How to avoid buying a home in flood risk areas With the onset of global warming, each year brings more and more floods. Buying a home in a flood risk area can spell years of stress as your home floods. Using the seven tips below, you can ensure that the home you buy is not on a flood plain. 1.
Use your eyes
It may seem simplistic, but your eyes can be your best asset when scoping out an area for flood risks. If you spot local flood defences, for example, then you will know that the area is prone to flooding and you should probably research a bit further to find out how you will be affected. 2.
Speak to residents
This is your best entry into the information about recent flooding in your prospective area. Speaking to residents means you get first-hand accounts of the recent flood history and you can be completely sure that none of the information has been ‘massaged’. You should aim to speak to as many people as you possibly can about this, but a minimum of three is required to give a good overall picture. 3.
Consult flood risk maps
This is the easiest and most effective way to ensure you don’t buy a home in a flood risk area. Flood risk area maps will show you on a coloured scale which areas are more prone to flooding and which areas are not susceptible. 4.
Check historical evidence
Digging a little deeper than recent flood data, you can check historical evidence for your prospective area. These records go back many decades and aim to give you a more complete snap shot of how often the local area floods. 5.
Watch weather reports for flood alerts
When enjoying your morning cup of tea or coffee, you can pay attention to weather reports. Particularly take in the locations of flood alerts throughout the country and how near they are to your prospective area. If there is a flood risk active for your prospective area, you should definitely dig deeper to see if it is just a one off or a long standing problem. 6.
Check out local flood defences
Just because your prospective home is in a flood risk area, does not necessarily mean that your home will be flooded. Some areas are set up to combat flooding by the introduction of dykes, additional height on river banks, porous land or other means. Prior to writing a home off, you should take a walk around the local area to see if there are any flood defences in place. You can also check on the internet and contact the local environmental agency for information. 7.
Check if the home has any protection
The home itself may also have flood protection in place such as a raised front door. Be sure to properly check the property out when you view it for such defences. These are a potential sign that
flooding has been a problem in the recent past. You can then decide if the home is worth the potential extra effort. For more information about digital mapping visit our website.