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MarketWatch November B_MarketWatch_Transfer.qxd 11/11/11 6:47 PM Page 1

November 15, 2011 - Vol 33b

P R E S E N T E D

B Y

T H E

G O L F I

T E A M

Rob Rob Golfi Golfi Sales Sales Representative Representative

Feature Home

GRIMSBY 28 Sumner Crescent

$399,900

Awesome 4 bedroom home features slate & Brazilian cherry floors, custom cherry kitchen cabinets, custom drapery, professionally finished basement, new central air and furnace, new liner and pool pump '08, hot tub, mostly vinyl windows.


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The Golfi Team Real Estate Market Watch

Crossword Puzzle

About Rob Golfi

S

ince the inception of his career in 1997, Golfi has Rob recognized that understanding his clients’ needs is essential to providing excellent service. As business grew, Rob assembled the Golfi Team in an effort to maintain the same level of professionalism clients have come to expect. Shortly thereafter in 2003, the team received the prestigious honour of being among the top 100 Real Estate Teams for RE/MAX Canada, and this status continues to date. Rob’s experience and aggressive negotiating skills have earned him every major honour awarded by RE/MAX, including President’s Club, 100% Club, Platinum Club, Chairman’s Club, Hall of Fame in 2003, the Lifetime Achievement Award in 2006, his SRES® designation in 2009 and the Diamond Club Award in 2010. Having worked with

(Solution on Page 6)

many of the industry’s professionals over the years, he has the necessary edge to best negotiate the sale of your home. Any agent can list your house, but Rob’s knowledge, marketing extensive background and dedication gives clients peace of mind when dealing with the single most important investment in their lives. With years of combined experience, the Golfi Team can provide your home with a level of exposure that most agents cannot. Utilizing a team approach also means that they will likely find a purchaser to buy your home sooner, rather than waiting for other agents to approach you with potential buyers. Ranked in the top 5 of nearly 2,000 sales agents in the Hamilton-Burlington and Niagara areas, listing with Rob and the Golfi Team is the right choice when choosing someone to represent your best interest. -Å

SUDOKU 4

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CLUES ACROSS 1. Speedometer rate 4. Important game player 7. Sheep’s cry 10. Scorch 12. Large So. Am. rodents 14. Taxis 15. Free from danger 16. 3rd rock 17. Cain and ____ 18. Gazes 20. President’s service 22. Crow’s call 23. Comic Harvey ___man 24. “Socrate” composer 26. Not prone 29. Of she 30. Cleans teeth 35. Cheer 36. Sealed metal container 37. ___s: SE Asian country 38. Impose regulations on 44. Electronic data processing 45. Eyelid infections 46. Ridgeline 48. Boxer Mohammed 49. Pen point 50. Break from a union 53. Tendons 56. Japanese beverage 57. Master of ceremonies 59. 3rd Islamic month 61. Comportment 62. Fathers 63. Three performers 64. Tally 65. 2000 pounds 66. European money CLUES DOWN 1. Manuscripts (abbr.) 2. Snow and sugar snap

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November 15, 2011

8

The Solution Fill in the grid above, so that each row of 9 squares, each column of nine and each section of nine (three squares by three) contains the numbers 1 through 9 in any order. There is only one solution for the puzzle and the numbers shown can NOT be changed.

www. GolfiTeam .com

3. Tool handle 4. Netherlands river 5. Outdated TV player 6. Taps 7. Pig movie 8. Assist in wrongdoing 9. Sign language 11. Respond to 12. Young football league 13. Israeli money 14. Library study cubicle 19. Foray 21. Mine wagon 24. Backsides 25. Buddhist saint 27. British scholar John 28. 18th hebrew letter 29. Time units (abbr.) 31. Company that rings receipts 32. Small amount 33. Black tropical Am. cuckoo 34. Dipping morsel 39. A B vitamin 40. ____te: remove 41. Digressions 42. Clowns 43. Emerald Isle 47. Siskel and _____, critics 50. Aforementioned 51. Supplemented with difficulty 52. Utter sounds 53. Visualized 54. Manufactured article 55. Invests in little enterprises 56. Senior military officer 58. Actor Hume ___nyn 60. Informal debt instrument

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1 9 6 3 7 4 8 5 2

6 1 5 2 3 7 4 8 9

7 2 4 8 1 9 3 6 5

8 3 9 4 5 6 1 2 7


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November 15, 2011

The Golfi Team Real Estate Market Watch

Page 3

Facts About GOLFI… 3 Over $60 Million in Sales Annually** 3

#1 Real Estate Office in Hamilton-Burlington Region*

3 Amongst the Top

Sales Representatives in Ontario**

3 Golfi Team ranked Top 50 Teams in Canada for 3 Golfi Team ranked Top 100 Teams in the World for

1998

Rob Golfi Sales Representative

2003

2003

2006

** **

2010

OVER $460 MILLION IN REAL ESTATE SALES *#1 Brokerage in the Realtors Association of Hamilton Burlington MLS from 1994 to 2010 consecutively. **Year End Standings for 2010, based on residential commissions paid. Rankings are compiled from figures submitted by regional offices.

