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October 17, 2011 - Vol 32b






Rob Rob Golfi Golfi Sales Sales Representative Representative

Feature Home

STONEY CREEK 15 Sasha Court


Custom-built home in the heart of Stoney Creek. approximately 2,900 sqft of living space with 4 Bedrms with open floor plan on main level. Large stylish kitchen with Maple cabinets, butler run/servery to dining room, hardwood & ceramic throughout. Oak stairs, 9ft ceilings, california shutters & covered 8' x 17' back porch. Unspoiled basement with roughed-in bath & fruit cellar.

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The GOLFI TEAM Real Estate Market Watch

About Rob Golfi


ince the inception of his career in 1997, Rob Golfi has recognized that understanding his clients’ needs is essential to providing excellent service. As business grew, Rob assembled the Golfi Team in an effort to maintain the same level of professionalism clients have come to expect. Shortly thereafter in 2003, the team received the prestigious honour of being among the top 100 Real Estate Teams for RE/MAX Canada, and this status continues to date. Rob’s experience and aggressive negotiating skills have earned him every major honour awarded by RE/MAX, including President’s Club, 100% Club, Platinum Club, Chairman’s Club, Hall of Fame in 2003, the Lifetime Achievement Award in 2006, his SRES® designation in 2009 and the Diamond Club Award in 2010. Having worked with

am mails e T i lf o G e h T

65,000 ly! atch month

many of the industry’s professionals over the years, he has the necessary edge to best negotiate the sale of your home. Any agent can list your house, but Rob’s knowledge, extensive marketing background and dedication gives clients peace of mind when dealing with the single most important investment in their lives. With years of combined experience, the Golfi Team can provide your home with a level of exposure that most agents cannot. Utilizing a team approach also means that they will likely find a purchaser to buy your home sooner, rather than waiting for other agents to approach you with potential buyers. Ranked in the top 5 of nearly 2,000 sales agents in the Hamilton-Burlington and Niagara areas, listing with Rob and the Golfi Team is the right choice when choosing someone to represent your best interest. -Å


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October 17, 2011

ar ketW M e h t f o s copie to expose y a w r e t t e b There is no mar ket! e h t o t e m o your h

More Buyers… More Offers… MORE MONEY $$$ Ask us How! Exposure to GTA & Out of To wn Buyer s!

4 3 6 9


8 5







9 5

3 8 6 1 2 5

Call the Golfi Team to get your Home Sold

6 3


Maximum Exposure Sells Your Home


The Solution Fill in the grid above, so that each row of 9 squares, each column of nine and each section of nine (three squares by three) contains the numbers 1 through 9 in any order. There is only one solution for the puzzle and the numbers shown can NOT be changed.

905-575-7700 905-945-0188 The GOLFI TEAM is ranked in the Top 100 Re/Max Teams in Canada.

www. GolfiTeam .com



















3 1 2 9 6 7 4 5 8

1 2 5 3 7 9 8 4 6

4 9 3 8 2 6 5 7 1

6 7 8 4 1 5 9 3 2

8 4 9 7 3 1 2 6 5

2 3 6 5 8 4 1 9 7

7 5 1 6 9 2 3 8 4

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October 17, 2011

The GOLFI TEAM Real Estate Market Watch

Page 3

Hamilton & Stoney Creek Rob Golfi

STONEY CREEK $189,900 518-500 Green Road

HamilTON $149,900 806 Concession Street

HamilTON $1050 / mO. 161 Kensington Ave. N.

STONEY CREEK $519,900 21 Watercliff Place

HamilTON $94,900 11 Keith Street

Beautifully maintained and upgraded suite with breathtaking views from windows and balcony. Features new furnace & c/air system, new 800 series doors, freshly painted, amenities include pool, gym, sauna, library, work shop, squash courts, locker #14, and a parking spot.

Well maintained, cozy 3BR bungalow. Built-in cabinets, fenced yard w/large deck. Close to Henderson Hospital, Mountain Brow/Sherman access. Updated shingles, freshly painted, 100 amp breakers, fantastic move in condition!

RENTAL PROPERTY 3 bedrooms, fenced in back yard. First & last month’s rent required. Minimum 1 year lease. Credit check & references required.

Stunning 4 bedroom Lake Pointe home steps from the lake and near 50 Point Marina. Large formal living & dining room, eat-in kitchen with granite counters. Master has and his/hers closets & spalike master bath with soaker tub. Patio doors lead to deck with gazebo and large backyard.

3 bedroom Semi! Granite cunters & floors, crown molding, 100 amp breakers, finished basement, roof 2010. Main floor has open concept eat-in kitchen, dining room and living room. Upstairs has 3 spacious bedrooms and a full bathroom. Great family home!

HamilTON $189,900 546 Roxborough Ave.

HamilTON $119,900 90 Hope Avenue

STONEY CREEK $449,900 15 Sasha Court

STONEY CREEK $349,900 23 Highgate Drive

STONEY CREEK $274,900 3 Beachgrove Crescent

Renovated to the studs! 3 bedrooms & 2 full bathrooms. All new wiring, insulation, furnace, C/A (2 yrs), roof, siding, kitchen, windows, 2 new bathrooms including ensuite. Main floor bedroom & laundry. All appliances included. Side drive. This home exceeds standard!!!

Renovated 2 BR bungalow w/great hwy access. Double rear drive, all appliances included. Immediate possession available. Basement waterproofing 25 year transferable warranty, updates includes flooring, bathroom and front porch. Get inside!

Custom-built home in the heart of Stoney Creek. approximately 2,900 sqft with 4 Bedrms. Large kitchen with Maple cabinets, butler run/servery to dining room, hardwood & ceramic throughout. Oak stairs, covered 8' x 17' back porch. Unspoiled basement with R/I bath & fruit cellar.

