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SATURDAY, January 23, 2010


HOME & Realty Guide Look Inside:

Featured Home Plan Eagle Creek is a country cottage

Page 8

Mortgage rates 3 Open Houses 9 Transactions ...................... pg. 10 Classifieds.......................... pg. 11

Real Estate Matters Refinance your mortgage

Page 2

In the Garden Gardening seminars

Oakwood Homes photo

The Gilpin, part of the New Beginnings II Collection, has three-to-four bedrooms, three baths and 1,524 total square feet.

Oakwood Selling Strong

Page 5

Oakwood Homes’ Thompson River Ranch leads Northern Colorado’s new home sales

Featured Proper ties Section: Page 4



he sales in Thompson River Ranch verify that it provides one of the best experiences for new home buyers. This Oakwood Homes community is the top selling community in all of

Northern Colorado with over 80 sales last year, accounting for over 25 percent of the new home sales market in Larimer County. The extra offers available with these homes only increase the attractiveness of their current quality and affordability. With the tax credit extension, first-time homebuyers can buy a new Oakwood Home and still take advantage of the $8,000 tax credit; and current homeowners can receive a tax credit of up to $6,500 through April 2010. The new tax credit may provide an additional extension for active-duty I See OAKWOOD/Page 2


HOME and REALTY GUIDE/Reporter-Herald


OAKWOOD From Page 1

military personnel who serve outside the United States. It’s not too late to take advantage of the Federal Tax Credit for homebuyers. Several homes in Thompson River Ranch are available — one being Oakwood Homes’ popular and very affordable Turner plan which starts as low as $163,200. The Thompson River Ranch Community Manager, Michael Welty, explained, “We are building very affordable homes, which allows families to have their own home for the same amount they were previously paying in rent.” Even so, quality is not lost on these collections. They are very energy efficient and even available with solar ready packages. Anyone visiting the models might also be surprised by the amount of amenities provided in this growing neighborhood. The list is expanding as fast as the community, which most recently added a pool for the residents. Other amenities include parks, playground, disc golf course, walking trails and more. Visiting the Centerra shopping center? Take a look at Thompson River Ranch while you’re out; it’s conveniently located a few minutes south. To find out more about these affordable homes in Loveland, contact Michael Welty or Tina Shearon at 970-669-9801. You can tour Thompson River Ranch this weekend from 10-6 p.m. Exit U.S. Highway 34 east from Interstate 25, turn south on Thompson Pkwy, west on Ronald Reagan Blvd, then south on the frontage road to the community. Visit for additional information.

Oakwood Homes photos

“We are building very affordable homes, which allows families to have their own home for the same amount they were previously paying in rent.” — Thompson River Ranch Community Manager, Michael Welty

HOME and REALTY GUIDE/Reporter-Herald


Mortgage H&RG Interest Rates

H&RG Real Estate Matters

This Week’s Rates*

Lenders tighten belts

30-Year Fixed:

Today 5.07%

Last Week 5.23%

15-Year Fixed:



5/1 ARM:




* Rates provided by All rates are subject to change.

Home and Realty Guide is on the Web For home and real estate advice, features and information, visit

Home & Realty Guide is produced every Saturday by the Loveland Daily Reporter-Herald.

EDITOR Jade Cody 635-3656 REPORTER Rhema Muncy 635-3684


Even if your cash was in a simple brokerage account, we’ve recently seen the stock market plunge and then recover. That’s a risky investment, and today’s lenders are all uestion:I’d like to refinance my about shedding risk for something more mortgage while interest rates are at stable. a historical low. The problem is I’m As for your available cash, it’s not enough unemployed. I have an adjustable to pay off your loan. Even if you drained it rate mortgage (ARM) for about $85,000. dry, you’d still come up short. The interest rate on that loan is currently The bad news for you, and for millions of at 4.125 and the loan is scheduled to adjust other homeowners who have been laid off in June. in this recession, is that you cannot refiI just lost my job in December. I used to nance unless you have some sort of job. earn $56,000. Now I get $387 per week in Your unemployment income will count, but unemployment compensation. only if you have more than nine months left The thing is I have a stock portfolio worth on it. And not every lender will allow you to about $150,000 and a savings account with qualify based on unemployment. $50,000 in cash. The good news is that interest rates A local mortgage guy said I wouldn’t be should stay low for a while, and your loan approved because I’m unemployed. That may actually adjust down when it adjusts in seems ridiculous to me. Is income the only June. If your loan adjustment period lasts factor they consider? one year, your new lower rate will take you C’mon, I could pay off the loan and still until June 2011. That would buy you anothhave a six-figure portfolio. What rare perer year to find a job and then refinance. centage of people does that put me in a But, with the amount you owe on the group with? loan, you might think twice about refinancAnswer: A few years ago, you’d probably ing. You might find that keeping the loan get approved on the strength of the assets on a year-to-year basis may be better for you in your bank account. Today, that simply than paying the fees and costs to refinance isn’t enough because the credit crisis has your loan. forced lenders to tighten their credit reMany variable interest rate loans have an quirements. initial period in which the interest rate is Why isn’t your $150,000 stock portfolio fixed on the loan. At the end of the initial enough? It might help if the cash was in a period the interest rate can change. That brokerage account in a cash-like security. change will depend on where interest rates But if your $150,000 stock portfolio is in a are at the time of the adjustment. 401(k) or other qualified retirement acThere are two interest rates that lender’s count, lenders will consider it untouchable use to determine mortgage interest rates: — which it would be if you defaulted on the one rate is the one year Treasury interest mortgage. You’d have to choose to liquidate rate and the other is the one year LIBOR it. (London Inter Bank Offered Rate). Both of these rates are at about 1 perLenders want to see the income flow into a household and want to make sure that in- cent. To get your actual interest rate, you would need to add the Treasury rate or LIcome is sufficient to pay the monthly exBOR rate to the margin on your loan. Many penses of owning a home. loans have a margin of between 2.25 to 3.5 percent. Assuming your marFor more information, call gin was 3 percent and the LIBOR Glink’s radio show at rate was 1 percent in June; your new 800-972-8255 on Sundays interest rate on your loan for anothfrom 9 to 10 a.m., write to Real er year would be about 4 percent, or Estate Matters Syndicate, P.O. a bit lower than where you are now. Box 366, Glencoe, IL 60022 or In addition, most variable rate visit loans have certain caps and



Real Estate Matters

I See Glink/Page 5



HOME and REALTY GUIDE/Reporter-Herald






3309 W. 13th Street, Greeley

162 Brass Ct.

193 Colbalt Ave.

3919 Briar Dr.

Fantastic ranch style home w/75 % fn bsmt, newer vinyl clad windows. Close to parks, ele school and shopping. All kitchen appliances incl. Great bkyd w/covered patio, storage shed, A/C. $138,000 #606153

WOW!! If you are looking for something unique, this might be it! Two story paired home with 2 master suites, private terraces, European kitchen design, open floor plan with lots of light and an unfinished basement. Priced to sell at $199,000.

Copper 10 Subdivision, located at the corner of East 1st and Boise Ave. Paired home that is almost complete! Great floor plan that features two master suites, volume ceilings, one car garage and a carport, Bamboo flooring and European-style cabinetry.

4 beds, 2 baths, bi-level. Gas fireplace, central air, newer siding & windows, new paint & floor coverings! Large fenced yard w/sprinklers. Quick closing! $190,000 with $4,000 in closing costs!

Ursula Albers Century 21 Humpal, Inc. 970-231-0548

Julie Stinson/ Megan Wachtman 970-669-1809 750 W. Eisenhower Blvd. Loveland, CO 80537

Megan Wachtman/ Julie Stinson 970-622-1809 970-217-7977

Call Julie Stinson 970-622-1809 RE/MAX Alliance 970-669-1234 750 W. Eisenhower Blvd. Loveland, CO 80537

Find the Home You Love Search to your heart’s content at, your online and print real estate source.