LOOK WHAT WE'VE SOLD! D SOL

ERS F F LE O P I T UL HM T I DW SOL

AYS D 2 IN 2

D SOL

AYS D 4 IN 3

ER Y U HB S A C MY O DT L O S

HaMIlton $139,900 806 Concession Street

BeaMSvIlle $324,900 4856 King Street

StoneY CReek $274,900 3 Beachgrove Crescent

SMItHvIlle $369,900 26 Hornak Road

Well maintained, cozy 3BR bungalow. Built-in cabinets, fenced yard w/large deck. Close to Henderson Hospital, Mountain Brow/Sherman access. Updated shingles, freshly painted, 100 amp breakers, fantastic move in condition! Call 905-575-7700 today.

Extensively Renovated Century Home. Reno’s in the last 5 yrs inc kitchen, 2 bathrms, most drywall, crown mould, most light fix, 3/4” hardwd flrs, ceramic tile, pool pump, filter and lining, basement finished & the list goes on.

Fabulous find, 2 storey home w/3 spacious BRs, lrg sunny LR & DR combination w/sliding doors leading to maintenance free & private fully fenced back yard w/gazebo, concrete drive, new shingles 2005, new furnace & c/air 2005, close to Linc & Red Hill & all amenities.

Spectacular & immaculate best describes this awesome 4 BR home in Station Meadows! Sitting on a premium lot, approx 2140 sqft. this home features, 9’ ceilings, oak staircase, hardwd flrs throughout, stylish kitchen w/granite counters & breakfast bar, fenced yard w/concrete patio.

AYS D 35 N I D SOL GRIMSBY $324,900 29 Princess Blvd. Desirable Neighbourhood! Large 4 bedroom home close to parks, water and highway access. Many updates C/A, windows & exterior foors, garage door, shingles, basement reno, ensuite, blown-in insulation & new hot tub. Sprinkler system front & back. Private fenced in backyard.

GET YOUR HOME SOLD TODAY! 905-575-7700 / 905-945-0188

AYS D 25 N I D SOL HaMIlton $189,900 546 Roxborough Ave. Renovated to the studs! 3 bedrooms & 2 full bathrooms. All new wiring, insulation, furnace, C/A (2 yrs), roof, siding, kitchen, windows, 2 new bathrooms including ensuite. Main floor bedroom & laundry. All appliances included. Side drive. This home exceeds standard!!!

DAYS 0 3 IN

S FER F O IPLE T L U HM T I DW SOL

ER Y U HB S A C MY O DT L O S

StoneY CReek $449,900 15 Sasha Court

StoneY CReek $284,900 125 First Road West

BInBRook $289,900 38 Topaz Street

Custom-built home in the heart of Stoney Creek. approximately 2,900 sqft with 4 Bedrms. Large kitchen with Maple cabinets, butler run/servery to dining room, hardwood & ceramic throughout. Oak stairs, covered 8' x 17' back porch. Unspoiled basement with R/I bath & fruit cellar.

Fantastic 3 bedrm, 2 stry home in immaculate condition! Features beautiful hardwood in living & dining rm with oak stair case, finished basement with rec-rm & wet bar with spa like bath, concrete drive & patio, shingles 2008, new garage door, fenced yard, rm sizes approx.

5 year old Losani built 2 storey home! Check this one out! Detached 3 bedroom home with bedroom level laundry and open concept design. Exposed aggregate walkway and patio complete the fenced in rear yard with shed. More @ www.Golfi.ca

HaMIlton $152,900 64 Cope Street

FOR D L SO

T LIS F O 9% . 9 9

F LI S O % 8 OR 9 F D SOL

T

Call Today 905-575-7700

3 bedrm brick beauty w/ long side drive & garage. Some newer vinyl windows, large principle rooms, separate dining room, walk-in closets, fenced yard, freshly painted, new eaves & downspouts directed away from home, original hardwood floors & high baseboards.


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The Golfi Team Real Estate Market Watch

November 15, 2011

Hamilton & Stoney Creek Rob Golfi

TOO NEW FOR PIC $258,900 HaMIlton Mtn 103 Beaverbrook Avenue Incredible value in this 3+1 bedroom home! Master bedrm w/ensuite privilege, all appliances included in this price, fully fenced scenic lot, great neighbourhood with amenities nearby, big party deck off kitchen, loads of updates C/A ‘09, & shingles ’09. Shows very well.

HaMIlton eaSt $205,900 34 Barons Avenue 3 or 4 bedroom home w/highway access, schools & shopping nearby. Loads of updates, some newer windows, roof 2011, furnace & tank 1998, main bath remodelled & new bath in basement. Fully fenced yard w/gate at driveway. Rear patio & big shed.

$299,900 StoneY CReek 326 Jones Road

$287,900 StoneY CReek 194 Millen Road

Large duplex on 100 x 150 ft lot. Two 3 bdrm units plus professionally finished 1 bdrm in-law suite in basement. 1.5 car garage & parking for up to 10 cars with multiple street access. Huge private fenced backyard. Great investment opportunity! Incredible income potential!

