone 800-487-3378. No guests in costumes please. On October 31, children 12 and under may come in costume. The event will take place at Festival of Arts, 650 Laguna Canyon Road, Laguna Beach, CA 92651.


The Newport News

The Only Weekly Newspaper Exclusively for the Newport Area

October 18, 2013

Preparing for happily ever-after? Simple ways to Keep your wedding plans happy and affordable

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Your wedding is supposed to be one of the happiest days of your life, but what happens when the caterer closes, the head count is wrong and the band is a no show? More than one couple has experienced these types of wedding disasters. Make sure your wedding day is only filled with blissful memories by taking a few steps to do what you can to protect yourself from the financial and emotional impact of wedding-day dilemmas and put your mind at ease. 1. Solidify a budget The average wedding costs a whopping $28,427, according to theknot.com, which means couples are spending big bucks to say “I do.” Whether you’re able to spend $5,000 or more than $50,000, it’s important to create a realistic budget and stick with it throughout the wedding-planning process. A good way to stay within budget is to set priorities. Do you care more about the food and not so much about the flowers? Allot more funds for catering and keep the bouquet modest. Create a spreadsheet and involve your partner so you both are on the same page. No one wants to be mid-wedding planning and realize they can’t afford what they promised guests, or worse, have a huge bill at the end that risk delays to other goals, such as buying a home. 2. Purchase wedding insurance Imagine it’s two weeks before the wedding and you just found out the reception hall suddenly closed, the tailor lost your dress and the photographer was in a car accident and therefore can’t attend the ceremony. There’s always an element of the unknown, and when so much money and emotion are involved in an event like a wedding, it’s crucial to get wedding insurance. “Wedding cancellation insurance can help cover losses for deposits

sent to businesses who have unexpectedly closed, replacement of damaged wedding dresses and attire, and restaging of photos if a photographer is a no show,” says Steve Lauro, vice president of Aon’s WedSafe wedding insurance program. “It may even cover up to the full cost of your wedding if your event is postponed due to unforeseen circumstances such as extreme weather or a venue shutting its doors.” “Event Liability insurance, required by many venues, is another type of coverage you may be required to obtain in order to adequately protect your wedding,” adds Lauro. 3. Investigate venues and vendors National average wedding costs: $2,379 for a photographer, $1,997 for a florist, $12,905 for a reception venue, $63 per guest for catering. When investing so much money into a wedding, you want to make sure the businesses you select are the best of the best. Spend time researching different venues and vendors before you sign on the dotted line. When researching, ask and make sure each business carries liability insurance. Get references and spend time emailing and making calls - a real person will give you the best insight into what type of experience to expect. Check out every business on BBB.org and read online reviews. 4. Stay organized and confirm details one month out Many couples plan a wedding a year or more out, so it’s important a month prior to confirm all the details to ensure a smooth and beautiful

wedding day. Call vendors and event sites to verify times and services. You’ll receive lots of paperwork during the wedding-planning process. Keep copies of all contracts in a specified folder. Record how much was put down on deposits and when additional amounts are due so you don’t miss a payment. Keep a spreadsheet of all important numbers in one document for easy reference. Give this document to several trusted people so if you need assistance calling, particularly on the day of the wedding, your mother-in-law or best man can step in and help. Make sure your special day ends in wedded bliss rather than a wedding disaster. These simple tips can help ensure a beautiful experience for you and your guests, and protect you should you encounter an unexpected surprise.

That married people can live together day after day is a miracle the Vatican has overlooked ~Bill Cosby The Newport News

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October 18, 2013

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The Newport News

How to Save Money on a Wedding Gown Easy Ways to Get a Wedding Dress on a Budget By Zawn Villines Many brides have dreamed about their wedding gown since they were children, so it’s easy to understand how a wedding dress can quickly become the most expensive item in

a wedding budget. But you shouldn’t have to drive yourself into debt for a dress you’ll only wear once, no matter how pretty it is. You can save money on your wedding dress if you plan ahead and are willing to invest a little

bit of time for a big financial payoff. Go Secondhand Several online marketplaces sell dresses from brides who either didn’t get married or are re-selling their old wedding dresses. These dresses are frequently steeply discounted, and are often still highly trendy. With a good tailor, you can even purchase a dress in a different size or a slightly different cut than you’d prefer. Similarly, vintage dresses are a hot fashion commodity and can save you mega bucks. Start shopping early at Goodwill, secondhand stores and vintage outlets. If you find a dress you love, a good tailor can usually fix small tears and alter the dress to your body. You might even be able to get a dress for only a few bucks! Vintage dresses are especially good choices for casual weddings because you can simply buy an elegant white dress and add gorgeous jewelry to dress it up for your wedding. Sample Sales Lots of retailers have sample sales a few times a year. Dresses are sold as-is, which means you’ll need to have the dress altered. But these

