Officers having a confirmed/Permanent job in any one of the following organisations. 1. Government organisation 2. Semi-government an autonomous bodies 3. Banks insurance companies financial institutions 4. Armed forces BDR police and Ans. 5. Private organisation having a corporation structure. Processional such as teachers of university/College/School doctors engineers’ architects; journalist’s chartered account and self employed individual’s age group: 18 to 50 years. 5.5.2 Eligibility of customers: 1. Vehicles: Car, station, wagon, microbus, jeep motor cycle. 2. Domestic Appliances: Air condition refrigerator deep freezer, washing matting cooking range, sewing machine furniture other domestic appliance. 5.6 DISBURSEMENT PROCESS OF CREDIT: After completing all the activities for sanctioning a loan the authority collects all documents (charge documents, mortgage etc.) and the last step of the process is disbursement. In this step when the agreement is made with the borrower, bank disburses loan. Loan disbursement procedures follow the rules and conditions, which was mentioned in the agreement. Both the banker and borrower have to follow this terms and conditions. Mode of loan disbursement depends on the agreement and types of loan. It may be disbursed at a time or step by step. Bankers should be very careful in loan disbursement whether the conditions are fulfilled. Figure-1: Deposit Position of the Branch:
Figure-2: Advance Position of the Branch: