Benefits Overview For Interviews

Roanoke College BENEFITS OVERVIEW 2026

Roanoke College|221College Lane| Salem, Virginia 24153-3794

Roanoke College Summary of Employee Benefits Core benefits (health, dental, and vision) are effective the first of the month following the hire date. If hired on the first day of a month, benefits are effective that day. Benefit plan provisions are subject to change from time to time at direction of the Roanoke College Board of Trustees or the Virginia Private Colleges Benefits Consortium (VPCBC) Board of Directors.

Insurance

also establish an account for dependent care (daycare) expenses.

Health Insurance The College offers three Anthem health insurance plans to choose from: an HDHP PPO plan, an HMO plan and traditional PPO plan. The employee’s portion of the premium is paid via payroll deduction. Employees who wish to cover their spouses on the College health insurance must complete a spousal affidavit verifying that their spouse has no access to affordable healthcare coverage.

Life Insurance Life insurance coverage is provided with the premium paid by the college. The coverage is equal to an employee’s annual salary, to a maximum of $200,000 and includes an AD&D feature. Eligibility is established in the same manner as for health insurance. Employees may purchase extra life insurance on themselves and eligible dependents.

Disability Insurance When an employee is injured or sick for an extended time the college provides income protection. After 6 months of service, Staff Members are eligible for shortterm disability with a 100% benefit after a 2-week waiting period. Faculty short-term disability is outlined in the faculty handbook. Both staff and faculty are eligible for long-term disability insurance after one year of service with a 60% income replacement benefit. All premiums are paid by the college.

Prescription Drug Insurance The College’s prescription plan is administered by CarelonRx. Prescriptions may be filled by mail order or by using a qualified retail pharmacy. The premium for prescription drug coverage is included in the health insurance premium.

Dental Insurance The College offers a low and high option dental plan through Delta Dental. Under either plan two annual cleanings per year are at no cost. The High option plan covers more services and orthodontics.

Supplemental Voluntary Insurance The College sponsors additional supplemental insurance such as Accident, Critical Illness and Hospital Indemnity.

Vision Insurance The College offers vision insurance administered by Blue View Vision. This plan is primarily for employees who need corrective lenses. Employees pay the full cost of this benefit.

Retirement Plans Defined Contribution Roanoke College sponsors a 403(b) defined contribution retirement plan through the CICV Multiple-Employer Plan (MEP). The college will begin contributing a designated percentage of an employee's annual salary.

Flexible Spending and Health Savings Accounts Depending on the health plan selected, employees may elect to participate in an FSA or HSA by setting aside pre-tax income for reimbursement when incurring out of pocket medical related expenses. Employees can

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Tax Deferred Annuity The College sponsors a supplemental 403(b) tax deferred annuity plan. Employees may begin voluntary contributions to this plan immediately upon hire or at any time.

Post-Tax Roth The College also sponsors a supplemental Roth plan.

Employees may begin voluntary contributions to this plan immediately upon hire or at any time.

Staff Leave & Holiday Benefits Sick / Personal Leave Sick/personal leave is earned at the rate of one day per month, up to a maximum of 30 days of leave. Sick Leave is employee personal illness only. Personal Leave is for immediate family illness, or to attend to family or to attend to family or personal affairs which cannot be accomplished outside an employee’s work schedule.

Personal time is not to be used as additional vacation leave.

Other Benefits Employee Assistance Program The College offers free, confidential, short-term counseling, crisis intervention, referral and follow-up services through a professional Employee Assistance Program.

Vacation Non-Exempt employees earn two weeks of paid vacation during their first year of employment. After the fifth year, they earn three weeks of paid vacation. After the fifteenth year, they earn four weeks of vacation per year.

MaroonsRWell Employee Wellness Program The College offers a wellness program available to benefit-eligible employees and spouses covered by our medical plans. Participation is voluntary and at no cost.

Activities include flu shots, monthly educational programming, and other challenges and events.

Exempt employees earn three weeks of paid vacation during their first five years of employment. After the fifth year, they earn four weeks of vacation per year.

