APRIL 16, 2018 SPECIAL SUPPLEMENT TO
The Press Newspapers
home, garden & auto Inside: • Spring cleaning & alleviating seasonal allergies • Benefits of mulch • Weekend home improvement projects • What your car color says about you • Secrets to an organized family • Avoiding distractions behind the wheel • And more
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• Spring cleaning & alleviating seasonal allergies • Benefits of mulch • Weekend home improvement projects • What your car color says about you • Secrets to an organized family • Avoiding distractions behind the wheel • And more
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The Press Newspapers
APRIL 16, 2018 SPECIAL SUPPLEMENT TO
Home Equity Line of Credit Your home, your nest. Use your home’s equity to get a line of credit for home improvements, college tuition, a new vehicle, or to pay off high-interest debts. Call us to discover how your home’s nest egg can work for you.
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This product is for new lines of credit of $20,000 or more, or an increase of $20,000 or more on an existing line of credit. The APR is based on the current Prime Rate as published in the Wall Street Journal for loans with a maximum loan to value of 80% and First Federal Bank holds the first mortgage. The APR is based on the current Prime Rate as published in the Wall Street Journal, plus a margin of 1.00% for loans where First Federal Bank does not have the first mortgage and the maximum loan to value is 80%. The rate is variable and may increase after loan closing. The floor rate is 0% and the ceiling rate is 15%. The customer must meet credit, income and equity guidelines to qualify. There is a 5-year draw period where monthly payments of interest only are due. The minimum monthly interest payment is $100.00. The 5-year draw period is followed by a 10-year payback period where principal and interest is billed monthly. During the draw period, you can access your funds by writing checks. There is no annual fee or non-usage fee. There is an early termination fee if a customer decides to close their line (not just pay it to zero) within the first 24 months. The fee is 2% of the balance at closing, with a maximum of $300. All fees to set-up the account are waived. Property insurance is required. Flood insurance may be required. This offer expires on June 30, 2018. Offer of credit subject to credit approval.
APRIL 16, 2018
Spring Home & Auto
The best ways to prevent car theft The National Highway Traffic Safety Administration says that a vehicle is stolen every 44 seconds in the United States. And it’s not just the expensive models that are targets of thieves. Drivers may not realize they are making obvious mistakes that can make their vehicles targets for potential thieves. Guarding against car theft comes down to avoiding common pitfalls, using common sense and making vehicles less attractive to thieves. • Lock doors. This may seem like a no-brainer, but giving thieves easy access to vehicles increases the risk of theft. Always lock the vehicle, even if you’re only running into the house or a store for a few minutes. • Keep valuables hidden. Don’t leave purchases, cell phones, money (even loose change), expensive sunglasses, or electronics within sight in the vehicle. • Exercise caution with spare keys. Do not hide a spare key under the vehicle or in an obvious spot. Car thieves are wise to these tactics. Also, if you’ve lent a spare key to someone, ask for it back promptly. • Invest in a car alarm. Car alarms can deter thieves because they draw attention to the vehicle. Car alarms that also prevent the vehicle from being started or driven away (kill switch) can be helpful. • Use various locks. Manufacturers make steering wheel locks and brake locks that render cars undrivable unless they are removed. • Be visible when parking. Choose highly visible parking spots when out and about. These include spaces that are close to building entrances, near security cameras and in well-lit areas. Cars that are more visible are less likely to be targeted by thieves. • Don’t leave it running. According to the safety resource Safewise, nearly half of all auto thefts occur as a result of not performing reasonable precautions Ñ such as failure to turn off the vehicle after exiting. More than one-third of all thefts occur near the car owner’s residence. Resist the urge to “warm up” the vehicle by leaving it running with the keys in the ignition. • Get VIN etching. Etching the VIN on windows makes it more expensive for car thieves to resell a vehicle or its parts without having to make replacements. • Buy a tracking system. In the event a car is stolen, GPS tracking devices can help cops recover the vehicle more rapidly. Car theft can be a serious concern, but exercising caution can prevent vehicles from being targeted.
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Four ways to extend the life of your vehicle Automobiles are significant investments. According to Kelley Blue Book, the average transaction price for light vehicles was $34,968 in January 2017, marking a 3 percent increase from just a year earlier. The decision to spend tens of thousands of dollars on a new vehicle is not one consumers should take lightly. Once drivers purchase their new vehicles, they can protect their investments and get greater returns on those investments by prioritizing maintenance and taking simple yet effective steps to extend the lives of their cars and trucks. 1. Drive defensively. Aggressive driving is dangerous and can have adverse effects on a vehicle. When driving, always obey posted speed limits and avoid accelerating and decelerating quickly. Such a style of driving can strain vehicle engines and drive trains while negatively affecting fuel efficiency and wearing down brakes, states the National Institute of Automotive Service Excellence. 2. Maintain a clean vehicle. Car washes do more than just clean a vehicle. Routine washing and waxing can remove dirt that, if left on a vehicle, can gradually scratch paint and contribute to chips and rust. Over time, rust can affect vehicle performance and may even compromise the safety of drivers and their passengers if bad enough frame rust affects structural integrity. Routine washing also can remove road salt from vehicles. Salt can build up during winter when roads are routinely treated during and after snowstorms. Road salt can be extremely corrosive and, if left unremoved from a vehicle, can contribute to rust that ultimately can cause extensive damage to a vehicle. 3. Routinely check tire pressure. Many of today’s new vehicles alert drivers when tire pressure is low. Drivers should not ignore such warnings, as low tire pressure can affect engine performance by forcing it to work harder than should be necessary. Engines that are forced to work
Once drivers purchase their new vehicles, they can protect their investments by prioritizing maintenance and taking simple yet effective steps to extend the lives of their cars and trucks. harder than they need to likely won’t last as long as those that run efficiently. Low tire pressure also negatively affects fuel efficiency, potentially costing drivers substantial amounts of money over time. Drivers of older vehicles without tire pressure alerts should routinely check tire pressure and keep tires adequately inflated. Vehicles that are slow to accelerate from resting positions may not have enough air in their tires. 4. Adhere to maintenance guidelines. Drivers may have heard that today’s vehicles were built to go longer periods of time between oil changes and tuneups than the
vehicles of yesteryear. But drivers should still adhere to manufacturer-recommended maintenance guidelines. Upon buying new vehicles, drivers should read their owners’ manuals to determine recommended maintenance intervals, and stick to those intervals for as long as they have their vehicles. Cognizant of the sizable investments they’re making when buying new vehicles, many drivers want to get as many miles out of their vehicles as possible. Simple maintenance and safe driving habits can go a long way toward keeping vehicles on the road for years to come.