Custom built raised ranch (1996) with over 2600 sq ft of living area near a park. 3+2 bedroom, 3 baths, 2 kitchens, 1.5 garage with a double drive. Top quality materials used with over $50,000 spent in basement. New roof in (2011), freshly painted, ducts cleaned in (2010). Get inside!

Fabulous find, 2 storey home w/3 spacious BRs, lrg sunny LR & DR combination w/sliding doors leading to maintenance free & private fully fenced back yard w/gazebo, concrete drive, new shingles 2005, new furnace & c/air 2005, close to Linc & Red Hill & all amenities.

STONEY CREEK $284,900 125 First Road West

HamilTON $324,900 65 Princeton Drive

BiNBROOK $289,900 38 Topaz Street

HamilTON $152,900 64 Cope Street

STONEY CREEK $274,900 90 Whitefish Crescent

Fantastic 3 bedrm, 2 stry home in immaculate condition! Features beautiful hardwood in living & dining rm with oak stair case, finished basement with rec-rm & wet bar with spa like bath, concrete drive & patio, shingles 2008, new garage door, fenced yard, rm sizes approx.

This all brick oversized 4 level back split in fantastic Sherwood heights neighborhood is available for immediate possession! Features updated vinyl windows, updated shingles, beautiful hardwood & ceramic flrs, second kitchen in lower lvl, great in-law potential, sun-rm, & fence yard.

5 year old Losani built 2 storey home! Check this one out! Detached 3 bedroom home with bedroom level laundry and open concept design. Exposed aggregate walkway and patio complete the fenced in rear yard with shed. More @

3 bedrm brick beauty w/ long side drive & garage. Some newer vinyl windows, large principle rooms, separate dining room, walk-in closets, fenced yard, freshly painted, new eaves & downspouts directed away from home, original hardwood floors & high baseboards.

“The perfect 10!” 2 storey, 3 BR, 1715 sq.ft. freehold! 1.5 car garage & parking for 3 cars, open concept, computer loft & covered balcony w/view. Hrdwd flrs in LR, kitchen, DR & pantry. Upgraded stainless steel appliances & carpet. Ensuite, 3 walk-in closets & steps to Lake.

HamilTON $399,900 25 Melbourne Street

HamilTON $99,900 399 Fairfield Avenue

HamilTON mTN $259,900 75 Windrush Crescent

EaST HamilTON $139,900 75 Adeline Avenue

EaST HamilTON $199,900 154 Rosewood Road

Trendy & Sylish move in ready & close to Lock St. Features fully finished basement with in-law set up with separate entrance & additional 4 car parking at rear, upgraded designer kitchen with doors leading to large deck with awning, beautiful hardwood & California shutters.

Spacious 1 BR bungalow! Incl updated kitchen w/lots of counter space, fenced yard, new roof shingles & high efficiency furnace (gas on equal billing $66.00 month!), 100amp on breakers, big rear deck w/awning, big bathrm & lots of storage in bsmt. Can be 2 BR if needed. Shows great!

Fabulous family home on large lot (57’x100’). Same owner for 32 years. Updates include: shingles(’08), garage exterior(’10), back deck & railing(’10), windows(approx.5 yrs), professionally painted in August, kitchen resurfaced(’11), ensuite privilege, walk-up to yard & possible in-law.

Cute & cozy starter home in prime East Hamilton location! Features 2 good sized bedrms, eat in kitchen, main floor laundry, family room with walk-out to large rear deck & stunning backyard. Cheaper than rent… won't last ! More@

Cozy & Desirable East Hamilton 2 bedrm doll house! Features hardwd floors under broadloom, finished rec rm in basement, mostly vinyl windows, updated furnace, detached garage, appliances included, close to busses, shopping & parks.

EaST HamilTON $229,900 635 Dunn Avenue

STONEY CREEK mTN $286,900 129 Slinger Avenue

STONEY CREEK mTN $389,900 1889 Rymal Road

STONEY CREEK $319,900 1323 Baseline Road

STONEY CREEK $399,900 35 Riviera Ridge

Charming bungalow will surprise you! Features all new carpeting, hardwood flrs, master bedrm w/french doors, updated bathrms, finished basement with in-law & gas fireplace, updated vinyl windows & doors, 18x30 insulated garage w/220 volt, & mostly new weeping tiles.

Charming raised ranch. Beautifully landscaped, ideal for growing family. Features new stylish kitchen with pantry & breakfast bar, hardwd flrs in front room & hallway. Enjoy lounging in the fully finished basment w/bedroom & bathroom. Close to amenities & schools.

Gorgeous raised ranch w/updates within the last 2yrs! Incl. shingles, furnace, hardwd, carpet, hottub, new pool liner, Cherry wood kit. cabinets w/granite, windows ‘05 , eaves trough & facia, bathrm ‘08, backing onto conservation w/private gate, & a 400 sqft workshop w/power.

Beautiful 3 BR brick bungalow! Oak kitchen cabinets, open concept kit. overlooking LR & DR, circular oak staircase, Mbed w/4 pc ensuite & walkout, spacious bedrms, concrete walkways & patio, fully fenced private yard, rough-in central vac & close to Fifty Point Conservation.

4+1 bdrm in prestigious loc’n! Fresh paint & crown mouldings. Plus porcelain tile, kulm hrdwd, main flr. den, lrg eat-in kit, livin rm, sep. dining rm & main flr. laun. New shingles (08) & undergrnd sprinkler system.

