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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

November 22, 2013

Rancho, Coto Families Getting Ready for THANKSGIVING


November 22, 2013

Page 2

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 22, 2013

Homemade Gourmet Thanksgiving Desserts Make a Dessert that They’ll Talk About Until Next Thanksgiving

Are you tired of serving the same old Thanksgiving desserts? Wouldn’t you love to serve something gourmet? I know what you’re thinking. You’re thinking that it will be time consuming and difficult to prepare gourmet Thanksgiving desserts, but you’re wrong. It’s actually quite easy to prepare Thanksgiving desserts that taste like they came from a gourmet bakery. #1: Pumpkin Cheesecake Cheesecake is a wonderful dessert on its own, but pumpkin cheesecake is out of this world. This gourmet Thanksgiving dessert is also quite easy to prepare. If you’ve made several cheesecakes in the past, this cheesecake will be even easier. Just start with a basic cheesecake batter and add pumpkin puree and pumpkin pie spices. There are several recipes available online. #2: Apple Tart with Cinnamon Cream An apple tart is very similar to an apple pie, but it has a more gourmet feel. Simply prepare an apple tart as normal using Granny Smith apples, cinnamon, nutmeg, and sugar. When you’re ready to serve this gourmet Thanksgiving dessert, whip some heavy cream and sweeten it with powdered sugar and cinnamon.

#3: Sweet Potato Pecan Crisp This delicious gourmet Thanksgiving dessert is something your family will remember for years to come. Just combine baked sweet potatoes with brown sugar, heavy cream, butter, eggs, and a bit of vanilla. Pour this into a baking dish and top with a mixture of brown sugar, butter, oatmeal, and crushed pecans. Bake until the top turns golden brown and the mixture is heated through. Gourmet Thanksgiving Desserts #4: Chocolate Pecan Pie with French Vanilla Cream Pecan pie is a must at Thanksgiving, but you can easily make this into a gourmet Thanksgiving dessert simply by adding some chocolate to the mix. After the pie has baked and cooled, whip some heavy cream and the seeds from a vanilla bean. Sweeten the whipped cream with powdered sugar and add a large dollop to each serving of pie. #5: Pumpkin Pound Cake with a Homemade Caramel Sauce Pumpkin may be great for pie, but it can also be used to make several other gourmet Thanksgiving desserts. A pumpkin pound cake can be made by simply incorporating pumpkin puree and spices into a pound

cake batter. You can also find several recipes online. You can also find several recipes for caramel sauce, which would be the perfect way to top off this gourmet Thanksgiving dessert. #6: Pecan and Cranberry Stuffed Apples In a saucepan over low heat, heat some apple cider. Pour the apple cider over some dried cranberries and let the mixture set until the cranberries plump up. While this is happening, combine chopped pecans with brown sugar, butter, and oatmeal. Once combined, drain the cranberries and add them to the mix. Spoon this mixture into several apples that have been cored, but the bottoms left intact. Bake until the apples are cooked and the mixture inside the apples starts to bubble. Serve with homemade vanilla ice cream. #7: Candied Pecan Pumpkin Pie In a skillet over medium heat, combine pecan halves, brown sugar, butter, and cinnamon. Cook this mixture until it starts to bubble and reduce. Remove the pecans to a silicone mat and allow the nuts to cool. In the meantime, bake a pumpkin pie until almost cooked

through. Right before the pie is done, sprinkle the candied pecans over the pie. This is a gourmet Thanksgiving dessert that could even be made with a store bought pie. #8: Chocolate Caramel Pecan Apples In the fall, apples and pumpkins are plentiful. Why not take advantage of this and make some caramel apples? This would be the perfect gourmet Thanksgiving dessert for kids. Just dip the apples into melted caramel and then roll them in chopped pecans. Then dip the apples into melted milk chocolate. Allow the chocolate to set by placing the apples on a piece of wax paper and placing them in the refrigerator. Allow the apples to come to room temperature before attempting to cut into them.

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 22, 2013

The Coto de Caza News

The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

November 22, 2013

Rancho, Coto Families Getting Ready for THANKSGIVING

Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com

Ruth White Editor

Sandra White

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Diana Calvaneso, Manager Kim Malaletkin Legal Advertising

Beverly Farmer, Art Director Graphics Department

Jerry White Publisher

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

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Five tips to avoid holiday weight gain Who doesn’t love the smell of a warm kitchen during the holidays? They’re designed around food and bringing family, old friends and new friends together. However, holidays can also be a detriment to your healthy lifestyle and cause you to lose your focus through the end of the year. -But they don’t have to. “Think of fall as the perfect time to reassess the state of your health and prep for the challenges of the holiday season,” says Alicia Rodriguez, corporate registered dietician at Life Time - The Health Way of Life Company. “When it comes to nutrition and avoiding weight gain, my motto is, keep it simple and easy.” Here are some tips to help you do the same. Bulk up your plate with protein and vegetables The side dishes at most holiday meals are often as good as the turkey or ham, but stuffing and mashed potatoes aren’t the best way to fill your plate. One way to avoidweight gain is to build your plate with protein. This should be easy since holiday dinners revolve around meat. Second, fill your plate with side dishes that include vegetables. You may have a little spot left on your plate - use this space for your “indulgence.” When you look at your plate, the goal is that the majority is still providing you with good nutrients and reduced carbohydrates. Use the “fork” trick Many of us go back for seconds, and even third helpings at holiday meals. This year, focus on asking yourself if you’re enjoying your food. To help you answer this question, use the fork trick. Once you take a bite of food, place your fork down on the plate and let it go. Chew your food, swallow and then pick it up again. The key to this trick is letting go of the fork. This will remind you to slow down, enjoy your food and converse with friends and family.

Avoid the clean plate club Growing up, many of us were always told “You can’t leave the table until you finish everything on your plate” and inevitably, we spent many nights sitting alone at the dinner table. These days, Rodriguez advises her clients to eat until they are full and, if their plate is not clean, it’s OK. Focus on one plate of food, slow down and be careful not to overeat. Overfeeding is never really a healthy thing to do. Share your dessert with a loved one After a satisfying meal, it is hard to avoid the sweet smells of pumpkin -or warm apple pie. If you choose not to skip dessert, share a small slice with a loved one or new friend. If you are hosting, designate one family

member to bring dessert to limit the endless selection of pies and reduce the urge to over indulge. Make like a turkey and trot out the door Start your holiday with a new tradition this year and gather the family to do something active. Take a walk to a local park, put together a family friendly flag football game, rake the leaves up in the yard (and jump into them) or encourage the family to sign up for a run/walk event such as the Life Time Turkey Day 5K or Commitment Day 2014. Holidays are a time to be thankful for family, friends and everything in between. Savor the moment, really take time to taste your food, get out and have some fun, and avoid the-holiday weight gain.

The thankful receiver bears a plentiful harvest. ~William Blake

The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 22, 2013

A Fresh New Take on Holiday Sides Take holiday side dishes – and leftovers – from mundane to marvelous with the flavorful addition of fresh grapes and blueberries. Traditional cranberry relish gets a big taste upgrade and nutrient boost with the addition of “little blue dynamos” from Chile. The luscious, antioxidant-rich, fresh super berry transforms ordinary relish into something you’ll want to enjoy all season long. Not only does it make a delicious holiday side dish, but you can add it to leftover turkey and ham sandwiches, or spoon some into pretty glass jars, tie a ribbon around the lids and give them as healthy, homemade holiday gifts. Red and green Chilean grapes, freshly chopped parsley and toasted pecans are just a few of the ingredients that make this wild rice stuffing stand out from the rest. Not just for holiday meals, this is a wonderful accompaniment to any tofu, poultry or fish dish, too.

8 1 3/4 1

ounces fresh cranberries tablespoon orange zest cup sugar teaspoon vanilla

Sauté onions and garlic. Add broth and bring to a boil. Stir in wild rice. Reduce heat to a simmer, cover and cook 30 minutes. Stir in long grain rice; cover and simmer another 20 to 30 minutes until rice is tender and liquid is absorbed. Remove from heat, stir in grapes, parsley, pecans, and salt and pepper to taste. Serve stuffing warm as a side dish.

Combine all ingredients in a medium saucepan over medium heat. Cook until the sugar dissolves and the berries soften, about 15 minutes. Remove from heat, cover and chill. Best made in advance to let flavors blend. Nutrition per serving: Calories 76, Nutrition per serving: Calories Fat 0g, Saturated Fat 0g, Cholesterol 285, Fat 15g, Calories from Fat 135, 0mg, Sodium 0mg, Dietary Fiber 0g, Saturated Fat 3g, Cholesterol 12mg, Protein 0g Sodium 451 mg, Dietary Fiber 3g, Protein 9g

Grape and Wild Rice Stuffing Serves 12

1/4 cup butter 1 large onion, chopped 1 clove garlic, minced 6 1/2 cups vegetable broth 2 cups wild rice 2 cups long grain rice Fresh Blueberry and 3 cups fresh Chilean red and Cranberry Relish green grapes, cut in half Makes 12 1/4-cup servings 1/2 cup chopped fresh parsley 1 1/2 cups toasted pecans, 1 cup fresh Chilean blueberries roughly chopped 1 cup fresh orange juice In large saucepan, melt butter.

Four-step PLAN Helps Shoppers Save on Black Friday Retailers call the day after Thanksgiving “Black Friday,” because the holiday spending that happens that day generally moves their balance sheet into profitability and “the black.” Barbara Stark, director of community development and education at the national non-profit American Debt Counseling, Inc., serving clients throughout California, recommends following her simple, four-step P.L.A.N. during the holiday shopping season to keep your holiday budget in the black as well. “Retailers offer all kinds of deals to kick-start their all-important holiday sales numbers,” Stark explains. “The key is to have your own game plan for the day so that you take advantage of the opportunities to save on your holiday shopping without being tempted to spend more than you should.”

