The Real Estate Book of Chicago West & Far West Suburbs - Vol 6#12

CHICAGO WEST & FAR WEST SUBURBS

Volume 6, Issue 12

Spectacular Acre Plus Golf Course Property!

4,100 SqFt Custom Home With Open Floor Plan, 1st Floor Master, Huge Bonus Room and Finished English Basement - Page 15

Scan this code to see all photos and details on your phone

Michelson Integrity Dream Team

Beth David 815.325.3563 beth.david@bairdwarner.com

The Right Realtor® Makes A Difference.

Top 20 Realtor in Illinois for 24 Consecutive Years!

Text RBHHGDX to 52187

Text RBHBLNP to 52187

Text RBHFXCY to 52187

GENEVA | $249,000 RARE RANCH TOWNHOME!

BATAVIA | $199,000 2-1/2 ACRE WOODED LOT!

ST. CHARLES | $459,000 CLASSIC ELEGANCE!

Call Text 630-513-1771 RBHCQGYfor to 52187 More Info

Text RBGRGQB RBHGCPL to 52187

Text RBHBPBV to 52187

ST. CHARLES | $824,900 5 ACRE ESTATE!

ST. CHARLES | $1,550,000 UNPARALLELED ELEGANCE!

ST. CHARLES | $259,000 1 ACRE LOT!

WE HAVE MORE LISTINGS! WE HAVE MORE LISTINGS!

Call us today about our Private Listings - 630-513-1771 Call us today about our Private Listings The Rullo Team Advantage Worked for 630-513-1771 100+ Buyers and Sellers in 2020!

Buying or Selling...Contact Us TODAY To Discuss Your Real Estate Needs.

Buying or Selling...Contact Us TODAY To Discuss Your Real Estate Needs.

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Homes WaitingFor ForHomes Homes HomesAre AreSelling SellingFast, Fast, Buyers Buyers Are Are Waiting and Low! andInterest InterestRates Rates Are Are Historically Historically Low! The Real Estate Market Has Changed and Your Home Follow us on: To View Photos and Listing the Property Listing Code to 52187 May Be Worth More ThanDetails YouText Think...Call Us TODAY!

Alex & Vicky Rullo 630-513-1771

All Pro St. Charles, IL

rullos@rullos.com

www.TheRulloTeam.com

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ST. CHARLES | $1,234,990 GOLF COURSE & WATER VIEWS!

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BATAVIA | $589,900 CUSTOM BUILT LUXURY HOME! To View Photos and Listing Details Text the Property Listing Code to 52187

Page 4 - Vol. 6, No. 12

Broker/Owner

630-202-5940

www.TimBinning.com

Text the Listing Code to 52187 for more Photos & Details or Visit My Website to View These Homes & More. TimBinning.com Move In January 2022

Low Maintenance Urban Townhome

New Construction

Text RBHGFST To 52187 For Photos Low Maintenance Traditional Townhome. Wifi Certified Home. Kitchen With White Cabinets, Quartz Counters & Ge Stainless Appls.

BATAVIA | 2 BDR/2.1 BA | $313,000

Text RBHCYJF To 52187 For Photos Kitchen With A Huge Eating Area Leads To Private Deck. Both Bedrooms Have EnSuite Bath. Lower Level Study/rec Area.

BATAVIA | 2 BDR/2.1 BA | $318,820

Text RBGXJWG To 52187 For Photos Ready January 2022. Ge Appls, Wifi Certified Home. Great Location. New With 10 Year Structural Warranty.

BATAVIA | 3 BDR/2.1 BA | $323,601

Great Finished Basement

Urban Luxury Living

Great Location

Text RBHBQRP To 52187 For Photos Big Ticket Upgrades. Living Room Fireplace, Built-Ins. Upgraded Kitchen, Screened In Gazebo.

DOWNERS GROVE | 5 BDR/3.1 BA | $445,000

Text RBGNVLS To 52187 For Photos Sophisticated Attention To Details. Private Entrance, Private Roof Top Access, 2 Car Garage And Basement. River Views.

GENEVA | 3 BDR/3.1 BA | $989,900

Text RBFVYSL To 52187 For Photos Minimum 1200 Sq Ft, Max 1868 Sq Ft Space Available In Starbucks Anchored Shopping Center.