How to become more attractive to auto lenders It is common for consumers to spend months researching and saving for new vehicles. But many auto buyers do not put the same amount of effort into finding auto loans. That’s unfortunate, as Consumer Reports notes that those who do not have financing arranged before visiting a dealership may not get the best loan terms. Prior to buying a vehicle, drivers should give consideration to how they appear in the eyes of creditors. Few if any people pay for cars or trucks in full at the time of purchase. As a result, it’s key for buyers to make themselves as attractive as possible in lenders’ eyes. Improving credit score – Lenders use consumers’ credit scores to determine how likely they will be to honor the terms of a potential loan. Consumers’ FICO¨ scores are the type of credit score most often used to make lending decisions. FICO scores range between 300 and 850. The higher the score, the lower the risk to lenders. However, lenders do not necessarily use the same formula to assess risk. The first step potential borrowers should take is figuring out what their credit score is, and what information is on their credit report. For those who haven’t done so already, they can request a free copy of their credit reports from the three major credit monitoring bureaus. Once credit reports are obtained, consumers can work to correct any mistakes
Consumers should consider the length of the loan and how much they can afford before signing any paperwork
or inconsistencies. Some of these may be simple fixes, while others may take some effort. A 2012 study from the Federal Trade Commission found that one in five consumers had an error on at least one of their credit reports. Consumers also can improve their credit scores by doing the following: • Make payments on time, as payment history can have the greatest effect on a bad credit score, according to Credit.com. • Reduce debt by paying off balances
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on credit cards or other loans. • Obtain a mix of different credit sources, such as those in the form of credit cards, furniture financing, home ownership, and auto loans. This, too, can raise credit scores and make borrowers appear less risky. • Keep old credit accounts open, as they establish a strong credit history. Try not to open too many new accounts in a short period of time. Shopping loans – Those with strong credit have more wiggle room in terms of loan negotiation. A person with a high FICO score may be eligible for better terms, including a low interest rate. Consumers should consider the length of the loan and how much they can afford before signing any paperwork. Lengthy loans will cost buyers much more in the long run when factoring in interest payments. Still, Edmunds reports that, over the last 10 years, the length of the average car loan has risen above 68 months. Financial experts advise that buyers avoid relying on lengthier loans simply to buy more car than they can afford. Consider large lenders when shopping for auto loans. Such lenders may have better rates than going through dealerships directly. Other lenders include credit unions, local banks and finance companies. Borrowers with strong credit will be attractive to lenders and will have more loan options at their disposal.
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APRIL 16, 2018
Spring Home & Auto
Spring cleaning can alleviate seasonal allergies in your home
Knowing which common home improvement mistakes can aggravate allergies can help homeowners avoid them
Allergies affect people of all ages. The American Academy of Allergy, Asthma & Immunology reports that allergic rhinitis affects between 10 and 30 percent of the world’s population. In addition, the prevalence of allergic diseases has risen in industrialized nations for more than 50 years. Seasonal allergies tend to be the strongest in spring and autumn. Allergies can be exacerbated by many factors, including in homes where improvements are being made. Regular housecleaning can remove many common allergy triggers and help alleviate symptoms. Knowing which common home improvement mistakes can aggravate allergies can help homeowners avoid them. Suit up – Before any cleaning begins, allergy sufferers should don face masks and rubber gloves to prevent themselves from breathing in allergens or having them touch their hands, where they can be transferred to the face or elsewhere. Those cleaning should also wear clothes that can be easily removed and laundered after a day’s work. Clean windows singularly – Prolonged exposure to outdoor allergens, such as pollen, mold or ragweed, can aggravate allergies. Therefore, if windows are being cleaned, do one at a time and then promptly close the window. Having the air conditioning running can help filter the air as well. Use exhaust fans – The AAAAI recommends using an exhaust fan in the kitchen and bathrooms to reduce the levels of moisture in these rooms and filter out potential allergens and odors. Moisture can eventually lead to the growth of mold and mildew, which isn’t healthy for anyone, including allergy sufferers, to breathe in. Invest in a HEPA filter – Vacuums with HEPA filters can trap allergens that are so small that they pass through regular vacuum filters. That means instead of containing them, these small particles are only being shot back into the air where they are easily breathed in. WebMD suggests vacuuming once or twice a week to keep
Leave carpet and upholstery shampooing to the professionals, as excess moisture can contribute to mold and dust mites, which aggravate allergy symptoms. carpets and floors as clean as possible. Plus, don’t forget to vacuum upholstered furniture and drapes as well. Launder with hot water – When it comes time to wash linens, do so in hot water, which can kill dust mites residing in sheets and blankets. Employ mattress covers to further protect against dust mite allergies. Shampoo smart – Shampooing a carpet may cause moisture to become trapped in
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Treat mold issues – Mold can trigger allergic reactions, so it is best to keep it out of a home. Solutions that contain at least 10 percent bleach can be effective at killing mold, but it’s best to prevent mold from growing entirely. That means keeping tabs of any moisture issues and addressing them immediately. Allergies can be problematic, but routine home cleaning in the right way can help alleviate symptoms.
