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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

April 27, 2012

Nicole Rash 2012 Ms. America

Crowned In Orange County


April 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

The Hits Just Keep On Coming For The Bowen Team -Local Coto de Caza and Rancho Santa Margarita Realtors

THE BOWEN TEAM CONTINUES TO WIN MAJOR RE/MAX AWARDS AS #1 TEAM FOR BOTH CALIFORNIA AND HAWAII AND NUMBER 10 IN THE UNITED STATES

EXCEPTIONALLY TALENTED FAMILY Stacie Brick, Tamara Young, Donnie Bowen, Don Bowen, Ken Bowen, Christina Bowen and Diana Aguilar.

South Orange County residents are justifiably proud of their home town team this weekend as The Bowen Team found themselves winning at the Re/ Max International Awards in Las Vegas again this year. Realtors from around the country gathered to acknowledge the outstanding production of this unique real estate team from Rancho Santa Margarita. The team received the prestigious award for being #1 in California/ Hawaii and #10 in the United States for 2012 plus number 34 in the entire world. They were also acknowledged as members of the coveted Circle of Legends Club, an honor which less than 100 Re/ Max agents worldwide have accomplished. Don Bowen, who co-founded the agency with son Ken Bowen, began his practice in 1976. In the early 80’s he expanded into real estate investments and in 1989 began to specialize in exceptional residential properties. At that time the communities of Coto de Caza, Rancho Santa Margarita and eventually Ladera Ranch were developing slowly and Don & Ken had the amazing foresight to immerse themselves in the communities and begin to Page 2

build upon the Bowen name that would soon become a legend in Orange County. “You folks are going to have to add another trophy room to your offices,”one recent visitor to the Bowens new building recently remarked.”You probably have more real estate trophies than any other real estate team in the county.” During the past 15 years two other family members have joined to Bowen Team and along with the support of Stacie Brick and Tamara Young, who wear every imaginable hat, have continued to grow the Bowen brand. According to Ken Bowen, “Donnie Bowen is a major part of the Bowen team. His ability to immediately ascertain the interests of prospective buyers is very impressive. He has the remarkable ability to listen to the real meaning of our client’s residential objectives.” Another outstanding family member is Christina Bowen who entered the real estate profession in 2002. “She would have been a superstar no matter what company she joined,” says Ken. “We are especially proud to have her as a member of our team. She digs deeper than anyone I’ve ever seen, in order to find

The Coto de Caza News

the right home for her clients. It’s no secret that she will invest the same amount of detail into finding an entry level home as to a multimillion dollar home for her clients” The Bowen Team handles residential transactions throughout South Orange County with a dynamic group that complements each other and offers unique talents of specialization in a highly competitive real estate market. Ken Bowen remarked, “We see a tremendous amount of value in the Re/Max name and network, and that’s why we chose to open our own office. We are backed by a strong company with an international presence and we’re going to be here for a long time to come. We are able to offer our clients exceptional service and market knowledge with the strength of the Re/Max brand.” During the past year, The Bowen Team of Re/Max Real Estate Group acquired one more trophy when they purchased their impressive new office building.The Bowen Team occupies the entire new building located at 22502 Avenida Empresa Rancho Santa Margarita, CA 92688. They can be reached at 949-459-5400 or online at www.TheBowenTeam. com.

STUNNING NEW HEADQUARTERS BUILDING for The Bowen Team of Re/ Max Real Estate Group at 22502 Avenida Empresa Rancho Santa Margarita, California

IMPRESSIVE ARRAY OF GLITTERING AWARDS grace the offices of The Bowen Team in Rancho Santa Margarita .

RANCHO SANTA MARGARITA’S AWARD WINNING TEAM From left – Stacie Brick, Tamara Young, Donnie Bowen, Don Bowen, Ken Bowen, Christina Bowen and Diana Aguilar.


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 27, 2012

NEW CONSTRUCTION SOUNDS ARE MUSIC TO THE EARS OF AREA BUSINESSEs

SUDDEN RUSH OF NEW BUSINESS OPENINGS IN RANCHO SANTA MARGARITA’S EL PASEO SHOPPING CENTER MI CASA MEXICAN RESTAURANT, ART FRAME&DÉCOR, TOGO’S, CROWN BOOKS OPEN THIS SPRING

Ryan Moore,owner of Mi Casa Mexican Restaurant gets ready to hang the sign at his new location in Rancho Santa Margarita’s El Paseo Shopping Center

No one seems to mind the sounds of construction equipment at the El Paseo shopping center where new businesses seem to be springing up all over. Coto de Caza News reporters visited with Ryan Moore, owner of the Mi Casa Mexican restaurant and bar as workmen busily install lighting fixtures above the new seating areas. Moore and his wife Nathalie, who owns another Mexican restaurant in Costa Mesa says” We have been searching throughout Orange County for the perfect location and we believe that Rancho Santa Margarita fits the kind of market that we are looking for. We will recreate and modernize the traditional themes which we use in Costa Mesa to reflect the style and ambience of our new restaurant in Rancho Santa Margarita. We are making it more private, with a beautiful agave plants, special lighting and trellises, in fact creating an entirely new style specifically for this city.” Reporters also spoke with Angel Velasquez the kitchen manager, who was already on hand to plan the menu . “We plan to include special appetizers, with unique and exciting Mexican Foods and even more special events such as Margarita Monday’s and Taco Tuesdays where we will offer our multiple choices of Carne Asada,

Pollo Salads and simple but very delicious foods including a deep fried ice cream dessert designed just for our Rancho Santa Margarita restaurant.” He said. Despite the construction noise of carpenters saws and hammers everyone seems to be cheerful and energetic as workmen carefully attend to perfecting their crafts. There seems to be an air of excitement throughout the entire shopping center as several new businesses expand or open their doors for the first time. The new Crown books at one end of the center and several new businesses such as Mi Casa Mexican restaurant, Togo’s, and Art Frame and Décor are further in to the interior of the center. Suzie Koh who had a somewhat smaller location across the street next to Kohl’s has now moved her business Art Frame and Décor to larger and more spacious quarters near the restaurants.” I’m especially pleased with my new store location,” says Koh,” and I’m certainly enjoying my neighboring businesses, they bring a lot of new energy to this shopping center and everyone is very optimistic about our future opportunities here. I’ve been in business in Rancho Santa Margarita for some time and this is where I intend to stay.”

Supervising installation of new hanging star lights Mi Casa’s owner Ryan Moore can hardly wait to open his new Rancho Santa Margarita restaurant.

Art Frame & Décor Owner Suzie Koh and Manager Cindy Globerson enjoy new spacious location The Coto de Caza News

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 27, 2012

The Coto de Caza News

Host a Chic Cinco de Mayo Soiree

Subscription Rates $26.00/year Editorial offices: 23472 Vista Del Verde, Suite 6 Coto de Caza, CA 92679-3930 949-589-9990 To send a press release: newseditorials@yahoo.com

Ruth White Editor

Sandra White

Display Advertising

Diana Calvaneso, Manager Valerie Mincheff Legal Advertising

David Flood, Art Director Graphics Department

Jerry White Publisher

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspapers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request. Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District.

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The writer Nancie Carmody once said, “I am thankful for the mess to clean after a party because it means I have been surrounded by friends.” Entertaining for loved ones can be an enjoyable affair but also one that requires a lot of work. This Cinco de Mayo, Madria Sangria, along with entertaining expert Jillian Harris, are looking to help make those duties a bit more effortless. Tips for Easy Entertaining Jillian Harris and Madria Sangria have developed the following tips that will be sure to help anyone with their hosting duties not only on Cinco de Mayo but year-round. Sangria Soiree: When hosting a Cinco de Mayo party, serve a delicious, popular and effortless readymade drink, such as Madria Sangria. For a refreshing twist, make frozen fruit cubes in place of ice beforehand to simply drop in to your drink for a cooled down, mouth-watering beverage. ¡Viva Mexico! Fiesta: Host a fiesta that will have your friends wanting to hop on the next flight to Mexico. Set your table with festive orange plates and pink napkins and decorate the room with papier-mâché flowers and colorful tea lights to enhance the mood. BYOF(ood): Instead of doing all the cooking, have a tapas-style potluck dinner. Encourage each guest to bring a unique small plate of their choice such as Sweet and Salty Bites or Spicy Shrimp. This not only makes your hosting tasks easier, but also allows your guests to show off their culinary skills. DIY Drinks: To continue allowing your guests to show off their skills,

The Coto de Caza News

try a “make-your-own” sangria bar to wet their palettes. Prepare an assortment of exotic fruits such as mangos and passion fruit alongside pitchers of pre-made Madria Sangria so your guests can add a fun twist to their drinks. Hey Mr. DJ: Create a playlist with upbeat music that will have your guests itching to get up and groove. Move larger furniture out of the way to make room for an at-home dance party.

Spicy Shrimp 1 pound shrimp (mediumsized), peeled 5 cloves garlic, diced 2 serrano chilies, seeded and minced 1/4 cup peanut oil 1/2 cup sweet cooking rice wine (found in the Asian section of most grocery stores) 3 tablespoons soy sauce 1/4 cup fresh scallion, chopped Juice of 1 lemon

Sweet and Salty Bites Similar to prosciutto, jamón is a salt Sauté garlic and minced chilies in cured ham from Spain. If you can’t peanut oil over medium-high heat find it at your local butcher, you can until garlic turns slightly brown. Add easily substitute with prosciutto. rice wine and cook for 1 minute to evaporate alcohol. 1 medium cantaloupe or honeydew melon Add soy sauce and lemon juice. Let 20 to 30 paper thin slices of cook for 1 minute. Stir, add shrimp, jamón or prosciutto and raise heat to high. Cook, stirring Cut melon into bite size pieces. often, until shrimp become pink beWrap jamón around melon slice and tween one and two minutes. Then resecure with a toothpick. move from stove immediately, garnish with chopped scallions, and serve shrimp, along with sauce.

I love being married. It’s so great to find that one special person you want to annoy for the rest of your life. -Rita Rudner


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 27, 2012

OCTA, Toll Road Agency Hike the Trail to Trabuco Canyon Open Space Properties OCTA and TCA officials participate in a tour Saturday of the Saddle Creek South and Live Oak Plaza properties in Trabuco Canyon as part of TCA’s 12th Annual Native Habitat tour series. OCTA partnered with the Transportation Corridor Agencies on Saturday to host TCA’s 12th Annual Native Habitat tour series in Trabuco Canyon. OCTA CEO Will Kempton, his wife and about 25 hikers trekked the two-mile trail through the Saddle Creek South and Live Oak Plaza properties as part of the tour. Officials purchased the 84acre Saddle Creek South property last year as part of the Measure M2 Freeway Environmental Mitigation Program. To date, more than 950 acres of land has been purchased by OCTA and permanently preserved as open space in exchange for an accelerated environmental permit process for the 13 M2 freeway projects.

It takes a team to fight cancer! by: Marshall Eyerman A group of local 12-14 year old boys learned first-hand the tragedy of pediatric cancer when one of their schoolmates, Jessica Joy Rees, who had been diagnosed with two inoperable brain tumors, lost her fight for her life Janurary 5th of this year. In the spirit of Jessie and her foundation, the Jessie Rees Foundation, the boys have bonded together as a team to help support the Foundation and NEGU™, an acronym Jessie created for her motto, Never Ever Give Up, and to encourage kids to never ever give up. This group of boys has decided to challenge themselves and take action to learn about giving back and supporting others. This amazing group of boys has formed the NEGU™ lacrosse team, which extends their activities beyond the field. As part of the boy’s participation on the team, each boy on the team chooses a pediatric patient to dedicate their season to. Through contact with the patients, the boys are able to make them aware that they are out there fighting for them! Because life is not just a battle on the field, this group has decided to take other actions and participate in the spirit of NEGU™ throughout their own lives by working community service hours and providing kids positive experiences. Volunteering at the JoySplash, a fundraiser for the Foundation, organizing a toy drive for JoyJars, working a Foundation booth at various events spreading awareness and selling NEGU™ merchandise, and participating in the PCRF (Pediatric Cancer Research Foundation) 5K walk are just a few of their activities. The team is helping to produce the NEGU™ Challenge, a May 19th lacrosse tournament in San Diego that will raise money for the Jessie Rees Foundation. Life lessons they will remember forever. For more information on the NEGU™ Lacrosse Team please see their website at www.negulacrosse.com. Information on the Jessie Rees Foundation, can be found at www.jessie.org.

NEGU™ Lacrosse places 3rd in the Del Mar Jam by the Sea tournament

Blake Gagen carefully chooses fun items for a 9-12 year old girl JoyJar recipient

Team fills JoyJars for delivery to pediatric patients by the Jessie Rees Foundation

The Coto de Caza News

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April 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

DIRECTOR GLENN ACOSTA OFFICIALLY ANNOUNCES RUN FOR RSM CITY COUNCIL

Glenn Acosta, Director of Trabuco Canyon Water District in announcing his candidacy for Rancho Santa Margarita City Council,said “I love our city. It offers tranquility, beautiful landscapes, and safe place to raise kids. I want to build upon that and make our community even better. Elections are about the future. I want to help RSM kids have a successful future by creating a college scholarship fund with my city council salary and by giving them the best city government and safest community possible. Flanked by our nation’s flag, Glenn added, “I’ve been fortunate enough to have achieved a small part of the American dream. I grew up in low-income housing projects in the Bronx and with hard work and determination I earned a Master’s degree in civil engineering and now live in Rancho Santa Margarita. I want to preserve those opportunities for our kids and help them achieve their own American dream.” Glenn Acosta currently serves as Director of Trabuco Canyon Water District, overseeing a large portion of the city’s infrastructure. He has also served in these leadership roles: Director, South Orange County Wastewater Authority Commissioner, Santiago Aqueduct Commission Chair, Waste Management Commission of OC (appointed by County Supervisor Pat Bates) Director, Joint Powers Insurance Authority Director, Dove Canyon Master Association Glenn’s priorities are to build new sports facilities for RSM kids by successfully developing the city’s new property off Antonio Parkway (known as Chiquita Ridge) such that it provides sustainable, long-term tax revenue and to help create new businesses by making RSM into an outdoors destination. If we set aside a portion of this property for outdoor sports and equestrian activities/trails, people will come to RSM for horseback riding and off-road biking. This will bring new customers to our restaurants and businesses, attract a hotel or resort, and help create new businesses catering to these outdoor activities. www.glenn4rsm.com

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

CASTING FOR AMERICA’S SUPERNANNY:

April 27, 2012

GUILFORD - ZAMM ENGAGEMENT ANNOUNCED

The hit parenting series AMERICA’S SUPERNANNY is currently casting families for the next season of the show. The casting team is sending producers to Rancho Santa Margarita to find families interested in receiving personalized advice for their unique circumstances. This season producers are searching for families with unique circumstances and challenges. Deborah Tillman has an extraordinary ability to identify and tackle the toughest issues facing America’s families today. Come meet the casting team at the event below:

Saturday – April 28, 2012 11 AM - 2 PM AT CALIFORNIA ELITE KIDS Interested parents can call (877) NANNY TIME (1-877-626-6984) or e-mail supernanny@ShedMediaUS.com for more information. E-mail the CALIFORNIA Casting Team directly at: rgreenberg@shedmediaus.com Anonymous submissions accepted Follow the America’s Supernanny casting team at @USASupernanny

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Mr. and Mrs. Andrew Guilford of Trabuco Canyon happily announce the engagement of their daughter Colleen Catherine to Mr. Justin Edward Zamm, son of Mrs. Susan Zamm of Norwalk, Connecticut and the late Mr. Mark Zamm. Miss Guilford is a graduate of Santa Margarita Catholic High School. She earned degrees from Columbia University, The University of Virginia, and Harvard Law School. Mr. Zamm graduated from Norwalk High School and earned Bachelor and Master Degrees from The Eastman School of Music. The couple met in the Mississippi Delta area while serving with Teach for America. A wedding is being planned for June 23, 2012 in Clarksdale, Mississippi.

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The Coto de Caza News

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April 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

PROGRESS IN SALE OF MERRY HILL SCHOOL AND GENERAL STORE IS WELCOME NEWS TO COTO DE CAZA RESIDENTS Coto de Caza area residents seem pleased with the news that the long-vacant Merry Hill Elementary School and the Coto de Caza General Store have apparently been sold according to Jon Selznick, “Both the Merry Hill School and General Store are in escrow” said Jon Selznick, the real estate broker representing Nobel Learning Communities (owner of the Merry Hill School site). “I’m told the buyer has initial verbal support on a proposed future use from some of the most vocal neighborhood groups adjacent to the site (albeit nothing official or in writing yet), something that has not been the case during the 4-year period in which I’ve been involved in this property. Buyer and seller have teamed up to tackle what is the largest hurdle standing in way of the site finally being redeveloped into a “Coto quality” project- a deed restriction that burdens the Merry Hill property in favor of both Lennar and the owner of the General Store. “ Selznick, a well-known real estate professional in Coto de Caza for more than 12 years said that “The buyer is prepared to close on both the Merry Hill and the General Store property .The General Store’s deed restriction is being removed as a part of the sale. Since Lennar seems to have sold all of its former property interests in Coto de Caza, it would appear that there would no longer be any reason for Lennar to delay the pending sale. Once the deed restriction is a non-issue, the

subject property can then be finally developed, which will still take some time-but at least the process will legitimately be started and have an end date that is in sight“. The prospective purchasers are aware of the need for extensive planning and site preparation of the quaint and charming collection of school buildings along Vista Del Verde adjacent to the Coto de Caza General Store. While Merry Hill School has known happier times in Coto de Caza, local area residents seemed pleased at the news that the long-vacant school which has been closed since 2008 will now be redeveloped by the new owners into residential properties similar to those in the area Aerial Photo courtesy Pacific Properties. and expressed satisfaction with the fact that the property will soon be occupied by caring residents. The Merry Hill school property is beautifully situated on approximately 2 acres of land, framed with towering oak trees and with a large sweeping circular driveway where hundreds of schoolchildren formerly studied and played on the beautifully landscaped grassy lawns. The grounds are now quiet with only the occasional neighing of horses stabled nearby at the Coto de Caza Equestrian Center which adjoins the rear of the property. It is presently unclear if the General Store would be remodeled and remain a retail establishment in the same general area although the buyers say that the new development will likely offer Maher George, Owner of the Coto de Caza General additional amenities for the community. Store

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The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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April 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

OWNERS OF CROWN BOOKS IN RANCHO SANTA MARGARITA IMPRESSED BY CROWDS

SURPRISE SUCCESS OF NEW CROWN BOOKSTORE IN RANCHO SANTA MARGARITA DELIGHTS RESIDENTS By Jerry White What group of business people in their right minds would start a bookstore in building which has already failed as a bookstore? Worse yet, the building is right next to the public library where you can get books for free. If that sounds like a recipe for disaster to most entrepreneurs, in three short weeks it has become a dream come true for the owners of the new Crown Books in Rancho Santa Margarita who are welcoming crowds of eager shoppers. “I’m really pleasantly surprised by the extremely friendly attitude of the people in Rancho Santa Margarita”, says Ian Strom, store manager of the new Crown Books in Rancho. “today makes it exactly our third week since we open this storeand we are very pleased with the results so far.” The store is situated in the former home of Borders bookstore which closed its doors last year. Surprisingly, it is also directly adjacent to the Rancho Santa Margarita library. Talk about your competition, the library not only offers free books but also comfortable chairs, while patrons of the new Crown Books in Rancho Santa Margarita are required to stand while they peruse the stacks of books. Rancho Santa Margarita residents seem undeterred. Whille our reporter and photographer were inside the Crown bookstore, a steady stream of patrons proceeded to enter the store and after spending a little time looking through the shelves, each of them made a purchase and politely departed the store. The new Crown Books in Rancho Santa Margarita has a slightly different marketing plan than its

predecessor as they offer few if any bestsellers. The store has fairly huge inventories but mostly of publishers’ closeouts, reprints, and returns from major superstores such as Wal-Mart, Costco, Target. Most of the books are new even if they have other stores labels or markdown tickets on the covers. The subject matter is classics, how to do it books, mysteries, horror, romances, comedies, westerns computer technology, and even a few textbooks. In addition, the Crown Books in Rancho Santa Margarita offers an additional hefty discount to teachers, Crown Books Store Manager Ian Strom seems pleasantly surprised by active military personnel, and (on warm welcome from Rancho Santa Margarita Residents. Mondays).senior citizens Using Rancho Santa Margarita as a yardstick, this formula seems to be highly successful despite its rather unusual location. If the store manager seemed optimistic, his out-of-town boss was positively elated. “I’d have to tell you we are absolutely amazed and delighted with the performance of the Rancho store” said Ward Albright , operations manager for the new Crown Books chain which now operates in San Diego, Orange County and Los Angeles counties. “Rancho Santa Margarita has actually exceeded our wildest exSpacious new bookstore takes up residency in a familiar location pectations,” said Albright .” in fact, it was almost a pleasure to deal with the City when we first started to do business there. It took all of 15 minutes for us to complete the paperwork and we were walking down the stairs of the Rancho Santa Margarita City Hall, paperwork in hand,” he continued. “We have had good success with

Crown books banner hangs proudly across once-deserted store window.

Two Rancho Santa Margarita readers await the reopening of the former Borders bookstore in next to the library Page 10

The Coto de Caza News

the previous Borders books store locations. We actually have five former Borders stores. We find people associate those locations with books and once they come in to see our store they are impressed with our marketing plan and usually wind up buying something. At least that’s the way it is working so far “said Albright. The new Crown Books in Rancho Santa Margarita is open every

day from10:00 AM to 9:00 PM on Monday through Thursday and from 10:00 AM and PM Friday and Saturday and Sunday the store is open from 11:00 AM to 7:00 PM 22372 EL Paseo in Rancho Santa Margarita just down the street from City Hall. The telephone number is 949 459-7500 .It’s not hard to find. Its right next door to the library.


