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Planning is essential to good money management but many struggle to get a good plan in place. We understand that how we spend or save our money now has an LQĂ€XHQFHRQZKDWZHÂśOOKDYHRUQRWKDYH LQWKHIXWXUHEXW ZHÂśUHQRWDOZD\VVXUHKRZWRPDNHVXUHWKDWRXUSODQLV ÂłJRRGHQRXJKÂ´+RZPXFKVKRXOG,EHVDYLQJPRQWKO\IRU retirement? Should I save 10%, 15% or 20%? The path WRÂżQDQFLDOVXFFHVVFDQEHWULFN\EXWKHUHÂśVDQH[HUFLVH LQYROYLQJDOLWWOHWLPHWUDYHOZKLFKPLJKWEHKHOSIXO ,PDJLQHWKDWVRPHZKHUHLQWKHIXWXUH\RXU)LQDQFLDOO\ 6HFXUH)XWXUH6HOI)6)6 LVZDLWLQJIRU\RX+HWKHIXWXUH JHQGHUQHXWUDO YHUVLRQRI\RXLVKDSS\DQGÂżQDQFLDOO\ VHFXUHEHFDXVHRIWKHVPDUWDQGWKRXJKWIXOGHFLVLRQV PDGHWKURXJKRXWWKH\HDUV7DNHDOLWWOHWULSIURPWKH SUHVHQWWRWKHIXWXUHWRFRQQHFWZLWK\RXU)6)6DQGOHDUQ ZKDWPDGHKLP\RXU)6)6VRVXFFHVVIXO$UPHGZLWKWKLV LQIRUPDWLRQFUHDWHDUHYHUVHÂżQDQFLDOSODQWKDWZLOOKHOS \RXWRIROORZWKHIRRWVWHSVRIWKH)6)6DQGDFKLHYH\RXU KDSS\IXWXUH
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REALiving.com Spring 2013
Tabitha Olson Photography
by Holly Hakes, MS
Shannon Crotty Founder & Editor in Chief, Queen of the Castle Magazine
About five years ago, I was introduced to Shannon Crotty, founder and Editor in Chief of the â€?Queen of the Castle Magazineâ€? a monthly publication geared to women, based out of Eau Claire, WI. I was introduced to Shannon in a way that is truly an illustration of the joy and encouragement that she and the Queen staff spread across the community. The Queen sponsored a contest in which they recognized women of the community for their personal and professional achievements. I had been nominated for and received an award. That wonderful experience introduced me to one of the most positive, joy- focused, BEST-tacular women that I have ever met in my life, Shannon Crotty. The â€œQueen of the Castle Magazineâ€? is wildly popular. Shannon has a large readership in northwestern Wisconsin. Her readers know her as editor and contributor to the publication, but they donâ€™t really â€œknowâ€? her as a person. When I think about a person that would have a positive, unique, and passionate perspective about living their BEST life, Shannon came to mind. As a reader of the Queen of the Castle, and a big fan of Shannonâ€™s â€œenergy,â€? I was excited to ask Shannon for a contribution and even more excited to read her response. I hope you are too.
