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Vol. XXI, No. 6 | June 2012


As tragic as it was, September 11, 2001 in New York brought forth one event that virtually unified all the citizens of the United States. It was a day in which we no longer were Democrats nor Republicans. We were Americans. Now, eleven years have passed. Now we, as a nation, have become divisive and polarized. We are entering a period of vicious politics never seen before in recent memory. Very shortly, most of us will begin receiving flyers and pleas for contributions for their causes. And already we are being bombarded from political TV commercials, most of them slandering the opponents with downright falsehoods and exaggerations. As seniors, most of us have certain affiliations toward one political party or another, perhaps inherited from our parents or opinions formed long ago from our workplace or schools. At social gatherings it’s rare that anyone would bring up politics; it’s a dangerous subject for there will always be someone in the crowd who will disagree. And in disagreements, there grows factions. That’s the last thing we need in our community. Just a few weeks ago, a proliferation of signs heralding candidates for local offices and propositions sprouted like infectious fungus on Melrose, Lake and Cannon. Soon, we will be plagued with placards for state and federal offices in the com-


The services of Community Patrol in combination with precautions taken by residents help insure their safety and the safety of their property. Pictured is Officer Robert Gomez of Universal Protection Service.

OHCC Burglary Suspect Is Arrested and In Jail Police Officer Dulcie Fish, Crime Prevention Specialist, reported that a young male with connections to our Village has been arrested and charged with several burglaries. He is currently in custody and is awaiting sentencing. While Fish was unable to positively connect this man with burglaries in OHCC, there was a strong probability. In October and November of 2011, there was a rash of burglaries in our residents’ homes. In the middle of December, several Oceanside Police

Officers came into the Village and apprehended a 28-year-old man suspected of multiple crimes. It was later discovered that the San Diego Police requested OPD to apprehend this person who had been living in his grandmother’s residence. Apparently someone in the San Diego area had discovered an item listed on “Craig’s List” he was able to identify as an item that had been stolen from him. It was traced back to the suspect living in the Village, BURGLARY, CONTINUED ON PAGE 3

The Village Voice is a publication of the OHCC Journalism Club


The Village Voice — June 2012


The Village Voice — June 2012

EDITORIAL, Cont’d. from Page 1

ing November election. And one wonders if these signs actually sway voters. Most of our mature residents doubt it. Most residents simply ignore them feeling that it’s just part of the landscape. And that brings up the subject of placing political signs on our front lawns. True, each front lawn is the private property of the owner, so that under the law, one can place any sign on his property. While most avoid littering our front lawns, there will be a small minority who insist on sticking signs out front. And what does this say about our beautiful community? What does this say about the owner? Does he or she expect to sway the entire neighborhood with their sign? There is another infectious plague that has just begun to show its ugly head: individuals who telephone neighbors and other residents pleading for their votes on coming issues and candidates. That can be more intrusive than any other technique. It’s uncalled for and it is abhorrent. We live in an upscale community. We live with neighbors who have about the same values. The editors of the Voice feel our residents should not degrade our beautiful campus, our homes or our community lifestyle. ********

BURGLARY, Cont’d. from Page 1

then reported to the San Diego Police which notified OPD. According to Officer Fish, this suspect had a record of a string of burglaries in the area, and while she was unable to definitely link the suspect to our burglaries, the likelihood was very high that this person was responsible. After a few days in custody, the suspect was released due to the “lack of evidence.” Since this incidence, there have been no reported break-ins or reports to the police. However, Officer Fish recommends all residents should take every precaution to insure their safety and the safety of their home and property. ********

New books in our library depend on support of residents.

New Book Acquisitions Depend on Residents’ Contributions

The money received from the residents on Dues Day in January is beginning to dwindle at a rapid pace. Our library is attempting to maintain a constant stream of new books and is solely dependent on generous contributions of readers and participants. Alice Robeson, president of the Library Association, says that any new selection will be greatly curtailed without the support of our residents. The library is one of the most popular rooms in the Clubhouse. It provides a comfortable quiet respite from the outside. It features magazines donated by our residents and the borrowing of books is free, based on the honor system. There is a backlog of both old and new National Geographic Magazines. A computer, located by the fireplace is available for use by residents. There is a staff of dedicated volunteers who catalog and maintain the books and will be available to answer questions. For all newcomers, be sure to drop by and visit one of our crown jewels. ********


The Village Voice — June 2012

Editor: Bob Wong, 806-1310 Office address: 4935 Thebes Way, Oceanside, CA 92056 Distribution Coordinator: Jack Collar, 598-0580

Village Coordinators Upper Cordoba . . . . . . John Hanna . . . . . . . . . . . . . . 940-1874 Cyrus . . . . . . . . . . . . . . Betty Theel . . . . . . . . . . . . . . .945-4588 Hydra . . . . . . . . . . . . . . Seymour Prell, Ruth Leader . 945-7631 Majorca . . . . . . . . . . . . Betty Miller . . . . . . . . . . . . . . 758-1960 Mykonos . . . . . . . . . . . Betty Collar . . . . . . . . . . . . . 598-0580 Portofino . . . . . . . . . . . Werner Rind, Mary Duarte Santorini . . . . . . . . . . . Chuck Barlow . . . . . . . . . . . .758-0625 Zante . . . . . . . . . . . . . . Alan DeCarle . . . . . . . . . . . . . 631-0179 Advertising:

Richard Travis, 724-4091 • Email: Production: Sandra Powers . . . . . . . . . . . . . . . . . . . . 579-9330

Mary Jane Matthews, President Gilda Barnard, Vice President Charlotte Pichney, Secretary Seymour Prell, Treasurer Bob Wong, Editor Marileen Johnson, Director CONTRIBUTING WRITERS

Ira Landis Andy Truban Dan Neilson Frank Ismail Gilda Spiegl Joan Buchholz Joe Ashby Bill Walsh Phyllis Ward Tom Lynch

Tom Fuller Selma Leighton Mary Jane Matthews Charlotte Pichney Russ Butcher Beverly Nickerson Peter Russell Jack Shabel Bob Barnes

Patronize the businesses you find in the Voice.

Village Voice 4716 Agora Way, Oceanside, CA 92056 Advertising E-mail: For information, call Richard Travis For information, call Sandra @ 760-295-1993 Ad Rates: Full Page $140 (Add $75 for color) Half Page $85 (Add $50 for color) Classifieds (3 lines) Quarter Page $45 (Add $25 for color) $9 Residents Eighth Page $25 (Add $10 for color) $12 Others ($3 addl line)

Mail Box Delivery for Impaired Residents

To accommodate many of our residents who have been having trouble sending and retrieving their mail from their mailboxes that are located alongside the street, here is a new accommodation provided by the Postal Service and our Home Owner’s Association. This is how it works: If, at your next visit to your doctor, he determines that you are impaired in such a manner that it becomes difficult for you to walk from your house to the mail box, ask him/her to fax to our HOA, and indicate your impairment. (Fax number: (760) 758-8647) Upon receipt of the letter, the HOA will order a white mailbox to be installed alongside your front door at no charge. Your mailman will deliver mail and pick up your outgoing mail at your door. (This information is from a resident who has experienced this situation.)

Deadline for submissions for articles in the Village Voice is the 28th of each month. No exceptions.

