Buyer Informational Videos

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BUYER CREDIT 101 FINANCING 101 WEBINARS BUYING 101 CLOSING 101


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VIRGINIA HOME BUYER PROGRAMS

MARYLAND HOME BUYER PROGRAMS

DC HOME BUYER PROGRAMS

ARE YOU LOOKING TO IMPROVE YOUR CREDIT OR LEAN ABOUT CREDIT?

BUY A HOME WITH NO MONEY DOWN

FIRST TIME HOME BUYER

BUYING A HOME WITH ISLAMIC FINANCING

ARE YOU A VETERAN?

BUYING A NEW HOME

BUY A CONDO

DOWN PAYMENT AND CLOSING COST ASSISTANCE

ARE YOU OVER 62 OR OLDER?

BUYING YOUR FIRST INVESTMENT PROPERTY

QUALIFYING FOR A MORTGAGE LOAN

SALES PRICE VS. MONTHLY PAYEMENT

ARE YOU A DOCTOR?

BUYING A HOME FIRST TIME BUYERS

NO DOWN PAYMENT, CREDIT SCORE OR PMI

RENOVATE ANY HOME

ARE YOU SELF EMPLOYED?


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Your Credit Roadmap

CREDIT BASICS

There are three credit bureaus: Equifax, Experian and Transunion. Scores range from 350 - 850+ A large percentage of credit is based on your payment history. There are soft and hard pulls on your credit.

CREDIT 101 WEBINAR You need to educate yourself on credit, how to improve it and more in this Credit 101 Webinar.

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GET A FREE CREDIT REPORT Did you know that you are entitled to a free credit report from all three credit bureaus once a year?

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CREDIT REPAIR OPTIONS Learn about the top credit repair companies to assist with rebuilding your credit.

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FREEZE YOUR CREDIT FILE Learn how to freeze your credit file with Experian, Equifax and Transunion

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LENDER'S VIEW OF CREDIT Understanding the difference between vantage scores and FICO scores

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As a prospective buyer, it’s important to understand the process of the different elements to buying a home.

BUYING A HOME IN A SELLER'S MARKET Coping with buying a home in a seller's market

MOST IMPORTANT ROOM IN A HOME Find out the most important room in a home by most people.

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BUYING A HOME WITH SOMEONE ELSE

BEST PLACE TO LIVE

Buying with your spouse, significant other, etc.

Find out what's the best place to live.

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WARRANTY VS. HOMEOWNERS INSURANCE

HOW ARE AGENTS PAID

A home warranty and homeowners insurance are not the same. Learn why!

CLICK HERE RENOVATE ANY HOME You can renovate any home. All you need is the right loan and a vision of "what could be"

Why would you buy a home without an agent?

CLICK HERE PROCESS FOR MAKING AN OFFER So, you have found a place to call home, now what?

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BUY A HOME IN 5 MINUTES

HOME TOUR CONFESSIONS

Understand how to buy a home in 5 minutes.

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Things to look for when viewing homes for sale.

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As a prospective buyer, it’s important to understand the process of the different elements to buying a home.

FIRST MORTGAGE PAYMENT DUE So, you just closed on your new home, when is your first mortgage payment due.

CLICK HERE WHAT'S INCLUDED IN A MORTGAGE You should understand what's included in a mortgage payment.

BUY A HOME AFTER A FORECLOSURE When can you buy again after a foreclosure

CLICK HERE BUY A HOME AFTER A CHAPTER 7 When can you buy again after a Chapter 7 BK

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SURPRISING THINGS

BUY A HOME AFTER A CHAPTER 13

Surprising things that I found out that you may not know are possible.

CLICK HERE CLOSING COST EXPENSES Why are closing cost fees so expensive?

When can you buy again after a Chapter 13 BK

CLICK HERE BUY A HOME AFTER A DIVORCE When can you buy again after a divorce

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BUY A HOME AFTER A SHORT SALE

HOMEOWNERS INSURANCE PREMINUMS

When can you buy again after a short sale

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Why do you have to pay for insurance twice?

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As a prospective buyer, it’s important to understand the process of the different elements to buying a home.

REAL ESTATE AGENT VS. REALTOR What's the difference between a real estate agent and a REALTOR?

REAL ESTATE OFFERS Important facts about real estate offers

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REAL ESTATE DEAL KILLERS

BUYING A NEW HOME

What are a few real estate deal killers?

CLICK HERE BUYERS AGENTS Important facts about buyers agents.

CLICK HERE DOWN PAYMENT ASSISTANCE Important facts about down payment assistance.

CLICK HERE EARNEST MONEY DEPOSITS Important facts about earnest money deposits.

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Important facts about buying a new home.

CLICK HERE BUYING A TOWNHOME Important facts about buying a townhome

CLICK HERE REAL ESTATE CLOSINGS Important facts about real estate closings.

CLICK HERE MORTGAGES Important facts about mortgages.

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As a prospective buyer, it’s important to understand the process of the different elements to financing a home.

UNIFORM RESIDENTIAL LOAN APPLICATION

ALTA BUYER SIDE ONLY

Understand the mortgage loan application

Learn about the closing statement for a buyer

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CERTIFICATION AND AUTHORIZATION

WOOD DESTROYING INSECT INSPECTION

Borrowers certification and authorization

Wood destroying insect inspection (termite report)

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LOAN ESTIMATE

CLOSING DISCLOSURE

Initial estimate of the loan and charges associated

Initial closing disclosure and final closing disclosure.