dresses are steeply discounted and have typically only been used as models on mannequins or in advertisements. They are also frequently representative of the latest seasonal trends. Department Stores Many department stores have small bridal sections. You won’t be paying for the look and feel of an expensive bridal boutique and can end up saving hundreds or even thousands of dollars on the dress of your dreams. Early Bird Discounts Don’t be shy about asking your bridal salon for a discount. Many bridal boutiques offer discounts if you order your dress early or on the same day you try it on. Tailoring A good tailor is your best friend when you’re trying to save money on a wedding dress. Consider buying a dress off the rack at a bridal shop and then taking it to a tailor for alterations. Alternatively, buy a basic, simple dress and have a tailor add lace, pearls and embroidery to dress it up.

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Just a little toast for your 106th anniversary HAPPY ONE HUNDRED AND SIXTH ANNIVERSARY TO THE NEWPORT NEWS.


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October 18, 2013

New itineraries, ships and offerings draw more cruise travelers to European rivers Europe continues to attract the attention of American travelers, and travel on river cruises is one of the best ways to see many of the continent’s sights and explore much of its history. In response to strong demand, cruise lines are offering many new and expanded services to accommodate this growing travel

interest: Expanding to new rivers. Many river cruise lines are bolstering their cruise portfolios by expanding to rivers where they haven’t before offered itineraries. Such is the case with Tauck, a leader in premium quality guided travel for 88 years, which is adding two new cruises on

the Seine River in 2014. “Cruising the Seine Plus Versailles, Paris & London,” 14 days, begins with an included two-night stay in London at the landmark Savoy, complete with guided sightseeing. Guests travel next to France for a nineday cruise along the Seine, before enjoying an in-depth exploration of Paris and a two-night stay in Versailles at the Trianon Palace Versailles, a Waldorf Astoria property. “Rendezvous on the Seine,” 10 days, includes a two-night stay in Paris. A subsequent sevenday cruise on the Seine is highlighted by a tour of Normandy’s historic D-Day beaches, an excursion to seaside Honfleur, guided tours of abbeys and chateaux, and a farm visit and tasting of local specialties in Etretat. Added offerings on existing rivers. Many of the popular rivers already traveled by cruise lines

will have additional options added. These rivers include the Danube where travelers can visit Regensburg, Germany and travel to Bratislava, Slovakia - and the Rhine, where visitors love exploring nearby Amsterdam, Cologne and everything between to Basel, Switzerland. New ships. Many river cruise lines are expanding their fleets to keep up with demand, and Tauck is no exception. Next year the company will launch a pair of “newbuilds,” the ms Savor and ms Inspire. At 443 feet, the ships will be the longest in the company’s fleet, but the new vessels will accommodate far fewer passengers than same-sized ships in other lines, to ensure a less crowded and more intimate atmosphere. As with its existing ships, Tauck will also staff the new riverboats with a Cruise Director and three professional Directors to provide the highest possible levels of service. Those interested in more information on Tauck’s river cruise offerings can visit the company’s website at www.tauck.com, or call 800-468-2825.

Trending Hairstyles for Weddings 2013 By Jennifer Ladd The hair style you choose on your wedding day is one of the most important details because it can change your look completely. So, whether your hair be long, short, or of a unique texture there’s a look for you! Some of the most important factors to consider is, first, are you going to feel confident with that style. Is the style, you chose, going to hold up through the ceremony and reception? Are you going to be comfortable in that hairstyle? These are things to keep in mind, as you should enjoy your wedding day, not add extra stress. It seems that this season’s bridal hair trends are textured. From braids to curls you can achieve these wedding day looks! Here are my top five hairstyle trends for this season...... B r a i d e d H a l o The braided halo is an impressive yet easy hairstyle that you can do yourself. It can be made a little messy with wispy fly-aways for a more casual affair, or it can be styled very sophisticated and elegant for a wedding or night out. A halo braid has always been very popular on flower girls, but is becoming increasingly trendy for

