Page 1

Saturday Reporter-Herald July 30, 2011 D1

Real Estate Matters

www.reporterherald.com • Saturday, July 30, 2011 • Reporter-Herald

Deduct sum from the settlement statement ILYCE GLINK TRIBUNE MEDIA SERVICES

Q

uestion: Last summer we refinanced our farm home. Line 103 of the settlement statement indicated that we had settlement charges of about $4,000. A month or so later, we listed the property for sale and it closed at the end of last year. Can we claim the $4,000 on our income tax itemized statement (schedule A) for last year? Answer: Just about everybody has seen a settlement statement if they have purchased or sold a home during the last 30 years or so. That settlement statement is usually prepared by the closing agent, title company, settlement agent or by the person handling the closing of a residential transaction. The settlement statement goes by the name of HUD-1, closing statement or settlement statement, depending on what state you are in. But the document itself is a standard statement that is the same wherever you close on a residential real estate transaction. There might be some exceptions, but most everyone will agree that the form seems quite long and confusing, even after the so called improvements to the form put in place at the beginning of last year. The amount you referenced from line 103 is the sum of costs from the second page of the settlement statement. You are right to think that you might be able to deduct some of those expenses, but some are definitely not deductible. The second page of the settlement statement will include charges from your lender to give you financing; it may also include points and fees charged by your lender, fees charged by the closing agent, title company and other parties, prepaid interest, fees to record documents, and amounts you might need to escrow for real estate taxes and insurance payments. For practical purposes, you might have already deducted or have the right to deduct some of those fees. If you paid interest at the time of your closing, you might have received a 1099 form from your lender itemizing the interest that was part of that $4,000. You won’t be able to deduct that amount twice. Some of the closing costs from that page of the form are I See GLINK/Page E3

Oakwood’s 20/20 Sale Free A/C, landscaping and more at Thompson River Ranch PAID ADVERTORIAL

P

rice is always a major factor when looking for a new home, so of course you want to find the best value package for the cost. Through August 15, Oakwood Homes is offering big savings in the form of their 20/20 promotion – 20 points for their 20 years building in Colorado. With eight sales in the past month, offers like this add even more to the value the homes and community has to offer. Beautiful surrounding scenery and interior landscape of Thompson River Ranch do justice to the Colorado countryside, so how about the landscape of your yard? You don’t have to worry about it if you put five of your 20 points towards free frontyard landscaping. Add an air conditioning unit for another eight points and

Photos courtesy Oakwood Homes The Franklin bi-level floor plan from Oakwood Homes.

you’ll make it through these heat waves in comfort — and without paying much due to how energy efficient Oakwood’s homes are in Thompson River Ranch. For a complete list of

QUICK MOVE-IN HOMES • Gilpin: $219,900 1,748 finished square feet — three bedrooms, two-and-a-half baths • Franklin: $203,292 1,667 finished square feet — three bedrooms, two-and-a-half baths Call or visit the sales office for more information or to schedule a showing.

free selectable items offered, visit Oakwood homes’ website at www.OakwoodHomesCO .com or stop by the community and speak with one of the Community Managers this weekend. You can also view and personalize each of the 15 different floor plans offered at Thompson River Ranch on Oakwood’s website. Adding an extra bedroom, office space, media center and more are possible additions you can make to whatever floor plan you fall in love appreciate the ability to with. customize the rooms and “All our home buyers space of the home they are buying, which allows more personal touches than they could get through other homes on the market,” said Mike Welty, Community Manager at Thompson River Ranch. Building a home from the ground up allows personalization at no extra cost so your home remains very affordable.

You can tour the nine models this weekend and see what free choices you would select with your 20 points. Contact Mike Welty or Dwayne Montoya at 970-669-9801 for additional information on the community. You can find more information on Thompson River Ranch or start building and personalizing your home today at www.OakwoodHomesCO .com.

Building a home from the ground up allows

personalization at no extra cost so your home remains

Second level of the Franklin — open kitchen to dining and great rooms.

very affordable.

Buying a home that needs work? Call the experts in FHA 203(k) renovation financing. An FHA 203(k) mortgage allows you to finance both your home purchase and renovation with a single loan. Call now to learn more. Vivian DeVoe, VP Mortgage Banker, 970-227-4702 Loans and rates subject to credit approval. FHA conditions and restrictions apply.

www.HomeStateBank.com

(970) 203-6100 Think big

Bank small


E D2

Saturday Reporter-Herald July 30, 2011

Home & Real Estate is produced every Saturday by the Loveland Reporter-Herald. EDITORIAL INFORMATION 635-3656 DISPLAY ADVERTISING 669-5050 CLASSIFIED ADVERTISING 635-3650

E

Regional Snapshot for Loveland/Berthoud Residential

Mortgage rate update This week Last week Trend

April

May

June

30-year fixed

4.53%

4.53%

15-year fixed

3.66%

Active Listings Previous Year Active Listings

966 1126

1004 1117

973 1101

3.66% 3.02%

Sold Listings

137

126

155

5/1 ARM

3.02%

$212,500 $199,900

$200,000 $214,500

Average Days on the Market Previous Year ADOM

155 119

107 118

121 121

Year to Date Listings Sold Previous Year YTD Listing Sold

395 401

521 559

676 728

Median Sales Price Previous Year Median

For home and real estate advice, features and information, visit www.homeandrealtyguide.com

$220,000 $234,000

H&RE Real Estate Transactions Real Estate Transactions are supplied by Prospects Unlimited Inc., 1151 Eagle Drive No. 467, Loveland, CO 80537, 667-1537.