REALiving.com Spring 2013
â€œItâ€™s spring fever. That is what the name of it is. And when youâ€™ve got it, you want - oh, you donâ€™t quite know what it is you do want, but it just fairly makes your heart ache, you want it so! â€œ ~ Mark Twain As Midwesterners we are all too familiar with the ache/ joy of â€œspring fever.â€? Weâ€™ve endured/survived/enjoyed winterâ€™s hibernation and now our thoughts turn to warm weather, longer walks, fresh smells, and colors other than gray. We have been at restâ€”like the trees and soilâ€”and now something is calling us to awaken. What is it about spring that calls you? Are there rituals that help create a sense of renewal for you? For me it is lilacs, golf (or at least the hope of golf), and getting on the motorcycle. Our rituals have the capacity to energize us, to comfort us, and to prepare us for whatâ€™s next. We are metaphorically clearing out the cobwebs (whether we Ă€QGWKHPDORQJWKHFHLOLQJRULQRXUWKLQNLQJ
Maybe youâ€™ve been planning to attend to your KHDOWKĂ€QLVKWKDWSURMHFWUHFRQQHFWZLWKDORVW friend, learn a new skill or tackle a new role at work. These changes can happen at any time of the year but spring can add a new sense of energy and hope about taking them on. 7KHVSULQJZDVP\LQVSLUDWLRQIRUĂ€QLVKLQJDQ important paper 33 years ago to complete my Masterâ€™s degreeâ€”â€œno golf or motorcycling until youâ€™re doneâ€? was my mantra. And three years ago, VSULQJMXPSVWDUWHGP\Ă€QDOVWHSVWRFRPSOHWHD kayak Iâ€™d been building forâ€Ś(Letâ€™s just say it was a long time in the making!). :DUPZHDWKHUDQGĂ RZHUVDORQHZRQÂˇWPDNH your important life changes happen. It starts with knowing that these matter to youâ€”that you deserve the good they will bring. As we dust off the cobwebs in our mind we must keep our thoughts positive, focus on the strengths we will bring to our change process, and trust that setbacks will happenâ€”but they wonâ€™t defeat us.
Healing Power ls g Ritua
all a wa ew of Rene
By Scott Jacobs, MS LMFT
REALiving.com Spring 2013
by Holly Hakes
Your BEST when...
BALANCED The teeter totter of life shifts
between obligations on the work and personal sides of life. To be our BEST, we strive to keep the teeter totter level, so neither is overwhelmed. For busy professionals with multiple obligations, that goal of balance seems impossible. In his book, Leadership from the Inside Out, Kevin Cashman features a chapter on personal mastery in which he talks about the concept of resiliency. Teaching and building resiliency in our youth is common. Young people are resilient by nature they donâ€™t struggle with change in the way adults often do. But we recognize the value of helping them â€œbounce or spring back,â€? to be resilient! Consider the concept of resiliency as adults and leaders. We need to â€œbounce and spring backâ€? too! Looking at the teeter totter of life as a resilient adult, the practice could be applied somewhat differently.
REALiving.com Spring 2013
Perhaps the goal is not to balance the sides to create a stable platform but instead to be resilient in managing the rapid shifts of the teeter totter and thus not fall off. Or, if you do fall off, to â€œbounce or spring back.â€? To be REAL, achieving the best BALANCE in life is probably a bit of each â€“ stability on the platform and resiliency in responding to the shifts. Some days, your focus may be to stabilize the platform. Others, your goal may simply be not to fall off. Either way â€“ both ways â€“ you achieve your BEST.
Resiliency - an occurrence of rebounding or springing back (Source: www.freedictionary.com)
My Life. My Smile.
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The POWER of PO As a champion of people, your number one resp onsibility is to coach your emp loyees to execute a winning game plan. Really, you are not that diffe rent than an NFL, NHL, NBA, or MLB head coach! Well , perhaps a little less famous, but still, your goals are the same - execute championship-le vel performance. What role does posi tive feedback have in that? In professional spor ts you can see a lot of “feedback” is given; however, even in the worl d of highly paid professio nal sports, timely, positive reinforce ment is powerfu l <RX·YH VH LW
and thank them for the hard work they are putting into meeting and exceeding job expe ctations! That ZLOOGRWKUHHWKLQJ V VSHFLÀFDOO\ reinforce the beh avior you want to build, 2) persona lize and cultivate the relationship between the two of you, and 3) illust rate a value of gratitude for con tinued excellenc e the employee exhi bits in the future. There are hundred s of other ways to positively reward employees. 1001 Ways to Reward Employees, by Bob Nelson, lists, well , 1001 ways you can do it! Thi b
Positive feedbac k ideas from “1001 Ways to Reward Employees,” by Bob Nelson : Call an emp loyee LQWR\RXURIÀFHMXV WWR thank him or her; don’t discuss any othe r issue. Post a thank you note on the employe e’s RIÀFHGRRU
Buy lunch for the person and three co-workers of his/h er