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SATURDAY, February 6, 2010

Did You Know

Reporter-Herald

HOME & Realty Guide Look Inside:

www.homeandrealtyguide.com

Eight out of 10 consumers believe that owning a home is an investment in their future — According to a recent survey conducted by the National Association of Realtors

Mortgage rates ....................pg. 2 Transactions .........................pg. 3 Rhema Stew .........................pg. 5 Inside Advice ........................pg. 5 New Home Directory..........pg. 8 Open Houses .......................pg. 9 Real estate briefs ............ pg. 10 Classifieds.......................... pg. 11

Real Estate Matters Recover from financial disarray

Page 2

In the Garden Gardeners are getting anxious

Page 10

HGTV photo

After adding final romantic details — area rugs, vases, pictures and some books — the redesign was complete.

Working with Space Olson redesigns living room for romance writer CANDICE OLSON HGTV

Featured Proper ties Section: Page 4

T

eresa is a busy wife and mother, but at every available opportunity, she escapes into a fantasy world. You see, Teresa is a romance writer, and her active imagination is helping write her third book. But Teresa had a real-life problem. She lacked an inspiring place where she could compose her nov-

els. She spent most of her free time writing in a local coffee shop, but she wanted a space at home where she could write and gather with fellow romance authors to work out ideas, celebrate victories and commiserate over rejection letters. She had an empty living/dining room in her large suburban home that suited the purpose perfectly, but the cold, blank slate of the room lacked passion — and furniture. So I decided to bring in my team and transform the space into a sophisticated and romantic writing retreat for Teresa. The space had great bones — high ceilings, Palladian windows, crown moldings and hardwood floors — but lacked the “wow” factor. To help I See DIVINE/Page 3


2

HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, FEBRUARY 6, 2010

Mortgage H&RG Interest Rates

This Week’s Rates

*

30-Year Fixed:

Today 5.11%

Last Week 5.16%

15-Year Fixed:

4.44%

4.66%

5/1 ARM:

4.08%

4.23%

Trend

* Rates provided by Bankrate.com. All rates are subject to change.

Home and Realty Guide is on the Web For home and real estate advice, features and information, visit www.homeandrealtyguide.com

Home & Realty Guide is produced every Saturday by the Loveland Daily Reporter-Herald.

EDITOR Jade Cody jcody@reporter-herald.com 635-3656 REPORTER Rhema Muncy rmuncy@reporter-herald.com 635-3684

DISPLAY ADVERTISING 669-5050 CLASSIFIED ADVERTISING 635-3650

www.homeandrealtyguide.com

H&RG Real Estate Matters

Right-size your finances ILYCE GLINK TRIBUNE MEDIA SERVICES

But if your income has been slashed either by a job loss or layoff, forced furlough or just a plain old salary reduction, you may have more on your mind than just thinking about any people today are having to how to lead a smaller, cheaper life. “right-size” their financial lives. If 10 percent of the American workforce is That’s my term for people who face extraordinary financial pressures — whether unemployed, and another 10 percent is underemployed, has gone back to school, is they lose a job, get a pay cut, get divorced, staying at home or has just given up on findget sick, are widowed, or experience some ing a job, that 20 percent of the population other financial calamity — and have to entirely change not only their finances but the isn’t earning anything close to their former salaries. way they cope with that financial shift in On top of that, another 20 percent (or their lives. more) are earning less than they were a few It’s not easy when one day you believe the years ago. If your boss asked you to take a 10 world owes you a flat screen television set percent pay cut last year, I’m betting that it for every room and the next day you realize hasn’t been restored yet — and might not you can’t afford the cable bill. be for another few years. Financial pressures are the top reason Meanwhile, there are huge companies that couples divorce. Money (or lack thereof) is a in the past few years cut 401(k) matching top stress-inducing agent. contributions in addition to freezing or reToday, the official rate of unemployment is ducing pay. While a few have restored these at 10 percent, but the larger measure of un- matching contributions, many Americans’ employment is around 17 percent. Another 401(k)s, IRAs and other retirement savings large chuck of the population has seen their accounts took a huge hit when the stock pay cut. Add it all up and you realize that market crashed. perhaps as many as half of all Americans are Are you a senior on fixed income? Then facing some sort of minor to severe financial you know your bonds aren’t paying what pressure. they once were. But locking in on a longerI’ve always believed that if you have a job, term CD doesn’t feel right, not when the inyou’ll make your mortgage payments, your flation hawks are predicting inflation is gocredit card payments, your car loan, other ing to skyrocket thanks to the U.S. debt. debt payments, and maybe even put a little Rising interest rates mean your bonds are aside for your kids’ college tuition. worth less. If you don’t have a job, your financial world All of which means you have to do what will begin to crumple, as you lose your you can on less money each month. Righthouse, your car, your possessions and, persizing your finances is about learning not haps, your family. only how to spend less each month, but findBut coming to terms with your changing ing a way to be happy with a smaller, less exfinancial circumstances isn’t easy. First you pensive life that is hopefully equally rewardhave to cope with the financial loss, and ing. then you can begin to reset your dreams. How can you wipe your financial slate clean? Right-sizing your finances probably isn’t 1. Take stock of what you’re spending each your idea of the best way to spend a lazy month. Write down every cent you spend, eiSunday afternoon. And it certainly doesn’t ther in a cheap little notebook that you carseem like the thing you’d want to do over ry around with you or at an online money your cup of morning joe. management site. 2. Cut out all discretionary spending. For more information, call Cut back to food, shelter, utilities, Glink’s radio show at transportation (to work), child care, 800-972-8255 on Sundays health care and insurance. It will be easfrom 9 to 10 a.m., write to Real ier for you to cut out everything at first Estate Matters Syndicate, P.O. than to try to pick and choose among Box 366, Glencoe, IL 60022 or expenses. Since cutting the budget this visit www.thinkglink.com. drastically will affect everyone in the

M

Real Estate Matters

I See Glink/Page 3


HOME and REALTY GUIDE/Reporter-Herald

www.homeandrealtyguide.com

SATURDAY, FEBRUARY 6, 2010

3

H&RG Real Estate Transactions Real Estate Transactions are supplied by Prospects Unlimited Inc., 1151 Eagle Drive No. 467, Loveland, CO 80537, 667-1537.

• Kelley & James Johnston from Johnston Sandra & Jimmie, 341 Green Teal Dr, Loveland, $220,000, home • Robert & Irene Vanick from Musick Michael & Sunni, Loveland 3220 Crest Dr, • Russell Bega from Cordes Don & Loveland, $445,000, home Antoinette, 1106 • John Rothones Heather Dr, Lovefrom Tracy Pat, land, $154,900, 3106 N Franklin home Ave, Loveland, • Paul & Beth Filler from Hollan- $163,800, home • Scott & Jo Powder David & Sally, ers from Gordon 2804 Virginia Dr, Michael & Pauline, Loveland, $338,800, home 4400 Pika Dr, Love-

GLINK From Page 2

family, you should have the first of what will be a regular family sit-down meeting to discuss candidly where the family is financially and what can be done to ease the crunch. 3. Figure out how much cash you have left each month after taking care of the basics only. 4. Prioritize the other regular expenditures on your list. Put savings and paying down high-interest debt at the top of the list. 5. Slowly add back a few additional expenses, including paying down other debt you may have and adding to savings. As difficult as it is to cut your budget (and these six steps are pretty drastic), it’s actually the easy part of right-sizing your finances. Because so many of us connect money with “things” and “stuff,” the bigger challenge is to replace the emotional satisfaction or adrenaline rush

land, $260,000, home • Robert & Sandra Hahn from Johnston Shane & Rebecca, 397 Scenic Dr, Loveland, $266,000, home • Garrell & Diane Willson from Diotte Daniel, 2117 Monte Vista Cir, Loveland, $252,000, home • Joseph Asmus from Reid Brady & Leanna, 3847 Drake Ct, Loveland, $250,000, home

that some get from spending money. If you want to build a satisfying life with the money you do have, you need to remember that experiences matter more over time than things. Spending time as a family sharing an activity, whether that is holding a garage sale or attending a free day at the local museum, will help build a stronger family bond that will resonate emotionally. If your house needs a paint job, get the whole family involved. Brushes and paint are cheap, and the memories will last a lifetime. The hardest part about right-sizing your finances is simply taking the first step. If you’re not used to curtailing your spending, going “cold turkey” will feel awkward and uncomfortable. It gets easier. And you’ll find that, over time, rightsizing your finances feels like a simpler, cleaner way to live your life. And for those who have to live on less, it may even be a lifesaver.