$200,000 - $299,999 COUNTRY LIVING FOR $265,000





2716 Lake Hollow Rd - Berthoud

2410 Fairplay Drive, Loveland

4124 Beth Place


102 E. Nebraska

2688 sf, 5BD, 3BA home sits on 1.3 acres! Large living rm & family rm, walkout deck off the dining rm. Lg. private bkyd, horses allowed and room to build that shop/barn you’ve always wanted.

Fantastic home w/lg kitchen, formal dining rm. Relax in the spacious living rm or enjoy the fp in the family rm. Magnificent back yard w/plenty of room to play, mature landscaping, bsmt part finished. $209,900 #615956

Country Living close to town. One acre Horse Property offers updated home, 2 bdrms, 2 ba, plus Office, Fam Rm w/FP, Guest Bunkhouse, 2 Car Heated Garage, Greenhouse, fenced yard, big trees.

Close to hospital, bike trail, Boyd Lake and shopping! Enjoy the warmth of the family room fireplace on a cold winter night. Features include a large cul-de-sac lot, oversized garage, updated kitchen and baths, unfinished basement and neutral colors through out! $219,900.

Enjoy Character & Charm in this 2656sf bungalow w/ 4BD, 2BA and 2-car alley load garage in Mary’s Farm Sub! Wide plank oak flrs, solid 6-panel doors, 9 ft. ceilings, updated kitchen & a fully fenced yd.

Kathleen Gruman 970-290-3393

Todd Murray Century 21 Humpal, Inc. 970-290-8899

Billie Myers 970-206-8262 RE/MAX Alliance 970-226-3990 4703 Boardwalk Dr. Fort Collins, CO 80525

Call Julie Stinson 970-622-1809 RE/MAX Alliance 970-669-1234 750 W. Eisenhower Blvd. Loveland, CO 80537

Marian Maggi 970-290-0908

$300,000 - $399,999 $339,900



2739 W. 36th

2005 Creede Ave.

588 Mariana Pointe Drive

New roof, exterior paint, A/C, granite & tile. 4 bed, 4 bath. Formal dining & great room on main. Large kitchen w/Eating Area. Full finished daylight bsmt. 3 tier deck, beautiful yard.

“Stunning new ranch by Weinland Homes.” ENERGY EFFICIENT blt w/2x6 const. ANDERSON WINDOWS, dream kit w/ brk nook, formal dng or study, 5-pc mstr bath, oversized 3-car garage w/8ft gar doors. MUST SEE!

Price dropped to $380K! AMAZING VIEWS & main floor living w/finished lower level! This beautiful model home includes stainless kitchen appliances & side-load washer/dryer. Move in NOW! Open Sat & Sun 1-4.

Cory Premier Lifestyle Realty (970) 613-4400

Nancy Baxter Prudential Rocky Mtn Realtors 970-231-7700

Billie Myers 970-206-8262 RE/MAX Alliance 970-226-3990 4703 Boardwalk Dr. Fort Collins, CO 80525



Time to Get Your Own Place? Begin your search at your online and print real estate source. FOR SALE

3 BD, 2 BA Ran cabinets an ch, new kit d hardwoo flrs. Unfin d bsmt, big back yard, spkl rs, privacy fence. $210,000


5278 Deer Meadow Court New luxury, low maintenance home on Buckingham Lake. Nearly 3k sq.ft. main flr living w/family rm & 2 guest suites downstairs. Many beautiful upgrades & all Electrolux appls included. Builder dropped price by $100k to $485,000! Open 11am to 5pm.

Nancy Baxter Prudential Rocky Mtn Realtors 970-231-7700



288 Reservoir Drive


Warberg Farm - Sophia Court

New custom ranch w/full walkout bsmt. Open flr plan, panoramic views. In select group of lots, Pittington Ranch. Many upgrades. Must see. W. on Hwy 34, S on CR 29, W.

2000 sq. ft ranch with walk-out basement. Solar electric, solar radiant hot water heat. To be built. Starting at $650,000. Call John Mathey at Premier Lifestyle Realty today!

OPEN WED 11AM-1:30PM - FRIDAY 8AM-1:30PM - EVERY SUNDAY 3PM5PM. Fantastic location on Chapman Reservoir. Lake rights, walk paths. 2+ acre lots, 2 lots w/horses allowed, wakeless craft allowed.

John Mathey Premier Lifestyle (970) 613-4400 (970) 481-5512

John Mathey Premier Lifestyle (970) 613-4400 (970) 481-5512

Kurt Albers Century 21 Humpal, Inc. 970-231-1224 Your online and print resource for residential, commercial and land for sale

HOME and REALTY GUIDE/Reporter-Herald



H&RG In the Garden

Dig into seminars to get ready for spring and cluster-bomb the yard with them, putting them in based on how they look now, not after they’ve grown.” Ignoring plant tag information on azing at the frozen tundra our how much water and room the plants yards have become, the need, or mixing them together with thought of getting your hands in soil may seem a distant dream. The bluegrass is often why they fail, she snow is receding at a glacial pace, and said, and why Colorado gets a bad rap on gardening. This doesn’t have to you wouldn’t be surprised to find a happen to you — develop an underwalrus sunning itself on the ice flows standing of your yard and the condistill in the streets. tions on the ground, and your flowers, Seed catalogs help, but to ready yourself for the upcoming season, dig grasses and perennials will be the envy of the neighborhood. into seminars that will make you eaHer talk “Design and Evolution of a ger for spring. At the seventh annual Garden” helps people think of their High Plains Landscape Workshop, landscape in zones, including the difFeb. 27 at the Fort Collins Senior fering soils or micro- and macrocliCenter, you’ll learn tips for making mates that can be used to the garyour garden big in style but small on den’s advantage. Customizing each needs, using less water, fertilizer, or area for how it will be used and choospesticides. A fundraiser for the Gardens on Spring Creek, the event gets ing the right plant combinations comes later in the process. down to earth about real-world gardening. But if the thought of learning about design makes your palms sweat with “One day I was standing at the nerves, relax. Tatroe, who’s spent 22 Home Depot, watching people load their cars with all of the plants they’d years gardening on the Front Range, isn’t a dirt-covered diva demanding purchased,” said author Marcia Tatroe, keynote speaker for the event. perfection. “There’s not one right way “I knew most would take these home to do anything, and no one doesn’t CAROL O'MEARA CSU EXTENSION BOULDER COUNTY


make mistakes, especially in your own yard. This is how we learn. I want to help people look at their own property and realize they have choices; they need to learn what works for them.” In addition to the keynote seminar, attendees can choose two other seminars for the day: Hardy Succulents by Gwen Kelaidis, Plants We Need to Use More by Tom Throgmorton, or Cultivating a Sustainable Kitchen Garden by Susan Tweit. “This is a chance to see top-notch speakers give great insight into new garden ideas,” said Throgmorton, a garden consultant who provides commentary on KUNC radio Saturdays at 7:20 and 9:20 a.m. He’ll be speaking on using lesser-known plants that are Carol O’Meara is with CSU Extension in Boulder County. Contact her at 303-678-6238 or comeara@co

In the Garden

have with them? So if I default on a mortgage, and I have a card with the same lender that gave me the loan, can they increase the interest rate From Page 1 on the credit card? Can a separate company look at my foreclosure and raise my interest rate minimums for increases. A common cap on a based on my poor credit score? variable interest rate loan increases is 2 percent Or — and this is what I’m hoping — is a foreat any given change date and a lifetime increase closure handled in and of itself with no ramificaof 6 percent over your initial interest rate. tions on other existing credit obligations? In your case, if your initial rate was 4.125 perThis is a very stressful moment for my family, cent, your interest rate could not go higher than including my wife and two young sons. Thank you 6.125 percent on the first change date and could for your prompt and informative response. never be higher than 10.125 percent. Answer: Universal default is a nifty little term While that’s high, it’s also the outer edge of that means credit card companies can look at what might happen, and interest rates would one piece of negative information on your credit have to skyrocket for you to get there. I don’t history, such as a foreclosure, and immediately think interest rates will go up that much over the raise the interest rate on a credit card — even if next few years. you always paid that card on time. The new credit card legislation, which goes into I hope by 2011 the unemployment part of the recession has peaked, and you (and so many oth- effect this year, will eliminate universal default. ers) can find a good-paying job and resume your At the moment, a creditor could raise the interlife. est rate on a credit card if your home goes into Question: If I walk away from a mortgage, how foreclosure, but not after the credit card legislation goes into effect. does that affect my other obligations? In other words, can a lender use my foreclosure on a I can only imagine how stressful it is for you house to adjust the terms of the credit card I and your family to be facing this situation. I’m so


better adapted to our region. Native plants are a good substitute for imports that can become thugs here in Colorado. “Russian sage, for example, is invasive, so try lead plant for that late season blue hue,” he said. But if you’re going to use natives, be sure to put them in the right place. Care of the plants will be included in his virtual tour of good choices. The popular event includes lunch and a chance to talk with other gardeners who revel in early season planning for beautiful landscapes. Registration is $35, including lunch; $40 after Feb. 17. Workshop information and registration materials are available at or by calling the Gardens on Spring Creek at 970-416-2486. IF YOU GO: What: Seventh annual High Plains Landscape Workshop When: Saturday, Feb. 27, 8:30 a.m.3:30 p.m. Where: The Fort Collins Senior Center, 1200 Raintree Drive, Fort Collins. Benefits: The Gardens on Spring Creek, Fort Collins.