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RESIDENTIAL APPRAISAL REPORT

REPUTABLE LENDERS

The report that gives the opinion of value.

Lenders and their reputation

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4506-T

FINANCING AND BIDDING WARS

Government form for tax transcripts

Financing and bidding wars

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As a prospective buyer, it’s important to understand the process of the different elements to financing a home.

SELLER CONTRIBUTION - FHA

FHA LOANS

Maximum amount for sellers to contribute

Understanding FHA loans

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SELLER CONTRIBUTION - CONVENTIONAL

VA LOANS

Maximum amount for sellers to contribute

Understanding VA loans

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SELLER CONTRIBUTION - VA

WHAT IS AN APPRAISAL

Maximum amount for sellers to contribute

What's an appraisal?

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STUDENT LOAN - FHA LOANS Student loans and FHA loans

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SOCIAL SECURITY FORM SSA 89 Student loans and FHA loans

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As a prospective buyer, it’s important to understand the process of buying a condo.

BUY A CONDO WEBINAR Learn the steps to buying a condo in this webinar

BUYING A CONDO important facts about condos.

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CONDO FEES

FHA LOANS AND CONDOS

All about condo fees and what they include

Financing with a FHA loan, watch this on condos.

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OWNER'S TITLE INSURANCE ON CONDO

VA LOANS AND CONDOS

Owner's title insurance and why you need it

Financing with a VA loan, watch this on condos.

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CLICK HERE CONVENTIONAL LOANS AND CONDOS Financing with a Conventional loan, watch this on condos.

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COST OF CONDO VS. TOWNHOME

FHA AND VA APPROVED CONDOS

Is it cheaper to buy a condo or a townhome?

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Search FHA and VA approved condos

FHA

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VA


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New Homes 101 As a prospective buyer,

it’s important to understand the process of the different elements to buying a new home.

BUYING A NEW HOME FROM GROUND UP Steps from A to Z on buying a new home

TOP BUILDERS IN DMV Top builders in the DC Metro Area

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IMPORTANT FACTS ON NEW HOMES

WHY YOU NEED AN AGENT

Important facts on new homes

Why you owe it to yourself to have an agent when buying a new home

CLICK HERE REASONS TO BUY A NEW HOME Reasons why you should consider a new home

CLICK HERE BUILDER WARRANTIES How do builder warranties work

CLICK HERE COMMUNITY VS. CUSTOM Build a home in a community or custom

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CLICK HERE BUILDER INCENTIVES What are builder incentives

CLICK HERE HOME INESPECTIONS AND NEW HOMES Home inspections on new homes

CLICK HERE STRUCTURAL CHANGES Structural changes in a new home

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New Homes 101

As a prospective buyer,

it’s important to understand the process of the different elements to buying a new home.

FRONT FOOT BENEFIT What is a front foot benefit?

APPRAISALS AND NEW HOMES New homes and appraisals. How to avoid issues

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11 THINGS TO CONSIDER WHEN BUYING

BASE PRICE VS FINAL PRICE

Items to consider when buying a new home

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The final price will not likely be close to the base price.

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TO BE BUILT VS. INVENTORY HOMES Build from a floorplan or buy a spec or inventory home

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As a prospective buyer, it’s important to understand the process of the different elements to buying a home as a Veteran.

CREDIT SCORE FOR A VA LOAN Credit score requirements for a VA loan

CLICK HERE ELIGIBLE HOME TYPES WITH A VA LOAN What types of homes are eligible with a VA loan

BUYING A HOME AS A VETERAN When can you buy again after a foreclosure

CLICK HERE MONEY NEEDED WITH A VA LOAN How much money is needed with a VA loan

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MILITARY INSTALLATIONS IN DMV

MORTGAGE PAYMENT WITH A VA LOAN

Difference military installations in the DC Metro Area

CLICK HERE DEBT TO INCOME RATIO WITH VA LOAN Debt to income ration with a VA loan

What's included in a mortgage payment

CLICK HERE ELIMINATE VA FUNDING FEE ON A VA LOAN How to eliminate VA funding fee on a VA loan

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APPRAISED VALUE VS. SALES PRICE

LOW APPRAISAL OPTIONS

Appraised value vs. sales price

What are options when an appraisal comes in low?

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As a prospective buyer, it’s important to understand the process of the different elements to buying a home as a Veteran.

TIDEWATER INITATIVE ON A VA LOAN What is the Tidewater Initiative on a VA loan?

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BUYING A HOME AS A VETERAN Buying a home as a veteran

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Closing Questions

When buying a home, there are many questions that buyers ask at closing.

WHERE IS MY EARNEST MONEY DEPOSIT? You placed money in escrow, when do you see it again.

CLICK HERE HOW IS MORTGAGE INTEREST PAID? All loans have interest. How do you pay for it in your loan?

CLICK HERE WHAT IS AN ESCROW (IMPOUND) ACCOUNT? Yes, it's called an impound account. Learn more about escrows.

CLICK HERE HOMEOWNERS INSURANCE POLICY CHANGE Can you change your homeowners insurance policy after closing?

CLICK HERE HOW MUCH MONEY IS NEEDED FOR CLOSING? What cost can you expect when you close on a home?

CLICK HERE TYPES OF OWNERSHIP What cost can you expect when you close on a home?

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