Looking Skyward


The Village Voice — June 2012

On March 19th, a full Moon of rare size and beauty rose in the east at sunset. It’s a super “perigee moon”—the biggest in almost 20 years. “The last full Moon so big and close to Partial eclipse as seen through Earth occurred in March the fog over the Village. of 1993,” says Geoff Chester of the US Naval Observatory in Washington DC. Full Moons vary in size because of the oval shape of the Moon’s orbit. It is an ellipse with one side (perigee) about 50,000 km closer to Earth than the other (apogee). Nearby perigee moons are about 14% bigger and 30% brighter than lesser It was the first annular eclipse in the continental U.S. since the May, 1994. A solar eclipse occurs when the moon passes between and the earth and the sun, thereby totally or partially obscuring the image of the sun for a viewer on earth. An annular solar eclipse occurs when the moon’s size is smaller than the sun, causing the sun to look like a ring and blocking most of the sun’s light. The transit of Venus took place on June 5 and is one of the


The Village Voice — June 2012

rarest sky watching events. The next time the planet Venus will cross the face of the sun will be in 2017. It appeared as a slow-moving tiny black dot silhouette crossing the sun. Venus transits occur in pairs that are eight years apart that takes place less than once per century. “Only such six such events have occurred since the invention of the telescope,” according to astrophysicist Sten Odenwald of NASA’s Goddard Space Flight Center. And on June 4, there was a partial eclipse of the moon. For the curious, it is interesting to note that in the coming month of July, there will be five Saturdays, five Sundays, and five Mondays, a phenomenon that occurs only once every 800+ years. ********

Call Richard @ 760-724-4091 to advertise in the next Village Voice Newsletter

features The Crusty Curmudgeon By Bob Wong

Just Strumming Along

It took a little coaxing, a little nagging from my wife to pursue other interests other than competing with “American Idle.” So with some persuasion from Larry, Reneé and Mimi, I joined the ukulele symphony orchestra. First, I discovered, you must be equipped with a ukulele, a mysterious four stringed guitar-like banjo ukelele. Oops, there goes eighty dollars. Then the salesman sold me an Aloha shirt. “No one plays a ukulele without one,” he claimed. “And don’t forget to buy a tuner and a ukulele case.” Well, I emptied my wallet, left the store, prepared to entertain the world. There were about a couple dozen experienced ukulele players in the room at the clubhouse and when I got there, all strumming away and tuning their banjos ukes. Larry gave me my first instruction: with your left hand, you place the third finger on the third fret. That note is “C.” With your right hand you strum all four strings. Easy! “Pling, pling, pling. I got it.” “Next, you go to G7, crunch your third finger to the 2nd fret, first string, your second finger to the second fret, second string and your first finger to the second fret, third string.” Say, What? “Larry, why don’t we just get that one note down pat, ‘C?’” So Larry patiently allowed me to practice my “C” note for two hours, I strummed happily along with my single note. Then, enter Reneé. She was our enthusiastic band leader who told us to turn to page 3 of our instruction book. It was


The Village Voice — June 2012


The Village Voice — June 2012

the iconic classic known throughout the civilized world, “Pistol Packin’ Mama.” “OK, everybody,” she announced: “Let’s start on “C.” I strummed on “C.” “Let’s slide to G7.” I strummed on “C.” “OK, go to A.” I strummed on “C.” “Next go to F.” I strummed on “C.” Throughout the entire song, I strummed on “C,” No one noticed. Then we turned to the next page and while everyone tunefully played the song, I remained on “C.” Reneé noticed. She thought I had played the “C” note with such emotion, vigor and vitality, that she is making arrangements for me to play solo with the San Diego Symphony Orchestra. I will soon be joining them in Mozart’s 1st movement of Symphony #4. My part will be strumming the ukulele with my well-practiced, “C” note. Too bad Mozart won’t be there; he would have been proud. ********

Say you saw it in The Village Voice!

Out & About in San Diego County

By Jack Shabel We have been living here in Southern California for less than two years and have already visited the USS Midway Museum on the waterfront in Downtown San Diego three times. In my four years in the Coast Guard, I spent a little bit of my time at sea. Visiting the museum was a nostalgic trip down memory lane without the bad food and smelly bunkmates from the engine room. The Midway was commissioned 1945 and was the first ship too large for the Panama Canal. It served during the Vietnam War as well as during Operation Desert Storm. It was decommissioned in 1992. The USS Midway Museum opened on the San Diego waterfront in 2004 and surpassed five million visitors in 2010. It is one of the top tourist attractions in San Diego, and it deserves to be. Tour admission includes audio guides which explain the workings of this behemoth of a ship that carried a crew of 4,500, generated 212,000 horsepower and burned 260 gallons of diesel fuel for every mile traveled. Just some of the highlights of the museum are the more than 25 beautifully restored aircraft on both the flight deck and the hangar deck, flight simulators, a walking tour through the lower decks featuring mess


The Village Voice — June 2012

USS Midway, a major attraction for locals and tourists.

decks, chapel, sleeping quarters, laundry, medical and dental facilities, and, if you missed your chance earlier in your career, a chance to visit the brig. The museum is staffed with a plethora of docents who give presentations on the workings of the engine room, how to launch aircraft, and, of course, how to land them. All of the docents whom I encountered had served on carriers during their military careers and most have been pilots. The docent pictured here was giving a fascinating

15-minute talk on launching planes every 45 seconds. He had personally piloted more than 150 carrier launches and landings. Another interesting tour is of the bridge area or, as they called it, the island. This is probably the only area that you will have to wait a bit as the tours are taken up in groups because of space limitations. This tour takes you to the flight controller’s station (called “The Boss”), the navigation room, the bridge, and the Captain’s and the Admiral’s quarters. From the tour it was obvious that neither of these gentlemen had to deal with stinky engine room bunkmates. Parking is available on the same dock that the ship is moored at and there is a very nice gift shop and the Fantail Restaurant located rather cleverly on the fantail of the ship on the hangar deck offers pretty tasty fare for reasonable prices. They even have some items from the Midway’s 1945 cookbook. The Midway is located at 1492 North Harbor Drive in Downtown San Diego and is open every day except Thanksgiving and Christmas from 10 a.m. to 5 p.m. During the summer (June 30 to August 19) they open at 9am instead of 10 a.m.. Admission is $18 for adults, $15 for seniors (62 and up) and $10 for youth (6 to 17) and retired military with valid ID. Children 5 and under are free. Their web site is at This is more than a museum, it is an experience. ********


The Village Voice — June 2012

The Garden Scene

There is little doubt that the garden being reviewed this month was planned and designed by a professional. That professional is Lisa Ostro, daughter of OHCC residents Paula and Seymour Ostro. Naturally, Lisa put her best foot forward for her parents and the Ostro’s front entrance dazzles with splashes of color. White alyssum forms a ground cover for the floral arrangements of brilliant pink hydrangeas, tall purple foxgloves and lavender delphiniums. An oversized fuchsia plant with giant sized blossoms of red and purple is the first thing one notices upon entering the garden. Paula takes care of the deadheading and feeding of the flowers. She particularly enjoys tending to her pure white Iceberg roses which bloom prolifically in early spring. She says this climate is perfect for her garden, a contrast to her former home in the Valley where the temperature climbs miserably during the summer months. She and Seymour have lived in the Village for around 20 years. When they first Flowers arranged with a florist’s touch. moved in, the front garden consisted of dirt. Then gradually, they placed brickwork, planted flowers, bushes and Australian Burl Ferns that shaded the entrance. A very tall white birch tree also allows its long drooping branches to form a canopy over the front. The result is a very cozy entrance. The view from the back is spectacular. It overlooks the vil-

Brilliant hydrangeas add to the colors of the garden. Below: Paula, under an umbrella of shade trees.

lage of Zante and the hills beyond. In one corner is a Meyer lemon tree and curiously, a single stalk of a corn plant that brings back fond memories to Seymour. On the opposite corner is a four foot metal crane that rocks back and forth partially submerged in greenery and shaded by an enormous ficus tree. Along the side is a winding path bordered by more green bushes and purple seafoam statice. The Ostros love looking out from their back garden, especially during the evening hours when the landscape sparkles beneath the stars. “Seymour,” Paula exclaims, “We’re not in the Valley anymore! This is closer to paradise.”


The Village Voice — June 2012


The Village Voice — June 2012

Shopping Around

By the Phantom Shopper With the recession upon us, every penny counts. But despite the economy, have you noticed how expensive our necessities have become? Groceries and fuel have skyrocketed. But with a little snooping around, I have discovered a few ways to save dollars. A tube of toothpaste at any of our local drug stores and markets hovers around $3. And a tube really doesn’t last too long. Now for a dollar, you can get most major brands of toothpaste at our local Dollar Tree or 99¢ Only Store. At that price, I can afford to buy a six-month supply for a fraction of the cost from other retailers. How about this? As I get older, I rely more and more on eye glasses. It became a major expense when I purchased a pair at JCPenney’s or Sears. But when a friend of mine in the Village suggested I try Lens-4-Less where they advertise glasses priced starting at $29.99, I shrugged them off. How could any optometrist price any decent pair of glasses at that price. Well, surprise; I did and I found them very satisfactory. I walked out with a smile on my face having saved more than $150 or more at that price. Lens-4-Less is located on the corner of College and Hacienda besides the discount grocery store. The address is 3504 College Blvd. Oceanside, CA 92056, telephone (760) 758-7900.