Stark recommends following her simple four-step P.L.A.N.: Prepare a strategy that puts your financial resources to their best use. Realistically outline your holiday obligations and how much you have to spend. Just like at the grocery store, you’ll spend more at the mall without a list. Next, decide what gifts on your list are “must have” and set your sights on getting them for the best price while they are still available. Layaway is a good alternative to credit cards for expensive purchases if the store or online site’s fee is less than 10 percent of the value of the items. You can reap the same bargains and enjoy the same selection as shopping on credit as well as the added bonus of knowing it is all paid for when you take it home. Layaway

is also a good way to curb impulse buying later in the holiday season by enabling you to buy the gift you really want at a good price. Each store has its own rules and it is important to read the fine print carefully to be sure you understand the fees and cancellation policies. Avoid using credit. Shoppers spend 30% more on average when shopping with credit cards rather than cash. Also think twice before opening a new line of credit for a discount on that day’s purchases since any fees associated with a new credit card can end up costing you more than the money you’re saving. Cash, checks and debit cards are the best choice,

but if you must use credit, choose the card that gives you the lowest interest rate and most benefits, such as reward points or extended warranties. Navigate the deals. In their efforts to get you into their stores and not the competitions’, retailers advertise their sales. Many post them online as well as place ads in the paper. There are also internet sites devoted to announcing Black Friday sales in advance. Some stores open early or even on Thanksgiving Day and you should begin looking for the deals at the start of Thanksgiving week to be ready to put your holiday shopping and savings PLAN into action.

The Coto de Caza News

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November 22, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Top Ten Tips for Hosting Thanksgiving By Lisa Stewart Thanksgiving is a day to be enjoyed with family, friends and good food. However for those who host this joyous occasion, it is too often a day of stress. As someone who has hosted Thanksgiving for many years, I have learned to throw worry out the window as experience has made me wise. The following tips are the pearls of wisdom I have gathered to guarantee my guests and I have a terrific turkey day! 1. Get a definite head count on who will attend. Often Aunt Mille and Uncle Earl will say they are coming and cousins Johnny and Susy may be there as well. You know your sister is coming, but she’s not sure if her new boyfriend Homer will be with her. The difference of a few people can make a big difference in the size of turkey you buy and how you are going to arrange seating and place settings. If people give you “maybes” let them know what date you need to know for sure. For example, “Great, I am glad you are coming and would love it if Homer can attend as well. I’ll give you a call next Monday and you can tell me then if he will be able to make it.” 2. Be aware of any special dietary needs. Make sure you know if anyone has restrictions when it comes to food. You don’t have to plan your entire menu around it, but is nice to take into consideration. You don’t want to make sausage stuffing if you have guests that don’t eat

pork. If you have anyone who is diabetic, you can offer a no sugar added dessert. Your guests will appreciate your consideration and it will avoid any awkward surprises when you offer a dish to someone and are told, “I can’t eat that.” 3. Delegate, Delegate, Delegate! People will offer to bring things - take advantage of this! Before you speak with your guests about what they can bring, think about what would make your life easier. If money is tight, perhaps you’d like to have a couple of guests bring a bottle of wine. Perhaps you’d rather not worry about appetizers when you are busy working on the meal - ask guests to bring these. Baking not your forte? Have your guests bring the pies (or pick them up at a local bakery!). You are doing enough don’t ruin your day by trying to do it ALL! 4. Don’t experiment with new recipes. If you see a recipe that looks good and you think it would be the perfect addition to your Thanksgiving table, go for it! But do a trial run ahead of time just to make sure it tastes as delicious as it sounds! 5. Plan your dishes, serving pieces and glassware. It seems obvious to make sure you have enough place settings, but what about serving spoons, wine glasses and serving dishes? Figure it all out in advance so you have time to pick up any extra pieces. Especially side dishes. Think about which vessel best suits which side in terms of size, heating and serving.

6. Don’t overdo the appetizers. Appetizers are delicious; appetizers are fun; BUT appetizers are also filling. You don’t want your guests to sit down to your fabulous meal already full! Serve enough appetizers to give everyone something to snack on, but when it doubt, cut one out! Try to offer some less filling vegetable based options. 7. Make food in advance. When you plan your menu, be sure to include several items you can make ahead of time. You can freeze most soups, a lot of appetizers, and pies. Chop vegetables the night before, mix up a dip. Many casseroles and side dishes can be made a day or two in advance. It is much easier to warm things up on the big day than start everything from scratch! 8. Maximize your warming/cooking options and consider timing. Chances are there is going to be a great big turkey in your main oven. Think about your other options for cooking/warming up dishes and have a plan. Do you have a second oven? What can you fit in it? How about a crock pot? A large toaster oven? Is your microwave an option to warm something up? And WHEN are you going to get each dish ready so everything comes together at once? Plan when and where you will cook or warm up each item ahead of time so you aren’t stuck trying to figure it all out as you go.

9. Designate a BeverageAssistant. The last thing you want to have to worry about is making sure everyone’s glass is full. Pick someone ahead of time and ask if they wouldn’t mind being in charge of drinks. Possibly your spouse, one of your parents, or a sibling. They can help you get drinks for guests as they arrive and keep drinks replenished as the festivities progress. This person can also pour wine, if offered, with the meal since you will quite definitely be busy with the food! 10. HAVE FUN! If you follow all of these tips, is everything going to be flawless and perfect? No Way!! There are always bumps in the road, so accept that there will be. If something doesn’t go the way you planned, laugh it off. If you are stressed out and upset that is no fun and will put a damper on your guests’ moods as well. You’ve worked hard, so you enjoy yourself!!

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 22, 2013

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November 22, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Rancho Santa Margarita City Council Honors Community Emergency Preparedness Academy Grads

Tamara Mc Daniel, Karen Hawkins ,Andrea Patton ,Jared Shaffer, Christine Belmonte ,Cheri Miller, Sara Miller, Richard Aced, Leslie Dybel, Marianna Ramirez, Sheila Davis ,Carla Werzberger, Jo Ann Guenther, Gonzalo Benevidez, Maria Benavides , Eve Sumner, Warren Sumner, Dylan Duran ,Lorie Duran, Jim Svinth,

The Rancho Santa Margarita P ro Te m Ca r o l G a mb l e , ma d e t o h o n o r t h e g r a d u ates of the A c a d e m y ) p a r t i c i p a n t s w h o Cit y council show n h e re w it h a sp e c i a l p r e s e n t a t i o n a t l a s t R a n c h o C E PA ( C o m m u n i t y e a r n e d a c e r t i f i c a t e a f t e r 6 M a y o r A n t h o n y B e a l l , M a y o r w e e k ’s c i t y c o u n c i l m e e t i n g E m e r g e n c y P r e p a r e d n e s s weeks of cl asses.

New rule s A massive stack of new Rancho Santa City ordinances enacted into law by last week’s city council are shown in the array of binders behind Rancho Santa Margarita City Clerk Molly Mclaughlin. The city council explained that while most of these are state regulations, the city would have to adopt the ordinances in order for them to be enforced by the city of Rancho Santa Margarita. The new rules were put in effect by the unanimous vote of the Rancho Santa Margarita Council at last week’s meeting.

BEGINNING TO LOOK A LOT LIKE... Christmas and holiday lights are beginning to spring up all around town even though The holiday is more than a month away. Scotty Martin, owner of California Holiday Lighting shown in this photo, says that his crews are already working to install the holiday lighting orders in Coto de Caza ,Dove Canyon and Rancho Santa Margarita for the coming holiday season. Page 8

The Coto de Caza News

RANCHO BOOK LOVERS FIND LIBRARY BARGAIN BONANZA “Curl up with a good book” weather didn’t prevent hundreds of Rancho Santa Margarita residents from getting out to the Friends of the Library Fall Book Sale Friday and Saturday, November 15-16. Book lovers were lined up at 9 a.m. Friday morning for first crack at thousands of gently used books for children, teens and adults. By Saturday afternoon, book lovers had walked away with more than 3,000 books that raised more than $5,000 to help pay for important RSM Library programs for children, teens and adults. “We were surprised at the great turn-out, especially since we were competing with the Bev-Mo Grand Opening next door,” says Jenny Gasset, Senior Branch Librarian. “Friends of the Library donations help us so much with community outreach programs and with many extras our budget would no longer allow without the additional funds.” Each year RSM Friends of the Library raises more than $80,000 for the Library, money needed to replace dwindling county funding. FOL funds help pay for summer reading programs, children’s story times, teen craft classes, special books for the library, furnishings for the community room and much more. Most of the money comes from book sales through Friends of the Library Book Store, 30902 La Promesa, and the group’s semi-annual book sales, which have been held in the RSM Library Community Room for the past15 years. The FOL Spring Book Sale is scheduled for May 16-17. Put it on your calendar and drop by the FOL Book Store at 30902 La Promesa Monday through Thursday from 10 a.m. to 6 p.m. or Friday and Saturday from 10 a.m. to 4 p.m. You’ll need some good reading for the rainy days ahead. The whole family enjoyed the tables and shelves full of great books for kids. Adults gravitated to sections on biography, history and religion. Linda Lewis, Friends of the Library PR Chair.


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 22, 2013

Big Turnout for Park Terrace Ribbon Cutting in Rancho Santa Margarita Park Terrace celebrated the grand opening of Connections, the newest and most comprehensive memory care facility in Rancho Santa Margarita on Thursday November 7, 2013.Guest speakers included the honorable Tony Beall, Mayor of Rancho Santa Margarita, Mayor Pro Tem Carol Gamble, City Councilman Brad McGirr, April Josephson, Michael Vaughn, Planning Commissioners . Lindy Kehler from Age Well Senior Services welcomed a large group of attendees from throughout the community including neighboring cities Park Terrace Executive Director Ryan Golze does the ribbon cutting with Tony Beall, Mayor of Rancho Santa Margarita, of Mission Viejo, Ladera Ranch, Foothill Mayor Pro Tem Carol Gamble, City Councilman Brad McGirr, April Josephson, Michael Vaughn, Planning Commissioners, Lindy Ranch, San Clemente, and Sendero. Kehler from Age Well Senior Services. Also in attendance were several members of the Rancho Santa Margarita Chamber of Commerce including Chamber President Suzanne Singh,and Michael Conte, Vice president of South County bank. While Park Terrace has been in the same location 21952 Buena Suerte, Rancho Santa Margarita for several years, the facility has recently upgraded its memory care services by providing specially trained care givers to work with the complexities of Alzheimer’s disease and related dimensias. Park Terrace wellness programs focus on the social, emotional, cultural and spiritual needs Rancho Santa Margarita Mayor Anthony Beall presents a certificate of recognition from the city to Park Terrace Executive Director Ryan Golze during the ribbon cutting ceremonies of the resident. s ay cial d e s o ll t in sp rate a c e se ove usiv 75 a e Pl ur m -incl $4,4 o ll t ut ur a g a o n ab d o arti an st

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November 22, 2013

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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November 22, 2013