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the carpet fibers, leading to increased dust mites or mold growth. Spot-clean stains instead. Otherwise, hire a professional cleaner who will clean and dry the carpet as quickly as possible. Damp dusting is better – When cleaning up dust or home renovation debris, use a damp cloth or a vinegar solution to wipe down surfaces. This helps trap small particles instead of sending them into the air.
2018 Lawn & Garden Tour Sat. June 23rd 10am-4pm Begins at Historic Brandville School 1133 Grasser St., Oregon
•Spring Cleanup •Gutter Cleaning •Tree Trimming •Bush Trimming •Mowing Weekly •1 Time Mowing
A Garden Art and Plant Sale will be outside Brandville School 9am - Noon
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APRIL 16, 2018
Spring Home & Auto
Mulch offers various benefits in gardens and landscapes Mulch is available in various forms. Like other land and garden products, mulch can go a long way toward helping plants thrive. Mulch comprises just about any material that is spread over the surface of soil. Its purpose is primarily to help soil retain moisture. In addition, mulch can staunch weed growth, keep soil cool, improve the aesthetics of garden beds, and even improve soil nutrient composition. When the right mulch is chosen, it can reduce the amount of time homeowners spend watering and weeding their gardens and insulate plants from dramatic changes in weather. Gardeners may not realize that mulch also can prevent garden soil from becoming overly compacted, according to HGTV. This can mean beneficial earthworms can move easily through the soil, creating channels for water and depositing their nutrient-rich waste products. Gardeners can choose organic or inorganic mulch. Organic mulches are derived from natural materials that will decompose over time, lending organic matter as well as various nutrients to the soil. Organic mulches also may contain beneficial microorganisms that can fight against plant diseases. Inorganic mulches may be made of stones, landscape fabrics and plastic. Both types will need to be amended or replaced as they degrade. Those who want the most environmentally-friendly mulching materials can choose all-natural mulches instead of synthetic alternatives. To work effectively, mulch should be applied in a two- to three-inch layer of material, state the experts at Old World Garden Farms. This is the ideal amount to retain soil moisture and suppress weed growth without choking plants. Also, mulch that is too thick may make it impossible for water to penetrate, or it may prevent the soil from airing out, causing continuously wet conditions that lead to root and stem rot. The University of Connecticut Home & Garden Education Center says mulch should not be placed directly against plant crowns or tree bases, as this can promote
When the right mulch is chosen, it can reduce the amount of time homeowners spend watering and weeding their gardens and insulate plants from dramatic changes in weather.
Mulch can be a versatile asset when doing gardening projects around home landscapes
the development of disease. It may also serve as a habitat for bark- and stem-eating rodents. The center also suggests watering newly installed bark or wood mulches to prevent fungi from colonizing in dry mulch and causing problems like a water-repellent surface on the mulch. Home landscapers considering mulch types may find that compost, manure and grass clippings (from non-pesticide-treated lawns) can be inexpensive and versatile in garden beds. The home advice site The Spruce notes that newspaper may also be effective. Many newspapers have switched over to organic dyes, especially for their black and white sections. Newspapers are an inexpensive way to suppress weeds and act like organic mulch in beds. They can be covered with other organic mulch, like shredded bark, for more visual appeal. Mulch can be a versatile asset when doing gardening projects around home landscapes. And the benefits are more than just aesthetic.
Green waste recycling
Construction debris and appliance disposal Down 2 Earth, Oregon, Ohioâ€™s only green waste recycling facility has now added additional services for all of its clients. On top of accepting all branches, logs, grass clippings, dirt and other natural materials for recycling, they have also added the disposal of all construction debris and appliances. Doing a kitchen or bath remodel? They accept everything including the kitchen sink and toilet. Down 2 Earth will separate materials that can be recycled and dispose of the rest properly, according to Ohio EPA standards. They also accept old
water heaters, appliances, scrap metal etc. This service is open to the public and contractors as well. Down 2 Earth also sells recycled materials for wholesale purchase. They have natural mulches (dye free), dyed mulch, compost, and topsoil available. To make your landscape projects easier, they even added THE BIG BAG â„˘ to their product list. This is a one cubic yard bag thatâ€™s delivered to your site filled with your desired product, 100% mess free. Not from Oregon? Remember, you do not need to be an Oregon resident to use their services. Down 2
Earth is open the public and to businesses from any area. For disposal fees, hours and additional information visit their website at www. down2earthohio.com or call 419-276-3275.
4901 Wynnscape Dr., Oregon 419-276-3275 www.down2earthohio.com Open Fri. & Sat. 10-4 Beginning April 27th
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APRIL 16, 2018
Spring Home & Auto
Tackle one of these home improvement projects over the weekend
Home renovations do not need to take weeks or months. Many projects can be completed over the course of a weekend.
Home improvement projects ramp up when the weather warms up, as homeowners channel the rejuvenating feelings of spring and tackle their home to-do lists. Large-scale renovations can greatly affect a home, but smaller projects can yield impressive results and be completed over the course of a single weekend. If time is of the essence, these weekend or one-day projects may satisfy homeowners’ desires to fix up their homes. • Create an accent wall. Painting a focal wall in a home can create a serious impact. The bonus is it will not take as long or require as many materials as painting an entire room. Accent walls frequently feature a bold color, so decide on placement and tackle this project in less than a day. • Install stair runners. Dress up hardwood stairs with decorative carpet runners. Runners come in elongated pieces of carpeting or individual pieces that can be placed on each step. If carpeting doesn’t fit with the home’s design, painting individual stair treads also can create visual appeal. • Dress up the entryway. An entryway is a guest’s first impression of a home. Many entryways can use a minor overhaul, both inside and outside. Paint the front door a different color so it pops from the curb. Install a new mailbox or decorative house numbers. A new welcome mat can change the look as well. Inside, consider laying a new floor. Resilient vinyl tiles come in many different patterns and can mimic the look of wood, travertine or marble. Installing a floor can take a day or two. • Install a new faucet. Instantly improve a kitchen or a bathroom with new fixtures. New faucets can provide aesthetic appeal and low-flow faucets can help conserve water. • Create a gallery on the staircase. Gather and arrange framed photos, artwork or wall accents so that they ascend the wall of a staircase. This creates a designer touch and can dress up an often barren area of wall space. • Install a fresh light fixture. Improve drab spaces with a little illumination.