• Megan & Colin Ciecior from Ideal Homes LLC, 2101 Canada Goose Dr, Loveland, $196,900, home • Rita Lara from Nunes William Sr & Lori, 1044 Colorado Ave, Loveland, $105,000, home

Estes Park • Richard Paxton from Sherill L Bernice D Rakestraw, 1821 High Pine Dr, Estes Park, $355,000, home • Roberta Pankau

from Estes Park Housing Authority, 1155 S Saint Vrain Ave Unit 1 7, Estes Park, $139,000, condo • Robert & Pamela Loeffelman from Hulpieu Gordon, 680 Goblins Castle Rd, Estes Park, $448,000, home

Johnstown • James & Virginia Nietert from Colo Housing Fin Authority, 412 Gypsum Ln, Johnstown, $170,000,

home • Khuong Tang from Great Western Bank, 4344 Sorrel Ct, Johnstown, $580,000, home • Nathan Renner from Legg Glenn & Laura, 3213 Tamarac Ln, Johnstown, $197,000, home • Brandon Moore from Oakwood Homes LLC, 3936 Balsawood Ln, Johnstown, $190,200, home

Milliken • Robert & Patr

Balise from Rs Acquisitions LLC, 501 Stage Coach Dr, Milliken, $100,000, home

Windsor • Poudre LLC from March Claire, 561 E Garden Dr Unit J, Windsor, $130,000, condo • Strathmore Inc from Highland Meadows Development I, 6664 Crooked Stick Dr, Windsor, $100,000, home

DIVINE From Page 1

achieve this, I infused the room with a bit of color. I put up silvery floral-patterned wallpaper in most of the space, and then painted the rest in a serene shade of cream. Then, because the space was originally fashioned as two rooms (living and dining) and had columns that separated the two areas, I decided HGTV photo to divide it into two functionTeresa had an empty living/dining room in her large home al spaces — a writer’s retreat that was a cold, blank slate that lacked passion and furniture. and a meeting area. In the writer’s retreat, I installed a new desk that blends function and Lighting is always an effective way to add amfancy. The piece is a combination desk and bience. So I put in two antique silver-and-crysbookcase done in a light cream with a beautital sconces above the fireplace and installed an ful dark-wood work surface. I also added a elegant silver- and gold-gilded crystal chandegreat writer’s chair in a soft green — the perlier above the sectional. Above the table in the fect spot for Teresa to create masterpiece after meeting room, I put in another shimmering masterpiece. fixture that acts as a companion piece to the larger chandelier. I worked in a little seating area for Teresa and her friends, which includes an L-shaped After adding some final romantic details — sectional in subtle, silvery linen, and a gorarea rugs, vases, pictures and books (Teresa’s, geous gas fireplace surrounded with stone and of course) — the redesign was complete. a stunning mirror above. This space was crying out for a happy ending. So I gave it a dreamy makeover full of tradiI hung soft and gauzy sheers with gold-satin trim that diffuse light softly through the large tional details, cool colors and feminine inspirations. Now it’s the perfect blend of fantasy and windows at the front of the room. I then put reality — definitely No. 1 on this year’s “best the same type of sheers up to separate the rooms” list. Now that’s divine. writing space from the meeting space.


4

HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, FEBRUARY 6, 2010

www.homeandrealtyguide.com

FEATURED PROPERTIES - UP TO $199,999 OPEN HOUSE FRI, SAT & SUN 1-3

OPEN HOUSE SAT 1-3

Take A Peek

162 Brass Ct.

2438 Mountain View Dr.

225 W 7th Street

WOW!! If you are looking for something unique, this might be it! Two story paired home with 2 master suites, private terraces, European kitchen design, open floor plan with lots of light and an unfinished basement. Priced to sell at $199,000.

Move in Ready!! Well-maintained neighborhood with easy access to city - close to a park. Updated kitchen with new cabinets, carpet, sink & vinyl. Highly energy efficient w/updated electrical and insulation. New paint throughout interior. Mature landscaping. Also has a fully fenced in yard with alley access.

Cute Victorian Cottage in old town Loveland! Fixer-upper with great potential. Zoned “Be” - many residential or business uses. Some electrical & plumbing updating has been done. House sold “as is” but it is NOT a short sale! $120,000

Julie Stinson/ Megan Wachtman 970-669-1809 750 W. Eisenhower Blvd. Loveland, CO 80537

Megan Wachtman 970-217-7977 RE/MAX Alliance 970-669-1234 750 W. Eisenhower Blvd. Loveland, CO 80537 Meganw@remax.net

Franci Wunderlich 667-1828 RE/MAX Alliance 970-669-1234 750 W. Eisenhower Blvd. Loveland, CO 80537 franciw@remax.net

Search to your heart’s content at homeandrealtyguide.com, your online and print

real estate source.

$200,000 - $299,999 OPEN HOUSE SATURDAY 1PM-3PM

OPEN SATURDAY 1-4

MARIANA BUTTE GOLF COURSE

2410 Fairplay Drive

421 Johnson

2296 W. 45th Street

4176 Lookout Drive

Fantastic home w/lg kitchen, formal dn rm. Relax in the spacious lv rm or enjoy the fp in the fam rm. Magnificent back yard w/plenty of room to play, mature landscaping, bsmt partly fin. $209,900 #615956

3 BR, 2 BA Ranch style home w/ open floor plan. Super Shop in the heated & air conditioned garage is perfect for so many uses or a home workplace. Large vaulted living room & extra-large master BR with 4 piece bath. Main floor laundry. 14x12 ft. Sunroom & Full Unfinished Basement.

Upgraded ranch, squeaky clean with full finished basement. 3 full baths, tandem garage, custom cabinets with many upgrades. $236,900.

4 bd/4ba/2 car, 2440 sqft. Formal living & dining areas, kitchen overlooks family room, gas fireplace, basement professionally finished w/bed, full ba sprinkler system, front & back yards. MLS #618108

Dennis Thiers Century 21 Humpal, Inc. 970-988-8272 dennis.thiers@century21.com

Franci Wunderlich 667-1828 RE/MAX Alliance 970-669-1234 750 W. Eisenhower Blvd. Loveland, CO 80537 franciw@remax.net

John Mathey Premier Lifestyle (970) 613-4400 (970) 481-5512

Alicia Stewart Keller Williams (970) 222-8871 kwalicia@yahoo.com

$300,000 - $399,999 OPEN HOUSE SATURDAY 1-4

NEW LISTING!

OPEN HOUSE SATURDAY 1PM-3PM

OPEN HOUSE SAT & SUN 1-3

4252 Foothills, Lvld $329,500

2101 Vancorum Circle

3838 Eclipse Lane, Fort Collins

2005 Creede Ave.

Great buy in desirable Mariana Butte Golf Course neighborhood. Beautifully designed flr plan, over 5200 sq ft. 4bd 4ba huge bonus rm, hardwood flrs, family rm w/built ins & surround sound. Call today!

Mtn view that will never be lost! Beautiful Keirns built ranch w/walkout. Vaulted ceilings in open floor plan. Gas log fp, granite c-tops, wood floors, tile entry, RV parking has 220 outlet, piped for gas fire pit, Trex deck & more.

Check out this spotless contemporary two story in Observatory Village. 3 bedrooms, 2.5 baths, den and 2 car garage. #618438

“Stunning Ranch by Weinland Homes.” ENERGY EFFICIENT blt w/2x6 Const. Dream Kit w/Knotty Hickory Cab, JennAir Appl, & Granite Counters. Formal Dng or Study. Fully Insul Oversized 3-car garage w/8ft doors.

Todd Murray Century 21 Humpal, Inc. 970-290-8899 todd.murray@century21.com

Cory Roberts Premier Lifestyle Realty (970) 215-9913 www.mycoloradoproperty.com

RE/MAX Action Brokers at Centerra 970.612.9200 Own This Home Team 970.669.4175 Kathy@OwnThisHomeTeam.com ownthishometeam.com

PKay Cruise 970-222-2562 RE/MAX Alliance 970-669-1234 750 W. Eisenhower Blvd. Loveland, CO 80537 pkaycruise@remax.net

$400,000 TO $499,999 WE HAVE PATIO HOMES!!

MARIANA COVE

Find the Home You Love Search to your heart’s content at homeandrealtyguide.com, your online and print real estate source. Time to Get Your Own Place? Begin your search at homeandrealtyguide.com, your online and print real estate source. FOR SALE

3 BD, 2 BA Ran cabinets an ch, new kit d hardwoo flrs. Unfin d bsmt, big back yard, spkl rs, privacy fence. $210,000

$500,000 + OPEN HOUSE SAT & SUN 1-4 TRADES CONSIDERED

TOTAL SOLAR!

06-308988

2915 Purgatory Creek Drive

673 Laurel Hill Ct. - $497,500

288 Reservoir Drive

TO BE BUILT

Best selling floor plan with upgrades, oversized garage and backing to open space. The community offers private lake rights, walking paths, maintenance free, and views. $406,000 and available now.

5bd, 4ba, 3 garage, 4668 sq.ft. near Mariana Butte Golf Course! Vaulted entry has extensive hrdwd floors w/ mahogany inlays. Gourmet kitchen w/ granite, wall oven, mother-in-law suite.

Connie Gliott/Lisa Moore Glen Marketing, Inc 970/663-4522 glenmarketing@glencompanies.com www.glencompanies.com

New custom ranch w/full walkout bsmt. Open flr plan, panoramic views. In select group of lots, Pittington Ranch. Many upgrades. Must see. W. on Hwy 34, S on CR 29, W.

2000 sq. ft ranch with walk-out basement. Solar electric, solar radiant hot water heat. To be built. Starting at $650,000. Call John Mathey at Premier Lifestyle Realty today!

