Chase Secured Credit Card Reviews
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The Chase secured credit card is a good way to improve your credit rating. People who have low credit scores and people who have not established their credit find this the perfect card to use using the bank being so popular.
Previous Chase Bank
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This Bank is of one with the Big Four Banks in america, JP Morgan Chase. It absolutely was discovered prior to the 1800s, with lots of transitions and established itself like a high standing bank. In 2000, the most up-to-date merger with this bank happened, which JP Morgan & CO and Chase Manhattan merged as JP Morgan Chase. In 2004, Bank One was acquired, which gave it standing because the front line bank card bank in the usa. JP Morgan Chase operates worldwide.
Ranges of Chase Secured Bank cards
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Many secured cards by Chase are airline, student, and platinum cards among just some of the cards offered. Each secured card is different in process, application, and charges. Application fees are from $10 and can rise to $50 and annual fees start at $25 and will rise toward $300. Many of these cards use a 0% APR the first year. More together with your Chase secured credit card is that it will have a modest interest rate which is accepted worldwide.
Newest Products for 2012
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Chase has three new bank card choices for 2012. When customers spend $250 dollars in 3 months of receiving cards, they will get 25,000 bonuses with Chase Sapphire. When cardholders spend at least one dollar, they'll get two points then one point for every dollar which is used for items. The points may be redeemed so you can get gift certificates, airline tickets, and funds. The points do not expire so cardholders aren't limited in the amount that they'll earn.
The next Chase secured charge card will be the Freedom card for 2012. Customers will be eligible for a $200 cash after they register. Each time cardholders use their cards, they get cash return. In some bonus
categories, they are going to earn 5% cash back for purchases up to $1500. Furthermore, cardholders will earn 10% cash back with specific online stores. The Continental Airlines Card is the other card through Chase this year. When utilizing prepaid credit cards, cardholders get 40,000 in bonus miles.
Advantages: Most finance institutions don't approve unsecured cards if you have no credit history and poor credit. The clear way of applying is easy against obtaining unsecured cards. It's important to get a security deposit, that is held through the card issuer for collateral. This could be only $300 approximately $500.
Negatives: Some negative things of these cards are high rates of interest. Next, applicants pays a onetime fee when applying. You will need to know if it is possible to pay these expenses before getting a charge card.
Another disadvantage is secured cards are not available to everyone. Submitting a software won't guarantee an agreement.