Paid Holidays The College observes certain important days each year as paid holidays. Though subject to adjustment each year, these days usually are: • New Year’s Day (1 or 2 days) • Martin Luther King Jr. Day • Employee Wellbeing Days (2 days) • Good Friday • Memorial Day • Juneteenth • Independence Day • Labor Day • Thanksgiving (2 days) • Christmas Day (4 – 5 days)

Fitness Center Employees and eligible dependents may utilize the college’s Belk Fitness Center at no charge.

Undergraduate Tuition Benefits After one year of service, employees, their spouses and dependent children are eligible for tuition remission at Roanoke College. (Dependents may be eligible for tuition exchange at other colleges.)

Paid Parental Leave After one year of service, eligible employees qualify for up to 12 weeks of paid leave following childbirth or adoption. Parental leave is for an employee to care for a newborn or newly adopted children under the age of 8.

Questions To inquire about employee related benefits questions, contact Roanoke College Human Resources, at (540) 375-2455 or hr@roanoke.edu.

The above information is intended as a summary only. Complete details of each benefit are available from Human Resources.

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Roanoke College Health Plan Designs Plan Year Effective January 1, 2026 Benefit plan provisions are subject to change from time to time at direction of the Virginia Private Colleges Benefits Consortium (VPCBC) Board of Directors. For maximum benefits, use in-network providers.

Health Coverage Provided by Anthem Prescription Drug Coverage Provided by CarelonRx Disclaimer: The plan document will govern the final claim payment process for benefits.

Deductible

PPO Plan 7 (High Deductible Plan) $3,400/$6,800 (embedded)

HMO Plan 9 (Open Access)

PPO Plan 4 (Traditional PPO)

None

$750/$1,500

Out-of-Pocket Maximum: Medical (includes copays and coinsurance) Lifetime Maximum Inpatient Hospital Outpatient Surgery PCP Office Visit Specialist Office Visit Preventive Care LiveHealth Online Visit

$3,400/$6,800 (includes deductible and Rx)

$2,500/$5,000

$3,250/$6,500 (deductible is included)

Unlimited 0% after deductible 0% after deductible 0% after deductible 0% after deductible 0% not subject to deductible $50 or 0% after deductible

Unlimited $350/day to $1,750 $300 $25 $50 0% $5

Unlimited 20% after deductible 20% after deductible $20 not subject to deductible $40 not subject to deductible 0% not subject to deductible $5 not subject to deductible

Emergency Room

0% after deductible

$250

20% after deductible

Urgent Care Inpatient (no limit)

0% after deductible $25/$50 Mental, Nervous Disorders & Substance Abuse 0% after deductible $350/day to $1,750

Outpatient (no limit)

0% after deductible

Vision Exam

$25

BLUE VIEW VISION BY ANTHEM $15 not subject to deductible $15 OUT OF NETWORK COVERAGE

$20/$40 not subject to deductible 20% after deductible Office Visit: $20 (from $40); Outpatient Facility: 100% after deductible (was 20% after deductible) $15 not subject to deductible

Not Combined With In-Network

Deductible

$3,400/$6,800 (embedded)

$1,000/$2,000

$750/$1,500

Coinsurance OOP Maximum

40% $6,000/$12,000

30% $3,500/$7,000

30% $4,500/$9,000

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All Plans are NonGrandfathered

PPO Plan 7 HMO Plan 9 (High Deductible Plan) (Open Access) PRESCRIPTION BY CARELONRX

PPO Plan 4 (Traditional PPO)

Prescription Drug Deductible (certain preventive medications will be covered at no cost to the member)

Medical deductible applies prior to coinsurance being applicable

$150/$300 deductible (excludes generics)

$150/$300 deductible (excludes generics)

Out-of-Pocket Maximum: Rx (includes copays and coinsurance)