Alicia Stewart Keller Williams (970) 222-8871 kwalicia@yahoo.com

John Mathey Premier Lifestyle (970) 613-4400 (970) 481-5512

John Mathey Premier Lifestyle (970) 613-4400 (970) 481-5512

homeandrealtyguide.com Your online and print resource for residential, commercial and land for sale


HOME and REALTY GUIDE/Reporter-Herald

www.homeandrealtyguide.com

SATURDAY, FEBRUARY 6, 2010

H&RG INSIDE ADVICE Lighting provides important interior ambience

H&RG Rhema Stew

PAM LAMPE HOME MATTERS

W

RH photo/Rhema Muncy

Delicious spaghetti replacement RHEMA MUNCY SPECIAL SECTIONS REPORTER

T

he men in my life don’t like squash very much. Even if I delicately season it and fry it to a Midas-esque perfect golden hue, they will eat a few bites and then refuse any more. At the office, the fact that I wanted to make this delightfully sweet and nutty dish got me front seat tickets to the grossed out face show from every male I talked to. Little do all the men in my life know, this past year, I have been sneaking squash into all sorts of dishes — burritos, cakes and ever turkey burgers. And they have been eating such dishes in blissful ignorant happiness. This spaghetti squash dish topped with home made marinara is the best way to mask all things horrible and squash. A great way to slowly turn any squash prejudiced taste bud is through slow introduction. When making this dish, I often add in regular spaghetti noodles to the plate to help lessen the intensity of the squash taste. This cuts some of the calories and adds some fiber to boot. The Muncy family spaghetti sauce is one dish dinner guests beg for. We pump it full of spices, meats and an assortment of tomatoes. It is easy, though, because we usually begin with a base of a canned sauce, especially if summer tomatoes are not in full swing. If you haven’t tried squash for awhile and you are looking for a dinner beyond the weekly spaghetti routine, give this healthy and delicious dish a go-around. If the boys keep turning up their noses, that means more for the rest of us to eat.

Roasted Spaghetti Squash Ingredients: 1 Spaghetti Squash 1 cup pecans, walnuts or pine nuts 1 tablespoon tarragon 1 tablespoon basil 1 tablespoon parsley Homemade marinara sauce — 1 pound lean ground beef 1 bell pepper 1 pound mushrooms 11/2 cans spaghetti sauce 1 can tomato paste

Directions: Heat the over to 375 degrees. Cut the spaghetti squash in half. Brush the opened squash with safflower or olive oil. Sprinkle spices liberally all around. Fill both centers of the squash with nuts. Cook squash for an hour. To make the marinara sauce, cook the lean beef in a pan with olive oil and then drain the grease out of the pan. Then add the mushrooms, chopped bell peppers and spices and sautee until vegetables are soft. Add the canned sauce and tomato paste. Let simmer until the sauce is thick. Serve the sauce over the squash.

Rhema Stew is a column celebrating inspiring food dishes. To submit a creative cooking project, contact Rhema at rmuncy@reporter-herald.com

hy is it that some elements of design can be overlooked, deemed unimportant or in the least, misunderstood? Lighting is one such design element, as people often don’t understand its use. Lighting to a room is as important as color, texture and scale. It sets a mood, tells a story, soothes or invigorates and it can serve a purpose. Placed over a picture, it leads the eye to something of interest. Placed just above the floor, it provides safe passage down a long corridor. Overhead, it illuminates a closet. At the flick of a switch, it provides the ability to read a book at night or gives better clarity to cut up vegetables. By controlling lights with a dimmer, you can dial it up for a large gathering or down for an intimate dinner. In fact, lighting is so important that it is worth taking the time to understand. Ambient lighting is like the sun. Its purpose is to provide general lighting on horizontal surfaces. In a large room, place can lights close to the wall for wall washing to illuminate items like pictures and bookcases. Used this way, the lamps light vertical surfaces, impacting the perception of space more than any other type of lighting. There is also task lighting which provides subtle illumination over specific areas. Use low sconces above a bathroom sink and in front of the mirror to illuminate your face in the reflection. This comes in handy for shaving or putting on makeup. The lights should be mounted no more than 30 inches apart and approximately 60-70 inches above the floor. In a kitchen, the lights to create a similar effect would be pendant lights and they should be mounted 30-36 inches above a countertop. I See Lighting/Page 8

Pam Lampe is an interior decorator in Northern Coloroado and owner of Home Matters. Submit questions to her in the “Ask Pam” section at www.4homematters.com

Inside Advice Rhema Stew

5


HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, FEBRUARY 6, 2010

www.homeandrealtyguide.com

970-613-0700 www.thegroupinc.com 970-663-0700 5401 Stone Creek Circle Loveland, CO 80538 1401 W. 29th St. Loveland, CO 80538 New Listing New Construction Featured Property

BEST PRICED EQUESTRIAN LOT IN THE AREA!

SPACIOUS GROUND FLOOR CONDO

309 Buffalo Drive B, Windsor

8756 Longs Peak Drive, Windsor

4672 W 20th Street Road 10-1011, Greeley

105 Carina Circle 106, Loveland

Wow! Brand new townhome with finishes you won’t believe for this price!! NOT a short sale, NOT bank-owned! Pergo flooring on main level, beautiful color schemes with two toned paint throughout, stainless steel appliances package including refrigerator, stove/oven, dishwasher & microwave, washer/dryer hook-ups, tile bath and all within walking distance to Old town Windsor and Windsor Lake! Full price offer includes 3.5% seller paid C.C/prepaids!

Best priced equestrian lot in the subdivision!! Make this premier master planned equestrian community your home - just minutes from Centerra, Budweiser Event Center, Highland Meadows Golf Course and easy access to Ft. Collins, Loveland, Windsor and Greeley! Preferred builder has incentives available or you can bring your own.

This spacious ground floor condo has an eat-in kitchen with lots of cabinets plus pantry and upgraded appliances including washer and dryer! Master bedroom has a large walk-in closet, luxurious 4 piece bath with separate tub and shower. 2nd bedroom has its own full bath. Gas fireplace, central A/C, oversized finished 2 car garage with opener and a shady east side patio make this an outstanding buy!

Come See the Model at Stone Creek! Tharp Cabinets, gas fireplace, loft and full finished basement. HOA covers Water, Sewer, Trash, Basic Cable, Exterior Maintenance, Exterior Insurance, Landscaping, Snow Removal, Fitness Center, Club House, Pool, Hot Tub & Green Belts. Granite counters in kitchen. Oak Valley Homes incentives of $500 towards closing costs & will pay 1 year Master assoc HOA.

36 UNITS AVAILABLE IN 2010

$104,000

$125,000

Open House

MLS#607133

MLS#617126

MLS#610554

MLS#614373

Price Reduced

Call Ryan Spencer 214-0263

Call Kristen Specketer 290-8097

Call Felipe Sorzano 222-4423

Call Mark Moran 218-1891

ANDERSON FARM BEAUTY!

FANTASTIC OPPORTUNITY IN NORTH LOVELAND

GREAT HOUSE- LOW PRICE

$137,900

$154,000

GET $6,500-$8,000 TAX CREDIT

767 Breccia Avenue, Loveland

399 Krypton Court, Loveland

4114 Ebony Court, Loveland

1995 Big Sandy Place, Loveland

1887 Twin Lakes Circle, Loveland

Only a couple years old, this home features 3 bdrm, 2 bath, 2 car garage, all appliances, central air, fenced yard, ready to move in to. On top of it, $8,000.00 for a first time homebuyer. Don’t miss this great opportunity.

Immaculate 3 bed ranch w/ beautiful upgrades including tile floors, fresh paint & carpeting on a quiet cul-de-sac. The full unfinished basement leaves ample room for expansion w/ a rough in for an additional bath. HOA maintains clubhouse & common areas. Pre-Inspected.

3 bd, 1.5 ba, 2-car, office, living rm w/ vaulted ceilings, family room w/ toasty fireplace, add’l living space off back of home, New exterior paint. Pre-inspected. Private backyard w/large play set, garden, & stone patio. Great opportunity!

U Upgrades include hardwood flooring, custom ppaint, maple cabinetry, tile floors & backsplash. TThe main level offers an open flr plan. Upstairs th the mstr suite w/2 walk-in closet & 5 piece lu luxury bath. 2nd bdrm has its own bath & also a loft area/study office. Unfinished bsmt w/ ra radon system installed. Fenced in yard & patio aarea to enjoy summer fun.

Really clean home w/great decorator colors built in 2000. Huge vaulted living rm plus family rm w/gas FP. Lg master, full bath, walk-in closet. Unfin. bsmt great for home office. Full sprinklers & fenced backyard, central air, radon system, low HOA dues. 14 Month Home Warranty.

$162,500

$163,500

$185,000

$195,000

MLS#613168

MLS#599426

MLS#617667

MLS#616119

MLS#608431

Call Cindy Kurtz 962-6832

Call The Brent Team 461-7110

Call Matt Thompson 443-9910

Call Diana Luthi 481-2692

Call Cathy Vance 231-0234

$198,000

PRICE REDUCED!

3016 Silver Leaf Drive, Loveland

2030 Bronson Street, Fort Collins

3420 Red Maple Court, Loveland

560 Moonglow Drive, Windsor

1115-1121 E 5th Street, Loveland

Tastefully upgraded 5bd/3ba in Lvld. This home has been extensively upgraded w/ walnut flooring throughout the main floor, new carpeting, new energy efficient windows, stainless appliances, finished basement w/ built-in bar & great room.