sorry. The credit card legislation has already been signed into law and most of the protections go into effect on Feb. 22., a Web site published by the Consumers Union, details the new legislation. According to the Web site, the new Credit CARD Act restricts all rate increases in the first year; restricts interest rate increases on existing balances; increases the notice the creditor must give the borrower on rate increases for future purchases; preserves the borrower’s ability to pay off debt on the existing terms; limits fees and penalty interest; and requires fair application of payments as well as other consumer protections. Although the new Credit CARD Act contains many consumer protections, you should also keep in mind that credit card companies might still cut the credit limit they have with their customers if the customer’s credit score drops or if the lender feels insecure about the customer’s ability to repay his or her debts. I know lenders have a lot of loan modifications going on, and I have been reading your newsletter that states that many homeowners aren’t getting anywhere with their loan modifications.

HOME and REALTY GUIDE/Reporter-Herald


970-613-0700 970-663-0700 VACANT LOT OR DREAM HOME

5401 Stone Creek Circle Loveland, CO 80538 1401 W. 29th St. Loveland, CO 80538 New Listing New Construction Featured Property






1112 Martin Court, Loveland

309 Buffalo Drive B, Windsor

14467 Bulrush Drive, Greeley

8756 Longs Peak Drive, Windsor

Last Lot available in Paradise Acres. Close to Loveland, Centerra, I-25, Shopping, Dining, Medical Centers and Entertainment. Tucked in the back of cul-de-sac, this half acre lot offers beautiful views. Purchase the Vacant Land or have your dream home built. Call Today!

Wow! Brand new townhome with finishes you won’t believe for this price!! NOT a short sale, NOT bank-owned! Pergo flooring on main level, beautiful color schemes with two toned paint throughout, stainless steel appliances package including refrigerator, stove/oven, dishwasher & microwave, washer/dryer hook-ups, tile bath and all within walking distance to Old town Windsor and Windsor Lake! Full price offer includes 3.5% seller paid C.C/prepaids!

Opportunity awaits you to build your new affordable home on irrigated acreage just minutes from Windsor, Greeley and Eaton. Builder has several plans and options to select from. Picture is representative of home.

Best priced equestrian lot in the subdivision!! Make this premier master planned equestrian community your home - just minutes from Centerra, Budweiser Event Center, Highland Meadows Golf Course and easy access to Ft. Collins, Loveland, Windsor and Greeley! Preferred builder has incentives available or you can bring your own.







Open House



Price Reduced

Call Rhonda Heth 566-3516

Call Ryan Spencer 214-0263

Call Mark Koentopp 679-1557

Call Kristen Specketer 290-8097




215 Carina Circle 106, Loveland

2395 Opal Court, Loveland

1995 Big Sandy Place, Loveland

1887 Twin Lakes Circle, Loveland

6589 Cranesbill Street, Wellington

Come See the Model at Stone Creek! Tharp Cabinets, gas fireplace, loft and full finished basement. HOA covers Water, Sewer, Trash, Basic Cable, Exterior Maintenance, Exterior Insurance, Landscaping, Snow Removal, Fitness Center, Club House, Pool, Hot Tub & Green Belts. Granite counters in kitchen. Oak Valley Homes incentives of $500 towards closing costs & will pay 1 year Master assoc HOA.

Looking to cash in on $8000 of 1st Time Home Buyers Credit? Great tri-level offers location, open floor plan & updating, all at a great value. Roomy 3 bed & 2 bath features nicely updated bathrooms, fresh paint, newer carpets, wood blinds, durable Pergo floors & room to expand in the lower level. Recently painted exterior, sprinkler system, fence enclosure & central A/C. End of a cul-de-sac, close to shopping, schools, Centerra and I-25. Add a Home Warranty and this home is a must see!

Upgrades include hardwood flooring, custom paint, maple cabinetry, tile floors & backsplash. The main level offers an open flr plan. Upstairs the mstr suite w/2 walk-in closet & 5 piece luxury bath. 2nd bdrm has its own bath & also a loft area/study office. Unfinished bsmt w/ radon system installed. Fenced in yard & patio area to enjoy summer fun.

R Really clean home w/great decorator colors bbuilt in 2000. Huge vaulted living rm plus fa family rm w/gas FP. Lg master, full bath, w walk-in closet. Unfin. bsmt great for home ooffice. Full sprinklers & fenced backyard, ccentral air, radon system, low HOA dues. 14 M Month Home Warranty.

Welcome home to this Energy Star rated 3 bedroom, 2 bath ranch with a 3 car garage on a spacious 10,350sq ft lot. The many energy features include a 90% high efficiency furnace, A/C, Tankless hot water heater, Anderson windows, R-38 attic and R-19 sidewall insulation. Along with a cozy gas fireplace, hardwood floors, main floor laundry and full unfinished basement for future expansion. Come add your personal touches.










Call Mark Moran 218-1891

Call Jim Watson 219-5219

Call Diana Luthi 481-2692

Call Cathy Vance 231-0234

Call The Brent Team 556-5305




1514 W. 28th Street, Loveland

3016 Silver Leaf Drive, Loveland

2030 Bronson Street, Fort Collins

1507-1509 E 21st Street, Loveland

2139 Redhead Drive, Johnstown

Seldom are these custom Northwest Nine Townhomes presented to the market. Two bedrooms w/spacious living & finished walkout basement. The kitchen has a convenient eating nook but a formal dining set and hutch can easily fit in the adjacent room. Pre Inspected.

Tastefully upgraded 5bd/3ba in Lvld. This home has been extensively upgraded w/ walnut flooring throughout the main floor, new carpeting, new energy efficient windows, stainless appliances, finished basement w/ built-in bar & great room.

New carpet, new ceramic tile, and new interior paint throughout home. Great condition home with oversized garage, large deck, mature landscaping, room for RV/boat, and no HOA!

Well maintained all brick duplex with excellent rental history! Conveniently located near McKee Medical Center. Both units currently leased. 24 hours notice required to show.

Light, open floorplan with vaulted ceilings. Stunning 2 story with main floor master bedroom and study. Vaulted ceilings, open great room with gas fireplace, new stamped concrete patio, big insulated unfinished basement, large quiet cul-de-sac lot! Great value!









Call The Brent Team 461-7110

Call David Rand 430-9505

Call Jim Muller 443-5140

Call Mary Laing, CRS, GRI 690-7288 OPEN SATURDAY 1-3


$229,900 MLS#612217

Call Laura Thomas 290-7544 1/2 ACRE NEAR BOEDECKER LAKE

560 Moonglow Drive, Windsor

1417 Antero Drive, Loveland

1115-1121 E 5th Street, Loveland

2719 Granada Drive, Loveland

4104 Redbird Place, Loveland

Aspen Homes of Northern Colorado is proud to offer this great home located in Greenspire just east of Windsor Lake. This ranch plan features 3 bedrooms, 2 baths and an open floor plan. Home can be built in 4 months from time of contract. *Photo is of previously built home. Model is open Fri-Sun, 12-5 pm.

