LIVING PRIME TIME
Dec 2014 - Jan 2015
LOCALLY OWNED & OPERATED SINCE 2005
ROADMAP TO RETIREMENT:
Steps to Living a GREAT Life see page 17
AGING WITH CHOICES see page 11
Do I need one? see page 26
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*See branch or Web site for complete details. Silver Wings Checking is available to those age 55 and older. Federally insured by NCUA. For a list of CO-OP Network ATM locations, please visit www.co-opnetwork.org. Everyone who lives, works, worships or attends school in our 12-county area is eligible to join. Certain requirements may apply.
Design, Fund, Protect and Live…Your Ideal Life Retirement Planning • Investment Management • Life Insurance Tax Planning • College Funding • Money Coaching
Are you on track for a great (and sustainable) retirement? Take this 30-quiz to find out! Go to www.RetireHappyQuiz.com ANGIE M. GRAINGER, CPA/PFS, CFP®, Certified Money Coach President & CEO, Black Belt Financial & Insurance Services
p: (707) 528-4465 www.blackbeltfinancial.com
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Prime Time Living Magazine Tracee Stacy, Owner/Publisher
Locally Owned and Operated
Wendy VanHatten, Editor Cindy Lewis, Regional Sales Manager email@example.com Crystal Scott, Designer
Filling up fast!
Don't Miss Out!
Call for Move-In Specials.
A fresh perspective on homeâ€Ś Call today to schedule a tour
40 Orange Tree Circle, Vacaville Near the Nut Tree exit
707.999.5029 Email: info@MyCornerstoneLiving.com
Contributing Writers: Melanie Richardson Dr. Trevor Del Pape Kristen Einberger Sally Livingston, RD, MA Mary Ogbert Rochelle Sherlock, Coordinator, SCSC Wendy Jackson, RN Dr. Kathy Amacher, DO Stephanie Wolf Cynthia Taylor-Peffers, BC-HIS Bob Nations Sutter Health Professionals Frank Samson Carl D'Agostini, AAMS Kevin Quinn Prime Time Living Magazine is published bi-monthly. Manuscripts, photographs and any other submission are sent at owner's risk. Publisher reserves the right to accept or reject any editorial or advertising matter. Publisher reserves the right to condense or rewrite submitted copy, while maintaining the intended content of the article. We want to hear from you! If you have any comments or questions to any of the authors of the articles youĘźve read please send your letters to the editor to: Mailing Address: 209 Glen Eagle Way Vacaville, CA 95688 Phone: 707-449-1270 Fax: 707-471-4082 Cell: 707-628-9805 Email: firstname.lastname@example.org www.primetimeliving.org
Prime Time Living 2
Table of Contents POINTS OF INTEREST
Words from Wendy
18 Free Transit Training 24 Sudoku 27 Solano Mobility
Give Winter Garb A Second Chance
Suicide is Preventable
30 Book Review 32 Crossword 33 Know The Signs: 34
Senior Community Centers
34 35 37
As 2014 comes to a close, I reflect on many, exciting accomplishments…both here at Prime Time Living and personally. Did you know we now offer our magazine both online as well as a regular print magazine? Were you aware you can find us on Facebook and social media sites? I’d say those are exciting accomplishments. We’re also adding new regular columns as we keep pace with our readers. For those of you who love to travel, we’ve added a travel column. Tips, ideas, destination suggestions, and more will be featured every issue to keep you up to date on the latest rules, regulations, and fun ideas. Pack that suitcase and join us as we pick a new place. But, first check your passport. This month, I’ll explain some of the rules and regulations about passports.
What Bin? Puzzle Solutions Resource Guide & New Website
Like to read? We’re adding book reviews, featuring local authors to international authors. Want to stay fit? Check out our eating well section, read about the best wines for your health, enjoy our articles to keep your mind and body fit, and learn how to stay healthy as we all move forward. No sitting around doing nothing for us.
Aging With Choices
Falls Are Preventable
Roadmap to Retirement: 4 Steps to Living a Great Retirement
I Give This Column an Eighty-Five
Social Security Announces 1.7% Benefit Increase
Passports...Do I Need One?
Personally, I have some accomplishments I’m happy about as well. My latest suspense, mystery novel is getting great reviews. Check it out in our book review column. I love feedback. Let me know what you think. With December here and 2015 literally around the corner…there’s no time to sit still. We have places to go and things to do. Read about them all here. And, get ready to celebrate 2015. We’ll be right there with you.
Thanks for reading. Now, let’s keep growing, improving, and having fun…please join us.