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November 22, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Impact Giving Celebrates Fifth Grant Season More than 125 guests attended the fifth grant season launch party for Laguna Beach-based Impact Giving, a women’s collective giving organization that makes grants locally and globally. Held at the Hilton Orange County/ Costa Mesa, the dinner marked a milestone for the nonprofit whose grants impact recipients in the realms of education, hunger and shelter, women and children, human rights, human services, health and wellness, the environment, and the arts and culture in the U.S. and worldwide. “My future could have been much less bright without Impact Giving’s help,” noted dinner speaker Abdi Yusuf, a graduate of San Diego-based Just in Time for Foster Youth, a past Impact Giving grant recipient. Just in Time helps young adults with education and basic household needs as they transition out of the foster care system. He added, “I am so grateful for the support from Impact Giving that allowed Just In Time to help me get started on a path of education and, eventually, a good career.” Also at the microphone and presented in videos were representatives from several other past grantees, including Lotus Outreach, which provides bicycles to at-risk girls in Cambodia as a method of safer, more efficient transportation to their schools; Families Forward, which helps Orange County’s homeless families gain long-term self-sufficiency through housing and financial education; International Princess Project, which frees Indian women enslaved in the sex trade and provides new skills and healthcare in a safe environment; and Girls Inc.’s 9-year-old spokesgirl Shelby McDougal, who wowed the crowd with her poise and impressive list of accomplishments acquired in part through Girls Inc. programs. “I am a better person because of Girls Inc., and Girls Inc. is a stronger organization because of Impact Giving – so thank you!” Shelby said. As guests entered, they were invited to write their ideas on a large, colorful chalkboard. The question at the top of the board asked: “What would you do with a million dollars?” Answers ranged from “Take care of all the animals!” to “Sail the world in a boat, giving monetary gifts along the way” to “Healthcare for everyone!” An audio visual program took the audience by video to India and Cambodia to show them film clips of grant recipients thanking Impact Giving. The pride and joy in the room among the Impact Giving partners was palpable, as one successful and meaningful accomplishment followed another during the program. Wells Fargo Bank was an event sponsor; new Impact Giving partner Jennifer Lipinski attended with several of her bank colleagues, Lynette Miller, Lori Millard, and Caren Roberson. Also in attendance were Peggy Goldwater Clay, a new partner, longtime partner Gina Nixon, the organization’s founders, Ann Duncan Levy, Sam Dawson, and Karen Wilson, and board member Dr. Judith Anderson, and Dr. Tammy Sicard. Other dinner sponsors (wine, dessert, and chocolate bars!) were The Tarbox Group, WealthWise Financial Services, Rager Resources and Sam Dawson, author of “Broad Appeal”. Upon joining, a person becomes a “partner” and has the opportunity to sponsor a favorite nonprofit organization for potential funding. Partners are encouraged to participate by serving on grant committees to vet the grant requests. Through partner training women learn the in-depth Impact Giving standards for wise and judicious philanthropy. Every partner casts her vote at the end of grant season, whether they have served on committees or not, to decide which grant applicants will be the recipients of an Impact Giving grant. In four years, Impact Giving has grown to more than 140 partners who share a passion to make a meaningful impact on lives throughout their local and global communities. They do so by individually donating $1,000 annually, and pooling their resources to collectively award in May each year. As a result of the collective effort, since its inception, Impact Giving has awarded $475,000 in grants to 11 international organizations and 15 local organizations. Approved 2014 grants, which will range from $10,000 to $40,000, will be announced next May. To learn more about Impact Giving visit www.impactgivingnow.org. Page 12

The Coto de Caza News

Abdi Yusuf of Just in Time for Foster Youth, Katie Milette, Impact Giving partner , and Keisa Williams of Just In Time.

Impact Giving partner Peggy Goldwater Clay writes her wish on a chalkboard asking guests what they would do with a million dollars.

New Impact Giving partner Nine-year-old Shelby McDougal Deborah Bainer and the organization’s board chair and with her mother, Maggie McDougal. co-founder, Ann Duncan Levy

Impact Giving board member Judy Anderson, co-founder and outgoing board chair Karen Wilson, and Impact Giving partner Gina Nixon.


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 22, 2013

Mortgage Direct Corp -Honest -17 years experience -I come to you -Nationally Ranked Mortgage Broker

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we can finish the fight. Enroll in Cancer Prevention Study-3. On December 3-5, residents of south Orange County can help make a difference by participating in the American Cancer Society’s Cancer Prevention Study (CPS-3). This historical study will help us better understand the factors that cause or prevent cancer.

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To participate in the study you must be between the ages of 30 and 65, never been diagnosed with cancer and are willing to make a long-term commitment (20-30 years) that consists of a follow-up questionnaire every three years. At enrollment, you’ll fill out a short comprehensive survey on health history provide a small blood sample (to be collected by trained phlebotomists) along with a waist measurement. That’s it! “Because I’m a cancer survivor, I’m not eligible to participate, but I know how important these cancer prevention studies are in the fight against cancer,” said Steve Bell, American Cancer Society lead volunteer. “To help save lives, I’m encouraging my family, friends and community to participate in honor of the nearly 14 million cancer survivors today in the U.S. who are celebrating another birthday like me.” For enrollment sites or to schedule an appointment, visit cps3southoc.org or call 1.888.604.5888.

©2013, American Cancer Society, Inc.

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November 22, 2013

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The Coto de Caza News

BEVMO OPENS NEW STORE IN RANCHO SANTA MARGARITA’S EL PASEO CENTER

Mayor Tony Beall marks Bevmo store opening with ribbon-cutting ceremony with store manager Jeff Macklin, Carol Gamble Mayor Pro Tem, Brad McGirr Rancho Santa Margarita City councilman, and representatives from Senator Wyland’s office and State Assembly Harkey’s office. Crowds Arrive Hoping for Free Samples.Rancho Santa Margarita’s EL Paseo shopping center was again hosting a ribbon cutting for the new Bevmo store which is the second grand opening this month in the center. An early-morning crowd lined up In front of the store and around the corner as word spread that the big red bags stacked up in front of the store might contain free samples. Crowds were not disappointed as the goody-bags were handed out shortly after the ribbon cutting which was attended by many of the local merchants in the EL Paseo shopping center as well as the Rancho Santa Margarita chamber of commerce staff, including chamber of commerce president and Susanne Singh. Rancho Santa Margarita Mayor Tony Beall officiated at the ribbon-cutting ceremony and presented the store manager with a certificate of welcome, other city officials in attendance were Carol Gamble Mayor Pro Tem, Brad McGirr Rancho Santa Margarita City councilman, officials from Senator Wyland’s office and State Assembly Harkey’s office were also on hand to welcome the new business to Rancho Santa Margarita.another popular local business Spa Gregorie’s sent over a team back massage specialists to offer Spa Gregorie’s team back massage specialists to offer relief to the relief to the crowds who had stood so long in front of the store awaiting the opening. waiting crowds.

Welcome certificates were also presented at the ribbon-cutting by Rancho Santa Margarita City councilman Brad McGirr Shows he is representatives from Senator Wyland’s office and State Assembly Harkey’s office with store manager Jeff Macklin, Rancho Santa always ready to lend a hand as he helps the Bevmo staff handing out the opening date goody bags. Margarita Mayor Tony Beall, Carol Gamble Mayor Pro Tem, Yet. Page 14

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 22, 2013

Saddleback College Choirs Give a Free Performance of Handel’s Messiah to Benefit the Homeless The Saddleback College Community Chorale and Concert Choir will present the Christmas portion of Handel’s beloved oratorio Messiah on Tuesday, November 26th at 7:30 p.m. in the McKinney Theatre. The Saddleback choirs will perform this soulful celebration, under the baton of Dr. Scott Farthing and featuring special guest soloists, with pianists Catherine Tibbitts and Pennie Foster. In the spirit of the Thanksgiving holiday, this concert will be free, but donations will be requested from the audience to go directly to Mary’s Kitchen in Orange, California (http://www.maryskitchen.org/). In 1984, 82 year old Mary McAnena helped a homeless woman in Hart Park, Orange, California. This was the beginning of Mary’s Kitchen. Mary’s home became the scene - volunteers helped with the cooking, transported the food to Hart Park and served the men, women, and children who were homeless and in need. In 1994, the Kitchen moved to 517 West Struck in Orange, California. In 1995, the St. Joseph Health System Foundation granted the Kitchen the funds to buy modular buildings. Mary’s Kitchen had a permanent home. Mary’s Kitchen is staffed 100% by volunteers and underwritten by private donations from individuals, churches, local corporations, grocery stores, caterers, and students from local schools including Chapman University

and others. On average, 100 people come to the Kitchen each day for breakfast, a hot meal, a bag lunch to go for dinner, hot showers, clean clothes, and attention from caring volunteers who give them hope. In December of 2003, Mary McAnena died at 100 years old. She had served the homeless in Orange County for 18 years. Her spirit of compassion and respect for human dignity continue to reign at Mary’s Kitchen. With a long tradition of excellence in music, the Saddleback College Vocal Program continues building on that tradition with the very finest in both standard vocal repertoire and the music of the cutting edge. The three primary choirs on campus include the Community Chorale, Concert Choir, and the Women’s Camerata, which perform many concerts around the area throughout the school year. Membership is open in all three ensembles with the successful completion of a vocal placement interview at the beginning of each semester. In addition to beginning, intermediate and advanced level vocal classes, Saddleback College offers private voice lessons to a select few vocalists who are planning on pursuing degrees in vocal performance at the university or conservatory level. Past

students in the applied music program have been accepted to prestigious music schools across the country. In addition, Saddleback College is proud to be one of a handful of community colleges in the state which offer its students the opportunity to perform in operas and opera scenes each semester. Past performances include The Medium, Goose Girl, Suor Angelica, Mozart’s Mitradate and Donizetti’s The Elixir of Love. For more information about singing at Saddleback College,

please contact Dr. Farthing at sfarthing@ saddleback.edu. Saddleback College is located at 28000 Marguerite Parkway in Mission Viejo, just east of Interstate 5 at the Avery Parkway exit. Free parking is available in Lot 12. Take Avery Parkway to Marguerite Parkway turn left to the third traffic light, which is Saddleback’s Marguerite entrance. Turn right into the campus and take the second left to Theatre Circle, turning right into Lot 12.