New carpet, new ceramic tile, and new interior paint throughout home. Great condition home with oversized garage, large deck, mature landscaping, room for RV/boat, and no HOA!

Enjoy the open floor plan featuring a remodeled kitchen with island to dine at, built-in desk and a new dishwasher! There’s room for your dining room table plus two living areas and 4 bdrms. The garage is easy to maintain w/epoxy coated floor. Fruit trees and garden space.

Aspen Homes of Northern Colorado is proud to offer this great home located in Greenspire just east of Windsor Lake. This ranch plan features 3 bedrooms, 2 baths and an open floor plan. Home can be built in 4 months from time of contract. *Photo is of previously built home. Model is open Fri-Sun, 12-5 pm.

Look at this great investment property!! 4- Plex in great condition, all units are 2 bedroom with large kitchens and living room. Very well maintained and excellent rental history. Currently fully rented at $500 to $550. Work the numbers, at this price it’s a steal for any investment portfolio. Call today for a showing.

$219,000

$219,900

$224,900

$232,126

$235,000

MLS#615104

MLS#610229

MLS#612881

MLS#612928

MLS#553747

Call David Rand 430-9505

Call Jim Muller 443-5140

Call Rita Greywood 391-8838

Call Jeff Montgomery 215-4803

Call Rich Gardiner 227-0964

MOVE IN READY!

BEAUTIFULLY DECORATED 2-STORY!

PRICE REDUCED!

1/2 ACRE NEAR BOEDECKER LAKE

437 Walden Way, Fort Collins

325 Lilac Place, Loveland

3429 County Road 29, Loveland

393 Wanda Court, Loveland

4104 Redbird Place, Loveland

Ranch with finished basement. Where can you get 4 bedrooms 3 baths, dining room, family room, office, craft room theater room and a new deck, water feature, and new storage shed with attached 2 car garage in Fort Collins for this price. Will not last!

Quiet area, Ranch/finished basement. Enjoy the fireplace, double garage- patio, spacious open floor plan. Move in condition. All this maintenance free, no snow or lawn to worry about. Plus enjoy the loving care of this property! Robert Walkowicz, CRS 481-6077.

Look at this great investment property!! 4- Plex in great condition, all units are 2 bedroom with large kitchens and living room. Very well maintained and excellent rental history. Currently fully rented at $500 to $550. Work the numbers, at this price it’s a steal for any investment portfolio. Call today for a showing.

A few of the amenities of this immaculate home include new stainless steel appliances, updated light fixtures, tile & hardwood flooring, large deck w/pergola & much more! It’s situated on just shy of .25 acre on a culdesac. Don’t forget about the 3 car garage & storage shed for your toys! RV/ Boat parking OK behind fence/screen.

Over ½ Acre in the County and close to the city! Near Boedecker Lake!3 bd, 2 bath ranch w/ an awesome south facing heated sunroom located on a spacious 27,000 sq ft lot, 2 sheds, mature landscaping, plenty of room for Semi or RV parking. Room to build a work shop. Preinspected! Blue Ribbon Home Warranty.

$235,000

$239,900

$245,000-$500,000

$247,500

MLS#617862

MLS#610767

MLS#611782

MLS#617303

MLS#610130

Call Laura Thomas 290-7544

Call Nancy Walkowicz 461-7136

Call Cindy Kutin 391-4735

Call Debbie Hansen 219-4133

Call Bob Skillman 631-2257

$250,000

06-309643

6


SATURDAY, FEBRUARY 6, 2010

970-613-0700 www.thegroupinc.com 970-663-0700 LAKE FRONT LIVING!

OPEN SATURDAY 1-3

LAKESIDE TERRACE RANCH BARGAIN!

2733 SW 27th Court, Loveland

1694 Platte River Drive, Windsor

1029 Sablewood Drive, Loveland

5258 Rangeland Avenue, Loveland

404 Split Rock Drive, Loveland

ROCK SOLID FROM THE GROUND UP! 5 bedroom, 3 bath home with full finished basement! Executive neighborhood surrounded by more expensive homes. Patio sized lot for easy lawn care too! 3 car garage, sprinkler system, raised 10’ x 10’ garden space. Formal dining room. Open plan with plenty of natural light. Electric patio canopy. 17’ x 13’ Master suite w/5 piece spacious bath. 3,200 finished sq ft in this home.

3 bd, 2 bath 3800+ sq ft ranch with full unfinished basement. Open and light floor plan with hickory floors throughout living areas, hickory cabinets w/crown molding. Only $339,000!

This beautifully appointed ranch is loaded w/ amenities - incredible tile work, huge kitchen w/ abundant cabinetry, island, tile counters & flooring, master suite with luxury bath. The basement finish lends itself to great entertaining. Outdoors enjoy the lush landscaping & water feature. Plenty of storage in the 3 car insulated garage and 10 x 12 storage shed too!

Super quality ranch style home with all the fine qualities you will find in a Keirns Construction home! This fabulous 3 bed, 2 bath, 3 car tandem garage is complete and ready for new owners! Call today for special incentives!

Spectacular lake views & private lake rights for fishing, swimming, boating & more. Main level has an open living room with gas fireplace, dining area & open kitchen. Upper level is complete w/ 2 master suites & laundry. Walk out basement features an additional bedroom, full bath and family room.

$344,900

$345,000

$308,900

$339,000

$340,000

MLS#601025

MLS#617676

MLS#594704

MLS#607235

MLS#613940

Call Don Riedel 679-8265

Call Miki Roth 690-9459

Call Debbie Hansen 219-4133

Call Stephanie Kirkland 679-8084

Call The Brent Team 461-7145

$6500 MATCHING TAX INCENTIVE

WHAT A DEAL!

2202 Sandbur Drive, Fort Collins

718 Noriker Drive, Fort Collins

4490 Fruita Drive, Loveland

1620 Tennessee Street, Loveland

3625 Juanita Road, Fort Collins

Amazing charm in this 3 bed, 3bath, 3car ranch bungalow in Sidehill. Don’t miss out on this craftsman’s work of art! Upgraded cabinets, gas fireplace with slate surround, exterior stone, A/C, fully landscaped, gorgeous kitchen with granite countertops, luxury tile finished in kitchen and master bath. Master suite is finished with double vanities and large walk-in closet. Fabulous outdoor courtyard wows any entertaining you do. Call for a private showing.

Great open ranch with hardwoods throughout the main level. 42 Alder cabinets in the kitchen and laundry. Sunny breakfast nook, slab granite counters, stainless steel appliances and beautiful stone gas fireplace with picturesque hearth. Front yard landscaping included. Large patio to enjoy the seasons.

3 bedrooms + office on main, 4th bedroom and 4th bath, rec & game rooms in finished basement. Gorgeous yard backs to open space. Custom features include plank flooring, GE Profile appliances w/ double ovens, built in wine rack, & Silestone counters w/ eating bar. Pre-inspected. www.thegroupinc.com/4490

Gorgeous 4 bedroom ranch w/ 3 baths & office! Tons of upgrades inside & out! 3cm slab granite, solid wood interior doors, Lennox dual-fuel furnace, dimmers & AC. Rinnai tankless hot water heater, full stained wood fence, outdoor fireplace, area well grates & beautiful landscaping just to name a few. Enjoy the finished basement w/ 9’ ceilings, large rec room with entertainment center and fireplace and bathroom.

Rural acreage just min from Ft Collins w/a fabulous 5 BR,4BA-5,800 sf ranch style home on 3 acres & a 50x70 heated SHOP! The kitchen is spacious w/granite & cherry cabinets. Finished walkout lower level. No HOA!

$358,000

$$550,000 5500,000 $369,900

$370,000

$419,900

MLS#602339

MLS#584395 M LS##5843955 MLS#617602

MLS#613940

MLS#617122

MLS#598608

Call Andrea Schaefer 290-3758

Call Georgena Arnett 481-9801

Call The Brent Team 461-7110

Call Tracy Wilson 567-0907

Call Kathy Boeding 231-9073

MTN VIEWS ON .35 ACRE LOT

NEW HORSE PROPERTY

CUSTOM RANCH ON ACREAGE

$475,000

OPEN SAT & SUN 1-3

TBD Pole Hill Road, Loveland

2049 Ridge West Drive, Windsor

4674 Haystack Drive, Windsor

37043 Soaring Eagle Circle, Windsor

4951 Pyrenees Drive, Fort Collins

Own a piece of Colorado. Prvt 160 acres behind locked gates, 4–sides bordered by Nat’l Forest. Hike, camp, hunt, or just get away. 360* views from Estes to Lvland. Keep it natural, build your dream cabin, bring an RV. Paradise is waiting!

4 bed, 4 bath, MAIN FLOOR MASTER, Walkout Basement, Mountain Views, Wine Cellar on .35 acre lot that backs to open space. Cherry cabinets, lots of hardwood floors, slab granite island, stainless appliances include sub zero refrigerator, 9 ft basement ceiling, 5 burner gas range, Great room with soaring ceilings, Loft. This is a must see!!!