Better Homes & Gardens suggests replacing an existing fixture with something new and vibrant. If hanging a new fixture is not within one’s skill set, free-standing table or floor lamps also can cast a new glow on a space. • Add molding. Molding can add instant aesthetic appeal to a room. Molding is appropriate near the floor, at the top of walls where they meet the ceiling, or even mid-wall as a chair rail. Some homeowners like to create framed molding on walls in formal living spaces. • Update kitchen or bathroom hardware. Replacing hardware is a fast and easy project, but one that can have immediate impact. Swap out tired or outdated hardware for newer brushed metals and more impactful shapes and designs. Home renovations do not need to take weeks or months. Many projects can be completed over the course of a weekend.
See Your Home
Large-scale renovations can greatly affect a home, but smaller projects can yield impressive results and be completed over the course of a single weekend.
Recliners & More now offering custom design Recliners & More Comfort Center on Navarre Avenue in the Dollar Tree Plaza in Oregon has had different names and different locations over the years, but one thing remains unchanged – great service to customers east of the river. The business started in the late 1970s at the Great Eastern Shopping Center as a La-Z-Boy Showcase Shoppe and mainly carried La-Z-Boy recliners. In the 1990s, a new store opened at 4419 Woodville Rd., and featured La-Z-Boy’s full line of sofas and chairs. The store served customers from the East Side and beyond and now welcomes shoppers at the Oregon location at
the Recliners & More Comfort Center, which opened in 2015 at 3316 Navarre Ave., the old Eastern Lanes building, The store offers a full line of sofas, sectionals, reclining sofas and modulars and of course recliners – what else would one expect from the company that invented the recliner? Recliners & More owners have been excited to work with City of Oregon officials, and appreciate their business-friendly approach. Customers who are not sure of style, size, color they’re looking for are invited to take advantage of the store’s complimentary in-home service. Just stop in the store and speak with
one of the trained sales associates. The sales associate and one of the store’s trained designers will then visit your home to get a feel for what you’re looking to accomplish, design-wise. Then you’ll be invited back to the store for a presentation including a computer-animated design illustrating how the furniture will look in your room. Stop in for a visit and find out how La-Z-Boy can help you “Live Life Comfortably.”
Recliners & More 3316 Navarre Ave., Oregon 419-698-4591 Open Mon.-Fri. 10-7; Sat. 10-6 and Sun. Noon-5
Customize Your Home with our Interior Design Services!
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Recliners & More 3316 Navarre Ave. Oregon • 419-698-4591 Mon.-Fri. 10-7 • Sat. 10-6pm • Sun. Noon-5
APRIL 16, 2018
Spring Home & Auto
What can vehicle color say about the driver behind the wheel?
Automotive experts say color affects drivers’ decisions when they’re buying new vehicles
Cars and trucks may be modes of transportation, but many people see their vehicles as extensions of their personalities. The color of a vehicle can say a lot about its driver. In fact, automotive experts say color affects drivers’ decisions when they’re buying new vehicles. In 2015, a survey from PPG Automotive Coatings found the color palette of black, silver, gray, and white makes up 75 percent of new cars on the road. White has been the most popular car color for years, perhaps because neutral tones tend to look new for years, improving resale value as a result. The Pantone Color Institute periodically highlights popular trends in colors for home decorating, graphic design, fashion, and much more. Their experts know a thing about what color can say about a person. Here’s a look at how drivers may perceive themselves (and how others view them) based on their color choices in vehicles, courtesy of Pantone, NerdWallet, Thrillist, and Today.com. • White: This color – perhaps thanks to the popularity of Apple products – can often project a persona of a diligent, hardworking person. White is a dependable color that also is sleek and modern. Many people who prefer white also like the purity of the color and its perceived cleanliness. • Black: Black vehicles have stood the test of time as status symbols. Those who purchase black cars may view them as classic and powerful. Black also conveys elegance. That’s why limousines and hired cars are often black. • Silver: Silver cars may have futuristic connotations because of their metallic hues. Silver vehicles also can be elegant and prestigious. A certain element of modernity is associated with silver cars and trucks. • Gray: People who choose gray vehicles may be less concerned about status and more interested in a vehicle that blends in with the crowd. This nononsense hue could be ideal for cautious, even-keeled drivers who like to go with the flow.
• Blue: Light blue to mid-blue cars convey a sense of calm and coolness. Blue is a dependable color and may indicate the person behind the wheel is friendly. Dark blue can be a confidence-booster and also signal authority, as many police cruisers and law enforcement uniforms feature deep blue. • Red: People who own red cars probably like flash and attention. They’re likely magnetic personalities who enjoy standing out in a crowd. • Brown/beige: These earth-toned shades may indicate a person who is not pretentious, but easygoing and fiscally responsible. Reliability and comfort is prized above flashiness for those who go brown and beige. • Green: Green cars indicate owners who have a very strong sense of self and care little about what others think of them. They may be the people who march to the beat of their own drums. But the popularity of green cars peaked in the 1990s, so fewer green cars may be on the road today than in the past.
Locally Produced, Locally Made
Vehicle colors may say a lot about the people behind the wheel.