10 Ways to Use Thanksgiving Leftovers The dishwasher is humming. Half the family is napping. And all the leftovers are stored in the fridge. Odds are good that most of the family will simply want a turkey sandwich - and maybe some potato chips - for a late-night supper. But what about tomorrow? And the next day? Before you pack yet another turkey sandwich in your child’s lunchbox, try some of these ideas for turning your leftovers into brand new meals: Chef Salad: After a heavy Thanksgiving meal, many folks want to snack on lighter fare the next day. (Especially dieters who hope to avoid holiday weight gain!) Make a big green salad with plenty of fresh vegetables, like tomatoes, onions, peppers, celery and carrots. Top with cubed or sliced leftover turkey for a healthy and light meal. Turkey Salad Sandwich: Forget about throwing a few slices of turkey on some white bread. Mince some leftover meat and mix with mayo, diced onion, diced celery and a little Dijon mustard. It’s not chicken salad it’s turkey salad! For sandwich lovers, it’s a nice change from the typical turkey sandwich. Turkey Lasagna: Many people want something completely different after Thanksgiving - like Italian food!

And lasagna doesn’t have to be made with ground meat. Just follow your normal lasagna recipe, but add cubed leftover turkey to the sauce right before you layer the casserole. The sauce will keep it from becoming dry, and you’ll get a taste of Italy for dinner! Turkey Stir-Fry: If Italian food doesn’t appeal to your family, how about a taste of Asia? Simply stir-fry vegetables like broccoli and snow peas in a non-stick skillet or wok. At the last minute, toss in some sliced turkey and stir-fry until heated. Sprinkle a little soy sauce in the mix, and serve over steamed white rice. Turkey Fajitas: Mix some sliced turkey with some fajita seasoning (available in packets at your local supermarket). Fry up a few onions and green peppers in a skillet, then toss in the seasoned turkey and cook until heated. Wrap up the ingredients in a flour tortilla for quick and easy turkey fajitas. Turkey Mac & Cheese: Ever mixed a can of tuna with a box of mac & cheese? You can do the same with diced or shredded turkey! Just mix up the mac & cheese as usual, and add the turkey at the end of the cooking time. This kid-friendly dish is sure to please even the pickiest eater, even children who are tired of Thanksgiving

leftovers. And what should you do with the rest of the leftovers? Rolls/bread: Freeze leftover bread to use later for breadcrumbs, croutons or stuffing. Veggies: Basic Thanksgiving vegetables like green beans, peas and corn can be added to vegetable soup or stew. They can also be added to casseroles (like the Turkey Mac &

Cheese). Stuffing: Soak with gravy and add as a middle layer to turkey sandwiches (similar to the “Moist Maker” from an episode of Friends). Mashed potatoes: Spread them as a topping for casseroles like potpie and Shepherd’s Pie. Shape leftover potatoes into patties and fry for breakfast.

The Coto de Caza News

Page 15


November 22, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

local dentist discusses archaic-sounding modern technology

22082 Antonio Parkway Rancho Santa Margarita, CA 92688 (949) 589-7767 www.sfsolano.org

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I just did three fillings using the Whisper-Jet (sand blaster) on a thirtyfive year old patient. He asked me why this Dr. Michael Tessier procedure was necessary, and here’s what I told him: Just like any other situation, early detection is always a good thing. The grooves in the chewing surfaces of the molars get to the point where they’re narrower than one bristle of a toothbrush. So, a patient can’t get in there to clean those grooves, but the acidic end-products of bacterial metabolism can. When we use a drill on a small cavity, we can only make the whole as small as the diameter of the drill allows. So really small cavities would require removal of much more tooth structure than necessary. Also, using the drill would require anesthetic because of the discomfort that arises from both the rotational vibration of the drill and the heat of friction that ensues as the drill cuts the tooth structure. And, drilling on any crystalline substance, like tooth enamel, can result in micro-fractures that can, in the case of tooth structure,

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lead to tooth fractures in later years. So, we use a sandblaster that most often leaves a much leaves a smaller hole, doesn’t cause discomfort from the heat of friction or the rotational vibration of the drill, and doesn’t lead to fractures of tooth structure. Then we fill the hole in the tooth with a liquid plastic material which thru capillary action gets into the pores of the enamel, sealing those pores and preventing leakage. In fact, if we were still doing silver/ mercury fillings ( and we don’t even have the facility to do amalgam fillings, anymore), the sandblaster would be inadequate because we’d need a bigger hole to pack that obsolete filling material into. Definitely a case of cooperative evolution. When we have to do cavities on children’s adult molars, we use the sandblaster, thereby avoiding the need for a shot, removing less tooth structure, and reducing the possibility of fractures way in the future. When I see all the factors cataloged like that, the value of the whole procedure is a big “no duh”. Modern technology strikes again. Please call my office (949-459-7212) if you have any questions about this or any other of dentistry’s modern technologies. The office is located at Oso and Antonio Parkways, the center with the car wash and Starbucks.

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 22, 2013

Sawdust Art Festival’s 23rd Annual Winter Fantasy Weekends: November 23 – December 15, 2013 open 10am-6pm Our festival grounds will be transformed into a winter wonderland where 175 artists create, display and sell original creations over the course of four weekends. The Winter Fantasy offers the most unique holiday shopping in all of Southern California. Art media includes jewelry, clothing, fused and blown glass, ceramics, woodwork, forged metals, painting, photography, sculpture, clothing and textiles. Experience unique artwork by 175 artists, live holiday entertainment, great outdoor cafes, art classes

and demonstrations, petting zoo, Santa and much, much more! With amazing art gifts, thousands of holiday decorations and pictureperfect moments, the Sawdust’s Winter Fantasy will become your family’s holiday tradition. Winter Fantasy’s Annual Community Night – Saturday, November 23, 2013 from 5:30-7 pmSaturday, November 23, 5:30 pm: 13th Annual Community Tree Lighting Ceremony with Laguna Beach mayor and community performers. Laguna Beach residents admitted for FREE with ID after 3 pm until closing on November 23 only. Toys for Tots

drive every Sunday – receive free admission with new unwrapped toy donation. Tickets: Sawdust Winter Fantasy Weekends: November 23 – December 15, 2013 open 10am-6pm $6.00 Adult $5.00 Senior (65+) $3.00 Children (6-12) FREE Children (5 & under) $9.00 Season Pass All members of military admitted FREE. Thank you for serving our country!

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November 22, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

Let Us Prepare Your Holiday Feast To-Go

THANKSGIVING WHAT’S INCLUDED

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Beginning in July, San Giovanni’s will be featuring Live Music by Ron Robbins, along with our Wine Wednesday Special! Please join us for some great food, wine and music!

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

THANK YOU!

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rancho santa margarita, dove Canyon and Coto de Caza for making us one of your favorite destinations for swine dining, Craft Cocktails and sunday Football!

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daily specials! - tuesday – Friday: Happy hour 4-6 p.m. ! - tuesday’s: industry night specials! (with proof) - Wednesday’s: Wine Wednesday’s- half off all bottles of wine! - thursday’s: ladies night 6 p.m. to close! - Friday’s and saturday’s: live music! - sunday’s: special football menu starting at 10 a.m.!

directions to trabuco oaks steakhouse, take rancho santa margarita parkway to plano trabuco, left, down the hill past rose Canyon Cantina and next right on trabuco oaks drive. From the 5 freeway take el toro to Cooks Corner or live oak make a right, take it for 4.3 miles pass the fire station and make a left and it will be the second building on the right.

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November 22, 2013

OUR 2ND ANNIVERSARY CELEBRATION DANCE & DINE THIS WEEKEND TWO GREAT BANDS! • SOUNDHOUSE BAND! • SCHOOLBOY CRUSH!

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SUNDAY BRUNCH 10AM to 2PM All Your Sunday Brunch Favorites Plus Try Our New Menu • Chicken and Waffles Special • Desserts • Appetizers • Delightful Dinner Entrees

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November 22, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

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R

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November 22, 2013

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November 22, 2013

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No-Fail Thanksgiving Menu Ideas

I did my research on what most “Traditional Thanksgiving Meals” contain in their menus. What I found was a list like this one: Roast Turkey, Stuffing, Mashed Potatoes & Gravy, Cranberry Sauce, Dinner Rolls, Yams, Pumpkin Pie. To that I’d add a Green Bean Casserole, some Sparkling Apple Cider, and subtract Yams for what I’d normally serve for Thanksgiving. And these are just the traditional Thanksgiving meal basics! Even if everything came out of the oven just right, you can imagine how long a meal like this would take to prepare from scratch. If you’re considering simpler options for this year’s Thanksgiving meal, read on for my no-fail meal ideas for a simpler [yet still mostly traditional] Thanksgiving. Turkey Breast Cutlets Instead of the 20-pound turkey that you may normally purchase for Thanksgiving, consider a pack of Turkey breast cutlets. Just like you’d purchase chicken breasts in the grocery store, you’ll find packages of pre-sliced turkey breasts cutlets. If you sometimes find turkey to be dry, why not marinate the breasts in cranberry juice overnight for added flavor and moisture to the poultry? Turkey and cranberries taste great together, after all. Baking these cutlets in the oven for the 20 minutes, or so, it takes them to cook up is such a no-fail approach to roasting turkey. It’s such a simpler task when compared to not only baking a huge turkey, but also basting it, putting foil Page 22

on just the right places, and checking it numerous times until it’s thoroughly cooked! Plus, the left-overs won’t last several Thanksgivings either! Canned Dinner Rolls Let’s not pretend here. You know the refrigerated section of the grocery store has those Pillsbury Dinner Rolls, right? If you’ve ever had them, you’ll know they are super soft and tasty! Don’t feel guilty: if you want a no-fail Thanksgiving dinner, purchase some of these long rounded containers and bake the dough they contain in the oven right after the turkey breast cutlets come out to cool. Serve with butter (or without - they’re just as good without!). Unless you don’t set the kitchen timer, these Thanksgiving dinner rolls will be absolutely no-fail! Boxed Stuffing For the easiest and mostguaranteed no-fail stuffing idea, purchase a boxed stuffing mix. Kraft’s Stove Top is the one I’d recommend - and any flavor. If I remember correctly, all you do to prepare this stuffing is boil some water before stirring in the prepared dry stuffing. You then remove the pot from heat, and after 5 or so minutes it’ll be ready to eat. This boxed stuffing tastes really good, and if you’ve never had it before you just may buy this product all year round. Green Bean Casserole A vegetable side dish doesn’t get much more no-fail than a green bean casserole. Gather the ingredients (4 cans Green Beans, 1 1/3 French Fried Onions, 1 can Condensed