Call Today 905-575-7700

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The GOLFI TEAM Real Estate Market Watch

October 17, 2011

Facts About GOLFI… 3 Over $50 Million in Sales Annually** 3

#1 Real Estate Office in Hamilton-Burlington Region*

3 Amongst the Top

Sales Representatives in Ontario**

3 Golfi Team ranked Top 50 Teams in Canada for


3 Golfi Team ranked Top 100 Teams in the World for


Rob Golfi Sales Representative






OVER $400 MILLION IN REAL ESTATE SALES *#1 Brokerage in the Realtors Association of Hamilton Burlington MLS from 1994 to 2010 consecutively. **Year End Standings for 2010, based on residential commissions paid. Rankings are compiled from figures submitted by regional offices.


AYS D 5 IN 3


AYS D 5 IN 4


T LIS F O 99%


AYS D 7 IN 1

HamilTON $319,900 236 Sherwood Rise

gRimSBY $359,900 220 Alway Road

HamilTON $214,900 105 Edgemont St. South

gRimSBY $269,900 6 Marsdale Avenue

Sprawling bungalow in the desirable Sherwood Heights neighborhood. 4+1 bedrooms, 2 bathrooms and newly finished basement (May). Updates include furnace & C/A ('04), kitchen, ceramics, mostly vinyl windows & 100 amp breakers. This home is one of a kind! Get inside.

Sweet Country Deal over an acre of piece & quiet! This 3+1 BR raised ranch shows like a dream, & features gorgeous hardwd flrs, updated bathrms, refaced kitchen, professionally fin. basement w/berber carpets & walk out, shingles (’11), furnace (’09), & quick access to town & QEW.

Charming 1.5 storey, 3 BR, 1.5 bathrm home w/ garage. Major updates in last few years including Cambridge 30 yr shingles (‘09), eaves & downspouts, rewired electrical in (’08), lead pipe removed, fence (‘08). Original hardwd with oak inlay. Lots of storage, & 3 car parking. Get inside!

Don’t miss out! Amazing property in sought after sub-division. This well taken care of home is waiting your personal touch. Hardwd under carpet in LR & hallway. Hdwd has been exposed in bdrms. 3 BR bunglow w/DR & eat-in kitchen. Very large basement w/ bathrm.

T LIS F %O 0 0 1 OR F D SOL HamilTON $139,900 137 Albany Avenue 10++ 2 stry home, hardwd flrs & porcelain tiles, updated 4 pc bath, window, wiring, soffit facia, 100amp breakers, new siding & 10x10 shed. Full basemt w/laundry, fenced & landscaped yard, long side drive w/gate. No bsmt under additions, front porch w/heating used as a playroom.



Your house will get noticed FIRST when listed by the Guy who gets noticed the MOST!

Call Rob Golfi Today! OR T S VE N I TO D L SO




T LIS F O 98%

BuRliNgTON $249,900 308-5080 Pinedale Ave Popular Pinedale Estates, 2 bedroom, approx. 1300 sqft. in great condition! Clean & bright kitchen with plenty of cupboard & counter space, master with walk-in closet & 4pc ensuite, updated furnace, and 24 hr security gatehouse.



STONEY CREEK $274,900 220 Green Road

HamilTON mTN $174,900 606 Fennell Ave. East

HamilTON $159,900 28 Argyle Avenue

HamilTON $121,900 153 Gladstone Avenue

Amazing space in this fabulous 2 storey, 3 BR home! Features updated kitchen and baths 2008, shingles 2011, stylish bright kitchen, updated flooring, finished basement, professionally finished back yard w 2 tiered stone patio & ponds with a waterfall. Close to amenities.

4 bedroom, 1-1/2 storey home with hardwood floors. Oversized single car garage. Needs some TLC. Great price, great location. Close to all amenities. Immediate possession available. Call us today at 905-575-7700.

Fully updated 3 BR & 3 bathrm home w/a detached garage. 1 front & 1 rear parking. Open concept w/high ceilings on main flr. Top flr has master bedrm w/ensuite, large closet & office/nursery. Updated kit & bathrms, fully fenced yard. New front porch & concrete pad in garage w/ hydro.

3 bedroom, 2 bathrooms. Sold "as is". Brick exterior finish. Forced air, Natural Gas, Rental Water Heater - Gas, Separate Dining Room, Sewer/storm, Unfinished basement, Vinyl exterior finish.

Call Today 905-575-7700

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October 17, 2011

The GOLFI TEAM Real Estate Market Watch

Page 5

Grimsby, Lincoln & West Lincoln Area

Rob Golfi

If you want it

BEamSvillE $749,900 4816 Mountainview Road North 2 storey, 3000 sq.ft. on 6.75 acre hobby farm! Upgrades incl new hardwd, new kitchen w/granite, new carpeting w/up-graded under pad, Mbed rm w/luxury ensuite, 3 season sunrm, gas FP, new c/air & furnace, updated shingles, 2 storage out buildings, & quick access to QEW.

SOLD Call Rob Golfi 905-945-0188 or visit


$459,900 68 Lake Street

BEamSvillE $199,900 4472 Marguerite Street

Beautiful, spacious 3+1 bedroom family home with old-world charm, on park-like setting. Located on large 75' x 195' lot with 25' x 32' tandem deep garage. Beautiful restored hardwood floors, upgraded doors and trim throughout. $1000s spent on upgrades and updates.

Great Value! 3+1 bedroom, 3 level semi-detached back split. Master bedroom has garden doors leading out to large deck. Fully finished basement with a second bathroom. Fully fenced backyard with some new fencing. Main bathroom is getting renovated. Close to large park and shopping.

SmiTHvillE $369,900 26 Hornak Road

gRimSBY $349,900 153 Lakeside Drive

BEamSvillE $324,900 4856 King Street

gRimSBY $324,900 29 Princess Blvd.