BARTLETT | Call For Price

Office: 630-339-4011

RE/MAX All Pro 66 Stratford Drive Bloomingdale, IL 3 Offices in Bloomingdale, St. Charles & Sugar Grove

Scan this code for details and to see more photos

Perfect For Multi-Generational Living!

Michelle Collingbourne 630-688-8207

ALL PRO

St. Charles, IL

CollingbourneGroup.com 35+ Years Of Real Estate Excellence

This property is pristine and will not disappoint This amazing property has a main farmhouse, a coach home & full apartment over the garage. The farmhouse is charming & updated with hardwood floors thru-out, great room with fireplace, country kitchen, 1st floor bedroom/den. Trex deck with view of gardens, grounds & walk-ways. The quaint coach house has a vaulted great room, modern kitchen, large bed/bath & loft. Newer efficiency apartment above the garage with kitchen, full bath & deck. The grounds offer gardens, paver patios, fruit trees, flowering bushes, perennials & loads of privacy. There are 2 garages offering 4+ garage spaces. 2.5 car garage is drywalled, insulated, heated with washer & dryer plus hot & cold water.

Elburn - Campton Township | $799,900

$1000

06.12Collingbourne.indd 1

CLOSING COST COUPON

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Cell: 630-373-1051 MGriffey@rate.com Office : 630-364-7539 716 W State St, Ste E, Geneva, IL 60134 Rate.com/mgriffey Melissa Griffey NMLS ID: 191670 IL - 031.0022632 - MB.0005932 • NMLS ID #2611 (Nationwide Mortgage Licensing System www.nmlsconsumeraccess.org) • IL - Residential Mortgage Licensee - IDFPR, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois, 60603, 312Scanafterthis code with your with 21and & prior to 12/31/2019.

21.Coupon/Credit 793-3000, 3940 N. Ravenswood Ave., Chicago, IL 60613 #MB.0005932 * Credit valid through Melissa Griffey for applications submitted 1/22/2019 must camera be presented/mentionto at time connect of application. [$500] credit will be applied at time of closing and is factored into the rate and APR. Applicant subject to credit approval. If loan does not close for any reason, costs will not be refunded. This offer and/or receipt of application does not represent an approval for financing or interest rate guarantee. This MGriffey@rate.com coupon cannot be redeemed for cash/has no cash value. Restrictions may apply, contact Guaranteed Rate for current rates or more information. me & see how our Digital Mortgageworks!

Page 6 - Vol. 6, No. 12

Carmen Closings By

Carmen Urban 312-470-0374

What My Clients Say...

“My wife and I had the best experience with Carmen. She was very personable and took the time to listen to our needs. And because she listened, she found us the house of our dreams in our budget. We recommend Carmen 100%. She was always very pleasant and willing to put in the work!” - Kostas K.

closingsbycarmen@gmail.com

ClosingsByCarmen.com

Buying or Selling...

St. Charles, IL

call Carmen today for a no obligation real estate consultation

Urban.indd 1

9/7/21 5:17 PM

Complete Multimedia Marketing Exposure

Ad Submission Date for Next Issue Monday, November 29

Volume 3 Issue 1

29 Ways It Pays

To Work with a Realtor® Page 8

Incredible Custom Home

OUTDOOR ENTERTAINING AREA, HOME THEATER & 8 CAR GARAGE

See Page 10

REALESTATEBOOK.COM REQUEST FREE MAGAZINE ONLINE OR CALL 800-841-8401

FEATURED REALTOR TIM BINNING Broker/Owner RE/MAX All Pro 630-336-5962 SEE PAGE 10

LOCAL PRINT MOBILE DIRECT MAIL ONLINE PARTNERS

To Advertise Contact Rita McNatt 630-464-2245 trebsales@gmail.com “All real estate advertised herein is subject to the Federal Fair Housing Act which makes it illegal to advertise any preference, limitations, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preferences, limitation, or discrimination. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.”