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Cream of Mushroom Soup, 1 tsp Soy Sauce, & 1/2 cup Milk), mix them together in a baking dish (using only half the onions), and bake at 350 degrees Fahrenheit for 25 minutes. Then, remove from the oven, sprinkle the remaining onions over the top of the dish, and bake for another 5. You literally mix and bake; it’s so simple for Thanksgiving. Boxed Mashed Potatoes & Packet of Gravy With all the time it takes to make home-made mashed potatoes, I’d recommend the boxed version any day that you want them to be easy and no-fail, but especially for a busy day like Thanksgiving. The Super Target brand, Market Pantry, makes a great-tasting boxed mashed potato, and it’s a really inexpensive product, too. These mashed potatoes are almost as simple to make as the boxed stuffing; you boil water, add butter, add the dried potatoes & the flavoring mix it comes with, stir, and remove from heat for about 5 minutes. And don’t forget the gravy! Just purchase a small packet that you add to water and heat up. This Thanksgiving side dish will be waiting on you! Canned Cranberry Sauce I have no idea how you’d make the real thing (okay I suppose you’d cook some cranberries for a while and then mash them until they make a smooth sauce - that’s my guess). No matter how it’s done, it’s gotta be easier to buy a can of pre-made Cranberry Sauce! All the brands

I’ve tried have been very good! Just do like my grandmother did: open the can, pour the contents onto a narrow platter, and slice it up for easy serving. Unless you drop the sauce on the floor, this is for sure a no-fail side dish! Sparkling Juice or Cider For a special no-fail beverage, choose a sparkling juice in a nice bottle. My family loves the sparkling apple cider, sparkling grape juice, and sparkling cranberry juice. The bottles look great on the table, or when poured into glasses. You may want to purchase more bottles than you think you’ll need, as these liquids go fast because they’re so good! Frozen Pumpkin Pie A frozen pumpkin pie from the grocery store can easily be your no-fail Thanksgiving dessert. Once the Thanksgiving meal is over and your family and/or guests are ready to relax their bloated selves onto the sofa, you can pop this pie right from your freezer into your pre-heated oven. It’ll be ready somewhere within the hour for anyone who wants it (or wait until later if you want to serve it warmed). Don’t forget the Cool Whip to go on top of each piece. Mmmmm! And so easy! There you have it, my no-fail Thanksgiving meal ideas for a basic traditional Thanksgiving dinner. Of course, if you really want to go nofail you may want to pre-order with Boston Market and let them do all the kitchen work for you!


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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 22, 2013

World-renowned Pianist John Perry Presents a Recital to Benefit the Saddleback College Piano Fundraiser Reflections of the Ocean Classical Keyboard Series proudly presents international pianist John Perry in a piano recital on Saturday, November 23rd at 6:30 p.m. in the McKinney Theatre. The program will feature works from Mozart, Schubert, Chopin, and Beethoven, among others. A reception will follow the recital. John Perry, distinguished artist and teacher, earned his bachelor’s and master’s degrees at the Eastman School of Music and was a student of Cecile Genhart. During those summers, he worked with the eminent Frank Mannheimer. Recipient of a Fulbright Scholarship, he continued studies in Europe for four years where he worked with Wladyslav Kedra, Polish concert artist and professor at the Akademie für Musik in Vienna, and Carlo Zecchi, renowned conductor, pianist, and head of the piano department at the Santa Cecilia Academy of Music in Rome. Mr. Perry has won numerous awards including the highest prizes in both the Busoni and Viotti international piano competitions in Italy and special honors at the Marguerite Long International Competition in Paris. Since then he has performed extensively throughout Europe and North America to great critical acclaim. Also a respected chamber musician, Mr. Perry has collaborated with some of the

finest instrumentalists in the world. Mr. Perry is Professor of Music at the Glenn Gould School of the Royal Conservatory of Music in Toronto. piano faculty at California State University Northridge in Los Angeles, Artistic Director of the Southern California Music Institute, and Professor Emeritus of the USC Thornton School of Music in Los Angeles. During the summer he is artistprofessor at the Lake Como International Piano Academy, the Banff Center in Alberta, Canada, the International Music Festival in Perugia, Italy, the Sarasota Music Festival in Florida, the Orford Music Festival in Quebec, the Amalfi Coast Music Festival in Italy, the Internationaler Klaviersommer Cochem, Germany, the Morning Music Bridge Program in Calgary, Alberta, and the Montecito Festival in Santa Barbara. In January he is main guest artist at the Sydney Piano Festival in Australia. His recordings are available on the Telefunken, Musical Heritage Society, CBC, ACA, and Fox labels. Mr. Perry will also be conducting a Master Class and Student Performance on Sunday, November 24th at 2:30 p.m. in the McKinney Theatre. Advanced piano students will perform. Tickets are $15 general; $12 seniors; $10 students; children FREE with paying adult; 2 for 1 for music teachers with MTAC/CAPMT ID. The ticket office is open Wednesday

through Saturday, noon to 4:00 p.m. or order your tickets online at any time at www.saddleback.edu/arts. Saddleback College is located at 28000 Marguerite Parkway in Mission Viejo, just east of Interstate 5 at the Avery Parkway exit. Free parking is available in Lot 12. Take Avery Parkway to Marguerite Parkway turn left to the third traffic light, which is Saddleback’s Marguerite entrance. Turn right into the campus and take the second left to Theatre Circle, turning right into Lot 12. The Music Department has established a comprehensive program which is considered to be one of the finest in California: a complete lower-division curriculum for transferring music majors, numerous performance groups, private and group lessons, a full concert series with faculty and guest artists, and general music courses. The nationally-recognized faculty is dedicated to performance and to teaching in all areas such as vocal, instrumental, jazz, guitar, and piano. Other music classes include harmony, musicianship,

composition, history, and appreciation of western art music, rock, jazz and world. Located in Mission Viejo, Saddleback College provides quality higher education and training to the greater south Orange County community. Having served more than 500,000 students since 1968, Saddleback College offers more than 300 degree and certificate programs to help students reach their personal, career, and educational goals. For more information, please visit www.saddleback.edu. For Fine Arts events, visit www.saddleback.edu/arts.

How to Safely Thaw and Safely Deep Fry Your Dinner Turkey Southern Fried Gobble, Gobble

By Michael Hollingsworth Just in time for Thanksgiving a couple of turkeys, believing they’re walking the green mile, will inherit the traditional last minute pardon from the president of the United States in a White House ceremony. Last year the pardoned turkeys were hatched and raised in Goldsboro, North Carolina and rumor is that this year’s turkeys will be California raised. Americans are increasingly turning to turkey to adorn their dinner tables. From the holiday wholebird-delight to a turkey-burger we are discovering the beneficial advantages of a delicious turkey meal. According to the National Turkey Federation, “Turkey consumption has increased 109 percent since 1970, due to consumers’ recognition of turkey’s good taste and nutritional value. In 2009, U.S. consumption of turkey was 17 pounds per person.” That’s a lot of turkey. But before we can get them to our dining tables, the usually frozen birds must be thawed for cooking.

SAFEST METHOD TO THAW A FROZEN TURKEY

The refrigerator method is the best and safest way to thaw your turkey. The rule of thumb is to allow about 24 hours for every 4 to 5 pounds of turkey. Leave the turkey in its original wrapping and put it inside a shallow pan. Place the bird into your refrigerator. Assuming your refrigerator maintains about forty degrees, an 8 to 10-pound bird will take about 2 to 2 1/2 days to thaw. A 12 to 16 pound bird will take about 2 ½ to 4 days, and so on.

SAFETY TIPS WHEN FRYING A WHOLE TURKEY

Okay, It’s true. Frying whole turkeys started as a southern thing. Us Southerners love fried foods. But the popularity is spreading through every state as people are frying more every year. Frying a whole turkey is not as fattening and as bad for you as you might think. The delicious final product is crispy golden brown on the outside, moist on the inside and is not greasy in the least.

Never fry indoors. Never fry on an outdoor deck. Always fry outdoors on a level grassy or dirt surface. Always keep a proper fire extinguisher close by. Keep several potholders and oven mitts close by. Do not over fill with oil. Over filling could be very dangerous!

Try to fry 8 to 12-pound turkeys for safety as well as best taste. Never exceed 15 pounds. Use an outdoor propane fryer with a 40 to 60-quart boiling pot. Use oil that produces low smoke, such as, peanut oil. Use a food and a deep fry thermometer to maintain proper temperatures.

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November 22, 2013

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a wonderful old time tradition Sweet Potato Pie Makes 8 servings. 2 1/4 cups cooked mashed sweet potatoes 3/4 cup granulated sugar 1/2 cup firmly packed brown sugar 1/2 cup packaged vanilla instant pudding 3/4 cup evaporated milk 2 large eggs, at room temperature 6 tablespoons butter, softened 1 teaspoon ground cinnamon 1 1/2 tablespoons vanilla extract 1 (9-inch) deep-dish unbaked pie shell 1. In a large bowl combine all ingredients and beat at medium speed until well blended. Spread evenly into unbaked pie shell. 2. Bake at 450F for 10 minutes. 3. Reduce temperature to 350F and bake for 40 minutes longer or until set. Cool on wire rack. 4. If desired, garnish with whipped cream, raspberries and mint leaves.