Sprawling ranch style home with over 3000 finished SF on the main level plus a 3000 SF unfinished basement. 4 beds, 3 full baths, office, formal dining & large great room. Seller has added EVERYTHING to this home. Over $200K invested into improvements inside and out. Well planned barn w tack rm & 2 stalls for your horses OR can easily convert into a 6-8 car garage. Call for brochure and floorplan. At 550K this home will not last.

Beautiful custom ranch on 2.28 acres with amazing mountain views. Features include gourmet kitchen with granite countertops, cherry cabinets, china hutch and stainless steel appliances, formal dining room, great room fireplace and awesome 5 piece master bath. Mostly finished basement has family/rec room, wet bar and workout/theatre room. Beautifully landscaped yard with fire pit and fish pond. Oversized 3 car garage. HOA community water for irrigation.

CLASS, COMFORT, CHARM! This Country French home gives you all this & more. The warm & inviting hearth room kitchen is a gourmet cook’s dream with double ovens & a 5 burner gas range. The master suite has a fireplace and his & hers closets with custom built-ins. This popular design offers a nice mix of “our” space and “my” space. Hosts: Jim Muller and Bob Skillman

$480,000

$549,900

$550,000

$574,500

$575,000

MLS#559519

MLS#617367

MLS#616643

MLS#611775

MLS#598278

Call Rhonda Heth 566-3516

Call Maribeth Bergan 690-1735

Call John Simmons 481-1250

Call Mark Koentopp 679-1557

Call Nancy Maus 213-0554

COLORADO CUSTOM LIVING

3356 Nederland Drive, Loveland

403 Rossum Drive, Loveland

217 Garnet Valley Court, Loveland

208 Newell Drive, Loveland

Easy golf course living on the 17th fairway. 3 bed + office,3 bath ranch located on Loveland’s Olde Course. Sprawling ranch custom built by Schroetlin. Solid oak doors and trim, private screened in porch and walkout basement.

Enjoy your own pedal boat on Buckingham Lake, play a round of golf at Mariana Butte Golf Course or relax at the new Loveland Clubhouse for dinner with an unobstructed view. Quality built custom ranch style home. Luxurious master suite. Full walk-out basement w/work shop. Oversized 3 car garage for toys. Manicured lawn w/sculptured garden, enclosed patio w/spectacular mountain & lake views!

Engineered caissons and concrete floor to eliminate movement. Hard coat exterior stucco. Only the highest level materials throughout. Gourmet kitchen, main level luxury master suite, theater room, 3/4 inch Homer hardwood flooring and composite deck. Pre-foothills location with valley and Devil’s Backbone views.

Colorado Contemporary home with amazing views of Pine Wood Reservoir, mountains and city lights of the front range. 4 bed, 3 bath built green home with in-floor heat, low voltage lighting & reusable materials. Modern home with polished concrete floors, stainless steel appliances, wood beam ceilings, indoor water feature.

$599,000

$697,875

MLS#607058

MLS#610033

Call Mary Laing 690-7288

Call Kim Summitt 689-6950

$839,000

$850,000

MLS#618166

MLS#610078

Call Dave Trujillo 222-0340

Call John Peden 227-5677

7 04-307902

HOME and REALTY GUIDE/Reporter-Herald

www.homeandrealtyguide.com


HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, FEBRUARY 6, 2010

www.homeandrealtyguide.com

Home tax credit still on

Lighting

S

W

NEW NORTHERN COLORADO HOMES

E

N 2

1

E

1

2

Maintenance - Free Living

Lakes Point at Seven Lakes

Open House Seven Days a Week

New homes priced in the mid 200’s in desirable Seven Lakes Area

PATIO HOMESS FOR SALE

5 piece master baths, walk-in closets, air conditioning, 3 car garages, unfinished basement

09-308855

S

25

56 287

Photo by Pam Lampe

In this lighting example, cans above the tub and sink accent those features of the bathroom and create perfect ambient lighting for the small room.

4 ranch plans and a 2 story with main floor master to choose from Visit our model home 2915 Purgatory Creek Drive

(Take Boise, 1 mile north from Hwy 34)

E 37th St.

E 29th St.

Seven Lakes Dr.

D.E. BURNS CONSTRUCTION

970-663-4522

Quality • Integrity • Experience • Reputation

www.SevenLakesColorado.com

970-669-8386

Office Hours: Mon-Fri 1pm-4pm; Sat-Sun 12pm-3pm

09-309648

W

Q

N. Madison Av.

Putting the ambient lights on dimmers turns them into accent lighting in a small room. Place lights above a tub wired and switched separately from the lighting in the center of the room. By turning all light but the tub and sink off, the tub and the sink become the brightest focal points in the room. In a family room, this method might be used to highlight artwork or a fireplace. Dimming overhead lighting and turning off sconces can create a look of candle lighting or mood lighting. It might be more expensive initially, but by wiring cans separately and using dimmer switches, you can achieve a variety of lighting moods — a design element well worth it.

N

buyer, meaning you have not owned a home within the last three years (and, if it applies, your spouse has uestion: Is it too late for me not owned a home for three years), to take advantage of the fed- you may qualify for a federal tax eral tax credit for first-time credit equal to 10 percent of the home buyers? purchase price of the home, up to Answer: Not only is it not too late, $8,000. You need to have a binding there is very good news for both first contract to purchase in place by time-buyers and existing homeown- April 30 with a closing date no later ers. The federal tax credit of up to than June 30, 2010. $8,000 for first time home buyers The new law also allows those who that was scheduled to expire at the already own a home to participate in end of November 2009 was extended the tax credit program for the first by Congress and the President time. To qualify for the $6,500 credthrough April 30, 2010. Buyers who it, existing homeowners must have thought they may have missed the lived in their current residence for at window of opportunity for this tax least five of the last eight years and credit now have additional time to meet the deadlines outlined above. find and close on a home. And, The bill also increases the qualifyCongress added provisions to the law ing income limits from $75,000 for that make it easier to qualify, even if single tax filers and $150,000 for you already own a home. joint filers to $125,000 and There are two categories under $225,000, respectively. The purchase which home buyers can apply for the price of the home is capped at $800,000 in both instances. credit. If you are a first-time home

COLORADO ASSOCIATION OF REALTORS

From Page 5

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HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, FEBRUARY 6, 2010

9 06-308046

www.homeandrealtyguide.com

saturday PRICE

sunday

LOCATION

ADDRESS

HRS

OFFICE

PHONE

SE LOVELAND

WARBERG FARM – SOPHIA CT

1-3

CENTURY 21, HUMPAL

663-2400

$139,900

NW LOVELAND

2729 W 46TH ST

12-5

THE COTTAGE REALTY

532-5900

$149,900*

NW LOVELAND

43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5

THE COTTAGE REALTY

532-5900

$151,000

SW LOVELAND

1521 W 12TH

1-4

COLDWELL BANKER

566-9716 686-7081

PRICE

LOCATION

ADDRESS

HRS

OFFICE

PHONE

SE LOVELAND

WARBERG FARM-SOPHIA CT

3-5

CENTURY 21, HUMPAL

663-2400

$139,900

NW LOVELAND

2729 W 46TH ST

12-5

THE COTTAGE REALTY

532-5900

$149,900*

NW LOVELAND

43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5

THE COTTAGE REALTY

532-5900

$165,000

NE LOVELAND

1749 KOKANEE CT

1-3

WESTERN RANGEVIEW REALTY

686-7081

$168,000*

NW LOVELAND

43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5

THE COTTAGE REALTY

532-5900

$165,000

NE LOVELAND

1749 KOKANEE CT

1-3

WESTERN RANGEVIEW REALTY

$168,000*

NW LOVELAND

43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE

12-5

THE COTTAGE REALTY

532-5900

$184,900*

NW LOVELAND

3399 FOSTER PLACE

12-5

THE COTTAGE REALTY

532-5900

$193,500*

NW LOVELAND

3427 FOSTER PLACE

12-5

THE COTTAGE REALTY

532-5900

$202,000

SE LOVELAND

1250 FINCH ST

12-4

MIRASOL SENIOR COMMUNITY

635-5931

$184,900*

NW LOVELAND

3399 FOSTER PLACE

12-5

THE COTTAGE REALTY

532-5900

$204,900

NE LOVELAND

809 KNOBCONE DR

12-2

KELLER WILLIAMS

412-9324

$189,900

SW LOVELAND

408 N CO RD 29

2-4

THE GROUP,INC.

419-2322

$209,900

NW LOVELAND

2410 FAIRPLAY DR

1-3

CENTURY 21, HUMPAL

663-2400

$217,500

SE LOVELAND

204 SAND GROUSE DR

1-3

THE GROUP,INC.

218-1891

$193,500*

NW LOVELAND

3427 FOSTER PLACE

12-5

THE COTTAGE REALTY

532-5900

$227,900

NW LOVELAND

4496 HAYLER AVE

12-5

THE COTTAGE REALTY

532-5900

$234,000

FORT COLLINS

2409 MAPLE HILL DR

12-5

THE GROUP,INC.

566-0995

$202,000

SE LOVELAND

1250 FINCH ST

12-4

MIRASOL SENIOR COMMUNITY

635-5931

$235,545

WINDSOR

291 SARATOGA DR

12-5

THE GROUP,INC.