See above

$4,100/$8,200

$3,350/$6,700

Retail Generic Brand

0% after deductible

$10 $10 Retail: 30% coinsurance with a 30% coinsurance with a minimum minimum of $40 0% after deductible of $40 (unless cost of drug is < (unless cost of drug is $40) and a maximum of $80 < $40) and a maximum of $80 Non-Preferred Brand 40% coinsurance with a minimum of 40% coinsurance with a minimum 0% after deductible $60 (unless cost of of $60 (unless cost of drug is < drug is < $60) and a $60) and a maximum of $120 maximum of $120 Specialty 50% coinsurance up 50% coinsurance up to a $200 0% after deductible to a $200 maximum maximum Mail Order Generic 0% after deductible $10 $10 Brand 30% coinsurance with a minimum of 30% coinsurance with a minimum 0% after deductible $80 (unless cost of of $80 (unless cost of drug is < drug is < $80) and a $80) and a maximum of $160 maximum of $160 Non-Preferred Brand 40% coinsurance with a minimum of 40% coinsurance with a minimum 0% after deductible $120 (unless cost of of $120 (unless cost of drug is < drug is < $120) and a $120) and a maximum of $240 maximum of $240 Specialty 50% coinsurance up 50% coinsurance up to a $200 0% after deductible to a $200 maximum maximum Not Embedded means the first listed limit applies if employee-only coverage is elected; the second listed limit applies if a spouse or any dependents are also covered. There is no lesser limit per covered life.

Disclaimer: The plan document will govern the final claim payment process for benefits.

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Delta Dental® Plan Design Plan Year Effective January 1, 2026 For the services listed below, Delta Dental will pay the stated percentage of the plan allowance based on the dentist's participation with Delta Dental.

Benefits for Roanoke College Low and High Plan(s) Benefits and Limitations Annual Deductible (Applies to basic and major services) Annual Maximum Orthodontic Lifetime Maximum Prevention First

Healthy Smile, Healthy You® Program

Benefits and Limitations Diagnostic and Preventive Services

Low Option

High Option

$50 per person/ $150 per family, per calendar year

$1,000 per enrollee, per calendar year N/A

$2,000 per enrollee, per calendar year $2,000 per person Visits to the dentist for diagnostic and preventive services will not count against the annual maximum.

Your plan provides additional cleanings and/or application of topical fluoride to enrollees with specific health conditions such as pregnancy, diabetes, high-risk cardiac conditions or who are undergoing cancer treatment via chemotherapy and/or radiation.

Enrollment in Healthy Smile, Healthy You® is simple. Visit DeltaDentalVA.com to download and print an enrollment form.

Low Option In-Network Out-of- Network 100% 100%

High Option In-Network Out-of- Network 100% 100%

▪ Oral exams and cleanings - Twice in a calendar year.

▪ Periodontal cleanings- Twice in a calendar year.

▪ Fluoride applications -Twice in a calendar year for enrollees under age 19.

▪ X-rays- Bitewing X-rays are limited to once in a calendar year; limited to a maximum of four films or a set (seven to eight films) of vertical bitewings. Full-mouth X-rays are limited to once in a five-year period.

▪ Sealants - One per tooth in a five-year period for members under age 16 on non-carious, non-restored first and second permanent molars.

▪ Space maintainers- Once per quadrant per arch for enrollees under the age of 14.

Basic Services ▪ Fillings- One per surface in a 24-month period.

80%

5

80%

80%

80%

▪ Stainless steel crowns - Primary (baby) teeth for enrollees under the age of 14.

▪ Endodontic services - Root canal therapy.

▪ Periodontic services -Treatment for gum disease.

▪ Simple extractions.

▪ Oral surgery - Surgical extractions and other surgical procedures.

▪ Denture repair and recementation.

▪ Occlusal guards for bruxism.

Major Services ▪ Crowns - One per tooth in an 84-month period for members

N/A

N/A

50%

50%

N/A

N/A

50%

50%

age 12 and older.

▪ Prosthodontics/dentures and bridges - Once in an 84-month period for members age 16 and older.

▪ Implants- One per site for members age 16 and older.