Stressed by social obligations? Tips for an easier holiday season The holiday season is filled with gatherings of friends and family. As invitations to different holiday events begin to flood your calendar, one of the biggest challenges is figuring out how to attend everything. But for some, hectic schedules and public gatherings fill the holiday season with additional stress as they are combined with low self-esteem or lack of confidence, making this time of year a nightmare. If the holiday season creates worry and stress for you, rather than joy and excitement, consider

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these confidence-building tips: * Feel free to say “no.” - You don’t have to attend every party or gathering. If your stress and worries are caused by overbooking, make it a goal to only attend one event each weekend, and possibly one additional event during the week. Be sure to include any family visits or dinners in your tally. Limiting your activities will give you time to recharge and thoroughly enjoy the events you are attending. * Boost your smile. - According to a 2013

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Fixodent survey conducted by Wakefield Research, 38 percent of denture wearers admit to skipping something because they feel self-conscious about their dentures. Whether you’re indulging in tasty treats, socializing or even traveling this holiday season, Fixodent provides you with strong hold and protection, helping to seal out food particles and killing odor-causing bacteria for a clean mouth and fresh breath - so you don’t have to miss any of your holiday activities. Visit www.facebook.com/Fixodent

for helpful tips on keeping socially active this holiday season. * Pick the perfect holiday wear. - Sometimes much of the stress caused by the holiday season is a result of the outfit chosen for the event. For women, high heels look great, but can quickly hurt the feet, making it uncomfortable to stand and socialize for long. Consider wearing beautiful flats or heels that have protective cushioning. Look for dresses that not only make you feel good about how you look, but are also comfortable to wear. For men, a tie presents a stylish look for a social gathering, but if wearing one feels constricting, try a distinguished look by hanging a scarf over a sport coat, instead. * Enjoy the food and drink. - Sometimes when we’re stressed, we tend to overeat or consume too much alcohol. Make a conscious effort to sample the foods and drinks provided at the family dinners and social gatherings you attend without overdoing it. One trick to help achieve this is to use a dessert/appetizer plate for entree items, so you’ll take less. This allows you to better mingle, socialize and enjoy the party, and when you go home, you’ll feel better - both physically and about yourself - giving you confidence to attend the next scheduled event on your holiday calendar. Put stress and worry on the back burner this holiday season and look forward to the social events you’ll attend this year with a smile on your face.


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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

November 22, 2013

Coto de Caza News Legal Notices APN: 804-651-51 TS No: CA08000773-13-1 TO No: 8286577 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED June 16, 2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On December 10, 2013 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866, MTC Financial Inc. dba Trustee Corps, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on June 23, 2004 as Instrument No. 2004000569050 and that said Deed of Trust was modified by Modification Agreement recorded on October 3, 2012 as Instrument Number 2012000581498 of official records in the Office of the Recorder of Orange County, California, executed by JOSEPH P PONZIO AND LAWAYNE M. PONZIO HUSBAND AND WIFE, as Trustor(s), in favor of DOWNEY SAVINGS AND LOAN ASSOCIATION, F.A. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 10 GLEN IRIS, TRABUCO CANYON, CA 92679 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee’s Sale is estimated to be $763,368.35 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary’s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the Trustee. In the event tender other than cash is accepted,

the Trustee may withhold the issuance of the Trustee’s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call Priority Posting and Publishing at 714-573-1965 for information regarding the Trustee’s Sale or visit the Internet Web site address listed below for information regarding the sale of this property, using the file number assigned to this case, CA08000773-13-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: November 6, 2013 TRUSTEE CORPS TS No. CA08000773-13-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Lupe Tabita, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Priority Posting and Publishing at 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. P1069688 11/15, 11/22, 11/29/2013

Trustee Sale No. 459132CA Loan No. 1769165160 Title Order No. 130028111 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 0808-2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12-13-2013 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 09-05-2007, Book N/A, Page N/A, Instrument 2007000546406, of official records in the Office of the Recorder of ORANGE County, California, executed by: MARTHA VERDUZCO, A SINGLE WOMAN, as Trustor, JPMORGAN CHASE BANK, N. A., as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Legal Description: PARCEL 1: LOT 23 OF TRACT NO. 13171, AS SHOWN ON A MAP RECORDED IN BOOK 604, PAGES 31 TO 34 INCLUSIVE OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPTING THEREFROM, ALL OIL, OIL RIGHTS, MINERALS, MINERAL RIGHTS, NATURAL GAS RIGHTS, AND OTHER HYDROCARBONS BY WHATSOEVER NAME KNOWN, GEOTHERMAL STEAM AND ALL PRODUCTS DERIVED FROM ANY OF THE FOREGOING, THAT MAY BE WITHIN OR UNDER THE PARCEL OF LAND HEREINABOVE DESCRIBED, TOGETHER WITH THE PERPETUAL RIGHT OF DRILLING, MINING, EXPLORING AND OPERATING THEREFOR, AND STORING IN AND REMOVING THE SAME FROM SAID LAND OR ANY OTHER LAND, INCLUDING THE RIGHT TO WHIPSTOCK OR DIRECTIONALLY DRILL AND MINE FROM LANDS OTHER THAN THOSE HEREINABOVE DESCRIBED, OIL OR GAS WELLS, TUNNELS AND SHAFTS INTO, THROUGH OR ACROSS THE SUBSURFACE OF THE LAND HEREINABOVE DESCRIBED, AND TO BOTTOM SUCH WHIPSTOCKED OR DIRECTIONALLY DRILLED WELLS, TUNNELS AND SHAFTS UNDER AND BENEATH OR BEYOND THE EXTERIOR LIMITS THEREOF, AND TO REDRILL, RETUNNEL, EQIP, MAINTAIN, REPAIR, DEEPEN AND OPERATE ANY SUCH WELLS OR MINES, WITHOUT HOWEVER, THE RIGHT TO DRILL, MINE, STORE, EXPLORE AND OPERATE THROUGH THE SURFACE OR THE UPPER 500 FEET OF THE SURFACE OF THE LAND HEREINABOVE DESCRIBED, AS RESERVED BY RANCHO SANTA MARGARITA JOINT VENTURE, IN DEED RECORDED OCTOBER 30, 1987 AS INSTRUMENT NO. 87-607802 OF OFFICIAL RECORDS OF SAID ORANGE COUNTY. ALSO EXCEPTING THEREFROM ALL WATER RIGHTS OR INTERESTS IN WATER RIGHTS THAT MAY BE WITHIN, UNDER OR ON SAID LAND, WHETHER SUCH WATER RIGHTS SHALL BE RIPARIAN, OVERLYING, APPROPRIATIVE, PERCOLATING, PRESCRIPTIVE OR CONTRACTUAL, WITHOUT HOWEVER, ANY RIGHT TO ENTER UPON THE SURFACE OF SAID LAND, AS RESERVED BY RANCHO SANTA MARGARITA JOINT VENTURE IN DEED RECORDED OCTOBER 30, 1987 AS INSTRUMENT NO. 87-607802 OF SAID OFFICIAL RECORDS. PARCEL 2: NON-EXCLUSIVE EASEMENTS FOR ACCESS, INGRESS, EGRESS, MAINTENANCE, REPAIR, DRAINAGE, ENCROACHMENT, SUPPORT AND FOR OTHER PURPOSES ALL AS DESCRIBED IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR THE ARROYO (“DECLARATION”), RECORDED NOVEMBER 7, 1988 AS INSTRUMENT NO.

88-570851, AS IMPOSED BY THE NOTICE OF ADDITION OF TERRITORY AND SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR PHASE 4 OF THE ARROYO (“NOTICE”), RECORDED APRIL 20, 1989 AS INSTRUMENT NO. 89-207834, AND IN THE AMENDED AND RESTATED DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS, FOR RANCHO SANTA MARGARITA (“SAMLARC DECLARATION”) RECORDED APRIL 24, 1986 AS INSTRUMENT NO. 86162928, AS IMPOSED BY THAT CERTAIN SUPPLEMENTARY DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS, THE ARROYO PHASE 4, RECORDED APRIL 20, 1989 AS INSTRUMENT NO. 89-207835 ALL OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. ORDER NO: 130028111 National Title Insurance of New York, Inc. NY - NTI - CATSG Trustee’s Sale Guarantee (Revised 9-23-09) CLTA Guarantee Form No. 22 (05/27/09) 3 EXCEPTING THEREFROM ALL WATER RIGHTS, CLAIMS OR TITLE TO WATER, WHETHER OR NOT SHOWN BY THE PUBLIC RECORDS. Amount of unpaid balance and other charges: $540,364.97 (estimated) Street address and other common designation of the real property: 20 SAN RICARDO RANCHO SANTA MARGARITA, CA 92688 APN Number: 805-182-15 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 11-13-2013 CALIFORNIA RECONVEYANCE COMPANY, as Trustee RIKKI JACOBS, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: www.lpsasap.com or 1-714-730-2727 www.priorityposting.com or 1-714-573-1965 www.auction.com or 1-800-280-2832 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap. com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P1070905 11/22, 11/29, 12/06/2013

The Coto de Caza News

Page 25


November 22, 2013

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Page 27


November 22, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices Trustee Sale No. : 20130202200032 Title Order No.: 0213019833 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/26/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, L.L.C., as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 08/02/2006 as Instrument No. 2006000517094 of official records in the office of the County Recorder of ORANGE County, State of CALIFORNIA. EXECUTED BY: RAYMOND PEREZ, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by California Civil Code 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 12/02/2013 TIME OF SALE: 1:30 PM PLACE OF SALE: AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE AT 700 CIVIC CENTER DRIVE WEST, SANTA ANA, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 33537 VISTA COLINA #5, DANA POINT, CALIFORNIA 92629 APN#: 93364-005 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $316,765.02. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20130202200032. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION 2 A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1 EL DORADO HILLS, CA 95762-9334 916-939-0772 www. nationwideposting.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 10/17/2013 NPP0222457 To: COTO DE CAZA NEWS 11/08/2013, 11/15/2013, 11/22/2013

NOTICE OF TRUSTEE’S SALE TS No. 13-0001030 Title Order No. 13-0002689 APN No. 614-152-14. YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/27/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by THUYEN TU LIEU, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY AND RAYMOND LUU, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY AS JOINT TENANTS, dated 09/27/2006 and recorded 10/3/2006, as Instrument No. 2006000657961, in Book N/A, Page N/A, of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/16/2013 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive Orange, CA 92868 Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 22155 DEBRA STREET, LAKE FOREST, CA, 92630. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $635,998.28. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 13-0001030. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. DATED: 05/12/2013 RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.245164 11/15, 11/22, 11/29/2013

RECORDING REQUESTED BY Western Progressive, LLC AND WHEN RECORDED MAIL TO: Western Progressive, LLC 2002 Summit Blvd, Suite 600 Atlanta, GA 30319 T.S. No.: 2013-29798 Loan No.: 7100112973 NOTICE OF TRUSTEE’S SALE. PURSUANT TO CIVIL CODE § 2923.3(a), THE SUMMARY OF INFORMATION REFERRED TO BELOW IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPIES PROVIDED TO THE TRUSTOR. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本文件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY.YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/2/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: STEPHANIE E. PHONSIRI AND VANH PHONSIRI, WIFE AND HUSBAND, AS JOINT TENANTS. Duly Appointed Trustee: Western Progressive, LLC. Recorded 11/12/2004 as Instrument No. 2004001013496 in book ---, page --- and rerecorded on --- as --- of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 12/4/2013 at 3:00 PM. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA 92866.Amount of unpaid balance and other charges: $508,548.08. Street Address or other common designation of real property: 5 SAN ANDRES, RANCHO SANTA MARGARITA, CALIFORNIA 92688. A.P.N.: 814-061-07. The undersigned Trustee disclaims any liability

for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporation a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or the timeframe for giving Notice of Sale Specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender my hold more than one mortgage or deed of trust on this property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (866)-960-8299 or visit this Internet Web site http://altisource.com/resware/ TrusteeServicesSearch.aspx using the file number assigned to this case 2013-29798. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information. The best way to verify postponement information is to attend the scheduled sale Date: 10/25/2013 Western Progressive, LLC, as Trustee c/o 18377 Beach Blvd., Suite 210Huntington Beach, California 92648. Automated Sale Information Line: (866) 960-8299. http://altisource.com/resware/TrusteeServicesSearch.aspx. For Non-Automated Sale Information, call: (866) 240-3530. Pub T.S. No.: 2013-29798, 11/08/13, 11/15/13, 11/22/13.