Sprague’s has deep roots in the community Sprague’s Farm Market located at 1327 S. Wheeling St. in Oregon is proud to be a fifth generation business. Their roots trace back to the Daniel Coy Farm which was established in 1842. Daniel Coy built the farmhouse on Pickle Road and the Daniel Coy Farm is still there today. The house located on the farm is the oldest house in Oregon. The original Daniel Coy Farm included the land where Picadilly Apartments stand today. The Oregon School District purchased the farm land
at Pickle and Wheeling for a school which was named Coy Elementary. When the building was closed, the name Coy Elementary was kept for the new elementary. Sprague’s Farm Market opens for the season in April. They offer plants in the spring, produce in the summer and fall, and holiday and grave décor in the winter. They offer a full line of garden products including mulch, hanging baskets, flowers, vegetable and houseplants. And to put the finishing touches on your garden,
choose from their selection of wind chimes, bird houses and handmade crafts. If you need advice before starting your spring project just ask their knowledgeable staff.
Sprague’s Farm Market & Greenhouse 1327 S. Wheeling St., Oregon 419-693-6739 Open 7 days a week, 9-8
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2 Way Radio Computers Exit Lighting Any motorized vehicles
BG Battery 803 S. Main St. Bowling Green 419-806-4655
Redeem this coupon for $10 oī purchase of $50 or more. Excludes GiŌ Cards, Landscape and Services. Limit one per visit. Expires 12/23/2018. Cashier use code: Suburban Press
3359 Kesson Rd., Pemberville, OH 43450
Spring Hours start March 26th Spring Hours; Mon.-Fri. 8-7, Sat. 8-5, Sun. 10-5
APRIL 16, 2018
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Sprague’s / Daniel Coy Farms has been proudly serving Oregon for over 7 generations. Established in 1842.
Huge selection of • Annuals & Perennials • Herbs • Vegetables (over 25 kinds!)
Hanging Baskets Onion Sets Seed Potatoes Grass Seed Bird Food & Feeders Fairy Garden Supplies Succulents Potting Soil Cemetery Crosses, Vases, & More
Bring in your container & we can plant it for you!
Like us on for more pics & current hours
Sprague’s Farm Market & Greenhouse 105 W. Main St., Woodville 419-849-3412
1327 S. Wheeling St. • Oregon 419-693-6739 • 9:00am-8:00pm • 7 days/week
GENOA CUSTOM INTERIORS 644 Main Street 419-855-7221 Mon., Tues., Thurs., Fri. 9am-5pm Wed. 9am-8pm; Sat. 9am-2pm
Spring Home & Auto
The secrets to being an organized family Modern families seem to be juggling more than ever before. When time seems to be a luxury, an ability to stay organized can help families manage the hustle and bustle of daily life more effectively. An online survey conducted by an internal research team on behalf of The Huffington Post polled more than 1,000 American adults in 2013, revealing 84 percent of recently stressed Americans say they worry that their home isn’t clean or organized enough. Within that group, 55 percent cited disorganization at home as a source of recent stress. Disorganization does not occur overnight, and neither will getting re-organized. But with some motivation, all families can become more orderly. Manage mornings – Families can usually use more help getting out of the house each morning in a timely manner. Each member of the household should have a designated area where they keep the items they will need for the next morning. Backpacks and briefcases should be prepacked, and lunches made the night before. In addition, sort the next day’s clothes before going to bed. Such efforts should make it easier to get out of the house on time each morning. Sort the entryway – Home entryways are usually hubs of traffic. Such areas are the first and last place family members go when entering or leaving the house. As a result, these areas are in need of some routine organizational attention. Use sorting bins for shoes, hooks for coats, trays for mail or homework, and other sorting equipment to keep things tidy and orderly. Embrace the purge – Take a hard look at what you use and what you don’t use around the house. Holding on to items you rarely use can contribute to clutter and create a disorganized home. Save only a few sentimental items, donating, recycling or discarding the others. Many organizational experts suggest going through items one by one and asking oneself if this is something that has been used recently. If it’s been collecting dust for a year or more, it can go.
When messes start to creep up, it is probably time to commit to getting more organized.
Sensible storage – Analyze what you have and then find sensible storage solutions. Store belongings in the same place each day so items are easy to find when needed. Frequently used items should be easily accessible. Seldom used items, such
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as holiday decorations, can be stored out of the way. It takes commitment and time to get organized. However, life tends to move along much more smoothly in organized homes than homes marked by clutter.
Let us help you with your spring cleaning! Would you like your home to be Sparkling Clean? Would you like an excellent job done every time for reasonable prices? Try DAY SPRING CLEANING. We are a family owned business with strong Christian Values. You will be pleasantly surprised.
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...so it does work. Over 56,000 potential customers are also.
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21700 W. St. Rt. 51, Genoa 419-855-6112
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me o C We u!! o Y To
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The arrival of a new season can be an exciting time. Homeowners may have renewed vigor to start home renovation projects or even tackle some cleaning and organization tasks. Before the weather starts to warm up too much, homeowners may want to evaluate their home cooling needs and ensure that all equipment is in good working order. Spring air conditioning inspections and tuneups are essential steps in system performance. Homeowners should not take for granted that a system that performed optimally last year will do so this year when temperatures climb. Various factors, including weather damage, dust and grime, mechanical wear and tear, and even rodent or insect infestations, can compromise HVAC systems. Since HVAC systems have so many moving parts, a thorough inspection of such systems can save headaches and money down the road. According to Heating Ontario, the extreme weather conditions that come along with fall and winter can be especially taxing on homes and the systems that keep them comfortable. During a spring visit, an HVAC technician will perform maintenance on the air conditioner and make sure it is ready for the heat of summertime. This maintenance may include cleaning the unit, checking controls, calibrating the thermostat, lubricating moving parts, checking refrigerant levels, tightening electrical connections, and clearing any clogs. Homeowners are urged to also change the filter at the start of the cooling season. Correcting any issues in the HVAC system well in advance of the arrival of warm weather can help ensure comfort when air conditioning is needed.
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Spring Home & Auto
APRIL 16, 2018
Avoid distractions and â€œmulti-taskingâ€? when behind the wheel Engaging with vehicle infotainment systems is dangerous not just because they draw our eyes away from the road, but also because these systems distract us from the task of driving.