Wendy VanHatten, Editor
Publisher’s Corner I love Albert Einstein’s quotes,
“I have no special talents, I am only passionately curious.” It’s mind blowing how quickly time has flown by. I published my first magazine nine years ago and it feels like yesterday. I am honored and humbled to have the opportunity to continue to bring local, meaningful information to our communities. I am infinitely thankful to all of the many contributors and readers over the years for helping to make Prime Time what it is today. Every two months new people join the Prime Time family and it’s so exciting! As we journey to our 10th Anniversary, we are committed to evolving with our readers’ needs. It’s a funny thing, aging. Consider this; we serve our children in three categories; 0-5, school age youth,
and transitional age youth. These categories take our children from birth into their 20s recognizing they all have different needs, wants and expectations for services, information, etc. While our aging adults are lumped together as ‘Seniors’ anywhere from age 50 (good old AARP) to 65 and up. We understand, that people in their 50s are experiencing life much differently than their elder cohorts in their 80s and 90s. But you already know that! J Our vision for Prime Time LIVING is to begin to build a bridge connecting all of the aspects of aging and inspiring Life and Living. You’ll see many changes coming in the next edition. From new standing columns about health, mind, body, and spirit to dating after divorce in your 60s. A friend of mine described my vision as, ‘sex, drugs and rock & roll meets retirement planning, funeral planning, and the reality of aging’. That about sums it up….. drugs meaning prescription drugs of course. I believe we are dynamic people and life is dynamic. We should talk about it and celebrate it! Wishing you and your family a very Merry & Blessed Christmas and may this New Year bring inspiration, good health, and happiness! THANK YOU!
Tracee Stacy, Publisher
Merry Christmas & Happy New Year! From Our Family to Yours
Prime Time Living 4
Transitions Can Be Very Difficult
A Place Where Life Is Lived Caring for an aging loved one can be difficult, especially if your loved one is showing the early signs of Alzheimer’s, dementia or memory loss. But there is an alternative.
• Retirement Living • Assisted Living • Licensed Care Homes • Alzheimer Care • Nursing & Rehabilitation • In-Home Care
At The Bridge at Courtside Cottages, we focus on the specialized needs of seniors who remain self-sufficient enough to live in an assisted-living environment while offering them additional encouragement, care and supervision. The Bridge cottage provides our fifteen residents with the comforts of home and the care they require. Here, your loved one chooses how to spend time. Activities are based around residents’ preferences and interests, and they have the opportunity dine out, shop and worship just as they would at home – because they are home.
A FREE , local referral service designed to assist families in navigating the senior care maze.
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Discover more about our unique community today. Call (707) 449-1350 or visit courtsidecottages.com.
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Joint Replacement By Dr. Brooks
ho says you’re supposed to slow down as you hit your silver years? Not Ennio DePianto. A life-long runner, the 75-year-old also loves to play golf, dance, travel and ski. He exercises regularly and keeps himself pretty busy maintaining the more than 700 olive trees on his 160-acres in rural Vacaville. But, about 10 years ago, Ennio found he couldn’t run on the street anymore because it made his right knee sore. So, he switched to a recumbent bicycle in his home gym. As the pain continued, he saw his doctor for treatment that included cortisone shots, but his knee just kept getting worse. An exam revealed what he suspected, there was no cartilage was left at all, and his knee was bone-on-bone. “My knee pain impaired everything and I wasn’t able to do what I wanted Prime Time Living
to do. I knew I would need to have it replaced, but I was apprehensive.” That is, until he ran into a friend who had knee surgery just the month before, through the Joint Replacement Program at NorthBay VacaValley Hospital. “She said, ‘Ennio, look! Can you believe I’m doing this?’ And then she just stuck her leg out there and danced around a bit,” he laughs. Her enthusiastic endorsement was enough to send Ennio to meet with his friend’s doctor, Andrew T. Brooks, M.D., an orthopedic surgeon for the NorthBay Joint Replacement Program. “He was very easy to talk with, and spent a lot of time explaining what I could expect.” He also spent some time before the surgery with the 6
staff at the Joint Replacement program, including Cynthia Giaquinto, orthopedic program manager. “They really prepare you beforehand,” he says, giving him hope that the surgery would allow him to continue doing all the activities he loved.
Getting Ready for Joint Replacement Surgery The better physical shape you are in before your surgery, the better your recovery will be, notes Cynthia Giaquinto, NorthBay Healthcare’s orthopedic program manager. But, for some people – particularly those with degenerative arthritis -- pain can make exercising difficult. That sets up a vicious cycle, she notes. “The irony is that the less you move around, the more you lose muscle tone and range of motion. The more you work your joints and keep them lubricated, the better it will be for you.” Cynthia offers other tips to help you prepare for joint replacement surgery:
The NorthBay Joint Replacement Program is designed to offer hip and knee replacement surgeries with a two- to three-day hospital stay. Every step in the program has been carefully planned to speed recovery and assure a successful outcome. Surgery takes place on the first day and the following days focus on getting the patient up right away and walking. A family member or friend steps up to serve as “coach” through the process, and all patients who had their surgery on the same day are there to urge each other on and celebrate their successes. After patients go home, a home health nurse helps with rehabilitation exercises until the patient is ready to attend outpatient rehabilitation. “Oh, they were right there the way they said they would be,” Ennio recalls, “getting you up and out of bed right away.”
