BUYER CREDIT 101 FINANCING 101 WEBINARS BUYING 101 CLOSING 101
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VIRGINIA HOME BUYER PROGRAMS
MARYLAND HOME BUYER PROGRAMS
DC HOME BUYER PROGRAMS
ARE YOU LOOKING TO IMPROVE YOUR CREDIT OR LEAN ABOUT CREDIT?
BUY A HOME WITH NO MONEY DOWN
FIRST TIME HOME BUYER
BUYING A HOME WITH ISLAMIC FINANCING
ARE YOU A VETERAN?
BUYING A NEW HOME
BUY A CONDO
DOWN PAYMENT AND CLOSING COST ASSISTANCE
ARE YOU OVER 62 OR OLDER?
BUYING YOUR FIRST INVESTMENT PROPERTY
QUALIFYING FOR A MORTGAGE LOAN
SALES PRICE VS. MONTHLY PAYEMENT
ARE YOU A DOCTOR?
BUYING A HOME FIRST TIME BUYERS
NO DOWN PAYMENT, CREDIT SCORE OR PMI
RENOVATE ANY HOME
ARE YOU SELF EMPLOYED?
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Your Credit Roadmap
CREDIT BASICS
There are three credit bureaus: Equifax, Experian and Transunion. Scores range from 350 - 850+ A large percentage of credit is based on your payment history. There are soft and hard pulls on your credit.
CREDIT 101 WEBINAR You need to educate yourself on credit, how to improve it and more in this Credit 101 Webinar.
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GET A FREE CREDIT REPORT Did you know that you are entitled to a free credit report from all three credit bureaus once a year?
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CREDIT REPAIR OPTIONS Learn about the top credit repair companies to assist with rebuilding your credit.
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FREEZE YOUR CREDIT FILE Learn how to freeze your credit file with Experian, Equifax and Transunion
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LENDER'S VIEW OF CREDIT Understanding the difference between vantage scores and FICO scores
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As a prospective buyer, it’s important to understand the process of the different elements to buying a home.
BUYING A HOME IN A SELLER'S MARKET Coping with buying a home in a seller's market
MOST IMPORTANT ROOM IN A HOME Find out the most important room in a home by most people.
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BUYING A HOME WITH SOMEONE ELSE
BEST PLACE TO LIVE
Buying with your spouse, significant other, etc.
Find out what's the best place to live.
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WARRANTY VS. HOMEOWNERS INSURANCE
HOW ARE AGENTS PAID
A home warranty and homeowners insurance are not the same. Learn why!
CLICK HERE RENOVATE ANY HOME You can renovate any home. All you need is the right loan and a vision of "what could be"
Why would you buy a home without an agent?
CLICK HERE PROCESS FOR MAKING AN OFFER So, you have found a place to call home, now what?
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BUY A HOME IN 5 MINUTES
HOME TOUR CONFESSIONS
Understand how to buy a home in 5 minutes.
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Things to look for when viewing homes for sale.
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As a prospective buyer, it’s important to understand the process of the different elements to buying a home.
FIRST MORTGAGE PAYMENT DUE So, you just closed on your new home, when is your first mortgage payment due.
CLICK HERE WHAT'S INCLUDED IN A MORTGAGE You should understand what's included in a mortgage payment.
BUY A HOME AFTER A FORECLOSURE When can you buy again after a foreclosure
CLICK HERE BUY A HOME AFTER A CHAPTER 7 When can you buy again after a Chapter 7 BK
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SURPRISING THINGS
BUY A HOME AFTER A CHAPTER 13
Surprising things that I found out that you may not know are possible.
CLICK HERE CLOSING COST EXPENSES Why are closing cost fees so expensive?
When can you buy again after a Chapter 13 BK
CLICK HERE BUY A HOME AFTER A DIVORCE When can you buy again after a divorce
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BUY A HOME AFTER A SHORT SALE
HOMEOWNERS INSURANCE PREMINUMS
When can you buy again after a short sale
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Why do you have to pay for insurance twice?
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As a prospective buyer, it’s important to understand the process of the different elements to buying a home.
REAL ESTATE AGENT VS. REALTOR What's the difference between a real estate agent and a REALTOR?
REAL ESTATE OFFERS Important facts about real estate offers
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REAL ESTATE DEAL KILLERS
BUYING A NEW HOME
What are a few real estate deal killers?
CLICK HERE BUYERS AGENTS Important facts about buyers agents.
CLICK HERE DOWN PAYMENT ASSISTANCE Important facts about down payment assistance.
CLICK HERE EARNEST MONEY DEPOSITS Important facts about earnest money deposits.
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Important facts about buying a new home.
CLICK HERE BUYING A TOWNHOME Important facts about buying a townhome
CLICK HERE REAL ESTATE CLOSINGS Important facts about real estate closings.
CLICK HERE MORTGAGES Important facts about mortgages.
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As a prospective buyer, it’s important to understand the process of the different elements to financing a home.
UNIFORM RESIDENTIAL LOAN APPLICATION
ALTA BUYER SIDE ONLY
Understand the mortgage loan application
Learn about the closing statement for a buyer
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CERTIFICATION AND AUTHORIZATION
WOOD DESTROYING INSECT INSPECTION
Borrowers certification and authorization
Wood destroying insect inspection (termite report)
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LOAN ESTIMATE
CLOSING DISCLOSURE
Initial estimate of the loan and charges associated
Initial closing disclosure and final closing disclosure.