Computer Tips

(From the Club Connection, the publication of the Computer Club, with permission from Jim Kaminsky, President.)

I've Got an App for That!

This month I’m going to tell you about an app that I use once or twice every month and it accomplishes what had been an often frustrating activity with aplomb. The app is called Flixster, or probably more accurately, Movies by Flixster with Rotten Tomatoes. Flixster is an app for movie-goers. Here’s how I use it: I open the app and find the best reviewed or most popular movies that are currently playing in theaters (it also lists the top “anticipated” movies). I’ve found that anything with an 80% approval rating or higher is usually pretty good. Not sure you’re interested in that top-rated movie? Click “Play Trailer” and you’ll see the movie trailer that you would see in the theater previews. You can also read what people liked and didn’t like about the movie. Now that you know you want to see the movie, give Flixster your zip code and have it find where the movie is playing. Up will come theaters where it’s playing, nearest to farthest, and the times the movie plays at each theater. Press another button and you’ll get a map of how to get to the theater. If you’re so inclined, you can also purchase tickets for the movie right from the app. Flixster will


The Village Voice — June 2012

also load the movie into your Netflix queue if you’d like to save some money and wait for the DVD to come out. Flixster also rates new and soon-to-be released DVDs. I like Flixster a lot. It does just what it’s supposed to do. Tell me how other people feel about a movie, give me a preview of the movie, and let me know where and when it’s playing. No fuss, easy does it. In about 5 minutes you get all you need. Movies by Flixster, with Rotten Tomatoes, an app for the iPhone and iPad, are free at the iTunes store. ********

Village Happenings

By Selma Leighton We are all aware that there are many types of institutions in the world. Banking institutions, institutions of higher learning and even institutions we prefer not to talk about. But there are also people who are institutions, based on the amount of time and effort they have put into an enterprise. Such an institution is Lyn Asaro, known to everyone in Ocean Hills as Mama Lyn. I don’t believe there are many of us who have not at some time or other been to a party that she and her staff either catered or worked on. Together with Sally Palmer and Cathy

From L-R: Sally Palmer, Lyn Asaro, Cathy McGuinnes McGinnis, she has definitely put her fingerprints on so many social functions in the Village. Now after 11 years, and because of our old friend’s back problems,” she is forced to retire. We sat at my house one day as she reminisced about her multitude of experiences, some funny and some not so funny. One party she worked at the Lanai, Lyn had her electric hot plates plugged in, as did the acoustical guitarist. The music was too loud, so someone pulled the plug. Unfortunately they pulled the plug on the hot plates. The music was still too loud, but the hotplates got cold. Naturally Lyn worked it out. One of her favorite dinners every year was the chili dinner


The Village Voice — June 2012

she made for the Nubees after their holiday caroling. I understand some people learned to sing just so they could have her corn bread with honey butter. Ahh, I wish I had a voice. But Lyn has always had fun cooking and serving. It wasn’t just work, it was a love of the job. Having a glass of wine in her hand while cooking, I’m sure didn’t hurt. Looking at the happy smiles of her staff in the accompanying picture taken in the clubhouse kitchen, I have a feeling everyone had that helpful glass of wine. She also remembers the time she was pushing a cart full of dishes across the dance floor when some man just grabbed her and whisked her away. The cart stayed where it was, she went dancing. But all work and no play is not Lyn’s style. She has been involved with tennis, pickle ball and Theater Arts, and of course she and Renee Kelson do a mean ukulele duet. So that’s our Mama Lyn and staff. I felt they have been so much a part of the community that a printed good bye was warranted. No, she’s not leaving the Village. She’ll still be around, and still having fun. Like me, she likes fun-ny. ********

The Movie Scene By Joan Buccholz

The Dictator

Talk about distasteful. Talk about raunchy. Talk about poor taste. That just about covers it all in this over-the-top lunacy. But I found it funny and entertaining... all 83 minutes of it. It’s outrageous, it’s quick and we are either in fits of laughter or in total shock. The star of the show is Sacha Baron Cohen (remember him in “Borat?”) who plays General Aladeen, a dictator of a fictional North African country. He leads a reign of terror from his palace. On a trip to New York, his second-in-command, Tamir, (Ben Kingley) stripped him of power and the general is forced to live as a commoner on the streets of Manhattan. He resents his ouster by Tamir and Efawadh (played by Sasha Baron as a double) and plots a revenge with the help of a goof ball nuclear expert he thought he executed back home. And there is the usual love story cliche with Anna Faris playing

Zoey, a zealot preaching organic veggies and “Death to Aladeen,” not knowing the imposter is the man she is falling for. You have to choke on some of the jokes when the jokes hit home. In a speech, Aladeen claims that in America, one percent controls all the wealth, a ruler can declare war,,, even on the wrong country. Despite its crudeness and vulgarity, I give it 2-1/2 smiles. It was entertaining and short.

The Best Exotic Marigold Hotel

The story centers around a group of English pensioners who are searching for a cheap and unusual location for retirement. They find an ad exalting a hotel in far-off India promising the luxury of the mystical east. The cast is perfect: Judi Dench, Maggie Smith and Tom Wilkinson to name just a few. What they find is a run-down excuse for a hotel where nothing works, the telephones are dead and the accommodations are far from what they expect. Everything to the group is a cultural shock and the conflict brings uproarious laughter. Dev Patel is the young Indian manager and he virtually steals the show with his shenanigans and eastern philosophy that doubles for excuses. The movie is captivating only because it could easily be a travelogue for the city of Jaipur. But thanks to the various issues of the members of the group, we get involved in the solutions that are solved in the final scene. The cast fits perfectly with the characters. The majority of the audience was seniors who so enjoyed the film, they applauded at the end. I did too. I give it 3-1/2 smiles and hope everyone in the Village will see it. It’s a hoot. ********

Deadline for submissions for articles in the Village Voice is the 28th of each month. No exceptions.


The Village Voice — June 2012

Hank as a cadet.

Veterans Profile

Hank recalls his life in the Air Force in great detail.

Hank Talbot, Lt., Air Force

At 21 years old, Hank wanted to be an Air Force pilot. America was at war when he graduated from high school and had attended college in Kansas City where he lived most of his life. So he left it all behind him and signed up at the recruitment center. He was off to be a pilot. But the Army didn’t send him off to be a pilot right away. He required almost two years to learn how to fly. His training sent him all over the U.S., from Wisconsin, to orientation at pre-flight schools in Santa Ana, Tulare and Taft where he flew the BT 13, a basic trainer plane. Advanced flying took place in Texas and in April of 1944, he was awarded his “Wings.” He flew the B 17 Flying Fortress. However, the Army had other plans and Hank was assigned as ground maintenance officer where he was responsible for 200 men to see to the maintenance of planes. He shuffled paper and made sure inspections of the facility and planes were up to standard. But in February of 1945, things were beginning to change. He was sent off to the Pacific Theater. This time, perhaps he would be able to fly. Hank was shipped off on the USS Burley, an Auxiliary

An armada of B-29 bombers and of which Hank was an integral part. Personnel Assault ship in a convoy that took him to Eniwetok Atoll in the South Pacific. While in the process of refueling, the Burley collided with another APA and the ship suffered considerable damage. Later he was assigned to Anderson Air Force Base in Guam. Guam was considered the ideal base to launch B-29 Superfortress operations against the Japanese Home Islands.

