APR*
6-MONTHS
No Closing Costs **
APR*
HELOC
12-MONTHS
home equity line of credit An Altra Home Equity Line of Credit (HELOC) is a great way to finance home improvements and education costs while giving you the flexibility of low interest-only payments and your choice of a fixed-rate introductory term.
507-252-5872 • www.altra.org 123 16th Ave. SW, Suite 500 Rochester, MN 55902 *Limited time offer. Rates shown are for up to 85% Loan to Value (LTV); after introductory rate period, rate adjusts monthly tied to Prime Rate. After introductory period, loans up to 80% LTV are priced at Prime + 0% with a floor of 4%, and loans between 80 and 85% LTV are at Prime plus 1%. Available on new HELOCs only. Loans available to qualified borrowers for owner occupied properties. Proof of homeowner’s insurance is required. Consult tax advisor about interest deductibility. Not available in Texas. **Closing cost credit: member pays actual closing costs; members with Altra checking with direct deposit and eStatements will receive a closing cost credit of up to $150 (credit not to exceed actual costs). Closing costs vary by state and are the responsibility of the homeowner; call for details. Equal Housing Lender. Federally insured by NCUA.
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