■ Eat well. If you are overweight, your doctor may recommend a weight loss program. ■ Ask your doctor for pre-surgical exercises. If you are having hip or knee replacement surgery, doing exercises to strengthen your upper body will help you cope with crutches or a walker after surgery. Isometric exercises can help maintain the strength of your leg muscles. Also ask about the exercises that will be prescribed after surgery. If you familiarize yourself with these postoperative exercises and practice them now, they will be easier to perform after the surgery. ■ If you smoke, cut down or quit. Smoking changes blood flow patterns, delays healing and slows recovery. ■ Some people find that supplements, such as glucosamine and chondroitin, may help ease joint pain. But, if you don’t see drastic results after about six weeks, stop taking them, Cynthia says. ■ If surgery has been recommended, don’t put it off, as a delay can make your condition more debilitating. ■ If you aren’t able to have surgery, for whatever reason, work with your physician to create a plan to manage your joint pain.
Those first steps on his new knee were strange, he admits.
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“It felt different, but normal again. Cynthia assured me that this is the process. The staff was wonderful and did a great job. And when the rehab nurses came to my home, they were very helpful, and motivated me to measure how far I could bend my knee and increase my range of motion.”
Ennio also did his part to make sure the surgery was successful; by making sure he was in the best pre-surgical physical condition. He exercised his leg muscles, including his quadriceps, at his home gym.
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Now, 18 months later, Ennio is preparing to have his left knee replaced. “I have no hesitancy at all,” he says. “I just need to find the time when I can be less active for about two months. And for anyone else who is suffering with bad knees, I would say there is relief ahead. Just do it!”
Errands • Shopping Light Housekeeping Friendly Companionship Meal Preparation Flexible Hourly Care Respite Care for Families www.VisitingAngels.com/Vacaville
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585 Nut Tree Court Vacaville, CA 95687 707-449-8000
Each Visiting Angels agency is independently owned and operated.
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Adult Day Center NorthBay Adult Day Center is dedicated to meeting the needs of people with Alzheimer’s and/or dementia and their caregivers. Participants enjoy group activities in a safe and structured environment. Our goal is to help each participant maintain his or her highest degree of independence and wellbeing for as long as possible. • Arts & Crafts • Baking • Exercise
• Gardening • Music
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NorthBay Alzheimer’s Resource Center is provided to meet the needs of patients and caregivers within our community who face Alzheimer’s disease and related dementias. Staffed by specially trained NorthBay Guild volunteers, we offer information and resources, including referrals to community agencies and professional services. Monday - Friday • 10 am - 2 pm 1000 Nut Tree Road, Vacaville
$150 per day
(to relieve temporarily; to give an interval of relief from)
CHIROPRACTIC & ACUPUNCTURE
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Starting at $150/day, Paramount House Senior Living will provide a temporary retreat stay for seniors who need extra assistance after hospitalization. Respite Stays are also perfect when family members are away on vacation, business trips or require a brief time away from caring for the senior in your life.
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Includes consultation, examination, treatment and Xrays (if necessary). With this ad. No expiration. If you have worker’s comp, personal injury or group insurance, your insurance will be billed.
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Prime Time Living 10
Most insurances accepted • Special payment plans available
Choices with Melanie Richardson Senior Resource Specialist
My grandmother Georgia had a neighbor named Nadia who we rarely ever saw outside of her home, except when she would schlep out in her housecoat in the middle of the day to collect her mail. Grandma used to say that Nadia was going to die of loneliness. I never really understood what she meant by that until years later when I began my career in senior care.
behaviors of seniors suggests that their anxieties are related to future adverse health conditions and those anxieties can actually cause those conditions to arise. The retreating and isolation will begin to shrink the seniorsâ€™ world. There is a natural tendency to focus on the limitations of one's life and all of the obstacles that aging presents. When sadness turns to depression, they are headed for trouble.
It has become common for my colleagues and me to meet a new Nadia almost every week. The truth is that many of the seniors that we work with to move into retirement or assisted living communities often do so because of some sort of event that has occurred in their life. In most cases, the event is associated with some sort of loss. A loss of a spouse, their ability to drive, to take care of themselves independently or perhaps some other traumatic event. During times like these it is human nature to want to retreat and spend time reflecting on their own healthâ€Ś. and in many casesâ€Śthey worry about what will become of them. Research into the attitudes and
If your senior loved one spends an inordinate amount of time sleeping or sitting in front of a television, they could in fact be depressed. There has been ample research to demonstrate the mind's capacity to influence one's health - both positively and negatively. If left unchecked, depression and despair can inhibit recovery from illness, lead to hopelessness and even ultimately lead to premature death. Ken Wells in the Rand study at UCLA found that 50 percent of all depressed people are over the age of 65. He studied depressed vs. non-depressed seniors and found that depressed seniors use 4 times the amount of 11
health care dollars than non-depressed seniors. For example, depressed people tend to lie around all day and don’t get up. This inactivity makes them susceptible to dehydration, malnutrition, urinary tract infections and pneumonia, which if left untreated can lead to kidney failure and death. Living well in our later years is all about quality of life. People who are active and social (even minimally) generally avoid depression that can lead to health complications that can dramatically affect their quality of life. I always tell people that the brain is a muscle and if you don’t use that muscle every day, you will lose the ability to use it. People who spend their time isolated and alone often become depressed and they find that they are continually facing one health crisis after another. Seniors are often reluctant to move to a senior community because they feel that it is yet another reminder of their inability to live independently.