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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The Coto de Caza News

Page 11


The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 27, 2012

The Coto de Caza News

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The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 27, 2012

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The Coto de Caza News

Page 13


April 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

DISCOVER GOD’S HEALING POWER

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Coto de Caza News 23472 Vista del Verde Suite 6 Coto de Caza 92679

PHYSICIAN REFERRAL COMPANY SUPPORTS PEOPLE IN TRANSITION

Gary Calvaneso, Mary Baker, Sandra McElwee, Miriam Kang, Linda Matulis

When your primary care physician tells you that you need to see a specialist, most patients assume their doctor will refer them to a quality physician. After all, anyone who is going to treat you should be board-certified, well versed in the latest techniques and have an impressive record of successes with other patients; right? Well it may come as a surprise that the referral system doesn’t actually work that way. Most people assume their primary care doctor has a rolodex of top notch specialists to pass along as needed. In today’s fast paced world, primary care physicians simply don’t have the time to go out, research and meet with other specialists. With specialists operating margins falling over the past decade and health care reforms putting pressure on their bottom line, quality specialists have a need to do a better job educating referring doctors and patients about their expertise. That’s where 2 local residents, Gary Calvaneso and Sandra McElwee who met through Saddleback Church, decided there was an opportunity to work with quality specialists and educate referring primary care physicians about their skills. In early 2011, they formed a referral marketing company called The Referral Specialists (www.TheReferralSpecialists.com).

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The Coto de Caza News

The Referral Specialists provide practice representatives and referral marketing services to specialty physicians. Practice representatives are experienced healthcare professionals who call on primary care physicians and complementary specialists to educate them about their specialist client’s expertise. Since starting their business, their specialty physician clients have experienced positive gains as a direct result of their services. Typically these specialists triple or quadruple the number of referring physicians who refer to them and increase their bottom line. In fact, the Referral Specialists business caught the attention of the Wall Street Journal’s Smart Money magazine where they were mentioned by name. “Our business connects quality specialists with PCP’s (Primary Care Physicians) through referral marketing, said Gary Calvaneso, Managing Partner. Educating the medical community not only benefits everyone in the medical market but also produces jobs which is something that our community really needs”. Aside from achieving positive results for their clients, what makes The Referral Specialists unique is their dedication to helping those that are unemployed and need help. For Calvaneso, it is something he takes to heart.

Nearly every Monday for the past 6 years, Calvaneso has been a volunteer at Saddleback Church in Lake Forest, listening to and coaching unemployed people with a smile and an offer of hope. “For our practice reps, we only consider candidates that are unemployed” said Calvaneso. “We are not interested in recruiting people that already have a job and an income. We prefer to support those that do not. It is our way of giving back to the community by helping those in need which is a principle of our faith.” “You would be surprised at the high level of unemployed talent there is out there” said Sandra McElwee, Managing Partner. “One of our practice reps is a senior woman with over 25 years of pharmaceutical sales experience calling on physicians’ offices. She was out of work for over 2 years before joining up with us and has done a great job for our clients”. Not only do the Referral Specialists focus on working with unemployed candidates, but they also do the same for suppliers. “We wanted to apply our faith based principles of helping those in need to all aspects of our business, said Calvaneso”. “Even the caterer we use is trying to generate income through a home based business. What employers need to understand is that being unemployed has nothing to do with talent or quality. We carefully screen our suppliers, looking for skill and quality first. The doctors all rave about her food and she now gets additional business from them”. “We have a stay-at-home mom who makes some of the best toffee you’ll ever taste, right out of her home kitchen. Here again, our clients rave about her toffee and have provided her additional business” said Calvaneso. For his volunteerism in supporting people in transition in 2011, Calvaneso received the Orange County Spirit of Volunteerism Award as part of the leadership team managing Saddlebacks Career Coaching and Counseling program. If you are a physician with a specialty medical practice and are interested in a free consultation to learn more about how The Referral Specialists can help increase referrals from other physicians, visit their website at www. TheReferralSpecialists.com , call them 949-433-1702 or e-mail them at info@get-referred.com.


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 27, 2012

Hanley Investment Group Hires Coto’s Jonathan Selznick as Vice President Hanley Investment Group Real Estate Advisors, one of the most dominant retail investment groups in the western United States and a market leader in the sale of retail properties, announced today that Jonathan Selznick has joined the company as vice president. Selznick was most recently a broker with Pacific Commercial Investments in Irvine, Calif., where he advised clients on the acquisition and disposition of retail investment properties. Selznick brings to Hanley Investment Group over 20 years of experience in senior sales management positions throughout his career. In the retail investment sales sector, he has achieved incredible success exclusively representing private investors, developers, and institutional and private trust property owners in the purchase and sale of retail properties. In recent years, Selznick has flourished in the single-tenant-investment niche, selling numerous banks, fast-food restaurants and drug stores in the western United States. “I am very excited about being part of the team here at Hanley Investment Group,” said Jonathan Selznick, vice president at Hanley Investment Group.

“Jonathan is a great addition to our company and we look forward to his immediate impact in helping our clients achieve their investment goals and objectives,” said Edward B. Hanley, president of Hanley Investment Group. “As the retail investment market continues its recovery, we are working more closely than ever with investors to ensure they have the information they need to make the right decisions,” added Hanley. “Last year, our company helped our clients overcome numerous obstacles on many transactions, which led to successful closings and a momentous year for Hanley Investment Group, given the circumstances of the marketplace. We are very optimistic about this year, and are off to a great start. The addition of Jonathan Selznick and his thorough understanding of this competitive retail investment market will greatly benefit Hanley Investment Group and our clients.” Selznick says that he joined Hanley Investment Group because of its unique corporate culture. “Hanley Investment Group has a hard working, open and shared-environment, which ultimately benefits our clients

because we work as a team and not just as individuals,” Selznick stated. “I look forward to continuing to help my clients achieve superior results with their retail investment portfolios.” “We have a very different company culture that is based on collaboration and excellence,” said Hanley. “Everyone in the company works together for a common goal – to provide our clients with the very best service and consistently exceed their expectations. It is a powerful testament to the company to know that Jonathan chose Hanley Investment Group after careful thought and consideration.” Selznick earned his degree in Business Administration with an emphasis in Finance at San Diego State University and received his M.B.A with an emphasis in International Business from the Argyros School of Business

and Economics at Chapman University. Selznick is a licensed real estate Broker and has a professional affiliation with the International Council of Shopping Centers. A resident of Coto de Caza, he has been a coach for Little League Baseball and AYSO soccer for many years.

Signal Synchronization coming to Antonio, Santa Margarita Parkways Thanks to M2 OCTA board allocating nearly $444,000 for projects to improve traffic flow in Rancho Santa Margarita Rancho Santa Margarita streets will see an influx of nearly $444,000 for signal synchronization projects through voter-approved Measure M2. Improvements will take place along approximately 10 miles of Antonio Parkway between Santa Margarita Parkway and Tijeras Creek, and on Santa Margarita Parkway between El Toro Road and Plano Trabuco Road. A total of 33 intersections will be synchronized as part of the projects approved Monday by the Orange County Transportation Authority board. As part of the Measure M2 competitive Comprehensive Transportation Funding Program, $9.7 million was awarded for signal synchronization throughout Orange County. To help reduce stopand-go traffic patterns, signal synchronization will improve travel flow by coordinating green lights for more than 500 intersections along 140 miles of roadway. “Signal synchronization is a cost-effective and efficient way to make a positive impact on our streets and roads,” said OCTA Chairman Paul Glaab, also the mayor of Laguna Niguel. “These funds go toward a program improving our residents’ every day commutes, a difference that we can all feel.” In addition to Rancho Santa Margarita, streets in Irvine, Santa Ana, Anaheim, Laguna Hills, Buena

Park, Costa Mesa, San Clemente, La Habra, Fullerton, Mission Viejo and Newport Beach were awarded funds. Over the 30-year life of Measure M2, 2,000 intersections throughout the county will be synchronized. Applications for this current round of projects were reviewed for eligibility, consistency and adherence to guidelines and program objec-

tives. There were 24 applications received from 23 different agencies. Measure M2 is Orange County’s half-cent sales tax for transportation improvements and was approved by 70 percent of voters in 2006. The program went into effect April 1 and is expected to generate an estimated $15 billion.

The Coto de Caza News

Page 15


April 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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Page 16

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The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 27, 2012

MS. AMERICA 2012 CROWNED IN ORANGE COUNTY. Nicole Rash Begins Her Journey for 2012 Ms. America By Kelly Bennett, Society Editor

Nicole Rash from St. Louis, Missouri was crowned Ms. America® 2012 at the national pageant held Sunday, April15, 2012 at the Doubletree Suites by Hilton Anaheim Resort in Anaheim,California. State and regional titleholders from across the United States competed in five categories including interview, sportswear, fashion wear, evening gown and on-stage question. 2012 Ms. America® Nicole Rash’s walk across the stage to accept the crown marked her first steps on a journey that will take her from spotlight to spotlight representing the American woman 26 years of age and up who are single, divorced or married. Rash, a Saint Louis, Missouri transplant, is originally from the small town of Plymouth, Indiana. She was Miss Indiana 2007, and received first runner-up in the Miss America Pageant in 2008. She is currently employed as a model, actress, and corporate spokesperson, and will complete her bachelor’s degree in Spanish from Ball State University in May. Rash is also a philanthropist and is especially passionate about her platform of service “Breath Easy - Keeping our Youth Smoke and Tobacco Free.” After losing 3 of her grandparents to smoking related illness, her cause is close to her heart and she has spoken to over 25,000 students so far about staying smoke free. She has her motorcycle license and has owned 3 motorcycles, she grew up on a farm in rural Indiana where they raise cows, and she is a Presidential Scholarship Winner and will graduate with an overall 3.85 GPA. As Ms. America® 2012, Rash is honored to represent an organization that enriches the lives of women across the country and is passionate about continuing to give back to others through philanthropic endeavors and being the inspiration that helps others achieve their dreams. Major sponsors of the 2012 Ms. America® Pageant are Doubletree Suites by Hilton Anaheim Resort, Commercial Bank of California, Superior Wall Systems Inc., Orrick Herrington & Suitcliff, The Hoagy Co., Inc., The Anaheim White House, and MsBellezza Jewelry. Ms. America® 2012 first runnerup was Lana Henry, Ms. Southern California; second runner-up was Stephanie Mills, Ms. New England; third runner-up was Laura Hunter, Ms. Washington; and fourth runner-up

was Carla Gonzalez, Ms. Oklahoma. The 2012 Ms. America International, the People’s Choice Award went to Carla Gonzalez. This prestigious title must not only represent the pageant but also the Ms. America® fans as well. Gonzalez was chosen by receiving the most votes online. Richard Simon from Houston, Texas founded The Ms. America® Pageant in 1997. The first pageant was held on December 4, 1997 at the Luxor Hotel in Las Vegas. Contestants competed representing their state in the pageant. Susan Jeske from Colorado was crowned the first Ms. America®. Ms. Jeske became the owner of the pageant in 1999. To schedule an appearance for 2012 Ms. America®, please contact the pageant at: MsAmericaPageant@aol.com or call 949.679.8888 2012 SPECIAL AWARDS: Ms. America International 2012 (People’s Choice Award) – Carla Gonzalez, Ms. Oklahoma Spirit of America Award – Laura Hunter, Ms. Washington Power of the Crown Award – Sherry Morgan, Ms. Virginia Crown for a Purpose Award- Carla Gonzalez, Ms. Oklahoma Media Award-Shanna Olson, Ms. Texas Woman of Distinction Award- Ladera Ranch’s Tracy Broughton Ms. America 2011 crowns Nicole Rash Ms Stephanie Mills, Ms. New England America 2012 Ms. Photogenic Award-Nicole Rash, Ms. Missouri Ms. Congeniality Award-Mai-Lea Delong Community Service Award-Lana Henry, Ms. Southern California Ms. Fitness-Stephanie Mills, Ms. New England The Ms. America® Pageant is open to women 26 years of age and up single, divorced or married who are articulate, interesting, elegant and classy. Pageant competition is based on Fashion wear, Interview, Evening Gown, Sportswear and on-stage question. The Ms. America® Pageant was created to empower women across the nation, celebrate their accomplishments, encourage involvement in community service, to use the “crown for a purpose” to make a difference and to promote, honor and advance the status of women. The Ms. America® Pageant is a registered federal trademark with the USPTO in Washington DC since February 2000 and is one of the top pageant trademarks in the world. Visit www.MsAmericaPageant. com for more information. The Coto de Caza News