Page 28

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The Coto de Caza News

Coto de Caza News Legal Notices T.S. No.: 1306558CA Loan No.: 630494 A.P.N.: 601-343-11 NOTICE OF TRUSTEE’S SALE PURSUANT TO CIVIL CODE SECTION 2923.3(a), THE SUMMARY OF INFORMATION REFERENCED BELOW IS NOT ATTACHED TO THE RECORDED COPY OF THIS DOCUMENT BUT ONLY TO THE COPY PROVIDED TO THE TRUSTOR. NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/24/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state of national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges, and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: LUIS CARLO AGUILAR PAOLI AND AMPARO S. CASTRAT FIEGE, HUSBAND AND WIFE AS JOINT TENANTS, Duly Appointed Trustee: Seaside Trustee Inc., Recorded 5/31/2007, as Instrument No. 2007000350987, in book XX, page, XX of Official Records in the office of the Recorder of ORANGE County, California. Date of Sale: 12/13/2013 Time: 3:00 PM Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN AVE, ORANGE, CA, ORANGE, CA Amount of unpaid balance and other charges: $714,896.79. Street Address or other common designation of real property: 12 CHARTI CIRCLE, FOOTHILL RANCH, CA 92610-2604. A.P.N.: 601-343-11. As required by California Civil Code Section 2923.5, the current beneficiary has declared to Seaside Trustee Inc, the original trustee, the duly appointed substituted trustee, or acting as agent for the trustee, that the requirements of said section has been met by one or more of the following: 1. Borrower was contacted to assess their financial situation and to explore the options for the borrower to avoid foreclosure. 2. The borrower has surrendered the property to the mortgagee, trustee, beneficiary or authorized agent. 3. Due diligence to contact the borrower was made as required by said Section 2923.5 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (855)986-9342, or visit this Internet Web site www.superiordefault.com using the file number assigned to this case 1306558CA . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 11/14/2013. Trustee Sales Information: 855-986-9342, www.superiordefault.com Seaside Trustee Inc., P.O. Box 2676, Ventura, CA 93014. By: Carlos M. Olmos, Office Clerk. (Coto De Caza: 11/22/13, 11/29/13, 12/06/13, SDI-6457)

NOTICE OF TRUSTEE’S SALE TS No. CA-13-588285-AB Order No.: 8335125 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/27/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MAGDALENA O. MENCHACA, AN UNMARRIED WOMAN Recorded: 4/3/2008 as Instrument No. 2008000153614 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/13/2013 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $344,247.63 The purported property address is: 65 WAXWING LANE, ALISO VIEJO, CA 92656 Assessor’s Parcel No.: 939-20-392 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www. qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-588285-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-588285-AB IDSPub #0058570 11/22/2013 11/29/2013 12/6/2013

NOTICE OF TRUSTEE’S SALE TS No. CA-13-588260-BF Order No.: 130159652-CA-API YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/4/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ERIC W. GUENTHER AND JOSEPHINE CECILIA GUENTHER, HUSBAND AND WIFE Recorded: 10/19/2005 as Instrument No. 2005000841741 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/9/2013 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $286,056.21 The purported property address is: 21021 LARCHMONT DRIVE, LAKE FOREST, CA 92630 Assessor’s Parcel No.: 837-431-07 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you

should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-588260BF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-588260-BF IDSPub #0058452 11/15/2013 11/22/2013 11/29/2013


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Coto de Caza News Legal Notices AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-644997 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; KIMBERLY ROCHELLE ESTRADA. Petitioner(s) KIMBERLY ROCHELLE ESTRADA has/have filed a petition with this court for a decree changing name(s) as follows: KIMBERLY ROCHELLE ESTRADA to KIMBERLY ROCHELLE MARIAJIMENEZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive West, Santa Ana, CA 92702, on DECEMBER 18, 2013 at 8:30 o’clock am Dept. D100-Window 44. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: October 29, 2013 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News– 11/22/2013, 11/29/2013, 12/06/2013, 12/13/2013 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-00687491 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; SHEILA MARIE GENDRON. Petitioner(s) SHEILA MARIE GENDRON has/have filed a petition with this court for a decree changing name(s) as follows: SHEILA MARIE GENDRON to SHEILA MARIE ROLLINS. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive West, Santa Ana, CA 92702, on DECEMBER 31, 2013 at 8:30 o’clock am Dept. D100-Window 44. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: November 15, 2013 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News– 11/22/2013, 11/29/2013, 12/06/2013, 12/13/2013 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-00683802 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of REMINGTON MATTHEW PURDUE, a minor. Petitioner(s) STEPHANIE KISLIG on behalf of the minor, REMINGTON MATTHEW PURDUE, a minor has/have filed a petition with this court for a decree changing name(s) as follows: REMINGTON MATTHEW PURDUE, to REMINGTON MATTHEW KISLIG. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, Santa Ana, CA 92702 on DECEMBER 17, 2013 at 8:30 o’clock am Dept. D100, W#44. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto De Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: OCTOBER 24, 2013 CHARLES MARGINES - Judge of the Superior Court Mission Viejo News – 11/22/2013, 11/29/2013, 12/6/2013, 12/13/2013 LIEN SALE NOTICE IS HEREBY GIVEN pursuant to Sections 3071 and 3072 of the Civil Code of the State of California, the undersigned, A. C. TOWING INC. 180 CALLE IGLESIA, SAN CLEMENTE, CA. 92673. will sell at a public sale on NOVEMBER 30, 2013 at 10:00 a.m. the following property: CA License#: 7G89201, Veh ID#: 1GBHC24U03E208619, Make: CHEVROLET, Year: 2003, Model: SILVERADO, Style: PICKUP. The Lienholder has the right to bid at the sale. The Coto De Caza News – 11/22/2013 AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-00678708 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; MEHWISH ISHAQ. Petitioner(s) MEHWISH ISHAQ has/have filed a petition with this court for a decree changing name(s) as follows: MEHWISH ISHAQ to ZARINE ISHAQ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive West, Santa Ana, CA 92702, on JANUARY 15, 2014 at 8:30 o’clock am Dept. D100-Window 44. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: November 14, 2013 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News– 11/22/2013, 11/29/2013, 12/06/2013, 12/13/2013

ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-00686870 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ATHENA NGUYEN, a minor and JACLYN NGUYEN, a minor. Petitioner(s) REINE BOUNLUTAY on behalf of the minor, ATHENA NGUYEN and JACLYN NGUYEN a minor has/have filed a petition with this court for a decree changing name(s) as follows: ATHENA NGUYEN to ATHENA BOUNLUTAY and JACLYN NGUYEN to JACLYN BOUNLUTAY. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive, Santa Ana, CA 92702 on JANUARY 8, 2014 at 8:30 o’clock am Dept. D100, W#44. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto De Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: NOVEMBER 13, 2013 CHARLES MARGINES - Judge of the Superior Court Mission Viejo News – 11/15/2013, 11/22/2013, 11/29/2013, 12/6/2013 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-00686896 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; CHARLES DAVID PRICE. Petitioner(s) CHARLES DAVID PRICE has/have filed a petition with this court for a decree changing name(s) as follows: CHARLES DAVID PRICE to JAMES DAVID PRICE. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive West, Santa Ana, CA 92702, on JANUARY 7, 2014 at 8:30 o’clock am Dept. D100-Window 44. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: November 13, 2013 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News– 11/15/2013, 11/22/2013, 11/29/2013, 12/06/2013 AMENDED ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-663751 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; AFSHIN HAGHIGHI. Petitioner(s) AFSHIN HAGHIGHI has/have filed a petition with this court for a decree changing name(s) as follows: AFSHIN HAGHIGHI to ALEX HAGHIGHI. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive West, Santa Ana, CA 92702, on DECEMBER 17, 2013 at 8:30 o’clock am Dept. D100-Window 44. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: November 5, 2013 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News– 11/8/2013, 11/15/2013, 11/22/2013, 11/29/2013 ORDER TO SHOW CAUSE FOR CHANGE OF NAME Case No: 30-2013-00685273 Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of; CASSANDRA LESKO aka CASSANDRA LEE LESKO. Petitioner(s) CASSANDRA LESKO aka CASSANDRA LEE LESKO has/have filed a petition with this court for a decree changing name(s) as follows: CASSANDRA LESKO aka CASSANDRA LEE LESKO to CASEY L. LAUREN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, County of Orange, 700 Civic Center Drive West, 22410, Santa Ana, CA 92702, on DECEMBER 19, 2013 at 8:30 o’clock am Dept. D100. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: NOVEMBER 04, 2013 CHARLES MARGINES - Judge of the Superior Court Coto de Caza News– 11/8/2013, 11/15/2013, 11/22/2013, 11/29/2013