Charming bungalow w/family rm addition that will take you by surprise! This 3 bedroom home features vinyl windows, bright bathrm, hardwd flrs, shingles ‘11, skylight, beautifully finished recrm w/wet bar & games area, private treed yard w/perennials, extra long garage, & close to Lake.

Extensively Renovated Century Home. Reno’s in the last 5 yrs inc kitchen, 2 bathrms, most drywall, crown mould, most light fix, 3/4” hardwd flrs, ceramic tile, pool pump, filter and lining, basement finished & the list goes on.

Desirable Neighbourhood! Large 4 bedroom home close to parks, water and highway access. Many updates C/A, windows & exterior foors, garage door, shingles, basement reno, ensuite, blown-in insulation & new hot tub. Sprinkler system front & back. Private fenced in backyard.

Spectacular & immaculate best describes this awesome 4 BR home in Station Meadows! Sitting on a premium lot, approx 2140 sqft. this home features, 9’ ceilings, oak staircase, hardwd flrs throughout, stylish kitchen w/granite counters & breakfast bar, fenced yard w/concrete patio.

SmiTHvillE $399,900 146 Rock Street

gRimSBY $369,900 519 Ridge Road East

gRimSBY $399,900 442 Main Street


$359,900 3 Hewitt Drive

Character home set along Grimsby’s tree lined street. Features new kitchen, updated baths, new furnace c/air & water heater, new shingles & plywood 2002, all vinyl windows, hardwd under all broadloom, 2 storey garage 45x26 ft w/finished loft above with furnace & bathrm. BUNGALOW

Escarpment views! Features beautiful maple kitchen w/granite island & breakfast bar, hardwood & ceramics throughout, great room w/cathedral ceilings & gas fireplace, incredible open concept floor plan, fenced yard, & a high energy efficient home. WATERFRONT

Outstanding & immaculate Custom built 2350 sq.ft. Facing park, loaded w/upgrades, features maple kitchen with antique finish and granite counters, gleaming hardwood flrs, porceline tile, California shutters, luxury ensuite master bedrm with French doors leading to 16x24 covered patio.

1.37 acres on escarpment ravine near Bruce Trail! Features geothermal system Jan ’10, insulated roof, newer windows, amazing low energy costs, large 2.5 car garage, large deck w/above ground solar heated pool, and charming cedar-sided home with large eat-in kitchen.

BEamSvillE $241,900 5120 Conner Drive

gRimSBY $1,050,000 238 North Service Road

WEST liNCOlN $328,500 9407 Silver Street

Fabulous end unit freehold Bungalow 1,110 sqft! 90 day closing avail. Come & visit our model home & be wowed on this Energy Guide & Tested Home. Incl great size bedroomss w/3 pc ensuite off master, kitchen area overlooking family rm, attached to next unit only at garage.

Custom built 2-storey waterfront property with stunning Lakeviews! Gorgeous hardwood floors, master bedroom with walk out to balcony & gas fireplace w/rich hotel style ensuite, soaring 10ft ceilings, large designer kitchen w/granite, great big windows. Shows like a dream.

gRimSBY $309,900 14 Marlow Avenue Custom-built 3 bedrm bungalow, open & inviting floor plan w/gorgeous hardwood, spacious kitchen w/breakfast bar and sliding doors leading out private fenced back yard, large master bedrm w/ensuite and double garage with 4-car drive. Near schools, parks and quick access to QEW.

Amazing updated home on 100 x 200 ft lot, built in 1953, has an open concept living room/dining room with hardwood floors, huge master suite, New high efficiency gas furnance/CA, updated main bath, entry doors, & water conditioner. Bonus room over the garage.


BEamSvillE $236,000 5126 Conner Drive 2 storey freehold town home 1386 sq ft. Similar to be built. 90 day closing avail. Incl. great sized Bedrooms w/3pc ensuite & walk in closet off master, kit w/breakfast area overlooking famrm, attached to neighbouring unit at garage w/access from garage to rear yard, & min to all amenities.

gRimSBY $269,900 446 Main Street West Fabulous ½ acre property backs onto green space. 4 bedrm home & 25x35' oversized garage/workshop, affordable enough to build new or renovate. This home offers new shingles & furnace ‘03, beautiful cast iron fireplace, lots of parking space, and easy access to QEW.


$599,900 88 Lake Street

BEamSvillE $339,900 4092 Mountain Street

Incredible 2300 sqft home faces Nelles Beach & Lake Ontario. This updated home features a new maple kitchen, granite, travertine tiles, hardwd & bamboo floors, updated bathrms w/designer tiles, family room with fireplace, shingles ‘05, new eaves & facia ’10, furnace & Central air ’07.

Want quality, this house is for you! This one flr plan incl. $20,000 in extras, California knock down ceilings, rounded corners, 120 sq.ft. of hrdwd flrs, upgraded trim package, maple kit, asphalt drv & much more! Approx 1445 sq.ft. similar to be built.