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April 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

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The Coto de Caza News


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 27, 2012

Society Scene by

Kelly Bennett Exclusively for the Coto de Caza News

Patroness Tea by the Sea Raises Funds for Adoption Guild

Jeanette Perry with Roy Emerson and Mary Eadington

The Adoption Guild of Southern Orange County celebrated its 51st Annual Patroness Tea by the Sea with approximately 200 guests at the beautiful, newly remodeled Lido Isle Yacht Club/Community Clubhouse. The annual event supports Holy Family Services Adoption & Foster Care Agency. Gross proceeds of approximately $20,000 were raised benefiting potential adoptive and foster children located throughout southern California. Adoption Guild President Mindy Pfenning welcomed everyone then Mrs. Janis Rosebrook, Holy Family Services Chairman of the Board, introduced Parents Eva and Jessee, Grandmother Reyna, and their three adopted children, Priscilla, Angel, and Jessica. New Father Jessee shared his inspirational experience with the adoption process and Holy Family Services. In the end, a loving family was created. Tea by the Sea featured shopping by the Sea with boutiques such as The Passionate Collector, The Tattered Daisy, One Hope Wines, The Woman’s Door, Love Reusable Bags, Miche Bags, and William Harold Jewelers. Silent Auction items included a hair makeover by new hot salon, Platino, Joy Emerson with Mindy Pfenning a week in Mammoth, a Jo Malone gift basket, dinner for two at Anqi by Crustacean, hair makeover by Vogue Salon, Classic Kids Studio Sitting, and a Round of golf for four. Lucky winners were: Kelly Knight, Bobbie Daniel, Janie Merkle, Debbie Sampson, Pam Fossler, Terri Rhodes, and Lynn Barr. The Tea Menu was created by Executive Chef Bruce Pressey and featured endive spears with roasted beets and chevre, smoked salmon parcels with jicama, filet of beef rolled with herb cheese and red onion pickle, savory tart with zucchini, mushroom, & fresh thyme, Mini Aidell’s sausages in brioche rolls with Dijon and cranberry mustards, pinwheel and triangle sandwiches of curried chicken and watercress bacon. Desserts featured were mini thumbprint scones with clotted cream, Earl Grey flavored Madeleines, chocolate dipped ginger shortbread, lavender lemon biscotti, sour cherry truffles, and a mountain of candied citrus peel. Major sponsors to the Tea were: Pam Fossler, Pam Selber, Herb Cook, Marily Wilson with Liz Maxson and Geri Briggs and an anonymous donor. Wine was provided by Hi-Time Wine Cellars. “Floral Creations by Enzo” designed the beautiful blue and white hydrangeas and spring flower centerpieces. Spotted in the audience were Tennis Great Roy and Joy Emerson, Janel Holland, Maria Zucht, Geri Briggs, Judy Bergman, Patricia Houston, Patti Lehman, Pam Fossler, and Shan Womack. Chaired by Mary Eadington and Jeannette Perry, the Tea committee included members Linda Torr, Jeannie Mullin, Katie Richardson Fran Bingham, Pam Fossler, Joanne Vogelsang, Janie Merkle, Bettie Shepard, Jane Flynn, Marily Wilson, Susan Knox, Nancy Harman, and Ursula Faschnie. For over fifty years, the Adoption Guild of Southern Orange County has supported Holy Family Services Adoption & Foster Care Agency. With the hope of giving every child an opportunity to have a loving family, dedicated Adoption Guild volunteers work each year to present two major fund-raising events: the Patroness Tea and Roy Emerson Adoption Guild Tennis Classic in May. All proceeds benefit Holy Family Services. Since 1961, Adoption Guild has generated over $4.2 million in funding, contributing to approximately 3000 adoptions. Visit www.adoptionguild.org for information. Shan Womack with Deidre Wilson Photos by Ann Chatillon The Coto de Caza News

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April 27, 2012

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The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

The Coto de Caza News

April 27, 2012

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April 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-11-453423-RM Order No.: 110313728-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/6/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MARIA ISABEL FABELA-HAYDEN, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Recorded: 2/14/2006 as Instrument No. 2006000099628 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/18/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $254,595.74 The purported property address is: 23441 CAMINITO JUANICO #277, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 934-24-277 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-453423-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-453423-RM IDSPub #0026863 4/27/2012 5/4/2012 5/11/2012

LIEN SALE NOTICE IS HEREBY GIVEN pursuant to Sections 3071 and 3072 of the Civil Code of the State of California, the undersigned, LENNIE’S INT. AUTO CREATIONS, 450 S. PLACENTIA AVE., PLACENTIA, CA 92679, will sell at a public sale on MAY 9, 2012 at 10:00 a.m. the following property: CA License#: 5KAD918, Veh ID#: JTKKT624550099076, Make: SCION, Year: 2005, Model: XA, Style: 5 DOOR. The Lienholder has the right to bid at the sale. COTO DE CAZA NEWS– 04/27/2012 NOTICE OF INTENT TO SELL ABANDONED PROPERTY left over from Eviction of Property located at 423 South Crest Road, Orange, CA 92868. Notice is hereby given to WILLIAM P. MAHAR and all interested persons that JAMES MAHAR hereby intends to sell the abandoned property herein described.The abandoned property includes, but is not limited to: misc. HOUSEHOLD AND GARAGE ITEMS. The described property will be sold at a public sale, to the highest bidder, 8:00 am on 5/15/2012 at 909 N. Main Street, Santa Ana, CA. You have the right to bid on the property at this sale. The Coto de Caza News – 4/27/2012, 5/4/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00560596-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ALFREDO CARMONA, a Minor. Petitioner(s) DIANA GONZALEZ, on behalf of ALFREDO CARMONA a Minor, has/have filed a petition with this court for a decree changing name(s) as follows: ALFREDO CARMONA to ALFREDO PEREZ GONZALEZ. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on JUNE 08, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 10, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 4/27/2012, 5/4/2012, 5/11/2012, 5/18/2012

Page 22

T.S. No. 11-16823 APN: 833-043-18 Loan No. 219978153 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/18/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.  Trustor: CESAR B. CABRERA AND ANNE R. CABRERA, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: LAW OFFICES OF LES ZIEVE Deed of Trust recorded 7/31/2007 as Instrument No. 2007000478145 in book --, page -- of Official Records in the office of the Recorder of Orange County, California,  Date of Sale:5/17/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA.  Estimated amount of unpaid balance and other charges: $556,264.14 Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed.  Street Address or other common designation of real property: 31921 OLD HICKORY ROAD TRABUCO CANYON, California 92679 Described as follows:  AS MORE FULLY DESCRIBED ON SAID DEED OF TRUST  A.P.N #.: 833-043-18 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.  NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.   NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 11-16823. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.     Dated: 4/19/2012 Law Offices of Les Zieve, as Trustee 18377 Beach Blvd., Suite 210 Huntington Beach, California 92648 For Non-Automated Sale Information, call: (714) 848-7920 For Sale Information: (714) 573-1965 or www.priorityposting.com Christine O’Brien, Trustee Sale Officer THIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAINED WILL BE USED FOR THAT PURPOSE P942454 4/27, 5/4, 05/11/2012  

ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00562911-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of DAVID ANDREW MOORE. Petitioner DAVID ANDREW MOORE aka DANIEL ANDREW MOORE has/have filed a petition with this court for a decree changing name(s) as follows: DAVID ANDREW MOORE aka DANIEL ANDREW MOORE to DANIEL ANDREW MOORE. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on JUNE 08, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 18, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 4/27/2012, 5/4/2012, 5/11/2012, 5/18/2012 ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00563308-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of MI KIEU NGUYEN, a Minor. Petitioner(s) MO HUU NGUYEN & HANG THI PHAM, ON BEHALF OF MI KIEU NGUYEN a Minor, has/have filed a petition with this court for a decree changing name(s) as follows: MI KIEU NGUYEN to MIMI KIEU NGUYEN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on JUNE 08, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 19, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 4/27/2012, 5/4/2012, 5/11/2012, 5/18/2012

The Coto de Caza News

Trustee Sale No. 256243CA Loan No. 5303175144 Title Order No. 1064130 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/15/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 5/18/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 08/22/2005, Book NA, Page NA, Instrument 2005000659548, of official records in the Office of the Recorder of Orange County, California, executed by: LESLIE R MAHRU AND ELOISE A MAHRU , HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) ACTING SOLELY AS NOMINEE FOR LENDER, AMERICAN MORTGAGE EXPRESS FINANCIAL ITS SUCCESSORS AND ASSIGNS, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $669,916.86 (estimated) Street address and other common designation of the real property: 12 TUMBLEWEED STREET , Trabuco Canyon, CA 92679 APN Number: 779-051-13 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 4/26/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEAR-RENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com THE FOLLOWING NOTICES APPLY TO PROPERTIES CONTAINING ONE TO FOUR SINGLE-FAMILY RESIDENCES ONLY. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www. lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P941165 4/27, 5/4, 05/11/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00560971-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of ADAM BEN-BASSAT, a Minor. Petitioner(s) ITZIK MEHL and GALI MEHL, ON BEHALF OF ADAM BEN-BASSAT, a Minor, has/have filed a petition with this court for a decree changing name(s) as follows: ADAM BEN-BASSAT to ADAM MEHL. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on MAY 25, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 11, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 4/13/2012, 4/20/2012, 4/27/2012, 5/4/2012

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. CA-11-480882-CT Order No.: 1013943 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/30/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JASON BALLOU AND LEIGH ANN BALLOU, HUSBAND AND WIFE, AS COMMUNITY PROPERTY, WITH RIGHT OF SURVIVORSHIP Recorded: 9/1/2005 as Instrument No. 2005000694067 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/18/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, Ca. Amount of unpaid balance and other charges: $468,053.44 The purported property address is: 25225 AVENIDA TRANQUILA, LAKE FOREST, CA 92630-7024 Assessor’s Parcel No. 939-95-166 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-480882-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-480882-CT IDSPub #0025550 4/27/2012 5/4/2012 5/11/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00559136-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the names of FATEMEH KARKHANEHCHIN. Petitioner FATEMEH KARKHANEHCHIN has/have filed a petition with this court for a decree changing name(s) as follows: FATEMEH KARKHANEHCHIN to SHOHREH KARKHANEHCHIN. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on MAY 25, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: APRIL 4, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 4/13/2012, 4/20/2012, 4/27/2012, 5/4/2012


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 27, 2012

80 DAYS OF GIVEAWAYS TO CELEBRATE 80 YEARS OF ART In 2012 the Laguna Beach Festival of Arts has a lot to celebrate, and nothing says “celebrate” better than free gifts! This year marks the Festival’s 80th Anniversary. To commemorate the landmark year, the Festival will embark on 80 days of giveaways through their Facebook page. From May 1st through July 19th one fantastic prize will be given away each day. Fans can enter to win every day and no purchase is necessary. It’s 80 days of giveaways to celebrate 80 years of art and community! The “80 Days of Giveaways” extravaganza will feature an exciting and diverse range of prizes contributed by big brands and local shops alike, including hotel stays, event tickets, salon treatments, restaurant certificates, designer handbags and jewelry, sporting gear, celebrity branded merchandise, dance lessons, electronics, Festival/Pageant memorabilia, and even art by Festival of Arts exhibitors. Prizes will range in value from $50 to $700.