Katherine Janson, 328 Shupe Ct, Loveland, $195,000, home • Ping Zhuang from Randy Nelson, 1488 E 5th St, Loveland, $375,000, home • John & Stephani Con• Laura Chapman from ner from Ruth G Sandoz Charles Cammenga, 1330 Trust, 1611 Agate Ct, E 5th St, Loveland, Loveland, $188,800, $134,000, home home • Justin Kettler from • Rich Samples from Susan Cooper, 1621 JackShirley Barnes, 15015 N son Ave, Loveland, County Road 25 E, Love$150,000, home land, $650,000, home • Richard & Letitia Ru• Larry & Josephine derman from Edward Young from Randy DefosDoebbeling, 3216 S Counse, 9740 Roan Mountain ty Road 21, Loveland, Rd, Loveland, $1,050,000, $950,000, home home • Resident Trust from • John & Vicki New Kirk Drew, 1656 Oak from Fannie Mae, 2708 Creek Dr, Loveland, Susan Dr, Loveland, $141,000, home $108,000, home • Nita & Carlton Roy • Lloyd & Jeannine from Duane Eads Revoca- Thomas from JTW Investble Trust, 3356 Nederland ments LLC, 2313 Kirkview Dr, Loveland, $445,000, Dr, Loveland, $152,700, home home • Shawn & Brooke • Jessica Wallace from Grennan from Fannie Loveland Habitat For HuMae, 939 Via Real, Lovemanity, 981 Libra Ct, land, $353,000, home Loveland, $170,000, • Resident Trust from home Harry Heinz, 1726 E 18th • Daniel Maddigan from St, Loveland, $174,500, Oak Valley Homes LLC, home 195 Carina Cir Unit 105, • David & Betty Morris Loveland, $153,000, confrom HR Investments do LLC, 2032 Crystal Ct, • Anne Messerli from Loveland, $160,000, Alice Shaw, 1031 Cimhome meron Dr, Loveland, • Neil & Jhoni Sorenson $179,900, home from Tobi Jacobi, 811 • Claudia Connour from Garfield Ave, Loveland, Rebecca C Larson Revoca$155,100, home ble Trust, 3620 N Col• Earp LLC from orado Ave, Loveland,

Loveland

$148,900, home • Howard & Sharen Bader from Brian Burgstahler, 2127 Kennedy Ave, Loveland, $246,000, home • Andrew & Katharine Tufano from CRM Holdings LLC, 4625 Hahns Peak Dr Unit 102, Loveland, $130,000, condo • Daniel & Susan Baker from Albert Dill, 880 22nd St Sw, Loveland, $170,000, home • Scott & Kathryn Kohler from Federal Home Ln Mortgage Corp, 4710 Mimosa St, Loveland, $275,000, home • Vincent & Darlene Petross from Elizabeth Higgs, 2731 Daffodil Pl, Loveland, $212,000, home • Susan March from Mark Iannacito, 717 Alexandria Ct, Loveland, $211,500, home • Joseph & Diana Dreiling from Dennis Janson, 3297 Sedgwick Cir, Loveland, $302,500, home • Craig & Jean Driear from Scott Lebruska, 842 Green Mountain Dr, Loveland, $950,000, home • Kenneth Zigler from Loveland Midtown Development I, 1838 Gemini Ct, Loveland, $172,200, home • William & Virginia Rank from Scott Monson, 1977 Grays Peak Dr Unit 13101, Loveland, $143,000, condo • Bret & Leah Ludwick

from Jeffrey Reva, 231 Foxhaven Pl, Loveland, $250,000, home • Christopher Mason from David Ruh, 7639 W Us Highway 34, Loveland, $239,000, home • Dale Olhausen from James Scott, 2980 Morning Dr, Loveland, $413,000, home • Jason Devilbiss from John Sippel, 4005 La Veta Dr, Loveland, $192,500, home • Patricia Saunderswhite from Faith Tjardes, 618 E 7th St, Loveland, $155,500, home • Nathan Miller from Tom Tucker, 7204 Mildred Ln, Loveland, $264,000, home • Shawn Campbell from US Bank, 715 Cove Ct, Loveland, $312,000, home • Pamela Elsner from Volmer Lance, 928 Grant Ave, Loveland, $181,700, home • Ackerman LLC from Amy White, 343 E 4th St, Loveland, $325,000, home • Gene & Laural Anderson from William L Mcswain Trust, 1013 W 31st St, Loveland, $195,000, home • Juliana Burke from Windmill Properties #1 LLC, 4765 Maggie Ct, Loveland, $330,000, home • Daniel & Melissa Pape from Fannie Mae, 1979 Rangely Ct, Loveland,

• Christopher & Carol Morris from Prestige Homes LLC, 621 Denali Ct, Windsor, $216,600, home • Eric & Cassandra Johnson from Bartran Construction Inc, 7338 Caledonian Ct, Windsor, $353,200, home • Kenneth Smith from Justin Becker, 813 Table Mountain Ct, Windsor, $110,000, home • Craig & Rochelle Karus from Homes Dis• Lee Wright from Debtinction Inc, 6653 Spanish orah Untener, 720 Sage Bay Dr, Windsor, Pl, Berthoud, $178,000, $412,500, home home • Ronald Brown from • Dustin Fisher from AlDavid Scott, 102 S Laura bert Lind, 126 Oak St, Ave, Milliken, $140,000, Windsor, $118,000, home • Corinne Thomas from home • Walter Morrison from • Nicole & Raymo Jean Koebler, 1190 Strong Andrew Apodaca, 811 Elm Acevedo from Ian ElAve, Estes Park, $265,000, St, Windsor, $177,500, dredge, 281 E Hawthorne home home St, Milliken, $162,500, • Thomas Jaster from • Kathleen Taylor from home Thomas Regner, 1481 Aspen Homes Colo Inc, • Sheryl Blomberg from Prospect Mountain Dr, 520 Moonglow Dr, WindBrian Pfeiffer, 903 CarEstes Park, $140,000, sor, $316,300, home riage Dr, Milliken, home • Stephen & Kristi $155,000, home • Resident Trust from Brown from Kent Baucke, Joyce Trenholm, 125 Ute 1448 Waterwood Dr, Ln, Estes Park, $725,000, Windsor, $295,000, home home • Fredrick & Nola Wagn• Ryan & Stacy Haggard • Jeffrey & Irene Klinter from Melody Homes from Robert Cartner, berg from Lindsay LamInc, 1651 Chelms Ford Ct, son, 2732 Cumulus Dr, Windsor, $288,600, home 1724 Platte River Dr, Windsor, $311,000, home Estes Park, $780,000, • Bryan & Alyse Tait home • Signature Bk from from Melody Homes Inc, Patrick Frantz, 1267 Hill634 Camberly Ct, Windtop Cir, Windsor, sor, $310,000, home $138,000, home • Daniel & Bethany • Marianna Williams • Robert & Sandra Konzek from Prestige from Oakwood Homes Brown from Scott Gault, LLC, 3836 Beechwood Ln, Homes LLC, 687 200 Poudre Bay, Windsor, Shoshone Ct, Windsor, Johnstown, $208,000, $290,000, home $209,400, home home

$210,500, home • Kyle Sullivan from Federal Home Ln Mortgage Corp, 239 W 1st St, Loveland, $150,000, home • Joshua Keene from Nancie Read, 2743 W 22nd St, Loveland, $122,000, home • Marc & Teresa Young from Paul Vasquez, 3828 Surrey Rdg, Loveland, $380,000, home