Call Today 905-945-0188

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The GOLFI TEAM Real Estate Market Watch

October 17, 2011

Year-to-Date Statistics Based on sales data on all home sales from September 2010 vs September 2011, P R E S E N T E D





REALTORS Association of Hamilton-Burlington

YTD Comparison Sept 2011 / Sept 2010

Listed YTD

Expired YTD

Sold YTD

Average Selling Price

Average Days on Market

Selling % of List Price


2011 2010

643 730

129 143

424 464

$434,740 $407,276

58 51

97% 97%

BURLINGTON (DIST. 30 to 36 & 38)

2011 2010

3243 3472

305 399

2674 2694

$414,115 $387,181

36 35

98% 98%


2011 2010

331 355

49 43

249 271

$341,062 $331,225

49 41

98% 98%


2011 2010

425 375

67 72

310 277

$321,168 $309,199

56 59

97% 98%


2011 2010

397 448

64 101

287 292

$312,619 $320,182

60 49

98% 98%


2011 2010

51 47

12 12

29 25

$466,674 $386,724

75 64

96% 96%

HAMILTON EAST (DIST. 23,24,27,28,29)

2011 2010

870 826

148 161

618 554

$187,153 $180,419

49 45

96% 97%

HAMILTON MTN (DIST. 15,16,17,18,25,26)

2011 2010

1915 2004

277 274

1439 1498

$250,422 $246,395

47 45

97% 97%

HAMILTON CTRL. (DIST. 13,14,20,21,22)

2011 2010

1252 1429

321 352

846 857

$151,512 $148,238

52 46

96% 96%


2011 2010

265 291

73 69

160 188

$286,335 $272,266

75 61

97% 97%


2011 2010

81 53

28 18

44 31

$322,007 $336,235

83 66

96% 97%


2011 2010

94 149

24 37

68 79

$243,318 $263,950

68 78

97% 97%


2011 2010

279 288

42 41

194 209

$298,760 $288,489

52 47

98% 98%


2011 2010

732 794

155 174

523 502

$287,978 $283,399

61 56

97% 97%


Are your Pets Soiling your Resale Value?


omeowners are struggling to get every "scent" they can out of their homes these days. If your home is on the market, finding a qualified buyer is harder enough, and given the mass inventory of distressed real estate, getting max value for your home has never been harder. With that said, have you ever considered the impact your pets have and continue to have on your home’s potential resale value? If not, you should. For those of you out there familiar with the smell of cat urine, it’s potent, it stains and it’s an instant turn-off for buyers trying to envision themselves in a particular home. Understand that your home doesn’t have to resemble the ramshackle dwelling of the neighborhood cat lady.

You can live in the wealthiest part of town and maintain your home beautifully, but if kitty doesn’t make it to the litter

box in time, it won’t matter what your home looks like… it will matter what your home smells like.

4 ways pets can ruin your resale value There are four main ways pets can hurt your home’s resale value: 1) odor; 2) property damage; 3) being present at the time of a showing; and 4) making too much noise. What should sellers with pets do? Besides getting on your hands and knees to scrub out any stains in your carpets or furniture, sellers should ship their pets off to a kennel or to a friend or family member for a temporary stay, fumigate for unwanted smells and then again, “you can get on your knees and pray potential buyers can’t detect any stray pet scents.”

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The GOLFI TEAM Real Estate Market Watch

Page 7

Too Much Junk in your Trunk? by: Sheri Gamble, Details Event Coordination Inc.



Sharon Stafford Sales Representative

Ashley Sidler

Sales Representative

Rob Golfi

Sales Representative

ast week I was rummaging through my basement looking for something. At this point, I can't even remember what I went down there to find. As I was searching, I came to the realization that the bane of every homeowner is that we all have too much junk. The truth is, it doesn't start out as junk. It starts out as an important part of everyday life. That beanbag chair once represented the epitome of comfort and style. And let's not forget about the Elvis clock: it once formed the central theme in a room that was the envy of all your friends. Then it happens. You want to downsize the house and sell your home. And now you realize you have quite a bit of work ahead of you to prepare your property for sale. Now don’t get me wrong…you’re always going to keep your child’s first report card, but perhaps you can get rid of your 6 bridesmaid’s dresses from the 80’s and leg warmers are probably not going to come back into style anytime soon. But then there’s the king of all junk multipliers: sentimentality. So, when there are just some things that have to be moved into the new place, you need to find a way to showcase these belongings without giving the prospective buyers the idea that you should be staring in the next episode of “The Hoarders”. First – sell, give-a-way or donate as

Heather Reid

Hans Marcellissen

Dena Zlatar

Bonnie Spurrell

Jaclyn Ross

Rosemarie Fournier

Sales Representative

Sales Representative

Office Manager

Sales Representative

Sales Representative

many items as possible. Then the real fun begins – the remaining balance of items should be boxed up, labeled and if possible, moved to another storage location outside of the home. If mother-in law’s house is not an option for storage, then basements and garages are always more forgiving. Nicely stacked cardboard boxes are certainly an acceptable way of storing your belongings in the garage. You’re going to have to pack up these items at some point anyway after you sell, so why not do it now and have extra space, better traffic flow and overall sense of tidiness for buyers to come through your home? Attics and underneath beds are alternate options for storage as well and are usually not seen during showings or open houses. (Although some “keeners” have been know to peek their heads up into the attic too). Creating as much open space in your home by eliminating as much “junk” as possible is the best way to showcase your home to it’s greatest potential. Tidy, clean and junkfree homes have been proven to sell faster and at much higher value! Sheri Gamble and Gwen Kennedy are Home Stagers and Event Planners with Details Event Coordination. They can be reached at 905.632.2602 or via email at or Visit their website at

Wendy Murray-Nicholson Sales Representative

Mike McNeil

Sales Representative

Listing Co-ordinator

Call Today 905-575-7700

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The GOLFI TEAM Real Estate Market Watch

October 17, 2011

A pre-approved mortgage can help you look for a home with confidence. Rebecca Taylor Mortgage Specialist Royal Bank of Canada 325 Winterberry Drive Suite 101 Stoney Creek, ON L8J 0B6289-339-2012

Looking for the home of your dreams? Many homeowners think the first step is to start going to open houses and researching the market. However, even before you start looking for a home, it can be a great advantage to have a pre-approved mortgage.

guaranteed for 120 days, you're protected if interest rates increase while you’re house hunting.