Old world charm w/modern conveniences. Beautifully renovated 2-storey with maple hardwood & ceramics on main flr. Family-sized maple kitchen w/tumbled marble backsplash & pot lighting. Large Master w/rich hotel style ensuite & W/I closet. Fresh paint, vinyl windws.

905-575-7700 905-945-0188

www.golfiteam.com

$299,900 StoneY CReek 121 King Street East Bring your tool belt and make this your dream home! Fantastic opportunity on large L-shaped 77.83 x 142.60 foot lot! 1.5 Storey all brick home with partially finished basement. Close to all amenities walking distance to downtown Stoney Creek. Make an offer!

StoneY CReek $224,900 #6 171 Highbury Immaculate 2 storey 3 bedroom end unit with low condo fees, large master bedroom with walk-in closet, large eat-in kitchen with ceramic floors, private deck, fantastic location close to Rymal, Linc & Redhill Expressway, schools and all amenities. Plenty of visitor parking.

HaMIlton CtR $219,900 54 Alanson Street Unit# 101

StoneY CReek $229,900 1026 Highway #8

BInBRook, on $319,000 28 Powell Drive

StoneY CReek $329,900 6 Darrow Drive

Gorgeous & functional loft at the foot of the escarpment! Private entrance at the front of the building w/porch. Open concept w/exposed post & beams, hardwd flrs & windows galore. Fully finished lower level, gas fireplace, & BR level laundry. Walk to Rail trail & Wentworth stairs.

Big bungalow in Stoney Creek on the Winona border! Country living minutes to Eastgate Mall & easy hwy access. Big bright rooms & updated furnace, c/air & windows, 2 car parking, big front deck, easy care lawn & landscaping, great value, & fantastic neighbours! Call 905-575-7700.

Amazing open floor plan in this Flamingo Home loaded with over $20,000 in upgrades. Outstanding value with hardwood floors, upgraded carpeting, French doors, central vacuum, oak staircase, upgraded railings, inside entry and more. Bring your clients to view this home today.

Great sought after location in Stoney Creek. Hardwood in living and dining rooms, big eat in kitchen, huge family room with a gas fireplace over garage, concrete double drive, walkway and patio. Separate dining room, fully finished bsmt with extra kitchen. Call 905-575-7700 today.

Maximum Exposure Sells Your Home Call the Golfi Team to get your Home Sold

905-575-7700 905-945-0188

www.golfiteam.com The Golfi Team is ranked in the Top 100 Re/max Teams in Canada.

“You did a great job describing my house in the Real estate ads. it sounds so appealing, i’ve decided to keep it!”

Call Today 905-575-7700


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November 15, 2011

The Golfi Team Real Estate Market Watch

Page 5

Hamilton & Stoney Creek Rob Golfi

HaMIlton CtR $79,900 11 Keith Street

StoneY CReek $189,900 518-500 Green Road

StoneY CReek $519,900 21 Watercliff Place

HaMIlton Mtn $324,900 65 Princeton Drive

Beautifully maintained and upgraded suite with breathtaking views from windows and balcony. Features new furnace & c/air system, new 800 series doors, freshly painted, amenities include pool, gym, sauna, library, work shop, squash courts, locker #14, and a parking spot.

Stunning 4 bedroom Lake Pointe home steps from the lake and near 50 Point Marina. Large formal living & dining room, eat-in kitchen with granite counters. Master has and his/hers closets & spalike master bath with soaker tub. Patio doors lead to deck with gazebo and large backyard.

3 bedroom Semi! Granite cunters & floors, crown molding, 100 amp breakers, finished basement, roof 2010. Main floor has open concept eat-in kitchen, dining room and living room. Upstairs has 3 spacious bedrooms and a full bathroom. Great family home!

This all brick oversized 4 level back split in fantastic Sherwood heights neighborhood is available for immediate possession! Features updated vinyl windows, updated shingles, beautiful hardwood & ceramic flrs, second kitchen in lower lvl, great in-law potential, sun-rm, & fence yard.

HaMIlton eaSt $119,900 90 Hope Avenue

StoneY CReek $274,900 90 Whitefish Crescent

StoneY CReek Mtn $279,000 129 Slinger Avenue

StoneY CReek Mtn $389,900 1889 Rymal Road

Renovated 2 bedroom bungalow w/great hwy access. Double rear drive, all appliances included. Immediate possession available. Basement waterproofing 25 year transferable warranty, updates includes flooring, bathroom and front porch. Get inside! Call 905-575-7700 today.

“The perfect 10!” 2 storey, 3 BR, 1715 sq.ft. freehold! 1.5 car garage & parking for 3 cars, open concept, computer loft & covered balcony w/view. Hrdwd flrs in LR, kitchen, DR & pantry. Upgraded stainless steel appliances & carpet. Ensuite, 3 walk-in closets & steps to Lake.

Charming raised ranch. Beautifully landscaped, ideal for growing family. Features new stylish kitchen with pantry & breakfast bar, hardwd flrs in front room & hallway. Enjoy lounging in the fully finished basment w/bedroom & bathroom. Close to amenities & schools.Call 905-575-7700.