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RESIDENTIAL APPRAISAL REPORT
REPUTABLE LENDERS
The report that gives the opinion of value.
Lenders and their reputation
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4506-T
FINANCING AND BIDDING WARS
Government form for tax transcripts
Financing and bidding wars
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As a prospective buyer, it’s important to understand the process of the different elements to financing a home.
SELLER CONTRIBUTION - FHA
FHA LOANS
Maximum amount for sellers to contribute
Understanding FHA loans
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SELLER CONTRIBUTION - CONVENTIONAL
VA LOANS
Maximum amount for sellers to contribute
Understanding VA loans
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SELLER CONTRIBUTION - VA
WHAT IS AN APPRAISAL
Maximum amount for sellers to contribute
What's an appraisal?
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STUDENT LOAN - FHA LOANS Student loans and FHA loans
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SOCIAL SECURITY FORM SSA 89 Student loans and FHA loans
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As a prospective buyer, it’s important to understand the process of buying a condo.
BUY A CONDO WEBINAR Learn the steps to buying a condo in this webinar
BUYING A CONDO important facts about condos.
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CONDO FEES
FHA LOANS AND CONDOS
All about condo fees and what they include
Financing with a FHA loan, watch this on condos.
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OWNER'S TITLE INSURANCE ON CONDO
VA LOANS AND CONDOS
Owner's title insurance and why you need it
Financing with a VA loan, watch this on condos.
CLICK HERE TYPES OF CONDOS Types of condos
CLICK HERE CONVENTIONAL LOANS AND CONDOS Financing with a Conventional loan, watch this on condos.
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COST OF CONDO VS. TOWNHOME
FHA AND VA APPROVED CONDOS
Is it cheaper to buy a condo or a townhome?
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Search FHA and VA approved condos
FHA
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VA
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New Homes 101 As a prospective buyer,
it’s important to understand the process of the different elements to buying a new home.
BUYING A NEW HOME FROM GROUND UP Steps from A to Z on buying a new home
TOP BUILDERS IN DMV Top builders in the DC Metro Area
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IMPORTANT FACTS ON NEW HOMES
WHY YOU NEED AN AGENT
Important facts on new homes
Why you owe it to yourself to have an agent when buying a new home
CLICK HERE REASONS TO BUY A NEW HOME Reasons why you should consider a new home
CLICK HERE BUILDER WARRANTIES How do builder warranties work
CLICK HERE COMMUNITY VS. CUSTOM Build a home in a community or custom
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CLICK HERE BUILDER INCENTIVES What are builder incentives
CLICK HERE HOME INESPECTIONS AND NEW HOMES Home inspections on new homes
CLICK HERE STRUCTURAL CHANGES Structural changes in a new home
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New Homes 101
As a prospective buyer,
it’s important to understand the process of the different elements to buying a new home.
FRONT FOOT BENEFIT What is a front foot benefit?
APPRAISALS AND NEW HOMES New homes and appraisals. How to avoid issues
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11 THINGS TO CONSIDER WHEN BUYING
BASE PRICE VS FINAL PRICE
Items to consider when buying a new home
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The final price will not likely be close to the base price.
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TO BE BUILT VS. INVENTORY HOMES Build from a floorplan or buy a spec or inventory home
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As a prospective buyer, it’s important to understand the process of the different elements to buying a home as a Veteran.
CREDIT SCORE FOR A VA LOAN Credit score requirements for a VA loan
CLICK HERE ELIGIBLE HOME TYPES WITH A VA LOAN What types of homes are eligible with a VA loan
BUYING A HOME AS A VETERAN When can you buy again after a foreclosure
CLICK HERE MONEY NEEDED WITH A VA LOAN How much money is needed with a VA loan
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MILITARY INSTALLATIONS IN DMV
MORTGAGE PAYMENT WITH A VA LOAN
Difference military installations in the DC Metro Area
CLICK HERE DEBT TO INCOME RATIO WITH VA LOAN Debt to income ration with a VA loan
What's included in a mortgage payment
CLICK HERE ELIMINATE VA FUNDING FEE ON A VA LOAN How to eliminate VA funding fee on a VA loan
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APPRAISED VALUE VS. SALES PRICE
LOW APPRAISAL OPTIONS
Appraised value vs. sales price
What are options when an appraisal comes in low?
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As a prospective buyer, it’s important to understand the process of the different elements to buying a home as a Veteran.
TIDEWATER INITATIVE ON A VA LOAN What is the Tidewater Initiative on a VA loan?
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BUYING A HOME AS A VETERAN Buying a home as a veteran
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Closing Questions
When buying a home, there are many questions that buyers ask at closing.
WHERE IS MY EARNEST MONEY DEPOSIT? You placed money in escrow, when do you see it again.
CLICK HERE HOW IS MORTGAGE INTEREST PAID? All loans have interest. How do you pay for it in your loan?
CLICK HERE WHAT IS AN ESCROW (IMPOUND) ACCOUNT? Yes, it's called an impound account. Learn more about escrows.
CLICK HERE HOMEOWNERS INSURANCE POLICY CHANGE Can you change your homeowners insurance policy after closing?
CLICK HERE HOW MUCH MONEY IS NEEDED FOR CLOSING? What cost can you expect when you close on a home?
CLICK HERE TYPES OF OWNERSHIP What cost can you expect when you close on a home?
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