The facts though are that seniors who move to a setting where they can live independently but have some peripheral services (meals, housekeeping, laundry, transportation, access to 24 hour care staff) actually have fewer incidents of depression or health events that require emergency room visits or hospitalization. Seniors who move
Seniors who move to a setting where they can live independently but have some peripheral services (meals, housekeeping, laundry, transportation, access to 24 hour care staff) actually have fewer incidents of depression or health events that require emergency room visits or hospitalization. to a retirement or assisted living community often begin socializing by simply exchanging pleasantries with people in the hall or while in the dining room each day. Even this seemingly small gesture helps seniors to move that muscle between their ears! Humans are social creatures who crave companionship. Companionship keeps us more alert and fulfilled. We have seen that the people who are in daily contact with other people their own age and with similar lifestyle issues seem to gain strength from each other. They are more aware of their appearance, and hold onto their lifestyle skills longer. Those people who stay home too long because of promises their children were forced to make to keep them out of a “home” do not receive the social stimulation they absolutely require to remain healthy. Home is great while it effectively and safely serves a senior. But in many cases, home can become a place of landmines for a senior…with uneven surfaces, stairs, clutter, etc….not to mention the continued isolation and lack of stimulation.
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We encourage seniors and their families to research supportive environments BEFORE a major health challenge occurs. Without a doubt it is better for a senior to be proactive with their health care, not to mention the cost effectiveness, when they consider retirement or assisted living communities earlier rather than later. Waiting could mean having to choose a more expensive
and less independent setting like a nursing home. In this day and age, with all of the many lovely, affordable assisted options, no one should ever have to die of loneliness. As always, I would love to hear your feedback or would be happy to answer any questions related to senior care or senior resources that you might have. Feel free to submit any comments or questions to us by email at hhseniorresource@ aol.com or by regular mail to 313 Kendal Street, Suite A, Vacaville 95688, or by phone at (707) 451-8724. I’ll leave you with this…..Every day you should reach out and touch someone. People love the human touch: holding hands, a warm hug, or just a friendly pat on the back. Happy Holidays, Melanie
BECAUSE YOU WENT IN, WE’RE GOING IN. VETERANS, SPOUSES OF VETERANS, AND SURVIVING SPOUSES OF VETERANS:
For more information, please visit
www.seniorhelpers.com/solano-yolo or call (707) 251-1611. Senior Helpers of Solano & Yolo Counties. 1100 Trancas Street, Suite 214, Napa, CA 94558
You, a veteran, or spouse of a veteran that you know may be eligible for a special benefit from the V.A. that pays seniors for the in-home care they need. Whether you require the aid and attendance of another person at home or need Senior Helpers’ award-winning Alzheimer’s care, call today to see if you qualify and how you can apply. 9/19/14 2:38 PM
FALLS ARE PREVENTABLE W
ere you aware that 19,000 seniors will fall within the next 12 months without any form of intervention? Of those, 40% will be hospitalized and 50% will pass away from complications due to the fall, usually due to traumatic brain injury. It doesnâ€™t have to be that way. And, now Solano County has a FREE pilot program to offer seniors. We are working with Solano County, local hospitals, nurses, trauma injury prevention educators, pharmacists, and physical therapists to identify and provide services to seniors that meet the program criteria. You must be 65 or older, had a prior fall leading to a visit to the Emergency Room and/or hospitalization, and currently take six or more medications. You must be willing to allow us to
Margarita Bautista, PA-C, and Angelyn Cardenas, FNP, will be working with Dr. Amacher in the Vacaville, Fairfield locations. Her office staff remains the same and is eager to serve.
Kathryn Amacher, DO
Outpatient Services 707-451-4111
Peaslee DuMont, MD
Integrative Family Practice 707-447-7751
Penelope McAlmond-Ross, PsyD Applied Psychology Systems 707-330-5535
Administrative Office 1-800-243-1349 313 Kendall St. Ste. B, Vacaville, 95688 Prime Time Living 14
19,000 seniors will fall within the next 12 months... Of those, 40% will be hospitalized and 50% will pass away from complications due to the fall, usually due to traumatic brain injury.
conduct a home assessment, a safety check, a review of your medications, let us conduct an exercise assessment, and follow our recommendation to work with our pharmacist and/or physical therapist. We would follow up in three months and again in six months to see if these interventions have reduced your risk for falls. Solano County Seniors, it is your time to have services that so many counties all over the United States already have federally funded. We need your help to prove this is a vital component to saving lives of our precious population. You have a chance to make a change! Volunteering will help bring these services to Solano County for your fellow seniors for years to come. If you qualify please contact Laura McLaren, Fall Prevention Coordinator for StopFalls Solano County at the Area Agency on Aging (707) 643-1797.
Closest to home.
Emeritus Senior Living There is no “right time” to seek another living environment. It is a decision usually based on the individual’s needs and available outside support. If you are observing an alarming decline in the safety, social, or emotional needs of your parent or loved one, it’s time to see how assisted living can help! Choosing assisted living at an Emeritus Senior Living community will actually give your loved one greater independence. You will gain peace of mind knowing that they are nearby in a safe and comfortable senior living community.
Our Family is Committed to Yours.
Call us today to schedule a private tour!