Orthodontic Services ▪ Treatment for the proper alignment of teeth - For subscriber and covered dependents.

Additional Benefits Included in Your Plan: Prevention First - Visits to the dentist for diagnostic and preventive services will not count against the annual maximum.

Healthy Smile, Healthy You - Provides additional cleanings and/or fluoride for members with certain health conditions. Visit DeltaDentalVA.com to learn more or to download an enrollment form.

Right Start 4 Kids - Covers children up to age 13 at 100% with no deductible when you visit an innetwork dentist.

(For services outlined in the plan, up to the annual maximum. Subject to any limitations, exclusions and waiting periods).

Coverage Is Available For:

▪ The enrollee and their spouse.

▪ Dependent children, only to the end of the calendar year when they reach age 26 (the "limiting age").

This fact sheet is a brief description of dental services covered under your plan and is not designed to serve as an Evidence of Coverage. If you have questions about specific benefits or limitations under your plan, call Delta Dental's Benefit Services at 800.237.6060 or visit DeltaDentalVA.com/members to register for an account.

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Blue View Vision® Plan Design Plan Year Effective January 1, 2026 Welcome to your Blue View Vision plan!

You have many choices when it comes to using your benefits. As a Blue View Vision plan member, you have access to one of the nation’s largest vision networks. You may choose from many private practice doctors, local optical stores, and national retail stores including LensCrafters®, Target Optical®, and most Pearle Vision® locations. You may also use your in-network benefits to order eyewear online at Glasses.com and ContactsDirect.com.

Out-of-Network – If you choose to, you may instead receive covered benefits outside of the Blue View Vision network. Just pay in full at the time of service, obtain an itemized receipt, and file a claim for reimbursement up to your maximum out-of-network allowance

YOUR BLUE VIEW VISION PLAN BENEFITS Routine Eye Exam A Comprehensive Eye Examination

IN-NETWORK

OUT-OF-NETWORK

IN-NETWORK FREQUENCY

$15 copay

Up to $50 allowance

Once every calendar year

Eyeglass Frames YOUR BLUE VIEW VISION PLAN BENEFITS One pair of eyeglass frames

IN-NETWORK

OUT-OF-NETWORK

$130 allowance, then 20% off balance

Up to $100

IN-NETWORK FREQUENCY Once every two calendar years

Eyeglass Lenses One pair of standard plastic prescription lenses ▪ Single vision lenses $15 copay Up to $50 Once every ▪ Bifocal lenses $15 copay Up to $80 calendar year ▪ Trifocal lenses $15 copay Up to $110 Eyeglass Lens Enhancements ▪ Transitions Lenses (under age 19) $0 copay No allowance when Same as covered ▪ Standard polycarbonate (under age 19) $0 copay out-of-network lenses ▪ Factory scratch coating $0 copay Contact Lenses (In Addition to Eyeglass Lenses) Contact lens allowance will only be applied toward the first purchase of contacts made during a benefit period. Any unused amount remaining cannot be used for subsequent purchases in the same benefit period, nor can any unused amount be carried over to the following benefit period.

YOUR BLUE VIEW VISION PLAN BENEFITS IN-NETWORK OUT-OF-NETWORK IN-NETWORK $130 allowance, then 15% ▪ Elective conventional (non-disposable) Up to $130 off balance Once every calendar ▪ Elective disposable $130 allowance Up to $130 year ▪ Non-elective (medically necessary) Covered in full Up to $210

EXCLUSIONS & LIMITATIONS Not a comprehensive list – please refer to the member Certificate of Coverage for a complete list

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Combined Offers. Not to be combined with any offer, coupon, or in-store advertisement.

Sunglasses. Plano sunglasses and accompanying frames. Safety Glasses. Safety glasses and accompanying frames.

Not Specifically Listed. Services not specifically listed in this plan as covered services Orthoptics. Orthoptics or vision training and any associated supplemental testing.

Lost or Broken Lenses or Frames. Any lost or broken lenses or frames are not eligible for replacement unless the insured person has reached his or her normal service interval as indicated in the plan design.