Berthoud

• Justin Rimbert from Lsf7 Npl Vi Trust, 650 Torrey Pines Ln, Johnstown, $152,500, home • Tommy Trujillo from Gillam Devl Corp, 3749 Brunner Blvd, Johnstown, $274,900, home • Lance & Raegan Morgan from Douglas Hample, 3521 Pinewood Ct, Johnstown, $294,000, home • Daniel Depue from Mejias Invest Inc, 441 Heritage Ln, Johnstown, $185,000, home

Milliken

Estes Park

Windsor

Johnstown

Open Houses This Weekend - www.thegroupinc.com NEW LISTING

NEW CONSTRUCTION

SATURDAY & SUNDAY 12:00-3:00

SATURDAY 1:00-3:00

SATURDAY & SUNDAY 1:00-3:00

SATURDAY 10:00-12:00

110 Traders Lane, Milliken Pick your own fixtures, carpet & colors. Wonderful ranch style & 2-story home plans to choose from. Your choice of 3 great subdivision to live in – Settlers Village – Colony Point or Centennial Farms. VALUE YOU CAN SEE… QUALITY YOU CAN COUNT ON with a WINDMILLS HOME. Visit us at 110 Traders Lane in Settlers Village.

749 W 11th Street, Loveland Great opportunity to build equity! Spacious ranch style home. 3 bedrooms, 2 baths, beautiful stone fireplace and hardwood floors. Finished basement. 2 car garage. Nice-sized lot with alley access. This home needs a little TLC but is priced accordingly.

503 Kathryn Court, Loveland Nice-sized corner lot. Wellmaintained tri-level has 3 bedrooms + study & 3 baths. Kitchen w/oak cabinets & pantry. Gas fireplace in rec room. Master bedroom offers it’s own bath & walk-in closet. Private fenced backyard, shaded patio, sprinkler system, RV parking & storage shed. Blue Ribbon Warranty included!

1208 Ulmus Drive, Loveland Easy care vinyl & brick exterior. 4-level on almost a ¼ acre beautifully landscaped lot! Kitchen features Tharp cabinets w/roll-out drawers & bayed eating area. New gas FP in family room. Roof replaced in 1996. Whole-house fan & extra insulation. Enormous patio, fenced yard w/sprinkler, RV parking. Oversized garage w/shop.

Prices starting in the $150’s

$165,000

$224,900

$227,900

MLS#

MLS#

MLS# 660849

MLS# 660847

Call Tracy Wilson

Call Cindy Kurtz

Call Diana Luthi

Call Maribeth Bergan

567-0907

962-6832

481-2692

690-1735 CLOSE TO LAKE LOVELAND

NEW HOMES!

SATURDAY & SUNDAY 12:00-5:00

FRIDAY-SUNDAY 1:00-4:00

SUNDAY 1:00-3:00

SATURDAY 1:00-3:00

SUNDAY 1:00-3:00

7411 Pimlico Drive, Windsor Brand new, beautiful 3 bedroom, 2 1/2 bath home with loft, 2 car garage, covered patio and basement on oversized lot backing to open space. Our homes offer incredible value with high quality and energy efficiency in a serene setting. Ask about our builder incentives. Prices starting at $239,900.

292 Saratoga Drive, Windsor Greenspire at Windsor Lake. It is more than just a home… It’s a quality of life. Miles of bike trails, open space & parks. Personalize your home from framing to finish! Extraordinary floor plans – Ranch & 2-Story. Lots available on Windsor Lake! Visit our Sales Center or call for a personalized showing today!

1476 Jamie Court, Loveland Charming Victorian home! The floor plan boasts both formal & informal living areas, great kitchen w/new laminate flooring, main level laundry and much more. Outdoors, enjoy the covered front porch, private patio and low-maintenance landscaping. Neighborhood pool, park and tennis facilities.

1541 Dryland Street, Loveland Great floor plan w/ full master bath, 3 bd 2 ba, ranch styled home in North Loveland location. RV parking, oversized gar. Other floor plans and lots to choose from if this does not fit your needs. Contact listing agent for more details.

2821 Logan Drive, Loveland Professionally remodeled 4bd + study, 3ba, 3070 sf. home! The kitchen has travertine tile, stainless steel appliances! Wood floors throughout the main floor! Lots of special touches are found everywhere! It feels like home the minute you enter!

$239,900

$242,900

$245,000

$293,500

$315,000

MLS# 647541

MLS# 643842

MLS# 656204

MLS# 641473

MLS# 660462

Call Kristen Specketer

Call Kelli Couch

Call Debbie Hansen

Call Mark Moran

Call Sally Lee

290-8097

310-8804

222-9618

218-1891

227-7742

NEW LISTING

HUGE PRICE REDUCTION!

NEW CONSTRUCTION

NEW CONSTRUCTION

SATURDAY & SUNDAY 1:00-3:00

SATURDAY 12:00-2:00

SATURDAY 1:00-3:00

SATURDAY & SUNDAY 1:00-4:00

SUNDAY 1:00-3:00

3069 Hudson Drive, Loveland Covered deck with built-in BBQ & flagstone patio. Inside features Alder cabinets, granite countertops, large eat-in kitchen, formal dining area, cozy living area with gas fireplace, hardwood flooring & study. Convenient laundry next to bedrooms. This beautiful 2-story home has it all!

4481 Ribbon Court, Loveland Super clean 4 bedroom, 3 bath, 2 story home on .38 acre w/ mountain & water views. Wood & tile flooring on main. New kitchen w/slab granite, newer SS appliances w/GE 5-burner gas range/oven & French door refrigerator. 4 car tandem garage. Entertainment Trex deck. Fun Urban style basement.

920 Norway Maple, Loveland Custom built home by Troendly Construction. Ranch plan with 2 bedrooms & den on main level. Bedroom, bath & family room in basement. Tandem 3 car garage. Nice finishes include granite, alder & SS appliances. Choose your colors.

302 Lyra Place, Loveland Colorado Craftsman Style Home! Hardwood floors, designer tile, slab granite, alder trim & doors, mission style alder cabinets. Gourmet kitchen. Formal dining room & breakfast nook. Deck overlooks open space w/access from kitchen & master bdrm. 3-car tandem garage. Garden level bsmt. Full yard landscape. Close to I-25.

2916 Purgatory Creek Drive, Loveland Gorgeous detached patio home. Heated 4-car garage. Upgrades including slab granite countertops, wood floors, knotty alder trim, doors & Tharp cabinets. Separate dining room or office on the main level. Near neighborhood trails & lakes. Additional master association of $500 per year.