Emeritus at Vacaville 1111 Ulatis Drive Vacaville, CA 95687 Lic. #486803099
Emeritus at Rancho Solano 3350 Cherry Hills Court Fairfield, CA 94534 Lic. # 486801162
Prime Time Living
Roadmap to Retirement:
Steps to Living a GREAT Life By Angie M. Grainger, CPA/PFS, Certified Financial Planner®
I know it sounds like such an easy thing, retirement, but moving toward retirement means stepping into a new phase of life. And quite frankly, many don’t find it that easy. Finally, the chance to do all the things you ever wanted to do… travel, visit family, volunteer, remodel your home, move to the country, or write that book you’ve always dreamed of! But as retirement nears, there’s underlying doubt. Can I afford to do these things? Can I afford to retire? Will I run out of money? Will I physically be able to do this? One of the biggest concerns behind all retirement dreams is…”Am I brave enough?” To live an amazing life, it takes courage. When lying on your death bed, do you want to have the final regret that you weren’t brave enough? The other biggest concern is...”Do I have enough?” Before I share with you the 4 most
important steps you’ll ever hear about creating a great retirement, let me address this issue of “enough”. First of all, when approaching retirement, simultaneously you are facing two very new paradigms. One of having to shift your mindset from being an ‘earner’ to being a ‘spender’, and the other shift from having “no time”, to having complete freedom of your time. These two perspectives can be very jarring during the retirement transition. 17
Imagine what these new mindsets can do to your finances. You finally have the time to live your dreams, yet you know that every dollar you spend could have an impact on your future financial security. “Do I have enough?” That may be the wrong question. Two better questions to ask are, “What is the impact if I choose this now?” and “What am I willing to give up in order to have this now?” Napa/Solano Edition
All of these questions can be answered in the 4 Steps to a GREAT retirement.
Step One: Design It Less than 1% have a plan for living a life that brings true happiness, whether for retirement or not. If you don’t take the time to really understand what brings you the most joy, how will you really know if you lived life to its fullest? It’s up to YOU to determine what will create a life with no regrets. Sure it’s easy to say you want to travel, visit family, give back to the community, or write that book. But WHY? Why are these important to you? And by the way, as important to you as you
say they are, why aren’t you already living this way (and don’t say your job, because that is your choice too)? Answering this question will uncover the mindset that’s been holding you back. But now that you’re nearing retirement, you can see how precious each year is. Every year, every month, every day wizzes by, and if you’d don’t get the clarity (and courage) now to start living this way, another decade will pass by, just like the last decade did. So, take time now to DESIGN your retirement. Design the way you want your life to look. Think about where you want to live, who you want to be around, what activities you want to do,
what service you want to give, what health you want to have. You have many years ahead to design and live something amazing…if you know what that is. The other three steps are to Fund It, Protect It and Live it! These are critical steps in making it all happen. We will continue the article in the next issue, or to learn more contact Angie for a free consultation. To be continued... Angie Grainger is a CPA/PFS, CFP® and Certified Money Coach. She has over 20 years of experience helping families with their finances. Take Angie’s 60-Second Retire Happy Quiz and schedule a FREE retirement consultation today. www.RetireHappyQuiz.com (707) 528-4465
Learn how to use and enjoy transit in Solano County. Our Transit Training Program Will Teach You How To: • Read schedules • Plan a trip • Find your stop • Board and get oﬀ the bus
• Pay your fare • Use transfers • and more...
Do you use your public transportation system? If so, we need your expertise. • Help people become more independent using transit • Introduce new transit users to bus travel and public transportation
★ Volunteers receive a FREE monthly transit pass.★
Prime Time Living
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Dec 2014/Jan 2015
I Give this Column an
85 By Kevin Quinn
here is a plethora of wine rating entities—Wine Enthusiast, Wine Advocate, Wine and Spirits, and Wine Spectator are just a few of the many magazines that diligently test wines, rate those wines, and publish their results. Then there are the competitions—the San Francisco International Wine Competition, the Los Angeles International Wine Competition, the Indiana Wine Competition, and the California State Fair just to scratch the surface.
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So what does a wine’s rating mean? First off, to the winery, it means they think highly enough of their wine to submit it for consideration. It means they are ready to provide the samples to be judged, complete the applications, and provide the literature and information that are necessary. It means they have a large enough supply of the submitted wine to be able to take advantage of any increased demand caused by a high rating. A high rating by a prestigious magazine or wine competition can cause a surge in demand for that wine. You can practically watch the price of these wines rise as aficionados search around in pursuit of the top scorers. The effects of a high rating can last for years, becoming part of the wine’s reputation and the winery’s legacy. To the judges, wines with high ratings are free from defects of color, texture, smell, and taste. They are also varietally correct, meaning a Tempranillo looks, smells, and tastes like a Tempranillo is supposed to. Judges also look for structure and complexity, meaning there are layers of sensation that reveal themselves as the wine progresses through your senses. They seek
to identify characteristics in the wines and compare them to other non-wine things such as anise, cassis, and slate.
tasting. He said the two criteria for the wines were that they had to be Syrah and that they had to have a rating of 90 points or better. We looked through the store at the best Syrahs. However, many of my wines were from smaller producers that tend not to be rated by the big name raters. I also don’t seek out and post ratings as some other retailers do.