“80 Days of Giveaways” will commence May 1st with a gift to make any fan happy: a pair of Pageant of the Masters tickets, dinner for two at Tivoli Terrace, a 2012 Pageant of the Masters poster and souvenir program (valued at $300.) Other prizes to be won during “80 Days of Giveaways” include a stay at the Ritz Carlton Laguna Niguel, a Vizio television, a JVC car stereo, a stay at the Montage Laguna Beach and much more. “Eighty years is a big milestone for the Festival of Arts,” says Sharbie Higuchi, director of marketing at the Festival of Arts / Pageant of the Masters. “We are eager to involve the community in our sense of excitement and celebration, and we think that

NOTICE OF TRUSTEE’S SALE TS No. CA-11-487485-AL Order No.: 1048819 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/6/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JESSICA SWAIN, A SINGLE WOMAN Recorded: 12/8/2006 as Instrument No. 2006000823890 F_DOT_Recording_Book F_DOT_Recording_Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/18/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, Ca. Amount of unpaid balance and other charges: $315,420.95 The purported property address is: 19397 CASCADE DRIVE, PORTOLA HILLS AREA, CA 92679-1135 Assessor’s Parcel No. 932-47-116 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-487485-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-487485-AL IDSPub #0025711 4/27/2012 5/4/2012 5/11/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-493377-LL Order No.: 120014400-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/7/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): CHRISTINA C. COSSEY AND PATRICK D. COSSEY, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 8/19/2003 as Instrument No. 2003001000634 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/18/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, Ca. Amount of unpaid balance and other charges: $93,289.44 The purported property address is: 21041 CIMMARON, TRABUCO CANYON, CA 92679 Assessor’s Parcel No. 833-371-38 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-493377-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-493377-LL IDSPub #0025864 4/27/2012 5/4/2012 5/11/2012

giving away 80 fantastic prizes is a incredibly fun way to start! It’s also a great opportunity to say thanks to fans and supporters. It has been a pretty amazing 80 years, and we look forward to the 80 years to come.” “80 Days of Giveaways” will take place at the Festival of Arts / Pageant of the Masters official Facebook page: www.facebook.com/FestivalPageant.

If you are not a fan become a fan! Any fan can participate by simply entering to win each day – that’s 80 chances to win a free gift worth celebrating! For more information regarding “80 Days of Giveaways”, visit www. facebook.com/FestivalPageant or www.LagunaFestivalofArts.org.

NOTICE OF TRUSTEE’S SALE TS No. CA-11-452348-RM Order No.: 110308208-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/18/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): PATRICIA L MALDONADO A SINGLE WOMAN Recorded: 8/29/2006 as Instrument No. 2006000576672 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/11/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $341,180.09 The purported property address is: 2 BUCKTHORN #15, RANCHO SANTA MAR, CA 92688 Assessor’s Parcel No. 933-75-118 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-452348-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-452348-RM IDSPub #0025154 4/20/2012 4/27/2012 5/4/2012

T.S. No. 09-12867-11 Loan No. 7090801296 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/18/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: BRUCE R CARLISLE AND MARY M CARLISLE, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: THE WOLF FIRM, A LAW CORPORATION Recorded 9/25/2006 as Instrument No. 2006000636449 of Official Records in the office of the Recorder of Orange County, California,  Date of Sale: 5/18/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Amount of unpaid balance and other charges: $584,285.64, estimated Street Address or other common designation of real property: 33106 Southwind Court San Juan Capistrano, CA 92675  A.P.N.: 668-222-29 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 09-12867-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 4/23/2012 THE WOLF FIRM, A LAW CORPORATION 2955 Main Street, 2nd Floor Irvine, California 92614 Phone: (949) 720-9200 Foreclosure Dept. Fax (949) 608-0130 Foreclosure Department (949) 720-9200 Sale Information Only: (714) 573-1965 www.priorityposting.com Renae C. Murray, Foreclosure Manager 09-12867-11 DECLARATION TO NOTICE OF SALE AS REQUIRED BY CALIFORNIA CIVIL CODE SECTION 2923.54 (1) The mortgage loan servicer (_X_) has (__) has not [check one] obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date this Notice of Sale is filed. (2) The timeframe for giving notice of sale as specified in subdivision (a) of Section 2923.52 (__) does (_X_) does not [check one] apply pursuant to Section 2923.52 or 2923.55. Stephen Lee Signature Stephen Lee Print Your Name Contract Mgf. Coor Print Your Title OCWEN Loan Servicing, LLC P943407 4/27, 5/4, 05/11/2012  

The Coto de Caza News

Page 23


April 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices TS No. CA-11-463537-JB Order No.: 110390774-CA-MAI NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/9/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.  A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.  BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KEN STARNES AND SUSAN STARNES , HUSBAND AND WIFE AS COMMUNITY PROPERTY Recorded: 11/17/2005 as Instrument No. 2005000922146 of Official Records in the office of the Recorder of Orange County, California;  Date of Sale: 5/23/2012 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $595,755.74 The purported property address is: 10 Spring Harbor , Aliso Viejo, CA 92656 Assessor’s Parcel No. 939-87-417 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property.  NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com, using the file number assigned to this foreclosure by the Trustee: CA-11-463537-JB. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.  The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.  If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue  San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965  Or Login to: http:// www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only.  THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE.  As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P938762 4/27, 5/4, 05/11/2012 

Page 24

Trustee Sale No. 11-03557-5 Loan No. 0031111990 APN 617-223-06 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED May 8, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 21, 2012, at 09:00 AM, Doubletree by Hilton Hotel Anaheim Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom, Power Default Services, Inc., as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on May 18, 2006, as Instrument No. 2006000333709 of Official Records in the office of the Recorder of Orange County, CA , executed by: DAVID S DLUZAK AND SANDRA FUHRMANDLUZAK, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 24042 GEMWOOD DRIVE, LAKE FOREST, CA The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder`s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-280-2832 or visit this Internet Web site www.auction.com, using the file number assigned to this case 11-03557-5. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $477,562.42 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: 04/24/2012 POWER DEFAULT SERVICES, INC., Trustee By: Fidelity National Title Company, its agent 11000 Olson Drive Ste 101, Rancho Cordova , CA 95670, 916-636-0114 By: John Catching, Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.auction.com AUTOMATED SALES INFORMATION PLEASE CALL 1800-280-2832 P940150 4/27, 5/4, 05/11/2012 

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. 12-0002350 Title Order No. 12-0004956 APN No. 804-501-53 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/02/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JOEL PUGH AND ROBIN PUGH, HUSBAND AND WIFE AS JOINT TENANTS, dated 03/02/2006 and recorded 3/8/2006, as Instrument No. 2006000151644, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 05/14/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 6 SEACLIFF, COTO DE CAZA, CA, 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,169,116.16. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0002350. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.157371 4/20, 4/27, 5/04/2012 NOTICE OF TRUSTEE’S SALE TS No. 12-0000487 Title Order No. 12-0000936 APN No. 804-741-17 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/06/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by DEBORAH M TELLIER, TRUSTEE OF THE DEBORAH M TELLIER REVOCABLE TRUST DATED AUGUST 18, 2006, dated 04/06/2007 and recorded 4/11/2007, as Instrument No. 2007000233895, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 05/07/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 23 GREENSPRING, TRABUCO CANYON, CA, 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $796,592.79. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0000487. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.156208 4/13, 4/20, 4/27/2012

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. CA-11-489463-AB Order No.: 6361213 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/5/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): HENRY Y. WANG, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 6/8/2006 as Instrument No. 2006000386750 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/7/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $331,586.57 The purported property address is: 25551 INDIAN HILL LANE UNIT D, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 934-53-619 The land is situated in city of laguna hills, county of orange state california, and described as follows: Parcel NO. 1: Unit 25551D (the “unit”) in building NO. 11, as shown and described in the condominium plan (Phase 2) (together with any amendments the “plan”) filed on january 5, 2006, as instrument NO. 200600008496 in the official records of orange county, california (the “official records”). The plan covers a portion of lot 1 and 2 of tract NO. 11608, as sown on the map thereof (the “map”) filed in book 517, pages 14 to 16 inclusive of miscellaneous maps, in the office of the orange county recorder (“properties”). Excepting therefrom, all minerals, oil, gas, petroleum, and other hydrocarbon substances and all underground water in or under or which may be produced from said land which underlies a plane parallel to and 500 feet below the present surface of said land for the purpose of prospecting for, the exploration, development, production, extraction and taking of said minerals, oil, gas, petroleum, other hydrocarbon substances and water from said land by means of mines, wells, derricks, or other equipment from surface locations on adjoining land, it being understood that the owner of such minerals, oil, gas, petroleum, other hydrocarbon substances and water, as set froth above, shall have no right to enter upon he said said land or any portion thereto above said plan parallel to and 50 feet below the present surface of the said land for any purposes whatsoever, as reserved in deed recorded november 8, 1983 as instrument NO. 83-16913 official records. Excepting therefrom, for the benefit of grantor and its assigns, easements for access, ingress, egress, encroachment, support, maintenance, drainage, repair and for other purposes, all as may be shown on the plan and the map, as described in the first amended and restated declaration of covenants, conditions, restrictions, and reservation of easements for bella tierra (with any amendments the “declaration”) recorded on october 19, 2005, as instrument NO. 2005000840849, and in the supplemental declaration of covenants, conditions and restricitions for bella tierra (phase 2) (with any amendments thereto, the “supplemental declaration”) recorded october 25, 2005, as instrument NO. 2005000857094, both of official records. Also excepting therefrom for the benefit of grantor and its assignes, the right to enter the unit (A) to complete and repair any improvements or landscaping located thereon as determined necessary by grantor in its sole discretion (B) to comply with requirements for the grading or renovation of the properties (C) to comply with requirements of applicable agencies grantor shall provide, reasonable notice to grantee before such entry. If grantee refuses to cooperate with grantor’s exercise of this right, grantor may enforce this right of entry in a court of law. Grantee shall be responsible for all damages arising out of such refusal to cooperate, including attorney’s fees and court costs. The term of this right of entry shall automatically expire ten(10) years after the last close of escrow for the sale of condominium in the properties. Parcel NO. 2: An exclusive easement apputenant to parcel 1 described above, over carport space number C 038 as approximately shown and numbered in the plan. Parcel NO. 3: An undivided one twenty-fourth (1/24th) fee simple interest as a tenant in common in and to the commonarea described in the plan. Parcel NO. 4: Exclusive easements appurtenant to parcels 1, 2, and 3, described above, for balcony or patio purposes as shown and assigned in the phase 2 plan and for air conditioner compressor pad and internal and external telephone wiring as originally installed and assigned to the condominium served thereby. Parcel NO. 5: Nonexclusive easement for access, drainage, encroachment, maintenance, repair and for other purposes, all as may be shown on the phase 2 plan and the map, and as described in the declaration. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this case CA-11-489463-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-489463-AB IDSPub #0024457 4/13/2012 4/20/2012 4/27/2012