PREMIERE Wheaton, IL

Text RBHGFMN to 52187 For Photos Text RBGZJXQ to 52187 For Photos Text RBHJGSH to 52187 For Photos WARRENVILE - VALUE IS IN THE LAND GLEN ELLYN - UPDATED RAISED RANCH WINFIELD - PRIVATE WOODED ACRE LOT

Great Location, District #200 Schools

Finished Basement, Mature Lot

$149,000 | 2 BDR/1 BA | Paula 630-251-5155

$334,900 | 4 BDR/2 BA | Call Becky or Eric

Meticulously Maintained Georgian

$549,900 | 4 BDR/2.1 BA | Call Becky or Eric

Text RBHFXCJ to 52187 For Photos Text RBGVJYF to 52187 For Photos Text RBHCDNFSOLD! to 52187 For Photos WARRENVILLE - SPRAWLING RANCH WITH BSMNT WHEATON - 1927 VINTAGE GEORGIAN WHEATON - 1929 COLONIAL STYLE HOME

2920 SqFt Home, Dream Garage

Classic Historic Architectural And Details Vintage Details In This Charming Home

$399,900 | 4 BDR/2 BA | Paula 630-251-5155 $429,900 | 6 BDR/2.1 BA | Call Becky or Eric $399,900 | 4 BDR/2.1 BA | Call Becky or Eric

Text RBHFLDK to 52187 For Photos Text RBHDNRM to 52187 For Photos Text RBHGCCMSOLD! to 52187 For Photos WHEATON - HUGE PRICE REDUCTION BATAVIA - WALK TO DOWNTOWN WARRENVILLE - SUPERIOR CRAFTSMANSHIP

Farmhouse On 5 Acres, Great Potential

Colonial Home, Finished Basement

Custom Home With Stunning Upgrades

$439,000 | 2 BDR/1.1 BA | Paula 630-251-5155 $375,000 | 4 BDR/3.1 BA | Call Becky or Eric $624,900 | 4 BDR/2.1 BA | Call Becky or Eric

Text RBGTKBN to 52187 For Photos Text RBHCTDQ to 52187 For Photos Text RBHGFMMSOLD! to 52187 For Photos SUGAR GROVE - CUSTOM COUNTRY ESTATE WHEATON - SOUGHT AFTER ARROWHEAD WHEATON - STYLISHLY UPDATED

6,100 SqFt Home, 5,200 SqFt Outbuilding

3,400+ SF, Sunroom, Office, Bsmnt

$980,000 | 4 BDR/3.2 BA | Paula 630-251-5155 $624,900 | 5 BDR/2.1 BA | Call Becky or Eric

Charming & Lovingly Maintained Split-Level $324,900 | 3 BDR/2 BA | Call Becky or Eric

Home to a Better Mortgage Experience.

Skip Brown

630-836-2529 phone 630-836-2579 fax skipbrown@compmort.com

27755 Diehl Rd, Suite 300 Warrenville, IL 60555

Compass Mortgage NMLS# 21808 IL#MB.5795 Skip Brown NMLS#139581 Lic#031.0001568

Illinois residential mortgage licensee

Page 8 - Vol. 6, No. 12

THERE’S NEVER BEEN A BETTER TIME TO SELL!

ATTENTION ATTENTIONHOMEOWNERS! HOMESELLERS: Are YouAre Considering Selling Your Home? you considering selling your home?

Low Supply

High Demand

Low Interest Rates

= INCREDIBLE OPPORTUNITY

Take advantage of historic market conditions. Contact an agent in this magazine for a strategic marketing consultation.

Low Inventory_Fullsize.indd 2

2/11/21 10:46 AM

Contact One Of Our LOCAL Real Estate Experts TODAY!

Nikki Lorenzen

Jenn Henry

815-474-9292 | Sandwich, IL

Coldwell Banker Real Estate Group - Geneva 630-313-0103

Dan Rushton

Margie Thorgesen

Managing Broker/Owner Lake Holiday Homes nikki@lakeholiday.com LakeHoliday.com

Kettley Realtors Aurora, IL 630-965-7030 Top Producer

dannyrush@comcast.net

jennhenry01@gmail.com JennHenryRealtor.com

Kettley Realtors Batavia, IL 630-675-8157

margiethorgesen@yahoo.com

Annette Kallevik Beth Swanson Designated Managing Broker Kettley Realtors Kettley Realtors Sandwich, IL Batavia, IL 815-258-5687 630-715-6900 bswanson3788@gmail.com kallevik@aol.com