It is relatively easy to avoid becoming a statistic by reducing distractions behind the wheel
Distracted driving is a problem that results in injuries and claims the lives of thousands of people each year. The National Highway Traffic Safety Administration defines distracted driving as any activity that diverts attention from driving. In 2015, 3,477 people were killed and 391,000 injured in the United States as a result of distracted driving. Allstate says distracted driving is now the No. 1 risk on Canadian roads, contributing to eight in 10 collisions. It is relatively easy to avoid becoming a statistic by reducing distractions behind the wheel. Put away tech devices â€“ One of the easiest ways to reduce distractions is to keep phones and tablets out of reach while driving. The U.S. Centers for Disease Control and Prevention says sending or reading a text message takes a driverâ€™s eyes off of the road for about five seconds, or long enough to cover a football field while driving at 55 mph. It removes a personâ€™s attention from the road; takes his or her hands off of the wheel; and it mentally engages the brain when a driverâ€™s focus should be on driving. Devices should be stowed away when driving. Drivers should pull over if they need to send a text or read a message. Set the GPS ahead of a trip â€“ Global positioning systems have revolutionized the way motorists get to and from locations. They can help signal upcoming traffic and find the best routes possible. Just like other devices, GPS can be a distraction, especially if drivers are taking their eyes off the road and constantly pressing buttons on the map. Enter the destination address before departing and place the GPS in a position that it can be glanced at, which will not impede vision. Better yet, let a passenger navigate. Limit or skip phone calls â€“ Many people find that making phone calls while on the road is an efficient use of time. Yet the personal injury experts at Lehmbecker Law say even when drivers use hands-free devices their brains can remain distracted for 27 seconds after using voice commands to dial a number. Engaging in phone conversations will continue to take driversâ€™ minds off of
Mortise & Tenon redefining â€œAmishâ€? furniture
their driving responsibilities. Drowsy driving is dangerous â€“ Being tired can be a distraction as well. Geico insurance reports a U.S. government study showed that 37 percent of drivers have nodded off or actually fallen asleep at least once while driving. Drowsiness increases the risk of a crash by roughly four times. Those who become drowsy behind the wheel should pull over. Skip the infotainment package â€“ New vehicle infotainment systems can take oneâ€™s attention off of the road for long periods of time. According to research from the AAA Foundation for Traffic Safety, drivers using in-vehicle technologies like voice-based and touch-screen features may find themselves unusually distracted. In addition to these tips, drivers can reduce the number of passengers contributing to distractions, turn down the volume on the radio, and pull over when eating on the road. Reducing distractions can save lives.
Mortise & Tenon provides a unique shopping experience, blending the traditional look of Amish-handcrafted furniture with more straightlined transitional designs. The Mortise & Tenon name originates from the name of a joint used in cabinetry and barn building that is synonymous with quality, craftsmanship and lasting durability. Within the two floors of showroom space, shoppers will find a large selection of tables, chairs, hutches, bookcases, bedroom furniture, childrenâ€™s furniture and much more. Furniture pieces are available in more than 16 different species of wood, along with a variety of stains and
the construction process â€“ even the scraps and shavings are recycled back into the furniture. Available in many colors from neutral earth tones to the bright and vibrant aqua blue, tangerine orange, and lime green, the furniture can go in any outdoor living space.
105 W. Main St., Woodville 419-849-3412 www.themortiseandtenon.com Open Wed.-Fri. 10-5, Sat. 10-4, Sun. Noon-4
TV & ELECTRONICS COLLECTION
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specialty finishes, offering limitless choices when it comes to complementing and enhancing your dĂŠcor. Donâ€™t see what you have in mind on the sales floor? Just ask, and the storeâ€™s knowledgeable sales staff will be glad to show you a catalog or more items available. Special orders are also always welcome. Mortise & Tenon also offers durable poly resin furniture to add style and function to your outdoor spaces â€“ from the front porch to back patio, around the pool or around the pond. Made from recycled #2 plastic, the Amishmade outdoor furniture is 95 percent green and will last decades, if not longer. Nothing is wasted during
9am - 12pm
Ottawa County Fairgrounds - W. St. Rt. 163, Oak Harbor Sandusky County Fairgrounds - 712 North St., North parking lot, Fremont Seneca County Fairgrounds&R5G6RXWKORW7LIÂżQ This recycling collection includes ALL Bellevue and Fostoria residents. This is a household collection ONLY. No businesses or institutions allowed.
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The District will CHARGE to recycle standard glass tube TVâ€™s. 419-334-7222 www.recycleoss.org
419-690-9896 We Do Commercial & Residential
24â€? or less
25â€? & larger
Any items not listed under â€œITEMS ACCEPTEDâ€? listing will be rejected at the collection event.
ITEMS ACCEPTED Televisions & Monitors
Please ĹśĹ˝Ć&#x;Ä?ÄžÄ?ĹšÄ‚ĹśĹ?Äž Ĺ?ĹśÄ?Ĺ˝Ć?ĆšĆ?Í˜
CRT (glass tube) TVs - not encased in wood and ĹśĹ˝ĆšÍžĆ‰ĆŒĹ˝ĹŠÄžÄ?Ć&#x;Ĺ˝ĹśÍ&#x;Ć?ĆšÇ‡ĹŻÄž, Monitors - CRT (glass) and LCD Computer monitors, Flat Screen LCD or Plasma Screen TVs. Computers & Related Equipment Please remember to remove personal data from your computer or laptop hard drive before recycling
Cables, cords, calculators, circuit boards, computers (CPUs), Copiers, 3-in-1 machines (Ĺ˝Ć‰Ç‡ÍŹ&Ä‚Ç†ÍŹWĆŒĹ?ĹśĆš), desktop computer speakers, document scanners, fax machines, hard drives, hub, keyboards, laptops, mice, modems, networking equipment, PC cards / memory cards, printers, power supplies, routers, servers and typewriters. Audio / Visual Equipment
Cables, cords, cable boxes - Analog / Digital boxes, cell phones, digital cameras, DVD players, DVR recorders, gaming consoles, hand held devices (e-readers, tablets), radios, routers, stereo components / systems - NO WOOD COMPONENTS, telephones and VCR / VHS players.