A pre-approved mortgage simply means that you've reviewed your financial situation with a lender and you know what you can afford to spend on a home in terms of purchase price, down payment, legal fees and other closing expenses. It also means you know how much you can borrow based on your current financial situation, subject to a formal credit approval and satisfactory property appraisal.

With your mortgage approved, you can shop and negotiate with confidence, avoiding the disappointment of finding the perfect home only to learn that you don't qualify for the mortgage you need to purchase it. Mortgage pre-approval carries no obligation to purchase, but simply acts as a tool that can help you focus on homes that are truly affordable.

There is no cost or obligation to have your mortgage pre-approved with RBC Royal Bank®, and you’ll know in advance what your mortgage payments will be. And, with your interest rate

If you’re buying your first home, you can count on me for the advice you need. I can take of all your mortgage needs, including mortgage pre-approvals and applications, anytime, anywhere, on evenings or weekends, at your home or office.

Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria. ® Registered trademark of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

BONDSEAL CANADA The Waterproofing Specialists

Specializing in Concrete Crack Repairs: Golfi Team has Maximum Internet Exposure to Get Your Home SOLD!


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MarketWatch October B_MarketWatch_Transfer.qxd 11/10/11 5:17 PM Page 9

October 17, 2011

The GOLFI TEAM Real Estate Market Watch

Page 9

Halloween: History, Know your neighbours Safety and Alternatives before you buy by Sandra Rinomato Realtor and HGTV host, Sandra Rinomato


alloween has been around for centuries and has changed dramatically through the years, but it remains one of the most popular holidays here and around the world. Halloween is one of the most popular holidays of the year. It's a night of ghosts, goblins and scary stories of headless horsemen, a frightening night of magic, mayhem and mystery. It is also the one night of the year when we dress up in costumes to trick-or-treat for candy, and the night we decorate our homes with cobwebs, jack-o-lanterns and skeletons to scare our neighbors in good-natured fun. The holiday has been around for centuries and has changed dramatically through the years, but it remains one of the most popular holidays here and around the world. An ancient history There are many stories about the beginnings of the holiday known today as Halloween. Most say it started more than 2,000 years ago and evolved from a mix of ancient Celtic, Roman and Anglo-Saxon rituals, which incorporated both pagan and Christian traditions. Through the centuries, Oct. 31 has been known as "Hallow E'en," "All Hallows Eve," "All Hallowmas" and eventually "Halloween," which refers to the eve of "All Hallows Day" or "All Saints' Day," the day Christians honored all saints in heaven. Halloween safety Halloween can be a fun time for kids of all ages. From parties to trick-ortreating, the holiday is full of spooks and fun, but if precautions aren't taken it can also be a dangerous time on dark streets. Costumes play a big part on Halloween. The holiday would just be candy, doughnuts and cider without kids tromping along leaf-covered sidewalks dressed like goblins, super heroes, ghosts or princesses. Costumes can also be dangerous. Masks can restrict vision and when kids are out walking through neighborhoods trickor-treating, that can be deadly. Masks should not be too restrictive, with adequate holes for proper respiration and peripheral vision. Consider using cosmetics to create fun or scary faces instead of masks. Also be sure to dress your child in a costume that is short enough so he or

she doesn't trip over the bottom. It's important for kids to be able to see what is going on around them, but they are often excited by the festivities and don't look properly for cars when crossing streets. To help make the child more visible after dark, trick-or-treaters should carry a brightly colored bag and a flashlight or glow stick. Also, add reflective tape to the sides, front and back of the child's costume. As an added protection, young kids should not trick-or-treat at night without a responsible adult. An adult should always accompany young children. A parent should stay within close range of young children at all times and children should never be allowed to go down a street alone. Walk with your children to each house and wait near the porch or front entrance of the home until they return. Children out walking through the neighborhood aren't the only ones who need to be careful on Halloween. Drivers also have to also be alert and take extra care. The motoring public needs to also be aware of the holiday activities and pay extra attention. They need to really keep an eye out for kids and realize they may not be paying attention when out trick-or-treating. No matter what you're doing on the holiday, be careful and stay safe. Alternatives to the traditional Many people still don't celebrate Halloween because of its dark past or because they just don't believe in the frightening nature of the holiday. There are alternatives for these families. Many churches and organizations have festivals or parties that avoid the traditional holiday activities and focus on a safe, Christian alternative. The origins of Halloween are superstitious at best and satanic at worst. It's very important to offer a positive alternative to traditional Halloween celebrations. Some organizations have movie night, harvest festivals, charity events or even church services to avoid the traditional Halloween activities, and some people just turn out their lights and stay home. If you're interested in an alternative holiday, check with your church or school to see what activities they have planned.

Sometimes one of the selling points a seller gives me about their home is "the neighbours are great." It's something that many of us take for granted and don't pay attention to when we buy a home. It most definitely can blight the enjoyment of your home when you realize that you are in the wrong neighbourhood or living next door to a disruptive or nosey neighbour. There is not much you can do about it once you buy the home, so you are best to do your investigative work before hand.

Some neighbourhoods and complexes have their own websites now, where you can learn about events and get some information about the atmosphere. Be sure to check the local police station website or in person to find out about traffic problems, and crime statistics and compare to other neighbourhoods. Make sure to ask for an analysis of the statistics, as some of the most exclusive neighbourhoods in major cities suffer from high crime rates, from auto theft, not violent crimes, so a quick explanation may calm

Your realtor can give you an overview of the neighbourhood, telling you about nearby amenities and a general feel for the demographic of the area. For example, you may be looking for more mature residents to be the majority, or alternatively, more young families. You may want a condo complex with only a few tenants, or you may be looking for the exact opposite with a neighbourhood known for auxiliary apartments and renters. The realtor will also make you aware of upcoming zoning changes or new construction of highways or housing that may affect the enjoyment of your home and the resale value.

your fears, especially if you drive an old clunker that no one would want to steal! Of course, there is nothing better than first hand information so I always ask my clients to do a drive by of any property they are interested in, and at various times of day. They can get a feel for traffic issues, and the neighbourhood character and they may even stop and ask a few questions of people as they rake their lawns or walk their dogs. People love to talk about their homes, so don't be surprised if you have to turn off the car and settle in for a long chat as you may learn a lot from the people in the neighbourhood.

