SBA LOANS FOR START-UP

GET A SBA LOAN FOR YOUR START-UP

SBA (small business administration) is a 7(a)loan program. Out of all the different financing options which are available, SBA loan program is amongst the absolute best.

SBA 7(a) loan program is focused on helping small business-owners with a bank loan when they need financial assistance. Getting your business started with a bank financing is an exceptionally good way to start out, if you can receive the assistance. It is recommended that you check out the 7(a)-loan program when searching for ways to fund your business. It is recommended for two reasons:

• Compared to most other options it is better • The bank will never tell you how to run your business as a requirement for the loan therefore it is less restrictions.

How the 7(a)-loan program works

1. First you need to apply for the loan with your local bank.

2. If your banker does not recommend it, you should ask for an SBA 7(a) loan.

3. Fill out the application and submit it with your business plan.

4. The bank will go over your application with the business plan to see if you meet lending guidelines.

5. Once approved your bank will receive a loan guarantee from the

SBA. The SBA giantess up to 85% of loans of $150,000 dollars or less.

6. To get the SBA loan approved the bank must accepted SBA guidelines. SBA loan terms are longer, and the interest rates are lower than any other bank loan options.

7. Both the bank and you will be happy because the SBA guarantees 85% and they are not losing the risk of lending your business the money.

THE BEAUTY OF YOUR NATURAL CROWN

THE DEFINING BEAUTY OF NATURAL HAIR !

Many African American women are embracing their natural hair with confidence but there are still many who are not willing to embrace their natural curly, kinky hair. Although it saddens me it is okay because after all people are entitled to the choices of their hair.

It is said that you can change a habit in 21 days. I believe accepting and having confidence in the beauty of one’s natural hair is also a personal journey. Self-care and loving yourself includes lovely accepting the beauty of their natural hair. Our natural hair comes in all different types of textures, and curl patterns which makes our natural crown so precious and gorgeous.

So many women have worn their hair in perms, relaxers, sew-ins, or wigs for so long the only time they see their natural kinky hair is when it is time to do these styles all over again. And no, I am not knocking these styles because I have worn all of them because transiting into being 100% natural. I love the natural hair journey which is now my lifestyle because I nurture my hair and take its health serious only using 90% organic natural hair products.

Just as any hairstyle natural hair is beautiful, easy to care for, and maintain. I believe many are overthinking the fact that natural hair takes too long and too hard to manage. But it is the same amount of time as going to a beauty shop the only difference is the individual women are not doing their own hair. Remember, the beauty of your natural crown is important, it is one of the latest hair trends. And most of all it is our roots.

What Makes you Different, Makes you Beautiful