Non-Prescription Lenses. Any non-prescription lenses, eyeglasses or contacts. Plano lenses or lenses that have no refractive power.

Excess Amounts. Amounts more than covered vision expense.

OPTIONAL SAVINGS AVAILABLE FROM IN-NETWORK PROVIDERS ONLY

IN-NETWORK MEMBER COST (After Any Applicable Copay)

Retinal Imaging - at member’s option can be performed at time of eye exam ▪ Transitions lenses (Adults) ▪ Standard Polycarbonate (Adults) ▪ Tint (Solid and Gradient) ▪ UV Coating ▪ Progressive Lenses1 Eyeglass lens upgrades When obtaining eyewear from a Blue ▪ Standard ▪ Premium Tier 1 View Vision provider, you may choose to upgrade your new eyeglass ▪ Premium Tier 2 lenses at a discounted cost. Eyeglass ▪ Premium Tier 3 lens copayment applies.

▪ Anti-Reflective Coating2 ▪ Standard ▪ Premium Tier 1 ▪ Premium Tier 2 ▪ Other Add-ons Additional Pairs of Eyeglasses Complete Pair

Not more than $39 $75 $40 $15 $15

$45 $57 $68 20% off retail price 40% off retail price

Anytime from any Blue View Vision network provider

20% off retail price

Eyewear Accessories

Conventional Contact Lenses

Eyeglass materials purchased separately Items such as non-prescription sunglasses, lens cleaning supplies, contact lens solutions, eyeglass cases, etc.

Discount applies to materials only

$65 $85 $95 $110

20% off retail price 15% off retail price

1Please ask your provider for their recommendation as well as the available progressive brands by tier.

2Please ask your provider for their recommendation as well as the available coating brands by tier.

Discounts are subject to change without notice. Discounts are not ‘covered benefits’ under your vision plan and will not be listed in your certificate of coverage. Discounts will be offered from in-network providers except where state law prevents discounting of products and services that are not covered benefits under the plan. Discounts on frames will not apply if the manufacturer has imposed a no discount policy on sales at retail and independent providers.

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Roanoke College Medical Insurance Premiums Group Health, Dental & Vision Coverage - 2026 Plan Year

Monthly – 12 Deductions

Health Insurance Health Insurance is provided by Anthem Prescription Drug Coverage Provided by CarelonRx

Coverage Level Employee Only Employee + Spouse* Employee + Children Family*

Plan 7 HDHP 100.73 212.98 180.52 383.30

Plan 9 HMO 206.73 422.98 369.52 708.30

Plan 4 PPO 290.73 588.98 523.52 1,000.30

Employer Health Savings Contribution For Plan 7 HDHP Enrollment

Plan Entry Timing January – March April – June

Single/Family* 600/1,200 450/900

Plan Entry Timing July – September October – December

Single/Family* 300/600 150/300

*

Spousal Coverage: Employees who wish to carry their spouse on the Roanoke College health insurance must sign a spousal affidavit verifying that their spouse does not have access to other affordable minimum essential coverage.

Dental Insurance Dental Insurance is provided by Delta Dental

Coverage Level Employee Only Employee + Spouse Employee + Children Family

Low Option 0.00 27.00 27.00 54.00

High Option 11.60 62.60 62.60 111.60

Voluntary Vision Insurance Voluntary Vision Insurance is provided by Blue View Vision

Coverage Level Employee Only Employee + Spouse Employee + Children Family

Employee Cost 7.12 11.83 11.34 18.10

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Roanoke College Medical Insurance Premiums Group Health, Dental & Vision Coverage - 2026 Plan Year

Bi-Weekly – 26 Deductions

Health Insurance Health Insurance is provided by Anthem Prescription Drug Coverage Provided by CarelonRx

Coverage Level Employee Only Employee + Spouse* Employee + Children Family*

Plan 7 HDHP 46.49 98.30 83.31 176.91

Plan 9 HMO 95.41 195.22 170.55 326.91

Plan 4 PPO 134.18 271.84 241.62 461.68

Employer Health Savings Contribution For Plan 7 HDHP Enrollment

Plan Entry Timing January – March April – June

Single/Family* 600/1,200 450/900

Plan Entry Timing July – September October – December

Single/Family* 300/600 150/300

*

Spousal Coverage: Employees who wish to carry their spouse on the Roanoke College health insurance must sign a spousal affidavit verifying that their spouse does not have access to other affordable minimum essential coverage.