ITEMS NOT ACCEPTED ATTENTION: NO LONGER ACCEPTING ANY TYPE OF CONSOLE OR PROJECTION SCREEN TVâ€™s. WE WILL NOT ACCEPT GLASS TUBES THAT HAVE BEEN REMOVED FROM THE TV. Household Appliances / Items NOT ACCEPTED
Ĺ?ĆŒĆ‰ĆľĆŒĹ?ÄŽÄžĆŒĆ?Í•Ä?ĹŻÄžĹśÄšÄžĆŒĆ?Í•Ä?Ĺ˝ÄŤÄžÄžĹľÄ‚ĹŹÄžĆŒĆ?Í• ÄšÄžĹšĆľĹľĹ?ÄšĹ?ÄŽÄžĆŒĆ?Í•ÄžĹŻÄžÄ?ĆšĆŒĹ?Ä?ĹšÄžÄ‚ĆšÄžĆŒĆ?Í•ÄžĹŻÄžÄ?ĆšĆŒĹ?Ä? lamps, household appliances, irons, hair ÄšĆŒÇ‡ÄžĆŒĆ?Í•ĹšĆľĹľĹ?ÄšĹ?ÄŽÄžĆŒĆ?Í•MICROWAVES - KĹśĹŻÇ‡ Ä‚Ä?Ä?ÄžĆ‰ĆšÄžÄšÄ‚ĆšĆ‰Ć‰ĹŻĹ?Ä‚ĹśÄ?ÄžĹ˝ĹŻĹŻÄžÄ?Ć&#x;Ĺ˝ĹśĆ?, refrigerators, smoke alarms, toaster ovens, treadmills and vacuum cleaners. Other Household / Electronic Items NOT ACCEPTED
ĆľĹśĹ?ĆšĆ?Í•Ä?Ä‚ĆŠÄžĆŒĹ?ÄžĆ?(Ĺ˝Ä¨Ä‚ĹśÇ‡ĹŹĹ?ĹśÄš), CFL bulbs/ tubes, christmas lights, compressors, electric keyboards / organs, electric toys, lawn equipment, tools (Ä?Ĺ˝ĆŒÄšÄžÄšĹ˝ĆŒĆŒÄžÄ?ĹšÄ‚ĆŒĹ?ÄžÄ‚Ä?ĹŻÄž), white goods (ĹŻÄ‚ĆŒĹ?ÄžÄ‚Ć‰Ć‰ĹŻĹ?Ä‚ĹśÄ?ÄžĆ?Íż and WOOD speakers.
APRIL 16, 2018
Spring Home & Auto
Do-it-yourself home security systems offer safety, peace of mind
Some people may only want to watch the inside and outside of their residences
to a Wi-Fi network and give customers free access to a constant stream of video. Some systems make it easy for homeowners to listen in on what’s going on at home and even talk to anyone within the camera’s range. Others can be paired with cloud storage for recording video. Professionally monitored – Residents who are away from home frequently or are too busy to constantly monitor security systems may like the peace of mind of professionally monitored kits. Services like Frontpoint¨, Link Interactive¨ and Scout¨ are just three that have affordable starter kits and video monitoring. Monitored alarm systems can be set to call the police or other emergency services if necessary. Entry-level or advanced systems – Entry-level systems typically include a few door and window sensors, a motion detector and a hub that communicates with these sensors. This may be enough for someone in an apartment or small house. More extensive systems may include additional sensors, door locks, garage door openers, surveillance cameras, lights, sirens, and even water and smoke detectors. Do-it-yourself security systems represent a new wave to safeguard one’s belongings and family. Kits continue to evolve and have become more seamless than ever.
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Whether one owns or rents, individuals may be surprised to learn that do-ityourself security systems can be savvy investments.
Feeling secure at home is a priority for many people. Many people consider installing security systems in their homes to improve their sense of well-being. Whether one owns or rents, individuals may be surprised to learn that do-it-yourself security systems can be savvy investments. The right system can help people protect their belongings and their families, but sorting through the various security systems on the market can be a daunting task. While full-service setups that include professional installation and monitoring are available, some homeowners may want to investigate the highly customizable DIY kits now available. Some include personal monitoring, while others are self-install technologies with professional monitoring. Before getting started, homeowners and renters can ask themselves a few questions to help narrow down their options. • What is your budget? Professional installation and monitoring will likely cost more than DIY kits. • How large is the home? • Are you tech-savvy? • How frequently are you out of the home on vacation or extended trips? • Do you desire emergency response? • Do you want an entire package or just some deterrent devices? Once men and women have answered these questions, it’s time to start shopping. Here are some DIY security system items that may be of interest. Smart home security systems – These home security systems connect to a home’s Wi-Fi network so they can be monitored and controlled using a smartphone app. Others may be accessed through an application on the internet. It is important to look for a system that has the extra security of technology that is not easily hacked. Security cameras – Some people may only want to watch the inside and outside of their residences. It can take mere minutes to set up wireless security cameras around the house. These devices connect
*New Construction *Repairs •Vinyl •Wood •Chain Link •Aluminum FREE ESTIMATES - INSURED -
Call Jack 419-283-1005 or 419-973-2242
Create a décor to fit your taste and style Genoa Custom Interiors has built a reputation for offering quality products and attentive service, all at competitive prices. David and Cheryl Grosjean have been members of the Genoa business community for many years. David, an upholstery craftsman, started his business in 1976, and expanded to include carpet and floor coverings. As the business grew, he moved to 644 Main St., where Cheryl joined him. Cheryl, with her degree in interior design, added her own personal touch. Shoppers can choose from a wide selection of flooring, window treat-
ments and much more. As a Mohawk Color Center, Genoa Custom Interior provides a large selection of Mohawk flooring and installations. Flooring selections also include ceramic tile, hardwoods, sheet vinyl and vinyl tile, laminate, area rugs and commercial carpet. Unsure about what style you’re looking for? Staff members will take the time and get to know you and your style, and then help you customize your interior from floor to ceiling with floorcoverings, window treatments, wallpaper, bedding, slipcovers, upholstery and re-upholstery. Genoa Custom In-
BAYSHORE SELF STORAGE
terior designers will follow through and show you how to set up your furniture, flooring, window treatments and other accessories to provide a décor that reflects your personal taste.