20% Discount Every Wed. 4-9pm ENTREE ONLY


The Village Voice — June 2012

Although assigned as Ground Maintenance Officer, Hank made a number of bombing missions over the enemy air bases on the Mariana Islands in order to prevent Japanese suicide flights from taking off. There were scary moments when he spotted enemy “Betty” bombers flying overhead, but he figured they were on reconnaissance missions and did not engage in any action. Hank also was part of the 21st bomber command under the leadership of General Curtis LeMay. Hank recalls the loading of incendiary bombs onto the bombers that incinerated Tokyo and took a toll of 80,000 casualties. When the war ended with the dropping of the Atomic bomb, Hank continued his duties in disposing of surplus materials on Guam. The B-29s continued a mission dropping food and supplies to Allied prisoners. In 1946, Hank was released from the Service, returned to Kansas City. He was employed by the Eastman Kodak Company where he was instrumental in furnishing the Navy with a new computer output Microfilm system that recorded and simplified record keeping. The system is still used by most major companies today, including PCM, our management company. After moving around the U.S. several times and in several places, Hank found a home here in OHCC where he lives with his wife, Mabel. ********

Bird Update

By Andy Truban With the help of Ed Gunderson, we checked the front nine Bluebird boxes. Four bluebirds fledged in box #5 The old nest was removed. Now, it has a new nest, and the parents are around it. If they start the egg-laying, this will be the first nest with a secondMother bluebird tending her nesting activity cycle this flock. year. Let’s hope there are many more to follow. As of today, May 27th, 2012, the status of the front nine boxes status are as follows: Box #10— Four nestlings. We fed both parents meal worms. Box #7—Four nestlings. Fed both parents meal worms. Box #4—Five eggs, unchanged from last week. Box #5—Completed nest, no eggs yet. Box #6— Box still empty, no bird activity seen. This box probably should be moved, it may be too close to the restroom. Red-tailed Hawks: While there, using binoculars, we also checked activities in the Red-tailed Hawk nests. The nest in the tallest Eucalyptus tree near the red phone and the sixth green showed no activity. However, while we were watching the nest on the opposite side of the course — along the fence near the third green — a Red-tailed Hawk flew in and landed beside the nest. Based on its feathering, it appeared to be a young bird which had probably been fledged from that nest. It is not known whether the parents were were still feeding it. ********

Say you saw it in The Village Voice!


The Village Voice — June 2012


The Village Voice — June 2012

The Latest Fraud Gambits

By Ira M. Landis Thousands of timeshare owners are trying to sell their unused or unwanted investment properties and are often getting swindled. This recurring scam seeks to obtain upfront fees of $2,000 or better. The scam often surfaces when times are tough economically and the investors are stuck with vacation properties they can’t afford to use plus annual fees they can’t afford to pay. Anxious to sell, they often can fall victim to scam artists posing as timeshare resellers who take upfrontfees, as much as $5,000 in some cases, but provide nothing in return. The scammers claim they have immediate interested potential buyers, perhaps a corporation or foreign buyer. You may get such promises by mail or by phone. The biggest red warning flag is the minute they want you to send money before the transaction closes. A California couple spent about $15,000 for a one-bedroom one-week timeshare in Napa Valley years ago. They rarely used it. Last summer, when the husband lost his job, he decided to try and sell the investment to get some money to pay bills and mortgage payments while he sought a new job. After searching online, he got a call from AAA Timeshare Inc., an Orlando, Fla. company, salesman. Within weeks he was told the company had found a buyer but needed $3,000, in two cashier checks, to cover “paperwork and processing fees.” The checks were sent by overnight delivery. The com-

pany then essentially disappeared; no more responses to repeated emails or phone calls. The company has an “F” rating from the Better Business Bureau. The seller was so anxious to complete the sale he never checked. The moral: Get all promises in writing; never pay upfront fees; don’t be pressured into sending money or giving financial account numbers over the phone. ****

An OHCC resident received the following message on her answering machine: “Hey, this is Karen. Sorry I missed you, get back to us quickly. I have something important to tell you.” Then she repeated a phone number beginning with 809. Fortunately, she did not respond. The next week the following email was received from AT&T: “Do not dial Area Code 809, 284, and 876 from the U.S. or Canada. The scammers try to get you to call by telling you that it is information about a family member who has been ill or to tell you someone has been arrested, died, or let you know you have won a wonderful prize. In each case you are told to call one of the above area code phone numbers right away. People unknowingly return these calls and get a long recorded message. The objective is to keep you on the phone as long as possible. If you call from the U.S. or Canada you will apparently be charged a minimum of $2,425 a minute. The 809 Area Code is located in the Dominican Republic. The charges afterwards can be a real nightmare because you actually did make the call. None of the phone companies will want to get involved as they are simply providing the billing for the foreign company. THINK TWICE! BE CAREFUL. Thanks to Melvina Terry for alerting us to this scam. ********

Say you saw it in The Village Voice!


The Village Voice — June 2012

Travels With Joe By Joe Ashby

A View of the Amazon

It was five when I awoke. The La Esmeralda was still tied up to the shore. The river was very still and despite the occasional light rain, I enjoyed the silence while I worked on my notes and drank dark coffee. The La Esmeralda has a crew of 10 that operates the 125 foot river boat. The ship is outfitted with freezers and refrigerators. Each cabin has three single beds, a small writing desk and storage closets, a standard toilet and a very large shower. Despite being in an untamed jungle, the boat was very comfortable. Immediately after breakfast, our guide Nathan led us on small catamarans out onto the Pacaya-Samira Reserve Lake. Across the lake we set out on foot and came to an enclosure that housed a giant anaconda. It was a juvenile, only 8 feet in length. There were also a few spotted turtles and a rather nasty red-tail boa. A small boy produced a giant Our next meal: piranhas. leaf, on which was a deadly red poison dart frog from which we kept our distance. We passed by a few rubber trees, nothing like the 19th century when the prolific trees were a major source of rubber for the world. But since then the industry was transferred to Malaysia and Indonesia. After the rubber rush, came oil exploration, then lumber and now hunting. Nathan showed us the giant hunting ant, the largest and most deadly of all ants in the forest. They live up to two years and when they die, they leave an algae which becomes a parasitic plant, itininga, which resembles a philodendron. Returning to the La Esmeralda, we stopped off at the small village of Monte Alegre where we were hosted by Maria Luisa and her family of seven for lunch. The village has a population of about 100 with 15 families. The table amounted to several large palm leaves spread in the center of the floor. Lunch consisted of guinea pig, catfish wrapped and baked in leaves, manioc, plantains, farina, pepper sauce and fruit juices. The catfish was very good, but I was not entranced by the rest of the lunch, particularly the guinea pig that was greasy and tough. After lunch we went on a fishing expedition. Baiting our hooks with pieces of beef, it was no time until the water was boiling with piranha. They were hard to hook, but they had no trouble removing the bait from our hooks. We did catch a few piranha, dogfish and catfish then returned to the boat with our loot. After our fish dinner, I decided to skip the boat ride in

One of several suspension bridges.

Natives extracting juice from sugar cane.

favor of working on my notes and improving my sleep time. And the river was quiet again. ********


The Village Voice — June 2012

Watching Wildlife By Russ Butcher

Bird Colors

Have you ever wondered why many kinds of the world’s 9,000 bird species have such colorful plumage? Why, for instance, are the male Summer Tanager and Vermilion Flycatcher an eye-popping red, several kinds of orioles a brilliant orange, and goldfinches and many species of wood-warblers a vibrant yellow? Why is it that several kinds of bluebirds and jays are beautiful shades of blue? And what about the bright green of parrots and parakeets? As a lifelong birdwatcher, I’ve always been fascinated by the endless variety of plumage colors and patterns that help us distinguish one species from another. But clearly there is a lot more to avian plumage than just making it easier for us humans to identify birds. The plumage of some birds, such as the predominantly brown-colored sparrows, wrens, and other ground-feeding birds, as well as the subdued colors of most females, enables them to blend in with their surroundings. By contrast, the males of many species have bright plumage that makes them conspicuously visible. The bright colors of a bird’s feathers are created in one of two basic ways. Red, orange, and yellow typically come from substances known as carotenoid pigments that are derived from food and synthesized in the bird’s liver. For example,

Colorful plumage make these parrots conspicuous.

pink flamingoes obtain pink pigments by eating crustacean such as shrimp. These ingested pigments are carried in the bloodstream to the feathers. Carotenoids are also believed to contain antioxidants and other health-enhancing elements. Thus the brightly colored plumage of a male may possibly signal his good health to a prospective mate. The shades of blue feathers, by contrast, are not derived from food, since blue pigments are destroyed as food is digested. Instead, avian blue coloring is caused by light refraction from the structure of the feather itself. This structure contains air pockets and a three-dimensional substance known as a keratin protein. When white light shines on a blue feather, the pattern of this structure causes red and yellow wave-lengths to cancel out each other, leaving the blue wave-lengths to reflect back to the observer’s eyes as “structural color.” Various shades of blue are caused by the size and shape of keratin. And so we see the blue plumage coloring of such birds as bluebirds, jays, and buntings. The dazzling, iridescent colors of hummingbirds are similarly caused by the prism-like light refraction of the microscopic structure of their feathers. The green plumage of many kinds of parrots and parakeets occurs when a yellow pigment overlays a feather’s structural blue color. But do birds see these colors? Surprisingly, scientific research has shown that birds not only see colors, but they see a significantly greater diversity of colors than we humans can detect. Some birds have an additional color cone (a flaskshaped cell) in the retina of their eyes that allows them to perceive a range of ultraviolet light not visible to the human eye. So, yes, there’s a lot more to avian plumage than simply making it easier for us to identify birds. It seems there’s a reason for everything in Nature. ********

Say you saw it in The Village Voice!