the bride herself. It works best with long hair that is not extremely layered. The Relaxed Ponytail A beautiful, soft ponytail with a little volume on top and sweet curls at the end. Wear low and with an air of sophistication. The Princess Grace This soft, romantic style is elegant, yet really easy to achieve. Use big rollers to get loads of volume through the crown and curls through the ends, then roughly pin to one side and tease the front to add a little volume. The Ballerina Bride It takes good bone structure to pull off a classic bun like this but it is oh-soworth-it for the sheer classic beauty of it, so wear yours at dizzying heights to really flaunt that face shape and flawless wedding day make-up. Messy is the New Sexy A tousled up-do is one of my favorite hairstyles, especially if you have thick and unruly hair because you will get that natural volume while keeping that big mane under control. Just a few bobby pins and a hair tie will help you achieve this look. To add volume and interest you can use rollers or a large barrel curling iron before pinning it up. The Newport News

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October 18, 2013

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The Newport News

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Take a journey to wine country in the heart of Newport Beach. Experience full wine tastings, wine by the glass, or by the bottle in our family-owned, urban winery. Sample award-winning wines ranging from luscious sparkling, complex whites, to rich, bold reds. Whether you’re a novice or an aficionado, our highly trained staff will guide and educate you. Enjoy savory tapas, artisan cheese platters, and gourmet flatbread creations made to pair perfectly with our wines. Open Thursday and Friday 4-9 pm, Saturday 12-9 pm, and Sunday 12-8 pm. Catch the Wine Wave!

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October 18, 2013

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October 18, 2013

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Wells of Life Raises Over $100,000 at Annual Gala

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Lifetime Achievement Honoree Eithne Keegan with Anne Kinney, Bill Cumming, and Aileen Danley.

Photos by Peggy O’Donnell The 2nd Annual Wells of Life Gala and Auction took place at the Mission Viejo Country Club with 165 in attendance; the Laguna Beach nonprofit raised over $100,000. Guests enjoyed a seated dinner, no host cocktails, entertainment from Irish dancers from the Aniar Academy, as well as a silent and live auction. During the program, two honorees were recognized for their Lifetime Achievements; Ethne Keegan and Toni Danchik. Keegan, a registered nurse at Mission Hospital in Mission Viejo and philanthropist, is an International Speaker and Educator and has helped many around the world. Keegan has been instrumental with Wells of Life by organizing the mission trips to Uganda allowing volunteers and whoever wishes to attend, to see firsthand the difference their contribution makes to the Ugandan communities. Danchik is an artist and Curator for Artisan Gallery at Mission Viejo Country Club and Jean and Darren Coyle with Eugene and Mary Gallagar. shows her work at the Mission Fine Art Gallery in San Juan Capistrano. Danchik donated an original painting, “New Life at the Water Well” which raised $4,000 during the live auction. This signature piece inspired many to give from their hearts as it shows the expression of children getting the much needed water they so deserve. Nick Jordan, President of Wells of Life, was very excited about the evening, “We want to thank everyone who took part in making our fundraising efforts a success proving we can make a difference when it comes to providing water to those who need it most. What we saw last night was a giant leap of humanity and we have reached an important milestone by being able to fund our 100th well by years end”. The highlight of the evening was the introduction of the $6.00 solution; drilling a well for fresh water in Uganda costs $6,000 which serves 1,000 people. All guests were able to save one life and change the world. Leighton Mauze a student from San Antonio Texas Alamo Heights High School, Chrissy Cheung from Mission Viejo High School and Katie Altman Lifetime Achievement Honoree Michelle Yegsigian and Nick from La Cañada Flintridge Sacred Heart Academy were also introduced. and artist Toni Danchik with Peter Each of them spoke about their passion for Wells of Life as they each have Jordan. Callahan who purchased “New Life at the Water Well”. started clubs at their high schools on behalf of the charity raising funds for building a well. The room was silent when letters from Africa were read; 9 year old children Manus Jordan and Elana Sewell, read letters from children in Uganda who thanked Wells of Life for the building of their well and what it meant to them and their village. The last letter, read by Board Member Michelle Yegsigian, was from a principal of a school who pleaded for a well because of the poverty and sickness they are enduring from having no water. Afterwards, a video was shown on how Wells of Life gives the people of Uganda hope and creates a new opportunity for prosperity and peace – creating sustainable water sources that will impact generations to come. Wells of Life is a Laguna Beach, California based nonprofit organization that was founded in 2008 with the sole purpose of providing Ugandan communities with access to clean and safe drinking water. Wells of Life is committed to drilling wells and empowering Ugandan communities with the Katie Altman from La Cañada Flintridge Sacred Heart Academy, gift of water. To learn more about Wells of Life and how to get involved, visit Chrissy Cheung from Mission Viejo High School and Leighton Mauze http://www.wellsoflife.org from San Antonio Texas Alamo Heights High School. Page 10

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October 18, 2013

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IL FARRO 15% OFF Food Bill Food Only. Not to be combined with any other offer, special or fix menu. Excludes Fri. - Sat. Expires 10/28/13

Gift cards available. Join our Gift/VIP club.