Gorgeous raised ranch w/updates within the last 2yrs! Incl. shingles, furnace, hardwd, carpet, hot-tub, new pool liner, Cherry wood kit. cabinets w/granite, windows ‘05 , eaves trough & facia, bathrm ‘08, backing onto conservation w/private gate, & a 400 sqft workshop w/power.

StoneY CReek $299,900 1323 Baseline Road

HaMIlton eaSt $95,900 399 Fairfield Avenue

StoneY CReek $399,900 35 Riviera Ridge

HaMIlton eaSt $183,900 154 Rosewood Road

Beautiful 3 BR brick bungalow! Oak kitchen cabinets, open concept kit. overlooking LR & DR, circular oak staircase, Mbed w/4 pc ensuite & walkout, spacious bedrms, concrete walkways & patio, fully fenced private yard, rough-in central vac & close to Fifty Point Conservation.

Spacious 1 BR bungalow! Incl updated kitchen w/lots of counter space, fenced yard, new roof shingles & high efficiency furnace (gas on equal billing $66.00 month!), 100amp on breakers, big rear deck w/awning, A/C, big bathrm & lots of storage in bsmt. Can be 2 BR if needed. Shows great!

4+1 bdrm in prestigious loc’n! Fresh paint & crown mouldings. Plus porcelain tile, kulm hrdwd, main flr. den, lrg eat-in kit, livin rm, sep. dining rm & main flr. laun. New shingles (08) & undergrnd sprinkler system. Call 905-575-7700 today.

Cozy & Desirable East Hamilton 2 bedrm doll house! Features hardwd floors under broadloom, finished rec rm in basement, mostly vinyl windows, updated furnace, detached garage, appliances included, close to busses, shopping & parks.

Movember

Any Contribution is Much Appreciated!

O

ur Grimsby boys are raising money and awareness for prostate cancer. Jeff Golfi, Mat Shanahan, Phil Golfi, Julian York, Dan Golfi, David-Peter Mainse, Matthew Wolfe, Jonathan O'Brien, Andrew DiPietro, Kirstyn Carruthers, Pio Neri, Mitch Gaulton, Angelo Guevera, Darren Kelly, Marc Anthony Tollis, Cody Droughan, all friends that grew up together in the Grimsby area. These boys are halfway through the month of Movember and they are all sporting impressive moustache growth!! One in seven men will be afflicted with prostate cancer -- which is rare for men under 40, where it states on the Movember Canada website, when caught early enough, prostate cancer is 90 per cent curable. Unfortunately, there are no symptoms in the early stages and the only way to detect the cancer is through regular examinations, something many men fail to do. Take a look at the boy's official Movember website -http://mobro.co/FuManNasty, you can see they're having a blast with the month of Movember. Any contribution will be much appreciated.

The Chevron

The Horseshoe

The Handlebar

The Full Beard

Jeff Golfi, Zack George, Mat Shanahan Credit: Amanda Street & the Grimsby Lincoln News.

Popular Moustache Styles Chevron Chevron If the chevron has you thinking of men of the 1970s, you have the right idea. This classic style consists of a full, wide moustache that generally hangs slightly over the upper lip. Worn thick, this look reads masculine but dated. Updating this style involves paying close attention to length, so be sure to keep unruly lengths under control with weekly trimmings.

Horseshoe Horseshoe Resembling an inverted horseshoe, this style consists of a full moustache with growth vertically extending down from the corners of the lips and ending at the jaw line. It is often confused with the fu manchu, where the vertical extensions are downward-pointing and extend beyond the jaw line. This look is a nod to the Old American West and can be a fun, alternative moustache style

Handlebar If you thought that the handlebar was reserved for Mario and Luigi, think again. This style’s popularity is on the rise thanks to hipsters and beatniks. Here, the moustache is grown bushy and long enough to achieve upwardpointing ends. Since the pointed ends are achieved by the use of products, such as styling wax, the look is high-maintenance. Depending on your personality, handlebars can be worn large or small, though today’s version veers towards the latter.

www.golfiteam.com

Full beard The traditional full beard style consists of growth along the upper lip, chin, sides, and is connected to the sideburns. The moustache is generally integrated, but can be styled. While this is a good option for guys with weaker jawlines, it may not be appropriate for conservative environments or girlfriends who prefer a softer touch. Associated styles include the garibaldi, a wide, full beard with a rounded bottom, and the verdi, a shorter version with a prominent mustache.


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The Golfi Team Real Estate Market Watch

November 15, 2011

BONDSEAL CANADA The Waterproofing Specialists

Specializing in Concrete Crack Repairs: Dry, Seeping or Gushing All Methods InterExterior

HOLIDAY BOOK DRIVE The best gift you can give this holiday season is the gift of literacy. Across the world and even in our own community, thousands of young children, teens, and adults are left without books to challenge their minds, to cuddle up and read to their young ones, or to simply enjoy while sipping a nice cup of warm tea or coffee this winter. The Rob Golfi Team and Absolute Simplicity - Home Staging/Interior Decorating, value literacy and the importance it has on learning. Together as a team, they are hosting a Book Drive and ask for your help in spreading the joy of reading. Books will be donated to the Community Access to Child Health (CATCH) Program. CATCH is a community development program which offers playgroups, a lunch program, after school programs and a women’s group. Children and youth who use CATCH visit the book bank to browse and choose a free book, which they can take home and keep – a luxury for many children. Children can visit as often as they like. Books will also be distributed to the local Stoney Creek Book Bank. The book bank provides books for children from newborn to Grade 8 to support and develop an interest in, and success in reading, self-esteem and pride of ownership. The Rob Golfi Team and Luisa Giaitzis from Absolute Simplicity want to thank you in advance for your generous donations. We wish you a very Merry Christmas and a Happy Holiday.