November 22, 2013

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-10-378391-RM Order No.: 100475291-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/6/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JOSEPH SANCHEZ AND MARY SANCHEZ, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 4/27/2006 as Instrument No. 2006000284426 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/13/2013 at 12:00:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Amount of unpaid balance and other charges: $2,567,755.72 The purported property address is: 8 TAIGA, COTO DE CAZA AREA, CA 92679 Legal Description: Please be advised that the legal description set forth on the Deed of Trust is in error. The legal description of the property secured by the Deed of Trust is more properly set forth and made part of Exhibit “A” as attached hereto. Assessor’s Parcel No.: 755-252-32 Parcel 1: Lot(s) 1 of tract No. 15809, in the county of orange, state of california, as per map recorded in book 799 page(s) 1 to 11 inclusive, of miscellaneous maps, in the office of the county recorder of said county, california, as amended by certificate of corrections recorded may 24, 2000 as instrument No. 272633. Except therefrom an undivided one-half interest in all oil, gas, minerals, and other hydrocarbon substances lying below a depth shown below but with no right of surface entry, as provided in deed. Depth: 500 feet Recorded: September 24, 1963 in book 6729, page 443 of official records. Except all oil, oil rights, minerals, mineral rights, natural gas, natural gas rights, and other hydrocarbons by whatsoever name known that may be within or under said alnd, together with the perpetual right of drilling, mining, exploring and operating therefore and removing the same from said land or any other land, including the right to whipstock or directionally drill and mine from lands other than said land, oil or gas wells, tunnels and shafts into, through or across the subsurface of said land, and to bottom such whipstocked or directionally drilled wells, tunnels and shaft under and beneath or beyond the exterioir limits thereof, and to redrill, retunnel, equip, maintain, repair, deepen and operate any such wells or mines, without however, the right to drill, mine, explore and operate through the surface of the upper 500 feet of the subsurface of said land or otherwise in such manner as to endanger the safety of any highway that may be constructed on said lands, as reserved by deed recorded november 30, 1998 as instrument No. 19980813258, official records. Parcel 2: Non-exclusive easement for use, access, ingress, egress, maintenance, repair, drainage and encroachment, all as described in the master declaration of covenants, conditions and restrictions and reservation of easements for coto de caza (“master declaration”), recorded march 5, 1984 as instrument No. 84-092424, and the notice of addition of territory and supplemental declaration of covenants, conditions and restrictions and reservations of easements for oak knoll in coto de caza (“supplemental declaratory”), recorded september 11, 2000 as instrument No. 20000471430, in the declaration of convenants, conditions and restrictions and reservation of easements for the summit (“summitt declaration”), recorded september 20, 2000 as instrument No. 20000492456 and the notice of addition of territory and supplemental declaration of covenants, conditions and restrictions for the summit (“summitt notice”), recorded october 10, 2000 as instrument No. 20000540827, all of official records of orange county, california. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-10-378391RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-730-2727 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-10-378391-RM IDSPub #0058729 11/22/2013 11/29/2013 12/6/2013

Trustee Sale No. 260644CA Loan No. 0015412315 Title Order No. 1391829 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 05-07-2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12-06-2013 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 05-17-2007, Book NA, Page NA, Instrument 2007000318994, of official records in the Office of the Recorder of ORANGE County, California, executed by: JOHN WILLIAM BARNES AND CHERYL LYNN BARNES, HUSBAND AND WIFE, AS JOINT TENANTS, as Trustor, WASHINGTON MUTUAL BANK FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Legal Description: PARCEL NO. 1: LOT 84 (LOT) OF TRACT NO. 16023, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON A MAP (MAP) FILED IN BOOK 808, PAGES 36 THROUGH 45, INCLUSIVE, OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE ORANGE COUNTY RECORDER, AS CORRECTED BY A CERTIFICATE OF CORRECTION RECORDED MARCH 20, 2001 AS INSTRUMENT NO. 20010158771 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA (OFFICIAL RECORDS). EXCEPTING THEREFROM, ALL RIGHTS TO OIL, GAS, PETROLEUM, HYDROCARBON SUBSTANCES, AND OTHER MINERALS AND GASES BELOW A DEPTH OF FIVE HUNDRED (500) FEET MEASURED VERTICALLY FROM THE PRESENT SURFACE OF THE LOT, WITHOUT THE RIGHT OF SURFACE ENTRY AND WITHOUT THE RIGHT OF ENTRY WITHIN SAID FIVE HUNDRED (500) FEET, AS RESERVED BY ERNEST A, BRYANT, JR. AND JUDITH LILT BRYANT, HUSBAND AND WIFE, IN THE DEED RECORDED SEPTEMBER 24, 1963, IN BOOK 6729, PAGE 443, OF OFFICIAL RECORDS, AND IN DEED RECORDED MARCH 9, 2001 AS INSTRUMENT NO. 137155. PARCEL NO. 2: NON-EXCLUSIVE EASEMENTS FOR USE, ACCESS, INGRESS, EGRESS, MAINTENANCE, REPAIR, DRAINAGE, ENCROACHMENT, SUPPORT, AND FOR OTHER PURPOSES, ALL AS DESCRIBED IN THE AMENDED AND RESTATED MASTER DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR COTO DE GAZA, RECORDED MARCH 21, 2001 AS INSTRUMENT NO. 20010161718, AND THE FIRST AMENDMENT TO AMENDED AND RESTATED MASTER DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR COTO DE CAZA, (COLLECTIVELY THE MASTER DECLARATION) RECORDED JUNE 18, 2001 AS INSTRUMENT NO. 20010398625, BOTH OF OFFICIAL RECORDS, AND IN THE NOTICE OF ADDITION OF TERRITORY AND SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR TRACT 16023 IN COTO DE CAZA (SUPPLEMENTAL DECLARATION) RECORDED ON APRIL 27, 2001 AS INSTRUMENT NO. 20010261272, BOTH IN OFFICIAL RECORDS, AND ON THE MAP. Amount of unpaid balance and other charges: $936,385.20 (estimated) Street address and other common designation of the real property: 6 GRACE LANE COTO DE CAZA, CA 92679 APN Number: 755-264-03 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 11-07-2013 CALIFORNIA RECONVEYANCE COMPANY, as Trustee GARRY DAVIS, ASSISTANT SECRETARY California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. For Sales Information: www.lpsasap.com or 1-714-730-2727 www.priorityposting.com or 1-714-5731965 www.auction.com or 1-800-280-2832 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following three companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www.lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting. com (Click on the link for “Advanced Search” to search for sale information), or auction.com at 1-800-280-2832 or visit the Internet Web site www.auction.com, using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P1070046 11/15, 11/22, 11/29/2013

The Coto de Caza News

Page 29


November 22, 2013

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza News Legal Notices T.S. No.: 13-51134 TSG Order No.: 130143831-CA-MSI A.P.N.: 620-151-10 ATTENTION RECORDER: THE FOLLOWING REFERENCE TO AN ATTACHED SUMMARY IS APPLICABLE TO THE NOTICE PROVIDED TO THE TRUSTOR ONLY PURSUANT TO CA CIVIL CODE 2923.3 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本文件包含一个信 息摘要 참고사항: 본 첨부 문서에 정보 요약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/9/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12/12/2013 at 9:00 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 7/19/2007 as Instrument No. 2007000454053 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, executed by: ANA MARIA JIMENEZ, A MARRIED WOMAN AS SOLE & SEPARATE PROPERTY, as Trustor, JPMORGAN CHASE BANK, N.A. as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 25412 COSTEAU ST, LAGUNA HILLS, CA 92653 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $744,864.06 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 13-51134. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 8/5/2013 Date: 11/13/2013 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting & Publishing (714) 573-1965 Heather Marsh, Assistant Secretary “We are attempting to collect a debt, and any information we obtain will be used for that purpose.”P1070855 11/22, 11/29, 12/06/2013

NOTICE OF TRUSTEE’S SALE TS No. CA-12-532871-CL Order No.: 120356161-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/12/2001. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JEFFREY A. JAMES, A SINGLE MAN Recorded: 9/20/2001 as Instrument No. 20010664979 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/6/2013 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $228,572.74 The purported property address is: 66 COTTAGE LN, ALISO VIEJO, CA 92656 Assessor’s Parcel No.: 931-76 2 - 46 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-532871CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-12-532871-CL IDSPub #0058440 11/15/2013 11/22/2013 11/29/2013

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The Coto de Caza News

Coto de Caza News Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-13-566346-JB Order No.: 130141646-CA-API YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/22/2010. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): STACEY MATHEWS AN UNMARRIED WOMAN AND RANDEL MATHEWS AND COLLINE MATHEWS, HUSBAND AND WIFE ALL AS JOINT TENANTS Recorded: 10/27/2010 as Instrument No. 2010000567340 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/2/2013 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $143,674.36 The purported property address is: 4 VIA TERRANO, RANCHO SANTA MARGA, CA 92688 Assessor’s Parcel No.: 930-21-540 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-566346JB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-566346-JB IDSPub #0057961 11/8/2013 11/15/2013 11/22/2013

T.S. No. 13-2233-11 Loan No. 0686950528 NOTICE OF TRUSTEE’S SALE NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED 注:本 文件包含一个信息摘要 참고사항: 본 첨부 문서에 정보 요 약서가 있습니다 NOTA: SE ADJUNTA UN RESUMEN DE LA INFORMACIÓN DE ESTE DOCUMENTO TALA: MAYROONG BUOD NG IMPORMASYON SA DOKUMENTONG ITO NA NAKALAKIP LƯU Ý: KÈM THEO ĐÂY LÀ BẢN TRÌNH BÀY TÓM LƯỢC VỀ THÔNG TIN TRONG TÀI LIỆU NÀY PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/7/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: MINA ABDELMALEK AND MARGUERITE ABDELMALEK, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 12/15/2004 as Instrument No. 2004001115534 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 12/2/2013 at 1:30 PM Place of Sale: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. Amount of

NOTICE OF TRUSTEE’S SALE TS No. CA-13-539999-AB Order No.: 7720808 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/18/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial Code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ANTHONY J. STAVANA, A SINGLE MAN Recorded: 3/29/2005 as Instrument No. 2005000231314 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/6/2013 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $218,089.28 The purported property address is: 37 VIA PRADO UNIT132, RANCHO SANTA MARGARITA, CA 92685 Assessor’s Parcel No.: 930-21-609 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-13-539999AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. TS No.: CA-13-539999-AB IDSPub #0058341 11/15/2013 11/22/2013 11/29/2013

unpaid balance and other charges: $215,473.22, estimated Street Address or other common designation of real property: 60 TIERRA MONTANOSA RANCHO SANTA MARGARITA, CA 92688 A.P.N.: 938-12-276 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web site www.nationwideposting.com, using the file number assigned to this case 13-2233-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 11/4/2013 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (916) 939-0772 www.nationwideposting. com Frank Escalera, Team Lead NPP0222942 To: COTO DE CAZA NEWS 11/08/2013, 11/15/2013, 11/22/2013


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November 22, 2013

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