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

April 27, 2012

History of Cinco De Mayo: A Battle Won, War Lost Cinco De Mayo Celebrated More Widely in U.S. Than in Mexico By Joe Copymachine In the United States, Cinco de Mayo (Spanish for “fifth of May”) is a reason to revel. Bars across the U.S. host celebrations with Corona beer and Mexico-themed decorations. College students throw raucous parties where they break open red, white and green colored pinatas. More than 150 U.S. cities hold official celebrations. Much of the nation makes a point to make merry on Cinco de Mayo, and it’s all in the name of Mexico. But in Mexico, people don’t get so excited. Actually, most of the country doesn’t even recognize the holiday, possibly because Mexicans are more familiar with the history of Cinco de Mayo than Americans are. The event notes a battle won, but a war lost. The history of Cinco de Mayo begins on May 5, 1862, when a Mexican army led by General Ignacio Zaragoza Seguin defeated a well-armed French militia in the Battle of Puebla. The French forces had outnumbered the Mexicans two-to-one, and the French were known for having a strong military. The two forces met in the Mexican state of Puebla, an area that now celebrates Cinco de Mayo far more than the rest of Mexico. NOTICE OF TRUSTEE’S SALE TS No. CA-11-432302-RM Order No.: 110143541-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/23/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ROBERT E GOFF, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 1/4/2006 as Instrument No. 2006000006432 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/4/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, Ca. Amount of unpaid balance and other charges: $348,469.61 The purported property address is: 28484 PORSENA WAY, LAKE FOREST, CA 92679 Assessor’s Parcel No. 932-47-419 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this case CA-11-432302-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-432302-RM IDSPub #0024350 4/13/2012 4/20/2012 4/27/2012

While the Battle of Puebla was a significant feat for the Mexican army, it only delayed the advancing French, who went on to occupy Mexico in 1863. The French remained in control of Mexico until they withdrew in 1866 and 1867 under pressure from the United States. So although the history of Cinco de Mayo is rooted in an impressive victory for the Mexicans, the holiday is also a reminder of a war the country eventually lost. Thus Mexico doesn’t recognize Cinco de Mayo as a federal holiday, and many Mexicans don’t see much reason to celebrate. The celebration has actually become a largely U.S.-celebrated holiday — a day for a country that is 15 percent Hispanic to celebrate the culture of its neighbor to the South. Cinco de Mayo first gained popularity in the U.S. during the 1950s and 1960s as the United States sought to develop a better relationship with Mexico. Many Chicano activists in the 1960s used the holiday to build pride among Mexican-Americans.

NOTICE OF TRUSTEE’S SALE TS No. CA-11-428374-TC Order No.: 110107041-CA-BFI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): GUILLERMO SILVA AND DANITZA S. SILVA HUSBAND AND WIFE AS COMMUNITY PROPERTY Recorded: 6/15/2007 as Instrument No. 2007000384706 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/21/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $453,135.37 The purported property address is: 25317 VIA VIEJO STREET 74, LAKE FOREST, CA 92630 Assessor’s Parcel No. 933-10-074 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-428374-TC . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-428374-TC IDSPub #0026242 4/20/2012 4/27/2012 5/4/2012

Many Americans inaccurately believe Cinco de Mayo to be a celebration of the independence of Mexico. From my experience, most American celebrants don’t seem too concerned about the history of Cinco de Mayo, and many repeat this myth unchallenged. Actually, Mexican Independence Day is celebrated on September 16.

HUD # 0484200192 TS# 12-12335-21 NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on 05/17/2004, a certain (Deed of Trust) was executed by Aileen T. Van Laanen, as Trustor in favor of Financial Freedom Senior Funding Corporation, a Subsidiary of Lehman Brothers Bank, FSB, as beneficiary, and Alliance Title Company, as Trustee and was Recorded on 05/21/2004 as Instrument No. 2004000457037, in the office of the Orange County, California Recorder, and WHEREAS, the Deed of Trust was insured by the UNITED STATES SECRETARY OF HOUSING AND URBAN DEVELOPMENT, (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the beneficial interest in the Deed of Trust is now owned by the Secretary, pursuant to an assignment recorded on 10/06/2011, as Instrument # 2011000497218 in the office of the Orange County, California Recorder, and WHEREAS, a default has been made by reason of failure to pay all sums due under the Deed of Trust, pursuant to Paragraph 9 Subsection (i) of said deed of Trust and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable, NOW THEREFORE, pursuant to power vesting in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of us as Foreclosure Commissioner” notice is hereby given that on 5/30/2012 at 09:00 am local time, all real and personal property at or used in connection with following described premises (“Property”) will be sold at public auction to the highest bidder: Commonly known as: 30714 Calle Resplendor, San Juan Capistrano, CA 92675 More thoroughly described as: Lot 73 of Tract No 5496, as per map recorded in Book 218, Pages 47 to 50 inclusive of miscellaneous maps, in the office of the County Recorder of said County. The sale will be held at the following location: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA. Per The Secretary of Housing and Urban Development the estimated opening bid will be $299,462.30. There will be no pro-ration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before the closing, his prorate share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making a bid, all bidders except the Secretary must submit a deposit totaling ten percent (10%) of the Secretary’s estimated bid amount, in the form of a cashier’s check made payable to the Foreclosure Commissioner. Each oral bid need not be accompanied by a deposit. If the successful bid is an oral, a deposit of $29,946.23 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a cashier’s or certified check. If the Secretary is the high bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveyancing fees, all real estate and other taxes that are due on or after the delivery of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time with which to deliver the remainder of the payment. All extensions will be fore 9-day increments for a fee of $600.00 paid in advance. The extension fee shall be in the form of certified or cashier’s check made payable to the commissioner. If the high bidder closed the sale prior to the expiration period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the Foreclosure Commissioner after consultation with the HUD Field Office representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of HUD Field Office Representative, offer the property to the second highest bidder to an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as proved herein HUD does not guarantee that the property will be vacant. The amount that must be paid by the Mortgagor, to stop the sale prior to the scheduled sale date is $299,312.20 as of 05/29/2012, PLUS all other amounts that are due under the mortgage agreement. Plus advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissioner for recording documents. Plus a commission for the Foreclosure commissioner and all other costs incurred in the connection with the foreclosure prior to reinstatement. Date: 3/19/2012 FORECLOSURE COMMISSIONER: CIMARRON SERVICE CORP, of NEVADA 719 14TH STREET MODESTO, CA 95354 Telephone No. (209) 544-9658 Facsimile No. (209) 544-6119 H.E. COX, President P933406 4/20, 4/27, 05/04/2012

Trustee Sale No.: 20110169808466 Title Order No.: 110599880 FHA/ VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 3/16/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 03/31/2006 as Instrument No.  2006000210363 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: DAVID N REED, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 5/21/2012 TIME OF SALE: 09:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 23412 PACIFIC PARK DRIVE, UNIT 29G, UNIT 29G, ALISO VIEJO, CA 92656 APN#: 931-51-427 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $344,694.50. The beneficiary  under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction. com for information regarding the sale of this property, using the file number assigned to this case 20110169808466. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction. com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 4/12/2012 P936210 4/27, 5/4, 05/11/2012   

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Celebrate Cinco de Mayo with a Festive Fiesta For Mexican food lovers everywhere, Cinco de Mayo provides the perfect excuse to host a fiesta. This year, try spicing up your party menu with Mexican-inspired bold flavors and fresh ingredients using these tips and recipe. With a little planning and some key fresh ingredients, you can host a fiesta everyone will enjoy. Cinco de Mayo Menu Planning Here are a few authentic dips and dishes to liven any party spread: Green, Green Guacamole – This flavorful dip embodies the festive flavors of the holiday. To make fresh guacamole, add green onions, cilantro and Tabasco green jalapeño pepper sauce to ripe, mashed avocados. Mexican Caviar – Not your average salsa dip, this hearty and zesty recipe combines black beans, corn, avocado, tomatoes and cilantro for a muy bueno party starter that is sure to please. Spicy Taquitos – Packed with genuine flavor, these savory appetizers can be served all year long. A satisfying blend of chicken, red beans and shredded cheese is rolled into buttery phyllo dough and baked until golden and crispy. To add more authentic flavor to your table, be sure to serve Fiery Fiesta Empanadas. With a soft cornmeal crust, ground beef, cheese and olive filling, this dish boasts bold notes of cumin, garlic, and mild Tabasco green jalapeño pepper sauce – making these empanadas a sure-fire way to spice up your menu. For more sizzling, south-of-the-border recipes, visit www.tabasco.com.

Fiery Fiesta Empanadas Makes 4 empanadas Cornmeal Crust 2 cups all-purpose flour 1 cup yellow cornmeal 1/2 teaspoon salt 1 cup (2 sticks) butter or margarine, cut into 1-inch pieces 6 tablespoons water Filling 1 pound ground beef 1 clove garlic, crushed 3 scallions, chopped 1/4 cup taco sauce 1/4 cup pitted ripe olives, chopped 4 teaspoons Tabasco green jalapeño pepper sauce, divided 1/2 teaspoon dried oregano leaves 1/2 teaspoon ground cumin 1/2 teaspoon salt 1 cup shredded Cheddar or Monterey Jack cheese 1 large egg, beaten

remaining dough and scraps. Cover; set aside. Cook ground beef and garlic in 12-inch skillet over medium-high heat until beef is browned on all sides, stirring occasionally to break up beef. Stir in scallions, taco sauce, olives, 3 teaspoons green jalapeño pepper sauce, oregano, cumin and salt until well blended. Stir in cheese. Preheat oven to 375ºF. Grease large cookie sheet. Spoon about 1/2-cup filling on 1/2 of each round, leaving a 1/2-inch border. Stir together egg and remaining teaspoon green Combine flour, cornmeal and salt in medium jalapeño pepper sauce. Brush border with egg mixture. bowl. Cut in butter until mixture is crumbly. Fold dough over filling, pressing out air. Crimp Sprinkle in water, 1 tablespoon at a time, until edges with fork or fingers to seal. dough sticks together. On lightly floured surface with lightly floured roll- Place on baking sheet. Bake 25 minutes or until ing pin, roll out half of dough until 1/4-inch thick. golden. Cut dough into two 7-inch rounds. Repeat with

