Issuu on Google+

Amarillo National Bank

Mortgage Loan Rates

May 26, 2010 CONVENTIONAL FIXED Term 30 Years

Rate 4.50 4.75

Points 1+0 0+0

APR* 4.677 4.841

20 Years

4.50 4.75

1+0 0+0

4.743 4.875

15 Years

3.75 4.00

1+0 0+0

4.155 4.054

10 Years

3.75 4.00

1+0 0+0

4.190 4.224

EQUITY OUT -- (MAXIMUM CLOSING COSTS ARE 3% OF THE LOAN AMOUNT) Term 30 Years 20 Years 15 Years 10 Years

Rate 5.125 5.125 4.375 4.375

Points 0+0 0+0 0+0 0+0

APR* 5.218 5.25 4.532 4.601

Term

Rate

Points

APR*

30 Years 15 Years

4.625 4.125

0+0 0+0

5.203 4.7

5.25

0+0

5.34

Rate 5.00 4.375

Points 0+0 0+0

APR* 5.07 4.685

GOVERNMENT LOANS

FHA / VA Servicing Released

*add .50 for servicing retained

USDA

30 Years

EXPANDED APPROVAL LOANS Term 30 Years 15 Years

Subject to credit approval. All rates anticipate a rate lock period and closing of 30 days out. *The above rates assume a 20% downpayment on a 100,000 sales price. If the downpayment is less than 20%, mortgage insurance may be needed which would increase APR. Your monthly payment on a $100,000 loan at 6.5% for 360 months would be $632 (principal & interest)


New Mortgage Rates