To the wine seller, a high rating is something they can show their customers as proof that the wine is good. A high rating carries an air of authority. To you the customer, a good wine rating can mean all that. You know this wine has been subjected to review by experts and has been deemed to be of good quality. Over a period of time you may begin to learn which rating entity seems to share your tastes and you can begin to trust that a good rating by them means it’s probably a good wine for you.
Over a period of time you may begin to learn which rating entity seems to share your tastes and you can begin to trust that a good rating by them means it’s probably a good wine for you.
But the one thing you can’t know by looking at the ratings is if you will like the wine. Or if you will love it. The only way to do that is to—you should be able to say this along with me by now—taste the wine yourself.
We took the best three candidates and then went out to the Internet to see if we could find a 90 point or better rating on one of them. All we found was one 88 awarded by an anonymous individual in a wine chat room. Finally, I grabbed my favorite of the three. “Here,” I said. “I give this a 91.”
A while back, a customer came into my wine store looking for a bottle of wine for a friend’s blind
Relax your body...Clear your mind... Lift your spirit...
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Social Security Announces
1.7 Percent Benefit Increase for 2015 M
onthly Social Security and Supplemental Security Income (SSI) benefits for nearly 64 million Americans will increase 1.7 percent in 2015, the Social Security Administration announced today. The 1.7 percent cost-of-living adjustment (COLA) will begin with benefits that more than 58 million Social Security beneficiaries receive in January 2015. Increased payments to more than 8 million SSI beneficiaries will begin on December 31, 2014. The Social Security Act ties the annual COLA to the increase in the Consumer Price Index as determined by the Department of Labor’s Bureau of Labor Statistics. Some other changes that take effect in January of each year are based on the increase in average wages. Based on that increase, the maximum amount of earnings subject to the
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Social Security tax (taxable maximum) will increase to $118,500 from $117,000. Of the estimated 168 million workers who will pay Social Security taxes in 2015, about 10 million will pay higher taxes because of the increase in the taxable maximum.
Information about Medicare changes for 2015 is available at www.Medicare.gov. The Social Security Act provides for how the COLA is calculated. To read more, please visit www.socialsecurity.gov/cola. LaVenia J LaVelle, Press Officer Press.email@example.com
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See page 35 for puzzle answers. Prime Time Living 24
Do I Need One? By Wendy VanHatten of Travels and Escapes
Let’s talk about passports. While many have had one for years, others are just starting to travel outside their own country. Do you know where to start, what you need to do, and how to obtain a passport? Here are some questions, answers, and tips.
Prime Time Living
What is a passport? Basically, it’s a legal document issued by your home country telling other countries you are a citizen of that sovereign nation. Entering another country, it allows legal permission to stay in that country for a certain amount of time.
Depending on a foreign government’s relationship with the United States, an American passport holder may be denied entry by the other nation as a matter of political prejudice. This is the case in North Korea, where a U.S. citizen will be denied entry. Or, when American border officials deny
a Cuban national’s entry into the mainland U.S.
When should you get a passport? “If you are traveling internationally in less than two weeks, or need to obtain a foreign visa within four weeks, we recommend scheduling an appointment at a passport agency near you,” the U.S. Department of State says. “If you have more time, we recommend submitting your application at an authorized passport acceptance facility.”
Where can you get one? If you need to travel soon, you can obtain a passport by making an appointment at your local State Department agency. If you are
planning well ahead of time, more than six months before your trip, you can begin the process at home by going to the State Department website . Fill out the form, print it out and bring it to the Passport Acceptance Office. Check with your closest U.S. Post Office as many have passport offices. They may require an appointment, so be sure to check before you go.
But don’t sign it yet! “Passport applications must be signed in person in the presence of an approved agent at the Passport Acceptance Office,” the City Clerk of Chicago says. “Signing a passport application outside of the presence of such agent will invalidate the entire application, requiring the
applicant to complete the entire application again from scratch.”
Do I need a photo for my passport? Yes. You’re going to need to submit, with your application, official passport photos. The important word here is official.
Where do I get an official photo taken? Go to your U.S. Post Office, drugstore like CVS and Walgreens, or Costco. They take hundreds of official photos for passports. Their photos will meet the following criteria: that the photo is in color, 2" x 2" in size, the applicant is facing forward with eyes open, and the applicant is in front of a white or off-white
Introducing Solano County’s Mobility Call Center Personalized Assistance including: • • • • •
Travel Training Navigating Transit Systems Commute Information Regional Transportation Public non-proﬁt and private transportation service information Let us help you maximize your local transportation options. Live customer support weekdays 8am - 5pm.
What else do I need to bring to the Passport Acceptance Office? You will need proof of identity and citizenship. An applicant must present an original copy of his or her birth certificate, or certificate of naturalization, or an expired passport that isn’t older than
15 years. You also need a valid photo identification card such as a driver’s license or ID card from any state.
How much will a passport cost? This will cost some money and you can actually receive one of two formats depending on how and where you want to travel; a book and a card. If you’re going to fly into another country, you need a book. A passport card, invented for the Canadian, Mexican and Caribbean land border crossings and seaports, is actually unnecessary if you have the book already. So don’t waste your money.