(949) 723-5711 www.ilfarro.com

111 21st Place. Newport Beach, CA 92663 Il Farro Restaurant sits in the heart of the Newport Beach Peninsula, right by the Newport Pier.

serving socal since 1959 now open in orange county! FALL GRAND OPENING WE SELL GOLF CARTS.

H y p our p a ! H Sale on Select Vehicles in Stock! $500.00 OFF Any NEW CLUB CAR PRECEDENT Golf Cart Ask about STREET LEGAL Electric Vehicles! Bring in this ad and receive a $25 GIFT towards PARTS, SERVICE or RENTALS!! Over 30 Vehicles in Stock, Come in for a Test Drive Today!!

Monday - Friday 4:30 - 6:30 *bar only

50% off bottles of wine every Monday and Tuesday *excludes Captain’s list Finest Quality steaks and the freshest served Seafood in the Orange County area!

949 597-2094 www.cartmart.com

24366 Swartz, Lake Forest, Ca. 92630 *some restrictions apply.

Page 12

The Newport News

(949) 646 - 7944

1695 irvine ave., Costa Mesa www.lacaverestaurant.com


The Newport News

The Only Weekly Newspaper Exclusively for the Newport Area

Workout Smarter Not Harder Metabolic training to increase metabolism & burn fat more efficiently!

JOIN the FREE HERBALIFE 24 FIT BOOTCAMP CHALLENGE 4 Week challenge includes:

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949-515-TINT (8468) signaturetint@gmail.com www.signaturetint.com

670 West 17th Street, Costa Mesa, CA 92627

Lic # 001552

Fall Into A Beautiful Skin! Recycle your wardrobe and shop without guilt!

Kim’s Closet is about smart shopping, yet still able to dress in current style and in the latest fashions. Our clothes are gently used, but are of current style.

Let our experience, knowledge and caring touch help you reveal the beauty in you and reverse the signs of aging. • Revolutionary FDA approved Micro-needling therapy for fine lines, wrinkles, discoloration and loss of elasticity. • Silk Peel – Dermalinfusion for simultaneous exfoliation, evacuation and delivery of condition specific topicals.

• Clothes • Shoes

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Have you fallen out of love with a luxury item? Give it a second chance at love by consigning it to Kim’s Closet. There’s always something beautiful to find at Kim’s Closet!

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(949) 642-3037 www.kims-closets.com

112 E 18th St, Costa Mesa, CA 92627

• OCEAN + Marine Collagen Treatment with 99.7% pure collagen, algae and Vitamin C for deep hydration and firming of the skin. • Get rid off of old, dry skin with one of our “RESERFACE” peels to improve overall skin health and appearance.

FOR LIMITED TIME ONLY: Mention this ad when you call to make your appointment and get 20% off. MAKING FACES by Georgia Your place for all your skin care needs

(949) 646-5009

www.makingfacessalon.com 747 Dover Dr. Ste B, Newport Beach, CA 92663 The Newport News

Page 13


October 18, 2013

The Newport News

The Only Weekly Newspaper Exclusively for the Newport Area

newport beach R est aurant Amelia’s Seafood & Italian One of the oldest family-owned & operated restaurants in Orange County. For nearly 45 years, this cozy Balboa Island landmark has offered a distinct menu of delectable Italian and seafood dishes.

311 Marine Ave. 949-673-6580

Cafe Jardin at Sherman Gardens Dine in a “hidden oasis” amongst a serene paradise garden setting featuring a lite French and Mediterranean luncheon fare at Sherman Gardens. The dining area is available for private parties, banquets for up to 230 people.

949-263-9400

Back Bay Café at Newport Dunes

Chart House Restaurant

Al fresco dining with views of the bay. Enjoy California cuisine in fun, casual setting. Award-winning seafood chowder. Free parking, guest slips available for boaters. Brunch Saturday and Sunday.