4 Bdrm, 3 Bath, 2 car garage on a .25 acre lot. 4 level with unfinished walkout basement, formal living room, dining room, family room. Great potential! Great northwest neighborhood!

Look at this great investment property!! 4- Plex in great condition, all units are 2 bedroom with large kitchens and living room. Very well maintained and excellent rental history. Currently fully rented at $500 to $550. Work the numbers, at this price it’s a steal for any investment portfolio. Call today for a showing.

Stylish 2-story w/ freshly painted interior & exterior! Bright & open floor plan w/ lots of windows, formal dining & living rooms with a kitchen that opens to cozy family room w/ moss rock fireplace. The master suite has a 5pc bath w/ walk-in closet. Exterior boasts a large corner lot fenced w/ gravel area for additional parking & storage shed.

Over ½ Acre in the County and close to the city! Near Boedecker Lake!3 bd, 2 bath ranch w/ an awesome south facing heated sunroom located on a spacious 27,000 sq ft lot, 2 sheds, mature landscaping, plenty of room for Semi or RV parking. Room to build a work shop. Preinspected! Blue Ribbon Home Warranty.










Call Jeff Montgomery 215-4803

Call Miki Roth 690-9459

Call Rich Gardiner 227-0964

Call Debbie Hansen 219-4133

Call Bob Skillman 631-2257



970-613-0700 970-663-0700 OPEN SUNDAY 1-3


101 Whitney Bay, Windsor

2418 Barry Lane, Fort Collins

2764 Lynn Court, Loveland

2733 SW 27th Court, Loveland

1478 26th Street SW, Loveland

Well maintained ranch in beautiful Water Valley. Very bright and open floor plan with a finished basement featuring a 24 x 17 family room with fireplace. Five bedrooms, three baths with 3,000 sq. ft. finished. Close to pool and club house.

Stunning south-sloping 6.67 acre estate lot with amazing views of the Front Range and the city lights of Fort Collins. Backs to Greenbelt, horses are allowed and there is water available to irrigate the lot. The water tap fee of $25,000 is PAID. This property has everything you need to build your dream home.

MOTIVATED SELLER, BRING ALL OFFERS!!! Beautifully updated ranch style home w/ finished basement & 3 car garage. Granite counters, wood floors, new light fixtures & much more. The home backs to neighborhood open space too! You’ll be able to move right into this one!

ROCK SOLID FROM THE GROUND UP! 5 bedroom, 3 bath home with full finished basement! Executive neighborhood surrounded by more expensive homes. Patio sized lot for easy lawn care too! 3 car garage, sprinkler system, raised 10’ x 10’ garden space. Formal dining room. Open plan with plenty of natural light. Electric patio canopy. 17’ x 13’ Master suite w/5 piece spacious bath. 3,200 finished sq ft in this home.

Tennis, pool, & basketball! Spacious ranch w/ mature landscaping. Open floor plan w/new refinished wood floors, roof & newer duel hot water tanks. Large rooms w/split master floor plan & dedicated dining room. Finished bsmt w/a media room, rec room, 2 large bedrooms plus a 3/4 bath. 3 car garage fully finished w/an epoxy-sealed floor & is heated. 14-month home warranty.





Call Felipe Sorzano 222-4423

Call Linda Sioux Stenson 215-9044








Call Debbie Hansen 219-4133

Call Don Riedel 679-8265

Call Tracy Wilson 567-0907





404 Split Rock Drive, Loveland

2202 Sandbur Drive, Fort Collins

3590 Mill Iron Court, Milliken

7769 Big Sky Court, Windsor

8891 Longs Peak Circle, Windsor

Spectacular lake views & private lake rights for fishing, swimming, boating & more. Main level has an open living room with gas fireplace, dining area & open kitchen. Upper level is complete w/ 2 master suites & laundry. Walk out basement features an additional bedroom, full bath and family room.

Amazing charm in this 3 bed, 3bath, 3car ranch bungalow in Sidehill. Don’t miss out on this craftsman’s work of art! Upgraded cabinets, gas fireplace with slate surround, exterior stone, A/C, fully landscaped, gorgeous kitchen with granite countertops, luxury tile finished in kitchen and master bath. Master suite is finished with double vanities and large walk-in closet. Fabulous outdoor courtyard wows any entertaining you do. Call for a private showing.

Amazing 5 bed, 4 bath home on 2.24 acres all fenced with Mtn Views. Main floor Master and Laundry. Daylight basement that is finished with huge rec room, bath with travertine tile, 5th bedroom. High ceilings. New handscraped Wood Floors. Built in swimming pool that is fenced and has outdoor grill. Minutes drive from Windsor and Loveland and I25. Trex deck to enjoy the views.

Contemporary 2-story home. You’ll have plenty of room to spread out & relax on over 2 acres of manicured grounds. Enjoy the Colorado, sunsets from your custom stamped concrete patio w/ easy access to your gourmet kitchen, complete w/ Butler’s pantry. Open floor plan, gorgeous cherry cabinets, stainless steel appliances & a large center island.

Beautiful home rich with color and texture invites you in and allows you to live well. 4,458 sq.ft. 4 bed, 3 bath, 3-car, 2+ acre. Cherry cabs, hickory floors, SS appls, silestone counters, volume ceilings, dramatic windows, incredible views, room for entertaining & much, much more.


$$550,000 5500,000 $358,000




MLS#584395 M LS##5843955 MLS#602339




Call The Brent Team 461-7145

Call Andrea Schaefer 290-3758

Call Maribeth Bergan 690-1735

Call Georgena Arnett 481-9801

Call Matt Thompson 443-9910





2237 Alpine Sky Drive, Berthoud

4674 Haystack Drive, Windsor

4951 Pyrenees Drive, Fort Collins

1542 Dove Haven, Berthoud

2020 Sedona Hills Drive, Loveland

Spectacular custom home on 2.7 acres with fabulous mountain views! This wonderful 5 bdrm home has it all..inlaw setup complete with it’s own laundry & kitchen. Great master bedroom with luxurious master bath & private 21x13 deck. Enjoy the 16 x 11 sunroom on the main level with wood flooring & octagon shaped ceiling. Plenty of room with the large detached garage/shop that has concrete floor & drivethru. Enjoy the views of Longs Peak too! Easy commute.

Sprawling ranch style home with over 3000 finished SF on the main level plus a 3000 SF unfinished basement. 4 beds, 3 full baths, office, formal dining & large great room. Seller has added EVERYTHING to this home. Over $200K invested into improvements inside and out. Well planned barn w tack rm & 2 stalls for your horses OR can easily convert into a 6-8 car garage. Call for brochure and floorplan. At 550K this home will not last.

CLASS, COMFORT, CHARM! This Country French home gives you all this & more. The warm & inviting hearth room kitchen is a gourmet cook’s dream with double ovens & a 5 burner gas range. The master suite has a fireplace and his & hers closets with custom built-ins. This popular design offers a nice mix of “our” space and “my” space. hosts: Georgena Arnett and Bob Skillman

Landscaping oasis awaits its new owner. 2 story home with walk-out basement on a quiet cul-de-sac in Weld county. One-owner home with attention to detail. Main floor master bedroom and 3 additional bedrooms on the 2nd floor. Oversized 3 car garage and additional shed for landscaping tools and toys. A Landscaper’s Paradise!

Great location just minutes from Carter Lake, Flat Iron & Pinewood Reservoirs. Experience the lifestyle that Sedona Hills has to offer. Rural, yet convenient - just minutes from town. Quality built ranch style home on 35 acres in this desirable gated subdivision. Luxury and comfort inside w/updated kitchen including SS appliances, large pantry & hickory floors. Vaulted ceilings, exposed beams & stone fireplace. Lrg master w/5-piece bath. Low maint landscaping. Well planned horse barn/shop.