For more information and links visit www.absolutesimplicity.ca Luisa Giaitzis (IDDP, ISRP)

Rob Golfi, The GolfiTeam

www.absolutesimplicity.ca absolutesimplicitysd@gmail.com

www.golfiteam.com robgolfi@golfiteam.com

905-515-0341

905-575-7700

Deadline for drop off is December 22, 2011 Drop off locations: REMAx ESCARPMEnT REALTY InC., BROKERAGE: Stoney Creek News Office: 333 Arvin Avenue - 8:30am to 5am Monday to Friday. CATCH Office: 350 Quigley Rd. The Rob Golfi Team Office: 664 Fennell Avenue East - 9am to 5pm Monday to Friday.

Sharon Stafford Sales Representative

Ashley Sidler

Sales Representative

Rob Golfi

John Walker

1.888.808.7595 www.bondseal.com bondsealcanada@yahoo.ca

Home evaluaTion No Cost or Obligation

CallRobGolfiToday!

905-575-7700/905-945-0188 Crossword Solution

Household Hints

Bathroom Smells. To help get rid of 'bathroom' smells, instead of using air fresheners, try striking a match, (regular not safety) sounds strange but very effective.

Heather Reid

Hans Marcellissen

Wendy Murray-Nicholson

Mike McNeil

Jaclyn Ross

Rosemarie Fournier

Sales Representative

Sales Representative

Sales Representative

Office Manager

Sales Representative

Listing Co-ordinator

Together… Delivering More!

Sales Representative

www.golfiteam.com


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November 15, 2011

Rob Golfi

$675,000 GRIMSBY 487 Ridge Road East

The Golfi Team Real Estate Market Watch

Page 7

Grimsby, Lincoln & West Lincoln Area

$399,900 GRIMSBY 28 Sumner Crescent

BeaMSvIlle $239,900 4056 Mountain Street

vInelanD $310,000 3380 Dustan Street

Character home on a large 60'x 180' lot! New furnace ’07, shingles & plywood ’10, New electrical ’11, Garage/workshop is 25' x 33', some new windows & doors, original oak wood flooring on Main level, 3.5"w pine flooring upstairs, large deck with beautiful big yard & mature trees.

Lakefront community living in comfort and style. This 2 bedroom bungalow features relaxing front porch, 9ft ceilings, 2 full bathrooms, central air conditioning, spacious deck off of kitchen, main floor laundry. Homeowner Assoc. fee $30/mo for use of waterfront clubhouse and beach.

Awesome 4 bedroom home features slate & brazilian cherry floors, custom cherry kitchen cabinets, custom drapery, professionally finished basement, new central air and furnace, new liner & pool pump '08, hot tub, mostly vinyl windows.

68 Lake Street

GRIMSBY $337,900 153 Lakeside Drive

GRIMSBY $399,900 442 Main Street

BeaMSvIlle $749,900 4816 Mountainview Road North

Beautiful, spacious 3+1 bedroom family home with old-world charm, on park-like setting. Located on large 75' x 195' lot with 25' x 32' tandem deep garage. Beautiful restored hardwood floors, upgraded doors and trim throughout. $1000s spent on upgrades and updates.

Charming bungalow w/family rm addition that will take you by surprise! This 3 bedroom home features vinyl windows, bright bathrm, hardwd flrs, shingles ‘11, skylight, beautifully finished recrm w/wet bar & games area, private treed yard w/perennials, extra long garage, & close to Lake.

Character home set along Grimsby’s tree lined street. Features new kitchen, updated baths, new furnace c/air & water heater, new shingles & plywood 2002, all vinyl windows, hardwd under all broadloom, 2 storey garage 45x26 ft w/finished loft above with furnace & bathrm.

2 storey, 3000 sq.ft. on 6.75 acre hobby farm! Upgrades incl new hardwd, new kitchen w/granite, new carpeting w/up-graded under pad, Mbed rm w/luxury ensuite, 3 season sunrm, gas FP, new c/air & furnace, updated shingles, 2 storage out buildings, & quick access to QEW.

SMItHvIlle $399,900 146 Rock Street

GRIMSBY $369,900 519 Ridge Road East

GRIMSBY $269,900 446 Main Street West

1.37 acres on escarpment ravine near Bruce Trail! Features geothermal system Jan ’10, insulated roof, newer windows, amazing low energy costs, large 2.5 car garage, large deck w/above ground solar heated pool, and charming cedar-sided home with large eat-in kitchen.

Fabulous ½ acre property backs onto green space. 4 bedrm home & 25x35' oversized garage/workshop, affordable enough to build new or renovate. This home offers new shingles & furnace ‘03, beautiful cast iron fireplace, lots of parking space, and easy access to QEW.