566-0995

$236,900

NW LOVELAND

2296 W 45TH ST

1-4

PREMIER LIFESTYLE

481-5512

$227,900

NW LOVELAND

4496 HAYLER AVE

12-5

THE COTTAGE REALTY

532-5900

$259,700

NW LOVELAND

4493 HAYLER AVE

12-5

THE COTTAGE REALTY

532-5900

$234,000

FORT COLLINS

2409 MAPLE HILL DR

12-5

THE GROUP,INC.

566-0995

$268,700

NW LOVELAND

1945 RIO BLANCO AVE

1-4

THE GROUP,INC.

567-0907

$278,950

BERTHOUD

1020 BURROWING OWL

12-5

THE GROUP,INC.

222-8549

$235,545

WINDSOR

291 SARATOGA DR

12-5

THE GROUP,INC.

566-0995

$308,500

SW LOVELAND

457 CLUBHOUSE CT

1-3

THE GROUP,INC.

402-9100

$259,700

NW LOVELAND

4493 HAYLER AVE

12-5

THE COTTAGE REALTY

532-5900

$308,900

SW LOVELAND

2733 27TH CT SW

1:30-3:30

THE GROUP,INC.

679-8265

$328,500

NW LOVELAND

3838 ECLIPSE LANE

1-3

CENTURY 21, HUMPAL

663-2400

$278,950

BERTHOUD

1020 BURROWING OWL DR

12-5

THE GROUP,INC.

222-8549

$340,000

NW LOVELAND

1029 SABLEWOOD DR

1-3

THE GROUP,INC.

222-9618

$330,000

NW LOVELAND

3319 SEDGWICK CR

11-1

THE GROUP,INC.

962-6832

$359,999

NW LOVELAND

994 LONGSPUR ST

12-2

THE GROUP,INC.

679-1573

$397,100

WINDSOR

7028 CRYSTAL DOWNS DR

1-3

THE GROUP,INC.

412-8585

$344,900

NW LOVELAND

5258 RANGELAND AVE

1-3

THE GROUP,INC.

679-8084

$575,000

FORT COLLINS

4951 PYRENEES DR

1-3

THE GROUP,INC.

443-5140

1-4

THE GROUP,INC.

223-0700

4437 THOMPSON PKWY

12-3

THE GROUP,INC.

567-0907

JOHNSTOWN/ MILLIKEN

4802 SORREL LANE

$629,000

JOHNSTOWN/ MILLIKEN

$355,200

$785,000

NE LOVELAND

4927 VALLEY OAK DR

12-2

THE GROUP,INC.

690-7288

$439,000

SW LOVELAND

171 HITCH WAGON DR

11-1

THE GROUP,INC.

679-8265

$895,000

SW LOVELAND

288 RESERVOIR DR

1-4

PREMIER LIFESTYLE

481-5512

$575,000

FORT COLLINS

4951 PYRENEES DR

1-3

THE GROUP,INC.

443-5140

To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifieds” section of this publication. This guide is brought to you by the Daily Reporter-Herald, local real estate agents and area builders.

WWW.HOMEANDREALTYGUIDE.COM •CLICK ON

OPEN HOUSE MAPS


10

HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, FEBRUARY 6, 2010

www.homeandrealtyguide.com

H&RG In the Garden

Nicer weather coaxes gardeners outdoors having it turned up by tilling. Let the garden lie a little longer, and you’ll have an easier time of it when planting. Turning the ground now will he recent lull in the expose the soil to drying weather has eager vegwinds and sunlight; any availetable gardeners planable moisture necessary for ning to start early this year, spring and early summer with soil preparation on their growth will be wicked away. mind. Plans are being laid to Allow the soil to rest and bring in manure, sheet combuild up the moisture charge post, or dig the ground until until March or April. it yields to the desire to turn Super-size this by gathering it into chocolate cake, instead up the snow from unsalted of Colorado clay. walks and drives during the But till too early and you next few snowstorms, and could end up harming your dump it on your garden — garden instead of enhancing you’ll build soil moisture as it. Despite the balmy condiwell as strong muscles. Once tions over the past few weeks, March arrives, wait until the our soil needs this time to soil is somewhat dry before recharge moisture without working it. Tilling soggy soil CAROL O'MEARA CSU EXTENSION, BOULDER COUNTY

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soil conditions kill off tender out like fountains, growing roots, which take up water with exuberance but no control. These can be brought in- and nutrients to support the tree. If, during summer, your to line with judicious sniptrees have scorch, twig dieping, but be careful not to back, or poor leaf size, overdo the pruning. Stand back and look at the chances are you need to give plant before starting, labeling them a drink during winter. each branch to be removed February is a notoriously with a colored string or twist dry month for us, so water tie. After each branch is reonce per month through moved, step back and look at March if we don’t get one the result before continuing inch of water from storms. with the pruning, to ensure Measure snowfall at your that the form is being prehouse with a ruler, then write served. each storm’s amount on your When pruning, remove up calendar and add it up every to but no more than one-third four weeks. If it’s less than 12 of the plant. This applies to inches of snow, it’s time to the plant as a whole or to inwater. Choose a warm day dividual branches if they are when no snow is on the larger than two inches ground and the soil isn’t around. Large branches on frozen, then trickle the water trees should be removed over slowly into the soil. several seasons by cutting back porCarol O’Meara is with tions of the CSU Extension in branch instead of Boulder County. lopping them off Contact her at in one fell swoop. 303-678-6238 or Winter watering comeara@co is one of the best .boulder.co.us. ways to keep trees healthy throughIn the Garden out the year. Dry

H&RG Real Estate Briefs

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will cause cement-like clumps to form that are difficult to break up. If you feel the itch to get outside and putter about the yard, consider pruning trees and shrubs. Late winter, before bud-swell, is a perfect time to get out the loppers and shape your woody plants. Begin by checking the plant for any branches broken by storms, nipping them off with a clean cut. Next, look for branches that may be crossing each other, rubbing the bark off and leaving open wounds. Once you’ve pruned these off, you can indulge in a little shaping, should the plant need it. Training or shaping should be done with an eye for beauty and form, without haphazard shearing. Good pruning will take advantage of the plant’s natural shape and requires less work to maintain. Before you begin, look at a picture of the growth habit of the plant, and try to keep that form as you remove branches. Some shrubs are compact, needing little pruning; others splay

Century 21 Humpal, Inc. is happy to announce the addition of Julie Carpenter and Laina Maule, Broker Associates, to its office. Carpenter and Maule have five years experience and are looking forward to assisting any of their existing clients or any new clients in either listing their property or in searching for a new home. Carpenter can be reached at 720-254-7272 and Maule at 720-339-6084. The office can be reached at 970-6632400.

Laina Maule

Julie Carpenter


HOME and REALTY GUIDE/Reporter-Herald

www.homeandrealtyguide.com

Apartments/ Apartments/ Duplexes Unfurnished 4030 Unfurnished 4030

1 rm, Studio+ Vintage apts 0 utils! On-site mgmt. W/D, DirecTV $333-590 219-8162

1 BDRM, $525/mo. Clean, quiet, friendly complex, No pets. Walk-in closet, storage. HT & WTR PD. 970-667-8370.

(1 BDRM apts. Clean!( Laundry available. No smk/pets. $500/mo. 970-667-6199 or 970-231-2566 (No Fri eve/Sat calls( 1 BDRM, BERTHOUD, $350 & up+dep. Util´s incl. No pets/smk. 970-215-8848 1 & 2 BDRM, quiet, near HP. LOVELAND´S BEST FOR THE MONEY Garage with storage, A/C. Coin-op. $505 & $555. No pets. Call 970-669-3826.

1 Cute studio, $350/mo, 28 Idlewild, river acc., in canyon. RMPM 970-669-0842 1 studio, 606 Eisehower, $350, Util Inc., Basement Unit, rmpm.com 669-0842

2 & 3 BDRM, cent. loc. New carpet/paint. Fncd yd, no pets. Ht/Wtr pd! 308-7387 2 BDRM, 1 ba, free rent! Near Lake Loveland & park, pets nego. Quiet & spacious. $599 223-1349

ALL BILLS PAID!!! 1 BDRM/studio, Downtown Loveland. $475-$550/mo. Call, 970-391-0834

5110 Mobile/ Manufactured Homes/ Spaces 5130 809 KNOBCONE DR

OPEN SAT 12-2 Newly remodeled 4 bdrm, 2 ba, lg corner lot w/ lake view. New windows, flooring & roof. Hot wtr heat & lg 20x32 att shop. $204,900 Dave 970-412-9324

Office Space 4100

Commercial Industrial 4040

Rooms For Rent

4130

Garages/Storage Spaces 4070

Condos/ Townhouses 4050

Houses

4080

Country living 4 BDRM, 2 non-conform, 1 3/4 ba, 2 car gar. Corrals, 4+ acres. 3239 CR 13. Horses ok. $1395. FPI 970-663-4664 Rent/Rent to Own, 3 BDRM, 2 ba, fncd yd. Front Porch. $900/mo. 124 SE 2nd St. (970)222-1742. If Rent to Own, comes w/add´l rental income. Avail Now! UNIQUE HOME! 1402 W. 11th St. 2700 sq. ft. living area w/2 car gar + 900 sq.ft. studio/workshop w/ oversized single car gar. $1700/mo. Estate Builder, (970)667-3400

www.reporterherald.com/MarketPlace

3 BDRM, 2.5 BA, 2 CAR attached gar, all brick, 1800 Sq Ft. ranch, 1 level, 2 fireplaces, jetted tub, family rm, central AC, fncd yd, sprklr sys, storage shed. 1609 S. DEL NORTE $1250/mo. Lvld. 970-290-4232