Patricia Romke Joanne LaVia Realty One Group Excel Coldwell Banker Aurora, IL Real Estate Group 630-927-1207 Oswego, IL patriciaromke@gmail.com 630-267-7564 PatriciaRomke.com Top Sales Producer JoanneLaVia.com

Adam Rullo

RE/MAX All Pro St. Charles, IL 773-348-7325 adamrullo@gmail.com TheRulloTeam.com

Ann Moehring

Vol. 6, No. 12 - Page 9

Alex & Vicky Rullo RE/MAX All Pro St. Charles, IL 630-513-1771 rullos@rullos.com TheRulloTeam.com

Debbi Brinegar

Kettley Realtors Yorkville, IL 630-631-8248 Top Producer

debbibrinegar@comcast.net

Janet Seego Kettley Realtors Yorkville, IL 630-253-0681

Kettley Realtors Sandwich, IL 630-333-6379

ann.moehring@yahoo.com

jseego@comcast.net

Kettley Realtors Yorkville, IL 630-618-8156

Patty Tuymer

PattyTuymer@gmail.com

Brook Ebersohl Kettley Realtors Sandwich, IL 815-786-4478 dianeschiltz68@gmail.com Brooksellsre@gmail.com Top Producing Agent Voted Best of The Fox Diane Schiltz Kettley Realtors Yorkville, IL 630-779-7511

A GUIDE TO MORTGAGES HELOCS & MORE

Page 10 - Vol. 6, No. 12

Whether you're looking to make a first-time purchase, refresh an existing home or simply leverage built-up equity for other reasons, it's important to figure out which path is right for you and understand the lending options available.

First-time buyers must start with determining what is affordable. In addition to the mortgage payment, housing costs will include property taxes, homeowners insurance and fees, such as homeowner association dues. Altogether, costs should be no more than 28 percent of monthly gross income and should leave room to continue servicing other debt, such as student loans, credit cards or auto loans.

When preparing to buy a home, work through credit pre-approval to be ready with a strong offer when the opportunity arises. In addition to reviewing credit history, a loan originator will consider the amount of the down payment. A down payment typically ranges from 3-20 percent, and one that is less than 20 percent may require you to pur-

Dolores Rosa Garcia Blueleaf Lending NMLS# 1028721 630-544-5840 drosa@blueleaflending.com DRosa.blueleaflending.com

chase mortgage insurance. A mortgage originator, however, can provide a variety of lending options to optimize your investment, from 15and 30-year mortgages to fixed and variable terms.

If planning to make some improvements to a much-loved residence, consider financing the updates through a home equity line of credit (HELOC). Eligibility depends on how much equity has been built up in the home and the lender's loan-to-value ratio. A HELOC works much like a credit card and offers flexibility. A minimum amount is paid monthly, and interest applies to the amount borrowed.

a contractor. Some lenders offer checklists to help get the most from the investment.

Another option for financing a project through a home's equity is a home equity loan (HELOAN). As with a mortgage, the loan is granted as a lump sum and is paid back in installments over time, typically 10-15 years and at a fixed rate locked in at the time of securing the loan. A HELOAN works well for a one-time goal to improve the value of a home. Be mindful that either a HELOAN or a HELOC introduce some uncertainty, as monthly expenses will increase and must be maintained to avoid foreclosure risk.

Before embarking on a remodeling Remember to consult a professional project, do some homework. Start for advice applicable to your specifwith the lender to determine the ic situation. Start with a lender who value of the home and the loan can help you identify financial opamount available. Then, establish tions available to home buyers and a budget, leaving room for unexowners today. With careful planning pected expenses. Work with a repand budgeting, the financing you utable professional to define the need may be well within reach. project and its requirements, and CALL TODAY TO TAKE shop around for bids and recom- ADVANTAGE OF HISTORICALLY mendations to confidently select LOW INTEREST RATES!

Kris Krajecki

Great Mortgage NMLS# 225689 630-262-0401 imcallingkris@aol.com

ImCallingKris.com

Melissa Griffey Guaranteed Rate NMLS# 191670 630-373-1051 mgriffey@rate.com Rate.com/MGriffey

Claudio Prunotto

Preferred Rate NMLS# 224729 773-851-3777 claudio@claudioprunotto.com ClaudioPrunotto.com Named A Top Originator By Scotsmans Guide

Patricia Romke

Vol. 6, No. 12 - Page 11

630-927-1207

PatriciaRomke.com 2020 President Of

List with

If You Want To Sell Your Home QUICKLY, FOR THE BEST PRICE...