$340,000

$349,900

$350,000

$357,000

$362,900

MLS#

MLS# 649924

MLS# 654230

MLS# 657756

MLS# 653305

Call Kim Summitt

Call Cindy Kutin

Call Rich Gardiner

Call Georgena Arnett

Call Cindy Kurtz

689-6950

391-4735

227-0964

481-9801

679-1545

A N EX C L U S I V E S ERV I C E O F T H E G R O U P, I N C . R EA L ES TAT E

SATURDAY & SUNDAY 12:00-3:00 4730 Georgetown Drive, Loveland 3 car finished garage. Finished bsmt w/wet bar, entertainment center & fireplace. Energy Star Score of 71 w/dual fuel furnace, A/C, tankless water heater & power humidifier. 3cm granite countertops, convection oven, microwave, chimney vent hood & refrigerator in kitchen.

SATURDAY & SUNDAY 1:00-4:00 2009 Morning Drive, Loveland Spectacular Views – COMPLETELY Remodeled. Private, peaceful & serene mountain feeling, yet the convenience of paved roads, natural gas, city water & public sewer. All-season sunroom w/radiant heat. Upgrades include iron railing, wood floors, high-end finishes, granite counters, SS appliances, alder cabinets.

$389,765

$450,000

MLS# 653844

MLS# 661575

Call Tracy Wilson

Call John Simmons

567-0907

481-1250

Northern Colorado Real Estate Source The Real Estate Source is a magazine produced by The Group featuring homes for sale and new home me neighborhoods throughout Northern Colorado.. ‹ (]HPSHISL MVY WPJR\W H[ V]LY  KPZ[YPI\[PVU WVPU[Z PUJS\KPUN OV[LSZ NYVJLY` Z[VYLZ YLZ[H\YHU[Z JVMMLL ZOVWZ HUK .YV\W VMMPJLZ

‹ 6USPUL ]LYZPVU VM W\ISPJH[PVU JH[PVU H[ ^^^[OLNYV\WPUJJVT VT JVU[HPUPUN SPURZ [V KL[HPS HPS WHNLZ MVY TVZ[ SPZ[PUNZ

o Colorad n r e h t r No Source

tate Real Es w w w.

thegr

oupin

c.com


E Saturday Reporter-Herald July 30, 2011 D3

basis would be $403,000. And when you sell the home you would not owe any tax on the first $403,000 of the sales price. From Page E1 Keep in mind that current law allows you to exempt the first $250,000 in profit from taxation when you sell your primary resinot deductible in any event when you are dence, as long as you have used that home dealing with a residential transaction. as your primary residence during the prior Some of these fees may be related to two of the last five years. Married couples recording charges, title company fees and who qualify for the exemption can keep up the closing fee. If your farm home is hanto $500,000 in profits tax free. dled as a business, you’ll have to talk to For precise information of what you can your accountant to determine how to hanand can’t deduct, take a look at the booklet dle these expenses. put out by the IRS called: Publication 523, If you paid points to obtain the loan, you “Selling Your Home” and Publication 936, would have been entitled to divide the “Home Mortgage Interest Deduction.” You amount you paid by the number of years for can download these publications at your loan and deduct an equal amount www.IRS.gov. each year that you had the loan. But since you have now paid that loan off, you may be entitled to deduct For more information, call those points on your return for last Glink’s radio show at year. 800-972-8255 on Sundays Other costs and expenses may go from 9 to 10 a.m., write to Real toward increasing the basis of your Estate Matters Syndicate, P.O. home, but not expenses for real esBox 366, Glencoe, IL 60022 or tate taxes and insurance. That is to visit www.thinkglink.com. say, if you spent $3,000 in costs to obtain the loan and the basis on the home was $400,000, your new

GLINK

Real Estate Matters

Cindy’s Featured Listings NTRA UNDER CO

Cindy Kurtz

CT

5008 Saint Andrews Drive • Loveland $119,900

3555 Capitol Peak Drive • Loveland $350,000

Don’t miss your chance at one of the last lots on Loveland’s prestigious Mariana Butte Golf Course. This lot backs to the 9th fairway. Enjoy great mountain views as well as abundant wildlife. Bring your own builder. MLS# 653295

Gorgeous ranch style home, rich wood floors adorn the entry, kitchen and eating areas. Alderwood cabinetry in the spacious kitchen and butler pantry area. Private master bedroom has large walk-in closet and luxurious 5 pc bath. The full unfinished basement is garden level which provides lots of light. Outdoor living includes large deck, new installed stamped concrete patio and gas line for BBQ. MLS#659371

970-613-0700 office

Beating the heat: Options for cooling your home DAVID MOORE MCCLATCHY-TRIBUNE

PORTABLE

Portable air conditioners are an alternative to window units that can be set up in a t’s late July, when the thermometer hits room without need for exterior ventilation. the high point and the heat and humid- Most new units use refrigerant and require ity can be so oppressive a meat locker only occasional filter cleanings. They’re seems like an appealing cool spot. fairly simple plug in and turn on. They’re If the home’s air conditioner never seems great for adding additional cooling efforts to spaces like upstairs bedrooms, converted to get the whole house cool enough or some rooms just feel like a sauna no matter attics or cooling small, non-air conditioned work spaces. Although they are less obtruthe thermostat setting, here are some options to consider: sive and more mobile than window units, they tend to be a bit pricier. TRADITIONAL, OR SPLIT AC UNITS AC SIZING A split system is the most common type of air conditioner used to cool homes. With There are multiple ways of sizing an AC a split system, the filters, vents, ductwork unit for a home or business. If replacing an and temperature control panels are inside existing unit that cooled appropriately, it’s the home, while the condensing unit is out- a safe bet the same size is the way to go. If side. Split systems work by forcing cool air purchasing a new one, it is always best to through the ductwork, which replaces consult a professional contractor. If sized warm air within the home and removes incorrectly, the unit will be inefficient and moisture. These central air systems can ef- may do an inadequate job. For instance, an ficiently cool an entire home, but a second oversized air conditioner will cycle on and system is often needed to adequately conoff too frequently and prevent it from proptrol temperatures on upper floors. These erly dehumidifying the air. An air condisystems are also more costly to install and tioner that’s too small will frequently have repair than other AC units. to run at full capacity, which could de-

I

WINDOW UNITS Room Air Conditioners, or window units as they are often referred to, are used to provide supplemental cooling for smaller spaces generally a single room. The concept of a window unit is not that different from a split system. Although it is mounted in a window, the condenser, fan and evaporator is located outside, while the controls and vents are inside. Window units are substantially less expensive than a traditional system, but are far less efficient with their cooling capacity.

office direct

970-962-6832 mobile

$165,000

935-937 Douglas Avenue • Loveland $185,000

Great opportunity to build equity. Spacious ranch style home. 3 bedrooms, 1 1/2 baths, beautiful stone fireplace and hardwood floors. Large 2 car garage, and finished basement. Nice sized lot with alley access. Seller may consider new roof with acceptable offer. This home needs a little TLC but is priced accordingly. MLS #661725

All brick duplex that backs to park. Open floor plan with 2 large bedrooms, updated baths and a large eat-in kitchen. Both sides are currently rented and have good rental histories. Each side has separate back yards. MLS#652253

WHAT IS A BTU? The term BTU, or British Thermal Units, indicates how well a heater or air conditioner can impact the temperature of a room. A higher number of BTUs means better heating or cooling.