The Village Voice — June 2012


The Village Voice — June 2012

Bobby’s Hideaway Café 4901 El Camino Real, Carlsbad 760-729-6900

Hours: Open every day at 6 a.m., closes Monday at 3 p.m., Tues.-Sat. at 9 p.m., and Sunday at 8 p.m. This restaurant is appropriately named for it is hidden in the back woods of Carlsbad. Nothing is around it except for an open air flower stall, a liquor store and a tree nursery. Across busy El Camino stands a barren hill with a few sage brushes. That’s all. Bobby’s is simply an old fashioned neighborhood cafe serving old fashioned home style cooking. My partner and I had to see what was the big allure. Entering the side door (I had expected a screen door as well), the decor can be best described as an inside view of a scrap book with a collection of photographs of friends, neighbors and celebrities. We were seated by a friendly woman who looked as though she had worked there forever.

She recited the menu by rote and persuaded me to order the Chicken Cordon Bleu, a breast of chicken stuffed with asparagus, ham and Swiss cheese, then blanketed with a delightful mustard sauce. It was a good choice. Dinner was Bobby’s Hideaway Cafe is decidedaccompanied by a ly hidden. melange of fresh vegetables and smashed red potatoes with garlic. (Smashed potatoes are something new on the market scene. It’s merely boiled potatoes that are crushed intact with their skins.) Dinner was pre- Steak smothered with sweet ceded by a small cup of grilled onions. spicy but tasty lentil soup, the recipe of which may have been borrowed from Mexico. My partner started dinner with a generous salad with a honey-mustard dressing. He ordered a (SC) Hideaway steak accompanied with the mixed vegetables and Chicken cordon bleu with garlibaked potato with the cy smashed potatoes. usual butter, sour cream and chives. (SC in this Hideaway cafe is a code for Senior Citizen. Do you have to be a senior? And do you also have to be a citizen?) The steak was grilled to perfection, was tender and smothered with delicious fried onions. The onions were especially sweet because, according to the chef, they were white onions. Their menu is extensive. The most popular meal is at breakfast where the locals gather to savor pancakes, omelettes and even biscuits and gravy. For lunch, Bobby’s offers a range of burgers that cost around $10. Entrees feature a large selection of chicken dishes, but also offer steaks and ribs. The next time I visit Bobby’s, I must try Tequila Lime Chicken, chicken breast served with mushrooms, lime juice and Cuervo Gold Tequila in a cream sauce. It sounds yummy, if not intoxicating. Most dinners range from about $12 to $15 with beef dishes about $6 more. Their dessert selection appeared to be rather mundane and we didn’t try any. There was nothing fancy about this restaurant. It served hearty meals at very reasonable prices in a sturdy wooden building. It was enjoyable to visit a restaurant with the clock turned back 50 years. (Gilda is a member of the Southern California Restaurant Writers.)


By Tom Fuller

What is so fair As a day in June To keep our spirits Warm and in tune, Or to stroll in the evening And just look at the moon? Nothing can compare With a beautiful day, Whether staying at home Or a walk in the way; It’s so very lovely, That’s all one can say.

Today is for us To fully enjoy, To smile and be happy And our tongues to employ As we tell of His love And eternal joy.

God is its Author. How long will it last? Only twenty-four hours And it will be past. So cherish its blessings And throw open the sash!!!! ********


The Village Voice — June 2012

Exercise, Health & You By Andy Truban

Focusing on Four Types of Eye Disease

Presently in the U.S. more people than ever suffer vision impairment and blindness caused by age-related eye diseases. Poor vision reduces your quality of life. Research also links it to: falls, car accidents, and even a shorter life span. It is recommended that adults aged 55 to 64 years should undergo an eye exam by an ophthalmologist every one to three years, while those age 65 and older every year or two. The four most common eye diseases are: cataracts, diabetic retinopathy, glaucoma and age-related macular degeneration. This information will be divided into a two-part series due to its length. First: cataracts and diabetic retinopathy; then next month, we will take up glaucoma and macular degeneration. CATARACTS: In the U.S., close to 21 million of people aged 40 have cataracts according to the Center for Disease Control and Prevention (CDC). Cataracts are caused by clumps of protein in the eye’s lens leading to blurry, cloudy vision, and glare sensitivity. Detect it: Undergo a comprehensive eye exam using an ophthalmoscope, a device used to inspect the retina that is


The Village Voice — June 2012

located in the back of the eye, and a “slit-lamp” test that detects cataracts in the lens. Treat It: Under anesthesia, a small incision is made on the side of the cornea. Then, a tiny sound-wave emitting probe is inserted to break-up the cataract so it can be suctioned off and then discarded. The implantation of a permanent artificial lens in the cornea follows. However, Dr. R. Linsy Farris, professor of Clinical Ophthalmology at Columbia states: “Just having a cataract doesn’t mean you have to have surgery on it. If an older person can read and watch TV, they don’t necessarily need to have their cataract removed. It’s an individual decision.” DIABETIC RETINOPATHY: The CDC estimates that 5.3 million adults suffer from diabetic retinopathy, which includes damage to the blood vessels in the retina located in the back of the eye. In some cases, fragile blood vessels swell and leak into the eye, blurring vision. In others, the blood vessels grow abnormally large and leak blood, causing severe vision loss. Detect It: There are often no visible early signs of diabetic retinopathy because the blood leakage happens during sleep. But, if you have diabetes and notice spots floating in your field of vision, see your eye doctor immediately because you may need treatment before more serious hemorrhaging occurs. This is the reason why diabetic people regardless of age, should get a comprehensive eye exam at least once a year. Treat It: Laser surgery to stop blood leakage and vision

stabilization can reduce the risk of blindness by 90 percent, according to the National Eye Institute. Cases of severe bleeding may require a surgery called vitrectomy, to restore sight through a tiny incision in the eye to drain the bloody fluid and then replace it with a salt solution. Patients can usually return home the same day. ********

The Golf Game

By Pete Russell I’ve always liked words. I collect words like conundrum, epiphany, and penultimate. Of course I don’t get a lot of opportunities to use them in every day discourse, but I look for all opportunities. A new word came to my attention during the aftermath of the 2012 Zurich Classic golf tournament when Jason Dufner prevailed over one of my favorites, Ernie Els, in overtime. The TV golf wags could not get enough of Dufner and his WAGGLE. I had never heard the word before but after a lot of critical discussion about Dufner’s waggle, I got the picture of its meaning. For example, Wikipedia says that “Waggle dance is a term used in beekeeping and ethology for a particular figure-eight dance of the honey bee.” I guess that explains it all. In golf it seems to mean the constant motion of a golfer while addressing the ball, but only with the hands and