Aurora, IL

Patricia!

So Many Possibilities...Bed & Breakfast, VRBO, Hobby Farm

ER !

D UN RACT T N CO Restored 1875 Italianate style farmhouse on 3+ acre. 3,400 sqft vintage home has timeless character with modern conveniences. Original features, arched doorways, hardwood floors, 10’ ceilings, original millwork and doors, transom windows. Front parlor with an ornamental fireplace opens, huge dining room. Country kitchen open to vaulted sunroom. 1st floor master suite. Upstairs bedrooms with sitting rooms. Central air & heat. Walk-up attic. Outbuildings & garages. Oswego | $530,000 | 5 Bedroom | 3 Bath

S! R OU E! H 2 7 RIC n i P LD LIST O S ER V O

St. Charles | $305,000 | $317,000 SOLD!

Homes Are Selling Quickly For Record Prices. Call Patricia Today To Discuss Your Buying & Selling Options!

From Listing Your Home To The Closing Table,

Patricia Will Be With You Every Step Of The Way!

Patricia Provides A Multi-Media Marketing Campaign To Sell Your Home!

Local Print • Online • Direct Mail • Mobile Text Codes • Social Media • Digital Marketing Professional Photography • Ariel Photography • Videography • Custom Brochures

Page 12 - Vol. 6, No. 12

Scan this code with your camera to shop for homes 24/7 on your phone.

KETTLEYREALTORS www.KettleyHomes.com

Text Listing Code To 52187 For Info & Photos On Your Phone

MAGDA EMMERT Buyer’s/Seller’s Agent

(317) 372-8251 “Hablo Español”

Call Today!

Call Today!

Call Today!

Call Today!

Custom Built Ranch On 1 Acre 4 BDR/4.0 BA Sheridan | $569,500 MLS #11222845 Kalico Skalic 815-252-0559

Gorgeous Brick Ranch Home 3 BDR/3 BA Sandwich | $484,999 MLS #11257631 Debbi Brinegar 630-618-8156

Beautiful Ranch On .5 Acre Lot 3 BDR/2.1 BA Morris | $327,900 MLS #11216492 Debbi Brinegar 630-618-8156

Charming Home In 55+ Community 3 BDR/2 BA Sandwich | $59,900 MLS #11227313 Angela Cramer 815-793-7319

Text RBHJDVX to 52187 Text RBHHXPX to 52187 Text RBHHWFY to 52187 Text RBHDSTN to 52187

JOE SANTORO

Buyer’s/Seller’s Agent

630-301-1928

DIANE BRINEGAR Buyer’s/Seller’s Agent

630-561-3542

3.9 Acres With 2400+ SF, Bsmnt 4 BDR/2.1 BA Yorkville | $459,000 MLS #11261801 Call 630-553-5060

Redone From Top To Bottom 3 BDR/2 BA Eola | $319,900 MLS #11258566 Call 815-786-3200

Lots Of Upgrades Throughout 3 BDR/2 BA Hinckley | $239,999 MLS #11253883 Call 630-466-4485

Located In The Heart Of Town 3 BDR/1.1 BA Waterman | $139,999 MLS #11216861 Call 630-466-4485

Text RBGYHCY to 52187 Text RBGVLFW to 52187

Text RBHJJGR to 52187

Text RBHGCNW to 52187

Gorgeous 3,600+ SqFt Custom Built Brick Home With Walkout Basement 6 BDR/4.1 BA 5 BDR/3 BA Batavia | $489,900 Plano | $849,999 MLS #11146620 MLS #11125815 Call 630-553-5060 Call 630-553-5060

Adjacent To Walking Path 4 BDR/2.1 BA Yorkville | $329,900 MLS #11250968 Call 630-896-5000

Spacious Ranch On 5.78 Acres 3 BDR/2 BA Leland | $355,000 MLS #11236488 Call 815-786-3200

Text RBHCWXC to 52187 Text RBHHSHN to 52187 Text RBHHQPL to 52187 Text RBHFZXY to 52187 Text RBGTBZK to 52187