Beautiful setting from the iron gates to the spectacular view of the woodlands Bruce Trail & 30 Mile Creek. This home has had a complete makeover from the interior to the exterior. Call 905-575-7700 for a private viewing today!

GRIMSBY

$459,900

GRIMSBY

$349,900 3 Hewitt Drive

Escarpment views! Features beautiful maple kitchen w/granite island & breakfast bar, hardwood & ceramics throughout, great room w/cathedral ceilings & gas fireplace, incredible open concept floor plan, fenced yard, & a high energy efficient home.

Outstanding & immaculate Custom built 2350 sq.ft. Facing park, loaded w/upgrades, features maple kitchen with antique finish and granite counters, gleaming hardwood flrs, porceline tile, California shutters, luxury ensuite master bedrm with French doors leading to 16x24 covered patio.

BUNGALOW

WeSt lInColn $328,500 9407 Silver Street Amazing updated home on 100 x 200 ft lot, built in 1953, has an open concept living room/dining room with hardwood floors, huge master suite, New high efficiency gas furnance/CA, updated main bath, entry doors, & water conditioner. Bonus room over the garage.

BeaMSvIlle $236,000 5126 Conner Drive

BeaMSvIlle $339,900 4092 Mountain Street

BeaMSvIlle $241,900 5120 Conner Drive

2 storey freehold town home 1386 sq ft. Similar to be built. 90 day closing avail. Incl. great sized Bedrooms w/3pc ensuite & walk in closet off master, kit w/breakfast area overlooking famrm, attached to neighbouring unit at garage w/access from garage to rear yard, & min to all amenities.

Want quality, this house is for you! This one flr plan incl. $20,000 in extras, California knock down ceilings, rounded corners, 120 sq.ft. of hrdwd flrs, upgraded trim package, maple kit, asphalt drv & much more! Approx 1445 sq.ft. similar to be built.

Fabulous end unit freehold Bungalow 1,110 sqft! 90 day closing avail. Come & visit our model home & be wowed on this Energy Guide & Tested Home. Incl great size bedroomss w/3 pc ensuite off master, kitchen area overlooking family rm, attached to next unit only at garage.

HomeevaluaTion No Cost or Obligation

GRIMSBY $309,900 14 Marlow Avenue Custom-built 3 bedrm bungalow, open & inviting floor plan w/gorgeous hardwood, spacious kitchen w/breakfast bar and sliding doors leading out private fenced back yard, large master bedrm w/ensuite and double garage with 4-car drive. Near schools, parks and quick access to QEW.

CallRobGolfiToday!

905-575-7700/905-945-0188 Call Today 905-945-0188


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The Golfi Team Real Estate Market Watch

November 15, 2011

amoRTiZaTioN CHaRT Monthly payment per $1,000 Length of Mortgage (Amortization Period) Example $150,000 at 20yr at 3.0%: 150 x 5.54 = $831.00 /month Interest Rate (%) 5 yr

10 yr

15 yr

20 yr

25 yr

30 yr

35 yr

Interest Rate (%) 5 yr

10 yr

15 yr

20 yr

25 yr

30 yr

35 yr

3.00

17.96

9.65

6.90

5.54

4.73

4.21

3.84

8.00

20.21

12.06

9.48

8.28

7.63

7.25

7.01

3.50

18.18

9.88

7.14

5.79

4.99

4.48

4.12

8.50

20.45

12.32

9.76

8.59

7.95

7.59

7.36

4.00

18.40

10.11

7.38

6.04

5.26

4.76

4.41

9.00

20.68

12.58

10.05

8.89

8.28

7.93

7.72

4.50

18.62

10.34

7.63

6.30

5.53

5.04

4.71

9.50

20.91

12.84

10.33

9.20

8.61

8.28

8.08

5.00

18.85

10.58

7.88

6.57

5.82

5.34

5.01

10.00

21.15

13.10

10.62

9.52

8.94

8.63

8.44

5.50

19.07

10.82

8.14

6.84

6.10

5.64

5.33

10.50

21.38

13.37

10.92

9.83

9.28

8.98

8.81

6.00

19.30

11.07

8.40

7.12

6.40

5.95

5.65

11.00

21.62

13.64

11.21

10.16

9.63

9.34

9.18

6.50

19.53

11.31

8.66

7.41

6.70

6.26

5.98

11.50

21.86

13.91

11.51

10.48

9.97

9.70

9.55

7.00

19.75

11.56

8.93

7.69

7.00

6.59

6.32

12.00

22.10

14.18

11.82

10.81

10.32

10.06

9.93

7.50

19.98

11.81

9.21

7.99

7.32

6.91

6.66

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MarketWatch November B_MarketWatch_Transfer.qxd 11/11/11 6:48 PM Page 9

November 15, 2011

The Golfi Team Real Estate Market Watch

Page 9

Year-to-Date Statistics Based on sales data on all home sales from October 2010 vs October 2011, P R E S E N T E D

B Y

T H E

G O L F I

T E A M

REALTORS Association of Hamilton-Burlington YTD Comparison Oct 2011 / Octt 2010

Listed YTD

Expired YTD

Sold YTD

Average Selling Price

Average Days on Market

Selling % of List Price

AnCASTER (DISTRICT 42)