The Village Voice — June 2012

club, not the body. Dufner displayed an unusual amount of “waggle” just before he hits the ball and he sure does that very well. It garnered him a million plus dollars in prize money over Mr. Els! It can’t be all bad. Then I got to thinking. When I used to play a lot of singles tennis, I developed a certain style of preparation for returning a serve. I pretty much stayed on my toes and waggled (now I can use the word) my feet to stay in motion, then To waggle or not to waggle — when my opponent threw that is the question. the ball in the air in preparation for the big serve, I began my forward motion in anticipation of the ball coming at me quickly. But my waggle prepared me for the obvious course of action and I could react quickly as I saw which way the ball was bouncing. My action was always forward, toward the net, and I always felt ready to attack the serve. That is my story and I am sticking to it. In physics we all learned that a body at REST tends to stay at rest, and, you guessed it, a body in MOTION tends to stay in motion. Enter the WAGGLE! By including a little waggle in your shot preparation routine, you bring the body to that level of motion to encourage good club rotation including the wrists. As the golf wags like to say, plan your shot and then shoot your plan. By the time you’re addressing the ball you should already have your plan in mind. The waggle just gets you into motion while you concentrate on the ball; then PULL THE TRIGGER! If you’ve done your homework in practice, your body already knows how to start the back swing, rotate your hips during wind up, and then smoothly starts the club into the downward arc toward the ball — which you are still staring at. Right? That should be part of your waggle pre-shot routine, i.e.,

keeping your eye on the ball through impact. Your body and muscles like repeat movements whether you are golfing, playing tennis or a thousand other sports and activities. So in the future, TO WAGGLE OR NOT TO WAGGLE that is the question! ********


The Village Voice — June 2012

Cooking With Beverly

Grilled Romaine Lettuce

By Beverly Nickerson

Quick Linguini with Clams

I adapted this recipe from Guiliano Hazan’s pasta cook book. Late and in a hurry one evening, I substituted celery and celery leaves for parsley and canned clams for fresh. We loved the substitution and I have served it this way for years as our main course. In the summer, I often serve this as a starch side-dish with grilled meat for company. oil

1-1/2 tablespoon extra virgin olive

2 tablespoon finely chopped onion 1 large clove garlic, peeled, minced 1/2 cup dry white wine 1/2 cup chicken broth (Swanson’s regular) 1/4 cup finely chopped celery and 1/3 cup coarsely chopped celery leaves 1 can (6-1/2 oz.) “Snows” chopped clams, drain, reserve liquid 12 oz, linguini (I prefer “La Romanella” at Smart and Final) cooked 7 to 8 minutes in boiling, salted water, drain Salt and freshly ground black pepper

Sauté onion and garlic in oil over low heat in 12-inch skillet until onion is soft. Do not let it brown! Add wine and cook one minute over medium-high heat until reduced by half. Add broth, celery and leaves plus liquid from the clams and simmer 2 minutes over medium heat. Add clams and cook just 1 minute. Turn off heat, add the drained, cooked pasta, salt and pepper, toss well and serve. Reheat left-overs in the microwave the next day. Servings: four, as a main course,

This is a quick recipe for a veggie side dish 1 heart of romaine lettuce 1-1/2 tbs Canola oil 1/2 tbs butter 1 clove garlic finely chopped (optional) Salt, freshly ground black pepper

Submerge the whole romaine in water, drain, shake well and pat dry with paper towel. Remove 1/8 inch off the stem and cut the lettuce in half lengthwise, leaving the stem end intact. Heat oil and butter to medium high in a 12 inch skillet. Saute garlic for a few seconds and place the two halves romaine flatside down and cook over high heat for 2 to 3 minutes until it is browned in a few places on the underside. Turn lettuce over and cook 1 to 2 minutes. It would not be overcooked, wilted or soft. Sprinkle with salt and pepper and serve. You can sprinkle with crumbled Gorgonzola cheese and serve as a first course. For barbequing, brush lettuce lightly with Canola or olive oil, add salt and pepper and place on hot grill flat side down about the same time as above. (Note: I recommend Canola oil as a flavorless alternative to olive oil. It has more Omega 3 fatty acids than olive oil and is low in saturated fat.)



By Dan Neilson

Responses to Weak Two Bids

When partner opens a weak two bid, there are several responses available. The weak two bid is a preemptive effort to cut into opponents bidding space. With a weak hand you will pass, or raise the preempt. With a stronger hand a two No Trump force is given. Following are some hands you might


The Village Voice — June 2012

have after partner opens with a weak two Hearts. What’s your bid? 1. xx xxx AJxx Qxxx 2. Jxxxx xx xxx KQx 3. Ax Jxx AKxxx xx 4. xx xx AKQxx AKJx 5. QJxxxx x xx KQxx

1. Three Hearts. The opponents surely have a spade fit so push them a little. 2. Pass, Bidding is asking for trouble. 3. Two No Trump. With a minimum, partner will bid three Hearts. With any other bid, raise to a four Heart game. 4. Four Hearts. Don’t waste time with a forcing two No Trump bid. You want to be in game – so bid it. 5. Two Spades. This hand will probably make three more tricks in Spades than in a Heart contract. When partner opens with a preempt, you must count available tricks rather than points. However, the preempt has a limited range that will give you a good idea of how strong your opponents are. ********

By Mary Jane Matthews and Charlotte Pichney

P.F. Chang’s China Bistro

5421 Paseo Del Norte Carlsbad • 760-795-0595 Hours: Sun.-Thurs. 11 a.m. to 10 p.m., Fri. & Sat. 11 a.m. to 11 p.m.

You enter P.F. Chang’s by passing two 11-foot tall horses who symbolize the original Forbidden City in China. Chang’s serves Chinese cuisine in a very attractive bistro setting. Once inside a hostess greets you, and in our case told us the length of the wait (15 minutes), while handing us a remote to alert us when our table was ready. This is an extremely busy location with many seats and benches in the foyer to accommodate waiting patrons. Once inside the dimly lit dining area, the focal point is the hand painted panoramic mural depicting 12th


The Village Voice — June 2012

Impressive entrance and interior decor at P.F. Chang’s.

Almond and cashew chicken with fried rice.

century China on the wall behind the bar. Throughout the room there are several terra-cotta warriors standing guard. The decor is very impressive once your eyes accommodate to the darkness. We concentrated on the lunch menu entrees skipping the regular menu’s many pages describing a huge variety of house specialty dishes. Lunch specials are only offered Monday through Saturday until 4 p.m. Mary Jane chose the Almond and Cashew Chicken, stir fried with bell peppers, onions, mushroom, celery, bamboo shoots, and water chestnuts in a garlic soy sauce. ($8.95) The entree was bland and soupy. Her ice tea was ginger infused and refreshing. She decided on the fried rice ($1 additional) which tasted the same as plain white rice. Most lunch entrees start with a choice of a cup of either egg drop or hot and sour soup, or a mixed green salad. Charlotte ordered her favorite dish — shrimp with lobster sauce; despite its name this is a lobster-less dish. The name comes from a Cantonese style white sauce using fermented black beans that is served with stir fried lobster. Its ingredients are shrimps in a garlic white wine sauce with Chinese black beans, mushrooms, scallions and egg. ($9.75) The tender shrimps were bathed in the savory sauce waiting to be blended into the rice. Lunch entrees are served in an oversized shallow soup bowl with your main choice on one side and steamed

Shrimp in lobster sauce with white rice.

white rice on the other, an arrangement that makes it appear it is a larger serving that it really is. Service was good and our waiter was very attentive. We arrived at 1 p.m. to a fully filled restaurant and by 1:20 p.m. it was almost empty so go after the lunch rush hour. Note that they have a gluten free menu, also a Happy Hour menu only available from 3 to 6 p.m. Monday-Friday, a kid’s menu, and all dishes are noted spicy or vegetarian. Beverages available include wine, specialty cocktail drinks, beer, sake, soft drinks plus coffee and teas. To end your meal there are 12 signature desserts, highlighted are: banana spring rolls, the great wall of chocolate, flourless chocolate dome and New York style cheesecake. ($6-$8) This restaurant is part of a chain of 400 under the P.F. Chang’s China Bistro and Pei Wei brands. The Carlsbad location, adjacent to the Outlet Mall, Car Country, the Flower Fields and Legoland, draws many customers from tourists and nearby businesses. We were impressed by its dark ambience; however, our meals were unremarkable and a bit pricey for lunch ($12 without tip). There are many north county Chinese restaurants offering more sides and larger portions on their lunch specials at a lower cost. ********

The Passing Day

By Joseph S. Harris Sweating riders on charging mounts Kicking clouds of mud on high Breathing, foaming, grasping breath Striking, fleeing, biting mounts Racing, calling, riding on Across the fields of rolling hills. Stately trees bare to the wind. Point the way to the passing day. ********

The Financial Page By Bob Barnes

Finding Safety in Risky Financial Markets

Last month we suggested an investment edge could be achieved by periodically rotating capital into those market sectors with the strongest “relative strength.” We also noted that this strategy may have had some hidden flaws and this month we review two of those flaws and outline a remedy the average investor can engage to control risk exposure and avoid loss of capital.