Call Stephanie Kirkland 679-8084

Call John Simmons 481-1250

Call Nancy Maus 213-0554

Call Kim Summitt 689-6950

Call Dave Trujillo 222-0340




1193 South County Road 29, Loveland

208 Newell Drive, Loveland

7946 Eagle Ranch Road, Fort Collins

This 4 BR,4BA classic home features a fpl on each of 3 levels, a guest-friendly ktn, a w/o lower level & views from every window. A country oasis w/35 fenced acres & 2,400 sf barn/shop boasts frequent wildlife viewings yet is so close to town-WOW!

Colorado Contemporary home with amazing views of Pine Wood Reservoir, mountains and city lights of the front range. 4 bed, 3 bath built green home with in-floor heat, low voltage lighting & reusable materials. Modern home with polished concrete floors, stainless steel appliances, wood beam ceilings, indoor water feature.

5 bdrm, 6 bath, 5836 sq. ft. sprawling ranch with walk out basement located adjacent to acres of Eagle Ranch open space. 2 master suites, 4 car garage, and every upgrade imaginable on .7 acre. Visit www. to view more info.







Call John Peden 227-5677

Call The Brent Team 461-7110

Call Kathy Boeding 231-9073

7 04-307902

HOME and REALTY GUIDE/Reporter-Herald


HOME and REALTY GUIDE/Reporter-Herald


H&RG Featured Home Plan

Five level living of the great room. A wide window bay brightens and expands the area to the left, while a masonry fireplace boosts warmth and light on dark days and nights. ASSOCIATED DESIGNS This large space links with the sun room and dining room at the rear, both ince the Eagle Creek is a country cottage with a Cape Cod flavor, it’s an equally good fit of which are vaulted. Sliding glass doors in the dinfor construction as a vacation retreat or as a ing area open onto a rear deck. A raised eating bar year-round dwelling. Either way, this home is deoffers partial separation between the dining room lightfully intriguing to behold. One of its most notable features is that it has liv- and kitchen. Counters wrap around three sides of the Eagle ing space on five levels. Entering, you step into a cluster of bright and spacious gathering spaces that Creek’s kitchen, which connects to a rear entry with a covered porch. This may be the preferred enflow together. This is the main floor, but it’s also try on rainy days. the center floor. In the vaulted and well-appointed owners’ suite, A large basement is at the very lowest level. Secdouble doors open out onto a raised deck. ondary bedrooms and a bathroom are a half-flight up from the basement, and a half-flight down from For a review plan, send $25 to Associated Dethe main floor. In the upper realms, the vaulted signs, 1100 Jacobs Dr., Eugene, OR 97402. Please owners’ suite is a half-flight up from the main floor, specify the Eagle Creek 30-725 and include a return and the bayed observatory is the sunny crown jewel, address when ordering. A catalog featuring more set another half-flight higher. than 550 home plans is available for $15. For more You walk across an interestingly angled railed information, call (800) 634-0123, or visit deck to reach the tiled entry, which is on one edge

Eagle Creek offers spacious gathering spaces and large basement for game room


H&RG Real Estate Transactions Real Estate Transactions are supplied by Prospects Unlimited Inc., 1151 Eagle Drive No. 467, Loveland, CO 80537, 667-1537.

Loveland • James Jones from Bedell Wei Ming, 418 Rossum Dr, Loveland, $283,000, home • Bradley & Bonnie Carman from Bowling Liester Iii & Mackenzie, 3511 Cheetah Dr, Loveland, $262,500, home • Daniel & Joyce

Odonnell from Carter Michael S & Cheri Francine, 2633 Mckenzie Dr, Loveland, $375,000, home • Thomas & Geraldine Griesel from Chessare Sondra, 355 W 5th St, Loveland, $310,000, home • Deanna Williams from Craun Jason, 1805 3rd St Sw, Loveland, $115,500, home • Ryan Nelson from Croft Family 2006 Trust, 608 W 6th St, Loveland,

$217,500, home • David Pierce from Dalton Susann, 5175 Brandywine Dr, Loveland, $265,000, home • George Kidder from Deutsche Bank National Trust C, 251 Dean Cir, Loveland, $104,000, home • Dl LLC from Forvest LLC, 2344 W 18th St, Loveland, $121,000, home • Merritt & Judith Pitcher from George Marty, 2577 Silverton St, Loveland,

$213,000, home • Troy Puchan from Hsbc Bank Usa, 2253 Delia Ct, Loveland, $174,500, home • Barbra & Christopher Stechman from Loveland City Housing Auth, 3007 Sheridan Ave, Loveland, $150,000, home • Ryan & Susan Norris from Loveland Midtown Development, 1892 E 11th St, Loveland, $169,900, home • Charles & Ann Higgs from Maevers Marvin, 4162 Inde-

pendence Dr, Loveland, $288,900, home • Angela Walsh from Nace Dannalee & Randy, 2067 Grays Peak Dr Unit 203, Loveland, $143,500, condo • William Linnane from Palmer Mark, 3107 Birch Dr, Loveland, $160,000, home • Dawn Woolpert from Puckett Timothy Ross & Jodi Jean, 375 Emerald Ct, Loveland, $176,500, home • Brian Wendt

from Schermann Clifford Michael, 826 S Buckeye Dr, Loveland, $173,500, home • Ronald Niswender from Talons Reach Builders LLC, 2735 W 46th St, Loveland, $141,900, home • Charles Zitting from Tamez Ricardo Sr & Norma, 2763 W 36th St, Loveland, $210,000, home • Eugene Miksch from Us Bank, 748 Maple Dr, Love-

land, $487,000, home • Jimmy Davis from Us Bank, 1308 Willowrock Dr, Loveland, $399,000, home • Twin Lllp from Mcclurg Family LLC, 798 Denver Ave, Loveland, $1,275,000, home • Russel & Mirelle Rhodes from Barton Billy & Joanne, 4213 Sage Pl, Loveland, $164,900, home • Timothy Elsbernd from Es-


W:56p10.01 H:61p5.816 Graphics : Ads : 307059+

HOME and REALTY GUIDE/Reporter-Herald



HOME and REALTY GUIDE/Reporter-Herald





Berthoud • Jason & Paula



56 287

• Mark & Rydell Degeldere from Jnet LLC, 2356 Black Duck Ave, Johnstown, $228,000, home • Andres & Kathryn Jaquez from Oakwood Homes LLC, 3907 Blackwood Ln, Johnstown, $179,200, home Estes Park • Bernard • Nathan & DierBouchard from Bk dre Kinley from Buller John & Julia, New York Mellon, 198 Tartan Dr, 1100 Haybarn Hill



Maintenance - Free Living

Lakes Point at Seven Lakes

Open House Seven Days a Week

New homes priced in the mid 200’s in desirable Seven Lakes Area


5 piece master baths, walk-in closets, air conditioning, 3 car garages, unfinished basement






1335 Lake Cir Unit 9e, Windsor, $107,500, condo • Pablo & Kim Guzman from Buxman Jared James, 1785 Green River Dr, Windsor, $272,000, home • Shawn Brumley from Melody Homes Inc, 1576 Edenbridge Dr, Windsor, $305,600, home • Herbert & B Christian from Struppler Donald & Diane, 1373 Eagle Ct, Windsor, $570,000, home • Kimberly & Thomas Reynolds from Tri County Holdings LLC, 591 Wind River Dr, Windsor, $199,000, home




Hoogland from Fannie Mae, 602 Bristlecone Ct, Berthoud, $195,000, home • Jpcl LLC from Premier Members Federal Credit, 505 W Mountain Ave, Berthoud, $540,800, home • Barbara Mcmongial from Kaslon Brent & Cassie, 719 6th St, Berthoud, $177,000, home

Windsor, $403,000, home • Eric & Leslie Ludy from Everitt Stanley, 307 N Shore Cir, Windsor, $551,800, home • Brent & Meghan Robbins from Garcia Joleen, Milliken 1501 Pintail Bay, • John Douglas Windsor, $321,000, from Csfb Heat home 2006, 102 Bogey Ct, Milliken, • Robert & Bar$190,000, home bara Hoel from Hartford Homes Inc, 7097 Crystal Windsor Downs Dr, Windsor, • Kristine Garno from Baumruk Troy $483,400, home • Jeremy York & Marlo, 108 Crabapple Dr, Wind- from Jpmorgan Chase Bk, 300 sor, $138,000, Fieldstone Dr, Windhome sor, $200,000, • Polly & Ray Schmidt from Dug- home gan Michael, 6453 • Roy Gates from Half Moon Bay Dr, Zorah Hurd Trust, Johnstown, $174,000, home • Kris & Melissa Ford from Petty Krista & Stephen, 471 Heritage Ln, Johnstown, $170,000, home

4 ranch plans and a 2 story with main floor master to choose from Visit our model home 2915 Purgatory Creek Drive

(Take Boise, 1 mile north from Hwy 34)

E 37th St.