Cinco De Mayo Drink Recipes By Angel Vee Are you having or going to a Cinco de Mayo party? A Cinco de Mayo party is very fun, lively, and has the best Mexican dishes and drinks. What are the most popular Cinco de Mayo drinks people serve at their parties? Most people who have a Cinco de Mayo party usually serve a nice Margarita, Tequila cocktail, Mexican mudslide, some flavored Sangria, or the most popular Cinco de Mayo drink which is a frozen Horchata to their company. The Horchata drink is very refreshing, easy to make, and will definitely impress your company. What is a Horchata drink? This refreshing Mexican drink is made with White rice, cinnamon, a touch of vanilla, some almonds, and of course sugar. I know this drink may sound a little weird because of the rice, but once you puree the rice into the mixture you will not feel like your eating or drinking rice. The texture is very smooth, creamy, and full of protein. This is the only Mexican drink I know how to make only, because I have had it quite a few times already. So if you are looking for an easy Cinco de Mayo drink to serve to your company or children I would go with this one. What I like about making this froPage 26

zen Horchata drink is you can get very creative with it. This drink can be served plain, with chocolate, with liquor, frozen strawberries, frozen blueberries, or you can use the Dole frozen fruit mixture. If you are having a small party, make a tray up with using the different flavors allowing your friends and family to experiment on which one they prefer. Items needed to make a good frozen Horchata drink for Cinco de Mayo 1 ¼ Cup of Uncooked White riceThis will be enough for a family of five 3 Sticks of cinnamon- If you love the taste of cinnamon you may add a touch more. If your not too crazy about the taste of cinnamon then go with two 1 ½ or 2 sticks. 1/3 Cup of Blue Diamond slivered almonds- If you can’t find these in your grocery store like Pathmark you can find them at either Kroger, or Wegmans. You can also shop online by putting slivered almonds into the Google search box. 32 ounces of cold water 2 Tablespoons of sugar ½ Teaspoon of vanilla Frozen fruits, or Mexican chocolate can be added if desired. If you do decide you want to make a chocolate Horchata drink and you cant find

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Mexican chocolate you can substitute it by using a mixture of semi-sweet chocolate, ¼ teaspoon of ground cinnamon with a touch of almond extract. The only Mexican chocolate I know of is called Ibarra. This would be placed into the rice mixture along with the almonds. How to make a Horchata drink for Cinco de Mayo First you need to grind up the rice. Place the rice into a blender on medium speed. Let this mix for a few minutes until the rice is finely chopped up. The rice should now look like White dust. Then grab a bowl and put your cinnamon and almonds into it. Mix the almonds and cinnamon up together. Pour the boiling water over the almonds and the cinnamon mix this up for a minute. Add the rice. Now let this sit for 5-8 hours. If you want you can allow this to sit over night. The longer it sits the better the flavor. Now you have to puree your rice mixture and strain it by using a cheesecloth. After you strained the rice you can now add your sugar, and vanilla. Mix this up for a few minutes.

Serve this cold with your cinnamon sticks or any other fancy garnishes for drinks like a lime, lemon etc. Other drinks you can whip up for Cinco de Mayo are a Cranberry Mojito, Fiesta tea spritzer, Mexican hot chocolate, 3 fruit sangria, smoothies, Cinco de Mayo drink, lemon lime slush, Apple Margerita, Chilada, Tequila Cosmo, or some Mexican eggnog. I don’t know how to make these drinks I just know the names of them. You can put each of these drink names on Google and see what comes up.


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April 27, 2012

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April 27, 2012

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Coto de Caza Legal Notices Trustee Sale No. 252417CA Loan No. 3060914839 Title Order No. 892519 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/14/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 5/4/2012 at 09:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 11/21/2005, Book NA , Page NA , Instrument 2005000935437, of official records in the Office of the Recorder of Orange County, California, executed by: JOSE H. ORTIZ AND, MERCEDES ORTIZ, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $710,389.66 (estimated) Street address and other common designation of the real property: 24 LARKSPUR DRIVE , ALISO VIEJO, CA 92656 APN Number: 623-402-09 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 4/11/2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEAR-RENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 730-2727 or www.lpsasap. com (714) 573-1965 or www.priorityposting.com THE FOLLOWING NOTICES APPLY TO PROPERTIES CONTAINING ONE TO FOUR SINGLE-FAMILY RESIDENCES ONLY. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www. lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P936782 4/13, 4/20, 04/27/2012

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T.S. No. 20110106 LOAN NO.: 1547063/SHAWKEY NOTICE OF TRUSTEE’S SALE UNDER DEED OF TRUST YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED September 18, 2007 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that UNIONBANCAL MORTGAGE CORPORATION, as trustee, or successor trustee, or substituted trustee pursuant to the Deed of Trust executed by CHRISTOPHER SHAWKEY AND PAMELA A. SHAWKEY, HUSBAND AND WIFE Recorded 9/25/2007 in Book N/A Page N/A Inst. # 2007000582476 , of Official Records in the office of the County Recorder of Orange county, California, and pursuant to the Notice of Default and Election to Sell thereunder recorded 3/31/2011 in Book Page Inst. # 2011-000164719 of said Officials Records, will SELL on 5/11/2012 at 9:00 AM: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA. at public auction to the highest bidder for cash (payable at time of sale in lawful money of the United States) (NOTE: CASHIER’S CHECK(S) MUST BE MADE PAYABLE TO UNIONBANCAL MORTGAGE CORPORATION) all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 10 WANDERING RIVER COTO DE CAZA, CALIFORNIA 92679 APN# 755-233-22 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,215,893.67. The Beneficiary may elect to bid less than the full credit bid. In addition to cash, the Trustee will accept a cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee’s Deed until funds become available to the payee or endorsee as a matter of right. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed, advances thereunder, with interest as provided therein, and the unpaid principal of the note secured by said deed with interest thereon as provided in said Note, fees, charges and expenses of the trustee and of the trusts created by said Deed of Trust. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.priorityposting.com regarding the sale of this property, using the file number assigned to this case T.S. No. 20110106. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The mortgage loan servicer, beneficiary, or authorized agent has not obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 has been met. UnionBanCal Mortgage 8248 Mercury Court. M-520, PO BOX 85416 San Diego, California 92186-5416 858-496-5484 UNIONBANCAL MORTGAGE CORPORATION By: TONI SCANDLYN, ASST. VICE PRESIDENT P938842, 4/20, 4/27, 05/04/2012

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T.S. No.: 10-41215 TSG Order No.: 100771117-CA-MSI A.P.N. 664-081-11 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 4/5/1990. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 5/14/2012 at 09:00 AM, Old Republic Default Management Services, a Division of Old Republic National Title Insurance Company as duly appointed Trustee pursuant to the Deed of Trust, Recorded 4/24/1990 as Instrument No. 90-215574 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, executed by: RONALD MEYERS AND MARJORIE MEYERS, WHO ARE MARRIED TO EACH OTHER, as Trustor, BANK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION as Beneficiary. WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 31587 VIA CRUZADA, SAN JUAN CAPISTRANO, California 92675 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an “AS IS” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $291,014.87 (Estimated) Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting. com, using the file number assigned to this case 10-41215. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The Declaration pursuant to California Civil Code, Section 2923.5(a) was fulfilled when the Notice of Default was recorded on 12/17/2010 The Declaration pursuant to California Civil Code, Section 2923.54 is attached as Exhibit A SERVICER’S DECLARATION TO NOTICE OF SALE PURSUANT TO CALIFORNIA CIVIL CODE SECTION 2923.54 Pursuant to California Civil Code §2923.54 the undersigned, on behalf of the beneficiary, loan servicer or authorized agent, declares as follows: The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is recorded. The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52.” I declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct Date: August 20, 2010 JP MORGAN CHASE Bank, N.A. By: Jason Taylor Name: Jason Taylor Title: Vice President Date: 4/13/2012 Old Republic Default Management Services, A Division of Old Republic National Title Insurance Company, as Trustee 500 City Parkway West, Suite 200, Orange, CA 92868-2913 (866) 263-5802 For Sale Information Contact: Priority Posting and Publishing (714) 573-1965 Tony Delgado, Trustee Sale Officer “We are attempting to collect a debt, and any information we obtain will be used for that purpose.” P941292 4/20, 4/27, 05/04/2012

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NOTICE OF TRUSTEE’S SALE TS No. 12-0003094 Title Order No. 12-0005480 APN No. 627-061-01 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by MOHAMED R. ZOLFAGHARI AND MOJDEH N. ZOLFAGHARI, TRUSTEES OF THE MOHAMED R. ZOLFAGHARI & MOJDEH N. ZOLFAGHARI, REVOCABLE TRUST, U/D/T 6/5/2003, dated 08/22/2007 and recorded 8/29/2007, as Instrument No. 2007000535945, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 05/21/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 26872 HIGHWOOD CIRCLE, LAGUNA HILLS, CA, 92653. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,004,344.32. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0003094. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.157229 4/27, 5/04, 5/11/2012


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Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-11-489463-AB Order No.: 6361213 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/5/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): HENRY Y. WANG, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 6/8/2006 as Instrument No. 2006000386750 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/7/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $331,586.57 The purported property address is: 25551 INDIAN HILL LANE UNIT D, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 934-53-619 The land is situated in city of laguna hills, county of orange state california, and described as follows: Parcel NO. 1: Unit 25551D (the “unit”) in building NO. 11, as shown and described in the condominium plan (Phase 2) (together with any amendments the “plan”) filed on january 5, 2006, as instrument NO. 200600008496 in the official records of orange county, california (the “official records”). The plan covers a portion of lot 1 and 2 of tract NO. 11608, as sown on the map thereof (the “map”) filed in book 517, pages 14 to 16 inclusive of miscellaneous maps, in the office of the orange county recorder (“properties”). Excepting therefrom, all minerals, oil, gas, petroleum, and other hydrocarbon substances and all underground water in or under or which may be produced from said land which underlies a plane parallel to and 500 feet below the present surface of said land for the purpose of prospecting for, the exploration, development, production, extraction and taking of said minerals, oil, gas, petroleum, other hydrocarbon substances and water from said land by means of mines, wells, derricks, or other equipment from surface locations on adjoining land, it being understood that the owner of such minerals, oil, gas, petroleum, other hydrocarbon substances and water, as set froth above, shall have no right to enter upon he said said land or any portion thereto above said plan parallel to and 50 feet below the present surface of the said land for any purposes whatsoever, as reserved in deed recorded november 8, 1983 as instrument NO. 83-16913 official records. Excepting therefrom, for the benefit of grantor and its assigns, easements for access, ingress, egress, encroachment, support, maintenance, drainage, repair and for other purposes, all as may be shown on the plan and the map, as described in the first amended and restated declaration of covenants, conditions, restrictions, and reservation of easements for bella tierra (with any amendments the “declaration”) recorded on october 19, 2005, as instrument NO. 2005000840849, and in the supplemental declaration of covenants, conditions and restricitions for bella tierra (phase 2) (with any amendments thereto, the “supplemental declaration”) recorded october 25, 2005, as instrument NO. 2005000857094, both of official records. Also excepting therefrom for the benefit of grantor and its assignes, the right to enter the unit (A) to complete and repair any improvements or landscaping located thereon as determined necessary by grantor in its sole discretion (B) to comply with requirements for the grading or renovation of the properties (C) to comply with requirements of applicable agencies grantor shall provide, reasonable notice to grantee before such entry. If grantee refuses to cooperate with grantor’s exercise of this right, grantor may enforce this right of entry in a court of law. Grantee shall be responsible for all damages arising out of such refusal to cooperate, including attorney’s fees and court costs. The term of this right of entry shall automatically expire ten(10) years after the last close of escrow for the sale of condominium in the properties. Parcel NO. 2: An exclusive easement apputenant to parcel 1 described above, over carport space number C 038 as approximately shown and numbered in the plan. Parcel NO. 3: An undivided one twenty-fourth (1/24th) fee simple interest as a tenant in common in and to the commonarea described in the plan. Parcel NO. 4: Exclusive easements appurtenant to parcels 1, 2, and 3, described above, for balcony or patio purposes as shown and assigned in the phase 2 plan and for air conditioner compressor pad and internal and external telephone wiring as originally installed and assigned to the condominium served thereby. Parcel NO. 5: Nonexclusive easement for access, drainage, encroachment, maintenance, repair and for other purposes, all as may be shown on the phase 2 plan and the map, and as described in the declaration. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this case CA-11-489463-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-489463-AB IDSPub #0024457 4/13/2012 4/20/2012 4/27/2012