Dental Insurance Dental Insurance is provided by Delta Dental

Coverage Level Employee Only Employee + Spouse Employee + Children Family

Low Option 0.00 12.46 12.46 24.92

High Option 5.35 28.89 28.89 51.51

Voluntary Vision Insurance Voluntary Vision Insurance is provided by Blue View Vision

Coverage Level Employee Only Employee + Spouse Employee + Children Family

Employee Cost 3.29 5.46 5.23 8.35

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Roanoke College Medical Insurance Premiums Group Health, Dental & Vision Coverage - 2026 Plan Year

Bi-Weekly – 20 Deductions

Health Insurance Health Insurance is provided by Anthem Prescription Drug Coverage Provided by CarelonRx

Coverage Level Employee Only Employee + Spouse* Employee + Children Family*

Plan 7 HDHP 60.44 127.79 108.31 229.98

Plan 9 HMO 124.04 253.79 221.71 424.98

Plan 4 PPO 174.44 353.39 314.11 600.18

Employer Health Savings Contribution For Plan 7 HDHP Enrollment

Plan Entry Timing January – March April – June

Single/Family* 600/1,200 450/900

Plan Entry Timing July – September October – December

Single/Family* 300/600 150/300

*

Spousal Coverage: Employees who wish to carry their spouse on the Roanoke College health insurance must sign a spousal affidavit verifying that their spouse does not have access to other affordable minimum essential coverage.

Dental Insurance Dental Insurance is provided by Delta Dental

Coverage Level Employee Only Employee + Spouse Employee + Children Family

Low Option 0.00 16.20 16.20 32.40

High Option 6.96 37.56 37.56 66.96

Voluntary Vision Insurance Voluntary Vision Insurance is provided by Blue View Vision

Coverage Level Employee Only Employee + Spouse Employee + Children Family

Employee Cost 4.27 7.10 6.80 10.86

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Roanoke College Office of Human Resources The Office of Human Resources Mission Statement The human resources team is committed to supporting the strategic goals of Roanoke College by leveraging our professional expertise in the delivery of services that promote equitable treatment of all faculty, staff and students, open communications, employee welfare, personal accountability, trust and mutual respect. We will seek out and provide solutions to workplace issues that promote an excellent employee experience and that support the Vision, Purpose and Mission of the College.

The Human Resources Department is located in College Hall. Office hours are from 8:00 a.m. to 4:30 p.m. Monday through Friday.

Human Resources Office Contact Information Roanoke College 221 College Lane Salem, VA 24153 Office: (540) 375-2455 Fax: (540) 378-5165 Email: hr@roanoke.edu

About Roanoke College Roanoke College is a place where every student who works hard has the opportunity to succeed. We champion potential, providing essential learning and leadership through innovative academic programs and transformative educational experiences, giving students the mettle, mindset, and empathy to pursue lives of purpose, build meaningful careers, and meet society’s most pressing needs. Located in scenic Salem, Virginia, Roanoke College is an intimate, welcoming community that has served the local region and beyond for nearly 200 years. Now, we’re building on momentum and offering a Roanoke experience for today’s students and a legacy that belongs to every Maroon.

Roanoke College is a nationally ranked residential liberal arts college affiliated with the Lutheran Church (ELCA), located in the beautiful Roanoke Valley of Virginia. A Phi Beta Kappa institution, Roanoke College is an equal opportunity employer and actively seeks diversity among its faculty, staff, and students; women and members of under-represented groups are especially encouraged to apply.

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Roanoke College|221College Lane| Salem, Virginia 24153-3794