11

4080 Mobile Homes/ Loveland Spaces 4090

Close to I25 and shop2 Bdrm, 1841 E. 16th, $695/mo, 1 car gar, W/D ping!!! 1009 King Dr. 3 hkups, RMPM 970-669-0842 BDRM, 2 ba. New carpet/ ( 2 BEDROOM Home ( tile flr. Gar, lrg yd, A/C, $575+dep. W. Hwy 34. 1 Mo. FREE w/6 Mo. lease. 2 BDRM 1 ba, W/D hookup, patio. Just Reduced!!! Pets nego. 970-690-9049 1 car gar, A/C, water paid, $1,550/mo. Faith Property 970-377-1626 2 BDRM, 1 ba, no pets. no pets/smoking. $700/mo. HAMILTON PARK APTS. 1155 E. 5th St. $535/mo. NW location. 970-667-9661 ( 3 BDRM, 2 BATH ( Ask about Move-in Special. 1406 N. 4th St., Berthoud. 3 Bdrm, 1403 Douglas, $750/ Remodeled home. West Offers 1 bdrm for people 62 FPI 970-663-4664 Hwy 34. $700/mo. or older or disabled, with or 2 BDRM, $695/mo, 1841 E. mo, Fenced yd, 1 car gar, 16th, 1 car gar, 1/2 mo/ RMPM 970-669-0842 Pets nego. 970-690-9049 2 bdrm, 210 Cleveland, without children. Rent free. RMPM 669-0842 based on income. Now bsmt unit. Newer carpet. accepting applications 3 BDRM, 2 1/2 ba, 2 car att. $425/mo. RMPM 669-0842 EHOP. 970-532-3725 or TDD 3 Bdrm, 1112 Gard, gar. Silverleaf & Madison. 800-659-2656 $625/mo, fenced yd $1000/mo.+$1000 dep. 2 BDRM, $495/mo., 131 RMPM 970-669-0842 970-593-8874 or 970-437-5406 Jefferson, balcony, 2-Stry. RMPM 970-669-0842 LOVELAND ♦ 2 BDRM, 1 3 bdrm, 1.5 ba, 1200 SF, new 17TH AVENUEba, 135 W. 11th St., $700/ carpet/paint Lvlnd, $850 + 3 BDRM, 2 BATH. 2 car gar. W/D, A/C, sprinklers, Class A perferred, ground mo.; 1+ BDRM, 1 ba, 4207 dep + utils, 303-772-7390 2 BDRM, 529 E. 13th, private patios, fenced yard, level office location. $475/mo, cat ok, big kit. N County Rd 27, $450/mo. mtn. views, $975/mo. Pets 1800 to 4400 Sq Ft @ ESTES PARK ♦ 1224, 1260, Call rmpm.com 669-0842 $9/NNN. (303)776-2015 1262 Graves Ave, 2 BDRM, 3 BDRM, 1.5 Ba, 1 Car Gar- nego. Loveland, 995 S. Frplc, W/D hkp. No smk. Edinburgh Dr. 720-234-8448 1 ba, $750. 1st Choice Pets nego. 3400 Butternut. Realtors, 970-669-9696 920 Sq Ft- 4 prof´l offices, 2 BDRM, $625, 3408 But$850/mo + $850 dep. 3 BDRM, 2 bath, 912 E. recep area, high traffic, grt ternut, 1/2 mo/free, W/D 970-980-8075 or 970-203-1038 Kelly Drive, office. No pkng. $775/mo. 970-420-5757 hkp. M-T-M. rmpm 669-0842 smoking, pets nego, $1165. Call Dave (970)494-1313 Mountain Ave., Berthoud 3 Bdrm, 1717 Ranae $825/ Commercial/Retail Foothills Apts mo, new carpet/paint, W/D 3 bdrm + study, 1.75 ba, lrg $500/mo 970-532-2652. 2 Bdrm Apartment Homes. incl RMPM 970-669-0842 htd 2 car gar, A/C, sprklr, ● Newly Updated storage shed. No pets/smk. ● Includes Washer & Dryer 1800 SF. Auto, auto paint, furniture stripping, weld- 3 Bdrm, 1717 Ranae $825/ $995/mo. 2102 S. Custer ● Park-Like Setting OFFICE, RETAIL, Ave. 970-663-6811 ing, med. marijuana need mo, new carpet/paint, W/D ● Garages Available INDUSTRIAL. UTIL´S incl RMPM 970-669-0842 not apply. 502 2nd St, Unit ● Water & Trash Paid INCL. 970-667-3338 1913 W. 15th St. 3, Berthoud 970-221-0997 3 BDRM, 2 ba, gar,W/D 4 BDRM, 1 1/2 ba, 2 car, 669-7850, Sorry no pets hkps, $725. No pets/smk. 7 SW. NICE! No smk. Pet 2880 Sq Ft free-standing Birkley Ct Lvld 970-667-3353 neg. $1100/mo (970)667-8816 Great Deal!!! shop, 3-phz, stor, $950. Also 2 Bed Apt Avail Feb 10th retail bldgs 970-669-9099 Will not last $99 MOVE IN Special Call Today 3 bdrm, 2 ba, STORAGE UNITS for lease 970-667-1644 RENT master bd+ba Fein central Loveland. in Loveland. 20x40 w/14´ Lakemontplace.com male; Priv+Util incl. Call 970-310-3855 OHD. High ceilings, E-Z (townhome) $500+$250 access. Call Jack at dep. 970-488-9643 2 bed, 1 bath $655 970-593-9900 or 970-217-1027 751 N MONROE #4ALL utilities included! 17.5x10´, 7´10”w x 6´7”h door. A PHONE CALL Ready for move in end of $60/mo. (970)667-3353 January 669-1375 WORTH $8000.00 ”Call us” GARAGE - 1 car garage, We´ll show you how to get 3 BDRM, 2 ba, $850. Water $85/mo. Storage only. Call $8000 for Buying a house Paid! @ 2350 S. Colorado, rmpm.com 970-669-0842. with no money out of Quiet. No smoking/pets. Pocket. We have until April 970-218-0510 2 BDRM, 2 BA, garage. 30, 2010 So don´t hesitate ~ 1816 Lily Place #3. $850/mo let´s get started today! INDOOR GARAGE + $600/dep. Some utils, Ken or Tammy STORAGE 20x40, 20x50. 3 bed, 2 bath $735 ALL paid. (970)214-5357. Western Plains Realty I-25 & Hwy-66. 970-535- 6074 utilities included! Quiet 970-663-5008 and clean end unit close to library/rec center. Coin-op OVER 50% OF THOSE STORAGE 20 x 40 laundry, off street parking. purchasing a home say Berthoud - Nice 3 bdrm, 2 with 14´ overhead door. 669-1375 daily newspapers are the $325/mo. Call (970)481-5899 ba, 2 car gar, finished most important source of bsmnt, deck, fncd yard. All information. appl. $1250/mo. 303-885-4517 ASK AB BOUT BARGAIN Reporter-Herald HUNTER RATES! Classsifieds They’ll save you money! 6335-33650. 2 BDRM, 1.5 ba. w/d hkups No smoke/pet. $600 + dep. 3542 Butternut. 970 290-0211

Apartments/ Unfurnished 4030

4060 Houses

SATURDAY, FEBRUARY 6, 2010



To ensure you receive the best response to your advertisement, please check your ad the first day of publication. We regret we cannot be responsible for more than one day´s incorrect insertion. Billing inquiries can be initiated within 30 days of ad expiration.

WHY RENT??? Get $8000 for buying 0 Down/0 Closing Call for details Ken or Tammy 970-663-5008

Eagles Extra Online reporterherald.com

A picture is worth a thousand words Try a classified picture ad! Call for details

970-635-3650 MIRASOL SENIOR COMMUNITY 1377 sq. ft. ranch 2 bdrm, 2 ba many extras. 970-635-5931 for info & tours.

SELLING YOU UR USED CAR is easier than you think when you let classifieds help. Hundreds of used car shoppers turn to the classifieds everyday. The car you no longer want may be just what someone else is dreaming of. To sell your car, try a classified ad and get results Fast, Very Fast Call 635--3650.

Ft. Collins

* Everyone´s Approved! * Bad credit ok on our Owner Carry Mobile homes. Over 50 Dbl. & Sing. wides. Biggest Sale Ever!! We´re buying too! 970-222-1473 970-690-2725 or 970-690-3283

Real Estate Wanted 5170 Forclosure/Short Sales Buyers/Sellers www.AnswersToRealEstate.com More information contact Deb M 970-215-8564 Re/Max Alliance

Sell Your House Fast! Quick Sale - Fair Price 720-962-4688

Want your ad to

STA AND T? OUT Use attention grabbing graphics! Call the classified department today for more information. 6355-36550

5080 Ft. Collins

5080

Businesses Established 5025 Recreational Business Owner Retiring. In Old Down Town. 970-593-8229 Loveland.