2011 2010

703 789

145 162

466 508

$431,935 $404,897

58 52

97% 97%

BURLInGTOn (DIST. 30 to 36 & 38)

2011 2010

3496 3748

361 459

2918 2929

$413,220 $386,984

35 36

98% 98%

DUnDAS (DISTRICT 41)

2011 2010

371 400

54 50

277 300

$336,396 $333,808

49 45

98% 98%

GLAnBROOK (DISTRICT 53)

2011 2010

459 422

87 82

334 298

$321,091 $311,673

57 59

97% 98%

GRIMSBY LWR (DISTRICT 54)

2011

433

74

316

$314,330

60

98%

2010

483

117

318

$316,599

49

98%

GRIMSBY MTn (DISTRICT 55)

2011 2010

54 50

14 13

31 26

$460,598 $383,388

72 63

96% 96%

HAMILTOn EAST (DIST. 23,24,27,28,29)

2011 2010

954 899

168 195

683 614

$188,375 $180,286

48 46

96% 97%

HAMILTOn MTn (DIST. 15,16,17,18,25,26)

2011 2010

2091 2162

310 319

1607 1640

$252,477 $246,999

48 45

97% 97%

HAMILTOn CTRL. (DIST. 13,14,20,21,22)

2011 2010

1380 1552

349 411

932 934

$151,592 $148,607

52 47

96% 96%

LInCOLn (DISTRICT 94)

2011 2010

281 310

84 78

175 201

$285,912 $271,018

75 61

97% 97%

WEST LInCOLn (DISTRICT 56,58)

2011 2010

87 63

29 20

48 33

$328,110 $340,070

83 66

96% 97%

SMITHVILLE (DISTRICT 57)

2011 2010

99 155

30 53

72 84

$245,550 $259,896

67 77

97% 97%

STOnEY CRK MTn (DISTRICT 50)

2011 2010

297 317

50 48

219 236

$297,814 $286,956

51 48

98% 98%

STOnEY CRK LWR (DISTRICT 51)

2011 2010

801 861

179 208

567 565

$288,656 $286,000

62 57

97% 97%

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MarketWatch November B_MarketWatch_Transfer.qxd 11/11/11 6:48 PM Page 10

Page 10

The Golfi Team Real Estate Market Watch

November 15, 2011

2011 GBF Food and Gift Drive Thursday December 15, 2011 - Sorting - 6:30pm to 9:00pm Friday December 16, 2011 - Packing - 6:30pm to 9:00pm Saturday December 17, 2011 - Delivery - 8:00am

T

here is no registration required just come out and share the joy of giving. Families with children enjoy the sorting of food on Thursday and students are especially needed on Saturday to assist with carrying the boxes and loading cars. A great way to earn those community hours needed for high school. The Annual GBF food and gift drive for the Christmas Hamper Program begins approximately the third week of November and runs to mid December and is spearheaded by the Grimsby Firefighters. Donation bags are distributed by the Grimsby Firefighters in the local paper. The firefighters collect non perishable donations of food and gifts along the Santa Claus parade route on the first Saturday in December. Donations to the Christmas Hamper program can be dropped off at our Elm Street location after that date. Community members may also donate through their churches, schools, local businesses and service organizations. Trinity United Church, 100 Main St. W, Grimsby Trinity United Church graciously donates the use of their facilities for the Christmas Hamper Program each year. Financial donations Financial donations to offset costs of the program are gratefully accepted. Charitable donation receipts are issued for financial donations received.

Donations can be made using the DONATE BUTTON on the GBF Home Page on our website (http://www.westniagara.com/gbf/) OR at our store at 40 Elm Street OR mailed to us at PO Box 231 Grimsby Ontario L3M 4G3. Visa, Mastercard, Amex and Debit are accepted. For additional information, please call 905 309 5664 ext. 3 Volunteer With Us Young and old alike gather together over a three-day period at Trinity United Church, 100 Main St. W. to help fill the Christmas Hampers with canned goods, gifts, fresh vegetables and gift certificates. These hampers are then distributed to Food Bank recipients as well as others in the community who are less fortunate. Once all hampers are delivered, remaining food and gift items are returned to the GBF Foodbank to help families requiring food assistance throughout the year. Christmas Hamper Registration GBF offers the Christmas Hamper Program to help less fortunate community members, including GBF Food Bank recipients celebrate the Christmas holiday season. Registration is required to receive a hamper. Registration forms are available at the foobank during our regular office hours 9:30 am to 4:30 pm Monday to Friday. Referrals from other organizations within the community are accepted. For more information, please call Pamela Rainford at 905 309 5664 ext 4.

