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June 2010

Issue VIX

Five Financial Tips to Keep You on Track Use these ideas to help you save and stay on the right track With the economic hurdles over the past 18 months, it’s easy to see how some people may have lost their financial way. Rather than making drastic changes, sometimes the best route to financial security is setting small, yet achievable goals. Here are five ways to keep your finances on track, according to smartypig.com:

Increase your 401k by 3% You already know that you should contribute as much as possible to your 401k retirement savings plan—especially if your employer matches. An easy way to boost that savings is by increasing your contributions by a minimum of 3% each year. As your career progresses and your salary increases, it's unlikely you'll miss the money.

Make a date with your finances Most of us are too busy to tackle anything but Know your credit score the most necessary financial assignments. Set aside time for crossing items off your Good credit is the foundation for achieving financial to-do list. Do what works for you financial goals. It's crucial to stay on top of Cut up credit cards whether it’s annual, quarterly or monthly your score. Services such as Equifax can tell According to Experian, the average consumer appointments, though it helps to schedule this you where you stand. If outstanding debt has carries 4.5 pieces of plastic—4.5 potential time when banks and other institutions are lowered your score, start paying it down, paths into debt. By eliminating extra cards, open. Time spent finding high-yield savings prioritizing high-interest debt. you limit opportunities to spend money you accounts, better insurance plans, and no-fee Define specific savings goals don't have. Start with cards that have high cards results in money in your pocket. General savings accounts are great, but experts rates or punitive fees—then use your scissors! Source: www.rismedia.com say that saving is easier with specific goals Canceling cards can impact your credit score; because you visualize the prize rather than cutting them up makes them just as inaccessible. the process. SNEAK PEAK NOT EVEN ON THE MARKET YET!

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2

April 2010

Law Enforcement Torch Run Over 200 law enforcement personnel from several agencies will run with a flame-let torch along the western edge of San Diego passing it from one to another in a relay format. The event is a fundraiser for the Special Olympics in Southern California. Location: Chula Vista -Camp Pendleton. Info: Teresa Contreras @ (619) 283-6100. Media Information: Not available. www.sosc.org. 6/1 10:15 am 4:00 pm

Summers Past Farms Fairy Festival - June 5th, 2010 Live music in the garden from 10:00 to 1:00! Our fairy festival will begin with the ringing of the bell. This enchanted day will feature a wee garden contest. The wee gardens, which are landscapes to lure fairies, will be on display during the day. A great prize will be awarded to the most appealing fairy garden. Categories will be 9 year olds and under, 10-16 year old, and 17 years and up. Come participate in the judging! Get your imagination working and join in on our fairy fashion parade. www.summerspastfarms.com Summers Past Farms - 15602 Olde Hwy 80, Flinn Springs, CA 92021

The Red Ball This gala is held indoor and outdoor where regional artists and musicians perform on stage and roaming performers interact with guests. Guests can enjoy music, dancing, silent auctions, cocktails, and delicious hors d' oeuvres from local chefs. Festive attire and the color "red" is encouraged. Location: Sushi Urban Arts Center (237 11th Ave. near J St. Info: Indra Gardiner @ (619) 295-8232 x-114. www.sushiart.org. 6/5 7:00 pm 11:00 pm Greatest Show on Turf A showcase of antique, classic, and specialty vehicles will be on display and judged in various categories for awarded prizes. There are some real beauties here! Vehicles range from model-t's, speedsters, roadsters, sports cars, hotrods, low riders, woodies, convertibles, foreign cars, and others. Info: Paula Brandes @ (619) 398-0308. Media www.sdautomuseum.org. 6/5 8:00 am 2:00 pm

Reaching Your Goals, Realizing Your Dreams

La Jolla Festival of the Arts (2-Day Event) The event features outstanding works of nearly 200 talented artists from the USA and Mexico. Watch street painters use chalk art to turn an asphalt canvas into a colorful street of colors, meet celebrity authors for book signings, listen to lectures, enjoy live music, and shop for a variety of art. Location: La Jolla (UC campus at Genesee) Info @(858) 586-1202. www.lajollaartfestival.org. 6/26 9:00 am 5:00 pm 31st Annual OB Festival & Chili-Cook-Off This beachside festival has it all! Just follow the aroma of hot tasty chili and the sounds of rock, blues, and jazz to streets lined with hundreds of vendor booths. Watch beachy activities, visit the Community Mural, Artist Alley, antique shops, Beer Gardens, and a Kiddie Area with pony rides. Location: Newport Avenue (between Sunset Cliffs Blvd. & Abbott St. Info: Denny Knox @ (619) 224-4906. www.oceanbeachsandiego.com. 6/26 10:00 am 8:00 pm 27th Annual San Diego International Triathlon Top pro tri-athletes will compete for a $10,000 prize. The International Course consists of a 1,000-meter swim, 10K cycle, and 10K run. The Sprint Course consists of a 500-meter swim, 20K cycle, and 6-mile run. An expo accompanies the event with music, merchandise, snacks, and a beer garden. Location: Triathlon (Spanish Landing Park & Embarcadero Marina Park North) Info: Rick Kozlowski @ (858) 268-1250. www.kozenterprises.com. 6/27 6:45 am 11:45 am

JUNE 2010

San Diego Rock n' Roll Marathon & Half Marathon Athletes worldwide are coming to participate in one of the nation's premier half marathons where live bands and cheerleading groups entertain athletes as they travel along a televised scenic course through the city of San Diego. Location: 6th Ave./Palm St. Info: Elizabeth Cox @ (858) 450-6510. www.runrocknroll.com. 6/6 6:30 am 9:30 am Kai Elua Outrigger Iron Canoe Championships The Kai Elua Outrigger Canoe Club is hosting a long-distance outrigger canoe race for members of the Southern California Outrigger Racing Association that includes clubs from the US and Canada. Location: West Mission Bay Park (Mariner's Point). Info: Betsy Service @ (619) 929-7334. www.kaieluaoutrigger.com. 6/26 8:00 am 5:00 pm

MON

WED 2

NYM 7:05PM 7

8

PHI 4:05PM 14

TOR 7:05PM 21

15

TOR 7:05PM 22

28

COL 7:05PM

29

COL 7:05PM

THUR 3

16

NYM 10:10AM 17

TOR 3:35PM 23

TB 4:10PM 30

COL 12:35PM

11

SEA 7:05PM 18

BAL 7:05PM 24

TB 9:10AM

SAT 5

PHI 4:05PM 10

NYM 4:10PM

FRI 4

NYM 3:35PM 9

NYM 4:05PM

TB 4:10PM

All event information believed to be reliable, but not guaranteed. If you would like to see your event(s) in our future Newsletters, please e-mail us at info@LivinInSD.com

TUE 1

25

FLA 4:10PM

SUN 6

PHI 4:05PM 12

SEA 5:35PM 19

BAL 5:35PM 26

FLA 4:10PM

PHI 10:35AM 13

SEA 1:05PM 20

BAL 1:05PM 27

FLA 10:10AM


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