Totally Rebuilt In 2018 6 BDR/5.2 BA Earlville | $847,000 MLS #11209831 Call 815-498-3377

2600 SF With Finished Bsmnt 5 BDR/3.1 BA Hinckley | $324,999 MLS #11256207 Call 630-466-4485

Desirable Location, Finished Bsmnt 4 BDR/3.1 BA Aurora | $299,900 MLS #11255243 Call 630-896-5000

Great Opportunity To Own A Trailer Park Waterman | $234,999 MLS #11234615 Call 630-466-4485

New Construction 4 BDR/3.1 BA Plainfield | $699,000 MLS #11108281 Call 630-466-4600

KETTLEY INSURANCE • 630-896-4477 SERVING THE FOX VALLEY FOR OVER 50 YEARS SINCE 1962

Vol. 6, No. 12 - Page 13

Calling Us Will Be Your Best Move

630-336-5962

www.ErinandJerryHill.com Aurora, IL

Seller Services: Home Pricing Analysis & Listing Strategy | Home Staging Recommendations

Buyer Services: Complete Housing Analysis & View Desired Homes | 1st Time Buyer or Move Up

| Professional Guidance & Contract Negotiations | Closing Management

Buyer Program | Lender Legal & Contractor Referrals | Structure Offer to Purchase & Negotiating Strategy

Coming Soon

Old World Charm with Modern Updates

Duplex In 204 School District

CREST HILL $175,000 Ranch with a spacious living room, updated eat in kitchen & remodeled bathroom. Fenced yard with deck. Pull down/walk up attic with floor. 3 BDR/1 BA

AURORA $189,900 1500+ sf of living space. 2 story entry with turned staircase. Living room with hardwood, fireplace. Huge dining room, updated kitchen. Basement. 2 BDR/1 BA

AURORA $200,000 Living, dining room combo with fireplace. Eat in kitchen opens to deck, fenced yard, above ground pool. Cul-de-sac. 2 car garage.

3 BDR/1.1 BA

Maintenance Free Lifestyle

Contract Pending

Updated Ranch In 55+ Community

AURORA $275,000 Townhome with 2,000+ sqft of living space. Finished lower level, beautiful kitchen, SS appls, private balcon,y master suite, spacious loft. 2 BDR/2.1 BA

AURORA $289,900 Sprawling split-level. Updated kitchen with SS appls.

Huge family room with fireplace. 4th & 5th bed, home office, full bath, laundry in lower level. 5 BDR/3 BA

OSWEGO $339,000 Open floor plan, generous sized kitchen, huge family room, den. Large patio with gorgeous pergola, with no back neighbors.

2 BDR/2 BA

Contract Pending

Our Heroes Rebate Program to Military and First Responders Offers a 25% Rebate.

OSWEGO $350,000 Live the maintenance free lifestyle. Open floor plan with pond views. Gourmet kitchen, family room fireplace. Paver patio with pergola. 2 BDR/2 BA

Call For Details

OurHeroesRebate.com

630-336-5962

Page 14 - Vol. 6, No. 12

It can be the end of a chapter or the start of a new story.

When it’s more than a home, you need a team with more to offer.

Contact our team today.

Kelly Michelson 630.551.1111

Beth David 815.325.3563

Patty Harbin 630.777.5861

Chuck DiVito 630.991.7012

kelly@michelsonteam.com kellymichelson.bairdwarner.com

beth@michelsonteam.com bethdavid.bairdwarner.com

patty.harbin@bairdwarner.com pattyharbin.bairdwarner.com

chuck.divito@bairdwarner.com chuckdivito.bairdwarner.com

Hayley Farren 630.723.7982

Brenda Weaver 630.330.6195

Kathy Metzger 630.277.7302

Jeff Weisse 630.649.3328

hayley.farren@bairdwarner.com hayleyfarren.bairdwarner.com

brenda@michelsonteam.com brendaweaver.bairdwarner.com

kathy.metzger@bairdwarner.com kathymetzger.bairdwarner.com

jeff.weisse@bairdwarner.com jeffweisse.bairdwarner.com

Welcome to the team, Hayley Farren.

A lifelong local resident & recent AU grad with a degree in Business.