E 29th St.

Seven Lakes Dr.



Quality • Integrity • Experience • Reputation


Office Hours: Mon-Fri 1pm-4pm; Sat-Sun 12pm-3pm




346 Lavastone Ave, Loveland, $165,000, home • Leslie Harris from Prudential Relocation Inc, 7518 Pazzo Ln, Loveland, $425,000, home • Jennifer & Tobias Moreno from Rubenstein Todd W & Holly N, 1265 Garfield Ave, Loveland, $155,000, home • Otto Palmer from Shilof Elizabeth, 1767 Twin Lakes Cir, Loveland, $165,000, home

Rd, Estes Park, $425,000, home • John & Julia Buller from Dullaghan John & Debra, 1000 Woodland Ct, Estes Park, $405,500, home

N. Madison Av.

quibel Katherine, 1530 E 5th St, Loveland, $125,000, home • Dana Crego from Gill Avis, 2038 Dove Creek Ct, Loveland, $114,000, home • Arthur Choury from Goodwin Thomas C V & Lisa, 3236 Crowley Cir, Loveland, $277,000, home • Alexander & Elise Gorun from Kohlhardt Charles, 1604 Cliff Side Dr, Loveland, $337,900, home • Omni Lov from Langford Frances,

US 287


HOME and REALTY GUIDE/Reporter-Herald

Apartments/ Apartments/ Apartments/ Duplexes 4060 Houses Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 2 BDRM, 1 ba, 1 car gar, Rent/Rent 1 & 2 BDRM, quiet, near HP. LOVELAND´S BEST FOR THE MONEY Garage with storage, A/C. Coin-op. $505 & $555. No pets. Call 970-669-3826. 1 Cute studio, $350/mo, 28 Idlewild, river acc., in canyon. RMPM 970-669-0842

2 BDRM, $575-$600/mo. Clean, Bright, Remodeled. New Appliances. Free Heat & basic cable. No pets. 970-663-6787 or 970-430-0859

2&3 bdrm apts: $575-$850+ dep. Clean, fresh paint, sm pets neg. Lvlnd 970-308-4096

2 bed, 1 bath $655 ALL utilities included! Ready for move in end of January 669-1375

1121 Gard Pl. #3. 2 Bdrm, 1 ba, coin-op laundry. Sm. 2 & 3 BDRM, cent. loc. New pet OK. $525/mo. + $450 carpet/paint. Fncd yd, no dep. Avail 2/1 970-227-7676 pets. Ht/Wtr pd! 308-7387

3 BDRM, 2 ba, $850. Water Paid! @ 2350 S. Colorado, Quiet. No smoking/pets. 970-218-0510

Apartments/ Unfurnished 4030

1 rm, Studio+ Vintage apts 2 BDRM Mobile Home. 3 bed, 2 bath $735 ALL 0 utils! On-site mgmt. W/D, $550/mo. Rent incl. util´s. utilities included! Quiet DirecTV $333-590 219-8162 Estate Builder 970-667-3400 and clean end unit close to library/rec center. Coin-op 1&2 BDRM, BERTHOUD, 2 BDRM, 1 ba, no pets. laundry, off street parking. $495 & up+dep. Util´s incl. 1155 E. 5th St. $535/mo. 669-1375 No pets/smk. 970-215-8848 FPI 970-663-4664 GET MORE - PAY LESS! 1 BDRM, 1 ba, no pets. 125 2 BDRM, 1 ba, quiet west 2 BDRM apt in SW lvld is S. Jefferson #6. $410/mo. side location. No smoking/ bright and cozy warm, pets. Water/heat paid. W/D hkups, off street prkg, FPI 970-663-4664 $550/mo. 970-663-2341 Priv owner/quiet 4-plex. 970-690-5261 Avail NOW! 1 Bdrm, 341 Garfield, 2 bdrm, 210 Cleveland, Sm pets neg. $395/mo. main level, wall bsmt unit. Newer carpet. A/C RMPM 970-669-0842 $450/mo. RMPM 669-0842 LOVELAND ♦ 2 BDRM, 1 ba, 135 W. 11th St., $750/ 2 BDRM, $495/mo., 131 mo.; 1+ BDRM, 1 ba, 4207 Jefferson, balcony, 2-Stry. N County Rd 27, $450/mo. 1 BDRM, $525/mo. RMPM 970-669-0842 Clean, quiet, friendly ESTES PARK ♦ 1224, 1260, complex, No pets. 1262 Graves Ave, 2 BDRM, 2 BDRM, $650/mo, 3408 Walk-in closet, stor1 ba, $750. 1st Choice Butternut, 1/2 mo/free, age. HT & WTR PD. Realtors, 970-669-9696 W/D hkp. RMPM 669-0842 970-667-8370.

Foothills Apts 1 BDRM, gar, W/D, no smk/pets $625+dep. All appl/utils incl. 303-776-9491

1913 W. 15th St. Sorry, No Pets 970-669-7850

CLAS SSIFIED ADS S GET RESULTS Fast, very fast! Call 635-3650 to place your ad today!

free W/D, Internet, cable Rental in home TV. $650 + electric & gas. Rental for adult/grad stu- No smk/pets. 126B E. 12th dent. Lower level, single St- Loveland. (970)214-4754 home, private bath, shared entrance. $550/month incl 2 BDRM, 2 bath, 1 car gar, W/D hkup. Good loc! $600/ utilities. References  all utilities included. required. Leasing terms Call Roger (970)405-1165 negotiable. 970-690-0782.

Commercial Industrial 4040


4080 Mobile Homes/ Loveland Spaces 4090 Own, 3

to BDRM, 2 ba, fncd yd. Front Porch. $900/mo. 124 SE 2nd St. (970)222-1742. If Rent to Own, comes w/add´l rental income. Avail Now!

Close to I25 and shopping!!! 1009 King Dr. 3 BDRM, 2 ba. New carpet/ tile flr. Gar, lrg yd, A/C, patio. Just Reduced!!! 2 BDRM, $695/mo, 1841 E. $1,550/mo. Faith Property 16th, 1 car gar, 1/2 mo/ 970-377-1626 free. RMPM 669-0842