Grimsby, Ontario is a town with a long and interesting history. In 1787, a group of about 40 United Empire Loyalists settled here at the mouth of Forty Mile Creek. As the years have gone by, the town has gone through numerous changes, being first a small rural village; then a centre for the manufacture of farm machinery, hospital furniture, furnaces and other metal products; and later the hub of the Niagara Peninsula's fruit-growing industry. For many years, Grimsby has also had a successful fishing industry which lasted until the 1960's.

Call Today 905-575-7700

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Page 10

The GOLFI TEAM Real Estate Market Watch

October 17, 2011

Cambridge Homes brings Quality Craftsmanship to New Beamsville Site

Vince Antonucci


ambridge Homes has been gaining quite a bit of attention since it began in 2001. The three Antonucci brothers – Vince, Rob and Paul – owners and partners at Cambridge Homes, created the company from the ground up and their knowledge on every aspect of home building is winning rave reviews from buyers. Over the years, customers have come to rely on the Antonucci brothers’ vision, their craftsmanship and expertise. And, the relationships the brothers have built over the years with other tradesmen and suppliers have ensured that every site is built with quality and integrity. The Antonucci brothers grew up in Stoney Creek and as they grew older, so did their love of working with their hands. They started as tradesmen then began their own contracting business in 1991. After finding much success and building a respected reputation, they decided to enter the world of home building. Each brother’s unique skills complemented each other perfectly, and it helped create a budding business poised for success. “We’re very passionate about what

we do. We learned every aspect of what it takes to build a quality home, so we have an appreciation for all of it, and we’ve built great relationships with people in the industry who can match our expectations,” said Vince Antonucci, who instantly puts people at ease with his easy-going conversation and down-to-earth nature. Another reason people are flocking to this young group of home builders is the customization. Every Cambridge Home is as unique as the buyer, so if there’s something you would like changed or customized without sacrificing the structural foundation, Cambridge Homes will work with you to ensure your home is the one of your dreams. “Whether you’re buying a million dollar home or a $250,000 – we offer the same flexibility, same customization and we’re there for you. We don’t feel the deal is done with the end of the sale, and we don’t treat people differently depending on how expensive the home purchase is,” said Vince. Their new site in Beamsville is a brilliant display of Cambridge Homes’ vision and expertise. Nestled among vineyards and greenspace, yet near every modern amenity, the Brownstones at the Vineyards are executive freehold townhomes and bungalows. The three-bedroom, two-storey townhomes are spaciously designed at 1,385 sq. ft. with open concept living areas, designer-inspired kitchens, luxury ensuites and powder rooms. They’re fantastically priced starting at $236,000. Bungalows are 1,100 sq. ft. and begin at $244,900. Possession can be immediate. For more information, visit

AMORTIZATION CHART Monthly payment per $1,000 Length of Mortgage (Amortization Period) Example $150,000 at 20yr at 3.0%: 150 x 5.54 = $831.00 /month Interest Rate (%) 5 yr

10 yr

15 yr

20 yr

25 yr

30 yr

35 yr

3.00 3.50 4.00 4.50 5.00 5.50 6.00 6.50 7.00 7.50 8.00 8.50 9.00 9.50 10.00 10.50 11.00 11.50 12.00

9.65 9.88 10.11 10.34 10.58 10.82 11.07 11.31 11.56 11.81 12.06 12.32 12.58 12.84 13.10 13.37 13.64 13.91 14.18

6.90 7.14 7.38 7.63 7.88 8.14 8.40 8.66 8.93 9.21 9.48 9.76 10.05 10.33 10.62 10.92 11.21 11.51 11.82

5.54 5.79 6.04 6.30 6.57 6.84 7.12 7.41 7.69 7.99 8.28 8.59 8.89 9.20 9.52 9.83 10.16 10.48 10.81

4.73 4.99 5.26 5.53 5.82 6.10 6.40 6.70 7.00 7.32 7.63 7.95 8.28 8.61 8.94 9.28 9.63 9.97 10.32

4.21 4.48 4.76 5.04 5.34 5.64 5.95 6.26 6.59 6.91 7.25 7.59 7.93 8.28 8.63 8.98 9.34 9.70 10.06

3.84 4.12 4.41 4.71 5.01 5.33 5.65 5.98 6.32 6.66 7.01 7.36 7.72 8.08 8.44 8.81 9.18 9.55 9.93

17.96 18.18 18.40 18.62 18.85 19.07 19.30 19.53 19.75 19.98 20.21 20.45 20.68 20.91 21.15 21.38 21.62 21.86 22.10

Land Transfer Tax Calculation For Residential Transaction in Ontario Examples (Price-Tax) $55,000 - $275 $65,000 - $375 $75,000 - $475 $85,000 - $575 $95,000 - $675 $100,000-$725 $110,000-$825 $120,000-$925 $130,000-$1025 $140,000 - $1125 $150,000 - $1225 $160,000 - $1325 $170,000 - $1425 $180,000 - $1525 $190,000 - $1625 $200,000 - $1725 $210,000 - $1825 $220,000 - $1925 $230,000 - $2025 $240,000 - $2125