The Village Voice — June 2012

Flaw #1: Extreme care must be taken when building a relative strength portfolio to assure that the assets are not highly correlated. Recent market behavior has dramatically demonstrated this point as virtually all market sectors have declined except bonds. It does no good to have a rotation model of assets if we can only rotate from poorly performing assets into less poorly performing assets. Flaw #2: Different asset classes have wildly different risk characteristics which are commonly referred to as “beta” in market speak. The higher the beta the higher the volatility and hence, the higher the risk. When the market moves, higher beta assets will rise or drop disproportionately. This is a good thing if you happen to be on the right side of the market but can be frightening if the market moves against your position. A simple yet effective remedy to these otherwise unpredictable market risks is often referred to as Tactical Asset Management (TAM), a financial engineering process that puts a new twist on classic risk management. Most investors have been told that diversification is the best way of spreading out your bets in the market so that chances of all of them being wrong at once is low. Unfortunately, this theory occasional falls apart, as it did in late 2008 when the market plunged 50%. Losing 50% in the market in 2008 means that you need to make 100% just to recover your capital. However, if you can create a strategy that captures most of the gains of stocks in bull markets but avoids most of the losses in bear markets


The Village Voice — June 2012

then you can save years of having to recover your capital. This is the goal of tactical asset management. TAM accomplishes its goal by allocating assets to a portfolio that do not have a strong correlation—that is, they do not go up and down together—this is the new approach to diversification. In general, the lower the correlation, the better the diversification benefit. Thus, it’s important to include as many assets that have a low correlation as possible in your portfolio and in this way minimize the chance of being wrong on all of them at once. Recent market studies have shown that proper allocation decisions in portfolios account for nearly 95% of the range of investor performance. In contrast, finding the best stocks is only 5% of the game. Getting the asset allocation decision right is the only way to consistently do well in both bull and bear markets. In today’s environment, the correlation between stocks is so high that when the market falls substantially the chances are virtually certain that even the best stocks will follow suit. However, the best asset classes—whether stocks, real estate, bonds, gold or even cash—will almost certainly outperform the market by a substantial margin. TAM strategies are widely used by hedge funds and mutual funds to add value to their portfolios – and you can too. If we merge our relative strength tactic with a TAM non-correlated portfolio we now have a guide to construct a portfolio that delivers the best of both worlds, maximum risk control and sensitivity to market trends.

By Tom Lynch

The Penguin and the Leviathan: How Cooperation Triumphs Over Self-Interest, 2011, by Youchi Benkler, Berkman Professor of Entrepreneurial Legal Studies at Harvard University. Prof. Benkler is out to overturn what he sees is a fallacy, that is, we are driven by self-interest so we respond only to Adam Smith’s invisible hand of free markets or the iron fist of a controlling government, the Leviathan. The basic question, Benkler writes, is “how can we build cooperative systems that protect us against our worst selves, without relying on either the fear of punishment, or the strategy of Leviathan, or purely on incentives and carrots or money – the invisible hand?” (p.80). His argument introduces the latest concepts of nature versus culture, and a close look at examples of actual cooperation and its evolution. He next focuses on group identities when humans do cooperate. He cites research that indicates where communication was facilitated amongst strangers, they make compromises and commitments they actually kept, rather than having to be unduly compensated (self-interest), or threatened (controlling government). What Benkler found was that for


The Village Voice — June 2012

cooperation to flourish, fairness was extremely important. If negotiations and communication can produce a way forward most feel is fair, then cooperation prospers. If this aspect is not communicated about, the prospect is much less. Benkler trots out a host of research and anecdotes to illustrate his points. The morals and norms in cooperation have a separate chapter. What groups will accept as fair has to be discovered rather than assumed, and if you guess wrong, cooperation will not prosper. Benkler presents anecdotes and evidence showing that when business managers communicate and negotiate a fair system with their workers, the workers, in turn, give their commitment to such a company. When managers assume they know what employees want and value – say through various incentives the manager deems appropriate, which most likely fit the managers needs more than the employees, cooperation does not flourish. Benkler’s last chapter is entitled “How to Raise a Penguin,” his icon of a group where cooperation thrives. Benkler knows we are not angels, but feels his evidence in observing and researching human groups reveals that, overall, we are fair-minded, sociable and humane.” (p.249). At least most of us are and a system to enhance cooperation can be designed so cooperation will flourish. The key concepts are communication, framing, fit, and authenticity. If your design is to hide exploitation behind a facade that shouts “this is a fair deal for all,” it won’t last long. Rewards and punishment can be a part of the design, but only if the group really sees them as fair rather than manipulation by management. Otherwise the management will get resentment or even retribution, such as petty theft or even outright sabotage. Benkler’s illustrations, through studies and anecdotes, significantly add to his conceptual presentation. They make his book a very worthwhile read. ********

I Love A Mystery

By Ira M. Landis David Baldacci has written 23 mystery novels. His plots are often twisted and usually have surprise endings. His stories grab you from the first page and are hard to put down. His

latest is no exception. In “The Innocent,” Will Robie is a hit man, a covert sanctioned assassin for a top secret obscure U.S. government agency. He never questions his orders and always succeeds. He always works alone and is responsible only for himself. When he turns 40 he starts to question whether he has missed out on a lot life has to offer. He is hopeful that he will have time to find out. However, he has made a major mistake. Robie knows he is the best in the business, but is keenly aware that he can afford only one mistake. In the course of his long career, he has carried out his assignments without questioning why his targets have been selected. His latest order, however, truly bothers him. It begins when he is sent to kill a target close to home in Washington, D.C. Something doesn’t feel right about the whole deal, and he refuses to complete the kill. He ultimately follows his instincts and backs away. His handler, however, shoots through the window and kills the target and one of her children. Robie flees the scene, but now his own people appear to have turned against him. In his attempt to get out of town, he encounters someone else who is trying to escape an unseen danger, equally desperate and only 14 years old. Julie doesn’t trust him or anyone else. Julie Getty has been in and out of foster homes for years. Her parents love her but can’t stay clean and sober. They send her a note at her latest foster home to come join them later that evening. She makes her escape but


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the happy reunion she envisioned turns out to be the last time she will see them alive; instead she sees them being murdered. The more Robie learns about Julie and the tangled plot that put them together, he becomes convinced that someone has orchestrated the whole thing for his benefit. He tries to determine who while trying to prevent terrorists from striking in high places. I hope Baldacci will bring these characters back as he has done with his “Camel Club” series. He has left me wanting more — “wanting” is not strong enough. ********

New Hip Replacement Procedure

Dartmouth Medical School in New Hampshire has pioneered a new hip surgery procedure that eliminates the need to cut or repair any muscle. Therefore, there is no need for blood transfusion, no pain or blood thinner medications, and requires only a one day stay (overnight) at the hospital. Typically, patients will be walking the day following surgery.