CARE OF YOUR AC UNIT It is a good idea to change disposable air conditioning filters every 60 days. A general rule of thumb for any HVAC system owner is to have equipment thoroughly inspected at least once a year. Annual service visits will keep the system running at maximum efficiency and can help extend the life of the unit.

970-679-1545

749 W. 11th Street • Loveland

crease the lifespan of the machine. It may also be incapable of adequately cooling the entire space.

www.thegroupinc.com

saturday Price From the $140’s Starting $150’s

sunday Price

Location

Address

Hours

Office

Phone

NW Loveland

43rd & Wilson Avenue The Cottages at Enchantment Ridge

12-5PM

The Cottage Realty

970-532-5900

Starting $150’s

Milliken

110 Traders Lane

12-3PM

The Group Inc.

970-567-0907

$150’s $220’s

SE Loveland

Boise Village North, 1/4 mile South of Hwy 34 on North Boise Avenue, 1899 E. 11th 10AM-6PM

Midtown Homes

970-456-4600

$169,900

NW Loveland

4403 Elliot Place

12-5PM

The Cottage Realty

970-532-5900

$224,900

SW Loveland

503 Kathryn Court

1-3PM

The Group Inc.

970-481-2692

$239,000

NW Loveland

4496 Hayler Avenue

12-5PM

The Cottage Realty

970-532-5900

$239,900

Windsor

7411 Pimlico Drive

12-5PM

The Group Inc.

970-290-8097

$242,900

Windsor

292 Saratoga Drive

12-5PM

The Group Inc.

970-290-8097

$245,000

SW Loveland

1476 Jamie Court

1-3PM

The Group Inc.

970-222-9618

$264,900

Berthoud

Colllins Park Subdivision

1-3PM

RE/MAX Alliance

970-566-4627

Location

Address

Hours

Office

Phone

NW Loveland

43rd & Wilson Avenue The Cottages at Enchantment Ridge

12-5PM

The Cottage Realty

970-532-5900

From the $140’s

12-3PM

The Group Inc.

970-567-0907

Milliken

110 Traders Lane

$150’s $220’s

SE Loveland

Boise Village North, 1/4 mile South of Hwy 34 on North Boise Avenue, 1899 E. 11th 10AM-6PM

Midtown Homes

970-456-4600

$165,000

SW Loveland

749 West 11th Street

1-3PM

The Group Inc.

970-962-6832

$169,900

NW Loveland

4403 Elliot Place

12-5PM

The Cottage Realty

970-532-5900

$209,500

SW Loveland

1210 Ida Drive

10AM-12PM The Cottage Realty

970-532-5900

$224,900

SW Loveland

503 Kathryn Court

1-3PM

The Group Inc.

970-481-2692

$227,900

NE Loveland

1208 Ulmus Drive

10AM-12PM The Group Inc.

970-690-1735

$239,000

NW Loveland

4496 Hayler Avenue

12-5PM

The Cottage Realty

970-532-5900

$239,900

Windsor

7411 Pimlico Drive

12-5PM

The Group Inc.

970-290-8097

$242,900

Windsor

292 Saratoga Drive

12-5PM

The Group Inc.

970-290-8097

$264,900

Berthoud

Colllins Park Subdivision

1-3PM

RE/MAX Alliance

970-566-4627

$293,500

SW Loveland

1541 Dryland Street

1-3PM

The Group Inc.

970-218-1891

$298,664

NW Loveland

4355 Ridgway Drive

12-5PM

The Cottage Realty

970-532-5900

$298,664

NW Loveland

4355 Ridgway Drive

12-5PM

The Cottage Realty

970-532-5900

$299,900

NW Loveland

1920 New Hampshire Street

12-5PM

The Cottage Realty

970-227-3893

$299,900

NW Loveland

1920 New Hampshire Street

12-5PM

The Cottage Realty

970-227-3893

$323,400

SW Loveland

1/4 mile West of Wilson on 14th Street, SW/ 12-4PM

Glen Marketing

970-663-4522 $315,000

NW Loveland

2821 Logan Drive

1-3PM

The Group Inc.

970-222-7742

$339,900

NW Loveland

2175 Rio Blanco Drive

Coldwell Banker

970-566-9716

$340,000

NW Loveland

3069 Hudson Drive

1-3PM

The Group Inc.

970-689-6950

$323,400

SW Loveland

1/4 mile West of Wilson on 14th Street, SW/ Hwy 402 to the Dakota Glen Subdivision 12-4PM

Glen Marketing

970-663-4522

$349,900

SW Loveland

4481 Robbin Court

12-2PM

The Group Inc.

970-391-4735

$340,000

NW Loveland

3069 Hudson Drive

1-3PM

The Group Inc.

970-689-6950

$350,000

NW Loveland

920 Norway Maple

1-3PM

The Group Inc.

970-227-0964

$357,000

SE Loveland

302 Lyra Place

1-4PM

The Group Inc.

970-481-9801

$357,000

SE Loveland

302 Lyra Place

1-4PM

The Group Inc.

970-481-9801

$389,750

SW Loveland

975 Prism Cactus Drive

12-4PM

Glen Marketing

970-663-4522

$362,900

NE Loveland

2916 Purgatory Creek Drive

1-3PM

The Group Inc.

970-679-1545

$389,765

NW Loveland

4730 Georgetown Drive

12-3PM

The Group Inc.

970-567-0907

$389,750

SW Loveland

975 Prism Cactus Drive

12-4PM

Glen Marketing

970-663-4522

$450,000

NW Loveland

2009 Morning Drive

1-4PM

The Group Inc.

970-481-1250

$389,765

NW Loveland

4730 Georgetown Drive

12-3PM

The Group Inc.