2 BDRM, A/C, hkps, Wtr 3 Bdrm, 1403 Douglas, $775/ STORAGE UNITS for lease pd. $650/mo. Lvld. No dogs. mo, Fenced yd, 1 car gar, RMPM 970-669-0842 in Loveland. 20x40 w/14´ 970-988-4465 / 800-525-1986 OHD. High ceilings, E-Z 3 BDRM, 2 ba, 2 car, lg fam 3 Bdrm, 1112 Gard, access. Call Jack at rm, A/C, sprklrs, W/D, 970-593-9900 or 970-217-1027 $695/mo, fenced yd, 1/2 mo. Free, RMPM 970-669-0842 no/smk. 1739 Hoffman Dr. Handicap accessible. $1050+dep. 970-669-1388 3 bdrm, 1.5 ba, 1200 SF, new carpet/paint Lvlnd, $850 + 3 BDRM, extremely nice, dep + utils, 303-772-7390 farmhouse, no indoor pets/ 3 Bdrm, 1717 Ranae $850/ smk, $1100+dep. utils pd. 2 BDRM, 1.5 ba, Heat & mo, new carpet/paint, W/D Ocassional farm help in summer (970) 587-2527 Water pd! CLEAN! Covincl RMPM 970-669-0842 ered prkg, W/D onsite. 1404 3 bdrm + study, 1.75 ba, lrg 3 Bdrm, 2526 Gilpin, Caddoa Dr. #3. Lvld. $650/ mo+dep. Avail. now. $795/mo. Frplc, fenced htd 2 car gar, A/C, sprklr, yard RMPM 970-669-0842 storage shed. No pets/smk. 303-795-5440/303-981-5787 $995/mo. 2102 S. Custer 3 Bdrm, 2574 Gilpin, Ave. 970-663-6811 2 BDRM, 1 bath, fncd, 1 $850/mo. pets neg. frplc car. $750. 1225 E. 6th. RMPM 970-669-0842 (970)669-0148 or 303-550-0734 4 BDRM, 1 1/2 ba, 2 car, A SUPER NICE 2 BDRM, SW. NICE! No smk. Pet 1 ba, 1 car. Huge kit, W/D, neg. $1100/mo (970)667-8816 2 Bdrm, 386 Audrey, private yd. No pets. $925/mo. Loft, unfin. $750/mo. 970-685-0568 bsmnt, RMPM 970-669-0842 4 BDRM, 2 ba, 2 kit, 1 car gar, free W/D, Internet, 3 Bdrm, 985 W. 10th, cable TV. $1050 + electric $895/mo, loft, pets neg., & gas. No smk/pets. RMPM 970-669-0842 126 E. 12th St- Loveland. (970)214-4754 Furnished Executive Condo near Centerra, GARAGE - 1 car garage, monthly. 970 227-4115 $85/mo. Storage only. Call 4 BDRM, 2 ba, lg. yard, 2 car. New carpet, SW, $1095. 970-669-0842. Deposit & ref´s. Pet nego. No smoke. 970-622-0910

Condos/ Townhouses 4050

2b´s-just pay lot rent Also have like NEW 3b I am willing to carry @ $700/mo LOT INCLUDED 4105 n Garfield lvld #70 free #44-$700 831 17th ave, Longmont #20-Free

INDOOR GARAGE STORAGE 20x40, 20x50. I-25 & Hwy-66. 970-535- 6074 STORAGE 20 x 40 with 14´ overhead door. $325/mo. Call (970)481-5899



Country living 4 BDRM, 2 non-conform, 1 3/4 ba, 2 car gar. Corrals, 4+ acres. 3239 CR 13. Horses ok. $1395. FPI 970-663-4664 2 Bdrm, 1040 Cleveland, $750/mo. Front Porch, pets neg RMPM 970-669-0842 2 Bdrm, 2539 Garfield, $795/mo. Frplc, fenced yard RMPM 970-669-0842 2 BDRM JOHNSTOWN1 ba, appl´s incl DW, W/D hkup. $645/$645 deposit. No smk/dogs. 970-221-7367

To ensure you receive the best response to your advertisement, please check your ad the first day of publication. We regret we cannot be responsible for more than one day´s incorrect insertion. Billing inquiries can be initiated within 30 days of ad expiration.

A picture is worth a thousand words Try a classified picture ad! Call for details



BANK OWNED, HUD & VA www.Foreclosures ( ( ( ( ( ( to request a copy of the list! Julie Stinson RE/MAX Alliance 970-622-1809 Mobile Home 1995- Sale/ Rent, Berth, 2/1. Lot rent $300. Owner fin, low down, bad credit ok. 970-215-1819 kkkkkkkkkkk

Office Space 4100 Mountain Ave., Berthoud Commercial/Retail $500/mo 970-532-2652. OFFICE, RETAIL, INDUSTRIAL. UTIL´S INCL. 970-667-3338 Private, Professional. 600 Sq.ft. I25/Johnstown. $675/ mo. incl. util´s. 970-213-3408

Heart of Loveland Ranch style home shows like a model, just blocks from Lake Loveland, lots of upgrades, recently refinished original hard wood floors. 4 BDRM, 2 ba, 3 car gar, RV parking, main level laundry, with a basement apartment! $239,995 Steve Distel, Park Place Brokers. (303-775-8723.

kkkkkkkkkkk MIRASOL SENIOR COMMUNITY 1377 sq. ft. ranch 2 bdrm, 2 ba many extras. 970-635-5931 for info & tours.

OPEN HOUSE Saturday 23rd 1-4pm 109 E 11th St., Loveland NEW CARPET NEW PAINT $175,000 Western Plains Realty, Tammy Wilson. 970-663-5008


(((((( FREE HOMES!!

Garages/Storage Spaces 4070

Garage for rent. 611 E. 8th. $80/mo. 12x20, 240 Sqft. 970-667-5758 after 6pm.


Income/ Investment 5070 Lakefront lot. Golf course neighborhood. Mtn view! Lake rights. 970-690-1732

Lots & Tracts


Lakefront lot. Golf course neighborhood. Mtn view! Lake rights. 970-690-1732

Real Estate Auction Nominal Opening Bid Starts at $25,000 2006 AGATE CT, LOVELAND 5BR 3BA 1,490sf+/-. Property sells: 10:30am Mon. Jan. 25 on site Open to the Public For open house information, please go to or 800-801-8003.

Many properties now available for online bidding! 5% Buyer´s Premium May Apply Williams & Williams CO Dean C. Williams broker RE#ER01319859.

Mobile/ 5110 Manufactured Homes/ 2240 Bismarck Ct., WHY RENT??? Loveland. $179,900, ranch. Spaces 5130 Get $8000 for buying 3 BDRM, 2 Full bath, 1520

0 Down/0 Closing Call for details Ken or Tammy 970-663-5008

Mobile Homes/ Spaces 4090

2 BDRM + studio, renovated bungalow, granite, hrdwd, yd. 3rd St. SE., Lvld. No smoke. $975/mo. ( 2 BEDROOM Home ( Avail. 2/1/2010. 970-988-0747 $575+dep. W. Hwy 34. 1 Mo. FREE w/6 Mo. lease. UNIQUE HOME! 3 BDRM, Pets nego. 970-690-9049 2 Ba, full finished bsmnt, 2 car gar, covered patio. Detached studio w/1/2 ba & FIND YO OUR 1 car gar w/storage. $1850/mo. Estate Builder, DREAM HOME (970)667-3400 in the classified columns. That’s where Like new, 3 BDRM, 2 BA, 2 you’ll find a complete car, backs to greenbelt. listing of the best the No pets/smoking. $995 area has to offer. Cottage Realty 970-532-2695. Call 635--36650


sqft, RV Parking, huge yard, close to McKee Med Center. Call Rob (970)481-2133 with At Home Realtors

* Everyone´s Approved! * Bad credit ok on our Owner Carry Mobile homes. Over 50 Dbl. & Sing. wides. Biggest Sale Ever!! We´re buying too! 970-222-1473 Get $8000 when you buy this new 2 bdrm, 3 ba, 2 car 970-690-2725 or 970-690-3283 townhome. $139,900 Cottage Realty 970-532-5900 NEW, ready to close 4 car, 3 bdrm, 2 ba, ranch backs to park. $259,700 Call today. Cottage Realty 970-532-5900

Real Estate Wanted 5170

OVER 50% OF THOSE purchasing a home say daily newspapers are the most important source of information. Rep porter-H Herald d Classsifiieds 6335-33650..

Sell Your House Fast! Quick Sale - Fair Price 720-962-4688

Classified ads get results.


HOME and REALTY GUIDE/Reporter-Herald


Open Houses This Weekend - SATURDAY 11:00 - 1:00

SATURDAY 1:00 - 3:00

404 Audrey Drive, Loveland - Great for investor or 1st me buyer. 2-Story townhome with finished basement, 3BR, 1729 Sq.Ft with attached garage. Convenient locaon!

4869 Harrison Avenue, Loveland - Ist Time Buyer or Investor! All brick 3 bedroom ranch. New paint, new carpet, new roof. Convenient N area, close to park & elementary school. Great yard & no HOA. Dir: N on 287, W on 43rd, N on Grant to 48th to Harrison. Call Robert Walkowicz, CRS 481-6077 or Nancy 461-7136

FRIDAY - SUNDAY 12:00 - 5:00

SATURDAY 1:00 - 4:00

2409 Maple Hill Drive, Fort Collins -Maple hill is an exciting collecon of aracve, energy efficient, affordable and environmentally friendly homes with neighborhood pool, trails and future park. This is builders model. Paired homes starng at $175, 000 single family homes starng at $201,000.