1131 Back Bay Drive. 949-729-1144

Sunset & water views combined with outstanding cuisine since 1961. Choose from Snapper Hemingway, Shrimp Fresca & slowroasted Prime Rib. Daily selection of fresh fish, an extensive collection of fine wines & whiskies, & decadent desserts.

949-548-5889 Commonwealth Lounge & Grill

Bandera Some of the best and freshest fish in town, cooked over a hot almond wood mesquite.

3201 E. Coast Hwy., Corona del Mar. 949-673-3524 Billy’s At The Beach Billy’s bayfront restaurant offers a view of the bay and tropical décor. Thick steaks, lobster and fresh Hawaiian seafood such as Ahi and Ono. Polynesian Bar for nightly live entertainment.

2751 W. Coast Hwy. 949-722-1100

Balboa Peninsula’s newest restaurant features a modern day supper club with two levels of antique yet trendy décor. CW offers faves like their Garlic & Parmesan Slow Roasted Prime Rib, the best Monte Cristo sandwich since the 50’s plus a variety of steaks, chops, seafood, salads and sandwiches, 26 beers on tap, boutique wines by the glass, and signature cocktails. Open for lunch, dinner, late night and entertainment seven days a week. For more information:

www.commonwealthlounge.com 949-675-4444 Daily Grill

Bluewater Grill Located at the former site of Sea Shanty and Delany’s on the water in Newport Beach. Fresh mesquite-charbroiled seafood, pastas and oyster bar items, Sunday brunch, kids menu. Dock spaces, catering & boat charters available.

Daily Grill serves traditional American fare featuring Genuine Angus Steaks and Chops, Fresh Seafood, Classic Cobb and Caesar Salads, Meat Loaf with Mashed Potatoes, Chicken Pot Pie, not-to-be-missed Desserts and Sunday brunch 9am to 2pm. All served in a sophisticated yet casual atmosphere.

630 Lido Park Drive. 949-675-3265

949-644-2223

Brasserie Pascal

A beautiful replica of one of England’s oldest country inns, features candlelight and cozy fireplaces. Award-winning food, exceptional service and unmistakable style.

Five Crowns

A lively French bistro specializing in Prime American steaks prepared “Parisian style”. French and American bistro classics including French Onion Soup, Escargot, Sandwiches, Crepes, Fresh Seafood and souffles. Signature martinis, champagne cocktails, Alsatian beers, French and California wines.

327 Newport Center Drive. 949-640-2700 The Bungalow Restaurant Specializes in steaks, seafood and claims to have the best martinis in the county. Their award-winning wine list offers more than 20 premium wines by the glass and over 160 bottled wines. Monday-Friday Happy Hour well drinks for $4.75 and house wine for $5 from 4:30 pm to 8 pm daily.

2441 East Coast Highway in Corona del Mar. Call for reservations. 949-673-6585 Cannery Restaurant & Cruises Located at the historic wharfside location in the heart of old Cannery Village for 25 years. Open air dining on the wharf is available day and night. Champagne brunch cruises. Awarded Hospitality Ambassador of the Year, 1997.

3010 Lafayette Avenue. cannery@newportbeach.com 949-675-5777

Page 14

3801 E. Coast Hwy., Corona del Mar. 949-760-0331 Mayur Cuisine of India Fragrant, pungent spices from all over India are delicately mixed to create a spectacular variety of dishes.

2931 E. Coast Hwy. 949-675-6622 Newport Landing Waterfront dining including fresh seafood, prime beef, and Sunday champagne brunch. The casual upstairs lounge offers complete menus, patio deck, and live entertainment. Banquets and catering available.

503 E. Edgewater, Balboa. 949-675-2373 Palm Terrace Restaurant & Lounge From casual to elegant, indoors or out, Island Hotel is famous for its award-winning cuisine directed by world-recognized Executive Chef Bill Bracken. Enjoy a leisurely meal poolside amid lush gardens and graceful palms at the Palm Terrace Restaurant or a refreshing cocktail at the lounge.

949-760-4920

The Newport News

G u id e

The Resort at Pelican Hill

Woody’s Wharf

Celebrating the best of Californian lifestyle: deep, sweeping ocean views from the alfresco terrace with granite tabletops and flower baskets overhead. Seafood and steak dishes. Ocean and golf course views.

Fresh seafood moderately priced in a casual nautical setting. There are even slips to accommodate several large yachts for customers who prefer sailing to driving. Live rock ‘n roll entertainment Thurs.- Sat.