GBF Food Bank, 40 Elm Street (side entrance) 905-309-5664 Ext. 2 The GBF Foodbank is the primary service provided by GBF to persons of low income in Grimsby. The GBF Food Bank operates yearround and offers monthly or occasional food supports to individuals who may be single parents, receiving government assistance, unemployed, earning low or minimum wages amongst others. Items that stock the food bank are donated by individuals, churches, schools, businesses and service groups in Grimsby. As a member of the Ontario Association of Food banks (OAFB), we also participate in the National Food Sharing System and Foodbank Distribution Services out of the Waterloo Region Foodbank. Financial donations to the GBF Foodbank are used to purchase milk, cheese, eggs and other perishables as well as personal hygiene and grocery items when stock runs low. The Grimsby Sobeys store provides shoppers with a convenient food dropbox for donations which is located inside their store at Grimsby Plaza on Livingston Ave. Food donations may also be brought to the Foodbank at 40 Elm Street during office hours. Regular Hours of operation are: 10am - 2pm Monday through Friday 6:30pm - 8pm Tuesday Evenings Volunteer Opportunities: Sorting and warehousing food donations Monday - Friday 10 am - 2 pm Restocking shelves in food bank Monday - Friday 2 pm - 4:30pm

For More information call 905-3095664 Ext. 2 We are here to fill the needs in our community. Let us help you! Items Always In Demand (items with * indicate current most needed items) • Canned meats * • Canned Stews * • Canned vegetables - peas, carrots, corn, green beans, beets, potatoes etc* • Hamburger, chicken or tuna helper • Instant Coffee* • Fruit Juice* • Drinking boxes for kids school lunches* • Fruit and pudding snacks for kids school lunches* • Jams • Canned pasta with meat (canned raviola, spaghetti with meatballs etc) * • Peanut butter • Sugar • Canned milk • Boxed potatoes* • Pasta or Rice "Sidekicks" type side dishes* • Toilet articles - tooth brushes, soaps, toothpaste, feminine hygiene articles • Paper towels • Kleenex, toilet paper* • Grocery store gift certificates in $10 denominations

289-969-6532

www.golfiteam.com


MarketWatch November B_MarketWatch_Transfer.qxd 11/11/11 6:48 PM Page 11

November 15, 2011

The Golfi Team Real Estate Market Watch

Page 11

Hamilton Hunger Count 2011 The greater single challenge in our communicty is the degree of poverty. One in four residents live far below the poverty line.

Little has changed Unfortunately, the statistical shapshot of food program use during the month of March 2011 showed that the picture of hunger in Hamilton remained sadly consistent.

Food Bank Access Comparison – 2010 - 2011 Adults 2011 2010 Adults 9,906 10,443 8,526 8,157 Children Total People 18,432 18,600 Total Households 7,963 8,507 Statistics reflect unique households and individuals

Hot Meal Program Comparison – 2010 - 2011 Number hot meals served

18,263

22,438

The impact of hunger continues to be a symptom of the deep levels of poverty experienced by our most vulnerable of citizens. Hunger is felt across every age group – affecting children in their development years to seniors. Hunger is felt across every family situation – from people on social assistance and disability to people working for minum wage, looking for work or people who have no income at all.

When polled, food banks all agree that national policy changes are needed to seriously alleviate hunger in our community Food banks indicated the top 4 policy changes needed to alleviate hunger in our national community… 1. 2. 3. 4.

Increase social assitance rates Raise minimum wage to living wage More affordable housing More job training opportunities

Why policy changes are needed

Hunger is on the rise… a four year comparison Since 2008, the extent of hunger has increased in Hamilton, evidenced by 36.9% more children lining up at a food bank.

Adults Children Total People Total Households

2011

2010

2009

2008

9,906 8,526 18,432 7,963

10,443, 8,157 18,600 8,50i7

11,289 8,313 19,602 7,374

9,284 6,227 15,511 6,324

Hunger among children is a critical issue. Children in food insecure households experience a lack of focus and concentation in school. Women and children who are the largest group living in poverty, are at extreme risk of experiencing adverse health effects due to prolonged states of hunger. Eight-one percent of parents who visit a food bank sacrifice their own food so their children can eat. Even with this sacrifice, one in five children who are food bank users are going without breakfast or a balanced meal.

The face of poverty has transformed into the unthinkable… children going to bed hungry, then off to school with no fuel to learn. Young adults living in shelters or on the street, pensioners who have worked their whole life now suffering the indignity of lining up to a food bank. Parents juggling the impossible, desperately trying to fill the food gap so their families can eat. Although not the only factor, income insecurity is the single most pressing reason for hunger. OW and ODSP rates need to increase to reflect the actual cost of living, as 75% of food bank users derive their income from this source. Having a job does not eliminate the need for a food bank as 9% are already working. Incrasing minimum wage to a liveable wage along with increasing affordable housing units and creating meaningful job opportunities are just a start to alleviating the complex conditions contributing to hunger

Local Community Support… 11,784 Volunteer hrs in March 2011 Other Services Offered by the Food Banks • • • • • • •

Nutrition education Rental and housing information Job search assistance Voting information Budgeting Advocacy Low cost or free clothing & furniture

For more more information, contact Hamilton Food Share 339 Barton Street, Stoney Creek, ON L8E 2L2 • Tel: 905-664-9065 / Fax: 905-664-2108

Call Today 905-575-7700


MarketWatch November B_MarketWatch_Transfer.qxd 11/11/11 6:48 PM Page 12

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Nov. 15, 2011 Issue 37