GENOA CUSTOM INTERIORS 644 Main Street, Genoa 419-855-7221 www.genoacustominteriors.com Open Mon., Tues., Thurs., Fri. 9am-5pm Wed. 9am-8pm Sat. 9am-2pm
Let Us Build Your Dream Home New Construction Remodeling • Home Repairs
Special 10’ x 20’ $90/mo. +Tax Our self storage facility is totally fenced with electronic gate and cameras.
Call Bob Dedo today! 4961 Wynnscape Drive Oregon, OH.
Free Estimates 419-466-5238
$99.00 Air Conditioner $9 Clean & Service No Free Stuff (Gimmicks)
Licensed Contractor in: • Heating • Hydronics • Air Conditioning • Plumbing Services Include
Just the BEST Deal going on only what you need
• Free Estimate on Replacements • Air Conditioning • Heating • Hydronics • Water Heaters • Boilers and Treatment • Duct Cleaning • Preventive Maintenance • Service Repairs
Full Time Parts Department in Northwood
Expert Mechanical & Electrical Repair
Heating & Air Conditioning 5523 Woodville Rd., Northwood 419-693-3220 • 866-374-5050 Toll Free
State License #21395
531 Lime Rd., Woodville • 419-849-2001 2011 E. State Rd., Port Clinton • 419-960-4328
APRIL 16, 2018
Stop in and check out our Carriage House Design options!
Michel Tire has Closed 3311 Woodville Road, Northwood OH Car Trouble? - Warranty Issues? Let Dan R's Automotive Help
More color choices, including wood grains. Simple on-line design selection you can upload
Spring Tune Up Special
Free Towing and Courtesy Cars with Repairs
Mention ad when calling expires 6/1/18
Dan R's Automotive 4041 Navarre Ave Oregon, Ohio
Service & Lubrication of Garage Door & Opener $
+ any parts needed
Residential Garage Door or Opener Installed
10% OFF Mention ad when calling current list price
must order by 6/1/18
Your local garage door specialists
Northwood Door, LLC
30733 Drouillard Road Walbridge 419-666-4666
Recycle your yard waste locally. 4901 Wynnscape Dr., Oregon
Open Fridays and Saturdays 10:00 - 4:00 Beginning April 27th Any material of choice filled in one cubic yard bag and delivered for $165. No mess and its weather protected.
Wholesale Natural mulch • Compost • Topsoil as low as $16.50 per yard
Green Waste Drop Off including:
Branches (any size), Clippings (grass & leaf), Brush, Stumps, Logs, Wood Chips/Mulch, Stone, Dirt ~Drop Offs start at $6 a load~ g tin
Non Green Waste Drop Off including:
All construction debris, appliances, scrap, metals, furniture. ~Drop Offs start at $25~
NEW On site mobile screening plant Call for needs & pricing
For more information 419-276-3275 or www.down2earthohio.com
Cedar Point Road
Jason’s Home Improvement &
Property Maintenance Roo¿ng • Siding • Repairs Chimney Flashing Chimney Caps • Gutter Covers Weekly/One-Time Mowing • Edging Shrub Trimming • Mulch Spring Clean-Ups
APRIL 16, 2018
Spring Spruce Up SAVINGS!
5120 Navarre Ave. • Oregon • 419-693-0601 Monday - Friday 8am to 6pm Saturday 8am to 5pm • Sunday 10am to 4pm Visit our website at: www.gladieuxhomecenter.com
Retail Lender Oregon 419-690-8326
22020 W. State Rte. 51, Genoa | 419-855-8326 3426 Navarre Ave., Oregon | 419-690-8326 This product is for new lines of credit of $20,000 or more, or an increase of $20,000 or more on an existing line of credit. The APR is based on the current Prime Rate as published in the Wall Street Journal for loans with a maximum loan to value of 80% and First Federal Bank holds the first mortgage. The APR is based on the current Prime Rate as published in the Wall Street Journal, plus a margin of 1.00% for loans where First Federal Bank does not have the first mortgage and the maximum loan to value is 80%. The rate is variable and may increase after loan closing. The floor rate is 0% and the ceiling rate is 15%. The customer must meet credit, income and equity guidelines to qualify. There is a 5-year draw period where monthly payments of interest only are due. The minimum monthly interest payment is $100.00. The 5-year draw period is followed by a 10-year payback period where principal and interest is billed monthly. During the draw period, you can access your funds by writing checks. There is no annual fee or non-usage fee. There is an early termination fee if a customer decides to close their line (not just pay it to zero) within the first 24 months. The fee is 2% of the balance at closing, with a maximum of $300. All fees to set-up the account are waived. Property insurance is required. Flood insurance may be required. This offer expires on June 30, 2018. Offer of credit subject to credit approval.
Desirae Martinez Financial Sales Mgr. Oregon 419-464-9228
No appraisal fees through June 30th
Use your homeâ€™s equity to get a line of credit for home improvements, college tuition, a new vehicle, or to pay off high-interest debts. Call us to discover how your homeâ€™s nest egg can work for you.
Your home, your nest.
Home Equity Line of Credit
Spring Home Garden and Auto April 2018