2270 Pelican Hill Road South. 949-467-6800

2318 W. Newport Boulevard. 949-675-0474

Quiet Woman

21 Oceanfront

Since 1965, a favorite spot for generations of locals. Fabulous food, worldly wine, inviting ambiance and seamless service.

New American cuisine comes to life in this custom-designed location overlooking the harbor in Newport Beach. Chef Umberto Rubelli brings culinary drama to his inventive dishes for lunch & dinner.

3224 E. Pacific Coast Hwy., Corona del Mar. 949-640-7440 Royal Thai Exquisite Thai dinning with its delicious flavors and exotic atmosphere. Enjoy the quiet tranquility of Thai culture, sample our dishes and experience the taste of Thailand.

4001 W. Pacific Coast Hwy. 949-645-THAI Ruby’s Diner 1940’s diner captures all of the good feelings of a classic all-American diner. End of the Balboa Pier, Balboa.

949-675-7829 Rusty Pelican Restaurant A long Newport Beach tradition for outstanding meals and legendary service. Breathtaking harbor views and a wide variety menu. Award- winning wine list.

949-642-3431 Sam & Harry’s USDA prime steaks, “jet-fresh” seafood flown in daily from around the world, and an award-winning wine program that showcases a list of hand selected bottles, while highlighting 50 wines by the glass. Private dining rooms provide the perfect ambiance for an evening of business or leisure. Sunday Brunch 6am to 1pm.

949-729-6900 Tommy Bahama’s Island Grille The latest restaurant concept from the Tommy Bahama Group, features regional, seasonally fresh cuisine in a casually, elegant setting. Designed for Newport Beach locals and visitors, it is a casually elegant oasis. Please visit www.tommybahama.com/cafe for the most current offerings.

949-760-8686

2100 West Oceanfront. 949-673-2100 345 San Shi Go A seasonal experience on every visit! Dinner Only - Tuesday thru Thursday & Sunday 5:00 to 10:00pm; Fridays & Saturdays from 5:00 to10:30pm. Located on the Balboa Peninsula at:

205 Main St., Newport Beach. 949.673.3724 SOTA Located in the Village of Corona Del Mar, Serving Lunch and Dinner. Enjoy a combination of local and traditional Japanese ingredients with the freshest fish from around the globe. The newest CDM Restaurant serves intimate gatherings as well as big parties. The full bar includes innovative coctails and a unique Sake menu. Open for Lunch Monday-Friday 11:30-2pm, Dinner opens at 5pm Monday-Sunday.

3344 East Coast Highway, Corona Del Mar 949.675.0771


The Newport News

The Only Weekly Newspaper Exclusively for the Newport Area

The Newport News

October 18, 2013

Page 15


October 18, 2013

The Only Weekly Newspaper Exclusively for the Newport Area

For richer or poorer: let your newlywed bliss turn into financial success For better or worse, richer or poorer - that’s the promise most couples make when they face one-another at the altar. When it comes to finances and young love, it can be easy to fall into some common pitfalls that can haunt couples long after the wedding day. “Communication is a key part of a strong marriage, and it’s also the basis for a strong financial partnership,” says Barrett Burns, president and CEO of VantageScore Solutions. “Being proactive before and planning ahead of the wedding while sticking to a financial plan will help guard against common financial mistakes that can occur early in a couple’s life together.” To start your new life together with a strong financial foundation, check off a few important money to-dos before you say “I do!” 1. Have the debt talk All couples must have the debt talk. It may not be romantic, but it is necessary in order to plan a bright future together. Be open and honest about debt, savings and spending habits, even if they are less than perfect. Financial turmoil is one of the top reasons cited for divorce, so understanding each other’s finances today and what goals you have for the future will help reduce stress on your partnership. With the average college student graduating with $26,600 in student loan debt, according to The Project on Student Debt, young couples need to create a plan for managing debt and saving for the future. 2. Control wedding spending The “big day” is a defining moment in life, but it’s important for couples to remember it’s just one day of many that they will spend together. Weddings and related events cost a whopping $28,427 on average, according to theknot.com, and that doesn’t even include the honeymoon. “When it comes to young couples planning a dream wedding, the plastic tends to be relied upon,” says Burns. “It’s important to be realistic about how much you can spend. Becoming over extended on credit cards is a common mistake, and this type of high-interest debt is not the wisest way to begin your lives together.” The best course of action when it comes to wedding planning is to create a budget and stick to it. It’s not necessarily bad to use credit, especially if you can take advantage of a credit card rewards program, but Burns advises only charging or borrowing what you know you can pay back in a reasonable amount of time as keeping high balances and missing payments can have significantly negative impacts on your credit score, which in turn leads to stress. 3. Work together to build a positive credit profile Married couples do not have joint credit files or credit scores. Each individual has their credit files with the credit reporting companies and their own credit scores, but in some Page 16