Big Rock | $1,375,000

Yorkville | $849,000

Yorkville | $479,900

6.3 Acre Estate With 2 Homes For Multi 6,300 SF Home In Clubhouse Community With Custom Lodge Style Home On 1 Acre. Open Generational Living. Ranch Home, Luxury Garage Well Appointed Details. 1st Floor Master, 2,000 Floor Plan, 3 Season Porch, Two 3 Car & Apartment. KELLY 630.551.1111 7 BDR/7.1 BA SF Bsmnt. CHUCK 630.991.7012 5 BDR/6.1 BA Garages. KELLY 630.551.1111 3 BDR/2.1 BA Text RBHDZLB to 52187 for photos Text RBGXQVJ to 52187 for photos Text RBHJGMT to 52187 for photos

Featured On The Front Cover

1.25 Acre Lot Backs To Golf Course 4100 Sq Ft Home has Open Floor Plan, 2 Story Great Room, Sunroom, Main Floor Master Suite & Spectacular Views, Spacious Kitchen, Formal Dining, Main Floor Office. Large Flexible Bonus Room on 2nd Floor, Finished English Basement, Large Workshop & Storage Area. Over-sized 3 Car Sideload Garage, Patio & Pergola, Lush Landscaped Private Lot. Bristol | 4 Beds | 3.2 Bath | $649,900

Michelson Integrity Dream Team Beth David 815-325-3563 beth.david@bairdwarner.com

06.08CoverFeatureMichelson.indd 1

• • •

Scan this code to see all photos & details 11/8/21 10:58 AM

Why Use A GREAT Mortgage Broker & Not A Bank?

GREAT CHOICE – When you go to a bank, you’re only being offered the bank’s mortgage products. A mortgage

broker has access to dozens of lenders. This gives you the ability to obtain financing with poor credit, past bankruptcies, self-employed & other situations that the strict banks do not want to see.

GREAT RATES – Mortgage brokers receive wholesale rates with lenders & beat the banks retail rates. Mortgage brokers have access to programs, promotions & unpublished rates you simply can’t find at the banks. Many times I can offer help with the down payments.

GREAT RELATIONSHIP – Once the bank sells you a product, you’ll likely not speak to the representative again.

Mortgage brokers take a proactive approach to show you how to pay your mortgage down faster, refinance in ways that help you make money & make sound mortgage choices. I am always available. You can call/text/e-mail me anytime-24 hours a day. Try getting ahold of your banker at 8pm or on the weekend.

NO CLOSING COSTS - NO BANK FEES - NO APPLICATION FEES

Kris Krajecki

Full Service Mortgage Broker NMLS #225689

630-347-6321

www.ImCallingKris.com 510 Market Loop #101, West Dundee, IL 60118

Scan This Code With Your Camera To Reach My Website

Call Kris TODAY To Get Pre-Approved For Your Mortgage Or To Refinance Your Home!

630-347-6321

What My Clients Say...

“Kris is knowledgable, always available & responded quickly to my texts & phone calls. He worked hard to find the best mortgage option for me. He saved me thousands of dollars in closing costs & fees. I highly recommend Kris!” ~Jon M. Sept 2021

LET US FIND YOUR DREAM HOME

PRSRT STD ECRWSS U.S. POSTAGE PAID EDDM RETAIL LOCAL POSTAL CUSTOMER

Pristine Executive Home On 1.8 Acres Scan this code with your phone’s camera for complete details & photos of this home Beautiful custom home in Oak Ridge Farms. Open concept floor plan. Vaulted family room with fireplace. Updated Chef’s kitchen. Large brick patio and newly stained deck. 1st floor primary bedroom with private bath. Private office space. Walk-out finished basement with a wet bar, stone fireplace, and full bath. No neighbors behind.

Heated 3 car garage with epoxy flooring. School district 301. Elgin | $658,000 | 4 Bed/4.5 Bath | 3,200+ SqFt

MORTGAGE

RATES are

EXTREMELY LOW!

The Time to PURCHASE or REFINANCE

IS NOW!

Scan this code to connect with Dan or begin your mortgage application process or visit www.DanSalameh.com

DAN SALAMEH Sales Manager

dan@neighborhoodloans.com

708.745.4191 NMLS# 224229