970-567-0907

$625,000

NE Loveland

3015 Challenger Point Drive

11AM-1PM

RE/MAX Alliance

970-518-9005

$450,000

NW Loveland

2009 Morning Drive

1-4PM

The Group Inc.

970-481-1250

To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifieds” section of this publication. This guide is brought to you by the Daily Reporter-Herald, local real estate agents and area builders.

WWW.HOMEANDREALTYGUIDE.COM •CLICK ON

OPEN HOUSE MAPS


E D4

Saturday Reporter-Herald July 30, 2011

H&RE Featured Home Plan

Alder

Springs Expansive home features both traditional and contemporary styling ASSOCIATED DESIGNS

A

n abundance of natural light washes into the Alder Springs great room through the self-same windows that offer great views to the rear. This home is designed for construction on a lot that slopes down at the left and back. While its neo-classical Georgian front facade gives it a traditional look, the interior floor plan is totally contemporary. Outside, smooth columns frame the lofty covered porch; raised stone bands accent the bold brick-veneer-covered columns that support and highlight the porte cochere. Expansive and richly windowed hexagonal rooms form the core of the interior on two levels. Both have wings. On the main floor, a wide covered deck wraps around three sides to offer the same fantastic viewing options as the great room. Doors in the central wall section provide deck access. At the basement level, similar doors lead to a covered patio that also wraps around three sides. A fireplace sits at the center of one wall section in the great room. The kitchen, which carves out a place for itself on the opposite wall, has two peninsular counters, which you can look out across into the great room and beyond. The counter that fronts the sink is rimmed by a raised eating bar. Two bedrooms and a bathroom are in the wing behind the kitchen. This wing also links to the porte cochere and its storage cabinets. A large utility room and the deluxe owners’ suite fill the opposite wing, along with a private screened porch that opens onto the deck. At the basement level of the Alder Springs, a large recreation room fills the hexagonal core, sharing space with a kitchenette, play room, and shop/storage area. A guest suite, bunk room and bathroom are also on this level. For a review plan, including scaled floor plans, elevations, section and artist’s conception, send $25 to Associated Designs, 1100 Jacobs Dr., Eugene, OR 97402. Please specify the Alder Springs 10-549 and include a return address when ordering. A catalog featuring more than 550 home plans is available for $15. For more information, call (800) 634-0123, or visit www.AssociatedDesigns.com.

FEATURED PROPERTIES - UP TO $199,999 OPEN SUNDAY 10AM - 12:30PM!

OPEN SATURDAY 1 - 3:30 PM!

OPEN HOUSE SATURDAY 12-3

$200,000 - $299,999 OPEN ALL WEEKEND 1PM - 4PM

OPEN HOUSE SATURDAY 1-3

1600 Sunnyside Drive, Loveland 80538

1028 East 16th Street, Loveland

Peakview Meadows, Berthoud

932 Boise Ave, Loveland, 80538

2640 SE 14th St, Loveland

Come see this beautifully secluded home, nestled in the Namaqua Hills subdivision. With cherry cabinets, 7 car garage, 2 fireplaces, huge deck, over 1/2 an acre, it’s 1 of a kind!

This 3 bed, 2 bath home has it all! A fantastic yard, timeless and perfect hardwood burning fireplace, designer paint throughout, boat or trailer parking! Even includes a heated garage!

Open House Sat 12-3 New Construction, 4 Great floor plans and 20+ lots to choose from, all customizeable. Prices starting in the mid $190’s. eaasy access to Loveland, Fort Collins - Longmont and I-25.

Two-story with over 1400 square feet finished. 3 bed, 2 bath with lots of upgrades, seperate dining room, unfinished basement, and covered patio. Or customize your own! $210,000 MLS# 656657

Paul Masterson Coldwell Banker - Loveland 970-391-0900 alanjonesbroker@yahoo.com www.coloradohome.com

Betsy Hayes Coldwell Banker - Loveland 719-250-5916 alanjonesbroker@yahoo.com www.coloradohomes.com

Chris Rampone Century 21 Humpal, Inc. 970-430-0845 Chris.Rampone@century21.com

Alan Jones Coldwell Banker - Loveland 970-566-1217 alanjonesbroker@yahoo.com www.coloradohomes.com

PRICE REDUCED!!! DITCH WATER AVAILABLE!!! BRING YOUR HORSES!! Wonderful ranch style home located on 5.43 acres. 3 bed, 2 bath, 3 car garage. 1/16 share of Big Thompson Ditch and Manufacturing Company.

$200,000 - $299,999 OPEN HOUSE SATURDAY 10:00 - 12:00

OPEN HOUSE SATURDAY 12-5 PM

1210 Ida Drive, Loveland

1920 New Hampshire St., Loveland KENDALL BROOK SUBDIVISION

Brick ranch w/4 BR & 3 BA. Living rm + family rm w/WB stove. New roof in 2010, energy efficient windows & A/C. Backs to 8 acres of open space. Patio, sprinkler, RV/Boat parking & fenced yard. $209,500

Kevin Cook Cottage Realty 970-532-5900 www.lovelandcorealestate.com

$300,000 - $399,999 OPEN HOUSE SAT & SUN 1:00-3:00

3402 Creede Court, Loveland A spacious new ranch w/walkout basement bsmt. Inviting open kit/dng/great room area, main lvl laundry. Blt for energy savings, 2x6 const, UPGRADES thru out Quality built by Weinland Homes in Quail Run.

Cory Roberts Premier Lifestyle Realty (970) 215-9913 plrealty@qwestoffice.net

FREE FRONT YARD LANDSCAPING W/ SPRINKLER SYSTEM! Gourmet kitchen w/ granite countertops & center island. Wood floors. Master w/ 5 pc bath. A/C. Full unfin bsmnt & 3-car garage on corner lot. $299,900

Connie Salazar Cottage Realty 970-227-3893 www.lovelandcorealestate.com

Ursula Albers Century 21 Humpal, Inc 970-231-0548 Ursula.Albers@century21.com

$300,000 - $399,999 BUILDERS MODEL FOR SALE OPEN HOUSE 12 TO 4 THURS.-MON.

BUILDERS MODEL FOR SALE OPEN HOUSE 12 TO 4 THURS.-MON.