cases like when joint accounts and co-signed loans are created, the actions of one can impact the other. “It’s common for younger people who are just beginning their financial independence to not have much, if any, credit history. It’s important to be proactive and take steps to build a positive credit profile and score so you can demonstrate to lenders that you are a good manager of credit,” says Burns. Get a copy of your credit report and resolve any issue you may have with the information presented in it. If you have a limited credit history, carefully consider the benefits of joint accounts, but keep in mind that the positive financial actions like paying bills on-time and keeping balances low, as well as actions that can have negative impacts like missing payments will influence the couples’ individual credit scores. “The importance of paying bills on time cannot be understated,” says Burns. “A single missed payment can drop each person’s credit score 80 to 100 points. This can affect a couple’s ability to get the best interest rates and terms for a loan.” Another important step in building credit after a marriage is to make sure that all financial lenders are aware of name changes. “If you choose to change your name after you are married, make sure all your accounts have your current information, otherwise positive actions may not get reported correctly or in a timely manner,” Burns says. 4. Shop around for rates “Whether you’re taking out a personal loan or selecting a credit card, you absolutely must shop around for rates,” advises Burns. “Don’t just take the easiest or first option. You want to get the best deal available with low interest rates and reasonable terms.” When shopping for rates, Burns notes to do so within a two week period of time. Credit inquiries from auto and mortgage lenders and credit cards issued from banks and credit unions are only counted once if done in a two week period causing just a slight decrease to credit scores. Finally, couples soon to be married or those that recently were married can also test their knowledge about credit scores at www.CreditScoreQuiz.org, a website created by VantageScore Solutions and its partner, Consumer Federation of America, one of the largest consumer advocates in the country.

The Newport News

The Newport News

Newport News Legal Notices Trustee Sale No. 431967CA Loan No. 3011746199 Title Order No. 602122345 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10-18-2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 11-04-2013 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 10-23-2006, Book N/A, Page N/A, Instrument 2006000714768, of official records in the Office of the Recorder of ORANGE County, California, executed by: RAFIK Y. KAMELL, A SINGLE MAN, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 Legal Description: LOT 3 IN BLOCK 40 OF THE THIRD ADDITION TO NEWPORT BEACH, IN THE CITY OF NEWPORT BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 3, PAGE(S) 31, MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. Amount of unpaid balance and other charges: $1,615,079.44 (estimated) Street address and other common designation of the real property: 4004WEST OCEAN FRONT NEWPORT BEACH, CA 92663 APN Number: 423-313-03 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 10-01-2013 CALIFORNIA RECONVEYANCE COMPANY, as Trustee ROSAURA ARMENTA, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Sales Information: www.lpsasap.com or 1-714-7302727 www.priorityposting.com or 1-714-573-1965 www.auction.com or 1-800-280-2832 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap. com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P1061051 10/4, 10/11, 10/18/2013

Trustee Sale No. 250274CA Loan No. 1596755855 Title Order No. 817912 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 03-17-2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 10-25-2013 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 03-28-2006, Book N/A, Page N/A, Instrument 2006000202555, of official records in the Office of the Recorder of ORANGE County, California, executed by: NANCY SCARBROUGH, AN UNMARRIED WOMAN, as Trustor, JPMORGAN CHASE BANK, N.A., as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Legal Description: LOT 27, EXCEPT SOUTHWESTERLY 40 FEET THEREOF AND LOT 28 IN BLOCK 1 OF TRACT NO. 919, IN THE CITY OF NEWPORT BEACH, AS SHOWN ON A MAP RECORDED IN BOOK 29, PAGE 31 ET SEQ OF MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. Amount of unpaid balance and other charges: $1,210,822.95 (estimated) Street address and other common designation of the real property: 457 TUSTIN AVE NEWPORT BEACH, CA 92663 APN Number: 049-033-26 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 10-03-2013 CALIFORNIA RECONVEYANCE COMPANY, as Trustee RIKKI JACOBS, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Sales Information: www.lpsasap.com or 1-714-7302727 www.priorityposting.com or 1-714-573-1965 www.auction.com or 1-800-280-2832 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap. com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P1061390 10/4, 10/11, 10/18/2013