A brand new passport book, for someone that has never had one before, will cost $135; $110 application fee plus $25 execution fee. If you are renewing an expired passport, it will cost $110.
How long does it take to receive my passport? Your passport will be sent to you via U.S. Mail. You can track the progress of your passport issuance by going to the State Department website’s application status page. More travel tips and advice may be found from Wendy at www. travelsandescapes.blogspot. com. Email her with questions or suggestions.
Living alone in Texas wasn’t a good situation. I’d just lost my wife, and I was far away from my family. That’s why the kids and I decided to visit Paradise Valley Estates, together. It ﬁt me perfectly. My home is top-notch, the people are great, and ﬁtness and golf are back in my regular routine. This situation? Nothing short of rewarding.
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Prime Time Living
RCFE #486800368 LIC #1338 COA #179
9/12/14 3:14 PM
Book Review Local author Wendy VanHatten’s second mystery, Vineyard Secrets, takes the reader on a journey of intrigue and confusion. Using her experience as an international travel writer, VanHatten’s characters work their way through actual neighborhoods and streets of San Francisco, Venice, and the Italian countryside.
Check out this excerpt from Vineyard Secrets: Hesitating, I can tell he has more to tell me. “There was another murder and robbery. For some reason, these music boxes are surfacing now and creating quite a stir. And, it’s not good.” Asking him, “Was it here in San Francisco? Was it anybody I knew?”
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He tells me, “No. This time it was a man in San Diego. His daughter
went to check on him because he missed their regular Friday night dinner and she found him dead. His throat was slit. As far as she can tell, the only thing missing is a small music box she used to listen to as a little girl. The house wasn’t even tossed…” Getting the feeling he isn’t telling me the whole story, I ask, “What? What aren’t you telling me?” “Marta, this music box was given to him by his grandfather.” “Okay. So…?” “His grandfather came from northern Italy, and supposedly worked for some well connected people. Some could have been royalty, according to his stories. The daughter wasn’t exactly sure.”
Find out more about Wendy and her books at www. wendyvanhatten.com or about her travels at www. travelsandescapes.blogspot.com. Her books are also available on Amazon.
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Prime Time Living 30
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31 Edition Connecting ME to ourNapa/Solano Community!
CLUES ACROSS 1. Part of a deck 5. Georges, French philosopher 1847-1922 10. Winglike structures 14. Swift Malay boat (var. sp.) 15. White poplar 16. Ripped 17. Dog: ____ best friend 18. Grimes 19. Goods carried by a vehicle 20. Freestanding cooking counter 23. Apiary residents 24. Mains 25. Paved outdoor space 28. Colonic irrigations 32. __ Ladd, actor 33. Point that is one point E of SE 34. Fixed boring routine 35. Relative biological effectiveness (abbr.)
36. Burrowing marine mollusk 38. Walk heavily 39. Capital of Zimbabwe 42. Levity 44. Hoover and Aswan 46. Administrative division of a county 47. Klum reality show 52. Doyen 53. One who converts skins into white leather 54. Iridescent silica gem 56. Longest river in Albania 57. Homerâ€™s epic poem 58. White, brown or wild 59. Booby bird genus 60. Pennies 61. Create
Prime Time Living 32
CLUES DOWN 1. Cycles per minute 2. Traditional Iraq liquor 3. Wife of a rajah 4. Holds rubbish 5. Ribbon belts 6. Double-reed instruments 7. Strap used to control a horse 8. Schenectady, NY, hospital 9. Leaseholder 10. Books of maps 11. Bird with a laughlike cry 12. Little Vienna on the Mures 13. The termination of a story 21. Executive responsible for operations 22. Local area network 25. Make thirsty 26. Spurious wing 27. Invader of 13th-C Russia 29. Country legend Haggard 30. Superior of an abbey of monks 31. Worn and shabby 37. Louise Ciccone 38. AKA threadworm 40. British rule over India 41. Induces vomiting 42. Hard rind vine fruits 43. Grass bristle 45. Instrument for weighing 46. Source of a special delight 47. South American country 48. Track for rolling vehicles 49. One of two born at the same time 50. Samoan capital 51. Noisy talk 52. Tooth caregiver 55. Side sheltered from the wind See page 35 for puzzle answers.
Solano County Mental Health
Suicide Prevention Hotline:
24/7 Crisis: 707-428-1131
Senior Centers American Canyon Senior Center 2185 Elliott Drive American Canyon 707-647-4369
Napa Senior Activity Center 1500 Jefferson Street Napa 707-255-1800 Florence Douglas 333 Amador St. Vallejo 707-643-1044
Please contact your local Senior Center for Schedule & Event Information
Fairfield 1200 Civic Center Drive 707-428-7421 McBride 91 Town Square Vacaville 707-469-6660 Rio Vista Senior Center 25 Main Street, Rio Vista 707-374-3349
Prime Time Living 34
Dixon 201 South 5th St. 707-678-7022 Suisun City 318 Merganser Dr. 707-421-7203 Benicia Senior Center 187 L Street 707-745-1202 Senior Center Without Walls seniorcenterwithoutwalls.org 877-797-7299
Providing 50+ seniors a resource for social interaction while providing support and information through social services, nutrition, recreation and travel opportunities.