$250,000 - $2225 $260,000 - $2375 $270,000 - $2525 $280,000 - $2675 $290,000 - $2825 $300,000 - $2975 $325,000 - $3350 $350,000 - $3725 $400,000 - $4475 $425,000 - $4975 $450,000 - $5475 $500,000 - $6475 $525,000 - $6975 $550,000 - $7475 $600,000 - $8475 $650,000 - $9475 $700,000 - $10,475 $725,000 - $10,975 $750,000 - $11,475 $800,000 - $12,475

$825,000 - $12,975

$850,000 - $13,475

$900,000 - $14,475

$925,000 - $14,975

$950,000 - $15,475

$975,000 - $15,975

$1,000,000 - $16,475

The information contained on this page is for estimation purposes only and applies to the sale of Ontario Residential properties only. Your actual Ontario Land Transfer Tax should be independently calculated and verified. The real estate board nor any of its advertisers shall ave any liability for the accuracy of the information contained on this page. is an online restaurant menu guide connecting you with great restaurants in the Hamilton and Burlington areas. Browse through restaurant menus, view pictures of restaurant dining areas, patios, and menu items, and print local restaurant coupons all in one place. – a perfect dining experience starts here.

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October 17, 2011

The GOLFI TEAM Real Estate Market Watch

Page 11

Residential Condominium Market sees Highest Gains in September


he real estate market in the Greater Hamilton, Burlington and outlying areas* continued to show increases in listings, sales and average sale price when compared to the same month last year, according to Multiple Listing Service® (MLS®) statistics released today by the REALTORS® Association of HamiltonBurlington (RAHB). The residential condominium market saw the largest gain with a 13.8 per cent increase in the number of sales when compared to last September. The same market also saw a less than one percent decrease in average sale price from September of last year. The 206 condominium sales were better than the tenyear average of 198 sales for the month. In the residential freehold market, listings were up seven per cent over the same month last year and sales were up 8.6 per cent over August of last year. Average sale price remained very steady, with a very slight gain over last year. “We are heading into the fall market with positive reports on the market,” said RAHB President Ann Forbes Arndt. “In general, we are seeing better-than-average results across the board when we look at last year and the ten-year average.” For the third quarter of the year, numbers of listings and sales in the residential market are well ahead of the same quarter last year, with listings up 10.7 per cent, sales up 13.5 per cent and average sale price up 3.5 per cent. “Last year’s third quarter included the months immediately following the implementation of the HST, when we saw activity in the real estate market drop considerably,” added Arndt, “so it’s no

wonder that this year compared so well to last.” While third quarter figures compared favourably to last year’s third quarter, year to date results show a different story. Listings of residential properties are down 3.3 per cent while sales are down 0.5 per cent for the same nine-month period. Average sale price, however, is four per cent higher year to date than last year at the same time. Total dollar volume of $2.895B in residential sales is 3.7 per cent higher than last year for the same period. “Every community in our marketing area has their own localized residential market with larger swings than we see in the overall numbers,” said Arndt. Hamilton East, Hamilton Centre, Dundas, Flamborough and Glanbrook all saw significant increases in numbers of sales, while Waterdown, Grimsby and Caledonia showed the largest drops in sales compared to September of last year. Stoney Creek and Dunnville were the only communities with a sizeable decrease in average sale price compared to last year. Waterdown and Ancaster had the greatest increases in average sale price. Please refer to the accompanying chart for residential market activities in other parts of RAHB’s jurisdiction. Figures quoted are for sales and average sale prices of units located in the jurisdiction* of the REALTORS® Association of Hamilton-Burlington and processed through RAHB’s Multiple Listing Service® (MLS®). Unit sales reflect “all property types” including residential, condominium, commercial property, farm, vacant land and business, unless otherwise specified.

The numbers for the month of September: All Property Types Listings Sales Average Sale Price

2010 1503 939 $306,109

2011 1586 1007 $306,530

Residential Only Listings Sales Average Sale Price

1390 903 $303,597

1487 981 $304,852

7.0 8.6 0.4

1386 968 N/A

Freehold Only Sales Average Sale Price

722 $321,356

775 $324,532

7.3 1.0

770 N/A

Condominium Only Sales Average Sale Price

181 $232,760

206 $230,815

13.8 -0.8

198 N/A

% Change 5.5 7.2 0.1

10-year Average 1509 1012 N/A

Commercial Properties (includes industrial, farm, vacant land and business) Sales 36 26 -27.8 *RAHB’s jurisdiction includes Burlington, Waterdown, Flamborough and Dundas in the north; Hamilton, Ancaster, Stoney Creek, and Grimsby along Lake Ontario; and extends down to the shores of Lake Erie, including Glanbrook, West Lincoln, Smithville, Dunnville, Cayuga, Caledonia, and Hagersville. Established in 1921, the REALTORS® Association of HamiltonBurlington (RAHB) represents more than 2,500 real estate brokers and sales representatives from Hamilton, Burlington, and outlying areas. Members of the association may use the REALTOR® trademark, which identifies them as real estate professionals who subscribe to a strict

code of ethics. The association operates the local Multiple Listing Service® (MLS®) and provides ongoing professional education courses for its members. In addition, RAHB is an active participant in the Home Ownership Affordability Partnership (HOAP) and holds an annual auction in support of local charities. Advertisements of local MLS® property listings and information about the services provided by a REALTOR® can be found at More information about RAHB is available at

Visit our Website! View any of the listings in this publication at Extra pictures, More details Check it out!

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MarketWatch October B_MarketWatch_Transfer.qxd 11/10/11 5:18 PM Page 12



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Oct. 17, 2011 Issue 35  

The Golfi Team Market Watch Issue 35

Oct. 17, 2011 Issue 35  

The Golfi Team Market Watch Issue 35