OPEN HOUSE SAT. & SUN. 10-12

3464 Peruvian Torch Drive, Loveland, CO

975 Prism Cactus Circle, Loveland

2045 Alabama St., Loveland

Looking for Maintenance-FREE* lifestyle? Open floor plan, patio home w/2 bdrms/2 baths, granite kitchen island, backs to green belt with mountain views! Convenient location. MLS#622329. $323,400

Custom 3 bdrm/2 bath ranch,open floor plan w/slab granite in kitchen, hardwood floors, alder cabinets & trim, designer tile, 3-car garage, composite deck w/amazing views. MUST SEE! MLS#613207. $389,750

Own your view of the foothills. Nothing in this home is ordinary-granite and wood. 4bed, 3bath, office, 3car, RV storage. MLS# 660736 $369,000.Kendall Brooks Subd Between Taft and Wilson off

Venna Hillman ERA Herman Group Glen Marketing 970-663-4522 venna@glencompanies.com www.DakotaGlen.com

Venna Hillman ERA Herman Group/Glen Marketing 970-663-4522 venna@glencompanies.com www.DakotaGlen.com

Bill Stephens Bear Realty Co. 970-219-4831 bearrealtyco@hotmail.com

Visit our website at homeandrealtyguide.com

Online + Print = a Powerful Combination!


E Saturday Reporter-Herald July 30, 2011 D5

H&RE Front Range Gardening Some plants “naturalize” as if they were growing in the wild and anemones can do this, as well as woodland perennials such as ranunculus, lily of the valley and uestion: I recently bugbane. Shady areas bought some shady with understory shrubs perennials and was and trees support naturaliztold that these ing plants. plants “naturalize well.” Question: I have heard What does this mean, the terms “invasive” and aren’t all plants natural? “aggressive” applied to Answer: While plants are some plants which naturalnatural, not all plants natu- ize. Can you explain? ralize. This term means Answer: These are vigorthat certain plants tend to ous plants which spread grow and establish themrapidly by root growth, selves as if they were in the seeds, runners or stolons. wild. Think of this term as In a short amount of time the opposite of planned they can take over large arcultivation. Naturalizing eas and can be troubleplants spread and multiply some, especially when on their own with time. planted in the wrong Spring-blooming bulbs such places. A good example of as crocuses, daffodils, scilla this is Bishop’s Weed

ANNE WUERSLIN CSU EXTENSION

Q

Matriarch of the

Garden Sunflowers make a golden display in the garden KATHIE HOPKINS CSU EXTENSION

T

he sunflower, with its regal nodding head, is often called the matriarch of the garden. It seems to watch over plants around it and has multiple personalities, colors and uses. It is an annual or a perennial plant in the Colorado region and is used for decoration, oil, paper production, fuel, and food for humans, cattle, and birds. The sunflower is from the Helianthus genus and the annual plant is native to Central America, believed to have been domesticated in Mexico at approximately 2600 B.C. In North America, some Native American groups were known to plant sunflowers on the north edges of their gardens as a “fourth sister” to the combination of corn, beans, and squash. Early Natives made full use of the plant; they ate the seeds, ground the kernels into flour, extracted oil from seeds for their hair, and used the seeds, flower petals and pollen to make dyes for face paint, cloths and baskets. The Maximillian sunflower (Helianthus maximillanii) is a perennial sunflower that is native to North American and a reliable bloomer in the Colorado area. It easily withstands the intense heat and produces buckets of three-inch yellow flowers that are loved by both butterflies and birds. It reaches heights of three-to-10-feet tall and is drought-tolerant once established. The sunchoke or Jerusalem artichoke (Helianthus tuberosus) is another example of a perennial sunflower native to North America. It produces bright yellow blooms above ground while growing an edible tuber below ground. Jerusalem artichokes grow easily in Colorado and the gardener may be tempted to leave them undisturbed. However, the plant needs to be dug and replanted every few years or the quality of the tuber will degrade. Sunflowers have a rough, hairy stems, with broad, coarse leaves and circular heads of flowers. The head is not a single flower, but is made of thousands of small flowers or florets that are crowded together and join in the center. The outer petal-bearing florets can be any color from yellow to red to orange to brown, while the florets inside the head mature into seeds. Some sunflower varieties have an inability to self-pollinate and require insects to move the pollen between plants, a job that bees happily perform. Many gardeners believe that the sunflower will track the sun, an action known as heliotropism. However, only young sunflowers will have leaves and buds that change from east to west during the day. Once the plant is mature, the flower will typically face east and will not move. The plant is a bit of a gymnast while growing and demonstrates phototropism, which occurs when the petioles (leaf stalk) bend and twist toward the light during the day, then unbend and untwist at night. Sunflowers need at least six hours of full sun a day and should be spaced 12 inches apart, while the very large sunflowers ought to be spread sporadically throughout the garden to avoid crowding. Avoid

high nitrogen soil which encourages plant growth but fewer blooms. Sunflowers can be planted when day and night temperatures are above 50 degrees Fahrenheit and optimum temperatures for growth are 70-78 degrees. Sunflowers are not considered highly drought tolerant although the plant does have an extensively branched taproot, which may penetrate up to nearly seven feet, and can aid the plant during water stress. A critical time for water stress is the period 20 days before and 20 days after flowering and better results are noted if additional watering is done during this period. A sunflower patch is an excellent wildlife habitat for birds and squirrels. But if you’d like to harvest the seed heads, cover the flower with netting or cheesecloth as the seeds are forming. Four months after planting seeds, the plants will be mature and the seeds ready to harvest. When the flower heads are turned down, the florets in the center of the flower disk are shriveled, and a lemon yellow color is on the back side, cut the seed head with about one foot of stem attached. Hang the seed head in a warm, dry and well-ventilated place that is free of insects and rodents. Place a paper bag with holes or cheesecloth over the heads to catch the falling seeds as they drop during drying. The sunflower has multiple uses as a food. The seeds are eaten as a snack, processed into a type of peanut butter known as sunbutter, mixed with flour in bread, used as food for birds, and added directly into cooking and salads. Sunflower oil is used for cooking, in salads and to produce margarine. A new form of sunflower oil is called Nusun which contains only 10 percent of saturated fat and 90 percent of unsaturated fat and is second to olive oil in healthy features. The sunflower is also being explored for use in diverse projects. Sunflowers produce latex and experiments are being done to use sunflowers as an alternative crop for the production of hypoallergenic rubber. Sunflowers can also be used to extract toxic ingredients, like arsenic, uranium, and lead. Sunflower oil is also used to produce biodiesel fuel and is being investigated as an alternate fuel source for diesel engines. The blend of sunflower oil and diesel fuel is thought to have more potential than the use of pure vegetable oil. Sunflower hulls are also being pressed into pellets and used as heating fuel. The sunflower pellets are initially cheaper than coal; however they burn faster than coal, which results in an equivalent cost to the consumer. To roast your own home-grown sunflower seeds, follow this recipe: Plain sunflower seeds can be roasted at 300 degrees for 20-30 minutes. If you have a desire for salted seeds, soak seeds overnight in a solution of two tablespoons of salt in one cup of water. Boil the seed and salt solution for a few minutes, and then drain the liquid. Spread the seeds on a flat pan and roast at 200 degrees for three hours or until crisp. Kathie Hopkins has received training through Colorado State University Extension’s Master Gardener program and is a Master Gardener volunteer for Larimer County. For more information about CSU Extension, Larimer County, call 970-498-6000 or visit www.larimer.org/ext.