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genntact herNO MEMBERSHIP FEE REDUCED-FARE TAXI CARDS AVAILABLE MOST EVENTS ARE AT NO OR LOW COST
318 Merganser Drive • 707-421-7203
Hours: 8 a.m. to 4 p.m.• Monday through Friday
Gift Certificates Available
Full Service Salon
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Sudoku from page 24 Crossword from page 32
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Hassle Free Printing We Take Printing Seriously…Not Ourselves.
5,000 postcards $149 • 10,000 flyers $349 • 1,000 magazines $995 (16 pages, 60# paper)
Call 210-804-0390 for Special Online Pricing!
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CONTACT US TO SCHEDULE YOUR PLANT TOUR 210-804-0390 • Email samplEs@shwEiki for a frEE quotE or call 512-480-0860
Prime Time Living
Resource Guide - Important Local Phone Numbers SOLANO COUNTY
AREA AGENCY ON AGING
AREA AGENCY ON AGING: 800-510-2020
The toll free number will automatically route the caller to the city of residence.
NAPA OMBUDSMAN: 707-258-9348
Administrative Offices: F a i r f i el d: V a ca v i l l e: V a l l ej o:
644-6612 4 2 9 -6 2 3 5 4 6 9 -6 6 7 9 6 4 3 -1 7 9 7
ADULT PROTECTIVE SERVICES: 707-253-4625 MEALS ON WHEELS: 7077-253-6111 NAPA VALLEY HOSPICE & ADULT DAY:
NORTHBAY ALZHEIMER'S RESOURCE CENTER 707-624-7971
NORTHBAY ALZHEIMER'S DAY CARE CENTER 707-624-7970 Fax: 707-624-7969
FAIRFIELD SENIOR DAY PROGRAM 707-428-7742
REDWOOD CAREGIVER RESOURCE CENTER 800-834-1636
FAITH IN ACTION: Interfaith Volunteer Caregivers of Solano County,
Caregiver Respite Program, Ride with Pride & Cancer Patient Navigator Program
South Solano County: North Solano County:
IN-HOME SUPPORTIVE SERVICES: 707-253-3818
Find the glasses and you could WIN!
Find these reading glasses in our magazine and be registered to win a $50 Olive Garden gift card! Simply e-mail the PAGE NUMBER and your NAME and ADDRESS or enter by mail by 1/15/2015. firstname.lastname@example.org or Prime Time Seniors 209 Glen Eagle Way Vacaville, CA 95688
IN-HOME SUPPORTIVE SERVICES (I.H.S.S.)
Public Authority: I n t a k e L i n e:
707-784-8259 7 0 7 -7 8 4 -8 2 5 9
MEALS ON WHEELS of Solano County Home Delivered Meals: 707-425-0638 Dixon, Fairfield, Rio Vista, Suisun & Vacaville Home Delivered Meals: 707-644-7444 Benicia & Vallejo Congregate Dining: 707-426-3079 Senior centers in Solano County
HEALTH INSURANCE COUNSELING & ADVOCACY PROGRAM (HICAP) 800-434-0222
24-Hour Hotline: 800-231-4024
ADULT PROTECTIVE SERVICES 707-784-8259 24-Hour Hotline: 800-850-0012
Visit our website at
primetimeliving.org for digital editions, online puzzles, our blog, and so much more!
Emeritus Emeritus Senior Senior Living Living
Wherever you live, you want to feel like you belong. That’s the environment we create Wherever you live, you want to feel like you belong. That’s the environment we create every day in our communities. Whether you are looking for the perfect place to retire every day in our communities. Whether you are looking for the perfect place to retire or need a little assistance to live the life you want, we focus on building a place you’ll be or need a little assistance to live the life you want, we focus on building a place you’ll be proud to call home. proud to call home. Let us take care of housekeeping, laundry, maintenance and three meals a day. We’ll even Let us take care of housekeeping, laundry, maintenance and three meals a day. We’ll even allow your small pets. All you have to do is go out and enjoy life. Best of all, you’ll be allow your small pets. All you have to do is go out and enjoy life. Best of all, you’ll be surrounded by others who share your passion for living well. surrounded by others who share your passion for living well.
(707) (707) 447-7496 447-7496
Emeritus at Leisure Town Emeritus at Leisure Town 799 Yellowstone Drive 799 Yellowstone Drive Vacaville, CA 95687 Vacaville, CA 95687 Lic. #486803278 Lic. #486803278
Our Family Family isis Committed Committed toto Yours. Yours. Our Call us us today today to to Call schedule aa private private tour! tour! schedule
(707) (707) 552-3336 552-3336
Emeritus at North Bay Emeritus at North Bay 2261 Tuolumne 2261 Tuolumne Vallejo, CA 94589 Vallejo, CA 94589 Lic. #Pending Lic. #Pending
(707) (707) 553-2698 553-2698
Emeritus at Vallejo Emeritus at Vallejo 350 Locust Drive 350 Locust Drive Vallejo, CA 94591 Vallejo, CA 94591 Lic. #Pending Lic. #Pending