T.S. No: F543146 CA Unit Code: F Loan No: 0300044252/PRATT AP #1: 988-88-362 NOTICE OF TRUSTEE’S SALE T.D. SERVICE COMPANY, as duly appointed Trustee under the following described Deed of Trust WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (in the forms which are lawful tender in the United States) and/or the cashier’s, certified or other checks specified in Civil Code Section 2924h (payable in full at the time of sale to T.D. Service Company) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property hereinafter described: Trustor: DAVID S. PRATT Recorded June 19, 2003 as Instr. No. 2003000716599 in Book --- Page --- of Official Records in the office of the Recorder of ORANGE County; CALIFORNIA , pursuant to the Notice of Default and Election to Sell thereunder recorded June 19, 2013 as Instr. No. 2013000370790 in Book --- Page --- of Official Records in the office of the Recorder of ORANGE County CALIFORNIA. Said Deed of Trust describes the following property: LEASEHOLD INTEREST IN AND TO: LOT 31, IN THE CITY OF NEWPORT BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 9 AND, PAGE(S) 42 AND 43 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID ORANGE COUNTY, CALIFORNIA, TOGETHER WITH CERTAIN PORTIONS OF ADJOINING LOTS E AND F, AS SHOWN UPON SAID MAP. EXCEPT THEREFROM, ALL OIL RIGHTS NATURAL GAS RIGHTS, MINERAL RIGHTS, AND OTHER HYDROCARBON SUBSTANCES BY WHATEVER NAME KNOWN, TOGETHER WITH APPURTENANT RIGHTS THERETO, WITHOUT, HOWEVER, ANY RIGHT TO ENTER UPON THE SURFACE OF SAID LAND NOR ANY PORTION OF THE SUBSURFACE LYING ABOVE A DEPTH OF 500 FEET, AS EXCEPTED OR RESERVED IN INSTRUMENTS OF RECORD. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED JUNE 10, 2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. 31 BEACON BAY, NEWPORT BEACH, CA 92660-7219 “(If a street address or common designation of property is shown above, no warranty is given as to its completeness or correctness).” Said Sale of property will be made in “as is” condition without covenant or warranty, express or implied, regarding title possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest as in said note provided, advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. Said sale will be held on: OCTOBER 24, 2013, AT 3:00 P.M. *ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866. At the time of the initial publication of this notice, the total amount of the unpaid balance of the obligation secured by the above described Deed of Trust and estimated costs,

expenses, and advances is $401,092.97. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 480-5690 or (800) 843-0260 ext 5690 or visit this Internet Web site: http://www. tacforeclosures.com/sales, using the file number assigned to this case F543146 F. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the monies paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. Date: September 30, 2013 T.D. SERVICE COMPANY as said Trustee, T.D. Service Company Agent for the Trustee and as Authorized Agent for the Beneficiary CINDY GASPAROVIC, ASSISTANT SECRETARY T.D. SERVICE COMPANY 4000 W. Metropolitan Drive, Suite 400 Orange, CA 92868-0000 The Beneficiary may be attempting to collect a debt and any information obtained may be used for that purpose. If available , the expected opening bid and/or postponement information may be obtained by calling the following telephone number(s) on the day before the sale: (714) 480-5690 or (800) 843-0260 ext 5690 or you may access sales information at http://www.tacforeclosures.com/ sales. TAC# 966190 PUB: 10/04/13, 10/11/13, 10/18/13


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The Newport News

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Five Fall Wedding Trends to Make Your Fall Wedding Amazing Fall is a lovely time of year to have a wedding, and this year the fall wedding trends are fantastic. There are many great fall wedding ideas to think about and each will give certain flair to your wedding. This article will discuss the top five fall wedding trends that will help make your wedding spectacular. The first 2013 fall wedding trends concern color and Pantone Fashion Color Report leads the way in letting us know what these colors are. This year the colors for the weddings being planned are running the spectrum, from Rapture Rose which is a vibrant mix of pink, fuchsia and crimson. Other colors being shown for weddings in the fall are Burnt Sienna, Honey Yellow, Purple Heart and a wonderful combination of reds and magentas called American Beauty. You can find out more about Pantone Fashion Colors by visiting their website at Pantone.com. This site will give you great help in finding out about the current fall wedding ideas as well as the fall wedding trends. The fall wedding trends for fashion are as wonderful and varied as the colors being chosen; from strapless dresses to the popular black and

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