(Aegopodium podagraria). Left unchecked, it will grow all over, and become a thug in your perennial bed. Question: Why are some plants termed noxious? Are these plants the worst of the worst? How can plants be so bad? Answer: Noxious generally refers to non-native weeds. These are introduced plants which spread and reproduce rapidly, displace native plants, and result in lost agricultural pro-

ductivity. For more information, visit Planttalk Colorado at www.planttalk.org and refer to script #2103 for a brief description. Anne Wuerslin has received training through Colorado State University Extension’s Master Gardener program and is a Master Gardener volunteer for Larimer County. For more information about CSU Extension, Larimer County, call 970-498-6000 or visit www.larimer.org/ext.


E D6

Saturday Reporter-Herald July 30, 2011

H&RE Front Range Gardening

Perfect

Timing

Harvest your vegetables at their peak CAROL O'MEARA CSU EXTENSION

W

e’re swinging into the busy harvest season, when daily trips through the vegetables yield savory additions to dinnertime fare. I admit I ignored my garden for a few days while on vacation; returning to it we found slim eggplants, young cucumbers and fully-sized cauliflower ready for harvest. We were lucky — the harvest was still in its early stages, offering up a few vegetables here and there. The days of overflowing baskets and counters are a few weeks away. If you’re new to the fun of growing your own vegetables, keep a few tips in mind for knowing when to pluck your produce from the garden. Taste and color yield clues to whether the vegetable is immature or overripe, but know your variety and its characteristics. Green tomatoes

take skill and experience to gauge, often requiring the gardener to taste plenty of tangy, under-ripe fruit before you get the hang of the plant’s subtle signs.

EGGPLANT Slender Japanese types are the first of the season, followed by the larger pods of the classic varieties. Harvest: Eggplant that’s shiny, uniformly deep in color with a bright green cap as it nears mature size listed for that variety. Cut through the stem to harvest, don’t pull. Avoid: Dull color, green tinge or brown discolorations — all signs of bitter or old fruit. Tip: Becomes bitter if stored too long, so eat soon or store it in the fridge for up to a week.

TOMATOES Heirloom tomatoes pack plenty of taste in stripes, pinks, greens, browns, and blacks. Their flavor is as exotic as their names: complex, smoky Black from Tula, sweet, delicate Dr. Wychees, or rich, old fashioned Brandywine. Harvest: Brilliantly colored, firm, glossy skin marks a ripe tomato, and the longer you leave it on the vine to ripen, the more complex the flavor will be. Snip the fruit, don’t pull. Avoid: Unless a quirk of the type, traces of green indicates that the fruit is immature, the flavor less satisfying.

to watch the stem for the small crack that surrounds the join with the melon. When the crack spreads threequarters of the way around the join, the cantaloupe is a slip stage and ready for harvest. Avoid: Spongy, wrinkled or moldy rinds are a sign of overripe fruit.

PEPPERS

GREEN BEANS Green beans are best when picked young, cooled quickly and brought to the table. Harvest: Good snap beans are slim, the seeds small and not swelling. Look for pods less than one quarter to one eighth inch around with bright color and an audible snap when broken. Avoid: Spindly, blemished or limp beans or those that are stringy when snapped.

While bells are the best known sweet peppers, sweet bananas and Italian bull’s horn types add thrill to fresh salads. Long and lean, these SWEET CORN may look like their chili cousins, but don’t have the Sweet corn fans dream of days spice. filled with creamy yellow, pearly white Harvest: Peppers with deep, and bicolor ears of this summer treat. rich color that feel heavy for Look for: Ears filled to the tip with CANTALOUPE their size. tightly packed, plump kernels, burstA perfect cantaloupe is melt-inAvoid: Those with thin walls ing with milky juice if lightly pressed. your-mouth sweet, a treasure many The silk should be a dark brown. hunt through stores and stalls to find. that give when pressed. In a home garden, the plant tells you Tip: Some bull’s horn types Avoid: Corn with dry brown husks when the melon is perfect. have thinner walls, are lighter, and indentations on the kernels are but very sweet. Choose those old, and the sugars have turned to Look for: Well defined grey-yellow Front netting over tan skin, but the trick is that are wrinkle-free and sleek. starch.

Carol O’Meara is with CSU Extension in Boulder County. Contact her at 303-678-6238 or comeara@co .boulder.co.us.

Range Gardening

NEW NORTHERN COLORADO HOMES Enchantment Ridge FROM THE $140’S* TO $350’S

Open House Sunday 1-3 4698 Dillion Ave.

$6,000 BUILDER INCENTIVE THIS MONTH**

NW Corner of Wilson & 43rd St.

OPEN SAT & SUN 12-5

Priced from $210K

Priced from $270K

www.CosBuilders.com

Megan Wachtman 8z Real Estate Broker/Owner

970-217-7977

www.MeganWachtman.8z.com www.cohomefinder.com A better way to buy and sell a home in Colorado!

Loveland, Colorado  $3,000 BUYER CREDIT NEW HOMES MONTHLY PAYMENTS FROM  STARTING AT $999 $159,900 - $229,900  OVER  MODELS  CONNECTED TO CITY TRAIL

GREAT VALUE GREAT COMMUNITY GREAT LOCATION

 5 piece baths /  4 car garages  Privacy fencing /  Ranch / 2-Stories  Built Green /  Energy Star  Immediate Possession **$4,400 in The Cottages. With purchase & closing of home- Offer Expires 7/31/11

4496 Hayler Avenue, Loveland 4403 Elliot Place, Loveland

Sales Office Open 10-6 Daily 1899 East 11th Street, Loveland, CO 80537 Phone: (970) 456-4600 info@newmidtownhomes.com www.newmidtownhomes.com

970-532-5900 (*w/ qualifying special financing)

17-326536

FHA Approved Community

0730 Home and Real Estate  

Real estate section for the Reporter-Herald.

Read more
Read more
Similar to
Popular now
Just for you