“Traditionally, orthopedic surgeons perform hip replacement from the back (posterior) or from the side (lateral),” explains Dr. Stephen Kantor, a member of the DartmouthHitchcock Medical Center’s joint replacement team. While both procedures have proven to be effective and safe, “with the posterior approach, the surgeons detach or cut through (and then repair) a smaller amount of muscle than in the lateral procedure so the recovery tends to be faster. However, this posterior approach is associated with higher dislocation rates in some patients,” says Dr. Kantor. Recently, with more advanced instrumentation and operating room facilities, a third surgical route known as the anterior (from the front) has been gaining favor with surgeons and patients. “With the anterior approach we are getting the best of both worlds,” says Dr. Kantor. The Dartmouth team has been offering the anterior approach for the past three years. “It allows us to get into the hip joint without having to cut or repair any muscle,” says Dr. Tomek of the Dartmouth team. Dr. Kantor compared the results of the old and new procedures. One of Dr. Kantor’s patients had the posterior operation in 2008. She stated, “I had pain medications after surgery. I had limitation with the hip for the first six weeks, and I was also on coumadin” to prevent blood clots. That same patient underwent a total hip replacement on the other side using the anterior approach in 2010. She stated, “The difference was like night and day. I had absolutely no pain after surgery, so I did not require any pain medication. I didn’t need a nurse to come to the house every two days to check my coumadin levels. And I didn’t have any restrictions, which made the physical therapy and moving around in general much easier and more comfortable.” According to Dr. Kantor, “The anterior procedure is suitable for most patients with some exceptions such as the morbidly obese or those who have hip abnormalities caused by trauma or congenital defects.” Dr. Kantor and his colleagues at Dartmouth-Hitchcock have consistently received positive comments from patients and are able to state, “We have enough patients who we have done one hip the old way and the other hip the new way, and they all say unequivocally that the new way is much better.” Lee and I have friends in Columbia, Maryland whose daughter had a hip replacement with the anterior approach last November and is as happy as can be. Walking the day after surgery, her comments were, “Now life is good and is getting better everyday with a new hip.”



By Bill Walsh

Insiders’ Profit Purged

Manny and Moe owned a real estate construction company and visited with me from time to time regarding their real estate projects. Manny stopped by my office on a Wednesday. He informed me that on the previous Friday he and Moe had purchased about $250,000 worth of shares of Jack’s employer through a local stock broker. On Monday, Manny asked that


The Village Voice — June 2012

the shares be sold. The stock price had doubled over the weekend, a sweet quarter million dollar profit. The broker took the sale order, but told Manny he hoped they hadn’t traded on some “inside” information. Manny had worried over this and decided to come see me. “Bill, do you know anything about securities law?” “Why, what’s up? He told me of his purchase and sale and the broker’s comment.” I then learned of Jack’s involvement. It turned out that Jack had been privy to a high level discussion at the company on Thursday night. This discussion involved news that the company was about to make a large and profitable acquisition. Jack had relayed this data to Manny. Manny then called Moe and got permission to invest their partnership funds in the stock purchase. On further inquiry I learned that Jack had left the building right after his meeting with management, walked across the street and made the call to Manny from a pay phone. “I just wanted to ask a couple of questions about this.” “Manny, I don’t think you get it., You have just revealed to me that you, Moe, Jack and your parents have conspired to and in fact engaged in insider trading, a federal crime. This is a serious matter which will probably result in both fines and imprisonment.” “You’re kidding!” “I am not.” “Bill. This is a big company with millions of shares outstanding. How are they going to know of our purchase and sale?” “It is the Security and Exchange Commission that will learn of the matter. They have what is known as a “stock watch computer.” This spits out unusual and suspect transactions. The purchase and sale of these shares wrapped around the company’s announcement of its acquisition will certainly reach some investigator’s desk.” “Are you serious about our going to jail?” “Deadly serious!” “OK, Bill, what do we do?” “Well, Manny we try to undo what you’ve done. Have you received the money from the sale yet?” “No. The broker said it might take a week or so.” “Then I suggest you authorize me to call the Broker and instruct him to unwind the transaction. I’ll ask him to rescind the purchase and sale and give you back your purchase price less his charges.” “Will that end the matter?” “Hardly!! But it may eliminate the issue of criminal intent and push this matter into the civil arena where the consequences are only civil penalties with no jail time for anyone.” He left to meet with the other members of the family. About two hours later he called and gave me the authorization to proceed. I called the broker and told him what to do. There was some difficulty in unraveling the trades, but it happened. About 5 weeks later I received a call from an attorney with the Department of Justice asking me and my clients to appear in his office to take my clients statement under oath. I refused. The matter was ultimately resolved as I had predicted.

Manny and Moe received fines but no criminal charges were levied. Jack was terminated and barred from working for any publicly traded company for ten years. Security law is designed to assure that investors have available to them all data needed to make an informed decision on the purchase and sale of shares. Individuals who succumb to the temptations of greed and attempt to trade on insider information will feel the sting of the law. ********

potpourri Village Veterans Meeting Veterans Village of San Diego

On Thursday, June 29, 2012 the Village Veterans will meet in Abravanel Hall to hear a representative from the Veterans Village of San Diego speak about this organization. One day in 1981, a group of veterans sat around in a group counseling session talking about mounting a combat assault


The Village Voice — June 2012

classifieds COMPASSIONATE CARE GIVING Certified Nurse Assistant, Certified Home Health Aid, Personal Care, Light Housework, Driving, Pet Care & Healthy Cooking. Janet Cornell 760-845-5425 EXPERIENCED HOME CARE PROVIDER Includes personal care, driving, cooking, light houswork. Village refs. Flex. hours. Ann, 760-431-9338

DENNIS "THE COMPUTER DOCTOR" Computer Repair at your home. Servicing Ocean Hills for over 10 years. Hundreds of happy customers. 760-598-6222. A HANDY YOUNG SENIOR can do Painting & Repairs, Powerwash & Window Cleaning. 38 years experience. Call John at 760-809-0877



COMPUTER PROBLEMS? Need Help? Lessons? Audio/Video/TV/DVD. Call Tim O’Bryan: 760-305-8095 or my cell: 619-955-3646. Resident of OHCC.

Say you saw it in The Village Voice!


Our deepest condolences are extended to the families of the following: Robert Barker • Philip Klepesch Josette Allard • Louis Garfin Clay Marohnic • Montana Bryant

SOURCE: Ocean Hills Community Patrol (To acknowledge the passing of the deceased, a family member or close neighbor is requested to report the name of the deceased to the Community Patrol.)


The Village Voice — June 2012

on the VA. They wanted to shine a spotlight on the lack of medical and psychological care for Vietnam veterans when a Father William Mahedy suggested the group do something that will make a difference. Thus they formed the VVSD to help comrades who were sleeping on the streets, under bridges and in the parks. The VVSD has evolved over the past 30 years into a nationally recognized organization known for delivering innovative service to veterans. You will hear a first-hand account of his experiences from a former veteran who had resorted to sleeping on the streets. The meeting will commence at 3 p.m. Thursday, June 28, 2012. Refreshments will be served. ********

Poverty Knows No Vacation

By Jeanne Bartman This is gentile reminder to all that poverty does not take a vacation! I am hoping my reminder to you will result in more of your generous contributions of comfort items for those in need of your help. Remember, I’ll be happy to see your packages on my patio table at any time in small or large amounts; it all counts. We are always in need of small soaps, toothpaste, shampoos, combs, brushes and small comfort and hygiene items. Please don’t forget my table while you are out having fun. It is a good feeling to give and you have been very generous. The recipients thank you as does the staff at the North Coast Interfaith Center. Be happy and safe as you travel. I’ll be looking forward to your safe return. My address is in the phone book. ********

letters to the


Misconception of Hopi

To the Editor: The article in the ‘Village Voice’ entitled “Hopi Law Prefers Women” has at best many errors. I myself have spent many years living and working amongst the Hopi people, whom I have found to be the most honest and peaceful people imaginable. The Hopi Tribal Council is very touchy about being misrepresented by white people with little real knowledge. If this

information was gleaned from a true Hopi, then his comments may have been distorted. Example: a “Hogan” is a Navajo word for their traditional style of home. The Hopi and the Navajo have been enemies for several centuries, and I find it highly unlikely that a Hopi would ever use a Navajo word. The Hopi villages are known as “Pueblos,” a Spanish word meaning exactly that — villages. Example: The ancestors of the Hopi are NOT, as stated, the Aztecs. The Hopi can prove their ancestry going back at least a thousand years in the very same area in which they live today. These ancestral people are known today as the “Ancient Puebloans.” I know from my own experience that the Hopi are very private people and after many years of having their truths distorted by white people, they are generally not disposed to talking about their ways. Whilst it is true that the Hopi, as is the case with most indigenous people around the world, are a matrilineal (NOT matriarchal as stated) culture, the rest of this article, whilst essentially accurate, is written in a flippant manner that I find distasteful. — From Tim Smith ********


The Village Voice — June 2012

Village Voice, June 2012  

Newsletter by and for the residents of the Ocean Hills Country Club, Oceanside, CA

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