APN: 937-88-287 TS No: CA08002841-11-1 T O N o : 6399018 PROPERTY ADDRESS: 23276 ORANGE AVENUE #7, LAKE FOREST, CA 92630  NOTICE OF TRUSTEE’S SALE  YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED February 15, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER.  On May 15, 2012 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on February 28, 2005 as Instrument No. 2005000145416 of official records in the Office of the Recorder of Orange County, California, executed by GUADALUPE BARETE, A SINGLE WOMAN, as Trustor(s), in favor of DOWNEY SAVINGS AND LOAN ASSOCIATION, F.A. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as:  AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST  The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 23276 ORANGE AVENUE #7, LAKE FOREST, CA 92630   The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.   Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust.    The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $297,749.91 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable.  If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse.  DATE: April 11, 2012 TRUSTEE CORPS TS No. CA08002841-11-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Ernie Aguilar, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www. priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA08002841-11-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P940349 4/20, 4/27, 05/04/2012               

NOTICE OF TRUSTEE’S SALE TS No. CA-11-452348-RM Order No.: 110308208-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/18/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): PATRICIA L MALDONADO A SINGLE WOMAN Recorded: 8/29/2006 as Instrument No. 2006000576672 F_DOT_Recording_Book F_DOT_Recording_Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/11/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, Ca. Amount of unpaid balance and other charges: $341,122.29 The purported property address is: 2 BUCKTHORN, RANCHO SANTA MAR, CA 92688 Assessor’s Parcel No. 933-75-118 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-452348-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-452348-RM IDSPub #0025154 4/20/2012 4/27/2012 5/4/2012 NOTICE OF TRUSTEE’S SALE File No. 7037.73856 Title Order No. 4989148 MIN No. APN 938-08-056 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/20/01. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): RICHARD G. FORSBERG AND MARCIA FORSBERG, HUSBAND AND WIFE AS COMMUNITY PROPERTY Recorded: 11/26/01, as Instrument No. 20010841143, of Official Records of ORANGE County, California. Date of Sale: 05/10/12 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA The purported property address is: 19 CASCADA, RANCHO SANTA MARGARITA, CA 92688 Assessors Parcel No. 938-08-056 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $107,568.82. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7037.73856. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: April 12, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Monica Woodward, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7037.73856: 04/20/2012,04/27/2012,05/04/2012

April 27, 2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0002469 Title Order No. 12-0004713 APN No. 804-091-75 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/17/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by MIGUEL CHAVEZ, A MARRIED MAN AS HIS SOLE & SEPARATE PROPERTY, dated 07/17/2006 and recorded 7/18/2006, as Instrument No. 2006000478281, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 05/15/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 23605 VIA AGUILA, TRABUCO CANYON, CA, 926794132. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $997,283.61. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0002469. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.156840 4/20, 4/27, 5/04/2012 NOTICE OF TRUSTEE’S SALE TS No. 12-0002372 Title Order No. 12-0004637 APN No. 804-424-22 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/02/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by JOHN E HINSON, AND VICTORIA A HINSON, HUSBAND AND WIFE AS JOINT TENANTS, dated 03/02/2006 and recorded 3/17/2006, as Instrument No. 2006000177307, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 05/14/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 15 EASTRIDGE, COTO DE CAZA, CA, 926794702. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $784,992.32. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0002372. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-0194 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.156418 4/20, 4/27, 5/04/201

The Coto de Caza News

Page 29


April 27, 2012

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TSG No.: 6140895 TS No.: CA1100237077 FHA/VA/PMI No.: APN:636‑ 632‑28 Property Address: 27576 KATHY COURT LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/22/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED­ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On May 3, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 03/04/05, as Instrument No. 2005000164625, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: TERRY MEEHAN, AN UNMARRIED MAN,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 636‑ 632‑28. The street address and other common designation, if any, of the real property described above is purported to be: 27576 KATHY COURT, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $575,859.06. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939‑0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx using the file number assigned to this case CA1100237077. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi­ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 04/11/12, First American Title Insurance Company First American Trustee Servic‑ ing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0199882 04/13/12, 04/20/12, 04/27/12

Page 30

NOTICE OF TRUSTEE’S SALE TS No. CA-11-471707-AL Order No.: 968826 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/26/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RUTH ARCE, WHO AQUIRED TITLE AS RUTH J ARCE AN UNMARRIED WOMAN Recorded: 4/13/2007 as Instrument No. 2007000239560 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/18/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, Ca. Amount of unpaid balance and other charges: $400,825.06 The purported property address is: 22822 MESA WAY #1, LAKE FOREST, CA 92630-4643 Assessor’s Parcel No. 932-47-069 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-471707-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-471707-AL IDSPub #0025525 4/27/2012 5/4/2012 5/11/2012

The Coto de Caza News

Trustee Sale No. 243384CA Loan No. 3060921214 Title Order No. 464268 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 01-10-2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 05-04-2012 at 9:00 AM, CALIFORNIA RECONVEYANCE COMPANY as the duly appointed Trustee under and pursuant to Deed of Trust Recorded 01-18-2006, Book , Page , Instrument 2006000038801, of official records in the Office of the Recorder of ORANGE County, California, executed by: PEI CHUN LIN, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as Trustor, WASHINGTON MUTUAL BANK, FA, as Beneficiary, will sell at public auction sale to the highest bidder for cash, cashier’s check drawn by a state or national bank, a cashier’s check drawn by a state or federal credit union, or a cashier’s check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, interest thereon, estimated fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Place of Sale: ON THE FRONT STEPS TO THE ENTRANCE OF THE ORANGE CIVIC CENTER, 300 E. CHAPMAN, ORANGE, CA Legal Description: As more fully described in said Deed of Trust Amount of unpaid balance and other charges: $1,131,386.33 (estimated) Street address and other common designation of the real property: 27081 PASEO ACTIVO SAN JUAN CAPISTRANO, CA 92675 APN Number: 675-201-01 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The property heretofore described is being sold “as is”. In compliance with California Civil Code 2923.5(c) the mortgagee, trustee, beneficiary, or authorized agent declares: that it has contacted the borrower(s) to assess their financial situation and to explore options to avoid foreclosure; or that it has made efforts to contact the borrower(s) to assess their financial situation and to explore options to avoid foreclosure by one of the following methods: by telephone; by United States mail; either 1st class or certified; by overnight delivery; by personal delivery; by e-mail; by face to face meeting. DATE: 04-09-2012 CALIFORNIA RECONVEYANCE COMPANY, as Trustee DEREK WEAR-RENEE, ASSISTANT SECRETARY CALIFORNIA RECONVEYANCE COMPANY IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. California Reconveyance Company 9200 Oakdale Avenue Mail Stop: CA2-4379 Chatsworth, CA 91311 800-892-6902 For Sales Information: (714) 7302727 or www.lpsasap.com (714) 573-1965 or www.priorityposting.com THE FOLLOWING NOTICES APPLY TO PROPERTIES CONTAINING ONE TO FOUR SINGLE-FAMILY RESIDENCES ONLY. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, this information can be obtained from one of the following two companies: LPS Agency Sales & Posting at (714) 730-2727, or visit the Internet Web site www. lpsasap.com (Registration required to search for sale information) or Priority Posting & Publishing at (714) 573-1965 or visit the Internet Web site www.priorityposting.com (Click on the link for “Advanced Search” to search for sale information), using the Trustee Sale No. shown above. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P939339 4/13, 4/20, 04/27/2012  

The Coto de Caza News

NOTICE OF TRUSTEE’S SALE TS No. CA-11-451973-CT Order No.: 870563 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/24/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ELIZAR P. HIGA JR., A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 8/31/2005 as Instrument No. 2005000690231 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/18/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, Ca. Amount of unpaid balance and other charges: $302,415.81 The purported property address is: 26142 SERRANO CT #21, LAKE FOREST, CA 92630 Assessor’s Parcel No. 939-94-021 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan. com , using the file number assigned to this foreclosure by the Trustee: CA-11-451973-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-6457711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-451973-CT IDSPub #0025499 4/27/2012 5/4/2012 5/11/2012 NOTICE OF TRUSTEE’S SALE File No. 7301.27492 Title Order No. 6046078 MIN No. APN 836-581-01 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/22/04. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): Gerald W Hiller and Mary Pat Daly-Hiller, husband and wife as joint tenants Recorded: 09/30/04, as Instrument No. 2004000875640,of Official Records of ORANGE County, California. Date of Sale: 05/17/12 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA The purported property address is: 37 VIA BRIDA, RANCHO SANTA MARGARITA, CA 92688 Assessors Parcel No. 836-581-01 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $428,800.87. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure. com or www.Auction.com using the file number assigned to this case 7301.27492. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: April 20, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee David Ochoa, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7301.27492: 04/27/201 2,05/04/2012,05/11/2012


The Coto de Caza News

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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legal Notices NOTICE OF TRUSTEE’S SALE TSG No.: 6394339 TS No.: CA1100238963 FHA/VA/PMI No.: APN:932‑28‑645 Property Address: 40 CALLE DE LOS NINOS RANCHO SANTA MARG, CA 92688 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/18/08. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On April 26, 2012 at 01:30 PM, First Ameri‑ can Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 04/23/08, as Instrument No. 2008000190981, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: WILLIAM HUME, A SINGLE PERSON AND CURA MANSFIELD, A SINGLE PERSON,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 932‑28‑645. The street address and other common designation, if any, of the real property described above is purported to be: 40 CALLE DE LOS NINOS, RANCHO SANTA MARG, CA 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $371,071.49. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 03/30/12, First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0198780 04/06/12, 04/13/12, 04/20/12NOTICE OF TRUSTEE’S SALE TS No. CA-11-489463-AB Order No.: 6361213 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/5/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, ca-

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shier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): HENRY Y. WANG, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 6/8/2006 as Instrument No. 2006000386750 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 5/7/2012 at 9:00 AM PST Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $331,586.57 The purported property address is: 25551 INDIAN HILL LANE UNIT D, LAGUNA HILLS, CA 92653 Assessor’s Parcel No. 934-53-619 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this case CA-11-489463-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-489463-AB IDSPub #0024457 4/13/2012 4/20/2012 4/27/2012

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April 27, 2012

Page 32

The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

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