Loveland

5110

1749 Kokanee Ct, Loveland Open Sat 1-3 & Sun 1-3 $165,000, 1/2 duplex. Immaculate, Open floor plan. Western Rangeview Realty. 970-686-7081 2240 Bismarck Ct., Loveland. $179,900, ranch. 3 BDRM, 2 Full bath, 1520 sqft, RV Parking, huge yard, close to McKee Med Center. Call Rob (970)481-2133 with At Home Realtors

Classified ads get results.

OPEN HOUSE SATURDAY ONLY 2PM TO 4:30PM 6920 SEDGWICK COURT Walk to Coyote Ridge Elementary. Walk-out ranch with 3458 Sq Ft of updates. 5 bdrm, 3 baths, w/3 bdrm on main including master w/5 pc bath. Huge Rec room. Near park & neighborhood pool. $325,000. Call Lisa (970)472-9751 FSBO No agents please.

Do you have a RH subscriber benefits card? Call today for details 635-3660


12

HOME and REALTY GUIDE/Reporter-Herald

SATURDAY, FEBRUARY 6, 2010

www.homeandrealtyguide.com

Open Houses This Weekend - www.thegroupinc.com SUNDAY 2:00 - 4:00

SATURDAY 1:00 - 3:00

408 N Co Rd 29, Loveland - Adorable older ranch style home on large lot with no HOA. Wonderful private seng with large detached garage. Laundry room, office nook and spacious eat-in kitchen. Nicely updated, this home is a joy to show.

204 Sand Grouse Drive, Loveland - Light, bright and airy describes this great 4-level home. Separate living and family rooms with room to expand in unfinished basement. Spacious master has full mater bath. Exterior features include deck, pao and covered front porch. The fenced corner lot backs to green belt. Other features include upgraded cabinets, appliances and central

FRIDAY - SUNDAY 12:00 - 5:00 2409 Maple Hill Drive, Fort Collins -Maple hill is an exciting collecon of aracve, energy efficient, affordable and environmentally friendly homes with neighborhood pool, trails and future park. This is builders model. Paired homes starng at $175, 000 single family homes starng at $201,000.

$234,000

$189,900

$217,500

MLS#618277

MLS#617259

MLS#595204

Call Doug Miller 419-2322

Call Mark Moran 218-1891

Call Lisa O’Brien 566-0995

FRIDAY - SUNDAY 12:00 - 5:00 291 Saratoga Drive, Windsor - Greenspire is a lake front community with planned trails, parks, docks and open space capturing the spirit of Colorado. Designed with energy efficiency and comfort in mind. Homes starng at $235,000 lake view homes starng at $330,000.

$235,545 MLS#595072

Call Lisa O’Brien 566-0995

LAKESIDE TERRACE BEAUTY!

SATURDAY 1:00 - 4:00

TUESDAY - SUNDAY 12:00 - 5:00

SATURDAY 1:00 - 3:00

SATURDAY 1:30 - 3:30

SUNDAY 11:00 - 1:00

1945 Rio Blanco Avenue, Loveland - Huge covered pao graces you as you enter this beauful ranch style home. Hardwood entry. Gas log fireplace in the spacious living room. Kitchen features City Scape alder wood cabinets, hardwood flooring, granite, le and pantry.

1020 Burrowing Owl Drive, Fort Collins - Awesome ranch plan, approx 1625 sq  plus 991 sq  unfinished basement, 3 beds, 2 baths & 3 car tandem garage. Standard features include hardwood floor entry & kitchen, 5 piece master bathroom, custom Alder cabinetry. Front porches on most plans, all appliances including washer, dryer & refrigerator, front yard landscaping and rear yard fencing.

457 Clubhouse Court, Loveland - Enjoy the open floor plan w/ abundant windows,gas fireplace in the living room, a kitchen w/ maple cabinetry, upgraded appliances & hardwood floors, a main level study/office & master suite w/ 5pc bath & walk-in closet. Finished daylight basement. Outdoors offers a Trex deck w/ views of the golf course & Front Range.

2733 27TH Court SW, Loveland - Bargain priced ranch with full finished basement, 3,574 finished sq  with 5 bedrooms, 3 baths, formal dining, beauful gas fireplace, kitchen with breakfast nook, electric pao awning, 3 car garage, quiet cul-de-sac locaon on pao sized lot for low maintainace and low water bills.

3319 Sedgwick Circle, Loveland - Spacious and spectacular 2 story. 4 bedrooms on upper level with a master suite that will take your breath away. Main floor office can be conforming 5th bedroom. Decorator colors and design features, great views, large stamped concrete and flagstone pao, all kitchen appliances, central air, and gas fireplace. Open House hosted by Bob Skillman 631-2257.

$268,700

$278,950

$308,500

$308,900

$330,000

MLS#591311

MLS#555310

MLS#618002

MLS#601025

MLS#615115

Call Tracy Wilson 567-0907

Call Dianne Breneman 222-8549

Call Denise Kloster 402-9100

Call Don A. Riedel 679-8265

Call Cindy Kurtz 962-6832 SPACIOUS PRAIRIE TRAILS HOME!

SATURDAY 1:00 - 3:00

SUNDAY 1:00 - 3:00

SATURDAY 12:00 - 2:00

SATURDAY 1:00 - 3:00

SUNDAY 11:00 - 1:00

1029 Sablewood Drive, Loveland - Beaufully appointed & impeccably maintained ranch on a large lot. Loaded w/ amenies including incredible le work, gourmet kitchen w/ abundant cabinetry, le counters & flooring, island &eang nook, master suite w/ luxury finishes,living rm &family rm w/ gas fireplaces & basement w/ amazing wetbar for entertaining.

5258 Rangeland Avenue, Loveland - You will enter into a very open floor plan, vaulted ceilings, wonderful kitchen with Tharp cabinets, Cambria countertops, sleek black appliances including the refrigerator. This home is complete with tandem 3 car garage, front yard landscaping, A/C & covered back pao!

994 Longspur Street, Loveland - 3 bedroom, 2 bath ranch style home with 1954 sf on the main level and 1814 sf in the unfinished basement w/9’ walls. Covered entry, 24x26 2 car garage, hickory floors in kitchen, dining & traffic paern. Kitchen boasts alder cabinets, le backsplash, granite counters & island.

7028 Crystal Downs Drive, Windsor - New Home on Highland Meadows Golf Course! Open floor plan. Fabulous kitchen, granite, wood floors, walk-in pantry and awesome main floor study. Trex Deck that overlooks golf course, 3-car gar. $20,000 Builder Incenve through February.

1714 Hitch Wagon Drive, Loveland -Ranch on 1/2 acre in culde-sac w/beauful views, Abuts open space. Wide hardwood entry. Study w/french doors. Formal din., living rm w/gas log frplc. Kitchen w/hrdwd/granite island, Tharp cabinets w/rollouts, includes all appliances + planning center & eang space. Master w/5-piece bath includes jeed tub, walk-in closet. Fin. daylight bsmt w/gas frplc, wet bar, window seat, 4th bdrm & 3/4 bath. screened porch, deck & pao. 10x12 Tuff shed. NEWLY CARPETED MAIN LEVEL.

$340,000

$344,900

$359,999

$397,100

$439,000

MLS#594704

MLS#607235

MLS#607067

MLS#609182

MLS#604203

Call Debbie Hansen 222-9618

Call Stephanie Kirkland 679-8084

Call Cindy Kun 679-1573

Call Julie Perich 412-8585

Call Don A. Riedel 679-8265

WATER FRONT HOME

Tax Credit SATURDAY/SUNDAY 1:00 - 3:00

SATURDAY 12:00 - 3:00

SATURDAY 12:00 - 2:00

4951 Pyrenees Drive, Fort Collins - CLASS, COMFORT, CHARM! This Country French home gives you all this & more. The warm & inving hearth room kitchen is a gourmet cook’s dream w/double ovens & a 5-burner gas range located in the large center island. Lots of gorgeous cabinets, warm hardwood floors & a fireplace. The master suite has a fireplace, his & hers separate closets w/custom built-ins & huge luxury 5-piece bath. Two blocks south of Harmony & Shields. Call Nancy Maus 213-0554 or Bob Skillman 631-2257.

4437 Thompson Pkwy, Johnstown -Enjoy the courtyard as you enter this unique home. 2 main floor masters! Large walk-in closets. Home theater system w/raised plaorm. 2 fireplaces. Add’l 2 car tandem. Short Sale.

4927 Valley Oak Drive, Loveland - Impeccable waterfront home! Formal living rm, formal dining w/ coffered ceilings, gourmet kitchen w/ granite counters, under cabinet lighng & maple cabinets, master suite w/ dual closets & 5pc bath & finished daylight basement w/ wetbar & gas fireplace. Large deck, flagstone pao & manicured landscaping.

$575,000

$629,000

$785,000

MLS#598278

MLS#554762

MLS#612343

Call Jim Muller 443-5140

Call Tracy Wilson 567-0907

Call Mary Laing 690-7288

The Federal Homebuyer Tax Credits Expire

April 30, 2010 $8,000 Available to First-Time Buyers $6,500 Available to Repeat Buyers Call us to receive your HOMEBUYER TAX CREDIT KIT filled with everything you need to know! 06-309638

Real Estate Guide  

Real Estate in Loveland Colorado

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