1417 Antero Drive, Loveland -Tradional home in desirable northwest neighborhood. Spacious areas with formal dining and living room plus family room with fireplace. Large yard with mature trees and a sprinkler system. Wonderful opportunity to get into this neighborhood. Needs updang, but price reflects that. Sale is conngent upon lender accepng a Short Sale.









Call Mari Wildt 685-0143

Call Nancy Walkowicz, CRS 461-7136

Call Lisa O’Brien 566-0995

Call Miki Roth 690-9459 PRICE REDUCED!

FRIDAY - SUNDAY 12:00 - 5:00

SATURDAY 1:00 - 3:00

SATURDAY 1:00 - 3:00



291 Saratoga Drive, Windsor - Greenspire is a lake front community with planned trails, parks, docks and open space capturing the spirit of Colorado. Designed with energy efficiency and comfort in mind. Homes starng at $235,000 lake view homes starng at $330,000.

2719 Granada Drive, Loveland - Stylish 2-story w/ freshly painted interior & exterior. Bright & open floor plan w/ lots of windows, formal dining & living rooms, kitchen/dining opens to cozy family room w/ moss rock fireplace & unfinished basement. The master suite has a 5pc bath w/ walk-in closet & great storage. Exterior boasts a large corner lot w/ low maintenance yard & landscaping, privacy fenced w/ gravel area for addional parking & storage shed + a covered pao.

1476 Tiger Avenue, Loveland -Stylish 2-story w/ an open floor plan w/ lots of windows, ceramic le throughout most of the main, large kitchen w/ maple cabinetry, center island & pantry, Berber carpeng, formal & informal living & dining areas, gas fireplace, study/office w/ built-in shelving & a master suite w/ walk-in closet & private bath. Outside hosts a Trex deck & fully fenced corner lot w/ low maintenance landscaping. Unfinished basement for future expansion

1596 Angora Drive, Loveland -Do you want a 4 bdrm, 3 bath 2 story? Want a home across from the park? Need to keep the puppies in the back yard? Want a house that is immaculate? Want a unfin. basement to finish as you please? Want a “front sing” porch? Want all appliances included including washer & dryer? Need it immediately? I FOUND IT!

5210 Rangeland Avenue, Loveland - This Is What You Have Been Looking For! Great ranch with 4 bedrooms and 3 baths all on one level. Very open with large living room and nice kitchen w/ breakfast bar and family room with gas fireplace. Pao and storage building adjacent to greenbelts on nearly 1/2 acre lot landscaped and fenced. Move In Today and Enjoy.











Call Lisa O’Brien 566-0995

Call Debbie Hansen 222-9618

Call Kathy Boeding 231-9073

Call Don Riedel 679-8265

Call Rich Gardiner 461-7126


TUESDAY - SUNDAY 12:00 - 5:00

SUNDAY 1:00 - 3:00

SATURDAY 1:00 - 3:00

TUESDAY - SUNDAY 1:00 - 4:00

SATURDAY 1:00 - 3:00

1014 Burrowing Owl Drive, Fort Collins - Amazing two story plan, approx 2281 sq  plus 859 unfinished basement, 3 bedrooms plus a study, 3 baths & 3 car tandem garage. Standard features include hardwood floor entry & kitchen, five piece master bathroom, custom alder cabinetry, front porches on most plans, all appliances, rear yard fencing & front yard landscaping.

2764 Lynn Court, Loveland - MOTIVATED SELLER, BRING ALL OFFERS!!! Beaufully updated ranch style home w/ finished basement & 3 car garage. Granite counters, wood floors, new light fixtures & much more. The home backs to neighborhood open space too! You’ll be able to move right into this one!

404 Split Rock Drive, Loveland - Innovave new design in this 2-story pao home. Live like you’re on vacaon with spectacular lake views and private lake rights for fishing, swimming, boang and more. Main level has an open living room with gas fireplace, office/den, dining area and open kitchen. Upper level is complete with 2 master suites and laundry. Walk out basement features an addional bedroom, full bath and family room.

4635 Tarragon Drive, Loveland - Tired of yardwork? Visit our furnished model home at The Paos at Thompson Crossing, 6 ranch plans, 3 car garage opons, garden level lots, views, low HOA dues. Convenient locaon, yet tucked away, million dollar sculpture walk, trail, open space close to I-25. Priced from $330…spec homes available!

5219 Kanawha Lane, Greeley - A touch of country with city conveniences! Watch the sunset over the corn fields from your back pao. Situated on a lile over an acre. Hickory hardwood floors, granite countertops, Tharp knoy alder cabinets and SS appliances with gas range. Oversized 6 foot jeed tub. Surround sound in the family room & outside pao speakers. Oversized 3 car finished garage w/gas stub. All this in a desirable equestrian subdivision featuring outdoor riding arena & bridle paths. Play & live in the Country.











Call Ma Thompson 443-9910

Call Debbie Hansen 222-9618

Call The Brent Team 461-7145

Call Val Schlageter 217-3464

Call Tracy Wilson 567-0907 LAKEFRONT HOME

SATURDAY 12:00 - 3:00

SATURDAY 12:00 - 3:00

SUNDAY 1:30 - 3:30


SUNDAY 1:00 - 3:00

408 S. Saint Louis Avenue, Loveland -Want to raise organic crops? Want to have chickens, cows, llamas, horses or other livestock? This home and land is perfect for you. 2.5 acres with water rights and 2 wells. 1400 sq  added in 1999 + the original 1200 sq  home built in 1900. Includes 4 bds, 3 bths, & an office. Own a piece of history right next to city lines. Grape vineyard, many different fruit trees + several gardens already exist. LOCATION LOCATION LOCATION. Country feel & just minutes to downtown.

1620 Tennessee Street, Loveland -Gorgeous ranch with total of 4 bedrooms, 3 baths and an office! Tons of upgrades inside and out! 3cm slab granite, solid wood interior doors, Lennox dual-fuel furnace, dimmers and AC. Rinnai tankless hot water heater, full stained wood fence, outdoor fireplace, area well grates and beauful landscaping just to name a few. Enjoy the finished basement with 9’ ceilings, large recreaon room with entertainment center and fireplace and bathroom. You must see this Energy Star and Built Green Home!

1714 Hitch Wagon Drive, Loveland -Ranch on 1/2 acre in culde-sac w/beauful views, Abuts open space. Wide hardwood entry. Study w/french doors. Formal din., living rm w/gas log frplc. Kitchen w/hrdwd/granite island, Tharp cabinets w/rollouts, includes all appliances + planning center & eang space. Master w/5-piece bath includes jeed tub, walk-in closet. Fin. daylight bsmt w/gas frplc, wet bar, window seat, 4th bdrm & 3/4 bath. screened porch, deck & pao. 10x12 Tuff shed. NEWLY CARPETED MAIN LEVEL.

4951 Pyrenees Drive, Fort Collins - CLASS, COMFORT, CHARM! This Country French home gives you all this & more. The warm & inving hearth room kitchen is a gourmet cook’s dream w/double ovens & a 5-burner gas range located in the large center island. Lots of gorgeous cabinets, warm hardwood floors & a fireplace. The master suite has a fireplace, his & hers separate closets w/custom built-ins & huge luxury 5-piece bath. Two blocks south of Harmony & Shields. Call Nancy Maus 213-0554 or Bob Skillman 631-2257.

2718 Logan Drive, Loveland - Fabulous 4BD 3BA 3204 sf lakefront ranch style home w/ private beach & dock on Lake Loveland! Views of the lake from almost every room. Large custom kitchen w/cherry cabinets & wood floors, 2 fireplaces, sunroom, finished walk-out basement, 3 car tandem garage w/workshop.











Call John Simmons 679-1596

Call Tracy Wilson 567-0907

Call Don Riedel 679-8265

Call Nancy Maus 213-0554

Call Carol Voorhis 481-9487 04-307903

Realty Guide  

Real estate in Lovceland Colorado

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